Cornwall Local Seeker, Issue 1, Volume 4

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Vol. 4 Issue 2 January 18, 2013

BRENT HARPUR

Your CORNWALL EVENTS & COMMUNITY Newspaper

SEEKER

brought

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Your weekly dose of positive news...

The Local Seeker with a NEW LOOK!

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SEEK ER C H IC KS

Successfully Completes his first year as a business owner !

... celebrating with his lovely wife and a glass of “ CLEAN” water see page 6 for the Clean Water Guy column www.cleanwaterguy.com

brent@cleanwaterguy.com

O 16 yevaer Busin rs in ess!

“Your Chlorine smell and taste removal specialist'

Discover the benefits of pure, safe drinking water.. . .

613-362-8524 613-525-5298

Tuesdays, 6:30 p.m. to 8:00 p.m., "# ' Lamoureux "+,"-"). .%0" Park, east of swimming pool. are welcome.

For information call: 613.935.5675 '' All ((2

The Seeker

FOR SALE: Ladies black leather jacket, size large, mint condition, $20.

FOR SALE: Swimming pool equipment, 2 ladders, diving board, FOR SALE: York Vinyl Dumbell set - still in box - $45. 613-938-6149. motor pump, filter, summer cover and more FOR 613-937-4242 SALE: Toy trains "O" gauge all kinds (engines, freight cars,

%- *+") * #, /+

accessories and much more) from an estate. Hundreds items to choose FOR SALE: Oriental 4 Panel esome! from. Call 613-360-0504.

Pretty Aw Screen or room divider with

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beautifully coloured figures. Each FOR SALE: Utility trailer, 6ft 5” wide, 12 ft long, 4,000 lb axel, 14”, panel measures 18” x 69”.

Excellent 12 ply tires, $1,100 OBO. Call 613-932-1606. condition $400, Call 613-528-4533

CALL IN YO U R YA FOR SALE: For Sale: Antique Victorian doll carriage

by Gendon, RD SA LES SMART CITY by excellent condition $175.00 or b.o.

Tu esday of TOASTMASTERS CLUB ev er y week invites you to overcome your SALE: Modernand Electrohome 27” 61 Colour with remote, fears ofFOR public speaking 3-93TV 5-37 63 including a black stand. Was asking $75 - now $45, call 613-938-6149.

encourage you to learn speaking skills in a positive environment.

Having funsolid is wood dining room set, brown colour. Large FOR SALE: Beautiful DLINE to included!

Meeting are on 1st & oval tableD-EA bu china cabinet with light - 6 seat 6 upholstered chairs toymatch 3rd Wednesdays of each month yo ur tickets for - complete - 613-933-6822. at St. Lawrence Secondary the SEEKERS School FOR 1450 2nd St. East, SALE: Citizen Bread Maker as new. $15.00. Call 613-537-2212 CH OICE AWARDS from 6:45pm to 8:45pm. at FOR SALE: Fire King dinnerware, Wheat Pattern. $4 0, Ju613-537-2212 Everyone welcome; bring a ne 1st. friend! For Info: Brad LeClair Price goes up to (613-330-1488 or 613-543-3831) FOR SALE: Black mink fur coat, like new. Worn 3 winters. Can be

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Telephone 613-938-6152.

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SEEK AND YOU WILL FIND ...

LOST: Oak Captain Chair around Call 613-938-6149.

6:45 PM Thursday May 17, on Cornwall Centre Road Between FORand SALE: Mixed dry wood. $60 a cord. 849 Alexander Avenue, Power Damn Highway 138

BULLETIN BOARD

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111 *,)1 '' -$*+,"# '

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SEEK AND YOU WILL FIND ... IN OUR CLASSIFIEDS and much more ...

Fung Loy Kok Taoist Tai Chi practice and demonstrations (weather permitting),

ST AT S A D ) U I# D FIFN

laggee e eVVililla VaVlu alu t) icicss (E ss aa (Eaasst)ale) FoFoododBB d k o o s (Brrookdale) Basic Food sicestr(B o Food BaM No Frills MetrFoarm- Boy ibrar y L y wllallPPuubblilicc Librar orn wa rn CoC r igree Gia nnttTTig Gia re waare rd r eeHHaa dw om Hm Ho s) )& ’ cMhaellw n k u ic stco rt a asll(E(p M t r w u s e o e h c tc C pslamore...

EaPsick ‘n t lu sp kcfa a re s b e e la th P t ll s a de Breakfa anth all

seen at 420 Carleton Street or call 613-932-2857.

$45 thereafter.

FOR SALE: Canvases and frames CITY TOASTERS CLUB - Resumes January 9th. 2013- until at bargainSMART price. 613-346-5583

further notice. We meet at St. Lawrence Secondary School (library).

FOR SALE: needs pm to to 8:45 pm. Everyone welcome!

1450High secondChair, St. East-6:45 be cleaned but in great shape.

Used Info: Bob LeBrun ( 613-932-4792) or Claudette Pilon (613-938-2394).

1 year. $30 613-360-3442

FOR SALE: Lexmark printer, 2 years old, needs new ink cartridge -

FOR SALE: Brown sectional $10.shape, Call 613-938-6149. couch, good No rips, no tears, asking $200. 613-360-1607

FOR SALE: Royal Doulton Bone China Dinnerware set. 8 place TO GIVE:Baby mattress, settings, 5Crib, piecesno each setting. French Provincial pattern #N4945. Asking to give$320. away.

Please call Call 613-347-7686.

613-935-8101

FOR SALE: Mans black suit - worn once - like new. Waist 34”.

FOR SALE: 2 Ford Edzel hub caps, Includes 2 long sleeved shirts. Paid $225, asking $50. 613-938-6149.

1 electric base, 1 Techno box guitar, 2 exercise bikes. Call 613-932-7045

Call in your FREE CLASSIFIEDS TODAY 613-935-3763 ext. 2

FOR SALE: Boat 1988 with 115HP Johnson motor, needs new transom.

2400$ 613-360-1607

Check out

- our Montreal paper - www.westend.thelocalseeker.com

Check out - our Montreal paper www.localhearaldmontreal.com The Local Seeker, Cornwall Edition Volume 3, Issue 20, May 25, 2012 Founded by Julia Lucio and Mai-Liis Renaud 2010 The Seeker, Cornwall Edition Cornwall, Ontario Published byLocal Local Seeker Media Group,

Volume 4, Issue 2, January 18, 2013

The Local Seeker does not Founded accept responsibility forand errors, misprints or 2010 inaccuracies

by Julia Lucio Mai-Liis Renaud published within. The opinions and statements of our columnists are not to be Published by Local Seeker Media Group, Cornwall, Ontario presumed as the statements and opinions of The Local Seeker.

OUR CONTACT INFORMATION:

FREE CLASSIFIED ADS: 613-362-2354 BUSINESS INFORMATION: ADS: OUR CONTACT 613-935-3763 (Julia) / 613-932-1875 (Mai-Liis) FREE CLASSIFIED ADS: 613-613-935-3763 ext 2 Email: info@thelocalseeker.com

BUSINESS ADS: www.thelocalseeker.com 613-935-3763 Ext. 101(Julia) / 613-935-3763 Office: 327 2nd Street Ext. E. 102 (Mai-Liis) The Local Seeker is Proudly printed a paper manufactured in Canada byor Paper Mason The Local Seeker does not on accept responsibility for errors, misprints inaccuracies Email: info@theseeker.ca The opinions statements of Design: our columnists not toReporters be Editor:published Julia Luciowithin.

Co-Editor: Carolyn and Hersey Creative Mai-Liisare Renaud & Photographers: Jason Setnyk, Sara Murphy & Julia Lucio www.theseeker.ca Office: 327 2nd Street E. presumed as the statements and opinions of The Local Seeker.

The Local Seeker is Proudly printed on a paper manufactured in Canada by Paper Mason OFFICE HOURS: Mon. to Wed. 9am - 5pm - Closed noon-1pm

THE LOCAL SEEKER (May 25 - pg. 2)

BUSINESS ADS: 613-935-3763

www.thelocalseeker.com

Editor: Julia Lucio Creative Design: Mai-Liis Renaud Reporters & Photographers: Jason Setnyk, Julia Lucio and Mai-Liis Renaud Sales & Marketing: Craig Roberts

THE LOCAL SEEKER (January 18 - pg. 2) BUSINESS ADS: 613-613-935-3763 ext 1

www.theseeker.ca

by Jason Setnyk

EYE ON SOCIETY

Arts and Culture News for Cornwall and SDSG! Rock for Winterfest! On Saturday January 26th 2013 the Cornwall Underground and Rockstar Productions proudly presents Rock for Winterfest featuring SkyPeople, Rodney Rivette, The Normans, Heatley, Rock N Roll Joel Ouellette and more TBA @ La Maison in Cornwall. Doors are at 9pm, admission is $5, and the event is 19+. Come celebrate Rodney Rivette and Jason Setnyk's birthday weekends, and support the best free festival in Cornwall and SDSG. 100% of the door goes to Cornwall's Winterfest!! For more info on this year's Cornwall Winterfest Carnaval this February visit their official website: http://www.cornwallwinterfest.com/

Rock N Bowlers are back for an encore! Last year Sara Murphy organized a musician and artist bowling team called the Rock N' Bowlers! This year Sara has organized two teams! he Rock N' Bowlers will be one of many teams raising money and knocking down pins at the 2013 Bowl For Kids Sake benefiting the local chapter of Big Brothers and Big Sisters. Here is a short interview I did with Sara Murphy last year concerning her involvement with the organization and the reason why she organized a team. Jason Setnyk: "How did you get involved with Big Brothers and Big Sisters?" Sara Murphy: "I have been involved with Big Brothers Big Sisters of Cornwall for sometime now on both a professional and personal level after my colleague Bill Makinson introduced me to this great non-profit. The staff are truly wonderful people who work so hard to see that our local kids get the mentoring relationship they deserve. There is no charity quite like BBBS. I have people close to me who used the mentoringprograms as youth, so I have seen and heard all the positives having a 'Big' can do for a child.

Jason Setnyk: "What made you decide to put together a bowling team consisting of musicians and artists?" Sara Murphy: "I was amazed at last year's Bowl for Kids Sake how many local businesses put together teams for the event.

The local arts scene, however, was not represented. I thought it would be great to have Big Brothers Big Sisters Bowl for Kids Sake is on Feb. 2 and 10 and teams are musicians participate in this encouraged to register soon! year's event, and make it an Pictured getting in a little practice time annual thing. So many local before the big day are clockwise from top musicians donate their time to left BBBS Board President Bill Makinson, charity events by performing, BBBS Caseworker Kate Wattie, Honourary but I thought this would be Chair and soccer star Christina Julien and something completely Honourary Chair and boxing sensation different for us and a lot of fun, Tony Luis. Call 613-933-8035 or stop by all while supporting a great 101 Third Street West for your team charity!". The 2013 Tim registration package.

