women
CHRISTIAN
IN BUSINESS
Our Vision
2019
SET UP YOUR
Office
FOR SUCCESS
All You Need For Summer
REST
& Recovery HOME LOANS
for Business Owners
TAKE A STEP BACK To Grow your Business
Managing Family Life AS A BUSINESS OWNER
Who is
SHE
JANUARY 2019
is s u e 5
CWIB APP Available Now
women CHRISTIAN IN BUSINESS
PODCAST + DAILY VERSES + MAGAZINE + BLOG The CWIB APP is now live and ready for you to use!
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table of
CONTENTS CONTRIBUTORS
04
MESSAGE FROM THE FOUNDER
06
DEVOTIONAL
07
OUR VISION 2019
09
WHO IS SHE?
10
REST + RECOVERY
14
TAKE A STEP BACK
17
ALL YOU NEED FOR SUMMER
19
SET UP YOUR OFFICE
20
HOME LOANS FOR BIZ OWNERS
23
MANAGING FAMILY LIFE + BIZ
26
HOLDAY PILATES
28
A LITTLE ABOUT JESUS
31
NEXT ISSUE
33
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03
the team &
CONTRIBUTORS
Kelly Wood
Sarah-Jane Meeson
Megan Horsfall ART DIRECTOR CONTRIBUTOR
PROOF READER
Robyn Robertson
Stacey McBride Wilson
Kym Siddons
Beth Reading
Jennifer Lackersteen
EDITOR + FOUNDER CONTRIBUTOR
CONTRIBUTOR
CONTRIBUTOR
CONTRIBUTOR
CONTRIBUTOR
CONTRIBUTOR
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04
Anneke Ross
PROOF READER
Robyn Evans
PROOF READER
WORKSHOPS TO HELP YOU AND YOUR BUSINESS GROW
E N R IC HED MEMBERSHIP
women CHRISTIAN IN BUSINESS
MARKETING WORKSHOPS Looking for some inspiration for your marketing, take a look at all the Marketing workshops we have available in The CWIB Academy as part of the Enriched Membership Package... + Marketing 101
+ Branding
+ Business Basics
+ Offline Marketing
+ Planning
+ Podcasts
+ Email Marketing
... Plus more!
To get your hands on these insightful workshops, apply to become an Enriched Member www.christianwomeninbusiness.com.au
05
Welcome
FROM THE EDITOR C H R I S T I A Nwomen
IN BUSINESS
Message from the Founder/Editor
“What we’re called to do” Well my lovely friend, we made it through another year! Go us! And what a year it has been. If you’re in Australia I’m guessing you’re just reading this magazine after getting through Christmas, you have sand everywhere and you’ve collapsed in your chair exhausted from the Christmas rush and you’re now ready to unwind with the kids. If you’re not that woman, or you’re in the cold parts of the world, we hope you’ve made it through all that roasted turkey and enjoying a lovely glass of malt wine. Either way, we want to say how we are very proud of you to all that you have achieved this year. Running a business and managing everything else can sometimes leave you feeling empty and because of that, we’ve designed this issue of the magazine to be all about you and resting! Resting in Jesus, resting physically, resting mentally and taking that minute out of your holidays to just breathe. We want you to go into 2019 refreshed, energized and ready for another great year (can we talk about starting the new year yet? lol) So, like we always say, pull up a deck chair, sunbed or cosy up on the sofa, grab your drink of choice and this next 30 minutes is all about you and Jesus! Let’s Pray Dear Lord, Thank you so much for another great year in business, thank you for the good times and thank you for the hard times. Thank you for the wisdom learnt and that you continue to provide us money channels to support our families, that you are a source that never changes, your oil never runs out and that you look after us so well. We give all the glory from this year’s work to you Jesus, that people would see the amazing ways you have worked through our businesses this year. We pray for the lovely lady reading this magazine today, that she would feel your gentle arms around her giving her a giant hug, that if it’s of your will the Holy Spirit will fill her full of warmth, love, restoration, fix her body back to 100%, allow her to switch off from the world and switch onto you for this time together. Take away any distractions from her for the next 30mins and allow her to come to so finally tuned into you that time just passes by and she can see the love in your eyes that you have for her. Thank you for this Jesus, in your precious name we pray. Amen.
Enjoy lovely, Sarah-Jane xx
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06
THE God Stretch BY MEGAN HORSFALL WWW.HAPPYSPLATDESIGN.COM.AU
Imagine a brand new elastic band, unstretched, unused and yet in seemingly perfect condition. But really, an elastic band is nothing, if it’s not being used. It is meant to be stretched, reformed and reshaped. If it is stretched out long enough, it takes on a slightly larger shape... look at your hair bands, they just get a little bit bigger, each time you use them. When you are planning for growth in your business, you don’t plan to do exactly the same thing that you did the previous year. That wouldn’t allow for growth. That would leave you at the same level as you were this year and your business would become stagnent.
Enlarge the site of your tent, stretch out the curtains of your dwellings,do not hold back. Lengthen your ropes and drive your stakes deep. Isasiah 54:2 Instead when you make your plans, make room to have some growth.... and then on top of that, leave room for God to exceed your expectations. Enlarge the site of your tent, stretch the canvas, pull it taut like a rubber band. Give it a little time and it will take on a slightly larger size. Your business is the same as that taut canvas ... make plans that stretch you a bit, that make you a little bit (or a big bit) uncomfortable. Before too long, what was uncomfortable and seemed to be too much of a stretch, will be your new normal. You will see that your stretch was your growth. Make your plans...and don’t forget the stretch.... the God Stretch! Father God, I thank you, that you have shown us time and time again, that growth is good. I pray that every lady reading this is blessed with great business growth and a stretching strategy for this year. I pray that as we move into this new year and we seek you in our plans, that you will show us just how far we can stretch... and when we think we have stretched far enough, that you will show us that we can stretch a little bit more. Help us to leave room for the God stretch. Thank you, for all that You are and all that You do, In Jesus Precious Name, Amen.
