Virgin Islands Property & Yacht - July 2018

VIRGIN ISLANDS

PROPERTY&YACHT

T H E L I F E S T Y L E G U I D E TO PA R A D I S E

HOME INTERIORS

SEA STYLE

THE HARNEYS SERIES

THE LATE ST UP AND COM I N G DESIGN & COLOU R T R EN DS

L AG O O N S E V E N TY 7 : W HERE MO D E R N LUXU RY ME E TS TH E S E A

TH E I N TR I C AC I ES FO R H O ME OW N E R S A FT ER T HE I N S U R A N C E PAY-O UT

y a w a Get nada e r G to

We find the abundance of beautiful Grenada hard to resist

J U LY 201 8 B V I P R O P E R T Y YA C H T. C O M

INSURANC E SPECIAL WE

DISCUSS T HE ISSUES & HOW TO PREPARE FOR THE F UTURE

You don’t need a lot of experts. Just the right ones.

The more complex banking gets, the more clients appreciate our clear, direct style.

We make sure that everything goes quickly and smoothly for you. Thanks to our fast response times and direct contacts with key decision-makers. Ensuring that communication channels are rapid and reliable. That, too, is what we call performance.

VP Bank (BVI) Ltd · VP Bank House · 156 Main Street · PO Box 2341 Road Town · Tortola VG1110 · British Virgin Islands T +1 284 494 11 00 · F +1 284 494 11 44 · info.bvi@vpbank.com VP Bank Group is based in Liechtenstein and has offices in Vaduz, Zurich, Luxembourg, Tortola/BVI, Singapore, Hong Kong and Moscow.

LITTLE BAY VILLA Virgin Gorda Price Upon Request

COASTAL VISTA TOWNHOUSE Hannah Estate, Tortola US$550,000

EASTERLY HOUSE Great Camanoe US$625,000

SHIMMERING PALMS VILLA #6 Belmont, Tortola $350,000

The Art of Living Living in the British Virgin Islands means having an intimate relationship with the ocean and our tropical climate; they permeate our daily activities. Beach day or forest hike? North shore surfing or South shore marina? Tortola or Virgin Gorda?

The choices are many and varied. Choosing to eat out could take you to one of numerous restaurants on several different islands with countless beaches and hidden coves, all an easy boat ride away – power boat or sailing yacht – you choose!

INTERNATIONAL CONNECTIONS, LOCAL BVISIR.COM

TORTOLA OFFICE +1 284 340 5555 (Maritha Keil) PO Box 188, Road Town +1 284 393 8010

maritha@bvisir.com Each office is independently owned and operated

EDITOR’S NOTE

hello

Sign up to our monthly e-newsletter at bvipropertyyacht.com Like us on Facebook Facebook.com/ virginislandspropertyyacht Follow us on Twitter Twitter.com/vipropertyyacht Read our publications on issuu issuu.com/alookingglass/docs

CON TACT US Advertising Enquiries erin@alookingglass.com General Enquiries vipy@alookingglass.com Editorial Submissions stephen@alookingglass.com

on the cover

AFTER A STORM THERE COMES a time when things are quiet. The wind and water calm, the sky begins to clear and an environment that was so recently in chaos returns to normal. This issue is the perfect place to pause and reflect.

After Hurricanes Irma and Maria, a lot of time and energy has been spent on bouncing back. Now that some time has passed, it’s worth it to take some time to be still and find solid footing once again.

In this issue, we take a pause and reassess the damages and shed some light on insurance in the Territory. Our cover feature dives deep into what issues the people of the BVI have faced when dealing with insurance companies, how to understand some of the intricacies of the insurance world and how to protect your property as we move into the 2018 hurricane season.

We step back and assess what repairs need to be made and how to best go about them in another installment of The Harneys Series. When thinking about how to design a new home or refresh your current one, we get fantastic insights on how to make the most of natural light with a design piece from OBMI. If it’s time to update your interiors, the folks at House deliver with some up and coming trends for giving your home a fresh face.

Nothing says “pause” like a vacation – or a staycation! This month’s Villas & Views offers some great ideas for exploring the islands like you’ve never seen before. But if luxury is what you’re craving, a look at the opulent Lagoon SEVENTY7 catamaran will have your sea legs itching to set sail. When all else fails, simply getting away from it all is just the ticket. We take a peek into one of the Caribbean’s most lush and well-kept secrets: Grenada. Learn about how, when and why a vacation to this Windward island is good for the heart and soul.

It’s been my pleasure to serve as guest editor for this issue, and I encourage you to take your time exploring these pages. James Taylor reminds us that “the secret to life is enjoying the passage of time”, and the people of the Caribbean more than deserve a little time off. When’s the last time you allowed yourself to just breathe? Take a deep one now and use this issue as your own personal getaway.

Enjoy the issue,

Credit: GAP Interiors/House and Leisure/ Photography, Micky Hoyle; Styling, Tracy Lee Lynch

4 | V I P R O P E R T Y & YA C H T

Sara Sherman

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CTL HOME CENTER

IS YOUR PARTNER IN THE REBUILD CTL Home Center is committed to the BVI’s post-hurricane rebuilding needs, offering lower prices and free consultations.

ctlbvi.com

Get accurate estimates for building requirements from our experts. We provide onsite visits and personal consultations.

E-mail your queries to info@ctlbvi.com or message us via facebook.com/ctlbvi

CTL Home Center is passing on tax-exempt savings to the whole community on building materials, lumber, plumbing and electrical supplies, household furniture, appliances and cleaning products.

Post-Hurricane Hours: Mon–Sat 8.00am to 4.00pm Sunday 9.00am to 2.00pm

CTL Home Center is Your Home Of Savings!

The Best Products at the Lowest Prices Period!

#CTLCares

#YourHomeOfSavings

#CTLBVI

#BVIStrong

OUR TEAM / CREDITS

contributors Stephen L. France

Stephen is a freelance writer and editor, working with VIPY for over six years. He can be found at stephenlesliefrance.com

Lauren Hodgins

Lauren Hodgins is a crewed yacht charter broker based on St. Thomas, USVI. Working in the yachting industry since 2004 and sailing more than 8,000 nautical miles to date, Lauren now heads Caribbean Yachts International. www.CYIcharters.com.

Paul is a Senior Associate of the Private Client group at the Harneys BVI office.

He advises corporate and private clients as well as financial institutions on a range of commercial and residential property matters.

aLookingGlass Team Erin Paviour-Smith

Sales Director & Project Manager Originally from New Zealand with a background in brand management for three of New Zealand’s top-selling lifestyle magazines, Erin has strong understanding of sales and marketing within the publishing industry. She brings a fresh approach to advertising in magazines and digital media.

FOUNDING PUBLISHER Colin Rathbun

WEB DEVELOPER Maros Pristas

CREATIVE DIRECTOR Nick Cunha

DISTRIBUTION Francoise Frank

DESIGN & LAYOUT Sally Fullam sallyfullam@gmail.com

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Fran is Owner of House, a home interiors and design store in BVI. Fran has a fantastic eye for home interiors and is renowned for her great style.

Sian Seys-Evans

Project architect Sian works for OBM International in the BVI office. Her primary focus is in the Tropical Residential and Resort Design arena where she specialises and excels.

