What’s Inside 6.
Great Ideas for a Summer Staycation
7.
5 Reasons to Get a MyCash card
8.
Awesome Summer Experiences Under $100
9.
Spotlight on Your Business- Errands Your Way
12. Social Media Corner – Blue Chair
EDITORS’ NOTE
T
he Sagicor Gateway Summer Edition is here to put a smile on your face as you keep cool and make plans to enjoy the summer season.
Prime for vacations, summer offers the opportunity to spend time with your loved ones and in this issue, we share some exciting ideas on how you can enjoy a staycation in Jamaica. Have you been bitten by the travel bug? We’ve also included a variety of experiences available overseas through the Mastercard Priceless Cities TM. Don’t forget to take your Sagicor Bank Mastercard on your trip. The mortgage landscape has undergone some changes this year. In this edition of the Sagicor Gateway, Michael Willacy, Sagicor Bank’s Vice President – Retail, SME and Corporate Banking is sharing how Sagicor Bank has made acquiring a home easier and in half the time.
Quantessa Graham
Assistant Marketing Manager, Cards & eChannels
Nicole Campbell Marketing Manager, Cards & eChannels
We thank you for your continued feedback and look forward to your suggestions. Please keep sharing them at SBJ_ClientFeedback@sagicor.com. Thank you for choosing Sagicor Bank! Have a great read and a sizzling summer!
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Sagicor Bank gets Clients Home in HALF THE TIME The mortage market is an ever-changing one and it is a very interesting time for us at Sagicor Bank now. We remain focused on being agile and creative in adapting to the changing needs of those we serve. We are excited to be able to provide you, our valued clients, with products and services that assist you in accomplishing your dreams, whether it be home ownership or otherwise. As the market has evolved, so have our methods. We have taken a personal approach to our mortgage solution, offering simple banking models to take you closer to home ownership in a much faster time, with the process being as seamless as possible. WHAT CAN CLIENTS EXPECT? • Always #InYourCorner, Sagicor Bank offers a competitive interest rate of 7.5 per cent, to enable Jamaicans from all income brackets to afford their dream home. You may recall that we began a mortgage rate reduction some years ago despite the industry standard of an upward trend in interest rates.
Michael Willacy “Always #InYourCorner, Sagicor Bank offers a competitive interest rate of 7.5 per cent, to enable Jamaicans from all income brackets to afford their dream home.”
• New home owners can expect an efficient processing time of up to 45 days, prior to which the industry processing time for mortgagors in Jamaica was within 90 days. • Last year, we introduced an offer of 7.5 per cent interest to new residential mortgagors, with a three-month moratorium on principal and interest payments, in addition to a pre-approved credit card with 20,000 bonus points.
Sagicor Bank’s Vice President – Retail, SME and Corporate Banking
• We add even more value by covering the cost of the credit reports for all mortgagors. It’s very important to note that with the recent developments in the mortgage sector, we have also increased mortgage financing to 100 per cent, up from 95 per cent. Our personal approach goes beyond the mortgage process. To truly welcome you home, Sagicor Bank has also hosted house warming parties for clients who recently processed their mortgages. Friends, our mission to help you accomplish your dream of home ownership is still alive today. With thought and care, we will continue to improve for the long-term good of the clients who rely on us.
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5
GREAT IDEAS FOR A
Summer Staycation Adventure
FUNLAND
Beach
Jamaica, Kingston
From breathtaking landscapes and mouthwatering nyammins, to impressive historical structures and pristine beaches, your staycation options are unlimited. No visa? No problem! Here are some places, right here at home, to suit your staycation needs.
