Fredericksburg Area Association of REALTORS 2017 Affiliate Directory

2017 Affiliate Directory

www.faarmembers.com

| The Voice of Real Estate

Table of

Contents 2017 Leadership Team....................................................... 3 FAAR Staff...................................................................................4 Expo Sneak Peak................................................................... 5 Benefits of Membership....................................................6 2017 Committees, Task Forces, & Networks........ 10 Multilingual Members.........................................................12 FAAR Academy....................................................................... 14 Certifications and Designations................................... 16 Fredericksburg REALTORS® Foundation.............. 18 RPAC.............................................................................................. 20 FAAR Events and Classes................................................ 22 Affiliate Directory alphabetically..................................24 Affiliate Directory by category....................................... 33

Auction Companies Appraisers Assisted Living Attorneys Banks Commission Advancements Credit Union Computer/IT Services Environmental Services Event Vendors Home Builders Home Inspectors

Home Warranty Companies House Painters Insurance Lodging Mortgage Companies Organizing/Estate Cleanout Pest Control Printing / Graphics Companies Trade Associations Title Companies

Affiliate Marketing Partners.............................................42

The Association covers the City of Fredericksburg, and the Counties of Stafford, Spotsylvania, King George and Caroline. Although some members do business in other counties (Louisa, Orange, Westmoreland, Prince William, etc.), they have selected FAAR to be their primary association.

Agents, please use the services of our affiliate members who represent allied services in the real estate industry.

Membership Statistics REALTOR® Agents

1503 Affiliate Members

142 REALTOR® Offices

166 2 | Affiliate Directory

YOUR Executive Committee President

Linda Fosdick, ABR, CRS, GRI Dockside Realty 4634 Courthouse Rd. Mineral, VA 23117 (540) 895-9400 Linda@discoverlakeanna.com

President-Elect

Kevin McGrath Long and Foster-Fredericksburg 1910 William St. Fredericksburg, VA 22401 (540) 371-5220 fredva@lnf.com

Vice President

Arlene Mason Coldwell Banker Elite 520 William St., Suite A Fredericksburg, VA 22401 (540) 373-0100 arlene@cbcarriagehouse.com

Secretary

Mark Geslock Century 21 Redwood Realty 10601 Courthouse Rd. Fredericksburg, VA 22407 (540) 785-2225 MGeslock@myno9to5.com

Treasurer

Drew Fristoe Coldwell Banker Elite-Massaponax 4840 Southpoint Dr. Fredericksburg, VA 22407 (540) 735-2600 dfristoe@coldwellbankerelite.com

Immediate Past President Christine Singhass, ABR Caroline’s Realty 826-A Caroline St. P.O. Box 125 Fredericksburg, VA 22404 housingopps@gmail.com

2017 LEADERSHIP TEAM Directors Carrie Danko 1st Choice Better Homes & Land 1302 Bragg Road Fredericksburg, VA 22401 (540) 786-0088 carrieldanko@gmail.com Laura Fangman Nest Realty 510 Princess Anne St. Fredericksburg, VA 22401 (540) 316-0611 laurafangman@nestrealty.com Ben Keddie, CCIM, CIPS Coldwell Banker Commercial 1201 Central Park Boulevard Fredericksburg, VA 22401 (540) 786-1402 benkeddie@cbecommercial.com Pam Kuper Century 21 New Millennium 1931 Plank Rd., Suite 201 Fredericksburg, VA 22401 (540) 373-2000 superpamkuper@gmail.com Sandra Pearce, PMN Coldwell Banker Elite 990 Bragg Rd. Fredericksburg, VA 22407 (540) 548-2220 spearce@coldwellbankerelite.com Chip Taylor Century 21 Battlefield 15521 Real Estate Ave., Suite 100 King George, VA 22485 (540) 663-2000 connectwithchip@gmail.com

Affiliate Directory | 3

Staff

“Who you gonna call?”

Pat Breme, RCE, CIPS Chief Executive Officer pbreme@faarmembers.com

Lori Hillard-Wehr Membership Services Director lhillardwehr@faarmembers. com

Kim McClellan Public Policy Director kmcclellan@faarmembers. com

Linda Alsop Financial Director lalsop@faarmembers.com

Barbara Castillo, RCE Professoinal Development Director bcastillo@faarmembers.com

Julie Carriger Events and Sponsorships Director jcarriger@faarmembers.com

Lydia McCaskill Receptionist/Membership Services Assistant lmccaskill@faarmembers.com

Lauren Zuza Webmaster / Communications Director lzuza@faarmembers.com

WELCOME NEW MEMBERShip services assistant lydia mcCaskill

4

Although Lydia has an extensive background in the medical field, she has always been a “people person”.

As the Member Services Assistant she feels comfortable interacting with the members and attending to their needs with a smile. This daughter of a (Ret.) Army Colonel is an extrovert and | Affiliate Directory

enjoys social activities with friends and family. She is deeply involved in her new church, Shiloh Old Site, which she joined after relocating to the area. She loves to find new and interesting local places to learn about. Welcome, Lydia!

Expo

Sneak Peak

2017’s

Premiere Event September 13, 2017

KEYNOTE Leveraged Listings: From Lead to Lifelong Client Sasha Farmer

CLASSES Make Connections with 100+ vendors 200+ REALTORS® 15% off FAAR store items Delicious Hot Lunch 4 Valuable CE Classes FREE Swag National Speaker Keynote Happy Hour and more!

Financing the Build- Is New Construction an Option for My Client?

Scott Hine E-Communications & Cyber Fraud: Do We Worry Too Much?

Barry Clark and Ali Newkirk Advertising: Promoting Your Business the Right Way Laura Farley Sticky Scenarios Michele Freemyers, Chip Taylor, Kevin McGrath

POST EXPO 4 pm YPN Happy Hour at Buffalo Wild Wings in Central Park

Benefits of Membership GENERAL FAAR Sports a New Logo The new logo is a refresh to remind the members and the public that the REALTOR® community is a modern, vibrant organization. The updated design is a recommitment to the members of exceptional service and to the community, it is a rededication to providing professional service and promoting the area’s quality of life.

Strategic Plan- The Board of Directors reviews the Plan quarterly to track the implementation of its objectives. A facilitated planning session occurs every three years.

investment planning.

RAMCO Membership Database System-The association migrated to a new membership database supported by the National Association of REALTORS®.

Professional Staff- The RAMCO was designed by staff of eight carry out REALTOR® association the policies set by the executives to address the Board of Directors. They basic needs of REALTOR® are knowledgeable in associations across the their respective fields and country. Data collection dedicated to delivering and data migration to other stellar service. programs will be easier.

Membership Services Committees/Governance- Director Lori Hillard- Wehr Bright MLS- FAAR is a The various groups of comments. “Staff is looking stockholder member of volunteers plan and execute forward to a system that is Bright MLS which provides an array of user friendly and designed agents with member pricing. networking opportunities to accommodate what we and ensure that the do on a daily basis.”

Leadership- FAAR is association operates recognized as a progressive according to FAAR Office Expansionassociation with capable NAR policies.

The Association expanded leaders focused on into space originally providing relevant services Financial Stability- FAAR occupied by first floor and benefits to the is financially solvent guided tenant, C&F Mortgage membership. by sound policies and Corp. About 1300 sq. ft. was

The mission of the Fredericksburg Area Association of REALTORSÂŽ is to provide its members with the resources to deliver professional and ethical service and to advocate for issues impacting real estate. FAAR strives to accomplish this mission through a variety of services offered to members.

Take advantage of these products and services today!

remodeled to accommodate a new Board of Directors Room and waiting area, a small conference room and a video studio. Upstairs the classroom was expanded taking the old Board Room space. FAAR Academy Director Barbara Castillo explained that the expanded classroom will accommodate more students and provide more space to move about.

Office Visits- The staff and leadership visit real estate offices to bring information about the association and to address your concerns.

Affiliate Marketing Program (AMP)- Affiliates are given the opportunity to network more closely with members by sponsoring association events and programs. Activities are often free to the members because of the sponsorships of the AMPs.

PROFESSIONAL DEVELOPMENT New Member OrientationOrientation gives members the chance to learn about what services the Association provides and also tools to make your business successful.

Continuing EducationEarn continuing or post license education credits or enhance your knowledge through a broad selection of classes taught by top-notch instructors.

Designations- Obtain special designations to advance your education and your career through various designation courses throughout the year.

Success Series provides new agents with hands-on tools and real life experiences to help establish their business.

For veteran agents, FAAR offers many classes aimed at building your business to increase both productivity and profitability.

Outreach Events- FAAR hosts a variety of outreach events in areas like North Stafford, Lake Anna, Caroline, and King George to bring both education and business building opportunities to all of our agents.

Networking/Committee Involvement- FAAR committees help you develop leadership skills and make valuable contacts.

Members can help shape the Association’s future.

Non-Credit Educational Opportunities- FAAR offers many opportunities for education that are outside of Awards and Recognitionlicense renewal. The 6-week Recognition is awarded for

Benefits of Membership (continued) outstanding achievements in your profession at the annual FAAR Awards Event and Installation Dinner.

E-Newsletters- FAAR provides an update each week focused on general association events, education, advocacy, and brokers. Open the emails to find out what’s going on with the Association and industry trends.

FAAR Expo- FAAR's premier education and networking event held every September. Get access to multiple hours of CE credit and visit with 90+ PRODUCTS AND SERVICES vendors.

Professional DiscountsAdditional Events- Special With your membership, events for members may receive discounts for a include economic summits, variety of services and transportation meetings, products through FAAR, family fun days, bowling, VAR and NAR vendors. and a variety of other opportunities to network.

REALTOR® Store and Member Lounge- The COMMUNICATIONS REALTOR® Store offers popular business items Website and Facebook from sign riders to St. Page- FAAR’s website Joseph statues. The and Facebook pages are Member Lounge shares your online information space in the Store and is a resource available 24/7 welcoming corner for you for the latest news, events, to catch up on paper work MLS statistics, industry or to grab a cup of coffee trends and feature articles. and listen to the news.

Need to access a computer?

There is one available in the Member Lounge.

Sentrilock Lockbox and Key Services- Purchase lockboxes and keys at the FAAR office.

Quarterly Market Statistics Reports- FAAR partners with Bright MLS to produce quarterly real estate reports that detail local market trends and provide a valuable narrative about why those trends are happening.

FAAR provides a short, press release version and also provides a longer, agent-focused version packed with charts and graphs.

Notary Service- FAAR staff member, Lori HillardWehr, is a notary public.

Contact Lori at the office to schedule an appointment for free notary services.

The Voice of Real Estate

www.faarmembers.com

PROFESSIONAL STANDARDS Code of Ethics- FAAR is devoted to increasing the level of professionalism of members and the public they serve. FAAR provides risk management courses, in-house arbitration and conducts ethics hearings.

Mediation Services- FAAR works to resolve disputes between members.

Ombudsman ProgramAdded to resolve issues before they become a complaint PUBLIC AFFAIRS Legislative Advocacy- FAAR is your voice in local, state and national government real estate issues, offering members the opportunity for direct involvement.

The Voice of Real Estate

FAAR Car- The white van, wrapped with the new FAAR logo is a traveling advertisement for area REALTORS®. It is also the service vehicle for FAAR Academy Road Shows, office visits and for transporting event materials to venues.

The FAAR Car participates in area events such as the annual Fredericksburg Christmas Parade where members walk alongside the car displaying signs describing the many community activities of FAAR members.

House & Home MagazineThe Association is a contributor to the Free Lance Star’s Friday publication, the House & Home tabloid.

Look for the FAAR logo that brands the content to the Association. Topics will vary from stats to housing study reports.

RPAC- RPAC supports candidates for public office who understand the real estate industry and will work to keep it strong. Relationships fostered through RPAC help REALTORS® cut through government red tape to ensure that our members can keep practicing the profession they love.