Hortons Bowl for Kids Sake is almost here! It takes place Saturday February 2nd at Olympia Bowl from 1pm to 6pm, and at Nativity lanes from 12:30pm to 5:30pm.- More info. http://www.bigbrothersbigsisters.ca/cornwall/en/Home/events/bowlforkidssake.aspx Natalia Zukerman in Concert! See Natalia Zukerman with Special Guest Awna Teixeira in concert on February 16th 2013 at the St. Lawrence Acoustic Stage in Morrisburg. Blues and slide guitar, lap steel and dobro virtuoso Natalia Zukerman will open the winter portion of our 2012/13 series at the St. Lawrence Acoustic Stage. Natalia grew up in New York City, studied art at Oberlin, worked in mural arts in San Francisco, began her songwriting career in Boston, and now resides, writes, plays and paints in Brooklyn NY. She is the daughter of NAC Orchestra violinist and conductor Pinchas Zukerman and classical musician Eugenia Zukerman and sister of opera singer Arianna Zukerman. Here third CD 'Gas Station

Roses' was released to critical acclaim in 2011. With diverse influences that include folk, jazz, blues, rock, bluegrass, country and classical, Natalia has been described by US public radio as “an example of the finest Americana.” She combines her unique slide guitar playing style with seductive vocals, a painter’s observing eye, unapologetic writing, and sharp wit. As the New Yorker writes of her: “Natalia’s voice could send an orchid into bloom while her guitar playing can open a beer bottle with its teeth.” If that doesn't grab you, we don't know what will! Tickets are $18 in advance or $20 at the door (all tickets general admission). Tickets at Basket Case, Morrisburg; Strung Out Guitars, Cornwall and Compact Music, Ottawa or online. Show time is 7pm.

Aultsville Winter Filmfest! Festival Passes are on sale at the Civic Complex Box Office, the price is $100 (and that includes 6 movies, short films, and receptions). All festival screenings will take place at Aultsville Theatre, Cornwall Ontario. The weekend Itinerary: Friday January 25th, 2013 at 7 pm - Beasts of the Southern Wild Saturday, January 26th, 2013 at 11:00 am - Farewell, My Queen Saturday,January 26th, 2013 at 2:00 pm - A Separation Saturday, January 26th, 2013 at 7 pm - Searching for Sugar Man Reception to follow movie (festival passholders) Sunday, January 27th, 2013 at 1:00 pm - Inch'Allah - Luncheon to follow movie (festival passholders) Sunday, January 26th, 2013 at 4:30 pm - The Queen of Versailles Again this year films will be shown in Aultsville Theatre! Enjoy the comfort and acoustics that Aultsville Theatre provides, with the gracious lobby and reception space for socializing. All receptions and luncheons will be held on-site. The Aultsville Winter Filmfest is an annual event that brings Independent Film to Cornwall, and raises money to support operations and refurbishment at Aultsville Theatre. http://www.aultsvilletheatre.com/english/upcoming-events/film/winterfilm-festival.html

EYE ON SOCIETY Continued on page 8 One of the hardest thing to do when running a newspaper is keeping people happy, especially when we are voicing a personal opinion.

Our “Top 10 Community Driven People” last week apparently ruffled some feathers. Although we did receive emails, tweets and facebook messages congratulating us for our choices, we also faced people who were in total disagreement, upset and who even decided to boycott the paper based on this one article.

I would like to offer a reminder about what the Seeker is and is not about.

We are not a political or a socialist paper. Our mission statement is not to point out all the injustices happening in our community; we leave that to other media outlets.

Without turning a blind eye to serious things happening in our city–Jason Setnyk does after all cover some of the social interest stories–we chose to focus on positiveness and lift up business people, artists and individuals who contribute to making Cornwall a better place. We are a community paper.

Our motto promises “a weekly dose of positive news” and as such, our top 10 was put together.

There is no denying that everyone of the 10 people on our list are community involved one way or another. Yes, some of them may be doing it for financial gain, but then again, I won’t assume that I know if they are or not. If you asked 100 different individuals about who should have been on the list, you would get 100 different lists. The point is: you can’t make everyone happy.

Please feel free to comment on our website and let us know if you agreed with our selection or not. We always welcome a healthy dialogue.

Julia Lucio, Editor in Chief

THE LOCAL SEEKER (January 18 - pg. 3) FREE CLASSIFIED ADS: 613-613-935-3763 ext 2 www.theseeker.ca

CONTRACT SIGNING TIME is here again ...

THE LOCAL SEEKER (January 18 - pg. 4) BUSINESS ADS: 613-935-3763 ext 1 www.theseeker.ca

by Julia Lucio

SEEKIT

What is a gTLD? It is a Generic Top Level Domain. It's what comes after the dot in your url. In Canada, we mainly use the .ca, but very common are also the .com, .org, and .net.

Initially, there were only a few options to chose from, but between 2001 and 2011, new selections were introduced. Among those were .tv, .info, .name and .xxx. As of today, excluding the countries gTLDs, there are 22 extensions that can be registered through an accredited registrar.

But BIG change is about to happen. This change will cause us to experience a major dramatic switch in the way we view and use the internet as business owners or as a end-users.

In 2011, ICANN ( internet corporation for assigned names and numbers) opened the floor to the possibility of having endless gTLDs. In January 2012, they started accepting new applications. Very soon, you will see new one popping out everywhere. With hundreds, if not thousands of new possible combinations, you will now be able to show exactly what your business is all about simply by choosing the gTLD that pertains to it. For example, let's say you are a cab company and the name of your business is "Speedy's". If someone sees the name "Speedys.com", they might think you are a delivery service or a number of other things. However, if that person sees "speedys.taxi" on your business card, they will immediately know you are a cab company. With the new gTLDs, the extention .taxi will become available.

Similarly, a lawyer could now register a .lawyer or a .law, a newspaper could register a .media, a flower shop could register a .florist. There are unlimited combinations that could be used. A complete list of proposed extensions can be found here: http://www.newtldlist.com.

But this is not the only change.

Any individual or business can submit a request to ICANN for any gTLD although it is a hefty purchase. "The costs of applying for and launching a new gTLD are prohibitively high," said Steve Jones, COO and Co-Founder of Domainate. "The fee to apply for an extension is $185,000 and if others apply for the same extension, you might end up paying a lot more to win the ensuing auction for it."

The fees don't stop there.

"If your application is approved, you will have build the infrastructure to handle running the extension, which costs a minimum of $250,000 per year and have a 'Continued Operations Instrument' deposit of $18,000 to $300,000 on file with

If you have come to help me, you are wasting your time.

But if you have come because your liberation is tied up with mine, then let us work together.

-- Lill Watson, aboriginal activist. Submitted on 15 June 2004 by Keith Goheen, Volunteer Coordinator, First State Community Action Agency, Delaware USA Life on New Year’s Day? A good question to ponder. How much credence can be put into the various beliefs about how to ‘bring in the new year’? A better question is…how to best spend new year’s day?

This first day of the new calendar year is a ripe opportunity to pick the choice of helping out in the community. Putting into practice a Karma Law. Sewing what you would like to reap. Giving as a way to open the opportunities to receive. And so on…

On this special day, some people are recovering from an evening of frivolity, others from being grateful to make it into a new year and others behaving as if there has been no particular switchover between months let alone years. On this special day, some people make the time to volunteer.

What I had the pleasure of participating in was helping count inventory at the

THE LOCAL SEEKER (January 18 - pg. 5)

ICANN," Steve explained. "Ongoing costs include a $25,000 annual fee to ICANN plus an additional $0.25 per year per domain if you register out over 50,000 domains, and marketing the new TLD can put the total cost for a new TLD into the millions."

Still interested?

Look at the bright side, as the new owner of a gTLD, you will be owning a piece of the Internet landscape! You will be able to decide to keep all of the possible combinations of your new gTLD to yourself, killing the possibilities for your competitors to use them--think starbucks.coffee or mcdonalds.burgers--or decide to sell them at a high profit. This can be a good idea if you are a brand, a city or simply a visionary. I can see Top Level Domains such as .family, .church, or .lawyer do very well.

Take an example close to home.

The city of Cornwall should register the .cornwall and use it for all its departments. You would have "economicdevelopment.cornwall", "taxes.cornwall", "city.cornwall" and so on so forth. But the city could also turn around and sell domains to any individual or business who wants a .cornwall, creating additional income. We could end up seeing things like "liftoff.cornwall", "seeker.cornwall", "schnitzels.cornwall". This could potentially help businesses achieve good search rankings in local searches as well, although nobody really knows how all these new gTLDs will affect search engine rankings just yet.

As a both a web designer and a geek, I will be utterly interested to see how the variety of new top level domains will impact the world wide web as we now know it. Will demand bring costs down significantly enough to make it accessible to the general public? Will it be the next big-dot-thing?

If you want more information on the new TLDs, or want to setup a watch list on a domain name you would like to register, do not hesitate to contact me. info@versacore.info Webinista and Visual Dazzler, Julia is a well established Entrepreneur who has been part of the web sphere for more than 18 years. Her marketing firm, VersaCore Tech Designs, is a respectable business which services more than 150 clients in the Cornwall, Montreal and Ottawa corridor.

Julia co-owns the Local Seeker and the Local Herald Newspapers, both community newspapers and strong advocates of the arts and culture community. Wife of Writer and Political Activist John Lucio and mother of 5, Julia’s main background is in Arts and Literature as well as programing.

Julia sits on the board of directors of the Cornwall Business Network and is highly involved in her community. She can be reached at jmlucio@versacore.info.

local food co-op. E-mail request received, choice made, return email sent and the commitment to give some of my New Year’s Day time was set in the truth of my word.

Arriving a few moments later than the arranged time and feeling relieved that others volunteers arrived a tad later than me, our meeting to discuss the strategy and assemble teams began to gel. Discussion was short and concise. Teams formed and the tasks of counting each and every item commenced.

Accuracy is key and to spur us on was the presence of the accountants.

In the backgrounds was a soft medley of voices; communication and support; a checking in with one another and the offering of help as well as the asking for help.

Six hours later (for me and more for others), the lists were completed, shelves reorganized and a general sense of accomplishment. Also satisfying was the home made soup and bread. In addition, volunteering created an opening enjoy new people on this part of my path. Ahhhh, the collective energy of people sharing a similar interest.

Because I tend to be a bit of a hermit, the volunteering in the bright small space of the food co-op, afforded me a chance to mingle in a very alive and cooperative atmosphere. There was only harmony and well-being.

In taking my own short inventory first day of the new year, I have placed a check mark next to the “Begin the new year by giving”. A seed sown…a crop to reap. Liberation truly is found in working together.