Morgana Tilling

Paul Mellor

nick@alookingglass.com

Fran Morrell

maros@alookingglass.com

francoise@alookingglass.com

ADVERTISING ENQUIRIES Erin Paviour-Smith erin@alookingglass.com

Morgana is a key member of Smiths Gore’s team, running a portfolio of exclusive villa rental properties. With years of experience in luxury hospitality, she works to ensure clients experience the very best of the BVI.

VIRGIN ISLANDS PROPERTY & YACHT is usually published eleven times a year (February, March, April, May, June, July, August, September, October, November & December/January), however, due to Hurricanes Irma and Maria, the magazine will temporarily be published bi-monthly (January, March & May 2018) and reviewed thereafter, by aLookingGlass Limited, Road Town, Tortola, British Virgin Islands. © Copyright 2018 by aLookingGlass Ltd. All pieces reproduced in this issue are under prior copyright by the creators or by the contractual arrangements with their clients. Nothing shown may be reproduced in any form without obtaining the permission of the creators and any other person or company who may have copyright ownership.

The publisher of VI Property & Yacht, assumes no responsibility for the accuracy of the content placed in its publications. For the avoidance of doubt, aLookingGlass gives no warranty or guarantee in regards to any information placed in its publications.

PLEASE DIRECT ALL ENQUIRIES TO: EMAIL: info@alookingglass.com PHONE: 284 344 2172 MAIL: alookingGlass Limited, PO Box 3895, Sea Cow’s Bay, Tortola, British Virgin Islands VG1110 alookingglass.com bvipropertyyacht.com

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22 52 10

UNDERSTANDING INSURANCE: A DEEP DIVE After an incredibly damaging 2017 hurricane season, we take a look at how insurance claims were and are being processed and how to prepare for the future

18

COVERING THE COST

A spotlight on how BCQS International offers exceptional insurance claims services to clients throughout the Caribbean and beyond.

22

38

Fran Morrell from House sheds light on up and coming colour and décor trends to freshen up the home

In Villas & Views we explore beautiful “staycation” options in the BVI

THE FUTURE IS BRIGHTS

STAYING CLOSE TO HOME

28

44

The second installment of The Harneys Series offers tips on making repairs to property after a major disaster

For unparalleled luxury at sea, the Lagoon SEVENTY7 is truly unmatched. We take a tour.

REPAIRING AND PREPARING

32

ARCHITECTED LIGHT OBMI’s Sian Seyes-Evans discusses how natural light can affect and beautify any architectural design

SEA STYLE

52

GET AWAY TO GRENADA Now is a great time for hitting the “reset” button and going on a vacation. Grenada has something for everyone.

BRING GREAT DESIGN HOME

To discuss your Project, contact Roy Keegan: Office: 284 494 5240 Cell: 284 541 7483 roy@arawakvi.com Arawak Interiors, Road Reef Plaza #9, Road Town

Arawak Interiors offers home interior design advice, custom designs and sourcing from Asia, Mexico and USA. We also offer an extensive range of furniture, fixtures and fittings to choose from at our interior store and warehouse located in Road Town.

Arawak Interiors manages all the shipping and logistics to deliver to your door anywhere in the BVI. Overseeing projects for Private villas, Private Islands, Resorts & Restaurants.

LAND / INSURANCE

UNDERSTANDING

INSURANCE: A DEEP DIVE After an incredibly damaging 2017 hurricane season, we take a look at how insurance claims were and are being processed and how to prepare for the future WO R DS BY SA R A S H E R M A N

10 | V I P R O P E R T Y & YA C H T

INSURANCE CLAIMS OF ANY kind are not often favorite topics of conversation, let alone needing to delve into the process on your own behalf. But after any damage to your property, the insurance issues that may arise are often necessary items that must be taken care of swiftly and with attention to detail.

Due to the magnitude of the 2017 hurricane season and massive destruction of Hurricanes Irma and Maria, the residents and businesses of the BVI are dealing with insurance issues like many have never seen before. We’ve interviewed a number of experts in this field to address how insurance claims had been filed after the hurricanes, some difficulties that some have been facing and the confusing and

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complicated nature of the industry.

If you’ve experienced hurricane damage to your home or business property, now is a good time to pause, reassess what damages and claims have been filed, are in process or completed. And because the 2018 hurricane season is underway, it’s also a good time to continue to prepare for the future.

2017 Insurance Issues The sheer magnitude of a Category 5 hurricane and its damaging effects on any property and the local landscape, one major issue facing both homeowners and insurance companies is the sheer volume of cases needing to be addressed. If a tree were to fall on a home after a storm, it may only affect one person,

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LAND / INSURANCE

therefore a claim may be able to be processed rather quickly. But when an entire Territory of properties – many of which may be total losses – are needing claims to be processed, there is bound to be a backlog.

“A main problem people have encountered has been dealing with the settlement process of their claims and therefore getting access to funds to facilitate the rebuilding process,” said Ben Butler, Director for BCQS

12 | V I P R O P E R T Y & YA C H T

International, located in Tortola.

Many have expressed confusion as to why their settlement claims were less than what they thought they were insured for. Most property insurance policies include this average clause. This clause is invoked with the amount the property is insured for is less than the true cost to rebuild.

“Most policies offer a cushion of 15-20%, meaning that if your property is insured for an amount

less than the cushion, you will only receive a portion of the claim,” said Simon Cross, Insurance Associate with Hyperion Risk Hyperion Risk Solutions Limited.

Another major issue facing property owners is underinsurance.

Underinsurance occurs when a home or property is insured, but the coverage limits may not be enough to cover all costs of damages incurred. Therefore, when a claim

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In the example below, the insured amount was 60% ($450k) of the true rebuild cost ($750k) and the catastrophic peril damage claim amount sustained was $80,000. The below policy had a 2% catastrophic perils deductible.

C

M

Y

CM

MY

CY

.

— .

Sum insured $450k

X True Value $750k

= $80k loss

Insured amount True rebuild cost $750,000 x Loss amount $80,000 minus your cat deductible of 2% of the insured amount ($9,000)

is filed, inadequate funds will be supplied to repair or rebuild. The effects of underinsurance on claims are significant in the BVI, and why many property owners aren’t getting the funds they feel they deserve to rebuild. Being underinsured, and thus receiving a lower-than-expected claim settlement can also cause issues when rebuilding.

Some aren’t able to adequately rebuild homes and businesses

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CMY

K

Settlement $39k = $450,000 = $48,000 = $39,000

with the safest materials and essentially cut corners to save money, thus compromising the structure and beginning a nasty underinsurance cycle.

Yet another major issue is the lack of building supplies. Any available materials are bought up quickly, creating a bottleneck of needs amongst the masses of people needing to rebuild. It takes time for materials to reach the Caribbean,

LAND / INSURANCE

adding even more time to the rebuilding process. Contractors are also in short supply, and those that are able to help are overwhelmed with projects and booked up for months.

After all is said and done, many people didn’t have any insurance, and some who thought they had enough insurance in fact did not.

Preparation is key when considering property insurance and making sure each home or business is adequately

ABOVE Roofing is a common post-hurricane repair need LEFT Water damage can cause issues even after the storm

14 | V I P R O P E R T Y & YA C H T

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lifestyle protection

From happy beginnings to happy ever after, we intended to make our mark. And we did.

assessed by a qualified Chartered Surveyor. While this service isn’t cheap, it will certainly cost less than having to completely replace or rebuild a home with inadequate insurance settlement claim funds.