2017 Committees, Governance, External Groups Roster Education and Professional Development Chair: Michelle Freemyers mfreemyers@ekkotitle.com Vice Chair: Chip Taylor connectwithchip@gmail.com Staff Contact: Barbara Castillo bcastillo@faarmembers.com

Property Management Committee

Fredericksburg REALTORS® Foundation

Network Organizer: Frances Heatherman frances@heathermanhomes. com Staff Contact: Kim McClellan, kmcclellan@faarmembers.com

Chair: Mary Beth Rich marybethrichrealtor@gmail.com Vice Chair: Cindy LeBrun cindysellsva@gmail.com Secretary: Tracy Miller tlmgrouprealty@gmail.com Staff Contact: Kim McClellan

kmcclellan@faarmembers. com

Awards Committee

Managing Broker Network

Communication and Technology Committee

Chair: Bonnie Ramey bonnierameysellshomes@gmail. com Vice Chair: Corey Green corey.green@C21nm.com Staff Contact: Pat Breme pbreme@faarmembers.com

Chair: Janet Holt Janet@holtforhomes.com Staff Contact: Barbara Castillo bcastillo@faarmembers.com and Lori Hillard-Wehr lhillardwehr@faarmembers.com

Chair: Sarah Stelmok sarah@nestrealty.com Vice Chair: Clay Murray cmurray@cbeva.com Staff Contact: Lauren Zuza lzuza@faarmembers.com

Public Policy/ RPAC Committee

Young Professionals Network (YPN)

Special Events Committee

Chair: Karin Haid karin.whitley@ baycountysettlements.com Vice Chair: Robert Cooper buywithrobert@gmail.com Staff Contact: Kim McClellan kmcclellan@faarmembers.com

Chair: Laura Monaghan laura@GTRhomes.com Vice Chair: Tiffany Prine t.prine@yahoo.com Staff Contact: Lori Hillard-Wehr lhillardwehr@faarmembers.com

Chair: Teunsha Williams-Hinnant realtorsha@gmail.com Vice Chair: Barry Moore b.moore@alcovamortgage.com Staff Contact: Julie Carriger jcarriger@faarmembers.com

017 ffiliate irectory 10 | Affiliate Directory 10 | Affiliate Directory

2017 Affiliat Direct

Joining a FAAR committee is a great way to get involved with the Association and network with fellow agents. FAAR has a multitude of options that appeal to every discipline within real estate and builds on the many talents of our members.

Professional Standards

Budget & Finance/ Investment

Chair: Lynn Lenahan getwithlynn@gmail.com Vice Chair: Alex Long long@ccim.net Staff Contact: Pat Breme pbreme@faarmembers.com

Chair: Drew Fristoe dfristoe@coldwellbankerelite. com Staff Contact: Linda Alsop lalsop@faarmembers.com

Leadership Development Committee

Grievance

Meetup

Chair: Christine Singhass housingopps@gmail.com Vice Chair: Suzy Stone suzystone22@gmail.com Staff Contact: Pat Breme pbreme@faarmembers.com

Chair: Dave Moberly davemoberly@aol.com Vice Chair: Cindy LeBrun cindysellsva@gmail.com Staff Contact: Pat Breme pbreme@faarmembers.com

Chair: Chip Taylor connectwithchip@gmail.com

2017 Affiliate Directory

Nominations Committee

Community Relations Committee

Women’s Council of REALTORS®

Chair: Christine Singhass housingopps@gmail.com Vice Chair: Kevin McGrath fredva@lnf.com Staff Contact: Pat Breme pbreme@faarmembers.com

Co-Chair: Alexis Thomas athomas@goldstarfinancial.com Co-Chair: Stephanie Lyles Stephanie.Lyles@nswfcu.org Vice-Chair: Vassa Olsen olsonvassa@gmail.com Staff Contact: Barbara Castillo bcastillo@faarmembers.com

President: Michelle Thompson

te tory

mthompson@ctirealestate. com

Affiliate Directory | 11 Affiliate Directory | 11

Multilingual Members “The best of both worlds” French

Korean

Linda Caron, Century 21 New Millennium Fredericksburg, 540-3732000 x124

Young Cameron, 1st Choice Better Homes & Land, 540226-1226

Mark Forror, Elite Realty, 540-371-2002 Filipino Ditas Kaag, CTI Real Estate, 540-446-8297 German Tanja Allen, Keller Williams Superior Realty, 540-7852225 Katja Terpening, Long & Foster, 540-220-7047

Kison Fenwick, Weichert Realtors, 540-287-8036

Oana Mills, Coldwell Banker Elite, 540-514-0277 Russian Donna M. Chandler, Century 21 Redwood, 540-898-2900

Vassa Olson, RE/MAX Kim Gunselman, Cornerstone, 540-972-1777 Gunselman Realty Property Management, LLC, 540-412- Serbo-Croatian 2707 Jelena Gilliam, Q Real Sharon Lee, Coldwell Banker Estate, 540-834-7633 Elite–Stafford, 540-6592141 Shona Portuguese Carla Criscuolo, Coldwell Banker Elite, 540-548-2220

Mark Forror, Elite Realty, 540-371-2002 Spanish

Sara Figarella, Coldwell Banker Elite–Stafford, 540659-2141

Jacqueline Almonte, Keller Williams Superior Realty, 540-785-2225

Tim Day, Coldwell Banker Elite, 540-735-2600

Maribel Barker, MACDOC Realty, 540-479-6409

Hindi

Punjabi

Ayesha Raja, Coldwell Banker Elite, 703-350-1434

Ayesha Raja, Coldwell Banker Elite, 703-350-1434

Daysi Benitez, Keller Williams Superior Realty, 540-785-2225

Italian

Romanian

Melina Ogershok, Coldwell Banker Elite Stafford, 540659-2141

Iudita McDonald, Arista Real Larry Contreras, Prime Estate, 540-544-8423 Realty LLC, 540-898-4800

Greek Bill Geronymakis, Keller Williams Superior Realty, 540-840-2141

12 | Affiliate Directory

Marina Caminos, Preferred Real Estate, 540-841-4045

Miguel Correa, Keller Williams Superior, 540-8427575

Sebastian Angulo Negron, Keller Williams Superior Realty, 703-774-4979

Rob Desilets, Long and Foster Inc. Fredericksburg, 540-3732000

Elsa Rake, Century 21 Redwood, 540-659-6674

Kelly Gronau Dodson, Coldwell Banker Elite 540972-9040 Gabriel Fernandez, Long and Foster Inc. Fredericksburg, 540-684-1122 Sara Figarella, Coldwell Banker Elite Stafford, 540659-2141

Denise Ramos, Virginia C.U. Realty, 804-267-5478 Jorge Robert, Coldwell Banker Elite Stafford, 540659-2141 Heydi Romero, Century 21 Redwood, 540-659-2161 Alex Rossie, MacDoc Realty, 540-287-0321

Elizabeth Manzano, Long & Foster Inc. Fredericksburg, 540-371-5220

Jorge Saliceti, Berkshire Hathaway HomeServices Select Realty, 540-371-7653

Oana Mills, Coldwell Banker Elite, 540-514-0277

Pia Sanchez, Prime Realty LLC, 540-684-1122

Ada Murphy, Coldwell Banker Elite, 540-735-2600

Rachel Small, United Real Estate Premier, 540-7605895

Kristofer L. Nance, Nance & Associates, 540-373-7474 Stephanie S. Nance, Nance & Associates, 540-373-7474 Jaime Negron, Realty Management Group LLC, 540709-1011

Madeline Soto-Velazquez, Q Real Estate, 540-322-1591 Ashley Lugo Vargas, United Real Estate Premier, 540374-1111

Tagalog Rachel Small, United Real Estate Premier, 540-7605895 Daniel Madison, Century 21 Redwood, 540-841-4125 Punjabi Ayesha Raja, Coldwell Banker Elite, 703-350-1434 Urdu Ayesha Raja, Coldwell Banker Elite, 703-350-1434 Vietnamese Sabrina Campbell, Elite Realty, 540-785-2002

See something missing or incorrect?

Let Lauren know at webmaster@ faarmembers.com

Affiliate Directory | 13

FAAR Academy continues to be a place you can take not only all the state license required classes in a convenient two day seminar, but also a multitude of electives.

“We offer topics that are pertinent to today’s real estate industry, including technology, trends, and all the latest changes in contracts and addendums.

FAAR Academy is an approved school with both VAR and NAR and is proud to work together with these associations to offer designations and certification classes. Being a part of FAAR ensures all classes are written and coordinated with memberships needs in mind.” -Barbara Castilllo, Professional Development Director

Benefits As a member benefit, members can attend FAAR Academy courses at a discounted rate. FAAR Academy is also a source of non dues revenue for the association. The revenue produced by FAAR Academy is used to minimize membership dues and support additional benefits to association members and the community. In attending courses at FAAR Academy members can feel confident that they are supporting the association, their community, the real estate industry and helping minimize their own dues while receiving quality education.

Instructors FAAR Academy is an award winning school offering quality and relevant curriculum designed by the knowledgeable members of REALTORS®, our talented team of Education Director. This unique group 15+ individuals has over 150 years of combined experience and degrees, designations and certifications to ensure the information you receive is the best in industry.

14 | Affiliate Directory

the Fredericksburg of Interested inAssociation Instructing? instructors, and FAAR Academy’s of Do you want to elevate the real estate industry and diversify your the expertise while supplementing your income and getting free continuing education credit? Email the bcastilo@faarmembers.com if you are interested in becoming a FAAR Academy instructor.

Roadshows FAAR Academy offers, competitively priced, complete seminars to help meet your state licensing requirements (Real Estate Post Licensing, Continuing Education, and Broker Management Courses). FAAR Academy will bring any of our classes to your office including technology, designations and certifications! To schedule a class at your office email bcastillo@faarmembers.com

Online Classes New courses are always being developed and added to the schedule. Please keep in the loop check out the information and resources on faarmembers.com and

Facebook www.facebook.com/ faarmembers

Twitter www.twitter.com/ faarmembers

Did you love an instructor this year?

LinkedIn www.linkedin.com/in/ faarmembers

Too busy to attend a class in person?

Nominate them for Educator of

Visit http://faarmls.theceshop.

the Year at www.faarmembers.

com/ for FAAR Academy’s online

com/awards.

classes. Save time! Save money!

It is convenient!

Affiliate Directory | 15

Certifications and Designations The National Association of REALTORS® and its affiliated Institutes, Societies, and Councils provide a wide-range of programs and services that help members increase their skills, proficiency, and knowledge.

Designations and certifications acknowledging experience and expertise in various real estate sectors are awarded by NAR and each affiliated group upon completion of required courses. These are just a few of the designations offered online and at FAAR.

Accredited Buyer’s Representative® / ABR® The Accredited Buyer’s Representative (ABR®) designation is designed for real estate buyer agents who focus on working directly with buyer-clients at every stage of the home-buying process. The ABR® designation provides many membership benefits to help your business and network grow, keeping you up-to-date with new enhancements added annually.

FAAR Academy offers the main ABR course and a variety of elective options annually.

Register at www.faarmembers.com

The Certified Real Estate Brokerage Manager / CRB is one of the most respected and relevant designations offered in real estate business management and is awarded to REALTORS® who have completed advanced educational and professional requirements. CRB Designees are better positioned to streamline operations, integrate new technology and apply new trends and business strategies. Join today and discover a new approach to enhancing knowledge and leveraging opportunity.

Visit REBInstitute.com

16 | Affiliate Directory

Real Estate Negotiation Expert / RENE This certification is for real estate professionals who want to sharpen their negotiation skills. The RENE certification program gives REALTORS® the tips and tools they need to be skillful advocates for their clients. Matthew Rathbun will be teaching Day 1 and Day 2 July 19 & 20 at FAAR. Register at www.faarmembers.com

At Home With Diversity® / AHWD® Learn to work effectively with – and within – today’s diverse real estate market. The At Home With Diversity certification teaches you how to conduct your business with sensitivity to all client profiles and build a business plan to successfully serve them.

