Life Insurance & Travel Plans Basic Life
Life coverage equal to your annual base salary (rounded to the next $1,000) to a maximum of $500,000 is provided at no cost to you.
Basic Accidental Death & Dismemberment Accidental Death & Dismemberment (AD&D), equal to your annual base salary (rounded to the next $1,000) to a maximum of $500,000, is provided at no cost to you. An additional schedule of benefits may apply.
Voluntary Associate Life and AD&D and Dependent Life and AD&D Insurance Voluntary associate life insurance* can be purchased in salary increments, up to a maximum of the lesser of eight times your annual base salary or $2,000,000. Rates are based on your age.
Spouse/partner coverage*, also age-rated, can be purchased in increments of $10,000, up to a maximum of the lesser of $250,000 or the amount of the Voluntary Associate Life coverage. Child life insurance can be purchased in increments of $5,000 up to $25,000 maximum for each eligible dependent child. Evidence of insurability is not required for children.
Evidence of insurability may be required if: • You, or your spouse/partner request coverage over the Guaranteed Issue amount of $500,000 on yourself or $50,000 for your spouse/partner during your new hire enrollment • You request an increase during a subsequent enrollment period, or • You request an increase that will surpass the Guaranteed Issue amount of $500,000 for the associate or $50,000 for the spouse or domestic partner during a subsequent enrollment period. Our benefit partner for Life and AD&D benefits is Securian.
Travel Plans
Cerner provides travel life, accident and emergency medical insurance plans for associates and their eligible dependents at no cost, when traveling on Cerner business. All eligible associates are automatically enrolled. These benefits are insured by ACE American Insurance Company.
Travel Emergency Medical
Travel protection insurance is provided to Cerner associates traveling on international business, or at least 100 miles away from their home when in-country. The plan provides the following types of coverage: • Secondary Medical Insurance for Accidents and Illness • Emergency Medical Evacuation and Repatriation • Medical assistance services
• Travel assistance • Personal assistance
This plan is secondary insurance and will pay covered claims, up to the plan maximum, after any other insurance or national healthcare payments are made.
Travel Life and Accident
This plan insures you up to a maximum benefit of $200,000 if you experience a loss while traveling on business for Cerner*, excluding normal commuting to and from work. • Eligible Dependent Spouse: $25,000 • Eligible Dependent Children: $10,000 *Includes Personal Deviation for up to 14 days
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