LETTER FROM THE EDITOR
From the Roots
W involved.
COREY SHENK, EDITOR IN CHIEF
Editor-In-Chief Corey Shenk
hat’s the cost of planning for senior care? It can be pennies on the dollar. What’s the cost of NOT planning for senior care? It’s usually your full dollar…and more. Many who are undertaking planning for senior care don’t truly understand how to pay for it; there are so many options, costs, and people
Not fully understanding this seemingly complicated web of possibilities can have ramifications. Many seniors don’t realize that planning for nearly inevitable senior-care costs can sometimes save up to 95 percent of their retirement funds. Even consulting the right person about your care needs at the time you need the services can save you a significant amount of money. Inside this issue of Aging Tree Illustrated, advisor columnist Scott Selis shares his advice on the subject, giving insight about how to protect your retirement funds even in the face of significant senior-care costs. Additionally, Kim Denoff helps us understand more clearly our insurance options when we turn 65. This month, we also include the second of our three-part series, “How to Pay for Senior Care.” In this issue, we explain two of the largest funding sources available to help seniors pay for senior care: Medicaid and veterans benefits.
Art Editor & Graphic Designer
Along with how to pay for senior care, we take a look at average costs of assisted living and home care, and guide you through formulating specific questions for the companies you’re shopping. (See “Assisted Living and Home Care Costs.”)
Contributors
There’s more to love in this February issue, too. Of course, February has Valentine’s Day, but did you know it’s also Healthy Heart Month across America? Cheree Albert shares with readers an educational piece about how we can be more aware of heart risks, and what we can do to help ourselves.
Mona Quinn
Cheree M. Albert Loren Fish Carol S. Grigas John Joslin Vickie Pleus Tekla Thornton
Ad Sales
Janet Dixon
Do you know what else the heart loves? A good spring harvest and a travel adventure now and again! Read more about those in this issue as well. And speaking of LOVE…I wonder what Valentine’s Day means to you. For some, it means nothing more than cards and candy. For others, it means celebrating all kinds of love and friendship. Sometimes I like to ask people, catching them off-guard, “What’s the meaning of life?” Most often, they answer, “love.” This always reminds me of the great John Lennon quote: “It matters not who you love, where you love, why you love, when you love or how you love…it matters only that you love.” Could it be the meaning of life? Personally, I can’t think of a better one.
Make your days great…you’re in charge of them.
COREY SHENK CEO, AGING TREE, LLC EDITOR IN CHIEF, AGING TREE ILLUSTRATED
How Can Aging Tree Help Me?
Aging Tree is a unique company that connects seniors to trusted businesses for all their senior life needs. We provide seniors and their families a place to start as they begin to confront the many aspects of senior living and elder care, providing options and services throughout the United States.
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Table of Contents > FEBRUARY 2016 EDITION <
Find us on Facebook. All articles available online at www.agingtree.com
Aging Tree Travel Adventures On The Cover 8 | How to Pay For Senior Care
Fr e
(Part 2 of a 3-Part Series)
Let’s review the basics and discuss funding options that may be available to you, including Veterans Administration Benefits and Medicaid. Know your starting point. There are several important steps that experts recommend you attend to before exploring funding options for senior care.
42 | Strawberry Trifle: HOMETOWN RECIPE
14 | Assisted Living and Home Care - What
43 | What’s the Difference Betweeen a
Are The Costs?: EDUCATION
28 | Think Purple for Heart Health: INFOGRAPHIC
Computer VIrus, Worm and Trojan Horse? : COMPUTER TRAINING
EVERY MONTH
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S e mi na r & S u p po rt
Assisted Living & Home Care: What are the Costs?14
FEATURES
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34
Series at Agi n g Tre e !
38
26 | Senior Resource Directory of Trusted
Providers
41 | Special, Wacky Days and Holidays: DAYS OF THE MONTH - FEBRUARY
BRANCHES
4 | Letter From the Editor
44 | Used Medical Equipment For Sale, Items For Sale, Industry Jobs: CLASSIFIEDS
16 | Get To The Heart of the Matter- Invest
22 | The Winter Park Daycation and Dr.
45 | Activities and Support Groups Located
SUNRAIL
46 | Crossword Puzzle, Sudoku &
In Your Health: LIVING WELL
17 | Nine Tips for First-Time Votran Riders:
Phillips Center For The Performing Arts, Explore Central Florida: SENIORS ON
BRANCHING OUT WITH VOTRAN
24 | Inside Advisor-How To Protect Your 34 | Aging Tree Travel Adventures, Charming Charleston & Savannah City Stay (May 1721): TRAVEL
39 | Fun Heart Facts!:
QUICK TIPS
Near You: CALENDAR OF EVENTS
Cryptogram: MIND BENDERS
Retirement Funds Even in the Face of Significant Senior-Care Costs: LEGAL
25 | Inside Advisor-Be Health Wise in 2016Make The Right Choice Before You Turn 65: HEALTH WISE
40 | Secrets of a Good Spring Harvest: STRONG ROOTS
Aging Tree Illustrated is available at most Publix and over 700 additional locations.
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For more information contact Aging Tree at 866-320-8803 | 985 Harley Strickland Blvd, Ste. 100, Orange City FL 32763. Aging Tree Illustrated is a publication owned, Copyright 2014 and published locally by Aging Tree LLC. Our goal is to provide the most current information and helpful articles for seniors and their families. You choose how to use us: In print, Online or In-Store.
FEATURE ARTICLE:
How to Pay For Senior Care
Part 2 of 3: Medicaid and Veterans Benefits
I
t may not be the most pleasant experience to think about, but it’s one of the most important financial issues you’ll face during your retirement: How will you pay for senior care if your family can’t take care of you?
Several funding methods exist today to pay for senior care. The most common are assets (cash), insurance (long-term care insurance or life insurance), Veterans Administration benefits or Medicaid, reverse mortgages, and trusts. In this second article in Aging Tree Illustrated’s three-part series, “How to Pay for Senior Care,” we are focusing on paying for senior care with Veterans Administration benefits and Medicaid. (Check back in March for funding sources that include reverse mortgages and trusts.) The information presented in these articles should be used as a navigational tool, and should not replace professional counsel by your trusted attorney, financial planner, insurance agent, and/or accountant. Paying for senior care is a very real challenge and concern for retiring senior Americans across the country. Depending upon
a person’s or family’s assets, ability to care for each other, health and other factors, the options vary in price and opportunity. Thomas B. Fleishel, Certified Financial Planner ™ in DeLand, reminds us that the odds of needing long-term care in our lifetimes are high. “Approximately 40 percent of people will need long-term care after they reach the age of 65,” says Fleishel. Further, says Fleishel, 14 percent of people age 71 or older have Alzheimer’s disease, a disorder that often needs professional memory care. Now, let’s review the basics and discuss funding options that may be available to you, including Veterans Administration Benefits and Medicaid. Know your starting point. There are several important steps that experts recommend you attend to before exploring funding options for senior care. These include ensuring you are 1) getting the most from your Social Security benefits; 2) checking your veterans’ aid and attendance benefits, if applicable; 3) and assuring your financial records are in order. These financial records may include your sources of income, assets, Social Security and Medicare benefits, insurance policy details, bank information, tax returns, wills, mortgages and debts, just to name a few. Understand the definition of “senior care.” Senior care, as referenced in this article, includes independent living, assisted living, continuing care retirement communities, memory care facilities, nursing homes, hospice care, and in-home care. Get a feel for the costs. According to the U.S. Department of Health and Hu-
FEBRUARY 2016 | ONE-STOP Senior Care | Aging Tree.com • 866-320-8803
By Vickie Pleus man Services (per 2010 statistics, the most recent available), senior care costs range from about $3,300 per month to $7,000 per month: • $205 per day or $6,235 per month for a semi-private room in a nursing home • $229 per day or $6,965 per month for a private room in a nursing home • $3,293 per month for care in an assisted living facility (for a one-bedroom unit) Home healthcare aides, homemaker services, and services in adult day health care centers cost less. Know the primary funding categories. In general, there are four primary funding sources to assist in paying for senior care: 1) government programs, including Medicaid and veterans benefits; 2) insurance coverage, including life insurance and long-term care insurance; 3) private assistance from foundations or pharmaceutical companies; and 4) and personal property and assets, including a family’s resources and home equity.
Do you qualify for Medicaid or Veterans Administration (VA) benefits?
Do you financially qualify for Medicaid or VA benefits? Your monthly income and assets are the determining factors. In order to use Medicaid or VA benefits as funding sources for senior care, you must first financially qualify. If you think you may qualify, your first step would be to apply for Medicaid or VA benefits, and then specifically, to apply for programs such as Medicaid partnership plans (aka long-term care diversion programs) or Aid and Attendance (Veterans Administration). These pay for assisted living and/or home care, in part. cont. pg 9
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Recognize that there are two major steps in involved in these processes. After you qualify financially qualify for Medicaid or VA benefits, you must apply and qualify clinically for their senior-care programs. (See more below under “Medicaid partnership plans” and “VA benefits as a funding source of senior care.”)
Medicaid as a funding source for senior care
fair market value in return, it’s considered a gift. The government will presume it was given away (so the ‘donor’ could) qualify for Medicaid; and the ‘donor’ can be penalized,” she adds. “So, if we have the opportunity to plan five years ahead, then at that point we can take somebody’s assets and put them into an irrevocable trust,” says Coenson. “That
Paying for senior care is a very Barbara Coenson, an Elder Law attorney based in Lake Mary, real challenge and concern for helps families with Medicaid retiring senior Americans across the planning and assists wartime vetcountry. Depending upon a person’s erans in obtaining Veterans Administration benefits for which or family’s assets, ability to care they qualify. Coenson explains for each other, health and other the value of having a plan if you factors, the options vary in price and think you may need or will want Medicaid benefits in the future. opportunity. This is considered a pre-planning strategy for Medicaid, says Coenson. “When someone applies for Medicaid, is, we get the assets out of their name, and in five years they would be eligible for the government looks back five years to nursing home Medicaid, if needed.” determine whether that person gave away Adds Coenson: “Of course, not all assets any of his or her assets,” says Coenson. “If are available to Medicaid. Each person’s aAging person gave some of their assets to one of Tree half page Ad_Layout 1 2/19/14 10:45 AM Page 1 their children, for example, without getting individual family make-up and assets play
into their Medicaid qualification.” Consult your trusted advisor for an accurate picture of options available to you.
Medicaid partnership plans
In its most general terms, Medicaid is a program intended to fund healthcare services for the poor. There’s a good chance you or your loved ones would prefer not to be Medicaid eligible. But, what if you were able to use private funds and transition to Medicaid as a last resort, and only if needed? You may be able to stay in your home longer and choose from a variety of funding sources as you initially pay for senior care. Programs dubbed “long-term-care benefit plans” are considered private pay funding options which are recognized as a Medicaid-qualified spend down. These benefit plans are used until the patient’s benefits are depleted. At that point, the patient can seamlessly transition to Medicaid as a last resort. Many states have instituted these longterm-care benefit plans, also called partnership plans, and they’re available to Medicaid-qualified individuals who meet certain requirements.
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Florida’s Long-term Care Partnership Program, for example, is a partnership program between Medicaid and private long-term care insurers. It’s designed to encourage individuals to purchase private long-term care insurance. Long-term Care Partnership policies are tax qualified (a portion of premiums paid may be claimed as a tax deduction) under federal law; provide policyholders with inflation protection; and most importantly, provide dollar-for-dollar asset protection in the event the policyholder needs to apply for longterm care Medicaid assistance. For every dollar that a partnership policy pays out in benefits, a dollar of assets can be protected from Medicaid spend-down requirements. Learn more at http://www.fdhc.state. fl.us/Medicaid/ltc_partnership_program/ Index.shtml.
