Aging Tree Illustrated - June 2014 by Aging Tree

Changing Insurance During Non-Open Enrollement ............. 14 Business Directory .............................................................. 16 Understanding Reverse Mortgages ................................. 18 Johana Knox Awards Nominees Announced.... ............ 20

Call Today for your Free Discount RX Card! 386-774-2446

SERVICE BRANCH: Senior Money Management - Bill Paying Services are the Way to Go ......................................................5 FEATURE ARTICLE–MY SENIOR LIFE: The Miracle Cure That’s All Around Us- Importance of Your Diet ............................... 8 PRODUCT BRANCH: Personal Medical Alert Systems - The Safety Net That Allows Continued Coverage .....................13 LEGISLATIVE BRANCH: Can You? Should You? - Changing Insurance During Non-Open Enrollment Time ..................... 14 SENIOR RESOURCE DIRECTORY: Aging Tree - Understanding How Aging Tree Can Help You. ............................................ 16 BUSINESS BRANCH: Reverse Mortgages - Local Income Specialist Helps Keep Seniors Afloat ..............................18 COMMUNITY BRANCH: Johana Knox Awards - 2014 Volunteer Nominees ........................................................................20

EDITOR-IN-CHIEF

Corey Shenk ASSISTANT MANAGING EDITOR

Priscilla Kincaid ART EDITOR & GRAPHIC DESIGNER

ASK SAVVY SUE: Senior Living Advisor - Life of a Caregiver .......................................................................................................... 22 MENTAL HEALTH BRANCH: Heart-Soul-Body-Mind - The Gold in You.. ....................................................................................... 27 CLASSIFIEDS - Used Medical Equipment For Sale, Items For Sale, Industry Jobs, Senior Personals ..................................... 28

Mona Quinn

COUPONS - Enjoy up to 75% savings from local businesses. ......................................................................................................... 29

COPY & RESEARCH

CALENDAR OF EVENTS/CROSSWORD PUZZLE ..................................................................................................................................... 30

Courtney Senecal Vickie Pleus AD SALES

Janet Dixon

For more information contact Aging Tree at 386-774-2446 or visit us online at www.agingtree.com

Aging Tree Illustrated is a publication owned, copyright 2014 and published locally by Aging Tree LLC. Our goal is to provide the most current information and helpful articles for seniors and there families. You choose how to use us. In print, Online or In-Store.

JUNE 1ST, 2014

Free Guidance for Seniors and Families

Service Branch

Aging Tree.com

386-774-2446

Kohl’s Plaza-Orange City

Senior Money Management

Bill Paying Services Are the Way to Go

inding a simple way to track where your hardearned money goes is important to leading a relaxed and fulfilling life. The growth of Internet-based systems and e-commerce means it’s no longer as easy as pulling out your wallet and balancing the checkbook. Some banks and service providers are now allowing customers to go completely paperless, performing the entire financial process electronically. This makes it both easier and harder to keep up with your money. It’s now as simple as getting on your computer, or pulling your newfangled smartphone out of your pocket, right? The money is still, literally, in the palm of your hand, isn’t it? Not so fast. Many do not have quick access to those types of devices, and when they do, can they be trusted? Florida has been among the top ten states for identity theft the past ten years running, claiming the number one spot as recently as 2012. Credit agencies like Equifax seem to think that the state’s transient population, as well as the large number of elderly and retired folks are to blame for the steady increases in ID theft statistics. The good news is, Florida also had the highest per capita rate of reporting suspected ID theft to the proper authorities—which means that our dubious claim to the top spot might be a little inflated. In any case, identity theft is a very real danger on a

national level, and especially so in the Sunshine State. Being protected from all the different ways financial fraud can happen is an extremely important process: not a simple product you buy or firewall you set up. Internet theft can happen at multiple levels, from stealing your Wi-Fi bandwidth to “ghosting” your computer remotely with a malicious program sent to you via email. It can seem impossible to keep up with the ever-evolving attacks of online predators, who facelessly leech your hard earned savings through an invisible security breach.

to stay away from sites that harbor your personal information (banking websites, electronic magazines, and other subscription-based services). • Only perform financial tasks from the safety of your own home, on a network that is secure and trusted. Call your Internet provider and make sure that your network is password-protected. • If you are suspicious, close the window. Closing a browsing window keeps potential intruders

There are a few simple rules you can follow to keep yourself safe online:

• Don’t use Wi-Fi in public areas, electing instead to shield your mobile device by turning the Internet connection completely off (some have an option called “airplane mode” that is very similar). • If you are intent on browsing over breakfast, be sure

for potential thieves to take out fake credit in your name using false information. Having your identity stolen is a scary experience, and often times once you find out, it is already too late. The relative “newness” of ID theft means it is even more difficult than it would be normally for the victims to receive proper remunerations. Watching as your hard-earned savings are liquidated is often the only recourse left for those unlucky enough to leave themselves unprotected.

Identity theft concerns are best alleviated when you trust your bill paying and finances to a company of trustworthy advisors; but before reading about such services, you should know how to keep your private information private when browsing the web.

By Courtney Senecal

There’s Someone Who Can Help...

from being able to read your IP (Internet Protocol) Address, a critical piece of information that may allow them to regain access to your electronic data when the device is “sleeping” or in stand-by mode. • If you think someone has gotten a hold of your identity, call a credit bureau like Equifax and request a fraud alert be placed on your social security number. This will make it much harder

When day-today living in the real world is hard enough, keeping up with the digital world can be just as difficult. Often times it is easier to put your money management in the hands of a trusted advisor or legal guardian who can devote the time and energy necessary to maintaining your financial security. A number of trusted companies have made their names through providing reliable, trustworthy and confidential services to clients of all ages who want to be guaranteed the safety of their finances and online information. cont. on page 6

Senior Money Management cont. Bill Paying Services are Beneficial for Seniors at any Capacity

Retired seniors are off enjoying life and don’t have their head in the game anymore, keeping track of monthly bills and money management can become a hassle that they’d rather not deal with. Also, elderly folks without the faculties to properly manage their bills and intangible money should consider a bill paying service an essential to their wellbeing. If a guardian is left in charge of the bill paying, life can get in the way of managing the ﬁnances properly - it’s best to trust your ﬁnances to an expert: a tried-and-true “numbers” person. A bill paying service can be just what the doctor ordered for many seniors. If you’re

having trouble managing your paperwork (online or off ) and you’re swimming in multiple bills each month, struggling to properly balance your funds – or you’d simply rather enjoy your retirement without acting as your own accountant – a money manager at a trusted bill paying service is the absolute best answer. Aging Tree is proud to offer the assistance of our qualityapproved, trusted member business, Miller Senior Services. To speak with an advisor about this service, call 866-320-8803. Stop stressing: Put your bill paying on “autopilot,” and invest your trust in a company of experts that will get the job done right and protect you from the high-risk of fraud that exists in the modern ﬁnancial realm.

