INTERIORS Get festive ready TRAVEL 48 Hours in Hamburg WIN With Rory Antonio Hair and Beauty Lab and Heaven Medi Spa
www.lifestylemag.org.uk
Welcome to our last edition for 2024.
Get festive-ready with Jennifer Suzanne in our interiors section. Check out our travel pages, ‘48 hours in Hamburg’, and what you should be wearing this winter, courtesy of Sally Mansell. I hope you enjoy your read.
I would like to thank all my advertisers and readers for their support throughout 2024.
I wish you a very enjoyable festive season and hope we all have a healthy, happy and successful New Year.
If you are interested call Christine on 07970 681004 Ackleton, Claverley, Perton Ridge, Lower Penn, The Holloway, Compton, Worfield/Hilton
WV3, 6 & 7: Finchfield, Codsall, Codsall Wood, Oaken and Lower Penn
WV5: Wombourne, Seisdon, Claverley, Trysull, and Sandford
Christine Arnold | Managing Director 07970 681004
Christine@lifestylemag.org.uk
Feature Writers and Editor: Mike Whitehurst, Jennifer Suzanne, Sally Mansell, Louise Rose and Bob Hickman
WARM COLOURS
Warm, earthy tones for winter 2024, such as terracotta, deep olive, rust and warm browns are trending. These colours bring warmth to your space, creating a grounded and cosy atmosphere.
TEXTURE
Textures add depth and warmth to any room. Think thick knitted throws, velvet pillows, faux fur accents and wool rugs. Layering different textures creates a rich, inviting feel that’s perfect for the colder months.
• Design & Planning
• Fully Fitted Service
• Plumbing
• Plastering
• Tiling
• 7 Days Start to Finish
• Electrical Work
• All Work Guaranteed SPECIALISTS IN
NATURAL MATERIALS
Incorporating natural materials like wood, stone, rattan and ceramics, enhances the organic aesthetic. A wooden coffee table, stone decor and woven baskets can give a rustic, grounded vibe that blends well with the earthy colour palette.
At La fenêtre we supply high quality products, professionally made, for both domestic and commercial clients all over the Midlands. WE COME TO YOU - 1000’S OF DESIGNS TO CHOOSE FROM
STATEMENT LIGHTING
Winter lighting is all about creating a soft, ambient glow. Consider oversized pendant lights, floor lamps with warm-toned bulbs and wall sconces. Statement lighting adds a modern touch while enhancing the cosy ambiance.
2024 embraces maximalism. Layer patterns, bold prints and vibrant colours in your decor, especially in artwork, pillows, and rugs. Mix and match for an eclectic but curated look.
COSY CORNERS
Create small, intimate spaces for relaxation, such as a reading nook. Use soft, plush seating with plenty of cushions, layered blankets and a side table for books or warm beverages. Add a lamp or string lights to complete the snug feel.
ECO FRIENDLY
Sustainability continues to be a major focus. Opt for eco-friendly materials, second-hand furniture or upcycled decor. Natural fibres like wool, cotton and linen are perfect for this trend.
MUTED METALLIC
WINTER FLORAL
Indoor plants are essential for refreshing the home in winter. Consider low-maintenance plants like snake plants or seasonal greenery like holly or pine.
Also consider a mixture of real and faux flowers. I have created this stunning burgundy arrangement with an on-trend stone vase (see image). I am selling these to my clients and are made to order so please contact Jennifer for more information on faux flower arrangements.
Instead of bright, shiny metals, winter 2024 calls for muted metallics; brushed brass, antique gold are examples. Incorporate them through decor items like candleholders, frames or mirrors to add a touch of elegance.
home
2024 FESTIVE READY!
Create a festive and inviting Christmas atmosphere in 2024, ranging from cosy and understated to bold and glamorous. Whether you’re leaning towards sustainability or embracing nostalgia, there’s a trend to fit every taste.
Taking inspiration from the great outdoors, botanical motifs such as leaves, pine cones and berries can be used in seasonal holiday décor. Evergreen branches, eucalyptus wreaths and organic centrepieces, create an inviting and natural atmosphere by blending indoor-outdoor living for a more earthy holiday season.
Natural materials like wood, linen and recycled paper will dominate. Reusable or homemade decorations such as fabric garlands, dried flowers and sustainable gift wraps, add a personal touch.
Decorations will be pared back but still impactful, focusing on a few well-placed, quality pieces such as minimalist wreaths, candles or a simple tree adorned with lights and a handful of standout ornaments. The cosy hygge-inspired Christmas remains popular. Candlelight, knitted blankets and wooden decorations, add an emphasis on cosiness and comfort. White and light woods, simple wreaths and soft lighting will dominate, creating a serene and peaceful environment for winter celebrations.
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I’ll be sharing my latest interior inspiration and current projects on my social media so please follow me on: Instagram page @jennifersuzanneinteriors / Facebook: jennifersuzanneinteriors
Jennifer Suzanne x Instagram: jennifersuzanneinteriors www.jennifersuzanne.co.uk • jennifer@jennifersuzanne.co.uk • 07977330011 For all your interior projects, help with adding style to your home ready for Christmas, please get in touch with Jennifer via the contact details below. Contact Jennifer on 07977330011 or email Jennifer@jennifersuzanne.co.uk
Claverley farm logs
Claverley Farm Logs is a family business based on the outskirts of the village of Claverley.
Brothers Chris & Tim ensure the logs are well seasoned and ready to burn.
All of our Barn stored logs are under 20% on average and are a mix of Ash, Oak and Birch.