Veterans benefits as a funding source of senior care
Wondering if you quality for veterans benefits to fund senior care? Here are the basic criteria: Any veteran with 90 days of consecutive active-duty services Any veteran who served at least one day during active war time ReverseMortgageAd10x6.125.pdf 1 10/6/15 2:30 PM Any surviving spouse of a veteran who
was married to said veteran at the time of his or her death DeLand-based attorney Astrid de Parry says many veterans are unaware that they could be eligible for a wide range of benefits through the United States Department of Veterans Affairs. They may qualify even if they not did not directly retire from the military or suffer injuries in the line of duty. De Parry adds that though hiring an attorney is not required for seeking or obtaining veterans benefits, it may be beneficial to do so in order to fully understand the eligibility requirements and properly complete all the necessary paperwork.
Veterans Aid and Attendance Pension
Veterans Aid and Attendance (A&A) pension is a monthly benefit available to active duty veterans or a veteran’s spouse who’s in need of senior care. A veteran who has served even one day during a period of foreign war can apply for this pension. According to 2015 figures obtained from the Veteran’s Administration, the A&A pension can provide up to $1,788 per month to a veteran, $1,149 per month to a surviving spouse, or $2,120 per month to a couple. The funds can be used for a variety of assistance.
Qualifications for A&A are medically related, but a veteran’s disability need not be related to his or her wartime service. A medically documented need for daily living assistance – bathing, toileting, eating, etc. – are required. The National Care Planning Council estimates that up to 25 percent of veterans’ surviving spouses could potentially apply for A&A, and adds that veterans who may know of the pension may not fully understand that their sick spouse could qualify for monthly funds. If you’re wondering where to start to learn more about Veterans Aid and Attendance, visit your local veterans benefits office for guidance. Or, log onto www. VA.gov or simply call the VA at 1–800–827– 1000. Aging Tree Illustrated’s three-part series, “How to Pay for Senior Care,” continues in the next issue. Check back in March for background and information on paying for senior care with funding sources that include reverse mortgages and trusts. Please contact Aging Tree with any questions or guidance at 1-866-320-8803.
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EDUCATION BRANCH:
Assisted Living and Home Care
What Are The Costs?
W
ill you need or want assisted living or home-based care in the future? The answer is: probably. It’s smart to start researching your options before you need them, and know what’s involved in the cost of each. Aging Tree is your local source for Senior Care Advisors who can connect you with trusted partners that offer such services. Aging Tree’s extensive member list of assisted/senior living communities and home care providers (including everything from adult day care and home health care, to lawn care and home cleaning) is a great place to start your search. As you weigh your options and research facilities or in-home services, start your journey armed with information that will help you determine what services you can afford, what services you may want or need, and whether they are available.
The costs involved in Assisted/ Senior Care
The 2015 Cost of Care Survey conducted by Genworth Financial researched the monthly costs of a one-bedroom, single-occupancy assisted living apartment in Florida. The survey states the minimum monthly cost of such an accommodation at $1,000 per month, the median at $3,150 per month, and $8,280 as the maximum. Researchers also reported that residents of assisted living communities can typically expect a 4.28-percent increase in their base rate annually. Essentially, there are four main factors that affect the rate you’d pay in an assisted living community: • The geographic location of the community; • the size of your accommodations (square feet and number of bedrooms, for example); • the level of care you require (from independent living to nursing care); and • amenities and fees (such as lawn care and cable television) that may be added to the monthly mortgage or rental rate.
Keep in mind, too, that many communities charge non-refundable move-in fees. Be sure to ask about such fees as you conduct your research.
The costs involved in Home Care
Home Care can involve several different types of care providers, some of which have substantial hourly rates (such as medical care), and some of which are free (such as friends and family who give their time). As you’re estimating your costs, you’ll want to account for the type of in-home care you may need. The highest hourly rates would be charged by medical care/home healthcare professionals, followed by personal care/home care aides, and finally, “free” help from family and friends. Typically you can expect to pay between $15/hour and $22/hour for in-home care, depending upon the services you need. Most often, these professionals require a minimum number of hours per visit. Remember, too, as with any product or service, you get what you pay for. Most of the lower-priced companies employ sub-contracted caregivers; that is, they are not covered by the company’s liability and workers compensation insurance. This can be extremely important if a caregiver becomes injured in your home or on your property. • Are you seeking in-home care? Here are some questions to ask that the prospective company you’re interviewing: • Are caregivers sub-contractors or employees? • Are caregivers covered by workers compensation insurance and liability insurance? • What is the screening process for caregivers? What is the training process? • Is the company accredited? Are the caregivers certified? • What happens if a caregiver can’t make his or her appointment? • Is there a director of nursing on staff at the company? You may also wish to determine your to-
FEBRUARY 2016 | ONE-STOP Senior Care | Aging Tree.com • 866-320-8803
By Vickie Pleus tal in-home care costs so that you may budget for the services and compare pricing to assisted living communities. First, determine the kind of care needed, which likely would be within the categories of medical/home healthcare, personal care, or monitoring (such as an emergency alert system). Second, decide who would be needed to perform the help. Which services must be performed by paid professionals? Which could be performed by friends, family, or a respite care/adult daycare facility? Third, determine the cost of each type of care. Note that medical care/home health providers cost the most per hour, followed closely by personal care/homecare aides. Monitoring services charge nominal daily fees, and some options such as friends and family, may have no per hour cost at all. Then, consider their hourly rates and how many hours per week you’d need their assistance. Finally, note the other costs that are part of your monthly living expenses. These may include gas/transportation, water and electricity, cable television and phone, food, rent or mortgage, and other miscellaneous costs such as yardwork or home cleaning. All of these will help you determine and budget your monthly home care costs.
The other essentials: Values unknown
As you calculate the costs of these services – whether you choose to be in an Assisted/Senior Care community or hire in-home help – remember the benefits and features that are beyond value. Assisted living communities may offer the turnkey, graduated aging options you need for longer term peace of mind, and social agendas to keep you engaged and active. Alternatively, staying in your home may bring you peace and comfort to which no other community could compare. Knowing your care needs and understanding your options, while acknowledging and honoring the financial and emotional realities they rest upon, will help guide you to the perfect decision at just the right time. Talking to a Senior Care Advisor is always free at Aging Tree. Contact Aging Tree at (866) 320-8803 to get your research started on the right foot, and you headed down the right path. | 14 |
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Humana is a Medicare Advantage HMO plan with a Medicare contract. Enrollment in this Humana plan depends on contract renewal. This information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments and restrictions may apply. Benefits, premiums and/or member cost-share may change on January 1 of each year. You must continue to pay your Medicare Part B premium. This information is available for free in other languages. Please contact a licensed Humana sales agents at 1-855-202-2514 (TTY: 711). Esta información está disponible gratuitamente en otros lenguajes. Póngase en contacto con un agente de ventes certificado de Humana al 1-855-224-7994 (TTY: 711). A sales person will be present with information and applications. For accommodation of persons with special needs at sales meetings call 1-855-202-2514 (TTY: 711). Applicable to Humana Gold Plus® (HMO) H1036-157. Y0040_GHHHJEWGEN Accepted 10012015 FEBRUARY 2016 | ONE-STOP Senior Care | Aging Tree.com • 866-320-8803
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LIVING WELL BRANCH:
Get to the Heart of the Matter...
Invest in Your Heart Health
I
t is not unusual this month for my clients to have an increased interest in what one gentleman described as the “heart of the matter” with regard to his Individual Retirement Account for Health (IRAH). In much the same way that an insurance specialist evaluates the health and contributions to your insurance plan, it’s a good idea to evaluate the contributions you are making to your heart and vessels that literally supply life and vitality to the body. The wisdom of this proactive approach to heart health is not unfamiliar, yet a challenge for so many of us to stay consistent. Let’s examine a few thoughts and questions that have been shared with me over the years.
I have not had any problems, when do I need to add consistent heart health strategies to my IRAH?
Despite advancements in medical and surgical care, heart disease is still the #1 worldwide cause of death for both men and women. It accounts for 40% of the deaths in the United States, nearly half of these women, which is greater than all forms of cancer combined. No symptoms are present for approximately 50% of men and 64% of women prior to death from a cardiac event. Even our children, as young as 12 years of age are showing signs of hardening of the arteries. It is never too early, or too late to begin. Many of us become more motivated to add something to our plan for health when we begin to experience symptoms but as you can see the majority of women will not have symptoms. Prevention is the key and can be within our grasp with nutrition and lifestyle strategies. We are not talking about a major life overhaul, just one simple change and move forward from there. Do you want to decrease your risk for heart disease, stroke and blood clots? Adequate
daily water intake is essential. This is a challenge for many since our ability to notice thirst decreases as we age so is an unreliable reminder to drink. The Journal of Epidemiology and Community Health reports
that people who ate 7 or more fruits and vegetables a day compared with those that ate less experienced both reduced heart disease and cancer mortality. I work with individuals and families daily to help them to bridge this gap, which for many of us is not easy with respect to budget and food preferences. Consistent movement, excellent oral hygiene as well as glucose and blood pressure control are other investment tools that yield important results.
How are a women’s heart symptoms different than men’s?
Men typically report shortness of breath and chest pressure (like an elephant sitting on their chest), sweating and neck, jaw or back pain. Women’s symptoms may include the following: weakness; fatigue; dizziness; lightheadedness; anxiety; indigestion; burning sensation in the upper abdomen (stomachache); visible sweat on the face; neck, jaw or back pain; chest pressure +/- ; or shortness of breath. The somewhat vague nature of these symptoms can delay care. It has been my experience that there is a group of people who are just not wanting to go to the hospital due to fear or denial. Does this remind you of someone? Perhaps even yourself?