JUNE 1ST, 2014

Free Guidance for Seniors and Families

My Senior Life

Aging Tree.com

386-774-2446

Kohl’s Plaza-Orange City

Importance of Your Diet in Your Golden Years

The Miracle Cure That’s All Around Us...

ating well into your golden years can be a challenge, especially because many seniors find they just don’t have the same appetite they did years ago. On top of that, with recent studies revealing many of the foods older generations grew up loving are actually detrimental to a healthy diet, it’s hard to integrate nutritious food into a routine you can get excited about. Although your appetite may not be calling for a full meal plan--it’s important you eat throughout the day to keep your mind and body running at full capacity. Feelings of confusion, lethargy and irritability can often be traced right back to hunger and dehydration. This article will give you some inspiration to start eating better (and more frequently) so you can operate at your best.

Watch Your Habits, Change Your Ways

Diabetes, obesity, and circulation disorders are only the beginning of the issues that can arise from a poor regimen of diet and exercise. As we age, it becomes more and more difficult to get the recommended

ing riddled with doctor visits, check-ups, and other health-related hassles. There are ways to minimize the time spent on the exam table. Cooking essentials like salt and sugar can become major no-no’s if one doesn’t carefully monitor their intake, and the consequences can severely affect a senior’s wellbeing. The aging process changes our palette, our appetite, and the way our bodies interpret the food we eat, and all of these changes can lead to a poor diet that makes it difficult to live life to the fullest. No matter your age, you should always monitor your intake of sodium and sweets; make sure you aren’t getting heavy-handed with salt or sugar, and choose healthy alternatives like honey or vinegar to replace the ﬂavor proﬁle.

older, which is guaranteed to help with all of the problems associated with food, diet and aging. Loss of appetite, lethargy, late-

day headaches or confusion, constipation, and many other problems can be prevented by keeping one, simple, magical ingredient in mind: Water. Getting enough water to stay properly hydrated is a major part of any healthy diet, but busy adults can often overlook the importance of water intake and the fact that it’s essential to a happier, healthier lifestyle.

By drinking plenty of water every day, you are lubricating and protecting all of your bodies systems, your joints too, just like performing an oil change on a car. amounts of protein, antioxidants and fiber our bodies need to function well—often times, the years we’ve worked so hard to spend enjoying end up be-

The Miracle Cure That’s All Around Us

There is one important step everyone can take as they grow

By Courtney Senecal Some think just drinking liquid is enough, but pre-made teas and soda are loaded with sugars and caffeine that give you a short-lived burst of energy, all at the expense of real hydration. The stimulant effects of these drinks temporarily boost your metabolism, causing your body to burn more calories and deplete more water than it would otherwise. On top of that, the tropical Florida climate can be an obstacle too; sweating is where most of the water in our body goes, evaporating off of our skin to provide temporary cooling in the hot southern sun. By drinking plenty of water every day, you are lubricating and protecting all of your bodies systems, your joints too, just like performing an oil change on a car. Constantly putting fresh water into your body’s digestive system keeps it running strong all day, which means your appetite is heartier, your energy levels are higher, and you can stay active well into the evening.

Knowing How to Drink Water is Important Too...

Proper water consumption is especially important late in the day, when our bodies go into “siesta mode” and temperatures outside reach their peak. Your body is more vulnerable if cont. on page 10

My Senior Life cont. you’ve been in the sun (getting your necessary daily requirements of vitamin D), and while an ice-cold glass of crystal-clear goodness might sound like just what the doctor ordered, it’s actually been proven that drinking your water at room temperature provides faster and more complete hydration. For one, you can drink room temp water faster and more completely because you won’t get a brain freeze or that annoying tooth pain. And secondly, and more importantly, very cold water will stunt your body’s digestive process--especially when consumed with meals. Be careful not to drink ice-cold water (or any other cold beverage, for that matter) with greasy food: the digestive process will literally become “frozen” and the grease and oil you consume will clog up your body for a longer period of time. Room temperature water isn’t so bad; once you start the habit you’ll find it hard to go back to your old icecold routine. Even better: drink a cup of hot, caffeine-free herbal tea after a meal to really boost your body’s functions.

Hydration Comes in Many Forms...

Drinking water isn’t the only way to ensure that your body stays running smooth. There are many palette-pleasing fruits and vegetables that offer plenty of moisture: • Apples • Cucumbers • Celery • Watermelon (duh!) • Squash All of these are made primarily of water and oﬀer hydration beneﬁts in addition to providing extra nutrients and being absolutely delicious!

Medication Musts...

Many medications are designed to be taken along with meals, so make sure to include water and plenty of moisture-rich food in your daily regimen. That way you can rest assured that your prescriptions will perform for you--and your body will work to flush out any extra toxins that can belabor your system (especially your kidneys!).

Learning healthy habits can be a chal- l e n g e at an advanced age, with mobility issues, old habits and pre-exi s t i n g

a good source of omega-3 fatty acids. Cold-pressed olive oils have an especially rich complex of fatty acids, which help regulate a number of your body’s internal functions. Vinegar can also be a great flavor substitute for the salt you’re craving. • Snack during the day. This may seem counterintuitive, but healthy snacking on granola or fruit in between m e a l s helps keep

your metaboand your appetite u p

lism

and running. This will k e e p y o u from getting

health conditions often making it seem impossible to enjoy some of the foods we once took for granted. Getting enough water is only the first step; here are a few more quick tips and helpful tools for keeping diet on your side as you grow older:

drained and a little fuzzy or confused as the day goes on.

• Hold the salt. Your sensitivity to salt decreases with age, so you should be careful not to over season your food. Try using lemon, which is high in anti-oxidant rich citric acid, or olive oil:

• Eat with friends—eating alone takes much of the joy out of a good meal. Finding time to dine with your loved ones or scheduling lunch with your neighbors helps your mind – and in turn,

your body – anticipate the meal. • Don’t skip meals! Even though you may not feel hunger pangs, foregoing a meal is a sure-fire ticket to midday lethargy, which takes away some of the best hours of the day. Even if it’s something light, like a fruit salad or a bowl of soup, make sure to at least get in breakfast, lunch and dinner on a daily basis. • Say no to red meat: While everyone enjoys a perfectly grilled steak sometimes, in many cases eating red meat actually decreases your energy levels. The dense amounts of protein found in steak and burgers can slow your digestive system to a crawl, leaving you in a lurch when it comes time to perform the day’s activities. Stick to fish and chicken, whose cell complexes are easier for your body to breakdown. Many types of fish, like salmon, also include large amounts of the omega fatty acids mentioned above. Keeping these simple tactics in mind is an easy way to keep processed foods and poor appetite or nutrition from weighing you down. Making sure to drink plenty of water with your meals (and in between) ensures that you’re getting the most out of your nutritional plan. Talk to your doctor to make sure that your medications will interact well with your newly planned eating habits, and start living better today!