Colonial Insurance has been providing the best insurance cover at the best possible price in the British Virgin Islands since 2005. Our intention was to make our mark as member of our local business community, offering the support and resources of Colonial Group International (CGI). CGI companies manage $430 million in premium income and pension contributions and have settled over $400 million in hurricane related claims since 2000. Colonial Insurance (BVI) Limited is rated A- excellent by A.M. Best. That’s an internationally recognised rating for financial strength. For you, it means more cover and security for your lifestyle.

For us, it means we’ve made our mark.

Call 494-8450/495-6403 or visit cgigroup.com

How to Address Future Issues By commissioning a qualified chartered surveyor to prepare a reinstatement cost valuation for insurance purposes, a property owner is taking the steps needed to ensure they will be buying enough insurance in the unfortunate event of a total loss. Hurricanes are not the only events that can cause

COLONIAL INSURANCE (BVI) LIMITED Palm Grove House, P.O. Box 2377, Road Town,Tortola VG1110 Tel. 494-8450 Valley,Virgin Gorda,VG1150 Tel: 495-6403

www.cgigroup.com

A member of Colonial Group International Ltd. insurance, health, pensions, life

Colonial Insurance (BVI) Limited is rated A-(Excellent) by AM Best.

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LAND / INSURANCE

TOP 10 TIPS FOR MOVING FORWARD 1

HIRE A SURVEYOR

A qualified Chartered Surveyor can help obtain an accurate reinstatement valuation.

2

PHOTOGRAPH EVERYTHING Having

photographic evidence of your home or building in detail can help you prove the true value of the property.

This evidence, in conjunction with an accurate reinstatement valuation will be your best weapons when making an insurance claim.

3

GET ENOUGH INSURANCE Don’t be

underinsured. Explore different coverage options and deductibles.

Ensure that the amount you’re insured for is noted accurately on your policy.

4

GET THE RIGHT INSURANCE Tailor the

insurance policy to cover what you need – this could even reduce your premium. Communicate with your insurance provider and be happy with what you purchase.

16 | V I P R O P E R T Y & YA C H T

5

CHOOSE THE RIGHT INSURANCE COMPANY

Understand your insurer’s role and ensure they are appropriately licensed. Don’t forget to understand their financial standing and ability to pay claims.

6

BE MINDFUL OF “QUICK FIXES” – AND FIXERS

After a disaster, companies sometimes come in from outside the Territory in order to provide “claims and adjustments” help. Be sure you know who the company is working for: you (the claimant) or on behalf of an insurance company.

7

REVIEW DOCUMENTS

Take special care and review all insurance policy documents and agreements carefully. Make sure they say what you think they should and that you have all the information you need before signing.

“Communicate with your insurance provider. Remember, you’re paying them for a service, so make the best use of it,” said Cross.

8

BE PREPARED Once armed with adequate assessments, preparing for hurricane season in advance is extremely important.

Look beyond the typical means of securing windows and other items and obtain expert advice to find any potential property weaknesses.

While no one can know the ultimate power of Mother Nature, adopt a “prepare for the worst, hope for the best” mentality.

9

PHOTOGRAPH DAMAGES

In the event of a natural disaster, photograph damages as best you can. This will be a helpful comparison to your previous photo documentation and may help in a claims dispute.

10

ASK QUESTIONS

Don’t be afraid to ask questions. If there is something that you don’t understand or doesn’t seem right, get the answers you need. A quality insurance provider should be able to tell you everything you need to know.

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damage or loss. A fire or flood are other considerations to make when purchasing insurance.

“It makes sense that if you’ve had an assessment within the last three years, you should be good.

You’ll be able to show the insurance company you’ve made an attempt to be adequately insured,” said Simon Watson, Partner at Charterland chartered surveyors.

After the reinstatement cost valuation is completed, this number will help dictate what kind and how much insurance is needed.

Insurance documents are legal and binding, and worth looking over carefully, with a lawyer or insurance intermediary if necessary, to ensure the policy being purchased does indeed cover everything it should.

Attention to detail is needed so that any policy exclusions and deductible

After the reinstatement cost valuation is completed, this number will help dictate what kind and how much insurance is needed.

levels are fully understood.

“It is both the insured’s right and responsibility to question and query any elements of the policy wording that they do not understand. Further consideration should be given to the qualification and applicable experience of the insurance personnel assisting insureds. The provision of clear and concise information and competent advice should be an absolute must. These issues highlight the importance of working with a professional insurance intermediary who can

prevent these issues before they occur,” said Simon Cross of Hyperion Risk Solutions Limited.

Another factor to consider when purchasing insurance: the financial strength of the insurer. If the insurance company isn’t on solid footing, it could greatly affect their ability to pay a claim. In addition to a solid financial foundation, you should know how well the provider could deliver services should a huge number of claims come in at once, in the instance of a natural disaster such as a hurricane. ■

Distinctive, Decorative & Durable Solid Brass E8-H-2x9 Adds Sparkle Using 2Watt LED Lamping

Kailua, Hawaii BeachsideLighting.com Rosie Nichols, USVI & BVI Rep. (340) 642-8981 Local installations include: Cooper Island, Peter Island, Saba Rock, Oil Nut Bay, and residences on St. Thomas, St. John, Tortola, and Virgin Gorda.

LAND / INSURANCE CLAIMS WITH BCQS

COVERING

THE COST

WITH BCQS WO R D S BY ST E P H E N L F R A N C E

P H O T O G R A P H Y C O U R T E S Y O F B C Q S I N T E R N AT I O N A L

18 | V I P R O P E R T Y & YA C H T

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Recovering from a natural disaster takes time and a good team of experts to guide residents through the process

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ON SEPTEMBER 6, 2017, the British Virgin Islands suffered the full force of a catastrophic Category 5 hurricane. Hurricane Irma hit the Virgin Islands head on, destroying everything in its path, leaving total devastation.

Days later, Hurricane Maria struck the region, adding further to the extensive damage already sustained.

September’s events tested the limits of safety and security on the islands affecting residents, visitors, and business owners alike.

Over the last 15 years, BCQS International has demonstrated their expertise in dealing with hurricane claims, specifically in the Cayman Islands after Ivan and in the Bahamas after Mathew. With offices located strategically throughout the region, BCQS has the workforce ready to mobilise as a storm passes to deliver effective and trusted support to the insured.

In the aftermath of the 2017 storms that hit the BVI, BCQS stepped in offering their expertise yet again, fielding insurance claims while providing objective, experienced third party claims management.

BCQS currently evaluates the Territory’s recovery time as two to five years, an estimate that the Territory is responding to with much needed patience, cooperation, and perseverance to complete the restoration process and ensure the most favourable outcome for everyone.

BCQS is an independent property development and construction consultancy committed to delivering exceptional specialist advisory services to all sectors of the built environment throughout the Caribbean and Latin America.

Boasting 50 years of experience, BCQS provides a comprehensive range of services to clients in more than 30 countries. Without restriction, their services include project and construction

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LAND / INSURANCE CLAIMS WITH BCQS

management, cost management, property valuations/appraisals, insurance and construction claims consulting, loss adjusting, arbitration, due diligence analysis, loan monitoring, risk management, value engineering, and distressed development solutions.

The BCQS team combines global expertise with extensive local knowledge and on-the-ground experience to ensure clients’ property and development assets can grow to their optimum potential.

BCQS has vast experience in conducting insurance claims within the region. As a result of this exposure, the property development company has complex data on typical hurricane damages. This data allows them to prepare extremely robust damage assessments and straight to the point negotiations with Loss Adjustors, guaranteeing the best outcomes for the insured.

