ABN AMRO Private Banking Outlook Dec 2017

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Investment Outlook | December 2017

Alert to opportunities and risks


Contents

INTRODUCTION 3 ALERT TO OPPORTUNITIES AND RISKS

4

ANIMAL SPIRITS

6

EQUITIES: POSITIVE, BUT ALERT

8

EQUITY THEMES: STRIVE FOR BALANCE

10

BONDS: WATCHING FOR OPPORTUNITIES

12

ADVANCES IN SUSTAINABLE INVESTING

14

NEW LANDSCAPE FOR PRIVATE EQUITY

15

REAL ESTATE: TEMPERED EXPECTATIONS

16

COMMODITIES: OPPOSING FORCES

17

CURRENCIES: EURO STRENGTH IN 2019

18

PERFORMANCE 20 ASSET ALLOCATION PROFILES

21

CONTRIBUTORS 22

This is an international ABNÂ AMRO publication. Risk profiles and the availability of investment products may differ by country. Your local advisor will be able to provide more information.

2


Investment Outlook | December 2017

Introduction

This Investment Outlook addresses the positioning of private clients for 2018 – a time when investors can still benefit from wellestablished trends, but should remain aware of risks. In 2018, we face a restored business cycle, which means a more dynamic environment with ups and downs. Our recommendation is to stay alert and to continue to benefit from the opportunities offered by growth, but to be ready to take profits in faster-growing sectors or in credits.

Didier Duret Chief Investment Officer, ABN AMRO Private Banking

It also means diversifying away from the exuberant crowd and favouring the industrials and consumer discretionary sectors. A balanced approach to thematic investing can also mean exposure to slower, more steady longterm trends, such as the emerging-markets consumer and demographics. Sustainability offers a new angle to approach equity and bond investing. The yields where government bonds again become attractive will likely be seen in 2018. The ultimate goal for 2018 should be to build a resilient international portfolio and to be aware that as the economic recovery matures, there is the possibility of market valuations becoming excessive. ABN AMRO Private Banking’s investment team, who are responsible for this Investment Outlook, provides more information on their recommendations in the pages that follow. Your Relationship Manager or local investment professionals stand ready to assist you to prepare for what is ahead in 2018.

Richard de Groot

Didier Duret

Richard de Groot

Global Head Investment Centre, ABN AMRO Private Banking

3


Alert to opportunities and risks The economic recovery is broad-based and on track to continue in 2018. But a stronger business cycle also means a more dynamic environment. This Outlook is a call to start 2018 by being modestly overweight in stocks, to be alert to opportunities and to use cash as a buffer against risks. Better-than-expected economic growth, prolonged low

delay central banks in hiking interest rates in the US and

inflation and stable financial conditions will support markets

eurozone.

in 2018. This environment will be positive for corporate earnings, especially for companies active in expanding markets.

XX

Equity investors in 2018 should concentrate on stock selection. Markets have already reacted

While the risk of recession in 2018 is low, the more dynamic

positively to economic acceleration and constructive

environment requires some caution. The economy is getting

financial conditions. Now it is time to find opportunities

back to normal, but high growth also implies economic fluc-

through careful stock selection within sectors, industries

tuations. These ups and downs could bring an end to the

and themes.

extended period of extremely low market volatility that we have had.

‌ But creates new challenges

In 2018, there is a risk that positive consensus views of are entering an environment where after very good returns,

A normally functioning business cycle implies economic fluctuations, which can affect earnings

investors may be tempted to chase past winners. It is a situ-

expectations. Higher inflation, for example, could trigger

ation where high expectations can become a vulnerability.

reactions from central banks and affect bond markets,

the economy and markets could foster complacency. We

XX

which are already trading at very low yields. Oddly enough, low inflation is also a risk. The prevalent shock and rising bond yields, if inflation would rise unex-

A market correction can be triggered by an escalation of risks. Known potential risks include

pectedly. This situation, however, would present the oppor-

central bank monetary policy mistakes, a sudden jump

tunity to accumulate bonds to be used as a traditional safe-

in oil prices caused by geopolitics in the Middle East, a

haven asset and for portfolio resilience.

slowdown in China, US/North Korea tensions and political

opinion that inflation will remain subdued could result in a

XX

fragmentation in Europe. New risks, such as large-scale cyber-crime, may have a low probability of occurring, but

A normal functioning economy is constructive for risky assets‌

outsized consequences. XX

XX

A strengthening business cycle

Momentum breeds complacency.

been dominated by momentum trades in growth areas,

upgrade of global growth, above the current forecast of

such as information technology. A growing number

3.9% in 2018. This additional momentum could add a

of index-based instruments and automatic trading

further boost to earnings.

programmes as well as illiquidity in bond markets could amplify market reactions.

XX

Low inflation, accommodative monetary policies and global technological innovation could prolong the global business cycle. Technology implementation fosters productivity, which keeps inflation low. This could

4

Markets have

could lead to an


Investment Outlook | December 2017

Opportunities and tactical intelligence XX

A moderate overweight in stocks.

Active strategies

Neutral

We suggest

investing in modestly pro-cyclical sectors, that can benefit

Cash

from solid growth momentum. We favour the industrials and consumer discretionary sectors, which are exposed

Equities

to an increase in consumer and investment spending. XX

consumer staples, telecom

Equity thematics contribute to portfolio diversification. Within thematic investing, we suggest finding a balance between stocks exposed to

industrials, consumer discretionary

neutral

Real estate

neutral

Commodities

neutral

Hedge funds

sustainability trends, emerging-markets consumers and innovative companies active in technologies or services that connect the world. XX

Asian emerging-markets equities and emergingmarkets bonds are both supported by the improvement

Bonds

in economic fundamentals in emerging markets and constructive financial conditions, such as stable currencies and financial inflows. XX

Higher government bond yields

-30

can support the

accumulation of safe-haven assets in preparation of a

-20

-10

investment-grade, inflation-linked, emerging markets, high-yield

10

20

30

active deviation (%) Represents absolute deviation from the benchmark created by our active investment strategy. These decisions affect all the profiles. Profile 3 (balanced) is represented here. Source: ABN AMRO Private Banking

growth slowdown later in the business cycle. In the bond portfolio, we are also entering the year with a large exposure in corporate bonds, which could be reduced if valuations become stretched. XX

Commodity markets can be used for portfolio diversification, in case of surging geopolitical risk. Growing demand is offsetting the risk of oversupply in energy and materials markets.

