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Well, what a month June was! An exit from the EU, swiftly followed by England’s exit from The Euro pean Cup. Both events have created much opinion and debate, but what is done is done and we as a country now have to move on and work together to make this country great again. With the longest day of the year well behind us, we’re bang in the middle of summer and hopefully the best of the weather is yet to come. My plants are slowly making a recovery after being pretty much drowned last month and the dogs are back to their daily sunbathing routine in the garden. All I need to do now is find the time to get the lounger out and join then. It really is a dog’s life! In the meantime, do continue to keep in touch, ei ther by telephone, email or facebook and let us know what’s going on where you are. We always do our very best to print your events and local infor mation, and also to share it with other readers via our facebook page. Why not give us a visit and a Like! .
You can advertise in this magazine from as little as £20.00 per month Just £50 puts your recruitment advert into all six publications (that’s over 30,000 homes).
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RSPCA Rehoming Appeal
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Finance: Which type of ISA is best for you
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Interiors: Storage Solutions for every room
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Motoring: Range Rover Evoque Convertible
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What on at Hillingdon Theatres
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Technology: The Greater Outdoors
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Beauty: Summer Lovin
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Local Events
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Clubs, Groups & Classes
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Coffee Break Puzzles
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Garden Feature
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What to consider when hiring a dog walker
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Useful Telephone Numbers
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Puzzle Solutions
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Wordsearch
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AUG COPY DEADLINE 20TH JULY We are grateful for the support of local businesses whose adverts appear in this publication and whilst every care is taken to ensure accuracy, the publishers cannot accept responsibility for any errors, omissions, claims made by advertisers or endorse companies, products or services. This publication, its contents and advert designs are © of In and Around Publishing. Any copying or reproduction in part or fully, is strictly forbidden without our prior consent.
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Chillax
The RSPCA Hillingdon, Slough, Windsor, Kingston and District Branch Registered Charity No: 263515
Daisy
Thank you for your support . We can’t do it without you! With everyone in holiday mood the unwanted ani mals are beginning to hit the Hillingdon Clinic thick and fast. We are shouldering a £200k loss at clinic so any help our local community can offer us with regard to animal food – particularly kitten – quality unwanted saleable furniture and goods, fund rais ing ideas and volunteers has never been so wel come as now. This LOCAL clinic rescuing animals since WWII seriously needs our communities sup port to be able to keep on caring. Please don’t allow your cat to add to our Nations shame by remaining unneutered. If finance is a problem we may be able to help. With nearly 50 kittens in our care we must ask ourselves if we will find 50 forever homes. Please make sure cats as well as dogs are micro chipped – our clinic has ongoing special prices – but it is also a good idea to make sure your cat has a collar and disc on as well. Cat collars must be the safe “snap apart” type. Many cats are found with difficult to treat collar wounds having got their leg caught in their elastic collar. There are many temptingly beautiful dog and cat collars for sale, these are not always friendly or kind to our pets. Many we see when we are on holiday. Always check cat collars are snap apart and check the inside of the collar to check there are no sharp edges holding in “jewels”! Dog collars are possibly the worst with “glitz” Collars being heavy and with metal fastenings inside the collar can cause rubbing on sensitive necks! 6
LOOKING FOR A HOME CHILLAX MALE 4YRS OLD
Chillax has been with us for quite a while receiving treatment for a serious abscess. The wound is all healed now and this lovely boy has had enough of the cattery and would really like to be settled and loved in a new home. He is such a purry boy who loves a fuss and is very much a lap cat. The scratching post is a favourite for play and stretching his legs. If you can offer Chillax all the love and pampering he is looking for, please get in touch.
DAISY FEMALE LOP 3YRS OLD
Daisy came into us when her owners no longer wanted her. She is a lovely rabbit, although a little feisty at times. she would benefit from having a home with previous experience with rabbits. All rabbits require a spacious hutch and a generous sized run with plenty of room to play, stretch and exercise as well as a healthy and nutritious diet to help them thrive. Not forgetting of course, the all important love and attention of their human family. If you are interested in adopting Daisy, or any of the other lovely rabbits currently in our care, please do contact us. *We have an Amazon Wish List for anyone wishing to send items from outside the local area please visit our website or contact us for more information thank you so much! If you think you can offer one of our animals a lov ing home then please ring RSPCA Hillingdon Branch on 01895 833417 or visit our website www.rspcahillingdonclinic.org.uk to download an application form.
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Finance
By Ann Haldon
Which type of ISA is best for you?
put your money to one side. You get instant access to your savings, and need to be at least 16 years of age to open this account.
Individual Savings Accounts were first introduced in 1999. They provided exemption from income tax and capital gains tax, and quickly became a popular place to save and invest. Back then, it was a straightforward choice between a Cash ISA or a Stocks and Shares equivalent, but with seven different types of Individual Savings Account now available, making the right choice is much more complicated. So how do you know which ISA is best for you, and even whether you’re eligible to apply? We take a look at the different ISA accounts available, to identify which ones might suit your needs. Instant access cash Isa A straightforward tax-free savings account offered by banks and building societies - interest rates have fallen considerably in recent years, but it’s also a risk-free way to 8
stocks and shares Isa Stocks and Shares ISAs are open to anyone aged 18 or over. The money is divided between various investment products, including company shares, government and corporate bonds, and unit trusts. Although as an investment there’s greater risk with a Stocks and Shares ISA, you can control your exposure to it by splitting your annual allowance between this and a Cash ISA. JunIor Isa Parents can save for their children in a Junior ISA. It’s open to children under the age of 18, but the child can only open an account if they are aged 16 or over. The annual allowance currently stands at £4,080, but a child between the ages of 16 and 18 can also open an adult ISA, which boosts their saving capacity. For a child under the age of 16, the account must be opened by a parent or legal guardian, but there are no restrictions on who can pay money in once it’s open. help to Buy Isa A fairly recent addition to
the ISA family, the Help to Buy ISA was introduced in December 2015 in an attempt to boost the first-time buyer market. For every £4 saved, the government has pledged to add a £1 bonus (up to a maximum of £3,000), making it a great way to save for a deposit on a first property. There are limits on how much you can save each month, however, so it’s a good idea to start saving early. You can put away a maximum of £200 a month into a Help to Buy ISA, as well as a lump sum of up to £1,000 when the account is opened. You’ll receive the bonus when your property purchase is complete, and as couples are entitled to have a Help to Buy ISA each, there’s the potential to receive an extra £6,000 from the government. InherItance Isa To avoid having to pay tax on a deceased partner’s ISA savings, the Chancellor introduced the facility to inherit tax-free from December 2014. From the date of a spouse’s death, the surviving partner is granted an Additional Permitted Subscription (APS) for the total amount in the account, and has three years in which to use it. Once an APS application form has been completed, they can open an account in their own name and the money will be transferred across.