As a third party ‘one-stop-shop’ for all homeowner’s insurance needs, they can undertake an accurate Reinstatement Cost Assessment (RCA) to determine appropriate insurance. This assessment

20 | V I P R O P E R T Y & YA C H T

avoids post-loss hardship due to underinsurance, ‘averaging’ by the insurance company when settling a claim, and overpayment of insurance premiums—year on year—due to over-insurance.

BCQS believes that integrity and honesty are vital in securing the best outcome for their clients in settlement of insurance claims and this ultimately facilitates a much more straightforward, fair, and expedited settlement process. They are the ideal partner for aiding in the BVI’s reconstruction; a trusted pair of hands. ■

Ben Butler MRICS Director for BCQS International BCQS International T +1 284 494 7144 C +1 284 340 0022 E bbutler@bcqs.com Abbott Building, 87 Main Street, PO Box 3160, Tortola, VG 1110, British Virgin Islands bcqs.com

BCQS provides comprehensive construction project management and insurance claims guidance for clients throughout the Caribbean.

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LAND / THE FUTURE IS BRIGHTS

Incorporate current trends with intense colour and unexpected touches

22 | V I P R O P E R T Y & YA C H T

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e r u t u F e Th ights r B s i Up and coming design and colour trends that will brighten any space WO R DS BY F R A N M O R R E L L , H O U S E BV I

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LAND / THE FUTURE IS BRIGHTS

DECORATING A HOME is a deeply personal process. We all have preferences, colours and styles that speak to us. But once in a while, we can get into a rut when it comes to designing our most personal spaces.

Without going all in on every trendy design technique, you can still incorporate fresh and new items to keep your home looking its best.

With a finger on the pulse of the design world, here are some trends that you’ll begin to notice this season that not only offer a great new look, but have staying power.

Colour Colour trends typically have an average lifespan of 10 years. We are now nearing the end of the grey period that began in 2009 and decorators, suppliers and industry experts are

24 | V I P R O P E R T Y & YA C H T

The unexpected details are what create a space that feels traditional without being stuffy.

looking for the next big thing.

Black is definitely a huge influence, as are black accents and hardware. However, featuring too much of a dark colour can be extremely tricky in the Caribbean.

At High Point furniture market this spring, showrooms had made a noticeable switch from grey to beige. Yes, beige is back - but it’s been updated! This classic neutral is still perfectly fine to mix with white, brown and black, the hottest trend (and one that can totally change a

room) is to mix it in with brights.

The last beige wave of the 80s and early 90s featured color schemes that were very monotone.

This latest intense colour trend is the exact opposite This time, the muted beige is brought to life and punctuated with bursts of vibrant colour.

Industry leaders have chosen bright and intense hues as their 2018 features.

While each of these colours (Pantone’s Ultraviolet, Benjamin Moore’s Caliente and Sherwin-Williams’s

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ABOVE Unique wallpaper in bright colors adds interest LEFT Vibrant paint will add drama to any room OPPOSITE PAGE Beige is back and updated with intense color accents

Oceanside) are all very different, they are all bright and intense.

Ultraviolet’s intense hue evokes a rich, royal feeling. It can be dramatic, so when painting with this color use it as an accent wall or in a room with plenty of natural light. Shades of Ultraviolet work really well as accents in pillows or floor coverings.

Wallpaper is making a comeback as well, and interesting patterns with vivid colours can liven up a room. Ultraviolet in the Caribbean home brings in the hues of an

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orchid, making it still relevant in a tropical setting.

Caliente from Benjamin-Moore is spicy and fun. It’s warm tone pairs well with beige and brings a pop of colour to an entryway or provides a warm, elegant setting for a dinner party in the dining room.

Perfect for the Caribbean, Sherwin-Williams’s Oceanside will be perpetually popular for an island home. Its deeper teal hues provide a cool and modern take on the traditional blues and greens

that invite the sea into a home. In a bathroom, dark teal tile If these intense brights are just that – too intense – there are other trending colours that can bring new life into your home. Yellow and green are making a splash in interiors right now and work well with almost all neutrals, including beige. Softer yellows make a space calmer and cozier. A zippy Kelly green energizes a space without being too bold.

TIP: when using yellow on walls, remember to go with a muted tone.

What looks good on a paint chip can look like a neon sign when spread over a large area.

New Traditional Style Another emerging trend to take note of is the “new traditional” decorating style. These rooms incorporate classic decorating ideas and incorporate whimsical pieces to modernize the room; it’s all about mixing the

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LAND / THE FUTURE IS BRIGHTS

ABOVE A modern lamp is a surprise twist in a traditional living area

10 TIPS FOR INCORPORATING TRENDS

1 2 3 4 5

Don’t be afraid to mix modern with traditional Beige is the new grey

Decorate with bright accent pieces against beige undertones Lighting is a great way to mix a contemporary idea with a traditional scheme Yellow is a great accent color – a special surprise in a black and white colour scheme

26 | V I P R O P E R T Y & YA C H T

6 7

Incorporate a modern fabric print within a classic setting Mix the unexpected with the expected. Move pieces already featured in your home to a different space Florals ALWAYS wake up a room Remember that colour chips are twice are bright when used in a large space Don’t throw out the old – updated it to incorporate it with the new

8 9 10

expected with the unexpected.

With colour, a new traditional space may have classic pieces of furniture employed in a modern colour palette or unique details like new hardware. The unexpected details are what create a space that feels traditional without being stuffy.

Modern lighting is a great way to incorporate the new traditional style.

A whimsical fixture in a traditional dining area makes a fancy dinner party more approachable while still feeling elegant.

Many may be tempted at this point to rush out and decorate an entire house in one of these new trends. Remember, a good look is always achieved with balance and harmony using coordinated colour combinations, well-placed art, furniture, lighting and accessories.

Design trends come and go, but as long as you use trends to complement your personal style, you won’t go wrong. ■

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Things We Love

It’s all about the Brights!

Brighten up your day with citrus inspired totes.

The first Queen of Colour, Tricia Guild.

Inspiration for decoration

Hot on the outside, cool on the inside: Corkcicle canteens and tumblers.

Yellow is this years go to accent hue.

Make a statement.

Gold Dachshund bookends.

Does it get any better??

Customisable, solid wood furniture.

Express yourself.

Whose the brightest of them all?

Brightly framed mirrors.

Floral accents for bright ideas...

Write it down!

Instant “bright” velvet cushions to cheer up any sofa or chair.

Furniture. Accessories. Gift. Design.

284.542.1964 | info@housebvi.com | housebvi.com

LAND / THE HARNEYS SERIES

REPAIRING AND PREPARING

Insurance claims have been filed and disbursements have been made. Now it’s time to rebuild – these tips will help W O R D S B Y PA U L M E L L O R , H A R N E Y S

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MANY OWNERS OF hurricanedamaged properties have now either agreed a settlement figure after filing an insurance claim, or received an insurance payout. As a result, an increasing number of property owners have the benefit of greater certainty in relation to their financial position and are able to commit to undertaking repairs.

Judging from the scaffolding surrounding many buildings throughout the Territory, it is clear that many property owners are taking steps to fix the damage caused by the hurricanes last year. While we all hope for the best for the 2018 hurricane season, it is prudent to plan for the worst and to ensure that all repairs are completed to the extent they can be at the earliest opportunity.