Aging Tree half page Ad_Layout 1 2/19/14 10:45 AM Page 1

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www.AgingTree.com

JUNE 1ST, 2014

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Product Branch

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Kohl’s Plaza-Orange City

Personal Medical Alert Systems

The Safety Net That Allows Seniors to Continue Coverage Anywhere They Go

eace of mind, security, and medical assistance are only a few of the reasons seniors are embracing the technology of personal medical devices. In fact, in today’s marketplace, GPS-enabled devices are available to further support seniors’ independence, making it possible for them to remain covered by the service even when they leave their homes. Through ConnectAmerica, AgingTree offers its clients two versions of personal medical alert systems – the Medical Alert System and the One-Button Mobile Medical Alert System (a GPS-enabled system). The Medical Alert system is a home-based system that includes a base unit and waterproof emergency button (a wearable device). The Medical Alert System is a two-way voice system wherein the client speaks directly to the ConnectAmerica monitoring staff. This system is suitable for temporary or permanent home-based installations, and is portable. ConnectAmerica doesn’t require any long-term contracts, equipment costs, set-up fees or activation charges for its Medical Alert System. The One-Button Mobile Medical Alert System works anywhere in the United States, and like the Medical Alert System, offers round-the-clock coverage. The mobile system operates on any available cellular phone network. It’s smaller than a cellphone, and can be carried in a pocket or bag. With a push of its button, 911 is contacted and the speaker works as a two-way communication device. The user is connected

directly to 911 operators. ConnectAmerica does not require

a long-term commitment, contract or cellular minute cost for the One-Button Mobile Medical Alert System. “Our state-of-the-art technology has become a must-have for those who desire to remain at home,” said Steve Abate, Executive Vice President, Health-

care Division of Connect America/Medical Alert. “Time and again, our subscribers express their satisfaction concerning our services, emotional security and the peace of mind we offer. The technology saves lives by connecting resources to those who desire to remain independent. The testimonials that we receive on a daily basis are very powerful and support our mission.” It’s quite possible many seniors already know about medical alert systems from unsolicited telemarketing calls, and are frustrated with the offerings, say ConnectAmerica representatives. According to its Facebook page, ConnectAmerica’s policy is to only call customers who have either contacted ConnectAmerica first, requested a call online from connectamerica.com, or mailed in a request to be called. If you’ve been contacted through an unsolicited call by another company, don’t let that sour your perspective. In fact, ConnectAmerica has been rat-

By Courtney Senecal ed the top Medical Alert System by Good Housekeeping Magazine and is the fastest-growing medical alert company in the market. The benefits of a home medical alert and emergency monitoring system are simple yet powerful. For many seniors, the ConnectAmerica system is affordable and convenient, too (most plans are less than $35 month). Aging Tree invites you to learn more about personal medical alert services, and to begin the path to greater peace of mind while allowing you and/ or your loved one to continue living independently with the help of personal medical alert systems. Greater peace of mind awaits. If you’re considering a personal medical alert call Aging Tree 386-774-2446.

Testimonials These real testimonials from clients of ConnectAmerica – Aging Tree’s affiliate medical alert system and emergency monitoring company – illustrate the peace of mind that comes with having emergency responders at their fingertips: “…I fell, and I landed on the ﬂoor and couldn’t arise or reach a telephone. My daughter who lives here with me didn’t hear the phone until the paramedics were already at the door. I ended up at the hospital and all’s well that ends well.” “This past [December] I fell in my den and was unable to get up, but thanks to my necklace of yours that I wear help was on the way in a matter of minutes. From this fall my collarbone was broken and I wore a brace for six weeks. Thanks again for your quick response and I am still able to live alone at the age of 89.”

JUNE 1ST, 2014

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386-774-2446

Kohl’s Plaza-Orange City

Can You ? Should You?

Legislative Branch

Changing Insurance During Non-Open Enrollment Time

ou don’t like your doctor. You’ve recently been diagnosed with diabetes. You moved from one county to another. Your former employer’s retirement-plan benefits are not longer the best around, or are no longer available to you. Are any of these enough to permit you to change your Medicare supplemental insurance during a time of year when open enrollment is closed? Here are some answers to help put your mind at ease, and get you the coverage you need at the time you need it. Though Medicare insurance supplement plans vary, the open-enrollment periods for Medicare supplemental insurance and prescription programs are the same: Opt-in to a plan between Jan. 1 and Feb. 15, and you’re committed until Dec. 31. According to Christine MacDonald, sales representative for Humana in Volusia, Flagler and Putnam counties, there are several different circumstances that would allow a consumer to change his or her Medicare supplement or prescription insurance coverage outside the typical annual enrollment period. Here are some examples: • Moving – If you move from one county to another, or one state to another (not to mention out-of-country moves), you can make a change. That’s because you may have new programs to choose from with the same carrier, or you may have moved outside your current carrier’s service area. MacDonald encour-

ages consumers to research Medicare Part B and Supplemental Prescription coverage before they make the move.

plan’s commitment time are approved to change their Medicare supplemental insurance plan any time of year.

• Retirement Plan Ending – If you’re leaving or no longer qualified for an employer’s retirement plan, or you’re over 65 and y o u didn’t use all o f your Medicare benefits because of your plan, you are permitted to make a change to your insurance outside of open enrollment. Unaffordable – Have y o u had a

• Termination of plan - If someone’s plan is terminated and it’s no longer offered where they live, a change is permitted. In the event an insurance carrier discontinues service or terminates the

change in income? The coverage you once secured may not be affordable in your new situation. If that’s the case, you’re permitted to change your plan, though documentation of that income change will be required by Medicare. • Lack of coverage – If you’ve discovered your plan does not cover what your true healthcare needs are, you can change it outside open enrollment. • Medicaid coverage – Consumers who begin receiving Medicaid or low-income subsidy during a

By Vickie Pleus plan a consumer has selected, they are required to give the consumer and Medicare a 90-day notice. • Special needs – Some insurance carriers offer special-needs plans that require medical qualification (such as a diabetic plan), and consumers who qualify for such a plan may change their coverage outside open enrollment to received the special-needs plan benefits. cont. on page 15

Do you know your insurance calendar? • Jan. 1 – March 31 – Medicare Part B Special Election happens during this time. For example, says MacDonald, if a consumer didn’t enroll in Medicare Part B and meant to (they forgot or missed the enrollment period for some reason that Medicare approves), they can acquire the coverage during this time. • Jan. 1 – Feb. 15 – This is the annual disenrollment period for Medicare Advantage plan if a consumer no longer wants or needs the coverage. • April 1 – June 30 – Opt-In period for Medicare Advantage or a Prescription Drug Plan. Whenever someone enrolls during this period, they are permitted to choose the program they desire. • Oct. 15 – Dec. 7 – This is the annual election period. During this time, a consumer can drop coverage, change carriers, change plans within the same carrier, and more. MacDonald says, “It’s basically a free-for-all during this time.”)

