issue 4 Christian Women in Busness Digital Magazine

Page 1

women

CHRISTIAN

ONE for me ONE for her

IN BUSINESS

her story

INSPIRING Third World

JANET S T A R K

Business Owners

Emotional INTELLIGENCE

BEING GOD’S CHURCH

In Business A Care Giver’s

VOICE

3 Simple Bible

STUDY TIPS

Decluttering

REST

Not Hustle

LIFE & BUSINESS by Kirsty Farrugia

SEPTEMBER 2018

is s u e 4


table off

CONTENTS TS CONTRIBUTORS

04

MESSAGE FROM THE FOUNDER

05

DEVOTIONAL

06

SUMMER OFFICE DECOR

07

HER STORY - JANET STARK

08

INSPIRING THE THIRD WORLD

10

BEING GOD’S CHURCH

12

3 SIMPLE BIBLE STUDY TIPS

15

EMOTIONAL INTELLIGENCE

20

DECLUTTERING LIFE + BUSINESS

25

A CARE GIVERS VOICE

28

FAVOURITE BIBLE VERSES

30

A LITTLE ABOUT JESUS

32

BUSINESS SOCIALS

34

CWIB BIZ SOCIAL LEADERS

35

NEXT ISSUE

36

www.christianwomeninbusiness.com.au

02


the team &

CONTRIBUTORS

Sarah-Jane Meeson

Megan Horsfall

Sharryn Ludlow

Tammy Sooveere

EDITOR + FOUNDER CONTRIBUTOR

CONTRIBUTOR

Janet Stark

CONTRIBUTOR

Kirsty Farrugia

ART DIRECTOR CONTRIBUTOR

PROOF READER CONTRIBUTOR

Betty Ross

CONTRIBUTOR

CONTRIBUTOR

Sue Hurst

Michelle Woszatka

CONTRIBUTOR

CONTRIBUTOR

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Kelly Wood

PROOF READER

Robyn Evans

PROOF READER


WORKSHOPS TO HELP YOU AND YOUR BUSINESS GROW

E N R IC HED MEMBERSHIP

women CHRISTIAN IN BUSINESS

MARKETING WORKSHOPS Looking for some inspiration for your marketing, take a look at all the Marketing workshops we have available in The CWIB Academy as part of the Enriched Membership Package... + Marketing 101

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+ Business Basics

+ Facebook

+ Offline Marketing

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+ Podcasts

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To get your hands on these insightful workshops, apply to become an Enriched Member www.christianwomeninbusiness.com.au

04


Welcome

FROM THE EDITOR C H R I S T I A Nwomen

IN BUSINESS

Message from the Founder/Editor

“What we’re called to do” Did you know that creating and running a business is a calling on your life? Whether you realise it or not, God has anointed you with your business and sometimes it can feel very overwhelming. As daughters of God we shouldn’t feel overwhelmed with our businesses. This is a lie and a fog that comes from the devil wanting to destroy what God has created. God’s grace is so much bigger than us feeling overwhelmed with our businesses. How do I know? Because I’ve been there myself. You might be having one of those weeks where everything seems to be going wrong, maybe you’ve had some clients leave or cancel, an unexpected bill has come in, automations that keep failing or you keep making mistakes. You’re thinking about all those things you need to get done over the next month, three months and thinking… “I can’t do this”, everything feels too much and you’re not sure if you’ve got what it takes to keep moving on. You might even be at a point where you’re thinking about selling the business. I wanted to take some time today and stand by you. If you’re feeling overwhelmed, tired and exhausted even from your business this is not what God wants. Maybe you’ve just slipped from God’s grace and taken on a few extra things that He’s not asked you to do. Remember when Peter left the boat that time to meet Jesus as He was walking on water. Peter couldn’t have walked on the water himself, he needed Jesus. When we forget to take Jesus with us in every area of our business we sometimes feel like we’re sinking too. How do we fix our eyes back on Jesus, so we start floating again? + Start your week off with some Jesus time. This could be through reading a devotional (I know a great one you can read), reading your bible and followed by some prayer and journaling. + Pray before you go into any meeting, asking Jesus to be with you through it and for it to be a win-win situation and His will be done. + Talk with Jesus throughout your day. You don’t have to be on your knees each time you want to talk to God. You can do it through your whole day in your mind, asking Him questions, talking to Him about stuff. Remember, the Holy Spirit lives in you. 1 Corinthians 3:16 Do you not know that you are a temple of God and that the Spirit of God dwells in you? Find what works for you, pass your burdens unto the Lord, submit your business worries to Him (including the financial ones) and know that God is always with you. Just remember that God does things in His timing not ours, patience is an ever-learning thing. I pray that you enjoy this issue of our CWIB Magazine as we take a look at all things marketing and give you simple tips that you can apply to your business.

You’re doing a great job, Lovely! Sarah-Jane xx www.christianwomeninbusiness.com.au

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REST not hustle BY MEGAN HORSFALL

WWW.HAPPYSPLATDESIGN.COM.AU

There’s so much around in the business word right now about ‘hustling’. Hustle or you lose it, hustle hard, just hustle.... I mean really, people wear ‘busy’ like a badge of honour. I’m here to bring a new train of thought. A thought that allows you to be productive from a place of peace and rest. REST / verb 1. cease work or movement in order to relax, sleep, or recover strength. 2. be placed or supported so as to stay in a specified position. You see, rest doesn’t mean that you stop functioning and just sleep. Rest means you can continue to be productive by being in a place of where you are supported. When you are in a place where the pressure is taken off you, when your mind and body have rest, that doesn’t mean that you have to stop being productive.... We can be productive in REST!

Yes, my soul, find rest in God; my hope comes from him. Truly he is my rock and my salvation; He is my fortress, I will not be shaken. Psalm 65:5-6 Allow God into your business and let Him invade your planning spaces. When you take time with God, to plan and think about your business, He will give you strategies that are unique to you and your situation. Strategies to be profitable and productive.... yet not overworked and underpaid. Forget the hustle and let God do the busy, while you find rest in Him.

Many are the plans in the mind of a man, but it is the purpose of the Lord that will stand. Proverbs 19:21 Father God, I thank you that we know we can come to you at any time. I pray that as we dig into You and invite you into our lives and our businesses, that our minds would be open to hearing Your voice. That you would teach us strategies to enable us to work from within Your rest. That You would show us how to place personal and business boundaries in our life. That Your purpose for our Kingdom Businesses would be our most viable plan. Thank you, for all that You are and all that You do, In Jesus Precious Name, Amen.

