2024 Winter Ideal-LIVING by Ideal-LIVING

F I N D Y O U R I D E A L D E S T I N AT I O N , L I F E , & H O M E

Retirement Redefined

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Jump Right In...

to the Florida life

At Lakewood Ranch, you can start living the life you’ve always imagined straight away! The people, traditions, amenities, and town centers are all already here. You don’t have to envision it—you can simply start living it. We invite you to join the story!

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Where Everyday Life & Nature Meet. Just outside of Savannah, on the Georgia coast, there’s a master planned community that’s rooted in nature and built with modern amenities. Here, water’s influence is the center of the lifestyle, and health and wellness are valued along with days of adventure and exploration.

Cottage Homes from the 400’s

Waterview Homes from the 600’s

Estate Homes from the 700’s

EXPLORE YOUR TOMORROW AT LIVEWATERWAYS.COM 2 notice. Actual | ideal-LIVING.com development may not be as currently No guarantee is made that the features, and facilities depicted by artists’ or otherwise described Uditatur ad quiam, occupietur? Ducidproposed. que alis sequate niendi cori coreamenities vid ullabore cuptaquid quirenderings adipsam usapero qui © 2024 Savannah Land Holdings, LLC. The features and amenities described and depicted herein are based upon current development plans, which are subject to change without will be built or, if built, will be of the same type, size or nature as depicted or described.

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Discover Our Newest Neighborhood - Harbor Retreat In Harbor Retreat, we’ve created an intimate village of charming low country homes while protecting the native environment and existing landscape. Here you’ll find single family homes with lagoon, waterview, wooded, preserve, and nature views. Located in the heart of the community, Harbor Retreat is truly its own peninsula—completely encircled by the peaceful waters of our freshwater lake known as Grand Lagoon—bringing its residents a tranquil setting as well as a sense of privacy and exclusivity. Harbor Retreat is accessed via a rustic wooden bridge over Grand Lagoon, and many homesites have direct waterfront access while others enjoy backyards bordering our spectacular and peaceful nature preserves.

Discover The Enclave- Our Newest Custom Home Neighborhood The Enclave features estate homes amongst a breathtaking canopy of ancient oaks, magnolias, holly, and coastal pine that sets Waterways apart from so many other communities. The Enclave provides its residents a tranquil setting as well as a sense of privacy and exclusivity. Lagoon, and Nature Homesites Available! America’s

100 Best Places TO LIVE

2021

MODEL HOMES NOW AVAILABLE SCHEDULE YOUR TOUR TODAY!

Marshfront, Lagoon, & Nature Homesites Available From 100K Visit us online at livewaterways.com | Call 912-445-0299 to Schedule Your Tour!

9 1 2 . 4 4 5 . 0 2 9 9 | R IC H M O N D H I L L , G A 3 1 3 2 4 Obtain the Property Report required by Federal law and read it before signing anything. No Federal agency has judged the merits or value, if any, of this ideal-LIVING.com property. This is not an offering of property in jurisdictions which have prior registration requirements in order to offer property and we will not knowingly disseminate information into such jurisdictions unless we have met such requirements.

A B I G K I ND O F S M A L L TOWN

THE MORE THEY WERE LOOKING FOR. Alligator Alley turned out to be a yellow brick road for Sara and John. They moved from Minneapolis for John’s new job in Miami. But Miami wasn’t their cup of tea. So they followed their dreams along I-75, and found Ave Maria. “It’s perfect,” Sara says. She has a job she loves in the Town Center, and John works from home and goes in some. He’s an avid golfer, and Sara has a world of new activities she’s exploring. She’s taken up MahJong and gets John out on the pickleball courts. They agree that you get more out of every minute in Ave Maria, a big kind of small town.

New Homes from the High $200s – $800s / Visit more Town Center / On-site Schools / 2 Championship Golf 4

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than 25 model homes / Create your story in Ave Maria: 239.352.3903 – AveMaria.com Courses / Water Park / Shopping and Dining ideal-LIVING.com |

BE WELL 6

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THINK WILD

TOW N I N N AT U R E

WELCOME TO WILDLIGHT We like to think it’s the best of both worlds. A little town. A little (actually, a lot of ) nature. The beachy vibe of Amelia Island in one direction, the culture of Jacksonville in the other. Wildlight is where you can take a trail to tacos. Stroll to sushi. Take dance lessons, get a haircut, or grab a craft beer (or bottle of wine) all right in the neighborhood. Then head out to one of the parks, ponds, or miles of trails right outside your front door. Speaking of doors, we have a variety of home styles to choose from, too — including a just-for-those-55+ neighborhood by Del Webb, a gated community with its own exclusive amenities.

New homes from the $300s.

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W I L D L I G H T. C O M

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The gem of the Delta

As one of the South's most charming college towns, Cleveland's character is diverse and compelling. From art and music to food and fun, Cleveland delivers it all.

For more information, go to visitclevelandms.com

Perhaps just as beautiful as Mississippi’s vibrant landscape and charming Southern towns is our incredibly low cost of living and zero income tax on retirement income for those aged 65 and over, allowing you more flexibility to do all the things you love. After all, you’ve earned it.

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For more information, go to visitmississippi.org/welcomehome.

Southport & Wilmington, North Carolina

Nestled alongside two of the Carolina coasts' most enchanting towns, Brunswick Forest & The Home Place offer the coastal lifestyle you have been dreaming about for years. The coast is calling you home. Come explore the possibilities. Discovery Packages Available. Homes & Townhomes From The $400s | Homesites From The High $100s | Models Open Daily

833-509-4476

THEHOMEPLACENC.COM

BRUNSWICKFOREST.COM

Obtain the Property Report required by Federal Law and read it before signing anything. No Federal agency has judged the merits or value, if any, of these properties. The features and amenities described and depicted herein are based upon current development plans, which are subject to change without notice. This is not an offer to sell or solicitation of offers to buy real estate in any jurisdiction where registration or advance qualification is required but not completed. © Brunswick Forest Realty, LLC Licensed NC Real Estate Brokerage Firm

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Winter 2024

redefining “re

Crafting a Lifestyle That D

Redefining Retirement

hat images do the thoughts of “retirem tionally synonymous with slowing dow transformation for individuals like the E own vacation spot right at their doorst echoing a sentiment shared by many, relishing the sweet moments life now For the Schuttes, retirement isn’t about age; it’s about e munity well-being fuels their sense of fulfillment, challengin down. In Citrus Hills, Stephanie and Ken see not just a res resort, a slice of heaven they’re fortunate and, as Ken puts Mark and Kristi Borders embraced retirement in their ea lifestyle. Their advice? Seize opportunities and live without “repositioned” rather than retired, engaging in passions tha phased into retirement gradually in Fairfield Glade, empha In River Bluffs, Ken Shearer discovered a rhythm that d inertia. Meanwhile, Bud, reveling in the newfound tempora it done today, I’ll do it tomorrow.” Retirement, for these individuals, isn’t just about relaxa ing fit, about crafting a lifestyle where every day feels like a how retirees around the country are redefining the narrativ end but a vibrant beginning.

The New Luxury Home Threshold

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98 Redefining Retirement Choose a state that you are interested in and read about people who have redefined their lives.

100 — South Carolina Retiring Early on Callawassie Island

111 — South Carolina A Harmonious Retreat in Savannah Lakes Village

102 — North Carolina New Lives Emerge in Wilmington

114 — Tennessee A Four-Season Haven Where Two Families Found the Perfect Retirement Retreat

104 — Delaware Giving Back and Staying Fit 106 – California Living the Golden Years 108 — Virginia A Sweet Transition 110 — Arkansas Moving Forward in Arkansas 110 – Florida The Top Selling Master-Planned Community in the U.S.

114 — Florida Love at First Sight in Citrus Hills 116 — New Hampshire Repositioning, Not Retiring 118 — Georgia A Waterfront Oasis 120 — Texas A Texan Paradise

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Winter 2024

departments

destination

life

home

Welcome Neighbors New Communities

Life Find Your Ideal Life

International Destinations Europe Calling!

Healthy Living Blue Zones

Taxes Low Tax States

Life Generation Jones

Real Estate Show Your Ideal Life Awaits

Chef’s Corner Chicken Soup for the Soul

Real Estate Show The Martini Theory

Travel 7 Continents, 7 Reasons to Travel, 7 Lessons Learned

Teed Up The World’s Most Scenic Golf Course

in every issue

Community Living Soaring Beyond Retirement

Editor’s Note

Finance The Key to Retiring in Today’s Economy

Discovery Travel

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120

Builder Profile Mattamy Homes World-Class Builder Features Florida’s Premier Communities

128

Builder Profile Brookfield Residential: Empowering Homebuyers

113 Advertiser Index 110 On the Move

LET LIFE SHINE

Babcock Ranch is a new kind of hometown, powered by the sun with roots that go deep into the Florida soil. A place built for you and your family to live your happiest, best life for generations to come. Where kids walk to school, next-gen technology creates healthier homes and neighbors can connect to nature, to each other, and to something greater than themselves. Welcome to the bright side of life.

FLORIDA

DIRECTIONS FROM 1-75 Take Exit 143 for FL-78E Head East on FL-78 E/Bayshore Rd. (3.3 miles) Turn left onto Babcock Ranch Rd. (4.5 miles) Turn right onto Lake Babcock Dr. (1 mile)

NEW HOMES FROM HIGH $200s TO OVER $4 MILLION | 941.267.0287 | BabcockRanch.com ©2023 Babcock Ranch. Broker participation is welcome. Prices, plans, specifications, and community design are subject to change. Oral representations cannot be relied upon as correctly stating the representations of the developer. For correct information regarding Babcock Ranch, interested parties should refer to written materials provided by the developer, legislative acts related to Babcock Ranch and the covenants and restrictions of the Babcock Ranch Residential Association, Inc. The information provided above is not intended to be an offering and should be considered as informational only.

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WINTER 2024 VOLUME 26, NUMBER ONE PUBLISHER

RPI Media, LLC.

NEW 55+ ACTIVE ADULT COMMUNITY IN RIO VISTA!

From the Upper $300s

PRESIDENT

Michael Hackeling

EDITOR-IN-CHIEF Kelly Godbey

CONTRIBUTING WRITERS

Cecilia Beard, Jan Cullinane, Sam Crawford, Kelly Godbey, Warren Grant, Scott Kauffman, Fanny Slater, JG Walker

GRAPHIC DESIGN

Kelly Godbey Ashley Chappel Amber Whittington

DATABASE MANAGER David Heck

IDEAL-LIVING.COM

David Heck, Will Weinel

MARKETING COORDINATOR Gina Sellers

ADVERTISING SALES

NC, Myrtle Beach, SC, TN, DE,VA,WV, PA, NJ:

Daniel Keir | dkeir@ideal-living.com SC, GA, FL: Fred Warren | fwarren@ideal-living.com Western U.S. & International: Dana Leyva | dana@ideal-living.com

LUMINESCENCE AT LIBERTY (707) 347-3833 2209 Stripes Glen Rio Vista, CA 94571 denovahomes.com

Approximate square footage. Prices, materials and specifications are subject to change without notice or liability. Sales and marketing by DeNova Home Sales. Equal Housing Opportunity.

(800) 736-0321 www.rpimedia.com The real estate projects and services advertised in this magazine constitute advertisements of the owners or their agents. RPI Media, LLC.® makes no representations or warranties concerning such advertisements. Interested parties should direct their inquiries to the appropriate parties listed for information concerning any of these advertisements. The advertisements contained construed as an offer to residents of the states of New York or New Jersey, or where otherwise prohibited by law. Questions on the availability of offers should be directed to the advertiser. Publisher’s notice: All real estate advertised herein is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. Obtain the Property Report required by Federal Law and read it before signing anything. No Federal Agency has judged the merits or value, if any, of this property.

y e k r You

E S I D A TO PAR LATITUDE TOWN CENTER – RESORT AMENITIES

New homes from the $300s Sunshine and cool breezes. Palm trees and margaritas. Welcome to Latitude Margaritaville, a 55-and-better community inspired by the legendary music and lifestyle of Jimmy Buffett, built on food, fun, music and escapism. Escape to the place where fun and relaxation meet. Escape to island-inspired living as you grow older, but not up. Escape to Latitude Margaritaville.

• Paradise Pool with Beach Entry and Tiki Huts • Latitude Town Square with Live Music Bandshell • Last Mango Theater • Latitude Bar & Chill Restaurant • Changes in Attitude Bar • Workin’ N’ Playin’ Center • Fins Up! Fitness Center with Indoor Pool • Tennis, Pickleball and Bocce Ball Courts • Barkaritaville Dog Park • Walking Trails and Multi-Use Sport Court • Best of all, No CDD Fees!

SALES CENTERS & 13 MODELS OPEN DAILY! WATERSOUND, FL

DAYTONA BEACH, FL

HILTON HEAD, SC

9201 Highway 79, Panama City Beach, FL 32413 Mon. - Sat. 9:00am - 5:00pm | Sun. 11:00am - 5:00pm

2400 LPGA Blvd., Daytona Beach, FL 32124 Mon. - Sat. 9:00am - 5:00pm | Sun. 11:00am - 5:00pm

356 Latitude Blvd., Hardeeville, SC 29927 Mon. - Sat. 9:00am - 5:00pm | Sun. 11:00am - 5:00pm

(866) 828-8059

(866) 667-1609

(866) 301-7523

Visit online for more information LatitudeMargaritaville.com

Obtain the Property Report required by Federal law and read it before signing anything. No Federal agency has judged the merits or value, if any, of this property. WARNING: THE CALIFORNIA BUREAU OF REAL ESTATE HAS NOT INSPECTED, EXAMINED, OR QUALIFIED THE OFFERINGS. Latitude Margaritaville Kentucky Registration Number R-201. For NY Residents: THE COMPLETE OFFERING TERMS FOR THE SALE OF LOTS IN LATITUDE MARGARITAVILLE AT DAYTONA BEACH ARE IN THE CPS12 APPLICATION AVAILABLE FROM SPONSOR, MINTO COMMUNITIES, LLC. FILE NO. CP17-0092. THE COMPLETE OFFERING TERMS FOR THE SALE OF LOTS IN LATITUDE MARGARITAVILLE AT HILTON HEAD ARE IN THE CPS-12 APPLICATION AVAILABLE FROM SPONSOR, MINTO LATITUDE HH, LLC. FILE NO. CP18-0021. THE COMPLETE OFFERING TERMS FOR THE SALE OF LOTS IN LATITUDE MARGARITAVILLE WATERSOUND ARE IN THE CPS-12 APPLICATION AVAILABLE FROM SPONSOR, LMWS, LLC. FILE NO. CP20-0062. Pennsylvania Registration Numbers OL00169 (Latitude Margaritaville at Daytona Beach), OL001170 (Latitude Margaritaville at Hilton Head) and OL001182 (Latitude Margaritaville Watersound). Latitude Margaritaville at Daytona Beach, Latitude Margaritaville at Hilton Head and Latitude Margaritaville Watersound are registered with the Massachusetts Board of Registration of Real Estate Brokers and Salesmen, 1000 Washington Street, Suite 710, Boston, MA 02118 and with the Consumer Financial Protection Bureau, 1700 G Street, NW, Washington, D.C. 20552. This material shall not constitute a valid offer in any state where prior registration is required and has not been completed. Photographs are for illustrative purposes only and are merely representative of current development plans. Development plans, amenities, facilities, dimensions, specifications, prices and features depicted by artists renderings or otherwise described herein are approximate and subject to change without notice. ©Minto Communities, LLC 2024. All rights reserved. Content may not be reproduced, copied, altered, distributed, stored, or transferred in any form or by any means without express written permission. Latitude Margaritaville and the Latitude Margaritaville logo are trademarks of Margaritaville Enterprises, LLC and are used under license. Minto and the Minto logo are trademarks of Minto Communities, LLC and/or its affiliates. St. Joe and the St. Joe logo are trademarks of The St. Joe Company and are used under license. CGC 1519880/CGC 120919. 2024

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Westridge Properties, LLC

SIMPLY

GRANDE At Grande Dunes, authenticity thrives in the heart of our community. The people here exude friendliness, fostering true connections among neighbors. It’s in these connections that the spirit of Grande Dunes truly shines and makes our community simply Grande.

New Homes from the $300s to $1 million+ Private Ocean Club | Tennis & Fitness | Award-Winning Golf | Marina & Anchor Café © 2023 All rights reserved. Materials are protected by copyright, trademark, and other intellectual property laws. All rights in these materials are reserved. All products and company names marked as trademarked (™) or registered (®) are trademarks of their respective holders. Copying, reproduction and distribution of materials without prior written consent of Freehold Communities® is strictly prohibited. Obtain the property report required by federal law and read it before signing anything. No federal or state agency has judged the merits or value, if any, of this property. This information does not represent a specific offer of sale or solicitation to purchase property within Grande Dunes. All information, plans, and pricing are subject to change without notice. Images do not reflect racial preference.

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N E W HO M E S IN T H E SAVA NN AH ARE A F ROM T H E $300S TO $7 00S+ CHARMING LOCATION

WORLD-CLASS BUILDERS

MODERN LIVING

Live near Savannah, a city rooted in culture and charm. Enjoy easy access to history, a and the vibrant downtown scene.

The region’s top a isans and awardwinning builders come together to create beautiful homes featuring Lowcountry architecture.

Indulge in the rich array of amenities, from our reso -style pools to our exclusive golf course, or relax on your terms in the serenity of nature.

©2023 All rights reserved. Materials are protected by copyright, trademark, and other intellectual prope y laws. All rights in these materials are reserved. All products and company names marked as trademarked(™) or registered (®) are trademarks of their respective holders. Copying, reproduction and distribution of materials without prior wri en consent of Freehold Communities® is strictly prohibited. Obtain the prope y repo required by federal law and read it before signing anything. No federal or state agency has judged the merits or value, if any, of this prope y. This information does not represent a specific offer of sale or solicitation to purchase prope y within Savannah Qua ers. All information, plans, and pricing are subject to change without notice. Images do not reflect racial preference.

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EDITOR’S NOTE

Live Your I Best Life

And, speaking of finding that joy, I hope that this magazine can help you along your journey. If you live near one of our real estate shows (see page 42), I encourage you to visit us and either start or continue that journey. These shows are a great place to gather a lot of information all in one place and meet with representatives from different states and countries at each event. I’ll be speaking at each show about “Choosing Your Ideal Place.” Another pleasure of mine is speaking with people considering relocating and sharing my experiences to shed some light on this amazing discovery process. I look forward to meeting Ideal-LIVING magazine readers at the shows each winter. You can find your ideal life whether you are still working, soon to retire, or have already retired. One of the best things about retirement is that you are given the gift of time. Time to spend your days as you want. Even though I am still working, I find the time to enjoy my life, and I encourage you to do the same. If you can stay active and healthy doing things you enjoy, even the bad times can be good. An active lifestyle can add good years to your life and make you feel younger. I don’t know anyone over the age of 40 who wouldn’t want to feel younger. So, start living your best life as soon as possible.

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by Kelly Godbey | kellyg@ideal-living.com

t’s always one of the great pleasures of my work at Ideal-LIVING to speak with people who are living their best lives. It takes a great deal of courage to decide to change your life and find a new way. This issue is dedicated to people who have “Redefined Retirement” in their own terms. Since this is a joy of mine, I set out to speak with people from all over the country who are living their best lives. I hope that you will enjoy their stories and imagine how you can find your ideal life. It really is different for everyone. Married or single, you each need to find what brings you joy.

START THE NEW YEAR IN STYLE

Find Your Perfect Home in a New MD, VA, or PA Lennar 55+ Community Enjoy life your way in a new 55+ active adult community by Lennar. Connect with new friends, enjoy new journeys, and explore new possibilities. Your life has been building to this! Thoughtfully designed homes give you the ease of living with the amenity-rich lifestyle you crave. Everything is created with your comfort and well-being in mind: clubhouses, fitness centers, pools, sports courts, parks, nearby or community golf courses, and more.

Find the Lennar Active Adult Community For You:

Colonial Heritage in Williamsburg, VA Single-family and villa homes from the upper $300s

Amblebrook in Gettysburg, PA Villa homes from the upper $300s

Parklands at St. Charles in White Plains, MD Single-family and villa homes from the upper $300s

Beechfield Manors in Bowie, MD Condos coming soon Villa homes from the upper $400s

Lennar.com | 888.214.2073 Age restrictions apply to the occupants/owners in this community as permitted under the Fair Housing Act. This means for some communities that a designated percentage of the homes in the community must be occupied by at least one person 55 years or older (80% or 100%, depending on the community). There may also be minimum age requirements for other residents in the home, and/or a certain number of younger residents permitted in the community. These communities publish and adhere to policies and procedures that demonstrate the intent to operate as age 55 or older housing, and comply with HUD’s rules for age verification of residents. In other communities, all residents must be age 62 years or older (with limited exceptions). You are encouraged to review community documents and disclosures for applicable restrictions before purchasing. Please consult with a Lennar New Home Consultant regarding any questions regarding this community’s age policies. Features, amenities, floor plans, elevations, and designs vary and are subject to changes or substitution without notice. Items shown are artist’s renderings and may contain options that are not standard on all models or not included in the purchase price. Availability may vary. Plans to build out communities as proposed are subject to change without notice. Prices do not include closing costs and other fees to be paid by buyer (including a builder fee, if applicable, as described in the purchase agreement) and are subject to change without notice. This is not an offer in states where prior registration is required. Void where prohibited by law. Copyright © 2023 Lennar Corporation. Lennar and the Lennar logo are U.S. registered service marks or service marks of Lennar Corporation and/or its subsidiaries. MD: CalAtlantic Group, LLC, MHBR No. 128; CalAtlantic Group, LLC. Date 01/24

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You Belong Right Here

Discover the beauty of coastal North Carolina at Compass Pointe, just 10 minutes from historic, downtown Wilmington. Our award-winning, gated community is a sought-after retirement destination with low taxes, ideal climate, and resort-style amenities. Residents love our sense of community, relaxing environment, and active lifestyle with golf, tennis, pickleball, indoor and outdoor pools, and clubs for every passion.