Love Megs xo
07
Saturday 9th and Sunday 10th Feb 2019
OUR VISION for 2019
Launching into 2019 with vision and purpose! Since we launched CWIB it’s been one exciting journey. We’ve spent the past 2 years setting up some great foundations in our business to make sure we’re centered around Jesus, that our systems are in place and a team is built to make sure we can with stand what God has for the future of CWIB.
Most importantly, making sure the community
THIS IS WHY WE STARTED THIS COMMUNITY!
we serve is served well and that we can be an
We want to see some blow your socks off, this
asset to you and your business.
is the Kingdom we’re operating in here, let’s let
Our vision for 2019 is now to use those founda-
God open our eyes and the Holy Spirit work
tions and build on them. God put on my heart
through us so when people look at us they go,
that 2019 is going to be a year of Christian
WOW look at God at work and doing!!! kind of
women in business eyes opening and fully
community. We know you’re thirsty for that
understanding who they are in God and what
too.
that means in the way we run our businesses and life.
Now we’re not going to ask anyone to die on a cross, because Christ has already done that. But
Let’s look at John 14:10 (NIV). To set the scene,
what we do want to do is open your eyes and to
Jesus is explaining to the disciples how the way
see what’s really in side you, Paul mentions that
to God is through Him and that whoever believes
many believers of Christ are still feed on milk,
in Jesus will do the same works as Him but even
however by the Holy Spirit’s guiding, we want
greater!
to help women move from that milk on to some
“The words I say to you I do not speak on my own
real meat, to step into the “son” and “priest”
authority. Rather, it is the Father, living in me, who is
that rules over the earth for the Kingdom.
doing his work. Believe me when I say that I am in the Father and the Father is in me; or at least believe
And so, the CWIBCC19 is just going to be the
on the evidence of the works themselves. Very truly I
start of this new season and chapter we want to
tell you, whoever believes in me will do the works I
help you step into with us and as 2019
have been doing, and they will do even greater
progresses we will see what God does, but we
things than these, because I am going to the Father.”
most certainly look forward to helping God fulfil His will on earth as it is in heaven.
If we can just grasp what that means, that we are
BRING IT ON!!!!
appointed to do greater things than Jesus Christ who died on a cross and healed thousands upon thousands of people – we can do more than that – imagine the positive impact we could have on the Kingdom if we really begin to understand what that means and how it works, I believe we’re going to create a community that’s SO powerful and world changing because of the
Sarah-Jane xx
our purpose
OUR VISION for 2019
Holy Spirit and how He could work through us – it’s blows my mind!
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09
Community Conference 2019 + retreat
Once the uniforms are ironed, the lunches are made and the kids are off to school (or for those of us without kids, the reality hits that summer holidays is over) it’s time to get back into the swing of things…
I M A GE S B Y A RI S E S A N C T U A RY
Wouldn’t it be great if you went into 2019 in your business
Day One
feeling rejuvenated and full of
We will be hearing from some amazing inspirational
Holy Spirit goodness…
women of God who are setting up Commerce stores made by local families in Cambodia get out of poverty, another speaker who is travelling around the country teaching young ladies how to become great leaders by
You’re invited to come a join us for the CWIB Conference and Retreat!
embracing who they are and how you can do that too, and a powerhouse for Jesus who loves helping women in business diving deep into the word.
Don’t worry, you’ll have plenty of time to socialise and chill between sessions :)
This weekend is going to be a little different to other conferences out there, by now you know that we’re not that big on hype or in your face learning. We like to take a laid back, Holy Spirit driven approach and this conference
Day Two
and retreat is aimed at giving you a chance to take two
Will be a more hands on day where you’ll take part in
days out before you begin your year.
workshops to help you tune in to the year ahead and work on your business.
Our CWIBCC19 has been created to help you centre yourself with Jesus, be with likeminded women and have space for you to stop and let your mind switch off from the
GRAB YOUR TICKET
day-to-day things so you can focus on your year ahead. Meet Our Speakers… >>
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10
Meet Lisa Bruton
Meet Sharryn Ludlow
founder + director of Arise Sanctuary. Lisa is a qualified occupational therapist and life coach, Lisa is passionate about creating spaces for women to stop and hear God’s voice.
founder of Grace & Confidence, Sharryn has an inspiring past full of crusades and is now helping one woman at a time, know who they are in God, through her coaching, tapping into the secret gift of the
Where did you meet your hunky husband and what year did you get married? Matty and I met at a mixed netball game. Matty was asked by a mutual friend to fill in for our netball team one night. The moment I saw him I thought he was gorgeous and became very flustered and shy. I couldn't look at him. Somehow through my awkwardness Matty noticed me and after that game he made sure he attended events he knew I would be at. His pickup line was asking me to teach him to surf! We had our first date in 2008 and we were married in 2009.
Holy Spirit. Where did you meet your hunky husband and what year did you get married? I met my husband at high school, year 12, 1987 (wow.. I think that makes me REALLY old). He and I shared some classes throughout the year and teased each other without mercy. By the end of the year we were dating. We were together 3 years until I got saved. I went off to YWAM to follow Jesus and we split up (Jan 91). Fast forward Jan 92, he got saved, we got back together and married Oct 1992
Coffee or tea? Oh I adore both! Coffee in the morning and tea for the rest of the day.