Presented by the National Association of REALTORS® For more information on this course and its business principles, please contact us at ahwd@realtors.org

Certified Residential Specialist / CRS The CRS designation is the highest credential awarded to residential sales agents, managers, and brokers. On average, CRS designees earn nearly three times more in income, transactions, and gross sales than non-designee REALTORS®.

Presented by Council of Residential Specialists—Contact CRS at https://www.crs.com/about-us/contact-us.

Prefer self-paced learning?

NAR has compiled an extensive library of field guides. Check them out at www.nar.realtor/fieldguides

REALTORS® with a designation earn

82%

more than their counterparts without.

e-PRO®

Military Relocation Professional / MRP

NAR’s e-PRO® certification teaches you how to use the latest social media technologies, such as Facebook and Twitter, to create an online presence vital in reaching today’s hyper-connected consumers. NAR’s e-PRO® certification also teaches you how to take advantage of rich media and e-office strategies to run your business more efficiently.

Presented by the National Association of REALTORS® Learn more about e-PRO® at www.epronar.com.

NAR’s Military Relocation Professional certification focuses on educating real estate professionals about working with current and former military service members to find housing solutions that best suit their needs and take full advantage of military benefits and support.FAAR is offering this in the classroom in November 15.

Register at www.faarmembers.com

NAR’s Green Designation / GREEN Through NAR’s Green Designation, the Green REsource Council provides ongoing education, resources and tools to help real estate practitioners find, understand, and market properties with green features. Presented by The Green REsource Council­—Contact The Green REsource Council at greendesignation@realtors.org

Seniors Real Estate Specialist® / SRES® The SRES® Designation program educates REALTORS® on how to profitably and ethically serve the real estate needs of the fastest growing market in real estate, clients age 50+. By earning the SRES® designation, you gain access to valuable member benefits, useful resources, and networking opportunities across the U.S. and Canada to help you in your business.SRES® Designation program educates REALTORS® on how to profitably and ethically serve the real estate needs of the fastest growing market in real estate, clients age 50+.

Presented by SRES® Council—Contact SRES Council at sres@ realtors.org

Be on the lookout for these classes at FAAR at www.faarmembers.com/calendar

Affiliate Directory | 17

FREDERICKSBURG速

REALTORS

Founded in 1990 by the Fredericksburg Area Association of REALTORS速, the Fredericksburg REALTORS速 Foundation, Inc. is a private, non-profit organization.

The Foundation solicits public and private contributions to distribute among various charitable organizations throughout the Fredericksburg area. It is governed by the IRS as a Section 501(c)(3) private foundation. All donations to the Foundation are tax deductible.

FOUNDATION

The Foundation provides grants to local charitable organizations whose clients struggle with hardships that threaten their ability to secure and retain shelter.

The Board of Directors appoints the nine Governors for a three-year term. The 速 Governors are made up of eight REALTORS and one Affiliate member.

2017 Board of Governors Mary Beth Rich, President Century 21 New Millennium marybethrichrealtor@gmail.com 540-220-6782

Natalie Holt Century 21 New Millennium natalie@c21redwood.com 540-659-2161

Carrie Danko, Treasurer 1st Choice Better Homes and Land, LC carrieldanko@gmail.com 540-295-2940

Donna Schmidt American Home Shield dschmidt@ahslink.com 540-413-6990

Sue Pash, Secretary Century 21 Redwood Realty susanpash@gmail.com 540-809-8247

Randy Walther Visionova Realty Consultants randywalther@fxbg.net 703-624-9500

Mark Geslock Keller Williams Realty mgeslock@myno9to5.com 540-785-2225

Anne Overington Century 21 Redwood Realty anneo@c21redwood.com 540-207-0526

Committed to the entire housing picture...

In 2016, the Foundation granted out $18,971 to local housing non-profits.

The generous contributions of our Realtor® and affiliate members truly made an impact in our community. Through the support of our membership, the Foundation was able to support the following worthy local charities:

Beauty for Ashes Women and Children’s Home: $2,000 SERVE of Stafford: $750 Loisann’s Hope House: $2,381 Homes for Our Troops: $1,250 Thurman Brisben Center: $5,320 Greater Fredericksburg Habitat for Humanity: $2,270 Mary’s Shelter: $5,000

We Give Back

RPAC of Virginia Victories by the Victories numbers RPAC of Virginia by the numbers

21 21

The number of bills that Virginia REALTORS® actively opposed, sought to amend The number of bills that or hold for further study.

Virginia REALTORS® actively All 21 were defeated, opposed, sought to amend successfully amended or or hold for further study. sent for further study.

All 21 were defeated, (Decisions regarding legislation successfully amended or are approved by thestudy.

VAR Public sent for further Policy Committee)

15 15

The extension of time, from 45 to 60 days that POA’s will be required to wait until they The extension time,for from can charge yourof sellers 45 to 60 days that POA’s will disclosure packets during an be required to wait until they active real estate transaction. can charge your sellers for (HB 684) disclosure packets during an active real estate transaction.

(HB 684)

(Decisions regarding legislation are approved by the VAR Public Policy Committee)

1,300 1,300

$1,200 $1,200

Potential cost savings to your clients and neighbors by prohibiting Property Owner’s Potential cost savings to Associations (POA’s) from your clients and neighbors charging annual rental fees.by prohibiting Property Owner’s (HB 684) Associations (POA’s) from charging annual rental fees.

(Responses tracked through the VAR Calls-for-Action)

(HB 684)

20 | Affiliate Directory

The number of Virginia REALTORS® who met with members of the General The number of Virginia Assembly during the 2017 REALTORS® who met with session and advocated members of the General for homeownership and Assembly during the 2017 property rights. session and advocated (Decisions regarding legislation for homeownership and are approved by the VAR Public property rights.

Policy Committee)

(Decisions regarding legislation are approved by the VAR Public Policy Committee)

The number of Call for Action emails sent by Virginia REALTORS® to The number of Call legislators during thefor 2017 Action emails sentsession. by General Assembly Virginia REALTORS® to (Responses through the legislatorstracked during the 2017 VAR Calls-for-Action) General Assembly session.

9,776 9,776

700 700

640 640

The number of current uncertified home inspectors that will be required to have The number of current a license

by July 1, 2017. uncertified home inspectors (HB that741/SB453) will be required to have a license by July 1, 2017.

(HB 741/SB453)

The number of Virginia REALTORS who contributed to RPAC last year because they believe in its value to you and your clients. Will you join us this year?

The number of Virginia REALTORS who contributed to RPAC last year because they believe in its value to you and your clients. Will you join us this year?

RPAC of Virginia Victories in Action

Our advocacy team drafts legislation, works with elected officials to sponsor bills, and shepherds them through legislative or government channels for approval. In addition, VAR’s Advocacy team serves as a governmental watchdog to ensure that regulations or laws that impair or penalize REALTORS® and property owners are not enacted, working diligently to block adverse legislation.

REALTORS®

• Implemented civil penalties for unlicensed real estate practices.

• Defeated proposal to create daily fines of $200 for signs in public right of way.

• Added felony charge to any criminal who lures or entices a REALTOR® to a property with the intent to harm.

• Implemented civil penalties by Real Estate Board against unlicensed real estate agents.

• Passed landmark agency disclosure legislation.

• Reviewed and helped reform licensing regulations.

• Defeated lawyer-only closing requirements.

• Approved BPOL tax reform.

• Approved tax credits for building renovation and replacement of residential or commercial buildings.

PROPERTY OWNERS

• Defeated statewide grantor’s tax legislation.

• Approved legislation to provide for lay settlement, REALTOR® closings of commercial transactions.

• Approved tax credits for building renovation and replacement of residential or commercial buildings.

• Created new law to ease the collection of court judgements from the Real Estate Transaction Recovery Fund.

• Defeated a budget amendment that created a 500% increase on underground oil tank cleanup deductibles.

• Defeated Transferable Development Rights (TDRs).

ALL VIRGINIANS

• Helped passed statewide transportation funding bill.

• Defeated recordation fee increase.

• Established the Housing Revitalization Zone Act. • Defeated legislation enabling localities to limit building permits based on population growth.

• Protected the Real Estate Transaction Recovery Fund.

• Passed Brownfield revitalization legislation.

Affiliate Directory | 21

Calendar of

Events and Classes May

All month - Clothes for a Cause Clothing Drive at FAAR

5 - Managing Broker Network (MBN) at FAAR 9am

8 - Women’s Council of REALTORS® (WCR) at FAAR 11am

9 - Stafford Economic Update Real Estate Roundtable at Mick’s Restaurant & Sports Lounge 12pm

16 - VRLTA Update with Chip Dicks at FAAR at 9am

17 - Meetup Family Feud at Park Lane Tavern 5pm

23 - Broker Management Seminar at FAAR 9am-5pm

25 - JazzFest at A. Smith Bowman Distillery 5pm

31 - Young Professionals Network (YPN) Networking at Castiglia’s 5pm June

6, 8, 13, 15, - Continuing Education/Post Licensing 5 - Donna Tyson Motivational Speaker at FAAR 11am-1pm 12 - WCR at FAAR 11am 13 - GRI 508 “Real Estate Law & Virginia Regulations” at FAAR 8am-5pm 22 - Beach Bash Joint WCR, YPN, MEETUP event at Rick’s on the River 5pm

July

6 - MBN at FAAR 9am

10 - WCR at FAAR 11am

11 - Summer Lawyer Series Class “Cyber Fraud” at FAAR 9am

15 - Meetup Tubing at Old Mill Park 10am

18 - Summer Lawyer Series Class “Sticky Scenarios” at FAAR 9am

19, 20 - Certified Negotiations Expert Certification 8 am

22 - Family Fun Day Crab Feast and FAARBQ at the Fairgrounds 3pm

26 - Property Management Network “Preventing Mayhem, All About Maintenance“ at FAAR 9am

27 - Real Estate Roundtable “TBA” August

8, 10 - Continuing Education

14 - WCR 11am

15 - Summer Lawyer Series Class “VAR Purchase Contract” 9 am

22 - Summer Lawyer Series Class “Distressed Properties” 9am

23 - Pricing Strategies Certification at FAAR 9am

23 - YPN Networking at the Cove at Lake Anna 5pm

24 - Construction Loan Class at FAAR 11am

22 | Affiliate Directory

All dates and times shown here are tentative.

Please Check faarmembers.com/calendar for the latest updates.

