DAILY NATION Monday November 2, 2020 by dailynation

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Vol. 6. Issue 2755

Monday November 2, 2020

BILL 10 VOTE HACKED?

‘BRING GOLD BOND’ …State urged to introduce gold bold to stabilise economy By SILUMESI MALUMO

… PF MPs recorded as G absent yet present. Pg 3

OVERNMENT should introduce a gold bond for the betterment of the economy, a mining expert

Mwiimba Bwalya has proposed. Mr Bwalya said it was sad that the country’s economy was bleeding when Zambia was endowed with lucrative resources such as gold.

PAGE 3

By PETER SICHALI

‘SADC resolving Zambia, DRC land dispute’ By SIMON MUNTEMBA & SILUMESI MALUMO THERE is no need to panic over the land dispute between Zambia and the Democratic Republic of Congo (DRC) in Chiengi District because the matter is amicably being resolved by the Southern African Development Community (SADC), Minister of Home Affairs Joe Malanji has said.

Probe Intercontinental sale separately, State urged. P2

There was a time we were voting against the PF motion and the system showed that the Vice President madam Inonge Wina had voted with the UPND when in fact not,”

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Story on Page 3

C6098

Mr Ngulube

A COMPUTER at parliament may have been hacked during the voting for constitutional amendment bill number 10 of 2019 and investigations

have been launched, PF deputy Chief Whip Tutwa Ngulube has said. This follows the discovery that three Members of Parliament who were present at Parliament were recorded as absent during voting.

P4. Opposition seeks security assurance over Govt Printers

Lungu honored with good leadership award

Story on Page 3

By SIMON MUNTEMBA THE Universal Peace Federation (UPF) has awarded President Edgar Lungu with a Grand Leadership and Good Governance Award in recognition of his good leadership and efforts to change the face of Zambia through infrastructure development. To Page 3

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firm.

Monday 2, November 2020

Ho me Ne ws

‘NO NEED FOR PANIC OVER ZAMBIA, DRC LAND DISPUTE’ By SIMON MUNTEMBA & SILUMESI MALUMO

Mr Mulemwa

Mr Bwalya

Probe Intercontinental sale separately, State urged By AARON CHIYANZO MORE stakeholders have demanded that a commission of inquiry into the privatization of state owned enterprises should have a special focus on ‘dubious’ sale of Intercontinental Hotel in Livingstone. A consortium of political parties and a PF official, Lemmy Bwalya said in separate interviews that answes must be provided why a hotel worth US$ 26 million was sold for US$ 6 million. Consortium spokesperson, Spuki Mulemwa, said there were many issues that did not make sense over the sale of Intercontinental Hotel. Mr Mulemwa said Zambians needed to understand how individuals who were charged with the mandate to sell the hotel ended up being shareholders in the same property without declaring interest. He said it must be ascertained whether there were any illegalities in the sale of Intercontinental Hotel so that people found wanting could face the law. Mr Mulemwa said there was need for citizens to take back what might have been stolen from them during the sale of the hotel. “All Zambians want to know why their hotel was sold at US$ 6 million if it is worth US$ 26 million. The difference is just too big,” he said. And Mr Bwalya said special focus must be given to the sale of Intercontinental Hotel in Livingstone because the country might have been defrauded of colossal sums of money in the transaction. He said Zambians should get back their money if it was proven that a lot of money was ‘dubiously’ earned from the process. Mr Bwalya said in as much as the probe would look at the privatization in its entirety, the sale of Intercontinetal Hotel in Livingstone should be done separately.

STAKEHOLDERS DIALOGUE On the Theme “Improving Access and Quality of education and Livelihood Opportunities for the marginalized Children, Youth and Women” will be held on 10th and 11th November 2020 at Chamba Valley – Exotic Hotel - Lusaka. The Development Office of the Salesians of Don Bosco Invites interested Participants and Stakeholders to this two-day event. Join to share your ideas, be part of the solution. Register now: http://vandvictors.com/SDB_Dialogue

THERE is no need to panic over the land dispute between Zambia and the Democratic Republic of Congo (DRC) in Chiengi District because the matter is amicably being resolved by the Southern African Development Community (SADC), Minister of Home Affairs Joe Malanji has said. Mr Malanji said SADC had already tasked an independent team on a fact-finding mission to establish the beacons on the land in question after both Zambia and DRC separately requested Zimbabwean President Emmerson Mnangagwa for his help in resolving the matter as chairperson of the SADC Troika on Peace, Politics and Security. The Minister said both Zambia and the DRC had shown willingness to provide resources for the exercise. “So for now as Government, we cannot make any comment because the matter is being resolved by SADC. We both paid US$200,000 to SADC to go and put up

beacons,”Mr Malanji said. He was reacting to remarks by former Finance Minister Katele Kalumba who complained that it was annoying that Zambia wanted to give away its mineral rich land in Chiengi to DRC because of an agreement which was signed by the colonialists in 1894. Dr Kalumba said that the agreement which was signed by the colonialists due to their selfish interests, could be resolved so that the land in question continues to be for Zambians. “We have natives there who are the Bwile-speaking people and we cannot give away this land and then these people be displaced from the land they have been occupying for many years. “I have talked to the ministers to ensure that this land is protected, we need to be aggressive sometimes so that people who live there can be saved from being displaced,” he said. Dr Kalumba indicated that the Zambian Government must fight hard to ensure that the land which was almost being grabbed

by DRC was protected for the benefit of the future generations. In an interview yesterday, he predicted that there would be bloodshed if future generations come to know that the land in question was grabbed on the basis of agreements signed in ancient years. He urged the government to be aggressive on this matter because Zambians could not afford to lose mineral rich land. Dr Kalumba said the minerals on the land in question was very critical to the country’s economic growth because revenue would be realised. The former minister said if the people in the area were displaced, the action would be against their human rights and this should be avoided at all cost. A small territory in Tanganyika Province has been at the heart of a border dispute between the Democratic Republic of Congo (DRC) and Zambia for several decades. In the past several months, the presence of Zambian soldiers on Congolese territory has raised tensions to a new level.

Three illegal miners die By SANFROSSA MANYINDA

UPND celebrating the fall of Bill 10 at Mr Hichilema’s residence. - (Picture courtesy of UPND media team)

HH acted irresponsibly on Bill 10 - Namulambe By KETRA KALUNGA IT was irresponsible for the United Party for National Development (UPND) leader to quarantine Members of Parliament (MPs) at his house so that they don’t take part in voting for Bill 10, says former UPND chairperson for labour, Gabriel Namulambe. And Mr Namulambe says the behaviour of Mr Hakainde Hichilema shows how scared he was because not all his MPs believe in whatever he directs them to do, the reason why he had to quarantine them at his house. He stated in an interview that Mr Hichilema knew that if he had allowed the UPND MPs to be present in parliament during the voting process, they would have applied their conscientiousness to vote for Bill 10. “The failure to pass Bill 10 by parliament should not make UPND celebrate because

what the UPND leader did to quarantine MPs at his house whereby they were wining and drinking, that is very irresponsible behaviour,” he said. Mr Namulambe wondered how the UPND would be able to handle national issues of great concern if they could chicken out of issues at parliament level. He said the UPND should realise that their irresponsible behaviour would cost them heavily in the 2021 general elections because their action has stamped on the rights of Zambians whom they claim to be speaking for. The former UPND chairperson for labour said because of the selfish move taken by Mr Hichilema, Chiefs who would have been recognized in the constitution would remain unrecognized. Mr Namulambe further said the UPND leader has also robbed the women, youths and disabled rights to represent the

people in parliament. He has challenged the UPND leader to invite the chiefs they have denied recognition, youths, disabled and women denied representation to dine and wine with them the same way he did with the MPs. Mr Namulambe said, “failure to which I would request the people who have been denied development and representation to reject them through the ballot in 2021”. “Why don’t they get all the people of Ndola rural who should have benefited from the delimitation of constituencies and say to them you don’t deserve development through increased constituency development fund, why don’t they invite them to dine and wine with them. “I challenge the UPND that if they mean well for those Zambians that they claim they are representing, let them call all those that I have mentioned and dine and wine with them,” he said.

THREE illegal miners have died in the last six months at China Non-ferous Metal Company (CNMC) Luanshya Copper Mine. The mine said it had in the past nine months seen an increase in the number of illegal miners who were mostly young people. CNMC Luanshya Copper Mine spokesperson, Sydney Chileya, told the Daily Nation that the company had seen such an increase in illegal mining because most of the oxides were close to the surface and easy to dig out. Mr Chileya said the illegal miners were dying because they were not observing safety measures. “Illegal mining has been a thorny issue to us and we noticed an upswing in the cases the time schools were closed due to Covid-19 and the partial lockddown we had. Young people had nothing to do,” he said. He disclosed that children as young as 12 years old were found among the illegal miners. Mr Chileya explained that the mining firm had noticed a slight improvement after enhancing security patrols. He said the firm had also engaged the Zambia Police who were working well with them to ensure that the premises were secured. Mr Chileya however complained that the process had added costs as the firm doubled the number of private security companies to secure the property. He urged the residents to avoid using unemployment as a scape goat to get involved in illegal mining as it was dangerous.

DAILY

Monday November 2, 2020

BILL 10 VOTE HACKED? From Page 1 Mr Ngulube said the three PF MPs were present and there was no way they could have absconded from voting. "Investigations are going on at Parliament because we highly suspect that the system was manipulated. The three PF MPs alleged not to have voted were present and there is a special case for Mwasabombwe although he was present and voted on one list it's showing that he was present and voted while on the other list it's showing that he was not present," Mr Ngulube said. Mr Ngulube said for Chifubu MP Frank Ng'ambi the system shows that he was not present and did not vote when he was present. "For Kamfisa the system is showing that he was not present and did not vote when in fact he was present," he said. He said the system has had issues in the past citing an incident in which the vice President Inonge was quoted to have voted for UPND motion. "There was a time we were voting against the PF motion and the system showed that the Vice President madam Inonge Wina had voted with the UPND

From Page 1 The UPF Leadership and Good Governance Award is presented on behalf of the founders, Rev. and Mrs. Sun Myung Moon, to those manifesting excellence in leadership, integrating professional excellence and practical wisdom with moral and spiritual principles. The award was presented to President Lungu who was accompanied by the first lady, Esther at the Bible Gospel Church in Africa (BIGOCA) in Lusaka’s Matero area yesterday. In handing over the award

when in fact not," he said. Mr Ngulube said it is highly suspected that the UPND may have used their agents at Parliament to manipulate the system. Meanwhile, Mr Ngulube has defended the three Members of Parliament alleged not to have voted resulting into falling off of Bill 10. "It is not possible that the three honourable Members of Parliament could betray the party. If you look at Chifubu MP he has been one of the few that have been in forefront of advocating for the bill to go through," Mr Ngulube said. He said it was possible the UPND could have manipulated the system to shoot down bill 10.

Mr Ngulube

‘BRING GOLD BOND’ …State urged to introduce gold bold to stabilise economy From Page 1 He agreed with other experts’ suggestions that there is need to come up with a “Marshall Plan” that would be critical to the economic recovery of the country. “I think coming up with a Gold bond would help. We used our minerals sometime back and there is no problem to come up with the gold bond to help improve our economy. We are the owners of the resources but we are not getting anything, we need to take advantage of the resources we have for the betterment of the

By SIMON MUNTEMBA SOUTHERN Province has been embroiled in an NRC scandal as some individuals are getting more than one NRC to help an opposition party win elections. And Minister of Home Affairs Stephen Kampyongo has warned that those who were dubiously obtaining more than one NRC to help a certain party win elections were just digging their own grave because the new digital system where citizens’ fingerprints were taken would detect them. The scam was laid bare after the police in Monze arrested a male juvenile aged 18 years who obtained two National Registration Card (NRCs) using different names.

economy. “These are our natural resources but we are not using them to our advantage that is the problem. As a country we have these resources but we are not putting them to good use to help in improving the economy,” Mr Bwalya said. A Gold Bond is similar to a conventional dollar bond, except that the interest is paid in gold, the principal is paid in gold, and the face value of the bond is denominated in ounces of gold. The gold bond issuer amortises the bond from income the same way that a dollar paper bond issuer does.

UPND NRC SCAM EXPOSED …people getting more than 1 NRC card Confirming the development, acting police spokesperson Danny Mwale said the juvenile and two parents who separately represented him were all detained in police custody for false representation. Mr Mwale said the suspect on October 9, while being represented by his uncle did obtain an NRC bearing his name and Muchila village, Chief Muchila, Namwala District. He said again on October 31, the juvenile whilst being represented by his father did obtain another NRC bearing Gwalikumena village, Chief Hamusonde, Namwala Dis-

President Lungu

jection in working with President Lungu’s Government and supporting it in any way

because he was not only delivering infrastructure development in Zambia but also

‘Council engineers to handle township roads’ By SILUMESI MALUMO COUNCIL engineers will construct all township roads countrywide to save on costs, Ministry of Local Government permanent secretary, Ed Chomba has said. Dr Chomba said no contractors would be engaged for township roads. He said the township roads project which was previously under the Housing and Infrastructure was now the baby of the Ministry of Local Government. “From now on, we will

Prospective issuers of gold bonds include companies who have a gold income. They want to borrow gold, because then their income is matched to their debt service, with no price risk. Issuers may include refiners, depositories, miners, and other businesses. Any sovereign government that has gold mining activity in its jurisdiction is a great candidate to issue a gold bond. Not only are there fiscal benefits and reduction of risk to the issuer, but of course it helps the world move forward to the use of gold as money— and the sovereign away from

trict. “His father has also been detained for False Representation contrary to section 13 of Chapter 126 of the National Registration Act,” Mr Mwale said. Mr Mwale said both NRCs have been retrieved and kept in police custody as evidence in court. Meanwhile, Mr Kampyongo who commended registration officers for being alert warned the people against breaking the law. The Minister said people should not take advantage of the mobile NRC issuance exercise to commit crimes such

Lungu honored with good leadership award to the head of State, UPF national president, Reverend David Phiri explained that the award was globally given to high ranking leaders recognized to have demonstrated outstanding leadership principles, including fairness, honesty, accountability, transparency and inclusiveness. Rev. Phiri said President Lungu deserved the award because he had demonstrated commitment to live for the sake of others in service to God and humanity. He said the UPF had no ob-

not involve any contractor to undertake the road projects, they will be done by our competent council engineers,” said Dr Chomba. He said recently that all councils across the country had qualified engineers who were capable to handle the projects. Dr Bishop Chomba said it was not necessary to engage either local or foreign contractors to undertake the projects being executed by the councils when engineers were able to do the works. The Permanent Secretary said come 2021 the local

authorities would ensure that all the township roads which are worked on in order to beautify the areas. “All these township road projects are now under the Ministry of Local Government and come next year we shall ensure that these roads are worked on. And let me inform the nation that no contractor will be engaged to construct these township roads, local authorities in their respective areas will be able to do the works. This is what we have resolved going forward,” the Permanent Secre-

promoting harmony and cooperation beyond barriers of race. Rev. Phiri said the international federation had also recognized his efforts to change the face of Zambia through infrastructure development such as the Kazungula Bridge and others. “Your Government has worked tremendously. We have seen consistency in development in this country. Your Government has also done tremendously well in ensuring the people of Zam-

tary said. Meanwhile Dr Chomba said government would continue to deliver development regardless of the negative criticism from some section of society. He said government would not be swayed by negative criticism but ensure that it actualised the much needed development. “I am requesting the Minister of Finance to consider giving us some more funds so that we can be able to allocate some money for missing lunch in order for us to engage the critics so that we show them what we are doing. This is when they will appreciate the works which we are doing as government,” he said.

the challenges and risks of doing business in the US dollar. The benefit of the Gold Bond to the investor is even greater than with the True Gold Lease. A bond is a longterm investment. Gold bonds, like paper dollar bonds, are securities. This is an advantage, as it gives institutions a way to own gold who are otherwise prohibited from owning a physical commodity. And Mr Bwalya said coming up with the said initiative was a good idea and it would work to the advantage of the country. as giving false information to public officers because they risked being caught and dealt with according to the law. “It doesn’t pay and if there are those who think they can get more than one NRC to help a certain political party, they will be disappointed because the system will detect them and the law will take its full force without looking at the political party one belongs to,” the Minister said. And Patriotic Front deputy Chief whip Tutwa Ngulube said it was not a secret that the UPND had been using underhand methods to win elections in the region. Mr Ngulube said the motive by some people to obtain more than one NRC was aimed at helping the opposition to win the 2021 elections.

bia are spared of Covid-19. So many things are seen on the ground,” Rev. Phiri said. And in accepting the award, President Lungu who thanked the UPF for the gesture urged Zambians to heed the word of God. President Edgar Lungu said his Government’s relationship with the church was not seasonal but permanent, because he believed it was a key stakeholder in national development. President Lungu also assured the church members and the clergy of his Government’s willingness to empower them.

Indeni resumes production INDENI Refinery has started producing fuel and will stabilize the shortage of petrol and diesel which created by recent strike action by truck drivers, Energy minister, Mathew Nkhuwa has said. Mr Nkhuwa said loads of trucks carrying crude started arriving in the country last week. He said with the crude now readily available, Indeni had started producing fuel. Mr Nkhuwa said he had been to Chingola, Kitwe and Ndola which were hit the most and had discovered that there was no panic buying of fuel. About two weeks ago, truck drivers parked their vehicles and staged a sit-in protest demanding better conditions of service.-ZNBC

Monday November 2, 2020

HOME NEWS

DAILY

MOPANI URGED TO CURB ENCROACHMENTS By SANFROSSA MANYINDA

Plot No. 5251B Mukwa Road, Heavy Industrial Area. P.O. Box 34553, Lusaka Email: dailynation@ymail.com www.dailynation.info

CLEAN-UP LAND MESS INVESTIGATIONS that were carried out at the Lusaka and Kitwe City Councils should be extended to other local authority, considering that illegalities in land allocations have permeated almost all council jurisdictions. Thus the exercise conducted at the two local authorities should be seen as a launch-pad for the probe to be extended everywhere. With the rise in population, there has been greater demand for land among desperate citizens, who are now accepting any offer even in water logged areas and in locations reserved for electricity and water infrastructure. As a result, physical pl anning has been thrown to the wind as structures are coming up all around, even encroaching grave yards. This must come to an end! The probe which followed the suspension of the two councils has exposed irregularities with 19 councillors cited for the crimes and will now have to face law enforcement agencies. Yes, the investigations took 90 days and obviously citizens are anxious to know the civic leaders cited to have had a hand in illegal land allocation. The Patriotic Front (PF) Government has been magnanimous enough to crack the whip in Lusaka and Kitwe council, which are dominated by councillors from the ruling party. Reports abound about civic leaders taking the lead in looting pieces of land including the river banks and marshlands, which naturally are supposed to be spared from human habitation. In Kitwe, some excited councillors went on a wanton scramble for plots and almost desecrated the security zone close to the Presidential Lodge at the edge of Ndeke Township. They dared everyone and demarcated the land such that it had to take Local Government Permanent Secretary, Ed Chomba, to travel from Lusaka to save the security zone from being encroached. In the meantime, the councillors in collusion with council workers had already lined up beneficiaries for the same land. Had it not been for the Permanent Secretary, structures could have by now started sprouting around the Presidential Lodge. It is hoped that officials at the two councils have taken time to reflect on their pitfalls during the time they were on suspension. Even those in other jurisdictions should have had time to reflect on every action in relation to land allocation after their counterparts in Lusaka and Kitwe were banned from July 27 to October 30, this year. Therefore, Government should probe all councils, starting with those in the urban areas and of course extending the exercise to the hinterland. For the umpteenth time, we wish to remind all councillors that they are not full time employees in respective councils, but are part-timers who should stick to their lane of offering policy guidance. Secondly, councillors are there to offer service and not to reap from the already financially crippled local authorities. They must immediately stop perpetrating illegalities and give appropriate guidelines; they must keep away from the civic centres when their presence is not required. It is sad that some councillors spend much of their time trudging corridors of the councils with a puffed up ego as though they are full-time employees, issuing illegal instructions. Some of them are spotted lurking in the car parks or under trees within council premises, baying for prospective “customers.” The residents must henceforth stop dealing with councillors on matters relating to land and only conduct such business with authorized full-time employees in councils and the Ministry of Lands. Investigations must surely be extended to all councils.

before things get worse. Invest heavily in security because things have now changed to the extent that people ignore notices against land encroachment," he said. Mr Musukwa said it was important for Mopani which was the licence holder of the premises to secure the land and avoid challenges with the people. The Minister further advised the mining firm to have a social licence to operate.

He said it was important for the firm to engage the community in a manner that would make them feel part of the mine investment. Mr Musukwa further advised the community to support investment as well as investors to ensure that operations of the mines were running smoothly. "People need to respect the law and ensure that they do not invade licenced areas. And the biggest security Mopani can put in place is to talk to the people," he said.

Opposition seeks security assurance over Govt Printers By AARON CHIYANZO

Charles Kakoma

STAKEHOLDERS must be convinced that security has been enhanced at Government printers before embarking on printing of ballot papers for future by-elections, the UPND have said. The opposition party also said stakeholders must be shown samples of what could be produced by Government printers and to be taken on a tour of the facility to prove that security and other concerns were taken care of. This follows an announcement by Minister of Works and Supply, Sylvia Chalikosa that

Government Printers was now ready to handle printing of ballot papers and if there was any by-elections, ballot papers would be printed locally after the 2021 elections. UPND spokesperson, Charles Kakoma however said stakeholders must be convinced that proper security had been put in place so that there were no fears of rigging. Mr Kakoma said concerns from stakeholders over the printing of ballot papers locally should be addressed before Government printers could be endorsed. Mr Kakoma also said the media must be allowed to un-

dertake a tour of the Government Printers so that the public could be informed of what was really on the ground. Earlier, Ms Chalikosa said Government Printers was in good shape and therefore able to print ballot papers. She said in an interview that Government would be able to test the Printers by printing ballot papers if there would be any by-elections after the 2021 elections. The minister indicated that government feels should there be any by-elections after the 2021 general elections then the ballot papers would be printed locally.

Stop dragging us into political debate, Nevers told By SIMON MUNTEMBA

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OPANI Copper Mine should invest in security instead of waiting for people to build houses up to roof level and then start demolishing them, Mines and Minerals Development Minister, Richard Musukwa has advised. The Minister however warned people who were in the habit of encroaching licensed mining areas as the

trend was illegal and retrogressive. Mopani has suffered encroachments in almost all their premises in Kitwe. Mr Musukwa said in Kitwe that there was need for the mining firm to ensure that all propertie were protected before people could invade and cause problems. He, therefore, urged Mopani to invest in security so that unscrupulous people could not build structures on mine properties. "Stop all illegal activities

WE will not allow ourselves to be dragged into political debate with Nevers Mumba over his unfounded allegations of electoral malpractice, the Electoral Commission of Zambia (ECZ) has said. ECZ chief electoral office, Patrick Nshindano said it was unfortunate that Dr Mumba has continued maligning the commission without substantiating his claims. Mr Nshindano disclosed that ECZ had invited the MMD leader over his allegations of electoral malpractice in Lukashya parliamentary by-election to go and highlight the concerns but he turned down the invitation. He was reacting to Dr Mumba who in celebrating the downfall of Bill 10 said the ECZ was next on line. Dr Mumba accused the commission of not levelling the electoral playing field and not capable of providing a free and fair election. He said, “The next enemy to peace and security is the ECZ. The arrogance being demonstrated by the ECZ is no different from the arrogance which delivered Bill 10 to its death.” But Mr Nshindano said Dr Mumba’s allegations were actually a bigger threat to Zambia as it was intended to erode public confidence even when the commission was doing the right thing.

