Sickle Cell Day 062718

VOLUME 7 • ISSUE 10 • WEDNESDAY, JUNE 27TH 2018

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SICKLE CELL DAY DELLIA RISMAY/TORONTO CARIBBEAN

June 19th , 2018, marked the first recognized National Sickle Cell Awareness Day in Canada. The country is the first in the world to legally recognize the day.

To honor its significance, the Sickle Cell Awareness Group of Ontario, also known as SCAGO, invited those affected by the disease, including patients and their loved ones, medical professionals, and dignitaries to take part in a flag raising ceremony and reception at Toronto City Hall.

Lanre Tunji-Ajayi, the CEO of SCAGO, welcomed the crowd on the podium roof of Toronto City Hall, where all were gathered to watch the flag of the Sickle Cell Disease Association of Canada (or SCDAC) being raised. SCAGO is a member of the national body, which regulates patient advocacy throughout Canada.

Dignitaries present for the event included Lloyd Wilks, Toronto’s Consul General of Jamaica, Derrick James, Toronto’s Consul General of Grenada, Jane Cordy, Senator for Nova Scotia, and James Pasternak, a councilor for the city of Toronto. Also present were Dr. Isaac Odame, Chair of the Global Sickle Cell Network, Kabu Asante, President of the African-Canadian Social Development Council, Joseph Bodun Macaulay, and Jenny Gumbs, President/CEO and Chair of SCDAC, re-

spectively.

With the introduction of National Sickle Cell Awareness Day, those in the sickle cell community hope to increase visibility and knowledge of the disease.

Groups that have been advocating for more knowledge of sickle cell disease, such as SCDAC and its member organizations like SCAGO have been working towards making National Sickle Cell Awareness Day a reality. Lanre told Toronto Caribbean Newspaper about how important it is to have an officially recognized day for sickle cell disease.

“It is monumental, not only for the Awareness Group of Ontario alone, but also for the Sickle Cell Disease Association of Canada that worked very hard on this bill, and also for the general sickle cell community,” she explained. “It’s a day that will open up a lot of opportunities for us in terms of awareness creating, in terms of education. Many of the care providers in this province still don’t have strong knowledge around sickle cell disease. When our patients present for treatment, they sometimes tag them as drug seekers. So, having more opportunities to raise awareness will really expose sickle cell disease to more people.”

Continued On Page 5

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Toronto Caribbean | www.torontocaribbean.com | Wednesday, June 27, 2018

Marva Hemmings

Always standing in her faith and continues to be a child’s advocate

The newly elected president of United Achievers Club is Marva Hemmings. She is a mother of four who is now a retiree.

She was born in Jamaica but at the age of 18, she immigrated to Canada to start her adult life. Each person has their own morals and values and Hemmings was not an exception.

“My morals growing up was always to help others. As a child I would go camping to help out. I love children and always wanted to have children and thank God I have four of my own. They also have their own children. But my morals was to always pleased God first, I love the Lord.

I came to Canada and was involved with the church. My morals were to always do the right thing, love others and help others. So, I devoted a lot of my life helping out others.”

Kingdom Covenant Ministries is the name of her Church. Her immediate family members have always been highly involved in their place of worship.

Hemmings and her daughter sing in the choir. Her mom used to sing in the choir but sadly she passed away. Hemmings is also a Vacation Bible School teacher at Kingdom Covenant Ministries for more than 20 years. The age group she teaches is eight to nine years old who are grade three and grade four students. She teaches them how to love the Lord and each other which include kindness and tender

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care. Young children can be challenging to work with but for Hemmings it is manageable.

“So far I have one or two children who have been disruptive but somehow I have been able to calm them down by just telling them how much I love them. When you spread the word ‘love’ to children, they take that at heart and they know you really care about them. I will buy them stuff like juice or cookies to influence them. So, they will behave as they know Aunty Marva will treat them with incentives” expressed Hemmings.

Some Christians are so strong in their spirituality with God that it is so easy for them to resist temptations. Marva is one of those Christians who is able to fight temptations as she is a prayer warrior. Although, she is a strong woman in her faith she has never aspired to be a pastor, but why?

“I have done school of Theology so I have a lot of knowledge in Theology, but it has never crossed my mind to be a pastor. I am satisfied being a Sunday school teacher because I love to teach the children, I love being around the children, I love to be with children. Yes, there have been times when I have to work with adults as I do the women’s prayer meeting but I love being around children, so I enjoy being in the children’s ministry. Children are just my heart and it is my desire to see the world a better place and it all comes down to the children.”

Marva Hemmings has worked in a banking institution for forty years in which she does not want to disclose.

Many people change careers at least two to three times in their lives but Marva stayed steadfast in the financing industry.

She went to school for Business Administration and Accounting upon arrival in Canada. She said that she always liked the attire of bank personnel in Jamaica so, impulsively and hilariously, she decided to study B.A. But she didn’t stay in one position, of course, she kept moving to vari-

ous departments, so it never got boring for her.

Hemmings has never been a manager at the banking institution, so she has no experience in a leadership role.

However, she has been a member of the United Achievers’ Club since 2017 and the club has already elected her to be the president for the next two years. When asked why she was quickly elected, she had this to say:

“When I was contacted that I was nominated the question you asked was the same question I asked because I knew I was newly into the organization, so I was like why. So, what I have been told, the person who nominated me said she noticed that I was a very committed person, I was very interested in what I was doing. She also mentioned that she saw something in me that tells her that I would be a good leader. I show qualities of a leader in the way I reacted with the people around me. I have good ideas. I didn’t just go there and sit down, I actually participate so she noticed all of that about me and she believed that I am a strong leader.”

Her plans for the organization is to look at what needs to change and change it and what doesn’t need to be changed but needs improvement. For example, she noticed that past scholarship recipients do not give back; as she believes when you receive a blessing you should be kind enough to return a favor.

She wants to reach out to past recipients so that they can bring their ideas to the Club and strengthen the Club’s mission.

Marva looks forward to meeting and communicating with the friends and supporters of United Achievers’ Club at one of its monthly meetings or an upcoming event. Congratulations to Mrs. Hemmings on her new role and best wishes to the immediate past president Lucinda Sloley who has been the president since 2008.

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Wednesday, June 27, 2018 | www.torontocaribbean.com | Toronto Caribbean

PAGE 3

The Guyana Independence Festival Celebrates 52 Years of Excellence KRISTINA RAMCHARRAN alyssa@carib101.com

TC REPORTER

It was a treat for the senses as attendees were surrounded by food, music, vendors and most importantly culture. The 52nd annual Guyana Independence Festival was a culturally rich day of activities celebrating the culture and independence of Guyana, including the various aspects of culture the country has to offer.

The festival spanned two days, as the Saturday events featured cricket and soccer games, while Sunday was all about community involvement, arts, and culture.

Kicking off the day with a cultural show, attendees at the event held at Albert Campbell Square were treated to unique and beautiful costumes and dances representing the various cultures of the Guyanese community.

Despite the cloudy weather, the free festival saw a great turn out of families excited to immerse younger generations into the Guyanese culture. The entertainment scheduled throughout the day featured many dance and musical performances, as well as DJs spinning the best in Caribbean sounds.

The cultural show, which showcased all of the different cultures of Guyana, even featured a traditional Chinese lion dance, an Amerindian dance, Indonesian and Indian dancers and Afro musicians.

“Guyana is made up of six nations, and the festival is about showcasing all of our cultures,” said Kim Sue, organizer, and co-chair of the festival. “The festival is about showcasing all of our cultures, and this allowed that.”

Sue also added, “every performer, every DJ, gave fully of their time. They wanted to give back to the community. And this is what the festival is about. It’s about giving back to your own community and preserving, cultivating and promoting our culture here in Toronto.”

Also present at the event was Malcom Cho-Kee, the chair of the festival. “It’s all about Guyana and the taste of Guyana,” said Cho-Kee as he gestured to all of the cultural cuisine and entertainment surrounding him.

He noted that the festival does even more than benefitting the local Guyanese community, but also the country as a whole.

“The Guyanese in the diaspora are very important in the development of Guyana itself,” added Cho-Kee highlighting the role the Guyanese diasporic community plays in representing Guyana and its tourism.

The various vendors present at the festival were all members of the Guyanese community representing the culture, food, and people as a whole. “They’re all business people within the diaspora,” noted Sue, also

mentioning that many of the vendors have previously supported the festival in the past. “They all promote Guyanese products and services,” added Sue, expanding on the festival being a great medium for Guyanese owned businesses to reach out within the community.

Vendors present included Caribbean Cabana and Starlite restaurants, Hakim Optical, Laparkan Shipping, Norman Sue Bakery, multiple seafood distributors and Aunty Gai’s Homemade Products. The festival also featured young talented individuals including the Footsteps dance crew and the musically talented DJ Jono.

Both Sue and Cho-Kee note that an important mission of the festival is to pass down culture to the newer generations.

“Guyana still exists, come home,” said ChoKee ensuring that tourism is also an integral part of learning about the culture.

Sue also added, “we have to keep promoting and teaching and cultivating our culture. That’s the only way we are going to survive and know who we are, we need to know our identity.”

As for the festival in the upcoming years, some more changes are expected.

“Next year will be bigger, better and the weather will be wonderful!” said Cho-Kee. As the goal of the Guyana Independence Festival is to grasp a broader reach to the younger Guyanese generations and other cultures within the Toronto community, the organizers ensure that next year’s event will be one you do not want to miss.

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SCAGO celebrates first official National Sickle Cell Awareness Day DELLIA RISMAY dellia@carib101.com

TC REPORTER

Continued From Page 1 -- Bill S-211 is the Act responsible for getting June 19th recognized as National Sickle Cell Awareness Day. Senator Jane Cordy and Member of Parliament for Dartmouth-Cole Harbour Darren Fisher introduced it in the Senate and the House of Commons, respectively. It received Royal Assent and became law on December 12th, 2017.

Senator Cordy expressed her satisfaction at the bill being passed but also stressed that more work needs to be done. “We’ll celebrate today, but there is a whole lot left to do. We need newborn screening for all babies,” she said to the crowd during her speech at the event’s reception.

The event also featured short speeches from several people in the sickle cell community. Patients, their family members, and doctors described their experiences with the disease, namely the struggles they experience to get healthcare practitioners more familiar with how painful a sickle cell crisis can be, as well as the need for a standard of care at doctor’s offices and hospitals across the country.

MaryAnn Gordon, who is the mother of a child with sickle cell disease, spoke to the crowd about the challenges her family faces, especially when it comes to taking her child to hospitals other than The Hospital for Sick Children.

She recalled the times she had to take her child to a different healthcare facility, and her apprehension of the kind of treatment her child would receive there.

Doctor Jacob Pendergrast, who hosted the event’s reception, also shared his desire for a more uniform standard of care when it comes to treatment of sickle cell disease, and the treatment of patients in crisis. Dr. Pendergrast treats patients with sickle cell disease as well as other disorders in Toronto General Hospital’s Red Blood Cell Disorders Clinic.

Sickle cell disease, the most

common genetic disease in the world, is a hereditary blood disorder that results in red blood cells becoming sickleshaped instead of round due to an abnormal form of hemoglobin. A healthy red blood cell carries oxygen around the body, while the red blood cells of a person with sickle cell disease can become stiff and block blood vessels. When these blockages occur, they can cause pain and damage to vital organs in the body. If a blockage becomes severe, it becomes a sickle cell crisis. Immediate treatment is vital in these instances, as long-term organ damage can occur from a crisis. A sickle cell crisis cannot always be avoided, but the risk of them can be lowered if the individual avoids triggers such as extreme changes in temperatures and dehydration.

Sickle cell disease can be found in people from all walks of life, but it is more commonly found in those with African, Caribbean, Middle Eastern, Mediterranean, South American, Central American, or Southeast Asian origins. It can also be found in those with roots in the Western Pacific Region. In Ontario, it is estimated that there are over 2,500 people living with sickle cell disease.

One of SCAGO’s goals is to educate the public about sickle cell disease and encourage everyone to get tested, especially those who are planning to start a family. Because carriers of the sickle cell trait are generally healthy and do not exhibit any symptoms, many carriers do not know about their status until they have a child with another person that is a carrier, and the child is born with sickle cell disease. SCAGO estimates that a staggering 80% of African-Canadians carry the sickle cell trait. Lanre urges everyone to find out if they are a carrier.

“Having a child with sickle cell disease is a very expensive venture that you don’t get into ignorantly. You may be a carrier and want to have your children with another carrier of the sickle cell gene, but at least it’s best to know before you go into that relationship to know what the prospect of you having a child with sickle cell is, and the options are that are available for you. But you won’t know all of that if you don’t get tested and know your own status first.”

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Fight the Power- Section from Carnival Nationz sheds light on mental health KABRENA ROBINSON kabrena@carib101.com

TC REPORTER

The first thing that comes to mind when we think about Caribbean carnival is the vivid and vibrant display of culture through music and of course the creatively designed costumes, kaleidoscopic designs and eye-catching adornments brought to life by the vision, creativity and hard work of various bands and section leaders. We are often captivated by the aesthetics of these carnival costumes but how often do we focus on the various themes involved in the creative process?

Carnival costumes are usually designed around a chosen theme each year. For this year’s Toronto Caribbean Carnival, one section has chosen to add a new purpose to Mas by using their platform to spread awareness on a very sensitive yet highly important topic. Under the popular band Carnival Nationz and their theme of “Spreadin’ Love” for this year, the section titled “Fight the Power” is focused on shedding light on the stigma surrounding mental health in the community.

The section is under the creative influences of Nikole Stephens and Keyauna King who have both been actively involved in the business of Mas production for a number of years alongside their careers in healthcare and education respectively.

Stephens expressed that upon be-

ing continuously encouraged by colleagues to “put their creativity to use”, they made the decision to design their own adult section for the annual Toronto carnival.

“We started off with kiddies and that was successful, then we got the opportunity to build costumes for adults”, said Stephens.

“Being that we had done it for years and we had the knowledge and we’ve built the skills over the years we said ‘okay, let’s see how far it goes’”.

She added that the support they have received from the community has been shocking and overwhelming, especially following the release of this year’s theme, a theme that Stephens says carries great personal and general significance.

“We previously last year experienced a rough situation where a dear friend of ours experienced someone who died by suicide, so with that we wanted to dedicate our section to her as well as bring awareness”, she said.