Call 888.717.6468

today to request more information. Homesites priced from the $200s Homes priced from the mid $500s 22 | ideal-LIVING.com

Leland, NC Call Today

888.717.6468 Find Us Online

CompassPointeNC.com

Find Your Ideal...

DESTINATION

Many people choose a destination that is familiar to them, like somewhere they have vacationed, while others have an extensive search starting with discovering tax-friendly states. Choose a state, then a region, and narrow down to a city and then a community.

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WELCOME NEIGHBORS

Ideal-LIVING welcomes the following communities. Please take the time to visit their websites, and don’t forget to tell them you saw them in Ideal-LIVING.

TUSCAN VILLAGE HORSESHOE BAY Marble Falls, TX

Located in the Texas Hill Country just west of Austin, Tuscan Village offers an elevated lifestyle for age 55+ active adults. Located within the prestigious Horseshoe Bay Resort Community, a renowned golf destination, Tuscan Village is perfect as an everyday retreat or home away from home. Club Salus is a private social and recreational center for all residents in the gated Tuscan Village community. Outdoor amenities include a lap pool, hot tub, pickleball and bocce ball courts, walking trails, a dog park, and community gardens. Inside the clubhouse is a complete fitness center with a yoga/aerobics studio, plus flexible space for neighborhood meetings and community events. Tuscan Village residents also enjoy special membership opportunities with The Club at Horseshoe Bay Resort. Four of the region’s top-rated championship golf courses are available for year-round member play, along with access to the world-class tennis center, state-of-the-art exercise facilities, destination spa and salon, and 200-slip yacht club and marina on Lake LBJ. In addition to eight dining options ranging from elegant to casual venues, The Club at Horseshoe Bay

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Resort members enjoy a lively calendar of annual and weekly social events to keep them entertained in style every season. The residential options at Tuscan Village include move-in ready homes and choice homesites for customizable residences, plus exclusive golf estate properties overlooking the Jack Nicklaus-designed Summit Rock course. All of the community’s “Lock & Leave” townhomes, villas, and golf estates are designed to be low-maintenance and deliver a lifestyle of leisure, luxury, and convenience. Tuscan Village recently announced Phase 1 Closeout savings of up to $50,000 on select properties and the commencement of Phase 2 construction. Developed and marketed by Legend Communities, Tuscan Village residents are close to retail shopping and professional services in the nearby town of Marble Falls, while the vibrant state capital of Austin is just an hour away. It’s a perfect location where Tuscan Village residents can enjoy “The Good Life” down in the heart of the Texas Hill Country.

TuscanVillage.com

Premier Lake Living in Salem, South Carolina

Looking for that perfect lifestyle community for retirement or second home? Keowee Key has more of what you love... golf, boating, tennis, pickleball, country club and fitness center are just a few of the amenities this active, gated lakeside community offers. Register for our Discovery Package and start exploring more of what you love, today. ideal-LIVING.com |

864-944-2312 | keoweekeySC.com

WELCOME NEIGHBORS

HAGOOD HOMES Wilmington, NC

Jim and Troy Kenny founded Hagood Homes in 1996, but the family tradition of high-quality residential craftsmanship goes back much further. In fact, Jim’s great grandfather and company namesake, Johnson Hagood, built the family’s first home in Barnwell, SC, in 1841—and that home still stands today as an inspiration to every generation since. For more than 25 years, Jim and Troy built an award-winning company based on traditional values and innovative designs. They remain active today as advisors to Hagood Homes, having passed the company’s leadership role to Patrick Kennedy in 2021. Hagood builds more than 100 new single-family homes a year, and each is designed to be just the right fit for every owner’s style and budget. The company has built a number of high-end residences, but their focus is on mid-range homes that can be customized from an ever-evolving set of floor plans. Those designs create opportunities to personalize the details that make each home distinctive while incorporating the latest cost- and energy-saving features like spray foam insulation.

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Best of all, the Hagood Homes signature “Curiosity to Completion” homebuilding plan involves the owner in every step of the custom-design process. Then, the company keeps them up-to-date on the completion of each phase of building. With a timeline of just 16 months from the first meeting to move-in, buyers know that Hagood Homes will deliver their new home on time and on budget. Currently, Hagood is working hard for their customers in four of coastal North Carolina’s finest master-planned communities. Most recently, the company debuted its Portsmouth Island model in Compass Pointe. Two dozen new Hagood Homes are under construction in The Bluffs on the Cape Fear community. In addition to offering seven featured floor plans in popular St. James Plantation, Hagood is leading the way with the first homes in the brand-new Sunset Reach riverside community. From dream to dream home and the best buying experience from start to finish in the business, Hagood Homes is a natural choice.

HagoodHomes.com

Living Better by Design

HOMES DISCOVER THE DIFFERENCE

L UM I NA STAT ION , 1 9 0 8 E A S T W OOD R O A D , SU ITE 328, WILM IN G TON , N C 28403 | 910.256.8284

www.hagoodhomes.com/ideal-living

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WELCOME NEIGHBORS

SUNSET REACH Castle Hayne, NC

CAROLINA RIVERSIDE BY DEL WEBB Belmont, NC

Carolina Riverside by Del Webb is North Carolina’s newest community for age 55+ active adults, opening in 2024. Located five minutes from historic downtown Belmont and just 15 minutes from Charlotte’s international airport, Carolina Riverside offers a relaxed, small-town lifestyle that’s close to some of the South’s finest medical centers and cultural attractions. Del Webb Carolina Riverside offers 11 distinctive ranch-style homes ranging in size from just over 1,200 to more than 3,500 square feet in size. Homes can be personalized with second-floor lofts, additional bedrooms, and gracious outdoor living spaces. Private amenities for Del Webb residents will include a 19,000-square-foot clubhouse with a grand gathering room and event spaces, plus a fitness center and indoor lap pool. Just outside will be a resort-style pool and pickleball and bocce ball courts. Walking trails meander throughout the 462-acre community. Residents can also stroll the sidewalks of downtown Belmont, featuring convenient local shops, restaurants, and professional services, or take a nature hike in the nearby Daniel Stowe Botanical Gardens.

DelWebb.com/Charlotte 28

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Set on a high bluff overlooking the Cape Fear River, Sunset Reach is an emerging new community located just off the North Carolina coast. With downtown Wilmington only a 10-minute drive or boat ride away, and some of the state’s best golf courses and beaches nearby, Sunset Reach is an ideal destination for retirees and working families alike. Masterplanned for just 73 single-family homesites and 63 townhomes, Sunset Reach is an intimate gated community with an emphasis on its residents’ privacy and tranquility. Copper Builders, Hagood Homes, Kent Homes, and Kirk Pigford Homes are the select builders currently offering customizable designs in the community. Seamless-flow layouts, gourmet kitchens, and luxurious owners’ suites, all with the latest energy-efficient and smart-home features, make every Sunset Reach residence unique. Among the planned amenities at Sunset Reach are a private lakeside clubhouse with a fitness center and gathering area and an outdoor pool and pickleball court. In addition to kayak and paddleboard launches on the 12-acre lake, residents can enjoy the riverfront boardwalk and gazebo, with boat slips available for purchase that afford deepwater access to the Cape Fear River and beyond.

SunsetReachNC.com

55+ LIVING

Near Hershey, Pennsylvania COMMUNITY AMENITIES

• Low Maintenance Living • Customizable Home Plans • Community Clubhouse • Heated Outdoor Pool • Walking Trails & Pocket Parks • Pickleball, Bocce Ball & More! SCAN HERE FOR MORE DETAILS OR VISIT: OWNALANDMARK.COM ideal-LIVING.com |

INTERNATIONAL DESTINATIONS

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Europe Calling! By Cecilia Beard

Have you considered making your European vacation a years-long affair? Central America, particularly Mexico, has become a popular retirement destination for American expats, offering many retirees more bang for their buck in their golden years. But, European countries are also drawing the attention of those looking for something different in their next stage of life. Let your inner traveler take the lead and imagine walking through the resplendent streets of Valencia or soaking up the Mediterranean sun on the beaches of Crete. As the cost of living continues to climb in the United States, affecting the price of gas, groceries, and everything in between, countries across the pond offer an economic respite for many American expats wanting a higher quality of life without the higher price tag. For one, many EU countries offer residents free or low-cost medical care under their universal healthcare systems, considerably lowering retirees’ budgets. Hoping to attract more foreign residents, Europe has also made it easier than ever to retire abroad, offering attractive tax incentives and Golden Visas for streamlined, long-term residency. Europe presents expats with an entirely different pace of life, replete with community, natural beauty, and a certain je ne sais quoi. For those called to a European lifestyle post-retirement, Greece and Portugal are great options. Both Mediterranean countries boast sun-soaked climates amid beautiful, diverse landscapes—and they’re excited for Americans to live out their best years within their borders.

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Greece: Your Odyssey’s End A geographic mélange, Greece spoils retirees for choice when it comes time to choose their new home. Here are 10 reasons to settle down in this southeastern haven.

The Greek Golden Visa

Greece’s Golden Visa Program is an affordable way for American expats to retire in Europe. Foreign retirees invest a minimum of €250,000 into real estate to establish residency. After seven years, Golden Visa holders can become naturalized Greek citizens. Other perks include unrestricted travel throughout the Schengen Zone and access to the country’s top-tier healthcare system.

Gold Standard Medical Care

The World Health Organization considers Greece’s healthcare system one of the best, which retirees can use at no or low cost to them. “In Greece, [health care] is provided to all the residents. You get taken care of,” Ricardo Severini says. Severeni is the Global Sales Director of Mirium Group, a luxury real estate development and management group in Crete. Private health care is also available for shorter waits or newer equipment.

Lower Cost of Living

Expect living costs to be “60 to 70% cheaper,” than in the U.S., Severini explains. According to some sources, retirees can comfortably live on €2,000 per month (about $2,100).

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Flat-Rate Taxes

Greece offers a low, 7% tax rate on all foreign-sourced income for retirees. With some additional eligibility requirements, this rate stands for 15 years.

Year-Round Sun

A sanctuary for sun-seekers, Greece’s temperate Mediterranean climate is reason enough to consider moving there. In the southern region and islands, enjoy mild, wet winters and sun-soaked summers.

Embrace Slow Living

Enjoy a calmer pace of life in Greece and partake in the daily volta, or a leisurely stroll during the last dregs of the day. Compared to the hustle and bustle of American life, expats can take their retirement day by day, hour by hour.

Let Food Be Thy Medicine

The Mediterranean diet has been touted as one of the healthiest in the world (hello, Blue Zone!), and it’s the cornerstone of Greek cuisine. Severini explained many of his clients note the higher quality of Greek food and its freshness.

A Warm Welcome

The final reasons to consider living in Greece go hand–in–hand: community, accessibility, and culture. Greece is renowned as one of Europe’s friendliest countries, and English is widely spoken, making it easy for expats to feel at home. And, the country openly embraces foreigners, given its roots in tourism.

INTERNATIONAL DESTINATIONS

Portugal: Your Post-Retirement Paradise For similar reasons, expats are flocking to Portugal for retirement. Here are 10 reasons you should consider it as well.

Residency Made Easy

Like Greece, Portugal has an invest-to-retire program: the Portugal Golden Visa. With a €250,000 minimum, the investment threshold is inexpensive compared to other EU countries. Portugal’s Retirement Visa, or D7 Visa, is another option to establish residency, but without investing. After starting the application process in the U.S., you’ll need proof of minimum income in Portugal, an established address, and additional documents to get your stay underway. Both visas allow you to apply for full citizenship after five years.

The California of Europe

“They say Portugal is the California of Europe,” David Jorge, Marketing Director of Vilmoura Sun, says. Anticipate many sunny days (almost 300 per year) alongside mild climates yearlong.

A+ Safety Rating

For the past decade, Portugal has ranked as one of the safest countries in the world. It boasts some of the lowest crime rates in Europe and notable political stability.

A+ Health Care

Portugal’s healthcare system should top most retirees’ lists when thinking about making the move. Expect considerably lower medical bills and co-pays than in the U.S.

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Live an Active Lifestyle

“A lot of people who come to retire aren’t just sitting home. They’re outside. They’re usually on bikes. They’re taking walks on the beach,” Jorge says. Portugal is the perfect place for expats looking to keep the adventure alive and well after retirement.

Cost-Effective Living

Retirees in Portugal can comfortably live on €1,300 to €1,500 per month, according to some sources. Porto, one of the most popular places to retire in Portugal, boasts rental prices 70% lower than in New York City.

Special (Tax) Treatment

Alongside the allure of its stunning architecture and mild climate, Portugal offers lower tax rates for retirees for up to 10 years.

Choose Your Own Adventure

While Porto is a popular retirement city, expats can also choose to live in places like the Algarve, a beautiful azure coastline to the south, or Lisbon, the country’s color-washed capital city.

Seconds, Please!

Rooted in fresh, local ingredients, Portuguese cuisine also embraces the core tenets (and flavors!) of the Mediterranean diet.

Community Counts

According to Jorge, the expat community is alive and well in Portugal. Retirees often meet up and stay connected through active Facebook groups focused on different regions throughout the country.

TAXES

Low Tax States “The hardest thing in the world to understand is the income tax.” Albert Einstein At Ideal-LIVING, we believe that lifestyle is the most important reason to change your location. However, each year when we survey our readers, the top reason people state that they wish to relocate is to lower their taxes. While several states have no state income tax, many are tax-friendly, even if they might tax income. Each person’s financial situation is different, so it’s always best to discuss your needs with an accountant or financial planner.

Pros of living in a no-income-tax state:

Cons of living in a no-income-tax state:

Save money on income taxes: The most obvious benefit of living in a no-income-tax state is that you will not have to pay state income tax on your earnings. This can save you a significant amount of money, especially if you are a high-earner.

Higher sales and property taxes: States with no income tax often have higher sales and property taxes to compensate for lost revenue. This means that you may end up paying more in other taxes, even though you are not paying state income tax.

Simpler tax preparation: Filing your taxes is typically easier if you live in a no-income-tax state since you do not have to worry about calculating your state income tax liability.

Lower government spending: States with no income tax typically spend less on public services such as education, infrastructure, and social programs. This can lead to lower-quality schools, roads, and other public services.

Attract businesses and residents: States with no income tax often have stronger economies, as they are more attractive to businesses and residents. This can lead to more job opportunities and a higher quality of life.

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Less tax revenue for local governments: Local governments often rely on state income tax revenue to fund their operations. This means that states with no income tax may have lower tax revenue for local governments, which can lead to cuts in local services.

States with NO income tax

Alaska Florida Nevada South Dakota Tennessee Texas Wyoming

10 States with LOW INCOME taxes North Dakota Arizona Pennsylvania Indiana Ohio Louisiana Colorado Oklahoma North Carolina Utah

10 States with the highest PROPERTY taxes New Jersey New Hampshire Texas Nebraska Wisconsin Illinois Connecticut Michigan Vermont North Dakota

10 States with the lowest PROPERTY taxes Louisiana Hawaii Alabama Delaware West Virginia South Carolina Arkansas Mississippi New Mexico Wyoming

* Data from Tax-Rates.org 12/2023

2.64% 2.98% 3.07%

3.23% 3.99% 4.25% 4.4% 4.75% 4.75%

4.85%

10 States with HIGH INCOME taxes 13.3%

California Hawaii

11%

New York

10.9%

New Jersey

10.75%

Oregon

9.9%

Minnesota

9.85%

Vermont

8.75%

Iowa

8.53% 7.65%

Maine

7.15%

Wisconsin

No Sales Tax Delaware New Hampshire Nebraska Oregon Alaska

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PROPERTY TAX RATES

WA #28 0.92%

OR #25 0.87%

ND #41 1.42%

MT #21 0.83% ID #14 0.69%

SD #35 1.28%

WY #10 0.58%

NV #23 0.84%

UT #11 0.6%

CA #19 0.74%

AZ #16 0.72%

MN #32 1.05%

IA #37 1.29%

NE #47 1.76%

CO #12 0.6%

MO #27 0.91%

KS #36 1.29% OK #18 0.74%

NM #9 0.55%

WI #46 1.76%

NY #34 1.23%

MI #43 1.62% OH #40 1.36%

IN #24 0.85%

KY #15 0.72%

PA #38 1.35% WV #5 0.49%

AR #7 0.52%

LA #1 0.18%

MS #8 0.52%

AL #3 0.33%

VA #17 0.74%

ME #33 1.09%

NH #49 - 1.86% MA #31 - 1.04% RI #39 - 1.35% CT #44 - 1.63% NJ #50 - 1.89% DE #4 - 0.43% MD #26 0.87%

NC #20 0.78%

TN #13 - 0.68%

TX #48 1.81%

AK #30 1.04%

IL #45 1.73%

VT #42 1.59%

GA #22 0.83%

SC #6 0.5%

Ranked by taxes by percent of home value.

FL #29 0.97%

Tax-Rates.org HI

#2 0.26%

Experience Resort-Style Living K. Hovnanian's® Four Seasons at Wylder + Retreat to the sunny, oceanside city of Port St. Lucie, where breathtaking beaches and plentiful nature meet arts, culture and city convenience. Experience an all-inclusive, resort-at-home lifestyle full of endless amenities and activities. You’re sure to find your dream home, with ten stunning home designs offering a choice of our designer-curated interior Looks: Loft, Farmhouse, Classic, or Elements.

•

POOLSIDE BAR & CABANA

•

A M E N I T Y- F I L L E D C L U B H O U S E

•

PICKLEBALL COURTS & PUTTING GREEN

•

ONSITE LIFESTYLE DIRECTOR

JOIN OUR INTEREST LIST KHOV.COM/FSWYLDER | 888-963-3088 | 5927 HAMMOCK DALE WAY, PORT ST. LUCIE, FL 34987 K. Hovnanian’s® Four Seasons at Wylder is offered by K. Hovnanian's Four Seasons at Wylder, LLC. Artist renderings and photographs; illustrative purposes only. K. Hovnanian's Four Seasons communities are intended to provide housing primarily for residents 55 years of age or older. Additional restrictions, including limitations on the ages of additional permanent and temporary residents of a home, may apply. All K. Hovnanian's Four Seasons communities shall be operated as age-restricted communities in compliance with all applicable local, state and federal laws. Limited exceptions for residents 50 years of age or older may apply. See a Community Sales Consultant for details. Features and options may vary. Unless stated hardscape, landscape and decorator items not included. Joining an Interest List does not afford priority status, and is not a guarantee to purchase. See a Sales Consultant for full details. Equal Housing Opportunity.

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Overall, whether or not living in a no-income-tax state is right for you depends on your individual circumstances. If you are a high earner and do not mind paying higher sales and property taxes, then living in a no-income-tax state may be a good option for you. However, if you are concerned about the quality of public services in your state or rely on local government services, you may want to consider living in a state with an income tax.

• Your spending habits: If you spend a lot of money on goods and services that are subject to sales tax, you may end up paying more in sales tax than you would in a state with an income tax.

Here are some additional things to consider when making your decision:

It is also important to note that the tax laws in each state are constantly changing, so it is important to do your own research before making a decision.

• Your income level: If you have a low to moderate income, you may not save a lot of money by living in a no-income-tax state, especially if you have dependents.

• Your priorities: If you value public services such as education and infrastructure, you may want to live in a state with an income tax, even if it means paying more taxes.

The Shades of Carolina Colours Suit You Perfectly The blues of abundant waters flowing throughout this coastal region of North Carolina. The greens of our Bill Love-designed championship golf course.The many hues of life in a celebrated planned community, situated in New Bern, a town that is at once historical and modern.

It’s a picture perfect lifestyle, spent among friendly neighbors and fun-filled activities, including swimming, tennis, pickleball, a dog park and miles of walking and biking trails. And the convenience is further enhanced with a retail center at the community’s entrance. If you’re searching for a retirement community that celebrates the art of living, these are definitely your Colours.

Inquire about our Discovery Package and come visit Carolina Colours for yourself. 122076 cc brush stroke ad-IL.indd 1

New Bern, NC 252.636.3700

CarolinaColours.com

4/22/22 10:35 AM

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A N E W A N D FLE X IB LE WAY TO LIVE !

Lease a Brand-New Luxury Single-Family Home, Townhome, or Villa

Enjoy All of the Benefits of Leasing with Coastal Run, Lakeside Run, and The Villas at Bridgeville Financial freedom, flexible lease terms, “Try Before You Buy,” maintenance-free lifestyle, and no HOA fees! You can have all this and more when you lease a new home at amenity-filled Coastal Run, Lakeside Run, or The Villas at Bridgeville.

THREE INCREDIBLE EASTERN SHORE COMMUNITIES TO LIVE LIFE ON YOUR TERMS

at Heritage Shores

at Lakeside at Trappe

55+ MAIN-LEVEL SINGLE-FAMILY HOMES IN BRIDGEVILLE, DE

MAIN-LEVEL VILLAS AND TOWNHOMES IN BRIDGEVILLE, DE

MAIN-LEVEL AND SINGLE-FAMILY HOMES IN TRAPPE, MD

• 2 – 4 Bedrooms, 2 – 3 Bathrooms, 2-Car Garages, and Up to 2,700+ Sq. Ft. • Golf Course & Pro Shop, Clubhouse & Lifestyle Director, and Wellness & Fitness Center • Indoor & Outdoor Pools, Tennis, Pickleball, Bocce & Horseshoes, and On-Site Restaurants

• 2 – 3 Bedrooms, 2.5 – 3.5 Bathrooms, 2-Car Garages, and Up to 2,600+ Sq. Ft. • Pool, Fitness Center, and Clubhouse • Within Walking Distance of Golf Course, Pro Shop, and 3 Restaurants at Nearby Heritage Shores

• 2 – 4 Bedrooms, 2 – 3 Bathrooms, 2-Car Garages, and Up to 3,200+ Sq. Ft. • Pool & Bathhouse, Sports Court, Walking Trails, Green Spaces, and Playground Coming Soon • Planned Dog Park and Community Lake & Lakeside Amenities

CoastalRun.com | 302.316.1575

VillasatBridgeville.com | 302.205.3414

LakesideRun.com | 443.596.6894

At Coastal Run, at least one resident must be 55 or better. Monthly pricing is approximate and is subject | ideal-LIVING.com to change without notice or obligation. Certain restrictions apply. Offers, financing, prices, incentives and terms are all subject to change without notice. Please see a leasing representative for details.

