July 2016
Chamber Connection Your connection to the greater Hanover business community.
Membership Minute Page 3 New Members Page 3 Chamber Golf Outing Page 4 Chamber News Page 5 Member Spotlights Pages 6 - 7 Business Briefs Page 8 Main Street Hanover Page 9 Networking Events Pages 10 - 11
Mission: We deliver value to our members and advance the interests of the business community.
Shop Local, Buy Local: Chamber Dollars Although we’re in the thick of the summer months, it’s never too early to start planning for the holiday shopping season. This year, make sure that your business maximizes local shopping by accepting Chamber Dollars. A program exclusive to Hanover Chamber members, Chamber Dollars are redeemable for goods and services (same as cash) at any participating member business. There is no cost to members to participate, and all participating businesses will be promoted throughout the holiday season in Chamber marketing for the Chamber Dollars program. This program is run directly by the Chamber; checks are sold in $10 and $25 denominations, and contain an array of security features, including thermochromic ink, padlock icon and a chemical-wash detection area. Chamber Dollars are easy for the retailer. Treat these checks just like you would a consumer’s check by depositing the check at your financial institution. If the customer does not use the entire amount of the Chamber Dollars, the difference is not to be given as cash. It is essentially a “use or lose” system. This ensures a seamless process for both the Chamber and the participating members.
Participating businesses will be listed on the Chamber website, and each business will be provided marketing collateral and point-ofsale material to signify that Chamber Dollars are accepted. To participate in Chamber Dollars this holiday season and have your business promoted at no cost, please be sure to indicate your interest to the Chamber office no later than August 31, 2016. Again, there is no cost beyond Chamber membership to participate in the program. For more information, please contact the Chamber office. For a complete list of current participating members, please visit hanoverchamber.com/ business-resources/ chamber-dollars.
146 Carlisle Street Hanover, PA 17331 717.637.6130 www.hanoverchamber.com
2
Hanover Area Chamber of Commerce
Hanover Area Chamber of Commerce Chair of the Board Drew Derreth Hanover Valley Presbyterian Church Secretary/Treasurer Nat Fissel, Smith Elliott Kearns & Co. Vice Chairs Julia Groft, Manpower Mike Kelly, York Traditions Bank Linda Siegle, Esq., Siegle Law Carli Lehr, RLH CPA’s & Business Advisors Past Chair Mark Riggs, Hanover Capital Management
New Year, New Website?
Board of Directors Liam Behrens, Hanover Area YMCA Vanessa Berger, Cross Keys Village Torren Ecker, Becker & Strausbaugh, P.C. Mike Gaskins, Hanover Hospital Shannon Harvey, HACC Gettysburg Harry McKean, New Age Associates Bruce Myers, Snyder’s-Lance Karen Nelson, ACNB Bank Dr. John Scola, Hanover Public School District Jim Sponaugle, Riley Welding & Fabricating LLC Kirby Orewiler, Ox Industries Chamber Staff Gary Laird, President glaird@hanoverchamber.com Katy King, Marketing & PR Director kking@hanoverchamber.com Erinn Bell, Operations Manager ebell@hanoverchamber.com Nancy Thornton Accounting Coordinator nthornton@hanoverchamber.com Natalie Neal Marketing & Operations Coordinator nneal@hanoverchamber.com Chamber Connection is a monthly publication of the Hanover Area Chamber of Commerce. For deadline information, please contact Katy King at kking@hanoverchamber.com.
Call us for your estimate!
717.637.1200 470 Eisenhower Drive Hanover, PA 17331
• MARKETING STRATEGY • GRAPHIC DESIGN • PRINTING SERVICES
w w w. h a n o v e r c h a m b e r. c o m
Chamber News
2016 Discover Hanover Magazine On Stands
Welcome New Members! Health Care Services
Advanced ENT & Allergy Theresa Haugh 864 Broadway Hanover, PA 17331 717-632-2221
Photographers
JB Photographers Jeff Berger 30 Lake Wood Ct. Hanover, PA 17331 717-637-7950
The 2016 Discover Hanover Magazine is now available at 100+ locations throughout York and Adams Counties. We hope you enjoy the 2016 edition. If you are interested in a supply of magazines for your business, please stop by the Chamber office.
Non-Profit Organization Hanover Rhinos Football Christopher Bunty P.O. Box 1431 Hanover, PA 17331 717-451-0568
…You have a better chance of earning a dividend*
$9,211,014 That’s how much Chamber members who take advantage of The Members Advantage Program have earned in dividends. By purchasing their business insurance through Penn National Insurance, our program members tell us that often the dividend pays for their Chamber membership — and then some. Don’t miss out on another year. Call today!
