DAILY NATION Monday August 17, 2020 by dailynation

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PURSUING JUSTICE AND EQUITY WITH INTEGRITY

KCM PAYS DEBTS Vol. 6. Issue 2684

Price K10

Monday August 17, 2020

…As copper production improves. P3

ON PAGE 3 BY SILUMESI MALUMO

We expect that things will continue going well and we shall ensure that copper production increases further so that our earning improves," - Mr Lungu

LAND SCAM ROCKS LUSAKA By SILUMESI MALUMO

E shall investigate how land under the Zesco pole lines near Praise Worship Centre in Lusaka was given to a Chinese firm to build a mall, Lands and Natural Resources Minister Jean Kapata has said. The land belongs to the Chainama Hospital, which the Presidential Housing Initiative was allowed to

ON PAGE 4

Govt warns ‘corrupt’ health workers

ON PAGE 2

Fight corruption at all levels, says Lungu ON PAGE 3

Confusion rocks NAREP ..party now has two presidents

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Govt’s silence over Mopani worries MUZ

A fence protecting the land was removed by the contractor, but angry residents have blocked the Chinese developer from constructing a shopping mall

C6098

build structures following extensive invasion by squatters. A shocked senior PHI official told the Daily Nation that strict instructions were given at the commencement of the construction that a large leeway should be provided to distance Zesco powerlines from the housing development and a fence was subsequently constructed to stop any development. To Page 3

Monday 17, August 2020

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COMPLY OR ELSE THE enhanced approach towards Covid-19 prevention is an effective panacea given the reluctance by many people to follow rules and the resultant spike in the number of cases across the country. While certain quarters may feel the involvement of law enforcement officers is high-handed, the strategy will surely bear positive results. The laissez-faire approached has proved a risk affair as the Covid-19 cases spiralled in the last three weeks while at the same time compliance levels plummeted with many people disputing the existence of the pandemic. Ignorance and defiance abound! A story is told of a horde of youths in street corners mocking compliant citizens, who have masks on the faces. The uncultured youths burst out in laughter and pass derogatory commentaries each time an elderly masked person walks past. In other instances, some people have out rightly refused to mask up even on mini-buses where debate erupts spontaneously on whether the pandemic is real or not. It is not strange nowadays in public buses for passengers to react angrily each time they are reminded to mask up by fellow passengers or indeed by a complainant bus crew. In other cases bus conductors and their drivers are spotted with masks dangling from their chins in crowded Toyota Hiace mini-buses, putting everyone at risk. The situation is the same in crowded markets, bus stations and other public places and sadly some people have been demanding to see patients to prove that indeed Covid-19 is real. A mention of isolation centres does no resonate in their minds at all. Therefore, Government’s bold decision to gazette regulations pertaining to Covid-19 enforcement will bring a paradigm shift in the manner defiant citizens will be handled. Yes, human nature is such that any change in the pattern of life, will meet resistance and in this case defiance can only be effectively handled through unleashing law enforcement officers to monitor the public. The sight of police officers and ensuing arrests will send a clear message that indeed it is time to change the mind-set. People ought to follow the rules, mask up, observe social distancing, wash hands regularly or sanitise and maintain high levels of hygiene all the time. It is as simple as that! Hand-shakes are banned for now while bars and night clubs must remain closed, not as punishment but as a genuine measure to prevent the spread of the virus and save lives. Citizens who are still in denial will face the law. Yes, penalties including fines and jail terms will be imposed on citizens found guilty of abrogating the statutes relating to Covid-19 prevention. With escalating number of deaths, Government has been left with no option but to impose more stringent measures that will make citizens realise the seriousness of the pandemic. It is prudent for all citizens to join hands in bringing down this pandemic, which has brought about a complete change in the manner certain issues are being done. It was unimaginable in the past to ever think that Church gatherings, weddings, funerals would be banned or restricted to limited attendees. Who ever imagined that accessing a retail outlet or bank premises would require a temperature check! Therefore, all citizens must comply.

PURSUING JUSTICE AND EQUITY WITH INTERGRITY

GOVT WARNS ‘CORRUPT’ HEALTH WORKERS …Charging for COVID-tests is illegal - state patients could be enticed to pay for them. This was unearthed through a survey that was recently conducted by the Medical for Quality Healthcare in Zambia. Ministry spokesperson, Abel Kabalo, told the Daily Nation that the act was illegal and that Government would not allow it to continue. “We are aware that some private health facilities charge unsuspecting members of the public but

By SANFROSSA MANYINDA

HARGING people any amount of money for Covid-19 tests is a serious crime, the Ministry of Health has warned. The ministry has warned that the law would visit anyone charging patients for Covid-19 tests. Information has emerged that Covid-19 test results were deliberately being delayed by some unscrupulous health workers so that

Dr Kabalo

I can assure you that the whole process is free of any charge,” he said. Dr Kabalo said that the process starting from testing to the sharing of results was never at any point allowed to attract any charge. He made it clear that no person or institution whether public or private was allowed to charge people for the process. Dr Kabalo called on the public to look out for such individuals and institutions and report them to Government.

Political alliances doomed

Stop evil acts, Bill 10 critics told

THE formation of political alliances in Zambia is motivated by selfish interests and not the passion to help improve the welfare of Zambians as evidenced by their lack of a human face agenda, the Zambian DNA has observed. Zambian DNA spokesperson, Spuki Mulemwa said pacts were only formed to help those behind them to share key positions if ever given a chance to form government. He was reacting to sentiments that President Edgar Lungu would be shown the exit door once the opposition fielded a single candidate. Mr Mulemwa however said Zambians cannot be hoodwinked into voting for individuals with selfish interests. He said formation of alliances was a good thing because it showed the expansion of the democratic space in a country but that they

THE Civil Society Constitution Agenda (CiSCA) and other questionable organisations and individuals against Bill 10 should come clean if they are supporting immoral activities like Satanism and homosexuality, among other evils which the proposed law will not allow, Bill 10 advocates have said. The advocates also said that CiSCA Vice Chairperson, Judith Mulenga, was bitter and frustrated. Bill Advocates leader, Chishala Chilufya, challenged individuals opposing Bill 10 to produce translated documents that contained the purported bad clauses and explain to Zambians. Mr Chishala was reacting to Ms Mulenga’s demands that Bill 10 advocates should refrain from criticising former Lusaka Archbishop, Telesphore Mpundu. “We are concerned with the position taken by Madam Mulenga on our constitutional right to criticise any Zambian who takes a route of dividing the nation through malice. “Ms Mulenga is right to say Archbishop Mpundu has a right to freedom of expression just like we as Bill 10 advocates are free to express ourselves especially on high profile people like Bishop Mpundu,” he said. Mr Chishala questioned why Ms Mulenga and her cronies were jittery over Bill 10. “It is strange to us to see organisations and individuals like madam Mulenga who are jittery with the changes in the Christian clause in which Bill 10 is seeking to strengthen the Christian values against evil elements.’’ Mr Chishala advised Bishop Mpundu not to take a political stance or emotional position but to play an advisory role as a church leader. He urged Bishop Mpundu not to be used or be blinded by people who were advancing regime change and were against Christianity.

By SIMON MUNTEMBA

should be human-centred. “In Zambia, pacts are only formed to help those who formed them to share key positions in Government if ever they are given chance to form Government and not to improve the welfare of citizens,” he said. Meanwhile, New Congress Party leader, Peter Chanda has charged that there is nothing good that a political alliance of Harry Kalaba, Felix Mutati and Kelvin Bwalya Fube (KBF) will offer to Zambians apart from fighting President Lungu out of bitterness. Mr Chanda said a possible political alliance of the trio could not go anywhere because it would be a product birthed out of bitterness. Last Wednesday, a picture circulated on social media of Democratic Party (DP) president Harry Kalaba, lawyer-cum-politician Kelvin Bwalya Fube also known as KBF and former Finance Minister Felix Mutati indicative of a breakfast meeting but fuelled speculation of a possible political alliance.

Court dismisses Chief State probes fake Sikoongo’s claim over land exam papers By OLIVER SAMBOKO

THE Ministry of General Education says it has received reports of unscrupulous individuals who are printing fake examination papers and distributing them using different platforms. General Education Permanent Secretary for Technical Services Jobbicks Kalumba said investigations were underway to find out the people behind the vice. Dr. Kalumba has also advised learners not to be misled with such data, adding that the Examinations Council of Zambia (ECZ) has not printed any paper for the forthcoming exams. He said that such behaviour puts learners at high risk of failing exams because they may stop studying. Dr. Kalumba has also called on anyone with information on the culprits to report to the police or the ministry. He said it is unfortunate that people can come up with dishonest means of making money, which endangers the country’s educational system. - ZNBC.

THE Lusaka High Court has dismissed a case where Chief Sikoongo and three others sued Chief Chipepo, Jotham Chibumba (Headman Chalokwa) and the Attorney General over ownership of Lusitu area in Siavonga. Chief Sikoongo and three others Hein Melt Myburgh, Enock Matanda, who is Headman Matenga, and John Supai, who is Headman Manyepa, had sought a declaration that Sikoongo chiefdom extends to six wards - Sikoongo, Chirundu, Lusitu, Ng’ombe Ilede, Nanyanga, and Ibwe Munyama in Siavonga. The plaintiffs also sought a declaration that Chipepo chiefdom extends over an area known as Chipepo in Gwembe district and not over Lusitu. Another declaration being sought was that Myburgh, and Mr Matanda and Mr Supai, on behalf of the Mukuyu Outreach Society, are entitled to possess and obtain title deeds for

Mukuyu Outreach farm near Manyepa village in Sikoongo area in Siavonga. They also sought a declaration that Chief Chipepo and Mr Chibumba are not entitled to possess, interfere with the Mukuyu Outreach farm, property of the Mukuyu Outreach Society to be registered in the name of Mukuyu Outreach Society Registered Trustees. The plaintiffs wanted a declaration that Chief Chipepo’s recognition order number 11 of 2003 be amended to include Chipepo area in Gwembe district is irregular, null and void. But delivering judgment, High Court Judge Edward Musona said there was evidence that the people of Chipepo chiefdom were forced to relocate to Lusitu by the colonial government in 1958 to pave way for construction of the Kariba dam. “I refuse to grant the declaration sought. The evidence on record shows that Lusitu area where Chief Chipepo currently exercises his jurisdiction as chief is indeed Chipepo chiefdom,” Mr Justice Musona said.

By NATION REPORTER

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Monday 17 August, 2020

LAND SCAM ROCKS LUSAKA FROM PAGE 1

The minister said she would ensure that she got to the bottom of the matter and establish how the Chinese firm bought the land in question. Residents in PHI area in Lusaka blocked the Chinese developer from constructing a shopping mall on land dubiously allocated by the Lusaka City Council. The residents have mounted security to ensure that the developer did not have access to the land. Lusaka City Council Public Relations Manager, George Sichimba, confirmed that the Chinese developer had rights to the land because he had title deeds from the Ministry of Lands. But Ms Jacqueline Chishimba, a PHI neigh-

bourhood watch member, said Lusaka City Council refused to sell the land in question to residents to set up a youth centre. The council, she said, advised that the area was not safe because it was under Zesco pole lines but surprisingly the local authority sold the same plot to a Chinese firm to construct a mall. But in an interview yesterday, Ms Kapata said, “We can’t allow that to happen, I will ensure that I investigate and get to the bottom of the matter. “Things are not supposed to be done like that, but let me assure you that I will investigate so that the matter can be resolved. I will also engage the Munali Member of Parliament Professor Nkandu Luo so that we see what can be done,” she said.

KCM pays debts BY SILUMESI MALUMO

COPPER production has significantly improved at Konkola Copper Mine (KCM) and has helped the company clear debts owed to suppliers and contractors, liquidator Milingo Lungu has said. Mr Lungu said the mining company was now generating more revenue. The liquidator said when the Covid-19 pandemic broke out in the country, KCM suffered major challenges in terms of production. Mr Lungu said in an exclusive interview yesterday that the copper production reduced drastically which posed negative effects to the mining firm but things have gone back to normal. He said the mining firm

can now boast of generating significant revenue due to improved production. "We went through bad challenges when Covid-19 hit the country. Copper production went down because of some restrictions of movement in some countries. But for now I can simply say that things have improved, we are really doing well as a mine. Production has really improved and things are now well. "We expect that things will continue going well and we shall ensure that copper production increases further so that our earning improves," he said. Mr Lungu said the mining firm had managed to clear all the debts owed to suppliers and contractors. He said currently, no supplier or contractor was being owed by the mining firm.