XX

Currencies. A limited rally in the US dollar against the euro is expected in 2018, while appreciation in the euro is expected in 2019.

Didier Duret Chief Investment Officer

5


Animal spirits The macroeconomic outlook for 2018 is positive, based on economic growth remaining above trend, inflation remaining subdued (even if it rises a little) and interest rates remaining low.

Will it continue? The question for 2018 is if this positive environment will continue. What is needed is for China not to slow too much. While it is hard to monitor exactly what is going on in the

The investment environment has been nothing short of

Chinese economy and what the policymakers are aiming for,

incredible in 2017. Global growth is exceeding expectations,

we see no reason why the Chinese economy would slow

with all regions contributing. At the same time, inflation has

excessively. Bear in mind that China is on a path of gradually

remained low in key economies; central banks have been

slower growth. The biggest risk is that policymakers, in their

cautious; there have not been any disruptions in financial

efforts to deal with an alleged credit bubble, step too hard

markets and geopolitics have not had a lasting negative

on the brakes by squeezing credit. Again, we see no good

impact.

arguments why Chinese policymakers would do that.

It is as good as it gets and represents a solid base to foster economic activity in 2018. It is reinforced by the market’s

An acceleration of corporate investment growth is also

reaction to positive ‘animal spirits,’ which economist J. M.

needed at this stage of the business cycle. Various signals

Keynes, describes as the willingness of entrepreneurs to

suggest that such an acceleration has started and will be

invest based on a positive appreciation of future demand.

sustained. Business confidence surveys (see Figure) show that businesses are planning to materially increase their

Where does it come from?

outlays on capital expenditures. In addition, capital-goods producers are reporting very healthy order inflows.

It is a little unclear what is driving all this, however. We think

Inflation also needs to remain low for this very favourable

a number of factors should be mentioned. In our view, China

environment to continue. And, as growth has been exceed-

is the epicentre. Chinese import growth has strengthened

ing the trend line for some time, economic slack is disap-

since early 2016, and this strength is continuing. The recov-

pearing, which increases the risk of inflation. In addition, the

ery in oil prices has also put a stop to the collapse of invest-

continued rise in oil prices is also set to push inflation higher.

ment spending in the capital-intensive energy sector, and low interest rates and the ample availability of credit have

Nonetheless, we are confident that strong disinflationary

also been very supportive.

forces will prevent inflation from rising very significantly. Technology will continue to put a lid on inflation, as business

On the inflation side, surprisingly low core inflation in the

models will continue to be disrupted. Perhaps even more

US in particular has probably been due to technology chang-

important in 2018 is that considerably stronger corporate

ing the inflation dynamics. This has disrupted existing busi-

investment is bound to provide further support to productiv-

ness models in a range of industries, including the services

ity growth.

sector. In addition, US productivity growth is picking up and depressing unit-labour costs.

Inflation in the eurozone is likely to rise by only a little. Many European countries still have significant excess capacity. This will continue to prevent any sharp rise of eurozone inflation in 2018.

6


Central banks need to be cautious and disruptions in finan-

Further, US President Donald Trump promised tax cuts and

cial markets need to remain absent. The latter is very hard

infrastructure spending in his election campaign. He has

to predict. Central bank behaviour is easier to assess. We

delivered neither, so far. It now looks as though tax reform

expect that central banks will remain cautious and will

is coming soon. This would provide a modest acceleration

respond to any adverse development in financial markets

to US growth.

and the real economy. Han de Jong Chief Economist

Confidence in the manufacturing sector has risen in the US and Europe 70

US ISM (lhs)

German Ifo (rhs)

120

Forecasts: Economic growth and inflation (%)1 28 November 2017 Real GDP growth 2018

110

60

100

50

90

40

80

30 2000

2004

2008

2012

2016

Source: Bloomberg As measured by the German Ifo Business Climate survey and the US Institute of Supply Management survey. For the ISM Index, a reading of greater than 50 signals increased economic activity, less than 50 indicates a contraction and 50 corresponds to no change. For the Ifo Index, January 1, 2005 = 100.

Inflation 2018

ABN

Market

ABN

Market

AMRO

view

AMRO

view

US

2.7

2.5

2.3

2.1

Eurozone

2.5

1.9

1.7

1.3

UK

1.4

1.4

2.3

2.6

Japan

1.7

1.3

1.0

0.7

Other countries*

2.3

2.3

1.9

1.8

EM Asia

6.1

6.1

3.0

2.8

Latin America

2.2

2.2

4.8

5.2

Emerging Europe

3.0

2.8

5.5

4.8

World

3.9

-

3.3

-

1 All forecasts are year averages. The regions’ weights are based on PPP exchange rates. *Other developed countries are Australia, Canada, Denmark, New Zealand, Norway, Sweden and Switzerland. Source: ABN AMRO Group Economics, Consensus Economics, EIU

7


Equities: positive, but alert The outlook for 2018 is reasonably positive for equity investors. Stock markets are expected to continue to be buoyed by strong economic growth, increased investment spending and robust earnings. However, after a very good year for stocks in 2017, we are also alert to the possibility of a shift in the market environment.

a different market environment. After all, with already strong

The fundamental backdrop for equity markets continues to

In terms of traditional valuation metrics, equity markets look

be supportive, driven by a synchronised and broad-based

demanding. Earnings multiples are trading above historic

global upturn that has even been showing signs of further

averages. Having said that, price/earnings multiples are still

acceleration. There are also clear signs of increased invest-

at a reasonable distance from peak levels seen in previous

ment spending, which should fuel continued strong earn-

bull markets. (See Figure.) Moreover, the extremely low

ings growth. Coupled with low and only softly rising interest

interest rate environment, implying a low discount factor,

rates, this offers room for further inflows into equities.

helps explain elevated multiples.