September

7 - MBN at FAAR 9am

13 - FAAR Expo at the Expo Center 8am-4pm

13 - 4pm YPN Networking at Buffalo Wild Wings 4pm

14 - VAR Fall Broker Day

18, 25 - Success Series 9:30am

21 - Broker Management Seminar 9am-5pm

26 - GRI 503 “Business Planning” at FAAR 9am-4pm

27 - Property Management Network “CE Credit Class TBA” 9am October

2, 9, 16, 13 - Success Series 9:30am

3, 5 - VAR Annual Conference in Roanoke, Virginia

7 - YPN Pub Crawl 2pm

9 - WCR at FAAR 11am

10, 12, 17, 19 - Continuing Education/Post Licensing

11 - RPAC Phone Bank

13 - Foundation Golf Tournament

18 - VHDA Class TBA

21 - Meetup

25 - Real Estate Investing Seminar

26 - Halloween Mixer at Snead’s Farm 5-8pm November

1 - Real Estate Roundtable TBA

2 - MBN at FAAR 9am

3, 4, 5, 6 - NAR Annual Conference in Chicago

13 - WCR at FAAR 11am

15 - Military Relocation Professional Certification at FAAR

28 - Property Management Network “Little Known Laws and How to Use Them to Your Advantage” 9am December

5, 7, 12, 14 - Continuing Education/Post Licensing

7 - Installation of 2018 President and Board at Olde Silk Mill 6-11pm

11 - WCR at FAAR 11am

13 - Ethics Night Class at FAAR 6pm

14 - Meetup

15 - Meetup

Affiliate Directory | 23

Alphabetical by Company

Affiliate Directory FREDERICKSBURG AREA ASSOCIATION OF REALTORS® AFFILIATE MEMBERS AS OF 4/27/2017

A Nancy Brice A & S Associates 14536 Wagon Wheel Ln Bowling Green, VA 22427 (910) 520-9223 ansasoc@msn.com John Sawdy A & S Environmental, Inc P O Box 8295 Fredericksburg, VA 22404 (540) 371-6630 jsawdy@asenviro.com John McConnell Affordable Suites of America 401 Chatham Square Office Park Fredericksburg, VA 22405 (540) 371-7197 johnmcconnell@affordablesuites. com Tony Bolding Alcova Mortgage 4530 Plank Rd Ste100 Fredericksburg, VA 22407 (540) 656-2869 tbolding@alcovamortgage. com Tarina Leinenbach Alcova Mortgage 4530 Plank Rd Ste100 Fredericksburg, VA 22407 (540) 656-2869 tarina@alcovamortgage.com 24 | Affiliate Directory

Barry Moore Alcova Mortgage 4530 Plank Rd Ste100 Fredericksburg, VA 22407 (540) 656-2869 b.moore@alcovamortgage.com

Marlon Moore AmeriSpec Inspection Services 8432 Briar Creek Dr Annandale, VA 22003 (571) 235-2755 amerispecmarlon@gmail.com

Kim Thagholm Alcova Mortgage 4530 Plank Rd Ste100 Fredericksburg, VA 22407 (540) 656-2869 kthagholm@alcovamortgage. com

Andrea Alemany Assurance Financial Group 5450 Southpoint Plaza Way Fredericksburg, VA 22407 (540) 300-7783 aalemany@lendtheway.com

Sandra Grimes America’s Choice Mortgage Company PO Box 2525 Stafford, VA 22554 (540) 720-2916 sandygrimes@verizon.net Molly Turner America’s Choice Mortgage Company PO Box 2525 Stafford, VA 22554 (540) 720-2916 mturner.acmc@aol.com Donna Schmidt American Home Shield 6074 Hamlin Cr King George, VA 22485 (540) 413-6990 dschmidt@ahslink.com John Blanchard AmeriSpec Inspection Services 8432 Briar Creek Dr Annandale, VA 22003 (571) 235-2755

Amalia Fernandez Assurance Financial Group 5450 Southpoint Plaza Way Fredericksburg, VA 22407 (540) 300-7874 afernandez@lendtheway.com John W. Hayden Assurance Financial Group 5450 Southpoint Plaza Way Fredericksburg, VA 22407 (888) 300-3333 jhayden@lendtheway.com Scott Hine Assurance Financial Group 5450 Southpoint Plaza Way Fredericksburg, VA 22407 (540) 300-3804 shine@lendtheway.com Kent Schrader Assurance Financial Group 5450 Southpoint Plaza Way Fredericksburg, VA 22407 (540) 300-7052 kschrader@lendtheway.com

Brian Brooks Atlantic Bay Mortgage Group 10008 Southpoint Pkwy Ste 101 Fredericksburg, VA 22407 (540) 785-3301 brianbrooks@atlanticbay.com

Chris Dudenhefer Atlantic Coast Mortgage 3800 Fettler Park Dr Ste 202 Dumfries, VA` 22025 (571) 329-0169 cdudenhefer@acmllc.com

Glen Raymond Atlantic Builders 1975 Jefferson Davis Highway Fredericksburg, VA 22401 540-891-8540 graymond@atlanticbuilders.com

Nick Lewis Atlantic Coast Mortgage 3800 Fettler Park Dr Ste 202 Dumfries, VA` 22025 (703) 259-0822 hlewis@acmllc.com

Tom Schoedel Atlantic Builders 1975 Jefferson Davis Highway Fredericksburg, VA 22401 540-891-8540 tschoedel@atlanticbuilders.com

Laura Triplett Atlantic Coast Mortgage 3800 Fettler Park Dr, Ste 202 Dumfries, VA 22025 (571) 421-1699 ltriplett@acmllc.com

Mac Church Atlantic Coast Mortgage 3800 Fettler Park Dr Ste 202 Dumfries, VA` 22025 (540) 735-2905 mchurch@acmllc.com Liz Conrad Atlantic Coast Mortgage 3800 Fettler Park Dr Ste 202 Dumfries, VA` 22025 (571) 366-4535 lconrad@acmllc.com Jolayne Craig Atlantic Coast Mortgage 3800 Fettler Park Dr, Ste 202 Dumfries, VA 22025 (540) 736-1304 jcraig@acmllc.com

B Stephen Barish Barish & Associates 4830 Parlow Rd Partlow, VA 22534 (540) 693-5373 barish.associates@gmail.com Pamela Godfrey Bay County Settlements Inc. 1931 Plank Rd Ste 201 Fredericksburg, VA 22401 (540) 658-2162 p.wharton@ baycountysettlements.com Cindy Fields Bay County Settlements, Inc. 1931 PLank Rd Ste 201 Fredericksburg, Virginia 22401 (540) 658-2162 Cindy.Fields@ BayCountySettlements.com

Karin Haid Bay County Settlements, Inc. 1931 Plank Rd Ste 201 Fredericksburg, Virginia 22401 (540) 658-2162 karin.whitley@ baycountysettlements.com Tanner Mulvihill Bayfield Home Loans 239 Garrisonville Rd Ste 202 Stafford, VA 22554 (540) 318-6108 tanner@bayfieldhomeloans.com Carrie Minnick BB & T Mortgage 760 Warrenton Rd Fredericksburg, VA 22406 (540) 322-5451 cminnick@bbandt.com Libby Hale MRIS 9707 Key West Ave Ste 200 Rockville, MD 20850 (888) 838-4234 libby.hale@mris.net Shirley Miller Bryton Homes 8405 Greensboro Dr Ste P130 Mc Lean, VA 22102 (540) 272-8718 smiller@georgelasGroup.com Jennifer Sloat Bryton Homes 8405 Greensboro Dr Ste P130 Mc Lean, VA 22102 (540) 272-8718 JSloat@brytonhomes.com

C Tracy Bray C & F Mortgage Corporation 2050 Gordon W. Shelton Blvd 1st Floor Fredericksburg, VA 22401 (540) 548-8855 tbray@cfmortgagecorp.com Jennifer George C & F Mortgage Corporation 2050 Gordon W. Shelton Blvd Fredericksburg, Virginia 22401 (540) 548-8855 jgeorge@cfmortgagecorp.com Guy Miller Richards C & F Mortgage Corporation 2050 Gordon W. Shelton Blvd Fredericksburg, Virginia 22401 (540) 548-8855 gmillerrichards@cfmortgagecorp. com Timothy Murphy C & F Mortgage Corporation 3720 Leonardtown Rd Ste 201 Waldorf, MD 20601 (301) 885-2830 tmurphy@cfmortgagecorp.com Brian Whetzel C & F Mortgage Corporation 2050 Gordon W. Shelton Blvd 1st Floor Fredericksburg, VA 22401 (540) 548-8855 bwhetzel@cfmortgagecorp.com

26 | Affiliate Directory

Joseph H. Boggs, II Central Park Insurance Inc 2609 Lafayette Blvd Fredericksburg, VA 22408 (540) 891-1160 Joseph@centralparkinsurance. com William Morgan CertaPro Painters 1003 Bragg Rd Fredericksburg, VA 22407 (540) 229-7944 wmorgan@certapro.com

Corrina Carter CMS Mortgage Solutions Inc 119 Byron St Chesapeake, VA 23320 (757) 558-2603 cmsmtgsolutions@aol.com Melissa Okrasinski CMS Mortgage Solutions Inc 119 Byron St Chesapeake, VA 23320 (540) 562-8132 melissao@cmsmtgsolutions.com

Alan Moy CertaPro Painters 1003 Bragg Rd Fredericksburg, VA 22407 (540) 229-7944 Amoy@certapro.com

Mel L. Cochran Cochran Home Inspection Services, LLC 1114 Patrick St Fredericksburg, VA 22401 (571) 388-3523 mel@CHIS-LLC.com

Roxanne Milstead Chancellor’s Village 12100 Chancellors Village Lane Fredericksburg, VA 22407 (540) 412-3641 rmilstead@seniorlifestyle.com

Dawn Boxwell Colony Pest Control P.O. Box 41247 Fredericksburg, VA 22404 (540) 752-0815 jjmm900@yahoo.com

Charles Pinkard Charles Pinkard Appraiser 26058 Zion Rd Ruther Glen, VA 22546 (540) 847-9522 charlespinkard@gmail.com

Eric Houston Colony Pest Control P.O. Box 41247 Fredericksburg, VA 22404 (540) 752-0815 erichouston76@gmail.com

Anthony Campbell CMS Mortgage Solutions Inc 119 Byron St Chesapeake, AA 23320 540-850-0690 anthonycampbell.cms@gmail. com

John McGee Colony Pest Control P.O. Box 41247 Fredericksburg, VA 22404 (540) 752-0815 jjmm900@yahoo.com

Adele S. Yost Commission Express of Prince William 10432 Balls Ford Rd Ste 300 Manassas, VA 20109 (703) 881-7843 ayost@commissionexpress.com Cecilia M. Yost Commission Express of Prince William 10432 Balls Ford Rd Ste 300 Manassas, VA 20109 (703) 881-7843 cyost@commissionexpress.com Mike De Los Santos Connor’s Termite & Pest Control 6307 Old Plank Road Fredericksburg, VA 22407 (540) 548-4844 delossantos@connorspest.com Michelle Mullins Connor’s Termite & Pest Control 6307 Old Plank Road Fredericksburg, VA 22407 (540) 548-4844 michelle@connorspest.com Ron Miller CSI Home & Commercial Services 10822 Courthouse Rd Fredericksburg, VA 22408 (866) 996-4274 ron.m@csiofvirginia.com Barry Robinson CSI Home & Commercial Services 10822 Courthouse Rd Fredericksburg, VA 22408 (866) 996-4274 barry@csiofvirginia.com

D Alvaro Delgado Delgado Real Estate, Inc 3330 Bourbon Street Ste 114 Fredericksburg, VA 22408 (540) 940-2728 adelgado85@earthlink.net Diane Kelso Diane Kelso Insurance Services 601 Breezewood Dr Fredericksburg, VA 22407 (540) 710-9699 diane@dianekelso.com Michele P. Ware Drainfield Solutions LLC 15384 Nelson Hill Rd Milford, VA 22514 (804) 994-3391 michele.ware@drainfieldsolutions. com Robert L. Ware Drainfield Solutions LLC 15384 Nelson Hill Rd Milford, VA 22514 (804) 994-3391 info@drainfieldsolutions.com

E Michele Freemyers Ekko Title 1931 Plank Road Ste.208 Fredericksburg, VA 22401 (540) 899-1992 mfreemyers@ekkotitle.com

Paul Phelps Embrace Home Loans 1671 Jefferson Davis Highway Fredericksburg, VA 22401 (540) 891-5160 pphelps@embracehomeloans. com John Reid Embrace Home Loans 1671 Jefferson Davis Highway Fredericksburg, VA 22401 (540) 842-1484 jreid@embracehomeloans.com Tammy Reid Embrace Home Loans 1671 Jefferson Davis Highway Fredericksburg, VA 22401 (540) 842-1484 tammy@nichollsauction.com

F Dan Ferrell Ferrell’s Termite & Pest Control, Inc. 427 Haden Ln Bumpass, VA 23024 (540) 872-2616 ferrellstermite@aol.com Sanford Johnson Fidelity Bank Mortgage 1440 Central Park Blvd Fredericksburg, VA 22401 (540) 785-3353 Sanford.johnson@lionbank.com

