Kentucky Penetration Rates

Independent Agent Top 10 Lines of Business: 5-Year Penetration Rates

Source: © A.M. Best Company — Used by Permission

The clustered bar chart above shows 5 years of penetration rates for the top 10 lines of business, written through independent agents, in order of direct written premium. The final cluster of bars labeled Total (IA-Focused Lines) is the trend for all 26 P&C lines of business focused on by independent agents in Kentucky.

The formula shown below the clustered bar chart shows how the percentages are calculated, based on premiums written through independent agents in Kentucky, divided by all premiums for each line of business in Kentucky.

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