Susan Stropparo • 717-852-8000 *Dividends are based on group loss experience, and are not guaranteed.
3
Membership Minute
Telecommunication costs are one of the top five operating expenses incurred by a business. Concerned about your telecommunication costs? Not sure where to start or who to call? The Chamber can get you dialed into an opportunity that will help save you money! DenMark and the Chamber have created a partnership that will help you save money on your telecommunication costs. DenMark clients typically realize a savings of 19%. Saving money is always a great benefit when running a business. Unlike most telecommunications sales representatives, DenMark does not work for a single provider. DenMark is an independent firm that has partnerships with key providers, with access to a complete assortment of telecommunications services from local, long distance, and cellular to data/high speed internet to equipment, maintenance, and cabling. DenMark has the ability to offer top resources, yet is flexible enough to continually adapt to changing technology. DenMark combines IT solutions experience with carrier services expertise to delivery you optimal collaboration and network solutions to reach your business goals. DenMark Business Solutions, Inc. is a consulting firm specializing in helping businesses understand and control their telecommunications costs. With constant acquisitions and mergers, coupled with ever-changing technology, you need more than a sales representative selling you a new plan – and with DenMark, you get more. For more information about this Chamber benefit, contact Erinn Bell, Operations Manager, at 717-637-6130 or ebell@hanoverchamber.com.
4
Chamber News
Golfers Enjoy TEE-riffic Day at 47th Annual Outing Hanover Chamber members, guests and volunteers enjoyed a day of golf, networking and fun at the 47th Annual Chamber Golf Outing, presented by Ox Industries. The event drew 100 golfers to the Hanover Country Club, with proceeds benefiting Main Street Hanover. After a morning of threatening skies, the clouds cleared just in time for the shotgun start and made way for a beautiful afternoon on the greens. The Chamber would like to thank all sponsors, volunteers and supporters, including: Presenting Sponsor - Ox Industries
Contributing Sponsors - Penn National Insurance - PeoplesBank - KLK Welding - Rocky 98.5 Foursome Sponsors -ACNB Bank -David Ross Orthodontics -Elsner Engineering Works -Hanover Hospital -Hoffman Homes for Youth -Holtz Family Chiropractic -Leonhardt Manufacturing -Met Ed -Miller-Hanover, Inc. -New Age Associates, Inc. -Ocker & Associates, PC -OSS Health -Riggle & Associates Wealth Management -Schmuck Lumber Company -Smoker’s Outlet, Inc -State Farm Insurance -Utz Quality Foods -York Building Products -York Traditions Bank Twosome Sponsors -White Rose Credit Union
Hole Sponsors -Edward Jones – Cindy Fremont -Finch Services -Hanover Capital Management -Northwest Savings Bank -Panebaker Funeral Home -Smith Elliot Kearns & Co Cart Sponsor RLH, CPAs & Business Advisors Lunch Sponsor Signs Now Hole-In-One Sponsor Gene Latta Ford Inc. Donations -Prestige Apparel -Brewery Products -La Cucina -Quail Valley Golf Course -Rosensteel Insurance -Smoker’s Outlet -Links at Gettysburg -Hanover Country Club -Warehouse Gourmet -Hickory Falls Family Entertainment Center -Honey Run Golf Course -Briarwood Golf Club -The Markets at Hanover -Aldus Brewing Company -Miscreation Brewing Company -Something Wicked Brewing Volunteers -Fred Baber, Union Community Bank -Rebecca Fuller, Northwest Bank -Lisanne Gray -Jim King, M&T Bank -Carli Lehr, RLH CPA’s & Business Advisors -Kim McBride, Northwest Bank -Chris Reilly, York County Commissioner -Kris Roeder, Hoffman Homes -Brittany Varano, Hoffman Homes Additional photos from the outing can be found at facebook.com/HanoverChamberPA.
Chamber News
5
Register Your Team to Earn Bragging Rights at the Corporate Challenge Registrations are now being accepted for the 2016 Corporate and Community Challenge, scheduled for Fri. Sept. 16. Will your team be the one to knock off last year’s winners from Stambaugh Ness and take home the traveling trophy? The Corporate and Community Challenge is comprised of a full day of fun, team-building activities and friendly competition. Past events have included obstacle courses, laser tag, tug-of-war and dodge ball.
and teams are invited to create a unique name that sets them apart from the pack.