Nonetheless, we acknowledge that further down the line

In an environment of encouraging global growth and moder-

some of the current positive forces will gradually ease, and

ate interest rate hikes, debt and leverage concerns will

we are on the alert for signals that might indicate the start of

likely stay low. This should leave further potential for equity

equity returns for a number of years, expected future returns have diminished. We therefore remain positive regarding equities, but less so.

Valuations demanding, but not at peaks

A long-term perspective of trailing price/earnings multiples versus the S&P 500 Index S&P Index 3,000

P/E 35 30

S&P Index 2,584.8

25

2,500 2,000

20 1,500 15 Price/earnings 1,000 multiple 21.8

10

500

5 0 Dec ‘86

0 Jan ‘92

Feb ‘97

Mar ‘02

Shaded areas indicate periods of prolonged equity rallies. As of 14 November 2017. Source: Bloomberg

8

Apr ’07

May ‘12

Jun ‘17


Investment Outlook | December 2017

markets to rise in line with earnings, as relative returns,

we also see pockets of opportunity in cyclical materials and

compared with other asset classes, remain attractive.

energy sectors.

At the same time, we see clear regional valuation differences, which is one of the reasons that we prefer stocks in

At the subsector level, we still believe there are interest-

emerging markets over developed markets.

ing investment pockets in the areas of software & internet security, innovative industrial applications and segments

Preferring emerging markets over developed

exposed to consumers in emerging markets. We are less impressed with the potential of the telecoms and utilities sectors, or with most areas within the consumer staples

We continue to see attractive opportunities in emerging

sector. This is because these traditionally more defensive

markets, as economic and market fundamentals continue

sectors have the tendency to underperform broader equity

to improve. This is especially true within Asia, which is our

markets during cyclical upturns.

preferred region within emerging markets, provided that China authorities do not put on the brakes. Moreover, our

Paul van Doorn

central scenario of a relatively stable US dollar, improving

Senior Portfolio Manager, Equities

commodity markets and only modestly higher US bond yields in 2018 should help support emerging markets. Benefiting from an accelerating economy and reviving earn-

Forecasts: Equity indexes Region

Position

Forward P/E 2018

ings, the European stock markets have recovered, due to accelerating growth and softening of political worries. We

Global equities

have a slight preference for Europe over the US for valua-

(MSCI World All Countries)

Overweight

15.9

tion reasons. Nonetheless, given the strong representation of the technology sector in the US, we believe the region

Developed markets

also has a strong appeal.

-US (MSCI US)

Underweight

17.9

-Europe (MSCI Europe)

Neutral

14.8

-Japan (MSCI Japan)

Neutral

14.4

Remain selective at the sector level

Emerging markets Based on the prolonged upturn in global growth, we still

- Asia (MSCI Asia ex-Japan)

Overweight

12.6

believe a pro-cyclical sector stance is most appropriate. Next

- Latin America (MSCI Latin America)

Neutral

13.9

to the wave of increasing capital expenditures and consumer

- Emerging markets EMEA

Neutral

10.6

spending, which will predominantly benefit the information technology, consumer discretionary and industrials sectors,

(MSCI Emerging Markets EMEA) Source: Bloomberg, MSCI. Data as of 24 November 2017

9


Equity themes: strive for balance After our four equity themes had a good run in 2017, we advise taking a balanced approach in 2018. This includes maintaining exposure, so as not to miss investments in fast-growing companies, while also taking profit in some stocks that have risen very quickly.

China has incorporated renewable energy and clean air goals in its new five-year plan. And the 173 countries that have signed the Paris Climate Accord remain dedicated to achieving their climate goals. Solar and wind-energy production, together with electric vehicles are expected to play a prominent role. The renewable trend can energise technologies that support and enable electric vehicles, batteries and elec-

Some of the stocks within our main equity themes doubled in

tric grid innovation.

value in 2017. This advance raises the question as to whether there is a ‘bubble.’ Despite some lofty valuations, we do not think so. The big difference with, for example, the internet bubble of the late 1990s, is that today’s valuations are supported

Connected World: digitalisation and the cloud

by strong and improving company fundamentals and earnings. The big online platforms that comprise the Connected World Nonetheless, there are risks – on both sides. Not investing

theme have had very strong returns in 2017. After some

in strong growth companies can hurt overall performance,

companies have doubled in value, it must be considered if it

while even a temporary halt in a company’s earnings growth

has happened too fast. We do not think so. Valuations may

can cause a serious setback in share price. We therefore

not be as attractive as they were at the beginning of 2017, but

advise a balanced, three-step approach to thematic equity

the acceleration in revenue growth is impressive.

investing in 2018. The big online platforms are invading and disrupting more 1. Take your investment decisions based on our thematic

and more sectors. Grocery stores, for example, are now

and sector notes. (The thematic reports and our Best

in competition with e-commerce players. Social media

Ideas lists can provide more information.)

and search platforms are taking a growing part of advertis-

2. Certain thematic stocks, such as in the IT sector, have

ing budgets, at the expense of more traditional advertising

been rising very quickly. It makes sense to temper further

agencies. The digitalisation of many services is also creat-

optimism and to take some profits now.

ing opportunities in online and cloud-based business models

3. Rebalance thematic exposure by adding stocks that are prof-

and the companies that support them. Share-price correc-

iting from ‘slow and steady’ trends, such as those that rely

tions among the big platforms, online payment providers or

on emerging-markets consumers or demographic trends.

web-services companies are therefore an opportunity for investors.