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lIfetIme Isa The Lifetime ISA will be introduced from 2017, and is for people between the ages of 18 and 39. A 25% bonus from the government is available, so for every £4 saved they will put in £1 up to a maximum of £1,000. If money is withdrawn for anything other than a house purchase, you’ll be charged 5% on the amount taken out and lose the government bonus. It can be used towards the purchase of a house up to the value of £450,000, otherwise you need to keep the money in the account until the age of 60 to avoid the penalty. Additionally, the account needs to be open for a minimum period of a year to qualify for the government top-
up. You can hold a Lifetime ISA and a Help to Buy ISA at the same time, but are only eligible to receive the bonus on one of them. InnovatIve fInance Isa This is seen to be a riskier choice for investors, but one that potentially brings higher returns. One of the risks is that your money won’t be protected by the Financial Services Compensation Scheme because the banks are not involved. You place your money with peer-to-peer lending platforms, which could attract a higher rate of interest than with Cash or Stocks and Shares ISAs. At the time of writing, however, there are only eight such online lenders offering this type of ISA.
The ISA limit for the 2016/17 tax year is £15,240, rising to £20,000 in 2017/18, and the savings year runs from 6th April to the following 5th April. Each type of ISA has its own pros and cons, and it’s worth remembering that unless you opt for a fixed rate ISA, interest rates can fluctuate widely throughout the year. http://www.thisismoney.co.uk/ money/saving/article-3505692/ The-seven-different-types-offerchoose-one-you.html http://www.moneywise. co.uk/banking-saving/savingsaccounts-isas/how-to-inherit-isa http://www.thisismoney.co.uk/ money/mortgageshome/article3520497/From-new-LifetimeIsa-shared-ownership-banishtime-buyer-blues.html
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Home & Interiors
Storage Solutions For Every Room By Katherine Sorrell
We all want to be able to maximise space, show off the things we love and find the things we need quickly and easily. Welldesigned storage makes an enormous difference to how good our homes look and how streamlined our lives can be. Interiors expert Katherine Sorrell takes us through some room-by-room ideas. From spices to ski gear, toys to towels and photos and files, our homes are full of stuff. Stuff that we have to find space for, stuff that might need to be displayed or concealed, stuff for which we have to provide storage. Each room, large or small, requires specific solutions. You could do this yourself, plotting on graph paper where doors, windows, radiators and other furnishings will go, making use of otherwise ‘dead’ spaces such as under stairs or sloping ceilings, the alcoves either side of a 10
chimney breast or the space below a bay window. Or you could employ either an interior designer or an architect. Designers will be particularly helpful for creating an overall ‘look’, but should also be knowledgeable about space planning and have plenty of resources and contacts, while architects are suited to more extensive works that involve extensions or alterations, and can offer inventive ideas to make the most of your space.
Living Rooms
Storage and display go hand in hand, especially in a living room, which is often the public face of a home, and where you’ll want to show off treasured possessions at the same time as concealing less attractive items. The best way to cope with these twin demands is to build in storage that includes open shelving and/or display niches, and cupboards within which you can hide whatever you like. In a typical period home, there is often a central chimney breast with alcoves either side which are ideal for shelving above and cupboards below. Alternatively, you could run a long, low
cupboard along one entire wall – perhaps incorporating a fireplace or TV in the centre – the top of which could also serve as either seating or display space. Thinking more laterally, when two rooms have been knocked into one there may be space for shelving or cupboards over the central double doors, or in a small room it may be possible to find much-needed shelving space above (and perhaps around) the door or the windows.
Halls
Coats, shoes and umbrellas seem to multiply in mysterious ways, and finding storage space for them in a narrow hallway can be a headache. Hallway storage is all about organisation – not just buying slimline furniture such as console tables or storage benches, but also providing a variety of storage types: instead of just having some coat hooks behind the door, add a couple of racks at the bottom for shoes, maybe a hook for an umbrella, and a shelf at the top for bits and pieces. The result? A store-all solution. Alternatively, in many hallways it’s possible to build a cupboard under the stairs, kitted out inside with practical hooks, shelves and racks.
Bathrooms
It’s surprising how much kit you need to store in a bathroom – and this tends to be one room where storage furniture often gets overlooked. Custom-made floor and
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wall cabinets offer a great solution for storing toiletries and spare towels, keeping surfaces completely clear, while vanity units with shelves, drawers and cabinets hide belongings from view and can be built around sanitaryware to cover up unattractive pipe work. Alternatively, you might consider free-standing options such as dressers, cupboards and chests, and wall-mounted pieces such as shelves, racks and mirrored cupboards. For a complete, streamlined solution, pipe runs can be hidden behind floor-to-ceiling false walls made from studwork and plasterboard, within which you can punch shallow shelves and cupboards. This is also possible when building a shower wall, allowing you to create handy niches in which to store shampoos and soaps.
Bedrooms
Clothes storage is one of those things that most of us can never get enough of, and in an ideal world you would design it specifically for whoever is using it. There are four ways to fit out a bedroom: use freestanding pieces that you can take with you when you move (but probably won’t make the very best use of space); find a carpenter or joiner to make you an utterly bespoke room; commission a fitted-furniture specialist and choose from one of their ranges – which often feature ingenious storage solutions; or use inexpensive, off-the-shelf elements, readily available from DIY sheds or storage specialists, and make it up yourself. Each option has its pros and cons, so it’s a question of working out what best suits you, your property and your pocket.
Children’s Rooms
The first consideration for storage in children’s rooms is that your little ones can reach everything they need all by themselves. Raised beds with storage underneath are very useful for storing clothes or toys at just the right height. It’s also important that drawers are easy to open, but with stops that prevent them from sliding right out if pulled hard. As for play storage, be very organised. Use large boxes, baskets or cupboards for bigger toys, and smaller containers (labelled if necessary) for things like Lego, toy soldiers and paints.
Image - Form playroom storage, featuring Form Konnect 1x1 cubes, £10; Form floating shelves, from £5; and Form photo shelves, £10. All Form at B&Q, tel. 0333 014 3098; www.diy.com.
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Motoring By James Baggott
First Drive: Range Rover Evoque Convertible the most fuel efficient Range Rovers available. The 9-speed automatic gearbox is from the standard Evoque. The added weight of the chassis – 1,967kg compared to the coupe’s 1,690kg – is noticeable when accelerating out of corners, though switching into its semi-automatic function and making use of the steering wheel mounted paddles proves slightly more responsive.