Love Megs xo

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Summer is nearly here..

time for a little office makeover

women

CHRISTIAN

IN BUSINESS

Time to add some life to your office space!

Handmade Cross Pink/Rose Gold

Boxwood Wreath Doors of Berry

Bone Inlay Cross The Block Shop

Faux Succulent Bundle Pottery Barn

Islander Shell Cross Shell & Feather Crochet Cross

Faux Peony Bundle Pottery Barn

Islander Shell Cross Tropical Interiors

Bodhi Succulents in Crate House of Isabella

Handmade Cross Blue/Rose Gold

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07


her story

JANET STARK A Journey of Rediscovery WWW.CYCLECOACH.CO.NZ

“Putting my heart and soul into grabbing every opportunity I could, to get my name out there and be able to earn some dollars” Heading towards the ‘my kids are getting older’ stage, I started to question my own self-worth in life. Self-doubt was creeping in and starting to take hold. I felt my purpose in life slowly ebbing away. What does one do when your CV consists of a career that never really kick started, mum duties and a part time job at the local church? Little did I know that I was about to start on a journey

opened. Contacts were made and slowly but surely new

that would open doors and pathways I didn’t even

opportunities presented themselves. I didn’t realise it at

know existed and best of all it was centred around my

the time, but God was opening doors so I could continue

passion of cycling.

along the pathway set out before me.

Getting on a bike and going for an explore, riding by

Plain sailing from here, right? NO!!!!

myself or with friends and family, it doesn’t matter,

I have been on the steepest learning curve ever. I had

just give me a bike and off I go! From helping start a

absolutely no idea how hard it was going to be to run a

women’s cycling group to gaining various cycle

business. Probably a good thing as I don’t think I would

qualifications, this all eventually lead me to getting

have started if I had known. Having done no research or

paid to ride my bike and spreading that passion with

learning on ‘how to run a business’ before starting I was

others. How cool is that!!

forced to sink or swim. During this time, I had a family to

The further I get along the journey of being a business

consider plus I work part time. I learnt very fast that one

woman, the more I think about how God kick starts

needed to learn the art of flexibility in EVERYTHING.

foundations of opportunity way before you even

The nature of the business has meant working on the

realise what is about to happen in your life. I had no

weekends LOTS and this was not something I had consid-

clue I was going to start a business, but the founda-

ered at the beginning. Putting my heart and soul into

tions were already laid.

grabbing every opportunity I could, to get my name out

The morning I woke up and made the decision to start

there and be able to earn some dollars became my focus.

a business changed my life into following the pathway

Not exactly a great combination for one’s own health and

already laid out by God. An unknown pathway that I

time with the family let alone getting along to church. My

wasn’t expecting or dreaming about. The timing was

husband and family backed me 100% helping me to

right without me even realising.

become more flexible within the family dynamics. This is

From that moment of decision, unexpected doors

when I learnt the true value of the family network

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...a confident and passionate woman who is doing something she loves...

and decided that having family support was worth its

I am super excited to see where it leads me. I have changed

weight in gold.

from that woman of self-doubt & no purpose into a

During the first year of business I had a feeling in the back of

confident and passionate woman who is doing something

my mind that my business needed a better foundation.

she loves. I have found life again and loving it!!

Along came Christian Women in Business in my Facebook

by Janet Stark

Feed (thanks to a FB friend). After a bit of a battle in my

WWW.CYCLECOACH.CO.NZ

head to whether this group was the right one for me to belong to or not, I joined. This has been one of the best decisions I have ever made. Having a business support group alongside you, learning things that you never realised you needed to learn, is so valuable. The group has made me realise I don’t have to do the hard yards by myself. I have a support network – my family, friends, Christian Women in Business and God. I am now in my third year of business and the exciting news is I am about to leave the comfort and stability of my part time job at the local church. One I have been doing for over 12 years. It’s a scary thought to give this security blanket up, but there is absolutely no way I can go through another crazy season without having some extra time during the week to keep on top of things. I have come to realise one needs to schedule time out for self-care on a regular basis! It is time for me to consider more important things like my health, my family, the time needed to work within my business and making sure my clients and customers get the ‘best me’. The time is right to take that leap of faith and continue the pathway that has been set out before me.

www.christianwomeninbusiness.com.au

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Inspiring Business Owners

IN THIRD WORLD COUNTRIES BY SJ MEESON WWW.THEAUTOMATIONGIRL.COM

&

ONE for me ONE for her

BY TAMMY SOOVEERE WWW.NOURISHHQ.COM.AU

We believe business and God shouldn’t be separate. If you’ve followed us for a while now, you’ll know how much we

collect these devotionals and turn them into a book to make sure every woman in business has the chance to read God’s word and be encouraged.

talk about spending time with the Lord and how much that’s helped us build CWIB and our relationship with the Lord.

Our first Business Devotional was

We wanted to create tools and resources for you to pop around

created – WOW ... Go God!

your workspace to prompt Godly goodness as reminders and

What we didn’t realize at the time was how God was

inspiration to keep going and the reason why we do any of this

going to use this book in ways we couldn’t imagine.

business stuff. After we launched the book, one of our members (Tammy At our conference we launched the CWIB Shop. Creating tools

Sooveere) contacted us, she often goes on mission trips and

to help women build God-centred businesses and of course we

asked if she could take some books with her on her next trip to

always want to create a little bit of pretty <3

Myanmar. We put a call out in our community for women to donate towards the cost of the books and we sent her off with

In our Membership each Monday morning we ask one of our

five books.

members to share a word from the Lord to make sure we’re starting our week off right. Late last year God prompted us to

Read all about what happened next . . .

www.christianwomeninbusiness.com.au

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Tam Sooveere 22 March at 14:33

ONE for me ONE for her

Hello ladies! I wanted to share with you about one of my experiences while I was in Myanmar this last week. Thanks to some amazing ladies in CWIB we were able to donate a few Business Devotionals to some of the English-speaking entrepreneurs which I know has already impacted their walk with God. Plus! I had the opportunity to share with community leaders, teachers, and entrepreneurs about the power of knowing who they are. We touched on issues surrounding self-esteem, identity, and the power of community support. I spoke for over half an hour and when I was finished they said... Is that it? We thought you were just getting started! They are so hungry for more. We also gave them all each a single white rose to show them that they are loved and that each one of them is precious. This was so needed in this community that even the men wanted to be involved! If you feel you want to support a woman in Myanmar with a business devotional (which will soon be in their own language) you can buy one from CWIB and Exousia Australia will get it there!