Make the Most of

Home

Enjoy Active Lifestyle Living Right Where You Want to Be Never compromise on the lifestyle you love and the location you want to call home. With Brookfield Residential’s low-maintenance, active lifestyle communities located across Maryland, Virginia, and Delaware, you can enjoy resort-style amenities and main-level living homes while remaining close to family, friends, and all of the region’s top destinations.

Ready to discover the life you’ve been dreaming about? Take a virtual tour and explore our online resources today.

BrookfieldResidential.com/55Living

M AIN-LEVEL LIVING HOME DESIGNS ACROSS SIX INCREDIBLE COMMUNITIES SNOWDEN BRIDGE AT HIATT POINTE 55+

LAKESIDE AT TRAPPE |

Coming Soon to Stephenson, VA

New Single-Family Homes Offering Main-Level Living and Townhomes From the $300’s Near Easton, MD

• Single-Family Homes, Duplex Homes, Townhomes, and Villa Homes Offering Main-Level Living

STAY & PLAY GETAWAY TOURS AVAILABLE

• 2-7 Bedrooms, 2-6 Bathrooms, and Up to 1,300-4,800+ Sq. Ft.

• Pool, Hot Tub, Pickleball Courts, Trails, Outdoor Kitchen, and Seating Areas with Gas Fire Table

• Swimming Pool, Bathhouse, Playground, and Sports Court Planned to Open Summer 2024

• Clubhouse with Fitness Center and Yoga Room, Community Meeting Room, Kitchen, and Billiards and Game Room

• Planned Community Lake, Dog Park, Walking Trails, and Green Space

CADENCE AT LANSDOWNE 55+ New Villa Homes From the $700’s in Loudoun County, VA • Final Opportunities Remain in this Private Enclave of Just 75 Homes

SWAN POINT |

STAY & PLAY GETAWAY TOURS AVAILABLE

Single-Family Homes, Offering Main-Level Living, For Sale From the $500’s or Lease From the $3,000’s • 3-4 Bedrooms, 2-3 Bathrooms, and up to 3,300+ Sq. Ft.

• 3-4 Bedrooms, 3-4.5 Bathrooms, and Up to 3,200+ Sq. Ft.

• Wooded & Golf-View Homesites Available

• Pickleball Court and Multi-Sport Court, Picnic and Grilling Pavilion, Walking Trails, Dog Park, and Amphitheater for Special Events

• Community Clubhouse, Championship Golf Course, Waterfront Pool & Riverside Marina, Tennis and Pickleball Courts, Walking and Biking Trails, and On-Site Dining

THE CREST AT LINTON HALL 55+

HERITAGE SHORES |

New Single-Family and Villa Homes with Main-Level Living From the $500’s in Prince William County

Single-Family and Villa Homes From the $300’s in Bridgeville, DE

• 2-5 Bedrooms, 2-4 Bathrooms, and Up to 4,300+ Sq. Ft.

• 2-5 Bedrooms, 2-5 Bathrooms, and Up to 4,600+ Sq. Ft.

• On-Site Bocce, Horseshoes, Pickleball, Walking Trails, Community Garden, Outdoor Kitchen, Lounging Area, and Gas Firepit

• Golf Course & Pro Shop, Clubhouse & Lifestyle Director, Wellness & Fitness Center, Indoor & Outdoor Pools, Tennis, Pickleball, Bocce & Horseshoes, and On-Site Restaurants

STAY & PLAY GETAWAY TOURS AVAILABLE

MHBR #408 | At Heritage Shores at least one resident must be 55 or better and no permanent residents under the age of 19. Heritage Shores: NY/NJ - The complete offering terms are in an offering plan available from sponsor. File no. H-06-0019. Cadence at Lansdowne, The Crest at Linton Hall, and Snowden Bridge at Hiatt Pointe are all age-restricted communities, please see a Brookfield Residential New Home Counselor for full details. Prices, plans, elevations, included features, dimensions, square feet, amenities, availability, and terms and incentives are approximate and are all subject to change without notice. For details on Stay & Play packages, please see a Brookfield Residential New Home Counselor for details. All photos, renderings, and other depictions are for illustration purposes only and are subject to change without notice and may include elements that are for display purposes only. Models and lifestyle photos do not reflect racial or ethnic preference. Copyright © 2023 Brookfield Residential ULC. All rights reserved. 11/23

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55+

REAL ESTATE SHOW

Your Ideal Life Awaits What are you waiting for? Tired of high taxes, high cost of living, and congestion? Are you tired of shoveling snow? At some point during our lives, most of us realize that we can live the life we want precisely where we want to live. While this moment often comes in or near retirement, an increasing number of people are coming to this realization much sooner. They are searching for a better quality of life, lower taxes and cost of living, milder weather, and a healthy and safe environment. Is this your moment? Are you ready to find your ideal life? This winter, the perfect place to find your ideal life is at an ideal-LIVING Real Estate Show. The ideal-LIVING Show features the largest display of some of the best places to live from places like the Carolinas, Florida, Georgia, Tennessee, Virginia, Delaware, Greece, Portugal, Mexico, or more in one place. The Show is a fun, convenient way to start exploring the top master-planned communities that offer some of the most sought-after amenities, such as walking trails, golf, pickleball and tennis, social clubs, marinas, fitness centers, pools, and fine dining.

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REAL ESTATE SHOW all those years of “ After working, this is what life is all about. We feel like we are on vacation all the time...” Whether you’re looking to relocate to a more desirable destination, retired and ready to live your ideal life, or are searching for the perfect vacation home, the Show will help guide you through the discovery process. With community representatives and homebuilders available to answer all your questions and expert-led seminars designed to help you cover all your bases, you’ll leave the Show with the confidence you need to choose your ideal destination. Since 1989, ideal-LIVING has helped hundreds of thousands of people relocate to their ideal destination, life, and home. Debbie Lane, who relocated to Brunswick Forest outside of Wilmington, NC, with her husband, John, had lived in Herndon, VA, for 22 years, where John commuted to downtown Washington, D.C., every day. Tired of the traffic, they wanted something different for retirement. “After all those years of working, this is what life is all about. We feel like we are on vacation all the time,” says Debbie. “We attended two trade shows [ideal-LIVING Real Estate Shows] held in Tysons Corner, VA, and met with representatives from Georgia to Tennessee. We also talked to the various builders that were there, and it really got us thinking about retirement. The information was very helpful. Ideal-LIVING gave us the opportunity to narrow our choices.” Louis and Valerie Zarro were the third generation to live in their three-story home near Mahwah, NJ, but they knew that it was time to break tradition. Both were anxious to escape cold winters and to find a community where they could feel connected.

SAT: 10AM-4PM & SUN: 11AM-3PM

JANUARY 13-14

Greater New Jersey Hilton Parsippany

JANUARY 20-21

Greater Chicago, IL Hyatt Regency Schaumburg Schaumburg, IL

FEBRUARY 3-4

Greater New York Hilton Long Island/Huntington Melville, NY

FEBRUARY 17-18

New England

Hyatt Regency Greenwich

FEBRUARY 24-25

Greater Washington, DC

Ritz-Carlton Tysons Corner, McLean, VA For More Info or to RSVP, go to ideal-LIVING.com/shows ideal-LIVING.com |

Presentations at the Shows Check ideal-LIVING.com/shows for presentation times at each show. How to Choose Your Ideal Place How do you choose the best place to live? Learn how to simplify your search by focusing on key priorities like tax-friendly states, lower cost of living, milder climate, and a better quality of life. Strategies for Maximizing Tax Savings Learn ways to develop an inflation-protected financial plan for your lifestyle. Discuss strategies for preserving wealth, mitigating taxes, estate planning, and funding your retirement goals given the current market environment. Financing Your Next Home Discover alternatives to traditional financing. Find out how financing your home can help with your financial plan for retirement. Selling Your Home in Today’s Market If you are thinking about selling your home, learn what home improvements get the best return on investment. What about curb appeal? Kitchen and bath remodels? Should you offer inducements? Live Your International Lifestyle Have you ever considered living or retiring abroad? Get tips on property ownership, taxes, and cost-of-living from the experts.

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“If we didn’t go to the ideal-LIVING Show, we might still be in New Jersey!” said Valerie. “When we went to the Show, we didn’t know where we wanted to go, so we took brochures from every property.” The Zarros then searched by state and made a list of what they were looking for. They used the “Show Only” getaway offers they received at the Show that became the answer for them. The Zarros traveled to nearly a dozen communities and finally found their home and community in Millsboro, DE. “We didn’t know what we were missing,” said Zarro. “And the icing on the cake was the taxes!” When you attend the ideal-LIVING Real Estate Show, you, too, can take advantage of “Show Only” getaways. Visiting the town or city you are considering relocating to is great, but the only way to truly know that a community or town is where you want to be is to “live like a resident.” Similar to test driving a car before buying it, “Show Only” getaways are the optimal way to try on a community and the nearby city. On these tours, you are intentionally folded into the community. You may be invited to play golf on the community course or take a yoga class with potential friends. The agenda could include a kayaking trip or a game of pickleball with a group of residents. And, you will likely have lunch at the club, dinner with residents, and/or attend community gatherings. Only at the Show can you experience many different master-planned communities in one location, attend informative seminars such as “How to Choose Your Ideal Place,” and take advantage of “Show Only” getaways. If you are ready to discover your ideal life, join us at an ideal-LIVING Real Estate Show near you! Admission to the Show is free, and everyone is welcome. Any age, couples, singles, friends, family – anyone looking to find their ideal destination, life, and home.

For your Express Check-in & RELOCATION GUIDE & WORKBOOK Complimentary Relocation Guide RSVP or for more info visit: ideal-LIVING.com/shows

Six miles from historic Beaufort, South Carolina Dataw Island is a gated golf, tennis & boating community located six miles east of the historic Lowcountry town of Beaufort, SC. B e t w e e n Hilton Head, Savannah, and Charleston and close to the beach, shopping, history, and fine & performing arts. Steeped in natural beauty, Dataw Island is a neighborhood full of activity in tranquil surrounds. Enjoy scenic golf courses by Tom Fazio and Arthur Hills - challenging enough for the avid golfer, yet accessible for those just learning. Also featuring world-class Tennis and Croquet, a full-service Marina, and our newest club sports - Bocce and Pickleball! Homes available from the $400s to $2million. Dataw Island: created by nature, and reserved for you! “Club of the Year” (South Carolina Golf Association)

Dataw Island

“Top Community to Follow Your Passion: Charitable Giving” (Golf Home Network)

(843) 838-3838

“Outstanding Tennis Facility” (USTA)

“Best Kayaking”; “Best Island Community”; “Best Health & Wellness” (ideal-LIVING)

“Best Community” “Best Golf Course” “Best Tennis Pro” (Beaufort Gazette)

(843) (8 43) 8 3 8 - 3 8 3 8 ideal-LIVING.com | 45 Dataw.com Dataw.com

REAL ESTATE SHOW

The Martini Theory How to Find Your Deam Home By Doug Terhune New Jersey Native/Retirement Expert

The Martini Theory is a unique analogy to help clients find their perfect retirement or second home. The theory is based on the idea that three steps must be followed to achieve a successful retirement the first time. In order, they are: 1. Area: This is the largest and most important part of the martini glass. When choosing an area, consider lifestyle factors such as climate, geography, medical services, shopping, dining, proximity to family and friends, and cost of living. 2. Community: Once you have found an Area you want to live, the next step represents finding the specific community where you want to live. (That’s the vodka or gin.) Consider factors such as amenities, activities, socioeconomics of the residents, architecture, and the overall feel of the community. 3. Dream Home: The well-soaked olive is the easiest step, for once you have determined where you want to retire to and in which community, you just need to select a home. If you cannot find a home, consider building one to your specifications.

The Martini Theory is an important guide because it helps people to focus on the most important factors sequentially and logically when choosing a place to live. Many people start their search by focusing only on homes, and this can often lead to incorrect and expensive decisions. Following the Martini Theory will ensure you find the perfect Area, Community, and Dream Home the first time! • Before you begin your search, write down what is important to (both of) you in terms of an Area, Community, and Dream Home. • Be open-minded when choosing an area and community. Don't just focus on the places that you are familiar with – explore new regions. • Take your time, start early, and do your research. Finding the right area and community for you is important, so don't rush the process. • Visit the communities that you are interested in multiple times. This will give you a better chance to get a feel for the community and see if it is a good fit for you. • Don't be afraid to ask for help from local real estate experts. A good real estate agent can provide you with the information you need to make educated decisions.

Finding the right place to retire is perhaps the most important remaining decision. Come hear the author/creator of the Martini Theory at the Ideal-LIVING Real Estate Show in Parsippany, NJ, on January 13th & 14th.

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D I S C O V E R Y T R AV E L There’s a Place for You,

venture out

and Find It!

DISCOVERY TRAVEL ideal-LIVING invites you to get out and explore communities to find your ideal destination. You won’t know until you go. Here’s a sampling of Discovery Travel opportunities with over 100 more that can only be found online.

available only on

.com/ventureout

LAKEWOOD RANCH — FLORIDA Live the Florida lifestyle you’ve been dreaming of! With 20+ villages, each featuring distinctive homes, amenities, and features, Lakewood Ranch is designed to support every aspect of your life. New homes include townhomes, condos, attached villas, single-family homes, and estates, with prices from the $300s to over $1 million. The 40% open space plan and mixed-use component work together to provide each village on The Ranch with easy access to parks, trails, and recreational opportunities like three town centers, a sports campus featuring pickleball, Sarasota Polo Club, and The Farmers Market. Just beyond our backyard you can enjoy Sarasota’s white sand beaches and arts scene.

HOME PLACE OF SOUTHPORT — NORTH CAROLINA

LION Over the past 25 years, Lakewood Ranch has become a community unlike any other. From programmed events and clubs to music festivals; shopping and restaurants to outdoor

.com

recreation, the only thing more interesting than the lifestyle is the people who live here. We invite you to explore the best-selling multi-generational community in the country. Welcome to The Ranch.

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Located just a few minutes from the seaside town of Southport, NC, which is home to the North Carolina State 4th of July Festival, a historic waterfront, and dozens of restaurants and eclectic shops, The Home Place of Southport is an ideal community to enjoy an active, yet relaxed lifestyle. The community features 52 charming, brick lowmaintenance homes with highly desired retirement smart features. This new gated neighborhood offers single-family Villas and Garden Home Duplex designs, featuring the Beach Boca floor plan consisting of three bedrooms, two baths, a two-car garage, and a screened lanai with an optional bonus and bath. Prices begin in the $400s.

You won’t know until you go!

*All Discovery Travel is subject to availability and may be changed at any time. | ideal-LIVING.com

D I S C O V E R Y T R AV E L OLDFIELD — SOUTH CAROLINA Enjoy incredible home designs and luxury amenities against a backdrop of natural Lowcountry beauty in Bluffton, SC. Play 18 holes of golf on the private Greg Norman golf course or challenge a friend to a tennis match, take a riding lesson at the equestrian center or a fitness class at the sports club, rent a kayak at the Outfitters Center to head out on the Okatie River, or make a reservation for dinner at one of the on-site restaurants. There is truly something for everyone at Oldfield. Front and rear porches for outdoor living, main level Owner’s Suites, gourmet kitchens, and so much more.

MIRUM ELOUNDA VILLAS — GREECE Mirum Elounda Villas is an exclusive seafront complex of Mediterranean-style ultra-luxury villas set in a stunning boutique development facing the historical Spinalonga Island. The villas feature open terraces, panoramic windows, landscaped gardens, and private heated swimming pools. Each villa is designed to take maximum advantage of panoramic sea views. All come with generous indoor-outdoor spaces that have a contemporary feel and inviting private pools. Sample the Mediterranean lifestyle by renting one of Mirum Elonda Villas. With a seafront location, exclusive access to amenities and service from a 5* hotel, these rental villas provide you with the luxury vacation of a lifetime.

LAKESIDE RUN — MARYLAND Lakeside Run at Trappe is a new, multi-generational community on Maryland’s eastern shore of the Chesapeake Bay that offers one and two level homes and 14 beautiful models for lease! The luxury homes have an open-plan coastal style that is perfect for modern family living. Lakeside Run is owned and professionally managed by award-winning Allen & Rocks, Inc., a family-owned and operated corporation founded in 1948. They understand that it is their residents who give life to their communities, and therefore, it is their desire to create an exceptional living experience that residents will embrace and be proud to call home.

SERENITY BEACH — BAHAMAS In the Bahamas, Serenity Beach Resort is located 30 minutes south of Marsh Harbour, Abaco. It is a master-planned luxury resort and residential community featuring private residences, luxury boutique hotels, multiple restaurants, and bars across 120 pristine acres. It has almost 3,000 feet of beach frontage on a two-mile sugar-white sand bay. Dining can be enjoyed beachside at the grill or ridge-top in the clubhouse with an executive chef. All of your activities are hosted by the guides and Serenity Beach team, including bonefishing, sailing, island hopping, sunset cruises, deep-sea fishing, scuba diving, snorkeling, and nature hikes.

To find more than 100 Discovery Travel opportunities, visit ideal-LIVING.com/ventureout ideal-LIVING.com |

Reasons to Call Tennessee Home:

No State Income Tax

Low Utility Costs

Four Mild Seasons

No Pension Taxes

Low Property Taxes

Calculate your low cost to live the good life, only better: www.RetireTennessee.org

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TENNESSEE offers mild climates, beauty, urban conveniences and rural peacefulness. Come experience our southern hospitality and witness how the good life keeps getting better.

Enjoy our World Tour Adventure and Live the Lifestyle Before You Buy!

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On Top of the World is Central Florida’s premier active-adult community. Enjoy endless indoor air-conditioned recreational fun! Plus, over 420 acres of outdoor amenities. • Fitness centers

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• Over 20 miles of walking trails • Indoor/outdoor swimming pools • 54 holes of golf on three courses

• Veterans Park featuring memorial, archery range, horseshoes, cornhole, community garden and more!

Active-Adult, Maintenance-Free, Single-Family & Luxury Estate Homes from the $300s to the $500s. Call us at 866-228-5878 | OnTopoftheWorld.com 8447 SW 99th St. Rd. Ocala, Florida 34481 ©2024 On Top of the World Communities, LLC. A 55+ community in Ocala, FL, by Colen Built Development, LLC. *Price per couple, plus tax. A tour with one of our Sales Specialists is required. To be eligible to receive the discounted $199 World Tour Adventure, guests must book their stay by December 31, 2024. A $199 cancellation fee applies if the reservation is canceled within 30 days of stay. Prices are subject to change without notice. Certain conditions may apply. Void where On Top of the World Communities reserves the right to change or withdraw this or any offer at anytime. It cannot be combined with any other offer.

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TRAVEL

Continents, Reasons to Travel, Lessons Learned 52

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by Jan Cullinane

s travel part of the plan for the second half of your life? If so, you’re in good company: 63% of those 50 and better say it’s an important goal, according to research by RCB Wealth Management. I’m a proponent of travel for a number of reasons and have had the opportunity to visit at least a portion of all seven continents. So, why should we travel? These are my seven reasons and a lesson I learned from each example.

It changes you. When we visited Vietnam, we visited a shrimp farm. I was surprised when the guide told us they eat many of their pests, such as grasshoppers. Grasshoppers are an excellent source of protein, vitamins, minerals, and unsaturated fat. I tried a roasted one—crunchy and not unlike fried shrimp. Lesson: Be open to new ideas. Novel ways of looking at things can open your mind.

It challenges your thinking. In India, we were walking to meet our guide for a boat tour of the Ganges River, where people bathe and wash their clothes, and where the dead, wrapped in shrouds, are cremated on wooden pyres. The Hindus see the river as sacred and spiritually pure, and bathing in the Ganges is believed to cleanse one of sins and bestow heavenly blessings. As we neared our destination, a young boy of about eight asked if we would buy a package of postcards for $1. Not wanting to hurt his feelings, I said we were going to the Ganges, and we didn’t want to carry the postcards, but would give him $1. He was highly insulted and said he worked for pay; he was not a beggar. Lesson: A wake-up call for me: I presumed he’d be happy for the money, without having to provide any goods, but as our guide later explained to us, everyone in India is expected to earn his/her way. Don’t presume.

It may make your brain grow/stay sharp. Novel, beautiful, and unusual experiences activate the part of our brain that has to do with rewards and memory (the hippocampus) and may create new connections among our nerve cells. Our southernmost continent, Antarctica, is the fifth largest of the seven continents, and allows only 100 visitors at a time walk on each landing site in an effort to protect this unique ecosystem. There are no permanent human residents (but about 40 million penguins!). Antarctica contains roughly 70% of the world’s fresh water and holds 90% of the earth’s ice, but it’s the driest place on earth. Lesson: Besides being the southernmost, driest, and iciest continent, Antarctica is also the highest, coldest, and windiest continent. A visit to this land of contradictions will make you realize that things aren’t black and white, how fragile our world is, and why it’s so important to protect and preserve our blue planet.

“

Tell me, what is it you plan to do with your one wild and precious life?” Poet Mary Oliver

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TRAVEL

It makes you more well-rounded. I’ve visited places I’d only read or heard about in books—ancient wonders such as the Coliseum, the pyramids of Giza, the Acropolis, the Great Wall of China, and the Terra Cotta Warriors; the mysterious moai of Easter Island; hiked the staggering beauty of our national parks; snorkeled at the Great Barrier Reef; and watched a lion stalk its prey in Africa. Lesson: Travel gives you a much deeper knowledge, understanding, and appreciation for our blue planet and those who live on it. I found that people are alike, and different. Most people want the same things: peace, shelter, meaning, and love.

It makes you more appreciative. Taking a break from your normal routine is revitalizing.

It creates wonderful memories. I like to look at my travel pictures and relive the experiences from past trips.

Lesson: After submitting each draft of a new book to my publisher, I take a trip somewhere. Although I love what I do, work-wise, travel provides a wonderful reset to being hunched over my computer for hours at a time.