Affiliate Directory | 27

Philip King Fidelity Bank Mortgage 1440 Central Park Blvd Fredericksburg, VA 22401 (540) 785-3333 philip.king@lionbank.com Ana Thompson First American Home Warranty 10501 Big Horn Dr Fredericksburg, VA 22407 (703) 809-2700 Charlie Aldinger First Heritage Mortgage, LLC 4551 Cox Rd Ste 305 Glen Allen, VA 23060 (804) 292-2100 caldinger@fhmtg.com Barbara A. Parks First Heritage Mortgage, LLC 4551 Cox Rd Ste 305 Glen Allen, VA 23060 (804) 292-2100 bparks@fhmtg.com Aaron Simmons First Heritage Mortgage, LLC 4551 Cox Rd Ste 305 Glen Allen, VA 23060 (804) 292-2100 asimmons@fhmtg.com Victoria Brawner Foote Title Group 6131 James Madison Pkwy King George, VA 22485 (540) 644-9990 vickee@footetitlegroup.com

28 | Affiliate Directory

Debbie Acors Fredericksburg Area Builders Association 3006 Lafayette Blvd Fredericksburg, VA 22408 (540) 898-2730 admin@fabava.com Maria Moore Fredericksburg Area Builders Association 3006 Lafayette Blvd Fredericksburg, VA 22408 (540) 898-2730 mmoore@fabava.com Bret Shifflett Fredericksburg Country Club 11031 Tidewater Trail Fredericksburg, VA 22408 (540) 373-8781 bret@fredclub.org Tim Taylor Fredericksburg Country Club 11031 Tidewater Trail Fredericksburg, VA 22408 (540) 373-8781 tim@fredclub.org Gene Newman Fulton Mortgage Company 5753 Courthouse Rd Ste 7 Spotsylvania, VA 22551 (540) 894-0471 gnewman@ fultonmortgagecompany.com

G Heather F. Yarnall Guardian Pest Services 4900 Trade Center Dr Fredericksburg, VA 22408 (540) 891-0330 yarnall.heather@gmail.com

H Annie Murphy HMS Home Warranty 1625 NW 136th Ave Sunrise, FL 33323 (571) 276-5739 amurphy@hmsnational.com Cathy Bishop Homebuyer’s Title and Escrow 10601 Courthouse Rd, Suite 200 Fredericksburg, VA 22407 (540) 891-1300 cathyathb@aol.com Scott Harvey HomeTeam Inspection Service 7411 Snow Hill Dr Spotsylvania, AA 22551 (540) 621-2218 sharvey@hometeam.com Lisa P. Hockman, RAA Horizon Appraisals 6801 Tupelo Dr Spotsylvania, VA 22551 (540) 582-3147 horizonappr@comcast.net

Adalyn Fisher House Master 3 Boulder Dr Stafford, VA 22554 (813) 786-1683 ady.fisher@housemaster.com Timothy Fisher House Master 3 Boulder Dr Stafford, VA 22554 (540) 318-6720 tim.fisher@housemaster.com

I Marty Johnson Image 360-Fredericksburg 11901 Bowman Dr Ste 107 Fredericksburg, VA 22408 (540) 370-8878 Marty@image360Fredericksburg. com Jason Sullivan Integrity Home Mortgage Corp.

7794 Donavan Dr. Manassas, VA 20109 (703) 517-9732 jsullivan@ihmcloans.com Linda Sulser Integrity Home Mortgage Corp.

5885 Trinity Pkwy #105 Centreville, VA 20120 (703) 517-9732 lsulser@ihmcloans.com

J Joseph R. Trombino, CRS Joe Trombino Inspection Services 5025 Sewells Pointe Way Fredericksburg, VA 22407 (540) 710-5889 trombinojoseph@yahoo.com Phil Gibbs, III Joseph Phillip Gibbs Appraiser W/ Service Realty Inc. 10024 Kings Hwy King George, VA 22485 (540) 775-9690 philgibbs3rd@outlook.com

K Alicia Thompson Kensington Vanguard National Land Services 9 Kingsland Drive Ste 109 Stafford, VA 22556 (540) 242-5230 athompson@kvnational.com

M Phillip Blake MBH Settlement Group 1956 William St Fredericksburg, VA 22401 (540) 373-1300 pblake@mbh.com

Heather Frye Movement Mortgage 1125 Jefferson Davis Hwy Fredericksburg, VA 22401 (540) 645-6267 heather.frye@ movementmortgage.com Heather D. Frye Movement Mortgage 7851 Dolley’s Ct Ste 13 King George, VA 22485 (540) 645-6260 heather.frye@movement.com Michael Lee Movement Mortgage 7851 Dolley’s Ct Ste 13 King George, VA 22485 (540) 645-6262 michael.lee@movement.com Linda M. Secrist Movement Mortgage 1125 Jefferson Davis Hwy Fredericksburg, VA 22401 (540) 645-6276 linda.secrist@movement.com Melissa L. Simpson Movement Mortgage 1125 Jefferson Davis Hwy Fredericksburg, VA 22401 (540) 645-6267 melissa.simpson@ movementmortgage.com

Michael Moritz Michael A. Moritz 8249 Rozell Rd Woodford, VA 22580 (540) 786-4500 mike@bestappraisal.com Affiliate Directory | 29

N Yvette Nageotte Nageotte, Nageotte & Nageotte, P.C. 385 Garrisonville Rd Suite #201 Stafford, VA 22554 (540) 659-5050 yvette.nageotte@ nageottelawfirm.com Melanie Parker Navy Federal Credit Union 128/51 Worldgate Dr Herndon, VA 20170 (540) 220-7866 melanie_parker@navyfederal.org Janet Morris Newland Communities-Embrey Mill 25 Apricot St Stafford, VA 22554 (540) 492-4881 jmom’s@newlandco.com John Nicholls Nicholls Auction Marketing Group, Inc. 40 Carriage Hill Lane Fredericksburg, VA 22407 (540) 840-9282 John@nichollsAuction.com Tammy Reid Nicholls Auction Marketing Group, Inc. 40 Carriage Hill Lane Fredericksburg, VA 22407 (540) 840-9282 Tammy@nichollsauction.com

30 | Affiliate Directory

Stephanie Lyles NSWC Federal Credit Union 2004 Augustine Ave Fredericksburg, VA 22401 (540) 361-2212 Stephanie.Lyles@nswcfcu.org

O Joel P. Webber Old Dominion Home Inspection Services 140 Embrey Mill Rd Stafford, VA 22554 (540) 847-4581 olddominionhis@yahoo.com

P Chris Barker Perma Treat Pest Control 501 Lafayette Blvd Fredericksburg, VA 22401 540-373-6655 x2111 cbarker@permatreat.com Jack Broome Perma Treat Pest Control 501 Lafayette Blvd Fredericksburg, VA 22401 (540) 370-4571 Jbroome@permatreat.com Troy Wolfrey Perma Treat Pest Control 501 Lafayette Blvd Fredericksburg, VA 22401 (540) 370-4571 twolfrey@permatreat.com

Jason Fines Pest Now PO Box 2210 Ashburn, VA 20146 (703) 404-1921 jasonlfines@gmail.com Jeffrey R. Huber Pest Now 2227 Country Rd Beaverdam, VA 23015 (540) 498-6829 jhuber@pestnow.com Sonia Attie PNC Mortgage 2403 Fall Hill Ave Fredericksburg, VA 22401 (540) 899-3231 sonia.attie@pnc.com John Butler PNC Mortgage 2403 Fall Hill Ave Fredericksburg, VA 22401 (540) 899-3253 john.butler@pnc.com Ernest Del Rossi PNC Mortgage 2403 Fall Hill Ave Fredericksburg, VA 22401 (540) 899-3231 e.delrossi@pnc.com Ronald Gary Pigeon Professional Inspection Services, LLC 123 Autumn Dr Stafford, VA 22556 (540) 841-1904 proinspectionsvcs@gmail.com

R Barry Clark RGS Title 104 Westwood Office Park Fredericksburg, VA 22401 (540) 374-9174 bclark@RGStitle.com Ali Newkirk RGS Title 104 Westwood Office Park Fredericksburg, VA 22401 (540) 372-4100 Ali@RGStitle.com Linda D. Schoultheis Road Runner Appraisal 11703 Pierce Ct Fredericksburg, VA 22407 (540) 752-8159 RRAPPRAISALVA@gmail.com

S Bill Moulds Smooth Transitions Fredericksburg LLC 9804 Danford St Fredericksburg, VA 22407 (540) 847-2131 Kim Moulds Smooth Transitions Fredericksburg LLC 9804 Danford St Fredericksburg, VA 22407 (540) 847-2131 kim@stfburg.com

Cindi Bowen Spring Arbor of Fredericksburg 5308 River Rd Fredericksburg, VA 22407 (540) 548-2133 fbmktg@hhhunt.com Lynn DeSena STA Title & Escrow 101 Westwood Office Park Fredericksburg, VA 22401 (540) 368-5501 ldesena@statitle.com Sonia Kuppert STA Title & Escrow 101 Westwood Office Park Fredericksburg, VA 22401 (540) 368-5501 sonia@statitle.com Lisa Agni Stonewall Title & Escrow, Inc 9300 Grant Avenue, Suite 102 Manassas, VA 20110 (703) 330-8047 lagni@stonewalltitle.com

T Sally Shea The Title Professionals, LLC 1010 Charles St Fredericksburg, Virginia 22401 (540) 310-4804 sally@thetitleprofessionals.com Mark A. Steele The Title Professionals, LLC 1010 Charles Street Fredericksburg, VA 22401 (540) 310-4804 mark@thetitleprofessionals.com

Eric Ruck True IT Services, LLC P.O. Box 693 Fredericksburg, VA 22403 (540) 373-8440 eruck@trueits.com

U Denise Counts Union Home Mortgage Corp 11350 Random Hills Rd Ste 670 Fairfax, VA 22030 (540) 369-6622 dcounts@unionhomemortgage. com Patricia Hooks Union Home Mortgage Corp 11350 Random Hills Rd Ste 670 Fairfax, VA 22030 (540) 369-6622 phooks@unionhomemortgage. com Ruston Cowper Union Mortgage Group 4805 Lassen Ln Fredericksburg, VA 22408 540-842-8642 ruston.cowper@bankatunion. com Jim Martino Union Mortgage Group 4805 Lassen Ln Fredericksburg, VA 22408 (540) 735-2977 jim.martino@bankatunion.com

Affiliate Directory | 31

Chris Smorto Union Mortgage Group 4805 Lassen Ln Fredericksburg, VA 22408 (540) 903-9623 chris.smorto@union-mtg.com John W. McLaurin Universal Title 923 Maple Grove Dr. Fredericksburg, VA 22407 (540) 479-1287 jmclaurin@universaltitle.com Sherrie S. Shaw Universal Title 923 Maple Grove Dr. Fredericksburg, VA 22407 (540) 226-0769 sherrie@universaltitle.com

V Alexis Thomas Virginia Credit Union 7500 Boulders View Dr Richmond, VA 23225 (540) 785-4314 alexis.thomas@vacu.org Rob Williams Virginia Credit Union 7500 Boulders View Dr Richmond, VA 23225 (804) 327-7302 Robert.Williams@Vacu.org

32 | Affiliate Directory

Terrence W. Beltz Virginia Housing Development Authority 601 S. Belvidere St Richmond, VA 23220 (804) 343-5747 terry.beltz@vhda.com

Alphabetical by Service

Affiliate Directory AUCTION COMPANIES Tammy Reid Nicholls Auction Marketing Group, Inc. 40 Carriage Hill Lane Fredericksburg, VA 22407 (540) 840-9282 Tammy@nichollsauction.com John Nicholls Nicholls Auction Marketing Group, Inc. 40 Carriage Hill Lane Fredericksburg, VA 22407 (540) 840-9282 John@nichollsAuction.com

APPRAISERS Nancy Brice A & S Associates 14536 Wagon Wheel Ln Bowling Green, VA 22427 (910) 520-9223 ansasoc@msn.com Stephen Barish Barish & Associates 4830 Parlow Rd Partlow, VA 22534 (540) 693-5373 barish.associates@gmail.com Charles Pinkard Charles Pinkard Appraiser 26058 Zion Rd Ruther Glen, VA 22546 (540) 847-9522 charlespinkard@gmail.com