KEEP YOURSELF AND YOUR BUSINESS GOD CENTRED WITH THIS 40 WEEKLY BUSINESS DEVOTIONAL.

Now, we are looking at getting the Beloved Business Devotional translated so many more women from Myanmar can have access to God’s word in their own language and allow Him to work through their businesses too. If you’re interested in helping raise funds to get the devotional translated, when you buy a Beloved Business Devotional choose the “One For Me – One For Her” or pick the option “One for Her” and we will put the extra funds into getting the book printed and sent to these women. For more details about the business devotional and how you can impact a woman’s life on the other side of the world visit our shop… www.cwibshop.com/products/beloved-business-devotional/

by Sarah-Jane xo

www.christianwomeninbusiness.com.au

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WWW.CWIBSHOP.COM.AU

This devotional will leave you feeling on fire for God and confidently inspired to build a Godly Business. Take this walk with God in your quiet time!


Being God’s Church IN YOUR BUSINESS BY SHARRYN LUDLOW WWW.GRACEANDCONFIDENCE.COM

Unlock the Potential for your Life Created for Good Works

The potential of a Christian life is the most untapped resource in the world today. The plans and ideas that God has for you are not confined to any one sphere.

Each of us have enormous opportunity through faith. When you live by the Word of God and act on it, the scope of your effort has no limits.

“But what about you?” he asked. “Who do you say I am?” Simon Peter answered, “You are the Messiah, the Son of the living God.” Jesus replied, “Blessed are you, Simon son of Jonah, for this was not

Created for Good Works

revealed to you by flesh and blood, but by my Father in heaven. And I

Ephesians 2:10 tells us For we are his workmanship, created in Christ Jesus unto good works, which God hath before ordained that we should walk in them.

tell you that you are Peter, and on this rock I will build my church, and the gates of Hades will not overcome it.” Matt 16:15-17 ‘.. On this rock I will build my church’. What is the rock? It is that

So what good works are you created for?

Jesus is the Messiah, the Son of the living God’.

For many of us there is an idea that God only uses special people. Those who are in full time ministry or who are ‘called’ to preach the gospel, but it’s not true. There are some who believe all the work must come through the local church. Throughout history we know this is not the case either.

And what is the ‘church’? The church here is the word ‘ekklesia’. It is ‘a calling out’ or a popular meeting, assembly. It’s an assembly that Jesus is calling out. It is not a building. It is not a denomination. It is not a system. It is that group of called

We must accept that it is Jesus who calls, equips, builds and accompanies his people. He has designed huge variety in his people. All with different skills, design, callings and functions. This is his ‘body’. All millions of elements, all important for different purposes.

Being part of the Church Jesus is Building

out people that recognise Jesus is the Son of the living God. They are moving throughout the earth and dealing with the gates of Hades. It’s not local, in fact, it’s not geographical. It’s in relation to people all over the earth coming into the Kingdom of God, which is not of this earth (John 18:36).

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This is the assembly in whom God is showing up. He is demonstrating his power so that people will believe. This is not happen-

The Decision of Stepping Up It’s not only about what you receive, it’s also about how you show

ing only in Christian gatherings but in all spheres of life. Including

up and step into excellence too. You must make the daily decision

through you in your business.

to have the character that represents the kingdom of God.

Witnesses and Demonstrators

Daniel was one of these people. There was something about him

You see, you are a witness and demonstrator of the kingdom of

that stood out. When the King had a problem that other people

God, including in your business.

could not solve, who did they turn to for help? Only Daniel had

“But you shall receive power after that Holy Ghost is come up on you and you shall be witnesses unto me….” Acts 1:8

the supernatural ability to help solve the problem. This is what God’s people are called to do. You alone, even with your skills, are not enough. You develop the character and the excellence, but it

That means that each one of us who has received the Holy Spirit, carries the potency of the kingdom of God inside of us.

must have the extra dimension of Holy Spirit help. Reinhard Bonnke, International Evangelist, shares a beautiful

If a man love me, he will keep my words; and my Father will love him, and we will come unto him and make our abode with him. John 14:23

story. He and his music director went into a music shop looking for sound equipment for his next gospel crusade. He wasn’t thinking about being spiritual nor was he trying to preach to people. They passed a man on the way into the store who was

I in them, and thou in me, that they may be made perfect in one; and that the world may know that thou hast sent me, and hast loved them as thou has loved me. John 17:23

outside smoking and talking on his phone. The two men spent time looking at the equipment when suddenly this man came to them. He was white faced and shaken. He stood before Reinhard Bonnke and said ‘Sir I can see Jesus in your eyes’.

These scriptures are telling you - the fullness of God, in you, has the power to show the world that the Kingdom of God is real.

This, my friend, is bringing Jesus where ever you are. It is not about you trying to be holy or to be good. It’s not about waiting

The Daily Reality You Live

for these people to go to church to learn more. You can be ‘the

So what does this mean in a practical capacity daily for your

church’ wherever you are. You are the witness right then and

business? It means that you do business in a supernatural way.

there. You are the one that can say ‘let me pray for you’.

You are no longer like everybody else in the struggle, worry, anxiety and doubting. Now you are aware that the Holy Spirit is with you and in you. God helps you in dealing with others, so you receive the wisdom and insight needed. He helps you in the planning of what you are setting out to achieve. Heavens dreams and visions come to give you strategies and ideas that you may

When you lead with love, search out God’s wisdom and show up with integrity and honour, God can use you. Your business will be the place God can use for his purposes. It also develops your character so that you can be trusted with more. To learn how to serve God without holding onto money, reputation or for vain

not have had before.

ambition.