This year’s event will be held at the CrossFit Hanover at Adams-York Sports Performance. Lunch and light refreshments are provided with the cost of registration.
Proceeds from the Corporate Challenge benefit the Chamber’s workforce development programs. The 2015 event raised approximately $4,000 towards this cause.
Ready to register? Teams are comprised of six participants; each team MUST include two females, but the criteria end there! Challengers of any age, profession and ability level are encouraged to participate,
Please continue to check hanoverchamber. com/corporate-challenge for updated details, registration forms and sponsorship information.
Maximize Your Advertising Dollars You can increase your marketing reach to your target audience by partnering with the Chamber on special events and promotional opportunities throughout the year. The following opportunities are available on a first-come, first-serve basis:
Hanover Dutch Festival
Over 10,000 people flood Downtown Hanover to celebrate the area’s Pennsylvania German-Dutch heritage in Center Square. Investment: $1,000 – Business Booth Sponsor (limited) Benefits: Information booth in festival, recognition in program, logo and link on festival webpage.
“Chamber Insider”
This quarterly update is geared toward high-profile executives, and is mailed to 250+ presidents, CEO’s and management. Investment: $500 (back page ad), $250 (inside ad); limited to 2 per quarter Benefits: Reach a targeted group of decision makers with a color ad.
“Chamber Connection”
More than 1,000 people receive the Chamber’s monthly full-color newsletter, both in print and electronically. This popular piece provides members and local officials with information on Chamber businesses and current issues in the community. Newsletters are posted online for one year, and ad includes hyperlink to your website. Investment: $115 - $475 Benefits: Color ad space available throughout the newsletter. Electronic version will include hyperlink to your business website or Facebook page. Contact the Chamber today to maximize your advertising dollars! For additional promotional and sponsorship opportunities, visit hanoverchamber. com/about/member-benefits and click on Partnership Program, or contact Katy King at kking@hanoverchamber.com or 717-637-6130 ext. 105.
6
Member Spotlights
ACNB Bank
1801 Baltimore Pike, Hanover
acnb.com
ACNB Bank commemorated the opening of its new South Hanover Office with a ribbon cutting ceremony on May 17. The new retail banking office, located at 1801 Baltimore Pike in Hanover, replaces the former location at 865 Baltimore Street, providing a more convenient banking experience for Hanover area residents. “As a full-service banking location, the new South Hanover Office features drive-up teller, drive-up ATM, and night depository services. In addition, commercial, residential and consumer lending activities, as well as trust and investment services, are available through this office location,” said James P. Helt, ACNB Bank President. In conjunction with the office opening, ACNB Bank is donating $2 to the Hanover Area YMCA for every person that visits the new office on Baltimore Pike between May 18 and June 18, up to a maximum of $2,000. This amount is in addition to the Bank’s $3,500 in contributions in 2016 to support the Hanover YMCA’s South Hanover Capital Campaign and Kids Come First Campaign.
Pictured, l. to r.: Chuck Hartman, H&H General Excavating Project Manager; Merle Zehr, ACNB Bank Vice President/Regional Commercial Lending Manager; Douglas Seibel, ACNB Bank Executive Vice President/Chief Lending & Revenue Officer; Frank Elsner III, ACNB Corporation and ACNB Bank Chairman of the Board; Thomas Ritter, ACNB Corporation President & CEO and ACNB Bank CEO; Susan Behm, ACNB Bank Retail Office Manager; James Helt, ACNB Bank President; Gary Laird, Hanover Area Chamber of Commerce President; Marc Woerner, West Manheim Township Manager; Edward Groft, ACNB Bank Assistant Vice President/Facilities Manager; Linda Sanders, ACNB Bank Customer Service Specialist; Liam Behrens, Hanover Area YMCA CEO; and, Mike Hartman, H&H Excavating President.
Hearing Health USA
1000 Carlisle St. #18, Hanover
717-965-8290
“The Hanover Area YMCA is an ideal place to nurture the potential of kids and to help people maintain healthy lifestyles,” commented Mr. Helt. “ACNB Bank is pleased to contribute to this organization and to support our neighbors.” Susan L. Behm, Retail Office Manager, is responsible for the overall management of the Bank’s South Hanover Office, as well as the North Hanover Office. She is joined by Jessica M. Adams, Teller Supervisor, who is responsible for the day-to-day supervision of the teller staff at the South Hanover Office. Other retail staff members at the new location include Customer Service Specialists Sandra E. Boyd and Linda A. Sanders, as well as Tellers Karen L. Grim and Shelly M. Little.