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CONFUSION ROCKS NAREP BY SILUMESI MALUMO AND SIMON MUTEMBA

onfusion has rocked the National Restoration Party (NAREP) with two people now claiming to lead the party. Party vice president, Charles Maboshe has been installed as party president after the expulsion of Steven Nyirenda from the helm of the party. A defiant Nyirenda has however vowed to continue as party president, saying no ‘hooligan’ would remove him from office. NAREP secretary general, Ezra Ngulube threatened to obtain an injunction to restrain Mr Nyirenda from masquerading as party president claiming that his expulsion is final. When asked what procedure was used to fire Mr Nyirenda, Mr Ngulube said a NEC meeting, chaired by party vice president, Charles Maboshe was called and all members voted

to relieve the president of his duties. Mr Ngulube said Mr Nyirenda was fired on charges that he was sowing seeds of discord in the party. He explained that Mr Nyirenda earlier called a NEC meeting but chased members

Fight corruption at all levels, says Lungu PRESIDENT Edgar Lungu says those who claim to fight corruption should not be selective in their approach. President Lungu said corruption should be fought regardless of where it was being perpetrated. He wondered why those who claim to fight corruption have not raised an alarm on councils that are building markets seven times the price of building one. Mr Lungu said this after he was informed that in Ndola Central and Mpulungu constituencies, councils want the government to build a market shelter at a cost of over K16 million when the same can be done at a cost

of K2 million like in Chifubu constituency. Mpulungu member of Parliament Freedom Sikazwe and his Bwana Mkubwa counterpart Jonas Chanda said they have opposed plans for government to spend such money on market shelters when it can spend less. In response, President Lungu said such are the issues that those who are involved in the fight against corruption should help government to deal with. He said it does not help to target a few individuals when suspected corruption is happening in other sectors. The President said the genuine fight against cor-

who were appointed by former party president, Elias Chipimo despite being ratified by the management committee. Mr Ngulube said confusion rocked the meeting which was called by Mr Nyirenda until all members walked out and decided to hold another meeting at the party secretariat which decided to expel Mr Nyirenda. He also said Mr Nyirenda’s appointment as party president was illegal because the party constition provided that any person should be a member for more than a year before holding an elective position, which was not the case with Mr Nyirenda. He said in an interview yesterday that the party would not change its position, as Mr Nyirenda remained expelled. Mr Ngulube also said Mr Nyirenda had never made a financial contribution to the party, stating that the party had means of fundraising resources for its operations.

ruption will require the vice to be addressed at every level of society. President Lungu said corruption is bad because it makes the government spend more when it can spend less and channel resources to other things. And Livestock Minister Nkandu Luo said government should take a position to give contracts to the Zambia Army and Zambia National Service. Later, President Lungu toured the newly constructed shelter at Chifubu market. The President was impressed with Chifubu Constituency Member of Parliament Frank Ng’ambi for coming up with an initiative to build the market shelter. Meanwhile, thousands of Chifubu residents lined up the streets to catch a glimpse of President Lungu as he drove past the streets. – ZNBC.

Covid-19 not for rich only - Chilufya BY SANFROSSA MANYINDA

PEOPLE should not continue living with the myth that Covid-19 is only for the rich because the truth is that it affects everyone, Health Minister Chitalu Chilufya has advised. And Dr Chilufya has advised citizens to postpone social gatherings such as weddings and kitchen parties which were contributing factors to the rising cases of the pandemic. The minister was speaking yesterday during the latest update of the Covid-19 pandemic in Lusaka where he announced 157 new cases in the last 24 hours bringing the accumulative number to 9, 343. No deaths were

Dr Chilufya

recorded. Dr Chilufya said it was unfortunate that many people were living with the notion that the virus only attacked the well to do. "Covid-19 knows no race or social standing. It affects everyone irrespective of what their social standing

is," he said. The minister advised the public to adopt different ways of doing things if the country was to see the reduction in new Covid-19 cases recorded. Dr Chilufya stressed the need to continue adhering to preventive

measures, stressing that prevention was better than cure. He said that the virus remained a dream reality in the country today, a situation that needed proper attention. Dr Chilufya also disclosed that the number of patients

requiring specialist care as well as the death toll continued to increase. No death was recorded while 347 patients were discharged from various health facilities, bringing the accumulative number of recoveries to 8, 412.

He challenged Mr Nyirenda to show the nation any bank deposits for the financial contribution to the party. “Let him show us and the nation the deposits so that everyone believes,” Mr Ngulube said. Meanwhile, Mr Ngulube said the party had never made a decision to have an alliance with the UPND as Mr Nyirenda claimed. He said the party was only involved in the opposition alliance and Mr Nyirenda had been attending all the meetings. Mr Maboshe has accepted to act as party president after the expulsion of Mr Nyirenda. Mr Maboshe said he had accepted the appointment by the National Executive Committee following the dismissal of Mr Nyirenda. He said no one would be allowed to masquerade as party president as he was the only legitimate leader.

‘UPND a bunch of quacks’ BY SILUMESI MALUMO

IF UPND was on the ground it would have formed government in 2015 but it is just a bunch of overrated quacks, says the Patriots for Economic Progress (PEP). PEP president Sean Tembo said the UPND overrated itself and thought it would win elections when the situation was different on the ground. He said in an interview in Lusaka yesterday the UPND was nothing but a bunch quacks. Meanwhile, Mr Tembo challenged the UPND president, Mr Hakainde Hichilema to tell the nation how he would change the economy of the country. He said Mr Hichilema had been promising the people that he would change the economic outlook of the country but had failed to tell the nation how he would do that. “This brings me to query why this political party does not want to be questioned by anyone and believes that the only political party that must be questioned is the ruling party. “A few weeks ago, the leader of this political party posted on his social media accounts what he would do for this country once elected into office, which in itself is something that is very commendable,” he said. Mr Tembo said the UPND leader promised to turn around our ailing economy and restoring the rule of law. “But I noticed that there was no explanation of how this political leader will achieve his intended objectives for this country. “So l decided to ask him how he will achieve his intended objectives. I asked him how exactly he will turnaround our ailing economy because without the HOW, his list was just a wish list,” he said. Mr Tembo said “But instead of getting an answer on how this political leader will achieve all these nice things, what l instead got was a barrage of insults from his loyalists and was accused of fighting fellow opposition.”

Monday 17 August, 2020

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GOVT’S SILENCE OVER MOPANI WORRIES MUZ Zambia BY SILUMESI MALUMO

GOVERNMENT’S silence on the challenges surrounding Mopani Copper Mines (MCM) is creating a bad impression on the state, the Mineworkers Union of Zambia (MUZ) has said. MUZ president, Joseph Chewe, said the silence by Gov-

ernment to look into the plight of miners and many people dealing with the mining firm was sending a bad message. He said in an interview that many people at Mopani did not know their future at the mining firm. He said the development was saddening which needed Government's attention

but nothing clear was coming forth. Mr Chewe said people could lose confidence in the government because they were expecting Government protection. Mr Chewe said it was prudent that Government took keen interest in the happenings at Mopani because many

jobs were at risk. "What is really happening at Mopani is very worrying and things must be done for the people to be assured of their jobs. Currently people are not sure of their fate," Mr Chewe said. Recently, Mine Suppliers and Contractors Association of Zambia president Augustine

Mubanga disclosed that Mopani had resorted to awarding one-month contracts to firms which had been recalled. Mr Mubanga complained that contractors could not even get loans from banks for their operations because financial institutions could only accept them when they had long term contracts.

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SERIOUS BUYERS will be entertained Viewing on appointment

OVERNMENT has launched a publication which gives in depth and success stories about Zambia's positive participation in the Southern Africa Development Community (SADC). The publication dubbed, "SADC Success Stories in Zambia,” was produced by Government with support of the Germany and the European Union (EU). This is under the Strengthening National Regional Linkages (SNRL) programme in the SADC region. The publication showcases, among other things, the efforts that Government was undertaking in providing vital services such as electricity, water and sanitation to rural households. Government shief spokesperson, Dora Siliya, announced the development yesterday. Ms Siliya said the publication also showcased Zambia's opening up borders for tourism development, scaling up the fight against early child marriages, strengthening household and national food security. She said this during the virtual launch of the publication. "I invite you all to read the publication in our collective effort to make our country and our region a better place to live in," Ms Siliya said. Over the years, she said, Zambia has had the honour of chairing SADC and its various organs with significant achievements, among them the smooth transfer of power in the DRC following that country’s presidential elections last year. Ms Siliya said Zambia had been at the centre of various peace mediation and election observer missions in the region for enhanced political and economic stability. She stressed that Zambia’s role was highly visible in various SADC protocols and processes which the country had signed such as the SADC Gender Protocol as well as the SADC Free Trade Area, in the quest to improve the living standards of our people. She announced that Government’s agenda to industriarise Zambia through robust infrastructure development in line with the SADC regional integration programme, was firmly on course. Ms Siliya said in the 40 years of its existence, SADC had continued to grow from strength to strength from nine Member States at inception to the current 16 Member States with a combined GDP of US$706 billion.

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Monday 17 August, 2020

Tukuta’s true colours are ‘red’

FOUR BROKERS AUTHORISED TO TRADE IN FOREX Continental Capital as authorised brokers. The Central Bank will on an annual basis review the brokers list. The Zambian market had for a long time operated without clear cut process for approving brokers. Traders were still able to trade but by reaching out to fellow dealers in the system. According to the Kwacha Arbitrageur, Zambia had undergone a significant evolution in its foreign exchange trading framework this year. This, explained the Arbitrageur, ranged from a

By BUUMBA CHIMBULU

Tukuta By SIMON MUNTEMBA

ZAMBIAN youths must be wary of disgruntled individuals like photographer, Chellah Tukuta who had been masquerading as youth advocate when he was just an opposition cadre, a top Patriotic Front official has charged. Patriotic Front Lusaka Province secretary Kennedy Kamba has exposed Chellah who recently claimed to be a youth advocate but emerged displaying his UPND membership card a few days ago. He said Tukuta is one of the youth that the opposition had acquired to scandalise government in the name of youth advocacy. Mr Kamba said there were many manipulators out there who had been engaged by the opposition to scandalise the government using social media. "We told the nation a few weeks ago that photographer, Chellah Tukuta who out of nowhere started issuing disparaging remarks against the PF government had been sent to do so.

"Today we have been vindicated after pictures emerged of senior UPND officials with Tukuta displaying a membership card of the UPND," Mr Kamba said. He said all those issues Tukuta was talking about on social media, trying to play hero was not out of patriotism, but for his own selfish motives and a clear destructive agenda. He said many of those claiming to be youth advocates and busy making noise by using anti-PF language on social media did not mean well for the youth. He urged youths to approach the dynamics of politics with sobriety to avoid being misled or used by desperate opposition politicians with selfish agendas. "Our appeal to the young people in Zambia is to avoid being recruited and used unknowingly or knowingly by individuals being paid to antagonise and insult President Edgar Lungu and the PF government," Mr Kamba said. Meanwhile, Tukuta said it was his democratic right to belong to UPND.

OUR institutions have been named as authorised brokers for foreign exchange trading by the Bank of Zambia (BoZ) to create more sanity in the market. The decision which took place on August 12 this year, is in line with the central bank’s revised trading guidelines. In a memorandum to commercial banks, BoZ named ICAP Broking Services Ltd, GFI Africa Money Market Brokers Ltd, Emerging Markets New York and

THE Zambia Agricultural Research Institute (ZARI) has advised small-scale farmers to diversify to seed production which has more value addition compared to conventional grain. ZARI director, Peter Lungu, in an interview said as Zambia was diversifying, it was time for farmers to stop concentrating on grain crops but start producing seed crops such as legumes, vegetables and fruits to

improve their household income. "Seed production is viable economically it brings a lot of returns because there is a lot of management attention that is required to produce seed. “When you sell the seed it fetches a higher price compared to conventional grain. It more like value addition per given unit of tonnage with seed production," Mr Lungu said. On the need to address climate change, the director said ZARI has continued to conduct

These measures, the Arbitrageur said, had placed in response to swings in exchange rate which were observed in the year prompting a revision in its Interbank Foreign Exchange Market (IFEM) framework to reign in on volatility. “It may appear prima facie as though trading through authorised brokers may deepen visibility but some traders believe the central bank did not fully comprehend the full role of brokers in the market at a time when the Kwacha slide persisted earlier in the year,” the Arbitrageur said.