FEBRUARY 2016 | ONE-STOP Senior Care | Aging Tree.com • 866-320-8803
By Cheree M. Albert MSN, ARNP, CPNP Even when we do seek care we are likely to understate our symptoms as in: “I have been so tired lately all I can think about is taking a rest. That is really not like me but I am sure it is because I am trying to do too much”. Sound familiar? I know women who upon experiencing symptoms felt the need to “finish up a few things” including showering in case they are at the hospital for a while. A dear friend of mine started having symptoms on a Sunday and waited to share with me until Monday, adding that she knew it was probably not a good idea to have waited so long. Do you perhaps have a friend like this? She did go to the ER, was admitted and had a cardiac catheterization, happily with a good outcome and a priceless peace of mind. You see she had been having occasional symptoms and was concerned about her heart for many years. Is it true that women are 50% more likely to die in the first year following a heart attack? This is a sobering statistic. In the 6 years that follow, women are almost twice as likely to have a second heart attack. Education is a powerful tool to share this lifesaving information. In fact only an estimated 65% of women will call 911 if they think they are having a heart attack. It is possible that you will get such a call. On several occasions workshop participants have shared that they decided for themselves or helped a friend decide to seek care sooner than later with happy outcomes. Be encouraged that the commitment to these investment strategies will positively impact your heart health which in turn can positively affect your finances. It is the gift that keeps on giving with increased energy, and vitality for your days. Cheree M. Albert MSN, CRNP, CPNP is the owner of Integrity Health Source LLC. You can contact Cheree by phone: 407-902-8945 or email cheree@ integrityhealthsource.com | 16 |
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FEBRUARY 2016 | ONE-STOP Senior Care | Aging Tree.com • 866-320-8803
Nine tips for first-time Votran riders 1. Plan ahead. Know the route and schedule before leaving the house. If a transfer is necessary, know ahead of time the transfer location and corresponding bus. Route and schedule information are available online at Votran.org and by calling the Customer Service Center. Maps may be picked up at sales outlets, libraries, city halls and county administration buildings. 2. Schedule extra time for each trip. Plan to arrive at the bus stop or designated pick-up location 10 - 15 minutes before the scheduled departure. 3. Stand in the designated boarding location and wave to the bus operator. To signal the operator that a new rider is ready to board, it’s important to be on the correct side of the street and stand up or wave when the bus is in view. 4. Bring exact change or purchase a pass in advance. Because bus operators cannot provide change, they require exact fare amounts. Passes can be purchased in advance at Votran.org and in Votran administrative offices, the transfer plaza, the county administration building in DeLand, and at several libraries. For a full list of where to buy passes visit Votran.org. 5. Confirm the bus destination before boarding. Check the windshield of the approaching bus to make sure the route matches the desired travel destination. 6. Have the bus fare ready before boarding. When boarding the bus give the exact fare to the operator or slide a pass through the value pass reader. 7. Signal the bus operator to stop within one block of the travel destination. Signal the bus operator by pushing the yellow strip next to the window or by pulling the cord running the length of the bus. Gather belongings before the bus stops and exit promptly when the doors open. 8. Know the time of the next bus. Before leaving home, make note of the route, time, distance and fare required to transfer to another bus. There may be some walking required when making a transfer. 9. Ask for operator assistance when boarding. All fixed-route buses are wheelchair accessible with lifts or ramps to make boarding easier. Each Votran bus operator is specially trained in wheelchair securement and aiding individuals who require additional assistance on a bus. Give Votran a try If you have questions or would like to learn more about planning a trip with Votran, please call one of the numbers provided below. You also may use the interactive trip planner on Votran.org or email questions to VotranCustomerService@ volusia.org. The Votran Customer Service Center is open from 7 a.m. to 5 p.m. Monday through Friday. Travel training is available upon request. Contact Votran Customer Service: Daytona Beach: 386-761-7700 Southeast Volusia: 386-424-6800 West Volusia: 386-943-7033 | 17 |
BROOKDALE
Whatever we can do to help, we’ll do it with care. At Brookdale, your loved one is a member of our family. You’ll find our care is delivered with knowledge gained from serving families for generations. Join our community to discover how you or your family member will feel right at home.
Brookdale DeLand
Formerly Sterling House DeLand Assisted Living 1210 North Stone Street | DeLand, FL 32720 (386) 490-9501 ®
Brookdale Port Orange
Formerly Sterling House® Port Orange Assisted Living 955 Village Trail Drive | Port Orange, FL 32127 (386) 492-0718
Assisted Living Facility # AL9032
Assisted Living Facility # AL8913
Brookdale Ormond Beach
Brookdale Yorktowne
Assisted Living Facility # AL9192
Assisted Living Facility # AL9792
Brookdale Ormond Beach West
Horizon Bay Orange City
Assisted Living Facility # AL9064
Assisted Living Facility # AL9132
Formerly Southland Suites - Ormond Beach Assisted Living 550 Wilmette Avenue | Ormond Beach, FL 32174 (386) 310-1694
Formerly Clare Bridge® Ormond Beach Alzheimer’s & Dementia Care 240 Interchange Boulevard | Ormond Beach, FL 32174 (386) 310-2578
Formerly Emeritus® at Port Orange Assisted Living | Alzheimer’s & Dementia Care 1675 Dunlawton Avenue | Port Orange, FL 32127 (386) 492-0738
A Brookdale Managed Community Independent Living | Assisted Living 500 Grand Plaza Drive | Orange City, FL 32763 (386) 492-0739
For more information, call a community near you.
FLKW-P87-1015-ROP RM
brookdale.com
BROOKDALE® is a trademark of Brookdale Senior Living Inc., Nashville, TN, USA
For life insurance, call a good neighbor. Amanda Agnew ChFC, Agent 301 N Volusia Avenue Orange City, FL 32763 Bus: 386-960-7878 Fax: 844-612-8886 www.insurewithamanda.com
1311000
Call me and I’ll help you choose the right life insurance for you and your family. We put the life back in life insurance. ™
State Farm Life Insurance Company (Not licensed in MA, NY or WI), State Farm Life and Accident Assurance Company (Licensed in NY and WI), Bloomington, IL
Your Care is Our Priority!
Change Your Address Not your Lifestyle!
ASK ABOUT OUR FALL SPECIALS
386-774-1234
Paul Sturdgess, Owner
Affordable • Reliable • Committed Care “Blossoms offers a home-like environment with trained and confident staff to ensure that you have a wealth of activities, tailored support with activities of daily living, great nutrition and most importantly an atmosphere filled with dignity and compassion - you are welcome to speak with us - ANYTIME!” 386-257-2162 www.BlossomsAssistedLiving.com
FREE
Personalized Wellness Seminar
1 & 2 BEDROOM APARTMENTS www.villagrandeonsaxon.com
Wellness Wednesday – Love Your Heart February 17, 2016 - 8:30 AM Call 866-320-8803 RSVP Today!
LEARN MORE
LEARN MORE Robert Cordero, M.D.
• • •
Kevin M. Barber, M.D.
Ryan T. Scruggs, M.D. Phillip J. Mackinder, O.D.
Bladeless Cataract Surgery Eyelid Reconstruction and Facial Rejuvenation Leaders in LenSx® Laser Cataract Surgery For an Appointment Call
386-734-2931
Visit our website: TheEyeSpecialists.com Four Convenient Locations: DeLand, Orange City, New Smyrna, and Winter Park
Protecting Your Wealth From Healthcare Costs in Retirement SEMINAR Thurs., Feb 18, 2016, 10 - 11:30am For More Information Call Aging Tree 866-320-8803
Healthy Food Equals Healthy People!
February 2016 Deals Endangered Species Chocolate Assorted Dark Chocolate Bars 3 oz.
$2.79
Spike Assorted Magic Seasonings 2-4 oz.
Drew’s Assorted All Natural Dressings 12 oz.
Price of Peace Instant Ginger Honey Crystals 10 Bags
Dr. Bronner Assorted Coconut Oils 14 oz.
$2.99
$3.49
$8.29
Hodgson Mill Assorted Whole Wheat Pasta 16 oz.
ChocoLove Assorted Chocolate 3.2 oz.
$1.99
$2.49
$2.29 Monday - Friday 8 am - 7 pm Sunday 9 am - 6 pm CLOSED Saturday
386-736-7919 Deli Serving
Organic & Natural Foods and Hot Bar
FEBRUARY 2016 | ONE-STOP Senior Care | Aging Tree.com • 866-320-8803
With a $25.00 purchase enter to win in our raffle of a One Hour Full Body Massage! A total over
$60.00 Value 933 N. Woodland Blvd. DeLand, FL 32720 www.DeLandNaturalMarket.com | 20 |
“Come In and Sea Our View”
We are the only Assisted Living Community with an Ocean View. Call to schedule your personal visit and “Ocean View” today. • Active adult lifestyle,and a Warm, friendly home atmosphere. • Offering Assisted Living and Memory Care Options
Seaside Manor Assisted Living and Memory Care Neighborhood 1050 Ocean Shore Blvd., Ormond Beach, FL 32176
386-441-1771 www.saberhealth.com
FEBRUARY 2016 | ONE-STOP Senior Care | Aging Tree.com • 866-320-8803
License #8860
| 21 |
Choose your Daycation — February 17, 2016
Courtesy of Aging Tree – You or your group of participants will have a fun day out touring Winter Park or Dr. Phillips Center for the Performing Arts with a variety of optional activities. Call 866-320-8803 for more information or to reserve your complimentary daycation pass. Trips are scheduled the 3rd Wednesday of each month.
Now Accepting Reservations, Call Today!
Winter Park EXPLORE CENTRAL FLORIDA USING THE REGION’S NEWEST TRANSPORTATION JEWEL – SUNRAIL!
WINTER PARK - AGENDA 8:30am 9:15am 9:25am 10:00am 10:36am 1:41pm 2:18pm OR 2:41pm 3:18pm
Seniors arrive at Aging Tree sign in and pick up their SunCards, (Courtesy of Aging Tree) Seniors depart for SunRail’s DeBary Station Seniors arrive at SunRail’s DeBary Station (Free parking available) SunRail train departs for the Winter Park Station The train arrives at SunRail’s Winter Park Station for activity and lunch (not included) Seniors depart on SunRail for the DeBary Station Seniors arrive at SunRail’s DeBary Station and return home Seniors depart on SunRail for the DeBary Station Seniors arrive at SunRail’s DeBary Station and return home
TENTATIVE DATES: MARCH 16, 2016 APRIL 20, 2016
Dr. Phillips Center for the Performing Arts
TOUR CENTRAL FLORIDA’S NEWEST PERFORMING ARTS CENTER
ORLANDO - AGENDA 8:30am 9:15am 9:25am 10:00am 10:54am 11:15am 1:22pm 2:18pm OR 2:22pm 3:18pm
Seniors arrive at Aging Tree sign in and pick up their SunCards (Courtesy of Aging Tree) Seniors depart for SunRail’s DeBary Station Seniors arrive at SunRail’s DeBary Station Free parking available SunRail train departs for the Church Street Station The train arrives at SunRail’s Church Street Station Tour of Dr. Phillips Center for the Performing Arts begins and lunch (not included) Seniors depart on SunRail for the DeBary Station Seniors arrive at SunRail’s DeBary Station and return home Seniors depart on SunRail for the DeBary Station Seniors arrive at SunRail’s DeBary Station and return home
See a Different Side of Winter Park Senior Sweetheart Deal*
The historic Scenic Boat Tour is located just 3 blocks east of the train station on Morse blvd.
Senior Services “SUN RAIL STATION”
Doctors, Pharmacy, Lawyers, Hospital, Groceries, Airport
$2.00 off 12.00 trip $5.00 off 25.00 & up
386-748-4092 redcabserves@gmail.com
www.redcabservice.net
FEBRUARY 2016 | ONE-STOP Senior Care | Aging Tree.com • 866-320-8803
312 East Morse Blvd. Winter Park, FL 32789
407-644-4056
www.scenicboattours.com | 22 |
INSIDE ADVISOR - LEGAL I often hear that well-meaning loved ones and professionals tell seniors they can’t qualify for Medicaid benefits unless they plan at least five years in advance. Further, some warn that you’ll get lesser care because only sub-standard facilities accept Medicaid. I disagree on all these points. Let’s debunk some Medicaid myths. Myth #1. If you’re already receiving ElderCare, it’s too late to plan for and use Medicaid; you have to plan five years in advance. This is incorrect. We frequently help clients preserve 75 percent or more of their life’s savings even though the client waited to plan. Of course, better results are usually obtained for people who are able to plan early, but so-called “late” planning can preserve much of your savings, too. Myth #2. Married seniors can qualify for benefits that will pay for much or all of a facility’s costs, using specially designed
ElderCare revocable trusts and other trusts. The truth is, if you have a trust already, it’s probably not an ElderCare trust; it’s probably an Elderlaw revocable trust. An Elderlaw revocable trust probably won’t protect your assets from ElderCare. For unmarried seniors, we usually recommend a combination of techniques to protect much of a person’s life’s savings. For example, did you know that you can contract with a loved one for the provision of services in exchange for payment, as long as you do it correctly? In addition, you can convert cash or investments (not including a “qualified fund,”) into certain types of real estate. You may have more options than you realize, but these options can become complex. Contact your trusted advisor for further insight. Myth #3. Facilities that accept Medicaid are sub-standard and treat their Medicaid patients poorly or more poorly than their private-pay patients. The truth is nearly every nursing home, many assisted living residence, and companion care companies accept Medicaid. You likely will have the opportunity to choose where you go, or which approved provider will
By Scott A. Selis, Esq. provide service to you at home. Remember, too, that there are serious consequences for facilities that violate laws, including putting all of their Medicaid patients in one “area.” Facilities are subject to surprise inspections; it behooves them to stay within the law at all times. *** These are some of the most common Medicaid myths, but even more exist. The bottom line: Medicaid planning usually is a good idea, and the cost of planning is oftentimes less than a nickel or a dime to a dollar. Some planning costs pennies to a dollar, in fact. Look into Medicaid planning. In my experience, you’ll be glad you did. Scott Selis is a lawyer at Chiumento Selis Dwyer in DeLand, Ormond, and Palm Coast. He is a member of the Joint Public Policy Task Force for the Elderly and is Co-Chair of the Florida Bar Elder Law Section’s Legislative Committee. Reach him at 386-868-KEEP(5337), ext. 22.