“We wanted to show and bring more awareness to mental health issues and mental health illness, especially within our community. We find that it is something that is kind of shun or put on the back burner. A lot of people don’t have these discussions and don’t talk about these things among themselves or in their families”.

The color and design of “Fight the Power” is also very symbolic and specific to its theme. The various designs of costumes in the section are mixed with black, coral and mint. A contrast of dark bold and bright colors that emphasize the message of finding light in times of darkness. As presented, the concept of “shedding light” on mental illness is both literal and metaphorical as the main idea is that “through ‘fight the power’ there is always a brighter side to life and accepting certain

things.”

While the focus this year is on mental health awareness, Stephens and King have also been keen on taking on a body positive approach when it comes to costume designs.

Stephens shared that creating costumes that cater to all body types and sizes is something that they take full pride in.

“In our culture, we are made up of many shapes and sizes and it becomes a bit discouraging when a woman of a certain size wants to participate in something but their only visual is somebody of a smaller size, you might not think you would look good in that costume or the item” she said.

“With clothes, our whole life is about the image. You want to have a certain image and you have to look a certain way, but we have taken pride in just pushing all that aside and saying ‘you know what, all body types matter’ and that was the kind of market that we wanted to draw into the carnival experience, especially in Toronto. Just to have a visual of different sizes and just show that it is possible for you to feel confident and feel sexy in the same costume.”

This has garnered a lot of support from community members who regard Stephens’ and King’s approach to Mas production as empowering and innovative. Stephens says that going forward the goal is to continue designing costumes under themes that carry important messages and create a positive impact in the community.

“There are so many issues that are happening in the world and in our community that we could touch base on and if we are able to display that through art or through making costumes we would love to continue. This could be a new trend, just spreading awareness for what we want to represent”.

Chatting with Basil Williams – Guyana’s Attorney General and The Minister of Legal Affairs on Guyana’s promising future LEANNE BENN leanne@carib101.com

TC REPORTER It’s not very often that you get a chance to sit down and chat with the Attorney General of Guyana and the Hon. Minister of Legal Affairs.

Many Guyanese in Guyana and especially in the Canadian Guyanese diaspora and around the world will recognize the name Basil Williams; as one of Guyana’s most powerful lawyers, legal advisors and representative to the government of Guyana.

Within the last few years, there has been an undeniable amount of change happening in this South American nation. Almost anyone can now relate Guyana to the pending oil boom and economic overhaul that is taking place. Guyana is focused on developing a “green economy” on the cusp of the oil and gas transformation.

But let us rewind three years to May 2015 when the current administration, the APNU took office, Under President David Granger’s leadership, Basil Williams started one of his most challenging journeys yet. “The government took office 23 years after the last government, from the start, we’ve had challenges of correcting issues that arose over the years,” Williams stated.

However, challenges and issues of corruption aside, Williams mentioned the focus the government has on ensuring the proper management of oil and gas, he mentions the risk of “Dutch disease” essentially neglecting other sectors while only focusing on one area. For in-

stance, Guyana’s agricultural stronghold should not be neglected; the agriculture base needs to be strengthened in order to improve the economic life.

This is only one step in many areas that Williams has paid attention to. Specifically, Williams does not shy away from a good challenge. In the past few years, Williams took on the almost seemingly unrealistic challenge of removing Guyana from a FATF (Financial Action Task Force) and CFATF (Caribbean Financial Action Task Force) blacklist, addressing issues such as money laundering, anti-corruption and terrorism funding. Guyana was publically blacklisted by the CFATF in May 2013. Generally according to Williams removing a country from a backlisting can take many years, even just to get new legislation approved for instance in Canada can take up to two years.

By 2015, Williams was on the case handling issues of money laundering and drafting laws in order to meet the standards of the organization. By 2016, in just one year, Williams and a specially appointed anti-corruption task force were able to get Guyana removed from the blacklist. Despite only taking a year, it was a challenge and as Williams stated previous AG’s did not deal with that matter. It is key now to maintain Guyana’s standard and standing. In fact, Williams was eventually elected as deputy chair of CFATF in the 2016-2017 period and is presently Chairman in Office for the 2017-2018 period, in essence showing how committed he is to this matter.

With all that Williams has going on, he remains committed to dealing with the law and has had many teams of lawyers under his guidance and even travels to different regions in Guyana to educate citizens and workers on issues of corruption and recently has undertaken a team dealing with cybercrime legislation.

In terms of relations with the diaspora, Williams would hope that experienced Guyanese familiar in the oil and gas sector would one

day return and assist the developing industry.

“We did promise the Guyanese people a good life and we are underway, by implementing certain systems and focusing on other sectors in the economy. A lot of our people (Guyanese) are in North America and in the Caribbean region itself, but we are on a very good trajectory.” Williams also highlighted the focus on educating Guyanese about environmental law and green energy law which is very minimal at the moment but it is a major focus by the government and has even attracted the attention of the World Bank who has invited President Granger to present Guyana’s Green State Strategy at the World Bank headquarters in Washington DC, later in 2018. The Green State Development Strategy is focused on the economic and sociocultural development of the county in the long term.

With all these changes and developments happening in Guyana, Williams and many other ministers in the Guyana government make it a duty to interact with the diaspora. As this was Williams’ first trip to Canada since taking office in 2015, he had a list of scheduled events including speaking with the Canadian- Guyanese diaspora through the help of the Guyana Consul General, An Yin Choo, and others. Williams also mentioned the key support from the diaspora and many international NGO’s in Guyana. There have been several assessments and training by international groups to help lawyers, non-lawyers, judges, and magistrates. For instance, focusing on other areas of law such as mediation can help with the backlog of cases but presently there are not enough trained mediators after all these years.

Despite the daily changes, struggles and success Guyana faces in the next few years, Minister Williams and many citizens in Guyana hope to develop a clean economy for oil and gas, ensuring Guyana becomes an attractive place for tourists and many in the diaspora to return.

PAGE 7

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Toronto Caribbean | www.torontocaribbean.com | Wednesday, June 27, 2018

Guyana gets US$35M to boost financial sector

GUYANA -- The World Bank Group approved a US$35 million Development Policy Credit to support Guyana’s efforts to strengthen financial sector development and fiscal management to better prepare the country to benefit from its newly discovered oil and gas reserves and transform its oil wealth into human capital.

“This financing provides critical support to our reform agenda and efforts to strengthen institutions and build a resilient economy that is capable of withstanding both external and domestic shocks. These reforms will be key to guide the management of oil revenues for the benefit of present and future generations,” said Finance Minister Winston Jordan.

While currently nearly one in four people in Guyana live in poverty, experts estimate that GDP will surge when commercial production of newly-discovered oil and gas begins. In response, the government has embarked in a series of reforms to diversify the economy and turn oil windfalls into human development and sustainable growth in the long term.

“Guyana is making important strides to pro-

mote financial resilience and improve fiscal management, and has embarked on a broad-based reform program,” saidTahseen Sayed, World Bank’s Country Director for the Caribbean. “These reforms will be key to build a strong economy that is underpinned by a strategic management of public resources for the benefit of the Guyanese people.”

This financing focuses on strengthening financial stability and enabling sound financial development to promote macroeconomic stability and long-term growth. In particular, it will support banking reforms and depositor protection, the establishment of a deposit insurance scheme, implementation of a new insurance law, and the country’s anti-money laundering efforts.

This Development Policy Credit, the first of a series of two programmatic financial and fiscal development policy credits, is financed from the International Development Association - Guyana Chronicle

Coalition formidable GUYANA -- The A Partnership for National Unity (APNU) and the Alliance For Change (AFC) coalition government remains “a very cohesive and formidable political force”, Prime Minister Moses Nagamootoo said Sunday.

In an interview with the Guyana Chronicle, the prime minister said despite the projections of naysayers, the coalition has proved that after three years in office, the six parties of which it is comprised have been able to work together.

“The coalition has shown that it has quality leadership, a clear idea as to the importance of inclusive governance as well as a vision on the strategy for the comprehensive development of the country,” said Nagamootoo.

Asked to comment on the strength of the coalition ahead of both Local Government Elections slated later this year and the 2020 General and Regional Elections, Nagamootoo said inclusivity is critical.

He explained that the coalition which comprises six political parties — the Guyana Action Party (GAP), the Justice For All Party (JFA), the National Front Alliance (NFA), the Working People’s Alliance (WPA), the People’s National Congress (PNC) and the Alliance For Change (AFC), continues to work towards broadening the base of grassroot democracy by working both at the political and civic society levels.

By so doing, the coalition is better able to be assessed based on merit, thereby ensuring that there is a shared governance structure at the local government level.

“Already as we can see, the political demographics are being altered as in the Amerindian Council Elections, where larger numbers of people have chosen, even in traditional PPP areas, not to be associated with their parties,” said the prime minister.

As a result, Nagamootoo, who is a member of the AFC, has repeatedly stated that the coalition government has established and enhanced the landscape for inclusivity and accountability in the governance process, made it clear that “the winning formula seems to be greater inclusion of civil society”.

On Saturday, his party announced that it has begun its campaign for the LGE and has also started identifying candidates in each municipality and Neighbourhood Democratic Council (NCD) to participate in the said elections.

“The party, having already commenced its Local Government Elections campaign, has started with the identification of candidates in each municipality and Neighbourhood Democratic Council.

“The negotiations with coalition partner A Partnership for National Unity (APNU) with regard to contesting the LGE on a joint platform will continue,” the party said in a statement to the media.

Earlier in the year, the AFC agreed to contest the much anticipated elections with its coalition partner, the A Partnership for National Unity (APNU).

The top brass of the parties are expected to meet to discuss matters relating to the elections.

“It shows that at the local government level, the winning formula seems to be greater inclusion of civil society and at the national level while it may be too soon to talk about those elections I am confident that the credibility of the coalition government has placed it as a superior force in any contest in 2020,” Nagamootoo said.

However, executive member of the Work-

ing People’s Alliance (WPA) and political activist, Dr David Hinds on Sunday told the Guyana Chronicle that while the coalition government is intact, he does not believe it is as cohesive as it should be.

MORE MEETINGS He believes that there is lack of full cohesiveness, which is due as a result of limited meetings among the organs of the APNU.

“I think that has a tremendous impact on the cohesiveness of the coalition. It works well at the level of the Cabinet, there is no doubt about that,” he said.

Dr Hinds, who has been critical of the administration, said the meeting of the organs of the APNU is “very important” so as to have discussions on political strategies, tactics and the merits of policies.

“A lot more could be done to make the coalition cohesive. I think there have not been structured meetings outside of Cabinet between the APNU and AFC; I think they have only been meeting when there is a problem. Take for example; the LGE is upon us where they are trying to work out whether they should go together,” stated Dr Hinds.

“I am arguing that they need to meet structurally and statutorily. You are dealing with parties of different political orientations, different history and ideologies… and so for the coalition to work, you need to be constantly talking and hearing ideas,” he added as he called for the broadening of decision making process outside of Cabinet.

If this is not done, he is of the opinion that campaigning for the upcoming LGE would be affected.

The political activist explained that LGE represents a complex undertaking as it speaks specifically to communities, each of which has their own peculiar and particular problems and issues.

“So therefore I think if the perception among people is that the coalition is cohesive, then I think it will mobilise people more,” he said, noting that the government won the 2015 elections because of the perception of togetherness.

“As we go to LGE, which takes more mobilising than normal… you have to find something to bring them out to the polls and I am arguing that a sense of cohesiveness and togetherness will serve as a mobilising tool,” Dr Hinds told Guyana Chronicle.

Notwithstanding his criticism, Dr Hinds was quick to point out that Guyana’s future lies in coalition politics, especially with the coming of an oil economy.

He said it would be ideal to have a government of national unity which includes the opposition People’s Progressive Party (PPP), but that would be a long-term goal. In the short term, however, “we need the coalition to be in place,” he said.

“When facing the might of foreign companies… it is better to have a coalition of parties; it brings a diversity of perspective. Even as I am critical of the way in which the coalition has performed in terms of cohesiveness, it still represents the future of this country. We should do everything in our power, at the level of political parties, supporters of parties, to push the parties to ensure the coalition becomes stronger rather than being weakened,” declared Dr Hinds.

Democracy, he said, thrives on checks and balances and stressed that the strength of the coalition is the diversity of ideas and perspectives placed on the table.

- Guyana Chronicle

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Sandals commends Government’s efforts to build agricultural linkages

JAMAICA -- Sandals Resorts International (SRI) has commended Tourism Minister Edmund Bartlett and Agriculture Minister Audley Shaw for what it described as an “exciting initiative” to ensure that more locally produced items are consumed by the hotel sector as opposed to imports.

At the same time, SRI Chairman Gordon “Butch” Stewart has urged his fellow hoteliers to support the call to buy local first, saying that it will not only create a huge impact for the sector, but have significant economic gains for the country as a whole.

“Furthermore, it will have the added benefits of allowing the farming community to upgrade and modernise their production capacity, while the hotels themselves enjoy huge dividends,” added Stewart, who is also chairman of the Jamaica Observer.

Noting that Jamaica has vast acreage of fertile land, the all-inclusive resort chain said that encouraging a closer working relationship between the country’s farmers and its hotel sector will only redound to the benefit of all.

Sandals said that it understands first-hand the amazing benefits that can be derived from such a partnership, having been amongst the first hotels to engage the country’s farmers, to the point that the resort chain now consumes five million pounds of local farm produce annually.

“In fact, Sandals Deputy Chairman Adam Stewart, in his role as chairman of Jamaica’s Tourism Linkages Council, has long championed the need for greater partnerships between local suppliers and the hotel

sector,” SRI said in a statement.

“It is this mandate that guides the work of Group Director for Procurement Jordan Samuda to ensure that Sandals buys local first, wherever possible. Indeed, 90 per cent of the total volume of produce purchased in Jamaica every year are locally produced items. The total annual value of produce purchased by Sandals is $700 million, with farm products representing $500 million of that. On the other hand, the hotel spends just $200 million on products local farmers are unable to grow,” SRI said.

The statement quoted “Butch” Stewart as saying that there is no better partnership than one forged between agriculture and tourism, as he commended the efforts of ministers Bartlett and Shaw.

“Both ministers have taken a key step by working together to encourage and promote agriculture in Jamaica in a manner that I have never seen in my 37 years as a hotelier,” Stewart said. “It is heartening to see them put the weight of their respective ministries behind such an initiative, and along with Finance Minister Nigel Clarke, and under the guidance of Prime Minister Andrew Holness, we have a very powerful team doing what is necessary to make things better for the farmers, the hotel sector, and Jamaica.”