Alvaro Delgado Delgado Real Estate, Inc 3330 Bourbon Street Ste 114 Fredericksburg, VA 22408 (540) 940-2728 adelgado85@earthlink.net

Cindi Bowen Spring Arbor of Fredericksburg 5308 River Rd Fredericksburg, VA 22407 (540) 548-2133 fbmktg@hhhunt.com

Lisa P. Hockman, RAA Horizon Appraisals 6801 Tupelo Dr Spotsylvania, VA 22551 (540) 582-3147 horizonappr@comcast.net

ATTORNEYS

Phil Gibbs, III Joseph Phillip Gibbs Appraiser W/ Service Realty Inc. 10024 Kings Hwy King George, VA 22485 (540) 775-9690 philgibbs3rd@outlook.com Michael Moritz Michael A. Moritz 8249 Rozell Rd Woodford, VA 22580 (540) 786-4500 mike@bestappraisal.com Linda D. Schoultheis Road Runner Appraisal 11703 Pierce Ct Fredericksburg, VA 22407 (540) 752-8159 RRAPPRAISALVA@gmail.com

ASSISTED LIVING

Yvette Nageotte Nageotte, Nageotte & Nageotte, P.C. 385 Garrisonville Rd Suite #201 Stafford, VA 22554 (540) 659-5050 yvette.nageotte@ nageottelawfirm.com

BANKS Melanie Parker Navy Federal Credit Union 128/51 Worldgate Dr Herndon, VA 20170 (540) 220-7866 melanie_parker@navyfederal.org

COMMISSION ADVANCEMENTS Cecilia M. Yost Commission Express of Prince William 10432 Balls Ford Rd Ste 300 Manassas, VA 20109 (703) 881-7843 cyost@commissionexpress.com

Roxanne Milstead Chancellor’s Village 12100 Chancellors Village Lane Fredericksburg, VA 22407 (540) 412-3641 rmilstead@seniorlifestyle.com Affiliate Directory | 33

Adele S. Yost Commission Express of Prince William 10432 Balls Ford Rd Ste 300 Manassas, VA 20109 (703) 881-7843 ayost@commissionexpress.com

CREDIT UNION Stephanie Lyles NSWC Federal Credit Union 2004 Augustine Ave Fredericksburg, VA 22401 (540) 361-2212 Stephanie.Lyles@nswcfcu.org Alexis Thomas Virginia Credit Union 7500 Boulders View Dr Richmond, VA 23225 (540) 785-4314 alexis.thomas@vacu.org Rob Williams Virginia Credit Union 7500 Boulders View Dr Richmond, VA 23225 (804) 327-7302 Robert.Williams@Vacu.org

COMPUTER/IT SERVICES Eric Ruck True IT Services, LLC P.O. Box 693 Fredericksburg, VA 22403 (540) 373-8440 eruck@trueits.com

34 | Affiliate Directory

ENVIRONMENTAL SERVICES John Sawdy A & S Environmental, Inc P O Box 8295 Fredericksburg, VA 22404 (540) 371-6630 jsawdy@asenviro.com Michele P. Ware Drainfield Solutions LLC 15384 Nelson Hill Rd Milford, VA 22514 (804) 994-3391 michele.ware@drainfieldsolutions. com Robert L. Ware Drainfield Solutions LLC 15384 Nelson Hill Rd Milford, VA 22514 (804) 994-3391 info@drainfieldsolutions.com

EVENT VENDORS Bret Shifflett Fredericksburg Country Club 11031 Tidewater Trail Fredericksburg, VA 22408 (540) 373-8781 bret@fredclub.org Tim Taylor Fredericksburg Country Club 11031 Tidewater Trail Fredericksburg, VA 22408 (540) 373-8781 tim@fredclub.org

HOME BUILDERS Glen Raymond Atlantic Builders 1975 Jefferson Davis Highway Fredericksburg, VA 22401 540-891-8540 graymond@atlanticbuilders.com Tom Schoedel Atlantic Builders 1975 Jefferson Davis Highway Fredericksburg, VA 22401 540-891-8540 tschoedel@atlanticbuilders.com Jennifer Sloat Bryton Homes 8405 Greensboro Dr Ste P130 Mc Lean, VA 22102 (540) 272-8718 JSloat@brytonhomes.com Shirley Miller Bryton Homes 8405 Greensboro Dr Ste P130 Mc Lean, VA 22102 (540) 272-8718 smiller@georgelasGroup.com Janet Morris Newland Communities-Embrey Mill 25 Apricot St Stafford, VA 22554 (540) 492-4881 jmom’s@newlandco.com

HOME INSPECTORS Marlon Moore AmeriSpec Inspection Services 8432 Briar Creek Dr Annandale, VA 22003 (571) 235-2755 amerispecmarlon@gmail.com John Blanchard AmeriSpec Inspection Services 8432 Briar Creek Dr Annandale, VA 22003 (571) 235-2755 Mel L. Cochran Cochran Home Inspection Services, LLC 1114 Patrick St Fredericksburg, VA 22401 (571) 388-3523 mel@CHIS-LLC.com Ron Miller CSI Home & Commercial Services 10822 Courthouse Rd Fredericksburg, VA 22408 (866) 996-4274 ron.m@csiofvirginia.com Barry Robinson CSI Home & Commercial Services 10822 Courthouse Rd Fredericksburg, VA 22408 (866) 996-4274 barry@csiofvirginia.com Scott Harvey HomeTeam Inspection Service 7411 Snow Hill Dr Spotsylvania, AA 22551 (540) 621-2218 sharvey@hometeam.com

Timothy Fisher House Master 3 Boulder Dr Stafford, VA 22554 (540) 318-6720 tim.fisher@housemaster.com Adalyn Fisher House Master 3 Boulder Dr Stafford, VA 22554 (813) 786-1683 ady.fisher@housemaster.com Joseph R. Trombino, CRS Joe Trombino Inspection Services 5025 Sewells Pointe Way Fredericksburg, VA 22407 (540) 710-5889 trombinojoseph@yahoo.com Joel P. Webber Old Dominion Home Inspection Services 140 Embrey Mill Rd Stafford, VA 22554 (540) 847-4581 olddominionhis@yahoo.com Ronald Gary Pigeon Professional Inspection Services, LLC 123 Autumn Dr Stafford, VA 22556 (540) 841-1904 proinspectionsvcs@gmail.com

HOME WARRANTY COMPANIES Donna Schmidt American Home Shield 6074 Hamlin Cr King George, VA 22485 (540) 413-6990 dschmidt@ahslink.com Ana Thompson First American Home Warranty 10501 Big Horn Dr Fredericksburg, VA 22407 (703) 809-2700 Annie Murphy HMS Home Warranty 1625 NW 136th Ave Sunrise, FL 33323 (571) 276-5739 amurphy@hmsnational.com

HOUSE PAINTERS Alan Moy CertaPro Painters 1003 Bragg Rd Fredericksburg, VA 22407 (540) 229-7944 Amoy@certapro.com William Morgan CertaPro Painters 1003 Bragg Rd Fredericksburg, VA 22407 (540) 229-7944 wmorgan@certapro.com

Affiliate Directory | 35

INSURANCE AGENCIES Joseph H. Boggs, II Central Park Insurance Inc 2609 Lafayette Blvd Fredericksburg, VA 22408 (540) 891-1160 Joseph@centralparkinsurance. com Diane Kelso Diane Kelso Insurance Services 601 Breezewood Dr Fredericksburg, VA 22407 (540) 710-9699 diane@dianekelso.com

LODGING John McConnell Affordable Suites of America 401 Chatham Square Office Park Fredericksburg, VA 22405 (540) 371-7197 johnmcconnell@affordablesuites. com

MORTGAGE COMPANIES Tony Bolding Alcova Mortgage 4530 Plank Rd Ste100 Fredericksburg, VA 22407 (540) 656-2869 tbolding@alcovamortgage.com Barry Moore Alcova Mortgage 4530 Plank Rd Ste100 Fredericksburg, VA 22407 (540) 656-2869 b.moore@alcovamortgage.com 36 | Affiliate Directory

Kim Thagholm Alcova Mortgage 4530 Plank Rd Ste100 Fredericksburg, VA 22407 (540) 656-2869 kthagholm@alcovamortgage. com Tarina Leinenbach Alcova Mortgage 4530 Plank Rd Ste100 Fredericksburg, VA 22407 (540) 656-2869 tarina@alcovamortgage.com Sandra Grimes America’s Choice Mortgage Company PO Box 2525 Stafford, VA 22554 (540) 720-2916 sandygrimes@verizon.net Molly Turner America’s Choice Mortgage Company PO Box 2525 Stafford, VA 22554 (540) 720-2916 mturner.acmc@aol.com John W. Hayden Assurance Financial Group 5450 Southpoint Plaza Way Fredericksburg, VA 22407 (888) 300-3333 jhayden@lendtheway.com Kent Schrader Assurance Financial Group 5450 Southpoint Plaza Way Fredericksburg, VA 22407 (540) 300-7052 kschrader@lendtheway.com

Scott Hine Assurance Financial Group 5450 Southpoint Plaza Way Fredericksburg, VA 22407 (540) 300-3804 shine@lendtheway.com Andrea Alemany Assurance Financial Group 5450 Southpoint Plaza Way Fredericksburg, VA 22407 (540) 300-7783 aalemany@lendtheway.com Amalia Fernandez Assurance Financial Group 5450 Southpoint Plaza Way Fredericksburg, VA 22407 (540) 300-7874 afernandez@lendtheway.com Brian Brooks Atlantic Bay Mortgage Group 10008 Southpoint Pkwy Ste 101 Fredericksburg, VA 22407 (540) 785-3301 brianbrooks@atlanticbay.com Jolayne Craig Atlantic Coast Mortgage 3800 Fettler Park Dr, Ste 202 Dumfries, VA 22025 (540) 736-1304 jcraig@acmllc.com Laura Triplett Atlantic Coast Mortgage 3800 Fettler Park Dr, Ste 202 Dumfries, VA 22025 (571) 421-1699 ltriplett@acmllc.com

Mac Church Atlantic Coast Mortgage 3800 Fettler Park Dr Ste 202 Dumfries, VA` 22025 (540) 735-2905 mchurch@acmllc.com

Timothy Murphy C & F Mortgage Corporation 3720 Leonardtown Rd Ste 201 Waldorf, MD 20601 (301) 885-2830 tmurphy@cfmortgagecorp.com

Chris Dudenhefer Atlantic Coast Mortgage 3800 Fettler Park Dr Ste 202 Dumfries, VA` 22025 (571) 329-0169 cdudenhefer@acmllc.com

Jennifer George C & F Mortgage Corporation 2050 Gordon W. Shelton Blvd Fredericksburg, Virginia 22401 (540) 548-8855 jgeorge@cfmortgagecorp.com

Nick Lewis Atlantic Coast Mortgage 3800 Fettler Park Dr Ste 202 Dumfries, VA` 22025 (703) 259-0822 hlewis@acmllc.com

Guy Miller Richards C & F Mortgage Corporation 2050 Gordon W. Shelton Blvd Fredericksburg, Virginia 22401 (540) 548-8855 gmillerrichards@cfmortgagecorp. com

Liz Conrad Atlantic Coast Mortgage 3800 Fettler Park Dr Ste 202 Dumfries, VA` 22025 (571) 366-4535 lconrad@acmllc.com Tanner Mulvihill Bayfield Home Loans 239 Garrisonville Rd Ste 202 Stafford, VA 22554 (540) 318-6108 tanner@bayfieldhomeloans.com Carrie Minnick BB & T Mortgage 760 Warrenton Rd Fredericksburg, VA 22406 (540) 322-5451 cminnick@bbandt.com

Tracy Bray C & F Mortgage Corporation 2050 Gordon W. Shelton Blvd 1st Floor Fredericksburg, VA 22401 (540) 548-8855 tbray@cfmortgagecorp.com Brian Whetzel C & F Mortgage Corporation 2050 Gordon W. Shelton Blvd 1st Floor Fredericksburg, VA 22401 (540) 548-8855 bwhetzel@cfmortgagecorp.com Anthony Campbell CMS Mortgage Solutions Inc 119 Byron St Chesapeake, AA 23320 540-850-0690 anthonycampbell.cms@gmail. com

Melissa Okrasinski CMS Mortgage Solutions Inc 119 Byron St Chesapeake, VA 23320 (540) 562-8132 melissao@cmsmtgsolutions.com Corrina Carter CMS Mortgage Solutions Inc 119 Byron St Chesapeake, VA 23320 (757) 558-2603 cmsmtgsolutions@aol.com Tammy Reid Embrace Home Loans 1671 Jefferson Davis Highway Fredericksburg, VA 22401 (540) 842-1484 tammy@nichollsauction.com Paul Phelps Embrace Home Loans 1671 Jefferson Davis Highway Fredericksburg, VA 22401 (540) 891-5160 pphelps@embracehomeloans. com John Reid Embrace Home Loans 1671 Jefferson Davis Highway Fredericksburg, VA 22401 (540) 842-1484 jreid@embracehomeloans.com Sanford Johnson Fidelity Bank Mortgage 1440 Central Park Blvd Fredericksburg, VA 22401 (540) 785-3353 Sanford.johnson@lionbank.com

Affiliate Directory | 37

Philip King Fidelity Bank Mortgage 1440 Central Park Blvd Fredericksburg, VA 22401 (540) 785-3333 philip.king@lionbank.com

Linda Sulser Integrity Home Mortgage Corp.