Four years after its concept debut, Range Rover’s Evoque convertible has come to fruition. Its hard top sibling has already sold more than half a million units since it was launched in 2011 and over 1,500 orders have so far been placed for the convertible variant. What is it? The Evoque convertible is the world’s first convertible compact SUV. Based on the same platform as the Evoque, and featuring much of the same spec, the convertible looks luxurious. The car’s chassis has received strengthening in order to maintain the car’s torsional rigidity, despite its lack of roof. What’s under the bonnet? A 2.0-litre turbocharged Ingenium diesel engine powers the 4x4, putting out 180PS and 430Nm of torque through the Efficient Driveline four-wheel-drive system. This system varies the flow of torque between the front and rear wheels in different driving conditions. Fuel economy is a modest 49.6mpg while the diesel emits 149g of C02 per kilometre, making it theoretically one of 12
What’s the spec like? A 10.2inch touchscreen allows the driver to navigate using easy pinch and swipe motions even whilst driving. However, it can prove difficult to read when the roof is down. Safety is accounted for by hidden aluminium roll over bars, which automatically deploy in the event of an accident. The convertible is not just a summer fancy. Boasting a 251litre boot, 500mm water wade ability, all terrain progress control and a ski hatch, it is a comfortable and relatively practical drive. The roof can operate at speeds of up to 30mph and, unlike some other convertibles, neither rear visibility nor boot capacity is compromised when the roof is folded down. Any rivals? Like for like, the Evoque convertible has no rivals. It is likely to draw a customer base from fans of luxury D-segment convertibles, and drivers of the original Evoque are also expected to be tempted. What’s it like to drive? The 9-speed gearbox feels too
sluggish for the convertible, due to the weight of the strengthened chassis. However, in its position as the new it-car for fashionistas, it is unlikely that the convertible will be tackling much more than the occasional country road. Acceleration to 60mph takes 9.7seconds while the vehicle tops out at 121mph and steering is reassuringly firm at both high and low speeds. Wind noise is reduced in convertible form thanks to clever aerodynamics and an optional wind deflector, meaning that noise and buffeting in the front of the cabin is limited, and audible conversations can be held even at motorway speeds. Verdict As 4x4s go, the Evoque convertible wouldn’t be the obvious choice. Practicality is seriously limited, and realistically the model would only provide a comfortable long distance journey for two. But drivers wanting the benefits of both a 4x4 and a soft top can’t go wrong. Perhaps the model could do with some refinement, but for the first of its kind it will certainly set a precedent.
The Knowledge
Model: 2016 Range Rover Evoque Convertible 2.0-litre 4WD HSE Dynamic Power: 180PS Max speed: 121mph 0-60mph: 9.7 seconds MPG: 49.6mpg Emissions: 149g/km
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The Greater Outdoors The gadgets that make Summer sizzle
Let’s be optimistic and pray for a long hot summer. What gadgets can help your summer really sizzle? From making parties more entertaining to ensuring your barbecued food is full of flavour and not food poisoning, gadgets are here to help you make the most of every second of summer. One of the big trends this year is solar power - not because Britain has suddenly got sunnier, but because the combination of more efficient solar technology and low-power technology such as LED lights means solar gadgets work properly, even when it’s a bit dull. You’ll have seen endless solar lights and spotlights, but how about solar-powered water fountains, bird baths or other water features? You can spend from around £50 to several hundred pounds depending on how complex the feature is and what it’s made of: cheap ones tend to be made of resin, while natural stone takes you into the hundreds. Solar power is also very good for charging phones, which is handy if you’ve embraced streaming music and use your smartphone to play sounds in the garden. It pays to shop around: for example the PowerBee Executive charger, which has an RRP of £39.99, 16
is widely available for as little as £13.99. While you’re at it, you could buy yourself a solar powered wireless speaker too: the Gemtune Kinna speaker is £40, while the larger and longer range Jabadoo wireless outdoor solar speaker is £99. Even if you don’t go solar, a wireless speaker is an excellent investment for summertime sounds, as it means you don’t need to keep your music close to a power point. For many of us summer means outdoor cooking, and of course there are plenty of products designed just for us. The Looftlighter (£48) and BBQ Dragon (£46) use super-heated air to get your barbecue started quickly, while the iGrill Mini (£43) is a Bluetooth thermometer that tells your phone when your food is ready. If money’s no object, the SmartGrill offers voice control, recipe apps and notifications on your phone or tablet. The bad news: the smallest one is around £1,400 and the most expensive model, the 42-inch, is nearly £7,000. Gadgets aren’t just about grilling, and they don’t all require a second mortgage either. Automatic wine coolers cost from around £50 and can chill a bottle of white wine in less than 10 minutes, while
the lower-tech bottle wraps sit in the fridge until you need them, chill bottles in around 15 minutes and cost £9.99. Beer drinkers can join in too: the Xcellent Global Beer Chiller Chilling Sticks, stainless steel rods you freeze and then stick in your beer bottles, are £9.99 for two. The chillers work in some soft drink bottles too. We started off with optimism, but let’s add some realism too: the British weather being what it is, it’s a good idea to have early warning of incoming bad weather. An outdoor weather station provides just that, and you can choose from traditional clock designs with integrated barometers and thermometers from around £25 or go hightech with a wireless weather station, which can cost from around £25 to several hundred pounds depending on the features you want to have. Or you could always go on Amazon and buy the Amscan PPP GB Umbrella Hat, which offers the protection of an umbrella with the hands-free convenience of a hat for just £2.99. Images L to R: PowerBee Executive solar mobile/tablet charger; Soulra XL solar powered sound system; Looftlighter BBQ lighter/ accelerator; Lynx SmartGrill
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Beauty Summer Lovin’ by Kate Duggan www.kateduggan.co.uk
It’s been a very long time coming, but summer is finally here. I’ve dusted off the sunnies and dug out my sandals, but couldn’t resist investing in a few new goodies…
You can make an effective hair rinse by steeping leaves in hot water, but if that sounds like a bit too much effort, try Paul Mitchell’s Super Strong System. This three-step hair care range uses nettles and other botanical ingredients to strengthen hair, add shine and prevent sun damage. I’ve been using it for a few weeks now and am suitably impressed.
A new lip gloss is always on my summer shopping list. This year I’ve gone for Neal’s Yard’s organic Lip Gloss in Fig, £9.50. It’s rich in seed and fruit oils, so nourishes lips while giving them a decent burst of colour. It’s easy to apply and also has a subtle orange flavour and scent. Being a gloss, the colour doesn’t last that long, but it does leave my lips feeling moisturised.
Next on my list is a new makeup palette. I like one that I can keep in my bag then whip out when there’s talk of cocktails. Marks and Spencer’s Autograph Face Palette ticks all the boxes. There are nine eyeshadows, two blushers and four highlighters, so it can take my look from day to night with ease. What’s more, it’s housed in a cute metallic clutch bag, which you can detach from the palette and use on its own. A bargain at just £15. Now I am not normally a fan of nettles. I seem to be forever getting stung by them when retrieving a football out of the long grass or trailing after my dog through the woods. But they do have some good qualities. Nettles are packed with amino acids and proteins, so can help to strengthen your hair. 18
I am incredibly lazy when it comes to body lotion, so don’t tend to use it as much as I should when I’m covered up in the winter. So once summer hits, my legs are a bit of a sorry sight. I’ve been tackling them with daily exfoliation, followed by Believa’s Natural Intensiv Body Lotion, £23.99. It’s packed with argan oil, aloe vera, jojoba and shea butter, so is incredibly moisturising. Thankfully it’s also easily absorbed, as I’m usually running late for the school run. Natural Intensiv is very gentle, so is suitable for allergy sufferers, and may help with eczema and other dry skin complaints.