• Institutionalization – If a consumer was institutionalized and living as a permanent resident in an institution (this can be anything from a nursing home to a penitentiary), and are now living privately, they quality to change their insurance outside open enrollment. • New to Medicare – Folks who are new to Medicare (they age into it, for example), can enroll anytime of year. • Misrepresentation – If a consumer is convinced the carrier misrepresented their offerings, didn’t illustrate the plan accurately and can show they were intentionally misled by the carrier, a change will be permitted. MacDonald says that consumers should feel comfortable asking any and all questions about coverage offerings to their insurance representatives, too. “There’s no silly question,” says MacDonald. “Representatives who sell any kind of Medicare plan are certified and have specific qualifications. They understand the pros and cons of the networks, and what Medicare doe and doesn’t allow. Ask the questions and get the answers you need.”

her colleagues offer educational seminars about Medicare, too. “We strictly discuss Medicare, not Humana products,” said MacDonald. “It’s in everyone’s interest to have well-educated consumers in the marketplace, and sometimes people just need a refresher.” The educational seminars usually occur in the summer, so consumers are prepared come open enrollment time. For more information on changing your insurance call Christine at 386-479-4000 or email at cmacdonald@humana. com. Her ofﬁces are in Daytona Beach and Orange City. About the Contributor: Christine MacDonald is a Humana sales representative who covers Volusia, Flagler and Putnam Counties. She welcomes your inquiries.

“There’s no silly question,” says MacDonald. “Representatives who sell any kind of Medicare plan are certified and have specific qualifications. They understand the pros and cons of the networks.”

What if you simply don’t like your doctor? “If someone does not like their primary care provider under their HMO plan, there’s a high likelihood they can make a change as often as monthly,” says MacDonald. “I’ve met people who didn’t know they could do that.” Are you new to Medicare or have questions about your future coverage? MacDonald and

Senior Resource Directory Acupuncture Therapy: ARC Therapy Contact: Sandra Wood Phone: 386-774-6333

Pain Care and Wellness Contact: Eden Pollitz, RN BSN Phone: 386-259-9838

Adult Daycare Centers: Stay For the Day Contact: Ana Randolph Phone: 386-851-0691 Senders Retreat Contact: Ana Randolph Phone: 386-734-4442 Aids for Daily Living: Captel Caption Telephone Contact: Sandra Robertson Phone: 407-443-9409

Medical Alert (“Help” Button) Contact: Priscilla Kincaid Phone: 386-774-2446

Assisted Living Communities:

Atria at Lake Forest Contact: Rita Benesch Phone: 407-624-4292 Americare Assisted Living Inc. Waters Edge Contact: Eleanor Gustavsson Phone: 386-789-8848 Bishops Glen Retirement Community Contact: Linda Dixon Phone: 386-226-9112 Caring Hands Assisted Living Contact: Marie Timogene Phone: 386-259-4435 Claire Bridge Assisted Living Contact: Betty Worley Phone: 386-672-8800 Cloisters of DeLand Contact: Amanda McHugh Phone: 386-822-6900 x 203 Horizon Bay Contact: Terri Beere Phone: 386-775-3518

Lanyard Manor Contact: Greg Hopcraft Phone: 386-668-3674 Savannah Court Contact: Paulette Buono Phone: 386-775-3030 Sterling House of DeLand Contact: Lebana Prahl Phone: 386-736-8100 Woodland Towers Contact: Dorothy Myers Phone: 386-738-2700

Bracing:

Senior Medical Supplies Contact: Maria Carvajall Phone: 407-332-8255

Care Management:

Guardian Care Contact: Theresa Barton Phone: 407-786-6033 Senior Management Care Programs Contact: Tammy Junior Phone: 386-734-9154

Continuing Care Retirement Community: Alliance Community Contact: Annette Lynch Phone: 386-747-7688

Florida Lutheran Retirement Community Contact: Patrick Forestell Phone: 386-736-5872

Cleaning Services:

Daisy Cleaning Services Contact: Elise Montgomery Phone: 386-228-2115

Chiropractic Services:

Lechmaier Family Chiropractic Center Contact: Dr. Chris Lechmaier Phone: 386-775-3600 Watts Chiropractic Center Contact: Dr. Terry Watts, A.S., B.S., D.C. Phone: 386-218-4924

Meridian Point Chiropractic Dr. Nguyen Vu, MD & Dr. Ha Vy Van, D.C. Phone: 386-917-0007

Clinical Pharmacies:

Accardi Pharmacy Contact: Dr. Roger Accardi Phone: 386-774-5800

Elder Law:

Meeks Law Firm Contact: Coren Meeks Phone: 386-738-3900

Financial Services:

Certified Senior Advisor Contact: Carol N. Brown Phone: 386-848-0543 Dreggor Rigsby & Teal P.A. Contact: Wendell Jerrard Phone: 386-734-9441 Evershore Financial Group Contact: Timothy Haynes Phone: 321-287-9523 Joy Anna Insurance Contact: JoyAnna Rebekah Phone: 386-427-1955 Miller Senior Services Contact: Marge Miller Phone: 386-479-0724

Humana Contact: Meg Hutson Phone: 386-663-1425

Hearing Screenings & Accessories:

Hearing Aids Direct Contact: Fred Gilliam, H.A.S Phone: 386-561-9496 Hearing Healthcare Centers Contact: Lisa Jones, L.H.A.S Phone: 386-774-2446

Homemaker Companion Services:

Elder Assistance of America, LLC Contact: Desiree Vitale Phone: 386-774-9090

Home Health Care: Greystone Healthcare Management Contact: Neil Hammer Phone: 386-562-4807

Nirvana Home Health Contact: Michelle Marks Phone: 386-677-7006 Senior Home Care Contact: Rebecca Sandvall Phone: 386-871-1953

Home Medical Equipment:

Primerica Contact: Jeff Allebach Phone: 386-804-6171

Vienna Medical Contact: Priscilla Kincaid Phone: 386-774-2440

Senior Management Care Programs Contact: Julie Gagnon Tammy Junior Phone: 386-734-9154

Home Modifications:

Health Insurance:

Install Don’t Fall Contact: Ron Wilkerson Glen Barlow Phone: 407-496-6066 386-956-1350

Carol Brown CSA Contact: Carol Brown Phone: 386-848-0543

Total Service Contracting Contact: Steve Delacerda Phone: 407-233-9500

CMD Insurance Agency Contact: Carmen Duffy Phone: 386-626-9420

Hospice Care:

Florida Health Care Plans Contact: Bissy Holden Phone: 386-676-7110

Hospice of Volusia Flagler Contact: Jennifer Jordan Phone: 386-322-4701

y of Screened Businesses Vitas Hospice Contact: Elizabeth Knowlton, LCSW Phone: 386-774-2446 Ext. 308