Renewables: power generation and electric vehicles

Emerging-markets consumers and demographic trends

The rise of sustainable power generation and the car industry’s focus on electric vehicles have set the stage for growth

Some companies are driven by technology trends and others

in technology related to renewable power and batteries.

benefit more from demographic trends. The size of the high-

Although the US is reducing tax incentives in this area, the

spending Chinese middle class is expected to double in the

trend towards a more sustainable world is still strong else-

coming ten years. At the same time, the world population is

where. Environmental initiatives are even accelerating.

ageing. The number of people aged 65 and over is the fastest

10


Investment Outlook | December 2017

growing population group. This is true, not only in the US and

the growing use of sensors, robots, automation and cyber-

Europe, but also in many emerging-markets countries. This

security. These innovations can lower maintenance costs,

creates demand in the short term for travel and luxury goods.

be used to optimise production and efficiently respond to

It also has a positive impact on products and services to stay

changing demand. The Interconnected Factory is an equity

fit, eat healthily and to be an eco-friendly consumer. In the

thematic that will likely become even more relevant in 2018.

longer term, there is an increase in the need for health care Piet Schimmel

services, senior homes and other senior-related services.

Senior Equity Thematic Expert

Interconnected Factory: now powering up Our most recently launched theme is the Interconnected Factory, based on the industrial internet of things. This trend is increasingly seen in the manufacturing sector, with

Structural forces are transforming companies all around the world, influencing revenues, margins, profits and investment results. Social media E-commerce Cloud computing Data centres

C

on

su

ct

g

Luxury goods Travel Healthy, eco-friendly food Age-related services

ed

gin

Fa c

E m er

tor y

&

gy Transition C r e on En n

ld Wor ted ec

Renew ab les

Electric vehicles Batteries Electric grid

me

o r Th e I n t e r c

n

ne

Sensors Robots Semiconductors Cyber-security

Source: ABN AMRO Private Banking

11


Bonds: watching for opportunities Bonds have more to offer in 2018 than might be expected, given their low yields. While investors watch for bond yields to rise and for bonds to become attractive again, the bond portfolio offers opportunities for international diversification, insurance against inflation and sustainable investing.

for US Treasuries than for core eurozone bonds, given that the US is ahead of Europe in the business cycle. The yield difference between the US and Europe has widened, but will narrow, as yields in the US will peak earlier. (See Figure.) Despite a punishing cost of close to 2% on an annual basis to hedge US-dollar exposure back to euros, US Treasuries will, at their near-peak yields, offer an attractive counterbalance to equity risk. As an indicator, we expect ten-year

As the economy and interest rates return to normal, a shift

Treasury yields to peak in 2018 at just below 3%.

from credit risk towards interest-rate risk will be a strong theme for bond portfolios in 2018. It will be a delicate

Timing the re-entry into core government bonds is key to

balancing act, given that yields are still very low. Luckily,

safeguarding future performance. In Europe, it may well be

central banks are still dominating bond markets and will be

later than 2018 before these yields are at a level where they

careful to avoid a recession. Our main scenario is therefore

offer returns better than cash. But, as the ECB is tapering

for a controlled and gradual path back to more normal inter-

their quantitative easing (which has been supporting corpo-

est rates and monetary policies.

rate bond markets), investors are well advised, in due time,

Government bonds will, at some point, become attractive again There is no getting around rising interest rates. This is chal-

to take-profits on the credit risk that comes from holding corporate and high-yield bonds.

Diversifying the bond portfolio

lenging for bonds, and we therefore enter the year with a cautious approach to bond markets. If, and not before, yields

Emerging-markets bonds and certain segments of the US

move higher, there will come a level when core government

bond market are attractive and can be used by investors to

bonds are again attractive. This moment will come sooner

diversify bond portfolios. We have already advised investors

12


Investment Outlook | December 2017

to buy US high-yield bonds and senior loans. We expect that

a cheap form of insurance for the alternative scenario of a

a good moment will likely occur to buy US mortgage-backed

sharp rise in inflation.

securities too. International diversification of bond portfolios will continue to pay-off in 2018.

Supporting sustainability goals

Protection from inflation

Bonds can also play their part in an investor’s sustainable investing ambitions. More and more socially responsible

Inflation-linked bonds (ILBs) are also still worth having in

bond fund solutions have become available. There is also the

a bond portfolio, as they can protect against the risk of a

green bond market, where the bonds fund environmental- or

surprise increase in inflation. Such a surprise would force

climate-change related projects. Formerly a niche market, it

central banks to tighten monetary policy, slow the economy

is now an area experiencing rapid growth. We expect green

and upset financial markets. This is not our main scenario,

bonds to comprise a growing proportion of investor portfo-

but, at the same time, almost everyone counts on central

lios in 2018.

banks to set their monetary policies precisely right. The reality is that we are still in the midst of a significant mone-

Mary Pieterse-Bloem

tary experiment, and central banks may not get it 100%

Global Head Fixed Income

right. With inflation expectations for ILBs still priced below the central bank’s 2%-inflation objective, these bonds are

Difference in bond yields between the US and Europe is wide, but will narrow % 3.0

US 10-year Treasury yield

2.5 2.0 1.5 1.0 German 10-year Bund yield 0.5 0.0 -0.5 Jan '15 May '15 Sep '15

Jan '16

May '16 Sep '16

Jan '17 May '17 Sep '17

Source: Bloomberg, ABN AMRO Private Banking

13


Advances in sustainable investing Sustainable investing is growing, as awareness increases over how it can enrich investor portfolios. Impact investing and green bonds, in particular, are attracting attention and assets.

Impact investing: allocating capital differently

Swedbank AB, a large Swedish lender, for example, recently announced plans to regularly tap the green bond market. It sold its first EUR 500-million five-year green bond in 2017. The bank sees potential in using the proceeds to fund not only Swedish mortgages, but also renewable energy, including wind, solar and small-scale hydro energy, waste management, sustainable forestry, public transport and low-carbon vehicles.

European impact funds are currently managing around EUR 100 billion in assets1. Impact investing targets businesses, organisations and investment funds with the potential to

From niche to norm

generate a financial return, while also making a measurable and positive contribution to society or the environment.