Lesson: Travel “sparks joy,” as the organizing guru Marie Kondo might say, and I’ve found re-visiting a trip does, too.

It gives you something to talk about. A little tired of talking about politics or the weather or the latest TV show? When you travel and place yourself in novel situations, you’re no longer living on “auto-pilot.” Travel gives you something different and exciting to talk about. Lesson: Sharing experiences builds relationships. And it may help you discover more about yourself … and change you as a person. Poet Mary Oliver asks, “Tell me, what is it you plan to do with your one wild and precious life?” I’d say to be sure to include travel …and I hope you enjoy a few of my many, many pictures. Bon voyage! Jan Cullinane is an award-winning retirement author, speaker, and consultant. Her current book is The New Retirement: 3rd edition (John Wiley and Sons).

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A National Wildlife Habitat Community and More Meet South Carolina’s first private community recognized as a National Wildlife

Habitat. Just 20 minutes from Hilton Head Island and one of hundreds of sea and barrier islands, Callawassie Island is an 880-acre private oasis comprised of coastline, marshes, and moss-draped oaks that hosts close to 700 families. Known for offering an active lifestyle, this private golf community has an award-winning, 27-hole course designed by Tom Fazio as well as Fitness Center, swimming pools, multiple variety of racquet sport courts, a Clubhouse, River Club, and over 50 active clubs and organizations that foster and encourage warmth, balance, and connection. There’s no better way to experience Callawassie Island than through a Discovery Visit. You’ll enjoy accommodations, access to amenities, a personalized real estate tour, and your chance to live on your own private island.

176 Callawassie Drive

Okatie, SC 29909

843.258.8986

Scan this code with your phone’s camera for more information

DiscoverCallawassieIsland.com

You’ll Feel at Home We invite you to discover the robust lifestyle at Hampton Hall.

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Find Your Ideal...

LIFE

Discovering your ideal life is a journey of self-discovery, aligning your passions, E+ / GETTY IMAGES PLUS / SOLSTOCK

values, and aspirations. It’s about creating a harmonious balance between personal fulfillment, meaningful connections, and the pursuit of your dreams. Whether it’s in the warmth of a tight-knit community, the excitement of new career endeavors, or the tranquility of serene landscapes, finding your ideal life is a deeply personal and gratifying experience. Embrace the process, explore your desires, and design your ideal life.

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LIFE

Find Your IDEAL Life

by Kelly Godbey

t Ideal-LIVING, we believe that everyone deserves to find their ideal life. Everyone gets into a bit of a rut from time to time in their lives, and they need new adventures. All too often, people get caught in the grind of every day—waking up, working, making dinner, sleeping, and then repeating the same the following day. Since you are reading this magazine, it means that you seek to make a change in your life. Whether working, thinking about retirement, or retiring, you can find your ideal life. But, how do you find it? Close your eyes for a few minutes. Imagine your ideal day. What do you do from the moment you wake up until the moment you sleep? Do you have coffee with friends from your lakefront deck? Do you walk your dog to a waterfall? Do you exercise? Maybe you go to a fitness class or play pickleball. Perhaps your ideal day is boating or playing 18 holes, followed by a drink on the 19th. Maybe your days are spent helping others or starting a new career. It’s up to you to decide how you want to live. Make a list of all the things you would like to do in your life. Whether you are single or married, make this list for yourself first. You can share it with a spouse, but realize that, most likely, your ideal day will have differences. And, if these lists are different, this is actually a good thing— that just gives you more activities. Prioritize your list. Rank your list with your must-haves, nice-to-haves, and not-so-importants. This list is the starting place for finding your ideal destination, life, and home.

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Look for destinations with the taxes and climate that you desire. Keep your mind open to international destinations, as well as other states. And, youʼre on your way to finding your ideal life. It takes a bit of an adventurous spirit to embark on this journey, but it’s well worth it.

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It’s up to you to decide how you want to live.

Start searching for the ideal destination where you want to live. Decide if you’re going to live on the coast, in the mountains, in the desert, on an island, or on a golf course. The Ideal-LIVING Real Estate Show is a great place to get started looking for places to live (See page 42).

Premier Coastal Living on Virginia’s Cape

Set upon 1,720 lush acres along the Chesapeake Bay, Bay Creek is a master-planned community that brings families together to live their best life through a connection with its coastal landscape, nature, phenomenal club amenities managed by Troon Privé and active lifestyle programming. From exploring sparkling bay waters to hosting friends for dinner on the porch of your welcoming new coastal home, Bay Creek is the easy-going, elegant lifestyle you’ve always dreamed of. We invite you to explore this natural wonderland in a place where residents connect, forge friendships and pursue their interests and passions. There is truly nothing like it on the coast of Virginia.

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Homesites from the $100s | Condos & Townhomes from the $500s | New Single Family Homes from the $800s

844.620.2900

info@ BayCreekLife.com

Obtain the Property Report required by Federal Law and read it before signing anything. No Federal agency has judged the merits or values, if any, of the property. This is not intended to be and does not constitute an offer in any state or jurisdiction where prohibited by law. Information deemed reliable but not guaranteed. Prices and square footages are provided for reference only but are subject to change and not guaranteed. Renderings are artist’s conceptual illustrations and are subject to change. Sales by Bay Creek Realty/Broker. ©2023 Bay Creek. All rights reserved.

HEALTHY LIVING

The Blue Zones

Islands of longevity have healthier lifestyles: Incorporate the findings for a healthier, longer life

by JG Walker

hen journalist Dan Buettner went to Sardinia for National Geographic in 2000, he found communities there with a surprising number of residents who were 100 years of age or older. Buettner and a research team of scientists and demographers subsequently identified five widely dispersed areas around the globe that had the highest percentage of centenarians: • • • • •

The Barbagia highlands region of Sardinia, an Italian island in the western Mediterranean, is home to some of the world’s longest-living men Okinawa, a Japanese island in the Pacific Ocean with the world’s longest-living women Loma Linda, California, which has some of the highest rates of longevity in the United States The Nicoya Peninsula on the Pacific coast of Costa Rica in Central America The Greek island of Ikaria in the eastern Mediterranean’s Aegean Sea

Travel with a Mission

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One interesting note about those Blue Zones is that they’re all “islands” in a sense: Sardinia, Okinawa, and Ikaria are actual islands, while Nicoya in rural Costa Rica is surrounded by water on three sides. Even Loma Linda is something of a “cultural island” in Southern California, home to a high concentration of Seventh-Day Adventists, a closeknit Christian community. Was the key to longevity their relative isolation or their more traditional lifestyles?

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What is it about these particular places that results in so many living to be 100 or more?

For his 2008 book, The Blue Zones, Lessons for Living Longer from the People Who’ve Lived the Longest, Buettner visited those regions to discover why they were home to so many centenarians. It’s an enjoyable travel book that offers some historical background for each location, plus dozens of interviews with their oldest residents. But this is a travelogue with a mission: What is it about these particular places that results in so many living to be 100 or more? And why do their older residents also have much lower rates of obesity, heart disease, and many types of cancer? These folks aren’t just living longer; they’re living healthier. Was it location or lifestyle?

Costa Ricans say plan de vida, At the conclusion of The Blue Zones, Buettner distills a series while Okinawans call it ikigai . of “lessons” that can be learned from his study subjects, Both roughly translate to since dubbed “The Power 9”: ONE: Move Naturally. The longest-living people aren’t mar- “why I get up in the morning.” Lessons for Better Lives

athon runners, but they exercise as part of their daily routines. Most do their own household chores or tend a backyard garden. All seem to walk somewhere every day, whether it’s to visit family and friends or shop at a local market. Sardinian shepherds guide their flocks for five miles or more, often well into their 90s, while Adventists regularly take long weekend nature hikes. TWO: Hara hachi bu. This Japanese phrase is spoken by Okinawans before eating to remind themselves to stop when their stomachs are 80% full. For those of us raised to “clean your plate,” an effective translation might be “eat smaller portions.” In fact, nearly all of the study subjects consumed fewer but higherquality calories than the average American. THREE: Plant Slant. The daily diets of most of the centenarians were primarily based on vegetable dishes and fresh fruits. Except for strict Adventists who are vegetarians, the others ate meat, but usually only once a week and on holidays. Beans and nuts supplied much of their daily protein.

FOUR: Grapes of Life. The Adventist faith discourages alcohol consumption, but many elders in the other areas enjoy a sociable glass of wine or beer in the evenings. Moderation is the cultural norm. FIVE: Purpose Now. Costa Ricans say plan de vida, while Okinawans call it ikigai. Both roughly translate to “why I get up in the morning.” Buettner’s interviews with centenarians reveal that they look forward every day to some purposeful activity, like helping with the greatgrands, enjoying a hobby, or accomplishing a task. SIX: Downshift. The most long-lived have found ways to reduce stress and avoid the physical ailments often associated with chronic inflammation. Many take afternoon naps or relax by socializing in the early evenings. Okinawan women gather for tea with their moai, a group of five friends bonded for life. Adventists create a “sanctuary in time” for family activities during their Saturday Sabbath. A 107-year-old Sardinian woman offered this advice: “Life is short. Don’t run so fast you miss it.”

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HEALTHY LIVING SEVEN: Belong. Ikarians are Greek Orthodox, Costa Ricans and Sardinians are Catholics, and Seventh-Day Adventists are Christians. Okinawans have a traditionbased religion influenced by Buddhism and Confucianism. Except for the Adventists, they may not attend worship services every week, but they profess a faith that gives them a sense of belonging. EIGHT: Loved Ones First. Many of the centenarians lived in extended family groups, but a surprising number lived alone, although with family members nearby. Strong traditions in all of the study areas honor the aged and include them in daily activities. NINE: Right Tribe. In addition to family, the longest-lived people are part of a social network of friends. Some are structured, like the Okinawan moai, but most are just regular face-to-face gatherings at a location within easy walking distance. News and opinions are shared, with more than a few laughs along the way. Perhaps most tellingly, Buettner observes, “Of all the centenarians interviewed, there wasn’t a grump in the bunch.”

“Life is short. Don’t run so fast you miss it.”

Spreading the Blue Zone Message

Today, Buettner is the enthusiastic frontman for an advocacy organization that promotes the adoption of Blue Zone lifestyle strategies in American communities. The pilot project in Albert Lea, MN, which focused on fresh foods and sociable exercise, has resulted in a reported 3.2-year increase in life expectan-

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The Blue Zones has since become a New York Times bestseller that has spawned a series of publications, including cookbooks with recipes from the studied communities. And, in a recent Netflix docuseries, Buettner revisits his islands of longevity and some of their oldest residents, adding new lessons learned about their healthier lives.

BEAUTIFUL WOODED HOMESITES coming early 2024

Living in River Bluffs offers you the best of both worlds—a low-maintenance, luxury home and an outdoor oasis at your disposal. Our most recent phase, as well as the continuing community phases at River Bluffs, all experience the benefits of our wide array of amenities while embracing low-impact living along the Northeast Cape Fear River. • • • • •

2,700 Foot Riverwalk Deep Water Marina Boat & Kayak Launch Community Farm Resort-Style Pool

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HEALTHY LIVING cy and a 40% reduction in health care costs. More than 70 U.S. communities now participate in the Blue Zones Project, including eight southwest Florida retirement destinations like Naples and Ave Maria that earned Blue Zone certification in 2022. In late October 2023, Buettner made his pitch to civic leaders in South Carolina’s capital city of Columbia.

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Even if your community isn’t part of The Blue Zones Project, you can adopt some of its healthier-lifestyle strategies: Take a 30-minute walk around your neighborhood or public park; shop for fresher foods and make burgers or pork chops a weekend treat; volunteer at your local library or food bank; reconnect with old friends or make new ones by joining an interest club. The first steps may be small, but if the result is a healthier life and a renewed sense of purpose, it’s a journey worth starting in 2024.

INSPIRED LIVING

Schedule a Discovery Visit

Breathtaking vistas, a wealth of amenities and only 18 miles west of Gettysburg... Let us show you what life is like in this pristine natural haven. We love calling Penn National home and you will too. No Master HOA | World Class Golf | Steps From Michaux State Forest Homes From The 400’s | No State Tax On Retirement Income

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Where to Retire THE SHORT LIST 50 BEST MASTER-PLANNED COMMUNITIES IN THE U.S.

LIFE

Generation Jones Which Generation Do You Identify With?

ave you ever heard of Generation Jones? You might have thought your entire life that you were a Baby Boomer, but it turns out there has been a subset of the Boomers. Generations are often defined by the shared experiences that can shape their values, attitudes, and behaviors. And, some of these differences are turning up in home purchases. If you are currently in the market for a new home, you are competing against people from each of these generations.

Boomers value hard work and dedication, and they are often willing to work long hours and sacrifice to achieve their goals. Boomers place a high value on family. They are often close to their parents, siblings, and children.

Baby Boomers (born 1946-1964)

Typical icons and cultural items for Baby Boomers: • Music: The Beatles, The Rolling Stones, Jimi Hendrix, Bob Dylan • Movies: The Graduate, Easy Rider, Casablanca, Gone with the Wind • TV Shows: Happy Days, The Brady Bunch, All in the Family, M*A*S*H • Books: To Kill a Mockingbird, One Hundred Years of Solitude, The Catcher in the Rye, The Lord of the Rings • Technology: Transistor radio, television, telephone, automobile

Baby Boomers are the largest generation in American history. They came of age during a time of economic prosperity and social change. Boomers were raised to believe that they could achieve anything they set their minds to, and they have gone on to make significant contributions to society in all fields. They are often highly ambitious and driven to succeed.

Boomers grew up during a time of great social change and upheaval. The civil rights movement, the anti-war movement, and the feminist movement inspired them, and boomers are often idealistic and optimistic, believing they can make the world a better place.

Generation Jones (born 1955-1964)

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Generation Jones is often referred to as the “sandwich generation.” They are caught between the baby boomers and Generation X, and they often feel like they are not understood by either generation. Gen Jonesers are often fiercely independent. They grew up during a time of social upheaval and economic uncertainty, and they learned to rely on themselves. Gen Jonesers are highly adaptable. They have had to learn to navigate a rapidly changing world, both personally and professionally

YOU BELONG AT

Now is your time... to find out where you belong. Imagine thriving in the breathtaking countryside of middle Tennessee surrounded by rolling hills while soaking in the fresh air and warm sunshine. Now imagine discovering everyday conveniences minutes away, a lively social calendar, diverse clubs and interest groups, plus world-class amenities just steps away from home. All of this will be waiting for you at Southern Harmony, Tennessee’s premier active adult community.

Where Music City vibrancy meets laid back Southern Charm.

Coming Early 2024 to Murfreesboro, TN Join the VIP Interest List to gain advance access to community news, information sessions, and the opportunity to purchase before the general public. To Learn More Visit DelWebb.com/SouthernHarmony

Photographs are for illustrative purposes only, are not intended to be actual representations of a specific home being offered, and depict models containing features or designs that may not be available on all homes or in all communities or that may be available for an additional cost. This material shall not constitute a valid offer in any state where prior registration is required or if void by law. At Del Webb communities, at least one resident of household must be 55 years of age or older, and additional restrictions apply. Some residents may be younger than 55. Del Webb and the Del Webb script logo are registered trademarks of PulteGroup, Inc., and/or its affiliates. ©2023 PulteGroup, Inc. All rights reserved. 11/8/2023

LIFE

Gen Jonesers are resourceful. They have had to find creative ways to make ends meet and achieve their goals. Gen Jonesers are pragmatic. They focus more on getting the job done than on ideology or idealism. Typical icons and cultural items for Generation Jones: • Music: Bruce Springsteen, Michael Jackson, Madonna, Prince • Movies: E.T. the Extra-Terrestrial, Star Wars, Back to the Future, The Breakfast Club • TV Shows: Seinfeld, Cheers, The Cosby Show, Family Ties • Books: The Shining, The Hitchhiker’s Guide to the Galaxy, Jurassic Park, The Stand • Technology: VCR, personal computer, CD player, cell phone

Generation X (born 1965-1980) Generation X is often referred to as the “latchkey generation.” They grew up during a time when both parents were often working, and they were left to fend for themselves a lot of the time. Gen Xers are selfreliant and are not afraid to go their own way. They grew up during a time of economic uncertainty and political scandals, and they are not quick to trust. They are not afraid to be different, and they do not like to be conformists. Gen Xers value work-life balance. They are not willing to sacrifice their personal lives for their careers.

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Millennials are the most diverse generation in American history. Millennials are the most technologically savvy generation in history; they grew up with the internet and social media and are comfortable using technology to communicate, learn, and work. Millennials are open-minded and accepting of diversity; they are more likely to support LGBTQ rights and other social causes than other generations. Millennials are more likely to start their own businesses than other generations. They are also more likely to freelance or work independently. Millennials value collaboration and teamwork. They are used to working in teams in school and in the workplace. Millennials are socially conscious and environmentally aware. They are more likely to support companies that are committed to social responsibility and environmental sustainability. Typical icons and cultural items for Millennials: • Music: Beyoncé, Adele, Rihanna, Justin Bieber • Movies: The Hunger Games, Twilight, The Avengers, Harry Potter • TV Shows: Game of Thrones, Stranger Things, The Office, Modern Family • Books: The Hunger Games, The Fault in Our Stars, Fifty Shades of Grey, The Girl with the Dragon Tattoo • Technology: Smartphone, tablet computer, social media, streaming services

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Typical icons and cultural items for Generation X: • Music: Nirvana, Pearl Jam, Radiohead, Soundgarden • Movies: Pulp Fiction, Fight Club, The Matrix, The Silence of the Lambs • TV Shows: Friends, The Simpsons, X-Files, Seinfeld • Books: The Girl with the Dragon Tattoo, Harry Potter, Fight Club, American Psycho • Technology: Video game console, portable music player, internet, social media

Millennials (born 1981-1996)

Vibrant living is now at Wellen Park Live the life you’ve dreamed of ... but better! Located in popular Venice, Florida Live close to Downtown Wellen the area’s new lakefront destination with shopping, dining and events Beautiful beaches within 15 minutes Future fun-filled amenities including: resort-style clubhouse, fitness center, 2 pools, 8 pickleball courts + 1 stadium court, paw park, indoor and outdoor social areas, and much more! Quick move-in and personalizable homes from the low $400s are available

Learn more at BrightmoreFL.com or 941-655-9325

Grand Opening January 2024!

Future fun-filled amenities

Pursuant to the Fair Housing Act, this housing is intended for occupancy by at least one person 55 years of age or older per home, although the occupants of a limited number of the homes may be younger. Within this limited number, one member of the household must be 55 years or older with no one in permanent residence under 18 years of age. Existing and proposed amenities for the community are subject to changes, substitutions and/or deletions without notice. Mattamy Homes makes no representation or guarantee that the community or any amenities will be constructed as currently planned. All offers are subject to change or withdrawal at any time without notice. Prices, specifications, terms, conditions, home site and plan availability are subject to change or revocation without prior notice or obligation. For more information on available homes and incentives, see a New Home Counselor for details. Features, amenities, floorplans, elevations, square footage and designs vary per plan and community and are subject to changes or substitution without notice. Visit MattamyHomes. com or see a Mattamy New Home Counselor for further details and important legal disclaimers. Message and data rates may apply. This is not an offer in states where registration is required. Void where prohibited by law. Models/lifestyle photos do not reflect ethnic or racial preference. Message and data rates may apply. © 2023 Mattamy Homes. Mattamy Homes and the Mattamy logo are U.S. registered service marks or service marks of Mattamy Homes and/or its subsidiaries. All rights reserved. E.&O.E. Builder Lic # CGC1524464 & CBC1260748. MATBM004 11/2023

CHEF’S CORNER

Chicken Soup for the Soul Chef John Huffenberger reflects on slow-simmered comforts, Creole cuisine, and country club life

by Fanny Slater

hef John Huffenberger’s passion for food didn’t flourish until his teenage years; however, his mom recalls that the distressed declaration, “Well, how am I going to cook my soup?” rolled right off his tongue as a young boy when the power went out. Childhood microwave memories aside, Chef John’s resume is made up of an adoration for simple comfort food, Southern Creole cuisine, an impressive skillset that earned him the distinguished title of ACF Certified Chef, and years of experience elbow-deep in the organized chaos of professional kitchens. Just as 2023 draws to an end, Chef John closes out his first full year at South Carolina’s pristine Hampton Hall Club where he joined on as Executive Chef in January 2023. Between the world-class golf course and vibrant racket sports program at this private community, members are always working up an appetite. And, when that hunger peaks, they head to Hampton Hall’s Community Clubhouse—a sprawling site inspired by a medley of Mediterranean and Lowcountry style.

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Chef John assures the regulars that club staples like the famous She Crab soup are untouchable, but he rotates menu items every few weeks to spice things up. With a foundation of French training, he weaves his Georgia roots, a tenure at Emeril Lagasse’s Florida-based restaurant, and years of chef-ing through the Carolinas into his coastal-inspired culinary POV. Read on to indulge in more of his story: a rich narrative brimming with sweet Southern charm, sharp organizational skills, and, of course, a lifelong appreciation for soup. And, stick around until the end to hear how a college crock pot fail led to the accidental creation of a surprisingly delicious chicken noodle porridge.

Chef John’s resume is made up of an adoration for simple comfort food, Southern Creole cuisine, an impressive skillset.