Pet Services:

Imaging Services In-Home and Out Patient:

Pre-Arrangement Services:

Sona Imaging Contact: Lara Miller Phone: 386-951-6565

Internal Medicine:

Meridian Pointe Medical Dr. Nguyen Vu, MD & Dr. Ha Vy Van, D.C. Phone: 386-917-0007

Independent Living:

Sterling Court Contact: Courtney South Phone: 386-775-8004

Long-Term Care Insurance: CMD Insurance Agency Contact: Carmen Duffy Phone: 386-626-9420

Evershore Financial Group Contact: Timothy Haynes Phone: 321-304-4017

Non-Profit Organizations: ElderSource Phone: 888-242-4464

DeLand Lions Foundation Contact: Wendy Wilson Phone: 386-738-1020 Division of The Blind Contact: Mike Watson Phone: 386-254-3810

Non-Medical Transportation Services: Little Red Wagon Contact: Jay Berry Phone: 386-574-4371

Personal Care:

Simply Nails at Avalon Salon Contact: Thorunn Fawcett-Taylor Phone: 407-782-8739

Bewaggle Pet Services Contact: Marianne Carlson Phone: 386-956-0256 Deltona Memorial Contact: Tim Wagstaff Kathy Burke Phone: 386-775-4260 386-774-2446 Ext 310 Lohman Funeral Home Contact: Terry Chandler Phone: 386-860-5900

Private Duty In Home Nursing:

Arcadia Homecare Contact: Christie Bielenda Phone: 386-366-0892

Senior Real-Estate Specialists: River City Realty Contact: Linda Dill Phone: 386-804-0848

Total Realty Corp. Contact: Terry Bailey, CRS, GRI Phone: 386-801-9300 Watson Realty Corp. Contact: Brad Pavek Terrie White Phone: 386-956-9110 386-804-6174

Skilled Nursing Facilities: Center for Health Care of the Alliance Community Contact: Annette Lynch Phone 386-747-7688

What is Aging Tree?

The Aging Tree is an all-encompassing resource for the transition into senior life. Whether you are giving some forethought to your journey into aging, or you want to get educated and find some help for yourself, mom, dad, grandma or grandpa, Aging Tree will provide informative and educational guidance—with various options for the most qualified Florida elder services along the way.

How Can Aging Tree Help Me? The initial senior care discovery process can be a little daunting and stressful for anyone considering elder care services or products for themselves or a loved one.

Often times an event occurs that accelerates the need for comprehensive senior care guidance, such as a slip and fall, hospital visit or new diagnosis. Understandably, our clients find themselves frustrated trying to navigate the senior health care system, while having to make important decisions about health and wellbeing rather quickly. This is where mistakes can occur–and this is where Aging Tree can be of great assistance, saving you time, money and ensuring peace-of-mind. Aging Tree is a unique company that provides one-stop shop solutions. Our resource center gives seniors and their families a place to start as they begin to confront the many aspects of senior living and elder care, sharing unbiased information on senior options in an extremely helpful and effective format. Our Senior Care Advisors can provide a quick solution or a comprehensive, proactive plan–even for families attempting to help mom or dad from a distance. The best part is: our Senior Care Advisor Services are FREE! Experts in Florida senior services and senior living options support our organization, and the foundation of Aging Tree is reinforced by a variety of professional companies and associations that have passed rigorous standards for quality, ethics and reliability.

Oakwood Garden of DeLand Contact: Erin McDonald Phone: 386-734-8614 Orange City Nursing and Rehabilitation Contact: Staci Cooper Phone: 386-668-8818 Ridgecrest Nursing and Rehabilitation Contact: LeeAnne Gallagher Phone: 386-734-4334

985 Harley Strickland Blvd., Suite 100 Orange City FL 32763 386-774-2446 www.agingtree.com Proudly Serving all of Volusia County

JUNE 1ST, 2014

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Business Branch

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Kohl’s Plaza-Orange City

Reverse Mortgages

Local Income Specialist Helps Keep Seniors Afloat

illions of seniors around the country shore up their retirement with the promises of a reverse mortgage, but is the financial tool really a sound strategy? Glenn Russell, a reverse mortgage specialist based in New Smyrna Beach, has counseled hundreds of seniors on the elements of reverse mortgages. He is the largest provider of reverse mortgages in Volusia and Flagler Counties. Russell began his financial career as “forward” (traditional) mortgage broker, but jumped into reverse mortgages when he saw a need. “I knew the need was coming,” said Russell, who adds the financial tool is now very popular among seniors. What are the characteristics of a reverse mortgage? A reverse mortgage lets you borrow against your home’s equity once you turn 62. The reverse mortgage loan can be taken as a lump sum, lifetime payments or a line of credit. The loan would only “come due” when the homeowners (that is, all co-signers of the mortgage) move or die. A reverse mortgage gives homeowner an option of having a cash flow to maintain their lifestyle. Russell also has seen clients use reverse-mortgage resources to pay their bills, take vacations, or simply have more funds available if a need arises. Russell says consumer interest in reverse mortgages fluctuates with the housing market – when the market is down, the need becomes greater. When the housing market rises, the availability of funds is greater.

ESREVER EFFECT

“No two customers are the same, but I have found that most seniors I counsel are wonderful people who have given financially to their kids and grandkids, but not themselves,” he said. “They often find that life after retirement is expensive and one way they can survive – and a viable option – is to take a reverse mortgage on their homes.”

As a broker, Russell works with many reverse-mortgage lenders to find the best fit for the client’s situation, and places a strong emphasis on counseling seniors thoroughly so they understand the benefits and restrictions

• Is the income from a reverse mortgage taxable? The income is nontaxable, according to Russell. • Are the costs high? Russell says the costs of a reverse mortgage are slightly higher than a traditional mortgage, and are based on the value of your home. The exact costs vary case by case. • What if I already have a mortgage? Russell says it’s okay to have and existing mortgage on your home; you need not be debt-free. When is a reverse mortgage not ideal? “If you plan to sell your home soon, or leave your home to enter a residential facility such

of reverse mortgages. Common misconceptions about reverse mortgages, according to Russell, include: • With a reverse mortgage, are you giving your home to the bank or government? Russell says, “No. It stays in the owners’ names for life (both spouses, for example). There’s never a change of title.”

By Vickie Pleus

Glenn Russell Reverse Mortgage Specialist

as a nursing home, it’s not the right time for a reverse mortgage,” said Russell. “I always visit a client and thoroughly counsel them about reverse mortgages; it’s the biggest financial decision they can make, and I want to ensure they fully understand their options,” said Russell. Wondering if a reverse mortgage is right for your ﬁnancial situation? Glenn Russell welcomes your contact at reversemortgageman@cﬂ. rr.com or at 386-663-4067.