Hearing Health USA celebrated the grand opening of their Hanover office with a ribbon cutting event on Tues., May 17 at 1000 Carlisle St, Ste. 18. Hearing Health USA is thrilled to be a part of the Hanover community and has recently become a proud member of the Hanover Chamber. Since opening their doors, Hearing Health USA has brought the latest hearing care technology and unmatched care to their patients across the country every day. Through their comprehensive and compassionate approach, they strive to provide optimal hearing solutions for all lifestyles and budgets.
Employees of Hearing Health USA celebrated the grand opening of the Hanover office, joined by Barb Metzler, Sen. Richard Alloway’s office; Bob Reilly, Congressman Scott Perry’s office; and Carrie Nace, Rep. Kate Klunk’s office.
Services include hearing screenings and demonstrations, routine and diagnostic testing, programming and adjustments, in-office repairs and cleaning of all makes and models of hearing aids, hearing aid batteries, and hearing aid accessories. Any new hearing aids purchased from Hearing Health USA come with an evaluation period, extended warranty, and 0% financing. For more information, visit hearinghealthusa.com.
Member Spotlights
Ox Industries Acquires Paco Winders Manufacturing
OX Industries is pleased to announce the purchase of Philadelphia, PA based equipment maker, Paco Winders Manufacturing, Inc. Paco manufactures equipment that is used for making paper tubes and cores, composite cans, and other packaging like uncoated recycled paperboard and other substrates. “We are proud to have the Paco employees on our team and continue to service the industry with parts and machinery that have been the backbone of our industry for over 60 years,” said OX CEO, Kevin Hayward. “We will build on the foundation that the Kiss family started in 1955 by improving existing product lines and customer support to the rest of the industry.” The company will retain the Paco name and all operations will continue uninterrupted. Paco Winders has over 3,000 machines operating worldwide that convert materials into products used in the manufacturing of everything from industrial products to food packaging. OX Industries is a diversified and vertically integrated manufacturer of 100% recycled paperboard, tubes and cores, and engineered building products. OX is a leader in the uncoated paperboard industry with a capacity to produce over 160,000 tons yearly. OX’s vertical integration runs from recycling to converted product, ensuring best quality and the lowest, most stable costs.
7
Gaskins Named President, CEO of Hanover Hospital
The Board of Hanover Hospital has announced the appointment of Michael W. Gaskins as President and Chief Executive Officer effective July 1, 2016. Gaskins has served in the role of Interim President and Chief Executive Officer since July 24, 2015, and has led the hospital toward significant positive achievements over the past year.
“Mike has strategically guided the organization throughout the last year. Hanover HealthCare PLUS continues to prosper despite turbulent times within the healthcare industry and the Board looks forward to the future with Mike as our President and CEO,” said Dr. Spears. “This past year has been very exciting for the hospital and our affiliates. Particularly with the clinical addition of EVAR and the opening of our new and expanded Heart and Vascular Center, more patients can remain in our community and receive top quality care. I am impressed daily with the commitment and compassion of our associates and medical staff. I’m honored to be provided the confidence by our Board to serve as President and CEO,” said Gaskins. Gaskins joined Hanover Hospital in May of 2011, as Chief Financial Officer. Prior to his role as Interim President and Chief Executive Officer, Gaskins was the Executive Vice President and Chief Financial Officer with responsibilities for the overall financial activities of the organization, as well as the provision of administrative leadership to Hanover Medical Group. Gaskins holds a Bachelor’s degree in Business Administration and became a Certified Public Accountant in 1991. He has over 16 years of healthcare management experience.