Our kiln Dried Hardwood Logs are under 18% on average. Our wood is always covered on its way to be delivered to you and is locally sourced and from well managed woodlands.
We aim to deliver your order within 3-5 working days and will advise you an allocated date and time slot once your order has been received.
Our logs are also approved by The Woodsure Ready to Burn scheme. This approval is testament that our logs are of the highest quality.
We sell them in Trailer Loads (2.5 Bulk Bags worth), or Bulk Bags and deliver up to a 12 mile radius.
We value all of our customers and look forward to seeing you all throughout the winter ahead.
Please do telephone us for more information or go onto our website where you will see the full range of products that we sell which you can also purchase online.
seasonal dangers and delights for pets
As the evenings get darker and the days get colder many of us look forward to Christmas and all the beautiful decorations and yummy festive treats. Our pets love to join in the fun too, but there are hidden dangers that you may not be aware of.
Seasonal foliage such as Mistletoe, Poinsettia and Ivy are all toxic to dogs, cats and other pets such as rabbits. Holly in particular can cause severe gastrointestinal upset in cats and dogs and Lilies can be fatal to cats, even if just a small amount is ingested it can cause severe kidney failure, so ensure Lilies are well out of reach as pets may also be tempted to drink water from the vase. If you have a pet bird keep a close eye on them when they are flying about near your decorations, Ivy and Mistletoe can be deadly to pet birds and many other decorative plants such as Poinsettia can be toxic too.
Out and about, check cars before you start them as cats like to climb inside a car engine to keep warm. If you have a cat you may like to pop a litter tray down for them, they may prefer to stay indoors on particularly cold days. If you have more than one cat, put more than one litter tray down. Antifreeze is poisonous to dogs and cats, they will be tempted to lick it as it’s so sweet, just a tiny bit can kill so it needs to be kept well out of reach and take care not to spill any.
It’s great to share the tasty treats with our furry friends but take care that you know what’s in those treats. Chocolate is toxic for dogs and Christmas pudding
contains sultanas, raisins and currants which are toxic too, so mince pies and Christmas pud are off the menu for our precious pooches. You could always try making a dog friendly mince pie with real meat and carrots, why not add some sweet potato too and come up with a fun festive name for them. There are loads of homemade treat ideas online for cats, dogs, rabbits, budgies, parrots and other species of pets too, why not take a look and make them some special seasonal delights of their own.
Wildlife will start to struggle more as the winter months approach, why not help by putting some food out for them. As well as wild bird seed and nuts from the pet shop, you could pop out some kitchen scraps such as cooked peas, cooked unsalted bacon and beef fat, apples and pears and cooked eggs. Ensure you chop the scraps up in to small pieces or crush them and leave fresh water out for the birds too. Birds puff out their feathers to stay warm so please don’t mistake this for a fat bird, it could well be the complete opposite and they may really need those yummy scraps.
Have a fabulous festive season and keep each other safe and snuggly!!!
Always contact your veterinary surgeon if you are ever concerned about your pet or think that they may have ingested something toxic or something that has not agreed with them.
christmas at hollybush
Hollybush Garden Centre comes alive at Christmas with its much-admired décor displays. We’ve really gone to town for 2024 and if you haven’t already been, it’s definitely worth a look. Themes include ‘Ice Castle’ with white, iridescent and navy crystal baubles, ‘A Hobbit’s Tale’ featuring handcrafted folklore design and ‘Santa’s Vacation’, showcasing a classic red and white colourway with plenty of quirky, novelty pieces. Look out for Santa in his hot tub and our Ice Queen, resplendent on her throne in the castle.
There’s also an enviable range of artificial Christmas trees (fresh-cut trees are due in mid-November) Christmas lights, wreaths and garlands. Complete your visit with a spot of gift shopping – there really is something for everyone in store, including loads of stocking fillers in the food and drink department.
Take a break whilst you shop with a festive food and drink offering from The Den. We even have a soft
play centre on the premises, housing another café providing delicious coffee and cakes to enjoy whilst the children play.
Visit our website at www.hollybush-garden.com for up to date information and to book seasonal events from Brunch with Santa to our festive wreath-making workshop.
Serendipity
‘ONE
OF A KIND’ SHOP IN CODSALL VILLAGE
Serendipity is a ‘one of a kind’ shop in Codsall Village where you can buy both old and new.
You will find a selection of furniture, throws, mirrors, clocks, ornaments, photo frames, candles, greetings cards and much much more!
WE ARE NOW BUYING & SELLING VINYL RECORDS
A further addition to our eclectic mix is our vinyl record section.
If you have any hiding away in your attic and want to sell them pop in, or send photos of what you have to Dee via WhatsApp or email, see details below:-
• Full quotations
• Full or part house clearances undertaken including garages etc.
• Free valuations of all contents including antiques & jewellery before clearance
• Selling items for clients
• Cleaning of property upon completion
• Fully licensed
104 Springhill Lane
Lower Penn, Wolverhampton, WV4 4TJ
Purchase Price: £624,995
Situated in one of the most sought after locations in Lower Penn and not only enjoying a prime, elevated position, this individually designed detached house also benefits from stunning panoramic views over surrounding countryside & an extensive outlook towards Wolverhampton city centre, therefore adding to the appeal of this special property. In recent years 104 Springhill Lane has been extensively redesigned to create an individual and first class family home with no expense spared and vast of high quality features throughout.