Added Stewart: “This is a breath of fresh air for us at Sandals. We know only too well the success that comes from allowing our guests to enjoy local products. Giving them fresh, locally produced items is not only tastier, it’s healthier. Sandals pours approximately 3.8 million cups of Blue Mountain

coffee each year in Jamaica, and the guests always call for more. Farm to table is the only way to go, and we currently engage 180 local farmers through our procurement Division.”

He expressed confidence that the hotel sector will cooperate with the Government, saying: “This is an important initiative because it means the distribution of wealth from tourism goes quickly into the various communities involved. The fact is the tourist dollar is one that can be very quickly distributed among all sectors; for instance, when hotels enjoy a great weekend with lots of guests, the farmers immediately benefit because there is greater consumption and, therefore, higher demand for their produce.

It’s a partnership designed to make dreams come true for the farming community, for the guests who want fresh produce, as well as the incredible chefs from all walks of life who operate in Jamaica.”

Stewart also noted the non-stop efforts being made by Bartlett to understand and engage with the challenges facing the hospitality sector, particularly in bridging the gaps between Government and the actual operational and marketing needs of the sector.

“Minister Bartlett continues to bring considerable energy to his ministry, and along with Minister Shaw, who just completed a tremendous stint as minister of finance, I expect the both of them to successfully take this initiative forward to the benefit of one and all,” Stewart said.

- Jamaica Observer

Jamaica must stake claim on local marijuana strains, says Wheatley

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JAMAICA -- Science, Energy and Technology Minister, Dr Andrew Wheatley, says the country must stake its claim on all local strains of marijuana for research and development.

Jamaica, it is said, has some of the best or finest marijuana strains in the world, which include the Jamaican Lamb’s Breath (or Lamb’s Bread) and Marley’s Collie.

“It is like our birthright and we cannot allow persons from outside to come and take away our birthright,” he argued.

He said it is believed that one country is “in possession of all our indigenous strains and is doing research on all of them.”

“We have to position ourselves, we have to take on the mantle (and) do what we have to do... as it relates to medicinal marijuana research,” the minister stressed.

He was addressing the signing of a memorandum of understanding (MOU) between the Jamaican Medical Cannabis Corporation (JMCC) Limited and the National Foundation for the Development of Science and Technology (NFDST) at the Courtleigh Hotel in New Kingston today.

The MOU formalises an agreement between the entities to undertake a project that will identify, isolate and conserve the local strains of cannabis for medicinal use,

utilising advanced plant biotechnological, botanical and agricultural methods.

It also aims to strengthen Jamaica’s contribution to the local and international health industries through the provision of raw materials and value-added medicinal products.

Through the MOU, the Jamaica/ Canada-based JMCC have committed to investment of US$2million in research and development over the next 10 years.

The NFDST will receive, manage and disburse the funds to a research consortium that will execute the undertaking.

The consortium will consist of members of the National Commission on Science and Technology (NCST), which is the coordinating body, the Scientific Research Council (SRC), Caribbean Genetics and the Institute of Jamaica, among other institutions to be identified.

“This project has the potential to catapult the island as the lead expert in medicinal cannabis use, which is a game changer,” Wheatley declared.

“The agreement is another advancement in cementing the solid framework for Jamaica utilising science and technology to energise, innovate and empower, (which) changes the game,” he added.

Wheatley said the project will enable “Jamaica to be among the first to position itself to create, discover and enter new frontiers” to not only ensure development of a sustainable cannabis industry but also for the growth of the nation.

In his remarks, Director of the NFDST, Dr Conrad Douglas, said the “findings will be important.”

“When we get into drafting this experimental programme, we will look into an experimental design aimed at developing new knowledge, which we will apply to the specific objectives and goals of the project, which we can transfer to other areas of the Jamaican environment,” he said.

JMCC’s Chief Executive Officer (CEO), Diane Scott, said her company is focused on the development of medicinal cannabis in Jamaica and is committed to being the best growers of cannabis in the world.

“We’re 100 per cent committed to protecting what you have, what is indigenous; what makes you unique and what cannot be found anywhere else. It is very important to us that we represent Jamaica in all facets,” she said..

- Jamaica Observer

Wednesday, June 27, 2018 | www.torontocaribbean.com | Toronto Caribbean

Ruel Reid, Ann Marie Vaz among JLP caretakers

JAMAICA -- The Central Executive of the ruling Jamaica Labour Party’s (JLP), at a meeting held at the party’s Belmont Road Headquarters Kingston Monday, confirmed four new caretaker/candidates.

Education Minister Senator Ruel Reid has been confirmed as the caretaker for the St Ann North West constituency. Reid, a former Jamaica Teachers’ Association president, is former principal of Jamaica College.

Wife of Portland Western MP daryl Vaz, Ann Marie Vaz was confirmed as caretaker for the Portland North West constituency. “Vaz has proven herself to be very popular among the working class within the constituency through her philanthropic contributions,” the party said. Her involvement, said General Secretary Dr Horace Chang, contrib-

uted significantly towards her affirmation.

The other confirmed caretakers are Robert Miller for St Catherine South Eastern and Delroy Slowley for St Elizabeth North East .

Chang said the party also discussed the Government’s economic policy, which continues to show positive indicators.

He also announced that plans have commenced for the annual JLP conference, which is to be held in November.

The meeting, Chang said, was fruitful and the party was particularly pleased with the economic and national security gains being accomplished by the Andrew Holness Administration.

- Jamaica Observer

New prison to be built in Trelawny JAMAICA -- Security Minister Horace Chang says a new prison, to be constructed in Trelawny, will, among other things, cut off gang leaders from the outside world.

The security minister, who expressed concerns about the ability of prisoners to run their criminal empires from behind prison bars, said the new penal institution, scheduled to commence construction in the next financial year, will be built with “electronic hardening”.

This means advanced technology will be used to cut off electronic communication with people outside the walls of the facility.

Dr Chang said that disconnecting gang leaders from communicating with people outside is also an initiative which will result in the dismantling of criminal gangs.

“…As long as they can’t communicate, it’s likely gangs will disintegrate. So they will be without a head. Of course, sometimes a new head will emerge, but it’s much easier to dismantle a gang once the leader is totally separated from them,” Dr Chang said.

He could not immediately provide the capacity of the newly proposed penal facility, but explained that Government was looking at about 30 cells to cage gang leaders.

“I can’t give you a figure on the capacity.

We are still planning, but we would want about 30 cells of that type. Those will not be the only cells. We want about 30 cells for leaders who continue to manage their empire from inside the prison,” he stated.

The security minister said the announced

construction of the new prison is timely as “we need some more space”.

“The population has grown and we also need more modern structures; some of them are rather very old and in bad condition,” Dr Chang noted.

He added: “We also need some safer ones (prisons), because one of the problems we are having is that prisoners communicate and build their empires from inside the prisons.”

Speaking to reporters following his address at the 33rd Annual Pharmaceutical Conference at the Montego Bay Convention Centre on Saturday, Dr Chang disclosed that the proposed site of the new prison is “a section of Long Pond which is remote”.

However, he scoffed at suggestions that his Government might now accept Britain’s £25-million prison gift to the country — a posture which his party has maintained ever since the offer was made in 2015, while the Jamaica Labour Party was in Opposition.

“That is part of history,” Dr Chang responded to the Jamaica Observer’s enquiry of whether the offer would now be considered.

In 2015, then British Prime Minister David Cameron announced that his Government would help fund the construction of a prison here, but a major condition was that Jamaicans incarcerated in England would complete their sentences at that facility..

- Jamaica Observer

Public Accountability Inspectorate to examine management of Petrojam JAMAICA -- Prime Minister and Leader of the Jamaica Labour Party (JLP), Andrew Holness, says a Public Accountability Inspectorate will be put in place to examine the management of the State’s oil refinery Petrojam, following allegations of corruption at the entity.

Addressing the JLP’s Central Executive Meeting over the weekend, Holness said the new board, which was appointed last Tuesday, will ensure that Petrojam is in good shape and that any strategic decision that the Government decides to take, it is able to fulfil the objectives in a timely manner.

“We are very committed as a Government to ensure that our energy security and our ability to provide the country with a reliable energy source,” he said.

Meanwhile, the prime minister said he is steadfast in his conviction that his Government is accountable for all actions.

“When we won the election I said that the cost of victory is going to be accountability because we were able to convince the public that we will be an accountable Government.

“If we proceed towards accountability as the objective, then every member of the party, even without enforcement, accepts that if something goes wrong, take responsibility, that is ultimate accountability,” he said, adding that while the Government continues to outperform its predecessor, there are threats such as corruption that hovers over his ad-

ministration.

As such, Holness encouraged all members of the central executive, the Cabinet and the party to refrain from the mere perception of corruption.

“So the issue of corruption, we have to address it, the perception of corruption we have to address it both at the Cabinet level and at the Parish Council level. I want you to address in your own little way, this perception and it there are any realities of corruption, if you are doing anything stop it, if you plan, don’t start it and if you are in it, come out of it.

I can only warn you. This perception is just not good for us,” he said.

Three Jamaican members of the Petrojam board resigned last week following a meeting with Energy Minister Dr Andrew Wheatley over the deepening allegations of corruption and victimisation at the refinery.

Cabinet has tasked the permanent secretary in the energy ministry, Hillary Alexander, to prepare a report on the operations at the refinery, specific to the allegations.

Venezuela, through its State oil refinery, has a 49 per cent interest in Petrojam, and three members who sit on its board. Sources told the Jamaica Observer that last December the Venezuelans conducted an audit at Petrojam due to concerns about spending at the facility. The findings, however, were not disclosed.

- Jamaica Observer

island news

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Toronto Caribbean | www.torontocaribbean.com | Wednesday, June 27, 2018

Jack urges Tobago to support project

TRINIDAD -- Tobago House of Assembly (THA) Finance and the Economy Secretary Joel Jack is holding out the Sandals Beach Hotel as a great hope for Tobago, telling Tobagonians they should recognise the project as an “important game changer” that will not only contribute to the national diversification thrust but will simultaneously provide the base for modernising the tourism sector in Tobago.

Presenting the island’s $4.58 billion Budget Monday, Jack spent time at the start of his presentation and almost to the end to sell the project to the people of Tobago, telling them it is a “necessary catalyst” to strengthen linkages among the “tourism, agriculture, education” and other sectors.

He said “high-quality food” is an “essential ingredient” for the hotel industry and in this regard “the Sandals project will present us with a great opportunity to upgrade farms and fishing establishments to meet the expanded demand for food”.

Indeed, he said the project had already started to generate strong interest among local and international entrepreneurs for some hightech niches in agriculture.

Almost as if to pick up on where he left off, minutes before he ended his budget Jack re-

turned to Sandals, telling Tobagonians that the project will assist in addressing the problem of the quality room stock on the island.

Currently, he said Tobago has a room stock of approximately 2500 rooms.

According to Jack, the Sandals project also has the potential to change the socio-economic landscape of Tobago, as its presence will “promote Tobago as a premier destination”.

He said it will also provide the opportunity of “increased airlift to Tobago from the North American market,” much like what is now being experienced in other Caribbean islands where the hotel chain has set up.

For those who had any concerns, Jack said “there is much to be gained from this Sandals and Beaches initiative” not only as a contributor to the national diversification efforts and to promote the island, but for the people of Tobago as well.

“We must adequately prepare to optimise the benefits from this project. The agriculture sector must be able to ramp up production to accommodate the anticipated demand, citizens must be able to meet standards of excellence and customer service that will undoubtedly be demanded by these hotels,” Jack said.

Conceding there are concerns about

the location for the construction of the resort on No Man’s Land, Jack said, “The proposed location is environmentally sensitive. We will work with the Government to provide adequate care and attention to protect our pristine natural environment.”

He assured Tobagonians that the THA is committed to ensuring there will be no harmful fallout on the environment and that Tobago will get “optimal benefit” from the discussions.

Sandals, for its part, has said recently that the hotel in Tobago will be a windfall for all, particularly for smaller hoteliers, as it sought to dispel claims about its operations. The hotel chain said Tobago will be among the biggest beneficiaries of increased economic activities, including global marketing and an exponential increase in airlift.

It said, “Not everyone who arrives on the flights we attract will stay at Sandals, indeed many will seek other options, creating a significant increase in business for the smaller hotels.”

Sandals said its mandate was to always buy local where possible and engage local farmers, taxi drivers, entertainers, tour operators and small business persons, including those who made craft and clothing.

- Trinidad Guardian

UNC misleading on Property Tax TRINIDAD -- Prime Minister Dr Keith Rowley Monday accused the Opposition of making the Property Tax issue a political mayhem and misleading the population.

Rowley made the statement during his contribution on the Corporation Tax Bill in Parliament, as he said the United National Congress was now carrying on about Property Tax as though it was “leprosy.”

Noting he had been paying taxes since the age of 17, Rowley said when his grandfather first gave him two and a half acres of land in Tobago he knew he had to pay a tax of $1.44 cents.

“I knew I had to pay it …because if I

didn’t pay it there would be certain consequences. They (UNC) making a political mayhem out of that …misleading the people in this country. But at the same time they foregoing billions of dollars in Property Tax, they borrowing money to fund a budget with a deficit.”

Rowley said in the five years the People’s Partnership was in power they ran deficit budgets.

“But at the same time, their philosophy on taxation does not allow them to collect the Property Tax which has been in the law since 2009.”

Between 2010 and 2015, Rowley said

the PP gave a waiver on the controversial tax.

“On the way out of office in 2015 they killed off the waiver and they knew…they said to the country come January 2016 you would be paying that tax. You know they are now opposing it and saying that when they come back into office, God forbid, they will abolish it.”

During a recent Monday Night Forum, Opposition Leader Kamla Persad-Bissessar promised that if they get back into the power they would repeal the Property Tax.

Rowley said for the UNC to make such a statement “them is people to watch.”

- Trinidad Guardian

PNM, UNC in tit-for-tat over dirty campaign TRINIDAD -- As the countdown to the July 16 by-election draws closer both the United National Congress (UNC) and the People’s National Movement (PNM) have accused each other of a dirty campaign in one of the two electoral districts they are contesting.

The accusations were levied Monday

by Minister in the Office of the Prime Minister Stuart Young and UNC Senator Wade Mark as six candidates filed nomination papers for the Barataria and Belmont East electoral districts.