8
Business Briefs
OX INDUSTRIES ANNOUNCES MANAGEMENT CHANGES
OX Industries has announced several operation management changes within its organization. Mark Wallace has been promoted to Senior Vice President of Operations. He began his career in 1992 at the Newark Group in their mill division. He spent 7 years with Corenso North America involved with their mill and tube and core divisions. He has been a valuable member of the OX Industries executive team since 2012 and has built a great team to lead OX into the future. Jeff Lyman has been named the new Vice President of Mill Operations. Lyman has been the General Manager of the Pekin Mill for the last six years. His career began in 1986 at Tama Paperboard, where he worked his way up to become a Supervisor and then later the Mill Superintendent. In 2008, Lyman left Tama to become the Production Manager at Rock-Tenn Dallas. The professional experience and knowledge Lyman has gained throughout his career make him a perfect fit to lead Ox’s Mill Division into the future. Tim Michaels has been named the Vice President of Tube & Core Operations. Michaels has been the General Manager at the Constantine Mill for four years. Prior to OX, Michaels was the Plant Manager at Corenso’s Tube & Core operation for nine years and Plant Manager at Western Container for two years. His leadership skills and experience on the mill and converting side will aide in his success in his new position as OX continues to expand its converting operations. Michael Raymond will be the new General Manager of the Constantine Mill. Raymond comes to OX from Caraustar Industries where he was the General Manager. Before working for Caraustar, he was the Plant Manager at The Newark Group Mobile Paperboard and The Newark Group Haverhill Paperboard, as well as various other supervisory positions through the years. Raymond’s manufacturing and managerial experience will greatly contribute to his future success at Constantine.
DEANER RECOGNIZED FOR 40 YEARS OF SERVICE
David W. Deaner of ACNB Bank was recognized for serving 40 years in the banking industry at the Pennsylvania Bankers Association (PA Bankers) Group 5 Meeting. Deaner is not only commemorating 40 years in the banking industry, he is also celebrating 40 years with ACNB Bank. Deaner was hired in 1976 as a teller at The National Bank of Arendtsville, which merged with ACNB Bank, then Adams County National Bank, in 1978. Over his career, he has expanded his banking expertise by working in a variety of areas of the Bank, including retail banking, residential mortgage lending, and commercial lending.
He currently serves as Vice President/ Commercial Loan Officer and is based at ACNB Bank’s North Gettysburg Office. Member businesses are invited to send company news, personnel updates and special interest stories for consideration in the Chamber Connection newsletter. News will be considered at the discretion of Chamber staff and included as space permits. Please include high-res photo in JPG or PDF format. News must be submitted by the first Friday of the month for inclusion in the following month’s newsletter.
- Shopping - Exhibits - Health - Fitness - Beauty - Fashion - Home Decor - Cooking - Computers - Finance - Travel - Education - Much More!
Saturday and Sunday October 1 & 2, 2016 Memorial Hall, York Expo Center Tap Into the Purchasing Power of Thousands of Women Exhibit at Central PA’s most popular women’s event. Nearly 12,000 attended in 2015.
Reserve your booth today! Space is limited! Get a $25 discount if your business is a member of the Hanover Area Chamber of Commerce.
For complete vendor information, call 717-637-3831 or visit www.forevermediayork.com.
Main Street Hanover
9
Events Calendar
It’s no surprise that as our downtown continues to grow, so does the calendar of events! If you are looking for what is going on in Downtown Hanover, the Main Street Hanover events calendar is where you should be looking! This is a calendar that features local and downtown events put on my Main Street Hanover and other organizations. Some of our current calendar users are the Hanover Area Historical Society, Art Downtown, Hanover Symphony Orchestra, the Guthrie Memorial Library, and Relay for Life-Hanover. Any group planning their event in the downtown, or locally in Hanover, can add that event to the Main Street Hanover calendar using our simple online process. Visit mainstreethanover.org// events to add your downtown events on our calendar today!
2015 Annual Report
On June 15, Main Street Hanover held their first Annual Meeting Reception & Update. During this event they presented their brand new 2015 Annual Report. Some of the most exciting successes of 2015 include: • Welcomed 29 new businesses that opened in the Central Business District • Launched a new website, featuring a business directory and event calendar (Launched Nov. 2014) • Received two Department of Community and Economic Development Grants as a Designated Keystone Community, $40,000 Façade Grant funding and $10,750 for an architectural study to be completed at 22 Carlisle Street, as part of a Planning Grant. • Raised over $6,810 in event sponsorships • Released the Business Recruitment brochure for downtown business attraction • Unveiled new public art piece in downtown, ‘Past, Present and Future’ by Jeff Asper (Nov. 2014) • Assisted the Borough of Hanover in enacting a new parking permit system • Hosted three new successful downtown events; Main Street Mini-Golf, Sip & Stroll and Oktoberfest • Participated in two local events, Utz Summer Bash and Hanover Chamber’s Dutch Festival • Reinvigorated the merchant group Those are only the highlights! There is so much more to read about in the report about the work Main Street Hanover has done in the past year. For a full copy of the report, visit Main Street Hanover’s Website.
Hanover Art Weekend was a huge success again this year, with more than 500 people participating in Chalk It Up and Sip & Stroll. Pictured above, chalk art by the South Western Art Honor Society.