DAILY

Monday 2, November 2020

SEAL POROUS BORDERS PRONE TO MAIZE SMUGGLING, CLERGY URGES GOVT

We did not issue plots on Zambia Army Land – Kabwe council

By KETRA KALUNGA

By KETRA KALUNGA The Kabwe municipal council has distanced itself from the offer letters of land belonging to the Military Training Establishment of Zambia (MILTEZ) which were given to about 80 people whose houses were demolished early this month by the Zambia Army. The Land in question is located in Kakumbi which is near MILTEZ and opposite Mpima Correctional Facility. Mayor, Prince Chileshe said during a special council meeting that the council didn’t issue plots in the area belonging to the Zambia Army Mr. Chileshe stated that 99 percent of people that have been affected bought land from individuals who had documents that are purported to be false documents signed by one of the three former council workers that were recently convicted of corrupt practices. “So the council distances itself from the offers that the people had, I know they are mourning, they are crying but we sympathize with you, we know the pain that you are going through,” he said. He mentioned that the said documents given to the affected people are the famous 2010 documents from the minute book which the council decided to cancel in 2017 because it was full of anomalies. Mr. Chileshe said the council realized that a lot of people were riding on the cancelled minute book to create a situation which the council could not control. The mayor disclosed the first person to make a payment towards the 2010 demand notices generated by the convicted officials was done in 2012 with the next payment made in 2015 which clearly indicates a serious anomaly. “I Am also told that the demand notices that were generated by some people, how they were done I don’t know, were indicating a payment period of 30 days but these days ended long ago,” he said. Mr. Chileshe said much as the council sympathizes with the affected people, it would not allow them to hold a perception that the council offered them land belonging to the Zambia Army. He said a task force has been set up to interrogate the matter thoroughly because it is a responsible council to help lessen the burden that the affected people are going through. The affected people are demanding to be compensated and given alternative land because they are the rightful owner according to the documents which they acquired from the council.

Ho me Ne ws

FILE PHOTO : ‘‘Government should consider growing winter maize to keep the country food secure.’’

THE government should ensure that all porous borders prone to smuggling of maize are tightened up to stop the vice which is on the increase, a Lusaka clergy has advised. Justin Phiri of Tabernacle Love, Faith, and Hope ministry said in an interview that the government

should prevent the smuggling of maize before all the grain goes out to keep the country food secure in case of any eventuality. Prophet Phiri said it was not certain if the country would record a bumper harvest from the 2020-2021 farming season due to selective rainfall patterns being experienced in the

country so far. He said the country should take advantage of the bumper harvest recorded in the last farming season to adequately prepare for next year in an event that drought is experienced in some parts of the country. “The government should not allow smuggling of maize because it seems there might

be droughts in some parts of the country this farming season which might affect chances of a bumper harvest for 2020-2021,” he said. And Prophet Phiri has urged the government to consider growing winter maize to keep the country food secure in an event that some parts of the country do not receive adequate rainfall.

Stabilise exchange rate - think-tank By BUUMBA CHIMBULU

Monday 2 November, 2020

BOZ GOVERNOR WANTS BETTER SAVING CULTURE F By BUUMBA CHIMBULU

INANCIAL service providers should expand the range of attractive interest earning savings products which will ensure that customers reap huge rewards from their savings, Bank of Zambia (BoZ) Governor, Christopher Mvunga, has said. Mr Mvunga said money should be seen to be growing with reasonable returns and not only be saved. The Governor emphasised that attractive interest rates on savings would assist in enhancing the saving culture of the citizens in Zambia. He said this in a speech read on his behalf by BoZ Deputy Governor for Operations, Rekha Mhango, at the 2020 World Savings Day and 2020 Digital Financial Literacy Awards. The 2020 world savings day was celebrated under the theme "When You Save A Bit, Big Things Happen." "This is consistent with the expectation of the theme, that when people save on a bank account, investment scheme or insurance-life policy, then they have the possibility of dealing big awards," Mr Mvunga said. Speaking at the same event, Bankers Association of Zambia (BAZ) Chairman, Herman Kasekende, observed the need

Bank of Zambia Governor, Christopher Mvunga

for financial service providers to enhance investment in cyber security. Mr Kasekende explained that as more people used the digital platform during the Covid-19 period, the more cyber security was witnessed. "The adoption of the digital platform called for more investment in cyber security. More people are now using the digital platform, especially following the onset of the Covid-19 period," he said. Mr Kasekende acknowledged that the digital payment channels and shared banking infrastructure was making it possible to remotely on-board customers and allow them to access financial services at a touch of a button anywhere, and anytime. “In Zambia today, we are witnessing an exponential growth in mobile and online payment platforms, which is a testimony to the shifting paradigm,” he said. Mr Kasekende said technology has narrowed the barriers of distance, changing the way Business was conducted. He noted that mobile network and internet connectivity had played a vital role in seamless financial transactions across the country and beyond borders, allowing the free flow of funds and freedom to transact in real time.

The monetary policy should focus on shortterm support to smooth fluctuations in the exchange rate market as has been done in the past, says Zambia Institute of Policy and Research Centre (ZIPAR). ZIPAR has emphasised that it was now necessary for fiscal policy to take on some of the burden of working to contain the exchange rate depreciation in the short term. The Kwacha has depreciated by a massive 42 percent against the United States (US) dollar to K20.30/20.35 this month from K14.05 at endDecember 2019. “A lot of the depreciation of the kwacha is down to a structural imbalance given Zambia’s high import dependency and the limited range of exports for earning foreign currency. “To this end, it is of utmost importance that prudent fiscal management and fiscal consolidation is put into practice,” ZIPAR said in its analysis of the 2021 national budget. ZIPAR said budgeting for a large fiscal deficit to support high expenditure through external borrowing jeopardised prospects to attract Foreign Direct Investments (FDI) and in particular. The institution indicated that fiscal policy must therefore strengthen its focus on external debt re-scoping to mitigate the high foreign currency

denominated debt service payments. “In terms of short-term measures to address the exchange rate depreciation, monetary policy will be neither appropriate nor permanently potent to defend the persistent structural fall of the Kwacha,” ZIPAR said. ZIPAR said the remedies proposed to deal with the depreciation were largely medium to long-term in nature. This, ZIPAR said, included the diversification of exports, attraction of the FDI, import demand management through import substitution, and securing of balance of payments support through an International Monetary Fund (IMF) programme. Meanwhile, ZIPAR said the 2021 Budget would require positive and patriotic responses from all sectors of the economy to ensure implementation. It explained that feasible policy options to rescue the economy were becoming scarce as it was now time to make the tough decision Zambia had previously avoided. “Implicitly, the Budget sets out to protect and benefit more vulnerable persons from deprived households. “However, with the severe shrinkage in the fiscal space due to a narrow revenue base and increasing debt service, it is hard to conceive how the increased social sector spending will be financed,” ZIPAR said.

MAINSTREAMING OF CLIMATE SMART AGRICULTURE IN ZAMBIA’S POLICIES Zambia’s climate has been highly variable and over the last few decades characterized by a series of climatic extremes, e.g. droughts, seasonal and flash floods, extreme temperatures and dry spells, whose frequency, intensity and magnitude has increased. For the population living below the poverty line, there is insufficient capacity to cope with, or adapt to, the impacts of extreme weather events. The majority of the population in Zambia depend on agriculture for their livelihoods. The majority of this population is rural-based at 58.2 %. Agriculture is the main economic activity engaged in by 58.5 % of households which can further be broken down as 89.4 % of households in rural areas and 17.9 % in urban areas. Therefore, there is need to develop adaptation and mitigative measures to address climate change.

TEMPERATURES

According to the Living Conditions Monitoring Survey of 2015, poverty levels in Zambia are high and account for 54.4 % of Zambia’s population; with rural poverty worse at 76.6 % compared to 23.4 % in urban areas. There is insufficient capacity to cope with, or adapt to, the impacts of extreme weather events.

ANNUAL RAINFALL

Data from the World Bank Group Climate Knowledge Portal indicates that temperatures have been on the rise while precipitation (rainfall) has dropped. Mean annual temperature has increased by 1.3°C since 1960, at an average rate of 0.29°C per decade. Daily temperature observations show significantly increasing trends in the frequency of hot days and nights in all seasons. Figure 1: Average monthly temperatures Figure 1 shows that the average temperature for each month has increased when comparing periods 1960-1990 and 1991-2016

KEY Precipitation (mm) 1991 - 2016 Precipitation (mm) 1960 - 1090

22.95

22.88

21.88

12.35

17.35

17.07

18.45

22.9

24.66

24.21

23.13

23.55

23.77

23.64

22.36

20.89

11.44

17.9

20.48

23.68

25.6

25.37

24.04

JAN

FEB

MAR

APR

MAY

JUN

JUL

AUG

SEP

OCT

NOV

DEC

P R E C I P I TAT I O N ( I N M M )

AV E R A G E T E M P E R AT U R E S

22.88

MONTHS

221.8

197.3

153.7

51.7

5.8

0.4

0.09

0.2

4.0

32.2

111.9

223.5

222.5

180.5

155.5

39.54

4.1

0.2

0.06

0.1

3.2

23.0

107.9

204.2

JAN

FEB

MAR

APR

MAY

JUN

JUL

AUG

SEP

OCT

NOV

DEC

MONTHS

Source: generated using World Bank Group data, Climate Knowledge Portal. Available at <https://climateknowledgeportal.worldbank.org/country/zambia/climate-data-historical>

MAINSTREAMING OF CLIMATE SMART AGRICULTURE IN POLICY DOCUMENTS Seventh National Development Plan (2017-2021);

this policy document emphasizes adoption of agricultural environment-friendly practices; climate smart and organic techniques such as conservation farming, less use of chemical fertilizers and creating public awareness on the adverse effects of climate change.

Impact of Climate Change on Zambia’s GDP • • • •

National Climate Change Policy (2016); the overall objective of the policy is to provide a framework for coordinating climate change programmes in order to ensure climate resilient and low carbon development pathways for sustainable development towards the attainment of Zambia’s Vision 2030. The policy advocates for the promotion and adoption of appropriate Climate Smart Agricultural (CSA) technologies for different agro-ecological zones as well as the promotion of landscape-based livelihood diversification.

National Agriculture Policy (2016); One of key objectives of the policy is to mainstream all issues of the environment and climate change into the agriculture sector. To promote adoption of CSA practices, the policy proposes that farmers accessing the Government-supported Farmer Input Support Program (FISP) are required to practice conservation farming as a prerequisite for access to inputs. The policy also recognizes and promotes the need for CSA practices for livestock and the integration of agroforestry into crop-livestock production systems; and improved housing and feeding practices.

•

Climate Change variation has led to reduced hydro power generation. The country is forced to import power. By November 2019, ZESCO had increased the extent of load shedding to fifteen (15) hours per day. The economic impact has been severe, with key economic sectors such as mining, manufacturing and agricultural sectors scaling down production and employment. One estimate of the economy-wide effects of load shedding indicates that economic losses were equivalent to around 18.8% of annual GDP in 2014/15 of which 1.6 % was loss to the Agricultural GDP. Impact of Climate Change on Agriculture

• • •

in Rural Area

23.4% in Urban Area

RECOMMENDATIONS

Average annual rainfall over Zambia has decreased by an average rate of 1.9mm per month per decade since 1960 primarily due to rainfall decreases from December to February (World Bank Group, Climate Knowledge Portal) Figure 2: Average Annual Precipitation The average monthly precipitation for the months of September, October, November, December and February had reduced when comparing periods 1960-1990 and 1991-2016.

KEY 1991 - 2016 1960 -1990

76.6%

An increase in the incidence of hunger due to destruction of crops. Reduction in cultivable land and increased soil erosion. The production of staple crops has been dropping e.g. Crop Forecast for the 2018/19 Agriculture Season where Maize production declined from 2,394,907 metric tonnes in 2017/18 farming season to 2,004,389 metric tonnes in 2018/19 accounting for 16% decline

In order to encourage adoption of Climate Smart Agriculture (CSA), due consideration must be given to the following recommendations; i. The Ministry of Agriculture (MOA) and other stakeholders need to upscale field visits among small scale farmers to effectively promote the adoption of Climate Smart Agriculture (CSA) practices. ii. MOA is urged to adequately package Zambia Meteorological Department (ZMD) information and distribute it to farmers that would be the most affected by crop failure. iii. Government through the Ministry of Finance (MOF) and MOA needs to further provide tax incentives on all farming inputs that enhance CSA approaches. iv. MOA needs to employ more extension staff to meet the recommended ratio of 400:1 (four hundred farmers to one extension officer). Extension officers play a key role in training farmers on CSA practices. v. Successful adoption of CSA practices such as Conservation Farming (CA) having been linked to land rights. In this vein the Government is urged to address the issue of land rights by improving the land titling procedure and waiting time. vi. In all sustainable land approaches in the Agriculture sector, Government is urged to use the landscape approach that takes into account the multiple functions of land and other ecosystems. The approach ensures that the best possible balance is achieved among a range of different development objectives, including climate change mitigation and adaptation, environmental and biodiversity conservation, enhanced economic productivity, and improved livelihoods. vii. We urge Government to extend carbon tax to all other sectors that use fossil fuels as opposed to motor vehicle only. Carbon tax can serve both purposes of mitigation and adaptation. The resources realized from the tax can be utilized to promote Climate Smart Agriculture (CSA) practices and provision of relief food to families worst hit by the impacts of climate change. Carbon tax is a Pigovian tax since it returns the cost of global warming to their producers and can consequently reduce carbon emissions as a mitigative measure. Zambia can learn from South Africa who in May 2019 enacted a longdelayed carbon tax into law as one of the continent’s worst polluters.

Extra Busine ss

| 7

SHELL COMPANIES …Kenya issues notice for firms to provide details of key shareholders by January NAIROBI - All companies have until January next year to submit to the government names of their key owners or controlling entities. This is a move to enforce the law and create transparency in shareholding of firms as the State cracks down on illicit cash flows such as money laundering and terrorism financing. Business Registration Services (BRS) Director General Kenneth Gathuma granted companies up to January 31, 2021 for preparation of beneficial ownership registers. The registers are important as they help distinguish real businesses from shell companies and those in illicit activities. “The Beneficial Ownership Register will create greater transparency in the ownership of companies in Kenya and support the government in the fight against corruption, money laundering and financing of terrorism,” Gathuma said in a statement. He said companies should register within 30 days of the register’s preparation and notify the registrar within 14 days of any change in ownership information. - THE STANDARD, Kenya.

Eskom needs R56bn from govt this year

PO654

DAILY

Mondy 2, November 2020

JOHANNESBURG - In its current financial year it will need R56 billion, an average of R1 billion per week, from the South African government to stay afloat, Eskom said at the weekend. “We regret the burden that this places on the fiscus, particularly in the current economic climate,” the electricity company said in a presentation on its financial results for the year to the end of March. That number would be reduced by nearly 75 percent if municipalities and the residents of Soweto were to pay what they owe, Eskom’s books show. In its last financial year, Eskom wrote off nearly R8 billion in overdue Soweto debt, in terms of rules which would have made that money unlawful to collect. Even so, unpaid bills from the suburb stood at R12.8 billion. Arrears debt owed by municipalities, meanwhile, grew by some 40 percent, to reach R28 billion at the end of the financial year. The combined R40.8 billion owed by those two groups is equal to about a fifth of Eskom’s revenues for 2020. A little under 21 percent of Soweto residents now pay their electricity bills, Eskom said, compared to 12.5 percent the previous year. - BUSINESS INSIDER SA.

GIVE BUSINESS OPPORTUNITIES TO PEOPLE WHO CAN HELP GROW THE PARTY PF Dear editor, The ANC of South Africa and ZanuPF of Zimbabwe has a proper system in place to ensure that the Party structures from the top organ to the lowest organ are well supported and financed by making available both Employment and Business opportunities making them extremely strong on the ground. I have noted with great concern and fear that as a Party PF we are not taking advantage of certain clauses in our own PF Constitution that are meant to equip our party structures and sympathizers with economic freedom as a result our PARTY PF is becoming weak on the ground. EFF Leader Julius Malema once said and I quote " Political Freedom without Economical Freedom is USELESS " end of quote. The true answer to current problems between the PARTY PF STRUCTURES countrywide and THE NATIONAL MOBILIZATION TEAM is to make our party structures access both Business and Employment opportunities. Heads of parastatals and similar institutions of mass gathering must familiarize themselves with the PF constitution at all times to ensure that no one drifts away from the PARTY PF pro poor manifesto meant to improve the WELFARE of the Nation and it's CITIZENRY. It's painful to see that our own PARTY PF STRUCTURES are left out when it comes to enjoying both Employment and Business opportunities in preference of people that do not understand our pro poor manifesto above all do nothing to help grow the PARTY PF on the ground. Honestly what message of Hope in terms of Economical Freedom do we expect our PARTY OFFICIALS to take to the people on the ground if themselves are languishing in abject poverty or living slightly above the poverty line. Let me take this opportunity to thank the following ministers for their relentless efforts in ensuring that our PARTY PF structures are Empowered. 1.. Hon. Jean Kapata 2.. Hon. Dr. Chitalu Chilufya 3.. Hon. Prof Nkandu Luo 4.. Hon. Bowman Lusambo 5.. Hon. Kampamba Mulenga 6.. Hon. Steven Kampyongo 7.. Hon. Vincent Mwale 8.. Hon. Emmanuel Mulenga 9.. Hon. Micheal Katambo 10.. Hon. Joseph Malanji 11.. Hon. Brian Mundubile I want to make my humble submission to the party hierarchy to consider tapping into some of the ideas from our youths meant to empower the party PF structures countrywide in the best interest of the PARTY PF and President Edgar Chagwa Lungu. Ministers, Permanent Secretaries, Heads of parastatals, Directors, Procurement and human resources managers must never negotiate with ARTICLE 3 in our party constitution lest they want to champion a different agenda from our pro poor manifesto as a PARTY PF. The late President Micheal Chilufya Sata (mhsriep) the founding father of PF frequently used to say and i quote " Ichikalika pansanka musumba wa bwali " end of quote. We don't expect our PARTY PF to be attractive and strong on the ground if our party structures and sympathizers can not access economical freedom, that's like trying hard to build Castles in the air. The situation on the ground is sad because most of our party structures are in vast districts which makes it extremely difficult for our PARTY OFFICIALS to organize the party using their own hard earned little resources. The Party PF must urgently come up with a system on how our party structures countrywide can be empowered in the last remaining few months before elections if truly we want to see the PARTY PF grow in numbers. MAXWELL CHONGU PF DIE HARD

Monday 2, November, 2020

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Zambia should brace for second phase of COVID-19

LETTER OF CONDOLENCES TO THE LUKUKU FAMILY AND THE ZAMBIAN OPPOSITION AS A WHOLE.... Dear editor, THE Southern Africa Students and Youth Development Association (SASYDA) Zambia ฀฀ chapter, would like to pass our deepest and sincerest condolences after the tragic and untimely passing of Republican Progressive Party (RPP) leader James Musendeka Kasanda Lukuku, who sadly died on 31st October 2020. It brings true sadness to our hearts to learn of the passing of such a young vibrant opposition political leader. He was an inspiring leader who used his voice as a youthful opposition leader to speak boldly on behalf of his people and calling for their economic freedom. This was a mark of real courage and leadership which we hope will continue to inspire other politicians and leaders around the world. Lukuku, was a true and noble friend of our organisation because of his relatively young age and his appeal to this generation. As one of the very first Zambian young opposition political party Presidents, he made related and blended well with most of our programs and policies on higher education and youth involvement in leadership across the continent, including at global Level. He was always on the front-line of any progressive solidarity. We knew comrade James, for many years and he will be dearly missed by us all. From the first moment we met him till the last we always felt

Mr Lukulu our spirits and ideological paths connected, and with it the spirits of our ancestors and our Zambian young people. He will be forever remembered for standing up to democracy and the calls to end white supremacy which has continued to exist and characterise many African leaders unfortunately. The students and youth movements, both inside our country and around the world all send our deepest condolences and sympathy to the family of James Musendeka Kasanda Lukuku and the people of Zambia. Farewell and Rest in Peace dear comrade, leader and truly good

friend. The people of Zambia will never forget you but will always remember you, as your spirit continues to guide and inspire many in our struggle for economic freedom. You will be part of our history which will record your incredible effort to help bring about that freedom. With your spirit we will continue to peacefully struggle to liberate the people of Zambia and with your support, and the support of the people of Zambia and people everywhere, we know that we are ever closer down the long road to economic freedom. IBRAHIM KABWE MWAMBA SASYDA Zambia President

Dear editor, The Minister of Health Honourable Dr. Chitalu Chilufya recently sounded a warning that Zambia will experience the second outbreak of Covid-19 in December. This is in spite of the country recording reduced cases of coronavirus. Honourable Dr. Chilufya warned the country during the Covid 19 update last Friday. Dr. Chilufya disclosed that the country recorded 90 new Covid 19 cases from 6,483 tests conducted in the last 24 hours. Zambia like any other country in the world has been affected by the coronavirus pandemic from the time the disease broke out in China in December. The impact of coronavirus has been felt by many countries. The coronavirus pandemic has no cure at the moment and the researchers across the globe are conducting trials on the efficacy of the drugs purporting to cure coronavirus. The Minister of Health advised that people should continue adhering to the health guidelines in a bid to prevent the spread of Covid 19. These health guidelines include masking up, washing hands with soap, sanitise and maintaining of social distance, among other measures. Most people have stopped observing the health guidelines as preventive measures against Covid 19 because they believe that coronavirus is finished. This is wrong. The gist of the matter is that coronavirus is real and it is still prevalent despite our country recording reduced number of cases. As the adage goes, “prevention is better than cure.” In this context, let us try as much as possible to adhere to the preventive measures against coronavirus as advised by our hardworking Minister of Health. In my aforegone conclusion, I implore people to continue observing the health guidelines as we brace for the second outbreak phase of Covid 19 in December. Kudos to Dr. Chilufya, the hard working Cabinet Minister for the valuable information on Covid 19 and other related health matters. ELEMIYA PHIRI, Lusaka.

DAILY

Monday 2 November, 2020

So cial cash tran sfer resum es in Kasen en gw a GOVERNMENT says it remains committed to ensuring that the living standards of the vulnerable people in society are uplifted. Flagging off the payments of the Social Cash Transfer (SCT) to beneficiaries in Kasenengwa, the District Commissioner, Ms Sara Kalaluka, said uplifting the living standards of the incapacitated and vulnerable people in society is the prime objective of the government. Ms Kalaluka said the government will continue to provide social protection support to its people, further disclosing that a total of 5, 770 beneficiaries are currently on the programme in the district out of which 472 are disabled. “The government remains committed to the continued implementation of the SCT

programme. We have 5, 770 beneficiaries in the district out of which 5 298 are able bodied while 472 are physically challenged ’’ she said. Ms Kalaluka urged the beneficiaries to put the funds to good use as the government wants to see improvement in their living conditions. She thanked the beneficiaries for their patience during a break in the implementation of the programme and assured them that the government will continue to prioritise their wellbeing. And one of the beneficiaries, Tilange Daka thanked the government for resuming the implementation of the SCT programme as most vulnerable people in society have little or no source of income.

HOME NEWS

Bill 10 has exposed selfish leaders - Kungo By TROY MUKUPA

ORMER Patriotic Front North Western Province chairperson Jackson Kungo said the collapse of the 2019 Bill 10 is an eye opener for Zambians to see the leaders of opposition UPND for who they are. Sparking in an interview Mr. Kungo said it was unfortunate that Mr Hakainde Hichilema and the UPND members of Parliament celebrated the fall of Bill 10 which was meant to champion the rights of the vulnerable especially the women and youths. "It's very unfortunate that someone who is vying for national leadership can stoop so

low as to celebrate the downfall of something meant to uplift the nation. Bill 10 was meant to champion the rights of the vulnerable especially our women and the youths," he said. Mr Kungo said the fall off of Bill 10 does not in any way increase the chances of UPND winning the 2021 General Elections. "It’s unreasonable for the opposition to think the death of bill 10 will stop President Edgar Lungu from contesting next year’s elections. Believe me, it will be interesting to hear what the UPND Members of Parliament will tell the vulnerable about the collapse of the bill which was going to allow delimitation hence bringing development close to the people," he said.