Peace of Mind E l dercare Legal Plan ning to prote c t yo ur as s e ts It’s rarely too late to Start FR EE CONS U LTATION. C ALL TODAY! 386-868-KEEP (5337) ext. 22 OFFICES IN DELAND, ORMOND & PALM COAST. PalmCoastLaw.com
ELDER LAW/ELDER CARE LAWYER ELDER LAW/ELDER CARE LAWYER
FEBRUARY 2016 | ONE-STOP Senior Care | Aging Tree.com • 866-320-8803
| 24 |
INSIDE ADVISOR - HEALTH WISE
Be HEALTH WISE in 2016 Joan from Deltona asked, “I turn 65 this year and become eligible for Medicare. I am so confused by the A’s, the B’s, etc. of Medicare. Should I choose a Medicare Advantage plan, or regular Medicare?”
and some of the time includes art . The plan must at least cover the same services that original Medicare covers. Keep in mind that the plan you select determines where you may have to go for those ancillary services. or instance, health plans associated with hospitals sometimes require that you visit hospital owned facilities.
Than you for your question oan.
Most of the time a senior will ma e the decision of choosing regular or advantage plans based on cost and access to a certain provider. isit www. oridashine. org , a helpful resource for more detailed information that will aid you in your decision.
Plan to apply for Medicare benefits three months before the month you turn . riginal Medicare is called art hospital insurance) and medical insurance). t provides basic coverage only for hospital care, doctor appointments, nursing facilities, and outpatient care. ou may have more choices for ancillary providers, imaging, labs, or therapy through original Medicare.
By Kim Denoff here ne t month. et’s all wor together. et us help you be Health Wise! Kim Denoff, Owner of Advanced Imaging and Administrator for Advanced Orthopedics & Sports Medicine in Orange City. In the medical imaging business for 18 years, Kim has experienced healthcare from the perspective of patient, provider and spouse of a provider.
The best way to navigate the ever changing world of healthcare is to educate yourself about the choices that you have. The ging Tree remains committed to assisting seniors in simplifying their lives and providing access to reliable information. Please email any comments or questions to im advancedimaging .com. our question may very well show up
Holiday Blessings from…
dvantage plans, called art , are helpful because they cover arts , ,
BETTER BETTERservice service BETTER images images BETTER A BETTER view of you… A BETTER view of you… Shorter scan times and great technology means less time laying still for a scan. Let your Doctor know that you want to schedule your next exam at Advanced Imaging!
(386) 774-7226
1639 N. Volusia Avenue
Orange City, FL 32763
Shorter scan times and great technology means less time laying still for a scan.
Let your Doctor know that you want to schedule your next exam at Advanced Imaging! www.abetterviewofyou.com
(386) 774-7226
1639 N. Volusia Avenue
FEBRUARY 2016 | ONE-STOP Senior Care | Aging Tree.com • 866-320-8803
Orange City, FL 32763
| 25 |
Senior Resource Directory of Screened Businesses Dental Care: Implant Solutions Today Surgical Solutions Toni Valley - 386-837-1236
Elder Law: John B. Crowther, Atty. at Law John Crowther - 386-775-6179 Gary S. Wright Gary Wright - 386-753-0280
Adult Daycare Centers: Sender Retreat Ana Randolph 386-734-4442 Stay For the Day Ana Randolph 386-851-0691
Aids for Daily Living: Captel Outreach Sandra Robertson - 407-443-9409 Medical Alert (“Help” Button) Aging Tree - 866-320-8803
Bracing: Colonial Medical Supplies Bill Backer - 386-774-2447
Meeks Law Firm Coren Meeks - 386-738-3900
Financial Services: Capital Choice Financial Group Jeff Allebach - 386-804-6171 Miller Senior Services Marge Miller - 386-479-0724 Nancy Estocin Professional Guardian 407-221-5379 State Farm, Amanda Agnew Amanda Agnew 386-960-7878
Hearing Screenings and Accessories:
Chiropractic:
Hearing Aids Direct Fred Gilliam, H.A.S - 386-561-9496
Lechmaier Family Chiropractic Center Dr. Chris Lechmaier - 386-775-3600
Hearing Healthcare Centers Lisa Jones, L.H.A.S - 386-837-4849
Chi-Rho Family Wellness Chiropractic Diana Graves - 386-532-3003
Home Care-Private Pay Companions:
Cleaning Professionals/ House Cleaning HomeWorks by Rosy Rosy Stott - 386-748-6308
Construction/ Home Modification: Buckner Construction, Inc. #CGC057271 Tony Buckner 386-804-9564 Lisa Buckner 386-804-1981 Total Service Contracting Steve Delacerda - 407-233-9500
Aging Tree, LLC Aging Tree - 866-320-8803
Home Health Care Accepting Medicare & Insurance Florida Hospital Fish Memorial 386-917-5830 Greystone Healthcare Management Tiffani Cook - 386-681-7253
Home Medical Equipment: Colonial Medical Supplies Bill Backer - 386-774-2447
FEBRUARY 2016 | ONE-STOP Senior Care | Aging Tree.com • 866-320-8803
Hospice Care: Florida Hospital Fish Memorial 1-800-404-1133 Halifax Health Hospice Michael Martinez - 386-627-5039 Vitas Hospice Elizabeth Knowlton, LCSW 866-320-8803 Ext. 308
Insurance-Health: Carol Brown CSA Carol Brown - 386-848-0543 Florida Health Care Plans Bissy Holden - 386-676-7110 Humana Meg Hutson - 386-663-1425 Christine MacDonald 386-479-4000 Independent Insurance Professionals Carl Thompson - 386-668-6203
Insurance-Long-Term: Capital Choice Financial Group Jeff Allebach - 386-804-6171 Independent Insurance Professionals Carl Thompson - 386-668-6203 State Farm, Amanda Agnew Contact Amanda Agnew 386-960-7878
Lab Work: Florida Hospital Fish Memorial 386-917-5155
Massage Therapy: Florida Hospital Fish Memorial 386-917-5160
Medical Imaging: Florida Hospital Fish Memorial 386-917-7500
Medical Services: Florida Hospital Fish Memorial 386-917-5000 Mid Florida Cancer Center Jill Jordan - 386-774-1223
Medical Services Clinical Research: Covance Clinical Studies - 866-429-3700 Other Inquiries - 386-366-6400
Mental Health: Florida Hospital Fish Memorial 386-917-7610
Mobile Home Communities: Hidden Valley Park Richard/Jeane Schuler 386-985-4543
Non-Profit Organizations: DeLand Lions Foundation Wendy Wilson - 386-738-1020 Division of The Blind Mike Watson - 386-254-3810 ElderSource 888-242-4464 Mainstreet DeLand Association Wayne Carter - 386-738-0649 Volunteers For Community Impact Lydia Abraham - 386-334-7826
Nursing Facilities-Skilled: Center for Health Care of the Alliance Community Annette Lynch - 386-747-7688 Parkside Health and Rehab Heather Jackson - 386-734-8614 Ridgecrest Nursing and Rehabilitation LeeAnne Gallagher - 386-734-4334
Occupational Therapy: Florida Hospital Fish Memorial 386-917-5160
Pet Sitting Home Pet Care Services, LLC Dawn Salvaggio - 386-235-5980
Pharmacies: Accardi Pharmacy Dr. Roger Accardi - 386-774-5800
| 26 |
Aging Tree business partners have committed to providing premium products and services. When contacting a trusted provider be sure to ask for Aging Tree Premium Services. Serving Flagler, Seminole and Volusia Counties. Physical Therapy: Florida Hospital Fish Memorial 386-917-5160
Physicians - Acupuncture Debra Gaffney, Ph.D. Acupuncture Physician 386-734-4126
Physicians - Primary Care: Florida Hospital Fish Memorial 1-866-328-6417
Post Mastectomy Services: Colonial Medical Supplies Bill Backer - 386-774-2447 Florida Hospital Fish Memorial 386-917-5852
Brookdale Facilities: Conway- 866-320-8803 DeLand-Lynn Miller- 386-736-8100 Dr. Phillips - 866-320-8803 Horizon Bay Altamonte Springs 866-320-8803 Horizon Bay Lake Orienta 866-320-8803 Horizon Bay Orange City Mary Sanguedolce-386-775-3518 Island Lake - 866-320-8803 Lake Mary - 866-320-8803 Longwood - 866-320-8803 Palm Coast - 866-320-8803 Port Orange - 866-320-8803 Ocoee - 866-320-8803 Ormond Beach - 866-320-8803
Southern Breeze Living, LLC 866-320-8803 Spruce Creek ALF 866-320-8803 Summerhaven Assisted Living Greg Hopcraft - 386-668-3674 Timberlane Lodge 866-320-8803
Retirement CommunityContinuing Care: Alliance Community Earl Mallory - 386-747-7688 Florida Lutheran Retirement Community Brian Harman 386-736-5872
Retirement CommunityIndependent Living:
Ormond Beach West Vivian Gardner - 386-672-8800
Alliance Community Earl Mallory - 386-747-7688
Lohman Funeral Home Terry Chandler - 386-860-5900
Oviedo - 866-320-8803
Villa Grande on Saxon Barb Hilton - 386-774-1234
Tri-County Cremation & Funeral Home Michael Blickenstaff - 407-247-3076
Wekiwa Springs - 866-320-8803
Pre-Arrangement Services:
Real-Estate Specialists: Century 21 Armstrong Team Realty Ray Armstrong - 386-789-2100 Total Realty Corp. Sandra Otto, SRES - 386-804-0639 Total Realty Corp. Terry Bailey, CRS, GRI 386-801-9300
Retirement CommunityAssisted Living: Alanson Acres Active Senior Living, LLC 866-320-8803
Tuskawilla - 866-320-8803 Yorktowne - 866-320-8803 Cloisters of DeLand Amanda McHugh - 386-822-6900 Coquina Assisted Living - 866-3208803 Coquina Cay - 866-320-8803 Coquina Cove - 866-320-8803 Dâ&#x20AC;&#x2122;s Assisted Living - 866-320-8803 Florida Lutheran Retirement Community Brian Harman 386-736-5872
Red Cab Monique Narr-Mevs - 386-748-4092 Votran Customer Service Department 386-761-7700 (Daytona Beach) 386-424-6800 (Southeast Volusia) 386-943-7033 (West Volusia)
Wound Care: Florida Hospital Fish Memorial 386-917-5547
Relocation Services: Creating Divine Order Ann Hutchens - 407-699-5600
Specialty Services: Jade Serenity Spa Margaret Crowther - 386-775-0860
Speech Therapy: Florida Hospital Fish Memorial 386-917-5160
Grand Villa of Ormond Beach 866-320-8803 Grace Manor Port Orange 866-320-8803
Americare Assisted Living Inc. Waters Edge - 866-320-8803
Monastery Oaks Jerry Cutrona - 386-456-0049
Bella Senior Living - 866-320-8803
New Smyrna Beach Assisted Living 866-320-8803
Blossoms Assisted Living 1, LLC Paul Sturdgess - 386-257-2162
Non-Medical/Public:
Grand Villa of DeLand - 866-320-8803
Alliance Community for Retirement Living Earl Mallory - 386-747-7688
Bishops Glen Retirement Community Linda Dixon - 386-226-9112
Transportation Services-
Rose Manor - 866-320-8803 Saber Health/Seaside Manor Bonnie Ronning - 386-262-4057 Selah Living, LLC - 866-320-8803
FEBRUARY 2016 | ONE-STOP Senior Care | Aging Tree.com â&#x20AC;˘ 866-320-8803
Call or visit Aging Tree today 866-320-8803 Aging Tree Illustrated is available at most Publix and over 700 additional locations. | 27 |
http://aroundtheplate.org/wp-content/uploads/2014/02/Welchs_Think_Purple_for_Heart_Health.jpg
OUT ON A LIMB:
FEBRUARY 2016 | ONE-STOP Senior Care | Aging Tree.com â&#x20AC;˘ 866-320-8803
| 28 |
Is Assisted Living the
Answer
?