The UNC, however, intends to lodge a complaint to the Elections and Boundaries Commission (EBC) returning officer and the police over the PNM’s nasty campaigning.

The Progressive Empowerment Party (PEP) is the third force in the race.

For the Belmont East district UNC’s Lianna Babb-Gonzales, PNM’s Nicole Young and PEP’s Felicia Holder filed at the office of the returning officer at Henry Street, Port-of-Spain, before 10 am.

Filing of papers for the Barataria district was done by UNC’s Sharon Maraj-Dharam, PNM’s Kimberly Small and PEP’s Christoph Samlal before the 3 pm deadline in Aranguez.

The seats in the San Juan/Laventille Regional Corporation and Port-of-Spain City Corporation became vacant following the death of councillors Pernell Bruno on July 8, 2017 and Councillor Darrly Rajpaul on November 18, 2017

Babb-Gonzales said she was not scared that Belmont has been a PNM stronghold since she been gaining traction.

Next Sunday, the UNC will provide a battery of lawyers to families of individuals who

have been incarcerated while a team of doctors will offer medical services to burgesses in Belmont.

“The PNM is conducting a very dirty campaign. What they have been doing is that all our posters that we have put up they have hired thugs to go and paint them over and pull them down. We are not doing that to the PNM,” said Mark who led a team of UNC supporters who came to support Gonzales-Babb.

Asked if the UNC have evidence of such claims, Mark said let the PNM deny it.

“The only person who would want to destroy our posters would be our enemies. This is a police matter and we will talk to the EBC as well about the dirty campaign that is being conducted by the PNM,” Mark insisted.

Gonzales-Babb said people have seen PNM supporters ripping or covering their posters.

“They are mortally afraid of Jearlean John who has been campaigning in Belmont,” Mark said.

Mark said after the UNC defeats the PNM in Belmont and Barataria his party will call on Government to call a by-election in the constituency of La Horquetta/ Talparo.

“And they know they are going to lose that seat because Maxie Cuffie is not going to be back in town for a long time. Once the four- year period is up under the Constitution you cannot call a by-election. We are going to put sufficient pressure on them (PNM) to ensure that they call a by-election.”

An upbeat Young said she was confident of victory. On the issue of claims by the UNC that the PNM has not been fighting clean, Young

(Stuart) who came out to support their Belmont candidate, said the situation was the opposite, as he blamed the UNC of covering PNM’s posters.

“The PNM never engages in that type of dirty campaigning. There is certainly no need for PNM in Belmont East to engage in anything but clean campaigning because it is going to be a clean sweep in Belmont,” Young said.

He said the PNM is expecting the UNC to lose their deposits as happened in the 2015 general election.

He said if the UNC gets more than 50 votes in Belmont they would achieve something.

THE UNC captured 49 votes in Belmont for the 2016 Local Government Election.

If PNM supporters are found to be engage in dirty campaigning, Young said the party would not condone it.

“I don’t know how the UNC behaves.

What I do know is the way the UNC behaves the PNM would never behave. If you take a drive through in the Belmont constituency as I did Monday, you will see whose posters are on top of the other person’s posters. And it is certainly not the PNM’s posters on top of UNC’s posters,” Young said.

Holder who was born disabled said she was optimist of her chances for PEP.

“I think my chances are amazing. I have been walking around Belmont and people are desperate for change,” she said.

Samlal said burgesses in Barataria want to support a third party.

Calls Monday to EBC’s communications manager Dominic Hinds went unanswered.

- Trinidad Guardian

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Toronto Caribbean | www.torontocaribbean.com | Wednesday, June 27, 2018

NIF will bring better returns TRINIDAD -- Having earned annual interest of just $7 from one of his bank accounts, Prime Minister Dr Keith Rowley Monday called on the business sector, NGOs and customers of commercial banks to invest in Government’s National Investment Fund (NIF), which he assured will generate higher returns on their investment.

As Rowley made the call during his contribution to the Corporation Tax Bill in Parliament, he also slammed commercial banks in T&T for their service charges passed on to customers.

Responding to Opposition MP Bhoe Tewarie, who stated that the NIF would not create an appetite for investment from the public, Rowley said the establishment of the fund was not a “willy-nilly” decision since they obtained the best advice from experts.

The public offering was made by Finance Minister Colm Imbert recently in a bid to recover $16 billion still to be repaid to the Government by CL Financial, which collapsed in 2009. The government bailed out the company to the tune of $23 billion. The assets of CL Financial are valued at $10 billion, while the fund is expected to generate $4 billion through the public offering.

Monday, Rowley said when they thought that the People’s Partnership had fixed the CL Financial issue they did not and

a such the PNM was now seeking to recover $15 billion of taxpayers’ money from the bailout.

“The minute we mentioned NIF there were those who jumped out in front and was saying it would fail,” Rowley said.

He said there are people in the country, Opposition included, who object to everything the PNM puts forward.

“They have a negative outlook to it and some of them want it to actively fail,” Rowley said.

Looking at the commercial banks, the PM said citizens owned $103 billion in cash.

“Mr Speaker, a small amount of that is mine. I have a small account in a bank… very small, but small enough that I expect to earn something on it. When I get my bank statement I see that on my substantial amount of money in the bank I earned $7 in interest.

I can’t even buy gas to go and collect the $7. I am sure there are many people who would be hearing me say this now…who have significant sums in the banks earning next to nothing,” the PM said.

Rowley said some customers get zero interest. “I am told the way these banks behaving, after they deduct charges you have to pay them to hold your money in the

bank. That is why we expect that persons who are owners of this money will take the opportunity to put it in a situation to earn something on it.”

In light of this, Rowley said it would be wiser if the public, NGOs and businesses invest in shares of some CL Financial companies through a public offering - the NIF.

“In the public sector deposits in the commercial banks, there was $6.9 billion.

That is taxpayer money in the public sector.

State enterprise sector, $6 billion they have there. The private financial institutions, $10 billion.”

The businesses, Rowley said, amounted to $10 billion, while the private sector businesses had $25 billion and NGOs and sole traders accounted for $3.8 billion.

He said some citizens had US$18 billion “in cash” at local commercial banks waiting to invest.

“And citizens of Trinidad and Tobago as individuals have $51 billion in T&T. And you want to tell me that we give them this opportunity to invest to the tune of $4 billion and they will turn their backs on it because we have done the wrong thing?”

Rowley said they had already advised people that even though they have “a small cacadah” to invest via the fund “to get good returns. I have every confidence that

the bonds that the Minister of Finance will make available in the coming weeks, that the people of this country will not be advised by others but will be advised by those who wish this country well and they will participate in this bond.”

He said those who invest in the bonds will collect a return of 4.5 per cent over a five-year period without being taxed.

The 12-year bond, Rowley said, will guarantee 5.7 per cent return, while a 20year investment will generate 6.6 per cent, saying there was a greater need for people to save and to contribute to T&T’s overall development.

Caroni East MP Dr Tim Goopeesingh, in response, described Rowley’s contribution as a “tirade of pavement talk and hogwash”.

Gopeesingh said when CL Financial collapsed nine years ago Rowley was part of the then government, pointing out that he (Rowley) has to take the blame for the CL Financial fiasco.

“The Prime Minister now owes us an apology for the debt he has cost this country for being part of that government,” Gopeesingh said.

- Trinidad Guardian

Timber licensees protest pace of processing documents TRINIDAD -- Some 60 Rio Claro and Mayaro woodworkers (licensees) who purchase trees through the Forestry Division are begging Prime Minister Dr Keith Rowley to help them.

The licensees are claiming that they have been unable to purchase or sell the trees to earn an income to support themselves and their families for almost two months.

During a placard demonstration in front the Rio Claro office Monday, Imtiaz Mohammed said on June 20 during a meeting with Agriculture Minister Clarence Rambarat and the Conservator of Forests, a directive was given to a senior officer attached to the Rio Claro office to start processing the paper work to allow the licensees to buy the trees and remove the trees which they have already purchased.

TRINIDAD -- Relatives of Yasin Richardson and Brandon Harewood are calling for an immediate intervention by the head of the Police Complaints Authority (PCA), David West, as they claim that their children were allegedly fired upon by the police “for no reason” on Saturday morning while on their way home from a party.

Richardson, 22, who was shot multiple times, was the driver of the car and later died while receiving treatment at the Arima District Hospital.

Harewood, also, 22, who was shot and injured, was up to Monday still in police custody at the Arima Police Station.

Richardson lived at Wallerfield. He was Harewood’s neighbour and “good childhood friend.”

Speaking with the T&T Guardian Monday at the Forensic Science Centre in St

Licensee Imtiaz Mohammed complained that the officials at the Rio Claro office are failing to comply with this directive.

He claimed they are still failing to accept their applications, stamp the trees and issue permits to them to remove the trees.

He said, “The other problem is it have officers sitting in the office here failing to give us permits to remove the wood that we already purchased and have by the road.

In that order, we cannot make back the money that we invest...plenty people here have no salary, no form of income without getting these wood move out from there and is just a simple thing as a little document for the ranger to write for us.

Faiz De-Grilla, vice president of the T&T Workers Cooperative Society, said they had also set up a meeting on Friday to dis-

cuss the alleged bribery.

“We want to put an end to this once and for all. We fed up with the victimisation, we fed up with the extortion and exploitation.

We just had had enough. We are asking the Prime Minister to intervene.”

Complaining that they are unable to pay bills and care for their families, Alimool Rahim, who is also an imam, pleaded, “We are pleading once again to the minister who has done a very professional job and the head of forestry who has done a professional job to stand up on your feet and stand for what is right and give us what is just due for us .”

When contacted, the minister said a team of officers will be visiting the office today.

He said, “This is an issue dating back several years. I have been meeting with

Relatives call on PCA for help

James, Richardson’s father, Andre, said he needed answers from the police, who were involved in the incident.

An initial police report stated that at about 4 am police officers of the Northern Division were on patrol along Cocorite Road, Arima, when they attempted to stop a vehicle with two male passengers.

The men reportedly ignored their requests to stop and sped off. The officers called for backup and pursued the men, who allegedly began shooting at them.

Even after the police shot the car’s tyres, the driver continued to drive. The vehicle was eventually intercepted along Tumpuna Road South after the driver crashed and the vehicle flipped.

The driver and passenger were removed from the wreckage and taken to hospital for treatment.

However, Andre said he strongly believes that something is wrong as he firmly believed that his son and his friend did not have guns in their possession.

Andre said he was told that the police officers were responding to a report of an attempted robbery at a gas station in Arima.

“Maybe they mistook my son for the thieves but we went around and ask the three gas stations around that we know of and we were told that nothing like that ever took place on Friday night up to that time that shooting took place…no robbery…no attempted robbery,” he said.

Andre said his son worked together with him as an engineer’s assistant and had recently bought his Suzuki car. “He had gotten paid and decided to go to a party in San Juan.

So, it was him and two friends - Brandon and a next one, who he had dropped off just before

the woodworkers for over a year and in May 2018 we settled all the issues. The end result is that we have more licensed woodcutters and all of them have forested areas where they can access trees. They reached out to me to complain that the Forestry Division office in Rio Claro is not processing there documents quickly enough.

“A team headed by the Deputy Conservator of Forests and including the Assistant Conservator of Forests and Forester 3 for the area are going to the Rio Claro office to resolve these issues. The issue of lack of productivity at that Rio Claro office is a complaint I continuously receive from the public.”

Rambarat said he has brought these issues to the Conservator of Forests.

- Trinidad Guardian

the police shoot them.”

“I really need answers here and the police must take wrong for this. They have to take responsibility for this,” Andre said.

Harewood’s mother, Sasha told the T&T Guardian Monday that she attempted to get information from the police but to no avail.

She said, “All they tell me is that my son at the station and he has not been charged for anything as yet (up to 6 pm Monday).

“I went to the hospital and was told that my son was shot and had received treatment but was given no other kind of information as to where, if it’s left or right. I know he is at the station because I tried to carry clothes and food for him but the police refused to give it to him.

I asked what happened and all they tell me is that it is a police matter,” Sasha added.

- Trinidad Guardian

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feature

PAGE 17

Auto Body Repair Like Magic with the Auto Magicians Nobody ever expects to be in an auto collision, but sometimes life happens. In recent years dealing with auto repairs can seem like a nightmare, reporting insurance claims, coping without a vehicle, and worst of all seeing your vehicle all scratched up and dreading how long it will take to fix it.

The peace of mind gained from leaving your car in the hands of a capable mechanic is euphoric. Getting your vehicle back good as new is like traveling back through time before anything had ever happened, seemingly like magic.

From ever since he can remember Chris Beattie has always had a passion for vehicles, being around them, working on them and helping to repair them. Born and raised here in Canada, now a 5th generation Canadian, Chris is no stranger to the community with friends and people he considers family hailing from the Caribbean community. When his Jamaican neighbor’s house burned down, his parents extended that wholesome Canadian hospitality to welcoming them into their home helping them out when they needed a hand, while their house was being rebuilt and from a young age Chris was introduced to food, culture and Caribbean influences which he still submerges himself in today.

Several years ago, he and his business partner Marco Garrido teamed up, combining their skills together to start an auto body repair company called Auto Magicians.

“Both Marco and I have always had a love and passion for vehicles, and when we started working together we got involved with Paintless Dent Repair (PDR),” Beattie says. “We are able to take dents out

of cars by using special tools to help massage the metal back out.”

This innovative type of repair job is unique in the industry, removing dents without hindering the vehicle’s paint job.

“With PDR you’re saving people a lot of time and money, and it’s environmentally friendly,” Beattie explains. “Most body shops see a small dent on your door, and they are going to want to repaint the whole panel. Your car would potentially be out of commission for four days where we can do something for you in a couple hours and make it brand new.”

Chris’s passion for the automotive industry, however, extends not only to his knowledge of cars but also helping out the people who drive them. He takes pride in the work they are able to do for their customers, dedicated to informing them about their options and standing behind them if they need assistance settling a claim.

“We’ve been doing this since 2010, and I’ve never seen myself anywhere else,” Beattie shares. “I’m an entrepreneur with a background in marketing and sales and when we began seeing more and more damage to the vehicles being brought in we ventured into the auto body side of things because our clientele preferred to deal directly with us.”