Former Patriotic Front North Western Province chairperson Jackson Kungo

FOLOTIYA MEMORIAL SCHOLARSHIPS 2021-2026 Rhodes Park School is Zambia’s leading private education institution and has been serving Lusaka’s families since the late 1960's. We offer a high standard of nursery, primary and secondary education with a modern approach that has not abandoned traditional values.

The aim of the Scholarships is to e n c o u ra g e a n d r e w a r d a c a d e m i c excellence. For the past two decades, many of our scholarship recipients have gone on to set the pace at institutions of higher learning around the world.

By KETRA KALUNGA STUDENTS in Central Province have endorsed President Edgar Lungu as Patriotic Front (PF) presidential candidate for the 2021 general elections. The students drawn from various institutions of learning said they have resolved to endorse President Lungu in the forthcoming elections because of his good leadership. Student's provincial coordinator, Charles Kakula, a thirdyear student at Mulungushi University said Mr Lungu was committed to transform the lives of young people judging by the various youth empowerment programmes implemented. "As students we endorse President Lungu as the sole candidate for 2021 general elections because we have seen that he does not want to leave us the youth behind," he said. Mr Kakula said this yesterday when he presented a petition of endorsement on behalf of the students to provincial

minister, Sydey Mushanga in Kabwe. And receiving the petition, Mr Mushanga who commended the students for move said youths as the majority define who should lead the country. Mr. Mushanga said President Lungu has a passion for youths hence his resolve to ensure that their well-being take centre-stage in the governance system of the country. "On behalf of the PF leadeship in the province, I receive the endorsement petition of President Lungu for 2021 elections, the petition will reach the President and party secretary-general," he said. And Mr Mushanga urged youths to ensure they register as voters in order to secure the victory of the PF party and President Lungu. He also urged the young people to refuse being used as tools of violence as the 2021 general elections draws near. “I’m urging you to register so that come August 12, we’ll show the opposition that there is power in the ballot," said Mr. Mushanga

The winners of these Scholarships receive complimentary tuition at Rhodes Park School from Grade Eight to Grade Twelve as follows: 1 Major Scholarship (male) 100% of tuition fees 1 Major Scholarship (female) 100% of tuition fees The Major Scholarships are offered to pupils who have been at Rhodes Park School for a minimum of three consecutive years at the time of writing the Entrance Examination. 1 Minor Scholarship (male) 75% of tuition fees 1 Minor Scholarship (female) 75% of tuition fees Pupils from any school, and those who have been at Rhodes Park School less than three years at the time of writing the Entrance Examination are able to be offered the Minor Scholarships. To be eligible for either Folotiya Memorial Scholarship, a candidate must be aged 13 and under at the time of writing the Grade Eight Entrance Examination. The Board of Directors of Rhodes Park Schools Limited is pleased to announce that this year’s Grade Eight Entrance Examination Sitting for External Candidates will be held on Saturday 14th November, 2020 at 09:00. There will be an Examination Fee of K1,000 payable before sitting this examination. Please contact the School Secretary on telephone 0211-291634 or 0977-112702 or visit our main campus at Sibweni Road, Northmead, Lusaka for booking an exam space or for further details .

RHODES PARK SCHOOL Plot 11308, Sibweni Rd, Northmead, P.O. Box 32755, Lusaka, 10101, Zambia Tel: 0211-291634/ 293297 Fax: 0211-295540 E-mail: info@rhodesparkschool.net www.rhodesparkschool.net

Rhodes Park School is a Cambridge Exam Centre

E24102020

Central students endorse Lungu for 2021

The Scholarships are awarded to the qualifying candidates attaining the highest marks in the Rhodes Park School Grade Eight Entrance Examination.

MMEDIA RPS/2/2016

The Folotiya Memorial Scholarships were introduced in 1997 in honour of the founders of our school, the late Mr. and Mrs. Mwansa and Lydia Folotiya.

Monday 2, November 2020

KO PA LA NEW S

AVIC TO REHABILITATE LUANSHYA ROADS By SANFROSSA MANYINDA

Luanshya Mayor, Nathan Chanda

LL is set for the rehabilitation of the roads in Luanshya district as the contractor will receive his payment this week so that works can commence. Luanshya Mayor, Nathan Chanda, said that that the contractor, Avic International, would be on site in the before the onset of the rain. He said that despite Covid-19 having slowed down the road projects that government was embarking on, the works would continue. "We want to assure the people of Luanshya that we are on top of things where road

construction and rehabilitation is concerned," he said. Mr Chanda said the construction of the roads would not only add beauty to the, but also create jobs for youths in the district. He said that the project would also empower the local contractors under the 20 percent sub-contracting policy. The Mayor said the contractor was expected to do a good job so that there could be a facelift in the district. Mr Chanda said he was happy that the works would start as the people that took advantage of the delay and insulted government would have nothing to talk about. "Just be patient and let the contractor do his job. We have done our part as government by ensuring everything is in place and leave it in the hands of the contractor," he said.

Boy, 9, gets wheel chair By NATION REPORTER A nine-year-old boy living with disabilities, has received relief following the donation of a wheel chair to improve his mobility to school and other places. Isa Salim, of Kaloko ward in Ndola, received the wheel chair, much to the delight of his mother, Whyness Bwalya. Kaloko ward Councillor, Joseph Nyirenda, who donated the wheel chair, said he felt duty-bound to make a donation because the boy was facing challenges in getting to school and to the clinic because of his condition. Mr Nyirenda said the boy, who is unable to talk, faced serious challenges in moving from one place to the other and that this prompted him to donate the wheel chair. â&#x20AC;&#x153;The boy is crippled and he needs a wheel chair to enable him go

to the clinic or hospital, school and the market and also to be in the company of his friend,â&#x20AC;? Mr Nyirenda said. The councillor said he would always make himself available to the people in his ward, especially those that were faced with serious problems. Mr Nyirenda said it was time to upscale selfless service to the people because many of them were grappling with debilitating problems, which had been worsened by the outbreak of Covid-19. He appealed to other stakeholders to join in helping the needy in society because Government alone could not manage. Mr Nyirenda said assistance should particularly be channelled to the vulnerable and people living with disabilities, like Isa.

Chinese firms join malaria fight By ROGERS KALERO

PRESS RELEASE STATEMENT ON THE CANCELLATION OF THE NON-DEPOSIT TAKING MICROFINANCE LICENCE OF PREMIER CHOICE FINANCE LIMITED The Registrar of Financial Service Providers has with effect from October 9, 2020 cancelled the non-deposit taking microfinance licence of PREMIER CHOICE FINANCE LIMITED. The cancellation follows the decision by the shareholders of Premier Choice Finance Limited to voluntarily cease operations and wind-up business.

For further information and clarification contact: Communications Division Bank of Zambia P O Box 30080 LUSAKA Telephone number 0211 399300/ 0971 270090/ 0963 884820 Email: info@boz.zm October 9, 2020

E30102020

The cancellation of the licence entails that Premier Choice Finance Limited has ceased to operate as a non-deposit taking microfinance under the Banking and Financial Services Act, 2017 and the Banking and Financial Services (Microfinance) Regulations, 2006. However, the cancellation of the licence does not relieve Premier Choice Finance Limited of any obligations it incurred or assumed during the period of validity of the licence.

MORE than 30 families of workers in Chinese companies on the Copperbelt received assorted items for participating in the competition aimed at improving their surrounding and preventing the spread of malaria in the communities. The families who participated in the competition were from Ndola, Luanshya, Kitwe, Chambishi, Mufulira and Chingola. Zambia Chinese Association (ZCA) Copperbelt chapter and the Malaria Partners Zambia organised the competition and the award-giving ceremony held at Mawlaik barracks in Kitwe, ZCA Copperbelt chapter President Wang Xin said competition was aimed at encouraging the employees of Chinese-owned companies to clean up their surrounding and reduce the chances of spreading malaria within the communities. Mr Wang said the initiative was also aimed at ensuring strong and close relationship between the employees and Chinese employers. He was hopeful that that participants, who had come third or fourth in the competition, would strive to come first or second in the next contest. "This being the first competition, no one will go empty-handed. Everyone will go with something so that those

File Photo who have come third, fourth, fifth or sixth will work hard to become first or second. "The whole competition is aimed at making sure that employees compete in keeping their surrounding clean. Apart from this, we believe the competition, will also ensure strong and closer ties between the employees and the management," Mr Wang said. Earlier, Malaria Partners Zambia, executive director Martha Lungu said the competition was looking at various issues like blocked drainages, exposed trash, stagnant water and general cleanliness of each house's surrounding. Ms Lungu, who was one of the five judges, said of all the six districts, Luanshya was outstanding in various areas and that other districts needed to work hard in the next competition. She said she was happy that the families which participated in the competition were cooperative from the time the competition started up to the time

it ended. "Finally, we are coming to the prize giving ceremony of this competition which had been smooth from the beginning because as judges, we received a lot of support from you, the participants. "One thing I must state is that the competition was tight in Luanshya and we had a difficult time to pick up the winner, but we had to come up with the winner anyway," Ms Lungu said. And the first prize winners walked away with groceries worth more than K1,200, while the second winner prize got groceries worth more than K850 of groceries. The third prize winner got K750 worth of groceries with the fourth prize getting K550 worth of groceries Apart from the prizes to deserving winners, all the participants were given a 2.5litres container of cooking oil, a box of face masks and hand sanitizers.

Daily

Monday 2, November 2020

Campaign for peace launched By ANDREW MUKOMA An Non-Governmental Organisation (NGO) has launched a campaign advocating for peaceful elections next year. Be Human Again Foundation has also described 2020 as a difficult year for Zambia both at national and individual levels. The foundation at the weekend finished the long walk from Lusaka to Livingstone in a bid to promote peace. Director, Mc'edward Siachitema, said in Livingstone that the decision to take walk was aimed at sensitizing the general public the need for peaceful elections next year. Mr Siachitema said that Zambians should realize that for the nation to move forward, they needed to interlink with each other. He said that it was therefore important for citizens regardless of their political agenda to live together as one Zambia one Nation. Mr Siachitema said his organization would continue engaging citizens on the need for the nation to have peaceful polls next year.

"Be human Again has launched a campaign for a peaceful elections next year. We launched our campaign with a walk from Lusaka to Livingstone last month with the aim of reaching out to people that 2020 is a tough year for the nation," he said. He said, at the national level, the country had issues of gassing where a lot of people lost their lives and thereafter, the Coronavirus pandemic. Mr Siachitema said that all these contributed to the difficulties that citizens went through and were still going through. "We stand in solidarity with the people who went through all these difficult situations. We are also advocating for peaceful elections as the country goes to the pools next year. "Our message is that for us to move forward as a nation, citizens must realize that we need each other. We need to interlink as a people," he said. Mr Siachitema and team were received by Falls Fitness Center members led by Mickie Mumba and others.

NO RTH- W EST / M O SI

'NOTHING IS EXCITING ABOUT BILL 10 FAILURE' By ANDREW MUKOMA

HERE is nothing exciting about the failure of Bill 10 in parliament last week, United National Independence Party (UNIP) in Southern Province has said. According to UNIP, Zambians should instead rise against opposition UPND Members of Parliament (MPs) and ientire leadership by denying them a vote next year. Provincial Chairman Captain Robert

Mukengami said that it was saddening to see elders celebrate while dining and winning after Bill 10 failed to pass on Thursday last week. Captain Mukengami said the decision by UPND MPs needed serious introspections among leaders. He said that the contents in the Constitutional Amendment Bill number 10 of 2019 were progressive and would have built a strong foundation for the judicial system. Captain Mukengami added thatUPND

would have themselves to blame for their conduct. He charged that instead of prioritizing the welfare of the people of Zambia, the UPND chose to prioritize its interest. Captain Mukengami said the outcome of Bill 10 will haunt the UPND in next year's general elections.

Mushindano gets 6,000 mosquito nets By JACKSON MAPAPAYI AUTHORITIES in Mushindamo district have advised residents to put to good and appropriate use the yet to be distributed long lasting treated insecticide mosquito nets. Meanwhile, about 7454 households are earmarked for the Indoor Residue Spray (IRS) while over 6,000 long lasting treated mosquito nets would be distributed in Mushindamo district. Mushindamo District Administrative officer, Oscar Mugala, said Government was spending huge sums of money to ensure that people were provided with mosquito nets

to help in the reduction of malaria. He however wondered why the residents were not using mosquito nets for intended purposes. The District Administrative Officer was speaking during

the launch of the IRS exercise at Kamisenga clinic yesterday. "It is my appeal to members of the public to ensure that they start using the nets for their intended purposes," he said. Mr Mugala stated that it was

saddening that malaria cases in the district had remained unacceptably high despite the various interventions currently being implemented by the government and the various stakeholders.

PRESS RELEASE REPUBLIC OF ZAMBIA MINISTRY OF FOREIGN AFFAIRS

STATEMENT ON THE CANCELLATION OF THE BUREAU DE CHANGE LICENCE OF VARIETY BUREAU DE CHANGE LIMITED

RDF AUCTIONEERS LIMITED OF

MOTOR VEHICLES, PLANT & EQUIPMENT & GENERAL STORES ITEMS Date Venue Viewing

: Saturday, 7th November, 2020 @ 09.00 hours. : Ministry of Foreign Affairs HQ, LUSAKA. : Monday 2nd to Friday 6th November, 2020 between 09 to 15 hrs.

Terms and Conditions: All Bidders shall pay Non-Refundable Fees for Bid Forms; K500.00 for Vehicles & K100 for General Stores Items to Ministry of Foreign Affairs and then register with the Auctioneer by paying a Refundable Security Deposit of K5,000 for Motor Vehicles and K500 for General Stores Items.

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TO BE AUCTIONED ARE THE FOLLOWING:

ALL BIDDERS SHALL BE REQUIRED TO WEAR FACEMASKS AND OBSERVE HEALTH GUIDELINES

For Details Contact:

RDF AUCTIONEERS LIMITED

0966 220859, 0965 671367 or 0977 744147

The Registrar of Financial Service Providers has with effect from October 29, 2020 cancelled the bureau de change licence of VARIETY BUREAU DE CHANGE LIMITED. The cancellation follows the decision by the shareholders of Variety Bureau de Change Limited to voluntarily cease operations and wind-up. The cancellation of the licence entails that Variety Bureau de Change Limited has ceased to operate as a bureau de change under the Banking and Financial Services Act, 2017 and the Banking and Financial Services (Bureau de Change) Regulations, 2003. However, the cancellation of the licence does not relieve Variety Bureau de Change Limited of any obligations it incurred or assumed during the period of validity of the licence. For further information and clarification contact: Communications Division Bank of Zambia P O Box 30080 LUSAKA Telephone number 0211 399300/ 0971 270090/ 0963 884820 Email: info@boz.zm October 29, 2020

E30102020

Monday November 2, 2020

PUBLIC NOTICE

DAILY

INVITATION FOR BIDS (IFB) ZESCO/087/2020: ENGINEERING, DESIGN, MANUFACTURE, SUPPLY, CONSTRUCTION, TESTING AND COMMISSIONING OF VARIOUS COMPONENTS UNDER SUSTAINABLE ELECTRICITY SUPPLY SOUTHERN DIVISION (SESSD) PROJECT

ZESCO Limited is undertaking a Project called Sustainable Electricity Supply Southern Division (SESSD) Project. The SESSD project is for rehabilitating and upgrading the distribution and sub- transmission infrastructure as well as increasing access to electricity services in Southern Division, which covers Central, Eastern, Western and Southern provinces in Zambia. The project is funded by Kreditanstalt für Wiederaufbau (KFW), Agence Française de Développement (AFD) and the European Union – Africa Infrastructure Trust Fund (EU-AITF) through the Government of the Republic of Zambia (GRZ). ZESCO Limited wishes to apply the said funds towards tender for engineering, design, manufacture, supply, construction, testing and commissioning of various components under the Sustainable Electricity Supply Southern Division (SESSD) Project.

II. DISTRIBUTION SUBSTATIONS LOT.

I. 1. TRANSMISSION SUBSTATIONS LOT.

DESCRIPTION

Central Province: Construction of New Converter 132 – 88/33/11 kV Substation and Rehabilitation & Upgrade of Kabwe Main 88/33/11 kV Substation in Kabwe

LOT.

Southern Province: Construction of Livingstone West 66/11 kV Substation in Livingstone

Western Province: Construction of Kasima 132 – 66/33/11 kV Substation and 132 kV overhead lines to link into the existing Mongu – Kaoma line from Kasima 132 – 66/33/11 kV Substation (Line In Line Out) in Mongu

DESCRIPTION Central Province: Construction of Kabwe Mine 33/11 kV Substation, Mulungushi University 33/11 kV Substation and Rehabilitation & Upgrade of Mulungushi Textiles (MTZ) 33/11 kV Substation in Kabwe Southern Province: Construction of Bantabury 33/11 kV Substation in Mazabuka and Rehabilitation & Upgrade of Sun Hotels 33/11 kV Substation in Livingstone Eastern Province: Construction of New Nyimba 33/11 kV Substation, New Petauke 33/11 kV Substation, New Sinda 33/11 kV Substation and Rehabilitation of the 33 kV Switchyard for Azele 66/33 kV Substation

III. DISTRIBUTION LINES DESCRIPTION Distribution Lines in Southern and Western Provinces: Construction of overhead lines (33 kV, 11 kV and 0.4 kV ABC cables) and associated Transformers and switches, and connection of consumers Distribution Lines in Central and Eastern Provinces: Construction of overhead lines (33 kV, 11 kV and 0.4 kV ABC cables) and associated Transformers and switches, and connection of consumers

ZESCO Limited now invites sealed bids from eligible bidders for engineering design, manufacture, supply, construction, testing and commissioning of these works under any of the lots.

2. TRANSMISSION LINES

LOT.

DESCRIPTION

Central Province: Construction of a 132 kV Double Circuit overhead line from Kabwe Step Down Substation to New Converter 132 – 88/33/11 kV Substation in Kabwe

Southern Province: Construction of a 66 kV overhead line from Linda Substation to Livingstone West 66/11 kV Substation and linking into the Victoria Falls – Kazungula 66 kV line from Livingstone West Substation (Line In Line Out) via a double circuit 66 kV line in Livingstone

3. SCADA/DMS & TELECOMS LOT.

DESCRIPTION

One Lot for installation of SCADA/DMS & Telecoms for the whole SESSD Project, which includes both the Transmission and Distribution Substations & Lines under the SESSD Project

NOTE:  Bids are invited for individual lots or for any combination of maximum number of six (6) lots per bidder;  A maximum number of six (6) lots will be awarded to one bidder;  Each lot will be evaluated separately; and  Some of the scope of works may be reduced during negotiation due to limitation of the available funds. The KfW Guidelines can be downloaded from: https://www.kfwentwicklungsbank.de/PDF/Download-Center/PDF-Dokumente-Richtlinien/ Vergaberichtlinien- 2019-Englisch-Internet_2.pdf NOTE: While the new KfW guidelines are applied, the tender is based on 1st edition, 1999 “Yellow Book” version. This invitation is open to both International and local bidders. Bidders need to be aware that they will be required to register with the National Council for Construction (NCC) if awarded the contract.

DAILY

Monday November 2, 2020

Interested eligible bidders may obtain further information from and inspect the bidding document at ZESCO Limited Head Office, Stand Number 6949 Great East Road from Morning 08:00 to 12:30 hours and Afternoon 14:00 to 16:30 hours. The bidding documents can also be accessed for inspection on ZESCO website: www.zesco.co.zm. HOWEVER, TELEGRAPHIC AND/OR ELECTRONIC OFFERS WILL NOT BE ACCEPTED. A complete set of bidding documents in English may be purchased upon payment of a non- refundable fee of One Thousand Kwacha (ZMW 1, 000.00) or its equivalent in a freely convertible currency at the prevailing exchange rate in cash or bank certified cheque. The method of payment will be Bank (Managers) Cheque issued by a recognized Commercial Bank acceptable to the Purchaser, or direct deposit or transfer of funds into the Purchaser’s Bank account with evidence of such deposit as follows:

LOCAL CURRENCY [ZMW] BANK NAME: ADDRESS: ACCOUNT NAME: CURRENCY: ACCOUNT NUMBER: BRANCH CODE: SWIFT CODE:

Indo-Zambia Bank Limited Plot No. 6907, P.O. Box 35411, Cairo Road, Lusaka ZESCO HEAD OFFICE ZMW 0012030001372 090001 INZAZMLX

FOREIGN CURRENCY [USD] BANK NAME: ADDRESS: ACCOUNT NAME: CURRENCY: ACCOUNT NUMBER: BRANCH CODE: SWIFT CODE:

Standard Chartered Bank Head Office, Standard House, Cairo Road, P.O. Box 32238, Lusaka ZESCO LIMITED USD 8700211454200 060017 SCBLXMLX

The bidding documents will be collected from the office of the Senior Manager Procurement and Stores at ZESCO Limited Head Office at the address given below. Bids shall be valid for a period of ninety (90) days after bid opening and must be accompanied by a bid security as follows: I.