British fragrance house Atkinsons is celebrating its 200th anniversary this year. To celebrate, and mark the Queen’s 90th birthday year, it has launched a new perfume, Oud Save the Queen. Inspired by the Orient, this fragrance is bursting with spicy, exotic notes, including bergamot, jasmine, orange blossom and, of course, oud. However, there are also notes of the quintessentially British Earl Grey tea. This fragrance is on my wish list, rather than shopping list, unfortunately, as it’s an eye watering £150.
Asbestos exposure among police by Alan Jolliffe Senior Litigation Executive, Industrial Diseases IBB Claims alan.jolliffe@ibbclaims.co.uk Thousands of police may have come into contact with asbestos at training facilities, according to the Metropolitan Police. The force is examining a number of buildings used between 1980 and 2007.
mesothelioma, lung cancer and asbestosis. The Health and Safety Executive estimates that around 5,000 deaths each year are caused by exposure to the substance.
The Metropolitan Police have indicated that up to 30,000 police officers may have come into contact with asbestos at training centres. Scotland Yard has stated that it has “recently become aware” that some buildings used in firearms training between 1980 and 2007 could have contained the carcinogenic material, and investigations have now commenced.
If you have been exposed to asbestos, even if it was up to 50 years ago, and you are suffering symptoms such as shortness of breath, a persistent cough, a loss of appetite and weight loss, with tightness of your chest, you should immediately seek the advice of your General Practitioner, who will arrange for a chest x-ray to consider whether you are suffering some form of asbestos-related disease.
This is the latest in a succession of occupations at risk from the effects of asbestos exposure. Clearly the dangers are not confined to exposure in an industrial environment. People from all walks of life are at a real risk of exposure. Between 1945 and 1975, when the use of asbestos was at its peak, over 14,000 schools were built and many Victorian schools were refurbished. As a result, potentially huge numbers of staff and pupils may have been exposed to harmful amounts of asbestos dust and fibres. There is no such thing as low level exposure: exposure is exposure at any level - in particular where the asbestos was damaged or in poor condition. Being exposed to asbestos – a naturally occurring fibrous material, which was regularly used in buildings between the 1950s and 1990s – carries a risk of serious and potentially fatal diseases, including
Alternatively, you may be a family member of someone who was diagnosed with an asbestos-related cancer such as lung cancer or mesothelioma and who has since passed away as a result of that condition. The estate of the deceased may still be entitled to some compensation in respect of their illness. At IBB, we are seeing a growing number of enquiries from people who are now suffering from the effects of asbestos exposure. If you think that exposure from a school, workplace, or nearby industrial site is responsible for your or a family member’s illness, please contact our asbestos compensation claims solicitors on 03331 239099. Alternatively, email us at enquiries@ibbclaims.co.uk. to talk about how we might be able to help.
Life-changing advice When life as you know it changes through industrial disease we can help you seek redress and deal with the new challenges you face. Call us to talk to our experienced solicitors about coping with change and planning for your future – and that of those you love.
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Dated Events (Jul16).qxp_Layout 1 30/06/2016 08:15 Page 1
JULY EVENTS Butterflies Table Top Sale & Community Coffee Morning 9th July, 9.30am-1pm Ickenham Village Hall, Ickenham, UB10 8DG. We will have a selection of tables selling, unwanted treasures, crafts, pre-loved items, jewellery, home made cakes and many more along with a Tombola and Raffle.
Local Events
9th July The Ruislip Methodist Church Hall, Ickenham Road, Ickenham, HA4 7DG. For details call 01895 637283.
Vintage Affair 10th July, 10am-5pm Michael Sobell Centre, Mount Vernon Hospital, Gate 3, Northwood, HA6 2RN. £2 entry, kids free. Parking on site for info call 0203 826 2367.
Lunchtime Classical Music Concert 14th July, 12.30pm. St Johns Church Hall, Greenhill, Harrow (opp Debenhams). Songs by Rachmanioff, Liszt, Frank Bridge and Neil Crossland.
Quiz Night
July 2016 22
16th July Southlands Arts Centre, The Green, West Drayton, UB7 7PW. West Drayton’s family friendly music festival. Info/tickets www.southlandsarts.co.uk or SouthlandsLIVE facebook page.
LIVE MUSIC EVENTS
Admission 50p for adults and children are FREE. Funds raised for The John Chilton School for Disabled Children.
Ruislip Stamp Fair
Southlands LIVE
15th July, 7.30pm Fairway Inn, Rickmansworth Golf Club, WD3 1QL. In support of Paul Strickland Scanner Centre. Entry £14 (includes supper). For more info/bookings 01923 844290.
Champers Bar 184 Field End Road, Eastcote, HA6 1RE. 17th July ‘The Consuls’ Trio Rock Band 24th July ' Anavae' R&B The Falcon Inn Village Road, Denham, UB9 5BE. 9th & 13th July DJ Rossi The Swan at Iver 2 High Street, Iver, SL0 9NG. 9th July Return of Swing ‘n’ Soul (above) The WatersEdge Packet Boat Lane, Cowley, UB8 2JS. 29th July Dayton - The UK’s No.1 Motown Tribute peforms Motown classics The Whip & Collar Swallow Street, Iver, SL0 0HU. 21st August Garden Party from 3pm
Please send us your details to be included in the August issues by Friday 15th July
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regular events...
Quiz night Every Tues & Sunday from 8.30pm at the Coach & Horses, Ickenham
events at Harefield Community Centre, Priory avenue, uB9 6aP MOn Cameo Club (3rd Mon month) 10am-12pm; Indoor Bowls (Short Mat) 2pm-5pm; Harefield Wine Club (2nd Mon in the month) 7.459.30pm; Judo (Seniors not 2nd Mon in month) 8-10pm. tues Line Dancing 10.45am-1.15pm; Bingo 7.45pm - 10.30pm. WeD Fitness, Fun & Dance 10.30am-12.00pm; Singing for Fun (1st Wed in month) 1-2.30pm; Judo Club 6.30-7.45pm; Dancing Club 8.15pm-10.30pm. tHurs Happy Families Group 9.45-11.45am; Tea Dances 2-4pm; Whist 7.30-10pm; Ladies Club (2nd Thur in month) 810pm. FrI Line Dancing 10.3012.45pm; Indoor Bowls 7.30-10pm. Call Lynne 01895 824621 or email harefieldcommunitycentre@btconnect.com rock ‘n’ roll Monday's in Harefield! Every Monday. Beginners Jive Dance Classes 7.45pm. Slow practise session 8.30-9pm Social Rock n Roll 9-11pm. No partner required - no experience necessary! Harefield Cricket Club, Breakspear Road North, Harefield, UB9 6NE. 7.30-11pm £5 entry. Email therockingrebels@ gmail.com or call 07947 106607 www.facebook.com/therockingrebels 1950s rock ‘n’ roll with DJs the rocking rebels 1st Fri of every month 7.30-11.30pm. Retro stalls, BYO drinks. St Marys Church Hall, High St, Harefield UB9 6BX. Contact 07951 652083 therockingrebel@gmail.com www.facebook.com/therockingrebels lessons in love Six workshops to help you deal with matters of the heart. Every Tuesday 7-9:30 call Keeley on 07923 074304 or visit www.key4change.com Wednesday stitch Club 10-12noon at Hillingdon Tennis Club. All abilities. All work. Call sue 0208 868 8052. 24
HOBBIes...