Schools reopening in limbo …the ministry has not made a decision either way

By NOEL IYOMBWA

THE reopening of schools remains in abeyance as the Ministry of General Education has not yet made a decision because of escalating cases of Covid-19, spokesperson Nondo Chilonga has said. The ministry has not yet made a decision regarding the reopening of schools amid the Corona virus pandemic, Ms Chilonga has said. Ms Chilonga said that contrary to what had been reported on social media, the ministry had not issued any statement on the reopening of schools and would inform the nation at an appropriate time. She said the ministry was getting guidance from the Ministry of Health adding that the nation would be informed about any update. "We don't know where

Value addition key, farmers advised By GRACE CHAILE LESOETSA

‘crawling peg’ to curb volatile swings earlier in the year to ‘dollarisation’ of mining taxes to ‘making traders personally liable for steep swings’ to then naming of currency brokers. “It was forecast by some analysts that the BoZ could have been graduating onto a managed float earlier while this has not been the case. “Zambia remains one of Africa’s most liquid foreign exchange floating regimes second to South Africa according to the AFMIndex which last rated it at 61/100,” said the Arbitrageur.

research tailored at producing crop commodities that can adapt to drought resistance. "This production of different crop varieties is spread across the country and depends on the ecological set up on of the area. “We have research protocols that look at soil fertility among other factors. So the research is tailored to how these crop commodities can grow and adapt to the changing environment in terms of climate change," he said.

that information is coming from because that is not the position of the ministry. We are going to inform the nation at an appropriate time because we are getting guidance from the ministry of Health over the matter and at the moment we have not come up with any decision,” she said. Ms Chilonga has since

advised the public to ignore such reports, as they were misleading. Meanwhile, Higher Education Permanent Secretary, Kayula Siame, also said there had not been any latest announcement regarding re-opening of colleges and other institutions of higher learning. There had been reports

circulating on social media that primary and secondary schools would not reopen this year. The report allege that the ministry had made a decision that schools would reopen in January 2021 but even that will depend on how the Covid-19 would evolve.

Actualise Citizen Entrepreneur Development Programme in Luapula - Mwata Kazembe

THE Mwata Kazembe of the Lunda people in Mwansabombwe has urged the Economic Association of Zambia to ensure they implement the Citizen Entrepreneur Development Programme (CEDP) once it is launched in Luapula Province. Speaking when the Economic Association Of Zambia called on him at his palace, Mwata Kazembe observed that many projects have come through in the province but only a few have been implemented. He said implementation in every program is key as many people have high expectations in such programs. "I welcome that program in my chiefdom, because it is aimed at

uplifting the lives of our people, but you need to ensure that it is implemented because many programs have been launched without being implemented," he said. Mwata Kazembe has emphasised on the need to ensure that many developmental projects start from the grassroots if they are to benefit the common man. And Economic Association of Zambia president Lubinda Haabazoka disclosed that his association with its partners from the private sector plans to find about 50 thousand hectares of land to the people of Zambia under the Citizen Entrepreneur Development Programme (CEDP) for investment. Dr. Haabazoka noted that Lua-

pula Province is one of the places in Zambia that has adequate rainfall for agriculture than any other province in the country and hopeful that the province will utilise the program to its benefit. "Our wish is that the program benefits fully the people of Luapula given the good climate in the province, citizens will be empowered in crop production such as Maize, Groundnuts and Cassava which are widely farmed in the province," he said. Dr. Haabazoka further adds that under the CEDP citizens will also be empowered with machinery that will help in processing there farm produce. - ZANIS.

Digital financial initiative launched BY BUUMBA CHIMBULU

Monday 17 August, 2020

BOZ WILL MAINTAIN MONETARY RATE, PREDICTS EXPERT By BUUMBA CHIMBULU

HE Monetary Policy Committee (MPC) will maintain the rate at which money is priced in the market at 9.25 percent to improve liquidity and create stability, Bridges Limited Managing Consultant, Chibamba Kanyama, has predicted. Bank of Zambia (BoZ) will on Wednesday this week announce the policy rate, which will determine the rate at which money will be priced in the financial market. The BoZ in May this year cut the policy rate by an aggressive 225 basis points to 9.25 percent from the previous 11.5 percent, levels last seen in 2012.

Zambia joined other central banks such as the Bank of Ghana, Bank of Kenya, Central Bank of Nigeria, Reserve Bank of South Africa and Central Bank of Mauritius in a rate decision through the covid-19 period that has eroded growth momentum. As the market awaits the policy announcement, Mr Kanyama expressed confidence that the policy rate will be maintained at 9.25 percent to allow for market stability. Mr Kanyama stressed that it was in the interest of BoZ to allow for market stability as commercial banks were still responding to the impact of the policy measure announced in May. “The committee will defi-

nitely maintain the policy rate at 9.25 percent. So far, market liquidity has slightly improved and this was the main objective of lowering the policy rate against counter market forces of high inflation and falling value of the Kwacha,” he said in a press query. He observed the need to keep the spread between the policy rate and the 17.5 percent ceiling commercial banks were accessing the K10 billion facility, attractive enough for banks to continue lending. Increasing the policy rate, Mr Kanyama warned, would destabilise the expanding loan books by commercial banks as they were slowly advancing credit at a higher rate than at beginning of

the year. He explained that ordinarily, BoZ should have increased the policy rate in May but took a tough decision to have more liquidity in the market even though that had potential to undermine long term investment prospects due to inflationary pressures. “Inflation was projected to drastically drop during the half year period due to flooding of agriculture products. We have not seen that happen as expected. “Inflation rate is reducing but not at the rate we projected. To lower the policy rate below where it stands today would stall the inflation rate and we may end the year at over the undesired 15 plus percent,” Mr Kanyama said.

TWO international groups have partnered and launched an initiative meant to accelerate digital and financial inclusion in Africa. The Sasai Wi-Fi Finder was launched last week Thursday by Cassava Fintech International (CFI) and Liquid Telecom Group (LTG). It is set to be rolled out at thousands of hotspots across Africa. Sasai Wi-Fi Finder is a potential game changer in driving digital and financial inclusion in Africa, says CFI Chief Executive Officer, Darlington Mandivenga. Mr Mandivenga said the launch was a critical piece in the social digital inclusion agenda his organisation was driving on the continent. “Through Sasai Wi-Fi Finder, we plan to establish an expansive network of data access points across Africa and build ‘Africa’s Missing Network’ through partnering with broadband providers, Internet Service Providers and local community hubs,” he

said during the launch. LTG group Chief Operating Officer, Ahmad Mokhles, said the partnership was providing consumers with affordable Wi-Fi access while local franchisees and partners were able to grow their businesses and the economies of their countries. Mr Mokhles said the partnership was a true example of the transformative power technology could have across the value chain. “We are proud that our best-in-class broadband infrastructure network is the backbone of this service and is enabling more Africans to access the digital and financial benefits of the internet,” he said. Sasai Chief Operating Officer, Tapera Mushoriwa, said the app was designed to be as easy-touse as possible. He said a smartphone user would get free connectivity on-the-go through accessing the #SasaiWi-Fi Finder network to download the Sasai App and gain access to a wide range of in-app services.

THE IMPACT OF SAVINGS GROUPS IN UPLIFTING THE LIVES OF RURAL WOMEN FOCUS: SAVINGS GROUP

Women’s access to affordable credit and financial services is a strong indicator of women’s empowerment and a pre-condition for equitable and sustainable development.

HOW IS THE TARGETING OF HOUSEHOLDS CARRIED OUT?

A 2018 survey by Financial Sector Deepening Zambia revealed that; 96.3% of its members are women and membership growth stands at 16.7%; 78% joined Savings groups to save money; 68% to access loans; 42% needed somewhere to turn when in financial need; 86% stated that their welfare had improved due to being part of the group; 84% had borrowed from the pool for productive investments; 83% of rural respondents used the funds for productive investments against 73% of urban respondents.

Increasing women’s access to financial and economic resources is critical to;

ERADICATING POVERTY

FACILITATING ECONOMIC EMPOWERMENT

• Savings groups promote self-empowerment of community members, particularly women, by encouraging them to initiate income-generating ventures. • These funds act as an important source of capital for small business ventures or even financing to boost an already existing venture. • Furthermore, it improves women’s access to finance that in-turn impacts their decision-making abilities within the household.

With well over 1million savings groups across the country, women are;

In spite of this, rural women tend to disproportionately lack access to financial services and credit which is a major contributing factor that perpetuates poverty among rural women. Thus, the Savings Groups Model is a strategy to enhance financial inclusion in Zambia.

WHAT ARE SAVINGS GROUPS?

•

Starting to appreciate this initiative.

•

Establishing meaningful enterprises.

•

Successfully replicating the model in various communities especially in rural areas where women were previously disadvantaged from accessing formal credit and saving facilities.

• When women have access to and control of resources they are able to exert greater control over the households’ finances and income they tend to influence decision making in the home. • The model has helped balance gender-power dynamics by according women the opportunity to access credit and financing to be able to contribute to the household’s income and influence how finances should be prioritised. Women who participate in income-generating ventures tend to;

CAN SAVINGS GROUPS IMPROVE THE FINANCIAL INCLUSION OF RURAL WOMEN?

3x. • They are selfselecting groups of about 15-30 members within a community.

STRENGTHENING DECISION MAKING IN THE HOUSEHOLD THROUGH ACCESS TO FINANCIAL RESOURCES

• They meet regularly, pool their savings to have a source of lending funds from which members can borrow up-to three times their savings with the minimal interest of at least 10% over a specified period and defined terms.

• Members earn interest on their savings throughout the cycle which may run up to 12 months.

• The model in some cases also includes a social fund which acts as a form of insurance for group members. It is given as a grant to assist members when in need of money due to unexpected emergencies such as illness and funerals.

•

Members can borrow up to three times their savings if funds are available while interest is generated on an individual’s total savings.

•

They encourage members with a higher capacity to save more while also discouraging members from borrowing for unproductive causes.

•

Informal savings and lending initiatives have the potential to alleviate rural poverty through access to affordable credit.

•

Enhancing women’s direct access to and control over resources is associated with positive economic and social outcomes for women, their families and their communities.

•

Women in rural parts of the country are reluctant to access loans from formal lending facilities due to high-interest rates and often require collateral to access credit.

•

When women have access to finances the family tends to benefit most through improved nutrition, child enrolment in school and children are more likely to be literate

•

The Savings Group Model impacts women in a unique way that directly reduces the family’s and ultimately the community’s susceptibility to poverty and vulnerability.

•

Some success stories include an increase in household assets such as livestock, improved shelter such as roofing homes with iron sheets, investing in solar power and irrigation systems.

• A Chilimba is an informal women’s banking cooperative where members gather to pool their money to make a revolving fund, it is managed on a scheduled basis.

OVERVIEW OF SAVINGS GROUPS IN ZAMBIA • A gender gap exists in financial inclusion. However, this also presents an opportunity for financial service providers to bridge this gap. • Women tend to understand complex financial services through simplified informal networks such as the chilimba and other saving groups thus these interventions have been instrumental in filling this gap. • This has been an important traditional source of capital and revenue that has been used to increase household assets among members in various communities. • In 2017, the Government expressed its commitment to financial inclusion through the National Financial Inclusion Strategy (NFIS) whose primary goal is to achieve universal access to and usage of a broad range of quality and affordable financial products and services. • The strategy aims to increase financial inclusion to 80% by 2022 from 59% recorded by the 2015

FinScope survey. • The survey also revealed that 20% of the population use informal financial services such as savings groups which play a significant role in expanding financial inclusion, particularly in rural areas and among women. •

The Savings Groups Model has been instrumental in facilitating financial inclusion among women.

• One of the benefits noted by members is that there has been a significant improvement in their quality of life. • For instance, some women were able to purchase goats, fresh produce for resale, farming inputs to improve their harvests, iron sheets to replace their thatched roof, solar panels, buying shoes in Lusaka for resale in the village and building houses, all through the loan feature of the program

Source image: https://seepnetwork.org/Blog-Post/Looking-Backwards-to-Move-Forward-What-Traditional-Ways-of-Saving-in-Groups-Can-Teach-Us

•

• It defers from savings groups as no interest is generated, no loans are accessible and each member contributes a specified amount monthly.

Influence over decision making within the household

Savings groups have the potential to facilitate access to financial services in remote areas where formal financial services may not exist.

WHAT IS A ‘CHILIMBA’?

• This fund is often given to a member or two at a time each month over a pre-determined period, each taking turns to benefit from it.

Have more social power

•

Hence, savings groups offer an alternative source of capital and financing for women.

These decisions include; 1.