When doing so, care should be taken to ensure that repairs are undertaken in accordance with the legislative and regulatory environment and this article aims to address some of the main pitfalls that property owners should bear in mind when planning and undertaking work to their properties.

Contractors Property owners should take care to employ reputable suppliers and contractors with a track record of quality workmanship. Ask to see examples of previous work, talk to previous customers to ask them about their experience and make sure the contractor or supplier enters into a contract for the work they will be undertaking. Doing so will ensure that the obligations of both parties are clearly set out and this will help to reduce the risk of disputes arising during the project. Particular thought should be given to the terms of payment and what obligation the contractor or supplier is under to return after the project has been completed, to deal with any snagging issues that might arise. With the onset of the 2018 hurricane season, consider

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who is responsible for insuring any incomplete works and the property and who will be responsible for protecting the property and any materials against adverse weather, should the need arise.

With the onset of the 2018 hurricane season, property owners should know who is responsible for insuring any incomplete projects and for protecting any materials should adverse weather come about.

Seabed Many property owners will have lost mooring balls or docks as a consequence of the hurricanes and will be eager to replace them. Owners should bear in mind that the seabed surrounding the Territory is owned by the Crown and structures should not be affixed to it without securing the appropriate right to do so, which will involve an application to the

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relevant government department.

Note that the same is true for floating docks, notwithstanding they may not be physically attached to the seabed.

Non-B elongers Non-Belongers who hold title to their property under a non-belongers land holding licence should review their

licence carefully before undertaking any works. It is common for such licences to be granted subject to a condition that any alterations to the property will require the prior consent of the Cabinet of the Virgin Islands. Particular care should be taken where property owners add (or remove) structures such as

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Homeowners’ Associations

swimming pools or gazebos and increase (or decrease) the numbers of bedrooms and bathrooms at the property.

Where a licence has been issued subject to a development commitment and that development commitment is no longer achievable within the original timescale as a consequence of the hurricanes, the holder of the licence should apply to the Ministry of Natural Resources and Labour for an extension before the expiration of the original timescale, explaining the reason for the failure to comply with the condition. Failure to do so could result in a financial penalty being imposed by the Government.

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Many properties are located on residential estates on which homeowners’ associations have been established to manage and maintain the common areas within those estates and to enforce rules and regulations that govern the residential estate for the benefit of all homeowners.

In such cases, property owners are likely to be subject to the terms of a declaration of covenants that regulates the relationship between an individual property, the remainder of the properties on the estate and the homeowners’ association.

Many of these declarations of covenants contain provisions that restrict to some degree the works that may be undertaken to the properties that is subject to the declaration of covenants. It would not be uncommon for a declaration of covenants to include restrictions on the timings of any works, or for proposed works to first be subject to review and approval by an architectural committee, to ensure that appropriate design and building standards are maintained on the estate. A requirement to obtain approval should therefore be factored in to the overall timescale anticipated for the works to be completed.

Properties Subject to a Charge Property owners who acquired their property with a mortgage should review their loan documentation carefully before undertaking any alterations. The loan documentation might contain restrictions on undertaking alterations without the lender’s consent, or other restrictions to the manner in which such alterations are to be carried out.

Leasehold Interests It is not uncommon for properties in the Territory to be held on a leasehold basis and owners of such properties should check the terms of their lease carefully to understand who is responsible for carrying out any repairs to the property in the event of damage. Leasehold property owners may need to obtain approval from their landlord before undertaking certain repairs and may need to liaise with their landlord to the extent that access is required to the landlord’s property in order to facilitate the required repairs.

Planning and Building Authorities Property owners should consider whether their proposed works require approval from the Building Authority and also from the Town and Country Planning Department under the Physical Planning Act 2004.

An interim reconstruction policy was introduced after the hurricanes last year which provides that applications for certain types of improvements which are deemed to afford greater protection against hurricanes are to be fast-tracked, which property owners may be able to take advantage of, depending on the nature of their proposed works.

About Harneys’ Private Client Team Harneys Private Client team regularly advises clients on the acquisition of BVI real estate, including devising ownership structures to satisfy the tax, regulatory, succession planning and other needs of each client. For more information on these solutions or any other matters relating to acquiring property or a yacht, registering a business, or planning for future generations, please contact Sheila George, Johann Henry or Paul Mellor. ■

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LAND / ARCHITECTURE

IN THE SUNNY British Virgin Islands, we are blessed to live with an abundance of natural light. The sunshine is one of the reasons visitors and residents alike love the BVI. When it comes to the design of a structure, whatever its purpose, the sun and its light should be considered.a Instead of being just a consideration, in many cases it should be one of the fundamental drivers of how space is designed.

Proper design with daylight can dictate whether a space is successful for the end user. We will explore the benefits and disadvantages that light can present in our tropical climate and discuss how we at OBMI design with this in mind.

Light + Health People have a natural attraction to daylight. We have been using it to orientate ourselves and tell the time for millennia. Daylight can affect our wellbeing, productivity, and overall sense of satisfaction. This can work both ways, both positively and negatively.

Poorly designed spaces that do not control direct sunlight penetration can produce an unpleasant glare on surfaces, computers, or even your eyes. They can also let in a lot of heat. In classrooms, office spaces, and homes, this can create spaces that are difficult to work in and live in. Heat gain in our tropical climate can make an environment hot and unpleasant, with occupants becoming irritable and dehydrated. Poorly designed spaces with not enough light can affect mood. We have some of the best views in the world and it seems a shame to hide them and not let in their light when it is not necessary to close them off.

The benefits of controlling daylight in spaces are numerous and can promote a healthy lifestyle. Studies have shown that natural light can help hospital patients to recover more quickly and school students to perform better, and also reduce symptoms of depression. It can also have an impact on the productivity and satisfaction of employees in a

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Light and shadow play a unique role in creating interesting yet livable spaces

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ARCHITECTED

LIGHT How the sun and natural light influences architectural design inside and out W O R D S B Y S I A N S E Y E S - E VA N S , O B M I P H OTO G R A P H Y BY O B M I

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work environment and even positively impact retail customers in a shopping environment. Daylight added to good design can be a powerful combination.

Sun + Shade Architects design tropical architecture with the sun in mind. Not only for psychological well-being but also for building performance.

Controlled daylight can minimize the use of artificial light, use of air conditioning and reduce energy cost. If properly controlled, natural light generates hardly any heat at all.

Controlled daylight can create living conditions that do not require airconditioning if the client prefers, using

LEFT Light changes throughout the day, changing the room with it

RIGHT Add light in unexpected areas with unique window placement

LAND / ARCHITECTURE

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passive design principles instead.

Ways in which we can design to embrace the benefits of the sun and cut out the negatives to promote more sustainable design: • Building orientation and proximity to other structures. The proper positioning can minimize solar heat gain whilst also harvesting daylight.

• Size, firm, and glazing treatment for windows. These considerations will alter view, glare, heat gain while mitigating against damage from hurricanes.

• Shading for visual comfort and cooling. This consideration is critical in tropical architecture, to block direct sunlight and create cool spaces whilst allowing views to be maximized.

• Controlling interior surfaces to increase daylight level in the depth of the space.

LEFT Lines of light draw the eye around a space

[

Controlled daylight can minimize the use of artificial light, use of air conditioning and reduce energy cost.

• Ensuring task areas have a good relationship with daylight. Good design can make high-traffic areas useful and enjoyable.