1. Transmission Substations Lot 1 A: 250 000 EUR (Central Province) Lot 1 B: 70 000 EUR (Southern Province). Lot 1 C: 100 000 EUR (Western Province)

Transmission Lines Lot 2 A: 38 000 EUR (Central Province) Lot 2 B: 46 000 EUR (Southern Province)

SCADA Lot 3: 18 000 EUR (SCADA LOT)

PUBLIC NOTICE

potential bidders from Tuesday 24 November 2020 to Tuesday 01 December 2020. Bidders should assemble at a place to be advised. Detailed schedule for site visits shall be provided together with the Tender Documents to all registered prospective Bidders. Bidders shall bear their own costs of visiting the sites. A Pre-Bid meeting shall take place on 23 November 2020. Bids must be appropriately bound, sealed and bold labelled and clearly marked, “ZESCO/087/2020: ENGINEERING, DESIGN, MANUFACTURE, SUPPLY, CONSTRUCTION, TESTING AND COMMISSIONING OF VARIOUS COMPONENTS UNDER SUSTAINABLE ELECTRICITY SUPPLY SOUTHERN DIVISION (SESSD) PROJECT” addressed to the Senior Manager - Procurement and Stores Division, must be deposited in the Tender Box located at the Ground Floor main entrance of Procurement and Stores Division Offices situated at RCC Building within ZESCO Limited Head Office premises adjacent to ZESCO Limited Filling Station, Stand Number 6949 Great East Road, P.O. Box 33304, 10101, Lusaka, Zambia on or before Friday 05 February 2021 at 10:30 hours local time. LATE BIDS WILL NOT BE ACCEPTED. Bids will be opened immediately thereafter on Friday 05 February 2021 at 10:30 hours local time at the address given below in the presence of bidders or their representatives who choose to attend. The address (es) referred to above are:

(i) For Inspection, Purchase and Clarifications of Bidding Documents ZESCO Limited Attention: Brian C. Kambole, Senior Manager Procurement and Stores Ground Floor, Procurement and Stores Division Offices Situated at RCC Building within ZESCO Limited Head Office Premises, Adjacent to ZESCO Limited Filling Station at Central Stores Stand Number 6949, Great East Road P.O. Box 33304, 10101, Lusaka, Zambia Fax: +260 (211) 223971 Email: procurement@zesco.co.zm Website: www.zesco.co.zm

(ii) For Submission of Bids ZESCO Limited Tender Box located at the Ground Floor Main Entrance of Procurement and Stores Division Offices Situated at RCC Building within ZESCO Limited Head Office Premises Adjacent to ZESCO Limited Filling Station at Central Stores, Stand Number 6949 Great East Road P.O. Box 33304, 10101, Lusaka, Zambia

(iii) For Opening of Bids ZESCO Limited Main Conference Room, Procurement and Stores Division Offices situated at RCC Building Stand Number 6949, Great East Road P.O. Box 33304, 10101, Lusaka, Zambia Yours faithfully, ZESCO LIMITED

II. Distribution Substations Lot A: 115 000 EUR (Central Province) Lot B: 65 000 EUR (Southern Province) Lot C: 120 000 EUR (Eastern Province) III. Distribution Lines Lot A: 60 000 EUR (Western and Southern Provinces) Lot B: 200 000 EUR (Central and Eastern Provinces) The Bid Security must be duly signed and sealed by the Guarantor(s) or bank certified cheque in Zambian Kwacha or its equivalent in any freely convertible currency. Bids must be accompanied by a Bid Security for each lot or cumulated. Bidders are also informed that there shall be a Mandatory Site visit by all

BRIAN C. KAMBOLE SENIOR MANAGER PROCUREMENT AND STORES

Monday November 2, 2020

PUBLIC NOTICE

DAILY

Monday November 2, 2020

DAILY

NON-BANK FINANCIAL INSTITUTIONS PUBLICATION OF CHARGES, FEES AND COMMISSIONS AND DEMONSTRATION OF THE COST OF BORROWING K1,000 FOR ONE YEAR FIGURES AS AT 30 SEPTEMBER 2020

Interest cost Loan processing fee Administration fee Loan application fee

ALTUS Finacial Services

K1,000

K315.99

K284.82

K431.32

K309.79

K1,800.00

K420.00

K138.00

K50.00

K50.00 K25.00

K3.00

K50.00

K25.00

Insurance

Bayport

Effective Annual Interest Rate (%)

Insurance Credit Refernce Bureau Inspection fee Search fees Facility fee Appraisal fees Any other credit related charges Total Cost of borrowing Effective Annual Interest Rate (%)

Elpe Finance Limited

K1,000

K551.00 K50.00 K50.00

K620.00

K510.82

K346.00

K943.20

K354.00

K250.96 K25.00 K8.00

K600.00

K1,200.00

K20.00

K211.55 K25.00 K90.00 K45.00

K295.64 K100.00

K90.00

K261.65 K20.00 K90.00

K18.54

K20.00

Finca Zambia Limited

FMC Finance

K100.00

IZWE Loans

K11.00 K5.00

61.60

K10.00

My Bucks

Madison Finance Company

Meanwood Finance

K100.00 K80.00

Micro Finance Zambia

Microloan Foundation

Moneta Finance Limited

Vision Fund Zambia

K1,000

K300.00

K362.00

K660.00

K135.00 K20.00 K250.00

K235.20

K620.00

K280.00 K10.00 K10.00

K125.00

K40.00

Goodfellow Microfiance Limited

Unity Finance

Tandiza

K120.00

K111.00

K7.00

Zambou

Nchanga

K163.94

Xtenda

K16.39

K120.00 K60.00 100.00

K120.00

K6.00

K38.00

K0.30

K45.00

K10.00

K150.30

K580.00

K455.99

K384.82

K531.32

K309.79

K1,961.60

K430.00

K781.00

K716.00

K530.82

K401.00

K1,113.50

K371.65

K390.09

K415.64

K534.00

K368.96

K600.00

K1,330.00

K425.00

K623.00

K787.00

K985.00

K415.93

K620.00

K300.00

77.92%

57.60%

89.00%

52.05%

192.20%

43.00%

128.00%

71.60%

54.00%

74.00%

111.00%

58.24%

68.20%

64.12%

88.00%

63.90%

110.00%

133.00%

78.00%

97.00%

79.00%

98.50%

76.71%

114.00%

137.65%

LEASING FINANCE INSTITUTIONS

Amount of Loan Interest cost Loan application fee Discount Fee Processing fee Administration fee Arrangement fee Lease management/ ledger fee Commitment fee Disbursement fee Terminal fee

EFC Financial Services Ltd

Dsight Finance Limited

K10.00

Comittment Fee Service/ Debt recovery fee Credit Reference Bureau Any other credit related charges Total Cost borrowing

Christian Empowerment Microfinance

ALS Capital

Alios Finance Company

Agleasco

K1,000 K254.00

K1,000 K280.00

BUILDING SOCIETIES Zambia National Building Society K1,000 K134.72 K50.00

K50.00

FINANCIAL BUSINESSES Betternow Finance K1,000 K551.00

K50.00 K50.00

OTHERS Zambian Home Loans K1000 K335.00

Business Partners

K1000 K161.00 K10.00

Development Bank of Zambia K1,000 K108.80

National Savings and Credit Bank K1,000 K196.25

IMPORTANT NOTES FOR THE PUBLIC K50.00

K12.00

K23.00

K60.00

K50.00

K4.00

K10.00

K8.30

K25.00 K100.00

K70.00

Irrespective of the specific structure of a given loan, financial service providers licensed by the Bank of Zambia are required by regulations 4 and 5 of the Banking and Financial Service (Cost of Borrowing) Regulations, 1995 to calculate the Effective Annual Interest Rate. The Effective Annual Interest Rate is the actual cost (price) of a loan. Financial service providers licensed by the Bank of Zambia are required by regulation 7 of the Banking and Financial Service (Cost of Borrowing) Regulations, 1995 to disclose the cost of borrowing to the borrower, at or before the time at which the loan is made. Therefore, borrowers are hereby informed to insist on financial service providers disclosing to them the Effective Annual Interest Rate that has been computed according to the Cost of Borrowing Regulations.

K20.00 K10.00 K10

Borrowers should note that two financial service providers may show almost the same amount of the monetary (Kwacha) costs of borrowing. However, their Effective Annual Interest Rate may vary. The difference in the Effective Annual Interest Rate on loans obtained from different financial service providers arises from factors such as differences in the frequency of compounding interest, differences in the effective loan periods and differences in the average principal amounts outstanding during the effective loan periods.

K277.00

K280.00

K248.72

K781.00

K393.30

K183.00

K138.80

K381.25

48.00%

31.80%

44.00%

128.00%

39.15%

32.39%

24.90%

67.00%

Borrowers should also use the Effective Annual Interest Rate, including other factors such as convenience and quality of service, to decide on which financial service provider to borrow from. THIS ADVERTISEMENT IS PUBLISHED BY THE BANK OF ZAMBIA IN THE INTEREST OF PROMOTING TRANSPARENCY IN THE PRICING OF LOAN PRODUCTS

E28102020

Amount of Loan

Chibuyu Finance Limited

Agora Microfinance Zambia Ltd

Monday 2, November 2020

FEA TURES

OIL COMPANIES ON BURNING PLATFORMS Ou r g o a l m u s t b e t o d o o u r b es t a n d en s u r e o il co m p a n ies do not go into flames due to factors beyond them By JOHNSTONE CHIKWANDA “BURNING platform” is a business lexicon that emphasises immediate and radical change due to dire circumstances. The origin of this term comes from a story of a man on an oil platform that caught fire in the North Sea. He was awakened by a terrible explosion and fire. He had seconds to make a decision-either to jump into the freezing water of the North Sea or remain on the burning platform. His philosophy was “better probable death than certain death.” He jumped into the freezing sea and was rescued on the verge of death. “Many years ago, my mentor

File Photo told me the following, “you must work as though the entire world is depending on you to survive or as though this is your last day to make an impact on earth.”

Four years later, I thought my mentor was so cruel with me and came to the brink of disengaging him. Not any more, little did I realise he was trying to permanently alter

PRESS RELEASE STATEMENT ON THE CANCELLATION OF THE BUREAU DE CHANGE LICENCE OF MUNIKAM BUREAU DE CHANGE LIMITED The Registrar of Financial Service Providers has with effect from October 1, 2020 cancelled the bureau de change licence of MUNIKAM BUREAU DE CHANGE LIMITED. The cancellation is due to the breach of the Banking and Financial Services Act, 2017 and the Banking and Financial Services (Bureau de Change) Regulations, 2003 by the Board and Management of Munikam Bureau de Change Limited.

E30102020

The cancellation of the licence entails that Munikam Bureau de Change Limited has ceased to operate as a bureau de change under the Banking and Financial Services Act, 2017 and the Banking and Financial Services (Bureau de Change) Regulations, 2003. However, the cancellation of the licence does not relieve Munikam Bureau de Change Limited of any obligations it incurred or assumed during the period of validity of the licence.

some aspects of my mindset including inculcating a higher level sense of urgency and pro-activity at that time. Some aspects of our lives can lead to dire consequences and you wonder why certain things happen a certain way to us. We are a mirror image of our thoughts, words and actions. Our lives can go in flames. The oil companies we belong to and which serve us can go into flames due to factors within and beyond their control. We can bring ourselves to living a life of firefighting every day. This is very painful and frustrating. Sometimes, we seek to maintain a status quo and fail to align with evolving positive trends until something major hits us. Thomas Paine once said, “a long habit of not thinking a thing wrong gives it a superficial appearance of being right.” Many of us seem comfortable pretending things are alright when they are not. Our lives are in flames. Our organisations are in flames. And this brings me to the topic of today-“Oil Company in flames.” My focus is on the internal happenings of an oil company. Oil companies all over the world exist in extremely competitive environments. They are looked at as prestigious and money spinners. Infact even oil company employees are thought of being wealthy. When people hear you work for such and such an oil company, they smell a lot of money on you. They accuse you of getting free fuel, hiking pump prices, owning farms, automobiles, holidays so on and so forth. When people look into the car parks of oil companies, they get perplexed. But many oil companies and their dealers are going through significant challenges mainly because of factors beyond their control in a regulated environment and ever growing competition. If nothing is done about it urgently, most of them could become a burning platform if not already one. Last month, one executive

in the oil industry lamented to me the extent of losses they are making and at one time they came to the brink of almost stop importing fuel and remain dry due to the extent of the losses they were making. In my research paper for my MBA in 2012 titled “Success and Failure Factors of Operating a Fuel Franchise,” I discovered that thousands of petrol stations close or are given up every year even in the most developed countries due to factors within and beyond their control. The biggest worrying factor which is eroding the regulated margins is the exchange rate movements and that the cost of doing business has significantly gone up. Fuel prices on the international market have also been going up. Industry rivalry and new entrants are also threats. The Petroleum Transporters Association of Zambia (PTAZ) has also become very powerful and can now dictate what happens in the industry. In the next 5 to 10 years, PTAZ could emerge to be the most powerful force to reckon with in the industry. As at now they have achieved unity of purpose amongst themselves and if they refuse to drive, the industry gets plunged into a burning platform. Financial houses such as banks also look at oil companies as money spinners due to huge turn over they see in the accounts. The reality is that some oil companies are doing fine yet many are undergoing through serious challenges. They are a burning platform. When you see continuous employee turnover, the company could be a burning platform. When you see banks refusing to give you loans, you could be a burning platform. If you can’t survive without overdrafts and credit you could be a burning platform. Burning platform can manifest itself through the state of your financials and ability to remain an attractive destination. Negative inflections (events) can also render an

organisation a burning platform. Consistent loss of market share and margin can one day render you a burning platform. And this is the reality on the ground; consistent loss of market share and a margin under consistent and pro-longed weight of the exchange rate among other negative factors must not be left unchecked for long. Poor internal controls and processes that are not responsive will ignite the platform and so is ill discipline among the employees and colonies (dealers). When you see dealers giving up, it is sign not to be taken lightly. When you see oil companies giving up on some filling stations and retrenching, it is a sign. They could be a burning platform already or they are trying to avoid a burning platform ahead. If you are not able to do good things you used to do and enjoy due to circumstances beyond your control, it is a sign. When you start failing or struggling to pay your suppliers and employees, it is a sign of a burning platform. When adulterating fuel, changing scales and theft become part of your culture, you are a burning platform already. You are surviving on criminality. If failing to comply with license conditions is becoming part of your culture, you are already a burning platform. You will lose the organisation one day. If you are spending more time fighting too many court cases trying to put out fire; you are a burning platform. If the life of what has been your main stay is under consistent threat, one day you will be rendered a burning platform. If you cannot accumulate money in your bank account or maintain a status quo but you are depleting, you are in serious danger of becoming a burning platform if not one already. In all these instances and many more than I have not highlighted, there is a way things can be turned around. Sometimes split second decision making is required. All of your knowledge, education, experience, reasoning, intuition, common sense and confidence must come together extremely rapidly to deliver change from different key stakeholders. If these qualities are not available in house, outsource. Go for radical measures and create a positive turn around. Johnstone Chikwanda is an energy expert and a Fellow of the Engineering Institute of Zambia, a PhD candidate at Johnson University, Knoxville, Tennessee, USA

Daily

Monday 2, November 2020

PUBLIC N O TIC E

COUNTRYWIDE LOAD SHEDDING SCHEDULE NOVEMBER 2020 DISCLAIMER: Please note that, from time to time, system conditions may dictate extended load management hours beyond the stated times. This will be communicated to the customers via the ZESCO SMS system. COUNTRYWIDE LOAD SHEDDING SCHEDULE NOVEMBER 2020 LUSAKA PROVINCE Date & Day

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

GROUP A

Time of day

18 - 04 hrs

GROUP B

00 - 10hrs 11 - 21 hrs

14 - 23 hrs

05 - 15 hrs 16 - 02 hrs

LUSAKA

AREAS AFFECTED/SERVICED PEMBE MILLING, VARUN BEVERAGES, LUSAKA WEST BAKERY AND SURROUNDING INDUSTRIES, STABIC BANK IN LIGH INDUSTRIAL AREA, NISCO INDUSTRIES, APG MILLING, CHOMA MILLING, REAL MEAT COMPANY, UNITED CHEMORIDE, MUKATASHA ENTERPRISES, SAFINTRA ZAMBIA, CLASECON AND CUSTOMERS ALONG MUKATASHA ROAD, ZAMANITA (CARGIL), BEST BEEF, ZAMBEEF HEAD QUARTERS, KEMBE MEAT, VILLAGE INDUSTRIES (CHINIKA NURSING SCHOOL), MAXI PREST TYRES AND CUSTOMERS IN SOME PARTS OF CHINIKA INDUSTRIES, TRADE KINGS, MUSA BISCUITS, CREST CHICKEN, SWISS BAKE AND SOME CUSTOMERS IN SOWETO AREA MARKET, LUSAKA WATER AND SEWERAGE BOOSTER PUMP ALONG LUMUMBA ROAD, CUSTOMERS IN PANGANANI ROAD AND CUSTOMERS IN KALAMBO ROAD IN TOWN CENTER, MMI STEEL, KINGS CHEMICALS, PETRODA HOUSE GREAT NORTH RD, BOC GASES, NATIONAL BREWERIES, EMMASDALE POLICE CAMP AND SURROUNDING AREAS, ZAMBIAN BREWERIES LTD, MAKENI SHOPPING MALL, LAMASAT, LAMISE, SHABICO MILLING CO., SPAR SOWETO, CITY MARKET, SIMOSON BUILDING, CUSTOMERS IN NJASHISHI ROAD NEAR MASTER BUTCHERY, CUSTOMERS IN CHAMAPEPE ROAD AND CUSTOMERS NEAR NYANGU FILLING STATION, TOMBWE TOBACCO PROCESSING LTD, GOODTIME STEEL, GOODTIME STEEL, GIRRHAD MILLING, FAMILY BISCUITS LTD AND ALL SURRROUNDING AREAS / MEDICAL STORES LTD, BATA SHOE COMPANY, CROP PACK LTD, SURROUNDING AREAS, ZAMIM ALONG BUYANTANSHI ROAD, PET PREFORM, SEBA FOODS LTD, ZAMSEED LTD, COMMUNICATIONS AUTHORITY AND SURROUNDING INDUSTRIES, NAMPACK LTD, BARLOWORLD, GLOBAL LOGISTICS AND SURROUNDING INDUSTIRES, ORIENTAL QUARRY.

GROUP A

CHAINDA AND PARTS OF OLD AVONDALE, STATE LODGE AREA, NEW KASAMA/OXYGEN GYM, PARTS OF IBEX HILL, ZAF TWIN PALM BASE AND SURROUNDING AREAS, PART OF IBEX HILL, DOVE COURT SCHOOL OF NURSING, RUSSIAN EMBASSY, JAPANESE EMBASSY, CHINESE EMBASSY, BOTSWANA EMBASSY, HIGHLAND HOUSE, OAU COMPLEX, TEVETA, HIGH COURT, SUPREME COURT, CUSTOMERS IN RHODES PARK, CUSTOMERS NEAR ELUNDA PARK, POST NEWSPAPER, PAMODZI HOTEL AND PARTS OF FAIRVIEW, WORLD BANK, LWSC HEAD OFFICE, IMMIGRATION DEPARTMENT, CHAWAMA/YORK FARM, PART OF LILAYI/MILLER FARMS, POLAR ICE, ZNS, EMBASSY MALL, SPAR CHAWAMA, SDA EYE CLINIC, QUALITY FEEDS, NORTH OF CHILANGA/ROSE BREEDERS, MIMOSA, SOUTHERN PART OF CHILANGA/LUSAKA WATER AND SEWERAGE BOOSTER PUMP, MOUNT MAKULU, SOUTHERN PART OF LINDA, RATSA IN LUMUMBA ROAD, CUSTOMERS IN LUANSHYA ROAD AND LUMUMBA ROAD UPTO FAMILY 24, CUSTOMERS IN CHANDWE MUSONDA AND NCHONCHO ROAD, PARTS OF VILLA ELIZABETHA, ZRA, CUSTOMERS IN VILLA ELIZABETHA AND IDEAL FUNERAL HOME, MANDA HILL TRAFFIC LIGHTS, PARTS OF RHODES PARK ALONG ADDIS ABABA DRIVE, PARTS OF SHOWGROUNDS, COMESA HEAD QUARTERS, CHAZ, LASIF, NAPSA AND CUSTOMERS IN BENBELLA ROAD, CHIBOLYA BASIC SCHOOL, BANK OF ZAMBIA, ZANACO HEAD QUARTERS, SHOPRITE CAIRO ROAD, FINANCE BANK HEAD QUARTERS, STABIC BANK HEAD QUARTERS, IMMIGRATION DEPARTMENT, CUSTOMERS ON THE EASTERN SIDE OF CAIRO ROAD UPTO MAIN POST OFFICE, UNIVERSAL CHURCH, FINDECO HOUSE, INTERCITY BUS TERMINALS, MUKUBA PENSION HOUSE IN DEDAN KIMATHI ROAD, LEFT SIDE OF KAFUE RD/UNIVERSAL CHURCH, DOWNTOWN MALL, CUSTOMERS IN TOWN CENTRE ALONG CHACHA ROAD, PARTS OF FREEDOM WAY AND SOCIETY HOUSE, KAMWALA/KAMWALA SHOPPING CENTRE, ZAMBIA ARMY STAFF COLLEGE, KAMWALA SECONDARY SCHOOL, ST PATRICKS BASIC SCHOOL, MAKENI SHOPPING MALL, HIGER BUSES HEAD QUARTERS, CUSTOMERS IN JOHN LAING COMPOUND, METROPOLITAN SCHOOL, KANYAMA WATER TRUST, KALINGALINGA, CROWN MILLERS, STAR MILLING, CHAT BREWERIES, LUSAKA BREAD, CUSTOMERS NEAR MBERESHI RESTAURANT AND LWSC BOOSTER PUMP ALONG MUMBWA ROAD, CUSTOMERS NEAR CHINESE HOTEL AND CHING GASES, CUSTOMERS FROM NDIPO ROAD TO ZAMBIA OPEN UNIVERSITY TURNOFF AND GREEN GARDEN AREA, AQUASAVANNA COMPANY AND CUSTOMERS ALONG NDIPO ROAD, ZAMBIA FAIRY BOTTLING COMPANY, ZESCO MALAMBO, NATIONAL MILLING MALAMBO RD, CALIFORNIAN BEVERAGES, KOBIL FILLING STATION, ZAMBIA SUGAR, MANDA HILL SHOPPING MALL, MAKENI BASIC SCHOOL AND CUSTOMERS FROM ORIENTAL TURNOFF TO AREAS NEAR MAJORU FARMS, MASS MEDIA AREA/NATIONAL ASSEMBLY MOTEL, TOYOTA, ERB, MTN MAIN SWITCH, TRINITY PARK, MULTI CHOICE ZAMBIA, CORPORATE PARK, RDA, BASE PARK, CHINESE, ALLIANCE FRANCAIS, LUSAKA UNIVERSITY, ZPPA, POPE SQUARE, FOOTBALL HOUSE, CIVIC CENTRE, MINISTRY OF EDUCATION, CENTRAL SDA, TRAFFIC LIGHTS JUNCTION OF INDEPENDENCE AND BURMA ROAD, GOVERNMENT PRINTERS, ZAMTEL LAMYA HOUSE, CENTRAL POLICE, MINISTRY OF COMMUNITY DEVELOPMENT, ZRA CUSTOMS ALONG DEDAN KIMATH , BOMA LOCAL COURT, PAMODZI HOTEL, GRAND WESTERN HOTEL OPPOSITE ZESCO HEAD OFFICE, DAILY MAIL IN KABELENGA ROAD, MUMS CARE CLINIC, MINISTRY OF HEALTH IN TULETEKA ROAD, CUSTOMERS ALONG PROVIDENT STREET IN FAIRVIEW, CUSTOMERS IN LUZI ROAD, ASSOCIATED PRINTERS, GODFREY HOUSE OPPOSITE LEVY HOUSE, ARCADES, ODDYS MULUNGUSHI, MULUNGUSHI INTERNATIONAL CONFERENCE CENTRE, ARCACIA PARK, AREAS ALONG THABO MBEKI RD, MASS MEDIA AREA, PART OF KALINGALINGA, CHRISTIAN VOICE RADIO, EAST PARK MALL, CROSS ROADS MALL, SOUTH AFRICAN HIGH COMMISSION, ENGEN FILLING STATION ALONG LEOPARDS HILL ROAD, SAINT MARY'S SCHOOL, TWIN PALM SCHOOL, HILLTOP HOSPITAL, LIBALA SOUTH FROM WATERWORKS UPTO KASAMA ROAD, LIBALA STAGE 1 TO 4, LUSAKA BUSINESS TRADES COLLEGE, DAVID KAUNDA SCHOOL, NIPA BURMA ROAD CAMPUS, PART OF ARAKAN BARRACKS, KATUNGU SHOPPING CENTRE, WINNERS CHAPEL, LUSAKA PRIMARY SCHOOL, CUSTOMERS ON THE WESTERN SIDE OF CAIRO ROAD, NATIONAL MILLING CAIRO ROAD, FARMERS HOUSE, BARCLAYS BANK ON THE NORTH END, STANDARD CHARTERED BANK NORTH END, LOTTI HOUSE, KWACHA HOUSE, MINISTRY OF TOURISM, SOCIETY HOUSE, LEVY PARK SHOPPING MALL. NEW KASAMA BETWEEN MIKANGO AND KYINDU RANCH, KYINDU RANCH, SOUTHERN PART OF NEW KASAMA/MIKANGO BARRACKS