Reception Porch * Entrance Hall * Shower Room * Living Room * Conservatory * Family Room/ Dining Room * Sitting Room * Playroom / Study * Breakfast Kitchen * Utility * Rear Lobby * Garage * First Floor Galleried Landing * Four Bedrooms * Family Shower Room * Neatly Landscaped Rear Garden With Balcony & Provides Both A Charming Setting But Also Offers Excellent Outdoor Entertaining Space * EPC Rating C
80 Birches Road
Codsall, Wolverhampton, WV8 2JR
Purchase Price: £600,000
Situated in one of the most sought after locations in Codsall, screened and set well back from the road, this deceptive and individually designed detached property has been constructed by present owners design to create a most impressive and spacious first class family home with no expense spared. Although only built in 2003, in recent years, 80 Birches Road has been refurbished to a most superior standard providing a host of high quality fittings throughout and therefore viewing of the interior is essential to appreciate the spacious & stunning living accommodation Reception Hall * Utility / Storage Room * Living Room * Hobbies Room/ Bedroom 4 * Open Plan Kitchen with Family & Dining Area * Utility * Downstairs WC * First Floor Galleried Landing * 4 Bedrooms * 2 Ensuite Shower Rooms * Family Bathroom * 150ft Long Fully Stocked Private Rear Garden with Summer House & 4ft Deep Fish Pool With Rockery * EPC Rating C
Situated in one of the most sought after locations in Tettenhall and enjoying a prime position, screened from the road, 19 Lothians Road has been extensively extended and redesigned over the years to create an individual, first class family home with a number of high quality features throughout, with no expense spared.
Thoughtfully remodelled by the present owners to create a stunning & contemporary interior, at approx. 2185sq feet, the accommodation has been designed to utilise the maximum space with internal inspection essential to appreciate this special property.
Ideal for purchasers requiring a property, ready to just move into, viewing will reveal many appealing features including stylish décor throughout, quality carpets & flooring, replaced windows & doors, refitted heating system with part under floor heating on the ground floor, modern bathrooms and a fantastic open plan dining kitchen, perfect for hosting large families or guests.
The accommodation now includes reception porch to light & open entrance hall with a feature C-Shaped staircase and stained glass picture window over, fitted cloakroom under the staircase, front sitting/ dining room and a charming 20ft living room with full width double glazed internal sliding doors that lead to the sun room which also enjoys a lovely outlook over the rear garden via the bifold doors. A feature of the property is certainly the large open plan dining kitchen with family area, fitted an extensive suits of modern glass units including a showpiece central island and a range of built in state of the art appliances. The ground floor also includes a useful utility room the leads a further WC and internal access to the garage. On the first floor the landing leads to five double bedrooms and the family bathroom & two ensuites are fitted with luxury white suites. At the front of the house is a tarmac driveway providing off road parking for several cars and course leads to the garage stores. A further impressive selling point of No19 is the approx. 80ft long south facing mature rear garden which provide a picturesque outlook and includes a large full width terrace, further extending the living accommodation outside, excellent for summer parties!
The area is served well with schooling in both sectors, a number of shops and is adjacent to Claregate Park & Playing Fields. Not only is Lothians Road convenient for a number of amenities, the property is only three miles from the M54 motorway and therefore an easy commute for principal towns & cities, together with both Codsall & Tettenhall close by including Bilbrook Train Station.
A high quality family home and a superb example of its type!
www.syhomes.co.uk
Our Sales Office is now open by appointment. Call Sharon on 01743 403131 or email sharon@syhomes.co.uk
Old Coleham Court is Shrewsbury’s most exciting new riverside residence
• One- & two-bedroom apartments
• Penthouses & duplex with large terraces
• Ideally located in Coleham, Shrewsbury
• Contemporary architecture & design
• Spacious, light-filled, luxury interiors
• Open-air central courtyard
• Above-ground, ANPR-secured parking with EV chargers
• Lift access to all levels
• Expertly engineered for its riverside location
• Excellent energy-efficiency: EPC-rating B
luxury living in shrewsbury
As Autumn arrives, Shrewsbury’s natural beauty reaches a whole new level of charm.
This is the perfect time to consider Old Coleham Court, the most exciting new residence in Shrewsbury. Ready to move into in Spring 2025, 43 contemporary apartments, duplex and penthouses are now selling offplan with over 30% already sold.
Coleham is a charming area of Shrewsbury with a village-like ambiance and a delightful mix of independent shops and coffee houses. Riverside walks, the famous Quarry Park and the vibrant town centre are a pleasant stroll away across the pedestrian Greyfriars bridge.
In this prime location, Old Coleham Court stands apart for its exceptional architecture and stunning interior design. The building’s curves create a unique floorplan for every apartment, ensuring no two homes are alike.
Floor-to-ceiling windows make every room feel bright and airy even as the days grow shorter. Watch the colours change and new vistas appear as the tree-tops and foliage move through the seasons. From the northfacing apartments in Old Coleham Court, wider views of Shrewsbury’s 10th century Abbey are revealed as the leaves fall.
Old Coleham Court promises an unparalleled living experience. Lift access to every floor including the
elevated parking level means the building is future proofed. The open-air courtyard at the heart of the building is a calm space just for residents. Four select apartments open directly to the courtyard, seamlessly blending indoor and outdoor living.
The penthouses at Old Coleham Court are truly unrivalled in Shrewsbury. The generous roof terraces with glass balustrades are perfect for watching the autumn leaves fall or entertaining guests under the changing skies.
