IT TAKES THREE MONTHS
THE NEXT
30 DAYS During the second month you are going to start longing for your credit card. You are now being forced to think about how you shop and spend, it’s difficult. Also, you may now get one or two weird messages from a collections person who does not know about, or understand debt review. You may notice that your bank statements show no payments coming in (because you paid your Debt Counsellors fees in month one). That can feel a little worrying. Incorrect stories by greedy collections people, incorrect information from friends or Facebook can make you doubt the process, even though you have just begun. This is where many people very foolishly drop out of the process, causing themselves a ton of problems for years to come, this is a really a dangerous time.