Dining
CAFE EL CENTRO Kingston
LONG BAY BEACH PARK Westmoreland
• Great gastronomical experience • Quaint café offering indoor and outdoor seating • Family friendly • Dynamic menu options @cafeelcentro
• • • •
Fun for the entire family Family park located inside Hope Gardens Kingston’s only themed park Open on public holidays and the 2nd and last weekend of every month @funlandja
Relaxation
BLUE HOLE MINERAL SPRING
Attraction
Westmoreland
GREEN GROTTO CAVES St Ann
• Award-winning historical treasure • Over 9.6km with unique, glistening rock formations • Natural light and air from the holes in the ceilings • Amazing stories that will wow you @Green Grotto Caves and Attractions
• • • •
Located along Negril’s 7-mile beach Soft white sand Gentle tides Crystal clear water perfect for snorkeling @ Long Bay Beach Park 1 and 2
• Relaxing mineral water calms, heals and soothes • Meals available • Featured in a movie • Mud massages available @Blue Hole Mineral Spring
5TOREASONS GET A CARD
What do you get when Sagicor Bank teams up with fellow innovators Digicel? The MyCash Card! Not familiar with it? Well, here are 5 reasons why you need to have this card in your wallet. SUPER EASY SIGN UP The whole point of the card is to make life easier – beginning with the sign-up. There are no fees to pay and no application forms to sign. You don’t even require a bank account! Just download the app, complete the registration form and submit your ID*. Once you collect your free prepaid Mastercard at Sagicor Bank, you’re all set to go cashless! SAFE AND SECURE If your MyCash card gets lost or stolen, you can lock it instantly via the app then call us to request a replacement card and we will send you one immediately. CONVENIENT AND ACCESSIBLE Use your card to shop online, pay bills or for everyday purchases. Wherever in the world Mastercard is accepted, your MyCash card will be too. You can access your money from ATMs worldwide, once they have the Cirrus mark. SEND & RECEIVE MONEY Send and receive funds from other MyCash users instantly, straight to your MyCash Jamaica card. Receiving money from overseas? The rates are cheaper than other options. EASY MONEY MANAGEMENT Can’t quite stick to your budget? Your MyCash card is prepaid, so there’s no chance of overspending. Pretty cool, right? Plus the mobile wallet application gives you control of your money, providing instant balance updates. We know you value innovative and inclusive financial services. That’s why we’ve designed MyCash, making money transfers and payments safe, simple and accessible to everyone. That’s the power of MyCash & Sagicor Bank Jamaica. Visit www.mycashjamaica.com for sign up information. *Additional information may be required depending on MyCash card option requested.
S
ummer Experiences Awesome
Under $100
Y
our Sagicor Bank Mastercard is one of your most important vacation accessories. We’ve scoured the globe and compiled some of the most appealing experiences under 100 US/Pounds/Canadian dollars* through the Mastercard Priceless Cities programme, which offers exclusive events and deals in major cities worldwide. Whether you’re a wine connoisseur, a foodie or a thrill-seeking adventurer, there’s something with your name on it! So grab your Sagicor Bank Mastercard, sign up at https://www.priceless.com/ and let’s start planning that memorable overseas summer vacation in a city near you.
Priceless in New York
Blue Man Group Experience Use your Mastercard to get up close for this colourful, energetic performance which takes place at Astor Place Theatre. Get your poncho ready, cause you might end up right in the middle of the action! This experience will leave you feeling anything but blue. Availability: Pending availability through June 30, 2019 = Cost: $99 US** per person
Priceless in Montreal Candylabs
Tis so sweet, this educational tour of Montreal’s first artisanal candy shop! After an expert demo it will be time to get your hands sticky making Candylab’s famous panda shaped lollipops. Head home with sugary pops and a bag of pillow candies crafted by you. How’s that for a sweet finish? Availability: valid through December 31, 2019 Cost: $40 CAD** plus tax per person
Priceless in London
Coutours Icons of London In this private sightseeing tour of London, you’ll absorb the majesty of popular sights such as Westminster Abbey, Trafalgar Square and Buckingham Palace. Enjoy the walk with your loved ones as you learn many interesting, underground stories. Availability: Booking between January 2019 to December 2019 - Cost: £99 Pounds** for up to 10 people
sign up at www.priceless.com
Pretty cool opportunities, wouldn’t you say? So grab your passport and your Sagicor Bank Mastercard and get ready to take advantage of one of these exclusive offers. *Terms and conditions of each offer must be viewed on the website **Prevailing exchange rate
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Errands Your Way
Sp tlight
L
ON YOUR BUSINESS
ove standing in long lines to do business? How about sitting in traffic for 45 minutes to run a five-minute errand? Chances are you .like neither of these things. Enter Errands Your Way. With services including meal delivery, bank and tax office transactions, supermarket errands, pharmacy runs, and delivering packages for transportation via the Knutsford Express, they’ve got you covered. They’ll pay for the package when they pick up and you reimburse on delivery. According to Marketing Manager for Errands Your Way, Brittany Scott, Errands Your Way was brought to life by the dream of entrepreneurship. ‘I wanted to contribute to economic development and create more employment, while growing as a successful leader.’ Being independent and her own boss sweetened the deal as well.