$100,000 In assets
Get free advice at Aging Tree 866-320-8803
Ms. Smith
Home Care
Assisted Living
40 hours/Wk. $3200.00/Mo.
$2500.00/Mo. Average
Living with Family
Sakowitz Eye Center Sakowitz Eye Center is a multi-specialty eye center providing comprehensive medical and surgical eye care. • Cataract Surgery • Advanced Multifocal Implants • High Performance LASIK • Glaucoma Treatment & Surgery • Corneal Transplants • Retinal Laser Surgery • Macula Degeneration Treatment • Comprehensive Eye Examinations
No Change
LEARN MORE Alzheimer’s Support Groups Call
Eric A. Cohn, D.O., F.A.A.O. Howard J. Sakowitz, M.D., F.A.A.O. Cataract Surgeon-Board Certified Glaucoma Specialist-Board Certified
Medicare, Florida Health Care and most insurances accepted.
Huberto Perez, M.D., F.A.A.O. Cornea Specialist-Board Certified Se Habla Español
Matthew George, M.D., F.A.A.O. Douglas F. Lieb, M.D., F.A.A.O. Glaucoma Specialist Retinal Consultations-Board Certified Board Certified
386-574-0700
Orange City Office - 2850 Wellness Ave.
Aging Tree 866-320-8803
“Leaders of Quality Eye Care”
Sanford Office - 313 N. Mangoustine Ave.
FEBRUARY 2016 | ONE-STOP Senior Care | Aging Tree.com • 866-320-8803
| 29 |
LEARN MORE
Enjoy a Vibrant, Active Retirement at The Cloisters of DeLand
Spanish Bereavement for the Hispanic Community
Independent Assisted & ECC Lifestyles
S u p p o r t G r o u p a t A g i n g Tr e e ! Starting March 9, 2016 - 3:00 pm 2nd Wednesday of each month
H e l p i n g S e n i o r s M ak e HOME ~ R e al E s t a t e D e c i s i o n s
Voted BEST Retirement Community 2 years in a row!
Sky-High Results.
REALTOR®
S e n i or s R e al
A Premier Rental Retirement Community
E s t at e S p e c i al i s t ( S R E S ® )
C on
386-822-6900 or 800-738-1222
www.thecloisters.com
Grounded in Service.
Sandra Otto, P.A.
s id e r in gaM
C al l m e t od
ay an
t h r ou
info@thecloisters.com
ove
?
d l e t m e s u p p or t Y O U hg t h e p r oc e s s .
400 E. Howry Ave., DeLand, FL 32724 ®
386Retirement Housing Foundation
ALF #8340
FEBRUARY 2016 | ONE-STOP Senior Care | Aging Tree.com • 866-320-8803
804S andr
0639 D ir e c t a@ T ot al R eal t yC orp.c om
2683 S
. W oodl and B D eL and
l vd. | 30 |
February 2016 5/6/12/13
Agatha Christie’s “Murder on the Nile” Production .... 7:30pm Tickets: $15/m $17/nm $19/at door
7/14
Agatha Christie’s “Murder on the Nile” Production .... 2:30pm Tickets: $15/m $17/nm $19/at door
13
Tai Chi Workshop ......................................................................... 9:30am Cost $20
20
Casino Night FUNDRAISER For Gateway.......................... 5:30pm Tickets: $50 Diamond Ticket $75 Platinum Ticket
March 2016 5
Acoustic Eidolon .......................................................................... 7:30pm Tickets: $17/m $19/nm $21/at door
For More Sponsorship or Tickets Call Today at Gateway Center 386-668-5553
6 12 13 18
FREE Gallery Reception - “Neighbors” .............................. 2pm FREE Youth Celebration of the Arts .................................... 9:30am - 4:30pm FREE MECCA Dancers ................................................................ 2:30pm Sinatra - Charlie Russo .............................................................. 7:30pm Tickets: $15/m $17/nm $21/at door
For More Information Call 386-668-5553 or Visit our website at gatewaycenterforthearts.org
Next Yoga Session at Gateway - February 16
Celebrating 25 years of serving our clients and community FleishelFinancial.com An Independent Registered Investment Advisor. Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC
Our Wealth Management Team
CONTACT US • • • •
812 N. Woodland Boulevard DeLand, FL 32720 T 386-738-1800 FleishelFinancial@RaymondJames.com
• • J. Stephen Gunter II, MS, CFP®, Maria Abreu, Thomas B. Fleishel, MBA, CFP
FEBRUARY 2016 | ONE-STOP Senior Care | Aging Tree.com • 866-320-8803
Large studio apartments with remodeled kitchens. Controlled Access to building. Carpeted, Walk-in closets & Individual air/heat Library, Exercise, Game, & Community Rooms, Auditorium Activities Utilities included, telephone and cable extra Must be 62 or older.
$461.00 a month
Close to everything, Downtown DeLand. 101 North Amelia Ave., DeLand, FL
386-734-2299
| 31 |
VITAS supports National Heart Month Helping patients and families focus on living The VITAS interdisciplinary team of hospice experts is committed to putting compassion and heart into the care plan of every cardiac patient we serve. We work together with caregivers, heart disease patients and their families to provide support, alleviate fear and reduce stress. Find out more. Visit us at our Aging Tree office: 985 Harley Stickland Boulevard, Suite 100 Orange City, FL 32763 Bringing the best in hospice care across Volusia and Flagler counties.
Roseborough
386-734-7245 www.roseboroughtravel.com
Travel Agency
Where you can travel the world and fulfill your dreams one destination at a time
800.723.3233 • VITAS.com
ANNUAL THANKSGIVING CRUISE 11-DAY SOUTHERN CARIBBEAN WAYFARER
386-734-7245
Roseborough o
r
e
r e A speaker series for the travel-minded” Thursday, February 11, 2016- 4:30pm Lets Talk: Italy, Spain, & the Greek Isles. Discover the hottest destinations in Europe. Thursday, March 10, 2016- 4:30pm Lets Talk: National Parks. Celebrate 100 years of US National Parks- the Centennial Anniversary. Thursday April 14, 2016- 4:30 pm Lets Talk: Soul Searching Travel. Discover The Northern Lights of Iceland in the Isle of Fire and Ice. Discover Israel- Visit the HolyLand - Learn about why a trip to the HolyLand can be a family trip, how it is safer than you would think, And why finding your soul in Israel might be what you were looking for in a travel experience all along, and you never knew it. Thursday May 12, 2016- 4:30 River Cruising 101: Featuring Europe, Vietnam, Cambodia, China, Africa, Beer & Wine Cruises, Christmas Markets, and River Barges. Save your seat today! Space is limited! 386-734-7245 Events are all at the Sanborn Center in DeLand 815 S. Alabama Ave- DeLand
o
www.roseboroughtravel.com 140 East Indiana Ave. • DeLand, FL 32724
Travel Agen Agency o
o
o
November 23 to December 4, 2016 ANNUAL THANKSGIVING CRUISE On board the NEWEST ship in the Holland America Fleet: ms Koningsdam 11-DAY SOUTHERN CARRIBEAN Tropical Transit — Southern Caribbean Your Roseborough Exclusive Vacation WAYFARER Includes: • Round trip transfers on deluxe motor coach from Roseborough Travel Agency. • Bus driver gratuity. • 11-day cruise accommodations on Holland America Line’s ms Koningsdam. • All Meals Daily. • Baggage handling upon arrival at cruise port. • Port taxes and fees. • Luggage tags. • Document handling & online check-in. • Group Leader: Amanda Vallone. NOT INCLUDED: Does not include travel insurance. Does not include shore excursions. Does not include cruise gratuity.
Roseborough Travel has been hosting an Annual Thanksgiving Cruise for over 25 years for a reason... be it no cooking or cleaning of dishes, the opportunity to visit amazing ports of call, or the fun of getting together with a group of like-minded traveling companions. Whatever the reason is, you will not want to miss out on our Roseborough Exclusive Annual Thanksgiving Cruise. Travel round-trip from DeLand via deluxe motorcoach with Roseborough Travel. Board the newest ship in Hollands’ fleet, the ms Koningsdam in Ft. Lauderdale. THE FIRST. It’s always a thrill to anticipate a new ship joining Holland America Line’s magnificent fleet. But it’s especially exciting when that new arrival is the first of a new class of ship. For when the 2,650-guest ms Koningsdam sets sail in April 2016, she will not only be the first to bear that name, she will usher in a new era of Pinnacleclass cruising. Pinnacle means “high point”—and the debut of Koningsdam is a high point in Holland America Line history. Then again, in many ways, Koningsdam has been 141 years in the making. As heir, she’ll carry forward all of the tradition, nautical heritage, signature service and style for which Holland America Line is known—while raising the bar for 21st-century elegance. Her name sets the tone. Its roots, like the ship itself, are a mix of something contemporary and something classic: “Koning,” means king in Dutch—and is a salute to King Willem-Alexander, the Netherland’s first king in more than 100 years. And “dam,” because, after all … this is a Holland America Line ship, and the “dam” naming convention dates back to 1883.
November 23 to December 4, 2016
On board the NEWEST ship inbrings theparadise to you at an unprecedented value on our Discover how Holland America Line Annual Thanksgiving Cruise. Holland America Line® Fleet: ms Koningsdam
149699
*Travel insurance is highly recommended.
FEBRUARY 2016 | ONE-STOP Senior Care | Aging Tree.com • 866-320-8803
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Experience the New Generation of Care Specializing in Physical, occupational and speech therapy
stop by for a tour today and see what sets us apart!
386-668-4426
60 north Highway 17-92 | Debary, FL 32713 | www.gchc.com
A Scientifically Proven Plan for Healthy Aging Your Health is Your Wealth FREE initial consultation ($100 value) Investment strategies for Your IRAH
TAKE CHARGE OF YOUR HEALTH! Workshops include hands-on activities, workbooks, healthy snacks and recipes.
“Prime-Time Health teaches how to add years to your life and life to your years.” -Dr. William Sears
Schedule your workshop today! Contact Dr. Sears Certified Prime-Time Health Coach Cheree Albert at 407.902.8945 Cheree@integrityhealthsource.com
Boost Energy + Prevent Disease + Sharpen Thinking FEBRUARY 2016 | ONE-STOP Senior Care | Aging Tree.com • 866-320-8803
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TRAVEL BRANCH:
Aging Tree Travel Adventures
Explore Charleston and Savannah this May with Aging Tree Travel Adventures
L
ife’s short…explore a little more. That’s the sentiment behind Aging Tree Travel Adventures, an exciting new travel partnership between Aging Tree and Roseborough Travel Agency. Kicking off a year of adventure is the Charming Charleston & Savannah City Stay, which includes Tybee Island and Beauford, and envelopes travelers in the charm and southern hospitality of historic
Savannah and beautiful Charleston. There, you can vacation among the blooms, Victorian architecture, and historic surroundings, while enjoying unique restaurants and charming shopping districts. The trip includes round-trip transportation via a deluxe motor coach from Aging Tree, four nights of accommodations at a four-star inn or bed-and-breakfast, baggage handling, admission into attractions on the tour, most gratuities, and most meals.