Working closely with his clients and giving them a 100% satisfaction guarantee on the jobs they do is something that Chris takes pride in. He is more than aware of the stigmas sometimes associated with auto body shops and the skepticism of customers leaving their vehicles in their hands.

“We are considered Auto Appearance Specialists and we are different from other shops,” Beattie explains. “For the past five years we’ve been voted Top Auto Body Repair Shop by Top Choice Awards, 2017 Mississauga News Readers Choice Winner for Best Automotive Body Shop & Detailing, Consumers Choice Award Winner of 2018, and voted One of Three Best Rated Auto Body Shops in Mississauga.”

They are the first body shop to ever receive the Top Choice award for quality and excellence, and it speaks to the high standards they hold themselves accountable to.

“We are highly consumer motivated and our customers are #1,” Beattie says, “We abide by the golden rule ‘treat others as you want to be treated’ and promise a lifetime warranty on our jobs.”

As with any small business Chris shares that there is a lot of time traveling being away from family, but most importantly building a strong reputation for your business takes time maintaining something that could be destroyed very quickly.

Many business owners work in their business, instead of working on their business and Chris explains that’s the difference between owning a business and entrepreneurship, you are able to work on your business and in your business struggling to do both and maintain that balance.

“Next to your house, your next biggest investment is your vehicle and you want to make sure if you’re trusting that with someone that it’s going to be looked after for you,” Beattie says. “We’ve won awards not because we’re proud, but because we are humble and we appreciate

our clients.”

Behind Chris stands a strong team of Auto Magicians that includes his business partners, Marco Garrido and James Batista as well as the woman that keeps them organized Nevada Martin.

“I find working in this industry to be very fulfilling, I’m always meeting new people and helping them out,” Beattie says, “We arrange rentals for our customers, or act as mediators between two parties if they are in an accident and sometimes help them settle without going through insurance if need be.”

The Auto Magicians literally work their magic to get the job done, they pride themselves on offering services that other shops don’t, offering free estimates, no appointment necessary just by emailing them a photo of your damaged vehicle.

“Everyone that works for us is amazing at what they do,” Chris says. “When you visit the Auto Magicians know that you’ll be given sound advice, and you’ll be treated like family.

Whether is a dent, scratch or full on auto body repair the Auto Magicians have you covered. They work diligently to make all your car repairs and damages vanish into thin air! Visit them in Mississauga and let them give you the peace of mind you deserve and bring your vehicle back to working order in the quickest easiest way possible!

Written by Alyssa Mahadeo Toronto Caribbean Reporter

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PAGE 18

Toronto Caribbean | www.torontocaribbean.com | Wednesday, June 27, 2018

Caribbean artistes to hit major stage in LA For BET International Awards aba@carib101.com

ENT. PUBLICIST

Trinidad and Tobago artiste, Nailah Blackman continues to rally the sup-

in Los Angeles.

News of the Soca power couple’s inclusion at the awards came on Friday. Jamaica’s Konshens and Shenseea will also perform. Ironically, Shenseea and Konshens dropped new music with Rvssian on June 15th- a track called, “Hard Drive” that the Jamaican dancehall princess has been pushing hard, since. Likewise, T&T’s Bunji Garlin and Fay Ann Lyons released two

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The Caribbean entertainers will perform in LA on Friday. The actual awards ceremony takes place on June 26th.

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Toronto Caribbean | www.torontocaribbean.com | Wednesday, June 27, 2018

How to choose the right summer camp for your kids So, the kids are off for the summer and you have no idea what to do with them? You could let them stay home with the nanny, wake up at noon, play video games and waste time at home doing nothing… Or, you could send them to the perfect summer camp!

As a parent, how do you choose the right summer camp for your children? Keep reading for a few tips on how to choose the right one.

1. HISTORY Though it might not seem like a big deal, the number of years a camp has been in business does mean something. Although there are an abundance of fantastic new camps out there, many believe that a history of proven success is one of the

best ways to gauge the quality and trust of a given day camp. It’s difficult to stay operational for long without a good reputation.

2. SPECIALIZATION You know what interests your children. So when looking for the right camp, be attentive to the types of activities that are offered (sports, science, computers, etc.) and make sure they coincide with what your child likes to do.

3. COMMUNICATION This is especially important for sleep-away camps. Make sure the camp’s administration has ways of keeping parents in the loop about the various events the camp

is throwing and other information that could be important. It’s also important that you be informed immediately should your child get injured or become ill at any point throughout their stay.

Don’t leave your kids at home this summer.

Send them to camp!

Sign your kids up for a team sport this summer You want your kids to stay active during the summer. Sitting on the couch all day in an air-conditioned house just won’t cut it. Why not sign your kids up for a team sport to pass the time during summer vacation?

Not only is it a great way to have fun, but it’s also beneficial to your child’s overall development. The following are just a few ways in which playing a team sport can benefit your child.

IT WILL IMPROVE THEIR PHYSICAL HEALTH It’s no secret that one of the main worries every parent has is that their child isn’t getting enough exercise.

Health is important, and being part of a team will keep your child active and in good physical shape — all while having a great time!

IT WILL HELP BUILD THEIR SELF-ESTEEM We all know that practice makes perfect. In this case, practice can actually help improve your children’s self-esteem. Over the course of learning a new sport, your children will subconsciously set goals for themselves (learn to kick the ball better, practice stick handling, improve shooting). When they complete these goals, they feel a sense of accomplishment that will improve their self-confidence.

IT WILL HELP DEVELOP THEIR CRITICAL

THINKING SKILLS Playing a sport forces you to think about what you’re going to do next.

Every play is a problem that needs to be solved. Continued practice will improve the way your children think in life and in the classroom.

This summer, sign your kids up for a team sport (soccer, hockey, basketball, baseball, etc.).

Activities to keep kids busy this summer Summer is finally here, and with it the added responsibility of keeping your kids busy for several weeks of summer vacation. While this might seem like a daunting task, there are infinite things you can do with your children over the course of an entire summer. The worst thing you can do is let your children sit in front of the TV and play video games 24/7. Here’s a list of things you can do with your kids this summer:

• Go strawberry picking. Going to pick your own tasty strawberries (or any other type of seasonal fruit) is a great way to spend time with your children out and about in the beautiful summer weather. You’ll get some fresh air and well-needed exercise along the way.

• Play outside in the sprinklers. When it’s not raining, it’s time to go outside and have a good time. Have fun running around and jumping through the sprinkler, or get creative and make your own rain using the hose. There are tons of fun ways to cool off in your own backyard this summer.

• Host a game night. On rainy days, invite friends over for a game night (or day) to keep your children occupied. Some things to include are board games, cards, arts and crafts, and puzzles.

This summer, keep your children busy with indoor and outdoor activities alike. Be sure they (and you) wear the proper sun protection (sunglasses, hat, sunscreen, etc.) to prevent burns while you and your kids are out and about.

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Grace Coconut Water

Assorted 500 ml

Campa Baking Powder 400 g

Jamaican Pride Callaloo 540 ml

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Grace Festival Mix 270 g

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each

6

99 each

Goat Meat

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3

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Easy Cook Oxtail Trimmed

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Beef Shank Steak

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PAGE 26

food

Toronto Caribbean | www.torontocaribbean.com | Wednesday, June 27, 2018

Crabby’s sweet corn on the cob EARTHA LOWE eartha@carib101.com

FOOD SPECIALIST

One of my fondest memories growing up is of a lady nicknamed “Crabby.” Like clockwork, and at the beginning of every school summer break in Jamaica, Crabby set up a food stand selling sweet, buttery, crisp boiled corn on the cob, and boiled crab.

Before I get talking about this fond memory any further though, let me define “food stand.” Picture two to three large deep pots with sweet Jamaican boiling water on what might have been coal stoves. Buckets of live crab and corn being delivered throughout the day by handcart, by Crabby’s husband. Now, the most exciting part of this experience? My brother who is a year older

than me came to be Crabby’s “little helper”.

My big brother working for Crabby meant free corn on the cob, and crab, for the whole summer for me and my two sisters. And no, there was no getting tired of eating it. This was good Jamaican food by the roadside!

You’ll love the sweetness and herbaceous nature of this recipe as much as if you had experienced Crabby’s cooking. This dish is inspired by fond memories of summer and ingredients native to where I spent my younger years, where thyme, scallion, coconut milk, scotch bonnet pepper, and the pimento seed are essential to home cooking.

You’ll need • 8 ears of corn, husks, and silk removed • 2 stalks green onion/scallion • 3 sprigs thyme • 1 tablespoon whole pimento seeds • 2 cups coconut milk • To garnish (optional): ½ cup Parmesan, feta or Asiago cheese; 2 tablespoons finely chopped chives and 1 tablespoon cayenne pepper.

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Directions Remove the husks and silk from each corn, then rinse and place in a deep pot. Roughly chop the garlic and green onion and place in the pot on top of the corn along with the thyme, pimento seeds, peppercorn, and salt.

Add the coconut milk.

Fill the pot with cool water. Place a lid on the pot and bring to a boil on medium-high heat. Remove the lid and reduce the heat to bring the corn to a rolling boil for 10-12 minutes longer.

Cooking Tips Load on the CORN-diments! cayenne pepper, parmesan cheese, chives can all be used as a garnish. Add a squeeze of lime for an extra zing.

Why Coconut Milk? The coconut milk will give your cob a rich, buttery flavor.

Cooked with herbs and spices, you can enjoy it as is, or you can elevate the taste of the dish with an extra topping of chive-infused garlic butter.

Chive-Infused Garlic Butter

You’ll need • 1 cup unsalted butter, softened • 2 cloves garlic, peeled and coarsely chopped • ¼ scotch bonnet pepper, seeded (or as desired) • ½ cup chives, roughly chopped Directions Combine the garlic, scotch bonnet pepper, and chives in a food processor and process until smooth. Combine with the butter. Set aside until ready to use.

Happy Cooking!

Who doesn’t love fresh corn? Now that the ever-anticipated summer in Canada has rolled around, it means this seasonal produce is at its freshest. Farmers markets and grocery stores are filled with buckets of corn for shucking. Get out there, get some, and bite into that crisp, juicy spray-pop of sweetness!

I never learned Crabby’s real name, but she grew to love our little circle as much as we loved her.

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Wednesday, June 27, 2018 | www.torontocaribbean.com | Toronto Caribbean

Let’s raise a glass to great food!

What’s your idea of happiness? Trying new recipes? Discovering new foods or new ways of cooking the classics? Taking cooking classes? Trying to guess the various ingredients of a dish, and best of all, identifying the secret ingredient? Snooping around kit­chen supply stores or sharing a good meal at home or in a restaurant? Admit it; your mouth is watering just thinking about it all.

Yes, you’re a true Epicurean; you love good food with its varied colours and sometimes surprising textures, its exquisite flavours and interesting blends and, of course, its thousand-and-one tantalizing aro­mas. Is eating just a basic need? No way! It’s one of the great pleasures in life. Picky eaters have no idea what they’re missing.

Eating is good, but a bit of wine with a delicious meal is even better. And lots of foodies enjoy a glass (or two). Oh, what a joy it is to open a good bottle of wine or discover a new microbrewery.

And how about the pleasures of a sweet after-dinner drink, especially when you’re in good company? And then there’s the pri­ vilege of savouring a renowned vintage — that certainly de­ser­ves a toast.

So, is it almost time to eat? If not, you probably deserve a little snack to tide you over, don’t you think?

What a pleasure it is to enjoy a delicious meal and open a good bottle of wine.

women

PAGE 29

Treat yourself tonight Most of us spend our days running around between work and home and countless er­rands and driving the kids to their extra­c urricular activities. It gets you out of breath just thinking about it, doesn’t it. It’s no surprise that sometimes we simply forget to take the time to enjoy life. But no more! It’s time to get out of the house, and not just to go to the office, daycare or grocery store.

So, what’s on for tonight? A restaurant meal and then a movie? A dinner show or

a stand-up comic? A play at the theatre or an art exhi­bit? A drink out at the local pub?

Where do you like to go when you want to treat yourself?

Everyone has their own idea of what makes for a great outing. Whether you’re tempted by pop­corn and a movie or by beer and a giant TV screen, the idea is for you to have lots of fun. But your destination isn’t the only decision you have to make. The success of the evening also depends on the people you go with. Even though going out is a pleasure in itself, it’s also a great opportunity to have fun with friends or spend some romantic time as a couple.

Regardless of your destination, it’s fun to dress up to the nines.

If you’re like most of us, looking your best always makes you feel good about yourself. So now that you’re all cleaned up and looking good, it’s time for you to enjoy life. Have fun tonight!

Restaurant, movie theatre or nightclub? Where do you like to go for an evening out?

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Wednesday, June 27, 2018 | www.torontocaribbean.com | Toronto Caribbean

health

THINKING OF ADVERTISING YOUR PRODUCT OR SERVICE?

Feeling stressed? GRAB SOME CRAYONS! It should come as no surprise that adult colouring books, with all of the benefits they provide, have been seeing a popularity surge in recent years.

Appreciated primarily by women of all ages, adult colouring books feature complex patterns (gardens, animals, fairies, skyscrapers, geometric shapes, etc.) that require much precision and undivided attention to colour in. Absorbed in the task at hand, the colourist, armed with her crayon pencils, disconnects from the outside world, shedding all negative thoughts and every­day stresses. The only necessary condition to reap in the benefits of this carefree ac­tivity is an interest in… co­louring! Thus, this meditation-like pastime is the perfect so­ lution to appease your anxious mind.

And that’s not all! This type of exercise is also great for developing a creative mind.

Even though each drawing is pre-determined, choosing the right colour scheme forces you to tap into your artistic potential. The result is a masterpiece waiting to happen!

Furthermore, the manual work involved helps ensure your fine motor skills remain well oiled. Not bad for an activity traditionally reserved for children, right?

them in the microwave to preserve their nutritional goodness!

Five stimulating WATER ACTIVITIES to try at your local pool Do you like water, physical activity and group classes? Chances are your community pool has just what you’re looking for.

Take the plunge! Here are five stimulating aquatic activities for you to discover this season.

1. Aqua-yoga. This combination of yoga poses and stand-up paddle boarding (SUP) helps improve balance and flexibility while strengthening your stabilizing muscles.

2. Aqua-jogging. This type of exercise involves jogging in place (in the deep end!) using a flotation device to help keep your head out of the water. You get all the benefits of a vigorous run without the added strain on your joints.

3.