Coffee or tea? < forget this question… we already know… COFFEE! Lol. Coffee is my first name! Tea is reserved for
If you were going to be stuck on a desert island what’s one thing you’d take with you? Oh this is so hard to choose just one thing! Assuming I had my family with me and the island had plenty of food (is that cheating on the question?)...I would take my journal and pen. I really treasure having a journal to record what God is saying to me, the ideas I get or the prayers that I pray.
‘special’ occasions. If you were going to be stuck on a desert island what’s one thing you’d take with you? Large print bible - because I’d need glasses but if I only have one thing, the bible would have to be in large print ;) If you could tell your younger self one thing what would it be?
If you could tell your younger self one thing what would it be? I would say "be kind to yourself, you are pretty wonderful." Be kind in the way you think of yourself, be kind in the words you use over yourself. You don't have to have it all perfect or figured out. You are learning and growing. But all that you learn and go through God is going to use it for good.
Friends will come and go, don’t compromise yourself to feel accepted. If you could go back to any point in time where would you go and why? I would go back to the moment when a powerful woman of God spoke to me and said very intently ‘DO YOU KNOW WHO
If you could go back to any point in time where would you go and why? I would go back and relive our wedding day and honeymoon in the Maldives. It was the most beautiful, exciting and joyful time I have ever experienced. It was a dream I never thought I would experience. I just want to soak in it all over again!
YOU ARE?’ And I nodded and said yes of course I do. She looked at me harder and said ‘DO YOU KNOW WHO YOU REALLY ARE? MY GOD…’ I never stopped to ask what she had perceived, I thought I ‘knew’. I wasted time after that and lost ground in my faith because I really did not know. What are you looking forward to most about the CWIB
What are you looking forward to most about the CWIB Conference? I can't begin to explain how excited I am about this CWIB Conference. I know it’s going to be powerful, extraordinary, inspiring and God breathed. To think of all the beautiful trailblazers intentionally gathering to lean into God and impart heaven breathed wisdom to each other...well that is absolutely something I do not want to miss. I know the ripple effects of these few days will be beyond what we can comprehend.
Conference? Face to face, hug to hug, connections with beautiful women of God and to be part of the moment that God is stirring in Australia and the world using all of us We’re so looking forward to kicking back and spending this time with you!
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11
Meet Randa Habilreh
Retreat sessions on Sunday, will be run by Lisa Bruton from Arise Sanctuary
founder of the MATES program. Randa loves nothing more than seeing women and people have confidence in themselves and their ability Where did you meet your hunky husband and what year did you get married? We met briefly just once when I was 12 years old the night before his mum sent him to boarding school in Ireland! He was living in the Sudan and we were there for Christmas holidays. After he finished high school he went to England for his university studies. We did not meet again until I was 22 and he and his family migrated to Australia. Because our mothers were friends we bumped into each other and he persistently followed me around until I finally became interested in him!!!! Coffee or tea? Definitely coffee! If you were going to be stuck on a desert island what’s one thing you’d take with you? A magnifying glass so I could start a fire, I hate to be cold at night and also I could cook with the fire and it would keep insects away. (My second item would be a swiss army knife…am I allowed a second item???) If you could tell your younger self one thing what would it be? I would tell that self-conscious curly haired teen that GHD’s are coming! If you could go back to any point in time where would you go and why? I would not go back, there’s no point looking backwards. What are you looking forward to most about the CWIB
HUGE Thank you to Arise for the use of their beautiful images for this article! Lisa, we can’t wait to see you in action at the conference!!
Conference? I can’t wait to meet like-minded women who are not afraid of incorporating their Christianity into their businesses.
FAQ’s: If you only want to come to one day don’t worry, you can
This event is baby friendly up to 6 months, child minding
just buy tickets for Saturday and you can still buy two day
will not be available.
tickets and find accommodation nearby! You don’t have to be a member of CWIB to come to this event.
All food and drink is included in prices.
CLAIM YOUR SPOT
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2 DAYS FULL OF WORSHIP, TEACHING AND RESTORATION
Community Conference 2019 + retreat
SATURDAY 9TH AND SUNDAY 10TH FEB 2019 LOCATION: SYDNEY, NORTHERN BEACHES AT THE COLLAROY CENTRE
Come and join your sisters as we unite together for 2 days full of worship, teaching and restoration. We’ve designed this conference with the tired, busy business owner (maybe even mum) in mind. This is your chance for you to have some ‘you’ time - to stop, breathe, be restored in the Lord, and then spend time working on your business. Retreat sessions on Sunday, will be run by Lisa Bruton from Arise Sanctuary.
OUR SPEAKERS
LISA BRUTON
RANDA HABELRIH
SHARRYN LUDLOW
SJ MEESON
founder + director of Arise Sanctuary. Lisa is a qualified occupational therapist and life coach, Lisa is passionate about creating spaces for women to stop and hear God’s voice. Arise runs domestic and international retreats for women to rest and be refreshed, but most importantly to have the space to reconnect with God, to restore their hearts and reestablish their identities.
founder of the MATES
founder of Grace &
founder of CWIB and your
program. Randa loves
Confidence, Sharryn has an
host for the conference. SJ is
nothing more than seeing
inspiring past full of crusades
eager to bring a message
women and people have
and is now helping one woman
from the Word to help
confidence in themselves and
at a time, know who they are in
encourage you in your
>
GET YOUR
TICKET
their ability. Randa will come
God, through her coaching,
business and strengthen you
and share her tips on how we
tapping into the secret gift of
to keep walking forward with
can be confident in ourselves
the Holy Spirit.
the Lord.
and our abilities as we run our businesses.