Shrewsbury is a town rich in arts and culture with a diverse social scene. From theatres and galleries to bars, pubs, restaurants, and shops, the town centre is vibrant no matter the season.
The convenient rail line between Shrewsbury and Birmingham adds to the appeal of Old Coleham Court as a perfect base for both work and leisure, and an easy destination for visitors.
If you’re looking to shape a new chapter in your life, Old Coleham Court in Shrewsbury is the perfect place to call home.
To book a viewing, call Sharon on 01743 403131 or email sharon@syhomes.co.uk
For more information, visit www.syhomes.co.uk.
SCORPIO
(October 23 - November 22)
State what you really want to do, as you can rely on others to sort you out. As the sun transits your sign, you should feel energised, inspired & maybe on top of the world… Now watch all those recent problems and annoyances disappear.
SAGITTARIUS
(November 23 - December 20)
You may feel like a proper thespian as you act your way through the days ahead. Perhaps this is your way of succeeding. It’s not a bad thing to be like the horse with blinkers on & just look straight ahead.
CAPRICORN
(December 21 - January 19)
You have an unusual conjunction affecting your sign & this could prove to be a time when things just seem to slot into place for you automatically. Expect ladyluck to be smiling at you for some time.
AQUARIUS
(January 20 - February 18)
What a wonderfully magical period lies ahead. Perhaps you have happened upon the Midas touch, where everything comes right for you. Others may see you as a teacher & guide.
PISCES
(February 19 - March 20)
This is a period of extravagance & maybe even gluttony & why not! Perhaps it’s time you gave yourself credit, let it all hang out & make the most of this exhilarating time.
ARIES
(March 21 - April 20)
Peace & harmony will prevail for sometime yet. You look like being the person who will put balm on the troubled waters of others. Your soporific & healing attitude will endear you to a new group of people.
TAURUS
(April 21 - May 20)
Be quick if you want to seize the goose that lays the golden egg. This is no time to shilly-shally, or hold back. The extrovert side of your personality will take over this is what will help you to succeed.
GEMINI
(May 21 - June 20)
You seem to be number one in the popularity stakes & this means that you could influence an awful lot people & probably make you the flavour of the month. Make the most of this found freedom.
CANCER
(June 21 - July 21)
The support that you receive from others could give you a feeling of self worth & contentment. It’s a time for cooperation, tolerance & considering the feelings & thoughts of others. Barriers create divisions, but standing together creates power.
LEO
(July 22 - August 21)
Try not to fly off the handle at the slightest thing going wrong with the moon influencing that restrictive planet Saturn. You will do very well in most things but it is important to stay cool & calm. Keep a padlock on that temper if you can.
VIRGO
(August 22 - September 21)
New horizons open out in front of you, as you become involved in many new ventures that you may not have thought of participating in before. There follows a time of excitement, thrills & a positive rollercoaster that can swirl you into something really good.
LIBRA
(September 21 - October 22)
At last the negative forces of the past seem to be disappearing & are being replaced by the influence of the Orion constellation which means that ladyluck is on your side. You will trip the ‘light fantastic’ through the weeks ahead like an angel in flight.
Something for Everyone
Avery Healthcare has dedicated well-being teams to produce an exciting and varied programme of activities and events every day. Residents are supported in pursuing personal interests beyond the regular activity calendar, while memory, physical, and sensory-based activities are carefully designed with therapeutic benefits in mind.
Day trips • Creative writing classes • Art classes • Gardening club
Live entertainment • Yoga and exercise classes
Bridge Manor 01902 974584
Newcross 01902 974585
high quality care in tettenhall
At Foxland Grange care home in Tettenhall, our highly trained teams are experts in providing high quality care from residential, nursing and dementia care, to short term care.
A lifestyle tailored to you
At our ‘good’ CQC rated home our team is passionate about supporting you to enjoy a fulfilling life. We’ll learn all about your interests and preferences so we can create a fully personalised lifestyle plan that you’ll enjoy; whether it’s gardening, cheese and wine socials or playing chess.
Luxury living
Foxland Grange offers luxurious facilities, including a coffee shop, hair salon, activities room and beautiful landscaped gardens.
Our chef-led kitchen teams are passionate about providing high-quality food and there’s always a choice of nutritious and delicious dishes at every meal.
Hear what relatives have to say
We recognise the importance of friends and family staying involved in their loved one’s care and lifestyle plan and our regular relative meetings are popular.
In our recent relative survey, 94% of families were impressed that the staff treated their relative with kindness, dignity and respect ^ and 95% were happy with the activities and entertainment^.
Trust us to care
Foxland Grange care home in Tettenhall is part of Care UK, the country’s most awarded large care provider. We’ve been delivering high-quality, person-centred care for over 40 years. That’s why over 8,000 families trust us to care for their older loved ones.
To find out more about Foxland Grange, call 01902 275 745
Foxland Grange care home
73 Wergs Road, Tettenhall, Wolverhampton, West Midlands, WV6 9BN careuk.com/foxland-grange
^Care UK relative survey April & September 2024. Study operated by QRS Market Research, an independent survey agency.
Live life the way you choose, at Foxland Grange care home
At Care UK’s Foxland Grange care home in Tettenhall, you can live each day your way. With our stunning café, hair and beauty salon, comfortable lounges and a grand dining room. We have everything you’ll need under one roof to enable you to continue enjoying a fulfilling lifestyle.
At Foxland Grange, our dedicated lifestyle team will meet with you to get to know your unique interests and preferences. We’ll support you to continue much-loved hobbies and try new activities - making plenty of new friends along the way!