Tell me about some of your very first memories in the kitchen around food and cooking. I didn’t get into cooking until high school, but my mom tells this story about how the power went out when I was a kid, and I said, “Well, how am I supposed to cook my soup?” It’s funny how that was where my mind went. As far as early food memories, I remember my mom and dad doing a big fish fry often. We’d thaw the fish we caught over the summer. It was usually a lot of simple stuff. My dad made something called SOS—an old army meal of sausage gravy over toast—but we would use ground venison or pork sausage to make the bechamel base. When I was younger, my comfort food was grilled cheese and tomato soup, and it’s honestly still the same today. No matter how far I progress in my career. Of all the things I’ve seen, cooked, and tasted—when I go home, I want to cook myself something simple. You’ve definitely advanced beyond a love for simple cooking as you’re an ACF Certified Chef—a prestigious title in the culinary world. What exactly does that mean? The ACF certification program is essentially the culinary standard for professional skills and knowledge. There are written and practical tests judged by other chefs with the same or higher certifications who critique you on everything from sanitation to how you work and organize. You also have to have a certain number of years of experience. How important was this certification in the country club industry? It was totally dependent on the place. Some clubs were more concerned with the culture, the chef ’s fit, and the food’s quality, while others looked for professional certifications. While attending culinary school, you worked at the ever-busy Emeril’s Orlando at Universal (which closed in 2018). Did it feel like a continuation of your education, but in the real world? Absolutely. In culinary school, it’s technique. You’re not mass producing anything. At Emeril’s, it was “here’s the technique, and here’s how you stay organized so you don’t run in circles all night long.” You started at 5 PM, and if you weren’t ready by that time, you were behind all night. It didn’t stop until after 11 PM. It was intense. If one person is behind, the entire kitchen is behind. You may have your station, but you still have to support the people around you. It’s organized chaos. It was right on Universal Studios CityWalk, so we were very busy there. For a line cook, it was probably one of the best decisions I’ve ever made because of the experience.

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After Emeril’s, you worked in a handful of private club-type environments. Take us down that path. After culinary school, I went from Green Island Country Club in Columbus, GA, to working at free-standing restaurants. I wanted the experience so I could figure out exactly what direction I wanted to go culinarily. I found out about the Big Eddy Club and it was everything I had been looking for. I wanted to do primarily fresh, seasonal a la carte dining. I got in and ran with it. There were no other amenities there, though. People came just for the food. I got to do a lot of growing there. They also did renovation within the club, so as they grew, I grew. It was definitely a highlight of my career because I loved that place. I’ve worked at several other country clubs since, and my favorite part is the membership and getting to know the people you’re cooking for. You can have creativity, but you’ve really got to learn your membership to cater to the flavors they’re looking for.

since the beginning that you can’t touch. Here, it’s our She Crab soup. You just let it be!

How much creative freedom do you really have in a country club kitchen? It depends on the place. I walked into Connestee Falls in Brevard, NC, and had a blank slate. Here at Hampton Hall, we were already in full swing, so it was a process of learning the flow, the cooks, the memberships, the events, etc. I tweaked things as I went, but it’s always a work in progress because you want to keep things new and not get stagnant. We get a lot of our blank slate menu opportunities from the themed events and banquets. As for the restaurant, a lot of members dine there several times a week, so by the third time, they’ve seen everything. We have a rolling menu, but there are things that have been there

What advice do you have for home cooks who want to improve their skills in the kitchen? Don’t be discouraged by mistakes. Learning from mistakes is one of the best ways to grow—and I have a story for that! In college, I used to make a lot of crock pot meals because I could set them before class and work and then come home to something ready to go. I once tried to do that with chicken noodle soup. I came home, the house smelled great, and then I opened the lid. Well, you can’t cook pasta for 10 hours and it not absorb all of the liquid so I basically made chicken noodle gruel. It was honestly pretty good! But it’s all learning, so don’t be discouraged. You’re going to make mistakes, but that’s fine. That’s how you learn.

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You’ve been surrounded by coastal Southern cuisine your whole career, but would you define that as your culinary POV? I tell everybody I’m French-trained and Southernraised, and everything I’ve cooked along the way has influenced that style. The Southern side of me pops up often, and I fall back into that Creole coastal cuisine, but I still try to infuse other profiles like Italian and Asian where I can. You’ve been on your feet cooking all day. What’s your go-to comfort food? I do still love grilled cheese and tomato soup! But usually by the time I get home, I’m so wiped I’m looking for leftovers. I need it to be ready in 10 minutes. If it’s that late in the night and I have to cook another meal, I’ll probably just tell myself I’m not really that hungry.

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PORT LUDLOW Inviting Home of the World’s “Most Scenic” Golf Course

he Olympic Peninsula in Washington is one of America’s great natural wonders, a unique ecosystem that lies between the Pacific Ocean and Puget Sound. Covering 3,600 square miles of temperate rain forests, lakeside meadows, wild salmon streams, and snow-capped mountain peaks, the region is so lush and rugged that it wasn’t completely mapped until 1900. Today, much of it is protected public land in the Olympic National Park and Olympic National Forest, plus numerous state parks, wilderness areas, and pristine seashores. Given that spectacular setting, it’s not surprising that the Olympic Peninsula is also home to a golf course that Esquire magazine hailed as the “Most Scenic in the World.”

by JG Walker

A NATURAL GOLF DESTINATION

“Port Ludlow was opened for play in 1975 and it’s still one of the most beautiful golf courses in the Pacific Northwest,” says Jim Mancill, the head golf professional at Port Ludlow Golf Club. “There are some really amazing views of Ludlow Bay, Mount Baker, and the Olympic Mountains that can be seen from the variety of perspectives that the course has to offer.” Credit for Port Ludlow’s skillful design goes to Robert Muir Graves, a renowned golf architect who built more than 70 courses throughout the western United States. Graves took a minimalist approach to his work, preferring environmentally friendly layouts that flowed with the land’s natural topography. And for Port Ludlow, he left in place the icons that would give the course its signature look. “One of the most unique features of the golf course, and one that is true to the area’s history,” says Mancill, “are the many logging stumps that can be seen throughout the course. They still show the notches cut

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into them by loggers who used the cut-outs to hold special planks called springboards securely in place. The loggers would stand on the springboards while they chopped and sawed away at the trees.” Many of those once forlorn stumps in recent decades have sprouted new growth, with a next generation of trees emerging from them as symbols of renewal and the tenacity of life. Among the state’s first courses to achieve Certified Audubon Cooperative Sanctuary status, the Port Ludlow course was completely renovated in 2018 to restore its original contours and view corridors, along with an upgrade of the drainage system to contemporary standards. Together with Port Ludlow’s location in the “rain shadow” of the Olympic Mountains that deflect storm clouds coming off the Pacific, those improvements keep the course dry and playable year-round. “This area is much more temperate than most people might think,” Mancill says. “The summers aren’t very warm, the winters aren’t very cold, and we don’t get much snow. And, we get much less annual precipitation than Seattle does on the other side of the sound.” Keeping the turf firm is a top priority for the golf staff and the club’s nearly 150 members because of another course characteristic. “Graves’ design has most of the greens very close to the next tee box,” says Man-

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cill. “That makes Port Ludlow a very walkable layout and I’d say that about half of our members walk the course regularly. That’s the best way to really appreciate its scenic beauty while getting some great exercise. Along with all of the social activities that the club has to offer, it’s an important element in the overall healthy lifestyle that our members enjoy.”

PACIFIC NORTHWEST RESORT COMMUNITY

The Port Ludlow Golf Club is semi-private, allowing club members and Port Ludlow Resort guests to play the course year-round. A popular vacation and recreation destination for nearly 50 years, the resort features the 300-slip Port Ludlow Marina, a popular port for yachts cruising the Pacific Northwest waters. Visitors enjoy sightseeing tours, crabbing trips, and sailboat excursions from the marina, as well as kayak and paddleboard adventures to explore the Puget Sound’s unspoiled bays, inlets, and islands. The Port Ludlow Inn is a 37-room boutique hotel set directly on the waterfront, with sweeping views of the bay and mountains from private balconies. Every room also has a fireplace and jetted tub. The Fireside Restaurant is the Inn’s award-winning dining venue where Executive Chef Dan Ratigan has cultivated a “Farm-to-Fork” menu that changes daily to feature

the season’s finest local produce, fresh seafood, and outstanding wines. In addition, resort guests and community residents have access to 30+ miles of well-maintained hiking and biking trails, including the local favorite Ludlow Falls Interpretive Trail, a half-mile loop that overlooks a waterfall at the midway point. Many resort visitors over the years have become homeowners in the growing Port Ludlow residential community. In addition to waterfront cottage-style homes in choice locations, Port Ludlow’s newest neighborhood, Olympic Terrace II, features quarter-acre homesites for single-level living close to the golf course, the community trails, and the enchanting sights and sounds of nature. Port Ludlow residents also have access to a pair of clubhouses that feature pools, fitness facilities, squash, tennis and pickleball courts, and a variety of social clubs.

AN INVITATION TO EXPLORE

“I’ve been a PGA member for 32 years and spent most of my career in the Hilton Head area of the South Carolina Lowcountry,” Mancill says. “That’s certainly one of the many scenic destinations on the East Coast that most of your readers are probably familiar with. But, since moving out here to Washington, I’ve come to appreciate this region’s different kind of beauty—a wild and natural beauty that’s really awesome everywhere you look. “With the resort amenities we have here—the golf course, the Inn, the Marina, the walking trails—Port Ludlow offers something that everyone can enjoy,” he says. “And, with the spectacular national parks and forests located nearby, plus the unspoiled Washington coast, the Olympic Peninsula is truly a paradise waiting to be explored.”

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COMMUNITY LIVING

Soaring Beyond Retirement

On Top of the World’s Extraordinary Club Activities

hile Del Webb’s 1960 Sun City, AZ, desert community—arguably the original active retirement community— was visionary with shuffleboard, a golf course, and swimming pools, they couldn’t have imagined the astonishing breadth of community engagement, national class amenities, scores of club activities, plus the myriad avenues for lifelong learning prevalent in legions of 55+ communities today. The sprawling 55+ community of On Top of the World, located in Ocala, FL, between Gainesville and Orlando and just minutes from Interstate 75, is such a place.

by Warren Grant

Founded in 1947 and family-owned, On Top of the World—or OTOW (ohh-tow) for short—boasts 10 tennis courts, nine swimming pools, four fitness centers, four dog parks, 20 miles of fitness trails, four community gardens, one cultural center, eight bocce courts, and much more … all flanked by a working ranch. Two private golf courses and a semi-private course—Candler Hills Golf Club—also host a Florida Golf Tour event in March that is closing in on raising $1 million benefiting the Ocala community. Most astonishing, though, are the 175 resident clubs that offer everything from fitness and wellness to card games, sports, community service, travel, arts and crafts, and music. There is also the Master the Possibilities Education Center, a not-for-profit educational foundation providing lifelong learning to residents and non-residents. Classes are available in photography, philosophy, women studies, culinary, finance, and art history, among many others. Most classes are free to OTOW residents. Here’s a look at three very popular club activities at On Top of the World.

Pickleball

Barry and Candace Barnhart moved to OTOW from Birmingham, AL in January of ’22 to be close to family in nearby Orlando. They had toyed at playing pickleball back home, but got swept up in the sport at

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On Top of the World and its 23 courts, where tons of new friends have been made. Barry even raised his hand at a recent planning meeting and became president of the Pickleball Club. And, Candace is on the social committee, which plans fun monthly events where hundreds of people attend. Of course, pickleball is the country’s fastest-growing sport, especially with seniors. At OTOW, the membership has grown from 500 to 675 people in the last two years, split almost 50-50 between men and women. Says Barry, “Both newcomers and advanced players at the community can take advantage of a comprehensive 10-level instructional program that teaches fundamentals, strategy, and working with a partner customized to one’s proficiency … at no charge. We’ll even provide a paddle to get you started.” The club also gives back to the Ocala community, with member volunteers recently working with a dozen special needs pickleball athletes ranging from 21 to 53 in age. After hours of training from club members, five of the athletes qualified for the Special Olympics Florida Pickleball event, held last November in Orlando. A rewarding exercise, indeed. Where Fun Takes Flight A truly unique amenity lured Don and Barbara Wright to On Top of the World nine years ago. Turns out the community has its own private, dedicated

I used to have to drive miles and miles to get to an R/C flying field. Now I’m there in just minutes. And the facility is first-class.” flying field for remote-controlled (or R/C) aircraft. Says Don, “I used to have to drive miles and miles to get to an R/C flying field. Now I’m there in just minutes. And the facility is first-class.” Indeed, the flying field boasts 14 acres of overfly area, plus a 600’ x 50’ asphalt runway, and an adjacent grass runway of the same size. Don, who has been flying for over 40 years and owns 75 planes, is the president of the OTOW R/C Flyers Club with 200 members. According to Don, “We welcome newcomers from OTOW and have a training program to get them started. We proudly have about one member a month graduate with their solo certificate.” While the club is private, it hosts two fun and unique ‘Fly-Ins’ in spring and fall, where the outside community can fly their R/C planes at the air field or just enjoy the fun and aerial acrobatics from a central observation pavilion. OTOW also has an R/C car club within the community with a paved track. And a lake near the Ocala arts center welcomes R/C sailboats.

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We have a really good blend of archers, some who shoot on a casual basis and others who practice to get better and compete in internal club competitions.” Straight Arrow

An equally unique amenity at On Top of the World is a 16-station, private outdoor archery range for the roughly 150 members of the OTOW Archery Club. Just opened in May of 2020, the facility welcomes newcomers who go through a two-hour safety and orientation session in accordance with the U.S. Archery National Training System. One of the instructors is past club president Bob Papirner, a certified USA Archery Level 2 Instructor/ Coach. Says Bob, “We have a really good blend of archers, some who shoot on a casual basis and others who practice to get better and compete in internal club competitions. We even have 10 club members who shoot competitively around the country. We mix about 60-40%

men to women, respectively, but our elite archer may be Patty Hoppe, who vies with husband Jerry for #1 in the household and in the country in their age group.” Club members pay only $60 a year for dues, which allows them to use the club equipment of bows, quivers, and arrows. Many members own their equipment, which is remarkably affordable for a traditional recurve bow at just $200 to $350. The high-tech composite bows you see on television are as little as $300 to $600 and up. The dues also cover all the targets and target faces (the plastic bull’s eye circle), which are customarily set at 20, 40, 50, and 60 yards away.

To learn more about all of the club activities, amenities, and residential offerings, visit www.ontopoftheworldcommunities.com.

OPENING MID-2024! HOMES from the low $400S

deally situated near historic downtown Belmont, and bordered by the South Fork of the Catawba River, you’ll find Carolina Riverside, a vibrant 55+ community of new homes designed by nationally recognized Del Webb home builders. Carolina Riverside by Del Webb will offer 11 consumer inspired home designs with flexible living so you can design the perfect space to call home. Active lifestyles begin here, with a centrally located recreation hub featuring an exclusive 19,000 squarefoot clubhouse, indoor and outdoor pools, pickleball, and bocce ball courts, a fitness center, and more.

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FINANCE

The Key to Retiring in Today’s Economy by Lawrence S. Tundidor AIF®, AAMS®, AWMA

tock market volatility, inflation, and global unrest since 2022 have caused many to rethink their investment strategies and timeline, yet not all is negative as Morningstar recently updated their safe retiree investment withdrawal rate from 3.8 to 4% due to lower long-term inflation projections and higher bond yields. With many stock market indices still below their 2021 highs, many have asked what could be done to better position themselves for a long and fruitful retirement. To help answer this question, Ideal-LIVING spoke with Financial Planner Lawrence S. Tundidor, CFP®, AIF®, AAMS®, AWMA® of the Tundidor Wealth and Investment Group to find out what folks nearing retirement or in retirement could potentially be doing to prepare.

Utilizing a “Bucket System”

When drawing income directly from a 401k, the plan provider will typically sell shares or “units” to send you a monthly amount you requested. The issue with this strategy is that you are indiscriminately selling shares in an up or down market regardless of price. In a down market, you are selling shares at a lower price and therefore cannot allow time for those shares to recover, essentially “burning

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You’ve worked hard for your money, and decisions on when and where to use your money can have ill-intentioned consequences. Plan where your money will come from instead of putting it all into one pot. In retirement, you should consider having “Retirement Buckets:” long-term, mid-term, and short-term investments to help protect you from market fluctuations while maximizing your income potential. More conservative investments go in the short term, moderate investments for the mid-term, and more aggressive in the longterm. Picking and choosing investments to liquidate on a monthly basis can be stressful, and most financial advisors show you how and where to save, but not how to create an income stream from your investment assets.

the candle on both ends.” Consider investments that provide a dividend or yield that allow you to draw income without selling shares. Utilizing a bucket system can help minimize taxes. For example, if you’re taking all of your income from your Traditional IRAs versus Roth IRAs or Taxable Brokerage accounts, this could potentially put you in a higher tax bracket and also potentially affect your Medicare premiums at age 65 and beyond with income penalties. The goal is to find how much money to draw from each of your investment assets to maximize your returns and minimize your tax consequences.

Social Security Timing and Planning for Two Lives When planning retirement, many are not only planning for themselves, but also their spouses. Careful thought must be given to the fact that income must last for both lives, and decisions made in retirement can severely alter that outcome. For those with pensions, single-life options offer the highest income but do not protect a spouse in the event of a premature death, while joint survivorship options would offer lower income initially at retirement but continue after a spouse pre-deceases the other. Some have decided to utilize a life insurance policy to protect a spouse instead of choosing a joint survivorship election, while others have decided to take a lump-sum payout option if available and create a joint lifetime annuity stream with the potential for additional death benefit or long-term care options. Understanding what income will be needed throughout the retirement income timeline is important to ensure that any potential gap is addressed. Some factors to consider on when to start the benefits are: assets, income needs, health, and age difference between spouses. It’s also important to remember that the smaller of both spouse’s social security benefits is eliminated upon death, potentially creating a larger income gap. For example, some may choose to let their

retirement assets grow while they draw on social security at the earliest age possible, while others decide to draw on their 401(k)s / IRAs first and allow the guaranteed income stream to grow. One must consider their specific situation when deciding when and how to activate social security and what role it plays in their plan.

Protecting Your Portfolio As we saw in 2022, protecting your portfolio from losses is extremely important, especially for those nearing retirement. With many stock market indices not back to their alltime highs, now is a great time to review your current allocation and risk tolerance. Many have had the same investment strategy for years without considering that they are now closer to retirement, or their portfolio no longer matches their needs and risk tolerance. With equity returns being strong over the past decade, it is easy to consider the return on investment as the primary bellwether for whether a change to the strategy is needed. It’s important to remember that for most, retirement requires a distribution strategy versus

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FINANCE an accumulation strategy in your working years. One’s ability to recover from a downturn when you are no longer contributing and are now withdrawing is much more difficult than someone who is not. Many wait until things get worse to consider making necessary changes, but it’s advisable to be proactive instead. In retirement, offense is the best defense.

Evaluate Income Needs and Distribution Strategy

Working with a Financial Advisor that Puts Your Best Interests First Many different approaches can be utilized when implementing an inflation-protected retirement spend-down plan. It’s important to remember that the plan is based on the individual and their short/long term goals and how much monthly income they need in retirement. Post-pandemic retirement planning is proving to be very different, so take the time to explore your options well in advance of your retirement age. We encourage you to sit down with an unbiased independent financial planner that puts your best interests first and helps you compose a written, personalized, and holistic financial strategy to protect your retirement investments and secure the next chapter of your financial future.

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One of the most important parts of a financial plan and preparing for higher inflation is a true evaluation of income needs that encompasses not just minimum expenses to live on, but the amount needed to fulfill the lifestyle that you chose. One must ask themselves, if during a recession, the market has one or more negative years, where will my income come from? Consider income from protected sources such as social security, pensions, and annuities and what portion of those income needs are met utilizing those sources. If there’s a gap, consider a careful drawdown strategy that may include fixed income, dividends, cash,

and some principal to generate the remaining amount initially and adjust for inflation over time. The point of planning a carefully thought-out drawdown strategy is to minimize having to liquidate investments at the wrong time and hurting chances of recovering when things take a turn for the better.

Post-pandemic retirement planning is proving to be very different, so take the time to explore your options well in advance of your retirement age. To learn more about the topics above, please attend Lawrence’s Seminars held this January and February in Parsippany, NJ, Long Island, NY, Greenwich, CT, and Tysons Corner, VA. In the meantime, if you have any questions, feel free to contact Lawrence at 215-375-5984 or LawrenceT@ CeteraWealth.com. Investment adviser representative and registered representative of, and securities and investment advisory services offered through Cetera Advisor Networks LLC, member FINRA/SIPC, a broker/dealer and registered investment advisor. Cetera is under separate ownership from any other named entity. (1800 JFK Blvd Suite 300 Philadelphia Pa, 19103 Registered branch phone number 215-375-5984) Tundidor Wealth & Investment Group is not a subsidiary of nor controlled by Cetera Advisor Networks LLC. The views stated are not necessarily the opinion of Cetera and should not be construed directly or indirectly as an offer to buy or sell any securities mentioned herein. Due to volatility within the markets mentioned, opinions are subject to change without notice. Information is based on sources believed to be reliable; however, their accuracy or completeness cannot be guaranteed. Past performance does not guarantee future results.

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The New Luxury Home Threshold SEVEN FIGURES AND CLIMBING By Scott Kauffman

WindRiver Lakefront & Golf Community in Lenoir City, TN 90

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bout 12 years ago, as the 2008 financial crisis was moving beyond the realty rearview mirror and the U.S. economy was establishing a record-setting bull market run, developer Joseph Ayres was naturally becoming upbeat about his family’s luxurious WindRiver development near the Great Smoky Mountains in eastern Tennessee. Situated in Lenoir City alongside pristine Lake Tellico and featuring a world-class marina, semi-private championship golf course, and other upscale family-oriented amenities, WindRiver was already perched at the top of the region’s luxury home market with prices pushing into the low seven figures. Yet, Ayres remained cautiously optimistic about the debt-free development’s future. At the time, Ayres, executive vice-president in charge of real estate, recalls the high point of his development maybe approaching $1 million to $1.2 million for premium lake homes. Meanwhile, entry-level pricing was around $500,000, according to Ayres, if you wanted to live inside the gates of this master-planned market leader started by Ayres’ namesake father. Oh, how drastically the winds of change have turned in favor of WindRiver. Today, the entry point at WindRiver has more than doubled in the past decade and hovers around the $1.2 million mark, Ayres says, “This is what we tell people before we take them out there, especially with what they’re looking for (in a luxury home community).”