YOU WILL LEAVE FEELING REFRESHED, FILLED WITH GOD AND READY TO TAKE ON THE WORLD AGAIN!
Ticket prices will go up throughout the year, get in quick to secure the current price. www.cwibshop.com/pages/cwibcc19-1/
13
Rest &
RECOVERY BY STACEY MCBRIDE WILSON WWW.THEHEALTHYHAPPYSOUL.COM
I’m not usually one of those people who says this, but seriously, how is the year almost over already? I don’t know about you beautiful lady, but for me it’s felt like this year has just whooshed by!
As we come up to all the joy and excitement of Christmas and
recover and recharge your energy levels at the end of this year
celebrating the birth of our Saviour, there is also the opportunity
in preparation for 2019.
1
to slow the pace. Personally, I’m taking 10 whole glorious days off for some rest and recovery where I will pause and reflect on the year that’s
Let your body rest. For me this is going to look like sleep (and lots of it!) and doing less physically than I usually would. Being a fitness instructor, it’s a pretty
physically demanding job and I’m usually up super early to train
been and the year that’s about to be; I can’t wait! I really hope
people before they start their workday so I really value the
and pray you’re taking some time out beautiful lady too; after all,
contrast of times of body rest.
rest is Godly…
No matter what you do day-to-day, you most probably are getting
“It’s useless to rise early and go to bed late, and work your worried
less sleep than you should and buzzing around on adrenaline too
fingers to the bone. Don’t you know he enjoys giving rest to those he
amazing lady. God created us to have periods of going hard, and
loves?” Psalm 127:2 MSG
periods of rest. In our culture unfortunately however we often have long periods of going hard and minimal rest. Be sure to let
So with that in mind, here are my top four things can you do to
your body recalibrate and restore beautiful lady.
Rest and recovery is an investment of your time that will enable you to do what you’ve been called to with more grace and ease. We need to see rest as a way to PREPARE not just to REPAIR.
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14
ll i t S e B 2
r o f n e t s i l and e whisper... th
Let your mind rest. For me this is going to look like a
can be asleep in the hull of a boat as a storm was raging outside
rest on learning (I love learning and anything related
totally at peace that His Father had it all under control, I can enjoy
to personal growth!) and limiting technology. I like to
a few days holiday too.
block out technology free time and also delete apps that I don’t need/want to use over the holidays just so that I’m not tempted to check in.
4
Do lots of that ‘good for your soul’ kinda stuff. We’re all wired differently, but whatever it is that fills you up, be sure to include plenty of that in your time of rest
As a woman in business there’s usually a million and one things
and recovery. For me it’s sleep ins with cups of tea in bed and a
happening in our brains at any one time. What do you need to do
good book, watercolour painting sessions with my daughter (I’m
to give your mind time to be still? There’s even recent research
not very good but that’s not the point really is it?) and lots of
that suggests that being bored is good for your brain; it frees up
leisurely beach walks. Bring it on I say!
space to dream and create. Now how about that?
3
Now it’s over to you. Are you ready to take some time to rest and Let your spirit rest. It takes a lot to do Godly business
repair from all the amazing life-changing, world-shaking things
am I right? We need to seek Him daily and vigilant in
you did in 2018, and to prepare for all the mountains He has for
prayer. But I’ve also learnt this year that it’s so easy to
you to climb and conquer in 2019? (I hope you said yes!). Wishing
slip into spiritual striving (the enemy would love us to do that!)
you much rest and recovery over the next few weeks, and a new
There are times where we are to be proactive yes indeed, but
year full of health, happiness and great God-sized adventures.
there are times that He ordains for us to rest. Romans 8:34 says that Jesus is seated at the right hand of God, is interceding on our
with love, Stace
behalf. What freedom there is in knowing that we are able to be
WWW.THEHEALTHYHAPPYSOUL.COM
completely at rest in Him and carefree in His care don’t you think? P.s. If you’d like a little help in the rest and self-care department So for me, if I don’t have intense prayer time, or read a huge chunk
to set yourself up for self-care success in 2019, you can take my
of my Bible for a few days I’m not going to let the enemy make me
free 10-day challenge at www.thehealthyhappysoul.com/-
feel guilty about it. God knows where my heart is for Him. If Jesus
self-care-challenge
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15
CWIB WORKING WORSHIP MUSIC
Follow our playlist on Spotify Take your worship music with you, wherever you go! You Are Holy - Michael W Smith
Elohim – Hilsong
Heart of Fire - Citipointe Live
Wonder - Hillsong
Keith Green – Make My Life A Prayer To You
Build my Life - Christy Nockels
Good Good Father - Chris Tomlin
Here as in Heaven - Elevation Worship
Relentless - Hillsong
Here for You – Matt Redman
My Lighthouse - Rend Collective
........ and so many more ......
Oceans - Hillsong United
Spirit Breakout - Kim Walker-Smith
If I don’t have you – love and the outcome
Mention of Your Name - Jenn Johnson
Revelation Song - Kari Job
God of Abundance - Housefires
Not Today – Hillsong United Wonder O come to the Alter – Elevation Worship Then sings my soul – Hillsong
Need Facebook help? Not sure where to start? What do I even post about? One Awesome Woman can help. From full scheduling to just some help to get you started, we can help you find your way on Facebook. C A L L K ELLY O N 0414 933 81 2 OR POP US A N E MA I L AT KE L LY@O N E AW ES O ME WO MA N .CO M . AU
www.oneawesomewoman.com.au
Taking a Step Back
TO GROW YOUR BUSINESS BY SARAH-JANE MEESON
WWW.THEAUTOMATIONGIRL.COM.AU
The Jews thought Jesus was going to be born from royalty
Taking a step back, doesn’t that mean my business will stop growing? Not necessarily.
at the time that He would be this great loud, in your face, mighty hero figure probably a bit like Hercules (I’m thinking Arnold Schwarzanegger hitting a camel in the head in the late 90’s movie) but how far wrong were they.