Doreen South is a Certified in Traditional Healing and Holistic Practitioner. You are invited to visit and explore her website www.angelwhispersconsulting.com

FREE CLASSIFIED ADS: 613-935-3763 ext 2

www.theseeker.ca

This week marked my first trip back to my hometown in 2013. As I made my way onto the 401, I was grateful for the clear skies, and the dry pavement. I always take note of the exit signs and look at the time I pass each. Some of the exits I am curious about and may do some exploring when the weather is milder, but for now, I count the exits to my destination.

While in town, I arranged to finally get the snow tires installed that were supposed to be arranged back in November. The accident, inclement weather and other factors delayed the process, but as I head back to Kingston, I now have the added protection and peace of mind that the snow tires give me. It is the first time I have snow tires. I always had reliable all-season tires, but with the traveling I do and expect to do over the next few months, it is a worthwhile investment.

First thing I noticed after returning to the highway, is the comfortable ride it provided. Not only do I feel safer once the snow and inevitable ice covers the ground, but it does provide a smoother ride. While driving I think about my two homes; my new one that I am starting to be more familiar with and my hometown where I left a big part of my heart. It is not the same anymore but there are times I feel I have one foot in one town and one foot in the other.

Lately I have been exploring Kingston and getting familiar with my new surroundings. I have made new friends and reconnected with some of my longtime friends so I can honestly say I am not feeling like a stranger anymore. My new place has some extra touches and as I unpack the last of the boxes, I am still deciding what makes the final cut.

Of course calls and messages from home are always so appreciated and there are a few key people in my life that keep those communications strong.

Of course, when you leave a place, you are not part of the day-to-day activities and it is hard to feel as connected.

The tires I mentioned in the beginning were not purchased in Kingston; they were purchased in Cornwall from the dealership that I bought the car from. All the maintenance is done here too. It is a mix for me; some things I still get in town and some things and services I have in my new town as well. I guess it is hard for me since for years, as long as I can remember; I promoted local shopping and the community. I still do although my perimeters may have extended a bit.

THE CLEAN WATER GUY Brent Harpur

kriscrossroads by Kris Ward

Counting Exits

Continued from cover ...

If there is magic on this planet, it is contained in water. ~ LORAN EISELY, The Immense Journey, 1957 December 1st, 2012 marked the 1st official anniversary of my purchase of 1624101 Ontario Inc., known as Systèmes ORO Systems – Water Treatment.

I celebrated – with a glass of water, of course.

This year has had quite the learning curve to it. Having not owned a business before I really didn’t know what I was getting myself into. Those of you out there that are already small business owners will remember, I’m sure, that year of firsts – first time dealing with CRA, first time setting things up, first year financials completed (I’m almost there) and I’m sure you all agree with the sentiment – ‘Yep. Glad THAT’S over with!’

That being said, I have learned an IMMENSE amount about owning a business and about water treatment in particular. And have enjoyed pretty much every minute.

At this point, I want to thank the many people that have provided me with direction and assistance in my endeavours. Michel and Lorraine Lacombe - the previous owners, my parents, family and church - who have always supported me in everything I do, my wife Lynn – partner in the business and partner in my life.

There have also been those professionals that I have called on regularly for assistance – Julia Lucio from the Local Seeker/Versacore, Candy Pollard from Cornwall Business Enterprise Centre, the group from CBN – all have been a blessing in my life when it came to being able to ask questions, incessantly, and still be willing to pick up the phone when I call.

I’m sorry if I missed some – I’m under deadline...

Most of all I want to thank my customers.

Without you, there would be no business. Some of you I inherited when I purchased the business. Some I have been referred by others. Some I found on my own. All hold a special place in my heart – your faith in me keeps me doing what I do. I thank you all.

I’ve started the New Year off on the right foot. I’m looking forward to what the future holds for me, us, with our business. I hope that everyone has a prosperous, blessed and happy 2013 and may the absolute best days of last year be your worst days of this one.

Brent, The Clean Water Guy!

www.cleanwaterguy.com

So which place do I consider home? Well I am pretty fortunate that I have a great new place in Kingston and I still have family and friends in my hometown. Reality is that people make a home or make you feel at home and not a dwelling. So as I count the exits from here to there and make my way from one place to the other, I think about that cushion that the winter tires give me and how much easier it will be to travel from city to city.

Sometimes it would be easier to bubble wrap my heart and keep emotions at bay, but if I did, then I wouldn’t be me.

Follow Kris Ward’s Blog at: www.kriscrossroads.wordpress.com

THE LOCAL SEEKER(January 18 - pg. 6)

BUSINESS ADS: 613-935-3763 ext 1

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WEDDING BELLS ...

Family Features

A to-do list for brides-to-be Preparing for the big day means planning a multitude of details; everything from the flower arrangements to that something blue must be decided upon well in advance of the ceremony. Here are some tips to help ensure your big day goes off without a hitch.

The Big Decisions The decision to get married is the first of many big decisions you will be making in the weeks and months to come. Here are some things to con sider right away: • Pick a date. Talk with your fiancé and family (and your fiancé’s family) about potential wedding dates to ensure the important people in both your lives will be able to take part.

• Select your guests. The number of guests you invite will directly influence the cost of your wedding.

• Set a budget. Budgeting for your wedding is crucial, as this will have a great impact on every other aspect of your day, as well as your Photos courtesy of Getty Images honeymoon. Plan for a little wiggle room for unexpected expenses.

• Choose a location. Because most popular bridal spots are just that — popular — you may want to start searching for a location quickly.

• Organize the bridal party. Make careful decisions about who you want supporting you leading up to the big day, and who will be displayed in front of everyone in your life.

• Pick a style. Many brides choose wedding styles that are reflected in their save-the-dates, invitations, ceremonies, receptions and thank-you cards. Choosing a theme and color scheme in the beginning will help narrow down options later especially when ordering your Invitations from Invitations Complete by Mai-Liis.Hire a caterer. Take into account the dietary needs of your guests by offering a variety of menu options, including a vegetarian dish.

• Order the cake. Whether you choose a large multi-tiered cake

or cup -cakes, remember to keep your budget in mind—and pick flavors you and your fiancé truly enjoy.

• Make the announcement. Decide how you want to let the community know of your planned nuptials. Do you want to take professional engagement photos? Do you plan to contact your local paper? Will you include a link to a wedding day website on your savethe-date or your wedding invitations?

• Get the gown. On your wedding day, everyone will be awaiting a glimpse of your gown.

Listen to your instincts and choose a gown that “feels right” and reflects your personality and style.

More next week. This will be an ongoing feature so if you would like to advertize your Wedding related business on this page PLEASE CALL MAI-LIIS AT 613-935-3763 ext 102

“One of a kind ... with you in mind!”

613-932-1875 - Evening & Weekend appointments available ...

THE LOCAL SEEKER(January 18 - pg. 7)

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www.theseeker.ca

Evening & Weekend appointments also!

"8=4 0 2>>:84 A744B E8B7 ?0@27<4=B BA? 58=4 A0;B 1445 5>@ 0 @40; B0AB4 38554@4=24 20AA4@>;4 C=B8; B74 2011064 0=3 ?0?4@ BA? 6@>C=3 =CB<46 (74@@G &;CA G>C :=>E E74@4 B74 1445 8A B74 @824 0@4 B4=34@ $ %. *A8=6 0= 4;42B@82 <8F4@ 140B B74 0;E0GA 1CGA >C@ 10:8=6 ?>E34@ 0=3 2><8=6 5@>< 0=3 G>C 0@4 466 E78B4A E8B7 B74 2@40< >5 B0@B0@ 6@>C=3 =CB<46 5>@ B74 D4@G 14AB AC??>@B8=6 0 ;>20; 50@<4@ C=B8; B74G 5>@< AB855 ?40:A (4B B78A @4AC;BA In December, my friend customer A?>>= Lynn gave me a 0A834 5>@ =>E #8F E4;; E8B7and 0 E>>34= birch log bird feeder which she made herself. Lynn lovely = 0 ;0@64 1>E; AB8@ B>64B74@ B74 )74 3>C67 E8;; 14 AB82:G is a very special 10 % 2>=34=A43 <8;: D0=8;;0 0=3lady, >D4@whose B74 1>E; >5 3>C67 E8B7 0 B40 and?;024 B74 1>E; >5 3>C67 compassion 2>2>=CB B>E4; 0=3 OFF is given to caring 4=B;G 5>;3 8= B74 AB855;G 140B4= 466 8= B74 5@8364 5>@ >=4 7>C@ B> 2>>; 812 Pitt 6 613-936-1998 812 Pitt St. Street, Unit 6Unit - 613-936-1998 all manner of life: FOR E78B4A A;867B;G birds animals, BUTTERITEMS BALLS PEANUT FEATURED THIS %$".

WEEK *A4 0 AB08=;4AA AB44; A2>>? and '>;; people.

B74 3>C67 >CB B782: >= 0 SENIOR %$+ ') & ' % " ' " FOR YOUR BIRDS with the >@ CA4 A?>>=A B> 3@>? B74 Along ;867B;G 5;>C@43 1>0@3 CB 8=B> feeder, she gave "% GOOD "".

'STORMONT ( " LEAN $ GROUND '%*$ BEEF ONLY %$".$4.99/ POUND " LOCAL INGREDIENTS: <020@>>= 10BB4@ >=B> B74 ?0@27<4=B EVERY 3>=CBA me a jarful ,4 of A4;; 3>=CB 2CBB4@A 1$ cup natural peanut butter (Pure, only peanuts, no salt or sugar " " ! % %$*) %$". " RUBBED GREEK OREGANO ONLY $1.43/ 100 GRAMS ;8=43 2>>:84 A744B (?024 B74<balls 01>CB peanut butter to fill #4;B in the bored 01>CB B7@44 ?>C=3A >5 or additives. We sell this in my store, Sharyn's Pantry.) ( $ %'( ) cup rolled % + '. #%$ . - "* ( '. '% * )( MONDA she carved into the birch log.

This holes oats 0?0@B B> 0;;>E 5>@ 0=G A?@4038=6 )4=34@5;0:4 ;0@3 8= G>C@ 344? 5@G4@ PURE1/2 GROUND BLACK PEPPER ONLY $0 .99/ 100 GRAMS would attract woodpeckers to come daily 1/2 cup cornmeal 3C@8=6 10:8=6 to 5 G>C E8A7 G>C 20= feed. Gary, my husband hung the feeder 1/2 cup flour (wholewheat, spelt, buckwheat, rye, or other

FROG AND TOAD By Tish Gibbs

FROM MY P ANTRY

by Sharyn Thompson

FEEDING OUR FEATHERED FRIENDS

right outside our kitchen patio doors. The peanut butter balls attract woodpeckers, junkos, chickadees and finches. We are just delighted to watch these beautiful birds feed right before our eyes as we sit at our kitchen table. She drilled holes and stuck in small branches for perches for the birds to sit on as they eat.Thank you Lynn, for being so caring to so many. I, as well as the birds, am lucky to have you as a friend! I have taken many pictures of the birds feeding.