GROUP B

BARLASTONE AREA, TWIKATANE FARMS, EDEN INSTITUTE, FERNGROOVE, KASUPE, MWAKA LODGE, SUNSHARE INDUSTRIES, WONDERFUL CEILING, MT.MERU FILLING STATION ALONG MUNGWI ROAD, MAJORU FARMS, MAKENI WEST SCHOOL, CUSTOMERS NEAR GENERAL MIYANDA, BONAVENTURE COLLEGE AND SURROUNDING AREAS, CUSTOMERS BEHIND ZNS AND LAMISE, ZNS, CUSTOMERS ALONG TEAGLES ROAD AND CASSANOVA STREET, PART OF CUSTOMERS IN BONAVENTURE AREA, PRINCE CHARLES HOTEL, MR. GREY ZULU RESIDENCE AND SURROUNDING AREAS, EUREKA PARK/JAN JAPAN, LAMASAT, NEIL FARMS, CHALIMBANA UNIVERSITY,CHIEFS PALACE, PALABANA,, CHONGWE WEST, SILVER REST,BANI HOTEL,CHONGWE EAST,CHONGWE SOUTH &KANAKANTAPA, MPANGO/MPELEKESE, ZAMBEEF KALUNDU DAIRY, ZAMBEEF KACHELE FARMS, SABLE FARMS, ZAMBEEF HANTLEY FARM, HARAMBE FARM, ADM FARMS, ZNS, TEMBO FARM, IZWI FARM, MPOKOTA FARM, NDESA HILLS FARM, GRAFAX COTTON, ECOVEG FARM, ZABEEF KALUNDU BOTTOM, BUMI FARM, WADY FARM, OLD DAR FARM, FRINGILA FARM, KOBIL FILLINS STATION, PAM ZONE, KASANDA, DAR FARMS KALOLA, SIACHELE FARM, WEST GATE FARM, MURUNDURA FARM, TROTTERS BUTCHERY, GOLDEN VALLEY, GART, MATONGO FARMS, GM FARMS & SURROUNDING AREAS, CENA FARMS, SOPELO CAMP, MUNDENGWA AREA, MUZIMBILI RANCH AND SURROUNDING AREAS, DOLOMITE QUARRIES, MUFULANDE QUARRIES, ZAMASTONE LTD, ZNS SAFARI, ROCKY GARDENS, PART OF FERNGROOVE AREA, ZAMBIA ARMY APOLLO CAMP, ZAF MT. EUGENE, ZNS BB CAMP, ZAMBIA HORSE, PART OF FERNGROOVE AREA, BUNDE FARMS, CHIKUPI AREA AND CUSTOMERS ALONG CHRISTIAN VOICE ROAD, SUNRISE FARMS, ZAMBIA CHINA FARMS AND SURROUNDING AREAS, MAKENI ISLAMIC SOCIETY, BUFFALO VILLAGE, CUSTOMERS ALONG MAKENI ROAD UPTO ORIENTAL TURNOFF, SHIBUYUNJI CBA, NKOMBA SCHOOL, MUTUMBI RACHING, LUTHERAN AREA, SHACHELE SCHOOL, NANGOMA HOSPITAL, GINNERY, LUIRI MINE, SENZO AREA, SITUMBEKO AREA, ZAF BASE MUMBWA, NAMBALA, KAINDU, KAMILAMBO, MPUSU, CHIWENA, MUMBWA TOWN, AMATHEON, ZNS KALENDA, KITUMBA PRISON, BIG CONCESSION, MUMBA SCHEME, MAIMWENE RESETTLEMENT AREA, FAIRVIEW HOSPITAL, CUSTOMERS IN FAIRVIEW AND ZAMBIA RAILWAYS AREA, EVELYN HONE, NIPA, ZCAS, LUSAKA CENTRAL POLICE, FAIRVIEW HOTEL, ZAMTEL ALONG CHILUBI ROAD AND CUSTOMERS ALONG PARIRENYATWA ROAD NEAR DHL, 10 MILES, 13MILES, 22MILES, MUNGULE AREA, DMI ST.EUGENE UNIVERSITY, KABANGWE AREA, SHAKAS KRAAL, 6 MILES, AND SURROUNDING AREAS, ZANIMUONE TOWNSHIP, PRECEM AREA, PART OF CHUNGA TOWNSHIP, PART OF KABANANA AND CHAZANGA TOWNSHIP, LANDLESS, CHIBOMBO, MWACHISOPOLA, CHIYUNI, CHITANDA, KEEMBE, KASUKWE, MALAMBANYA, WANGWA FARMS,JUDGE NGOMA, MTN TOWER, PROTEA HOTEL CHISAMBA, ZAMBIA RAILWAYS AND SURROUNDING AREAS, WESTERN PARTS OF SHIMABALA/MAPEPE AGREGATE QUARRY, BASSET FARMS, SUNRISE ESTATE FARMS ALONG MUMBWA ROAD, OKAPY FARMS, KAYPE FARMS, SUNLIGHT FARMS AND CUSTOMERS ALONG MUMBWA ROAD BETWEEN MAKENI POLICE (VILLA LUCIA) CHECK POINT, KALUNDU AREA, MWEMBESHI SATELITE STATION, MWEMBESHI OPEN PRISON, SABLE FARMS, PAROGATE GINNERY, MWEMBESHI MAXIMUM PRISON, HATLEY FARMS, WESTHOOD POLICE STATION, CUSTOMERS IN MWEMBESHI BETWEEN WESTHOOD POLICE AND MWEMBESHI RIVER, EVERGREEN FARMS, MAYFLOWER FARMS, KASHIMA FARMS, SOBI FARMS, MERYDALE FARMS, ZAMBIA CHINA FARMS AND CUSTOMERS BETWEEN SHORTHORN AND KACHETA UPTO NAMPUNDWE ROAD.

GROUP C

BAULENI, CHAWAMA CLINIC, CHAWAMA AREA, PARTS OF KAUNDA SQUARE STAGE 1, KAUNDA SQUARE STAGE 2, PART OF CHAMBA VALLEY, PART OF MTENDERE EAST, CHELSTONE, CHELSTONE POLICE CAMP, PART OF AVONDALE, RHODES PARK SCHOOL, CUSTOMERS ALONG SIBWEN ROAD UPTO MACHINCHI ROAD, CHITULI AND CHITEMENE ROAD IN NORTHMEAD AREA, HABITAT FOR HUMANITY TOWNSHIP, FORESTLY COMPLEX TOWNSHIP, OLYMPIC YOUTH DEVELOPMENT CENTRE, MTENDERE, KABULONGA EXTENSION, HELLEN KAUNDA, KABULONGA (LEFT SIDE OF BISHOPS FROM THE TRAFFIC LIGHTS)/MELISA, TOTAL FILLING STATION, KABULONGA (RIGHT SIDE OF BISHOPS RD FROM THE TRAFFIC LIGHTS) PUMA FILLING STATION, PETRODA KALINGALINGA, SUNNINGDALE UNIVERSITY, KABULONGA BOYS AND GIRLS, CUSTOMERS IN MAKENI VILLA, CUSTOMERS NEAR TWASHUKA BASIC SCHOOL AND SURROUNDING AREAS, CUSTOMERS NEAR GARDEN HOUSE AREA, CHISOMO HOSPITAL, ZAMBIAN OPEN UNIVERSITY, SHALOM CLINIC AND CUSTOMERS NEAR MAKENI VILLA AND KANYAMA AREA, MPONDAMALI SCHOOL, CUSTOMERS IN KANYAMA FROM GARDEN HOUSE MARKET TO MUTANDA BANTU AND MBASELA MARKET, MAGUAVA WATCHTOWER AREA, ZAMLEATHER LTD, GEORGE TOWNSHIP, PART OF LILANDA ESTATES, PETRODA LILANDA, LILANDA BAKERY, PART OF MATERO TOWNSHIP NEAR KACHINKA BAR, SHADRECK AREA AND SURROUNDING AREAS, FRESH MARK LTD, BUSEKO MARKET,EMMASDALE AREA, EMMASDALE SDA CHURCH,BREAD OF LIFE CHURCH, ATLANTIC BAKERY, OLYMPIA, ROMA KASANGULA ROAD, KABANANA TOWNSHIP, MATERO MARKET,CHINGWERE CLINIC,CHIPATA CLINIC & TOWNSHIP, SPAR SUPERMARKET GREAT NORTH RD, DMI SAINT EUGENE UNIVERSITY IN WOODLANDS, ZNBC BAULENI TRANSMITTERS, WOODLANDS SHOPPING MALL, WOODLANDS ZAMTEL EXCHANGE AND SURROUNDING AREAS. MWEMBESHI SATELITE STATION, MWEMBESHI OPEN PRISON, SABLE FARMS, PAROGATE GINNERY, MWEMBESHI MAXIMUM PRISON, HATLEY FARMS, WESTHOOD POLICE STATION, CUSTOMERS IN MWEMBESHI BETWEEN WESTHOOD POLICE AND MWEMBESHI RIVER, EVERGREEN FARMS, MAYFLOWER FARMS, KASHIMA FARMS, SOBI FARMS, MERYDALE FARMS, ZAMBIA CHINA FARMS AND CUSTOMERS BETWEEN SHORTHORN AND KACHETA UPTO NAMPUNDWE ROAD.

GROUP D

GROUP E

ZINGALUME TOWNSHIP, CUSTOMERS ALONG TWIKATANE ROAD AND SURROUNDING AREAS, NEW KASAMA/KEPT COOL REFRIGIRATION, PART OF SALAMA PARK, MTENDERE EAST, PART OF AVONDALE, KAMANGA, PART OF CHELSTONE, PART OF CHAMBA VALLEY, CHELSTONE, AVONDALE , GARDENIA ROAD, HYBRID,PART OF CHAMBAVALLEY , PART OF KAMANGA, LUSAKA WATER AND SEWERAGE HEAD QUARTERS ALONG KATEMO ROAD AND CUSTOMERS STRETCHING FROM CHAOLI TO KATEMO ROAD, LONGACRES (LUBU, KABANGA, SAISSE, NALUBUTO, ADDIS ABABA, ENOCK KAVU ROADS), MINISTRY OF HEALTH PROVINCIAL OFFICE, LWSC BOREHOLES, LONGACRES(LUKASU, NANGWENYA, MTEDZA, ADDIS ABABA ROADS)/MINISTRY OF HEALTH PROVINCIAL OFFICE, LWSC BOREHOLES, PART OF IBEX HILL, KALIKILIKI, SHOPRITE WHOLESALE, CASTLE MALL, SOUTHERN CROSS MOTORS, TERRA STONE FUNERAL PALOUR, MISISIS, KUKU/AUTOWORLD, CHIBOLYA COMPOUND, ZAMBIA BRANCH OF JEHOVAH'S WITNESSES HEAD QUARTERS, CUSTOMERS NEAR KAVINDELE FARM UPTO SATWANT, PART OF GARDEN TOWNSHIP, CUSTOMERS ALONG PENDELA ROAD, SURROUNDING AREAS, CHUNGA TOWNSHIP AND SURROUNDING AREAS, LILANDA TOWNSHIP AND SURROUNDING AREAS, ROMA ZAMBEZI ROAD AND SURROUNDING AREAS, PART OF NGOMBE ALONG ZAMBEZI RD, JESMONDINE, PART OF KAUNDA SQUARE STAGE 1, PART OF CHAMBA VALLEY, KALUNDU, PART OF ROMA KASANGULA RD AND SURROUNDING AREAS, KAMWALA SOUTH BASIC SCHOOL AND SURROUNDING AREAS, KAMWLA SOUTH, LIBALA SOUTH, KABWATA, CHILENJE/SPAR BAKERY, WOODLANDS EXTENSION, NUYMBA YANGA, WOODLANDS(LAKE ROAD, MUTENDE ROAD

GROUP F

OBAMA, MADIDO AND SURROUNDING AREAS, CHELSTONE GREEN, CHELSTONE PALM DRIVE, RESEARCH INSTITUTE AND SURROUNDING AREAS ALONG AIRPORT ROAD, IBEX MEANWOOD, MANZI, UNITED QUARRIES AND SURROUNDING ARES, WATERFALLS AREA AND AREAS ALONG MOONO ROAD, MEANWOOD NDEKE, NEW KASAMA/FRUIT AND VEG, PILATUS, WANANGWA FARMS, MFEZ, CORPERATIVE COLLEGE, IFUKI BLOCK MAKERS, NEW KASAMA, CHALALA ROCKFIELD/EASTERN QUARRY, ROCK FIELD AND AREAS ALONG SHANTUMBU ROAD, PARTS OF CHALALA, PARTS OF LIBALA SOUTH BEYOND TONKYO ROAD, AREAS NEAR WATERWORKS, LILAYI, CHALALA, APEX MEDICAL UNIVERSITY AND SURROUNDING AREAS, MAHOPO, SHANTUMBU, PART OF LILAYI/AVIC INTERNATIONAL QUARRY, CUSTOMERS NEAR CHINIKA HIGH SCHOOL, KANYAMA CLINIC, CUSTOMERS NEAR KANYAMA CATHOLIC CHURCH, GARDEN TOWNSHIP, ZAMBIA ARMY INFANTLY BRIGADE/ZAMIM, PART OF EMMASDALE NEAR GREAT NORTH RD & PETRODA FILLING STATION, KABWATA, SIKANZE POLICE CAMP/KAMWALA MARKET, GARDEN TOWNSHIP, GARDEN CHILULU AREA, ZESCO CHAISA AND SURROUNDING AREAS, ZESCO MATERO, SHOPRITE MATERO , MELISA MATERO, MATERO POLICE CAMP AND SURROUNDING AREAS, CHRISTIAN VOICE, SABLE CUSTOMERS NEAR NAMPUNDWE MARKET, MEANWOOD KWAMWENA, SOUTHERN PART OF SHIMABALA, PART OF KALUNDU, HANDSWORTH, NGOMBE, JESMONDINE, CHUDLEIGH, MARSHLANDS, LIBALA SOUTH/LUSAKA WATER AND SEWERAGE PUMP STATION, SPAR CHILENJE, NEW CHILENJE, CHILENJE/INTERLAND, BARCLAYS CHILENJE, FNB CHILENJE, CHILENJE MARKET, ZAMBEEF CHILENJE, ROBERTS FISHERIES, WOODLANDS EXTENSION, NYUMBA YANGA, CHILENJE/CHILENJE CLINIC, SHOPRITE CHILENJE, CHILENJE POILCE CAMP.

NDOLA

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Sun

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Sat

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Sat

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04 - 10 Hrs

GROUP E

22 - 08 Hrs

GROUP D

05 - 14 hrs

10 - 20 hrs

14 - 21hrs

22 - 08 Hrs

GROUP D

17 - 22 Hrs

GROUP E

NDOLA

AREAS AFFECTED/SERVICED

Time of day

GROUP D

22 - 08 Hrs 05 - 14 hrs

PUBLIC NO A C TIC E B

10 - 20 hrs 14 - 21hrs

22 - 08 Hrs

GROUP D

17 - 22 Hrs

GROUP E

NDOLA

A C B A Monday B A C 2,CB November 2020 A C B

AREAS AFFECTED/SERVICED NDOLA VILLA, PAMODZI TOWNSHIP, NKWAZI OVERSPILL, KAWAMA TOWNSHIP, KANIKI, SAKANYA BORDERPOST, CONGO SAKANIA, NKWAZI, MISUNDU FARMS, CHIPULUKUSU, NORTHRISE, KANSHESHI POLICE CAMP, NDOLA VILLA SHOPPPING AREA, KANSENSHI PRISONS, NORTHRISE, CHIWALA SECONDARY SCHOOL, CHIEF CHIWALA, TUG ARGUN BARACKS, NEELKATH LIME , TUG ARGUN AND THE SURROUNDING FARMS,

GROUP A

GROUP B

KANSESHI, KANSHESHI INFILL, , HILLCREST, ZAMTEL COLLEGE, NORTHRISE AROUND MBERESHI FLATS, KALEWA ROAD, CHIFUBU, PART OF PAMODZI TOWNSHIP, KANIKI, NDOLA VILLLA, KANSHESI EXTENSION, KANSENSHI PRISONS AND PART OF CHIFUBU TOWNSHIP, NDEKE,KALEWA BARACKS, ZAMTEL COLLEGE, NKWAZI MARKET, KALEWA HOUSING COMPLEX,MINE MASALA, MUSHILI BONANO, MUSHILI MARKET, PART OF KABUSHI KX, MASALA MARKET, PART OF KABUSHI, CHINESE COMPLEX IN MASALA, ITAWA FLATS, SIMBA SCHOOL AREA, MITENGO, DOLA HILL, PART OF TWAPIA, DAG MEMORIAL, NDOLA GIRLS TECHNICAL HIGH SCHOOL, NEW NDOLA AIRPORT, CHIPULUKUSU, MAPALO, OLD HILLCREST, PETER SINGONGO, HILLCREST EXTENSION, ITAWA, ITAWA EXTENSION, MAKENZIE,

GROUP C

LUBUTO WEST, KOPALANDE, MBAYA, MONKEY FOUNTAIN, TWAPIA, SECOND CHANCE, MECHANICS FOR AFRICA, LEVY MWANAWASA STADIUM, DOLA HILL MALL, KAFUBU FARMING BLOCK, KANTOLOMBA, LUBUTO CENTRE, KABUSHI, MUSHILI TOWNSHIP, KALOKO, MUSHILI COMMANDO, MUZI SCHOOL AND SURRONDING AREAS, JACARANDA VILLA

GROUP D

INDUSTRIAL AREA AROUND TRADE FAIR GROUNDS, INDUSTRIAL AREA AROUND VITRETEX, CHIEF CHIWALA AREA, INDUSTRIAL AREAS AROUND THE TRADE FAIR, TOWN CENTRE ALONG CHISOKONE ROAD, KANSESHI SHOPPING CENTRE, NORTEC CHELA CAMPUS, NORTEC KWACHA CAMPUS, KABOMPO ROAD, POTECO, INDUSTRIAL AREA AROUND KABWE ROAD NEAR NDEKE MINI MART, INDUSTRIAL AREA AROUND NON FERROUS, INDUSTRIAL AREAS POST OFFICE, INDUSTRIAL , BOARDER MOTORS, TAZAMA HOUSE, STAR BAKERY, SAVOY HOTEL, ZESCON HOUSE, CHINIKA ROAD, PART OF NORTHRISE, PART OF BROADWAY ,JACARANDA MALL AND AREAS AROUND JACARANDA MAL, MUFURILA ROAD AREA, NORTHRISE, KANSENSHI SHOPPING CENTRE, NORTEC, ZMART MALL, KABELENGA ROAD IN TOWNCENTRE, CROSS CREST

GROUP E

LARFARGE CEMENT PLANT, ZAMBEZI PORTLAND CEMENT,PART OF NDEKE, ELSEWEDY, GOUROCK PLASTICS,I NEW INDUSTRIAL PARK AROUND RAVEENS ZAMBIA, DRUM AND CAN FACTORY AND THE SURRONGING AREA, FATIMA AND KAVU FARMS,KANINI, MASALA SKYWAYS,INDEPENDENCE WAY,KANINI HINDU HALL,COPPERBELT UNIVERSITY SCHOOL OF MEDICINE, LEVY MWANAWASA STADIUMTOWN CENTRE ON THE PART OF THE GOLF CLUB, KAFUBU MALL,AREAS AROUND KAFUBU MALL, KANINI TOWNSHIP AND PART OF HILLCREST,

LUANSHYA & MPONGWE

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Sat

Sun

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Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

05 - 15 hrs

12 - 22 Hrs

A B

GROUP C

22 - 06 hrs LUANSHYA & MPONGWE

AREAS AFFECTED/SERVICED

GROUP A

MIKOMFWA #2 (KALALA AREA, LEISURE, D-COMPOUND & SURROUNDING AREAS) , ROAN HOSPITAL FEEDER(2BB) (5,6,8,9,&10) AND MPATAMATU # 2 i.e. SECTION (24,25,26,27 & KAWAMA),RING #1 FDR i.e. PART OF MUNICIPAL AREA, KAOMA CRST & SECOND CLASS AREA NDEKE AND SURRONDING AREAS, KAMIRENDA, CHITWE KAMIRENDA, GHANA CIRCLE, MAPOSA AREA, BALUBA, GOLDENLAY FARM, GRIGOLAKIS FARM, MSICHILI FARM, AVIC INTERNATIONAL, FISENGE AREA, ZWANGENDABA AND JACOPE UP TO WELCOME TO LUANSHYA.

GROUP B

ROAN TOWNSHIP FEEDER- SECTION (1,2,3,4,& 6) MPATAMATU # 1 i.e. SECTION (21,22,23 & 24), 4TH STREET FEEDER (NEWTOWN), B-Ave FDR i.e. MINE AREA (ZAONE, PART OF CHESWA, INDP, YALLOW & BUNTUNGWA, FUNYAMA,RIVERSIDE,DATURA & E5), PART OF KAMIRENDA , MIKOMFWA # 1 FDR i.e. PART OF MIKOMFWA (BUSEKO, POLICE CAMP, MAIN MARKET AND OTHER SURROUNDING AREAS)

GROUP C

TOWN CENTRE (PNP, ROAN MALL, SUB 46, SUB.12, SUB.54, SUB.18), CHATEPA (SUB 17 & SUB.36), INDUSTRIAL AREA, VOLCANO, ZAMEFA & MATALLOY, MASAITI, IBENGA, KAMBILOMBILO, KAFULAFUTA , PART OF MIKOMFWA (MUTUBILA/MWASHANI) MUCHINGA PROVINCE

Time of day

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Sun

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Sun

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Thu

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Sat

Sun

Mon

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Wed

Thu

Fri

Sat

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

04 - 14 hrs

05 - 15 hrs

13 - 22 hrs

14 - 22 hrs

AREAS AFFECTED/SERVICED

MUCHINGA PROVINCE GROUP A

MPIKA: CHILONGA HOSPITAL, CHIBASA, MPIKA WEIGH BRIDGE, ZNS, KASENGA, KAOLE, MPIKA BOMA, CHITULIKA, MWAMFUSHI, KAMWANYA, MPIKA SITE & SERVICE, TREACH TOWN, MUKOMA VILLAGE, CHINSALI: CHINSALI TOWN AND SURROUNDING AREAS, KAPWEPWE, HOSPITAL, ILONDOLA.