Chinese Brush Painting group Meet on Saturday mornings. Guided by an experienced tutor. Compose and develop your own style. Harefield Library, Park Lane Village Centre, Harefield. Call Phyllis 01895 476 644 / phyllnash@gmail.com
French sessions in Iver French Intermediate Class with French Native Teacher meets every Tues -Iver Village Hall 7.30-9.30pm from Sept 22nd 2015 Call: 07940 281233 e: c.marionnet@blueyonder.co.uk Hillingdon Decorative & Fine arts society Enjoy 10 expert lectures a year about art and culture from around Britain. Outings to galleries & places of cultural interest. Receive NADFAS Review, Interested? Come along to a lecture, cost £6. See www.hillingdondfas.co.uk, email: membership@hillingdonfas.co.uk or call Ann Lowe 01895 638147 Hillingdon natural History society Meets 1st Wed of the month at the Scout HQ, Gatting Way, Uxbridge. enquiries@hillingdonnaturalhistorysociety.org.uk Hillingdon railway Modellers Club Meet every Thursday, 7.30pm at Yiewsley Baptist Church contact tonymoth@Hotmail.co.uk Ickenham & swakeleys Horticultural society Local gardening club. Twice yearly Shows in the Village Hall, winter lectures, summer outings, newsletters Member Trading Hut with discounted goods. Clubhouse Lane, UB10 8FU. Enqs: Jill Watson 01895 674412 www.ickenham-horticultural.org.uk @IckenhamGarden Inland Waterways association Meet 2nd Tues of every month at Hillingdon Canal Club, Waterloo Road, Uxbridge, UB8 2QX, 7.30pm. middlesex.social@waterways.org.uk Iver Flower Club The Coppins Room, Iver Village Hall, Grange Way, Iver, SL0 9HW.
Meets 4th Thur of month, 7.30pm. Call Barbara Rhodes 01895 236531 or www.bbando.org.uk/clubs/iver.htm
the language Clubs of Hillingdon September until July. Visitors welcome. Speak some European languages? Want to practise speaking and listening in friendly groups, with recent learners, improvers & native speakers? Each club meets on a different Thursday of the month at 7.45pm in St Giles' Church Hall, Swakeleys Road, Ickenham UB10 8BG. For details: German Club 0208 429 1921; Italian Club 020 8863 3468; Spanish Club and French Club 01895 253 472 uxbridge & Ickenham Floral art society Meets in the village hall, Swakeleys Road. Call 01895 850943. uxbridge Chess Club At the Ivy Leaf Club, 1st floor, 8 Wellington Rd, UB8 2AP. Every Wed 7.30pm. All welcome. Parking, bar, tv. Tuition available. Free initially, then cheap membership. info: Peter Lord at peter-lord@tiscali.co.uk, and 01895 236973 or just turn up! uxbridge Craft Market Every Wednesday (9am-5pm) at The Pavilions Shopping Centre Arts, Crafts, Gifts and Collectables www.uxbridge-craft-market.co.uk keeP-FIt, DanCe & DraMa... aikido Classes Yeading Community Centre, UB4 9BH. Seniors: Mon & Fri 8-10pm. Juniors (6yrs+) Fri 6.30-8pm. Friendly British Aikido Board registered club. Call Keith Holland 01895 636344 or email kuraiaikido @hotmail.com www.kuraiaikido.co.uk. uxbridge Dance studios offers Ballet / Dance classes for all at Uxbridge Community Centre. FREE TRIAL CLASS. Contact Jessica on 07772 879258 or email uxdancestudios@hotmail.com or visit us on www.uxdancestudios.co.uk. continued overleaf...
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KEEP-FIT, DANCE & DRAMA CONTINUED...
Friends in Line Mondays at Hayes End Community Centre, Kingsway, Hayes, UB3 2TT. The absolute beginners class will start at 7.15 - £3. Beginners/ improvers from 8.15-10.15 - £5. Wednesdays at Uxbridge Community Centre, The Greenway, Uxbridge, UB8 2PJ. 10-30-12.30 for absolute beginners/beginners. 1.30-3.30 for easy level/improvers. One class £3.75, both classes £5. Thursday evenings, 8-10pm at Charville Community Centre, Bury Road, UB4 8LF where we dance a lot of the classic's. Contact Susan on 01895 832837(answerphone), or email: Susanwynne376@gmail.com Funky Rhythms Dance & Fitness Zumba with Brian (07957 343528) Monday 6.30pm- Swakeley's School for girls, Clifton Gardens, Hillingdon Zumba with Elli £5 (07833 690153) Tuesday 8pm- Active4less, 233 High Street, Uxbridge Zumba with Brian Thu 6pm & 7.30pm Watts Hall, Christchurch, Belmont Road, Uxbridge Zumba with Sylvia J £5 (07793 769584) 8pm - Minet Jnr Sch, Avondale Dr, Hayes Irish Dancing Classes From age 5. Beginners & advanced classes. Mon, 6pm at Hayes Conservative Club, Church Rd. Wed, 6pm at Greenford Visitation Catholic Church Hall. Contact Deidre email: Deirdreosullivan@ hotmail.co.uk telephone: 07956 346383 Jacquies Workouts Mon 7.30-8.30pm Kettlebell with Fitness Pilates floor work. Thu 7.308.30pm Latin Dance & Tone. Sports Hall, Vyners School, Warren Road, Ickenham. Wed 10am-11am Kettlebell & Fitness Pilates floor work at Eastcote Community Centre, Southbourne Gardens Eastcote. Call Jacquie 01895 672354. Jazzercise Classes Jazzercise Classes New Denham Community Centre Oxford Road Mon 26
9.30-10.30am, Tues 6.45 - 7.45pm, Wed, Thurs , Fri 9.45-10.45am. Denham Village Memorial Hall Village Road Thurs 6.30-7.30pm. Ruislip Sports & Social Club Grosvenor Vale Mon 6.45-7.45pm Tues 9.30am, 7-8pm, Wed 9.30-10.30am. Pinner Methodist Church Love Lane Mon 8-9pm, Thurs 7-8pm. St Lawrence Church Hall Bridle Road Pinner Fri 9.30am. St Lukes Hall Love Lane Pinner Wed 7.45-8.45pm, Sat 910am. Wendy Whitefoord 07803 602142 e: wendy.whitefoord@ btinternet.com. See www.jazzerciseuk.com or facebook.com/ JazzerciseDenhamNewDenham
Ladies Only Kickboxing Club Wednesdays, 6.30-8pm at Watts Hall, Redford Way, Uxbridge, UB8 1SZ. First Class FREE! Just turn up or call Instructor Leanne Phillips on 07518 848285 e: leanne @kickboxing-longdon.co.uk www.kickboxing-london.co.uk Modern Jive Classes (Ceroc) Mondays, 8-11pm, Yiewsley & West Drayton Community Centre. Thursdays, 8-11pm, Uxbridge Civic Centre. First night entry and free lifetime membership with this advert. Call Alan 0208 933 4350 or 07860 250961, alanandsue@clubceroc.com Passion Dance Group Queensmead Sports Centre. Shows, Workshops, Competitions and Assessments. 07882 413428 passiondancegroup@hotmail.co.uk Pink Academy of DANCE Classes held daily @ New Denham Community Centre. Exciting range of classes for boys and girls from 2 years to Adults. Monday - RAD ballet and IDTA Tap Wednesday - Jazz and Festival work Friday - Festival work Saturday - Little feet ballet (2yrs), Ballet, Tap, Disco, Festival work and Adult Ballet and Tap. 01895 257553 Admin@pinkacademy.co.uk www.pinkacademy.co.uk Rockin' 8s Square Dancing Modern American style - every Thurs 8.15pm. New Denham & Willowbank Community Centre, Oxford Road, New Denham. UB9 4DW. Call Jean 01895 622859 or email
paul@stingproductions.com
