Healthcare Personalize your healthcare
Cerner offers three health plan options so you can personalize your coverage to fit your needs. Each plan works differently, so you’ll want to explore the information in this section and check out the health plan decision support tools to help guide your decision making. Here is a summary of the three health plan options: HRA Plan a consumer-driven health plan that encourages your active involvement in managing your health. The plan comes with a Health Reimbursement Account (HRA) that Cerner funds to help cover outof-pocket expenses. HSA Plan a high-deductible health plan with a Health Savings Account (HSA) you can contribute to along with Cerner’s funding. The HSA gives you a tax-free way to pay for medical expenses now or to save for the future (even in retirement). Bind a no-deductible health plan with clear up-front pricing for services that lets members shop for healthcare in a new way.
See page 37 for benefit premiums/price tags.
Separate deductible and cost-share levels apply for non-emergent services received out-of-network.
Choose with Confidence with Decision Support Tools
Cerner offers two easy-to-use, interactive tools to help you choose the best health plan for you and your family. First, use the Health Plan Chooser to find video stories about people like you to help you: see how costs will compare among the plans, think through key considerations when deciding among plans and find the plan that may offer the best value for you and your family.
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Then, use the Health Plan Cost Estimator to do a more in-depth cost comparison, by: estimating future healthcare costs for you and your covered family members, comparing estimated out-of-pocket expenses at a glance, determining how much to contribute to an HSA and/or FSA—and see what you’ll save on taxes.
Access the Health Plan Chooser and Health Plan Cost Estimator tools here.