GROUP B

ISOKA - LOCATION, MWENYA, MWAISENI, NTIPO, KAFWIMBI, MULILANSOLO, MEDUIM COMPOUND. NAKONDE: KATOZI VILLA, NTINDI VILLA, CHIANGA, KATOZI SEC SCH, NTINDI SEC SCH, ZRA CUSTOMS, ZRA COMPOUND, TAZARA,

GROUP C

NAKONDE: MUKOMA VILLAGE, NAKONDE URBAN CLINIC AND PART OF TOWN CENTER, ISOKA: KATONGA, KAWENGA, POST COMPOUND AND PART OF LOCATION

GROUP D

MPIKA: MAFF SITE, DIOCESE, CHITULIKA, MALASHIAND LWITIKILA, ZCA, MPIKA - TAZARA, LUCHEMBE, MALAMBWA, CHIPITA, CHINSALI: NAMBULUMA AREA, KAPASA MAKASA UNIVERSITY, NORTHERN PROVINCE

Time of day

Date & Day

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

GROUP B

05 -07 hrs 05- 14 hrs

11 - 20 hrs

17 - 22 hrs

GROUP C AREAS AFFECTED/SERVICED

NORTHERN PROVINCE GROUP A

MPULUNGU TOWN CENTRE, MPULUNGU LOCATION, MPULUNGU INDUSTRIAL AREA, LUWINGU TOWN, IPUSUKILO, KAPUMO, MUKANGA, KAWIKISHA, MPOROKOSO LOCATION, CHISHAMWAMBA, CHANDAMALI,

GROUP B

TAZARA AREA, SOFT KATONGO, CHISHIPULA, KASAMA COLLEGE OF EDUCATION, MUSA, NKOLEMFUMU AREA, CHISANGA, AMINI, LUKUPA, MUKULUMPE, CENTRAL TOWN, KASAMA VILLAGE, KAMBOTOLE, MULENGA HILLS, MUNGWI, MALOLE, CHITIMUKULU, CHIKUMANINO, MISAMFU, MILIMA, LUKASHYA, TAZARA AREA, SOFT KATONGO, CHISHIPULA, KASAMA COLLEGE OF EDUCATION, MUSA, NKOLEMFUMU AREA, CHISANGA, AMINI, MBALA TOWN CENTRE, MBALA LOCATION, OLAM FARM, NEW MBULU, KAMPOMPO, CHILA VIEW, LITTLE POLAND, PART OF MEDIUM DENSITY RESIDENTIAL NEW TOWN, LOCATION, CHIBA, BWEBE, KASEMBO, BROWN, LUA LUO, NSUMBU, MUPATA, MUZABWELA, KAIZYA, MPULUNGU HOSPITAL, MUSENDE, IPUSUKILO, MBALA AIRPORT, MBALA FTC. LAURENT CHITA, NJEKE, MAKOLONGO AREA

GROUP C GROUP D

Time of day

LUAPULA PROVINCE Date & Day

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

06- 14 hrs

14- 22 hrs

LUAPULA PROVINCE

AREAS AFFECTED/SERVICED

GROUP A

SAMFYA/CHEMBE,CHILUBI ISLAND,MILENGE,KASABA,LUBWE AND CHISANKA, CENTRAL,NEW MUFULILA,MAITENEKE,BROADCAST AND MANSA TOWN CENTRE,/DOMESTIC,NAMWANDWE, MUTENDE, MUSENGA, NAMWANDWE, LOW DENSITY AND MEDIUM, KALABA

GROUP B

MWENSE, MUSONDA WOODEN , LWAMFUMU UPTO AIRPORT, KAWAMBWA TOWN, , ZAMBIA COMPOUND, SENAMA, SPARK, KABUNDA, CHITAMBA, DASTRO, SUMBU,MBERESHI,KAZEMBE,NCHELENGE,KAPUTA,

COPPERBELT (EXCLUDING NDOLA, LUANSHYA & MPONGWE) AND NORTHWESTERN PROVINCES Date & Day

Time of day

05 - 09hrs & 17 22hrs 05 - 15hrs

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

12 - 22 hrs

GROUP D

18 - 06 hrs

GROUP C

17 - 22 hrs

GROUP D/GROUP H

17 - 22hrs

05-15hrs

GROUP G

12 - 22hrs

GROUP J/GROUP K

12-22hrs

GROUP I

KITWE & KALULUSHI

AREAS AFFECTED/SERVICED BUYANTANSHI, DIAMOND DRIVE, 2ND CLASS TRADING AREA, FREETOWN, UPTO AREAS AROUND RTSA KAMFINSA, NDOLA RD, CEDRICS, MWEKERA & KITWE SOUTH FARMS LUANGWA T/SHIP UP TO ZNS AND SURROUNDING FARMS KCC, BULANGILILO ALONG THE STREAM UP TO EUREKA, & MACADEMIA FARMS, CHIMWEMWE NORTH INDUSTRIAL AREA, MINDOLO SECONDARY, MEF UP TO PARTS OF INDUSTRIAL AROUND BH CHIMWEMWE AREAS AROUND UCZ KAMWE AND TOWER LINES GARNATON, TWATASHA TOWNSHIP, RACECOURSE, PART OF ZAMBIA TOWNSHIP KAWAMA, EAST OF GARNETON, KAWAMA KCC MUTONDO CRESCENT AROUND TRANSMITTERS, AREA AROUND RIVERSIDE FREEDOM WAY WATER WORKS

GROUP A

PARKLANDS AREAS AROUND LUBAMBE & JAMBO RD UP TO CHIWALA RIVERSIDE AREAS AROUND LUKANGA RD, KARIBA RD, CHITAMBO RD, ALMALIK RD & ALICK NKHATA RD

KWACHA , BULANGILILO AND CHANGANAMAI AREA UPTO THE MOSQUE PARTS OF PARKLANDS FROM ZNBC TOWARDS CBU ROUND ABOUT,INDECO FLATS AND SURROUNDING AREAS PARKLANDS AREA AROUND KITWE CHAPEL, LECHWE SCHOOL, PARKLANDS SHOPPING CENTER, HELEN KAUNDA SCHOOL, KITWE BOYS SCHOOL & AREAS AROUND CBU GRADUATE SCHOOL RIVERSIDE COVERING ZAMBEZI WAY , VALLEY VIEW SCHOOL, SOLWEZI RD & SURROUNDING AREAS MUKUBA UNIVERSITY AREA & SURROUNDING FARMS NKANA EAST, CENTRAL ST, MWENDA & PART OF KABALA SHOPPING AREA KALULUSHI CHILENGWA LESA, NTUNDWE RD & SURROUNDING AREAS, BWAKA AND SURROUNDING AREA KALULUSHI SHOPPING CENTER & SURROUNDING AREAS KALULUSHI KARIBA FLATS, GOLF COURSE PART OF HIGH COST & SURROUNDING AREAS, NAPSA HOUSING COMPLEX ALONG KALULUSHI RD NKANA WEST AREAS AROUND SWAN HOTEL, NKANA FLATS, CLUB FLATS & 7TH AVENUE NKANA WEST AREAS AROUND WILLIAM STREET, BOMA STREET, CENTRAL STREET, MINE MESS, POKER PALLACK ST, 1ST STREET, 2ND STREET & EDMOND DAVIES

RIVERSIDE COVERING ZAMBEZI WAY , VALLEY VIEW SCHOOL, SOLWEZI RD & SURROUNDING AREAS MUKUBA UNIVERSITY AREA & SURROUNDING FARMS NKANA EAST, CENTRAL ST, MWENDA & PART OF KABALA SHOPPING AREA

Daily

Monday 2, November 2020 KALULUSHI CHILENGWA LESA, NTUNDWE RD & SURROUNDING AREAS, BWAKA AND SURROUNDING AREA

PUBLIC N O TIC E

KALULUSHI SHOPPING CENTER & SURROUNDING AREAS KALULUSHI KARIBA FLATS, GOLF COURSE PART OF HIGH COST & SURROUNDING AREAS, NAPSA HOUSING COMPLEX ALONG KALULUSHI RD NKANA WEST AREAS AROUND SWAN HOTEL, NKANA FLATS, CLUB FLATS & 7TH AVENUE NKANA WEST AREAS AROUND WILLIAM STREET, BOMA STREET, CENTRAL STREET, MINE MESS, POKER PALLACK ST, 1ST STREET, 2ND STREET & EDMOND DAVIES NKANA WEST AREAS AROUND CLUB STREET, OLD EK PARK & BOMA STREET & ALLEYS WUSAKILE F & E SECTIONS, B1, B2, WUSAKILE POLICE & SHOWGROUNDS AREA UPTO NKANA STADIUM WUSAKILE B4, B6 & C SECTIONS, WUSAKILE HOSPITAL RD, MUKUBA NATWANGE (MN) & WUSAKILE MISESHI CHAMBOLI E, F, L & P SECTIONS, AREAS AROUND CATHOLIC CHURCH OLD NDEKE, AUTHUR DAVIS STADIUM, PARTS OF WUSAKILE POLICE ALONG NALAMBALA RD MINDOLO MISESHI, CHACHACHA, TWIBUKISHE, ST. ANTHONY, MINDOLO NORTH & MINDOLO WEST TOWNSHIPS HOUSING AREAS IN NDEKE CHANGA - CHANGA, MULENGA COMPOUND, AROUND NDEKE ZCBC, ROBERT COMPOUND, ZIMBA AREA, CHANGALA AREA, ZIMBABWE SUB A, BEAUTIFUL GATES AND AREAS NDOLA RD UPTO KAMFINSA GROUP B

BUCHI, KAMITONDO UPTO CHIMWEMWE FACING THE STREAM HOUSING AREAS IN NDEKE VILLAGE G, H, MN EXTENSION, MATWI TONDOLO & NDEKE PRESIDENTIAL AREA NKANA EAST AREAS AROUND NKANA COLLEGE OF NURSING, NKANA EAST POLICE & MPELEMBE SECONADRY SCHOOL KALULUSHI, CHIBULUMA ,MINE AREA, ZAF, CHIEF NKANA, ST. JOSEPH, KALENGWA RD & SURROUNDING AREAS CHIBULUMA TOWNSHIP, KALULUSHI NAPSA HOUSING COMPLEX, SOUTH DOWN AIRPORT & ZAF AREAS, ST MARCELINE, KITWE WEST & SURROUNDING AREAS KITWE PARKLANDS AREAS AROUND CHIPIMPI DRIVE, PRESIDENT AVENUE & SURROUNDING AREAS KWACHA & KWACHA MARKET UP TO BULANGILILO MARKET NKANA EAST NEAR THE CEMETRY, 17TH, 18TH, 19TH, & 20TH AVENUES NKANA EAST KALENI STREET, CHILE STREET, 21ST AVENUE, 22ND AVENUE, 23RD AVENUE, AREA BETWEEN CENTRAL STREET & NDEKE VILLAGE RIVERSIDE AREAS COVERING MUKUBA COMPLEX, RADIO CHENGELO & NILE STREET UP TO SOSOLISO NKANA EAST, CENTRAL ST, HIPPO ST, BEIT ST, 26TH AVENUE LIBERIA ST, MUYU ST & MUSOKOLOBE ST NKANA EAST AREA SURROUNDING THE CENTRAL STREET / NDOLA RD TRAFFIC LIGHTS (ROBOTS) RIVERSIDE OPPOSITE CBU AND CLIENTS ON CONGO AND FRAZER CRESCENT CHIMWEMWE NORTH INDUSTRIAL AREA, MINDOLO POLICE & MEF HOCEAN MINING JINFA FOUNDRY ZIBSIP HOSTELS, AREAS AROUND MTN OFFICES, QUADRANT MOTORS, OXFORD RD, SHOPRITE & KITWE CENTRAL POLICE MINERAL JUNCTION, MARGAM FARMS AND SURROUNDING AREAS

GROUP C

INDUSTRIAL AREA ALONG MUTENTEMUKO RD, NATWANGE & DR. AGGREY RDS UP TO SCAW LTD G & G BAKERY, AREAS AROUND KOPA STREET UP TO LUNGA CLOSE PARKLAND AREAS AROUND WIMPY FILLINGSTONE, KESINGTONE AND KEW GARDENS BUYANTANSHI, DIAMOND DRIVE, 2ND CLASS TRADING AREA, FREETOWN, UPTO AREAS AROUND RTSA ZAMCLAY AREA AND SURROUNDING FARMS NIRAJ OIL, KUSHOMWA, AVOCADO, OSKA, HUIFAN3 XILE, TONGXING,WETXIN, ZHOMBAO HUIFAN, SHANDONG,AVOCADO, HUIFAN MARKOV STRONG PARK ALONG NDOLA ROAD INDUSTRIAL AREA AROUND NATIONAL MILLING MAIN SHOPPING CENTRES AND MAIN MARKET AREAS IN KITWE & KALULUSHI

GROUP D

KCC, BULANGILILO KR AREA, BULANGILILO ALONG THE STREAM UP TO EUREKA, FARMING BLOCK, VALVA FARM, KAMUSHI FARM AREA, FARM 500 AND SURROUNDING AREAS, MACADEMIA FARMS, OTHER SHOPPING AND MARKET AREAS IN NEW NDEKE, OLD NDEKE, NDEKE G & H, MN CECINA, MN MOPANI & CEC HOUSES, NATWANGE EAST & ZCBC

GROUP G GROUP H GROUP I

MPELEMBE SECONDARY SCHOOL AREA, NKANA TRUST, 26th AVENUE LIBERIA ST. RESIDENTIAL CHIMPIMPI, MWATA CLOSE, TWALIBUBULA, CHIBOTE FLATS, KANGELANI FLATS, LISTERCOURT, FLORENCE FLATS, MUNDACOURT, EAST OF INDEPENDENCE AVANUE, MAKOSA FLATS, LUKASU DRIVE, ARROW CRESCENT (IN PARKLANDS) JINFA FOUNDRY, RONGXING LIMITED, HUIFAN, ZAMCLAY, HOCEAN MINING KAFUBU DEPO COMPUND, FIBALE COMPOUND, KATEMBULA, LUFWANYAMA, GPL FARMS

CHINGOLA

AREAS AFFECTED/SERVICED KABUNDI SOUTH, KABUNDI NORTH, MUZABWELA, BUYANTANSHI, SNDP, AREA AROUND MULONGA OFFICES, ACCOUNTANCY COLLEGE, INDIAN FLATS HOUSES ALONG KITWE ROAD AND HOUSE NEAR KITWE ROUNDABOUT PART OF OLD LULAMBA AND NEW LULAMBA SNDP AREA, MAITENEKE AND CHIWEMPALA POLICE CAMP PART OF NCHANGA SOUTH NEAR MULONGA OFFICES

GROUP A

INDIAN FLATS, PROTEA HOTEL, KAZENENE HOUSE A2, SUB A11, OLD AIRPORT AREA, OLD AND NEW CHIKOLA MINE POLICE AREA, SQUARE AREA AND NCHANGA NORTH AREA, KUTULI HOUSE AND PART OF CHINGOLA CENTRAL AREA CHAMBESHI POLICE CAMP, OLD AND NEW SITE AND SERVICE NABONA AND KANEMA

PANTHEON, L - SECTION, INDUSTRIAL AREA, RB SECTION, PART OF SECOND CLASS AREA, KAMENZA EAST,POLICE CAMP, KAKOSO T/SHIP, FIKOLONGO, FITOBAULA, TIYENDE PAMODZI PLOTS WEST SIDE OF NCHANGA SOUTH, EAST SIDE OF NCHANGA SOUTH, MULONGA WATER BOOSTER, GOLF CLUB AND OPENHEIMER RIVERSIDE, SOWETO, LULAMBA MINE AREA, MINE MARKET AND KANKOYO CHINA GEO, CHINA ASPHAT AND CRUSHTEC ZISC FLATS OLD MAKOBO AREA NEW MAKOBO AREA GROUP B

CHAMBESHI FOUNDARY KABUNDI EAST, KAPISHA, KABUNDI EAST EXTENSION CHAMBISHI ZAMBIA COMPOUND PANTHEON AND INDUSTRIAL AREA INDUSTRIAL AREA ALONG SOLWEZI ROAD, PART OF CHIWEMPALA CHINGOLA CENTRAL, KASOMPE, LULAMBA, TWATASHA, CHABANYAMA, MAITENEKE, KABUNDI SOUTH EXTENSION ALONG MUPAKA DRIVE KONKOLA, LUBAMBE VILLAGE, KAMENZA EAST MEDIUM, KAMENZA TOWNSHIP & GOVERNMENT TOWNSHIP, CHIMFUNSHI BUTONDO CIVIC CENTRE AREA INDUSTRIAL AREA ALONG KITWE ROAD, PART OF PRISON AND POLICE CAMP THE PARK MALL AND CHINGOLA POLICE CAMP

GROUP C

CIVIC CENTRE AND SURROUNDING AREA INDUSTRIAL AREA, PART OF CHIWEMPALA TOWN CENTER MUNSENGA FARMS AND KASOMPE TOWNSHIP CRUSHTECKF-SECTION SHOPRITE KASUMBALESA

MUFULIRA

AREAS AFFECTED/SERVICED KANTANSHI SECTIONS 1, 2, 3, 4, 5, 8 AND ORCHARD

GROUP G

KANKOYO TOWNSHIP KANTANSHI SECTION 6 AND PARTS OF SECTION 8 KANTANSHI SECTIONS 7, 9 AND KANTANSHI POLICE KAWAMA WEST, EAGLET, KALUKANYA, SABURBS, KAMUCHNAGA

GROUP K

PARTS OF NDEKE VILLAGE, SIKALANGWE POLICE CAMP, EASTLEA AND MUPENA PARTS OF MINE HIGH COST, PARTS OF FAIRVIEW, TOP SHOPS AREA AND TAUNG - UP BARACKS

GROUP J

KAWAMA EAST, FRANCIS MUKUKA, CHIBOLYA, PARTS OF KAMUCHANGA, ZAMCHIN AND OLYMPIC EXTENSION PARTS OF NDEKE VILLAGE, MINAMBE, PARTS OF MINE HIGHCOST AND PARTS OF FAIRVIEW RAMOJI RESOURCES

GROUP H

BUTONDO CLINIC AND SURROUNDING AREA MURUNDU TOWNSHIP AND MOKAMBO BOARDER/DRC KANSUSWA TOWNSHIP

NORTH WESTERN

AREAS AFFECTED/SERVICED KYAWAMA, PART OF KANZOMBA, WISDOM, KANDEMBA, ALL AREAS ALONG MUTANDA ROAD, KIZHINGEZHINGE, KASEMPA TOWN MUSHITALA, MUKUBA, KYAFUKUMA, KIMASALA, MUZABULA, ZACTS, HIGHLAND, KYAWAMA & KALUKUNGU AREAS, KANSANSHI HOTEL AREA, MBONGE, ROYAL SOLWEZI HOTEL AREA, PART OF MITEC KIMALE, WEIGH BRIDGE, KAKOMBE, KAPIJIMPANGA AND ST FRANCIS, MBONGE PRIMARY SCHOOL

GROUP A

MANYINGA AREA, LOLOMA MISSION, KABOMPO SECONDARY SCHOOL MWINILUNGA MUJILA AREA ZAMBEZI INDUSTRIAL AREA, ZAMBEZI AIRPORT AREA AND SURROUNDING AREAS, ZAMBEZI AIRPORT AND RIVERSIDE AREA, ANGLO-AMERICA AREA, MUSHONA SOLTEC AREA, HOSPITAL AREA, PART OF CHESHIRE AREA, MITEC, RIVERSIDE, STADIUM, ZANGAMENU, COLLEGE, PART OF URBAN, KABITAKA HOUSING, MBONGE PRIMARY SCHOOL AND MUSHINDAMO KABOMPO BOMA AREA, KALOMBO AREA, KAMISAMBA AREA, KAKOMA AREA, CHIVOMBO AREA, KABOMPO GOVERNMENT AND ZESCO OFFICES AND SURROUNDING AREAS, MWINILUNGA KAWIKU AREA MWINILUNGA BOMA,

GROUP B

CHIZELA AND SURROUNDING AREAS CHAVUMA BOMA AND CHINGI AREA PART OF ZAMBEZI TOWN CENTRE, AREAS SURROUNDING ROYAL KUTACHIKA LODGE, ZAMBEZI BOARDING SCHOOL SAVIYE, PART OF MUSHITALA, LOW DENSITY/BOMA, TOWN CENTRE, KANDUNDU, PART OF URBAN, INDUSTRIAL AREA, MESSENGERS, KIZHINGEZHINGE, DAIRY AND PART OF KAZOMBA

GROUP E

ST DOROTHY AREA, KINGOVWA, SHAFILUNDU, CHIEF KALILELE’S AREA, KAMISENGA, CHIEF MULONGA’S AREA AND KABISAPI MBONGE PRIMARY SCHOOL, KYAFUKUMA, KAMITONTE ZNS AND ALL AREAS FROM KATANDANO ZNS TO KIPUSHI BORDER MUSHITALA, MUKUBA, KIMASALA, MUZABULA, ZACTS, ZAMBIA COMP. MAGRADE, HIGHLAND, AIRPORT AND PART OF KYAWAMA.

Monday 2, November 2020

PUBLIC N O TIC E

KABITAKA HOUSING KANKASA AREA, MBONGE, ROYAL SOLWEZI AREA, PART OF MITEC, KIMALE, WEIGHBRIDGE, KAPIJIMPANGA AREA, KISALALA, MAPOPO, ST FRANCIS AND ALL AREAS ALONG CHINGOLA RD FROM TAZAMA TO CHINA GEO

GROUP F

KYANSUNUNU, KIPEMBA, KIMITETO, KANDEMBA, PART OF KYAWAMA, PART OF KAZOMBA, WISDOM AND KIMAKOLWE AREA KYABANKAKA, MUTANDA MISSION, MUTANDA RESEARCH, CHIEF MUMENAâ&#x20AC;&#x2122;S AREA, AND ALL AREAS ALONG MUJIMANZOVU RD CENTRAL, WESTERN, SOUTHERN & EASTERN PROVINCES

Date & Day

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

GROUP A

Time of day

05 - 15 hrs 05 - 15 hrs

GROUP B

GROUP C

GROUP B

GROUP C

GROUP B

15 - 01 hrs

GROUP C

GROUP B

GROUP C

GROUP B

GROUP C

16 - 02 hrs

GROUP D

22 - 08 hrs

GROUP E

AREAS AFFECTED/SERVICED

KABWE GROUP A

ZNS LSK RD, MUTWEWANSOFU & ALL FARMERS ON LUSAKA RD'S PROSPECTS FEEDER, KASAVASA, FIG TREE, COUNCIL MOTEL. MAPLEHURST, HYBRID FARM, STALL FARM, MUKUMWANJI/MAKOMBE ,LIME STONE, MAPLE CROWN,MUTUWILA, TARA FARM, MUSELELE, KANGOMBE AREA, LILYVALE, PALM GROVE RD, ZANJE ESTATES. GREENDRIFT, SAN ISADORE,

GROUP B

KATONDO, PART OF CHOWA AND JANT COMPANY, KASAPO FARM, ZAMBIA RAILWAYS (CHIRWA), ZAMBIA POLICE CENTRAL DIVISION, MAIMBA FARM. HIGHRIDGE, TOWN SHOPRITE, CHITANDA, TUSKERS AND NKHRUMA UNIVERSITY, MULUNGUSHI UNIVERSITY TOWN CAMPUS, GREEN MKT ZAMBIA RAILWAYS. PART OF MAIMPAMBE, LUKANGA KALULU BOREHOLES, CMR FARMS AND OTHER FARMS ON KALULU FEEDER.

GROUP C

LUANGWA, LUANGWA EXTENSION, KAWAMA, MUKOBEKO TOWNSHIP, MUKOBEKO MAXIMUM PRISONS, MPUNDE AREA & MUKOBEKO FARMS, INDUSTRIAL AREA, CHOWA & SUPERDEAL, BWACH, NGUNGU, CHIMANIMANI, NAGOLI, PART OF SHAMABANSE, MWALALA, OROTALA, OLD LUANGWA, MAKULULU COMPOUND, KASANDA M-SECTION, KASANDA TOWNSHIP, MAGANDANYAMA, LUKANGA, POLLEN, KALONGA, NKHRUMA TOWNSHIPS,KOHIMA & CHINDWIN BARRACKS, NATUSEKO,

GROUP D

ZALCO, ZAMBIA RAILWAYS WORKSHOP, FINESTEEL, DATONG, CHIMAN, SABLE ZINC. PARK.

GROUP E

MULUNGUSHI UNIVERSITY, NDOLA RD FARMS UPTO LUANSHIMBA, AMADEUS, BRR, MOYO APARTMENTS, SHAMABANSE, MAKWATI, KABWE WORRIES COMPLEX, PART OF MULUNGUSHI RESIDENTIAL.

KAPIRI MPOSHI, MKUSHI & SERENJE

Time of day

Date & Day

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

05 - 15 hrs

10 - 20 hrs

12 - 22 hrs

06 - 16 hrs

GROUP D

GROUP E

GROUP D

GROUP E

GROUP D

16 - 00 hrs

GROUP E

GROUP D

GROUP E

GROUP D

GROUP E

KAPIRI MPOSHI

AREAS AFFECTED/SERVICED KAPIRI TOWN AREA, KAWAMA, TAZARA, VIXERS & ALLIANCE ONE FARMS, KAKULU, RIVERSIDE, MATERIAL, EAST PARK, POLICE CAMP, KTC AND LUKANDA PLOTS

GROUP B

KAPIRI T-OFF, ZRA SCANNER, OLD & NEW WEIGH BRIDGE, FUBERA, KALWEO, KATANINO, KASHITU, KANPOYO, WATER WORKS-MUNSHIMBILI DAM AND KAPIRI D HOSPITAL.