A reverse mortgage gives homeowner an option of having a cash ﬂow to maintain their lifestyle. Russell also has seen clients use reverse-mortgage resources to pay their bills, take vacations, or simply have more funds available if a need arises.

NMLS#2975

JUNE 1ST, 2014

Free Guidance for Seniors and Families

Community Branch

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Johana Knox Awards

2014 Volunteer Nominees

or the past six years, Florida Hospital Fish Memorial Foundation has recognized our finest community volunteers through the Johana Knox Award for Community Service Excellence. Named for the area’s bestknown and best-loved volunteer, the award is presented to the individual whose selfless devotion to service exemplifies not only the heart of charity, but also the giant heart of the late Johana Knox. In 2009, Sandra Wilson of the Gateway Center for the Arts in DeBary, was the first recipient of the Johana Knox Award for Community Service Excellence. But Sandra Wilson wasn’t the only “winner” that night. Each year, every nominee receives special, individualized recognition and a beautiful stained-glass butterfly award, designed by local artist Cathy Gatti. Johana Knox loved butterflies, so it was only fitting to choose that symbol for the Johana Knox Award. She also loved children, so this year, Florida Hospital Fish Memorial Foundation decided to create the Chrysalis Youth Award for those younger persons who are just beginning their life of helping those who need it most. In the past five years, Florida Hospital Fish Memorial has recognized more than fifty of our finest community volunteers. This year, we pay homage to 21 more, including eight outstanding contenders for the Chrysalis Youth Award. Our nominees include a fourth-grade girl whose love for

Kohl’s Plaza-Orange City

animals led her to create and sell doggy treats to help a local animal shelter; a woman who has a full-time job but lends her considerable talents to a local children’s cancer foundation, and wherever else she sees a need; a hospice volunteer who has donated more than 600 hours of her time to comfort those in their final days, but to also bring respite care to their grieving families. There is also a young man who somehow finds the time in his grueling high-school schedule to teach younger children his love of baseball. It’s not just the mechanics of the game at which he excels, but also the importance of teamwork, and of handling disappointments with grace. One of this year’s nominees also includes an educator who provides food and support to students through an innovative food pantry program t h a t

receives no financial assistance from the school district, yet somehow has managed to stem the tide of hunger for many students and their families. We invite the community to help us celebrate the achievements of this year’s nominees for the Johana Knox Award for Community Service Excellence, and the Chrysalis Youth Awards.

By Florida Hospital Fish Memorial Foundation This year’s awards dinner will be held from 6-8 pm at the Deltona Commission Chambers, 2345 Providence Blvd., Deltona, FL 32725. For more information or to RSVP for the event, please email FishFoundation@fhfm.org or call (386) 917-5423. Florida Hospital Fish Memorial Foundation is happy to sponsor the cost of admission for each nominee. The event will feature a silent auction, music by Gene Gizzi, entertainment by comedian Dean Napolitano, and special guest Lawrence Frederick,

owner and founder of DiscConnected K-9’s. Tickets are $50, and include buffet dinner and program. The 2014 recipients of the Johana Knox Award and the Chrysalis Youth Award will be announced at the end of the program. Semiformal attire, please. A special thank-you to Legacy Sponsor Kevin Chauhan, MD. To RSVP, please email FishFoundation@fhfm.org, or call (386) 917-5423.

Adult Nominees for the 2014 Johana Knox Award for Community Service Excellence Dr. Stephanie Owens - DeLand Enterprise Preservation Society- Enterprise Barbara Sanchez- Deltona Ives Morin-Deltona Jessica MacFarlane- Deltona Sherri Emery-DeLand Mary Gusky-DeLand Nancy Toms-Deltona Soﬁa Auﬂick-Deltona Terry Bailey-DeLand Carolyn Stewart Martin-Deltona Ruben Colon-Deltona Aileen McRae-DeBary

Youth Nominees for the 2014 Chrysalis Youth Award Emma Fowler-Deltona Griﬃn Daly-Deltona Army Junior ROTC Titan Battalion - Orange City High School students Vincent Russo-Hood- Deltona Olivia Russo-Hood- Deltona Emily Rose Coﬃeld- DeLand Nicole Hession- Deltona Jordyn Mccaskill- Deltona Haley Hovis- Deltona

Join us as we celebrate West Volusia’s outstanding community volunteers. 2014

Johana Knox Award For Community Service Excellence

Join Florida Hospital Fish Memorial as we honor this year’s nominees for the Johana Knox Award for Community Service Excellence and the Chrysalis Youth Award!

6 - 8 PM Thursday, June 19, 2014 • 5 PM Registration Deltona Commission Chambers • 2345 Providence Blvd., Deltona, FL 32725 The event will feature music by Gene Gizzi, entertainment by comedian Dean Napolitano, and special guest Lawrence Frederick, owner and founder of Disc-Connected K-9’s. Tickets are $50, and include buffet dinner and program. The 2014 recipients of the Johana Knox Award and the Chrysalis Youth Award will be announced at the end of the program. For more information or to RSVP for the event, please email FishFoundation@fhfm.org or call (386) 917-5423. Florida Hospital Fish Memorial Foundation is happy to sponsor the cost of admission for each nominee. Adult Nominees Dr. Stephanie Owens Enterprise Preservation Society Barbara Sanchez Ives Morin

Jessica MacFarlane Sherri Emery Mary Gusky Nancy Toms Sofia Auflick

Terry Bailey Carolyn Stewart Martin Ruben Colon Aileen McRae

Youth Nominees Emma Fowler Griffin Daly Titan Battalion Vincent Russo-Hood Olivia Russo-Hood

Emily Rose Coffield Nicole Hession Jordyn Mccaskill Haley Hovis

A special thank-you to Legacy Sponsor Kevin Chauhan, MD

1055 Saxon Boulevard • Orange City, Florida 32763 • www.fhfishmemorial.org FHFM-14-13048_Aging Tree Ad_(F).indd 1

5/27/14 4:36 PM

JUNE 1ST, 2014

Free Guidance for Seniors and Families

Dear Savvy Sue

If you are aging and anticipate that you are approaching a time when you will need additional care or if you anticipate being a full-time care giver for an elder, I’d like to give you some of the major pros and cons of each type of care giving from my personal experience. To me there are three types of fulltime caregivers. First, you provide care in your elder’s home. Second, you provide care in your home. Third, you provide care in a senior living facility. PROVIDING FULL-TIME CARE IN YOUR ELDER’S HOME

Pros

• The elder is usually happier and more comfortable in their own home. • There are a lot of personal services that can be provided in their home; including, but not limited to: medical alert services, companion services, personal care services, chore services, and medical transportation.

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Ask Savvy Sue

Hi Y’all

his month, I’ve been asked to write about being a full-time care giver for a senior.

By Savvy Sue

I’d like to give you some of the major pros and cons of each type of care giving from my personal experience.