5885 Trinity Pkwy #105 Centreville, VA 20120 (703) 517-9732 lsulser@ihmcloans.com

Ernest Del Rossi PNC Mortgage 2403 Fall Hill Ave Fredericksburg, VA 22401 (540) 899-3231 e.delrossi@pnc.com

Barbara A. Parks First Heritage Mortgage, LLC 4551 Cox Rd Ste 305 Glen Allen, VA 23060 (804) 292-2100 bparks@fhmtg.com

Michael Lee Movement Mortgage 7851 Dolley’s Ct Ste 13 King George, VA 22485 (540) 645-6262 michael.lee@movement.com

Sonia Attie PNC Mortgage 2403 Fall Hill Ave Fredericksburg, VA 22401 (540) 899-3231 sonia.attie@pnc.com

Charlie Aldinger First Heritage Mortgage, LLC 4551 Cox Rd Ste 305 Glen Allen, VA 23060 (804) 292-2100 caldinger@fhmtg.com

Linda M. Secrist Movement Mortgage 1125 Jefferson Davis Hwy Fredericksburg, VA 22401 (540) 645-6276 linda.secrist@movement.com

John Butler PNC Mortgage 2403 Fall Hill Ave Fredericksburg, VA 22401 (540) 899-3253 john.butler@pnc.com

Aaron Simmons First Heritage Mortgage, LLC 4551 Cox Rd Ste 305 Glen Allen, VA 23060 (804) 292-2100 asimmons@fhmtg.com

Melissa L. Simpson Movement Mortgage 1125 Jefferson Davis Hwy Fredericksburg, VA 22401 (540) 645-6267 melissa.simpson@ movementmortgage.com

Patricia Hooks Union Home Mortgage Corp 11350 Random Hills Rd Ste 670 Fairfax, VA 22030 (540) 369-6622 phooks@unionhomemortgage. com

Heather D. Frye Movement Mortgage 7851 Dolley’s Ct Ste 13 King George, VA 22485 (540) 645-6260 heather.frye@movement.com

Denise Counts Union Home Mortgage Corp 11350 Random Hills Rd Ste 670 Fairfax, VA 22030 (540) 369-6622 dcounts@unionhomemortgage. com

Gene Newman Fulton Mortgage Company 5753 Courthouse Rd Ste 7 Spotsylvania, VA 22551 (540) 894-0471 gnewman@ fultonmortgagecompany.com Jason Sullivan Integrity Home Mortgage Corp.

7794 Donavan Dr. Manassas, VA 20109 (703) 517-9732 jsullivan@ihmcloans.com

38 | Affiliate Directory

Heather Frye Movement Mortgage 1125 Jefferson Davis Hwy Fredericksburg, VA 22401 (540) 645-6267 heather.frye@ movementmortgage.com

Jim Martino Union Mortgage Group 4805 Lassen Ln Fredericksburg, VA 22408 (540) 735-2977 jim.martino@bankatunion.com

Ruston Cowper Union Mortgage Group 4805 Lassen Ln Fredericksburg, VA 22408 540-842-8642 ruston.cowper@bankatunion. com Chris Smorto Union Mortgage Group 4805 Lassen Ln Fredericksburg, VA 22408 (540) 903-9623 chris.smorto@union-mtg.com Terrence W. Beltz Virginia Housing Development Authority 601 S. Belvidere St Richmond, VA 23220 (804) 343-5747 terry.beltz@vhda.com

ORGANIZING/ESTATE CLEANOUT Kim Moulds Smooth Transitions Fredericksburg LLC 9804 Danford St Fredericksburg, VA 22407 (540) 847-2131 kim@stfburg.com Bill Moulds Smooth Transitions Fredericksburg LLC 9804 Danford St Fredericksburg, VA 22407 (540) 847-2131

PEST CONTROL Eric Houston Colony Pest Control P.O. Box 41247 Fredericksburg, VA 22404 (540) 752-0815 erichouston76@gmail.com John McGee Colony Pest Control P.O. Box 41247 Fredericksburg, VA 22404 (540) 752-0815 jjmm900@yahoo.com Dawn Boxwell Colony Pest Control P.O. Box 41247 Fredericksburg, VA 22404 (540) 752-0815 jjmm900@yahoo.com Michelle Mullins Connor’s Termite & Pest Control 6307 Old Plank Road Fredericksburg, VA 22407 (540) 548-4844 michelle@connorspest.com Mike De Los Santos Connor’s Termite & Pest Control 6307 Old Plank Road Fredericksburg, VA 22407 (540) 548-4844 delossantos@connorspest.com Dan Ferrell Ferrell’s Termite & Pest Control, Inc. 427 Haden Ln Bumpass, VA 23024 (540) 872-2616 ferrellstermite@aol.com

Heather F. Yarnall Guardian Pest Services 4900 Trade Center Dr Fredericksburg, VA 22408 (540) 891-0330 yarnall.heather@gmail.com Jack Broome Perma Treat Pest Control 501 Lafayette Blvd Fredericksburg, VA 22401 (540) 370-4571 Jbroome@permatreat.com Troy Wolfrey Perma Treat Pest Control 501 Lafayette Blvd Fredericksburg, VA 22401 (540) 370-4571 twolfrey@permatreat.com Chris Barker Perma Treat Pest Control 501 Lafayette Blvd Fredericksburg, VA 22401 540-373-6655 x2111 cbarker@permatreat.com Jason Fines Pest Now PO Box 2210 Ashburn, VA 20146 (703) 404-1921 jasonlfines@gmail.com Jeffrey R. Huber Pest Now 2227 Country Rd Beaverdam, VA 23015 (540) 498-6829 jhuber@pestnow.com

Affiliate Directory | 39

PRINTING/GRAPHICS COMPANIES Marty Johnson Image 360-Fredericksburg 11901 Bowman Dr Ste 107 Fredericksburg, VA 22408 (540) 370-8878 Marty@image360Fredericksburg. com

TRADE ASSOCIATIONS Libby Hale Bright MLS 9707 Key West Ave Ste 200 Rockville, MD 20850 (888) 838-4234 libby.hale@mris.net Debbie Acors Fredericksburg Area Builders Association 3006 Lafayette Blvd Fredericksburg, VA 22408 (540) 898-2730 admin@fabava.com Maria Moore Fredericksburg Area Builders Association 3006 Lafayette Blvd Fredericksburg, VA 22408 (540) 898-2730 mmoore@fabava.com

40 | Affiliate Directory

TITLE COMPANIES Pamela Godfrey Bay County Settlements Inc. 1931 Plank Rd Ste 201 Fredericksburg, VA 22401 (540) 658-2162 p.wharton@ baycountysettlements.com Karin Haid Bay County Settlements, Inc. 1931 Plank Rd Ste 201 Fredericksburg, Virginia 22401 (540) 658-2162 karin.whitley@ baycountysettlements.com Cindy Fields Bay County Settlements, Inc. 1931 PLank Rd Ste 201 Fredericksburg, Virginia 22401 (540) 658-2162 Cindy.Fields@ BayCountySettlements.com Michele Freemyers Ekko Title 1931 Plank Road Ste.208 Fredericksburg, VA 22401 (540) 899-1992 mfreemyers@ekkotitle.com Victoria Brawner Foote Title Group 6131 James Madison Pkwy King George, VA 22485 (540) 644-9990 vickee@footetitlegroup.com

Cathy Bishop Homebuyer’s Title and Escrow 10601 Courthouse Rd, Suite 200 Fredericksburg, VA 22407 (540) 891-1300 cathyathb@aol.com Alicia Thompson Kensington Vanguard National Land Services 9 Kingsland Drive Ste 109 Stafford, VA 22556 (540) 242-5230 athompson@kvnational.com Phillip Blake MBH Settlement Group 1956 William St Fredericksburg, VA 22401 (540) 373-1300 pblake@mbh.com Barry Clark RGS Title 104 Westwood Office Park Fredericksburg, VA 22401 (540) 374-9174 bclark@RGStitle.com Ali Newkirk RGS Title 104 Westwood Office Park Fredericksburg, VA 22401 (540) 372-4100 Ali@RGStitle.com Lynn DeSena STA Title & Escrow 101 Westwood Office Park Fredericksburg, VA 22401 (540) 368-5501 ldesena@statitle.com

Sonia Kuppert STA Title & Escrow 101 Westwood Office Park Fredericksburg, VA 22401 (540) 368-5501 sonia@statitle.com Lisa Agni Stonewall Title & Escrow, Inc 9300 Grant Avenue, Suite 102 Manassas, VA 20110 (703) 330-8047 lagni@stonewalltitle.com Mark A. Steele The Title Professionals, LLC 1010 Charles Street Fredericksburg, VA 22401 (540) 310-4804 mark@thetitleprofessionals.com Sally Shea The Title Professionals, LLC 1010 Charles St Fredericksburg, Virginia 22401 (540) 310-4804 sally@thetitleprofessionals.com John W. McLaurin Universal Title 923 Maple Grove Dr. Fredericksburg, VA 22407 (540) 479-1287 jmclaurin@universaltitle.com Sherrie S. Shaw Universal Title 923 Maple Grove Dr. Fredericksburg, VA 22407 (540) 226-0769 sherrie@universaltitle.com

Affiliate Directory | 41

Affiliate Marketing Partners Thank you to these affiliates for their continued support of the Association!

Do you want to see your logo here?

Contact jcarriger@ faarmembers.com for more information on becoming one of our Affiliate Marketing Partners.

42 | Affiliate Directory

Local Knowledgeable Dependable We’re a full service mortgage banker with the goal of making the loan process as fast and easy as possible. We have a simplified, streamlined loan process that puts people in their dream homes faster than some of the bigger banks, and we offer a wide range of products for a customized mortgage solution. ALCOVA Mortgage is the local lender you can trust.

CALL TODAY 540.656.2869

TWO CONVENIENT LOCATIONS: LOCUST GROVE FREDERICKSBURG &

www.ALCOVALoans.com

BARRY MOORE

Branch Manager / Loan Officer NMLS ID# 73116

540.846.0477

b.moore@alcovamortgage.com

www.LocustGroveLoans.com

TONY BOLDING

Loan Officer / Sales Manager NMLS ID# 892203

703.625.1132

tbolding@alcovamortgage.com

KIM THAGHOLM Loan Officer NMLS ID# 482595

540.295.6674

kthagholm@alcovamortgage.com

ALCOVA Mortgage, LLC | 308 Market Street SE, Roanoke, VA 24011 Company NMLS ID#40508 | (www.nmlsconsumeraccess.org)

Affiliate Directory | 43

HUNTING FOR A LOAN? GIVE US A ROAR.