We have found that investors are increasingly receptive to including sustainable investments in their portfolios. Of

For many investors, impact investing is an attractive option,

course, there are still a number of hurdles to overcome

given the two-prong goal of both investment return and

before it becomes mainstream. There is, for example, a

social responsibility. In the last few years, renewable energy

need for more clear definitions, which will facilitate compari-

and energy efficiency have been the top targets of impact

sons between different types of sustainable investments.

investment funds. The growth of impact investing recog-

This will increase accountability and enable investors to

nizes that sustainable companies are better prepared for

know exactly how it ranks in different areas of sustainabilty.

the future, and this feature is reflected in the returns they generate.

Help in these areas is underway. Moody’s, for example, is planning to incorporate environmental, social and govern-

Green bonds to finance green projects

ance issues when assessing corporate credit risk, which could help create a more level playing field. The development of green bond indexes can also help to create the

Green bonds are an important and growing subset within

transparency necessary to track the performance of sustain-

impact investing. The proceeds from green bonds are

able investments.

frequently used to finance sustainable real estate and renewable energy projects, which can reduce carbon usage. Many

We expect sustainable investing to move from being a niche

well-known European financial institutions are now issuing

to the norm over the next few years. This growth will be

green bonds. In addition to having a sustainable purpose,

boosted by its attractiveness to a new generation of inves-

they are also competitive with non-green bonds in terms of

tors, who realise that returns do not need to be sacrificed

investment return, as measured by the Bloomberg Barclays

when investing to support environmental and social goals.

MSCI Global Green Bond Index. Richard de Groot 1  The data cited in this article comes from the European SRI Study 2016, published by Eurosif.

14

Global Head Investment Centre


Investment Outlook | December 2017

New landscape for private equity Equilibrium is returning to private equity. The backlog of exits that had been postponed by the financial crisis is almost over, and, as a consequence, net distributions continue to decline. This will likely impact fundraising next year.

funds, as many LPs will find themselves no longer below, but at, their target allocation. This, in turn, could reduce the pace of fundraising, which has been at an elevated level for several years. It will also reduce the stockpile of dry powder. With the current level of dry powder, it is a compliment to

Private equity’s booming fundraising market is heading

the industry that fund managers are not rushing blindly into

for a new record year, according to financial data provider

new deals. Although deal volume could exceed USD 300

Preqin. New funds raised totaled USD 315 billion at the end

billion in 2017, according to data provider Dealogic, this is

of September 2017.

still less than half the volume invested in 2006 and 2007.

Distributions surpassed capital calls for six years

Attractive relative return Based on a positive investment environment and support-

The record fundraising has been fueled by distributions,

ive macroeconomic fundamentals, we are confident that

which have outstripped capital calls for six consecutive

private equity remains an attractive asset class compared

years. Limited partners (LPs) have recycled these proceeds

to other asset classes in terms of return expectations. We

into new commitments to maintain their targeted capital

would like to stress, however, that private equity requires

allocations to private equity. However, it seems as if we are

careful manager selection, which is the key factor for long-

nearing a turning point in terms of net distributions. With

term investment success.

distributions moderating and capital calls accelerating in the first-quarter of 2017 (latest data available), net distribu-

Our regional preferences for private equity investment in

tions have fallen meaningfully, although they remain at a

2018 continue to be funds focused on investing in North

healthy level historically. This is no surprise. The financial

America and Europe. We continue to also consider the Asia-

crisis produced a huge backlog of deals invested from 2005

Pacific, but as manager performance in this still-maturing

through 2008, that only after 2013 were ready for exit, due

region varies more widely than in any other market, we

to the less than favourable macroeconomic conditions. As

advocate focusing strictly on the handful of managers who

the pool of unrealized assets has shrunk since then, exits –

have sustained returns over different economic cycles.

and distributions to LPs – have also decreased. According to Preqin, the third quarter of 2017 was the fifth consecutive

Oliver Schebela, Head Private Equity Solutions and

quarter in which exit activity fell, helping the market to return

Andreas Hegedüsch, Sr. Investment Professional, Private Equity

to a situation of equilibrium, although with lower volumes.

Rebalancing influences new capital This rebalancing could have important consequences for future fundraising and the amount of money that has been committed to funds, but has not been invested yet (‘dry powder’). If the rebalancing continues, this will most likely mean a decline in the amount of capital pouring into new

15


Real estate: tempered expectations We have a neutral view on real estate, as cash flow growth is slowing but dividends are still attractive. Retail-focused real estate companies continue to be challenged by the expansion of e-commerce. However, as the digitalisation trend continues, we see opportunities in data centres.

Retail is being challenged, better prospects in data centres One of the largest subsectors within real estate is retail (shops and malls), which is facing challenges. Using new research methods based on tracking cell phone locations, we see a gradual decline in people visiting certain malls.

The real estate sector is still supported by solid economic

Competition from online shops is being felt in almost every

growth in the US, Europe and Asia. Rental income growth,

traditional (brick and mortar) store, as evidenced by some

however, is not as strong as in previous years. Also, in

retail chains going bankrupt. Only a few retail real estate

recent years, loans were constantly refinanced on the back

companies can withstand this negative trend. Areas that

of ever declining bond yields. As bond yields are stabilis-

stand out in this regard include retail locations in big cities

ing at low levels and credit spreads have narrowed, there is

with a lot of natural traffic.

little room left for financing costs to go lower. This results in slower cash flow growth, especially in the US, which is

Logistics-related real estate showed strong price perfor-

a dominant region in our real estate benchmark. On a posi-

mance last year, as continuing growth in e-commerce fuels

tive note, as dividends in the sector are still high, real estate

demand for distribution and logistics facilities. This subsec-

returns remain attractive compared with low-yielding bonds

tor is vulnerable, however, because there is a lot of (new)

and savings accounts.

competition in the market.