• The elder may receive Home Health Care assistance in their own home. Please note: A physician’s order is usually required for an elder to receive Home Health Care. These services include; but are not limited to, occupational therapy, physical therapy and nursing care. • You know that your elder is receiving good nutrition. • You are able to assist and monitor your elders’ medications and medical care. • You know they are living in a safe, healthy e n v i ronment where they are loved.

Cons

• You may not be willing or able to put your personal and professional life aside to provide the full-time care your elder needs. If you are currently employed, this would require giving up your job or taking a leave of absence. Your personal life would also be drastically

changed; you will probably have to move and may have to give-up some of your personal engagements. • Changing your lifestyle and assuming the overwhelming responsibilities required of a full-time caregiver can also lead to resentment and depression. • You may have to transport your elder to all of their personal activities and appointments. • Your elder may feel isolated because they are not able to interact with other people their age with similar interests. • Most of the in-home services are self-pay which can become very expensive. • You will be your elder’s health care advocate when requesting a physician to order Home Health Care. If your elder qualifies for Medicare or Medicaid, these services may be provided under those plans; however, these services are limited and you would still be the primary health care provider. • You must provide nutritious meals in a safe, healthy environment and monitor your elders’ medical care.

PROVIDING FULL-TIME CARE IN YOUR HOME

Pros

• You are usually happier and more comfortable in your own home. • The same personal services listed above can be provided in your home: medical alert services, companion services, and personal care services. Again, just as listed above, you will need to be your elder’s advocate when requesting a physician to order Home Health Care. These services can be provided in your home, too. • In your home, you know that your elder is receiving good nutrition where you are able to assist and monitor your elders’ medications and medical care. • Your elder becomes a member of your loving family in a safe and healthy environment.

Cons

• You will need to provide enough space for your elder to be comfortable. This may require remodeling and at the least, giving up some of the space in your home. Because the elder is moving from their home, they will probably want to bring as much of their personal property as possible, this may mean overlapping into more space than expected. • Even though you are living in your own home, as statcont. on page 23

Savvy Sue cont. ed above, you may not be willing or able to put your personal and professional life aside to provide the fulltime care your elder needs. If you are currently employed, this could require giving up your job or taking a leave of absence. • Changing your lifestyle and assuming the overwhelming responsibilities required of a full-time caregiver can also lead to resentment and depression. These feelings may increase because your elder is sharing your personal space. • Having an addition person in your home will affect not only you, but your entire family. Your elder may be unhappy because they had to move and leave everything behind and this may negatively impact your family. • Although you may have more activity in your home, your elder they may still feel isolated because they are not able to interact with other people their age with similar interests. • Just as you would do if you were in their home, you must provide transportation, nutritious meals, and monitor your elders’ medications and medical care. PROVIDING CARE IN A SENIOR LIVING COMMUNITY or ASSISTED LIVING COMMUNITY

Pros

• You may feel a sense of relief knowing your senior may receive the 24 hour health care you are unable to provide. • Your relationship may improve once you are no longer the primary care provider because you may resume the role of loving family member.

• There are assisted living referrals services that are offered (such as, Assisted Living Made Simple) that provide free consultations to help you find the best facility to meet your needs. • Your elder will have the ability to e n -

gage in social interaction with people their same age who share similar interests. Social activities are planned for their enjoyment and most facilities include healthy exercise programs. • Most facilities provide transportation for social activities, errands and doctors’ appointments. • Senior living facilities provide nutritious meal programs. Some facilities offer options for your elder to decide which meals they would like included. • Housekeeping services may be provided. • Most senior living facilities offer 24-hour assistance with emergency call systems. • Larger senior living communities provide apartment style living so the senior can remain as independent as possible.

Cons

• You may experience a feeling of guilt because you choose a senior living facility instead of a family member’s home.

• Many elders still feel that senior living facilities are just substitutes for nursing homes and are only for elders whose families don’t want them around. • Finding the best senior living community or assisted living facility to meet your needs may be overwhelming. • Most senior living options are self-pay. However, if you choose this option--be sure to check on assistance programs. • Housekeeping services may be provided. Some facilities may charge extra for this service.

Please email any comments you may have about being a care giver for seniors, finding an appropriate senior living facility, senior products or senior services to customerservice@agingtree. com with Comments for Savvy Sue in the subject line. Or you can contact me or one of the other compassionate senior living advisors at Aging Tree, 985 Harley Strickland Blvd., Unit 100, Orange City, Florida 32763. Either way this is free! Let Savvy Sue help you.

Only senior living facilities that are specially licensed may provide medical assistance. The more medical services that are required of the facility, the more the additional cost may be.

Sincerely,

I’m looking forward to your comments.

Savvy Sue

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Heart-Soul-Body-Mind

“The Gold in You”

old has been a treasured resource throughout the history of the human race. It has been used for currency and capital, as well as industry, science, and to demonstrate wealth. Gold is a dense, soft, malleable and ductile metal with a bright yellow color and luster, the properties of which remain without tarnishing when exposed to air or water. Other precious metals have at times challenged gold’s standing as king, yet it still remains the standard for international currency, or the “gold standard”. One of the “gold standards” in our community is Marthan Sammeth. She has volunteered at Florida Hospital Fish Memorial (FHFM) for the past 20 years. She started out in the ambulatory surgery department in 1994, and then moved to the Emergency department, and has since served as vice-president and president of the auxiliary at FHFM. During her time at Fish Memorial, she has logged more than 35,000 volunteer hours and assisted the auxiliary in raising tens of thousands of dollars for the hospital foundation. Sammeth recalls getting her work ethic from her many years as administrative assistant for James L. Knight of the Miami Herald. Two things that he told her when she started working for him was, “never be late for work, there is no reason for it”, and “always remember give back to the community you live in”. When Marthan and her husband John moved to Deltona, Florida in the early 90’s, there was a new hospital being built in Orange City. And even though she was retirement age, she made the choice to give back to her community by volunteering at

Fish Memorial. “I didn’t care about salary anymore”, she said, “I just wanted to do something with my time that I thought was of value to somebody else. She also brought along with her the work ethic of not being late or missing “work”. Although, Sammeth was looking forward to her retirement years, and time to enjoy doing “crafts and work around the house”, she has found that she still has time for those things as well as having “accomplished something by helping others, and having

done

something w o r t h while, instead of just sitting around”. Regarding the reward of her volunteering, Sammeth informs that “More has been given to me than what I am giving to others”. This energetic volunteer just celebrated her 90th birthday last month. And she concludes by adding, “If you don’t do it from your heart, why do it at all”. Anyone who has had the privilege of working with Sammeth over the years at Fish Memorial, has never doubted that her whole heart is in it, and that she is volunteering for the right reasons.