Part of the community
At Foxland Grange, we love to wave at passers-by on our many trips out in our minibus. On quieter days, residents are always welcome to enjoy afternoon tea in our café with friends and family or relax in our peaceful gardens with a chilled smoothie and a favourite book. Our hair and beauty salon is popular for those who love a pamper.
We recognise the importance of staying connected to local life. We’re often visited by local schools, societies, and faith groups, who love to join in with our busy activities schedule.
Wish upon a star
Is there a wish or goal you’ve always wanted to achieve? Hang your wish on our wishing tree, big or small, and our team will do our best to make
it happen. Recently, residents have experienced football stadium tours, enjoyed private ballet performances and have even pulled a pint at their favourite pub!
Trust us to care
At Care UK, we’ve been delivering high quality, person-centred care for over 40 years. That’s why over 9,000 families across the country trust us to care for their older loved one.
To find out more about Foxland Grange, call 01902 955 134 or scan the QR code.
200g of tuscan sausage or plain pork and add some garlic powder and crushed fennel seeds
Small bunch of fresh sage
2 banana shallots
50g of dried cranberries
2 litre of water to make stock
1 tsp of maldon sea salt
100ml of brandy
1 carrot peeled and chopped
Bay leaf, thyme, rosemary
EQUIPMENT
Roasting tray
Small saucepans
Sieve
Parchment paper
Foil
Meat hammer
Chopping board
Sharp Knife (boning knife) Mixing bowl
METHOD:
Soak the cranberries in the brandy over night. The next day using a sharp knife (a boning knife if you have one), slit the turkey leg lengthways and carefully remove the bones and tendons without puncturing the skin. Or ask your butcher to bone it for you. Spread the turkey leg out on the chopping board and beat with a meat hammer to even out. Simmer the bones covered in water with the carrot and herbs for about an hour or 2 (Roast the bones first for a darker stock if you wish). Place in the fridge over night.
Remove the sausage meat from the casings and add the extra spice if you can’t get tuscan sausage. Finely dice the shallot or grate and mix into the sausage meat with finely sliced sage leaves. Drain the cranberries and set the brandy aside for later. Mix the cranberries into the sausage mix and then roll the sausage meat up into a sausage shape and lay along the crentre of the leg. Now carefully roll the leg back up in parchement paper making sure the skin is evenly distibuted and then roll again in foil. Place in the fridge over night.
When ready to cook take the leg out of the fridge and allow to come to room temperature for an hour or so and get on with the rest of the lunch prep. Roast the drumstick in the oven for 45 minutes at 200oC and then turn the oven down to 150oC and roast for a further 2.15 hours. Once out of the oven, remove the paper and foil and allow to rest while you prepare the rest of the lunch. If the turkey skin isn’t as crispy as you like it just place it back in the oven uncovered at 200oC until crispening up or pan-fry in clarified butter or ghee. Whilst the turkey is cooking, reheat the turkey stock then strain though a sieve. To get a smoother stock put an egg white in it whilst warm and then strain again, the egg white will pick up all the impurities. Allow the stock to reduce down by half and then in a seperate pan heat the left over brandy for 4 minutes to cook off the alcohol then whisk in 75g of cold butter cubes and then simmer to thicken up, if you need it thicker just add some potato starch or gravy granules.
Once the turkey is cooked allow to rest for 30 minutes and then slice as thick or thinly as you like and serve with the rest of your lunch.
roasted sprouts and red onion
caramelised with sherry vinegar and brown sugar
INGREDIENTS:
800g of sprouts
1 large red onion
2 tbsp of light brown sugar
2 tbsp of sherry vinegar
1 tbsp of Olive oil or dripping 200ml of turkey stock
30g butter
EQUIPMENT
Roasting dish Skillet
Chopping board Sharp Knife
METHOD:
This is quite a simple and quick dish to prepare so you can do this whilst your turkey is cooking.
Chop the end of the sprouts off and let the outer leaves fall off and pick any other leaves off that you dont like the look of. Peel and chop the red onion into thin wedges then toss in with the sprouts and olive oil or dripping. Roast in the oven on 180oC for about 15 minmutes or until softening. The sprouts and onion want to start browning a bit.
Warm your skillet or frying pan on the stove and then add the sherry vinegar and brown sugar heating until the sugar dissolves. Add the sprouts and onion and toss to coat in the sugar and vinegar then add the turkey stock in and simmer until the sauce has reduced. Finish with a nob of butter and keep warm to serve with your lunch.
Partner dance fusion of salsa, ballroom, tango & jive
Ever wanted to stand out on the dance floor? Get a standing ovation with your partner at a wedding? Clear the floor and wow the crowds at a nightclub?
Learning to dance with Ceroc is the fastest growing dance phenomenon in the country. We teach simple partner dancing skills that look and feel impressive on any dance floor. We borrow moves and techniques from a wide variety of dance forms such as Jive, Ballroom, Latin, Tango, Salsa, West-Coast Swing, Swing, Blues, Bachata, Zouk..... the list goes on. Our biggest successmaking learning to dance fun and easy.
• Lessons every night of the week
• No need to bring a partner
• Excellent for fitness and exercise
• Social, friendly and a boost for your mental wellbeing
Learn more about the Dance Craze which has been sweeping the nation for 4 decades Includes beginners class, practise session & dancing No need to book, just turn up! You don’t need to come with a partner YOU
• Busy diary? No need to book in advance or commit. Just turn up and pay as you go.