The case for real estate gets slightly better

And as the world gets increasingly connected online and data is stored ‘in the cloud,’ expansion in corporate IT server facilities is resulting in impressive growth prospects for data

Markets have clearly been positioning for growth, preferring

centre real estate companies.

cyclical equities over defensive real estate. As a result, real estate significantly underperformed equities in 2017. With

Piet Schimmel

equity multiples creeping higher, real estate valuations are

Senior Equity Thematic Expert

becoming relatively attractive. A strong rise in bond yields would pose a significant risk for real estate. However, bond yields are not expected to move substantially higher. All in all, we believe that the case for real estate is progressively improving.

16


Investment Outlook | December 2017

Commodities: opposing forces There are diverse forces affecting the broad commodities market. While we expect the commodities index to trend upward in 2018 based on strong economic fundamentals, it remains vulnerable to a range of risks.

From time to time, it is likely that the oil market will fear supply shortages. This will spur higher prices. It is now up to the Middle-East swing producers to keep oil supply in balance, as demand increases. Analysts believe that US shale oil producers will be able to increase production significantly as soon as prices nudge higher. We think that these expec-

For almost two years now, the CRB commodities index has

tations are overly optimistic. We do see some potential for

traded within relatively small ranges. It is unusual that the

US shale production to increase, but higher labour, infrastruc-

commodities market is so calm. But this feature is largely

ture and financing costs will create a burden on production

owing to its diversity. Comprising energy, agriculture, base

growth.

metals and precious metals, it appears that positive sentiment for one commodity group is being offset by the nega-

When we translate these underlying trends in commodi-

tive impact of another. As a result, the commodities index

ties markets into a 2018 outlook for the commodities index,

has been trading sideways.

we see potential for an increase, based on solid economic fundamentals. Nevertheless, this potential is coupled with

Base and precious metals diverge

high volatility and vulnerability for unexpected risks, such as geopolitical tensions, supply disruptions and adverse weather.

Looking ahead, we expect the cyclical upturn in global economic growth to continue. As a result, many base

Hans van Cleef,

metals markets appear to be heading towards a situation

Senior Energy Economist

where demand will outstrip supply. While the prospect of solid demand can push prices higher, the potential for base metal prices to rise may be limited. Prices have already appreciated, owing mainly to improved sentiment regarding the Chinese economy. Gold markets, however, have a different outlook. Given that we expect ten-year US yields to rise and for the US dollar to recover a little further, gold prices will likely be pressured in 2018.

Oil prices expected to rise

Forecasts: Commodities 20 November 2017

Spot price

Avg 2018

End 2018

Oil Brent USD/bbl

61.86

70

75

WTI USD/bbl

56.07

66

70

Metals We have revised higher our oil price forecasts for 2018 and

Gold USD/oz

1,288

1,263

1,250

2019. We expect global demand growth to remain solid and

Silver USD/oz

17.08

16.5

16

for oil prices to rise. The market has found an equilibrium

Platinum USD/oz

936.77

913

900

between supply and demand. This balance was reached

Palladium USD/oz

994.25

950

900

after several years of oversupply, but it is extremely fragile.

Aluminium USD/t

2,104

2,085

2,175

Any signal that disturbs the equilibrium, will directly impact

Copper USD/t

6,777

6,630

6,965

oil prices.

Source: ABN AMRO Group Economics

17


Currencies: euro strength in 2019 After a rally in 2017, we believe that the euro versus the dollar could come under pressure in 2018. It may strengthen again in 2019, as the ECB begins hiking rates.

forecast to rise more than US Treasury yields. In addition, in 2019, the market will probably focus on the prospect of ECB hikes in the deposit rate and this should support the euro. In 2019, we expect two 10-basis-point rate hikes in the deposit rates to -0.20%. Moreover, financial markets will

In 2017, it took some time before investors were convinced

probably also increase eurozone rate hike expectations for

that the euro would rally. We changed our view well before

2020. This could also support the euro. A continuation of

others. Now, investors are convinced that euro strength has

Fed rate increases will probably initially limit weakness in

further to go. While we once belonged to this camp, our

the US dollar in 2019. But, once investors start to anticipate

view has changed. We think that the euro versus the US

the end of the Fed rate hike cycle, the US dollar will probably

dollar (EUR/USD) will strengthen in 2019, not in 2018.

fall considerably.

Market conviction in a strengthening euro is visible in the

Georgette Boele

behaviour of the euro (it does not want to move lower) and

Senior FX Strategist

with the persistence of excessive net-long euro positions (see Figure). We think that the conviction of investors who believe in a higher euro will be tested in 2018. As long as investors are convinced that the euro will rise in 2018, it is unlikely to happen. This is because they are already positioned for it and there is a lack of new buyers. There first needs to be some kind of wash out of net-euro long positions, which will give the euro the prospect of another leg up. There are more fundamental reasons why we think that 2018 is not the year for a higher EUR/USD. First, we expect that the US Federal Reserve will continue to tighten its monetary policy in 2018. This should support the US dollar. It could,

Excessive net-long euro positions number of contracts 200,000

however, be only a modest support, as seen in 2017. We expect two 25-basis point rate hikes by the Fed, but finan-

net long positions

100,000

cial markets are only pricing-in one. Second, we think that US growth may be stronger than eurozone growth in 2018. All in all, the EUR/USD will probably come under some pressure in 2018, but we expect it to strengthen as we move

0

into 2019.