How can we bring out this gold standard in ourselves and in each other? There are many who do the right things, yet for the wrong reasons; and it may look good on the surface, yet if is not from right motives, it is of no value, whatsoever. There are many philosophies and schools of thought on this. The philosopher Marx wrote in 1 8 3 7 , “History calls those men the greatest who have ennobled themselves by working for the common good; experience acclaims as happiest the man who has made the greatest number of people happy.” Marx believed that humans are naturally good, and it was only capitalism that made humans selfish; yet some of his contemporary philosophers, l i k e Hobbes a n d Kant be-

lieved that humans are naturally selfish, regardless. Social experiments, such as communism, have shown that more often than not, selfishness is an inherent part of human nature. According to the Biblical perspective, the plan is to be: “sharing your food with the hungry, inviting the homeless poor into your homes, putting

By Loren Fish, LCSW

clothes on the shivering ill-clad, being available to your own families.” “Then the King will say, ‘I’m telling the solemn truth: Whenever you did one of these things to someone overlooked or ignored, that was me—you did it to me.’ (Isa58&Mt25-Msg) In 1868, a few years after Marx penned his above statement, a Christian social activist by the name of White wrote: “Through God strengthening us, we can live to do good to others, and in this way lose selfishness. Each is asked to bless others with their influence and means, to seek that wisdom of Him which will enable them to do all in their power to elevate the thoughts and affections of those who come within their influence. In doing for them, a sweet satisfaction will be experienced, an inward peace, which will be a sufficient reward. In a faithful discharge of life’s manifold duties, actuated by high and noble motives to do others good, there is true happiness. (PH097 22.1) A wise man once said, “A good name is rather to be chosen than great riches, and loving favour rather than silver and gold”. (Prov 22:1-JKV) Let’s not just shoot for the gold standard, let’s exceed it!

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Classifieds Industry Jobs Home Maker/Companion Jobs available, experience preferred, reference and backgrounds checks. Qualified individuals call: 386-774-9090

Used Medical Equipment Vienna Medical - 386-774-2440 Red Jazzy Elite by Pride Mobility 18 inch Seat $650.00

Used Medical Equipment Have Used Items to sell?

R SELL IT HE

Aging Tree Illustrated offers free classified ads for those needing to sell their used items. You may list your ad by submitting information to: customerservice@agingtree.com or mailing to 985 Harley Strickland Blvd., Suite 5, Orange City, FL 32763 Attention-Classifieds (50 word maximum per ad).

Invacare Shower Chair / Commode Wheelchair Model # 6895 $200.00 Used Harmar Scooter Lift Only Holds Scooters $300.00 Used Bruno Inside Boom Lift Model # USL-670 $650.00 NEW! Pride Silver Star Boom 250 $1500 NEW! Kia Sportage Class II Hidden Hitch $100.00 Used Drive Medical Hospital Bed Call Scott Vance 386-804-2205 $500 OBO Lift chair for sale Navy Blue Cloth Chair Like New $225 pmonroe1942@yahoo.com 386-490-2819

4 Cemetery Plots in Deltona Memorial Gardens Garden of Eternal Light #2 Value $3000.00 each Selling Below Value Contact: Janet 386-717-6267 or 386-785-4497 2 Mausoleum Spaces at Deltona Memorial Gardens, Original price 13K selling for 11,500 includes 2 spaces Contact Maria Perez 678540-0023

Used Medical Equipment Pursuit Scooter with an oxygen holder in the back, swivel seat, cup holder, basket and battery charger - $2500 Call Charlene - 386-451-4600 crenaud@cfl.rr.com

EasyPulse POC Oxygen Concentrator (PM4150) Includes: Standard Carry Bag AC Power Supply DC Power Supply Cords (2) External Batteries Deluxe Carrying Bag $2,000 OBO Call Anthony - 619-507-7104 Pride Jazzy HD Motorized Wheelchair Best offer takes it!!! New Batteries September 2013 5 years old $300 obo Cash or Money Order Only Contact Dallas: 386-956-6621 2013 Hoveround Wheelchair Model # MPV5 Purchased 9/2013 Used 1 Month $2000 or Best Offer Cash or Money Order Only Contact Dallas: 386-956-6621

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Used Items for Sale Have Used Items to sell?

SUBMIT YOUR LISTINGS FOR FREE Aging Tree Illustrated offers free classified ads for those needing to sell their used items. You may list your ad by submitting information to: customerservice@agingtree.com or mailing to 985 Harley Strickland Blvd., Suite 5, Orange City, FL 32763 Attention-Classifieds (50 word maximum per ad).

Senior Personals Senior Personals Submit your

listings for FREE

Aging Tree Illustrated offers free Senior Personals for those interested in meeting other wonderful people in their golden years. You may list your ad by submitting information to: customerservice@agingtree. com or mailing to 985 Harley Strickland Blvd., Suite 5, Orange City, FL 32763 Attention-Classifieds (50 word maximum per ad). Only respectful information will be published. You must submit with your phone number for verification but your full name nor phone number will be published. Must have PO Box or e-mail for response to your ad.

Donâ&#x20AC;&#x2122;t forget Your

JUNE 1ST, 2014

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Crossword- Calendar of Events

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June Calendar of Events EDUCATIONAL SUPPORT

Diabetes Nutrition Education Class - 386-917-5271 Summit Building Suite 211 10:00 AM - 11:00 AM June 19, 2014

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HEALTH CARE PROFESSIONALS NETWORKING

Healthpros Networking June Sponsored By: Halifax Health Hospice of Volusia/Flagler Hosted at West Volusia Care Center 4:00 PM - 5:30 PM June 17, 2014 386-774-2446 Ext 303 West Volusia Ethics Coalition (Private Event) Orange City Nursing and Rehab 12:00 PM - 1:00 PM June 24, 2014

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HEALTH SCREENINGS

Summit Medical Office Building 386-917-5000 (Directly behind the hospital) 7:00 AM - 9:00 AM June 10, 2014

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SUPPORT GROUPS

Leukemia, Lymphoma, Myeloma Support Group Florida Hospital Fish Memorial Cancer Institute 5:00 PM - 6:00 PM June 5, 2014 Sleep Apnea/CPAP Support Group - 386-917-7600 Florida Hospital Fish Memorial 6:00 PM - 7:00 PM June 11, 2014 Breast Cancer Support Group - 386-917-5000 Florida Hospital Fish Memorial Cancer Institute 5:00 PM - 6:00 PM June 12, 2014 Bereavement Support Group (Aging Tree) 2:00 PM - 3:00 PM June 17, 2014 Alzheimers Support Group (Aging Tree) 11:00 AM - 12:00 PM June 18, 2014 Diabetes Support Group - 386-943-4727 Florida Hospital Fish Memorial 9:00 AM - 10:00 AM June 19, 2014 Transitions Support Group (Aging Tree) 10:00 AM - 11:00 AM June 26, 2014 Cafe con Leche Support Group (Aging Tree) 5:30 PM - 6:30 PM June 27, 2014

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