Problems can be dealt with. Avenues of wealth creation revealed. Connections that God sets up for your benefit. Opportunities

So don’t be religious about it. Let the life that has come into you because of Jesus shine in your eyes. Allow your character and

that open up in areas you had not considered. The Holy Spirit

excellence in your work show as a sign of your fear of God and

with you is the most powerful dynamic there is. There are many

love to serve others. Allow the Holy Spirit to be your senior

incredible examples of Christian Businesses that have not only

business partner.

represented God well but also financially made huge contributions to the furtherance of the gospel. R.G. LeTourneau is one of these examples. Despite not having advantages in life, he went

Who knows the possibilities God has in store for you. Your business can be the vehicle to have the impact, income and

on to become a world leading inventor, businessman and entrepreneur, famous for living off 10% of his income and giving 90% to the gospel. I highly recommend you discover more about his story.

influence designed for you!

by Sharryn Luddlow WWW.GRACEANDCONFIDENCE.COM

www.christianwomeninbusiness.com.au

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2 DAYS FULL OF WORSHIP, TEACHING AND RESTORATION

Community Conference 2019 + retreat

SATURDAY 9TH AND SUNDAY 10TH FEB 2019 LOCATION: SYDNEY, NORTHERN BEACHES AT THE COLLAROY CENTRE

Come and join your sisters as we unite together for 2 days full of worship, teaching and restoration. We’ve designed this conference with the tired, busy business owner (maybe even mum) in mind. This is your chance for you to have some ‘you’ time - to stop, breathe, be restored in the Lord, and then spend time working on your business.

OUR SPEAKERS

PS. LEIGH RAMSEY from Citipointe Church Brisbane and Co-Founder of SHE Rescue Homes, providing hope and a future to survivors of human trafficking through safety, employment, education, and intentional care. Ps Leigh will bring an inspiring word from the Lord.

>

GET YOUR

TICKET

RANDA HABELRIH founder of the MATES program. Randa loves nothing more than seeing women and people have confidence in themselves and their ability. Randa will come and share her tips on how we can be confident in ourselves and our abilities as we run our businesses.

SHARRYN LUDLOW founder of Grace & Confidence, Sharryn has an inspiring past full of crusades and is now helping one woman at a time, know who they are in God, through her coaching, tapping into the secret gift of the Holy Spirit.

SJ MEESON founder of CWIB and your host for the conference. SJ is eager to bring a message from the Word to help encourage you in your business and strengthen you to keep walking forward with the Lord.

YOU WILL LEAVE FEELING REFRESHED, FILLED WITH GOD AND READY TO TAKE ON THE WORLD AGAIN!

Ticket prices will go up throughout the year, get in quick to secure the current price. www.cwibshop.com/pages/cwibcc19-1/

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women CHRISTIAN IN BUSINESS

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Three Simple Tips to get You

STARTED ON STUDYING GOD’S WORD BY SARAH-JANE MEESON

WWW.THEAUTOMATIONGIRL.COM.AU

We often get asked how we study the Word of God and THEN apply what we’ve learnt into our business.

here today teaching women in business about God and Jesus, but I LOVE IT and l think it’s a pleasure being able to show women how I personally study the Word of God. If we’re going to push forward and break barriers for God in

Well, we thought we’d take you through some of the ways

this world then we need to make sure we’re feeding

our founder SJ studies the Word of God to help you

goodness into our hearts on a regular basis to make sure

understand how you can do it too. Just so you know lovely

we stay sweet to God.

lady, everyone studies God’s Word differently and this is just a guide to help get you started so you can find your

These are just some quick tips. Know that everyone studies

own groove.

the Word in different ways and it’s up to you to find your groove. Soon there will be full a Bible Study book available

Over to SJ…

in our CWIB Shop or if you join the Membership we have

I gave my life to Jesus in 2009 and I have to say it’s been an

the full 6 Week Bible Study Challenge with Workbooks

AMAZING journey or an extraordinary life that God has

and video’s ready for you learn and get back or into the

taken me on since. I never would have thought I’d be sitting

swing of spending time with God.

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1 2 3 4

PRAY Before I start my study with God I pray and ask God to help me understand the subject or story I want to study. (Have patience because He will open your eyes when you're ready to hear and learn. If it doesn’t come straight away, trust God to show you in His time)

VERSES In this day and age, we have access to all sorts of wonderful technology. So, I take advantage of that and I use Google to help me find all verses relates to the topics or subject I want to get clear on. I note them all

CHAPTERS I then find the verse in the bible and go through them one by one. I will look at whole chapters, stories in the bible so I can see the whole picture of what God is saying and the context it’s written in, not just parts of verse or sentences. If I’m unsure of words or locations, I will look them up and make sure I note the meanings down.

JOURNAL In a journal I write down my learnings, things I find interesting and any questions that come up.

One of the amazing things I love about our CWIB FB Community is that it’s a place where you can come and ask questions or discuss verses/topics. So come on over if you do have a question that comes up while you’re studying to get other people’s opinions of it and make your own mind up. For example. I studied about gossip and how to deal with it in a leadership position as I was made aware one day of people gossiping about me and a decision I had made about something. I wanted to know the Godly way of dealing with it so I could shine God’s light through the situation, protect myself, see things from a Kingdom perspective and not be taken down the destructive path of insecurity in my decision making. I went through the sequence. I found all the verses in relation to it. I went through the whole chapters and wrote out my learning from the chapters and wrote down what God showed and taught me through them. I then did what God had shown me to do through His Word and the outcome was good. This is all written down now, so if I come across the situation again, I can go back to my learnings and remind myself of what to do. Looking forward to continuing to help you in your walk with God. *This quote print is available to buy in our shop www.cwibshop.com

Love Sarah-Jane xo www.christianwomeninbusiness.com.au

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ity n u m Com over on ris a p m o C

WE BELIEVE GOD WANTS YOU TO SHINE IN YOUR BUSINESS! IT DOESN’T MATTER IF YOU ARE A START-UP OR WELL ESTABLISHED, WE’VE CREATED TOOLS TO HELP ALIGN YOUR BUSINESS WITH GOD. Everything we’ve created in our shop is with you and our mission in mind To help encourage and strengthen you as you walk with God in your business. You’re not meant to do business alone, sister… Let us help you… Your time is now… It’s our time to rise.

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heo....

I work with growing businesses, creatives and entrepreneurs to create a visual story for their brand. I create designs that have been thoughtfully + intentionally designed to best benefit your brand, in a way that clearly communicates your message to your ideal market.

BRAND I NG D E S I GN P RI NT with a little bit of happy!

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Increased Team Performance

Increased Leadership Ability

Decreased Occupational Stress

Improved Decision Making

Emotional Intelligence Increased Personal Well-being

Reduced Staff Turnover

Emotional Intelligence

in Your Business BY SUE HURST WWW.DELIBERATEPRESENCE.COM

Emotional Intelligence & the Christian Businesswoman I once asked a sales rep to give me an estimate: Me: Can your company re-route the water that floods here in my backyard during heavy rains? Sales Rep: No, but we can put some really high-quality gutters up for you that will keep the water off your patio. No offense, but our gutters are an investment—much better than those you’ve got now. And nobody could do what you’re asking anyway because it would cost a whole lot of money and be more than you’d want to pay. No one would be able to afford to do what you’re asking. It’d take a lot of money.