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To be sure, this luxury real estate pricing phenomenon is by no means exclusive to WindRiver, or the booming Southeast for that matter. Welcome Home to America’s new luxury home threshold in the 2020s. In fact, according to the latest Luxury Home Market report by the Institute for Luxury Home Marketing, the median list price for a single-family luxury home in America last October slightly increased to $1,597,500 from the same period a year ago. Meanwhile, the median sale price jumped up to $1,301,250 compared with $1,276,250 in 2022. As for the Institute’s definitive “luxury benchmark” price point, the marketing group reports the median threshold price for luxury real estate in America is now $912,500. In other words, for homebuyers aspiring to move up or move into the luxury sector of life, the days of finding such a single-family home in the mid-to-high six figures are becoming as extinct as formal living and dining rooms. Indeed, if ‘750 is the New 500’ home of old (please read story in Fall 2023 Ideal-LIVING), then the price of jumping into a true luxury home and/ or zip code these days is going to cost affluent homebuyers at least seven digits – and significantly more depending on the area. While pricing is principally the defining factor for what typically denotes luxury markets and/or homes, executives at McLemore, a new private residential resort-style golf community in northwest Georgia, will remind you luxury is subjective and should not be linked to

pricing alone. Nevertheless, McLemore is setting some new luxury benchmarks in world-class golf and real estate with homesites ranging from $135,000 to $585,000, and new homes starting at $1.2 million, according to McLemore representative Conley Crimmins, director of marketing for the developer’s Scenic Land Company. “In our experience, it’s not just price that determines luxury – it’s the neighborhood, the amenities, the physical location, etc.,” adds Conley, whose com-

in 2019. Horton has since added another compelling short course designed by famed architect Rees Jones and Bill Bergin, with another dramatic Jones-Bergin course to debut in late 2024 atop Georgia’s breathtaking Lookout Mountain, just 30 miles from Chattanooga. “We believe the real estate floor for every category of home has been raised from coast to coast,” Crimmins adds. “Entry-level, move-up, high-end; everything costs a lot more to procure and to construct – materials, labor, etc. Those costs don’t seem to be decreasing on a macroeconomic level.” Consequently, many real estate professionals believe luxury real estate markets likely have continued demand and price appreciation in the coming years, what with limited supply in most desirable developments/locations and the fact luxury home purchases are fueled by equity-rich buyers who are relatively less interest-rate sensitive and pay cash for most, if not the majority, of these type transactions anyway. Not to mention, even in the worst of times, high-net-worth buyers who might want or need to downsize from the upper end of the multi-million-dollar luxury stratospheres effectively just drop down to ‘smaller’ 4,000-squarefoot homes or villas that might run in the $1 million-plus range. So many developers and owners of high-end private resort-style communities creating a wide array of real estate options, or a home for ‘everyone,’ will typically benefit regardless of changing macroeconomics or lifestyle trends.

“With respect to overall market perception of ‘luxury,’ many homebuyers are defining luxury beyond the normal standards and defining it through the lifestyle the community can provide, as well as access and proximity to their needs.”

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munity is scheduled to open another luxury piece to the project next year called Cloudland, a new boutique hotel affiliated with Curio Collection by Hilton. “With respect to other markets and the overall market perception of ‘luxury,’ many homebuyers are defining luxury beyond the normal standards and defining it through the lifestyle the community can provide, as well as access and proximity to their needs.” This is something McLemore knows very well after developer William “Duane” Horton introduced his first championship course to critical acclaim

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Big Easy Ranch in Columbus, TX Case in point is the new Big Easy Ranch in Columbus, TX, a 2,000-acre private sporting and hunting community in the Texas foothills that once served as a private retreat for owner/developer Billy Brown. Featuring a plethora of onsite hunting grounds and fishing lakes, a new Chet Williams-designed 18-hole championship course called The Covey, and numerous other first-class leisure and hospitality attractions, this luxurious private club development is now marketing estate-size homesites starting at $925,000. For those wanting this big Texas lifestyle on a part-time basis, Big Easy Ranch also has eight 3,800-square-foot homes being sold as fractional ownership units. The price point for these fully furnished, one-quarter-shared villas is $450,000. Back at WindRiver, homebuyers looking for that luxe lake lifestyle in Tennessee’s popular Tellico area are now paying “north of a million” for choice WindRiver lots, according to Ayres, and then they’re building $2 million to $4 million estate homes, on average. “So that’s kind of the trend we’ve been seeing there on the water,” says Ayres, whose community is located about 30 miles south of Knoxville, where the Ayres family has deep University of Tennessee ties.

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Ayers adds, “Around 2010-11, I think the highest-priced home we had was a little over $2 million, and that was your large lake mansion-type property people were looking at. And now they’re building for more than $2 million frequently. Depending on finishes, basements, and all those types of things people want in their homes, we’re seeing anywhere between $400 to $500 per square foot.” And, it’s not just the premium waterfront properties that have dramatically increased in value. At WindRiver’s relatively new Highlands neighborhood, which features maintenance-free single-family homes with zero lot lines and the ‘luxury’ of having the community maintain your landscaping and surrounding common areas, Ayres says his team recently sold a house for close to $1.3 million. About five years ago when the neighborhood opened, the same house next door traded for $550,000. “What we see around here is once you get beyond the gates (of WindRiver), it’s a different market than when you’re outside the gate,” notes Ayres, referencing the nature of living in a private amenitized lifestyle community. “A lot of our owners really like the value of being what we call pioneers. They come in and buy before we build amenities in

these master-planned communities, so they get equity in their houses, which is a lot of what they’re seeing, over and above just standard inflation. “And, as we go off and build a pool or something like a new clubhouse that we just announced should come out of the ground in 2024, everyone gets a little bump. So values have kind of taken off based off of that as well,” added Ayers. On the other end of the luxury realty ‘lifestyle’ spectrum, Shell Point Retirement Community in Fort Myers, FL, is redefining how to live out one’s golden years. Considered America’s largest single-site continuing care retirement community, the not-for-profit development founded in 1968 offers independent retirement living, assisted living, and skilled nursing for approximately 2,500 residents in an active, resort-style environment. Lifestyle amenities include deep-water boating access with free dockage, a championship 18-hole golf course, and other recreational and educational activities. Last April, Shell Point announced plans for a new independent living midrise building, Vista Cay. Located on The Island at Shell Point, Vista Cay will offer 59 apartment homes on 12 residential floors over two floors of parking. All units will have sunrise or sunset coastal

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Exclusively Marketed by WindRiver Properties, LLC (865) 988-1864 | Equal Housing Opportunity. | *Check with an accountant. | This is not intended to be an offer to sell or solicitation of offers to buy real estate in WindRiver to residents of any state or jurisdiction where prior registration is required or where prohibited by law, unless registered or exempt from registration. All features, amenities or other representations contained in these materials are based upon current development plans, which are subject to change without notice. There is no guarantee that any of |these features, ideal-LIVING.com amenities or other representation depicted or described in these materials will be built or performed at all or as depicted or described. ©2024 WindRiver

Shell Point in Fort Myers, FL views, and prices start at $1.175 million. buyers, their departure markets’ home will steadily show up, and new home Another highly successful, matured values are substantially higher, and sales will continue to do well.” Additionprivate club community staying as ac- they realize what a bargain we still are!” ally, he forecasted existing home sales tive as ever from both a lifestyle and real In Rushin’s opinion, the luxury seg- to increase by 15% in 2024. estate perspective is The Landings on ment is generally defined by the top 5% “Pent-up sellers cannot wait any lonSkidaway Island in Georgia. Initially de- of home values in a given market. And, ger,” Yun added. “People will begin to veloped in the early 1970s just a short like many others, he doesn’t see the say, ‘life goes on.’” However, Yun notes drive from Savannah, The Landings is luxury segment diminishing in value the luxury real estate sector might be one of the largest single-site private anytime soon. affected by the ongoing return-to-office residential golf communities with trends. “Even with organic six championship layouts shared by “There is a return to metro cen4,400 households. ters from resort locations as many demand, unfueled by COVID, Throw in $26 million-plus in recompanies are requiring some form cent capital improvements to trans- etc., the U.S. has a huge short- of return to office in-person,” Yun exform three clubhouse campuses by clusively told Ideal-LIVING. “Therefall in supply. Therefore, it award-winning Kuo Diedrich Chi Arfore, wealthy buyers will hesitate to would seem that prices are not buy in luxurious resort destinations chitects of Atlanta, and The Landings is solidified as one of America’s con- only here to stay, but will likely like Lake Tahoe, the Hamptons, and summate private club communities. Aspen for a primary home, though keep rising...” That partly explains why most the super wealthy will continue home prices remain stable and/or to buy in these areas for second appreciate inside The Landings over the “I would agree,” he adds. “Even with homes. years, even five decades later. Accord- organic demand, unfueled by COVID, “Wealthy buyers will focus more on ing to Raoul Rushin, president of The etc., the U.S. has a huge shortfall in sup- reasonable commuting distances and Landings Company, the community had ply. Therefore, it would seem that prices favor suburbs over downtown cities beabout 100 buildable lots going into the are not only here to stay, but will likely cause most return-to-office is hybrid and holiday season and typically sees about keep rising albeit at a slower pace than not every day.” 10-15 spec homes each year, ranging in the fervor we’ve just experienced.” In some respects, those latter points price from $500,000 to $3 million. Lawrence Yun, chief economist for might be luxury at its best: less com“As home values have increased in the National Association of Realtors, just muting and still having a semblance of virtually every market in the country, returned from Anaheim, CA, where he that healthy work-life balance at home, so have ours,” Rushin says. “Our cur- told attendees at the 2023 NAR NXT, The regardless of what size and price home rent average home sale is now about Realtor Experience, that interest rates one might have. $950,000. Fortunately for many of our will drop to between 6-7% and “listings

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RISE TO A NEW VIEW at SHELL POINT

Shell Point is known for its serene, natural setting … and its active, vibrant lifestyle, with an array of world-class amenities. Now, Shell Point introduces Vista Cay on The Island, offering 59 new waterfront residences with panoramic coastal views. Visit MeetVistaCay.org or call (239) 466-1131 to learn more about resort-style retirement living, combined with the assurance of lifecare. NOW ACCEPTING PRIORITY DEPOSITS Learn more at MeetVistaCay.org or call 1-800-780-1131 or (239) 466-1131

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Shell Point is a nonprofit ministry of The Christian and Missionary Alliance Foundation, Inc. All renderings, maps, site plans, photos, simulated views, floor plans and all other information herein are conceptual and should not be relied upon as representing the final detail. Dimensions, features, and specifi cations of the proposed ideal-LIVING.com development and residences are subject to change without notice. Furnishings are represented for illustration purposes only. ©2024 Shell Point. All rights reserved. SLS-4843-23

Redefining Retirement

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redefining “retirement” Crafting a Lifestyle That Defies Conventions BY KELLY GODBEY

hat images do the thoughts of “retirement” conjure? Retirement, traditionally synonymous with slowing down, has undergone a remarkable transformation for individuals like the Ehmanns, who’ve found their own vacation spot right at their doorstep in Bay Creek. Steve and Mary, echoing a sentiment shared by many, are turning the page on the past, relishing the sweet moments life now offers. For the Schuttes, retirement isn’t about age; it’s about engagement. Contributing to community well-being fuels their sense of fulfillment, challenging the conventional notion of slowing down. In Citrus Hills, Stephanie and Ken see not just a residential community, but a personal resort, a slice of heaven they’re fortunate and, as Ken puts it, “spoiled” to experience daily. Mark and Kristi Borders embraced retirement in their early 50s, opting for a more relaxed lifestyle. Their advice? Seize opportunities and live without regrets. Bob and Carol Herrick “repositioned” rather than retired, engaging in passions that brought them joy. Mike Countess phased into retirement gradually in Fairfield Glade, emphasizing the luxury of time. In River Bluffs, Ken Shearer discovered a rhythm that defied the stereotype of post-work inertia. Meanwhile, Bud, reveling in the newfound temporal flexibility, aptly notes, “If I don’t get it done today, I’ll do it tomorrow.” Retirement, for these individuals, isn’t just about relaxation; it’s about giving back and staying fit, about crafting a lifestyle where every day feels like a vacation. In this article, we explore how retirees around the country are redefining the narrative, proving that retirement is not an end but a vibrant beginning.

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Retiring Early on Callawassie Island “Everyone is just here for the fun.”

he South Carolina Lowcountry unfolds a tranquil haven for Mark and Kristi Borders, who transitioned from their life in Atlanta to a serene retirement on picturesque Callawassie Island just two weeks before our interview. Mark, sharing their inspiring journey, reveals that the idea of moving surfaced during a conversation with friends who were contemplating a change after their children left home. The suggestion sparked a realization for Mark and Kristi: the world was their oyster, and they could redefine

their retirement years. This realization led them to explore options, ultimately leading them to the charming Lowcountry. The decision to retire young, both in their early 50s, was fueled by a desire for a more relaxed lifestyle. Mark candidly shares, “As soon as you go across the causeway, life gets easier. There’s a ton of truth to that.” Callawassie Island

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offered the perfect blend of golf, pickleball, tennis, and an abundance of activities, aligning with their vision for an active retirement. Callawassie Island’s discovery package, where prospective residents stay for a couple of nights, played a pivotal role in the Borders’ decision. Mark describes a whirlwind experience—playing golf, enjoying dinners, and exploring the island, culminating in the spontaneous purchase of their new home. The couple swiftly returned to Atlanta, listed their house, and within days, it was sold. Mark and Kristi were ready for a change after 28 years in the same house and neighborhood. Mark encourages others to seize opportunities when they arise, emphasizing the importance of living life without regret. “Do it. Let’s just try it. If we don’t like it, we can always move back,” he remarks, capturing the essence of their adventurous spirit. Describing life on Callawassie Island as akin to being at camp, Mark appreciates the daily emails listing the plethora of activities available. The Borders find joy in meeting new neighbors and engaging in a community where everyone shares a common pursuit of fun and fulfillment. Reflecting on financial aspects, Mark acknowledges the uncertainty of the future, but credits a conservative lifestyle instilled by their parents as a source of comfort. For the Borders, this move is not just about a change in scenery, but a pursuit of experiences, meeting new people, playing golf, and embracing the simple joys that retirement on Callawassie Island offers. As Mark crafts a new chapter post-retirement, he emphasizes the importance of finding like-minded individuals who share a passion for life, echoing the sentiment that on Callawassie Island, everyone is “just here for the fun.”

IT’S YOUR MOVE If you’d rather work on your forehand than floor repair, Cresswind makes it easy to find your next adventure, new home and fun. This is active adult living designed for the way you want to live. Visit Cresswind.com to start your search, and download a FREE GoGuide to 55+ Living and Homebuying filled with information, expert advice and tips to simplify your new home search.

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New Lives Emerge in Wilmington, NC Finding Renewed Purpose in Retirement

n 2017, Lili Fiore embarked on a transformative journey, bidding farewell to the chilly winters of Vermont and embracing the warmth of Brunswick Forest in Leland, just outside of Wilmington, NC. The decision was not merely fueled by a desire for a change in climate; it was a conscious move to create a life filled with joy and purpose. Lili’s connection with the region began when her daughter relocated to Wilmington for her studies. On a winter retreat to Carolina Beach, Lili realized the profound impact the coastal lifestyle had on her happiness. For Lili, the move also marked a personal reset. Having experienced the loss of her mother, father, and aunt, she decided to retire before making her move. Closing on the house on a memorable August day in 2017, she found solace

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and fulfillment in the vibrant community of Brunswick Forest. Driven by a sense of purpose, Lili immersed herself in various groups and clubs within the community. From spending four years in the Garden Club and being a member of the Sit & Stitch group for 6 years and counting, to establishing a Vermont group along with Patty Kelley who moved here with her husband Kobe, on the same week for fellow transplants, Lili’s journey unfolded with a commitment to connection and shared interests. Lili also recently started a weekly drop-in club for people to learn to knit, crochet, stitch, and mend. Beyond the local community, Lili found a new calling rooted in her personal experiences. Recognizing the challenges faced by caregivers, she authored “Lili’s Caregiving Guide,” an

extensive resource providing support and solace to those navigating the complex landscape of caregiving. Lili aims not only to assist caregivers practically, but also to teach people how to approach death and dying with grace, turning what can be a challenging experience into a beautiful and transformative journey with her company Much Love Lili. She also enjoys exploring the vibrant downtown scene of Wilmington, savoring the diverse culinary offerings and cultural experiences the area provides. In sharing her story, Lili offers valuable advice to those considering a move in retirement. She emphasizes the importance of aligning the move with personal interests and ensuring access to good medical facilities. Her experience is an inspiring testament to the possibilities that unfold when retirees actively seek joy, purpose, and meaningful connections in their chosen communities.

Finding a New Rhythm by the River

nly two months into their new life at River Bluffs in Castle Hayne, just outside of Wilmington, NC, Ken Shearer and his wife, Susan Leigh share the journey. Their quest began at an Ideal-LIVING Real Estate Show in Chicago during the peak of COVID. The show, they describe, helped them rule out several states, bringing them closer to the Carolinas, where they had their

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904-606-9781 | WATERSONGFL.COM Pursuant to the Fair Housing Act, this housing is intended for occupancy by at least one person 55 years of age or older per home, although the occupants of a limited number of the homes may be younger. Within this limited number, one member of the household must be 55 years or older with no one in permanent residence under 18 years of age. Existing and proposed amenities for the community are subject to changes, substitutions and/or deletions without notice. Mattamy Homes makes no representation or guarantee that the community or any amenities will be constructed as currently planned. All offers are subject to change or withdrawal at any time without notice. Prices, specifications, terms, conditions, home site and plan availability are subject to change or revocation without prior notice or obligation. For more information on available homes and incentives, see a New Home Counselor for details. Features, amenities, floorplans, elevations, square footage and designs vary per plan and community and are subject to changes or substitution without notice. Visit MattamyHomes. com or see a Mattamy New Home Counselor for further details and important legal disclaimers. Message and data rates may apply. This is not an offer in states where registration is required. Void where prohibited by law. Models/lifestyle photos do not reflect ethnic or racial preference. Message and data rates may apply. © 2023 Mattamy Homes. Mattamy Homes and the Mattamy logo are U.S. registered service marks or service marks of Mattamy Homes and/or its subsidiaries. All rights reserved. E.&O.E. Builder Lic # CGC1524464 & CBC1260748. MATWS166 08/2023

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Giving Back and Staying Fit Roni and Peter Wilityer’s Peninsula Lakes Adventure hearts set. Having grown up in FloriTheir decision to make River Bluffs da, Ken’s familiarity with coastal living their home stems from its natural drew them to cities along the coast, beauty and its diverse population. Unwith Wilmington standing out among like other age-restricted communities the contenders. they considered, River Bluffs provides What set River Bluffs apart? Ken a mix of ages and backgrounds, bringpoints to the trees, emphasizing the ing a variety of foods, entertainment, community’s commitment to preserv- and cultural experiences. ing nature. In contrast to other deAs Ken and Susan settle into their velopments that witnessed extensive new rhythm, they find themselves land clearing, River Bluffs retained its busy with golf, yoga, art, and even natural beauty, with tree-lined streets exploring local charities. Wilmingcreating a serene environment. The ton’s dual charm as a college town proximity to the river and a mere and beach community, coupled with 25-minute drive to its vibrant city life, the beach further ensures there’s al“We love the tax added to the allure. ways something to scenario better than And, then, there’s do. Ken said, “When the high taxes in the tax advantages you quit working, and the weather. “I you kind of got to Illinois, and we’re think this is going to find that rhythm. not going to have to be a great base for And we’ve both us. We love the tax found that here.” shovel snow.” scenario better than River Bluffs, a the high taxes in Illinois, and we’re non-age-restricted community, has not going to have to shovel snow.” proven to be a haven where retirees For Ken and Susan, the real magic like Ken and Susan blend seamlessof River Bluffs lies in its warmth and ly with younger families, creating a friendliness. Describing it as one of harmonious and diverse living expethe friendliest places, Ken notes that rience. As they continue to explore the strangers wave as you drive through. scenic walking routes along the river The sense of community extends be- and the friendly neighborhood, Ken yond retirees, with young families and Susan revel in the rich tapestry of adding vibrancy to the neighborhood. life they’ve discovered at River Bluffs.

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n the quaint charm of Peninsula Lakes in Millsboro, DE, Roni and Peter Wilityer found not just a retirement home, but a haven where every day brings new joys and fulfilling experiences. A custom home built by Schell Brothers became the backdrop for their retirement story. Roni, at 66, and Peter, at 68, took a leap of faith, relocating to Peninsula Lakes over five years ago. Roni reminisces about the decision, “Let’s take a leap of faith. And, we did it, purchased our home, and it has been the most wonderful experience.” The genuine excitement in her voice reflects the warmth of their retirement haven. Delaware wasn’t just a random choice; it was a destination where the couple had vacationed with their family for years before making it their permanent home. The allure of being close to the beach coupled with the relaxed pace of life and lower taxes convinced them that retirement in Delaware was the perfect fit. The property taxes are a fraction of what they had in New Jersey, and there’s no sales tax in Delaware. The couple begins their mornings with a workout in their basement gym, a pre-pandemic addition that proved to be a fortuitous decision. Roni engages

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Roni emphasizes the limitless possibilities in retirement, encouraging others to explore new hobbies and embrace the freedom retirement brings. in line dancing and book clubs, while Peter participates in a pool league. They love to hike and bike the many trails. Their community involvement extends beyond leisure, with active participation in food drives, clothing collections, and volunteer programs like Read Aloud, reflecting their commitment to giving back. The community spirit in Peninsula Lakes is a highlight for the Wilityers. From pickleball to local talent shows to fishing clubs and cardio drumming sessions, the community offers a plethora of activities for every interest. Roni emphasizes the limitless possibilities in retirement, encouraging others to explore new hobbies and embrace the freedom retirement brings. Reflecting on their decision to choose Peninsula Lakes, Roni acknowledges the importance of due diligence. Meeting existing homeowners during a community event solidified their choice, making them feel welcomed and part of a warm, inviting community. Roni advises future retirees to take their time, do thorough research, and ensure their chosen builder is reputable. Roni gushes about their wonderful home-building experience with Schell Brothers. She says, “They say Schell Brothers builds happiness, and they truly do.” Roni’s advice resonates with anyone contemplating retirement, “Take your time when you’re searching for your forever home. Make sure that you feel comfortable, and it’s a place that you can see yourself in for your forever home.”