A UNIQUE BUSINESS
Scott highlights the convenience of an errand-running business. ‘You don’t have to beg anyone for a favour, you can actually pay to get
your errands done for you by our professional service team.
The unique nature of Errands Your Way required a financial partner that was just as unique. The relationship with Sagicor Bank has proven very beneficial to the business. “The SWYPE product (provides) more options for our customers. We were able to go cashless, which is way more secure. Most of our customers’ payment method is the use of the debit/ credit cards so this is very convenient. Before it was just cash, but thanks to Sagicor Bank for the use of SWYPE!”
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Sagicor Bank Recap Sagicor Bank Housewarming It was home sweet home for clients Kevin and Lashawndla Miller, who were treated to a housewarming event by Sagicor Bank in celebration of the purchase of their new home, financed by the institution. These are the highlights.
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International Women’s Day Intricate henna, stylish pashminas, delectable food and drinks featured prominently, but it was Taurus Riley who topped off the night, as Sagicor Bank feted their female clients at a concert event on the lawns of the Rose Hall Great House, Montego Bay on International Women’s Day.
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SOCIAL MEDIA CORNER
Blue Chair S
mall and Medium Enterprises (SMEs) help form the lifeblood of a country’s economy. Unique in nature, SMEs provide us with cool and clever products and services. Their owners and staff members wear many hats, as they network, build a database of loyal customers and continuously enhance their products and services. Let’s face it – running a small business is not easy. For these outstanding SMEs, they face and overcome challenges as they navigate the business landscape. Sagicor Bank is happy to provide a platform to support them with sharing their journey. They’ll let us in on how the use of SWYPE has changed their businesses, and how they are able to impact their communities, through our Blue Chair Featured Business Series! To date, the series has shared videos of over eight merchants promoting their businesses. You can catch up on the videos on Sagicor Group’s Social Media Platform at the following links Facebook at Sagicor Group Jamaica; Instagram at @SagicorJa and Twitter at @SagicorJa. Know an entrepreneur who uses Sagicor Bank’s SWYPE? There’s a seat in our Blue Chair just for them! Email their details to SBJ_bluechair@sagicor.com and continue looking out for our #BlueChairSeries.
Blue Chair Featured Business Sonia “Miss Brown” Brown
Owner, TRA Best Buy Wholesale & Retail Coronation Market Shop #887
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BRANCH LOCATIONS
Omoi Green
Branch Manager Montego Bay – Fairview DOMINICA DRIVE 17 Dominica Drive, Kingston 5 DUKE & TOWER ST. BRANCH 17 A Duke Street, Kingston FAIRVIEW 21B Fairview Shopping Centre Bogue Montego Bay, St. James
MANOR PARK Shop 13, Manor Park Extension Plaza, 184 Constant Spring Road, Kingston 8
HALF-WAY-TREE BRANCH Half Way Tree, 6C Constant Spring Road, Kingston 10
MAY PEN 6B Manchester Ave, May Pen, Clarendon
HOPE ROAD Block C, 85 Hope Road, Kingston 6
MONTEGO BAY Sagicor Commerical Centre, Howard Cooke Boulevard, Montego Bay, St. James
ST ELIZABETH Corner. High & School Streets, Black River, St. Elizabeth
OCHO RIOS Units 5 & 6 , 8 Rivers Town Centre, Buckfield, Ocho Rios, St. Ann
TROPICAL PLAZA Tropical Plaza Shop #25 12½ & 14 Constant Spring Road, Kingston 10