This mixture could be spread on a regular bird feeder. The fat in the peanut butter will help to keep the little birds warm in the bitter cold winter days and nights.

The Seeker Chicks welcome a new columnists who loves the outdoors whatever the season ...

Hello! This is my first time writing here. I’m looking forward to sharing with you my experiences, thoughts, and reflections about being out in nature. I am going to call my column “Frog and Toad”. How odd, you might be thinking. My reply is, “not odd at all!”

If you have ever read “Frog and Toad” by Arnold Lobel, you will be familiar with the antics of the two friends, with their adventures, their companionship, and their deep friendship. I have had many fun times, out in the woods, with friends and family, and looking back, have always been totally fulfilled out in nature. I hope to entertain, to inform, and to share a few laughs with you, not as a biologist or authority of any kind. I just like to be OUT THERE, looking listening, and enjoying!

I guess a lot of people think that since it is winter, we spend most of our leisure time inside. And yes, we are fortunate, most of us, to live in warm houses, and to be looking out at the snow, wind, and ice. Getting out in the winter time is so great when you are dressed properly. And, if you venture a bit further, beyond the streets, and yards, you are bound to see something interesting.

Walking my dog along a path in the woods one day, I saw what appeared to be bird tracks. Lots of them! As if a flock had landed, and were meandering through the forest. I followed the tracks. I never discovered exactly what kind of birds they were, but I am guessing they were ptarmigan. I was amazed to see numerous round indentations, about the size that a small chicken would make, in the snow where they had sunk their bodies down for a rest, or a sleep. I guess lots of birds “roost” at night up in trees for safety. These had not, or maybe they just spent time there during the day. And this is all within the boundaries of our city!

Next summer, I will be rescuing toads from the roads on a warm summer evening. And I will be enjoying the sound of crickets, and if I’m lucky I’ll hear the spring peepers announcing that spring has arrived. But I will enjoy winter while it is here.

Tish Gibbs

THE LOCAL SEEKER(January 18 - pg. 8)

healthy flour) 1/2 cup assorted seeds (store-bought blend of birdseed, or a mix of wheatberry, buckwheat groats, millet, etc.) you can add in bits of dried fruit (apple, apricot, raisins, dates, cranberries, etc.

METHOD: -Melt the peanut butter and add in all the remaining ingredients.

-Form the mixture into balls and push the balls into the bird feeder holes.

-Keep the remaining balls in a jar at room temperature.

EYE ON SOCIETY ... Continued from Page 3 Double Call to Artists! The 22nd Annual Apples & Art Studio Tour takes place September 28 & September 29, 2013. Submission Deadline is Friday, March 29th, 2013. Here is info on the application process: http://www.tagcornwall.ca/wp-content/uploads/2013/01/Apples-andArt-2013-Application-Form.pdf Also the Annual Juried Exhibition takes places April 2nd to May 10th, 2013.

The Awards Ceremony takes place on Saturday April 6th at 2pm. The Art Gallery of Cornwall will be accepting entries until Tuesday March 19th.

Here is info on the application process: http://www.tagcornwall.ca/wpcontent/uploads/2013/01/2013-Juried-Show-Application.pdf Tri County Literacy Council offers free a training course! A free 7-week training course on "Train for Today's Office" is available. Participants will learn the essential skills needed to work in an office. Opportunities will also be made available to meet interesting guest speakers, network, as well as, practice skills learnt in real-life situations. To register, please call TriCounty Literacy Council at 613-932-7161.

Social Justice! The next meeting of the SD&G Coalition for Social Justice is Wednesday January 30th 2013 at the Cornwall Public Library Board Room. The meeting starts at 6:30pm. This meeting is open to the public.

For more info on the SD&G Coalition for Social Justice join our Facebook group here: https://www.facebook.com/groups/2268942088/ Through the Lens! Are you a local photographer? Amateur, hobbiest, or professional? Check out this local Facebook page and network with other photographers from the area and share your work: https://www.facebook.com/pages/Through-the-Lens/200291413440204

My name is Jason Setnyk, and this is my eye on society.

Jason Setnyk is a local high school teacher, journalist, published and award winning author, photographer, arts and culture event coordinator, and a community volunteer sitting on numerous boards and committees. http: //jason-setnyk.blogspot.ca

BUSINESS ADS 613-935-3763 ext 1

www.theseeker.ca

COMMUNITY EVENT SEEKER

... and who says nothing happens in Cornwall !!!

THIS WEEK AT THE LIBRARY

our weekly pages of events n’ more...

the SEEKERS KEEPERS Section NEW @ THE LIBRARY! Renew your DVD loan period twice.

In person, via your library account or by telephone.

MONDAY, JANUARY 21 45 Second Street E. 613-932.4796 www.library.cornwall.on.ca

FRIDAY, JANUARY 18 Cinéma Franco présente: COTEAU ROUGE - 14A - 2h00

SATURDAY, JANUARY 19 DROP IN FAMILY STORYTIME / HEURE DU CONTE FAMILIALE PORTE-OUVERTE 10:00 am to 11:00 am YOGA YOUTH - 10:00 am to 11:00 am R.E.A.D. WITH DOGS - 11:00 am to 12 noon

TIME FOR TWOS - 10:00 am to 10:30 am Stories, songs, rhymes and crafts TWEEN BOOK CLUB - 8 - 12 yrs - 6:30 pm to 7:30 pm You like reading? So do we. Join us CORNWALL & REGION WRITERS SOCIETY Monthly meeting - 6:15 pm

TUESDAY, JANUARY 22 THE PACK - 5:30 pm to 7:30 pm A GROUP CREATED BY TEENS FOR TWEENS - Drop-in BOOKMARK CONTEST PRESENTATION See who won - 6:30 pm LIFE & CONSCIOUSNESS - Philosophy course 6:15 pm to 8:15 pm

CHECK MATES - 2:00 pm to 4:00 pm

WEDNESDAY, JANUARY 23 BABY TALES (Ages 0 to 2) - 10:00 to 10:45 am STORYTIME (Ages 3 to 5) - 10:00 to 10:45 am MANAGING THE MONEY/BOOKKEEPING MADE SIMPLE 11:00 am to 12 noon ADULT FRIENDLY BRIDGE CLUB - 6:15 pm ADULT TRI-COUNTY CHESS CLUB - 6:15 pm

THURSDAY, JANUARY 24 L'HEURE DU CONTE - (3 à 5 ans) - 10h00 à 10h45 LES BAMBINS À LA BIBLIO - (0 à 2 ans) 10h00 à 10h30 BROWN BAG BOOK CLUB - 12 noon to 2:00 pm SCRABBLE CLUB - 1:30 pm to 3:30 pm CLUB DE LECTURE LIVROMANIE - (8 à 12 ans) 18h30 à 19h30

UPCOMING EVENT ...

PROFESSIONAL CORPORATION SEMINAR Hosted by: Brian Seguin, Financial Advisor, Edward Jones,

Tuesday February 5, 2013. - 6:30pm-8:00pm, Ramada Inn Hotel & Conference Centre, St. Lawrence Room.

Featured Guest Speaker: Wilmot George, Director, Tax & Estate Planning, Mackenzie Financial Services,

THE LOCAL SEEKER (January 18 - pg. 9) FREE CLASSIFIED ADS: 613-935-3763 ext 2

www.theseeker.ca

our

COMMUNITY

E

VE NT S E E KE R FRIDAY JAN 18

CareFor Walk-In Nursing Clinic from 11 am to 3 pm, 205 Amelia St. Registered nurse on site for health counselling, blood pressure checks, diabetes & cholestoral checks etc.

"Take Shelter" :Aultsville Theatre Movie Screening Tickets available at Civic Complex Box Office or one hour in advance of screening at Galaxy Cinema 7:30 pm MS Society Italian Night from 6 pm. Royal Canadian Legion, 415 2nd St. W. Music with the Kealy-Greer All Star Band. Tickets: 20$ by calling 613.938.6777 Friday Night Dinner Out 4:30 pm with live music after 5 pm. RCAFA Wing 424, 240 Water St. W. This week serving fish & chips or breaded chicken dinner.

SATURDAY JAN 19 2013 Goal Setting Workshop!

10am to 12pm – Studio Sheconnex 888-244-1932 for info

Delma Entreprises Welcomes the Artist to the Royal Canadian Legion In Cornwall FEATURING CAROLYN DAVIS WALDRON A Collection of Fine Art for Sale and the Author of the book:THE LADY WAS A STAR.The legion is on Cumberland Ave from 12 noon to 5 pm both days REFRESHMENTS WILL BE SERVED Colts vs Carleton Place 7:30 pm at the Ed Lumley Arena Al-Anon "New Lease on Life" FREE EVENT 10:30 am at HUT, St. Francis de Sales Parking Lot

SUNDAY JAN 20

Delma Entreprises Welcomes the Artist to the Royal Canadian Legion In Cornwall FEATURING CAROLYN DAVIS WALDRON A Collection of Fine Art for Sale and the Author of the book: THE LADY WAS A STAR.The

THE LOCAL SEEKER

legion is on Cumberland Ave from 12 noon to 5 pm both days REFRESHMENTS WILL BE SERVED

Tie Blanket Workshop 6:30pm to 8:30pm – Studio Sheconnex 888-2441932 for info

Nursing Clinic 613.938.9297 11 am - 3 p.m Agape Centre

"J'aime Lire" INFO cstjohn@giag.ca organized by the Early years Centre Play and Learn to promote French Literacy.9 am-noonat the Char-Lan Recreation Centre

Worship and the word. 10:30 at Fountaingate Christian Assembly. 949 Mowhawk drive.

Sunday morning worship service 10:00am at Harvest Christian Fellowship,York street, Cornvall

MONDAY JAN 21

Open Mic Mondays @ The Glen, hosted by Chuck Leclair, starts at 8pm!

Cornwall Quilters Guild monthly meeting will be held at 7:00 p.m., in St. Matthew’s Lutheran Church hall, 1509 Second Street West, Cornwall. For more information call Nora 613-9332346.

Don Ross with Graham Greer Opening The St. Lawrence Acoustic Stage presents two-time U.S. National Fingerstyle Guitar Champion Don Ross $15 in advance $18 at the door 7:00 pm St. Lawrence Stage - 12580 Cty Rd 2 Cultural Talks at the Visitor Centre: Thom Rqacine Contact: 613.932.4563 x 3520 Sergeant Thom Racine details the joys and challenges of discovery while researching "Constable Davey - A Future Lost". Everyone is Welcome. 2 4 pm St. Lawrence Power Development Visitor Centre, 2500B 2nd St W.

TUESDAY JAN 22

"The Mystics" Dinner Show Contact: 613.936.2026 2 -4 pm: Prescott, Branch 97 Ladies Auxiliary Performance 5 pm: Dinner at the Royal Canadian legion Branch #297 Community Breakfast Proceeds to K of C Council 9780 work. Free -will offering 9 am - 12:30 pm at the St. Anthony's Church Hall

WED JAN 23

Ladies Auxiliary Euchre Party at 1:30 pm. Blessed Sacrament Church Hall, 321 Tollgate Rd. E. Prizes & lunch served.