Influence and control over household business decisions

Food expenses

Education

Health-related expenses of children

Potential of savings groups in uplifting families and communities out of poverty

•

Savings Groups are one of the most inclusive financial initiatives and are relatively easy to run and engage in regardless of one’s level of education and socio-economic status.

•

The are community-centric thus they more appealing to women.

PMRC RECOMMENDATIONS

•

Eligibility for a loan with savings groups is fairly relaxed as there is no documentation or collateral required to access a loan.

•

The interest generated is shared among group members thus, acting as a ‘return on investment’ even for borrowers.

PMRC recommends that financial service providers link savings groups to investment opportunities in order to empower rural women and increase their resource base.

PMRC urges financial institutions to tailor products to fit the circumstances of rural women and link them to affordable savings and credit products as demonstrated by the success of the Savings Group Model.

There is need to strengthen financial literacy programmes among rural women to enable them graduate to a larger financial base for access to savings and credit facilities for productive purposes. This can be done by developing unique products and services that recognise livestock and farm produce as collateral in rural settings. Similarly, relaxing the procedure of formalising customary land and empowering women with land could ease access to collateral based loans for rural women.

There is need to link rural women to mobile money services to enhance their coordination and management of transactions and savings in these groups to improve their credit score and credibility as an entry point for other financial players.

•

No delays in processing of loans for members since loans are obtained during meetings at each saving, while banks and other formal financial service providers delay the process due to documentation and bureaucratic procedures in assessing one’s eligibility.

•

Bank requirements include; copy of National Registration Card (NRC), latest pay slip, latest utility bill or confirmation from employer, salary account bank statements for the last 3 months, employment contract and collateral in some cases.

•

The 2015 Finscope Survey indicated that only 93.5% of adults had access to an NRC, and only 15.9% had access to a proof of residential address document.

•

Mobile money presents great potential for enhanced financial inclusion of women.

•

A survey found that at least 74% of people owned a phone and 95% that reported to use mobile money services indicated that they were ‘comfortable’ to ‘very comfortable’ with the use of these services.

•

58% used it to receive, while 38% used it to send money and less than 4% used it to store money.

PREPARED BY

JUNE 2020

SUBSCRIBE NOW: info@pmrczambia.net

Thanks for reopening the economy, but we need more public investment - Cosatu

ZIM OPTIONS

7 / Daily Nation, Monday 17 August, 2020 HARARE - Zimbabwe will use land as security if it fails to get international guarantees for the 30-year sovereign bond it wants to issue to raise US$3.5 billion to compensate some 4, 800 white farmers disposed of their land. The southern African country embarked on a controversial land reform programme two decades ago. According to a 2013 Constitutional clause, the former farmers will be compensated for improvements made on the land such as buildings, livestock and crops, but not the land itself. An agreement on the amount to compensate farmers and a roadmap to raise funding was reached two weeks ago. Zimbabwe’s Finance Minister, Mthuli Ncube, said the country would talk to finance institutions, governments, and other partners to see if they could

…Zim weighs using land as security for the $3.5bn bond meant to compensate white farmers guarantee a sovereign bond. Speaking during an interview with state-owned Zimpapers Television Network, Ncube said getting a guarantee would help improve the country’s credit standing. Zimbabwe currently does not have a sovereign credit rating by the major international rating institutions. It has a sovereign debt burden of more than US$10 billion, of which about 70 percent is arrears and penalties for nonpayment.

Ncube said, however: “We want to make sure that this sovereign bond is attractive and has a good yield, also in terms of credit quality.” He said that the security would not necessarily be farming land, but could also be commercial land that the government owns. “We are looking at all those strategies, especially land around urban areas,” he said. The minister said considerations are also being made to use other government

assets which could be offloaded for the purpose of supporting the liability payment. The government “will use every means to make sure that we raise money as well as making sure the bond is attractive and secure for investors.” Ncube said the land and improvements that are being compensated for will now belong to the state and not the farmers in the current occupation. – FIN24.

Sibanye-Stillwater expects first-half profit on higher metals prices JOHANNESBURG - South Africa’s Sibanye-Stillwater expects to swing to a profit in the first half of 2020, boosted by higher precious metals prices and a weaker rand currency, the miner said, sending its shares up sharply. Shares in Sibanye, which said it remains positive about its performance in the second half of the year, were up 11.16 percent at 55.30 rand. The precious metals producer, said headline earnings per share (HEPS) for the six months to June is expected to be 350

cents compared with a loss per share of 54 cents a year earlier when it was hit by strikes. Sibanye said the inclusion of the Marikana operations, higher metals prices and a weaker rand currency helped partially offset foreign exchange losses and the impact of Covid-19 lockdown regulations on output. “Supported by a better operational outlook than for H1 2020 and with precious metals prices having recovered close to levels prior to the global Covid-19

economic lockdown, the outlook for H2 2020 is positive,” Sibanye said. South African gold miners have rallied as investors rushed to buy shares in the export-oriented companies which do well when the Rand depreciates against the dollar. The company said production from its South African gold operations during the half-year increased by 17 percent 403,621 ounces, while platinum group metal (PGM) output from South Africa was five percenthigher year-on-year at 657, 828 ounces. – REUTERS.

JOHANNESBURG - The reopening of the economy under Covid-19 lockdown Level 2 needs to be accompanied by more drastic interventions – namely the injection of new money through public investment, according to the Congress of South African Trade Unions (Cosatu). The labour federation has welcomed President Cyril Ramaphosa's announcement on Saturday that lockdown restrictions would be eased to Level 2, but called for action to assist households and firms hard hit by the economic impact of the pandemic. "This lack of an economic stimulus by government amidst depressed private capital investment will continue to plunge and trap the economy into what is becoming a serial stagnation," said Cosatu's parliamentary coordinator Matthew Parks. "The country needs an interventionist state that is ready to play a strategic role in shaping key sectors of the economy, especially the ones hardest hit by the crisis. This calls for an increase in public investment in the economy – in a manner that instills the efficient use of our limited resources," he added. Cosatu wants government to provide extended financial support to employees through the UIF Covid-19 TERS fund, review the lending criteria of banks to support struggling firms and to allow further loan deferrals and debt restructuring for businesses and consumers. The labour federation also

HERITAGE MINING LIMITED (IN LIQUIDATION) NOTICE TO CREDITORS Following the appointment of Mr. Ernest Mwenge as provincial Liquidator by way of court order dated 29 April 2020 and subsequently confirmed by way of court order dated 29 may 2020 and signed by the honorable High Court Judge of the Commercial Division, tis notice serves to notify CREDITORS who may have a claim against the company to submit their claims with proof to th contact details no later 08 September 2020. The liquidator Mr. Esnerst Mwenge (Without personal liability) C/o Ernest Chattered accountants, Auditor, T ax consulting financial advisory. Suite 35 professional center, Kantata Street Nkana East, P.O.BOX 22307, Kitwe, Zambia Tel: +260 212 228325 mobile: +260 0977285392 Email ernest.mwenge@ernestchartered.com

Mr Ramaphosa called for National Treasury to allow workers who have lost their income to access a limited portion of their pension funds during the crisis. Business for South Africa (B4SA) has said the reopening of the economy must be accompanied by interventions to "rebuild" it into one which achieves inclusive growth. The organisation has made submissions on the economic recovery strategy to the National Economic Development and Labour Council. Under lockdown Level 2, the alcohol and cigarette sales ban will also be lifted. Restaurants will be able to serve alcoholic drinks under strict conditions. The lifting of the ban on cigarette sales came as the Supreme Court of Appeal on Friday granted the Fair Trade Independent Tobacco Association (FITA) leave to appeal the ban under the current Covid-19 lockdown regulations. – FIN24.

Investors diving into everything, dumping cash - BOFA LONDON - Bullish global investors yanked almost $20 billion out of cash funds over the last week and piled $13.6 billion into bonds, another $8 billion into stock markets and the ninth highest amount on record into inflation-linked U.S. bonds. BOFA analysts, citing data from financial flow tracking firms such as EPFR, said strong consumer, U.S. housebuilder and China tech and inflation-linked bond moves were all putting upward pressure on bond yields - which is what traditionally ends bull markets. Their number-crunching showed the 4th largest weekly inflow to municipal bonds at $1.9 billion and $1.2 billion into U.S. inflation-linked TIPS bonds. That, they said, showed “investors discounting Dem (Democratic Party) sweep in November,” referring to the upcoming U.S. election. It was also another large week of investment-grade bond fund inflows at $10.7 billion, a 19th week of inflows into highyield bonds in the last 20 weeks, while $4.8 billion was shovelled into U.S. equity funds, the largest in nine weeks. – REUTERS.

Monday 17 August, 2020

Technical analysis of HH’s 6th loss in 2021; Lessons from Barca 6 nil loss

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Govt should revisit street vending

Dear Editor, WHILE we sympathise with the supporters of Barcelona Football Club, we find some political talking points. It is on the premise that one of the political players Hakainde Hichilema endorsed Barca and his endorsement escorted the once glorious team way to the terrible defeat at the hands of the youthful talented Bayern Munich football team. The overconfident Barcelona was terrified at the hands of the despised Bayern Munich team. It was the art of unique collective wisdom of Bayern Munich which led to the triumphant rise to greatness. We monitored HH’s Facebook page and we observed that a few hours before the match, he wrote the caption which showed his affiliation to the team which later lost 8-2. Although it was his random guess, we infer that this failed support he rendered had a profound meaning as far as Zambia’s Presidential elections are concerned. We firstly found the following facts deductible; 1. The goal difference between the match is 6 goals (8 minus 2 = 6). 2. HH has unsuccessfully contested elections fivetimes and next year will be sixth. 3. In an event he lost it will mean the difference between wins and losses is 6 just like 6 was the goal difference. 4. Both HH and Barcelona have a sizable number of followers as compared to their rivals. Before a final whistle was blown, just like UPND, Barcelona had defensive problems. Of late, UPND has shown defensive problems in its strongholds as evidenced by the recent outstanding inroads the PF has made in Western Province. The other fact is that both UPND and Barcelona are all driving on the past glory to manipulate the unsuspecting minds that they will maintain the top slots. The other observations we made was that the top player Messi has unquenchable thirst to be hero worshipped at the expense of molding young players. This is typical of HH who is currently both President and Vice President of the defunct UPND. As confessed by one of his lieutenants, he is indispensable in the existence of the party. We therefore, wish to advise Mr Hichilema to use his failed prediction to reflect and prepare his mind to accept the pending death of his political journey. On the other hand, Zambians should regard the period starting 2021 and beyond to preparing as the dawn of Zambia without Hichilema era. To the PF supporters we can only urge you to prepare to hold positions that will enable us serve the Zambian people. The uninstalling process of HH from the political map is slowly becoming a reality. MARVIN CHANDA MBERI, Youth Rights Activist. Lusaka.

Dear Editor,

FIGHTING COVID NOT EASY Dear Editor, WE have a serious battle on our hands. To fight the Covid pandemic we need everyone to be serious. Most important however is that the government should sort out the busy places like bus stations and markets. These are the places spreading Covid because people there don’t bother to mask up while social distancing is impossible. As I write, buses are still

loading to capacity and even overloading. Where are the inspectors to ensure that buses do not overload? Or that traders in the markets are using masks properly? I do not think it is even fair to impose that K750 fine if no one will be fined. Let the police go to the markets and check if there is any masking up there. The markets managers ought to be penalised so that they can in turn enforce the Covid safety regulations.

We should not perish because of ignorance. We already have the information we need on the Covid pandemic. The people who refuse to believe this pandemic is real, are putting all of us at risk. Those are the people who should be sorted out. Police should be stationed in markets to implement this rule. NAKAPULA MBUSA MULENGA, Choma.

We should not perish because of ignorance. We already have the information we need on the Covid pandemic.

I STILL that the government should revisit its policy on street vending. I say this because of the worsening Covid-19 situation while overcrowding in streets has correspondingly assumed frightening levels. At the same time, uncollected garbage in the city’s central business district is becoming a matter of concern. And with the rains just on the horizon, a fertile ground for cholera outbreak is unavailable. One can only imagine the health mess we will find ourselves in having to deal with Covid-19 and now cholera. The situation particularly around Kulima Tower is a time bomb which authorities cannot afford to ignore. While on the issue of masking, I strongly feel Government should employ the armed forces to ensure people adhere to health guidelines as police officers have lamentably failed to deliver to expectation due to their insufficient numbers. I could not believe my eyes that people can now buy their salaula even from our prestigious Cairo Road. Shame. I pray for sanity to prevail if we are going to win the battle against killer Covid-19. JAY BOND, Lusaka.