GROUP C

NKUMBI COLLEGE, NKUMBI AREA, DANSEA FARMS, CAMEO ON NKUMBI, LUBUTO, PETER SHAMA,CAMEO ESTATE, CHIMSORO CHIPILIPILI PUMPS, COPPERMINE SCH, ROCKSHIELD ITN, CHANKOMO

GROUP E MKUSHI

AREAS AFFECTED/SERVICED

GROUP E

MPULA, BRIAN BANDA, LONGMEAD, OUBOS, MCLOUD, TARA EASTATE, SYRINGA FARMS, SHANSHA FARMS, KUSANGA, ZORAN & SHEPLY FARM, CHITINA AREA,FARM CENTRE AREA, FOREST INN, KASOKOTA,AGRIOPTION, MKUSHI BOMA,CARLYN,VIDMAR, ATB LODGE AREA,KATUBA AREA

GROUP D

WELKOM,MATILA, ANDERSON, DOPSON FARM, AFGRI, PEGASUS, MASEBE AREA, YEMBEKEZELE, SOUTH CHURCH, MWANSACHAWA, CHOBE AGRIVISION, MKUSHI COFFEE, KANEGRO,CARE NEST,DRAUDAN,PAPAGEO, KURIMA, STREET, FRANCIS, ALBEZIA, MUNSHIWEMBA, TOUCHWOOD, ZAMBIKA, SHINGU, MICHALAKIS,SOLI FARMS, MILOSO COMPOUND, MASANSA CHENGELO SCHOOL, VG CANTLY, CHALATA AREA, WAKAWAKA,SILVERLANDS, RR CROPPING, LUANSHIMBA, MOFFAT FARMS, NKOLANGA AREA,

SERENJE

AREAS AFFECTED/SERVICED

GROUP A

SERENJE TOWN, MALCO MOFFAT, KAMWALA, TAZARA, LOW DENSITY, KAMBOBE, ZAMBIA COMPOUND, SERENJE BOYS, OLD HOSPITAL. LINE MASSENJE, NEW HOSPITAL, PART OF LOW DENSITY, SERENJE POLICE, T-OFF

GROUP E

NANSANGA AND LUOMBWA FARMING BLOCKS

Time of day

EASTERN REGION Date & Day 05 -15 hrs

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

12 -22 hrs

17 - 03 hrs

CHIPATA

AREAS AFFECTED/SERVICED

GROUP A

KAPATA, SIDO,MTHILANSEMBE, NABVUTIKA AND PART OF OLD JIM, MOTH, CHIMWEMWE

GROUP B

MWAMI BOARDER, FENI, MAGWERO, MAGWERO P LOTS, ROSEMARY, MAGAZINE,MCHINI, KALONGWEZI, VUBWI AND SURROUNDING AREAS.

GROUP C

TOWN CENTRE, LITTLE BOMBAY ,OLD JIM, MADZIMOYO, MTENGULENI, MOTEL, MUNGA, CHIKANDO, CHIEF MADZIMAWE, CHIZONGWE, WALELA, KATOPOLA, NEW JIM, GONDA BARRACK, CHIPARAMBA

KATETE & PETAUKE GROUP A

AREAS AFFECTED/SERVICED PETAUKE, NYIMBA AND SURROUNDING AREA

GROUP B

KATETE AREA AND SURROUNDING PLACES, CHADIZA AND SURROUNDING PLACES.

GROUP C

MFUWE SOUTHERN REGION

Time of day

Date & Day

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

12 - 22hrs

14 - 24 hrs

05 - 14hrs

GROUP D

06 - 18 hrs LIVINGSTONE

AREAS AFFECTED/SERVICED 217 AREA,BATOKA,MOSI O TUNYA MALL,NGWENYA, PROTEA HOTEL,MUSANZA BREWERIES,NORTH ,DAMBWA SITE AND SERVICE,DAMBWA NORTH,MWANDI EXTENSION,DALICE, SIMONGA,SINDE PLOTS,NAKATINDI,DAMBWA CENTRAL,KASHITU,LIBES,INDUSTRIAL AREAS,CHRISMAR HOTELS,COLD STORAGE BOARD,SP AR-CENTRE,P ARTS OF TOWN CENTRE,MARAMBA TOWNSHIP,PART OF NORTTIE BROADIE

GROUP A GROUP B

ELLEINE BRITEL,NORTTIE BROADIE,CROSS ROADS GUEST HOUSE,HIGHLANDS,NAMATAMA,AIRPORT ROAD,WASAWANGE,SUN HOTEL,DSV,INDECCO DAMBWA SITEAND SERVICE,GOD KNOWS TOWN SHIP,LINDA TOWNSHIP,BATOKA SKY,ECO MUNGA,ENTRE,MUKUNI VILLAGE,MUKUNI BIG FIVE,DAVID LIVINGSTONE E WATER FRONT,LINDA TOWNSHIP,BURTON,ZECCO,MBITA,MULALA,SAKUBITA,MALON,LINDA COMPOUND,LIBUYU,EASTWOOD, NANSANZU,SUN HOTELS

GROUP C

SUNS OF THUNDER,GLOBAL SAMARITAMS,MUSOKOTWANE VILLAGE,ZIMBA DISTRICT,SENKOBO,KABUYU, SIMUNGOMA/MWANDI, KAZUNGULA AREA, SENKOBO AND SURROUNDING AREA, TOWN CENTRE, NEW FAIRMOUNT ZESCO REGIONAL OFFICE, POLICE CAMP, CHIMWEMWE WAY MOSE APARTMENT, NORTHWEST MANSION, SESHEKE,MWANDI, SIMUNGOMA

GROUP D

KAYUBE ESTATES,CLIPPERLINES,CHUUNDU FARMS,ZAMPA FARMS,CAMP NKWAZI,KUBU CABINS, TOBACCO FARMS AND ALL CUSTOMERS ALONG KAZUNGULA

CHOMA, MAAMBA, NAMWALA & ITT

Time of day

Date & Day

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

02 - 14 hrs 12 - 02 hrs

GROUP B & C

GROUP A

GROUP B & C

GROUP A

GROUP B & C

GROUP A

GROUP B

GROUP A

GROUP B

GROUP A

GROUP C

14 - 04 hrs

GROUP C GROUP D

02 - 14 hrs CHOMA, MAAMBA, NAMWALA & ITT

AREAS AFFECTED/SERVICED

GROUP A

TOWN CENTRE, PARTS OF SHAMPANDE, PARTS OF ZAMBIA COMPOUND, SHA COMPOUND, KALUNDU SITE/SERVICE, HUMBA AREA, KOZO, ZNS CAMP, SIMAHWA ESTATES, CHIUTSI FARM, CHOMA SECONDARY, SHOWGROUNDS, PRISONS, MEDIUM COST & PART OF RIVER SIDE. PART OF ADASTRA AND KAMUNZA, SWASCO PUMPS. OLD KABANANA, MOCHIPAPA ROAD/RESEARCH, MWAPONA COMPOUND, CHOMA MILLING, KACHACHA,OVERSPILL, PARTS OF ZAMBIA COMPOUND, MACHINDA, MAKALANGUZU, SHAMPANDE, SHINGOLOLO FARM, KALA FARMS, DIMBWE, DABALI, SIMAKUTU CLINIC, SIASIKABOLE SCHOOL, MWANACHILENGA SCHOOL, CHUULU & MASUKU SECONDARY SCHOOL. PETER GREEN AND KALONGA FARMS, ROSS FARM, BRUCE MILLER FARM, DEMO RANCH, MASUKU LODGE, BUFFALO 1-8, MBABALA AREA, MUYOBE, MACHA MISSION, NEW DAY & MAPANZA AREA, ALL CUSTOMERS ALONG NAMWALA ROAD FROM CHOMA SIDE

GROUP B

CHANDAMALI, MACHA ROAD, KAMUNZA, POPOTA FARMS, CHOMA DAM, NJASE GIRLS. BATOKA STATE RANCH, BATOKA, SIKALONGO, MUZOKA,MOOMBA FARMS, DUBA FARMS 1-8, DANIEL GREEN, NEIL FARM, MADZIMOYO, SIBANYATI FARMS, MUKWELA, TARA, NAMWIANGA & KALOMO AREA,KANCHINDU, MIDDLE TONY, FARM MUKAZIWA, PARTS OF ZAMBIA COMPOUND, TWIN FOUNTAINS & SEVEN FOUNTAINS

GROUP C

ZAMBEEF, SINAZONGWE TOWNSHIP, SINAZEZE, BULEYA, MALIMA, MUNTU WAMASIKU, COLLUM COALS MINE, SINAMALIMA, MUBIKKE, CHIYABI AREA, SIANSOWA, MAAMBA TOWNSHIP, MAAMBA HOSPITAL, MAAMBA SECONDARY SCHOOL, MAAMBA GRZ DAY SECONDARY SCHOOL, MAKENI COMP OUND, NKUNGWE COMP OUND AND MAYAKAYAKA COMP OUND,

GROUP D

NAMWALA HOSPITAL,NAMWALA SEC SCHOOL, ENTIRE NAMWALA DISTRICT, ITT TOWNSHIP,KALALA MUSUNGWA, MASASABI, ENTIRE ITEZI TEZI AREA

Daily

GROUP B

KALOMO AREA,KANCHINDU, MIDDLE TONY, FARM MUKAZIWA, PARTS OF ZAMBIA COMPOUND, TWIN FOUNTAINS & SEVEN FOUNTAINS Monday ZAMBEEF, SINAZONGWE TOWNSHIP, SINAZEZE, BULEYA, MALIMA, MUNTU WAMASIKU, COLLUM COALS MINE, SINAMALIMA, MUBIKKE, CHIYABI AREA, SIANSOWA, MAAMBA TOWNSHIP, MAAMBA HOSPITAL, MAAMBA SECONDARY SCHOOL, MAAMBA SECONDARY PUBLIC NGRZODAY TIC E 21 2,SCHOOL, November 2020 MAKENI COMP OUND, NKUNGWE COMP OUND AND MAYAKAYAKA COMP OUND,

GROUP C GROUP D

NAMWALA HOSPITAL,NAMWALA SEC SCHOOL, ENTIRE NAMWALA DISTRICT, ITT TOWNSHIP,KALALA MUSUNGWA, MASASABI, ENTIRE ITEZI TEZI AREA

MAZABUKA & MONZE Date & Day

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

GROUP A

Time of day

06hrs to 12hrs 06hrs to14hrs C

12hrs to 21hrs B

18hrs to 21hrs C

GROUP A

17hrs to 20hrs MAZABUKA & MONZE

AREAS AFFECTED/SERVICED

GROUP A

MAZABUKA TOWN, MULONGA, NAKAMBALA, APPOLO, ZIAH, WEST VILLA, MAZABUKA GENERAL HOSPITAL (ONLY DURING OFFLOADING OF CIRCUITS BEYOND), NDEKE, OVERSPILL AND ZAMBIA COMPOUND, MULIMO FARM, SHOWGROUNDS, MWEEMBA, LUKATA TWO, KAPINGA, SYRINGA, PARMA, KANGILA, MBAYA MUSUMA, MANYENGELA AND KUNDALILA, LOCHNIVAR, ALL FARMS AROUND MONZE AREA ROAD UP TO MONZE, CHISEKESE, PEMBA, GWEMBE, MUNYUMBWE AND CHIPEPO.

GROUP B

MGM FARMS, NZIMBI FARM, DUPLOY FARM, MUBUYU FARMS, COVENTRY FARMS, OKLAHOMA FARM, NEW CHIKANKATA DISTRICT OFFICES, KALINDA FARM, ALL FARMS ON NAMALUBA AREA AND WATERVALLEY KONKOLA HIGH SCHOOL, CHIVUNA AREA, ALL FARMS ALONG LUSAKA ROAD, KUSHIYA FARMS, MAGOYE, DOMBEYA, MUNJILE MILK CENTRE

GROUP C

NANGA FARMS, HAMAPULA FARMS, LUBOMBO TOWNSHIP, CHISOBA FARMS, SIMONGA FARMS, NEGA NEGA TOWNSHIP, DELTA FARMS, GREENLAND AND RED EAGLE/SIRINGA

Time of day

WESTERN REGION Date & Day

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Mon

Tue

10 - 20 hrs

16 - 02 hrs

01 - 11 hrs

MONGU & SENANGA GROUP A

AREAS AFFECTED/SERVICED CITY - BOMA, MULAMBWA, KAPULANGA, NAMBOARD, MONGU TOWN CBD, LEWANIKA G/HOSPITAL, WINELA, MALENGWA, LIALUWI, LIMULUNGA, LIBONDA SENANGA DISTRICT - TOWN, MULAMBA, NAMALUNGA, HOSPITAL, BOMA, AIRPORT, LITAMBYA, LIANGATI, SIANDA, MUNGULE. AREAS AFFECTED/SERVICED

MONGU & LUKULU GROUP B

LIMULUNGA - NORTH PARK, IMWIKO, QUITE LIVING, CHISONGA, SIDO, MANDANGA, KASIMA, KANDE, IKABAKO, SIMULUMBE, NANGULA, MOUYO, SEFULA, NAMUSHAKENDE, LUKULU DISTRICT - CHIMBANDA, LUBOSI, LUKULU BOARDING, SIMUKIYA, CHIHONGO, LUKULU BOMA, FEREMOSHEA, NAMAYULA, KALAMBWE, MISSION AND POLICE COMPOUND

KAOMA & KALABO GROUP C

AREAS AFFECTED/SERVICED KAOMA - KAOMA TOWN, LUAMPA TOWN, MANGANGO TOWN, TBZ & SURROUNDING AREAS KALABO DISTRICT - MAPUNGU, LUKONA, SIHOLE, YUKA, KALABO TOWN, MBUNDE, NANGUMBA, NALOLO AND SIKONGO

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FEATURE On Saturday 22

On Friday

E. KAUMA

Monday 2 November, 2020

DAILY

Munshya

WHEN LA TOMORROW COMES DRAGER TON OD SREDAEL YN SREDAEL YRGNA SA SEVLESM

dna

noisserggarevO,ssenit

elbayojne ekam ton od slau citsimissep riehT .ynapmoc dna dennuhs eb ot meht se

ew dna ,sserts lanoitome se stnuocca siht gnikaeps yllaci

NGANDE MWANAJITI

On OnWednesday Tuesday Monday

III

n this edition, I will talk about the subject of ownership and possession in general because of the several public policy issues that I suggest are discussed intelligently or at least from an informed stand point. As much as possible, I will try to stay away from a typical Lawyers’ perspective.

Rule ofagent Law in a dignified and change But before discussing our topic let me take this opportunity to clearly state that in 2016, the government of the Republic of Zambia, caused function properly, artificial law, for a Referendum on an Expanded Bill of A sec(and Lawyers willRights. confirm), is tion of individuals from “Civil Society” and some opposition political comes partiesand campaigned definitely settles against a Referendum. This saw the failure of a powerful document. Bill 10 Failure visited Bill Ten. It is very possible to win a batviolence) thenthe President Barack tle but lose war! Do you remember how some parliamentarian danced when they a lawtothat Dr it passed is important havebarred artificial Kaunda from contesting the President! (paraphrased). Presidency? Yes, dancingThat is your right to expression just as careless talk is a right to freedom of speech. My take is that dancing and celebrations have their place and no right is absolute. Duty and Responsibility always call! Bill 10 was unsuccessful. It did not collapse. To impute, or Traffic indeedrules suggest forinsinuate there to be and that President Lungu is synonymous with our democratic process, extremely Artificial islaws absurd and misleading. The question is: Who is the real loser? I request readers to criRhodesia), tique the were votingbarbaric patternand and ask questions such as: (a) Who voted for and voted against? (b) Who abstained and why? (c) What are the chances that Bill 10 was a political trap? If it was, what are the implications? I have said before and I repeat, we should not mix partisan politics with national politics. Of course the line is very thin. The failure to recognize this basic fact presents a “danger” to democracy because all political parties will now campaign so hard to have more than 2/3 (two thirds) of the seats in parliament for easy law making. Already, there has been such an indication from the Chairman National Traffic rules are of made by man Mobilization in the Patriotic and part of artificial law. Human beFront. defended/justified. The So we go back to our topic manipulate artificial laws. For of today: Ownership of Property Fixed assets such as houses or land require Title. Note that hitthere into aisPolice manning both officer good and bad title! The government of the

By Pastor Jasper Mutale proxies!). leading to destructive floods.

Independence Partydo (UNIP) is a lot we can aboutthen artifi Democracy specific(MMD) needs.then, is in

If the government directly or through its agencies, elects to give ownership of a piece of land, it loses control of that piece of land

OWNERSHIP AND POSSESSION: AN OVERVIEW This actually confirms that the

for the damn financed by the

individuals).

ahead. the reality is that benefit But by either the perceived

is an artificial creature and it is

you don’t?

massive and mutually beneficial lines) fight hunger and poverty By investing in the future

Positive Vibrations no 237 benefit from the ORDER that

Republic of Zambia, according requiring fixingsuch and good tending? to law, issues titles. In fact the Police are on record advising members of the public wishing to buy land to get professional assistance. Some vendors do not wish to deal with “Estate Agents” of doubtful description. You will see descriptions such as “Property for sale: NO Agents required” In search of better delivery, the government has further any strategy defies statutory natural gone on to that empower agencies, to on its behalf, issue licenses permitting an entity to tenth floor of any building operate. Every License and comes with terms and conditions. It is given in good faith and does not factor in the challenges of illegalities that often surface. (There is an implied and express provision for managing wrong doing. I am not aware of a Title which is permanent or a title which seeks to defeat public policy. It would be great for say a National park or a Water Falls to be operated by a private entity. The question that always arises, hinges on public policy or simply put, public good. How will citizens be able to access a private property, if not by license? If the government directly or through its agencies, elects justifiably, temperingofwith to give ownership a piece nature of both of land,initdefiance loses control of that natural artificial piece ofand land, but forlaws! legal imperatives, whose procedure may actually defeat justice in ecosystem? We know that poladdition to violating public icy. I am sure we all know that Police need a Search Warrant, in order to access private property! “Investment Climate”

I really do notartificial know laws, what supplementary the term “investment climate” classification it enjoyed forthink a means any more. I do not there is such a thing as a “favorable investment climate” Who defines what is favorable? country or aafirst world country?) Here, I see serious conflict of interest. What is referred to as “Investors” would want pop corn solutions to manage their entry in an area. Some investors or agents would want a License there and then. I hold the view that much as it is desirable to give express permission to certain activities, we must all the time reflect on the neighbor principle and the duty of care. Yes, an enabling investment climate is important. But you also do not want to create an environment where criminality flourishes. Remember the all powerful late Pablo Escobar of Colombia. Pablo was a drug dealer who shared his “dirty” money with communities. He even became a member of Parliament! We must not forget that NOT ALL THAT GLITTERS IS GOLD. Sometimes, we raise concern out of context. For instance, the One Party State dictatorships were roundly condemned. But at the same time, America, which is a super power and heavily industrialized, was busy investing large scale industries in “communist China” (One Party State) allegedly because of cheap labor. Who does not know that some of the technologies from China have their origins other developed countries such as America? The point is this: Even at its worst of dictatorial rule, under the late Mobutu, in the DRC,

OLY CAPITAL, wants to be in the comfort zone all the time. To achieve this, control of a government is key. At this juncture, when and if Monopoly Capital’s Agenda succeeds, then the issue of his national posture). But and ownership and possession become an open cheque and free for all. Quite frightening! Angola fought and expeI find it absurd and rienced a foreign sponsored civil war for decades. During the same time, some powerful multinationals, were mining his party the Patriotic Front (PF) oil and other resources out of Angola. This is at a time when Angola was said to be aligned MONOPOLY CAPITAL to the then Soviet Union! In respect of investments of artificial and societal We needlaws to underclimate, the story of Racist stand how Monopoly South Africa, is well docuSataArtificial are beneficiaries the laws are of clearly Capital works, in this is mented. It took a major ininfrastructure, which definitely ternational campaign to get context of ownersome of the Multi-Nationals ship and possession. to move out of South Africa because of that countries’ In order to push its racist policies. Some compaagenda with lenies just changed names and gitimacy, Monopoly some shifted head offices. The story of Zambia and Capital difficult. will facilitate extremely Process most Africa is not any difthe emergence of incredible) members want can confirm ferent. Companies to digenous surrogates own and not just operate. We have had mining companies so as to use them which predate the day of into further its course. dependence. It is important So late Mobutu, to point out that Zambia too, then Northern Rhodesia, was just fitted therights shoes benefits from the “owned” by the British. A cercamouflage) perfectly. (Exited the emony wasthe held to mark the consume(s) falsehood. earth traumatically cessation of British “control and ownership”. The other and MONOPOLY trappings are/were implied, CAPITAL was not so much so that when the there for him) Zambian government, out of necessity acquired controlling shares in privately owned then Zaire, Monopoly Capital companies, the response did not minimize its presence. from the private sector was to Mobutu became its grandmasembark on a journey that deter, joining the club of the so the struggle for political power) fies cooperation. To date, the called “World’s wealth men”. problem has continued to fesIn this club, how you get the ter in a manner that ignores wealth matters very little! national sovereignty! We need to understand how Have we forgotten the fact Monopoly Capital works, in and reality that Zambian Nathis context of ownership and entitled “Dead Aid”). tionalists fought a hard battle possession. In order to push to gain ownership of the terits agenda with legitimacy, Moritory called Zambia? In my nopoly Capital will facilitate the view, it follows that the strugemergence of indigenous surgle for independence needed rogates so as to use them to furand needs to be completed. ther its course. So late Mobutu, and inconveniences This is a serious matter which justfines fitted theface shoes perfectly. speaks to ownership and pos(Exited the earth traumatically Breaking law and session. andcomplying? MONOPOLY CAPITAL was broken, don’t fix it and do not All mining houses have not there for him) POSESSION and not OWNJust take note that MONOP-

ERSHIP of the Mines. It is common to hear someone say that “he or she owns a company” Get it straight, NOBODY OWNS a company. You have an interest in that company which is expressed by the number of shares you hold. Gray areas, will sometimes present! with conflict resolution A perfect example experts that must guide us is that of renting a house. If I may ask, do you also own the house that you are renting? No you do not. What you have is POSSESSION. You TOWARSDS ZAMBIANS possess theALL house and DO NOT OWN it!

It is a fact that Zambia is a sovereign state. It is also a fact that Zambia is not an island. Every time you hear a politician speak, you hear reference to “my disputed but people”. ONLY Justifiable people’ or “our

The Zambia we want will us greatly It isbenefit a fact that Zambiaif is a sovereign state. It is also a fact that Zambia is not an island. Every time you hear a politician speak, you hear reference to “my people’ or “our ispeople”. useful. ItMost benefits NOBODY of the times a politician speaks to making a strong point that they will make Zambia a better place. There are two political formations, which have a lot in common and that is the United National Independence Party (UNIP) and the Patriotagree or you don’t? ic Front (PF). They both put Zambia first and ran serious battles with the Breton woods institutions and Monopoly Capital. The battles are mostly over borrowing. I will not go in much detail but to state that economic sanctions come in many forms. In one of our neighmajority in Parliament. Conflic bors things are quite hard, but some nationals back sanctions.

Let’s be decisive In as far as Ownership and possession are concerned, it shall remain a notorious truth and fact that Zambia, is for Zambians. If our fore fathers across Africa did not stand up against subjugation, the scourge would have continued. Therein lies the answer! See you next week. EDITOR’S NOTE: This colum Comments: ngandem12@gmail.com Cell/SMS 0977776191 and 0955 776191

DAILY

Monday November 2, 2020

FEATURES

HOW TRUMP 'BETRAYED' ETHIOPIA OVER NILE DAM ...marks the biggest diplomatic failure of his administration in Africa.

US President Donald Trump

OR critics of US President Donald Trump, escalating tensions between two long-standing American allies, Egypt and Ethiopia, over a mega dam on a tributary of the River Nile marks the biggest diplomatic failure of his administration in Africa. Mr Trump said last week that Egypt might "blow up" the Ethiopian-built dam, despite boasting in January that he deserved a Nobel Peace Prize because he had "made a deal". "I saved a big war. I've saved a couple of them," he said,

ed airspace, and there are also reports that Ethiopia is putting up anti-aircraft batteries around the dam. It probably fears reconnaissance flights by Egypt." He said this showed Mr Trump’s failure to understand how global diplomacy worked. “He has this misconceived notion that you can cut a deal like in business. So he left the US Treasury to play the lead role in negotiations, when foreign policy is supposed to be conducted by the State Department. The consequences have been to aggravate an already bad situation,” Mr Abdi added. Accusing Ethiopia of negotiating in bad faith following its decision to press ahead with filling the dam before addressing Egypt’s and Sudan’s concerns about the flow of water to their countries, the US has decided to cut a reported $100m ($$77m) in aid to Ethiopia - Africa’s second most-populous state,

One example was the fact that China has put up its first foreign military base in Djibouti, near the American base used for air strikes against militant Islamists in Somalia, the focal point of its counter-terrorism operations in Africa, and Yemen.