-100,000

The return of euro strength in 2019

-200,000

By 2019, the EUR/USD will have had the time to reset to a new equilibrium, as central bankers will likely take their time

net short positions -300,000 2001

2005

2009

when modifying monetary policies. We expect EUR/USD

Non-commercial net positioning in number of contracts

to strengthen again in 2019, as German Bund yields are

Source: CFTC, Chicago Mercantile Exchange, Bloomberg

18

2013

2017


Investment Outlook | December 2017

Currencies forecasts FX pair

Spot 24 Nov 2017

Q4 2018

FX pair

Spot 24 Nov 2017

Q4 2018

EUR/USD

1.1908

1.15

USD/CAD

1.2715

1.28

USD/JPY

111.41

115

EUR/CAD

1.5142

1.47

EUR/JPY

132.67

132

USD/SEK

8.2847

8.09

GBP/USD

1.3344

1.35

EUR/SEK

9.8656

9.30

EUR/GBP

0.8924

0.85

EUR/NOK

9.6712

9.20

USD/CHF

0.9798

1.02

USD/NOK

8.1215

8.00

EUR/CHF

1.1668

1.17

EUR/DKK

7.4422

7.44

AUD/USD

0.7621

0.75

USD/CNY

6.6000

6.65

EUR/AUD

1.5626

1.53

EUR/PLN

4.2112

4.10

NZD/USD

0.6884

0.68

USD/BRL

3.2300

3.30

EUR/NZD

1.7298

1.70

Source: ABN AMRO Group Economics

19


Performance

Annualised performance (%)

Tactical asset allocation versus the strategic asset allocation EUR 22 May 2003 to 31 Oct. 2017* Strategic Tactical

Excess

USD 2017 YTD (31 Oct. 2017)

Strategic Tactical

Return

22 May 2003 to 31 Oct. 2017*

2017 YTD (31 Oct. 2017)

Excess Strategic Tactical

Excess Strategic Tactical

Excess

Return

Return

Return

Profile 1

4.08

4.22

0.13

0.80

0.85

0.04

3.50

4.28

0.76

1.53

2.55

1.01

Profile 2

4.65

5.13

0.46

1.78

2.68

0.89

4.21

5.10

0.85

4.18

6.58

2.30

Profile 3

5.73

6.71

0.93

3.16

4.28

1.09

5.56

6.68

1.07

6.83

9.62

2.61

Profile 4

6.43

7.39

0.90

5.02

6.20

1.12

6.42

7.37

0.89

10.46

13.07

2.36

Profile 5

7.35

8.48

1.06

6.89

7.93

0.97

7.45

8.47

0.95

14.20

16.18

1.73

Profile 6

7.86

8.84

0.91

8.31

8.97

0.61

8.07

8.87

0.74

17.07

17.88

0.70

*Profiles 1 and 2 are linked to the “old” Conservative profile, profiles 3 and 4 to the “old” Balanced profile and profiles 5 and 6 to the “old” Growth profile.

20


Investment Outlook | December 2017

Asset allocation profiles ABN AMRO’s Global Investment Committee model portfolio risk profiles in percent, starting with the most conservative (Profile 1) and ending with that most exposed to market risks (Profile 6). Asset allocation

Profile 1 Strategic Neutral Min.

Money markets

Profile 2 Tactical

Deviation

Max.

Strategic Neutral

5

0

60

40

35

Min.

Tactical

Deviation

Max.

5

0

70

28

23

90

40

100

55

-35

70

30

85

43

-27

Equities

0

0

10

0

0

15

0

30

19

4

Alternative investments

5

0

10

5

0

10

0

20

10

0

Bonds

Funds of hedge funds

5

5

0

5

5

0

Real estate

0

0

0

3

3

0

Commodities

0

0

0

2

2

0

Total Exposure

100

100

Asset allocation

100

100

Profile 3 Strategic Neutral Min.

Profile 4 Tactical

Deviation

Max.

Strategic Neutral

Min.

Tactical

Deviation

Max.

5

0

70

21

16

5

0

70

13

8

Bonds

55

20

70

34

-21

35

10

55

22

-13

Equities

30

10

50

35

5

50

20

70

55

5

Alternative investments

10

0

20

10

0

10

0

30

10

0

Money markets

Funds of hedge funds

5

5

0

5

5

0

Real estate

3

3

0

3

3

0

Commodities

2

2

0

2

2

0

Total Exposure

100

100

Asset allocation

100

100

Profile 5 Strategic Neutral Min.

Profile 6 Tactical

Deviation

Max.

Strategic Neutral

Min.

Tactical

Deviation

Max.

5

0

70

4

-1

5

0

60

5

0

Bonds

15

0

40

11

-4

0

0

25

0

0

Equities

70

30

90

75

5

85

40

100

87

2

Alternative investments

10

0

30

10

0

10

0

30

8

-2

Money markets

Funds of hedge funds

5

5

0

5

5

0

Real estate

3

3

0

3

3

0

Commodities

2

2

0

2

0

-2

Total Exposure

100

100

100

100

The tactical asset allocation reflects active strategies that account for medium- and short-term views and represents a deviation from the longer-term strategic asset allocation.