Weekly XC skiing. Cornwall Night Skiing/snowboarding PQ Cornwall Outdoor Club For more information contact 613 534-8855 or www.cornwalloutdoorclub.ca Derek Foster - Financial Sucess Contact: 613.932.4796 to register. FREE EVENT 6:30 pm at the Cornwall Public Library Smart City Toastmasters Club4707, Cornwall. A 10th anniversary, special guest speaker Mayor- Bob Kilger,TABLE 21 - 157 Pitt St.- above TRUFFLES! 6pm. Erin Robertson- Email- berobertson@sympatico.ca or 613-932-9565.

CBN Breakfast meeting 8:00am at the Ramada Inn. Come and network with other business entrepreneurs and see what our group is all about.

THURSDAY JAN 24 Women Entrepreneurs Dinner Meeting from 6 to 9 pm. Ramada Inn, 805 Brookdale. Guest speaker : Accountant Erin Lalonde.

Members: 21$, non-members: 25$ Info;info@WeCornwallArea.ca

FRIDAY JAN 25

Wings & Things with Karaoke 4:30 pm at RCAF Wing 424, 240 Water St. W. Nutrition Tips for Weight Management - Heart Health Education 613.936.0306 to reserve.

FREE EVENT 2:30 - 3:45 pm at the Seaway Valley CHC, 353 Pitt Street

(January 18 - pg. 10) BUSINESS ADS 613-935-3763 ext 1

www.theseeker.ca

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Friends of Victoria's Quilts Contact: 613.933.5093 10 am - 4 pm at St Mathew'sChurch Hall, Riverdale at 2nd W Last friday of month dinner & movie night Cornwall Outdoor Club For more information contact 613 534-8855 or www.cornwalloutdoorclub.ca Casino du Lac Leamy Bus Trip departing at 4:30 pm.

For info or reserve call 613.932.6534. Proceeds to the Auxiliary to St. Joseph's Continuing Care Center Come Celebrate Family Literacy Day from 3:30 pm to 5 pm. Tri-County Literacy Council, 101 2nd St.W. For parents and their children ages 1-5. Register: 613.930.9211 ext.226

ONGOING / UPCOMING Seaway Valley Theater Company present CHICAGO. Tickets on sale at Cornwall Square or at the door.

SINGLES 55+ MEETUP GROUP IN CORNWALL - The following two Meetup/Activity nights will be on Friday, February 1st and Friday, March 1st, 2013, 7:00pm - 10:30pm at the Seaway Centre, 1010 Guy Street (parking & entrance are on the west side of the building). We welcome singles from surrounding areas. For more info e-mail: singles55plusgroup@yahoo.ca

www.cornwallunderground.com for more events in the area

Men in the Kitchen Reserve by calling Nancy H. 613.936.0306 x 151 FREE EVENT at the Seaway Valley CHC, 353 Pitt Street

MUSIC & MORE ...

4

Who to see, Where to go, What to do...

FRIDAY JANUARY 18TH KEALEY-GREER ALL-STAR BAND all. @ the Royal Canadian Legion in Cornw FRIDAY JANUARY 18TH TS DUFFLEBAG MAD HATTER PRODUCTIONS PRESEN THEATRE - RUMPLESTILTSKIN @ Aultsville Theatre in Cornwall.

MONDAY, JANUARY 21ST UCK LECLAIR OPEN MIC MONDAYS HOSTED BY CH m start. @ The Glengarrian Pub in Cornwall - 8p JANUARY 27TH FRIDAY JANUARY 25TH TO SUNDAY WINTER FILM FESTIVAL @ Aultsville Theatre in Cornwall.

SATURDAY JANUARY 26TH TS CORNWALL UNDERGROUND PRESEN ROCK FOR WINTERFEST e Normans, with SkyPeople, Rodney Rivette, Th and more TBA Heatley, Rock N Roll Joel Ouellette +. @ La Maison in Cornwall - 9pm/$5/19 SATURDAY JANUARY 26TH AS PARTY - 3PM LOLA’S STAFF & REGULARS CHRISTM @ Lola’s Pub & Grub in Cornwall.

SATURDAY FEBRUARY 2ND BOWL FOR KIDS SAKE @ The Olympia Bowl in Cornwall.

Email us your music events to info@thelocalseeker.com

THE LOCAL SEEKER (January 18 - pg. 11) FREE CLASSIFIED ADS: 613-935-3763 ext 2

www.theseeker.ca

X

C AR D

C HANG E R - do you know these businesses?

cardXchanger prices 1 time - $39 7 times - $129 10 times - $159*

465 Rue Pitt St. Cornwall, On K6J 3R3

Luc Poirier Broker/courtier

Office/Bureau: (613) 938-2121 Direct: (613) 936-3778

lucpoirier21@hotmail.com www.century21.ca/luc.poirier

*Including a mini profile of 300 words or less

JONATHAN’S VARIETY 357 Alice Street - 935-8745

FINANCIALLY SPEAKING with Brian Seguin

DVD Rentals - $1.99 DVDs for SALE $3 each / 4 for $10

www.seniorhometransition.ca

We Move Seniors Sally Stata 613-932-3168 or 613-662-4578

The TFSA: A Flexible Savings Choice The Tax-Free Savings Account (TFSA) is frequently called “a Registered Retirement Savings Plan (RRSP) for everything else beyond retirement.” Unlike with an RRSP, you can access the money in your TFSA with no tax consequences for any need, and the amounts withdrawn are added back to your contribution limit amount in the following year.

Any Canadian resident who has reached the age of majority can contribute up to $5,500* annually to a TFSA. But when should you consider this type of savings plan? A TFSA may be useful if: YOU ARE A YOUNGER INVESTOR. If you are currently in a low tax bracket and expect to be in a higher bracket in the future, contributing to a TFSA may be best for you. RRSPs offer tax savings if your income is in a higher tax bracket when you contribute to the plan and in a lower bracket when you withdraw.

By contributing to a TFSA while in a low tax bracket, your investments grow tax free. When your tax rate is higher, you can withdraw funds from your TFSA to contribute to an RRSP and reduce more of your future taxes. Also, you are able to reclaim the amount you withdraw toward your TFSA annual contribution limit in the following year.

YOU ARE AN ESTABLISHED SAVER. If you have limited contribution room or have maximized your annual RRSP contributions and are looking for ways to save more for retirement, a TFSA can help complement your retirement plan.

THE LOCAL SEEKER (January 18 - pg. 12)

BILINGUAL SERVICES OFFERED

• Professional organizing of any room - home/office • Filing Systems: manual/computer • Home Downsizing/staging, home packing and unpacking • Household & Business Inventory, Garage & Tag Sale preparation • Translation Services • One stop shopping for: disposal of large items, gardening • Renovations: electrical, plumbing and much more ...

613-936-6873 E-mail: office@workeasysolution.com OR VISIT Website :www.workeasysolution.com

In addition, you can give your spouse money that he or she can then use to contribute to a TFSA without affecting your TFSA contribution room or attracting income attribution.

YOU ARE TRANSITIONING TO RETIREMENT. The TFSA can offer you taxfree income during retirement, which may help diversify your income stream. You can hold accounts with differing tax treatments in order to help smooth out your tax liabilities.

YOU ARE RETIRED. Unlike with an RRSP, there is no requirement to close your TFSA at age 71. In addition, you can continue to contribute to a TFSA even though you may no longer be eligible to make RRSP contributions.

YOU ARE INTERESTED IN PRESERVING YOUR FINANCIAL LEGACY. The TFSA allows you to directly name a beneficiary. Upon your death, your TFSA assets can pass directly to your beneficiary tax free and also avoid probate. As always, please consult your tax advisor or estate-planning lawyer and your financial advisor.

If you’re looking for a flexible savings vehicle, take another look at the TFSA. You might like what you see.

Edward Jones, Member Canadian Investor Protection Fund.

Local Edward Jones advisor, BRIAN SEGUIN , (613) 932-6161 89 Tollgate Road West, Unit 2 , Cornwall, ON K6J 5L5 www.edwardjones.com

BUSINESS ADS: 613-935-3763 ext 1

www.theseeker.ca

POSTCARDS FROM THE RIGHT SIDE OF MY BRAIN by Sandra Taylor Hedges

SEEKING THE ARTS . SEEKING THE ARTS Give your Ego a Day off (once in a while) Part Two

Seeker Spotlight - The Local Portrait -

To recap last week, we see where the Ego can work to help move us closer to our career goals.

Our Ego gives us the confidence we need to compete either on a grand scale or just with our peers. It helps to move our ability forward throughout our life. It also comes in handy to set us apart from the crowd whether that is the general population or the Artistic group we are in competition with. Remember if you are selling or performing your art either in a community or worldwide and you’re not the only Artist on the planet you’re in competition for your personal market share.

It may be a friendly competition but it is competition none the less and should be embraced not feared.

As great as the Ego is at giving you the edge you need it can also hinder your progress if it gets out of control; for example if your Ego sees everyone else as inferior and everything you do the best thing since the Microwave was invented then it is doing you a disservice. We are a work in progress, striving for that elusive perfection of ability that no human can ever reach. I personally embrace this unattainable benchmark; it gives me comfort to know that we all are on the same journey trying to be our best, trying to find our voice.

When it comes to striving to be your personal best we need to accept that we never reach it; we just get closer and closer. This is why if the Ego starts to believe you are it, the best and everyone else stinks you need to give your head a shake and get your Ego in its place. This attitude of “I’m the best” will actually have the opposite result. You will start to think you can do no wrong; you will stop practicing your craft; you will stop caring about your followers believing that they will never move on. This arrogant behavior will also prevent you from seeing when you are going off track.

You will start to blame everyone and everything but yourself after all hasn’t your Ego been telling you that you are perfection itself?

The ego will also tell a less confident Artist the opposite.

You stink; you don’t measure up to the others. Stay home and you won’t be disappointed when you see how much better everyone else is. An under-confident Ego is just as much a problem as an over-confident one as both will prevent the Artist from pushing themselves forward toward the best they could be.

I can’t tell you how many times I have seen very talented people give up on themselves because they are constantly listening to their inner critic which by the way is your Ego in disguise.

Surprisingly it doesn’t take much to damage the confidence of a child or teenager at the point in which they realise that they are in competition for attention with regard to their creative self. Take for example one over-confident Artist looking at the work of one under-confident Artist, one negative comment from their fellow Artist can have them believing that they are not good enough and in some extreme cases they will give up their art or demote it to the ranks of “Hobby”.

For most of us we are in a battle with an Ego that is straddling the fence between the two extremes. One minute patting our backs and the next we are beating ourselves up over our shortcomings.

So next week we will look at how to find harmony between the two and give them (our twin Egos) a day off from time to time.