DAILY

Monday 17 August, 2020

KOPALE NEWS

STATE COUNSELS LOCAL CONTRACTORS By ROGERS KALERO

OCAL contractors must not only ride on the 20 percent policy to be awarded contracts, but prove their capacity to deliver quality works whenever they were awarded a contract, Government has advised. Water Development, Sanitation and Environmental Protection Minister, Jonas Chanda, said local contractors must not only cry for the 20 per cent sub-contracting initiative, but also improve capacity and quality of work.

Dr Chanda said Government had come up with the 20 percent policy to empower local contractors, but it was disappointed that some local contractor were putting up shoddy works. The minister was speaking in Kitwe during a familiarisation tour of facilities under his ministry. Dr Chanda urged officers in his ministry to ensure that local contractors were not abusing the 20 percent policy which was put up in good faith, but must prove that they could put up quality works.

"It is not good to find that a local contractor engaged by a water utility company has put up shoddy work on a vital infrastructure thereby affecting the service delivery,'' Dr Chanda said Dr Chanda urged residents in Kitwe, Kalulushi and Chambishi to ensure that they pay water bills and desist from any form of vandalism on Nkana Water and Sanitation Company (NWSC) infrastructure. He said despite a directive that the water utility company should not disconnect people’s homes with huge bills,

people should strive to settle bills. "I get surprised that people say they have no money to pay bills, but they buy chicken from Nandos and Hungry Lion. We need to support the water utility company in order to serve us effectively and efficiently,'' he said And NWSC Managing Director, Diana Makwaba, said the water utility company had implemented phase two of the Nkana Water Supply and Sanitation Project (NWSSP) in Kitwe, Kalulushi and Chambishi. "As part of the project,

NWSC has installed smart meters Kalulushi High Cost, Kalengwa North, Riverside, Parklands, Ganerton, Martindale and Town Centre. "These Smart Meters have Automated Water Meter Reading capabilities (AMR). This means the smart meter remotely collects meter readings from customers and remotely disconnects or reconnects the water supply too,'' Ms Makwaba explained. Ms Makwaba said the smart meter initiative meant to improve efficiency and assist NWSC reduce customer com-

plaints associated with wrong readings.

Dr Chanda

Kalulushi businesses comply By SANFROSSA MANYINDA

Vision: to be a dynamic and credible bank that contributes to the economic development of Zambia

NOTICE OF THE AVAILABILITY OF THE LIQUIDATION SCHEDULE OF ZAMPOST MICROFINANCE LIMITED – (IN LIQUIDATION) ISSUED IN ACCORDANCE WITH SECTION 130 (e) OF THE BANKING AND FINANCIAL SERVIVCES ACT, NO.07 OF 2017 This is to notify all creditors and other stakeholders of Zampost Microfinance Limited - In Liquidation (ZMFL) that the Liquidation Schedule containing the steps that the Bank of Zambia will take in winding up the affairs of ZMFL will be available for inspection from Monday, 5 October, 2020 to Friday, 9 October 2020 , at the ZMFL offices on the 1st Floor, Ndola Main Post Office, President Avenue, Ndola from 08:00 hours to 17:00 hours on each day. The Liquidation schedule will be filed in the High Court of Zambia on 12 October, 2020 and after the said filing of the Liquidation Schedule, any depositor, other creditor or owner of ZMFL and any other interested party, may file with the High Court an objection to any step proposed. Written communication may be sent by post to: The Liquidation Manager Zampost Microfinance Limited (In Liquidation) C/O Bank of Zambia Box 30080 Lusaka For further information, contact; The Head - Communications Bank of Zambia Box 30080 Lusaka

KALULUSHI has recorded an improvement in observing Covid-19 preventive measures. The development has cheered Kalulushi Municipal Council. Council Assistant Public Relations Manager, Lidah Kamanga, told the Daily Nation that there was an improvement in compliance among business owners. Ms Kamanga said the majority of business houses were providing hand-washing facilities and always demanded that customers should mask up before entering their premises. "This can be attributed to the fact that business entities understand that they will incur a penalty which will ultimately affect their business negatively," she said. She said that schools and churches had equally been

Construction near Tailing dam cancelled By ROGERS KALERO THE Kitwe City Council (KCC) has permanently halted construction works on the foot of the tailing dam in Parklands residential area. This was after the developer failed to report to the council to present relevant documents which permitted the construction works in the area. Town Clerk Mbulo Seke confirmed the development in an interview at the weekend. Mr Seke explained that the developer was asked to submit the legal documents on Monday last week, but failed to do so. The tailing dam stretches from Parklands to Nkana East and part of the Central Business District near the Kitwe High Court. The formation of the dam was a result of dumping during early mining activies. Two weeks ago, the local authority issued a site instruction to the developer to halt the construction works and report to the council on

complying, a situation she said was commendable. Ms Kamanga said that schools and churches always ensure that premises were marked to maintain social distancing. She said they must provid hand-washing basins always emphasised that people masked up all the time. Ms Kamanga however said that there was still a challenge with public places such as markets and bus stations. "The biggest challenge has been with the general public especially them giving excuses of not being able to afford masks. “But we are hopeful that there will be an increase in the compliance levels especially that people are aware of being fined K750 or facing six months imprisonment if found not masking up," she said. Monday, August 10, which was a deadline. Mr Seke said any developer should have ownership documents like certificate of title or letter of offer from the Ministry of lands. A developer is also expected to obtain a planning permission from the council. "Since, the developer did not report last Monday, this, by implication means he has no relevant documents and so the council has decided to permanently halt the construction works in the area. “We gave him an opportunity to explain how he was allocated the same piece of land, but failed to turn up,''Mr Seke said. Kitwe has experienced rampant illegal allocation of land by some councilors, prompting the Ministry of Local Government to suspend the council. The construction works on the foot of the tailing dam had raised concern especially from residents on Chandamali Road who feared that any activities near the tailing dam could cause a disaster. Former Kitwe Town Clerk, Ali Simwinga, said the concerns of the residents were genuine because the dam could bury the whole city if it was disturbed.

10 |

N-West News

Monday 17, August 2020

Mr Kamondo

UPND MP salutes Govt By JACKSON MAPAPAYI MUFUMBWE UPND Member of Parliament Eliot Kamondo has applauded Government for showing leadership during the funeral for Chief Mushima of Mufumbwe. Mr Kamondo said the decision by Government to send a representative to mourn with the people of Mushima and Mufumbwe at large was a good gesture. He was speaking during the burial for the late chief in Mufumbwe on Friday. ‘’Indeed, this is how it should be because the burden for the people was just too heavy for them. So, I want to thank Government for mourning with the people of Mushima,’’ he said. He said he would remember the late chief for advocating for development in his chiefdom as well as preaching peace and unity among his subjects. And NorthWestern Province Permanent Secretary, Willies Mangimela, who represented Government, said he was hopeful that the succession to the royal throne would be done in accordance with the Kaonde tradition and customs. He said this would ensure a smooth transition of leadership and that Government would not interfere in the selection process. ‘’To the royal family members, government is aware that the late chief has left behind the family, I therefore request that you manage and handle the plight of the widow, children and other dependents as well,’’ he said. Chief Mushima the 14th died on August 8, this year and was put to rest on Friday at the royal graveyard.

DAILY

Monday 17 August, 2020

MOSI OA TUNYA

DAILY

MUKUNI DENOUNCES POLITICAL VIOLENCE By ANDREW MUKOMA

RIBALISM and political violence are a hindrance to development, says Senior Chief Mukuni of Kazungula dis-

trict. Senior Chief Mukuni said tribalism and political violence should not be allowed. The traditional leader observed the growing trend by some Zambians agitating

political violence while others were taking turns in promoting tribalism. He urged Zambians to remain united and peaceful. Senior Chief Mukuni was speaking when Zambia for

Unity, Peace and Development (ZUPED) president Mary Ngoma paid a courtesy call on him at the palace at the weekend. The traditional leader encouraged Ms Ngoma and her team not to

do when you receive your income. Pay yourself first! Every kwacha counts, so do not be discouraged by how little you think the money you are putting aside is.

Keeping Your Saving Game In the Game During Difficult Times and reaffirms the importance of Saving in our lives. Savings give our lives a lift in so many ways. Savings are a cornerstone to our financial stability. This calls for us to be vigilant and consistent in the manner in which we save. We have to be intentional and deliberate about it. Getting organised in keeping your personal savings on track is extremely important in your Financial Freedom journey and Financial health. The same principle applies for salaried people and entrepreneurs; as a matter of fact, you need to really step up your game as an entrepreneur so that you do not experience big money challenges should you face financial emergencies.

Maria Karima

Head - Corporate Affairs & Marketing Investrust Bank Plc

Dear Reader, We trust that you and your families are well and that you are keeping safe by following all the health guidelines shared by the Ministry of Health. COVID - 19 cases are on the rise, and we all ought to be diligent in taking care of ourselves and loved ones. We continue to share stories of how we can enhance some good behaviours necessary to change the quality of our lives and that of our loved ones particularly during this difficult time; juggling through life as we deal with the effects and mitigation of the COVID – 19 pandemic has taken its toll on our lives in unimaginable ways. We are all encouraged to identify areas of our lives that need improvement so that we optimise on opportunities that this period brings about for us to execute our chosen goals. One thing that comes to mind is the opportunity to save a little more during this difficult time. This is attributed to the fact that we are not able to have ‘extra feel good’ activities with our families that we would normally have. These range from dinning out to going on holidays and vacations. This clearly presents an opportunity for us to give our Lives a Lift through enhanced savings. Make Saving A Way of Life Dear Reader, like we keep saying, saving is everyone’s business, we all have everything to do with it. It is our responsibility to ensure that we make Savings our way of life if we are to change the quality of our lives and that of our loved ones. We should always remember to involve our young ones in money management planning so that they learn about this way of life soon enough before they graduate to adult life. Teaching them early in their lives will translate into raising a nation of Savers who will ultimately contribute to the growth of our economy. Lifting Our Lives Through Saving The opportunity this period provides for us to enhance our Saving power endorses

Increasing Your Savings Couldn’t Be Easier Whereas we stick to reasonable amounts that we can spare or save each month, there is no harm in increasing your Savings when you can. Aiming to do this is a very smart way of accelerating your Financial Freedom journey and attainment of your goals. Sometimes we have a weakness to increase our spend when we unexpectedly find ourselves with money (which can range from pay rise to bonuses). When this happens, the next natural thing we think of is to spend; it should, however, not be this way. We should develop the habit to save such monies. Like we keep saying, making Saving a habit is more behavioural than it is a skill, so the power is with and within you to lift your life and that of your loved ones. Following the guidelines below can help you to increase your Savings and ultimately to attain your financial goals. 1. Set Up An Emergency Fund Goal This is the starting point – when you decide to increase your savings and when you are intentional about it, the first thing that you do is set a goal. Remember that this goal must not be general because if it is, you are most likely going to fail. Your goal should be achievable and realistic and should depend on your recurring expenses and the likelihood of facing a costly emergency. To shield yourself from any unexpected eventualities, ensure that you save enough to enable you to live normally should you face the unexpected. Remember that no one plans for job losses, layoffs, injuries or car accidents, these just happen. Experts advise that you put aside enough money to see you through a rough time in your life for three to six months. If you are self-employed, you are encouraged to increase this to twelve months. 2. Make Savings Automatic Savings can be hard! Most people say that one of the hardest parts of saving is remembering to do it. This translates into the fact that when we take care of this aspect, then we are set to succeed. With modern banking facilities and tools available to us, this is a no brainer. Make the process automatic and be sure to ensure that it is the first thing that you

3. Split Your Accounts Splitting your accounts makes ‘business’ sense. Ensure that you separate your money into accounts that will help you to manage and monitor it well. The best practice is to have a transactional account which you can use for your regular expenses and to have money that you do not have an immediate use for in another interest-bearing account. Always be sure to be consistent with this task and to do it as soon as you receive your income. 4. Save Cash Windfalls We all love cash windfalls. Work bonuses, pay rise, tax refunds, and even cash gifts excite us. With these come the temptation to spend. We forget that our lives are normal without these amounts; why do we all of a sudden think we need to spend more just because we have money we did not expect? The temptation is great, but we can use our saving will power to withstand it. We can use such money to build greater emergency funds or to increase our saving pots, we must embrace such moments as savings opportunities which we much never squander. 5. Make Yourself A Saving Expert When all is said and done, only you can account for your progress regarding saving. Learn as much as you can about how you can do it better. Remember to take your family and friends along with you on this journey, the many the merrier! Teach your children about the importance of saving early enough in their lives. It is your responsibility to lift their lives, and there can be no better way to do this than to raise Money Smart kids. 6. Lift Your Life Even More – Save Even More! Your personal finances are an integral part of your life, and they are too critical to ignore. Organise yourself in this area of your life. Start now if not doing so already. Money is more than good, it improves our quality of life, and it is sweet, it gives you freedom, it protects you from the stress that comes with the lack of it, it brings sanity in your life and more importantly, it is essential! With You On This Journey We trust that this story will help you to enhance your Saving goals. At Investrust Bank Plc (IBP), we are always glad to share uplifting life stories that matter through various media platforms such as this Column. Please be sure to contact any of our IBP branches nearest to you for suitable and tailor-made products and services that can help you to accelerate the attainment of your Financial Freedom goals. Until next week, stay clear of COVID -19, stay blessed and be a blessing to others.