Our varied classes are catered towards a range of different ability levels, from nervous first timer to dance floor master. Whether you turn up alone, with a partner or in a group, you will get the opportunity to dance with hundreds of other friendly learners at our class nights. patient’s needs to offer the best possible vision solutions.
Our Members are as passionate as they are diverse. From students to pensioners, our lessons attract anything between 30 and 250 people every single night of the week. With first timers at every single session, you will never feel out of your depth.
Whether your aim is to keep fit, meet new friends, specialise in a new skill or simply let your hair down for the night, Ceroc is guaranteed to give you a night to remember.
MONDAY 7.45PM SHIFNAL VILLAGE HALL TF11 8DW
TUESDAY 7.45PM STAFFORD POLISH WHITE EAGLE CLUB ST16 3TH
THURSDAY 7.45PM SHREWSWBURY ST GILES HALL 7.45PM WOLVERHAMPTON TBC
film reviews by joe jenkinson
THE WAR OF THE ROHIRRIM
DIRECTOR: KENJI KAMIYAMA
Starring: Brian Cox, Miranda Otto, Gaia Wise
The War of the Rohirrim invited fans back to the epic realm of Middle Earth in an action-heavy, fantastical adventure set 183 years before the beloved Lord of the Rings trilogy. Told through lush animation that blends Japanese anime and a star studded and diverse voice cast, this sets to tell J R R Tolkien’s masterworks through an entirely unique vision.
WICKED
DIRECTOR: JON M CHU
Starring: Cynthia Erivo and Arianna Grande
Wicked, the iconic story that spins The Wizard of Oz tale on its head, receives its movie adaptation with Emmy, Grammy and Tony winning powerhouse Cynthia Erivo (Harriet, Broadway’s The Color Purple) as Elphaba and Grammy-winning, multi-platinum recording artist and global superstar Ariana Grande as Glinda. The first of two parts, Wicked will define gravity with an epic movie scale that will complement its cultural defining songs.
Paddington In Peru brings the cute, marmalade loving bear back home to the Peruvian jungle to visit his beloved Aunt Lucy, now a resident at the Home for Retired Bears. With the Brown Family and Mrs Bird in tow, a thrilling new adventure with the usual hijinks ensues when a mysterious disappearance plunges them into an unexpected journey from the Amazon rainforest to the mountain peaks of Peru.
GLADIATOR IL
DIRECTOR: RIDLEY SCOTT
Starring: Paul Mescal, Pedro Pascal, Joseph Quinn
From legendary director Ridley Scott, Gladiator Il continues the epic saga of power, intrigue, and vengeance set in Ancient Rome. Years after witnessing the death of Russel Crowe’s Maximus, new hero, Lucius (Paul Mescal), is forced to enter the Colosseum after his home is conquered by the tyrannical Emperors who now lead Rome with an iron fist. With rage in his heart and the future of the Empire at stake, Lucius must look to his past to find strength and honor to return the glory of Rome to its people.
CITY CENTRE CHRISTMAS LIGHT SWITCH ON
16TH NOVEMBER 2024
A host of family friendly fun on offer for everyone this Christmas, from Christmas light’s switch-on events to Santa’s Grotto and festive shopping. Wolverhampton City Centre, Queen Square, WV1 1TL
Event 3pm – 7pm, switch on 6pm.
CHRISTMAS IN COMER WOODS
30TH NOVEMBER - 1ST DECEMBER 2024
This is an outdoor event - wear clothes appropriate to the weather.
Join the Christmas light switch on Upper Green, Tettenhall, WV6 8QH.
Event 4.30pm to 7pm, lights switch on at 6.30pm.
CODSALL CHRISTMAS FAIR
6TH DECEMBER 2024
Free entry! 3 live bands, hot food, street entertainment, Santa’s Grotto, fair ground rides, 50 Stalls, carols around the christmas tree at 7pm www.codsallchritsmasfair.co.uk
FOLLOW THE STARS - ST CHAD’S CHURCH IN PATTINGHAM
6TH - 8TH DECEMBER 2024
For several years, St Chad’s Church has held in December, a successful Christmas Tree Festival, but this year change is afoot for there is to be the very first ‘Follow the Star’ event. For more information, contact : Mike Coope – Tel: 01902 700426 Email: mike@ sensorland.com
FESTIVE FAYRE
8TH DECEMBER 2024
At the St. Newman Centre, St Thomas of Canterbury R.C. Church, Tettenhall. Saturday 7th December 2024 at 7.30pm Menu: Jacket Potato with choice of fillings. Sunday 8th December 2024 at 2.30pm Menu: Afternoon Tea, with a variety of homemade cakes. Tickets @ £16.00 available by phoning 07578851524
CHRISTMAS TREE FESTIVAL AT ST. NICHOLAS’ CHURCH
6TH - 8TH DECEMBER 2024
St Nicholas’ Church in Codsall will be holding its 8th Christmas Tree Festival. Come and enjoy the spirit of Christmas and enjoy the wonderful atmosphere of our beautiful church filled with Christmas trees that have been uniquely decorated by local schools, groups and charities. Opening times: 12 noon to 5pm. Programme: Adults £3 Children under the age of 16 free.