Aqua-boxing. Inspired by martial arts, this demanding discipline requires flexibility, endurance and rapid execution. Performing the different

How to choose THE RIGHT SUNSCREEN Do you often feel puzzled when faced with the countless sunscreen options available at your local drugstore? Here is some useful information to help you make a wise choice.

Cook your veggies in the MICROWAVE! Boiling vegetables actually deprives them of valuable water-soluble nutrients.

In fact, any method of cooking will affect the nutritional value of your food, especially if overcooked. The microwave, however, provides a quick and efficient way to heat up your meal that requires little water. So next time you’re debating on how to cook your veggies, consider steaming

PAGE 31

drills underwater is an excellent way to strengthen muscles of the arms and legs.

4. Aqua-spinning. You guessed it! This cardiovascular workout is the aquatic equivalent of a standard spin class. Pedaling underwater significantly improves muscle definition and blood circulation — not to mention you’ll benefit from an invigorating aquatic muscle massage!

5. Aqua-Zumba. If you like Zumba and aquatic fitness, this upbeat — but nonetheless challenging — activity is just for you! Escape the daily grind and tone your body to the rhythms of the Caribbean.

ANTI-UVA AND UVB A good sunscreen provides protection on a broad spectrum. This means that it shields the skin against the harmful effects of both UVA and UVB rays, which can lead to signs of premature aging (wrinkles, dark spots, skin tags, etc.), painful sunburns and even skin cancer.

SPF 30 (OR HIGHER) The sun protection factor (SPF) indicates the strength of protection against UVB rays. For example, an SPF of 15 blocks 93 per cent of UVB rays, while an SPF of 30 — the recommended minimum by the Canadian Dermatology Association — blocks 97 per cent. If you apply a good layer of SPF 30 sunscreen, you can bask in the sun 30 times longer before burning than if you were to forgo sunscreen altogether. Here’s another helpful tip: your lips burn too! Make sure to protect them with a balm containing an SPF of at least 30.

WATER-RESISTANT A sunscreen that isn’t waterproof becomes much less efficient as soon as it comes into contact with sweat or other sources of moisture. Thus, whether you actively play sports or not, it’s always best to choose a water-resistant brand for those sweltering summer days. But be careful! A sunscreen deemed water-resistant does not make it impervious to bodily fluids and other liquids. Always reapply sun­s creen after a swim or profuse sweating for guaranteed protection.

LIGHT-RESISTANT Many sunscreens lose their shielding power when exposed to the sun for prolonged periods of time. To get the best protection for your skin, opt for a photostable sunscreen that retains its integrity upon exposure to the light.

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PAGE 32

yoga

Toronto Caribbean | www.torontocaribbean.com | Wednesday, June 27, 2018

Some Yoga action for the shoulder - Part 2 TRISHA CURLING

trishacurling@carib101.com

YOGA SPECIALIST

Shoulder health isn’t always the first thing that may come to mind when we think about our overall health, but so many of us that experience pain in this part of the body (or others for that matter) often just live with it, because we either think that it will just go away or that it is too time-consuming to get to a doctor or some type of health care provider. I know this all too well and did this with a number of ailments I was having. I was just “too busy” to take care of it and just allowed

the pain to be a part of my everyday life. After finally getting to a massage therapist and finding out that this was very common, I decided that I would no longer allow myself to do this and that I would take control of the situation. Between massage, manual therapy and yoga I have been able to manage my injuries and reduce pain significantly, especially in my shoulder. It’s incredible to believe that I no longer suffer from any shoulder pain. I stay active, so it doesn’t mean that I am forever free from injury, but I know now how to maintain a certain level of shoulder health, therefore reducing my risk of injury. I understand now that we all have the ability to take more control over our own health.

In the last edition, I talked about ways in which we can create active stability in the shoulder. The first option I discussed was a non-weight bearing exercise (seated with arms out). This is a great option if you are trying to rebuild the area in order to take

on more load (weight). The next progression would be with minimal weight bearing.

Arms out at a wall • • •

• • •

This time in a standing position, place your palms on the wall (straight arms length distance).

Stand tall by lengthening through your spine Feel as though you are pushing the wall away and round through your upper back like you are pushing your shoulder blades apart As you push, try to feel as though you are activating the muscles at the side of your body below your armpit Oppose the movement by then opening the chest and drawing your shoulder blades together.

Inhale as you open the chest and exhale as you round your upper back

This progression begins to prepare your body for more load as there is minimal weight bearing here. Perform this for maybe 5-10 breaths 2 or 3 times. If you don’t feel a connection with your muscles or shoulder blades, don’t worry, it takes time and patience, but it will happen.

What we sometimes don’t realize is that sometimes it only takes a few minutes to begin to help ourselves. It’s easy to get overwhelmed by the thought of carving out 3060 minutes of our day for exercise, but if we carve out 5-10 min. to execute 1 or 2 subtle movements to go through on a consistent basis, we can make a large impact on our own treatment. Finding a good manual or massage therapist, coupled with a good yoga teacher that specializes in these therapeutics can truly lead you to the road of recovery.

Take action and your shoulders will thank you!

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PAGE 34

community

Toronto Caribbean | www.torontocaribbean.com | Wednesday, June 27, 2018

How can we continue to help the global community; the Water for Life Project

SIMONE SMITH simone@carib101.com

HUMAN SPECIALIST “All men, whatever nation or tribe they may belong to, and whatever station in life they may hold, are equal. Allah has made you brethren one to another, so be not divided. An Arab has no preference over a non-Arab, nor a non-Arab over an Arab; nor is a white one to be preferred to a dark one, nor a dark one to a white one.”

(The Holy Prophet Muhammad)

It is very easy to become focused on one’s personal issues and to forget that all over the world, there are people who are suffering and are in need of help. It is not our fault really; we have been raised in a culture that focuses on the “I,” and can forget the collective. Now, I want to make sure that people understand that selfdevelopment, and self-growth is a great thing, if and only if the purpose is not self-serving. Unfortunately, the majority of the time, it is done only because people are focused on their own self-advancement. I wanted to take some time to highlight the work in the community that is being done selflessly, and how we can get in-

volved in this work. It is the small things really that we take for granted.

As many of my readers may know, in March, I traveled to Gatswick, England to participate in the International Peace Symposium.

Toronto Caribbean Newspaper was invited by the Ahmadiyya Muslim Community to be part of this event, and while there, I was able to see how much they actually do throughout the world. I want to share a bit about what I saw, and of course, give the readers an opportunity to become involved if they choose to. The Ahmadiyya Muslim’s pride themselves on serving mankind and they do so in various ways throughout the world. ‘Love for All, Hatred for None,’ expresses the spirit of giving and providing aid and social justice to the global community. This guiding principle eludes compassion and sympathy for all, and it inspires members of this community to do for others, and to think collectively.

This love for all initiated a movement that can not only be seen as humanitarian, but also life-saving. The Water for Life Project was initiated after the realization of a serious issue that is still occurring in Africa. Nearly one billion people in Africa do not have access to clean safe water. Imagine if you can, how demanding it would be to not be able to get up in the morning, go into the washroom, turn on your tap, and have clean water to brush your teeth, much less take a shower. Imaging how demanding it would be to have to transport water in a 40-pound jerry can, back and forth from your

village every day. Some women even carry up to 70 pounds of water in a barrel; this is equivalent to carrying a baby hippo. People living in these African villages spend a great deal of their day just trying to meet their basic needs, and there isn’t time for much else. The time lost transporting water takes away from the time needed to make a living; this can make it very hard to provide for the family, and to live a productive life.

The Water of Life Project was established under the guidance of His Holiness in January 2005, and the objective is to carry out research that will establish cheap methods of water extraction for the people of Africa. The International Association of Ahmadi Architects & Engineers caters to the professional development of Ahmadi Muslim engineers, architects and technologists, and they played an integral role in setting up the water project. Very early in the process, they were able to identify what would not work, and decided on rehabilitation instead of installing new pumps. By doing this, they were able to successfully regenerate 1,000 water wells alleviating over a million people in Burkino Faso, Mali, Niger, Kenya, Rwanda, and Tanzania.

It is always incredible to see what people working together can do. We must continue to learn from each other and find ways in which we can increase harmony and happiness in the world.

Just leave it all behind and move to California COLLEEN LINDBERG colleen@carib101.com

LIFESTYLE COACH You must be asking yourself “What?”, I know right? I actually did this. Really I did. I sold everything or donated what I couldn’t sell and then got a small storage unit for a few boxes and off I went to California.

Why do I write about this today? Well, I sit in my first full day in California today reflecting on life, the decisions that I have made and the choices that got me right to this moment in time. So, with that, I want to give you my top three takes from this move and how it can be applied in everyday life.

1. Have the courage to make the deci-

sions that could change your life and/ or that scare the crap out of you.

As I read over all the social media posts and comments people have made to me they say “Wow you are courageous.” I never actually thought about this that way. But thinking about it I guess they are right. It takes courage to pick up and leave all the security that you know of and move to a place where you know no one. You have no connections at all, except this little whisper that says go. It’s a really cool experience but it does take courage to just shift and throw it all in.

2. There are always people in your life willing to help if you just ask Sometimes we don’t recognize the support that we have in our lives. We live sometimes so in our days that we forget to reach out, forget to say hi, forget to connect. This trip has allowed me to reach out to people that I haven’t in a long time. Saying “goodbye for now” is sometimes hard and people that I haven’t seen or spoken to in years have shown up for me. It’s been amazing and makes my heart full, but re-

ally sometimes we don’t even know what kind of support we have, you just have to reach out.

3. You are so much stronger than you think I came up against obstacles, too many to even write about. That’s how many.

Through it all, the underlying message always came back was “You got this”. You can handle this. We as humans sometimes don’t give ourselves enough credit for the things that we can accomplish. We get sidetracked by the little distractions or those small ounces of fear and it clouds us from stepping in. When really stepping in was actually easier than running away. If you actually look back at all things that you have been through, it just might amaze you at how strong you really are.

I heard once on a movie, it takes one second of courage to change your life, that one small decision. I made a big decision that is going to change mine, what about you? What are you willing to do today to step into that tomorrow that you have been wanting? I think I’ll leave you with that thought this week.

Wednesday, June 27, 2018 | www.torontocaribbean.com | Toronto Caribbean

life

PAGE 35

Administering the estate of a deceased spouse - avoiding liability VALERIE DYE valerie@carib101.com

LEGAL SPECIALIST

It is known that an Estate Trustee becomes liable for the debts of the deceased if the assets are distributed to beneficiaries before paying off the debts. Apart from ensuring that debts are paid off, Estate Trustees need to be aware of the rights of a surviving spouse in relation to the assets of the deceased’s estate.

Section 5 (2) of the Family Law Act provides as follows: When a spouse dies, if the net family prop-

erty of the deceased spouse exceeds the net family property of the surviving spouse, the surviving spouse is entitled to one half of the difference between them.

In family law, this process is referred to as ‘equalization’. Equalization of net family assets takes place when spouses divorce but the Family Law Act also allows the process of equalization to take place after death if the surviving spouse elects to do so.

Upon the death of one spouse, the surviving spouse has a choice of either taking gifts left to that spouse under the will (or through intestacy) or taking the benefits through equalization. Naturally, a spouse who receives a gift under a will cannot take the gift and still make a claim for equalization. How does this affect the role of the Estate Trustee in administering the estate of a deceased spouse?

Estate Trustees need to be aware that under Section 6 (12) of the Family Law Act an equalization claim has priority over

any gifts made under the will or any rights under intestacy. Equalization claims also have priority over any orders made for dependants’ support from the estate unless such support is for a child of the deceased.

Further, the Estate Trustee also needs to be aware that the surviving spouse has six months within which to make an election either to take a benefit under a will or intestacy or to take a benefit under equalization. As a consequence, where a deceased leaves a surviving spouse, the Estate Trustee should not make distributions to beneficiaries before the expiration of the six-month period unless the surviving spouse gives written consent or unless a court so orders.

It should be noted, however, that Section 6 (17) of the Family Law Act allows the Estate Trustee to make reasonable advances to dependants who are in need of support.

The courts may, and often do extend the time given to the spouse to make an election. Where this happens, unless the

Estate Trustee receives notice of such an extension he may not be liable for any distributions made after the expiration of the sixmonth period.

Once the Estate Trustee has received notice that the spouse has made an application for equalization no distributions should be made out of the estate until the equalization process is completed.

It is important for Estate Trustees to be aware of these provisions of the Family Law Act in order to avoid liability. Once there is a surviving spouse Estate Trustees should not be in a haste to distribute assets. The case of Slaven v Williams et. al 2011 ONSC provides an example of successful litigation filed against Estate Trustees who distributed assets of the estate despite knowledge that the surviving spouse had made an election to make a claim for equalization. In that case, the Estate Trustees had to give an account of all their dealings with the estate.

Transitions & Transformations KATHY McDONALD kathy@carib101.com

SCHOOL TRUSTEE

It’s graduation season and I have prepared for this as I always have. As a family we had our usual family meeting then I said my farewells to my family. Yes, I am preparing to attend over twenty farewell assemblies and graduations in five days. So, first let me thank my entire family for their tireless support because for the duration of the school year they are on their own! I would like to leave all students that are transitioning to another academic adventure with some words of encouragement and some food for thought.

Whether you’re going from elementary to high school or from high school to post-secondary or to the working world, whatever changes in your academic journey students encounter, it is my sincere wish that students never stop learning. In this ever-changing, rapidly changing world it’s of utmost importance to keep learning.

I strongly encourage everyone to adopt a posture conducive to lifelong learning. Ev-

ery day as I send my children out the door one of my daily directives is to “learn something new today”. Keeping an open mind and a willingness to learn and try new exploits and experiences often not only benefits the mind but it can restore the soul and rejuvenate the body.

For many students as they move on, they will be leaving some friends behind. This is a great opportunity to venture out of their comfort zone, meet new friends and explore activities they have never tried before. I have listened to Ohenewa Akuffo, one of Brampton’s greatest athletes speak on several occasions. This former Olympian and highly decorated wrestler will often muse about her adventure in the wrestling arena. The Canadian born daughter of Ghanaian immigrants dared to try something new. Miss Akuffo never dreamed as a young girl of becoming a wrestler, she just decided one day to give the sport a try. Look where she landed, on top of the podium on numerous occasions. Miss Akuffo has earned several medals during the World Championships, the Commonwealth Games, the Pan American Games, and the World Student Games to name a few.