For comments or questions email maria.karima@investrustbank.co.zm

lose focus as they denounce violence wherever they will be visiting. He said this would help the organization from being viewed as a partisan institution. The organisation, he said, should engage political players before educating the voters because politicians influenced voters. Ms Ngoma assured the traditional leadership in Zambia of her organisation's quest of defusing political violence by preaching the right messages. Ms Ngoma said her organization was ready to work with traditional leaders in the province in promoting unity among citizens.

Senior Chief Mukuni

L/Stone traders counselled

By ANDREW MUKOMA

TRADERS at Mukuni Park in Livingstone should take advantage of the stimulus package Government has set aside and diversify into other business for their survival amid Covid-19. Livingstone Chamber of Commerce and Industry president, Namakau Siyanga, underscored the imperative need for traders to diversify from trading in curios and other tourism artifacts into other businesses. She said this was because tourists, who were the target market, were not travelling in the wake of Covid-19 and it was not clear when the pandemic would be brought down. Ms Siyanga said relaying on tourists arrivals would not help in this current situation. She observed that the tourism sector had been badly affected by the Covid19 due to movement restrictions. She said this when she donated mealie meal to the curio traders at Mukuni park over the weekend. Ms Siyanga who is also PF aspiring candidate for Livingstone Constituency, said the Covid-19 outbreak has affected business in the tourist capital as no tourist from outside the country

have been coming. She said in as much as domestic tourist were to be appreciated, local tourists were equally affected by the pandemic. Ms Siyanga added that domestic tourists could not spend as much as foreign tourists. And Dauty Mwape, a market committee member, said the chamber of commerce president had demonstrated leadership and needed encouragement. Mr Mwape however said more information was required about the stimulus package for the traders to access the Government funds. He assured Ms Siyanga and the Head of State of the traders' support in 2021 provided the leadership continued with development programmes.

TRADING

Livingstone Chamber of Commerce and Industry president, Namakau Siyanga, underscored the imperative need for traders to diversify from trading in curios and other tourism artifacts into other businesses.

for farmers DAILY DAILY

Monday Monday 17, August 2020 2020 10, August

Features

| 13Fea

UNIVERSAL TRACTOR OIL - A SPECIALRIGHTS GIFT FOR FA ETHICS AND HUMAN (Happy farmers’ day. Thank you for feeding us. We are prou IN THE OIL INDUSTRY

(Happy farmers’ day. Thank you for feeding us. We are proud of you)

Elsewhere within the

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(iii)the Pay for all WON itemsthe either by Cash Bank Certifiedroom Cheque the Auction Daygrow. or within 48 hrs on correct these ‘ills’reduce of Money Management will dramatically vehicle your savings so that you accelerate your recipe fo Please read on and make a decision to do from the Close of Public Auction Sale & Collect Items within Two (2) days of Payment, failure to today. Be sure to call onthan any Investrust emissions and help more Financial Freedom journey. away with ‘these demons’. Be vigilant in Excellent anti-oxidant Indee 250 million people breath safer Bank Plc (IBP) branch nearest to you which Storage Charges will be levied on all uncollected Items. ensuring that chastise these behaviours properties and thermal Universa and cleaner air.advice to do with Money for any sound Paying Bills Late NOTE: Only Bidders who willthey meetwill Stepshaunt (i)&(ii) you shall be deemed to be duly registered to participate in because if you don’t, stability farmer’s Together, the Our countries of and helpful Management. friendly Bills are not pleasant, that is for sure! the Public for the Auction rest ofSale. your life. Nigeria, Togo, to Ghana, specific staff will Benin, be on hand advise you about There are all sorts of tricks in the ‘book’ to and Ivory Coast agreedand on services that Corrosion preventative permits. appropriate products avoid paying bills all together or to delay LackBIDDERS Of Money Knowledge ALL SHALL BE REQUIRED TO WEAR FACE MASKS December 1,to 2016 in Abuja, additives equipme can help you manage your money well. paying them. Please avoid such tricks Knowledge AND is power! We all learn to introduce strict standards OBSERVE HEALTH GUIDELINES this is th Erik Solheim, the head of UN Environment said: “West Africa because no matter how you avoid them, things, and Money Management is not to ensure sulfurstay clear of Until nextcleaner, week, low please is sending a strong message that it shear is no longer accepting For th - Excellent stability you will still have to meet your obligation an exception. It is not rocket science, diesel and vehicle emissions RDF AUCTIONEERS LTD COVID -19. Stay blessed and remember dirty fuels. Their decision to set strict new standards for latest tra For you Details ensuring “Stay – in – to pay. Be consistent with paying your and need Contact: not be an accountant to effectively cutting tostandards, be a blessing to others. 0966 220859, 0977 744147 or 0977 771788 cleaner, safer fuels andgrade” advanced vehicle emission standards bills and pay them on time. There are feature harveste learn about money. All lessons about off the West Africa market as shows they are placing the health of their people first. suitable bank products and services that destination for dirty fuels. money are merely common sense! You 5 for gea

By JOHNSTONE CHIKWANDA

RDF AUCTIONEERS LTD

PUBLIC AUCTION SALE ZAMBIA SUGAR PLC

PUBLIC AUCTION SALE

CHALIMBANA UNIVERSITY

Motor Vehicles, Plant & General Stores Items

15W/40

Monday 17, August 2020

Horoscope

Horoscope 17 August 2020

Aries (March 21-April 19) You’re being ambushed, and by your own impulses. You never know when you’ll be overtaken by one. They may be powerful, but with or without them, you’re ultimately responsible for your own actions.

watching a movie, or just plain zoning out, you need to indulge.

Cancer (June 21-July 22) Everything changes depending on the calendar, even your personality! You fit into your suits all week. Let your eccentricities get a little exposure on the weekends.

Taurus (April 20-May 20) You’ll experience something that proves useful to your work. Consider everything grist for the mill. That way, whatever you do is actually research. Enjoy killing two birds with one stone.

Gemini (May 21-June 20) Doing something for yourself has become a necessity. Consider it one way of preparing you to do your work. Whether it’s reading a book,

Leo (July 23-August 22) It might be hard to relax with everything you have to take care of, but do what you can. Do your best with your work and obligations. No one can ask more of that from you.

Virgo (August 23-September 22) Working on a thorny problem? You could ask for help or you could buckle down and figure it out yourself. Exercise is a great way to clear your head and find inspiration.

Ndola CityCOUNCILE Council NDOLA CITY CITY OF NDOLA PLANNING AUTHORITY

PUBLIC NOTICE

INDEPENDENCE AVENUE, CIVIC CENTRE - NDOLA

PUBLIC NOTICE

THE NDOLA CITY COUNCIL wishes to inform motorists and members of the general public that DagRELATION TO(under-bridge) CHANGE LAND hammereskjoeld Road willOF be closed from Wednesday, June 21st to a later date to be advised. This is to facilitate for road work construction at the under-bridge. Motorists and other road users are advised to use other alternative routes. We regret any inconvenience this may cause. By NCC MANAGEMENT

Libra (September 23-October 22) You might have the best of intentions, but working at home just isn’t going to happen today. Give yourself a break. You’ve been working hard and deserve a little time away from the grindstone.

Capricorn (December 22-January 19) Try to communicate clearly today. Messages might get lost or muddled through no fault of your own. Double-check that you sent e-mails to the right people and follow up on phone calls.

Scorpio (October 23-November 21) You know all your hard work has paid off when you can spend your evenings totally guilt-free. Don’t think about the office when you’re not there. You can find plenty of ways to spend your free time!

Aquarius (January 20-February 18) Have you come to the realization that you don’t want something as much as you thought? It’s time for an honest career assessment. You have to know what you want in order to make plans to get it.

Sagittarius (November 22-December 21) Your office mates are more than just co-workers. They’re comrades, collaborators, and maybe even friends. Do what you can to help one who needs an extra hand today.

Pisces (February 19-March 20) This could be a cosmically busy time. You’ll have a laser focus on important things and an unusually long attention span. Make use of it!(Astrology.com)

DAILY

PUPILS

Daily Nation, Educating Zambia!

Monday 17 August, 2020

SUBJECT: ENGLISH LANGUAGE TOPIC: Structure SUB-TOPIC: Conditional Sentences LESSON #2: The use of ‘unless’ in CONDITIONAL SENTENCES TEACHER: Anthony Simukonde

Introduction How to use ‘Unless’ Unless means the same as if...not. Like if, unless is followed by a present tense, a past tense, or a past perfect tense (never by a conditional). Unless is used instead of if...not in conditional sentences of all types. The order of the clauses does not matter with sentences using unless. Type 1 conditional: Unless + present tense With If - conditional

Equivalent with Unless

If he does not study hard, Sechelani will not pass the examination.

Unless he studies hard, Sechelani will not pass the examination.

If you do not provide the goods immediately, I will not pay.

Unless you provide the goods immediately, I will not pay.

If you don't work diligently, you will never be successful.

Unless you work diligently, you will never be successful.

Type 2 conditional: Unless + past tense With If

Equivalent with Unless

If he did not work hard, Sechelani would not pass the examination.

Unless he worked hard, he would not pass the examination.

If I wasn't really hungry, I wouldn't eat that food

Unless I was really hungry, I wouldn't eat that food.

If she wasn't stuck in traffic, she would be here by now.

Unless she was stuck in traffic, she would be here by now.

With If

Equivalent with Unless

If she had not come late, Muwelanji would not have been punished.

Unless she had come late, Muwelanji would not have been punished.

NOTE: In all the three main types of conditions, it is possible to open sentences with the main clauses and end with unless conditional clauses. By so doing, the comma is done away with. Examples 1. Sechelani will no pass the examination unless he studies hard. 2. I wouldn’t eat that food unless I was really hungry. 3. Muwelanji would not have been punished unless she had come late. Exercise Rewrite the following sentences using ‘unless’. 1. I won't forgive him if he doesn't apologize to me. 2. They will go to picnic if it isn't cold tomorrow. 3. You can't travel to Germany if you don't have visa. 4. I get very hungry at work if I don't have breakfast in the morning. 5. You can't graduate from school if you don't pass the final exams. 6. If she does not work hard, she won't get a promotion. 7. He must not drive if he doesn’t have a driver's license. 8. Musunganji will not attend the party if he is not invited. 9. If they fail the examination, they will be mocked by everyone. 10. If Zambia National Soccer Team had not met Italy in the semis, they would have won the cup.

Answers to Lesson 12 Type 3 conditional: Unless + past perfect With If If Sechelani had not studied hard, he would not have passed the examination.

If you had not provided the goods, I would not have paid you.

Equivalent with Unless Unless Sechelani had studied hard, he would not have passed the examination. Unless you had provided the goods, I would not have paid you.