Messes with your head doesn’t it. How could taking a step back and switching off from business help you move
Instead, Jesus is born from a virgin, in a stable, with no help
forward? Well, I’m about to teach you and it’s something
(ouch!) and He became a carpenter, He looked like and
that I encourage every woman to do on a regular basis. In
average guy and died the MOST terrible, most humiliating
this article, I’m going to take you through some simple,
death at that time. Hollywood let down, I think. But why
very basic ways to help you step back so you can keep
would God send something that the world thought it
moving forward. A great reminder for all those feeling
needed? After all He is the Almighty, and after creating the
overwhelmed and tired from a big year at the office.
whole universe I think we can trust Him to know what’s best for us.
Knocking on Heaven’s Door: The beautiful thing about God is, that He doesn’t work like
The world tells you that to succeed in business you need to
the world does. In fact, the bible shows us that many times
go harder and longer, more hours, more pressure, more
God works the opposite. Let’s take a look at Jesus.
tools, more more more and only then will you be successful!
www.christianwomeninbusiness.com.au
17
When you’re a daughter of God most high you can put a stop
How Do I Do This?
to all that nonsense. Yes, there are times when you have to roll
Mainly having boundaries and setting healthy working hours.
your sleeves up and get dirty, sitting on Netlfix everyday
Along with your God time (which from what we’ve learnt,
thinking your business is going to build itself - not going to
amplifies anything that you’re doing in your business, He’s your
happen. We can, however do business with a different
source) you then need to work out when you’re actually
mindset from a worldly one.
working in your business. I know solo business owners and
What does this mean?
those who run multimillion dollar businesses that when Friday
It means everything you do in your business, you can now do
hits, laptop and phones are turned off. Guess what, their
from a place of rest. We sit next to our father in heaven and we
businesses are still there on Monday and they had that dedicat-
keep our eyes on Him. Spending time with Him on a weekly
ed time with their families over the weekend and the head
basis in our businesses taking time away from the emails and
space to go back in on Monday.
“the doing”, completely immerse ourselves in His word and in
You may wish to only
prayer & worship. Trust me when I say, when you take this
work four days or
time out and God will look after you.
three days in your
He is your source not your business. Your business is just a
business and
channel for you to make wealth to do your thing, God is the
dedicate the other
one who provides the “oil” and He can decide which channel
days to your family
you get the oil from. If God is your source and He never runs
and lifestyle. Either
out of oil wouldn’t you want to spend more time with Him in
way, making sure
your business over doing the actual work? I know I would and
you have those set
do. Every time I spend this time with God, the more oil He
working times at
gives me to burn, the more customers and members we get,
the screen means
the more I can do business in Jesus’ rest.
when you’re at work you can be at
Remember that great idea that came when you were washing
work. When you’re
the dishes?: Have you ever felt like you’ve been sitting at the
not a work you turn
computer for hours, working away at an idea and it feels like
off from it, you
forever and you’re not getting anywhere? Or a time where
might even choose
you’ve been away from the computer maybe on holidays,
to go on a lunch time walk without your phone. This one is one
doing the washing up or even in the grocery store and
of my favorites. I do this when I go out with hubby too. I leave
suddenly the best idea EVER pops into your head, or God
my phone at home… It’s pure bliss, nothing to check, nothing to
drops a golden nugget with instructions and you’re like, holy
distract me. Just Hubby and I talking and enjoying whatever is
cow that makes so much sense, lol.
that we’re doing. What activity (though you may need to be disciplined to do to start off with) can you do that’s away from your screen that you can do in your day? That’s nothing to do
This my friend is your subconscious actually having time to
with your business. Book it in, hold it tight and allow your brain
process things. When we’re constantly at it, grinding day in day
to process things and your brain to switch “off”. Same on the
out, we don’t give our subconscious time to process things, it’s
weekends and on your days off. What is it you can do that gets
only when we step into the outdoors or take ourselves out of
you in the outside and sunshine with your loved ones? Away
the “office” we give our mind time to breathe. We clear our
from the screens.
heads and focus on something else then BAM! The million
There you have it, two simple things to do in your business that
dollar idea strikes, like a lightning strike. “Why didn’t I think of
will help you take a step back to be able to move forward in a
that before?” You ask yourself. My answer, because you’re not
more “restful” way. Time with Jesus and time away from the
giving yourself enough time away from the screen.
screen and your business. Giving yourself and your body the
This will not only make you a better person, but you’ll be a
time it needs to process and switch off while having a ball with
better business owner, with solutions to your problems
the people you love. See how you and your business grows.
flowing through like a river in the tropics. This will also open
Love Sarah-Jane xo
your head space up to hear God’s sweet voice.
WWW.THEAUTOMATIONGIRL.COM.AU
www.christianwomeninbusiness.com.au
18
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19
Luxe Flamingo Rebel Sport
Set Up Your Office FOR SUCCESS IN
2019 BY KYM SIDDONS
WWW.KYMSIDDONSPHYSIO.COM.AU
Ergonomic Tips to take strain off your body while you work Every year I see hundreds of people who are suffering unnecessarily from the strain that’s on their body while they’re working away at their desks… Let’s explore some steps to give your workstation a mini-makeover and ensure yours is setup to take as much strain as possible off your muscles, ligaments and joints. You might be surprised at how some simple adjustments can make a huge difference to your wellbeing while you work! When you sit at your desk it’s important that your setup follows good ergonomic principles so you minimize the strain on your body, improve your posture and maximize your productivity. Ergonomics sounds like a ‘scary’ concept, but it just refers to the process of arranging workplaces (or products and systems) so that they fit the people who use them. So, let’s go through some simple steps for arranging your workspace to best suit you!