Sandra Taylor Hedges, Fine Artist, Art Instructor, Lecturer, Writer and Creative Coach staylorhedgesart.com focusartonline.org studioonecatsquared.com rulesforpainting.blogspot.com Cat Scratches - Studio Blog

These photos of Audrey were taken by Jason Setnyk Photography.

Audrey is attending college for Social Service Work. She loves running, boxing, kick boxing, art, and she is a fan of Marilyn Monroe.

Jason Setnyk Photography is located in Cornwall Ontario. Contact Jason Setnyk for photography services including shoots for weddings, engagement, family, modeling, sports, arts and culture, band/musician photo shoots, events, and commercial photography. www.facebook.com/JasonSetnykPhotography

UPCOMING EVENT ...

CWA - MOTORCYCLE GROUP MEET & GREET Wednesday, January 23rd - 6:00pm A&W on Vincent Massey Dr. Cornwall Everyone is welcome to attend the meeting, come out for a visit, meet some old friends and maybe meet a few new ones!!

THE LOCAL SEEKER (January 18 - pg. 13) FREE CLASSIFIED ADS: 613-935-3763 ext 2

www.theseeker.ca

Before I get to this week’s movie I just want to clear the air. Someone called me a “FanBoy” over the holidays. (Star Wars Fan) Although I am quite flattered by the title, I don’t think I have the knowledge to go with it. I mean sure I know that it was William Conrad who narrated the “Making of Star Wars” TV special from 1977, or that the Millennium Falcon is a YT-1300 (heavily modified of course), or that Boba Fett’s ship was an old police ship, but I’d hardly consider myself a FanBoy. Now let’s get to the movie shall we?

Remember a time when lawlessness roamed free on the great plains of the south? A time when movie names started with a silent “D”. Yes I went and sampled Tarantino’s slavery epic Django.

Now obviously Tarantino’s work is not for everyone. You must be old enough to bask in the greatness that is Quentin, and comfortable enough with your stomach to handle the gobs of blood that splat everywhere when guns start a blazing.

Tarantino’s homage to the old westerns of Sergio Leone is an unbelievable gem. The soundtrack is fantastic; the imagery is gritty and dirty. I felt like I needed a shower after all the desert sand and I’m still chafed from the horse-back riding.

One of my favorite scenes is the angry mob scene led by Don Johnson. Such great comedy. Another would have to be in the saloon. I’m not a beer drinker and even I was thirsty. Christoph Waltz’ dialogue was perfect.

Jamie Foxx delivered a truly inspiring performance, as did Leonardo DiCaprio, Samuel Jackson, and Christoph Waltz. Oh Christoph Waltz. What a superb job he did as Dr. King Schultz. Every time you tweaked your mustache you made me want to give up my day job and go into dentistry/bounty hunting.

Wait as I write that line I just realized it was Dr. King who freed the slave Django. Interesting. The wittiness of dialogue in this film, coupled with the over-the-top bloodiness of the violence makes it a true Taratino classic. I laughed, I cried, it became a part of me. OK, I didn’t cry.

Ladies, Django is a love story between little trouble-maker, and big troublemaker. Best of all no horses were harmed in the making of this film. They may have been scared half to death, but they weren’t harmed. I give Django two thumbs up. It’s on my list of great Tarantino films.

Now there’s lots of controversy over the film, and Tarantino is getting lots of heat for making a western about Black slavery. Director Spike Lee says he won’t see the film because it’s “disrespectful to my ancestors”. While several critics have jumped on the band wagon, many African Americans are happy to see a Black Western Hero, who rides off into the sunset. (Heck he even makes his horse dance.)

KNOW YOUR PLACE by Alyssa Blais

REEL FISH STORIES By John Earle

Hi friends. Here we are again.

Stay on Track Cornwall – Part 1 Happy New Year 2013 Cornwall. Let’s take a look at your day-to-day life. I want to ask you a question. How have you been? I bet most of you would reply: Busy. You probably hear this question several times a day: “how are you?”

“I’m busy”. Have you ever answered something else? We usually respond with “yeah, I’m busy too. Never have time for anything. Just so busy. Busy, busy, busy”. Since when did being busy become so appealing? We say it I think, to avoid appearing lazy. Seeming lazy though and actually being lazy are two very different things.

And let’s take a look at our day, through the constant hustle and bustle of our daily grind. What eats up most of our hours? Is it checking email, monkeying around on Facebook, filling out reports, waiting on the phone for a “real person’ to answer us, and watching YouTube videos?

The next time you say you are busy, look at what is really eating away at your time. Honestly, look at what it is and answer if these activities are really your true priorities. Here is the kicker: It is extremely EASY to create busyness. And when you create busyness, you often don’t spend enough time with the significant activities; like spending time with family, friends, pursuing our passions, exercising or alone time for you.

Unless you put your pursuits and passions first and make those undertakings part of your daily routine, they will not become your actual priorities. Priorities are what you do every day. They are the top 3-5 things you do each day and the small tasks that move your priorities forward. Is Facebook a priority? Or is walking your dog for 30 minutes a day (benefits are tremendous) really your priority? What you do every day is your musts! Everything else is simply a “should”. Being busy is really another way of avoiding actions to move your passions and your pursuits forward.

I want 2013 to be the year that you (and me) spend time on your pursuits and passions! And really, it is easy. Let’s help each other stay on track.

Just list 5 to 10 things that you really want to do in life, starting right now and incorporate these into your daily living. Make time in your schedule to focus on your activity. Start with 20 minutes of uninterrupted time a day. Stay away from that chiming EMAIL. We all know that email is usually about the wonderful opportunity to assist some foreign gal in transferring a huge pot of money from Tajikistan and you get to keep a large portion of the money. Put your phone on SILENT. When you make your time more valuable to yourself, others will to. Sound easy enough? It is. The problem, most won’t even take the time to do the list. ☹ Change that! Do the list.

Ponder this old Chinese proverb: The best time to plant a tree was twenty years ago. The second best time, is today.

GO SEE DJANGO!

specializing in Custom Wedding Invitations

signer@cogeco.net email: thegraphicde

ARTWORK & PRINTING

Editor's Note: I agree with John wholeheartedly. Christoph Waltz did a fabulous job in the role of Dr. Schultz. It's no small wonder he won the Golden Globe for best supporting actor last Sunday. And I don't see how a black man saving himself from slavery, getting the girl and riding away into the sunset can possibly be disrespectful to history. Spike Lee needs to lighten up. GO SEE DJANGO. Oh, and the D is silent.

STOP THE PRESSES!!! It can now be revealed Music Theatre International has granted the Seaway Valley Theatre Company the performance rights for "Les Misérables". The show will be staged in February of next year as the SVTC's major musical production of their 2013/14 season.

THE LOCAL SEEKER (January 18 - pg. 14) BUSINESS ADS 613-935-3763 ext 1

The Seeker Chicks’ thoughts and prayers are with Baby Colton.

We wish him a speedy recovery so that he can be home really soon!

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Library programs By: Ashley Dufour

When looking for programs and activities for your children, you needn't look any further then your local library.

The Cornwall Public Library offers a variety of activities and programs geared towards kids, as well as a few for adults. The programs offered for all different ages, show that it is never to late to get into reading and you’re never too young to pick up a book. Each program/activity is a way to learn or practice literacy and/or numeracy. Another opportunity they give you to practice these important skills is through their literacy station. Their literacy station consists of a computer loaded with literacy and numeracy applications, that help familiarize children with small numbers and words, provided they have parental supervision. It is generally geared towards kids up to age six or seven.

Their youngest and one of their more popular programs is for babies/toddlers. They have a few different programs that can be signed up for, such as baby Tales, where you can introduce your baby (age 0-2 years) to books, words, and songs. Time for Twos is for children two years old and their parent/caregiver where they hear stories, songs, rhymes, and even do crafts.

For older children and teenagers there are weekend programs like Chess, Yoga Youth, and Sunday Cinema where they can watch a selected movie for free. Movies like Madagascar 3 and Hotel Transylvania are coming up in the next couple weekends. Another fun activity they do is R.E.A.D with dogs, this activity takes place

on Saturdays with the help of St. John Ambulance. The kids are able to drop in from 11am to noon and read to the dogs. A tween based program they have is called The Pack, previously called the Youth and Mentor Group. It is a program that is run and organized by teens in the group. To be part of the group you must be age ten or older. The group meets Tuesdays from 5:30pm- 7:30pm where they discuss current topics and emphasize teamwork.

Story time is on Wednesdays 10:00am-10:45am and Saturdays 10:00am-11:00am. On Wednesdays a preschoolers Story-time is offered where kids get to listen to stories, watch fingerplays, sing songs, and do crafts. Saturdays are drop in Family Story-time where your whole family can spend time at the library and listen to stories. This activity is also bilingual so you can hear French and English stories being read.

In addition to all the on-going programs, the library also hosts special programs, all of which are bilingual. A few coming up in the next couple months are Library Cupcake Club, Valentine Sweethearts, and Let's celebrate St. Patrick's Day. To register for any of the mentioned programs or any programs from their Youth and Children's Services Winter Programming pamphlet you can call the Cornwall Public Library or go inperson to the 2nd floor. All children must have a library card to sign up for any programs or activities. They are taking registrations up until the end of next week.

The library is open to the whole community Monday-Thursday 9:00am-8:30pm, Friday-Saturday 9:30am-5:00pm, and Sunday 12:00pm-4:00pm. They renew their readers advisory (“we recommend” button on their website) every two weeks so both kids and adults French and English can always get new ideas on what to read. They are also in the process of updating and modernizing their collection to assure that their collection represents all interests and the latest trends.

The Seeker Chicks are happy to introduce a NEW WEEKLY CARTOON FEATURE Titled

Sympathy Cramps

by Frank Burelle - Enjoy!

Saturday, February 2nd 1pm to 5pm Mixed Media Landscape 12” x 36” with Emily MacLeod and Tracy-Lynn $60 +hst (incl all materials) at 44 Pitt St. above Axxis Optical Children 10 yrs & up are welcome with a mom or dad Limited seating - register Emily - 613-527-5959 or Tracy-Lynn 613-932-4262

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I am asked on a regular basis “Sylvie, where do you find the willpower to not eat everything in sight?”….”Do you not crave sweets and bad food sometimes?” etc… and I could go on and on…. What follows is what I think helps me stay focussed with all of the daily challenges and temptations that surround me. It may help some of you do the same and realize that you matter and it is ok for you to live your best life ever…guilt free!

A good part of my life, I ate my emotions and food was my best friend. Let’s face it, it was always there for me, it didn’t judge me and it was comforting. It made me feel good and I could have a secret love affair with food…anything wrong with that?

I realized that there was something wrong with this situation, when it was to the point where I could no longer function in my normal, everyday routine. I would have chronic acid reflux, I was very thick at the waist and nothing ever fit right. I was becoming depressed, had joint pain and was truly at the end of my rope. I had hit rock bottom and I was the only one that could do something about it.