Would you be surprised to know we chose a different

happening. While this article will give you a glimpse of how

company? Would it surprise you to know this is a glaring

increasing the behaviours of emotional intelligence (or EQ)

example of low emotional intelligence? Maybe you’ve

results in stronger relationships, committing to deliberate

noticed that people can be brilliantly skilled in one area but

action steps is a key to success.

not really wise in self-management or relationships.

In order to better understand EQ, let’s first look at what it’s

You and I are businesswomen, Christian businesswomen.

not. Obviously, it’s not being exhibited in the sales rep

As ambassadors for Christ (2 Corinthians 5:20), not one of

mentioned above. It’s not micromanaging, either. Or being a

us would deliberately insult a potential client. Actually,

bully, immature, a drama queen, or habitually angry and

while no right-minded person plans to offend clients, we

hostile. It’s also not the person who is a passive, stuffing all

don’t always take deliberate actions to prevent that from

their emotions until they become a doormat.

www.christianwomeninbusiness.com.au

20


Okay—but what is it?

I was telling a friend about EQ, listing some of the skills and

A person with high EQ is aware of feelings—their own and the

behaviours: empathy, service orientation, inspirational leader-

feelings of others, in the moment, so they can wisely choose their

ship, building trust, achievement driven, mentoring others,

actions. As businesswomen, haven’t we all prayed for wisdom,

catalysing change…

been so grateful to know our God is generous, giving wisdom to

She interrupted me, exclaiming, “The person who is high in all that

all who ask for it? (James 1:5)

would have to be perfect!” I told her, “Yes, He is!”

So, what’s the impact of being skilled in EQ? Over the last 20-30

For me, Jesus is the example of complete social and emotional

years, it has been well studied. Research has shown people with

intelligence. Chapter 2 in the book of Luke describes Jesus as a

high EQ:

boy. “Jesus continued to learn more and more and to grow physically. People liked him, and he pleased God.” Luke 2:52 ICB

+ Make about 30% more money over their lifetime.

For Christian businesswomen, EQ is being aware of feelings, in

+ Are healthier, actually living about 10 years longer.

the moment, so we can wisely choose our actions to best reflect

+ Have more satisfying networks and relationships. (Beltsen, 2011)

and represent Jesus.

EQ sounds amazing, doesn’t it? A recent search on Amazon for “emotional intelligence” brought up more than 3,000 results. It’s a big subject and there are several

Self Awareness

Relationship Awareness

Self Management

Relationship Management

ways to look at EQ I use a model with 4 categories and 26 skills or behaviours. Self-awareness, the upper left category, is the cornerstone of social and emotional intelligence. Being strong in this area means we’re emotionally aware, have an accurate self-assessment, and as Christians, have a strong sense of the personal power Christ

and not by faith alone.” James 2:24 NIV

offers us (Philippians 4:13).

Increased Team Performance

Increased Leadership Ability

It comes back to behaviour. So rather than trying to sell someone gutters when it won’t solve their flooding issues, EQ allows us to

Decreased Occupational Stress

Improved Decision Making

cultivate behaviours that make us wise. Behaviours that help us become more like Jesus.

Emotional Intelligence Increased Personal Well-being

“You see that a person is considered righteous by what they do

References Beltsen, L. (2011) Social + emotional intelligence for a stronger workplace: The ROI of SEI. Retrieved from www.The-ISEI.com.

Reduced Staff Turnover

by Sue Hurst WWW.DELIBERATEPRESENCE.COM

Further, being highly self-aware means we’re more equipped to manage ourselves and our relationships in a healthy manner. Otherwise, we might end up in relationships as bullies or people-pleasers—not good business models! One of the best things about EQ is that it’s a set of behaviours—and behaviour can be changed. I will never be an Olympian, will never be an Einstein. But the research assures me I can grow in EQ skills. I find that exciting. . www.christianwomeninbusiness.com.au

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How are you PREPARING your child to succeed in life?

Do you know we usually get a job because of our technical skills and our grades in school? Oh, but keeping a job is different; we keep our jobs because of our EQ or emotional intelligence skills. Research has shown EQ skills benefit children as young as pre-schoolers. These skills significantly improve academic performance and are strongly linked to students staying in

with Sue Hurst

school, avoiding risky behaviours, while simultaneously improving health, happiness, and life success. One of the reasons I’m passionate about EQ is that I’ve

Most people tend to be aware of the overt symptoms of low

gained so much from it. EQ is being aware of feelings in the

EQ such as the boss who’s a tyrant or a micromanager. Less

moment, so we can wisely choose our actions. As Christians,

obvious are the low EQ people who are passive, too sweet

we want those actions to best reflect and represent Jesus.

for their own good, or fall apart under stress.

If you’d like to know more about deliberately creating a plan tailored to build the EQ behaviours you most desire in your children, I’d love to talk with you.

So back to my original question: How are you preparing your child to succeed in life? Unless you deliberately model EQ, your child may be missing out. Emotional intelligence skills include such things as innovation, stress management, resilience, interpersonal effectiveness, initiative and bias for action. I can honestly say that, as a parent, I never once sat down to deliberately train my boys in interpersonal effectiveness. I’m pretty sure I never modelled it either.

To set up a free strategy session go to:

www.DeliberatePresence.com


CWIB APP Available Now

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Download it Today!

Be the first to know when the CWIB APP is released and stay up to date with all that’s happening by joining our mailing list. + Apple + Andriod Stores

Available from iTunes or Google Play. + Listen to Podcast + Daily Verses + Blog Articles + Read the magazine directly from the app CONTRIBUTOR: + If you’re a photographer, you suit our style and would like your pictures featured in our magazine, you can send your pics directly through the add. + If you’d like to share a daily verse, send in your verse and blurb through the app. PLUS MORE... Download the APP today and give us a review!


Decluttering YOUR LIFE & BUSINESS

I am a Professional Organiser and transformed messaholic. I’m passionate about helping others to find space in their heads, hearts and homes and to share with others the freedom that comes from living a decluttered life.


