Debtfree Magazine Issue 11 of 2023

Page 38

IT TAKES THREE MONTHS

EXPECT IT TO

BE HARD Starting a new habit, like living on cash and always paying our debts at the end of every month, prompts your brain to cycle through a state of: order, disorder and reorder, which is also known as allostasis. This is what leads us to feel worse before we feel better. We have to get through the change, then the disorder to make it back to the order part. Starting a new gym habit, for example, can mean sore muscles, hunger and fatigue before we eventually start to feel the benefits, and adjust to the new routine. One expert says: “If you don’t expect it to be hard, then when it is hard you freak out and you quit,” We expect good habits to make us feel better (maybe more energetic, or stronger or calmer) but those feelings don’t often come right away. It’s the same with debt review. At first it might surprise us how hard it can be, it’s only later, looking back that we clearly see the benefits.


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DEFAULT & A DECLARATORY ORDER

1min
pages 102-103

STAFF WHO REPRESENT YOUR BRAND WELL DESTROYING

1min
pages 96-101

THE CHAOS CAUSED BY POORLY TRAINED STAFF

1min
pages 94-96

STAFF TRAINING IS VITAL

1min
pages 92-93

AFRICAN BANK ON A WINNING STREAK

0
page 81

DEBT REVIEW

0
pages 78-79

DOUBLE PUBLIC HOLIDAYS COMING IN DECEMBER

1min
pages 75-77

THERE IS AN APP FOR THAT SCARED

0
page 71

FUN

1min
pages 62-66

SOMEONE ELSE

0
pages 54-58

HAVING FUN FOR LESS A CHANGE IS AS GOOD AS A HOLIDAY

0
pages 53-54

GOODS

0
pages 49-52

FUN DOESN’T HAVE TO COST A LOT

0
pages 46-49

Sleep better tonight

0
pages 42-44

EXPECT IT TO BE HARD

0
pages 38-41

GETTING TO 90 DAYS

0
pages 33-34

THE NEXT 30 DAYS

1min
pages 30-32

THE FIRST 30 DAYS

0
page 29

IT TAKES THREE MONTHS THE 90 DAY HABIT OF DEBT REVIEW

0
pages 26-29

FUN

0
page 25

INCREASE YOUR CHANCES OF SUCCESS

0
pages 22-24

KEEP IT SIMPLE

0
page 21

IT TAKES THREE MONTHS CLEAR MOTIVATION IS IMPORTANT

0
pages 18-21

NO ONE LIKES CHANGE, AT FIRST

0
page 17

MAKE GOOD HABITS IT TAKES THREE MONTHS

0
pages 14-16

CONTENTS NEWS

0
page 11

FROM THE EDITOR

2min
pages 5-7
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