• Harness the solar radiation to energize your building.

• Landscape & Built form. It’s essential to fit the architectural design into its tropical landscape.

Shadow + Reflection Shadows can be the magical part of the design. Beyond designing the functionality of the space, daylight can be treated as more than a strategy to optimize the energy-saving potential of buildings. Manipulating daylight to enhance spaces and create ambiance can be fun and beautiful.

This design feature can be achieved

by using sunlight to cast shadows and reflect off surfaces to create patterns and another layer of texture within spaces. Dappled light on surfaces can be soft or dramatic, creating shade for exterior spaces. This can be done through landscaping to the side or in the overhead, or by reflections off water such as a swimming pool.

Shadows can be more architectural with controlled shapes through the use of slatted louvers or pergolas overhead or through openings in the building envelope.

Whatever the building function or desired effect for daylighting, a skilled architect should be part of the design process to ensure you achieve the positive results for your island home. ■

]

OBMI ARCHITECTURE

SOLAR PANELS Improves quality of life during extended periods of time without regular electricity.

The Art & Science of Resilient Design

REINFORCED CONCRETE ROOFS Flat roofs provide resistance during high winds while also providing a surface for solar panels and green roofs

UNDERGROUND CISTERNS Harvesting rainwater the large reserves of potable water can be used in emergencies.

LEARN MORE at www.obmi.com/details

Fireproof Building, Road Town

284 494 2148

LAND / VILLAS & VIEWS

Staying Close to Home

A truly restorative vacation is well deserved, and can be found right in the BVI’s backyard WO R DS BY M O R G A N A T I L L I N G , S M I T H S G O R E

P H OTO G R A P H Y BY S M I T H S G O R E & G R O U N D S E A A DV E N T U R E S

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ALTHOUGH WE WERE devastated by two hurricanes in September 2017, things are starting to improve in the British Virgin Islands! Homeowners are slowly but surely renovating their houses, and among these homes are many lovely properties that are available for short term rental.

The die-hard lovers of the BVI are flocking back to help rebuild the economy, as are first-time visitors to the Territory. Closer to home, there is a growing trend for residents who do not currently have the time or finances to travel abroad as they are

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in the middle of a rebuild to consider spending time locally on one of the Sister Islands within the Virgin Islands archipelago.

As much as we need to make progress, it is important that we remember to take some time out to relax. This is a marathon, not a sprint, and it is easy to devote all free time to the recovery effort. But finding time for yourself and spending quality time with family and friends is also vital to our long-term recovery.

Getting away from it all and heading

There is plenty to explore right here in the BVI

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to New York to shop and see a Broadway show or trekking in Costa Rica are great escapes, but with limited funds and time you can still have a wonderful break from it all without leaving our beautiful islands. Yes, even after two major hurricanes there are still places in the BVI that we can escape to where we can forget about the debris and broken buildings!

B ook a luxury villa You’re not far away from home, but the point of a staycation is to feel like you are away, and staying at a luxury villa on a different island with a different view can help you do that. Whichever property you book, it should offer you the opportunity to feel pampered and relaxed. Why not indulge yourself with a spa treatment or a private chef who will cook for you in the privacy of your new hideaway?

If you’re not familiar with what properties are available to rent, before you book your staycation take a look at some of the real estate websites or contact the BVI Tourist Board for places to stay and things to do. They will have the most updated list of things to see and what’s happening in the BVI. Ask about a local residents discount. Many

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landlords will offer a discount on rentals for people who live and work in the BVI Territory.

Explore a new island

ABOVE Each island offers its own unique landscape TOP AND LEFT Eco-experiences like those with Groundsea Adventures can show you a different side of the BVI

Be a tourist in your own country!

Since you’re not paying the cost of a flight, your staycation could be a good excuse to indulge in an experience that otherwise would be outside your budget. Why not take a helicopter ride to the beautiful island of Anegada

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and experience Anegada lobster, fresh from the sea? Take a private boat tour around the sister islands and have lunch at one of the many waterfront restaurants like Cooper Island Beach Club. There is a great ferry network that can al¯so get you around without spending a great deal. A day on White Bay on Jost Van Dyke could be just what the doctor ordered. We also forget how easy it is to get to the USVI. The National Park on St. John is stunning. There is also great boutique shopping and restaurants available and it makes for a great day trip or long weekend.

Think out of the box

Find a new secret spot and you may want to return, year after year

The point of a staycation is to feel like you’re far away, even though you’re close to home.

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Do something fun and different! If there is something you’ve always wanted to do, now is a great time.

Companies like GroundSea do a number of tours that will transport you out of this world and into another. Take a hike up one of our mountains or a paddleboard trip in the mangroves and see an array of wildlife. Pack up a picnic and stop off somewhere remote with a view and forget about your ‘to do’ list. You can hire a bike and head off to explore another island; the ferries will let you bring it with you. Many of the spas are back up and running and offer great deals for relaxing treatments.

Have you ever been tempted to learn how to scuba dive? Too far out of your comfort zone? Try Snuba, the latest craze in the Virgin Islands which enables you to enjoy the wonders of the reefs without the depths. Sailing, surfing, painting, pottery, cooking, wine tasting, the list is endless. Try something new!

The BVI is a truly special place to call home. Get to see where you live from a different perspective, have a change of scenery, meet new people and hopefully make new friends.

You will return home feeling fresh and rejuvenated and ready to continue the recovery of these beautiful Virgin Islands! ■

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Residential Sales ‘As Is’ Post Hurricane Properties For Sale Since Hurricanes Irma and Maria, some of our property owners are selling their storm damaged homes ‘as is’. This is an excellent opportunity for those who have dreamt of owning a home in the BVI, looking for a renovation project, or wish to purchase an investment property.

Fandango, SPYGLASS HILL, TORTOLA

Original listing price $1.475 million. Open to offers Terrific family home or investment option. Situated above Apple Bay

with expansive views of the north shore. Suffered damage to roofing, railings and windows and doors. Landscape gardens have been restored.

Lizard Junction, FAHIE HILL, TORTOLA

7

6

4

One minute walk to Little Leverick Beach. Dock and views of North Sound Channel. Moderate storm damage to roof and windows.

2

Hodges Creek House, HODGES CREEK, TORTOLA

Original listing price $2.1 million. Reduced to $1.1 million

Reduced to $225,000 3

Paved driveway, pool and surrounding gardens. Extensive damage to roof and throughout. A full renovation is anticipated.

Casablanca,offerings, Virgin Gorda For more information on these listings or additional call 284 494 2446 or email residential@smithsgore.com

www.smithsgore.com bvipropertyyacht.com

3

$500,000

Turpentine House, HAVERS HILL, TORTOLA Custom built villa with incredible views. Has lost decking and some roofing. Owner is very keen to sell.

5

Blue Moon, LEVERICK BAY, VIRGIN GORDA

Original listing price $1.5 million. Reduced to $595,000 Stunning, eclectic property with separate guest house and studio cottage. Storm damage to roofing, decks and some windows.

4

TORTOLA Britannic Hall

3

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SEA / SEA STYLE

MODERN LUXURY MEETS THE SEA 44 | V I P R O P E R T Y & YA C H T

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If yachting equals luxury, Lagoon’s SEVENTY7 is setting a new, even higher standard of elegant catamaran sailing vessels WO R DS BY L AU R E N H O D G I N S P H OTO G R A P H Y BY N I CO L A S C L A R I S , © L AG O O N

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SEA / SEA STYLE

The word catamaran originates from the Tamil word kattumaram, meaning “tied wood.” The first catamarans were little more than simple rafts made of widely separated logs, sometimes employing a sail.