Sanders Street - Street Dance Teaching Hiphop, House, Breakin', Poppin' and Lockin' styles. Specialising in street stance for special needs. Sanders Pandas class, Age 5-11 Wednesdays 5.30-6.30pm at Guide Hall, Community Close, Ickenham. Email info@sanders street.co.uk or call Crissy on 07799 874003 www.sandersstreet.co.uk
Salsa Classes Every Monday: The Middlesex Arms, Long Drive, South Ruislip, HA4 0HG. Beginners class starts 8pm. Improvers/Intermediates: 8.459.30pm. Freestyle dancing/practice time til 11pm. Every Wednesday: The WatersEdge, Canal Cottages, Packet boat Lane, Cowley, UB8 2JS. Beginners class starts 7:30pm. Improvers/Intermediates: 8.309.30pm. Freestyle dancing/practice time til 11pm SALSA (all styles) Every Monday at Uxbridge Community Centre, 32b The Greenway, Uxbridge UB8 2PJ from 7.45pm to 10pm. Come and join Mina Queen Salsa for some amazing fun. Call 07958 578962 or email mina@queensalsa.com Suzanne’s School of Dance & Drama 69 Swakeleys Road, Ickenham UB10 8DQ. Classes from aged 2 yrs to adult. All types of dance and musical theatre, drama, singing. See website 'suzannes-dance.co.uk' Tai Chi Classes Every Saturday 10-11am at Yiewsley Methodist Church, Fairfield Road, UB7 8EY. Call Dan 07880 601429 Tia Chi Chuan Tai Chi is an ancient art which combines deep breathing, correctly aligned posture and relaxation with slow gentle move-ments. It can help with mental and physical stress, improve balance, mobility and general health. Beginners welcome. Tues 89.30pm at Yeading Community Centre, Ditchfield Road, Yeading, Hayes UB4 9BH. Contact David 0751 4998 674 david@zhong-ding.com www.zhong-ding.com
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JOIN. SHOP.
SAVE.
Costco is a membership warehouse club that sells a wide selection of top quality brand name merchandise at low warehouse prices.
Trade Membership* You qualify for Trade Membership if you are a bona fide business owner or manager, or are self employed. To join Costco and start saving please provide evidence of trading in the form of either a VAT Registration Certificate or two other pieces of business stationery (cheque, letterhead, invoice), PLUS a current business utility bill (electricity, gas, telephone, water). The annual membership fee for Standard Trade Membership is £20 (plus VAT). Please note, membership fees increase 1st September 2016.
Individual Membership* You qualify for Individual Membership if you belong to specific employment groups – please call for details of qualifying categories. To join Costco and start saving please provide your employee ID card or current pay slip to prove your employment, PLUS a current utility bill (electricity, gas, telephone, water) or a bank statement addressed to your home. The annual membership fee for Standard Individual Membership is £25 (plus VAT). Please note, membership fees increase 1st September 2016.
Sign up for membership with this advert and receive a FREE gift! Costco Hayes only. Valid until 31/07/16.
Costco Hayes, Western International Park, Hayes Road, Hayes, London, UB2 5XX T: 020 8571 8675 E: marketing126@costco.co.uk www.costco.co.uk *Membership Criteria applies. Prices correct at June 2016. Accepted methods of payment: cash, debit card, cheque or American Express. Membership must be obtained before purchases can be made. JN11511
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keep-fit, dance & drama continued...
uxbridge pilates Studio have a range of group and individual classes, including pre-and post-natal classes and rehabilitation classes. To book a Trial session, please contact Jessica on 07772 879258 or email uxpilates@hotmail.co.uk, visit www.uxpilates.co.uk. the pilates club St Giles & The United Reformed Church Halls, Ickenham. Visit www.thepilatesclub.co.uk or call 07968 920070
uxbridge pilates Studio have a range of group and individual classes, including pre-and post-natal classes and rehabilitation classes. To book a trial session, please contact Jessica on 07772879258 or email uxpilates@hotmail.co.uk or you can visit us on www.uxpilates.co.uk. tap for fun – tap dancing for adults tueS at Hayes End Methodist Church Hall 6pm-9.30pm. thurS at West Drayton Community Centre NEW beginners Tap Class starts at 7.30pm followed by Zumba at 8.10pm SatS at Hayes End Methodist Church Hall, show class 10.30am. Contact: Jean Chamberlain 01895-232379 / 07887 925472 or email: jeanrod@blueyonder.co.uk Yoga with Yolanda Ickenham Village Hall Mons from 6.45 to 8.15. Mixed group. info call 07919 243648 Zumba fitness class Mon 6pm, Walter Pomeroy Hall, Royal Lane Hillingdon UB8 3QU. Tues 7.30pm, St Marys Church Hall, Hemmen Lane (off Church Rd, Hayes) UB3 2JQ. £5. Call 07701 012927 muSic... accord, ruislip community choir Every Thursday 7.30pm (TT). Ruislip Baptist Church, Manor Way, Ruislip. Call Chris 07714 226216. 28
drumbeatz Drum tuition for beginners. Guitar lessons. 3.15-5.30pm or by app. Text Melanie 07757 635880 or Email: drumsmel@gmail.com faraday country music club in Slough SL2 1RN. Live Country music every Thursday. From 8-11pm. Contact Deb 07986 050742. www.faradaycountry.co.uk Guitar lessons Complete beginners welcome. Call Sam for FREE lesson 07798 588496 sam@uxbridgeguitarlessons.co.uk hillingdon choral Society Mondays 7.45-9.45pm (TT). Ickenham United Reformed Church. All welcome 01895 234380 or see www.hillingdonchoralsociety.org.uk Singability A singing club for people who love to sing, we welcome all abilities. We aim to encourage people to find their singing voice and have fun doing so. All welcome - no auditions just turn up & your first session is Free! Every Thurs 7.45-9.45pm, 1st Ickenham Scout Hut www.singability.co.uk Email kat@singability.co.uk or call 07843 493 583. the rock project Greater London We teach 7-18 year olds how to play guitar, bass, drums and vocals in small groups and as a band. Sessions run Wed's at Nower Hill High School, Pinner and Thurs at Vyners School, Ickenham. Juniors (7-11) 4.156.15pm and Seniors (11-18) 6.308.30pm. £20 per two - hourly session. Contact Pritpal on 07855 863058 or email uxbridge@therockproject.com uxbridge folk club Meets twice a month on a Thursday at Uxbridge RNA, 388a Long Lane, Hillingdon, Middlesex. UB10 9PG (2 mins from Hillingdon Tube Station) and supports all kinds of acoustic music. Also floor singers & musicians. pre-SchooL & kidS GroupS... Yiewsley & West drayton Band Rehearse every Wed and Fri 8-10pm at St. Matthew's School, Yiewsley. To join or book the band for an engagement contact Lynne on 07976 824 152 or email Lynne@ywdband.com
Sing and Sign Baby Signing Classes from 6 months Wed. Uxbridge Leisure Ctre, Fri at The White Bear, Ruislip. Call 07712 047 621 cathyseddigh@singandsign.co.uk