21


Contributors ABN AMRO Global Investment Committee Richard de Groot

richard.de.groot@nl.abnamro.com

Global Head Investment Centre

Didier Duret

didier.duret@nl.abnamro.com

Chief Investment Officer Private Banking

Gerben Jorritsma

gerben.jorritsma@nl.abnamro.com

Member, Global Investment Committee

Han de Jong

han.de.jong@nl.abnamro.com

Chief Economist

Olivier Raingeard

olivier.raingeard@fr.abnamro.com

Head Investments Private Clients Neuflize OBC

Mary Pieterse-Bloem

mary.pieterse-bloem@nl.abnamro.com

Global Head Fixed Income

Georgette Boele

georgette.boele@nl.abnamro.com

Senior FX Strategist

Hans van Cleef

hans.van.cleef@nl.abnamro.com

Senior Energy Economist

Annemijn Fokkelman

annemijn.fokkelman@nl.abnamro.com

Global Head Equity

Eva Boukobza

eva.boukobza@fr.abnamro.com

Senior Portfolio Manager, Equities

Christophe Breard

christophe.breard@fr.abnamro.com

Senior Portfolio Manager, Equities

Paul van Doorn

paul.van.doorn@nl.abnamro.com

Senior Portfolio Manager, Equities

Bastian Ernst

bastian.ernst@nl.abnamro.com

Portfolio Manager, Equities

Maurits Heldring

maurits.heldring@nl.abnamro.com

Equity Research & Advisory Expert

Rainer Kloppert

rainer.kloppert@de.abnamro.com

Senior Portfolio Manager, Equities

Eric Lafrenière

eric.lafreniere@fr.abnamro.com

Senior Portfolio Manager, Equities

Esther van Munster

esther.van.munster@nl.abnamro.com

Senior Portfolio Manager, Equities

Jaap Rijnders

jaap.rijnders@nl.abnamro.com

Equity Research & Advisory Expert

Sandra Saidi

sandra.saidi@fr.abnamro.com

Senior Portfolio Manager, Equities

Piet Schimmel

piet.schimmel@nl.abnamro.com

Senior Equity Thematic Expert

Martien Schrama

martien.schrama@nl.abnamro.com

Profile Manager

Chris Verzijl

chris.verzijl@nl.abnamro.com

Portfolio Manager, Equities

Roel Barnhoorn

roel.barnhoorn@nl.abnamro.com

Senior Fixed Income Thematic Expert

Willem Bouwman

willem.bouwman@nl.abnamro.com

Fixed Income Portfolio Manager

Chris Huys

chris.huys@nl.abnamro.com

Senior Fixed Income Portfolio Manager

Fidel Kadikci

fidel.kadikci@de.abnamro.com

Senior Fixed Income Portfolio Manager

Torben Kruhmann

torben.kruhmann@de.abnamro.com

Junior Fixed Income Portfolio Manager

Jacques Verdier

jacques.verdier@fr.abnamro.com

Senior Fixed Income Portfolio Manager

Oliver Schebela

oliver.schebela@bethmann.de

Head Private Equity Solutions

Andreas HegedĂźsch

andreas.hegeduesch@bethmann.de

Senior Investment Professional, Private Equity

Group Economics

Global Investment Centre

Private Equity

Quantitative Analysis and Risk Management Paul Groenewoud

paul.groenewoud@nl.abnamro.com

Quant Risk Specialist

Linus Nilsson

linus.nilsson@nl.abnamro.com

Investment Risk Specialist

22


Investment Outlook | December 2017

Disclaimers General: The information provided in this document has been drafted by ABN AMRO Bank N.V. and is intended as general

US Person US Securities Law Disclaimer: ABN AMRO Bank N.V.

information and is not oriented to your personal situation.

(‘ABN AMRO’) is not a registered broker-dealer under the U.S.

The information may therefore not expressly be regarded as

Securities Exchange Act of 1934, as amended (the ‘1934 Act’)

a recommendation or as a proposal or offer to 1) buy or trade

and under applicable state laws in the United States. In addi-

investment products and/or 2) procure investment services nor

tion, ABN AMRO is not a registered investment adviser under

as an investment advice. Decisions made on the basis of the

the U.S. Investment Advisers Act of 1940, as amended (the

information in this document are your own responsibility and

‘Advisers Act’ and together with the 1934 Act, the ‘Acts’), and

at your own risk. The information on and conditions applicable

under applicable state laws in the United States. Accordingly,

to ABN AMRO-offered investment products and ABN AMRO

absent specific exemption under the Acts, any brokerage and

investment services can be found in the ABN AMRO Investment

investment advisory services provided by ABN AMRO, includ-

Conditions (Voorwaarden Beleggen ABN AMRO), which are

ing (without limitation) the investment products and investment

available on www.abnamro.nl/beleggen.

services described herein are not intended for U.S. persons. Neither this document, nor any copy thereof may be sent to or

Although ABN AMRO attempts to provide accurate, complete

taken into the United States or distributed in the United States

and up-to-date information, which has been obtained from

or to a US person.

sources that are considered reliable, ABN AMRO makes no representations or warranties, express or implied, as to whether

Other jurisdictions: Without limiting the generality of the

the information provided is accurate, complete or up-to-date.

foregoing, the offering, sale and/or distribution of the investment

ABN AMRO assumes no liability for printing and typographi-

products or investment services described herein is not intended in

cal errors. The information included in this document may be

any jurisdiction to any person to whom it is unlawful to make such

amended without prior notice. ABN AMRO is not obliged to

an offer, sale and/or distribution. Persons into whose possession

update or amend the information included herein.

this document or any copy thereof may come, must inform themselves about, and observe any legal restrictions on the distribution

Liability: Neither ABN AMRO nor any of its agents or subcon-

of this document and the offering, sale and/or distribution of the

tractors shall be liable for any damages (including lost profits)

investment products and investment services described herein.

arising in any way from the information provided in this docu-

ABN AMRO cannot be held responsible for any damages or losses

ment or for the use thereof.

that occur from transactions and/or services in defiance with the restrictions aforementioned.

Copyrights & distribution: ABN AMRO, or the relevant owner, retains all rights (including copyright, trademarks, patents and any other intellectual property right) in relation to all the information provided in this document (including all texts, graphic material and logos). The information in this document may not be copied or in published, distributed or reproduced in any form without the prior written consent of ABN AMRO or the appropriate consent of the owner. The information in this document may be printed for your personal use.

23


Offices ABN AMRO MEESPIERSON AMSTERDAM Daniël Lof daniel.lof@nl.abnamro.com BANQUE NEUFLIZE OBC S.A. PARIS Wilfrid Galand wilfrid.galand@fr.abnamro.com BETHMANN BANK AG FRANKFURT Thomas Henk thomas.henk@bethmannbank.de ABN AMRO PRIVATE BANKING LUXEMBOURG Jean-Marie Schmit jean.marie.schmit@lu.abnamro.com ABN AMRO PRIVATE BANKING ANTWERPEN - BERCHEM Erik Joly erik.joly@be.abnamro.com ABN AMRO PRIVATE BANKING CHANNEL ISLANDS Patrick Millar patrick.millar@gg.abnamro.com

For all enquiries, please contact one of the branches above.

This publication is produced by the Global Investment Communications team. If you have questions or comments, contact the team at I-Comms.Global@nl.abnamro.com.

www.abnamroprivatebanking.com


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