Summertime fun!
Always something fun going on this summer! While the weather is nice consider coming downtown for a walk around the square, stop into a shop for some unique shopping, take an art class, or enjoy the air conditioning while you play video games or bowl. Downtown has all you need for your summer time activities. Visit our website for more info about what you can do downtown this summer!
Christmas in July
While the heat is here it’s hard to think about summer already! However, the Christmas Committee in downtown Hanover never stops thinking about setting up Santa’s Cabin and the Christmas Tree to bring joy to all during the holiday season! We need your support to continue these wonderful traditions! Please consider donating to the Christmas Fund to help us keep this year’s holiday season merry and bright!
It’s easy to support Main Street Hanover! Donate Online!
Main Street Hanover invites you to take advantage of sponsorship opportunities in the Hanover community. Your sponsorship not only provides your company with exposure in the community, but also supports our organization’s core mission. Visit http://mainstreethanover.org//about/donate information.
for
more
10 Networking Opportunities
Eye-Opener Breakfast Wednesday, July 20, 7:30 a.m. Hanover YMCA 500 George St., Hanover Program featuring Leadership Hanover $12/member; $24/non-member Breakfast sponsor:
Upcoming Events For details, visit hanoverareayp.com.
July 21, 5:30 - 7:30 p.m. Happy Hour at Scozzaro’s 4797 York Rd., New Oxford Free for members & non-members July 23, 9 a.m. - noon Downtown Clean Up Center Square, Hanover
Upcoming Mixers Wednesday, August 10 5 - 7 p.m. All Shined Up Car Wash 1187 Carlisle St., Hanover If you are interested in hosting a Membership Mixer or After Hours event in 2016, please contact contact Erinn Bell at ebell@hanoverchamber.com.
Event Registration
Be Connected Events
RSVP
11
Investment
July 20 Eye-Opener Breakfast, 7:30 a.m. Hanover YMCA, 500 George St., Hanover Attendees:
7/17
July 28 Chamber Day at the York Revolution, 6:30 p.m. 5 Brooks Robinson Way, York Please find details and ticketing information online at www.hanoverchamber.com
7/25
August 10 Membership Mixer & Ribbon Cutting, 5 p.m. All Shined Up Car Wash, 1187 Carlisle St., Hanover Attendees:
8/7
Complimentary
August 17 Eye-Opener Breakfast, 7:30 a.m. Dutch Country Restaurant, 946 Baltimore St., Hanover Attendees:
8/14
$12/member
August 26 Legislative Roundtable, 7:30 a.m. Dutch Country Restaurant, 946 Baltimore St., Hanover Attendees:
8/23
$12/member
$12/member
TOTAL
Advanced registration is greatly appreciated. Cancellations made within 48 hours of the event are nonrefundable. Name:
Business:
Billing Contact: Billing Address: Email:
Phone:
Card#:
Expiration:
Signature:
Date:
(circle one) Visa MC
CCV:
PRESORTED STANDARD U.S. POSTAGE PAID HANOVER, PA PERMIT NO. 26
146 Carlisle St. Hanover, PA 17331 RETURN SERVICE REQUESTED
Look for us on
Does your business insurance earn dividends? Ours does.
$9,211,014 That’s how much Hanover Area Chamber of Commerce members who take advantage of the Members Advantage Program have earned in dividends. By purchasing their business insurance through Penn National Insurance, our program members tell us that often the dividend pays for their membership — and then some.
Want to know more?
Program Features
Call one of these member insurance agencies today!
n The Members Advantage Program has earned dividends 14 out of the past 16 years. n Dividend is earned on all business lines (excluding Umbrella and bonds). The more coverages you have with Penn National Insurance, the greater your dividend potential. n Dividends are based on the total of the group’s premium and losses. Even if your business suffers a loss, you can still earn a dividend. n As the program grows, so does dividend potential. Join today.
Bell Insurance, Inc.
Hanover
632-4500
C.A. Weber Agency, Inc.
Hanover
637-1247
E.K. McConkey & Co.
York
755-9266
Fischer Insurance Agency
Hanover
632-1323
Rosensteel Insurance
Hanover
632-1216
The Glatfelter Agency
York
852-8000
n Information and services to help reduce losses — the payoff is greater dividend potential. n Plus, outstanding local claim and customer support service. Subject to individual risk characteristics, loss experience and underwriting guidelines.
www.PennNationalInsurance.com
www.hanoverchamber.com