Buying, Building or Renovating?

We have the mortgage for you.

Fredericksburg Office 540-785-3320 www.LionBankMTG.com

Power Up Your Productivity Discover new tips and tricks that will save you time and effort!

discover the

Amerispec difference ®

What Makes Us Different, Makes Us Better: TASK Certification™ Best Training & Systems The AmeriSpec Report Confidence in Writing Availability We Work to Your Schedule

call us today John Blanchard, Inspector/Owner

571 235 2755

www.amerispec.net/nova amerispecjohn@gmail.com Sign up for classes at mris.com/training

AmeriSpec services provided by independently owned and operated franchises. Prices and services vary by location. © 2017 AmeriSpec L.L.C. All rights reserved.

44 | Affiliate Directory

Affiliate Directory | 45

Make your next sale a success!

SERVICES WE PROVIDE: • Termite inspections and treatment • Well tests • Lead tests • Lead, nitrate and nitrite tests • General Pest Protection • ONE YEAR WARRANTY WITH SALE INSPECTION

Our licensed experienced Construction and Home Improvement Team are relied on by real estate agents across the Washington, D.C. region for fast, reliable inspections, tests and home repairs.

Call Today 540.548.4844

Our Premier Assisted Living Environment Offers the Independence She Wants In a Safe, Friendly Environment •Entirebuildingononelevel •Privateapartmentsincludingstudios, 1bedroom&alcoves •LicensedHealthProfessionalSupport •24-hour availableassistancewithpersonalcare

5308 River Road, Fredericksburg, VA 22407 Call today for a personal tour 540-548-2133 46 | Affiliate Directory 46 | Affiliate Directory

STA Title & Escrow www.statitle.com

You’re a Realtor®, so you know that buying a home can be overwhelming for your clients. Homebuyers can feel confused and frustrated by the mounds of paperwork they have to sign. Plus, the fees associated with closing can sometimes be overwhelming even to an experienced buyer.

Owner’s title insurance is one of those items often misunderstood by homebuyers at closing, yet its value is tremendous. As an important advisor to your clients, you are in a position to help homebuyers understand the benefit of owner’s title insurance and the dangers that can be incurred without it. STA Title & Escrow has over 31 years of experience and we are here to help you. If you or your client have any questions about Title Insurance please feel free to give us a call and let one of our licensed title agents help you protect your client’s property rights.

Fredericksburg 540.368.5501

Caroline 804.448.5808

At Embrace Home Loans, you get a lot more than just a Loan Officer

You get processors, underwriters, closers, techies and a professional marketing team to name a few. Our specialists take care of every detail from approval to closing, including: • Closing disclosures delivered three to 10 business days prior to closing • Loans reviewed in 24 hours or less • Credit decisions made by cross-trained underwriters • Wires released one to two days prior to closing

Succeeding is easy when you have the right team.

John Reid Branch Manager NMLS ID # 293315 ph: 800.333.3004 x3631 c: 540.842.1484 jreid@embracehomeloans.com embracehomeloans.com/john-reid

Paul Phelps Senior Loan Officer NMLS ID # 1545193 ph: 800.333.3004 x3956 c: 540.300.3834 pphelps@embracehomeloans.com embracehomeloans.com/paul-phelps

1671 Jefferson Davis Highway, Suite 205, Fredericksburg, VA 22401 Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in 46 states and DC. (www.nmlsconsumeraccess.org)

Affiliate Directory | 47

Insist on the Best!

MBH Settlement Group, L.C. provides you with the most knowledgeable, experienced and friendly service in the settlement industry.

MBH Settlement Group of Fredericksburg 1956 William Street, Fredericksburg VA 22401 540-373-1300 Fax: 540-373-8834 Manager: Phillip Blake—pblake@mbh.com Marketer: Sandra Blake—sblake@mbh.com

FREDERICKSBURG COUNTRY CLUB

n n n n

18-hole championship golf course Historic clubhouse with elegant & casual dining Swimming pool complex Year-round fitness and tennis facility

Surprisingly affordable memberships for families & individuals.

540.373.8781 FredClub.org/FAAR 48 | Affiliate Directory 48 | Affiliate Directory FARR Print Directory 4” x 5” 033017 AEC 2017 ads.indd Fredericksburg Country Club

ATTENTION: MEMBERS OF FREDERICKSBURG AREA ASSOCIATION OF REALTORS

YOUYOU AREAREELIGIBLE! ELIGIBLE!

• No Minimum Balance Requirements • No Monthly Service Fees • Free Online Banking • Free Bill Pay • Free Mobile Banking • Free Remote Deposit Capture

VISIT NSWCFCUONLINE.ORG FOR DETAILS Members of the Fredericksburg Area Association of Realtors are eligible to join and enjoy the benefits of Credit Union membership! For more information or to find out how your company can establish a partnership with the Credit Union, contact Stephanie Lyles at 540-413-3916 or Stephanie.Lyles@nswcfcu.org.

Federally insured by NCUA.

01-500298 AFFORDABLE SUITES OF AMERICA PU W/ CHGS DHD 9/28/16

Building futures. One home at a time.

A SUITE for LESS Than the Price of Most Rooms

Quantico

44 Woodstock Lane Stafford VA 22554

(540) 318-6145

At BB&T, our local lenders keep us close to our clients. And our commitment to outstanding service helps make buying a home a little easier. So when you’re looking to buy, build, renovate or refinance a home, look first to BB&T. Our door is always open to share more than 140 years of financial knowledge – helping thousands of clients open doors of their own. Let’s get started today. BBT.com/Mortgage

www.affordablesuites.com/quantico • Apartment Style Living with Extra Amenities and no Lease Required • One Bedroom Suites with Fully Equipped Kitchens • Free High-speed Internet

• Workout Room • Courtyard Area with BBQ Grills • Located just 5 Minutes from Marine Corp. Base Quantico • Discount Rates

Fredericksburg 204 University Blvd.

Fredericksburg VA 22405

(540) 752-7170 www.affordablesuites.com/fredericksburg

B A N K I N G . I N S U R A N C E . I N V E S T M E N T S

Branch Banking and Trust Company is a Member FDIC and an Equal Housing Lender.

Loans are subject to credit approval. Only deposit products are FDIC insured. © 2016, Branch Banking and Trust Company. All rights reserved.

FREDERICKSBURG COUNTRY CLUB

NOW OFFERING FLEXIBLE CLOSINGS! Beyond the office and at your door!

n n n n

18-hole championship golf course Historic clubhouse with elegant & casual dining Swimming pool complex Year-round fitness and tennis facility

Surprisingly affordable memberships for families & individuals.

540.373.8781 FredClub.org/FAAR 49 | Affiliate Directory

Whether your clients need to meet at another office or after hours, we’re going beyond the office to settle on your schedule!*

Fredericksburg 1010 Charles Street P) 540-310-4804

Spotsylvania 10708 Ballantraye Dr. , Suite 204 P) 540-891-4055

Stafford 11 Hope Road, Suite 215 P) 540-288-0205

WWW.THETITLEPROFESSIONALS.COM *Some restrictions may apply. Contact us for details!

Affiliate Directory | 49

FARR Print Directory 4” x 5” 033017 AEC 2017 ads.indd Fredericksburg Country Club

The Housing Market is Blooming!

Are your clients Pre-approved?

USDA, FHA, VA with delegated underwriting Conventional primary, second home and investment Renovation loans, Homestyle and 203K Jumbo Renovation loans Lot loans Construction Perm FHLB & VHDA

(540) 548-8855 | www.cfmortgagecorp.com/Fredericksburg

2050 Gordon W. Shelton Blvd, Suite 101, Fredericksburg, VA 22401 The information contained herein (including but not limited to any description of C&F Mortgage, its lending programs and products, eligibility criteria, interest rates, fees and all other loan terms) is subject to change without notice. Restrictions apply.

This is not a commitment to lend. NMLSR# 147312 50 | Affiliate Directory

brytonhomes.com

Experience the Advantage

Townhomes from the Low 300’s Single Families from the Upper 400’s

Cowan Crossing

9 9. 4% C U S TO M E R S ATI S FAC TI O N

1115 Nolan Street, Fredericksburg, VA 22405

9 8 . 4% C LOS E D BY CO NTR AC T DATE

Jennifer Sloat

540.272.8718

BRYTON HOMES PAYS REALTORS 3% ON THE FULL PRICE AT TIME OF CONTRACT!

Are you a relocation agent? Don’t forget to ask us about our special REALTOR® relocation bonus program!

OV E R 1 0 0,0 0 0 H O M E B U Y E R S H E LPE D Single Families from the Mid 300’s

Contact me for your mortgage needs.

BRIAN BROOKS Fredericksburg Area Manager NMLS #455601 Licensed in VA, MD, NC 540-845-0864 brianbrooks@atlanticbay.com www.atlanticbay.com/brianbrooks

Bells Valley

Revised Mar 28, 2017

2 Corin Way, Stafford, VA 22554

Shirley Miller

540.720.8687

Sherrie S. Shaw Universal Title 923 Maple Grove Dr, Suite 211 Fredericksburg, VA 22407 (540) 226-0769 sherrie@universaltitle.com

51 | Affiliate Directory

www.universaltitle.com Affiliate Directory | 51

Serving Realtors since 1967!

(540) 373-6655 Problems with listings... moisture in crawl spaces?...

Ask about our Crawl Space Encapsulation Program!

Let‛s get Social!

www.PermaTreat.com Laura Triplett

Jolayne Craig

NMLS ID #181420 703-919-3679 · ltriplett@acmllc.com

NMLS ID #290277 540-272-2969 · jcraig@acmllc.com

Liz Conrad

Mac Church

NMLS ID #1286836 540-642-2095 · lconrad@acmllc.com

Rodney Nichols

NMLS ID #1036448 540-717-8301 · rnichols@acmllc.com

NMLS ID #659377 540-455-3898 · mchurch@acmllc.com

Patricia Kliewer

NMLS ID #459615 703-915-8556 · pkliewer@acmllc.com

Lisa Nichols

NMLS ID #193453 703-587-3838 · lnichols@acmllc.com

Chris Dudenhefer

NMLS ID #1382348 571-329-0169 · cdudenhefer@acmllc.com

Jamila Burbano

NMLS ID #1309225 571-366-4544 · jburbano@acmllc.com

Nick Lewis

NMLS ID #226099 703-268-6316 · nlewis@acmllc.com

Gary Nester

NMLS ID #248492 703-909-7801 · gnester@acmllc.com

Atlantic Coast Mortgage, LLC is an Equal Housing Lender · 3800 Fettler Park Drive, Suite 202 · Dumfries, VA 22025 · www.AtlanticCoastMortgage.com Company NMLS ID# 643114 · Branch NMLS ID #1102885 · (www.nmlsconsumeraccess.org) · Information provided as advertisement and is not a commitment to lend

52 | Affiliate Directory

Thank you Wells Fargo for being a Sapphire Level Affiliate Marketing Partner

540-785-3302

Affiliate Directory | 53

Thank you Bayfield Home Loans for being a Sapphire Level Affiliate Marketing Partner

540-318-6108

844-967-4467 54 | Affiliate Directory

SAVE the DATE

SAVE the DATE

Family Fun Day & Crab Feast

Halloween Mixer

7.22.2017

10.26.2017

*all dates and locations subject to change

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Affiliate Directory | 55

Save the Date for the Realtors Foundation

FREDERICKSBURG®

PAR FOR FAAR

REALTORS 2nd Annual Charitable Golf Tournament FOUNDATION October 13, 2017 | 9:00 AM Shotgun Start | Lunch Following

Augustine Golf Club |

76 Monument Drive, Stafford 22554

Look out for details on registration in the coming months!

Sponsorship opportunities available!

Email foundation@faarmembers.com for more details!

STAY TUNED FOR MORE QUALITY CONTENT FROM FAAR