November 2021 Issue 156

Page 58

3 STEPS TO GET INTO A HOT REAL ESTATE MARKET Vida Glaser is a REALTOR living in the Cowichan Valley, offering the expertise you need. Contact Vida 778 966-9177.

I

t’s the talk of the town these days. The real estate market seems to be like a run-away train that is speeding by. It may seem impossible to

catch and to get on that train. You CAN get on that train. I can help. It’s never too too late to enter the Real Estate market and to own your own home or buy an investment property. These are the steps. #1 Consult a mortgage broker who has the expertise and resources to guide you becoming “financially ready”. Most property purchases these days involve buyers that are very financially ready. Getting ready may be a matter of getting pre-

approval from your lender. Alternatively, if you have a fixed limited income and or some debts, it may take some longer term preparation or financial “house cleaning”. My advice would be “don’t buy a car on credit, if you are thinking of buying a house”. Debt elimination will give you some room for acquiring a good credit rating and savings for a down payment. #2 Consult a Realtor who has time and knowledge.

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A good Realtor will give you the attention and time you need. If you need some coaching on where to start, a Realtor can steer you toward properties that you can afford and profit from. It may be a starter home. It may be a property outside of your immediate geographical area. It may be an investment rental property that would be a primary step in building equity in the real estate market. Owning a property will secure your spot in the

real estate market, so that you will be on that train. #3 Consider that there are many ways to own a property and be in the real estate market. A real estate investment can be co-owned with a family member, co-owned with an investment partner. Room-mates or tenanted suites can help you make the monthly payments while providing you a home and building equity. Be open to your Realtor’s advice and suggestions. Make a plan for your future goal. For example, “I plan to sell my entry level investment rental in 5 years” so that I can buy a 3 bedroom home. Focus on the long term outcome. Change trains, but stay on that train, once you are on it. It may take some time to reach the goal of getting the property you want, but you CAN do it.

Prioritize your future with a free financial review! Kristy Landry | Financial Advisor | (250) 743-1259 | Kristy.Landry@edwardjones.com

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Museums Galleries and Historical Walks

2min
page 76

November Forecasts

6min
page 77

Death Cafe Conversation Circles

1min
page 75

Going Off The Grid - Disconnect to Connect

3min
page 70

Giving Back to the Community

1min
pages 68-69

A Talk on Christian Science

2min
page 66

Nourished to Go

2min
page 53

Be Inspired

3min
pages 56-57

3 Steps to get into a Hot Real Estate Market

2min
page 58

Rich Gramma Poor Gramma

2min
pages 59-60

Take it Like a Man

1min
page 54

Fantastic News is Coming to the Cowichan Valley

3min
page 55

Leaving a Legacy of Care

1min
page 67

The Beauty of Mediums

2min
pages 47-48

Laying The Groundwork For Better Gut Health

2min
page 52

Gift Guide to Local Experiences

1min
page 46

Valley Voices: The Squirrel and the Owl

3min
pages 43-44

Chemainus Midnight Madness

1min
page 45

Cowichan Artisans Tour

4min
pages 39-42

Duncan Welcomes Kahuna Burger and Aloha Bowl

1min
page 36

Medicinal Mushrooms

2min
page 35

The Olive Station: Maple Squash Soup

1min
page 34

Get your Game On

2min
pages 32-33

Fair Trade Fiesta

2min
page 25

Holiday Food Planner

5min
pages 28-31

Autumn Picnics Pairs with Birding at Affinity Ciderhouse

3min
pages 21-22

Fair Trade and Ethical Baskets

1min
page 27

Red Sky Performance: Trace

2min
page 23

Support Fair Trade

2min
page 24

Unsworth Restaurant Community Supported Restaurant

1min
pages 19-20

Decorating for the Holiday Season

1min
page 18

Cowichan Intercultural Society

1min
page 13

Duncan’s Newest All Organic Cafe

6min
pages 16-17

Cowichan Mushrooms

3min
pages 14-15

CVCAS Promotes Literature & Collaboration

2min
page 9

Medium is the Message

1min
pages 11-12

Local Veteran George Brewster Writes a Book

2min
page 10

November Events

4min
pages 5-8
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