PORTMORE Shop #34, Portmore Pines Plaza,
UP PARK CAMP Up Park Camp, Kingston 5
LIGUANEA Liguanea 106 Hope Road, Kingston 6 MANDEVILLE 5-7 Ward Avenue, Mandeville, Manchester
Portmore, St. Catherine SAVANNA-LA-MAR 56 Great George Street, Savannah-La-Mar, Westmoreland
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SAGICOR BANK ABM LOCATIONS
CLARENDON
ST. THOMAS
ACCESS CAMBIO 25 Main Street, May Pen
YALLAHS Yallahs PO
AZAN’S PLAZA 37 Main Street, May Pen ST. CATHERINE
KINGSTON & ST. ANDREW 138 SL UWI UWI, Mona BUSTAMANTE HOSPITAL FOR CHILDREN Arthur Wint Drive, Kingston 5 CROSS ROADS BRANCH 15A Old Hope Road, Kingston 5 DOMINICA DRIVE BRANCH 17 Dominica Drive, Kingston 5 DUKE AND TOWER STREET BRANCH 17A Duke Street, Kingston HALF-WAY-TREE BRANCH 6C Constant Spring Road, Kingston 10 HOPE ROAD BRANCH 85 Hope Road KEN LOSHUSAN SUPERMARKET Shop 1A, 29 East Kings House Road, Kingston 6 LIGUANEA BRANCH 106 Hope Road, Kingston 6 MANOR PARK BRANCH Select Grocers, Manor Park Plaza
MICHI SUPER CENTRE 2-6 Savannah Avenue, Kingston 20 NORMAN MANLEY Arrival Area, Norman Manley Airport ONE RETIREMENT LIMITED 1A Retirement Road, Cross Roads R DANNY WILLIAMS 28-48 Barbados Avenue, Kingston 5 SISPET – PAPINE 15 Chandros Place, Kingston 6
MANCHESTER MANDEVILLE BRANCH 5-7 Ward Avenue, Mandeville, Manchester
PORTLAND PORT ANTONIO BRANCH 28 Harbour Street, Port Antonio, Portland
TOTAL, MANOR PARK 186C Constant Spring Road, Manor Park Plaza TROPICAL PLAZA BRANCH Shop #15, 12 ½ & 14 Constant Spring Road, Kingston 10 UP PARK CAMP BRANCH Up Park Camp, Kingston 5 UP PARK CAMP ATM #2 Up Park Camp, Kingston 5 YORK PHARMACY 91 Half Way Tree Road, Kingston 10
EWARTON TEXACO 45 Main Street, Ewarton, St. Catherine HERITAGE MALL #1 12 Burke Road, Spanish Town, St. Catherine HERITAGE MALL #2 12 Burke Road, Spanish Town, St. Catherine ISLAND PLAZA, 72 King Street, Linstead
TEXACO 54 Half Way Tree Road TOTAL, DUNROBIN 85 Constant Spring Road, Kingston
DESTINY MALL 7 Portmore Parkway, St. Catherine
ST. ANN MONEAGUE JDF Camp, Moneague OCHO RIOS BRANCH Eight River Town Centre TOTAL, OCHO RIOS 32 Dacosta Drive, Ocho Rios
PORTMORE BRANCH Shop #34, Portmore Pines, Portmore St. Catherine PORTMORE TOWN CENTRE Lot 26-27 Merchantile Avenue, Portmore St. Catherine OLD HARBOUR 10-12 East Street, Old Harbour
WESTMORELAND
SOVEREIGN VILLAGE Portmore Pines
CORAL SEAS- NEGRIL Coral Seas Plaza, Norman Manley Boulevard, Negril, Westmoreland
SPANISH TOWN SHOPPING CENTRE Burke Road, Spanish Town
SAV-LA-MAR BRANCH 56 Great George Street, Savanna-La-Mar, Westmoreland
TOTAL A1 MOTORWAY Elrick Park Pen, St. Catherine
ST. ELIZABETH BLACK RIVER BRANCH Corner High & School St, Black River INTOWN SUPER CENTER Main Street, Santa Cruz SANTA CRUZ Lincars Supermarket, 95 Main Street, Santa Cruz SAMFO PLAZA, SPALDING Shop #4 Samfo Plaza, Main Street, Spalding
ST. JAMES ATL BOGUE Lot C1 Bogue City Centre, Montego Bay FAIRVIEW BRANCH 21B Fairview Shopping Centre, Bogue Estates, Montego Bay HILTON (STAFF AREA) Hilton, Rosehall WHITTER VILLAGE, IRONSHORE Shop #CG2, Whitter Village Complex, Ironshore, MONTEGO BAY BRANCH LOJ Shopping Centre, Howard Cooke Blvd, St. James DONALD SANGSTER INTERNATIONAL AIRPORT Montego Bay, St.James
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CONTACT US SAGICOR BANK (HEAD OFFICE) 17 Dominica Drive, Kingston, Jamaica
FOR CLIENT SERVICE AND EMERGENCY ENQUIRY Jamaica, Toll Free: 888-SAGICOR (888-724-4267) USA / Canada: 877-SAGICOR (877-724-4267) Europe/Worldwide: + 800-4-SAGICOR (+ 800-4724-4267) Email: SBJ_CardServices@sagicor.com