Did you know that a researcher at Princeton

what you can afford so that you can focus on your

University Neuroscience Institute found that

zone of genius.

when your environment is visually cluttered, the chaos restricts your ability to focus ? Clutter makes you distracted and unable to process information as well as you do in an uncluttered, organised and serene environment. This research showed that you will be less irritable, more productive, distracted less often and able to process information better with an uncluttered and organised home and office.

Just do it now! This little saying has helped me enormously over the years. It can be applied to almost anything. Procrastination can be all consuming if you let it be, think of all the mental ‘post it notes’ you could eliminate if you just did things now. Try the rule of ‘putting things away’ instead of ‘putting things down’ and you will find that you need the next tip less often!

So here are my three quick tips on how to

15 minute blitz

declutter and four tips on how to stay decluttered:

Ideally, you'd get your family to help with this because you've outsourced and taught them to

Keep only what is useful and beautiful

just do it now. You can make it a game or a

There is this gorgeous quote from William Morris

tradition by setting a timer for 15 minutes and get

that says, “Have nothing in your home that you

all those jobs done. This helps with being able to be

don’t believe to be useful or believe to be beauti-

present in your work or family time as you're not

ful”. Marie Kondo, famous for her book “The life

constantly (consciously or not) thinking about

changing magic of tidying up” says that you should

ALL.OF.THE.THINGS.

only have items that “Spark Joy”. Now I go with

Set the timer and do it!

William Morris as my wooden spoon does not

For your business it might look like this; grab a

spark joy but is totally useful, so it gets to stay.

garbage bag and clean up the office of all rubbish, or sit down and file the paperwork, or send out all

Have a home for everything

the outstanding invoices. Making this a daily

This means that everything that lives in your home

practice will really help reduce the overwhelm

needs to have a home and either be in use or be in

both in your home or in your work.

its home. This has to applied to every item in your home. Everything has to have a home so that you

Roll with it ..... and remember that you are

can find it when you need it.

not your stuff! My final tip is to give yourself grace! Roll with the

Set limits

challenging days/weeks, allowing yourself to get

Just because a wooden spoon is useful doesn’t

back into your routine and schedule as soon as you

mean you need 15 of them, so there definitely

can. Business, life and kids will be difficult at times,

needs to be some limit setting if you want to live

things go wrong, stuff happens to all of us and

an uncluttered life. Get your Elsa on and let things

that's ok. There are times when each of us feels

go. A good rule once you have decluttered is to live

like we are drowning in the overwhelm.

by the One in=One out rule. You don’t have to

Also remember that you do not equal your stuff!

become a minimalist and live with just 1 of

Whether you have plenty or not enough stuff, you

everything but setting limits will help you to keep

are amazing and it is what is inside you that makes

clutter at bay.

you beautiful, not how much stuff you have, whether you are a gun at decluttering or you

Outsource

aren’t so awesome at it, whether you are killing it

Housework can be delegated, you don't need to

in the business world or whether you feel like

prove that you are a superwoman by doing

giving up! God made you in a wonderful and

absolutely everything yourself. Get your partner

amazing way and has given you so much to offer

to help, get your children on board or if your family

this crazy beautiful world so don’t define yourself

budget allows why not consider outsourcing some

by stuff!

of the tasks! Same goes for business, outsource

by Kirsty Farrugia www.theartofdecluttering.com.au

www.christianwomeninbusiness.com.au

25


CWIB Podcast Show

Need something to listen to while you’re working away? CHECK OUT OUR CWIB PODCAST SHOW www.christianwomeninbusiness.com.au/podcast

We interview women from all over the world who share their business stories, wisdom and encouragement to help inspire you in your business! Business & Spiritual Warfare Managing Teams Share Her Story God & Business Submitting Your Business to God Marketing & Communication Women & Leadership Networking Confronting Overwhelm We pray for your business Building God Profit Conquering Fears Building Communities Plus more‌

26


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Outdoor Beanbags are available in a range of styles, sizes and colours - from the massive double lounger through to the stools and cushions. Outdoor Beanbags support organisations that feed the hungry, protect the vulnerable, and inspire those who are struggling to keep going & equipping them to be the best they can be. Each and every beanbag sold helps to make a difference in the world around us.

www.outdoorbeanbags.com.au

e m i t n i t s Ju for Summer

Follow our playlist on Spotify

women CHRISTIAN IN BUSINESS

Worship Playlist You Are Holy - Michael W Smith Wonder - Hillsong Good Good Father - Chris Tomlin Here for you – Matt Redman Oceans - Hillsong United If I don’t have you – love and the outcome Revelation Song - Kari Job Not Today – Hillsong United Wonder O come to the Alter – Elevation Worship Then sings my soul – Hillsong Elohim – Hilsong Keith Green – Make My Life A Prayer To You Relentless - Hillsong ........ and so many more ......


A care givers voice...

MANAGING AUTISM & BUSINESS BY BETTY ROSS WWW.WWW.AUTISMCARERS.ORG

Looking back over the past 47 years I often marvel at how on

misunderstood by society and friends, and alienated from

earth I got to this spot in my life. What a journey it has been!

everything I saw as ‘normal’ in family life. I was locked into the

Would I have signed up for it if I had known what I was going to

world of autism but lacking the knowledge and skills of how to

go through? NO!! Would I do it again knowing what I know now?

manage life with it as it constantly dictated my thoughts,

Most definitely Yes! It’s a good job we don’t know the future,

responses and actions in every waking moment.

but we do know Who holds the future. So, how did I get from ‘The Scream’ days to what I now call the Managing a business as a mother with a family and all that that

‘Mona Lisa’ days - calm, peaceful and happy with my existence?

entails is one thing. Managing a business as a mother whose family members are on the autism spectrum, now that’s another

Isn’t it always the case? When there is no-one else to help we

thing altogether, especially when the business is a Charity that

end up turning to the Lord when we should always turn to Him

was founded to cater for carers of people on the autism

first?

spectrum. So, I began to press in and press in and press in because there In the early days of diagnosis of autism in our family, Edvard

was no one else to talk to who understood, and from these daily

Munch’s famous painting ‘The Scream’ (circa 1893) depicted for

intimate precious times has come my peaceful and happy

me exactly how I felt - all alone - though physically close to

existence. I can face anything that is rolled at me because I know

people, no one was hearing my cry for help. I felt isolated,

that I know, that Jesus is with me every day.

www.christianwomeninbusiness.com.au

28


I’ve learned many things about survival over the past 47 years. Let me share some of them with you.