FRANK SINATRA CHRISTMAS AFTERNOON TEA
8TH DECEMBER 2024
Join us for a Festive Afternoon Tea with Frank Sinatra & Friends. Enjoy the timeless tunes of Michael Bublé, Dean Martin, Sammy Davis Jr, Tony Bennett, and more, performed by the incredible Steve Philips. £36 per Adult | £18.00 per Child Under 12 �� 8th December| 12:30 – 15:30. The Mount Hotel Country Manor, WV68HL. To book tickets call: 01902 752055
48 hours in hamburg
By Rebecca Underwood, Travel Journalist
The Free and Hanseatic City of Hamburg, Germany’s second-largest city after Berlin, offers a fascinating glimpse into what was once a free imperial city of the Holy Roman Empire and a member of the medieval Hanseatic League; a defensive and commercial network of merchant guilds and market towns throughout Northern and Central Europe.
At the apex of the Jutland Peninsula, Hamburg is located on the River Elbe at the head of estuary to the North Sea and at the mouth of the Alster and Bille. A sheltered natural harbour, the Port of Hamburg is Germany’s largest and there is much to explore including the Speicherstadt, the largest warehouse district in the world, which was originally built for the transfer of goods and to avoid taxes. The area features buildings with timberpile foundations and oak logs, built between 1883 and 1927 and was awarded UNESCO World Heritage status in 2015 alongside the adjacent Kontorhaus District, which is characterised by office buildings in the Brick Expressionism of the 1920’s.
Hamburg is a major tourism destination and for those of us who love to explore meandering waterways, the city’s canals and rivers are crossed by more than 2,500 bridges. I headed post haste for St Michael’s, a baroque masterpiece located at Englische Planke. This Lutheran church was originally built during the 17th century but
repeatedly destroyed by fire and rebuilt twice with preservation works completed at the beginning of the 20th century. For hardy souls, the church features a viewing platform at the top of its copper covered spire, which is 132 metres in height and offers a panoramic view over the city. There are 452 steps leading to the platform and I must confess that I took the lift after the first 52 steps and I was richly rewarded with a view of the historic Speicherstadt and Europe’s largest modern inner-city urban development, known as HafenCity, which is beside the Elbe. HafenCity’s main landmark, the glassy construction of Elbphilharmonie concert hall, which rests on the top of an old brick warehouse, is simply stunning and the overall experience of gazing upon the city’s skyline is unforgettable.
Back down at ground level I entered the main entrance beneath a fabulous statue of the Archangel Michael conquering Satan. St Michael’s gold and white interior where the composer Johannes Brahms was baptised in May 1833, is simply magnificent, and the crypt is surely a fitting resting place for two of Germany’s great composers; Johann Mattheson who was born in Hamburg in 1681 and died in 1764 and Carl Philipp Emanuel Bach who died in 1788.
Following my explorations I was feeling a trifle weary and headed for the Fraser Suites, a rather splendid property located on Rödingsmarkt, which is only a ten minute walk from St Michael’s. After a swift and efficient check-in my suitcase was whisked away and I was escorted to my one bedroom premier suite covering 41-
St Michael’s courtesy Mediaserver Hamburg + JuliaSchwendner This is Julia Photography
48 sqm. The separate living, dining and bedroom areas feature contemporary furnishings and I made full use of the fully-equipped integrated kitchenette, which includes a Nespresso coffee machine and whilst sipping on a piping hot espresso I flipped through the channels on the Smart TV. Hotel facilities include a fitness centre and a rather lovely sauna and there is also a laundry suite with plenty of washers and dryers and a comfy couch, which was the perfect spot for me scroll through my emails whilst waiting for my clothes to dry.
Back out on the city streets I made my way to the Rathaus, located on Market Square in the centre of Hamburg’s Old Town. Completed in 1897, the Neo-Renaissance city hall is a magnificent sight. The sandstone property is exquisitely decorated and features a wide façade with statues of emperors. The copper roof is green as a result of water and carbon dioxide, the soaring tower reaches a height of 367 feet and the balcony features a mosaic of Hammonia; Hamburg’s patron goddess, the city’s motto and coat of arms.
Another of Hamburg’s attractions is the Kunsthalle; a museum consisting of three connected landmark buildings where exhibits include works by Rembrandt, Rubens, Goya, Canaletto and more. For those seeking contemporary art there is much to explore including Picasso, Bacon, Klee, Munch and Andy Warhol. I must
confess that I spent quite some time wandering around and examining many of the masterpieces but alas, with time constraints I had to tear myself away and hail a taxi, heading for the Reeperbahn.
And for music lovers, especially for those of us who consider The Beatles to be the greatest rock n’ roll band and absolutely in a league of their own, strolling around the Beatles-Platz, located at the junction of Große Freiheit and Reeperbahn is such a thrill. The homage to the band, which arrived in Hamburg in August 1960 and performed in a number of venues over two years, is designed to resemble a vinyl LP. Beatles-Platz features contemporary sculptures of Lennon, McCartney, Harrison and past member Sutcliffe and a fusion of Ringo Starr and Pete Best. The titles of around seventy of their songs are etched into the grooves between granite slabs and at the rim of the disc, four flashing lights creates the illusion of a rotating turntable. I was absolutely mesmerised.
Hamburg offers all this and more and I do hope that I get the opportunity to return and to explore more of this fascinating city.
The Elbphilharmonie courtesy Mediaserver Hamburg + JuliaSchwendner ThisIsJulia Photography
St Michael’s spire courtesy Mediaserver HamburgJuliaSchwendner ThisIsJulia Photography
nick & royston
A DIARY OF EXTRAORDINARY ADVENTURES
Nick and Royston’s summer has been nothing short of spectacular; filled with unforgettable moments and fabulous company. Recently, we had the pleasure of catching up with the dynamic duo in their beloved Bridgnorth to hear all about their summer of fun.