Slough Sea cadets Parade nights on Mon and Thurs 19.30-21.30 at Langley Pavillion, Langley Road, Slough, SL3 8BS. Male & Female Junior Cadets (age 10-12 yrs) & Cadets (age 12-18 yrs). £2 per week, courses from £5. E: sloughseacadets@yahoo.co.uk
Stars at knight After school Drama Club for children 7-18 yrs at Southlands Art Centre, 76 The Green, West Drayton. Tel: 0208 841 8940 / 07956 123626 e: starsatknightdrama@gmail.com www.starsatknightschoolofdrama.co.uk tiny talk Baby Signing classes Friday classes at The Uxbridge Centre, The Greenway, Uxbridge, UB8 2PJ 10.30am, price £5 Pre-paid per family. Call Bev Meier 01895 824935 or 07818 025993 1st uxbridge Scouts, Beavers & cubs www.1stuxbridge.com.01895 255479 SeLf defence... Shorinji kempo self defence Traditional Japanese martial art. Tue 6-7pm children (£2), 7-9pm adults (£5). The Barn, Kingston Lane, Uxbridge. (opp. Brunel Uni). Call Dan 07776 421957 www.sk.harrow.ac.uk
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karate club of uxbridge For ages 5yrs and up. Wed 5-7pm at The Greenway, Uxbridge. Call Dominic on 07988 743725 kung fu club West drayton Great Kung Fu workout for everybody. Training for children & adults Tues 5.30-6.30pm, Fri 7.30-8.30pm, Sun 5.30-6.30pm. West Drayton Community Centre, Harmondsworth Rd, UB7 9JL. Contact Ella on 07702 479435 e: sportsclubuk@gmail.com continued overleaf...
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Silat Kuntao Indonesian Self-Defence Traditional self-defence art from Central Java. Adult classes only. Mon and Wed 8pm-10pm at Denham Village Memorial Hall, Denham, UB9 5BN. Call Philip Davies 07790 496 346 or kuntao.matjan.uk@gmail.com. SELF HELP & SUPPORT... Hillingdon Brain Tumour Group Support group held every 2nd Thurs of the month 12.30-2.30pm, Hillingdon Baptist Church, Hercies Rd Hillingdon, UB10 9LS. Call Cyril or Becky 01895 637444. Parkinsons UK Society – Uxbridge Support group for sufferers and carers, meet at Christ Church, Redford Way, Uxbridge from 2-4pm on the last Tue of the month. Guest speakers and social outings. Call Mr Neasby on 0208 848 3920 Slimming World New Denham Community Centre Tuesday, 10-11.30am. New joiners turn up at 10am to register Tel: Mandy 07879 897578 The Salvation Army, Cowley Road, Uxbridge. Tuesday 7pm. Tel: Nicki 07826 698360 Yiewsley Methodist Church, Farfield Rd, Yiewsley. Wed 5pm or 6.45pm. Tel: Nicki 07826 698360 Weight Watchers Christchurch Bailey Hall, Redford Way, Uxbridge, UB8 1SZ. Thursday 6.30pm. Call 07920 409111. SOCIAL GROUPS... Colne Valley Park Conservation Volunteers Every second weekend of the month. Hands on help to protect the wildlife and landscape of the regional park. For more details contact Steve Ord steven.ord@groundwork.org.uk or call 07718 043080. Friendly Rubber Bridge Tuesdays & Fridays 12noon - 4pm at Pinner Bridge Club, 103 Marsh Road, Pinner. Call Keith 01895 622033 Hillingdon Family History Society At Hillingdon Park Baptist Church, Hercies Road, Hillingdon. Research room open (10am – 1pm) on the first 30
Sat of the month and every Fri (except the Fri before the first Sat). Experienced help available. See www.hfhs.co.uk. Contact Mrs Reynolds 01895 444442 or email hillingdonfhs@onetel.com Inspirations Spiritualist Group Spiritualist group for like-minded people. Weekly services with a guest Medium every Thursday at The Walter Pomeroy Hall, Royal Lane, Hillingdon, UB8 3QY. 7.15pm for 7.45pm start. Admission £5 Concessions £4.50 Accompanied Children u16 - FREE. Enqs: 07968 039426 or 0208 841 4901. Over 60s Social Group Male, Female and couples. Meet fortnightly at various agreed venues. Contact Judith 07980 073170 or Mel 07785 582323 or email: jlholl2014@gmail.com Elthorne Hillingdon Rotary Club We meet on Wednesdays for 7pm at Uxbridge Cricket Club. Call 07921 887607 or randeep@courtwoods. co.uk See www.hillingdonrotary.co.uk Rotary Club of Uxbridge We meet on Fridays at 12.40 for 13.00 (5th Friday evening, call Sec on 07910 197201) at The Middlesex Suite, Civic Centre, High Street, Uxbridge. See website www.rotaryclubofuxbridge.org.uk
Bus Pass to Broadway If you are over 60 and enjoy singing and dancing come and be part of a fun group. we meet every Monday at 10.30am at Wayfarers Tennis Club, Ickenham. Call 01895 672354. Scrabble (casual, all abilities) Every Thurs 1:30pm-4:30pm Elm Park Lunch Club, Ruislip Manor Hillingdon Residents only, small fees payable. Call Mel: 01895 444947 E: zarf77777@blueyonder.co.uk Scrabble (keen players welcome) Every Fri 1:30pm-4:30pm...free Ickenham Library. Call 01895 444 947 E:zarf77777@blueyonder.co.uk Veterans Breakfast Club runs to help Armed Forces Veterans in West London and surrounding areas for the purpose of Comrades (old & new) from all Services to get together on the last Saturday of the month at the Good Yarn Public House, Uxbridge
High Street, UB8 1JX from 09:3011:30hrs. Contact: Lorraine Reed 07976 398533, lorraineareed@gmail.com or (exRAF) Iain Henderson, Iain115@aol.com. Whist Tuesdays 2-4pm at Uxbridge & District Conservative Club, Fairfield, 46 Harefield Rd, Uxbridge, Middx, UB8 1PJ. Tel: 01895 233653
Women’s Social Group Social group for women in West London. We welcome women of all ages. Please call Seema on 07730 898635 or email seemaa@ seemaa.co.uk SPORT... Badminton Club Requires additional players of average standard! Every Tuesday evening 7.45 to 9.45 at Vyners School, Ickenham. Interested? Email: turksclub@hotmail.co.uk Play bowls, rugby, squash & tennis at Uxbridge Cricket Club. Bar food available daily. Non-members welcome. Tel: Anne 01895 237571. E: admin@uxbridgecricketclub.co.uk Hillingdon Golf Club All players and new members welcome. 18 Dorset Way, Hillingdon, Middx, UB10 0JR. Call 01895 460035/252718. www.hillingdongolfclub.co.uk Indoor Short Bowls Thursday nights 8-10pm at Uxbridge & District Conser-vative Club, Fairfield, 46 Harefield Rd, Uxbridge, UB8 1PJ. Tel: 01895 233653 Ladies Golf Meets 10am every Monday and Wednesday at Rickmansworth Golf Club new members welcome. Email ladies-captain@rickmansworthgolf club.co.uk for further details. New Ladies Netball Team Training Wed 7.30-8.30pm (TT) Ryefield Primary School, Ryefield Avenue, Hillingdon E: glebenetballclub@yahoo.com Uxbridge Tennis Club Located in Gatting Way, Uxbridge UB81NR, tel. 07905 293444. Social Tennis: Thu 7pm, Sat 2pm, Sun 10am. www.uxbridgetennisclub.org.uk
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lIfetIme Isa The Lifetime ISA will be introduced from 2017, and is for people between the ages of 18 and 39. A 25% bonus from the government is available, so for every £4 saved they will put in £1 up to a maximum of £1,000.