I finally made the resolution and the promise to myself, that enough was enough, that I would no longer live my life this way. The light finally went on and I truly realized that I mattered and my life was worth living. I needed to take a long look in the mirror and change my life from that moment on. No more yo-yo dieting or quick fixes, I was going to lose the weight, keep it off and hopefully influence others along the way to do the same.

Maybe it seems to others that I have more willpower but I think this is mistaken for drive and determination. Maybe it seems that I have no sense of smell or taste when I walk by a huge piece of chocolate cake or strawberry cheese cake, I think this is mistaken for the fact that I take this as a personal challenge to recreate the same taste in a healthier recipe.

Truth of the matter is, I live with these daily challenges like everyone else but the difference is that I step back, take a deep breath and continue walking. It is called “Surviving”. Something that I have developed over the years, call it a “survival mechanism” but my body and brain will not allow me to eat it. When I do have sweet food the odd time, special occasions, I really, honestly don’t feel good after…I always ask myself why I even attempted it, then I realize that I am human. It only re-affirms that I am on the right track in my life, trying to live it as wholesome as possible. That is where I feel my best, healthiest and happiest!!!I can finally wear the clothes that I want and feel comfortable in my skin. This is enough to keep me in check.

HEADING FOR HAPPY with Sara Murphy

NATURALLY DELICIOUS ... with the Health Nut

New Year’s resolutions and decisions….this is a constant song being played in our minds at the beginning of every year.

Why is it so hard for most of us to stick to our chosen resolution? It just seems so hard after only a few weeks of giving it a try?

Dipping or diving …does it really matter?

The last few years, I have spent my winters almost entirely indoors. I was overloaded with college studies, work, and fatigue and avoiding the cold weather. This year, however, I have run out of excuses for not getting outdoors (except that I hate the cold….and winter….did I mention that?).

I have been trying to pass along my passion for non-winter outdoor activities onto my daughter, and most days, she needs quite a bit of convincing to put down her paint brush and smock and head outside to trade them in for a pair of trainers and a bike. The pool and the beach are the exceptions.

I am a born cyclist, runner, hiker, blader, and I will paddle, swim or float on pretty much anything that will get me out on the water and into the sunshine. With an ex-hockey playing dad, we kids had skates on pretty much before we could even walk. We played every sport imaginable at least once. My daughter’s father was an avid athlete who excelled at many different sports.

My daughter, if she had the choice, would rather just hear all about the activity rather than have anything to do with the actual doing of it. She is quite fearful and cautious when it comes to many sports. Ohhhh soooo cautious.

I figured I would get back up onto the winter activity horse by taking up a sport I used to enjoy before parenting- crosscountry skiing. Since my daughter is with me the majority of the time, finding a sport we both enjoy has been interesting, to say the least. When I took her out on the trails and she immediately took to it, my heart leapt for joy- we may have actually found an outdoor winter activity we both love!

When she tripped and tumbled onto the snow, she laughed. She fell and laughed again. No tears! She didn’t once complain about the cold.

She took in the beauty of nature around us and I breathed a sigh of utter contentment.

She doesn’t dive headfirst into sports with the passion and fearlessness her dad and I displayed in our youth. She also hasn’t had the advantage of growing up with competitive siblings, however, or a rowdy neighbourhood entourage, as we did.

I don’t want to force her to be me. Sometimes I was too reckless. She is so much her own delicate little person and I honour that.

I look forward to the day I might get to enjoy watching her race her bike down a winding trail or jumping off a dock into the unknown waters below.

On the other hand, my beautiful, cautious little soul might just dip her dainty feet into the lake of life, one teeny toe at a time and choreograph a beautiful water ballet. And that would be perfectly wonderful too.

Dipping or diving, you still get wet.

Sara Murphy is a freelance journalist, musician, cancer survivor, community cheerleader and mom. To reach Sara for questions or comments, email saramurphymedia@gmail.com You can also visit her websites at www.saramurphymusic.com or www.saramurphymedia.com

Keeping resolutions is important because YOU are the one that made it and you are the captain of your life. Only YOU can decide for yourself that this is the life that you want, a life of happiness and health.

Come and join me at my Part 1 healthy eating cooking seminar on Saturday, February 23rd…1 to 4 pm….you will be able to live an amazing afternoon, learning tips and information on health along with recipe demos and taste testing. Put yourself #1 and email me for more information.

In health.

Sylvie Thibert (The Health Nut) thehealthnut@cogeco.ca www.thehealthnut.ca 613-931-3119

THE LOCAL SEEKER (January 18 - pg. 16)

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MORTGAGE MATTERS with Derrick Cracknell

10 Most Commonly Asked Mortgage Questions 1. What’s the best rate I can get?

Your credit score plays a big part in the interest rate for which you will qualify, as the riskier you appear as a borrower, the higher your rate will be. Rate is definitely not the most important aspect of a mortgage, however, as many rock-bottom rates often come from no frills mortgage products. In other words, even if you qualify for the lowest rate, you often have to give up other things such as prepayments and porting privileges when opting for the lowest-rate product.

2. What’s the maximum mortgage amount for which I can qualify?

To determine the amount for which you will qualify, there are two calculations you’ll need to complete. The first is your Gross Debt Service (GDS) ratio. GDS looks at your proposed new housing costs (mortgage payments, taxes, heating costs and 50% of strata/condo fees, if applicable).

Generally speaking, this amount should be no more than 32% of your gross monthly income. For example, if your gross monthly income is $4,000, you should not be spending more than $1,280 in monthly housing expenses.

Second, you will need to calculate your Total Debt Service (TDS) ratio. The TDS ratio measures your total debt obligations (including housing costs, loans, car payments and credit card bills). Generally speaking, your TDS ratio should be no more than 42% of your gross monthly income. Keep in mind that these numbers are prescribed maximums and that you should strive for lower ratios for a more affordable lifestyle. Before falling in love with a potential new home, you may want to obtain a pre-approved mortgage.

This will help you stay within your price range and spend your time looking at homes you can reasonably afford.

3. How much money do I need for a down payment?

The minimum down payment required is 5% of the purchase price of the home. And in order to avoid paying mortgage default insurance, you need to have at least a 20% down payment.

4. What happens if I don’t have the full down payment amount?

There are programs available that enable you to use other forms of down payment, such as from your RRSPs, a cash-back product, or a gift.

5. What will a lender look at when qualifying me for a mortgage?

Most lenders look at five factors when determining whether you qualify for a mortgage: 1. Income; 2. Debts; 3. Employment History; 4. Credit history; and 5. Value of the Property you wish to purchase. One of the first things a lender will consider is how much of your total income you’ll be spending on housing. This helps the lender decide whether you can comfortably afford a house. A lender will then look at your debts, which generally include monthly house payments as well as payments on all loans, credit cards, child support, etc. A history of steady employment, usually within the same job for several years, helps you qualify. But a short history in your current job shouldn’t prevent you from getting a mortgage, as long as there have been no gaps in income over the past two years. Good credit is also very important in qualifying for a mortgage. The lender will also want to know that the house is worth the price you plan to pay.

6. Should I go with a fixed- or variable-rate mortgage?

The answer to this question depends on your personal risk tolerance. If, for instance, you’re a first-time homebuyer and/or you have a set budget that you can comfortably spend on your mortgage, it’s smart to lock into a fixed mortgage with predictable payments over a specific period of time. If, however, your financial situation can handle the fluctuations of a variable-rate mortgage, this may save you some money over the long run. Another option is to opt for a variable rate, but make payments based on what you would have paid if you selected a fixed rate. Finally, there are also 50/50 mortgage options that enable you to split your mortgage into both fixed and variable portions.

credit cards so they’re below 70% of your limits. Revolving credit like credit cards seems to have a more significant impact on credit scores than car loans, lines of credit, and so on. 2) Limit the use of credit cards. Racking up a large amount and then paying it off in monthly instalments can hurt your credit score. If there is a balance at the end of the month, this affects your score – credit formulas don’t take into account the fact that you may have paid the balance off the next month. 3) Check credit limits. If your lender is slower at reporting monthly transactions, this can have a significant impact on how other lenders view your file. Ensure everything’s up to date as old bills that have been paid can come back to haunt you. Some financial institutions don’t even report your maximum limits. As such, the credit bureau is left to only use the balance that’s on hand. The problem is, if you consistently charge the same amount each month – say $1,000 to $1,500 – it may appear to the credit-scoring agencies that you’re regularly maxing out your cards. The best bet is to pay your balances down or off before your statement periods close. 4) Keep old cards. Older credit is better credit. If you stop using older credit cards, the issuers may stop updating your accounts. As such, the cards can lose their weight in the credit formula and, therefore, may not be as valuable – even though you have had the cards for a long time. Use these cards periodically and then pay them off. 5) Don’t let mistakes build up. Always dispute any mistakes or situations that may harm your score. If, for instance, a cell phone bill is incorrect and the company will not amend it, you can dispute this by making the credit bureau aware of the situation.

9. How much will I have to pay for closing costs?

As a general rule of thumb, it’s recommended that you put aside at least 1.5% of the purchase price (in addition to the down payment) strictly to cover closing costs. There are several items you should budget for when it comes to closing costs. Property Transfer Tax is charged whenever a property is purchased. The tax will vary from jurisdiction to jurisdiction.

GST/HST is only charged on new homes, and does not affect homes priced at less than $400,000. Even homes that exceed the price threshold are only taxed on the portion that exceeds $400,000. Certain conditions may apply.

Please contact you lawyer/notary for more detailed information. Your lawyer/notary will charge you a fee for drawing up the mortgage and conveyance of title. The amount of the fee will depend on the individual that you use. The typical cost is approximately $900. If you’re purchasing a single-family home, you’ll need to give your lender a survey certificate showing where the property sits within the property lines. Some exceptions are made, however, on low loan-to-value deals and acreage properties. A survey will cost approximately $300-$350, but the lender will often accept a copy of an existing survey. Other costs include such things as an appraisal fee (approximately $300), title insurance and a home inspection (approximately $350).

10. How much will my mortgage payments be?

Monthly mortgage payments vary based on several factors, including: the size of your mortgage; whether you’re paying mortgage default insurance; your mortgage amortization; your interest rate; and your frequency of making mortgage payments. You can view some useful calculators to find out your specific mortgage payments: www.dominionlending.ca/mortgage-calculators

Derrick Cracknell is a licensed mortgage agent with Mortgage Man Dominion Lending Centres based in Cornwall.

He can be reached at: 613-662-2377 dcracknell@dominionlending.ca; www.derrickcracknell.com

7. What credit score do I need to qualify?

Generally speaking, you’re a prime candidate for a mortgage if your credit score is 640 and above. The higher you can get above 700 the better, as you will qualify for the lowest rates. These days almost anyone can obtain a mortgage, but the key for those with lower credit scores is the size of the down payment. If you have a sufficient down payment, you can reduce the risk to the lender providing you with the mortgage. Statistics show that default rates on mortgages decline as the down payment increases.

