YOUNG GOA
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incredible-goa
“Johann
belongs to a business-family background and he believes that business is in his blood. He believes in breaking the stereotypes of society. To inspire others, he wrote a book on finance and the stock market and he is an Equity Research Analyst.
”
By IG Team
ALWAYS SURROUND YOURSELF WITH PEOPLE WHO ARE SMARTER THAN YOU! Johann belongs to a businessfamily background: all previous generations were into business and he believes that business is in his blood. Johann surprised everyone though by entering the commerce stream after getting the good grades in 12th Standard but he believes in breaking the stereotypes of society and continued his journey. To inspire others, he wrote a book on finance and the stock market. “Everybody needs money,” says Johann grinning, “business is in my blood and this what I breathe every single day and along the way I realized that what I loved most about business was the part everyone loves the most, which is making money. I realized finance was what I loved, investments in particular, you know stock markets and all of that,” he added. Born in 1999, Johann grew up in Altinho Panaji, did his studies in Sharda Mandir and later on went to do his secondary 38 / INCREDIBLE GOA / JUNE 2022
education at Don Bosco. “After finishing my 12th, I joined SS Dempo College of Commerce, where I did my graduation (BCom) and postgraduation (MCom). Right from my school days I always wanted to take the commerce line because I come from a family that was always into business so this was my path.” Since childhood, Johann knew one thing for sure -that he wanted to be self-employed and work in the financial field. “My dad is an industrialist by profession and an engineer by education. He has also been an active investor in the markets for as long as I can remember,” said Johann recalling an incident in 2016 when he was on a summer break with his family. “My dad called me to show me the stocks, of course I did not understand much that day but being a curious person, I continued to research it to get acquainted. Later on, my dad introduced me to the partners of Milestone Financial Consultants, Arjun
Rebelo and Suraj Betkikar, both of which went on to become my mentors later. They invited me to be an intern in their office that vacation, and on the first day itself I knew that this is where I belong: in the stock markets, in investments and there has been no turning back since then.” In October 2021, Johann received an offer to work for a startup from Bangalore called “Bluelearn”. “I was appointed the head of the Finance club where my role was to instill a strong sense of financial literacy among college-going students from across the country through teaching and organizing events,” he said adding, “Bluelearn had a community of over 55,000 students and so it was no easy task. I love teaching and I guess I get it from my mother who is a teacher herself, but combining my love for teaching and the stock markets helped me serve this community in the best possible manner.”
While heading the student community, he realised that they had no understanding whatsoever of the stock market and debt cycle which is an important part of commercial life today. “Goans are fluent in English, but some parts of India isn't. So I wrote my book, The Incessant Debt Cycle, to fill this gap. It's a book that has the complex cycle broken down for beginners and also in the simplest English possible. Being an avid reader right from my school days helped facilitate and support the progress I would make with the book while I was writing it,” said Johann. Talking about the challenges while writing a book he said that many a times he felt like giving up. “I would think to myself, why would someone read a book written by a 23 y e a r o l d ? B u t t h e n I 'd remember why I started in the first place. This book wasn't meant to be a best seller, it was meant to solve a social problem. It became my way of www.incrediblegoa.org