Firstly, intimacy with the Lord needs to be my first priority on a daily basis. Finding that time, no matter what, is my priority even if I have to get up in the dark hours. He’s always waiting for me. Can I encourage you to invite Him into your day, to walk it with you? Lay the day out before Him and ask for His wisdom and guidance, give Him access to every part of your being - your mind, will and emotions. He never fails us! Secondly, I’ve discovered the essential activity of self-care, which is also linked to intimacy. We come from a position of strength when we care for ourselves - body, soul and spirit. By putting healthy boundaries in place, I am now much clearer, happier, and stronger knowing what I will and won’t allow in my life. Knowing my limitations, and kindly but firmly putting strong, loving boundaries in place has protected my mental health and sense of well-being.

Secondly, self-care is essential! Self-care can mean different things to each of us. For me it’s having time to be creative with my craft whilst listening to music, socialising with people of like mind, getting away from

I’ve taken opportunities to educate family, church family and

the desk and walking. Both intimacy with the Lord, and

friends as to the condition of my family members and the care

self-care, are daily choices that have become essential parts of

they need. This helps them come alongside with confidence

my daily routine.

when you need them to assist you, especially if you have a business appointment coming up where the person you care for

Practically, if you’re a caregiver of a person with autism or a

will need someone with them. Building a support team is so

caregiver for anyone for that matter, I encourage you to create

important and I’ve found it not only helps me but also the

a schedule. Our schedule is on the wall big enough for the

persons whom I invite into my circle.

family to see. I add to and remove things as needed. It’s a visual reminder for everyone to know what’s happening in the

Overall, I have found over these several decades that intimacy

house.

with Jesus and walking with Him daily are my absolute essentials. The love my Saviour has for me fills the void, calms the

I have also found the benefits of factoring into the schedule

panic, and gives me confidence to face each new day - which

date nights with my husband. It’s easy to be swayed to pass on

inevitably will be filled with chaotic situations, high drama,

this, but I’ve found that both praying together and playing

peaceful moments, and small miracles from the hand of the Lord

together are excellent foils to prevent the enemy of our souls

– all because I know who I am in Christ.

from coming between us. The enemy likes nothing more than

by Betty Ross

to come between husband and wife.

WWW.WWW.AUTISMCARERS.ORG

www.christianwomeninbusiness.com.au

29


COMMUNITY

Favourite Bible Verses

FROM OUR CWIB COMMUNITY MEMBERS We asked the ladies in our community to share with you some of their favourite bible verses and why they were impacted by them ..... enjoy!

Deni Knuth Matthew 10:16 NKJV Behold, I send you out as sheep in the midst of wolves. Therefore be wise as serpents and harmless as doves. Be aware of your surroundings in the business world and don't give in to the common place (non)culture. I, as a Christian business operator, can make profit AND love my neighbor.

Sherri Smith Isaiah 43:18-19 Forget the former things: do not dwell on the past. See, I am doing a new thing ! Now it springs up: do you not perceive it? I am making a way in the desert and streams in the wasteland. (NIV) To me this speaks volumes that God is telling me to forget the past, look to see how He is working in my life and to watch Him make a way for my business and personal life that has appeared to be a desolate wasteland!! I take this as a promise over my life & thank Him daily for all that He is doing with my business and family!!

Sharryn Ludlow Revelations 12:11 They overcame him by the blood of the lamb and the word of their testimony and they loved not their lives to the death. All the keys to a triumphant life are in Jesus, in our lives filled with his power and that eternity is more important than what we build in this life! It’s exciting to be in the winners side.

Bree Stevens Romans 8:18 The suffering at present is not worthy to be compared to the glory that will be revealed in us. Reminds me that no matter how hard or challenging the circumstances may be, my God and his plan for me is bigger

30


Tania Laubscher

Melissa Ahlquist

Matthew 6:33

Ephesians 3:20-21

But seek first the Kingdom of God and His righteousness,

Now to him who is able to do immeasurably more than all

and all these things shall be added unto you.

we ask or imagine, according to his power that is at work within us, to him be glory in the church and in Christ Jesus

As I die to self daily, seeking Gods Kingdom & righteous-

throughout all generations, for ever and ever! Amen.

ness, He will provide everything I need in every area of my life. My business becomes a Kingdom business,

We always have our own thoughts and plans and try to do

because I am about my Fathers business.

things on our own - but He is able to do so much through us when we allow him, because His imagination and His

Anneke Ross

plans are so much better than we can even think or

Zechariah 4:6

imagine. I always come back to this scripture when times

‘Not by might nor by power, but by my Spirit,’ says the Lord

get tough, remembering to give it back to God and ask

Almighty.

Him to provide His way and His strategies for what I'm needing... and then give him the glory for my success!

This is the verse God gave me, for the businesses. It helps me remember this is His business, not mine, and when things don't go how I expect them to (as in EVER) He's ultimately in charge of it.

Taryn Saunders Ps 23:6 Surely goodness and mercy will follow me all the days of my life, and I will dwell in the house of the Lord forever.

Kirsty Farrugia Galatians 6:4-5

In the original the word 'follow' is 'radaph' which is better

Make a careful exploration of who you are and the work you

translated as 'pursue' or 'chase after'. It's really comfort-

have been given, and then sink yourself into that. Don’t be

ing to know the Lord's goodness & mercy is pursuing me

impressed with yourself. Don’t compare yourself with others.

daily!

Each of you must take responsibility for doing the creative best you can with your own life.

Robyn Mac

Such a great reminder that we have a gift to share with the world and that we can be creative in how we do life! Also a great reminder of who gave us those gifts so stay humble and don’t compare gifts.

Ps 46:5 "God is in the midst of her; she shall not be moved: God shall help her, and that right early." (KJV) or "God is within her, she will not fall; God will help her at break of day." (NIV) Although in its full context 'she' is the city, I cling to this

Jan Morris

verse when business difficulties arise and when I feel like

Isaiah 40.31

I'm failing, and despair is closing in (which is often!). God is

But they that wait upon the LORD shall renew their

with (in) me therefore I will not fail. He has placed me in

strength; they shall mount up with wings as eagles; they

this business and I am here at His will, so I will NOT be

shall run, and not be weary; and they shall walk, and not

moved. I envisage His help rushing to rescue me at the

faint.

break of the new day. I speak it out loud every day as part of my spiritual warfare.

If we wait for Him and trust Him we will win our race. We

Sue Hurst

are nothing without Him.