‘Undermining’ the African Union The Trump administration has also decided to scrap the Africa Growth and Opportunity Act (Agoa) when it expires in 2025. It was the signature Africa policy of US Democrat-

ic President Bill Clinton, and gives African states preferential access to the US market. Mr Moore said the administration’s focus was on bilateral trade deals, and it is already in talks with Kenya - the economic powerhouse of East Africa which is part of Chi-

China has built roads, railways and football stadia across Africa na’s Belt and Road Initiative that the US believes is aimed at building a series of trade routes that will link the Asian giant with Africa, thereby strengthening its global dominance. - BBC

PUBLIC NOTICE SUPPLEMENTARY VALUATION ROLL

shortly after Ethiopia's Prime Minister Abi Ahmed was awarded the prize. Mr Trump's comments were vague, but seemed to be a reference to his intervention - at the request of Egypt's President Abdel Fattah al-Sisi, whom he once reportedly called his "favourite dictator" - to resolve the dispute over the Grand Ethiopian Renaissance Dam (Gerd). Egypt sees the dam as an "existential threat" to its survival, a concern shared, albeit to a lesser extent, by Sudan. Ethiopia, on the other hand, regards the dam as vital for its energy needs.

Trump a 'hate figure for Ethiopians' Kenya-based Horn of Africa security analyst Rashid Abdi said US mediation over the dam had worsened tensions between Egypt and Ethiopia. "Ethiopia is stepping up security around the dam," Mr Abdi said. "Its defensive measures include declaring the Benishangul-Gumuz region, where the dam is located, a restrict-

and a key US ally in the fight against militant Islamists in the volatile Horn of Africa. “Ethiopia feels betrayed by America, and Trump is now a hate-figure for many Ethiopians,” Mr Abdi said, adding that they would be hoping for a Joe Biden victory in the 3 November presidential election. W Gyude Moore, a senior policy fellow at the US-based Center for Global Development, said the Trump’s administration decision to side with Egypt was not surprising as its most prized international goal was rapprochement between Israel and Arab League nations. Trump’s diplomatic coup As Egypt had long-standing diplomatic relations with Israel, the Trump administration was not going to antagonise it at a time when it needed Mr Sisi’s help to lobby other Arab states to recognise Israel, Mr Moore said.

Tensions with China For Mr Abdi, a further concern about the effects of Mr Trump’s policies on Africa was “the new Cold War” between the US and China.

DAILY

Monday 2 November, 2020

FEATURE

PROJECT MANAGEMENT: AGILE PROJECT MANAGEMENT W ha t is a n a g ile co n t r a ct ? Do w e use a g ile co n t r a ct s in Ag ile p r o ject s m a n a g em en t ?

N our talk this week we focus our discussion on agile contracts. Agile project management is trending and there is increasing appetite from industry to adopt and embed agile as a new way of working and delivering much needed products and services to customers. The reasons for this shift of corporate mind-set are obvious in forward looking organisations and companies. Agile delivers immediate value to the customer, and that’s correct if you use agile correctly. who doesn’t need value anyway? Value is often defined as the delivered net positive benefits. Most work which is undertaken in government and private sector is normally contracted work and if there is need to deliver immediate value then definitely agile delivery is the solution as an approach. This means that we need to design contracts for such work which are agile friendly. I think understanding whether project deliverables should be classified as outputs, outcomes, benefits or value is very key to embracing the philosophy of embedding agile ways and methods of delivering products and services Contracts must be aligned and responsive to the way projects will deliver the much needed products and services by customers. Often than not we find most contracts are rigid and cast in stone and thereby limiting the ability of the project team to deliver products and services which closely match customer preferences. The reason being that some customer requirements and needs change rapidly from the time the so called traditional contract is drafted to the time the products and services are delivered by the project team. The end result is that the customer is not happy with the delivered end product. Ultimately this can result in project failure. Project managers may argue that we did everything to the book and according to project management best practices but the customer did not like the end product or deliverables. Ironic example in the medical cycles is when the medical surgery team confirms and validates that the operation on a patient and standard operating procedures was followed but unfortunately the patient died, can this be deemed a successful operation or not? Well different stakeholders may view this differently but basing the opinion on agile approach the operation in question was definitely a failure because expected value was not achieved. Value in this case was going to be defined as positive outcome and in the example given the patient died so Project failed. Now let’s delve a little bit deep into specifics of agile contracts and before we elaborate more on what an agile contract is let us first under-

justed throughout the course of the project, in order to deliver something more valuable and if the opportunity arises. • Define the level of customer involvement needed during the project. • Create several time-based deliveries as part of the main agreement. • Allow for the project to be stopped at any time by the project board. This allows the customer to stop a project if feedback from early deliveries

indicates that the project as a whole is no longer viable. • Supplier incentives can be linked to the amount delivered. If the supplier delivers everything that was intended during a particular timeframe, then they receive 100 per cent (or even 100 per cent+) of the payment agreed. Final thoughts, the guidelines for structuring an agile contract for use in an agile project are as follows: We need to focus on project outcomes or throughput

in preference to project outputs; Define the amount of customer involvement required in order to collaborate with the supplier in the best way; Buy amounts of time relating to time boxes with deliverables; Allow for a premature end to the project should the project all of sudden become unviable; Relate supplier incentives to the amount of values delivered. This article was written by Dr Laban Mwansa, MSP®, PMP®, PRINCE2® Practitioner, Agile®,

Laban is a consultant and trainer in project management and specifically trainer/coach in PMP®, PRINCE2® Practitioner, and PRINCE2 Agile® in Zambia, South Africa and Europe for many years. He was in the executive committee of ICTAZ as technical chair. He is also the managing partner of Betaways Innovation Systems and can be reached at: Laban. Mwansa@betaways-innovations. com, +260975280392 or WhatsApp +27817029669. He is also a professional project management member of PMSA and PMI-USA.

to increase this to twelve months.

Saving A Bit And Making Big Things Happen Beyond World Savings Day of life if we are to change the quality of our lives and that of our loved ones. We should always remember to involve our young ones in money management planning so that they learn about this way of life early enough in their lives. This will translate into raising a nation of Savers who will ultimately contribute to the growth of our economy.

Maria Karima Head - Corporate Affairs & Marketing Investrust Bank Plc Dear Reader, We trust that you are well and that you are keeping safe from Covid -19. Please do not be laidback in observing the health guidelines shared by the Ministry of Health because Covid is still real and alive. Remember to keep yourself and your loved ones safe. October 31st is not an ordinary day in the World of Savings, it is the World Savings Day (WSD). This is because the world at large commemorates this day annually through holding various activities that serve as a reminder to all of us regarding the importance of saving and how we can do this easily. Zambia, joined the rest of the world in the commemoration of this day last week. Outdoor activities were not encouraged this year due to the Covid – 19 pandemic. Activities were restricted to Savings Messaging mainly through electronic and print media as well as indoor branding for branches in the case of Banks. This year, WSD was observed under the theme, ‘When You Save A Bit, Big Things Happen’. In last week’s story, we shared about the day detailing its origin and why it is commemorated. This week, we delve into the theme for all of us to learn about what this really means and what we ought to do to make money work for us through saving. This is with the ultimate objective of creating quality lives for us and our loved ones. Savings Post Savings Day Just like other activities that seem daunting in the beginning, Savings can appear complicated and difficult to do. You need not fear or relax because once you get started, it is easier to do. This is because mastering the art of saving is more behavioural than it is a skill. The power is within you to make it a success and to make it your lifestyle. Savings is our business, and we have everything to do with it. It is our responsibility to ensure that we make Savings our way

Saving A Bit To Make Big Things Happen This year’s World Savings Day theme endorses and reaffirms the importance of saving so perfectly. Indeed, savings a bit leads to big things happening. Savings are a cornerstone to our financial stability. This calls for us to be vigilant and consistent in the manner in which we Save. We have to be intentional and deliberate about it. Getting organised in keeping your personal Savings on track is extremely important in your Financial Freedom journey and Financial health. The same principle applies for salaried people and entrepreneurs; as a matter of fact, you need to really step up your game as an entrepreneur so that you do not experience big money challenges should you face financial emergencies. Mastering the Art of Saving Couldn’t Be Easier Whereas we stick to reasonable amounts that we can spare or save each month, there is no harm in increasing your Savings when you can. Aiming to do this is a very smart way of accelerating your Financial Freedom journey. Sometimes we have a weakness to increase our spend when we unexpectedly find ourselves with money (which can range from pay rise to bonuses). When this happens, the next natural thing we think of is to spend; it should, however, not be this way. We should develop the habit to save such monies. Like we keep saying, making Saving a habit is more behavioural than it is a skill, so the power is with and within you to make big things happen in your life and that of your loved ones. Following the guidelines below can help you to attain and enhance your Saving goals: 1. Set Up An Emergency Fund Goal This is the starting point – when you decide to increase your savings and when you are intentional about it, the first thing that you do is set a goal. Remember that this goal must not be general because if it is, you are most likely going to fail. Your goal should be achievable and realistic and should depend on your recurring expenses and the likelihood of facing a costly emergency. To shield yourself from any unexpected eventualities, ensure that you save enough to enable you to live normally should you face the unexpected. Remember that no one plans for job losses, layoffs, injuries or car accidents, these just happen. Experts advise that you put aside enough money that can keep you afloat for three to six months should the unexpected happen. If you are self-employed, you are encouraged

2. Make Savings Automatic Savings can be hard! Most people say that one of the hardest parts of saving is remembering to do it. This translates into the fact that when we take care of this aspect, then we are set to succeed. With modern banking facilities and tools available to us, this is a no brainer. Make the process automatic and be sure to ensure that it is the first thing that you do when you receive your income. Pay yourself first! Every kwacha counts so, do not be discouraged by how little you think the money you are putting aside is. 3. Split Your Accounts Splitting your accounts makes ‘business’ sense. Ensure that you separate your money into accounts that will help you to manage and monitor it well. The best practice is to have a transactional account which you can use for your regular expenses and to have money that you do not have an immediate use for in other interest-bearing accounts. Again, you need to be sure to be consistent with this task and to do it as soon as you receive your income. 4. Save Cash Windfalls We all love cash windfalls. Work bonuses, pay rise, tax refunds, and even cash gifts excite us. With these come the temptation to spend. We forget that our lives are normal without these amounts; why do we all of a sudden think we need to spend more just because we have money we did not expect? The temptation is great, but we can use our Saving will power to withstand it. We can use such money to build greater emergency funds or to increase our saving pots, we must embrace such moments as savings opportunities which we much never squander. 5. Make Yourself A Saving Expert When all is said and done, only you can account for your progress regarding saving. Learn as much as you can about how you can do it better. Remember to take your family and friends along with you on this journey, the many the merrier! Teach your children about the importance of saving early enough in their lives. It is your responsibility to create a quality life for them, and there can be no better way to do this than to raise Money Smart kids. 6. Master The Art Of Saving – Save Even More! Your personal finances are an integral part of your life, and they are too critical to ignore. Organise yourself in this area of your life. Start now if not doing so already. Money is more than good, it improves our quality of life, and it is sweet, it gives you freedom, it protects you from the stress that comes with the lack of it, it brings sanity in your life and more importantly, it is essential! Until next week dear Reader, please stay clear of Covid -19 by observing health guidelines as shared by the Ministry of Health. Remember to save each month and stay blessed and always be a blessing to others.

For comments or questions email maria.karima@investrustbank.co.zm

E11102020

By DR LABAN MWANSA

stand what an agile contract is. Many of the project contracts would involve the customer engaging the supplier to deliver a specific solution in a number of ways and may be quite elaborate. Accompanied with this there may be several drop dead deadlines and associated price or penalties to it. When looking to structure a contract in a way that is more conducive to working with agile, it is most important to understand the level of trust and collaboration between the customer and the supplier. Trust is a difficult area to cover in a contract, as many elements of a contract concern the problems that may occur. Therefore a contract needs to support collaborative ways of working (e.g. by containing incentives and levels of commitment). A customer and supplier may have worked together for several years and the trust and collaboration between them may be very high. Alternatively, if a supplier is new to a customer, levels of trust and collaboration might be unknown and difficult to assess. The reason this is so important is because it will determine the amount of risk that is shared between the customer and the supplier. The risk relates to the uncertainties of the project. A popular phrase used extensively in project management is a reference to 'known unknowns' and 'unknown unknowns' and these exist on any project. When these unknowns appear during a project, who 'pays' for the change: the supplier because they should have anticipated it, or the customer because they should have specified it? Alternatively, should the 'cost' of the change be shared because both parties know that there is uncertainty and 'unknowns'? The more trust and collaboration that exist between a customer and supplier, the less likely it will happen that: • the supplier will add a contingency amount to the price of the contract in relation to the amount of risk involved • the customer will go into too much detail when initiating a project in the understanding that they are removing uncertainties from the project. Structuring a contract that is suitable when working with agile does not necessarily involve creating a completely new type of contract. Existing contract frameworks currently being used by organizations may still be suitable to a large extent (e.g. as a master agreement). However, change will be needed at the lower levels in order to work in a more agile way (e.g. in a statement of work (or SOW), which may apply to a period of time, such as a sprint or a release). When using agile, structuring a contract according to the following guidelines is likely to be more beneficial to both customer and supplier than using a traditional style of contract: • If possible, make the focus of what is being delivered 'outcome-based' in preference to 'output-based'. An output focus is basically about a product or solution that either is, or is not, as specified. An outcome focus relates to the benefits and value that a project enables or delivers. This allows the customer and supplier to work together to create an output (or product) that can be changed and ad-

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WORLD

ALGERIA REFERENDUM:

A vote ‘to end years of deviousness’ ALGERIANS are voting in a referendum that is meant to cement changes made possible after long-time President Abdelaziz Bouteflika was forced to resign last year. But opponents say it falls short of fundamental reform. The referendum’s timing is auspicious. It falls on 1 November - the anniversary of the start of Algeria’s war of independence against France back in 1954, a date today’s government chose for its symbolism. It also comes though as Algeria’s president has been flown to Germany for medical care. The cause of his ill health has not been disclosed, but President Abdelmadjid Tebboune had self-isolated and spent time in a military hospital in Algiers after a number of his aides and colleagues contracted coronavirus. Algerians are voting on presidential term limits and creating a ENGLAND will begin a month-long lockdown on Thursday - with Boris Johnson saying acting now could allow families to spend Christmas together. Pubs, restaurants, gyms, nonessential shops and places of worship will close, but schools, colleges and universities can stay open. The announcement has sparked anger from some Tory MPs, and business leaders have warned of a “bleak midwinter”. Mr Johnson is expected to deliver a statement in the Commons on Monday. MPs will vote on the latest restrictions on Wednesday, and Labour has indicated it will back the lockdown. The prime minister said he expects the lockdown to last until 2 December, after which England’s regional tiered system would be reintroduced. But Cabinet Office Minister Michael Gove told Sky News the lockdown could be extended beyond that deadline. He told the programme ministers would “review progress” with the aim of seeing the R rate - the number of people that one infected person will infect - fall below 1.

President Tebboune new anti-corruption body. To win the referendum, either the “yes” or “no” camp needs at least 51% of the vote. Results are to be announced on Monday. President Tebboune, 74, came to power last year in a controversial election that followed the departure of Mr Bouteflika,

who resigned in the face of massive popular protests against his bid for a fifth term in office. Mr Tebboune’s election campaign saw him vow to “lay the foundations of a new Algeria”. He pledged an end to what he calls the practices of the “gang” of politicians and businessmen in President Bouteflika’s inner circle. Ultimately this new government is answerable to the demands of the huge popular movement, or Hirak, to reform the political system. And doing this has required redrafting Algeria’s constitution. Algeria will go back to allowing its presidents a maximum of two terms in office, if the constitutional amendments are approved in Sunday’s referendum. The law had been changed under President Bouteflika in 2008 so he could run for a third term in power. MPs would also serve for a maximum of two terms.

Covid-19: England gets ready for new four-week lockdown

Isabel dos Santos with husband Dokolo

Husband of Angola’s Isabel dos Santos dies in Dubai diving accident KINSHASA - Sindika Dokolo, the Congolese businessman and art collector husband of Angolan billionaire Isabel dos Santos, has died in a diving accident in Dubai, a colleague and his family said on Friday. Dokolo and dos Santos, the daughter of Jose Eduardo dos Santos who ruled Angola for 38 years until 2017, faced corruption charges, including allegations that they steered $1 billion in state funds to companies in which they held stakes during her father’s presidency. Both denied wrongdoing. Angolan authorities seized their accounts late last year. The exact cause of the 48-year-old’s death on Thursday was not clear. “The Dokolo family, his wife, children, mother, brother and sisters have the deepest sorrow and immense sadness to announce the passing of Sindika Dokolo,” a post on Dokolo’s Twitter page said on

Friday. Isabel dos Santos has not commented, but on Thursday posted a photo of her and Dokolo on Twitter. A colleague and friend of Dokolo, Cedric Mala, and two family members who spoke on condition of anonymity, said that he died while diving. Mala said that Dokolo had years of diving experience and that he always spoke passionately about it. “Unfortunately the last outing was fatal,” he said. “The doctors tried to resuscitate him without success.” The ever stylishly dressed Dokolo was influential in the art world and was passionate about African art for Africans he owned a large collection of contemporary works from the continent. He was also active in politics in Democratic Republic of Congo where in 2017 he founded the “Congolese Stand Up” movement which opposed a third term for thenPresident Joseph Kabila, who stepped down in 2019 after 18 turbulent years in power. “Respects to (Sindika Dokolo) for his contribution to the fight for the freedom and dignity of the Congolese people, and for safeguarding African identity and cultural heritage,” prominent Congolese pro-democracy group Lucha tweeted on Friday. -IOL

Quebec stabbing: Two dead after attack by man in medieval clothes The prime minister said he expects the lockdown to last until 2 December, after which England’s regional tiered system would be reintroduced. “It’s our hope on the basis of the analysis that we have that we will have significantly reduced the reinfection rate,” Mr Gove said.

Labour leader Sir Keir Starmer told the BBC’s Andrew Marr Show there would “be no effective exit on 2 December unless the government uses

this time to fix test, trace and isolate”. He has called for the lockdown to stay in place until the infection rate is below 1. -BBC

Tanzania elections: Main opposition parties demand fresh vote TANZANIA’S two main opposition parties have demanded fresh elections, after denouncing Wednesday’s presidential vote as fraudulent. The Chadema and ACT-Wazalendo parties, in a joint news conference, also called for mass protests from Monday. Incumbent President John Magufuli was declared victor in Wednesday’s election with 84% of the vote. Chadema alleges ballot boxes were tampered with after its agents were stopped from entering polling stations. “We first call for fresh elections as soon as possible,” the party’s chairman, Freeman Mbowe, said on Saturday. “We

call for continuous, peaceful, countrywide demonstrations until our demands are met.” ACT-Wazalendo leader Zitto Kabwe said the decision was for “the future of our country”. “We cannot accept going back to a one-party system,” he added. Tundu Lissu - Chadema’s candidate for president and Mr Magufuli’s main rival - won just 13% of the vote. He said on Thursday it “was not an election by both Tanzanian and international laws. It was just a gang of people who have just decided to misuse state machinery to cling to power”. The head of the National Electoral Commission, Semistocles Kaijage, said

allegations of fake ballot papers were unsubstantiated. An observer mission from the East African Community said the election was “conducted in a regular manner” but the US embassy in Dar es Salaam said that “irregularities and the overwhelming margins of victory raise serious doubts about the credibility of the results... as well as concerns about the government of Tanzania’s commitment to democratic values”. Mr Magufuli has been president since 2015 but his CCM party has been in power since independence in 1961. -BBC

AT least two people have been stabbed to death in the Canadian city of Quebec by a man armed with a sword and dressed in medieval clothing, police say. Five other people were wounded. A man in his mid-20s was arrested shortly before 01:00 local time (05:00 GMT), officers said. Police have advised residents to stay inside with doors locked as an investigation is under way. The attack took place in the historic Old Quebec neighbourhood. First reports of the incident near Parliament Hill came through shortly before 22:30 local time. After his arrest near the Espace 400e business park, the man was taken to hospital. The five wounded are also being treated in hospital. Reporters at the scene have tweeted photos of a police command post outside Quebec’s Parliament Building. -BBC

The incident took place near the Parliament Building in the Old Quebec neighbourhood

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NAPSA SURVIVE ...as Zesco coach Numba, ref in near punch up By MICHAEL MIYOBA ZESCO United coach Numba Mumamba almost manhandled referee Derrick Kafuli after he allegedly insulted Numba for accusing him of match fixing as NAPSA scored a late equaliser to draw 1-1 with the Ndola giants at Woodlands Stadium in Lusaka. Kafuli was accused of match fixing after he ruled out Zesco’s two goals for off side before allowing NAPSA to score a late equaliser in the seventh minute of added time. Clement Mwape had given Zesco the lead in the 11th minute. The defender rose high to head in Mubanga Kampamba’s free kick to break the deadlock as National team coach Milutin Micho Sredojevic watched from the terraces. Zesco doubled their advantage five minutes before the break but were unfortunate as Jese Were’s strike was ruled out for off side as the

Simon Silwimba and Chanda Mushili in a tussle during yesterday's Super Division game at Woodlands Stadium. - Picture by MICHAEL MIYOBA

C6867

Copper Queens game for COSAFA

said the girls have experience to deliver the title this year. ZAMBIA national women soccer Mwape said his team’s target was to win the title after finishing team coach Bruce Mwape has as runners up last year. declared his charges ready “We are ready because we for the Cosafa 2020 senior have done all it takes to prepare Women’s Championship set to kick off on November 4th in for the tournament and I do believe the girls will do well Port Elizabeth, South Africa. because most of them are not Speaking before departure for participating in this tournament South Africa yesterday, Mwape

By MICHAEL MIYOBA

for the first time. Meanwhile, Mwape named a final 20-member squad for the Cosafa 2020 senior Women’s Championship. Mwape has also drafted China based Barbara Banda who is on the books of Shanghai Shengli and who is expected to lead the Copper Queens attack. FINAL SQUAD

first half ended 1-0 in favour of the Ndola giants. Zesco continued to dominate play in the second half and scored through Winston Kalengo whose goal was also disallowed for another offside. Five minutes into the second half NAPSA’s gaffer Mohammed Fathi made two changes; introducing Laudt Mavugo for John Sikaumbwe while speedy winger Austin Banda replaced Kenyan international Timothy Otieno. With the match destined for a Zesco United victory, super sub Laudit Mavugo scored in injury time to rescue NAPSA from suffering a home loss as the two teams shared the points. Meanwhile at Arthur Davies Stadium in Kitwe, Power Dynamos began their Super Division campaign with a 1-0 win over Young Green Eagles. Left back Luka Chamanga’s second half goal was all the Perry Mutapa drilled “Aba yellow” needed to win in a game played behind closed doors.

Catherine Musonda (Indeni), Hazel Nali (Green Buffaloes), Ngambo Musole (Zesco), (DEFENDERS) Anita Mulenga, Martha Tembo, Agness Musesa, Lushomo Mweemba (all Green Buffaloes), Margaret Belemu, Fikile Nkhosa, Mary Mulenga (all Red Arrows), Vast Phiri (Zesco) (MIDFIELDERS)

Mary Wilombe (Red Arrows), Ireene Lungu (Green Buffaloes), Theresa Chewe, Misozi Zulu (both Indeni), (STRIKERS) Maylan Mulenga (Green Buffaloes), Grace Chanda (Zesco), Prisca Chilufya, Ochumba Oseke (both Red Arrows), Barbara Banda (Shanghai Shengli-China).

Soccer Icon Kalusha mesmeries crowds at Mandevu Constituency Chipata Grounds where area councillor Joseph Tamba organized an Independence Tournament yesterday. - Picture by MUKWIMA CHILALA