When things get tough DON’T QUIT. Another integral part of Miss Akuffo’s story is that she made a commitment to stay the course, even when things got rough. Too often I encounter students that

quit when things don’t go their way. Stay the course. It is important to note that during the journey of life we all encounter hiccups or mishaps. Embrace these learning opportunities and forge on ahead. Don’t be afraid of minor setbacks or catastrophic failures. They can be great learning opportunities. Don’t buy into the phenomenon of “an overnight success”. These so-called overnight successes have attributed to individuals that have been toiling tirelessly through the days and nights prior to their bout with success.

Social media. Yes, social media.

This is the biggest game changer that students face today. While it has its absolutely positive benefits it also has several negative effects, especially when not used appropriately. Too many times our students and I dare include parents in this conversation, utilize social media inappropriately.

Too much time on social media is devoted to comparing ourselves with others. The anonymity of social media also empowers some individuals to be plain old mean.

In my opinion, it’s not a coincidence that mental health appears to be increasing in our students at a rapid pace. I came across a quote, on social media, which says “When we compete with others we become bitter but when we compete with ourselves we become better”. I implore students, parents, and guardians to use social media responsibly for your own sanity. Talk, pick up

the phone or have a face to face conversation. Reconnect in person with people. Humans were designed for physical interactions our mental health depends on it. The negative effects of loneliness and isolation are well documented so get off of social media from time to time. Get outside.

It’s so important to get outside and get fresh air to get physically active and exercise. Also, well documented is the positive effects of exercising. A simple daily walk can be so beneficial to one’s wellbeing. On the Mayo Clinics website, some of the benefits of a daily walk include; improving one’s mood, improving one’s balance and coordination, preventing and managing heart disease, high blood pressure and type 2 diabetes, strengthening of bones and muscles and maintaining a healthy weight. In my next article, I will discuss some suggestions and highlight some summer activities parents can use to boost learning.

In the final analysis when all is said and done I often remind students to be kind. It is important to observe the golden rule: “Do unto others as you have them do unto you”, in today’s world where a simple tweet or a defamatory comment can circle the globe in seconds. So, journey with me as we strive to make the next phase of all students going on a different adventure a successful experience. Walk Good. Belle Marché!

PAGE 36

life

Toronto Caribbean | www.torontocaribbean.com | Wednesday, June 27, 2018

Finding your inner advocate BRITTNEY CHANNER brittney@carib101.com

JUSTICE WARRIOR

When you turn on the television to watch the news or sign in to one of your many social media platforms, what do you find to be the most reported subject? Some may say that they see reports regarding the weather, sports, health reform or world news. However, one of the most reported pieces of news that I find, stem from some form of injustice regarding a group of people, a single individual or the abuse of power from a governmental official.

Whatever the case may be, it can be difficult for the average human being to find their voice and attempt to combat the taxing issues of the world. Additionally, it can be just as difficult for individuals to attempt to understand the social justice problems around them because of how desensitized they might be due to how often such events occur. Nevertheless, everyone has the ability to combat social injustice within their community by exercising these (5) steps in releasing your inner justice warrior.

Step 1: Educate yourself about a particular issue or movement Understanding the cause and the precise achievements of a particular movement is essential to creating the change you desire.

Visiting websites and talking to representatives who can further explain to you the reasoning behind taking an official stand on a particular movement, can help you establish common ground. Also, by talking to someone who is more knowledgeable about a particular issue can help you further in making the decision of whether a particular movement represents what you stand for.

Step 2: Set an example for others to follow When making the decision to stand up against social injustice, it is very important that you work on your own beliefs and habits to ensure that you are helping the issue at hand and not contributing to the problem.

If this means you have to unlearn bad behavior and teachings, then spend time doing this; as it will actively encourage those around you to do and become better. For example, if one of your goals in tackling injustice is to spread awareness about racism,

it will be very difficult for people to take you seriously if you indulge in racist acts or try to suppress people of color and their struggles.

Step 3: Get involved within your own community Sometimes, you may not have to look further than your own backyard to see examples of injustice. The most effective and meaningful work comes from helping those within the community you live in. Fighting for those who may not have the voice to express themselves is another integral step in becoming an advocate for those who fall victim to injustice on a regular basis. Remember, there is no such thing as a change that is too small. The smallest actions create the biggest impacts.

Step 4: Utilize your social media platform Living in the 21st century has provided us with the ability to share various amounts of information across the globe. Various social media platforms such as Facebook, Twitter, and Instagram have all allowed people to spread awareness about important social issues. By using social media, you are able to educate others all over the world about social injustice and possibly allow them to contribute to combating such matters in their own unique way. Additionally, now more than ever, social media platforms such as these have given power to everyday individuals such as you and me, to expose people in power or anyone who chooses to engage in any form of injustice towards their fellow man.

Step 5: Believe in your cause 100% Today, it is very easy to get sidetracked or distracted by all of life’s stresses, however, do not let these minor interruptions stop you from giving your all to fighting against inequality, discrimination, and injustice.

Having 100% certainty in your cause will prompt those around you to pay attention and essentially assist in changing the lives of disadvantaged groups or those who are deemed “at risk”.

Combating social injustice can be very intimidating and difficult when looking at it from a larger perspective. It is tough, challenging and can be stressful work when you think about the millions of people who are mistreated on a daily basis. Nevertheless, if you are able to take at least one of the steps mentioned above, you will be able to create and most importantly see the change that you desire. Like Benjamin Franklin once said, “Justice will not be served until those who are unaffected, are as outraged as those who are”.

Wednesday, June 27, 2018 | www.torontocaribbean.com | Toronto Caribbean

home & garden

The butcher’s block: a kitchen staple A butcher’s block is a thick slab of solid wood (cherry, maple or walnut wood, for example) that’s usually installed on a kitchen counter or island. Elegant, robust and durable, this versatile work surface can serve as both a cutting board and a serving platter. Contrary to what its name may suggest, a butcher’s block isn’t just for preparing cuts of meat!

high-end wooden furniture to find the perfect butcher’s block for your culinary needs!

PAGE 37

Noise reduction options for the home

A layer of finishing oil with antibacterial and stain-proofing properties is the key to maintaining a lustrous wooden butcher’s block.

Carefully wash this handy piece of kitchen equipment after each use, and regularly apply a protective cream or oil according to the manufacturer’s recommended frequency.

A quality butcher’s block is a valuable tool to have in any home kitchen. Visit a local business that either sells kitchenware or manufactures

INTERIOR DESIGN

The beauty of unfinished walls The particular charm of bare, unfinished walls is increasingly winning over interior design enthusiasts. Of course, whether made from concrete or brick, a wall that clearly shows signs of aging (rings, irregularities, visible joints, etc.) may at first seem a little disconcerting.

However, an unfinished wall doesn’t necessarily equal a neglected décor! On the contrary, the rough aspect of the wall’s surface serves as the perfect backdrop for a space worthy of trendy loft apartments or prestigious ancestral homes.

Today, bare walls are an “it” factor in homes with cutting-edge design.

Modular kitchen design: a practical solution!

Do you dream of a beautiful new kitchen but don’t have the time or means to have cabinets and counters custom-made for your space? If you have a standard kitchen — i.e. one that doesn’t comprise any irregular angles or curves — then rejoice, because modular kitchens were specifically designed for this type of layout.

Modular kitchen design involves arranging cabinets in a way that creates an attractive, practical and user-friendly space.

Available on demand and easy to install, these sectional kitchens are without a doubt the preferred solution among home­owners who are fond of quick and efficient renos!

To find cabinets that will complement your existing décor — and suit your immediate and long-

Modular kitchens allow homeowners the opportunity to transform their kitchen space in no time!

term needs — visit stores in your region that supply modular kitchen units. By searching through their showrooms, you can determine your preferred style (rustic, modern, industrial, etc.), select your preferred material (melamine, wood, thermoplastic, etc.), and choose your preferred colour and finish.

Psst! Don’t forget to bring your exact measurements — down to the millimetre! — with you to the store.

If you’re interested in installing modular units in your kitchen but aren’t very handy, don’t fret! Several businesses offer professional installation services for your convenience. Why not take advantage?

Experiencing unwanted noise in your home at all hours of the day and night can prevent you from concentrating on important tasks and getting adequate sleep. Thankfully, a variety of superior materials are available to help improve the quality of life of homeowners dealing with excess noise. If you wish to turn down the volume in your bedroom, basement or office, you need to invest in the right materials — and have them properly installed!

PANELS AND WOOL To soundproof floors or walls, you essentially need two materials: acoustic panels and insulation (mineral) wool.

Both of these prevent the transfer of noise and are generally made from rock, glass or wood fibres. Compressed in factories for increased density, the fibres are sometimes covered in a protective layer of polymer and are usually non-combustible, waterproof, moisture-resistant, eco-friendly and malleable.

Are you all about green living? Prioritize supplies made from recycled materials or those that can at least be reconditioned.

OTHER NECESSARY MATERIALS Of course, you need to procure various other supplies to successfully soundproof your home. Make sure to have on hand: • Glue • Acoustic membrane • Nails • Durable metal bars • Screws • Sealant Be aware that soundproofing a room is no easy feat! Even if you’ve invested in the best materials available and are generally good with manual labour, a simple assembly error can devalue your efforts since unwanted noise will continue to filter in even after the work is complete. For optimal results, hire a professional contractor in your area and enjoy peace of mind!

More and more homeowners are soundproofing their home with cellulose foam, which is injected in the space behind drywall panels.

PAGE 38

2018 Mitsubishi Eclipse Cross

automotive

Toronto Caribbean | www.torontocaribbean.com | Wednesday, June 27, 2018

MITSUBISHI focuses on SUVs Things have changed for the better at Mitsubishi over the last year. Now under the control of the Nissan-Renault group, the small Japanese company has a sizable ally in its progression on the global market. After a few months of planning, the firm took advantage of the Tokyo Motor Show in fall 2017 to present its new strategy, which involves the bold decision to focus solely on SUVs for the next five years.

2018 Mitsubishi Outlander PHEV

The Lancer sedan, which was permanently taken off the market in 2017, won’t be replaced. Instead, Mitsubishi has chosen to focus its efforts on the development of a compact SUV that’s set to compete with models such as the Chevrolet Equinox and Honda CR-V. The Eclipse Cross, which will be equipped with a turbocharged 4-cylinder engine, is expected to be available for purchase in spring 2018. The entry-level model will be priced around $25,000. Mitsubishi is also planning a Canadian launch for its first plug-in hybrid vehicle, the Outlander PHEV, which has been available in the United States since 2014. It’s expected to sell well this side of the border, as it’s one of the rare family-sized

vehicles on the market to offer a decent range in electric mode.

Mitsubishi has plans to release four all-new models in the next five years. This will include at least one hybrid; a fully electric replacement for the i-Miev offering close to 500 kilometres of autonomy; and certain models that will share a platform with their respective Nissan-built counterparts. All of the newcomers will be SUVs in various sizes, including one sport model that will be a cross between a sports car and a small truck.

Mitsubishi e-Evolution concept

SUBARU celebrates 50 years in North America 2018 marks Subaru’s 50th anniversary in the North American market. From humble beginnings in 1968, revenues have been growing for quite some time, with models such as the Outback and Forester leading the way in sales.

2018 Subaru Ascent

Subaru is about to release an all-new model called the Ascent. It’s the Japanese automaker’s first-ever vehicle with seating for seven or eight people. The Ascent will be equipped with a new turbocharged 2.4-L 4-cylinder engine producing 268 horsepower. With time, this new powertrain will replace the brand’s 6-cylinder boxer engine, which is currently being phased out from all models. By the way, coffee lovers will be happy to hear that no fewer than 19 cup holders will be available aboard the Ascent! Equipped with Subaru’s legendary 4-wheel drive system,

2018 Subaru BRZ tS

this 2019 release will set you back around $35,000 for an entry-level model. There’s a good chance that Subaru will launch a plug-in hybrid version of the Ascent in 2019.

Elsewhere in the lineup, the BRZ sport compact will be available in a new, even sportier S version, while the Crosstrek, Impreza and Legacy, which under­ went minor upgrades last year, will be back virtually un­changed for 2018, as will the WRX and WRX STI. Subaru, which doesn’t yet have a fully electric ve­hicle on its roster, has

mentioned plans to release one built on the same platform as the Forester around 2021.

fun

Wednesday, June 27, 2018 | www.torontocaribbean.com | Toronto Caribbean

PAGE 39

WEEK OF JUNE 24TH TO JUNE 30TH, 2018

ARIES

The luckiest signs this week: PISCES, ARIES AND TAURUS

Summer vacation is near, and you’ll start planning a big family vacation. If it’s going to be a road trip, it would be wise to learn how to read a map.

TAURUS

HOW TO PLAY :

You’ll be incredibly proud of your children’s accomplishments at school. Expect them to try to capitalize on their success by asking for a big reward that you won’t necessarily have room in your budget for.

Fill in the grid so that every row, every column, and every 3x3 box contains the numbers 1 through 9 only once.

If you’re going through a rough patch in your relationship, now’s the time to speak up about what’s really bothe­ring you deep down. This should be enough to usher in a fresh start.

PUZZLE NO. 659 ANSWER TO PUZZLE NO. 659

GEMINI

CANCER

Each 3x3 box is outlined with a darker line. You already have a few numbers to get you started. Remember: You must not repeat the numbers 1 through 9 in the same line, column, or 3x3 box.

You may decide to start a small side business that will lead to big profits in the long run. Keep an eye out this week if you’re single: your soulmate is sure to cross your path.

LEO

At work and in love, healthy self­esteem will lead you to the outcomes you desire. You need to respect yourself before expecting others to res­pect you.

PUZZLE NO. 922 wheels 49. Pod content 51. Lump of earth 52. Eliminate 53. Hole punch 54. Lullaby 55. Gets hitched 56. Follows ess 57. Witnessed

DOWN

ACROSS

1. Served perfectly 5. Legendary toymaker 8. Rush 12. Male pig 13. Feel unwell 14. Mountain sound

15. Handkerchief material 16. 007, e.g.

17. Crack and roughen 18. Breathe outward 20. Blockade 21. Late 24. Grow

27. Shooting stars 31. Acknowledge 32. Belt locale 34. Corpulent 35. Refusals 37. Southpaw 39. Bureau 41. Sedate 44. High voice 48. Prom night

1. Competent 2. Persuade 3. Every 4. Fears 5. Artist’s aid 6. Mouth part 7. Insect pest 8. Determine 9. Pain 10. Rug type 11. Faith 19. West Indies’ ____ Islands 20. Homesteader 22. Wrong 23. Positive word 24. Stick 25. Respectful wonder 26. Tourist lodging 28. ____-key

29. Deserter 30. Porky’s place 33. Strong brew 36. Fools 38. Builds 40. Humdrum 41. Opposite of fast 42. Clock a race 43. During 45. Depressed 46. Single

47. Adam’s garden 49. Square of butter

ANSWER TO PUZZLE NO. 922

VIRGO

If you’re on the verge of a big move, time is starting to run out.