Want more juicy details? Here’s a day-by-day glimpse at our May 1721 itinerary:
May 17 – Depart Aging Tree by motor coach for a lovely ride to historic Charleston. Watch movies along the way that keep you in the spirit of the Old South. In Charleston, we’ll check into a lovely bed and breakfast – The Meeting Street Inn – where we will stay for the next two nights. This quaint B&B is opposite the bustling City Market, and is surrounded by Charleston’s finest restaurants, boutiques and antique shops. We’ll enjoy a seafood dinner at top-ranked Hymans Seafood Restaurant, too. May 18 – Let’s get to know Charleston! After breakfast at the Inn, we’ll depart for a
Charleston City Tour and explore the city’s rich history, antebellum homes, architecture, gardens, and culture, followed by a tour of Middleton Plantation and Garden. Enjoy free time the remainder of the day. May 19 – Beaufort and Savannah are our destinations today! We’ll enjoy a Horse and Buggy Tour of Old Point and parts of the downtown historic district, during which a guide will speak of local history (no doubt telling colorful stories about the grand houses and their owners.) Afternoon free time will be followed by further travel on the motor coach to Savannah, where we’ll enjoy dinner and settle in at the Mulberry Inn for the next two nights. May 20 – Spending the day in Savannah, we’ll tour the city to learn of its rich heritage, followed by free time to enjoy the rest of the day and the straw market. Later in the evening, we’ll cruise the historic Savannah River while enjoying entertainment, dinner and lots of southern hospitality. May 21 – This final day of this Travel Adventure is no less full of fun and exploration. We’ll check out of our Savannah B&B and travel to Tybee Island – an easily accessible barrier island only 18 miles from Savannah. This tourist destination is rich in history and natural beauty, and is famous for its diverse cuisine, a beautiful lighthouse, and gorgeous homes. After some time at Tybee Island, we’ll head back to Aging Tree as we reminisce about our succulent experiences in Charleston and Savannah! We take special care to ensure seniors enjoy their Travel Adventures safely and comfortably; it’s of utmost importance to us. For example, the Savannah/Charleston trip will include a kneeling motor coach with a restroom facility on board; on-board (bus) storage for walkers, wheelchairs and scooters; frequent rest breaks and stops; adjustments to meals for dietary restrictions, such as sodium and lactose, if needed; disability-accessible inn/bed-and-breakfast rooms; non-smoking accommodations; and minimal walking requirements (but you’ll have time to walk more if you like!).
FEBRUARY 2016 | ONE-STOP Senior Care | Aging Tree.com • 866-320-8803
By Vickie Pleus
Now Booking this Aging Tree Adventures:
Best of Italy (September 1-15)
Now Booking this Aging Tree Adventures: Christmas at Biltmore Mansion
(Late November)
Check back in the next issue of Aging Tree Illustrated for more details on the Charming Charleston & Savannah City Stay, and the other 2016 Aging Tree Travel Adventures, such as Best of Italy (September 1-15) and Christmas at Biltmore Mansion (late November). In the meantime, for pricing and more information about any of the Aging Tree Travel Adventures trips in 2016, call Roseborough Travel Agency at 386-734-7245.
Let the adventures begin! | 34 |
FEBRUARY 2016 | ONE-STOP Senior Care | Aging Tree.com • 866-320-8803
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Assisted Living Like You’ve Never SM Seen Before!
A Connected Life
Exploring Relationships
An Active Life Enjoying Now
Have you ever thought of an assisted living community as a place for seniors to grow - a place for them to enjoy pursuing passions and deepening family re tionships?
(386) 310-4995
A Purposeful Life
Anticipating Tomorrow
We do, and that's what makes Grace Manor Port Orange Assisted Living Like You've Never Seen Before!SM It’s a safe place of detailed care where seniors can be social, and stay physically and mentally active. 1321 Herbert Street Port Orange, FL 32129-4135 GraceManorPortOrange.com ello@ raceManor ort range.com
Lic # AL11955
FEBRUARY 2016 | ONE-STOP Senior Care | Aging Tree.com • 866-320-8803
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February Events Volusia Beer Week through Feb 7 Feb 4 ..................Brews & Bow Ties 7pm Feb 6 ..................DeLand Craft Beer Festival 1 pm - 5pm Feb 6 ..................Mardi Gras on MainStreet Dog Parade & Festival 11 am Feb 10 ................Wine, Women & Chocolate 5:30 pm - 7:30 pm Feb 20 ................Cruisin’ Downtown DeLand 4 pm - 7 pm Feb 25 ................Tech DeLand 6 pm Artisan Alley Farmer’s Market & More Every Friday Night, 6 - 9:00 PM
Byte
Restaurant & Lounge Casual Modern Fresh
$5.00 OFF
YOUR ENTIRE BILL of $30
145 N. Woodland Blvd., DeLand, FL 32720 386-279-7527 | www.byteofdeland.com
Terry Bailey 386-801-9300
TerryBSells@gmail.com | TerryBSells.com
700 W. New York Ave., DeLand FL 32720
Coming Soon to Downtown DeLand
URBAN BRICK Brick Fired Pizza Made Fresh to Order
Maintenance Check-up
HomeWorks by Rosy Residential Cleaning Professionals
Having trouble hearing... I Come to You!
386-748-6308 Licensed • Insured • Bonded • Background Checked 22 Years Exp.
www.HomeWorksbyRosy.com
Volusia/Seminole
SERVICES INCLUDE: Testing, Clean & Checks, Repairs All Makes & Models
Jay S. Jones
HAS AS4756 Practicing in Volusia For 7 Years
407-925-4733
Errands & Housekeeping Services
b y G iov anna
Housekeeping: 1 Room or whole house House Sitting • Pet Sitting Errands: Bank, Grocery, Shopping, etc. Dr. Appt. with After Care Companion Service
3
3 5930 • www.mainstreetcbf.com
FEBRUARY 2016 | ONE-STOP Senior Care | Aging Tree.com • 866-320-8803
Licensed & Insured
Call for Information/Services
386-235-0795
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Get More from your retirement!
Downtown DeLand
Charming DeLand Lifestyle, Plus Comprehensive Care At Alliance Community, you’ll find more opportunities for fellowship, recreation, and engaging activities in this Christ-centered community located in the heart of Central Florida. Plus, Alliance Community’s lifecare program relieves the uncertainty surrounding future health care, which is conveniently provided right on campus. Just minutes from historic downtown DeLand, you’ll find even more dining, shopping, and cultural venues close at hand.
Your retirement years are an opportunity for new beginnings — new freedoms, new activities, and new friendships. Enjoy peace of mind, security, and Christian fellowship at Alliance Community.
To learn more and to schedule a personal tour, call or visit our Welcome Center today. (386) 734-3481 644 S. Woodland Boulevard DeLand, Florida 32720 Alliance Community is a non-profit ministry of The Christian and Missionary Alliance Foundation, Inc. ©2015 Alliance Community. All rights reserved. DEL-183-15
Visit us online at www.alliancecommunity.org or call toll free, 1-800-334-4133
LEARN MORE
Fr e e
S e mi na r & S u p po rt S e r i e s a t A g i n g Tr e e !
Seminars:
Getting Started w/Windows 10 Feb. 3, 10-11am (Free Class)
The Internet-Facts & Myths Feb. 10 ($30* Reg. Fee) Windows 10 Tips & Tricks Feb. 17 ($30* Reg. Fee) System Maintenance Feb. 24 ($30* Reg. Fee) If any class enrollment is 4 to 7 students, the price drops to $25.00/student.
Love Your Heart: Feb 17, 2016 8:30am Protecting Your Wealth From Healthcare Costs in Retirement - Thurs, February 18, 2016, 10 - 11:30 am
Support Groups:
Alzheimer’s: Feb. 17 , 11am - 12:00pm Bereavement Support: Feb. 16, 2 - 3pm Coffee & Conversation: Feb. 24 , 11am-12:00pm Vitas Healthcare Memorial Service: Feb. 3, 3 - 4pm
RSVP Today! 866-320-8803 FEBRUARY 2016 | ONE-STOP Senior Care | Aging Tree.com • 866-320-8803
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Quick
Tips
FUN
HEART FACTS
FACT#1 Every day, your heart creates enough energy to drive a truck for 20 miles (32 km). FACT#2 Your heart can keep beating even if it is separated from the body because it has its own electrical impulse. FACT#3 75 trillion cells receive blood from the heart. Only the corneas don’t. FACT#4 Your heart will pump nearly 1.5 million barrels of blood during your lifetime, enough to fill 200 train tank cars. FACT#5 Instead of chest pains, heart attacks in women have nausea, indigestion, and shoulder aches. FACT#6 Your heart beats over 100,000 times per day. FACT#7 Owning a cat can reduce the risk of heart attacks and strokes by more than a third, researchers found. FACT#8 Multivitamins increase the risk of cancer and heart disease, according to recent studies. FACT#9 Your heartbeat changes and mimics the music you listen to. FACT#10 Your left lung is smaller than your right lung to make room for your heart. FACT#11 Eating dark chocolate every day reduces the risk of heart disease by one-third. FACT#12 The human heart is not on the left-hand side of the body; it’s in the middle. FACT#13 Smoking makes the risk of a heart attack 200% to 400% greater than that of nonsmokers. FACT#14 People who work 11 hours or more a day are 67% more likely to have a heart attack than those with an 8-hour work day, according to a study.
REMODEL & KEEP YOUR INDEPENDENCE! We Can Renovate to Fit Mobility Changes
Buckner Construction, Inc. Tony Buckner 386-804-9564
FACT#15 The inventor of the heart stent approached numerous companies for funding and was rejected. It was funded by the owner of Fuddrucker’s restaurant, whom he met by chance on a golf course.