Step 1 Your Chair It’s really important to sit in a proper office-type chair as it
See if your chair has another lever to recline the backrest?
needs to be adjustable, at least in height, to suit you.
If it does, recline your backrest by about 10 or 20 degrees
Sitting at your desk with your hands on your keyboard,
so you’re encouraged to lean back on it during the day…
adjust the height of your chair so that your elbows are at
Yep, it’s supposed to be for resting your back muscles!
desk height (or just below) when you type. If you have arms on your chair, make sure they are low Now, wiggle your bottom right back in your chair and see if
enough to go under your desk, so you can come in nice and
your feet are flat on the floor. If not, you’ll need to use a
close to type/ write. You also need to be able to get up
footrest so that your knees and hips are supported properly
without being hemmed in by the arms on your chair. If either
(bent at about 90 degrees). If you don’t have a footrest, try
of these factors apply, remove the arms.
using some reams of paper, thick books or a low box (like a shoebox).
www.christianwomeninbusiness.com.au
20
Step 2 Your keyboard, mouse and documents Make sure your keyboard is directly in front of you at all times, that you’re not twisting to use it. Also, make sure you’re not reaching over papers, notebooks or documents to type… keep your keyboard close and use a specific prop for those items (like a Microdesk, see product info below). Again, try to keep your documents/ notes placed centrally so you’re not twisting to look or write. If you use a laptop, make sure you use a separate keyboard and mouse when you’re not out and about. This way your monitor can adjusted to the right height (in the next step) while your wrists and arms are kept in their optimal position
Step 3 Your monitor To make sure you’re not straining your neck and shoulders it’s very important to have your monitor at the right height. Ideally the top third of the screen should be about your eye level, so you’re not looking down at the screen. You don’t have to have a fancy monitor raiser, reams of A4 paper stacked or boxes can be useful to raise your monitor if you need to.The distance your screen should be from your body is about arm’s length away, so your fingertips just touch the screen when you reach out in front of you. If you use more than one monitor, make sure all the screens are as close to the same height as possible and arranged as centrally as possible. You want to avoid turning your neck one way more than the other and be looking as straight ahead as you can. If you’re using a laptop, make sure you’ve hooked up your separate keyboard and mouse so you can raise your monitor up to eye height. You can try the stacks of paper or boxes, or use a specific portable laptop raiser (see product info below) if you’re on your laptop often.
Step 4 Your surrounds Make sure the things you use most often are within easy reach and you don’t have to twist to use them. Try and clear both your desktop and underneath your desk of any unnecessary items so you can sit comfortably without being restricted. Well done! Now you’ve given your workstation a mini-makeover, you’re ready to start your new year at your desk afresh! I can’t wait to hear how you go!
Love Kym Siddons WWW.KYMSIDDONSPHYSIO.COM.AU
21
Home Loans
FOR BUSINESS OWNERS with Jennifer Lakersteen
Qualifying for a home loan can be tough as a small business owner. If you are well prepared, your prospects of success are much greater.
There are two types of home loan products available
The previous information is relevant not only for
to business owners – full document loans and low
buying your own home, but also for those consider-
doc (or alternative document) loans.
ing multiple income streams, and investing in
Full document loans assess your income based on
property is on your radar. If you are renting and you
your tax returns. If you have 2 years’ tax returns
operate a business from home, it might be a better
completed, your income will be assessed based on
financial option to continue living where you are
the profit of the business, plus any salary/director’s
and buying an investment property. Speak to your
income you draw. Some lenders also allow the
accountant regarding business deductions while
adding back of depreciation and interest charges for
renting, and if this could be a good option to
business debts as additional income for borrowing
consider.
purposes. It’s not just your business income and your If you haven’t done your tax returns for a while, low
partner’s income that are assessed when applying
doc loans may be an option for you, as your income
for a home loan. There is also a full assessment done
can be assessed via other methods. Low doc lending
on your personal living expenses.
is also great for emerging businesses who have started seeing some strong income in the past 6-12
Take a look at your monthly budget. Is there
months, now having processes in place and a great
anything there you can cut out, or reduce? If you’re
client base starting to refer work your way.
paying private school fees, can you pay them up front each year so they are not considered an
So for those of you with strong mid to long term
ongoing monthly expense? How are your credit
income and going down the full documentation path,
cards looking? Is your limit much higher than you
have your last 2 years’ personal and business tax
actually use or need? The banks consider your full
returns ready. You can continue to use your 16/17
limit as your liability, not how much you actually use
return for a few months yet if this year’s return is
each month. Do you have personal loans for a car,
not yet complete. And if your income is over
home or holiday use? These monthly liabilities can
$75,000, ensure you’re registered for GST.
greatly reduce your ability to borrow money for a
If going down the low doc path, have at least one of
home loan, so consider if you have the savings in
the following documents available:
your account to pay these out. Or if you are upgrading, can these be consolidated into your new
• Most recent 6-12 months’ BAS • 6 months business banking statements • An accountant letter verifying your income
home loan? Consolidating these debts means a much lesser repayment liability each month and therefore a higher borrowing potential.