Romans 8:28

Raylee Bielenberg

And we know that God causes everything to work together

Philippians 4:13

for the good of those who love God and are called according

I can do all things through Him who strengthens me.

to his purpose for them.

I know God goes before me in all things and He only gives

God’s kindness is so large that He makes the hard things

me what He knows I can handle. I may find the going

in my life-even if it’s my mistakes-ultimately work

tough but with His strength I can persevere.

together for good for me. www.christianwomeninbusiness.com.au

31


A LITTLE ABOUT JESUS KEEP YOURSELF AND YOUR BUSINESS GOD CENTRED WITH THIS 40 WEEKLY BUSINESS DEVOTIONAL.

WWW.CWIBSHOP.COM.AU

This devotional will leave you feeling on fire for God and confidently inspired to build a Godly Business. Take this walk with God in your quiet time!

l u f i t u a e B y He We are so glad that a copy of our magazine found it’s way into your hands. We truly hope that it has blessed you, in both your personal and business life. You may be wondering who this ‘Jesus’ is that we keep referring to with such love and passion. You might wonder if He can help you, the same way that we have been talking about, that He helps us. He can. It’s really simple, but life changing all the same. You might like to meet Him and ask Him to help you in your life and your business. There’s a little prayer we say when we want to meet Jesus and ask him into our hearts. I’ve written it below - just read it from your heart. Dear Jesus, Thank you for everything that you are and everything that you do.Thank you for sending your Son to die for my sins. I invite you to come into my heart and make me new. I invite you to be Lord and Savior of my life. Please take me as I am and make me whole. I ask for your forgiveness for anything that I have done wrong. Be the Lord of my life and show me how to live a life that is pleasing to you. Help me to understand your grace, mercy and love. In Jesus Name, Amen. That’s it! That’s how you meet Jesus. If you’d like to get connected with someone who will help you grow in your journey, then we can connect you with a local church in your area. We’d also love to come along side you and champion you on!

Love the CWIB Team xo For more information please contact us via email at hello@christianwomen inbusiness.com.au

YO U R B U SINESS BA SICS W O R K S HOP IS HERE Your Business Basics Workshop is now available in the Academy K EEPING GOD A T THE C EN T R E OF YOUR BUSI N E S S To get your hands on this, apply to become an Enriched Member

women

CHRISTIAN

IN BUSINESS


2 DAY S F ULL O F WO R SH I P , TEACHIN G & RE S T O R A T I O N

LOCATION: SYDNEY, NORTHERN BEACHES AT THE COLLAROY CENTRE

Community Conference 2019 + retreat

Come and join your sisters as we unite together for 2 days full of worship, teaching and restoration.

Saturday 9th + Sunday 10th Feb 2019 F E ATU RI NG FOU R A M A Z ING SPE AKE RS

We’ve designed this conference with the tired, busy business owner (maybe even mum) in mind. This is your chance for you to have some ‘you’ time - to stop, breathe, be restored in the Lord, and then spend time working on your business.

PS. LEIGH RAMSEY

RANDA HABELRIH

SHARRYN LUDLOW

SJ MEESON

Citipointe Church SHE Rescue Homes

Founder of MATES

Founder of Grace & Confidence

Founder of CWIB

www.christianwomeninbusiness.com.au

>

GET YOUR

TICKET

Early bird pricing finishes soon. Get in quick to secure the current price. www.cwibshop.com/pages/cwibcc19-1/

Need Facebook help? Not sure where to start? What do I even post about? One Awesome Woman can help. From full scheduling to just some help to get you started, we can help you find your way on Facebook. C AL L K E LLY O N 0414 933 81 2 OR POP U S A N E MA I L AT KE L LY@O N E AW ES O M E WO M AN .CO M . AU

www.oneawesomewoman.com.au


CWIB Business Socials

A place for you to talk about business with like minded women

CWIB Melbourne

Are you interested in some face to face support to help encourage you in your business? We hold monthly Business Socials all across Australia and soon we will be reaching out to the USA too! We talk about a business topic of the month, we brainstorm through difficult things we might be going through in our businesses, we pray for each other and drink coffee while eating lots of chocolate <3 A perfect night, if you ask us!

Gold Coast CWIB

Locations

Sunny C oast

CWIB

Gold Coast Townsville Sunshine Coast Brisbane West Brisbane South Sydney – The Hills/North Sydney – South West Sydney – South East

Shoalhaven Adelaide Canberra Melbourne Central Perth North UK - Online USA - Online Online Sofa Sessions

sy CWIB South Bris

We welcome every lovely lady to attend one free Membership social night - after that you will need to become a Sisterhood or Enriched member to keep attending. We’d love to invite you to join in the fun!

Canberra CWIB

Find all the details on the Meetup App @cwib-Business-Social

34

Townsville CWIB


Business Social Leaders M ON T H L Y ME MB E R ME E T INGS + QU A R T E R L Y OP E N N I GH T S

AUS Online DENI KNUTH

USA Online

Sydney South West

Sydney The Hills/North

Sydney South East AMANDA BRANDL

RAYLEE BIELENBERG

Shoalhaven

Sunshine Coast

Gold Coast

Townsville

Adelaide

Brisbane West

Brisbane South

SARAH-JANE MEESON

CARMEL AUSTIN

KYM SIDDONS

KIRSTY FARRUGIA

SHERRI SMITH

RENEE HANNA

CLARA FRYER

SHARON HANKINS

QLD LEADER

UK Online

SUE HURST

SHARON HEARTY

Canberra

Canberra

AMANDA KNIGHT

North Perth

DENI KNUTH

TANIA LAUBSCHER

Melbourne

MICHELLE WOSZATKA

VIC, SA + WA LEADER

NSW + ACT LEADER

MEGAN HORSFALL

For more information about our local meet ups visit our website w w w . c h r i s t i an w om e ninb us ine s s . c o m . a u/e v e nts

35


Next Issue ... Meet Our Speakers FOR THE CWIB COMMUNITY CONFERENCE

s y a d Holi re! e h e r a

2019 Managing Family Life & BUSINESS BASICS OF HOW to run a membership Rest and recovery AFTER A BIG YEAR Setting your Office up FOR YOUR BODY

Support Small Business

Ideas to help you unwind OVER THE HOLIDAYS Pilates for your HOLIDAYS

where to buy GIFTS THIS

Christmas

Getting Home Loans AS BUSINESS OWNERS

women

CHRISTIAN

IN BUSINESS

issue 5

www.christianwomeninbusiness.com.au

48


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