Serving Central Florida Licensed & Insured #CGC057271 http://www.factslides.com/s-Your-Heart
FEBRUARY 2016 | ONE-STOP Senior Care | Aging Tree.com • 866-320-8803
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GARDENING BRANCH
Strong Roots
Secrets to a Good Spring Harvest
W
ith only a month of winter left and spring fast approaching I know many of you are already looking forward to those yummy tomatoes, cucumbers, squash and zucchini just to mention a few spring time garden delights. But one of the truths about farming or gardening is that what you harvest and how much of it is determined long before you even plant the first seed. This month I want to provide some hard learned lessons on how to choose what to plant in your garden. If you are like me when I first started gardening I couldn’t wait to run down to the local hardware store or big box store to see what vegetable seeds had come out. When selecting your seeds there are several considerations you need to make. The first consideration is what type of seeds you want to use. If you want an organic garden then this is a simple decision, you need organic seeds. If you are not concerned about organic then simple untreated seed will do fine. You can also buy treated seed which generally has a colored chemical coating applied to the seed which is an anti-fungal substance to keep the seed from rotting in the ground before it sprouts. These are a big no-no for organic gardeners. Another area of consideration is whether you want to use heirloom seeds which are all the rage now in gardening or hybrid seeds. Heirloom seeds offer you the opportunity to save seed because the seed will always provide you with the same plant and vegetable as the parent plant. Hybrids on the other hand are a seed produced by breeding two different varieties of a plant to get a certain desirable trait like flavor or disease resistance. The downside to hybrids is that if you save seed many times you will not get the same plant the next sea-
son. They may convert back to one of the parent plants. The down side to heirlooms in Florida in my experience is they often do not have the disease resistance or productivity levels of hybrids in our humid, hot Florida climate. So you need to choose based on your goals for your garden. In either case neither of these should be confused with GMO (genetically modified) seed. That is a topic for another time. Once you have settled on the type of seed you want to use, now you can choose which kinds of vegetables you want to grow. When doing this it is critical you also consider the variety. Not all
varieties of one kind of seed do well in one geographic location. One may grow well here in west Volusia County while it may do poorly in Orlando or along the beaches. This often involves trial and error testing. Each year we try new varieties of seeds to determine what the best ones for our location are. Often the varieties in the local stores are not the best choices. They are sent out from a central distribution center and stores all across the region get the same seeds. I have seen seeds in the stores that I know are suited for northern climates but will do poorly here. The same is true for fruit trees, seedlings and many other plants. My suggestion is you find a seed company on line that you can have confidence
FEBRUARY 2016 | ONE-STOP Senior Care | Aging Tree.com • 866-320-8803
in and order from them. Often they have specialists who can give you recommendations for where you live. My recommendation is either Johnny Seeds, High Mowing Seed (all organic) or Southern Seed Exchange. In addition a good seed company will test and provide you with germination rates on the seeds. After all it does no good to plant the seed if it doesn’t come up. The companies I have mentions all test their seed. A Minimum acceptable level of germination is considered to be 80%. There are of course many other seed companies you can work with but these are the ones we have the most experience with. Having said that let me share with you some of the varieties we have found do well in our area and where you can get them. Johnny Select Seeds: Green Beans (Pole) – Fortex, Beets (Golden)-Touchtone Gold, Broccoli – Arcadia, Cucumber – Marketmore, Lettuce – New Red Fire, Nevada, Starfighter, Summer Squash (yellow straight necked) – Gentry, Swiss Chard- Bright Lights, Tomatoes – Charger, Cherry Tomatoes – Black Cherry, Zucchini – Dunja High Mowing Organic Seed: Cabbage – Impala, Carrots – Napoli, Cucumbers – Marketmore 76, Swiss Chard – Rainbow Blend. This is not an exhaustive list and other varieties may do well for you but these are the ones we have found work well for us. For more information on Common Ground Farm visit us at CGOFarm.com or attend one of our free tours held each Saturday at 10am (No reservation needed). Happy planting and remember today is a good day to have a good day. For more information or for any questions you can contact John Joslin at the Common Ground Farm 386-740-9141, 1330 E. Taylor Rd, DeLand, FL 32724 or e-mail any questions to strongroots. agingtree@gmail.com
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Days of Month National
February 2016 Special, Wacky Days & Holidays 1 1 2 2 2 3 3 4 4 4 4 5 5 5 6 6 6 6 7 7 7 8 8 8 8 9 9 10 10 11 11 11 12 12 13 13
National Freedom Day Baked Alaska Day Ground Hog Day Hedgehog Day Crepe Day The Day the Music Died - Buddy Holly, Richie Valens and the Big Bopper died in a plane crash in 1959. National Carrot Cake Day Create a Vacuum Day Thank a Mailman Day Homemade Soup Day Stuffed Mushroom Day National Weatherman’s Day Western Monarch Day World Nutella Day Eat Ice Cream for Breakfast Day - first Saturday of month Frozen Yogurt Day Take Your Child to the Library Day Lame Duck Day Wave All you Fingers at Your Neighbor Day Send a Card to a Friend Day Superbowl Sunday Boy Scout Day Chinese New Years - date varies Clean out Your Computer Day Kite Flying Day - in the middle of winter!?! Mardi Gras / Fat Tuesday Toothache Day Ash Wednesday - date varies Umbrella Day Don’t Cry over Spilled Milk Day Make a Friend Day White T-Shirt Day Abraham Lincoln’s Birthday Plum Pudding Day Get a Different Name Day World Whale Day
13 14 14 14 15 15 15 15 16 17 18 18 19 20 20 21 21 22 22 22 22 23 23 23 24 25 25 26 26 26 27 27 28 28 28 28 29
Tortellini Day Ferris Wheel Day National Organ Donor Day Valentine’s Day Hippo Day National Gum Drop Day President’s Day Singles Awareness Day Do a Grouch a Favor Day Random Acts of Kindness Day National Battery Day Drink Wine Day National Chocolate Mint Day Cherry Pie Day Love Your Pet Day Card Reading Day Sticky Bun Day George Washington’s Birthday Be Humble Day Walking the Dog Day International World Thinking Day International Dog Biscuit Appreciation Day Tennis Day Banana Bread Day National Tortilla Chip Day Chili Day Clam Chowder Day Personal Chef Day National Pistachio Day Tell a Fairy Tale Day Polar Bear Day Strawberry Day Floral Design Day Chocolate Soufflé Day Public Sleeping Day National Tooth Fairy Day Leap Day - it occurs in 2016, once every four years
FEBRUARY 2016 | ONE-STOP Senior Care | Aging Tree.com • 866-320-8803
Plan for health care costs today. You’ll thank yourself tomorrow. Did you know that 72% of people approaching or in retirement are most concerned about the rising cost of health care? We can help you estimate annual costs and plan for the unexpected. Join us to learn more about how you can prepare for health care needs while protecting your wealth. Protecting Your Wealth From Healthcare Costs in Retirement Thursday, February 18, 2016 10:00 am to 11:30 am Aging Tree 985 Harley Strickland Boulevard Suite 100 Orange City, FL 32763 Refreshments will be served.
Speakers: Donna G. Higbee, CFP® Financial Advisor Senior Portfolio Advisor 386.943.9358 • donna.higbee@ml.com Lisa Ogram Associate Resident Director – Wealth Management 386.943.8558 • lisa_ogram@ml.com
To reserve your place today, simply call Kelli Czynszak at 386.943.8558 or email kelli.czynszak@ml.com.
Life’s better when we’re connected® This material should be regarded as general information on health care considerations and is not intended to provide specific health care advice. If you have questions regarding your particular situation, please contact your legal or tax advisor. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® in the U.S. Merrill Lynch Wealth Management makes available products and services offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated (“MLPF&S”), a registered broker-dealer and member SIPC, and other subsidiaries of Bank of America Corporation (“BofA Corp.”). Are Not Bank Guaranteed May Lose Value Investment products: Are Not FDIC Insured The Bull Symbol, Merrill Lynch Personal Investment Advisory, Merrill Lynch and Life’s better when we’re connected are trademarks of BofA Corp. © 2015 Bank of America Corporation. All rights reserved. | ARNH8M5F | AD-12-15-0327 | 471191PM-1214 | 12/2015
Senior
Golf Days*
$29+tax
Senior Golf Days
Mondays & Thursdays Only, After 10AM
Brand New Greens!
300 Plantation Club Drive, DeBary | 386-668-1705 *Not valid with any other offer or discount exp. 1/31/2016
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FROM OUR KITCHEN TO YOURS
Hometown Recipe
Strawberry Trifle
By Tekla Thornton
This is an easy to make all-star strawberry trifle dessert that is just perfect for Valentine’s Day. Its light, fluffy and oh so good. Enjoy!
8-10 Tekla For strawberry filling: 2 pints fresh strawberries, *cubed. 1/3 cup granulated sugar One lemon. One can strawberry pie filling. *reserve 5 - 6 strawberries for garnish For mousse filling: 2-8 ounce cream cheese 2 cups powdered Sugar 2 cups heavy cream 2-8 ounce containers cool whip 1 tablespoon vanilla extract One angel food cake or vanilla pound cake, cubed DIRECTIONS: Mix together strawberries with the one third cup sugar and juice of one lemon. Set aside. Place the two cream cheese with one and a half cups powdered sugar and one and a half cups heavy cream in A bowl. Add 1 tablespoon vanilla and whip until smooth and fluffy, approximately 2 - 3 minutes. In another bowl, whip one container of Cool Whip with a half a cup powdered sugar until combined. Fold Cool Whip mixture into the cheesecake mixture by hand. Add the strawberry pie filling to the strawberries, mixing well. To assemble, Healthy Morsel alternate layers of cubed cake, strawberries, and vanilla cheesecake mousse in large glass bowl Tip of the Day! or trifle bowl. Repeat layers until all ingredients have been used. Everyday is a new Top with remaining eight-ounce beginning! cool whip. Add sliced strawberries as garnish if desired. refreshfitness4life.com
Love
LET’S FALL IN
SATURDAY, APRIL 16, 2016 | 2 PM & 8 PM BOB CARR THEATER
Davis Gaines & Ann Hampton Callaway, vocals | Rob Fisher, conductor
Davis Gaines, Orlando’s own former Broadway “Phantom,” and Ann Hampton Callaway, multiplatinum-selling singer and Broadway star, join the Orlando Philharmonic for an enchanted evening of your favorite love songs from Broadway and beyond.
OrlandoPhil.org | 407.770.0071 FEBRUARY 2016 | ONE-STOP Senior Care | Aging Tree.com • 866-320-8803
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COMPUTER TRAINING BRANCH:
What is the Difference between...
Computer Virus? Worm? Trojan Horse? What is a Virus?
A computer virus attaches itself to a program or file enabling it to spread from one computer to another, leaving infections as it travels. Like a human virus, a computer virus can range in severity: some may cause only mildly annoying effects while others can damage your hardware, software or files. Almost all viruses are attached to an executable file, which means the virus may exist on your computer but it actually cannot infect your computer unless you run or open the malicious program. It is important to note that a virus cannot be spread without a human action, (such as running an infected program) to keep it going. Because a virus is spread by human action people will unknowingly continue the spread of a computer virus by sharing infecting files or sending emails with viruses as attachments in the email.
What is a Worm?
A worm is similar to a virus by design and is considered to be a sub-class of a virus. Worms spread from computer to computer, but unlike a virus, it has the capability to travel without any human action. A worm
takes advantage of file or information transport features on your system, which is what allows it to travel unaided. The biggest danger with a worm is its capability to replicate itself on your system, so rather than your computer sending out a single worm, it could send out hundreds or thousands of copies of itself, creating a huge devastating effect. One example would be for a worm to send a copy of itself to everyone listed in your e-mail address book. Then, the worm replicates and sends itself out to everyone listed in each of the receiverâ&#x20AC;&#x2122;s address book, and the manifest continues on down the line. Due to the copying nature of a worm and its capability to travel across networks the end result in most cases is that the worm consumes too much system memory (or network bandwidth), causing Web servers, network servers and individual computers to stop responding. In recent worm attacks such as the much-talked-about Blaster Worm, the worm has been designed to tunnel into your system and allow malicious users to control your computer remotely.
What is a Trojan horse? A Trojan Horse is full of as much trickery as the mythological Trojan Horse it was named after. The Trojan Horse, at first glance will appear to be useful
FEBRUARY 2016 | ONE-STOP Senior Care | Aging Tree.com â&#x20AC;˘ 866-320-8803
By Christopher Theodore software but will actually do damage once installed or run on your computer. Those on the receiving end of a Trojan Horse are usually tricked into opening them because they appear to be receiving legitimate software or files from a legitimate source. When a Trojan is activated on your computer, the results can vary. Some Trojans are designed to be more annoying than malicious (like changing your desktop, adding silly active desktop icons) or they can cause serious damage by deleting files and destroying information on your system. Trojans are also known to create a backdoor on your computer that gives malicious users access to your system, possibly allowing confidential or personal information to be compromised. Unlike viruses and worms, Trojans do not reproduce by infecting other files nor do they self-replicate. For more information or to sign up for computer classes please contact Aging Tree at 1-866-320-8803.