8. What happens if my credit score isn’t great?

There are several things you can do to boost your credit fairly quickly. Following are five steps you can use to help attain a speedy credit score boost: 1) Pay down credit cards. The number one way to increase your credit score is to pay down your

THE LOCAL SEEKER (January 18 - pg. 17)

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PIPERS POINT with Rodney Wilson

SEEKING SPORTS Will you be loyal to the Kings?

be a shock to the players though, who might have given up on their coach. One Trois-Rivieres player I spoke to recently at a River Kings game said the move would have to happen sometime soon.

Local hockey fans have a decision to make on Saturday night.

Do you stay at home and watch Hockey Night In Canada? Or, do you head down to the Civic Complex and take in Hockey Night In Cornwall?

Over the last four months, the crowds have been great for the Cornwall River Kings. Last weekend, 2,962 were in attendance at the Ed Lumley Arena.

But now, the NHL is back and the River Kings go head-to-head with the Habs, Leafs and Sens.

Me? I’ll be at the rink. I’m fortunate to be the colour commentator for the team’s live online broadcast. Even if I wasn’t up in the press box, I’d be at the arena.

The North American Hockey League has a great product: The hockey is entertaining and the price is right. And despite a two-game losing streak at home, the River Kings have enjoyed pretty good success at the Ed Dome.

They’re now 7-4-0-1 at home in front of average crowds of 2,770.

I believe local hockey fans, many still bitter with the NHL, will be loyal to the River Kings, who have won over the locals in their inaugural season in the LNAH.

TRICKLE UP: Many players overseas as well as here in North America in the AHL and ECHL lost jobs because of the trickle-down effect that then NHL lockout created. Now that the NHL season officially starts on Saturday, you might see the opposite happen, as some players get the opportunity to climb back up in the ranks. You can be sure that at least a couple of River Kings have had inquires already, particularly from the ECHL.

WRESTLING UNCENSORED with Jeremy Barnoff

LABBE: Former Cornwall Aces goaltender Jean-Francois Labbe’s coaching gig in the LNAH has come to an abrupt end. Labbe, who was the head coach of the Trois-Rivieres Caron et Guay, was fired earlier this week. The move won’t

COLTS: The Colts are heating up at the right time, with the playoffs just around the corner, and there’s no hotter player in the league right now than Michael Pontarelli, who has climbed into second overall in scoring in the CCHL. Pontarelli is working on a two-month old, 20-game scoring streak that started Nov. 16.

Pontarelli has 21 goals and 22 assists during the stretch, which includes 11 multipoint efforts. He's behind only Brockville's Ben Blasko, who leads the league with 80 points. Blasko is on fire himself of late with 13 points in his last five games.

Pontarelli is next with 67 points, but he has played in eight fewer games than Blasko.

GOMEZ: Montreal will buy out Scott Gomez this summer so the logical decision was to send him home – and avoid any chance of injury. It’s the right decision by general manager Marc Bergervin, but one that still had to be difficult to make.

Even though Gomez wasn’t producing on the ice, he was a good guy to have in the dressing room, particularly to have around young American players like Max Pacioretty. One young player that won’t be able to look up to Gomez is Alex Galchenyuk – who has a better chance of staying with the Canadiens now that a forward position has opened up. Look for another American, Erik Cole, to take Galchenyuk under his wing, just like he did with Pacioretty last year.

LUIS: Cornwall’s Tony “Lightning” Luis is finally set to jump back into the ring in what will be his toughest test yet as a pro. He’ll fight next Friday (Jan. 25) in Verona, NY at Turning Stone Resort & Casino. Luis (15-0-0, 7 KO) will face Miguel “Silky Smooth” Gonzalez (20-3-0, 15 KO) in the co-feature event hosted by ESPN Friday Night Fights.

McILROY: Nike has inked Rory McIlroy a reported $200 million endorsement deal. The No. 1 player in the world joins Tiger Woods with Nike. It’ll be interesting to see how McIlroy adjusts to playing with the new equipment. Check out Nike’s “No Cup is Safe” ad on YouTube.com, it’s worth a look.

Email Rodney at rodwilson@gmail.com or follow him on Twitter @piperspoints

Yes, that's right, it is I, your Canadian Wrestling Action heavyweight champion, writing to let you know of my triumphant victory from the last CWA event. As always, I did what I do ever so well, and that was defeat my opponent in spectacular fashion. Some might want to argue that this victory was controversial, but that could not be any further from the truth. As you know by now, my opponent for the evening was the massive individual known as Rob Rage, a man who it pains me to even mention his name in this column and give him any kind of exposure whatsoever, but in the interest of good journalism it is something I must do. Rage is a big, imposing, competitor, but equally inexperienced and intellectually challenged, nevertheless he is a challenger that I gained a great deal of respect for following my victory.

The match itself was quite a battle that saw me use tables, chairs, and even the wooden ringsteps, to gain a decisive advantage. After inflicting significant damage to my opponents left knee, he was left prone, flat on his back like a rigormortis-stricken tortoise. This enabled me gain a decisive advantage and dominate the contest right until the final moments, where it looked as though my opponent may have had an opportunity to win, but I quickly locked on my patented choke hold to make him fall to his back and tap out.

Some say I may have had my shoulders down for a count of three which would have made him the winner, but it remains that I locked on the choke first and he submitted. Nevertheless I will give him a rematch, just to further drive home the point that I am the best at what I do, and the eternal champion of CWA and this newspaper.

Enjoy the pictures and I will see you, my beloved fans at the next CWA event.

THE LOCAL SEEKER (January 18 - pg. 18)

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BORDER PATROL with Craig Revelle

SEEKING SPORTS A weekly look at racing from both sides of the 1000 Islands Now that we are into the new year, everyone is anxious to get going with plans for the 2013 season. There are a lot of exciting things to look forward to at all my local tracks. None of the area track’s have released their schedule as of yet, but some have put out hints of what we will see once the new season gets underway.

Cornwall Speedway has an exciting schedule in store with the return of the World of Outlaw Late Models on Sunday, June 23rd, and the World of Outlaw Sprint Cars on Sunday, July 28th. It is expected that Cornwall will once again host Mr. DIRTcar series events for the Big Blocks, 358 Modifieds, Sportsman and Pro Stocks once again, as well as the three Canadian National Series events that we have seen in recent years.

Brockville Speedway has released some of their 2013 schedule, which will feature a new three race series of their own for the 358 Modifieds and Sportsman, as well as a two race series for the Rookie division. The 358 Modified series will have 50 lap features on Saturday, July 6th, Saturday August 10th and Saturday, August 31st. The Sportsman three race series will do battle on the same dates. The Rookie series will battle on June 15th and August 3rd.

Chapman’s Can Am Motorsports Park has not announced their plans for the upcoming season as of yet, but a switch from Saturday night back to Friday night will take place. I did attend the Hangover Enduro at Can Am this past Weekend with a field of 18 cars doing battle in twin 40 lap races. It was great to get back to the track, and a nice way to break up the winter with a little racing action.

Mohawk Raceway has been fairly quiet over the off-season. They had intentions to drop the Pro Stock class, but an overwhelming turnout of racers from that division changed the minds of track officials when they held a meeting late in 2012. Their schedule is not out yet, but more information should be out in the next couple months.

THE LOCAL SEEKER (January 18 - pg. 19)

Evans Mills Speedway has also made a change in their program for 2013, dropping the collective “Open Wheel” class in favor of the more traditional Northeast Style Modified division. The class will be open for Big Block/358 Modified/Crate Sportsman with different weight classifications that can be found on the Evans Mills Website.

December was a tough month for the racing community with the loss of several people that have helped make what dirt racing in this area has become today.

Just before Christmas, Stan Friesen passed away. Stan was the grandfather of Modified star Stewart Friesen and was a big part of Ransomville Speedway. Just days later DIRTcar Hall of Fame racer Doug Hoffman passed away on Christmas eve. Hoffman was a legend in Dirt Modified racing, winning hundreds of races throughout the Northeast. Milton Johnson, father of Danny and Alan Johnson, and great racer back in the day himself also passed away just after Christmas.

The loss of these three guys will have a huge impact of the racing community and will be missed by everyone.

With the racing season still a few months away, the next thing we can look forward to is the start of the NASCAR season. I make no secret that I am not a fan of Daytona and restrictor plate racing in general. However, I am looking forward to seeing how the new style car will effect the racing, and will be following how well my favorite driver Matt Kenseth does making the transition from a Roush Racing Ford to a Joe Gibbs Toyota. My prediction is that he will repeat as champion the 500, and over the course of the season will provide some much needed leadership to the entire Joe Gibbs operation.

It wont be long now and we will be back racing. There are some Pennsylvania area tracks that open in March, and as we get into April, tracks in New York begin to open up. As usual, Brockville, Cornwall, and Mohawk will begin their season in May. In the meantime, I look forward to the Canadian Motorsports Expo in Toronto on February 8th to 10th, the Gater News Motorsports Expo in Syracuse on March 9th and 10th and the annual Frontenac Mall Car Show in Kingston on March 21st to March 23rd. The car shows tend to get everyone ready for the upcoming season, as they mark the unofficial kickoff to the new racing season.

Also, the banquets for all of my local tracks are coming up soon as well.

As always, any comments or suggestions can be sent to crevelle@ripnet.com.

You can also visit me online at www.finishlinewebdesign.ca, on Facebook at www.facebook.com/crevelle, and on Twitter at www.twitter.com/finishlineweb17.

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STOP IN and visit us at 327 2nd Street E. OFFICE HOURS: Mon. to Wed. 9am - 5pm closed for lunch noon to 1pm. Other days by appointment only ...

613-935-3763 ext. 1 (sales) 613-935-3763 ext. 2 (classifieds) 613-935-3763 ext. 101 Julia 613-935-3763 ext. 102 Mai-Liis 613-935-3763 ext. 105 Craig email: info@thseeker.ca See you next week

FRIDAY, JANUARY 25TH, 2013 or read the paper online

www.theseeker.ca

DEADLINES FOR ALL ISSUES Tuesdays at 5pm PLEASE POST ME ON YOUR BULLETIN BOARD

BEREAVED FAMILIES OF ONTARIO - Cornwall & Area

We can help the healing begin 216 Montreal Road, Cornwall, ON K6H 1B4 613-936-1455

Fax: 613-936-1682

Adult Afternoon Support WHEN: January 29th TIME: 1:00 – 3:00p.m.

WHERE: 216 Montreal Road Together we can help the healing begin FOR INFORMATION CALL 613-936-1455 OR VISIT THE DROP-IN CENTRE Weekdays 9am – 4pm

THE LOCAL SEEKER (January 18 - pg. 20)

BUSINESS ADS: 613-935-3763 ext 1

www.theseeker.ca