Obtaining a low doc loan could you get into your first home, or your dream home sooner, but you will
If you’re not quite ready to buy a home, still take the
need a larger deposit and pay a higher interest rate.
opportunity to meet with a broker. They will be able to provide suggestions to better prepare yourself
Each lender looks at home loan borrowing for
and your financial documentation to be a stronger
business owners very differently, so if you’ve been
applicant.
knocked back for a home loan by your forever bank, don’t make the assumption that home ownership is
And finally, like everything else in business, lending
out of reach.
is best to outsource. Your hourly rate is valuable, so it can be better utilised in your business than
Engage a broker to look at your financials in detail,
waiting in bank queues or on the phone to find out
rather than submitting a loan directly to a bank. A
your options. A broker does all this for you and in
broker has contacts with each lender and can
many instances, at no cost to you.
discuss your individual circumstances and financial position with them, without having to complete an
by Jennifer Lakersteen
application. This will narrow down your options to
www.jblhomeloans.com.au
find the most suitable lender for you, without having multiple credit enquiries on your record.
www.christianwomeninbusiness.com.au
23
women CHRISTIAN IN BUSINESS
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25
Managing Family Life as a Business Owner BY ROBYN ROBERTSON
WWW.FACEBOOK.COM/LOOKINGGOODLIVINGYOUNG
Having been in business for many years, and for the past
kids need, regardless of their age. Fitting too much into our
12yrs with my family of 4 around, it can be quite challenging.
lives can rob us of precious moments, and now as I have an almost empty home, I realise there is no second chance, we
I now have grandchildren to fit into my world which is
can't rewind the clock, as much as I'd like to at times, and
blissfully wonderful. My children have all grown and flown
have them all home, little again. It is lovely to see them come
the nest except one, who did fly for 18mths and now has
home with their own babies.
returned home to study. She's my 21yr old and a delight to have at home again.
Keeping yourself in a healthy, positive state is essential. Giving your family the TIME they need when they need it is
It sure is a challenge to juggle all the balls while having
how they spell LOVE. You know the saying, "if mum is
family. There are some things that I would have done
happy, everyone is happy?" or "a happy wife, a happy life?"
differently but the lessons I learnt along the way have been
Its true.
valuable, so I will share some with you to encourage you to thrive, not just survive in your business.
Proverbs 31 does give a good description of the mum and business woman. Challenging but quite true. We have the
One of the essentials for keeping the passion and balance in
capacity to do so much, stretch ourselves to cater for all those
family life and business... PRIORITISE.
around us, and a bit more.
Working out what is important is the first step. As Christian
Thriving in that is really important and I want to share some
women, I think we all know our God given calling to our
things with you on how you can thrive, love what you do,
families. We only get one chance to be that mum who our
hold your joy and peace and be fruitful in everything.
www.christianwomeninbusiness.com.au
26
A few tips to making sure you are taking good care of you... word
Your time in the Word, time with God can really start your day off well.
health
Your health is essential, eat well, prepare your meals and maintain family times around the table. This is gold. Developing your family habits will enrich you and give you a great sense of achievement when you are sowing into the hearts of your family.
dates
Spend time with your husband, book in those date nights, and don't cancel, NO Compromise.
chill
Turn off the TV and take a bath, lots of bubbles and champagne if you like, listen to some soothing music, and relax.
friends
Spend some time with girlfriends, make a coffee date weekly.
relax
Book a massage, monthly. This will help ease stress and help your muscles healthy.
exercise
Exercise. Find a gym or a walking buddy. Get out and enjoy the fresh air and surrounds, go camping with the family.
pamper
Get your hair done, have a facial, and do your nails. This will help you feel special, cared for and its amazing, its an essential for your confidence and sets a good example for your children that mum is worthy. Your husband will appreciate that you are looking after yourself.
Investing in yourself will have long lasting benefits ... a healthier you, physically, spiritually and emotionally. A happier mum, wife and friend. Start now and feel the benefits. We all have the same number of hours in the day and we get to choose how we use them. Planning is key. Living a life on purpose, with the end in mind, will definitely have great benefits to you and all those around you. And on a last note... this was a wise person who told me this and it has been with me a very long time.
"Whatever you say yes to, you are saying no to something else." May your go into your future with a healthy balance and be blessed.
Much love Robyn Robertson WWW.FACEBOOK.COM/LOOKINGGOODLIVINGYOUNG
www.christianwomeninbusiness.com.au
27
making friends in business and life
It’s your time to join your sisterhood of Christian Women in Business Our membership is all about uniting like-minded women together like yourself, encouraging you and strengthening you to build a business that you love and of course empowering you to make money!
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Holiday Pilates AND STRETCHES BY BETH READING WWW.MYPILATESTIME.COM
“Change happens through movement and movement heals.” Isn’t it interesting that Joseph Pilates identified the power of
4. New skills - learning and seeing gains.
movement and its connection to our overall health and lives.
There is nothing like working with a client who touched their
I’ve always found movement is restorative. As a Pilates instruc-
toes for the first time. Or a client who held a plank for the first
tor, I now find great pleasure in helping others discover what it
time. People often look at me in amazement. Like they are
means to use movement as a tool to release the body from
surprised that they have improved. Self-belief and confidence
tension and increase focus and mindfulness.
increases dramatically when you start to see change.
I use these 5 tools to enhance my movement and Pilates
When you start to notice positive changes in your body, it’s
practice.
exciting. You’ve done this, you’ve created this healthy change. Believe in yourself and know that it’s possible to find joy in movement.
1. Use of breath to create space in the body.
5. Meditating on Truth
The use of breath in movement is so important. With thoughts
Some people find it difficult to meditate on Truth or to pray while
about how you breathe, you can give your body cues to release
sitting still. A therapeutic flow of movement is a great way to get
muscle tension, and increase your range of movements. Usually,
into a focused state where you can reflect, pray and find peace.
you would breathe out on the effort and breathe in to get ready.