Complete the conditional sentences by using Type 1, Type 2 or Type 3. 1. If I had time, I __________ shopping with you. (a) would have gone (b) would go (c) will go (d) would be going 2. If you ___________ Namwanga, you will get along with him perfectly. (a) would speak (b) speak (c) spoke (d) had spoken (d) will speak 3. I would have told you if I ___________ him. (a) saw (b) had seen (c) see (d) will see 4. If Muwelanji ________ to see us, we will go for a tour of the museum. (a) had come (b) comes (c) will come (d) would come 5. Musunganji _________ me at the station if he

gets the afternoon off. (a) will meet (b) meets (c) had met (d) would meet (e) would have met 6. Nobody would do it if I __________ it. (a) won’t do (b) don’t do (c) hadn’t done (d) didn’t do 7. I will take the taxi home if my uncle _________ me up. (a) hadn’t picked (b) didn’t pick (c) doesn’t pick (d) won’t pick 8. If they __________ Muwelanji, he wouldn’t have said no. (a) had invited (b) invited (c) invite (d) would invite 9. If I had not intervened, he _________ punished. (a) would have been (b) would be (c) will be 10. If students are only interested in sports, they __________ the examination. (a) would never pass (b) passed (c) will never pass (d) had never passed PUZZLE 26 1

5 6 7 9

10 11

14 16

15 17

18 19

Across 1 Speak disrespectfully 5 Flooded with 6 Spots 8 Drag behind 9 Small width 11 Auditory organ 12 White lining of orange peel 15 group working together 16 Cut made in stick 18 TV show “Alo, ___” 19 Enjoyed by many 20 Slang greeting

Down 1 Inward mark 2 Surgeon stitch 3 Source of water 4 Expose 7 Cost 8 Shorten 10 Egyptian God 12 Extreme paleness 13 Caribbean Island 14 Water sport 16 Short sleep 17 Better

PUZZLE 25 SOLUTION R

M A

P U

L R

H O

PUZZLE 25 SOLUTION S

A Y

G O

Page 16

WORLD

News of the

LUANDA - Prosecutors in Angola have ordered the closure of places of worship belonging to one of Brazil’s biggest churches, accusing it of corruption. At least seven buildings belonging to the Universal Church of the Kingdom of God (UCKG) have been seized in the capital, Luanda. Prosecutors said the evangelical church had been involved in tax fraud and other fiscal crimes. UCKG officials have previously strongly denied any wrongdoing. Last year about 300 Angolan UCKG bishops broke away from the Brazilian leadership, accusing it of mismanagement and not being African enough. UCKG officials described the accusations as “defamatory.” The UCKG claims to have about eight million members in Brazil and branches in several African countries. It promotes “prosperity theology,” whereby believers are told their faith and donations to the Church will lead to material wealth. The row started last year when Angolan bishops broke away from the Brazilian Church, accusing it of “fiscal evasion”

‘SINFUL’ CHURCHES …Angola orders Brazil evangelical churches to close

The UCKG, Brazil’s biggest evangelical church, inaugurated this temple in Sao Paulo in 2014 and of practices contrary to the “African and Angolan reality.” In December, Angolan authorities opened an investigation and on Friday prosecutor-general Alvaro

Malawi court orders arrest of police behind sexual abuse LILONGWE - A court in Malawi’s capital Lilongwe has ordered the arrest of police officers who raped and abused 18 women and girls during anti-government protests last year, as well as compensation payouts. “It is important that the officers ... that sexually assaulted and raped the applicants and all other women and girls... be arrested and prosecuted,” High Court judge Kenyatta Nyirenda said in the ruling issued Thursday. Seventeen policemen had been accused of raping and sexually assaulting 18 women and girls during an operation to disperse demonstrators in October in three districts on the outskirts of the city. Three of the victims were under 18 years old. The Women Lawyers Association - which represented the women in court - hailed the judgement as a precedentsetting victory. “The effects of this case will be much broader than just in Malawi,” the association’s president, Tadala Chimkwezule said. “The justice system is not blind and this ruling is very pivotal to the human rights discourse,” she added. Thursday’s judgement was “one of the greatest rebukes to sexual harassment against women and impunity by some police officers in Malawi,” agreed national Ombudswoman Martha Chizuma. – AFP.

Da Silva Joao announced the seizure of seven UCKG temples. “These apprehensions result from the fact that in the records there are enough indications

of the practice of crimes of criminal association, tax fraud, illicit export of capital, abuse of trust and other... illegal acts,” he said in a statement. - BBC.

SA eases lockdown as 'outbreak reaches peak' JOHANNESBURG - President Cyril Ramaphosa has said coronavirus infections appear to have peaked in the country, as he announced a sweeping relaxation of lockdown measures. Ramaphosa said nearly all restrictions on the country’s economy will be eased from today. A controversial ban on the sale of alcohol and tobacco will be lifted. Domestic travel, small family gatherings and the reopening of businesses will be allowed. In a TV address on Saturday, Ramaphosa said the easing of restrictions will help to revive the country’s flagging economy after a period of great hardship for the country. However, he called on South Africans not to let their guard down against Covid-19 despite “signs of hope,” warning of difficult times ahead. The country has recorded more than half of Africa’s coronavirus infections, with more than 570, 000 cases and 11, 500 deaths to date.

Meanwhile, The World Health Organisation has reported that the number of confirmed global coronavirus cases has increased by more than 294, 000 in 24 hours - the highest figure so far. More than 21 million people are known to have been infected with the virus globally, according to the Johns Hopkins University. More than 771, 000 people have lost their lives. The highest death toll is far the United States at almost 170, 000, out of more than five million cases. In South Korea, the government has reported its biggest Covid-19 outbreak in five months and officials are pointing fingers at the leader of a religious sect for flouting restrictions. A total of 279 new cases have been reported, more than double the 103 reported on Friday. Most of the new cases are in and around the capital Seoul. The Sarang Jeil Church led by Reverend Jun Kwang-hoon, a controversial pastor and an outspoken government critic, accounts for 107 of the new cases. – BBC.

Monday 17, August 2020

Zim bishops slam 'unprecedented' state crackdown HARARE - Zimbabwe's influential Catholic bishops on Friday deplored an "unprecedented" government crackdown on dissent against a backdrop of economic ruin and allegations of rampant rights abuses. In a rare and unusually strong pastoral letter, the Zimbabwe Catholic Bishops Conference weighed in on the ongoing crisis, which the government denies exists. "Fear runs down the spine of many of our people today. The crackdown on dissent is unprecedented," said seven bishops from the country's main cities and towns in a letter issued on Friday. President Emmerson Mnangagwa's administration has lately come under heavy criticism over recent its crackdowns on dissent, including detentions, assaults and intimidation. "Voices of various governments, the European Union, the African Union and the UN on the desperate situation in Zimbabwe have not only confirmed the seriousness of the human rights breaches by government agents but the need to rally behind #ZimbabweanLivesMatter" the bishops said. "The struggle in Zimbabwe, has resulted in a multi-layered crisis of the convergence of economic collapse, deepening poverty, food insecurity, corruption and human rights abuses among other crisis in urgent need of

resolution," the bishops said. They also said "corruption in the country has reached alarming levels." The bishops' statement comes weeks after authorities banned protests planned by an opposition politician and deployed the army and riot police in huge numbers to quell them. Transform Zimbabwe party leader Jacob Ngarivhume who called for the July 31 protests against state corruption and worsening economic troubles, was arrested 12 days ahead of the strike. Journalist and documentary filmmaker Hopewell Chin'ono was also detained along with him. They both remain in jail after being denied bail. More than a dozen protesters, including award-winning author Tsitsi Dangarembga, were arrested on July 31 and later freed on bail. The bishops said the call for "demonstrations is an expression of growing frustration and aggravation caused by conditions that the majority of Zimbabweans find themselves in." They warned that "suppression of people's anger can only serve to deepen the crisis and take the nation into deeper crisis." Zimbabwe's economy has been on a downturn for over a decade with shortages of fuel and basic commodities such as sugar and the staple cornmeal. But the government of President Mnangagwa, who took over from long-time ruler Robert Mugabe after a coup in 2017, pledging to weed out corruption and revive the moribund economy, says there is no crisis in the country. – AFP.

Bus torched in Ivory Coast BONOUA/ABIDJAN - Protesters in Ivory Coast set fire to a bus in Abidjan on Friday after deadly protests earlier in the week against President Alassane Ouattara’s decision to seek a third term, and organisers elsewhere vowed further action against his bid to stand again. Opponents say the move violates a constitutional two-term limit and jeopardises the tenuous stability achieved since Ouattara’s first election win in 2010 sparked a brief civil war. – REUTERS.

Pope calls for dialogue Nile dam dialogue VATICAN CITY - Pope Francis called for dialogue between Egypt, Ethiopia and Sudan on Saturday, urging them not to let a dispute over a dam on the Nile lead to conflict. “I invite all parties involved to continue on the path of dialogue so that the eternal river will continue to be a source of life, which unites and does not divide, which nurtures friendship, prosperity and fraternity and not enmity, misunderstanding and conflict,” the pontiff said. – REUTERS.

Trump’s younger brother dies WASHINGTON - Donald Trump’s younger brother Robert died on Saturday after being hospitalised for an undisclosed illness, the US president said in a statement mourning his loss. Born in 1948 and the youngest of the five Trump siblings, Robert worked on Wall Street before joining the family real estate business. – AFP.

Rival rallies in Minsk as Belarus leader fights back

President Cyril Ramaphosa warned against complacency despite “signs of hope.”

MINSK - Opponents of Belarusian President Alexander Lukashenko yesterday gathered for another day of protest in Minsk over disputed elections last weekend. The unrest erupted after Lukashenko claimed a landslide victory in last week’s election, the result of which has been condemned amid widespread allegations of vote-rigging. – BBC.

DAILY

Monday 17 August, 2020

EAZ actualises NES19 recommendations

By MUTISUNGE ZULU EAZ NATIONAL SECRETARY

FEAURES

…the Citizens Entrepreneurs Development Programme to Launch in Luapula

HE Economics Association of Zambia (EAZ) has made significant strides in actualising some of the key recommendations of the debut National Economic Summit (NES) held in July 2019. The EAZ successfully convened sector and industry players with the government to deliberate on solutions to Africa’s problems which it believes reside in Africa as opposed to running to the outside world. One such recommendations was empowerment of locals across key sectors that would see sustainability, development of value creation and above all contribute to growth more effectively. The initiative is dubbed the Citizens Entrepreneur Development Programme (CEDP). Under this programme the EAZ and Africa Green Resources Ltd, a commodity and agriculture entity will seek to create and EAZ team led by their president Dr. Lubinda Haabazoka (left) in the company empower 1.2 million entrepreneurs over a two-year Minister Nickson Chilangwa (middle) period. icy advocacy mandate as Economic models such as an economy. PRODUCTION This is the model that the think tank may have priCobb Douglas functions will the association is putting ma facie faced a set back in focus on having the right The initiative admix of factors of production to practice as it actualises hosting its second summit dresses many SDGs such as land, labour, capital, production possibilities as themed “10 years to 2030 technology and entrepre- it folds its sleeves and shifts Sustainable Development which are under neurship to result in aggre- focus from the city to the vil- Goals, Where is Africa Now?” threat and as such lages. earmarked for Livingstone gate output that would ultithe model seeks to The EAZ is putting to in July 2020 but for Covid, mate grow birth sustainability practice both macro and has now morphed into the in food production, micro economic models to Citizens Entrepreneurs De going green through deliberately cause a shift in velopment Programme set supporting recycling growth for Zambia especial- for the August 29 in Luapuand many other value ly at time when prospects la Province to be graced by addition boosts, Dr. are very bleak given disease President Edgar Lungu. Haabazoka said. pandemic. As per tradition, the EAZ The association admits team led by its president, Dr. that much as Covid-19 has Lubinda Haabazoka, were eroded growth not only for last week on a four-day road launch was deliberately earthis year but also what show of the Luapula ranging marked for Luapula not the city of Lusaka for the sole has been achieved over purpose of proximity to valthe years, the disease ue and the association will pandemic has been visit other provincial spots an eye opener for across the country reflecting many African econtheir strengths. omies to realise that The EAZ is putting to Luapula is a resource self-sustainability is practice both macro and hub for fish farming and the way to go in hedg- micro economic models the CEDP will sink over 50 ing against external to deliberately cause a shocks from falling com- shift in growth for Zambia fish ponds to empower fish farmers. modity prices etc. especially at time when Other initiatives the EAZ Social distancing and oth- prospects are very bleak er health interventions to given disease pandemic. led CEDP will be urbanisation and other agriculture curb the virus spread from segments such as rice and exponential transmission has resulted in supply chain from Samfya to Nchelenge cassava growing whose disruptions affecting impor- having courted chiefs such growing and harvesting plus tation and as such risks of as Mwata Kazembe, Chief- processing will be supported shortages of food in chain tainess Kanyembo and by CEDP as value addition stores are not so farfetched. Chieftainess Lukwesa to actualises. “The CEDP initiative is Wage and job cuts are mention but a few. likely for many. Covid The EAZ team was with not a poverty alleviation has not stopped the EAZ Luapula Province Minister programme and neither is from pursuing its pol- Nickson Chilangwa. The a hand out programme but