up. You can hold a Lifetime ISA and a Help to Buy ISA at the same time, but are only eligible to receive the bonus on one of them. InnovatIve fInance Isa This is seen to be a riskier choice for investors, but one that potentially brings higher returns. One of the risks is that your money won’t be protected by the Financial Services Compensation Scheme because the banks are not involved.
The ISA limit for the 2016/17 tax year is £15,240, rising to £20,000 in 2017/18, and the savings year runs from 6th April to the following 5th April. Each type of ISA has its own pros and cons, and it’s worth remembering that unless you opt for a fixed rate ISA, interest rates can fluctuate widely throughout the year.
If money is withdrawn for anything other than a house purchase, you’ll be charged 5% on the amount taken out and lose the government bonus. It can be used towards the purchase of a house up to the value of £450,000, otherwise you need to keep the money in the account until the age of 60 to avoid the penalty.
Additionally, the account needs to be open for a minimum period of a year to qualify for the government top-
You place your money with peer-to-peer lending platforms, which could attract a higher rate of interest than with Cash or Stocks and Shares ISAs. At the time of writing, however, there are only eight such online lenders offering this type of ISA.
http://www.thisismoney.co.uk/ money/saving/article-3505692/ The-seven-different-types-offerchoose-one-you.html http://www.moneywise. co.uk/banking-saving/savingsaccounts-isas/how-to-inherit-isa http://www.thisismoney.co.uk/ money/mortgageshome/article3520497/From-new-LifetimeIsa-shared-ownership-banishtime-buyer-blues.html
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Water, Water Everywhere
by Pippa Greenwood
With summer well under way, many gardens are now feeling the need for a bit more water than the rain is giving them - it is hard to believe that not long ago all the plants were suffering due to excess rainfall and waterlogged soil. Now it is important to forget those wet winter days and concentrate on doing everything you can to keep your garden looking good, despite increased temperatures and soil that is drier by the minute. There’s no doubt that you will need to do some watering, but how can you minimise the amount you apply, make best use of what you’ve got and still have a good-looking and productive garden?
If possible, avoid making new plantings right now. It would be far better to wait until the autumn because, if planted out now, most trees, shrubs and climbers will find it harder to get properly established and are more likely to suffer serious setbacks too. However, if you 34
do have any planting that you really can’t avoid, then make sure that you improve the soil texture before you begin. Dig and fork in plenty of garden compost, well-rotted manure or other bulky organic matter so that the soil is better equipped to retain moisture. This will make sandy soil hold water more effectively but you will also find it helps to decrease the chances of clay soil cracking. It may be hard work but it will make life a lot easier for the plants, and should also mean that you have to spend far less time watering later on.
composted chipped bark, cocoa shells or many of the numerous pebbles, shingles and so forth which are now available. If the soil is well watered before the mulch goes on, then it will really help to keep moisture in the soil and, as all the materials I’ve suggested will let plenty of rain through, when it does rain the plants will still benefit. Applying a good mulch will also help to keep down weeds, which will not only save you time but also prevent these thirsty plants from taking up valuable soil moisture.
It is never too late to mulch: it might be high summer but it is still well worthwhile mulching beds, borders and your vegetable plot. Mulching is often thought to be something you have to do early in the year, but provided the soil is moist when you put the mulch in place, it will still serve you well. The mulch needs to be 2” - 3” (5 - 7.5 cm) deep and you can use shredded composted bark,
In drier areas of your garden, try to use plants which are particularly drought tolerant. Those with silvery or grey foliage such as the lavenders, Sedums (ice plants), rock roses (Helianthemum), rosemary and Convolvulus cneorum all tend to thrive in dry conditions, and are also more likely to do quite well if planted now, as compared to an average herbaceous or
woody plant. Make sure that you make the most of any rain that does fall by fitting a water diverter to the drain pipe which takes water from the guttering from your greenhouse, house, conservatory or garage. This can then divert the water straight into one or more water butts when it does rain. You can also fit a water diverter to the downpipe which takes water from your bath, hand basin or even the kitchen sink. Normal amounts of shampoo, bubble bath and washing up liquid should pose no threats to plants, and these detergents may help with pest problems such as greenfly. When you are watering,
always make sure that you do this in the evening or extremely early in the morning, unless there’s no alternative. Watering at these times of day will drastically reduce the amount of water lost through evaporation, and also means that there is far less chance of the foliage or flowers getting scorched - as can happen if they are wetted in bright sunlight.
few minutes later - you will find that the water sinks in and penetrates down to the roots much more effectively. Excessive watering on a very dry surface, particularly one which has become ‘capped’, is likely to lead to a lot of run off and hence wastage.
Where possible use a watering can or hose with a gentle nozzle attachment and water only the areas where the water is needed. If the soil is very dry before you start to water, then sprinkle the surface gently with a light drizzling of water and return again a
Visit Pippa’s website www. pippagreenwood.com for a really useful selection of Pippa’s favourite gardening items including Nemaslug to safely control slugs, pop-up crop covers, SpeedHoes, SpeedWeeders, ladybirds to control greenfly, biological controls, pullout mini tunnels, signed books and lots more besides.
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