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Class ifieds To submit ad visit agingtree.com to remove call 866-320-8803.
Industry Jobs: Nursing, Dietary, Activities, Rehab, Maintenance, and Administration Departments positions open at Orange City Nursing & Rehab Center Port Orange Nursing & Rehab Center Please visit these websites to view all of our current open positions and available employment opportunities within both facilities. These websites are updated daily for. EEO/AA Employer M/F/V/D https:// www.EmployFlorida.com http://www.FLjobconnections.com
Volunteer Opportunities: Looking for volunteers to patrol our streets, only 4 hours a week, we do house watches, traffic control. 18 years up. Please call Sonia Cortes the recruiter, at 386-473-2601 or pick up the application at the nearest sub-station (Sheriff Dept.)
The West Volusia Tourism Bureau is looking for volunteers to work a 4-hour shift in our Visitor Center at least once a week Monday-Friday. Friendly outgoing people with a good knowledge of the West Volusia region are encouraged to apply in person at 116 W. New York, DeLand or email info@visitwestvolusia.com 386-734-0162.
Wanted Items: CASH PAID Looking for Fishing Reels, Lures,Rods, Tackle, Duck Decoys, Fishing & Hunting Stuff of all kinds. Contact Bob in DeLand 321220-8154 Records (45 & 33 1/3 rpm) Will pay $100.00 plus for Elvis Presley 45 and 78rpm on SUN label. Buying early 50-60s 45rpm doo-wop, rhythm & blues, etc. & jazz albums on BlueNote, Prestige and other labels. Contact: 386-956-2350 Toy Electric Trains. All kinds & sizes, but especially old LIONEL, AMERICAN-FLYER, etc. Also collect SLOTCARS, A Private Collector (not a Retail store) Contact: Clark 386-7401293
Used Medical Equipment: NEW! Pride Silver Star Boom 250 $1500 Aging Tree - 386-774-2446 Enhanced Vision Merlin LCD CCTV, Model #MRVE19A-VA 19” screen,
LEARN MORE
Fr e e
S e mi na r & S u p po rt S e r i e s a t A g i n g Tr e e !
Seminars:
Getting Started w/Windows 10 Feb. 3, 10-11am (Free Class) The Internet-Facts & Myths Feb. 10 ($30* Reg. Fee) Windows 10 Tips & Tricks Feb. 17 ($30* Reg. Fee) System Maintenance Feb. 24 ($30* Reg. Fee) If any class enrollment is 4 to 7 students, the price drops to $25.00/student.
Love Your Heart: Feb 17, 2016 8:30am Protecting Your Wealth From Healthcare Costs in Retirement - Thurs, February 18, 2016, 10 - 11:30 am
Support Groups:
Alzheimer’s: Feb. 17 , 11am - 12:00pm Bereavement Support: Feb. 16, 2 - 3pm Coffee & Conversation: Feb. 24 , 11am-12:00pm Vitas Healthcare Memorial Service: Feb. 3, 3 - 4pm
includes manual. Nearly new condition, $600/OBO. Pick up in S. DeLand or local delivery available. Contact: Susan 386-383-9156.
2 Cemetery Lots and Vaults side by side. Chapel Hills Garden, Dade City, FL ($4,580.00 Value) Asking $2000 Contact Vickie: 386-717-4369
Lexis Light Mobility Scooter: Weighs 54 pounds, folds into a small compartment that’ll fit into ‘any’ car, & can be taken onto a plane as a carry-on luggage. 1 yr old - 3 Batteries - Headlight - Storage Tray - Cup Holder & Speed Control - $1,500.00 Contact Joann at 386-344-9234.
Friends of Deltona Library Used Book Store Open daily with great bargains including large print, magazines, books on CDs, movie DVDs and books for the Grandkids 25-50 cents. Ask about free classes.386-624-8767
Invacare Power Chair $1500 Hoyer Lift, Automatic Hospital Mattress, Bathroom Chair w/toilet bucket - Call for price, Small refrigerator Contact: Bob 386-860-3774 Medical equipment for Sale: Bedside commode, $10, Four-wheel walker, $30, XL Glider (similar to Nordic Track), $40, Hospital bed linens, free Contact Al: 386-218-5111 Wheelchair, med size great condition $35, Cane w/ 4 prongs, new $10. Walker, new $15. Contact M. Rosa 386-860-0170. Used Jazzy Select 14, Large Wheels, Heavy Duty, New Batteries & Tires - $500 OBO Contact: Marsha 386668-4260
Items For Sale: Two Mausoleum Crypts Abbey of Faith, space 13 and 14 Deltona Memorial Gardens, Orange City FL. Valued at $12,000 will sell for $6,000.00 Prayer Level Contact: William 386-789-6419 2 Cemetery Lots Lots, side by side, in the Veterans section of Glen Haven Memorial Park in Winter Park FL. Selling for $4995 each now, will sell both for $5000. This is for Veterans Only. Contact: Thora 407-474-0251
Zingo Electric Panel Box Breakers Used: Singles $25, Doubles $45, 15 - 20 - 30 & 40 Amps. Contact: Larry 386-801-5837. Misc Items: Samsung Tablet - Like New w/leather case $325, Original Oil Paintings Tropical Landscape - Cuban Painter from Bella Artes/ Havana from $150-$900, Two Ottomans-$20 Ea., Silk Plants W/Baskets-$10, Upscale Vintage Clothing & Jewelry, Living Room Rug 6 x 7; 3 drawer metal file cabinet, USA Commercial/Residential Flag 6’ X 10’ (no pole) $75.00 All or Part, Contact: Cira at 386-218-4615 Pride Black Leather Power Lift Chair. Pristine condition, $450.00. Contact Debbie 407-321-8736 Men’s bicycle 1974 Schwinn Varsity $70 - Excellent Condition Contact: Anthony at 386-740-8808. Couch & Matching Chair $450, 2 Upholstered rockers $150 ea., Bookcase height 75in width 30in $75, Formica kitchen table $75, Eureka vacuum $50, Call for appointment at 386-279-0680, ask for Julie. Leave a message. Aging Tree Illustrated is available at most Publix and over 700 additional locations.
Remember When... • 1925 Sears, Roebuck Opens It’s First Store • 1961 President Kennedy asked Congress to approve a health insurance program (The Medicare Program) • 1964 The Beatles arrive on their first visit to the United States
RSVP Today! 866-320-8803 FEBRUARY 2016 | ONE-STOP Senior Care | Aging Tree.com • 866-320-8803
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Calendar of
Events
To submit event visit agingtree.com/ events to remove e-mail customerservice@agingtree.com
Seniors on Sunrail Winter Park Daycation or Dr. Phillips Center for the Performing Arts 3rd Wednesday of Each Month Feb. 17, 8:30AM see page 26
Educational Support DeLand Bakery/Natural Market Education - 386-736-7919 Call for Class Information Orange City Senior Center Wava Hall February Schedule of Events 386-775-3121 Free Seminar: Protecting Your Wealth from Health Care Cost in Retirement by Donna Higbee, CFP Merrill Lynch, Financial Advisor - Join us Aging Tree February 18, 10-11:30 am and April 21, 4:30-6 pm Free Wellness Wednesday Seminars by Cheree Albert, MSN, ARNP, CPNP - Join Us Today at Aging Tree February 17, 8:30 9:30 AM - RSVP 866-320-8803 Computer Training for Seniors FREE Getting Started with Windows 10 Class at Aging Tree February 3, 10-11AM - RSVP 866-320-8803
Community Events THE ORLANDO PHILHARMONIC BARBER TO BOLERO February 13, 8:00 PM The Garland Magic March 5, 2:00 PM & 8:00 PM Bob Car Theater Call for more info 407-770-0071
Community Health Events Blood Drive - Give the Gift of Life! March 15, 9am - 2pm Look for the Big Red Bus in the Emergency Department Parking Lot. All blood donated stays in our community and is usually transfused into patients at local hospitals within 48 hours after donated. So, please give blood.
Health Screenings Monthly Health Screenings 2nd Tuesday of each month, Deltona Health Park, Conference Rm, 1745 Sterling Silver Blvd., Deltona, FL 32725–7 - 9:00 AM Feb 9 No Appointment Necessary Available Testing: PSA(Prostate Screening(Blood Test) $21, Colon cancer screening kit $4 Cholesterol $7, *Glucose $7, Glucose & Cholesterol $12, Glucose & Glycohemoglobin (HgA1C) $20, Vitamin D $20, *Lipid Panel(Cardiac Risk Profile) $15 (Lipid Panel includes cholesterol, triglycerides, HDL, LDL and Risk Ratio) *12 hour fast required- water only Payment accepted in the form of Cash or Check only. For more information, please call (386) 917-5155
Support Groups Located at Aging Tree Vitas Healthcare Memorial Service 3 - 4:00 PM February 3 Bereavement Support Group 2 – 3:00 PM February 17 Alzheimer’s Support Group 11 AM - 12:00 PM February 20 Coffee and Conversation 11 AM– 12:00 PM February 24 Located at Florida Hospital Fish Memorial Cancer Institute, RSVP or Questions 386-917-5526 Breast Cancer Support Group 5 – 6:00 PM February 9 Cancer Survivorship Support Group 5 – 6:00 PM February 23 Look Good Feel Better Call 1-800-227-2345 Located at Florida Hospital DeLand Cancer Center, RSVP or Questions 386-943-7160 All Cancer Support Group 5 – 6:00 PM February 17 Women’s Cancer Support Group 5 - 6:00 PM February 22 Men’s Cancer Support Group 2 - 3:00 PM February 2 Look Good Feel Better Call 1-800-227-2345 Florida Hospital Fish Memorial, 5th Floor Classroom, RSVP or Information, Jenna at 386-917-5702 Spine and Joint “Prehab” Class Every Thursday 9:30 – 11:00 am Support Group for Patients Undergoing Total Joint and Spinal Surgery
GRAN D V IL L A OF DEL A ND AS S I S TED LIVING & MEMORY CARE
Join us for our GRAND OPENING
SATURDAY FEBRUARY 13 10:00 AM - 2:00 PM
Although our address is new, the door is always open for friends like you! • TOURS • LIVE MUSIC • FOOD • PRIZES
RSVP by February 11 to 386-738-5200 LAST CHANCE
Move-In Special!
$
250 OFF/mo. for one year*
Asst. Liv. Fac. Lic. #12561
Grand Villa DeLand Assisted Living andof Memory Care
3600 34th StreetLiving South, St. 33711 Assisted & Petersburg, MemoryFLCare 350 E. International Speedway Blvd., DeLand, FL 32724 727-219-9115 www.GrandVillaStPete.com www.GrandVillaDeLand.com Asst. Liv. Fac. Lic. # Pending
MIND BENDERS
February is America Heart Month
Love Your Heart!
FEBRUARY 2016 | ONE-STOP Senior Care | Aging Tree.com • 866-320-8803
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EVERY DAY, THOUSANDS OF PEOPLE LIKE YOU PARTICIPATE IN CLINICAL RESEARCH STUDIES.
Covance in Daytona Beach is looking for diabetics for upcoming research studies: •Diabetic Men & Women, Age 18 & up •You may be compensated for time and participation If you are interested in participating in future diabetic studies call our recruitment center to be entered into our database. Call 1-866-429-3700 or Go to CovanceClinicalTrials.com 1900 Mason Ave., Ste. 140 Daytona Beach, FL 32117 © Copyright 2015 Covance Clinical Research Unit Inc.
We Keep you dancing...
Pharmacy
Outpatient Therapy
Clinic
386 456 1500
701 Monastery Rd., Orange City, FL 32763
101608