Growth

of Luapula Province must be viewed as a commercial project whose viability is supported by the robust governance structures occasioned through accountability and transparency. The commercial aspect is what other similar initiatives have lacked over the years,” CEDP chairman Dr. Haabazoka said CEDP Securitisation model The model the EAZ-led CEDP runs is one that provides inputs to the beneficiaries which then collaterises or securitises the initiative. Access to markets for the outputs is then managed by CEDP to ensure beneficiaries focus more on ensuring their output whether livestock, crop produce are fully maximised for the best price to be achieved. The EAZ realised that most farmers worry so much about market access at the expense of ensuring they increase crop yields etc. which is an area the CEDP will endeavour to address. Risks will be managed at two stages namely the assessment for eligibility for consideration for funding and the period between seed capital (in form of inputs) to output. This risk will be managed through appropriate training for beneficiaries to be provided by an array

of NGOs and other technical bodies that will address training needs on precision farming to financial management etc. “CEDP is a microeconomic model targeting rebirth of a new agriculture-driven economy at the grassroots with a stronger skew on value addition needed to contribute to the gross domestic product effectively. Currently, agriculture contributes to 5-10 percent of GDP when Zambia has the potential to be Africa’s bread basket,” EAZ- National Secretary Mutisunge Zulu said. When we deal with the grassroots at aggregate level we simultaneously are addressing the macro picture. The EAZ is rethinking the birth of a new economy away from the traditional Dutch diseased dependencies leveraging off opportunities in the agriculture, small-scale mining and urban development segments. The CEDP will seek to beautify towns through empowering beneficiaries such as vendors who will now graduate from selling on the floors to tidier looking structures that will beautify the aesthetic of the town while rubbish from town cleanup will form input in recycling processes from which the CEDP will empower beneficiaries with recyclers for paper and plastic bottles. The CEDP will eventually seek to aid legitimisation of illegal small-scale mining through models that will ensure value is preserved and an aggregation outgrower scheme type that will actualise mining benefits for the players. The CEDP has deliberately targeted entrepreneurship rather than job creation directly as it will be more sustainable with real sector value added benefits. The initiative addresses many SDGs which are under threat and as such the model seeks to birth sustainability in food production, going green through supporting recycling and many other value addition boosts, Dr. Haabazoka said. *CEDP is a privately Zambian-owned entity created by the EAZ in conjunction with the Africa Green Resources Ltd tasked with responsibility to empower entrepreneurs in Zambia through a commercial model.

Monday 17 August, 2020

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Numerous WhatsApp blogs purpoting to be for the PF but in reality intended to spread disinformation have been established, some with the sponsorship of a named political party.

STORY ON PAGE 4

They are even giving loans to civil servants. - Mr Tayali

SWINDLED RETIREES SEEK SPEAKER’S INTERVENTION By NATION REPORTER

RETIREES countrywide who have been swindled out of

unanimously agreed to petition the Speaker of the National Assembly to set up a commission of inquiry to determine criminal elements into their predicament. And former Barclays Bank employees have called for an immediate probe into alleged fraudulent activities committed by whoever transfered the Barclays Bank Pension fund to African Life Financial Services. This follows a meeting held yesterday at the Lusaka Hotel where retirees from across the country agreed that the matter be

Thousands of mourners on Saturday gathered at Harare’s National Stadium for a memorial concert for renowned musicians Oliver Mtukudzi before it was taken to his home village, north of the capital. (Story on page 2)

Political parties firm on dialogue

“This secretariat must not be at ZCID or Kapingila House and that both the church and ZCID shall second staff who will work at the secretariat. We also agreed that we shall have a joint account at the bank, whether money will come from the donors or not, we should have a joint account. We hope that we will now make progress because among political parties, we have agreed on how to progress on the national dialogue.” -Mr. Mwila STORY ON PAGE 3

all the previous engagements and avenues used had seemingly hit a snag. After the meeting, a committee which will spearhead the initiative to petition the speaker before the next session of parliament opens was formed. TO PAGE 3

Zambia, Egypt ties heighten Mpongwe projects “Agriculture skills will equip inmates with modern agro skills to utilise once they integrate back to society after they have served their sentences.” -Mr Kampyongo STORY ON PAGE 3

bumper harvest

STORY ON PAGE 5

P.4 Transporters rake in US$5M from fuel haulage contracts

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Monday 17, August 2020

Bwalya

Inside Sports MANCHESTER City's Champions League ambitions are in ruins once more after Lyon shocked Pep Guardiola's side in the quarter-final in Lisbon. City started as firm favourites but came out second best against a fiercely determined Lyon in a game that swung on controversy and uncharacteristic errors in the closing stages. Lyon went ahead in the 24th minute with Maxwel Cornet's smart finish but City, lifeless as Guardiola chose to play a threeman central defence, looked to have been revived by Kevin de Bruyne's precise strike from Raheem Sterling's pass after 69 minutes. Former Celtic striker Moussa Dembele, on as a substitute, restored Lyon's lead in contentious circumstances 11 minutes from time, the video assistant referee ignoring what

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LYON END MAN CITY’S DREAM

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appeared to be an obvious foul by the goal scorer before he ran on to beat Ederson. City pressed for the equaliser but Sterling was guilty of an atrocious miss, somehow sending his finish over the top of an open goal from Gabriel Jesus' pass. It proved to be hugely expensive as seconds later Lyon set up a semi-final meeting with Bayern Munich when Dembele scored his second after Ederson fumbled a shot from Houssem Aouar's routine shot. Guardiola has rightly been showered in plaudits for the https://ww editor@dailynation.info wonderful football and success he has brought to Manchester City - but his biggest target remains elusive and this was a miserable night for the manager. – BBC.

Simba snatch Mugalu By MICHAEL MIYOBA

Zambian exports star in 3-0 rout

(From page 20)

BARELY 24 hours after announcing the signing of former Power Dynamos midfielder Larry Bwalya, Tanzanian giants, Simba FC have signed Lusaka Dynamos most valuable player Chris Mugalu. Mugalu, who was the 2017 FAZ Super division golden boot winner is reported to have signed a three-year deal which will keep him at Simba FC until 2023. Mugalu joins the Zambian duo of Clatous Chama Chota known as “The Rock” from Lusaka by Simba FC fans and Bwalya who signed a three-year deal with the Tanzanian club. Simba has been busy strengthening their squad and have announced six new players who include young Charles Ilanfya from Kinondoni Municipal Council.

Earlier, Banda who started his third game since joining the Swedish club opened his Djurgadens IF goal account heading home Aslak Fonn Witry’s well-taken corner a minute before half time. “I’m so happy to get my first goal with Djurgardens today. I’m proud of the team and the performance we put up. “Happy for my brothers Edward and Nicklas Barkroth who came from injury and scored amazing goals,” Banda said after the match.

In Austria, Patson Daka and Enock Mwepu picked up from where they left off last season with Daka contributing a goal in Red Bull Salzburg’s 2-0 win over SK Dynamo of the Czech Republic in a preseason friendly match. Meanwhile, in Russia, Kings Kangwa finally netted his debut league goal in a match which saw the former Happy Hearts player and his brother and team mate Evans Kangwa being red carded. Before being sent off for a accumulating a second yellow card, Kings rifled home from long range after having provided an assist as Arsenal Tula narrowly lost 3-2 to UFA.

Evans who had come on in the 64th minute was also red carded for a crude challenge as Arsenal Tula ended the match with nine men. In Belgium, striker Fashion Sakala watched from the bench as KV Oostende Suffered a 1-0 loss to table topping Sporting Charleroi FC. Oostende is rooted at the bottom with zero points after two matches played so far. In South Africa, former Zesco United striker Lazarous Kambole missed a golden opportunity to open his goal account for Kaizer Chiefs who came from behind to beat Cyril Chibwe and Salulani Phiri’s Polokwane City 3-2.

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CHIPOLOPOLO midfielder Enock “Computer” Mwepu has continued to impress in the Austrian Buneasliga after he scored a goal in Salzburg’s 7-2 thumping of Rapid Vienna. Mwepu who was set up by his Chipolopolo team mate Patson Daka put Salzburg ahead with a left-footed strike on the half-hour mark. The goal was Mwepu’s second in two games having contributed a goal in Salzburg’s 2-2 stalemate with Wolfsberger in a Bundesliga tie played at Red Bull Arena. Earlier, Mwepu rattled the woodwork of the Rapid net with a fierce header, albeit from an offside position. It was a promising start, but there was a cruel twist of fate as Kara pounced on a ball that looked to have been lost and converted the resulting chance clinically. Salzburg responded three minutes later when Okafor put the ball into the back of the net after Mwepu hit his shot at goalkeeper Knoflach, before Patson Daka hit the crossbar in the 22nd minute. Dominik Szoboszlai, Albert Vallci, Noah Okafor and Patrick Farkas scored the other goals in the 7-2 bashing of Rapid Vien. The win propelled the defending champions, Salzburg to 41 points, eight points ahead of second-placed LASK who moved to second position with 33 points.

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Monday August 17, 2020

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…Super divisionreturnclubs demands …Lungu approves of football mid July for league expansion to avoid

President Lungu By MICHAEL MIYOBA Ministry of Local Government “Guidelines for various will inspect stadiums to ensure RESIDENT RELEGATED Football Association of that they are safe for the reEdgar Lungu has sports disciplines which sumption of football. Zambia (FAZ) Super Division clubs approved the rehave been categorised Lungu had earlier implehave sumption called on FAZ to expand the Super of the mented a ban on all sports acas non-contact, semiDivision to 22 teams. MTN/FAZ Super Division contact and full contact tivities in the country to halt the Kansanshi set to resume Dynamos, mid next Nakambala of the Covid-19 pandemsport and, safeguards spread Leopards, Mufulira and ic which has claimed the lives of month as planned by Wanderers the as outlined Kabwe Youthgoverning Soccer Academy were in the health 18 people in Zambia. local soccer guidelines Meanwhile, Sports Minister relegated from the Super Division whichfor football body. atbecause premierofand national Emmanuel Mulenga has hailed Speaking during yesterday’s was prematurely concluded President Lungu for lifting the Presidential address at State with division one leagues.” the Covid-19 pandemic Nkana being ban on contact sports. House, Lungu said football can declared champions. “Guidelines for various sports Mulenga urged resume next month with strict Meanwhile FC, Prison Leopards, disciplines which have been clubs to prepare adherence to healthIndeni guidelines. as non-contact, Young Green Eagles,has and categorised Kitwe United their stadiLungu said Government semi-contact and full contact ums and won promotion the Eden University developed guidelinesfrom which sport and, safeguards as outtraining willNational guide the Division return of contact one league lined in the health guidelines for venues sportsMufulira such as football, boxing Wanderers Chief Executive football at premier and national beforeAndrew Kamanga, (centre) Vice presdint Rix Mweemba (Right) and Deputy andOfficer netball Chimwemwe Manda FAZ president said there division one is leagues. Hence com“Guidelines for all sports General Secretary Joseph Shimpampwe. need for association consider leaguesthe will resume action mencdisciplines to the follow as they tothese in July, 2020, with strict obseri n g recommendations from clubs to expand consider resuming sports activhealth guidelines,” said ahead g r o uof p the 2020/2021 season. league after fourThey teamsvance wonofpromotion teams clubs. itiesthe have been developed. Lungu. include but not She fromthe thefollowing, lower league. was speaking Manda trainings. said it is unfortunate that some “Almost all the clubs which wrote to He said the Ministry of limited principles meeting afterto: theguiding FAZ consultative with teams have been relegated because of FAZ had the same recommendations Health in cooperation with the stipulated the statutory inSuper by Division and National Division the and Covid-19 pandemic which affected all because no one can blame clubs for what Ministry of One Sports, Youth Child Development and the

By MICHAEL MIYOBA

struments 21 and 22 of 2020,

happened during the Covid-19 period and we can’t blame the association for anything so the best they can do is increase the number of teams in the coming season and then it can be reduced to normal later. “Relegation will disadvantage the teams because which have been penalised for something which wasn’t their fault,” Manda said. “Our suggestion was that we maintain all the 18 teams and promote the four teams from the lower league instead of having 18 or 20 teams we make them 22 after next season.” Manda said Wanderers will immediately start planning for the new season when a decision is made on whether the club will continue in the Super Division or drop into the lower league. Meanwhile, FAZ League manager Brian Mulenga said the association would issue a statement on the resolutions made during the meeting with club officials before the league is allowed to resume in October.

Zambian exports star in 3-0 rout

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THE Sweden-based duo of Edward “Tiger” Chilufya and Emmanuel Banda have continued to impress after they scored a goal each to inspire their side Djurgardens IF to a 3-0 victory over Örebro FC on Saturday. Chilufya, who was returning from injury played the last 10 minutes of the game after he replaced Banda in the 80 minute and doubled Djurgadens lead a minute before the final whistle with a superb strike from inside the 18-yard. (To page 19)

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SHU

ZESCO Limited wishes be an interruption of

Banda