These primitive vessels allowed the ancient Polynesian people to sail, explore, and trade in the Pacific. It isn’t hard to envision an ancient sailor’s reaction should he a glimpse of such modern nautical advancements we have today.

Enter the Lagoon SEVENTY7 - the 76.4-foot luxury sailing catamaran that was officially launched at the 2016 Cannes Yachting Festival. With the same dimensions as a tennis court, space will never be an issue aboard this considerably large vessel.

Perfection may be unattainable, but the SEVENTY7 certainly comes close, with her organically flowing form, ambitiously designed interior, and inspired use of space that sacrifices neither beauty nor functionality.

The SEVENTY7’s massive size makes her an ideal charter yacht.

She can comfortably sleep eight guests and has room for up to four crew members. Each guest cabin features a luxuriant island bed, a sea view, a desk and chair, storage, and an en suite bathroom. Many luxury vessel owners strive to make their guests feel as if the boat is a home away from home, and on the SEVENTY7, no expense has been spared to achieve this aim.

Nauta Design has truly optimized the layout to create a contemporary, elegant living space with Frenchinspired decor. The interior salon is a testament to the art of design refinement. Large windows encircle the room, creating an ideal balance

RIGHT The SEVENTY7 is

massive and makes any voyage an epic, elegant journey

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SEA / SEA STYLE

of space and light. Motorized shades allow for an easy transition from full sunlight to darkness should guests decide to relax indoors during daylight hours or should they prefer privacy when docked at a busy marina during the holidays. For a retreat away from the busy modern world, concealment technology hides a flatscreen television in the ceiling panel above the bar creating an aesthetically pleasing living area unmarred by bulky electronics.

ABOVE An impressive design and state of the art features make SEVENTY7 the ultimate luxury catamaran

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Guests aboard the Lagoon SEVENTY7 enjoy seamless transitions from room to room, creating the impression of absolute harmony.

The forward deck, accessible through the salon, opens into another secluded lounge area ideal for relaxing with a drink for a sunset cruise while underway. For sunbathing and watching passing wildlife, the trampolines offer just the ticket.

Accessible from the salon, and separate from the other cabins, the owner’s suite radiates an air of

privacy and incredible comfort. Even with a king size bed, sofa, and writing desk, the room feels spacious. Two, large windows allow natural light into the cabin and a beautiful view of the water. Hand crafted cabinets, built-in bookshelves, and drawers allot enough room for guests to unpack without feeling cramped.

With a large walk-in closet, guests staying in the master suite will feel

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free to pack comfortably for their trip.

An optimization of space, the suite’s bathroom boasts custom counters, double wash basins, a sea view window, and a large shower.

All other features aside, the hydraulically activated private veranda is the owner suite’s standout feature. The balcony opens to create a 34-square- foot private outdoor space which can serve as a private beach or balcony that invites guests to indulge in the gorgeous view, the natural light, and the fresh air.

ABOVE AND RIGHT the master suite has space for everything, whether conducting business or simply relaxing

SEA / SEA STYLE

As a guest on board the Lagoon SEVENTY7, you will enjoy seamless transitions from room to room, creating the impression of absolute harmony. Imagine emerging from your cabin after a restful night of sleep on a custom mattress. As you enter the salon, a stewardess serves you a hand-pressed coffee, which you sip as the lure of the ocean pulls you to the aft deck, where a large door opens to create what feels like one large, outdoor space.

ABOVE The luxe salon is perfect for dinner, drinks or enjoying the view

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After a breakfast of fresh tropical fruit and a made-to-order omelette, take a dip in the always refreshing sea. Then, climb the minimalist spiral staircase to sun yourself on the flybridge cushions while you catch up on your reading. The teak table with sofa and chairs offers seating for up to eight guests and is the ideal lunch spot while on charter. The inviting flybridge makes it easy to envision waking up without a care in the world, enjoying a day of play on the water, and capping off the evening with easy conversation over a bottle of vintage red.

Your children (or you!) can enjoy a fun game of “walk the plank” on the passerelle, while senior guests or scuba divers will like using the hydraulic swim platform to gently transition into the water.

The large garage will be stocked with toys--inflatables, sea bobs, paddleboards, water skis, and more.

If the yacht doesn’t have what you want, the crew will gladly purchase the toy for your charter before you arrive.

Of course, such a large yacht necessitates a happy and productive crew. The ideal use of space minimizes travel frustration

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Satellite Television Call for satellite internet services via VSAT, Inmarsat, Iridium, Globalstar & 4G.

by maximizing functionality, which is why the galley is directly accessible from the crew quarters and the main salon. When it’s time for cocktail hour on board, the stewardess will appreciate easy access to guest seating as she serves freshly caught mahi ceviche, plantain chips, and your specialty cocktail of choice.

After the sun has set, you’ll relax under the stars as the boat gently rocks on calm Caribbean seas. You’ll breathe easy with the knowledge that all is right in your private floating paradise, and that, blissfully, tomorrow is another day on the water. ■

BRITISH VIRGIN ISLANDS t +1 284 494 2400 f +1 284 494 5389 caybvi@candwbvi.net

www.cayelectronics.com bvipropertyyacht.com

LIFE / GRENADA

Get away to Grenada A well-deserved vacation is just the ticket to relieve stress and take some time to reset. Grenada is the getaway you didn’t know you needed.

WO R DS BY SA R A S H E R M A N

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Grenada’s capital is St. George’s, surrounded by he hillsides of an old volcano.

TUCKED AWAY AT the bottom of the chain of the Windward islands, Grenada is a secret gem that is simply waiting to become your next favorite getaway. Known as the “spice island” for its plethora of nutmeg and cinnamon plantations, Grenada – and its lesser-known sister islands of Carriacou and Petite Martinique – is stunningly beautiful and full of amazing places to explore. From the traditional beach vacation to a scuba diver’s paradise, we take a look at some of the best reasons to get away to Grenada now.

Perhaps the best part of a visit to Grenada is that it offers something for absolutely everyone. Many destinations claim to be familyfriendly, have adventures for thrill seekers all while simultaneously offering the crystal blue waters and soft sandy beaches travelers come to love and expect from the Caribbean.

But Grenada actually delivers. All you have to do is decide what kind of getaway you want to have. More great news: you can do it all!

To the B each If you’re the person who loves to see the sun both rise and set on the ocean, you’ll enjoy all the hours of warmth of the day with sand between your toes. The beaches of Grenada will not disappoint. Grand Anse Beach is the island’s most popular and a “must-see” for any beach lover. With more than 3 km of soft white sand and plenty of charming beach bars, shops and restaurants to explore, you can claim your spot of sand and have the time of your life. Just west of Grand Anse Beach is a lesser-known Morne Rough Beach. Known by the locals as BBC Beach, Morne Rough is perfect for swimming or relaxing on the sand. For a calm, quiet day away from the beach bustle, see La Sagesse Beach. Tucked in a protected cove, the water is calm and clear and the sand is unbelievably soft. At the north end of the island, Levera beach is secluded

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and perfect for watching Leatherback turtles lay their eggs during the spring season. Also at the far north east end of the island, Bathway Beach is a hidden gem that is a favorite of locals, so you know it’s good. Whether you’re a swimmer, a snorkeler or a landloving beachgoer, you’re sure to find the perfect place to relax.