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Embracing the Golden Years in Luminescence at Liberty

or Patrick and Cherie Tindall, the decision to retire and relocate became a gateway to a vibrant and fulfilling chapter of life. Aged 68 and 65, respectively, they recently moved from Portland, OR, to the picturesque Luminescence at Liberty in Rio Vista, CA. Patrick, a retired schoolteacher who now plans to give back and substitute teach, and Cherie, who now works remotely in aerospace, share their journey of rediscovery and the joy of embracing a new lifestyle. Upon retirement, Patrick initially grappled with the question of what to do with his newfound free time. Luminescence at Liberty, with its proximity to a golf course, presented the perfect opportunity for Patrick to indulge in his love for golf. Joining the men’s club, he found camaraderie with people who shared his passion without taking the game too seriously. Reflecting on their warm welcome, Patrick expresses gratitude for the genuine kindness and openness of the community. “Everybody, without exception, every single person has been welcoming and kind and gracious,” he remarks, emphasizing the positive atmosphere that has become an integral part of their daily lives. In addressing the common negativity associated with aging, Patrick sheds light on Luminescence’s diverse offerings, from gardening and wine clubs to pickleball and bocce ball. These activities, he believes, contribute to a mindset shift, allowing residents to focus on the positive aspects of their lives. Encouraging others not to stop doing the things they love, Patrick shares Cherie’s enthusiasm for gardening and the year-round opportunities California offers for cultivating various plants. Their decision to move to Luminescence at Liberty was not only influenced by the beautiful homes, but Patrick emphasizes the astounding value these houses offer, making it a “no-brainer.” Their experience with DeNova, the builder of Luminescence at Liberty, has been nothing short of stellar, contributing to their overall satisfaction with their decision. As avid travelers, Patrick and Cherie see their new home as a base for further adventures. With a passion for exploring the world, they find joy in having a home that is a secure foundation for their journeys.

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A Sweet Transition:

Steve and Mary’s Journey to Entrepreneurship in Bay Creek, Cape Charles, VA

estled along the shores of Cape Charles, VA, Bay Creek beckons with its picturesque charm and a promise of a slower, more fulfilling life. For Steve and Mary Ehmann, this promise became a reality as they embarked on a journey that saw them not just relocate, but redefine their lives in the idyllic Bay Creek community. In 2019, Steve’s job in Norfolk prompted the couple to explore the Eastern Shore, leading them to the captivating town of Cape Charles. Struck by the town’s resemblance to their small hometown in rural New Jersey, they discovered Bay Creek and, in March 2020, closed the deal on the Captain Oris Browne Home – an ideal home previously featured in the 2016 Ideal-LIVING “I feel like I can vacation right Summer issue. Amidst the out my front door every day, uncertainty of which I’ve never felt like in any the pandemic, a place we lived.” school teacher, Mary considered a career shift. Dreaming of owning their own business, she explored the possibility of delving into the world of bakeries. Fate, however, had other plans, and the bakery venture was put on hold due to the unforeseen challenges of COVID-19. Steve, an industrial engineer, found himself navigating the remote work landscape during the pandemic. The couple’s ears perked up to opportunities, leading them to stumble upon a bakery – not just any bakery but a gem that resonated with Mary’s vision. The decision to purchase the bakery was met with surprise and excitement, as the couple found themselves stepping into a new chapter of their lives. So, they opened Mason Avenue Bakery in November. Reflecting on their unconventional journey, Steve shares, “Our ears were more attuned to opportunities ... if we were still both gainfully working, I don’t know if we would be here today.” This unfore-

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seen twist in their careers turned out to be a serendipitous gateway to their second act, one they now consider their retirement plan. The Bay Creek community, with its vibrant social scene and diverse activities, further enriched their lives. From nature walks to fireside gatherings and wine clubs, the couple found themselves seamlessly integrated into a network of friends. During the pandemic, Steve and Mary embraced the opportunity to explore Cape Charles and the Eastern Shore, indulging in their love for biking, hiking, kayaking, and paddleboarding. For them, every day felt like a vacation, with Steve remarking, “I feel like I can vacation right out my front door every day, which I’ve never felt like in any place we lived.” Owning the bakery not only fulfilled Mary’s dream, but also brought a newfound flexibility to their lives. “The beauty of owning your business is you can be flexible with those hours,” Steve notes. The couple now enjoys the freedom to blend work and leisure seamlessly. As they look back on their journey, Steve and Mary encourage others to embrace change and pursue their dreams. Steve emphasizes, “Life is short,” and Mary adds, “If relocating is something that you want to do, you should do it.” Their story serves as an inspiring testament to the invigorating power of embracing the unexpected, turning the page on the past, and savoring the sweet moments life has to offer.

Emerald Park, North Little Rock

With acres of forests, mountains and waterways, scenic vistas and breathtaking sunsets are easy to come by in Arkansas. But, so are inspiring art museums, charming downtowns and dining options for every palate. Discover your home in Arkansas today. Find out more at arkansas.com/relocation. ideal-LIVING.com |

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Moving Forward in Arkansas

en (80) and Sandy (79) Schutte, residents of Fairfield Bay, AR, embody the spirit of active retirement. Their journey to Fairfield began in 2003 when they purchased a condo and made the move permanent in 2013. Hailing from northern Wisconsin and upper Michigan, they sought a locale within 12 hours of their Wisconsin-based children, desiring four seasons. Arkansas, with its prolonged spring and fall, perfectly fit the bill. The Schuttes were drawn not only by the scenic beauty, but also by the economic advantages Arkansas offered. Ken emphasizes the state’s favorable tax structure as a significant factor in their decision. Engagement defines their retirement. Ken, having been active in civic affairs throughout his life, continued this trend in Fairfield Bay. Both Ken and Sandy are actively involved in their church and various volunteer activities. Golfing is a shared passion, and Fairfield Bay’s three exquisite golf courses provide ample opportunities for leisure. Sandy, an avid golfer, plays regularly and is part of a women’s golf league. The couple enjoys card games, specifically euchre, and their social calendar includes diverse community events. The Schuttes challenge the notion of retirement as a time of slowing down. Ken was a first responder for eight years, finding immense fulfillment in contributing to community well-being. The active lifestyle extends to the lake, pools, and hiking trails. Fairfield Bay’s growth in recent years has transformed it into a vibrant, multi-faceted community, offering activities for residents of all ages. For Ken and Sandy, age is just a number. They emphasize that staying active, maintaining a positive mindset, and continually looking forward to new experiences are key to a fulfilling retirement. As they savor this stage in life, they cherish family moments, bridging the distance with technology to stay connected with children, grandchildren, and even a great-grandchild. The Schuttes prove that retirement can be a thrilling and dynamic phase, full of new beginnings and exciting possibilities.

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Lakewood Ranch, the Top Selling MasterPlanned Community in the U.S. for All Ages for Five Years Running Offers Something for Everyone

or many, the idea of retirement evokes images of tranquility, warmth, and a lifestyle filled with leisurely pursuits. For Tom and Sandy Allwine, and Phil and Donna Greffe, the dream of such a retirement materialized in the vibrant community of Lakewood Ranch in Sarasota, FL. Guided by Irv and Leslie Rothschild of Bright Realty, these couples found a new home and a haven that encapsulates the essence of their ideal retirement. Tom and Sandy Allwine: Boating Enthusiasts Turned Lakewood Ranch Lovers Tom and Sandy Allwine, semi-retired tax accountants hailing from Maryland, were drawn to Florida’s

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allure after a lifetime of boating and fishing on the Chesapeake Bay. Sandy, with a chuckle, admits, “Our clients wouldn’t let us quit completely. They said, ‘You’ve done our taxes for 40 years; you can still do it from Florida.’” With Florida’s climate and services, taxes played a role in their decision. Their visit to Lakewood Ranch in 2013, accompanied by Irv and Leslie, turned into a revelation. The couple explored various communities, and with each visit, the allure of Lakewood Ranch grew stronger. What began as a future plan materialized with the couple moving into their Lakewood Ranch home in July 2023. Despite the record-breaking heat, Tom and Sandy are overjoyed with their decision. Sandy emphasizes the convenience and beauty of Lakewood Ranch, a place where everything they need is within a short drive. Boating and fishing might be part of their past, but Lakewood Ranch promises a retirement filled with new activities and a thriving community. Phil and Donna Greffe: From Maryland to Lakewood Ranch, an Ideal Retirement Unfolds Phil and Donna Greffe’s journey to Lakewood Ranch began at an Ideal-LIVING Real Estate Show in Tysons Corner, Northern Virginia. Having met Irv and Leslie Rothschild there, the couple was captivated by the energy of Sarasota and “The best thing we did Lakewood Ranch. Phil recalls, “We knew right away that this is where was go to the real estate we wanted to be.” show. When we started Their excitement led them to a 2,000 sq. ft. house by D.R. Horton looking, we didn’t know in the Star Farms community withwhat to do. The show in Lakewood Ranch. Coming from helped provide us with a Maryland, where real estate taxes roadmap for retirement.” were higher, the prospect of warmer weather and financial benefits solidified their decision to move. Phil, a devoted Baltimore Orioles fan, is thrilled about Lakewood Ranch hosting the Orioles’ spring training. The couple is ready for a life filled with activities, clubs, and groups within their new community. The decision to attend the real estate show proved pivotal for the Greffes, providing them with a roadmap for retirement and making the transition smoother. “The best thing we did was go to the real estate show. When we started looking, we didn’t know what to do. The show helped provide us with a roadmap for retirement. And that was tremendously helpful.” With kids in college in Boca Raton, the Greffes are embracing Lakewood Ranch as their ideal retirement destination, where boredom is not an option. The vibrant energy, coupled with the warmth of the Floridian sun, promises a retirement filled with endless possibilities.

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A Harmonious Retreat in Savannah Lakes Village

ark Danielski sharing their journey, reflects on how he and Luann’s quest began with the pages of Ideal-LIVING magazine. “Your magazine actually started us on this journey. We looked at several places in Tennessee and Georgia, but Savannah Lakes Village resonated with us the most,” he shares. “It was a real value compared to where we lived in Colorado.” Their transition to retirement was seamless, with Mark describing his life in Colorado as semi-retired, a delightful mix of play and relaxation. The decision to move to Savannah Lakes Village was driven by the welcoming atmosphere and the genuine friendliness of the community. Mark emphasizes the importance of a community in its growing stage, creating a sense of togetherness and unity. Savannah Lakes Village, nestled in the scenic beauty of McCormick, offers an array of activities for its residents. From golf and pickleball to outdoor adventures, there’s something for everyone. The community boasts over 60 clubs, providing a myriad of options for entertainment and social engagement. Luann golfs about four times a week, while Mark plays softball on Mondays and pickleball on Tuesdays, and they play couples golf on Sundays. Mark is also active in theatre. What sets Savannah Lakes Village apart for Mark and Luann is not just the scenic beauty, but the genuine warmth of its residents. “It’s a good feeling here. Everybody is just so nice. It’s a great vibe,” Mark emphasizes, reflecting on the friendly atmosphere that greeted them since their arrival. The Danielskis have lived in several states and built several homes. However, their move was not just about a change in location, but a transition to a lifestyle that embodies relaxation without the stress of everyday life. Mark appreciates the community’s beginner-friendly activities, such as the beginner’s golf and pickleball programs, ensuring that everyone can participate and enjoy. Mark and Luann Danielski, aged 63 and 60, respectively, find inspiration in the active and vibrant community around them. Surrounded by individuals in their 70s who maintain great shape and have fun, the couple feels motivated to stay active and healthy.

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A Four-Season Haven Where Two Families Found the Perfect Retirement Retreat

airfield Glade, nestled in the scenic Cumberland Plateau, has become a beacon for those seeking an idyllic retirement destination. The story of two brother-in-law pairs, Mike Countess and his wife Becky, and Ralph (Bud) and Carol Showers, paints a vivid picture of why this community is capturing the hearts of retirees. For Bud and Carol, the allure of Fairfield Glade lies in its four-season climate, a stark contrast to their previous life just north of Indianapolis, where Bud spent 46 years at a General Motors plant. The decision to move stemmed from a desire to embrace a slower pace, reconnect with their roots in a smaller town, and relish the freedom that retirement brings. Bud shares his perspective, “In retirement, you have time to do the things you want to do on your own time. We’re still learning how to organize our time, but it’s not as critical. ‘If I don’t get it done today, I’ll do it tomorrow.’” The Showers moved to Fairfield Glade in October 2022, seeking a community that not only catered to their outdoor interests, but also provided a welcoming atmosphere. Bud emphasizes the significance of outdoor activities, mentioning the exceptional hiking trails, a well-maintained volunteer-supported trail system, and top-notch pickleball facilities. Reflecting on the relocation process, Bud advises future retirees, “I would definitely go in and maybe go to a place for at least a week and get a good feel for what the area and the people are like.” Meanwhile, Mike Countess and his wife Becky, residents living just down the street from Bud and Carol, share a similar sentiment about Fairfield Glade’s appeal. Having lived north of Nashville for 15 years, Mike, a forester, had always been drawn to the Cumberland Plateau. His attraction to Fairfield Glade was rooted in its natural beauty and the thoughtful development of a retirement community seamlessly integrated into the landscape. Mike highlights the meticulous planning evident in Fairfield Glade, with worldclass golf courses, miles of hiking trails, and an array of clubs and organizations catering to diverse interests. He adds, “I’m a recreational golfer that really enjoys the game, but I’m a forester, so I like studying in the woods. And, you can certainly do that here.” The Countesses engaged in volunteer work and became active members of various clubs, staying busy and fulfilled in retirement. Mike underscores the importance of a smooth transition, having gradually phased into retirement rather than abruptly shifting gears.

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Love at First Sight in Citrus Hills, FL

tephanie and Ken Neckels, who recently settled in Citrus Hills, Hernando, FL, in the Florida Hill Country. The couple shares their experience of relocating from Arkansas and finding an unexpected haven in the Sunshine State. Stephanie, who has already embraced retirement, eagerly awaits Ken’s upcoming retirement. The timing, they feel, is perfect, allowing Ken to step away gradually and savor the anticipation of a well-deserved break after decades of dedicated work. Despite their previous stance of never considering Florida as a residence, the couple visited and fell in love with Citrus Hills. The community’s high elevation, coupled with its reputation for being storm-free, resonated with them. Upon entering Citrus Hills, they experienced an instant connection, describing it as “love at first sight.” Citrus Hills, for Stephanie and Ken, is not just a residential community, but a personal resort. The couple feels like they’re returning to their own little slice

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NH of heaven every time they drive through the gates. Living in Skyview Villas, where maintenance is no concern, they appreciate the friendly community and the plethora of amenities, from swimming areas and gyms to biking trails and communal activities. Though Stephanie is not a golfer, she’s keeping her options open with the four courses at Citrus Hills. Stephanie, an advocate for an active lifestyle, enjoys walking five to seven miles three times a week, constantly discovering new things in the community. Their decision to downsize to a smaller home in Skyview Villas with added features like a casita (used as a gym) aligns with their desire for a maintenance-free, yet fulfilling, lifestyle. The couple emphasizes the central location of Citrus Hills, allowing them to stay connected to cities like Tampa, Orlando, Ocala, and Gainesville. Despite this connectivity, they relish the tranquility and peace they experience every time they return home. Ken and Stephanie express gratitude for the unexpected perks of living in Florida, such as experiencing seasons and witnessing manatees during kayaking adventures. They consider themselves fortunate and, in Ken’s words, “spoiled” by the goodness of their new life, appreciating the idyllic atmosphere Citrus Hills provides. As they settle into this new phase of life, the Neckels feel a sense of fulfillment and contentment, savoring each moment in their personal paradise in Citrus Hills.

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Repositioning, Not Retiring Bob and Carol Herrick Reignite their Passions in Retirement

n the heart of Eastman, NH, Bob and Carol Herrick have found not just a home, but a retreat from the hustle and bustle of their previous life in Milford, CT. The journey to their tranquil haven began in October 2020 when they acquired a residence in Eastman, intending it initially as a getaway. Little did they know that a year later, in October 2021, they would be calling it their permanent home. Bob, aged 69, and Carol, aged 65, carefully chose Eastman for its proximity to Milford—only three hours away—and its sentimental significance to Bob. The region, just 10 miles from the summer camp he cherished in the 1960s, became the ideal location for their new chapter. Their decision to move unfolded amid the challenges of the pandemic. Both having retired from their respective professions, the Herricks sought a place that resonated with their interests and offered the flexibility they desired. For Bob, New Hampshire held a special place, with its mountains and lakes etched in Eastman — his childhood memories. The pandemic served as a catalyst, prompting them to reevaluate their priorities and accelerate their plans. “Re- a harmonious blend positioning” rather than retiring, as Bob prefers to call it, allowed them to engage in activities they are passionate of serenity, about. Volunteering became a significant part of their Eastcommunity, and man experience, contributing to the preservation of the natural environment and fostering a sense of community. rekindled passions. Committee work, tennis, and involvement in various local initiatives keep them engaged. As outdoor enthusiasts, they explore walking trails, relishing the beauty of nature in all seasons. Bob, a Lake Host with the New Hampshire Lakes Association, actively participates in maintaining the ecological balance of Eastman Lake. Their lifestyle in Eastman is a testament to their thoughtful planning, community engagement, and the pursuit of long-delayed hobbies. Photography, skiing, kayaking, and rediscovering childhood passions have become integral parts of their repositioned lives. For the Herricks, Eastman isn’t just a location; it’s a canvas for crafting a fulfilling and dynamic second act in life. With six beaches, trails, and a myriad of recreational opportunities, Eastman provides the backdrop for a retirement that is anything but conventional—a harmonious blend of serenity, community, and rekindled passions.

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GA GA

A Waterfront Oasis

n the quest for the perfect place to retire, Jay and Rosie Hanigan embarked on a journey that led them from the bustling state of New Jersey to the serene waters of Richmond Hill, GA. Their story is a testament to the power of thorough research, strategic decision-making, and the guidance they received from Ideal-LIVING magazine and Real Estate Show. Jay, 64, and Rosie, 58, began their exploration by casting a wide net, initially considering a staggering 200 properties across four states. Through meticulous research and a series of visits, they narrowed their choices to 17 properties, each visit offering unique insights into their preferences and needs. The Ideal-LIVING Real Estate Show played a pivotal role in their decision-making process. It wasn’t just a sales pitch, but rather an exchange of information that allowed the couple to interact with representatives from various locations. The seminars during the show provided a valuable starting point for their exploration, guiding them through the initial phases of their decision-making process.

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Jay and Rosie Hanigan Share Their Ideal-LIVING Journey from New Jersey to Waterways in Richmond Hill, GA

For Jay and Rosie, the deciding factor to move to Georgia was Waterways. Jay reminisces about the defining moment when he knew this was the place. “We came down and looked at the lot, and we looked at the community and just said, ‘Oh, it’s just gorgeous’ — between the trees, the meandering roads, and the marina,” Jay recounts.

“We live in a resort, not a community. There’s always something going on.” The couple had a specific vision for their retirement haven, including amenities like a gym, trails for biking and walking, and accessible water for their kayaking adventures. Waterways not only met, but exceeded their expectations. Jay emphasizes, “We live in a resort, not a community. There’s always something going on.” The building process, despite initial reservations, turned out to be smooth,

thanks to the support of Pulte, the construction company. The couple managed to sell their New Jersey home at a profit, allowing them to invest in creating their dream space in Waterways. The backyard of their home in New Jersey was a grotto with a multilevel patio with a bar, pool, waterfall, and hot tub, and they plan to create their next grotto at their home in Waterways. Reflecting on their decision, Jay expresses, “Virtually everything that we’ve seen and done here has done nothing but reinforce that all of our reasons for being here were correct and that we made the right decision. There’s no buyer’s remorse here.” As they settle into their new life in Georgia, Jay, who currently works remotely for a pharmaceutical services company, is retiring early. Jay adds, “We live in paradise and there’s so much going on here. I don’t want to wait.” The transition from New Jersey to Waterways is not just a change of address for Jay and Rosie; it’s a chapter of reinvention and fulfillment in the next stage of their lives.

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A Texan Paradise

n October 2022, Valerie and Tom Allison embarked on a life-changing journey from Bloomington, IL, to the serene Tuscan Village in Horseshoe Bay, just outside of Austin, TX. Their decision was not just about relocating; it was a deliberate move to be closer to their daughter, marking the beginning of a new chapter in their retirement adventure. For over 25 years, the Allisons had called a sprawling 5,000sq.-ft. house their home. Now, in Tuscan Village, they reside in a more manageable 2,000-sq.-ft. abode that brings with it a liberating sense of freedom. Tom reflects on their newfound ease, stating, “Right now, we can pick up and walk out the door in 10 minutes and not have to worry about anything.” Retirement, for Tom, means shedding the burden of external responsibilities. In Tuscan Village, everything beyond the four walls of their home is expertly managed. Tom emphasizes, “Retirement here is: I don’t have to worry about anything.” The allure lies in the community’s commitment to a maintenance-free lifestyle. The move also meant downsizing, but Valerie is quick to highlight the seamless transition, stating, “We went from a four-bedroom to a two-bedroom. The floor plans here are very livable, very open. And we truly don’t

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K. Hovnanian’s® Four Seasons at Homestead combines beautiful homes, exciting amenities, and a lovely surrounding area to form the perfect community for 55+ active adults. Enjoy 18,000 sq. ft. of resort-style amenities coming January 2024— including a pool, pickleball courts, exercise center, barbecue pit, and outdoor amphitheater. Relax in an elegant home with a sunny open layout, luxurious owner’s suite, high ceilings, and designer finishes. And explore the charming town of Dixon, with its array of dining, entertainment, and outdoor recreation options—plus convenient proximity to I-80.