Luckily, you’ll manage to be incredibly efficient this week, and your careful planning will pay off. Beware of scheduling conflicts.

LIBRA

Your kids will be off school soon, and that means you’ll be driving them around a lot more than usual in the coming weeks. You’ll ma­ nage to negotiate a great price on a large purchase.

SCORPIO

It’s time to lay everything out on the table. If you’re unsatisfied with your partner, speak up about it. The results will be surprisingly positive, as long as you tell the whole truth.

SAGITTARIUS

You’ll be particularly proactive with your partner or your boss this week. You’ll take matters into your own hands and earn the respect of more than a few people.

CAPRICORN

If there’s someone new in your life, expect a discussion about commitment a lot sooner that you may have planned. You’ll seriously consider moving in together or starting a family. Your imagination will know no limits this week.

AQUARIUS

You’ll be in the mood to spoil yourself, and your friends won’t have any problem convincing you to go shopping with them.

Take some time to relax and recharge. You deserve all the moments of happiness you can get.

PISCES

CROSSWORD PUZZLE ANSWERS USE AMERICAN SPELLING

Single or not, you’re going to have a hard time resisting the advances of a co­worker. You’ll feel pressure coming from your social circle.

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SUNDAY SERVICE: Fountain of Truth Ministries Pastor: Reverend Maxine Campbell Worship Address: 2170 Kipling Avenue, Etobicoke Percy Johnson School – Cafeteria Sundays: 10.am – 2. pm Teaching, Worship, Ministering For info call: 416 748 0211 MISSISSAUGA: Mississauga Missionary Baptist Church invites you to join us at 1620 Dundas St West, each Sunday at 10am for praise, worship and in-depth Bible teaching with Pastor Sean, 416-219-9137

TEETH CLEANING SPECIAL Patrice the Dental Hygienist Teeth Cleaning $160 Includes full dental exam Full teeth cleaning X-rays

CALL (647) 763-1881

Dr. Shaun Rawana Optometrist 170 The Donway West, Unit 110 North York, ON, M3C 2G3 416-449-9619 info@donwayvisioncare.com

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Sales Representative

Royal Canadian Realty Brokerage

DIR: 647-833-8994 | OFFICE: 905-364-0727 rbrar@royalcanadianrealty.com

PAGE 42

real estate

Toronto Caribbean | www.torontocaribbean.com | Wednesday, June 27, 2018

Understanding the rights and responsibility of landlords and tenants JAY BRIJPAUL brijpaul@carib101.com

REAL ESTATE PRO

The Residential Tenancy Act was established in January 2007 to assist both sides when there are disputes. The legislation is fair and balanced, and in May 2017, the act was revised and called The Residential Fairness Act. The Residential Fairness Act broadens rent control to all private rental units, protects tenants from eviction due to the over-exploitation of the term “landlord’s own use,” and implements a standard lease agreement. The standard lease agreement is mandatory for most residential leases. It is written in simple language where both parties can understand their rights and responsibilities. The intent is

to reduce the number of disputes between landlords and tenants and hence less work for the board.

It is important to note that a landlord cannot insist that a tenant must give twelve post-dated cheques or agree to automatic payments unless the tenant chooses to do so. In the event of NFS cheques, the landlord can only charge an administrative fee of $20.00 plus bank charges. Many landlords insist on getting more than the one-month rental deposit and that is not legal. A rental deposit cannot be used as a damage deposit; it is for the last month’s rent and the landlord must pay interest every year on the deposit.

Also, a landlord cannot dictate whether a tenant can have pets, guests or even additional occupants.

The standard lease form can be downloaded from the Ontario website: http://www.forms.ssb.gov.on.ca

There are some portions of the form that are compulsory: the names of the tenant and landlord; the length of lease; rent amount; the service the landlord intends to

give to the tenant. As of April 30th, 2018, a new tenant can ask for a standard lease in writing and the landlord has 21 days to furnish it. If the landlord declines, the tenant can hold one month’s rent after the 21 days and if the landlord fails to provide the standard lease within 30 days after withholding, the tenant does not have to repay the one month’s rent. The tenant can also give 60 days’ notice and terminate the lease early. At the end of the term, the tenant can leave by giving 60 days’ notice or become a month-tomonth tenant. The landlord cannot evict the tenant because the lease term has expired.

To evict a tenant, the landlord must follow the rules and use the required form.

These forms are available from the landlord and tenant board website at http://www.sjto. gov.on.ca/ltb/forms. The landlord can give the tenant notice to end the tenancy if the tenant fails to pay the full rent when it’s due; where the tenant causes damage to the rental unit, or the tenant substantially interferes with the quiet enjoyment of other tenants or the landlord. If the landlord gives a tenant

notice, the tenant does not have to move.

The landlord must apply to the landlord and tenant board. The board will hold a hearing and then decide. If an eviction is ordered, it can only be enforced by the sheriff. It is an offense to evict a tenant without following the proper procedures. If convicted, the landlord can be fined up to $25,000 as an individual and if it is a corporation, as much as $100,000.

For personal use, the rules are stringent and only individuals and not corporations can evict a tenant. Under the new rules, the landlord must give the tenant one-month free rent. If the landlord advertises or rents the unit to another tenant within one year, they can be fined up to $25,000.

The new bill gives more protection for tenants but that should not deter investors from investing in real estate. Toronto is becoming a mega city and with the increasing demand for housing, prices will climb to new heights. If you are in it for the long term, screen your tenants well and treat them fairly.

You are on the highway to financial freedom.

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PAGE 44

finance

Toronto Caribbean | www.torontocaribbean.com | Wednesday, June 27, 2018

Have you considered insurance planning?

FAZAAD BACCHUS fazaad@carib101.com

FINANCE SPECIALIST

THE NUMBER ONE CARIBBEAN APP FOR GLOBAL EXPOSURE

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The last time you rented a car you would have noticed that the rep offered you liability insurance. If you decided to decline you were required to check the box and initial the fact that you declined. Why is it important that you must sign off saying that you decline?

Well, the answer is that if you got into an accident and you decided to sue someone for not offering you insurance here would be proof that you were offered. What kind of risk would you be taking when you make sure that your car has insurance but you don’t.

Let us consider some forms of insurance and how valuable they are: 1. Life insurance. Let us consider the case of a man who has three children and dies leaving his family with a mortgage that his spouse cannot afford to pay. What be-

comes of this home and lifestyle he has created for this family? Should the home be taken back by the bank? What of the livelihood of the family on a monthly basis? All of these need to be taken into consideration. You are better off trying to get an insurance policy which has a guarantee rather than the bank’s mortgage protection policy. Have you considered that this type of insurance is a must if we are to protect the ones we love?

2. Critical illness insurance. Should you suffer a critical illness you might not be able to work for approximately one year or more, what happens to your bills for that year and how do you cope financially? Typically people draw down on their RRSP Investments which is the biggest savings. If you withdrew $100,000 from your RRSP you will end up paying approximately $40,000 in taxes. Have you considered a critical illness policy which covers your expenses for at least one year? Did you know you may even get a critical illness policy which refunds all of your premiums if you don’t make a claim?

3. Disability insurance. It’s possible for a person not to suffer a critical illness but suffer a short-term disability or worse

yet a permanent disability. Should this happen one can apply for CPP disability benefits; however it may not be enough to cover the mortgage and all your bills.

If you are part of your employee group plan’s disability program, this will help.

Have you considered that you can buy a personal disability policy?

4. Long-term care insurance. What would you do if you live to a ripe old age, and then cannot do two things of daily living, such as bathing or eating for yourself?

You would definitely need someone to help take care of you. Have you considered long-term care policies to help?

5. Estate planning. Have you an estate with RRSPs and investment properties such as a rental property and or a cottage? Upon your passing, your beneficiaries will have a tax liability due on your final return.

You may be able to roll over some assets to your spouse but eventually, taxes will have to be paid, either capital gains or income deferral taxes. Have you considered buying a life insurance policy which will offset the capital gains that needs to be paid?

Start some insurance planning conversations with an advisor today.

How an IRP can help you RIP ANDREW STEWART andrew@carib101.com

FAMILY ADVISOR

I’m pretty sure when you first read the title, you were thinking “I don’t want to read anything that will rush me to R.I.P. Not to worry; this article will hopefully educate you about and using life insurance as an investment.

“Rest in peace” is the traditional phrase used when someone dies. On prayer cards, flower arrangements, offered by friends and relatives. Almost everyone uses “rest in peace” as a simple type of prayer wishing an end to suffering and difficulties for the person who has now completed their early journey. It’s well-meaning, of course, but I’ve never completely agreed with the phrase. For those of us who are very active and always on the go, never really resting apart from sleeping, “rest in peace” sounds like simply being asleep. That was before I learned that the soul doesn’t die at all, not even for a short time.

Now if we just move the “I” to be the first letter then it magically changes to I.R.P. (Insured Retirement Plan) You may or

may not have heard this term before, but the boring definition of this strategy involves using a universal or participating whole life insurance policy, building up a cash reserve on a tax-sheltered basis and enjoying a taxpreferred income stream from the plan during retirement. The premiums and deposits cannot be claimed against your taxes like an RRSP but the investment growth is tax-free.

When it comes to the time in your life that you plan to start receiving retirement income, you can assign the policy to a bank or lending institution as a collateral loan or line of credit for up to 90% of the total cash values. The loan is used as tax-free income upon retirement. How I describe these steps to my clients are as follows: “Saving money for retirement is something everyone should do, regardless of the amount of income they make.” “How you determine which vehicle you use depends on certain individual characteristics such as goals, tax bracket, timelines, family situation and overall financial strength.”

Let’s examine a possible scenario that you might experience at some point in your life. During your income earning years, you are already taking advantage of the other tax advantage opportunities available such as the RRSP and TFSA’s. In order to reduce taxes on income taken during retirement and also to build a life insurance payout for your family or loved ones upon your passing, us-

ing a universal or whole life insurance policy is a natural fit to accomplish both goals.

Over time the dividends or investments grow on a tax-sheltered basis. This is an important part of the strategy, as unlike RRSP’s and TFSA’s, the limit on the number of deposits you can do is limited by insurance guidelines rather than income-dependent guidelines. However, if we simply withdraw the funds from the policies, taxes will be payable. So instead, we can walk into any Canadian banking institution and use the value of the investments as collateral without having to fill out a credit application. Loans and lines of credit are of course, not a taxable income.

You’ve now managed to access the growth in your investments, without paying taxes on the growth during the accumulation years, or on withdrawals. Upon your passing, the benefit coverage of the insurance policy consists of the insurance component of the policy plus the additional life insurance purchased by the dividends received. The total of these are paid out tax free, initially to repay the full outstanding loan balance and any remaining amount to your named beneficiaries.

There is a variation of this strategy where the policy is owned by a corporation. If you understand how this strategy works and the benefits it can provide. Just maybe your R.I.P will be made a little easier.

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sports

ST. LUCIA -- What a sight it was to behold as the burly menacing speedster, T&T’s ever-improving Shannon Gabriel hurled down thunderbolt after thunderbolt that had the Sri Lankans hopping and literally dancing at the crease at the two recent Test matches at the Queen’s Park Oval and at the Daren Sammy Stadium in St. Lucia.

For his excellent sustained pace bowling, laced with fire and venom, the Queen’s Park Cricket Club’s 30-year-old right-handed fast bowler was rewarded with bowling figures of 2-48 and 2-52 at the Queen’s Park Oval and the amazing match figures of 13-121 (5-59 in the first innings and an incredible 8-62 in the second innings) in St. Lucia. This latter performance placed him third on the list of best bowling performance in a Test match by a West Indian after the great Michael Holding’s 14-149 back in 1976 against England in England. Second on that list is Courtney Walsh with 13-55 against New Zealand in New Zealand in 1995 while fourth is Andy Roberts with 12-121 versus India in India in 1975. This career-best has propelled Gabriel to No. 12 in the Test rankings.

“It’s a great feeling,” Gabriel, who hails from New Grant, said after the game. “If someone told me, ‘Shannon, you’ll play Tests and take 100 wickets’, I would’ve told him, ‘you’re crazy!’ I’d like to thank family and friends for support-

Toronto Caribbean | www.torontocaribbean.com | Wednesday, June 27, 2018

Pace like fire!

ing me.”

Gabriel came to prominence when he was picked for the West Indies Cricket High-Performance Centre for cricketers between the ages of 19 to 27, following which he made his debut for T&T in January 2010.

After playing only three firstclass matches he was selected for the West Indies A team against Zimbabwe.

After his impressive early showing, he was selected for the 2011 Champions League T20, following which he was named in West Indies Test squad for the England tour in 2012.

He made his Test match debut against England at Lords in May 2012.

Then it was onto the inaugural CPL/Caribbean Premier League 2013, where he was in the Barbados Tridents squad.

In 2017 he grabbed 9 for 92 at Kensington Oval to set up a much-needed Test win for Windies against Pakistan.

So far Gabriel has played in 34 Test matches capturing 100 wickets, in 18 ODI’s taking 23 wickets and just 3 wickets in 2 T20 international games.

Major teams: West Indies, Barbados Tridents, St Lucia Zouks, Trinidad & Tobago, Trinidad & Tobago Red Steel, Trinidad & Tobago Under-19s, West Indies A. First-class debut: Trinidad & Tobago v the Leeward Islands at St Philip, Jan 29-

Feb 1, 2010

ODI debut: vs Australia at Kensington Oval, Jun 21, 2016 T20 Debut: vs Zimbabwe at Sir Vivian Richards Stadium, Mar 03, 2013 Windies are hoping that Gabriel stays as fit, healthy and at his menacing best in the current third Test against Sri Lanka being played in Barbados. n This series, SPOTLIGHT, courtesy Health Net Caribbean Limited, profiles some of T&T’s outstanding athletes.

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