Adventures A beautiful island full of all kinds of outdoor treks and waterfalls to explore, Grenada is an unspoiled paradise for those that love active experiences. For scuba divers, Grenada offers a plethora of truly exceptional experiences, including 15 shipwrecks and a Marine Protected Area. Known as the Titanic of the Caribbean, the Bianca C is a fantastic 600-ft cruise liner wreck standing upright on her keel in nearly 50 metres of water. Advanced divers can explore the ship’s swimming pool and see marine life like spotted Eagle Rays and barracuda. The Marine Protected Area hosts one of National Geographic’s “Earth’s Most Awesome Places” in the Molinere Underwater Sculpture Park. Divers and snorkelers can swim amongst turtles and a variety of tropical fish as they explore the more than 60 cement sculptures cast from local people.

For land lovers, Grand Etang National Park is perfect for those that want to hike amongst the lush rainforest. Some hikes can be challenging, but adventurers will be rewarded with stunning waterfalls (Seven Sisters, Annandale and Concord falls being favorites) and unforgettable views. For a different (and fun) kind of Caribbean adventure experience, consider enjoying a trip down the Balthazar River on an inner tube!

TOP Grand Anse Beach is a must-see.

MIDDLE Stop by for delicious local fruit on offer at the local stores

LEFT Molinere Underwater Sculpture

Park is a sight for snorkelers and divers.

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Annandale Waterfall

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Back on the water, there is plenty to see on the high seas if sport fishing is something on your adventure bucket list. Plus, there are plenty of cruise tours, powerboat excursions, kayaking adventures and kite surfing, meaning something for everyone.

Taste of Grenada Any place called the “spice island” is sure to have plenty of unique flavors to experience. The food of Grenada and its sister islands will become favorites of any visitor! Nutmeg and cinnamon often find their way into many dishes. The national dish of Grenada is “oil-down”. This one-pot stew is created with salted meat, breadfruit, dumplings, turmeric and callaloo all steamed in coconut milk and can be found at most restaurants.

Cou cou is a pudding-like dish made from cornmeal and a variety of vegetables and is often served aside stewed meats and conch (known as lambi in Grenada).

Cocoa production plays a large role in Grenadian culture and culinary pursuits. Don’t miss the island’s organic dark chocolate! If you’re looking for the perfect time to visit Grenada and chocolate is on your “must-taste” list, May is your month.

The Grenada Chocolate Festival celebrates the cocoa of the island with tours of cocoa farms and classes on how to temper chocolate or make truffles. This intimate look at the production cycle gives visitors an up close and personal experience with tree-to-bar chocolate and how their favorite treat is made.

When to Visit If the chocolate festival in May isn’t for you, there are plenty of other

TOP AND MIDDLE The annual Spicemas is Grenada’s special rendition of a carnival celebration.

LEFT Grenada is world-renowned for it’s delicious, organic, locally made chocolate – you’ll see cocoas dripping off the trees!

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LIFE / GRENADA

great times to see Grenada. In August, the biggest festival on the island commences: Spicemas. Grenada’s traditional carnival, this festival is full of steel pan orchestras, beauty contests, parades and the famous Jab Jab J’ouvert. For music lovers, the Pure Grenada Music Festival in April allows visitors to enjoy three days of jazz, soul, reggae, folk and more.

Getting to Grenada Access to Grenada is easy from major international city hubs like Miami, New York and Atlanta in the US, as well as Toronto, London and the Caribbean. Many nonstop flights are available on various airlines and cruise ships from Florida and Puerto Rico frequent the island.

A valid passport is required for all visitors. A visa is not required from citizens of the USA, Canada, UK and British Commonwealth, as well as most Caribbean and European

countries. Visiting the sister island of Carriacou is possible with daily inter-island charter flights.

Once on island, traveling round by public bus is an inexpensive way to see Grenada. Plus, you’ll meet some really fantastic and friendly people!

In addition to public transportation, taxis are prevalent. Hotel and airport taxis have fixed prices, while other “street taxis” may charge a different rate, so ask the driver what they will charge before getting in the vehicle.

All taxis, mini buses and cars for hire are recognizable by the ‘H’ signs in their windows. Renting a car is always another option and there are multiple agencies offering a variety of vehicles.

Water taxis are a quick and fun way to get from major beaches to the town of St. George’s, though be prepared to get a little wet! Ferry service to and from the sister islands is also available and worth a trip to experience these smaller communities.

Where to Stay Whether traveling on a budget or ready to splurge on something luxurious, visitors will find a wealth of accommodation options in Grenada.

Many private villas dot the island and offer an intimate “local” feel. Boutique hotels are also prevalent and offer the bells and whistles of a resort without feeling too commercial.

One of the great pleasures of traveling is experiencing another culture through its sights, sounds and food.

A vacation is the perfect way to take time off and give your body and mind a chance to come back to equilibrium after a stressful time. If searching for the perfect Caribbean getaway that everyone will enjoy and remember, Grenada has just what the doctor ordered. Whether you want to relax and do nothing or feel an adrenaline rush and stay active, “getting away from it all” has never felt better. ■

Biodegradable Food & Beverage Containers

Fully compostable food and beverage containers available in wholesale and retail quantities.

An extensive range of products including soak proof sugar cane food boxes, sturdy cutlery, paper straws and PLA cups.

Call: 284 340 1835 | info@greentechbvi.com | greentechbvi.com #BVIStyrofoamBan

FOR SALE

FOR SALE

14 acres of Freehold Waterfront acreage in South Sound, Virgin Gorda could be perfect for golf course, senior housing, eco-resort. Reef-protected bay neighbors tony Biras Creek, the jewel box villas of Oil Nut Bay, and Leverick Bay. This property has been held by the same family for over 100 years. Varied topography offers multiple options for development.

Exceptional parcel of FREEHOLD land located at intersection leading to exclusive Leverick Bay, the Gun Creek jetty, and Oil Nut Bay in South Sound, Virgin Gorda.

PARCEL 29, SOUTH SOUND VIRGIN GORDA PARCEL 11, SOUTH SOUND VIRGIN GORDA

284.547.6142 (BVI) 340.332.9827 (USVI) THE VALLEY, VIRGIN GORDA, BVI

SOL Y SOMBRA VIRGIN GORDA, BRITISH VIRGIN ISLANDS STEPS AWAY FROM Little Trunk Bay, this classic and timeless British colonial beachfront villa has five suites, each furnished with custom-made teak furniture. A great room, office/library, dining room and fully-outfitted kitchen offer spacious and elegant entertainment areas. A 45-foot ocean-front infinity pool, observation deck and lighted tennis court are set within over an acre of tropical gardens.

The property is proximate to The Baths, Virgin Gorda’s famous destination, and two unspoiled beaches, Little Trunk Bay and Valley Trunk Bay. A private movie theater, daily maid service, exercise equipment and gym and a chef (upon request) complete the villa’s offerings.

Smiths Gore (BVI) Limited T 284.494.2446 E bernadette.george@smithsgore.com W solysombrabvi.com

Build your legacy.

Rare home ownership opportunities in one of the Caribbean’s most secluded island landscapes.

Contact us to schedule a tour or inquire about villa rentals.

VIRGIN GORDA, BRITISH VIRGIN ISLANDS | 1 284 393 1000 | oilnutbay.com