I know that when I feel anxious or worried, I’m better to think
Don’t worry too much but try not to hold your breath when you
things through while walking or up in my studio working out.
are moving.
2. Learning to notice yourself . It’s during your Pilates time, or movement, that you focus your thoughts on yourself. As women in business, we are often thinking of tasks to do, and people around us. These are all great things of course, but to bring your thoughts inward, you’ll learn about yourself. You begin to become aware of how your body feels. Really notice areas of tension that need your attention and be fully present in your body. This quiet time fosters a self-care attitude which translates to making good choices about food. When you’ve taken the time to invest in your body with movement, then of course this leads to wanting to nurture your body with food also.
3. Stretching - reverses the sedentary element of our lives Oh, it’s so good to stretch! How we need it too! Sitting causes our hips to feel tight, and working on a computer or phone hunches our shoulders. But a good stretch regularly is all you need to reverse the slouchy posture and stand tall.
www.christianwomeninbusiness.com.au
29
Listen to your body
How to make your movement session count.
Be smart about how you move. If it hurts, it’s not the right exercise for you. Think of ways you could modify the move to
The Right Environment
make it feel good for your body.
Make sure you think about where you’ll do your workout. You
I’m here to encourage you. You will feel energised and uplifted as
want to make sure you have enough space to stretch out
you stretch and move! Roll out your mat and let’s get started
comfortably. I try to find a place where I can switch my thoughts
together.
off and focus on unwinding. If I’m trying to exercise and I can see the laundry that needs folding, or the dishes in the sink, I’m more likely to get distracted
Move through these exercises with me.
and give up! (my place is in my room with low lighting in the evenings). Sometimes finding a place where you can be alone is also beneficial. Isn’t it funny how kids can’t resist the urge to jump on you when you are stretched out on the floor!
1. Arm and leg lifts Lay on your back and lift your knee over your hip, and arm over your shoulder.
Intention What do you want to get out of your movement time? Some goals could be: • Moving well • Time with Jesus • Tuning into your body • Building energy • Unwinding • Challenging yourself with an exercise to
conquer or a goal in mind.
Be inspired This is your time to nourish and feel good in your body. See your exercise as a treat for yourself. Use your favourite music to set the mood, pop your phone away or burn some uplifting essential oils.
2. Bridge Lay on your back and tilt your pelvis so your pubic bone reaches to your ribs. Peel your spine up off the mat and rest between your shoulders. Roll down to your start position.
Be consistent 15 minutes a day adds up! I regularly remind my clients of how a little movement regularly is enough to get the blood flowing, and muscles engaged to build strength and endurance.
by Beth Reading WWW.MYPILATESTIME.COM
3. Side to side
4. Quadruped
Glue your knees and feet together. Take your knees
Get onto your hands and knees. Knees under chest
to one side while keeping your shoulders on the
and hands under shoulders. Reach opposite arm
mat. Feel the stretch of your low back and use your
and leg away keeping your body stable.
obliques to drag the legs back to the centre.
5. Chest lift with legs up + twist Pop your hands behind your head to support your neck. Use an exhale to float the head neck and chest up. Add a twist, but try to keep your knees from moving.
6. Extension
7. Mermaid
Onto your stomach now. Place your hands near
In a seated position, reach over to the side. Try not
your shoulders. Press your pubic bone into the floor
to bend forward or backward and feel your ribs
and feel like you could pull your tummy off the floor.
open up.
Lift your head, neck and chest forward and up.
Click this link to join in with this energising Pilates class. Online or Offline options.
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Hey Beautiful
A LITTLE ABOUT JESUS
We are so glad that a copy of our magazine found it’s way into your hands. We truly hope that it has blessed you, in both your personal and business life. You may be wondering who this ‘Jesus’ is that we keep referring to with such love and passion. You might wonder if He can help you, the same way that we have been talking about, that He helps us. He can. It’s really simple, but life changing all the same. You might like to meet Him and ask Him to help you in your life and your business. There’s a little prayer we say when we want to meet Jesus and ask him into our hearts. I’ve written it below - just read it from your heart.
Dear Jesus, Thank you for everything that you are and everything that you do.Thank you for sending your Son to die for my sins. I invite you to come into my heart and make me new. I invite you to be Lord and Savior of my life. Please take me as I am and make me whole. I ask for your forgiveness for anything that I have done wrong. Be the Lord of my life and show me how to live a life that is pleasing to you. Help me to understand your grace, mercy and love. In Jesus Name, Amen. That’s it! That’s how you meet Jesus. If you’d like to get connected with someone who will help you grow in your journey, then we can connect you with a local church in your area. We’d also love to come along side you and champion you on! Love the CWIB Team xo
For more information please contact us via email - hello@christianwomeninbusiness.com.au www.christianwomeninbusiness.com.au
32
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This devotional will leave you feeling on fire for God and confidently inspired to build a Godly Business. Take this walk with God in your quiet time!
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YOUR BUSINESS BASICS WORK SHOP IS HERE Your Business Basics Workshop is now available in the Academy KEEPING GOD AT THE CENTRE OF Y OUR BUSI NESS To get your hands on this, apply to become an Enriched Member
Next Issue ... Her Story ALYCE BUTTIGIEG
Spotlight
Tell us all about your Small Business
Preparing for your event CLARA FRYER How To Manage Financial LOSES IN YOUR BUSINESS
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STANDING FIRM WITH Courage after a knockdown Tips for Running
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IS YOUR BUSINESS Ready for Franchise THE CWIB COMMUNITY CONFERENCE
2019
Recap & photo gallery
women
CHRISTIAN
IN BUSINESS
issue 6
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