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feel like we’ve moved to a much smaller home.” itated a cathartic downsizing process for the Allisons. Tom The heart of their newfound happiness lies not only in the reflects on the unexpected benefits, noting, “It forced us to tranquility of their home, but also in the vibrant community go through and eliminate a lot of things, which is hard to do. they joined. Tuscan Village, nestled in the picturesque Texas But, once you start, you realize it’s maybe not that bad.” The Hill Country along Lake LBJ, offers a plethora of amenities and couple agrees that shedding unnecessary possessions was a activities for its residents. liberating experience. Valerie enthusiastically describes their recent experience As for the unexpected move to Texas, Valerie shares, “We at the annual Wine and Food Festival, where celebrity chefs never dreamed we would move to Texas. This was not ever on showcased their culinary prowess. our radar.” Yet, the decision to live The resort, true to its commitment “Don’t wait. Don’t wait to down- closer to their daughter turned out to excellence, offers activities for to be the best choice they ever made. size. Do it before you think you every interest, from golf and pickThe couple’s advice to others leball to fitness centers and so- need to because at some point, it’s considering downsizing and relocial events like happy hours and cating echoes their own journey. just too late,” urges Valerie. themed dinners. “Don’t wait. Don’t wait to downsize. The Allisons emphasize that joining the resort doesn’t Do it before you think you need to because at some point, it’s mean subscribing to activities they don’t enjoy. Tuscan Village just too late,” urges Valerie. Their story serves as a testament caters to diverse preferences, offering different membership to the transformative power of embracing change and the reclassifications. Valerie explains, “There’s a level for every- wards that come with it. For the Allisons, Tuscan Village isn’t body,” ensuring that residents can tailor their experience to just a retirement destination; it’s a rejuvenating oasis where suit their interests. a whole new world has opened up to them, making them feel Beyond the recreational opportunities, the move facil- younger, both mentally and emotionally.

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BUILDER PROFILE

Mattamy Homes

World-Class Builder Features Florida’s Premier Communities

rom humble beginnings to industry leader, Mattamy Homes is a community developer and innovative homebuilder that has remained true to its core values while expanding across North America. From the Canadian province of Alberta to the Sunshine State of Florida, Mattamy is building for the future in the fastest-growing markets on the continent. Mattamy’s first single-family home was built in Burlington, Ontario, by company founder Peter Gilgan in 1978. Over the next 25 years, the company grew to become one of Canada’s most successful homebuilders and multi-phase community developers. Starting in 2003, Mattamy brought its development experience and home-building expertise across the border with its first new United States communities in Minneapolis and Jacksonville. Steadily over the years, Mattamy has expanded its operations to include the Southwest cities of Phoenix, Tucson, and Dallas, as well as Charlotte and Raleigh in North Carolina and the thriving Florida markets of Orlando, Tampa, Sarasota, Naples, and Venice. As the company grew, so did the Mattamy scope of operations. From land acquisition and master-planned community development to personalized homes for first-time buyers, age 55+ retirees, and families of all sizes, Mattamy has become the largest privately held homebuilder in North America. With innovations like net-zero homes that produce as much or more energy than they consume and smart-thermostat technology standards in every new residence, Mattamy closed on its 100,000th home in 2020. The company is building about 8,000 new homes annually in 133 communities across the United States and Canada.

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WaterSong at Rivertown

With a business culture that prioritizes charitable giving and volunteering in the communities where it builds and a “Best Place to Work” honor in each of the past nine years, Mattamy Homes will continue to set the pace as a values-driven developer and builder for decades to come. And, for those interested in exploring new age-55+ active adult communities, Mattamy offers an inviting choice of popular locations in Florida that are welcoming new residents every month.

WELLEN PARK

Wellen Park

In 2014, Mattamy Homes purchased 10,000 acres in southwest Florida near the city of Venice. Work began soon thereafter on Wellen Park, Mattamy’s most ambitious American development project to date. Permitted for up to 22,500 residences at build-out, the Wellen Park residential districts of Playmore and West Villages are already home to about 9,500 residents. In addition to three country club communities with championship golf courses, Wellen Park offers buyers a variety of distinctive single-family neighborhoods, plus paired and attached villas, condominiums, and coach homes. Luxury rental apartments and homes are also available. New residences are currently under construction in Brightmore at Wellen Park, the community’s first neighborhood exclusively for age-55+ active adults. Brightmore is planned to include 128 paired villas and 521 single-family homes, many of which will be located with views of the community’s lakes and protected wetlands. The private amenities for residents include the Brightmore Clubhouse with meeting rooms for special events, a bar and cafe for everyday socializing, and a fitness center with a group exercise studio. A lap pool and a resort-style pool are located on the clubhouse grounds, along with nine pickleball courts that include a stadium court for club tournaments. The centerpiece of the entire Wellen Park master-planned community is Downtown Wellen, a unique commercial and recreational center overlooking the 80-acre Grand Lake. In addition to the three-mile waterfront trail for hiking and biking, residents can enjoy fishing, kayaking, and paddleboarding on the lake. The first businesses in Downtown Wellen opened in 2023, and new shops and offices will debut in the coming months. They will join the Banyan House, Downtown Wellen’s flagship waterfront restaurant, and the new Solis Hall event center among other featured amenities in the community hub. Together with the on-site CoolToday Park, the spring training home of Major League Baseball’s Atlanta Braves, Mattamy is creating a one-of-a-kind hometown destination for working families and active-lifestyle retirees. ideal-LIVING.com |

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TELARO AT TRADITION

Mattamy Homes acquired the Tradition master-planned community in 2018. Located in Port St. Lucie on Florida’s Treasure Coast, Tradition offers new homes in a variety of villa and single-family residential neighborhoods. All are conveniently located near the Tradition Town Center, which features fine dining and casual restaurants, grocery stores, specialty shops, professional offices, and healthcare services. Recreational amenities include a community clubhouse with a complete fitness center, lap and resort-style pools, and courts for tennis and pickleball players. Tradition residents also enjoy fresh-air exercise on the community’s unique T-Trail, a 20-mile multimodal network of walking and biking paths. Telaro is Mattamy’s luxury community for age-55+ residents, who have access to all of Tradition’s commercial and recreational amenities. A private enclave with 400 single-level residences, Telero includes The Serenity Collection, three villa designs with up to 1,880 square feet of living space. Among the available single-family designs are homes in the Tranquility Collection, with four floor plans of up to 2,350 square feet in size, and even larger residences in the Oasis Collection that offer three bedroom/three bath homes.

WATERSONG AT RIVERTOWN

WaterSong at RiverTown is Mattamy’s featured north Florida community for active-lifestyle adults ages 55 and older. Residential choices in the WaterSong neighborhoods include spacious maintenance-free villas and single-family homes with 2-3 bedrooms, 2-3 baths, and 2-21/2 car garages. The hub of WaterSong social life is the private community clubhouse, where a full-time activities director coordinates special events and interest-club meetings. Additional facilities include a fitness center, outdoor pools and spa, pickleball and bocce ball courts, and a lakeside pavilion and paw park nearby. The RiverTown master-planned community is located in Florida’s St. Johns County, about halfway between downtown Jacksonville and St. Augustine. In addition to their private community amenities, WaterSong residents also enjoy access to RiverTown’s three swimming pools, state-of-the-art fitness facilities, tennis and basketball courts, amphitheater, fishing pier, and riverfront hiking/ biking trails. With some of Florida’s most popular public beaches and protected national seashores just a short drive to the east and easy day trips to nearby Jacksonville and St. Augustine, WaterSong at RiverTown is a strategic home base from which to explore all that this sunny region has to offer.

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Florida living at its best

Discover Tradition’s year-round inspiring possibilities.

Close to everything: Local beaches Shopping and dining Outdoor recreation Year-round entertainment Educational experiences

Built-in town center:

Telaro’s award-winning community features gorgeous villas and single-family homes.

2023

For more information call 772-646-9490 or visit mattamyhomes.com/telaro

You’ll love our resort-style amenities and the connectedness and convenience that come with living in Tradition.

TRADITION

Pursuant to the Fair Housing Act, this housing is intended for occupancy by at least one person 55 years of age or older per home, although the occupants of a limited number of the homes may be younger. Within this limited number, one member of the household must be 55 years or older with no one in permanent residence under 18 years of age. Existing and proposed amenities for the community are subject to changes, substitutions and/or deletions without notice. Models/lifestyle photos do not reflect ethnic or racial preference. Mattamy Homes makes no representation or guarantee that the community or any amenities will be constructed as currently planned. All offers are subject to change or withdrawal at any time without notice. Prices, specifications, terms, conditions, home site and plan availability are subject to change or revocation without prior notice or obligation. For more information on available homes and incentives, see a New Home Counselor for details. Images of the home are for illustrative purposes only and should never be relied upon. Visit MattamyHomes.com or see a Mattamy New Home Counselor for further details and important legal disclaimers. This is not an offer in states where registration is required. Void where prohibited by law. Copyright © 2023 All rights reserved. Builder #:CGC1506741 MATSEF518 11/2023

Convenient shopping Restaurants and cafes Community events and classes Weekly farmers market Event lawn

Amenities galore: 20,000 sq. ft. clubhouse TIM autonomous shuttle Electric bike share 20-mile mobility trail system 300 acres of parks Resort-style pools Poolside cafe and market Fitness center Outdoor recreation Sports courts Card rooms Therapy lounge Demonstration kitchen Craft rooms ideal-LIVING.com |

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BUILDER PROFILE

Brookfield Residential: Empowering Homebuyers

rookfield Residential is a leading North American homebuilder with a rich history. The company currently builds homes in 14 major markets across the United States and Canada. Brookfield Residential is committed to creating the best places to call home, and its communities are known for their quality, amenities, and livability. In 2021, Brookfield Properties acquired a large developer of master-planned communities that enabled Brookfield Residential to expand their homebuilding operations into several of these new U.S. markets including the Carolinas, to add to their mid-Atlantic presence in Virginia, Maryland, and Delaware. Throughout its history, Brookfield Residential has been a pioneer in the homebuilding industry. The company was one of the first to introduce open-concept floor plans and energy-efficient homes. Brookfield Residential has also been a leader in sustainable building practices, and many of its communities are LEED-certified. And, now, they have taken it to a new level of empowering their homebuyers.

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Homebuyers In Control “We’ve empowered our customers to take control of their homebuying experience, from start to finish,” said Erin Smith, senior director of sales and marketing for Brookfield Residential’s Mid-Atlantic operations. “From the time they start their home search, we offer customers opportunities to explore on their own, whether it be reviewing real-time pricing and home availability information on our website (BrookfieldResidential.com), through booking a private, self-guided home tour, or interacting with the Brookfield Residential app that guides customers after purchase. You won’t find the level of transparency and detail we provide on any other builder’s website.” Fine details like lot sizes, lot pricing, and which portfolio home plans will fit on each lot are easily accessible on the builder’s interactive site maps. For their quick move-in homes, they even publish the price of each individual optional feature included.

Personalization in Record Time “You can build from scratch, pick your lot and build your home, and do everything from the ground up. We also like to have a few finished homes available — some inventory ready to move in. But, then, we have something in between which we think is the best of both worlds. We select a popular floor plan with the most sought-after structural options and get started on construction. Once we have completed drywall, we pause construction allowing customers the opportunity to explore the nearly complete home while still adding their personal style by selecting finishes. Compared to starting from scratch, the build time is nearly cut in half. You’re getting a very personalized home in about 2-1/2 to 3 months.”

Brookfield’s myStyle quick move homes allow buyers to choose the flooring, cabinets, countertops, plumbing, light fixtures, and paint colors. And, as your home is being built, the builder is using their customer app to share progress photos of the home during each stage of construction. Brookfield Residential offers a variety of home designs to suit every lifestyle and budget. From singlefamily homes and multi-generational homes to villa homes, condos, and townhomes, they offer a variety of styles from traditional to contemporary. They have several 55+ exclusive communities and offer main level living options at nearly all their communities. “We’ve seen some impressive finish choices from our customers as they personalize their homes. Outdoor living is a big trend, especially in the Carolinas, where the weather is warmer year-round. Screenedin porches are very popular, as are large, telescoping doors that open up the back of the house to the outdoor living space,” says Smith. Brookfield Residential offers enhancements that will benefit you after you move in with their myCommand smart home offerings. You can control your new home with the sound of your voice using home automation technology to turn on lights, lock doors, preheat the oven, open shades, change the temperature, and more. Each home is wired with the latest technology and includes wireless multimedia jacks. Smith jokes, “We say our homes are trilingual because our customers can choose from their favorite Google, Apple, or Amazon voice assistant products. Our smart home technology is compatible with all three.”

A Commitment to Sustainability Brookfield Residential is committed to building sustainable communities. The company uses energy-efficient appliances and construction ideal-LIVING.com |

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techniques, and recycles and reuses materials whenever possible. Brookfield Residential is also a leader in the development of green building technologies. Their myEnergy products include a wide range of features designed to save energy and money. They are even offering wiring for electric car charging in new homes.

Incentive Packages Though mortgage interest rates have been increasing over the past two years, Brookfield Residential has not seen a slowdown at all. They offer a number of incentive programs that help buyers get into the home they want. In addition to closing cost assistance, they offer buy down programs to lower rates for the first two to three years of the loans. This allows buyers to save money as they wait for mortgage rates to decrease. As rates are expected to fall in late 2024, they offer a no-fee refinance program.

Experience is Key “It’s really all about customer experience,” says Smith. In addition to a CEO and CFO, Brookfield Residential has a CXO— the Chief Experience Officer. He oversees all regions and is in charge of the customer experience. “He keeps us focused on always viewing things through the customer’s lens, from start to finish. That philosophy is at the forefront of everything we do.”

Rent or Own? Suppose you are not sure whether you want to purchase yet. In that case, Brookfield Residential offers rental properties in three of their mid-Atlantic communities – Heritage Shores in Delaware, and Lakeside at Trappe and Swan Point in Maryland. The program has been extremely successful allowing residents to lease a new home. Several have purchased within the community after leasing. Since these rental homes are integrated within the community, it is a great opportunity for residents to experience the lifestyle before buying. Brookfield Residential is committed to creating the best places to call home. Brookfield Residential is not merely constructing houses; it’s crafting the very essence of home. As they expand their footprint and create havens for families across North America, the legacy of Brookfield Residential transforms dreams into tangible, livable realities.

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There’s A Place For You,

venture out

And Find It!

Discovery Travel

FIND YOUR IDEAL DESTINATION, LIFESTyle, and HOME.

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Venture Out Discovery Tours let you experience

ideal communities, view model homes, visit design centers, and tour surrounding areas.

Take a Tour – Come discover your ideal destination, life and home! Book today!

.com/ventureout

WINTER 2024

Find Your Ideal Life Explore the following communities to find your ideal destination, life, and home. You're on the right path. It's time to choose a location to learn more about. Then, we invite you to view our advertiser index on the following pages and visit their websites to continue on your journey.

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Mid-Atlantic Page

NEW HAMPSHIRE Eastman..................................................................EastmanNH.org.....111 Natural Element Homes......................NaturalElementHomes.com.......74 DELAWARE Coastal Run at Heritage Shores............................. CoastalRun.com.......40 Heritage Shores...................... BrookfieldResidential.com/55living.......41 Schell Brothers................................................. SchellBrothers.com.......BC The Villas at Bridgeville.............................. VillasatBridgeville.com.......40 PENNSYLVANIA Amblebrook...................................................................Lennar.com.......21 Natural Element Homes......................NaturalElementHomes.com.......74 Penn National.......................................................PennHomes.com.......65 Winding Creek...............................................OwnALandmark.com.......29 MARYLAND Beechfield Manors........................................................Lennar.com.......21 Lakeside at Trappe.................. BrookfieldResidential.com/55living.......41 Lakeside Run at Trappe........................................LakesideRun.com.......40 Parklands at St. Charles.................................................Lennar.com.......21 Swan Point.............................. BrookfieldResidential.com/55living.......41 VIRGINIA Bay Creek.............................................................BayCreekLife.com.......59 Cadence at Lansdowne........... BrookfieldResidential.com/55living.......41 Colonial Heritage..........................................................Lennar.com.......21 The Crest at Linton Hall........... BrookfieldResidential.com/55living.......41 Fawn Lake.................................................... FawnLakeVirginia.com.....107 Natural Element Homes......................NaturalElementHomes.com.......74 Snowden Bridge at Hiatt Pointe.... BrookfieldResidential.com/55living.......41

Tennessee DelWebb Southern Harmony................... DelWebb.com/SouthernHarmony.... 67 Fairfield Glade................................................................... FairfieldGlade.net.... 64 Natural Element Homes.................................... NaturalElementHomes.com.... 74 Retire Tennesseee............................................................RetireTennesee.org.... 50 Tellico Village............................................................ Active.TellicoVillage.org.. 131 WindRiver Lakefront & Golf Community......................WindRiverLiving.com.... 95

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Lake Tansi Village......................................................... LakeTansiHomes.com.... 62

The Carolinas NORTH CAROLINA

Page

Albemarle Plantation..........................AlbemarlePlantation.com.......73 Bill Clark Homes.......................................... BillClarkHomes.com.......75 The Bluffs on the Cape Fear...............................TheBluffsNC.com.......83 Brunswick Forest.........................................BrunswickForest.com.......12 Carolina Colours..........................................CarolinaColours.com.......39 Compass Pointe...................................... CompassPointeNC.com.......22 Cresswind ............................................................Cresswind.com.....101 DelWebb Carolina Riverside.....DelWebb.com/CarolinaRiverside.......82 Flowers Plantation................................... FlowersPlantation.com.....105 Hagood Homes........................ HagoodHomes.com/ideal-living.......27 The Home Place....................................... TheHomePlaceNC.com.......12 Horizon Homes of Wilmington.......BuyHorizonNewHomes.com.......47 Intracoastal — Beatty Pittman Team..........IntracoastalRealty.com.......89 Legacy Homes by Bill Clark.......... LegacyHomesbyBillClark.com.....122 Logan Homes..................................................LoganHomes.com.....113 Natural Element Homes.................. NaturalElementHomes.com.......74 Retire NC................................................................RetireNC.com.....119 River Bluffs................................................ RiverBluffsLiving.com.......63 River Landing..................................................RiverLanding.com.......88 St. James............................................... StJames-Properties.com.....117

SOUTH CAROLINA Callawassie Island.........DiscoverCallawassieIsland.com....... 55 Cresswind .............................................. Cresswind.com.....101 Dataw Island..................................................Dataw.com....... 45 Grande Dunes.......................................... LiveAtGD.com....... 18 Hampton Hall Club............... HamptonHallClubSC.com....... 56 Keowee Key...................................... KeoweeKeySC.com....... 25 Latitude Margaritaville........ LatitudeMargaritaville.com....... 17 Logan Homes.................................... LoganHomes.com.....113 Natural Element Homes.....NaturalElementHomes.com....... 74 Woodside..........................WoodsideCommunities.com.....121

Georgia Cresswind ..............................................................Cresswind.com...101 Savannah Quarters...................................................SQLiving.com.....19 The Landings......................................................TheLandings.com.....93 Waterways...................................................... LiveWaterways.com....... 2

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F lo r ida Ave Maria...................................................................... AveMaria.com......... 4

Babcock Ranch...................................................... BabcockRanch.com....... 15 Brightmore at Wellen Park.....................................BrightmoreFL.com....... 69 Citrus Hills...................................................................CitrusHills.com......... 8

Cresswind ...................................................................Cresswind.com.....101 K. Hovnanian’s® Four Seasons at Wylder............KHov.com/FSWylder....... 38 Lakewood Ranch................................................ LakewoodRanch.com...... IFC

Latitude Margaritaville.............................LatitudeMargaritaville.com....... 17 Natural Element Homes..........................NaturalElementHomes.com....... 74 On Top of the World.........................................OnTopoftheWorld.com....... 51

Telaro....................................................... MattamyHomes.com/Telaro.....127 Vista Cay at Shell Point............................................ MeetVistaCay.org....... 97

Watersong at RiverTown..........................................WatersongFL.com.....103 Wellen Park............................................................... WellenPark.com......IBC Wildlight...................................................................... Wildlight.com......... 6

So ut h

MISSISSIPPI

Cleveland.......................................................VisitClevelandMS.com...10 Natchez..........................................................NatchezRetirement.net...10 Oxford.........................................................................OxfordMS.com...10 Welcome Home Mississippi.......VisitMississippi.org/welcomehome...11

ARKANSAS

Arkansas........................................... Arkansas.com/relocation.... 109

TEXAS

Natural Element Homes..............NaturalElementHomes.com...... 74 Tuscan Village.............................................TuscanVillage.com.... 115

Wes t WASHINGTON Port Ludlow.......................... WestHarborHomes.com/discover..... 79

CALIFORNIA

K. Hovnanian’s® Four Seasons at Homestead ............................................................. KHov.com/Homestead... 120 Luminescence at Liberty........................... DeNovaHomes.com..... 16

I nt er na t io n al

MONTANA

Natural Element Homes...............NaturalElementHomes.com..... 74

COLORADO

Natural Element Homes...............NaturalElementHomes.com..... 74

GREECE

Elounda Hills.................................................. EloundaHills.gr...... 33

PORTUGAL

Living Portugal........................................ Living-Portugal.com...... 35

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IMAGINE MORE FRESH FINDS & GOOD TIMES Welcome to Wellen Park, a vibrant community in Venice, Florida with award-winning homes from the $300s, dynamic amenities, and convenient access to beaches, shops, dining, entertainment, and healthcare. LEARN MORE ABOUT LIVING YOUR BEST DAY EVER, EVERY DAY AT WELLENPARK.COM VISIT OUR WELCOME CENTER 12275 Mercado Drive Venice, FL 34293 (866) 564-6136 ideal-LIVING.com | 3

Schell Brothers builds high-performance homes with quality craftsmanship and extensive personalization. With hundreds of finishes and structural options you can personalized your home to meet all your wants, needs, and must-haves. When you build with Schell Brothers, your pricing is transparent throughout the entire build.

• • •

Schellter Technology featuring our Smart Home IQ Unmatched curb appeal Abundant natural light with floor-to-ceiling windows

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Thousands of personalization options to make your home uniquely yours A one-of-a-kind customer journey that includes tracking your build with our proprietary platform, Heartbeat

schellbrothers.com | 302-569-9698 4

and pricing is subject to change without notice. | ideal-LIVING.com