JULIE & ROY’S RETIREMENT CELEBRATIONS
The summer kicked off with a grand celebration with close friends, Julie & Roy, joining Nick & Royston in their exclusive retirement club. To mark the occasion, Roy & Julie treated their dearest friends to a seven-day ultra-luxury cruise on the latest 6-star liner Silver Ray.
Joining the gang, at the renowned Hotel Cipriani, Venice, overlooking St Marks Square, this haven of serenity was a stunning location to start the adventure. After a few days of partying & shopping, the party joined the ship. Escorted to their lavish suites for a glass of bubbly, they were welcomed by a team of butlers dedicated to ensuring happiness was guaranteed. Enjoying the spectacular views on the open-air Dusk Bar, relaxing in the award-winning spa and the spectacular fine dining experience, life on board was epitome of luxury. The destinations visited included the delights of Croatia and Italy returning to Venice for the climax of the trip.
A huge Thank You, Julie & Roy for an unforgettable journey!
FLUFFY PARTY
Nick and Royston didn’t slow down after their cruise as they next attended the much-anticipated Fluffy Party. Close friend Mitch Wilson, known for his successful ventures such as The Light Bar and The Canal Club, returned to Wolverhampton after 20 years in Ibiza to host a reunion party.
Held at The Medicine Crown Joules, the event brought together friends old and new. A star-studded DJ line up, including John Kelly, kept the partygoers on their feet all night long. The reunion was a roaring success, and the first Fluffy Party is sure to be remembered for years to come.
MANCHESTER GAY PRIDE
ESTELLE MANOR
The latest exclusive country destination and private members club is Estelle Manor. This landmark hotel set in 85 acres in Oxfordshire, surrounded by 3000 acres of parkland and gardens, is a favourite haunt for celebrities.
Nick and Royston were invited to the Summer Members Party by their friend, James Hearle. The event embraced a glamorous 1980s Miami vibe, with elegant guests mingling over delicious canapés and cocktails. The highlight of the night was none other than Pete Tong, who set the tone with his incredible DJ set. The dazzling setting and electrifying atmosphere made it an unforgettable night for Nick and Royston.
No summer would be complete without Manchester Gay Pride, a highlight of the season. A three-day sensation in the Canal Street area, the parade through the streets brought the city to a halt and the party atmosphere was infectious. With a host of stars entertaining throughout the weekend including Jessie J and Rita Ora, it attracted thousands of visitors, all ready to celebrate.
It was a fabulous surprise to spot Katie Price, and her daughter Princess, enjoying the party. Close friends and a regular client for many years, Katie always requested the boys to style her on special occasions and events, including her wedding. Having not caught up for a while, Katie looked fabulous, and Princess all grown up. It was wonderful to catch up with plenty of laughter and memories.
here at the flower shop, codsall we are already thinking about christmas
HAVE YOU THOUGHT ABOUT YOUR DOOR WREATH?!
The door wreath! What can I say? As a florist they are amazing and really enjoyable to create. If anyone has ever been on a wreath-making class that I hold in the shop, they will realise just how creative we are. The amount of beautiful seasonal foliage we can include is endless. We always start with a wreath frame then add masses of blue spruce as not only does it smell amazing just like a real Christmas tree, but the blue colour gives a great base to work from. It is entirely up to you what you would like on your wreath. Here are some ideas for you - holly, eucalyptus, red berries, orange slices, cones, touches of thistle, cinnamon slices, baubles, clusters of hydrangeas… the list is endless. Think about your colour scheme and what colour bow you would like decorate your wreath with. You could always add fairy lights to as you can get great battery fairy lights on fine wire. And lastly, whether you you’d like a natural or glittery look for the finished design. Of course, we always choose FULL on glitter sparkle.
Here are just some of the fabulous wreaths we create and are available to order RIGHT NOW in the shop. To order, pop into the shop on Birches Bridge Parade, Codsall, or call us on 01902 843763. Alternatively, you can order online via www.theflowershoponline.co.uk
Traditional with a modern twist. Seasonal fragrance of cinnamon and oranges.
from £32.50
Gorgeous foliage, texture and interest. Very natural and rustic.
CHRISTMAS SPICE
BERRY KISS
Is it even Christmas without a touch of holly?
Prices from £30.00
Add some sparkly baubles to your design, plus beautiful clusters of hydrangeas.
Prices from £35.00
Why not have something different to a wreath, such as a beautiful rustic spray.
Prices from £22.50
Traditional wreath, ‘conetastic’ with a frosty, wintery feel.
Prices from £28.50
GOLDEN GLITZ
JOLLY HOLLY
RUSTIC CHEER
Relax with this unique experience.
Making your skin younger looking by way of the collagen that the bed emits with Vitamin D and Infrared. It also has UVB tanning for a longer deeper tan, or if you don’t want to tan, just have the collagen treatment.
Any way you like, this is the ultimate in collagen rejeuvenation treatment, simple & relaxing.
DRESS STORE BOUTIQUE
A multi-label independent Mother and Daughter business, with a hand-picked mix of super stylish and affordable clothing, footwear and accessories. We stock brands exclusive to our area for those who hope to be inspired and enjoy fashion.
BRANDS
Based on the Codsall Road, Wolverhampton, next to the Claregate Island, with designated shop frontage parking.
For regular updates on out latest stock, videos, events and opening hours follow us on facebook and instagram
Or take a browse on our website: www.dressstoreboutique.co.uk
Wed - Sat: 10am till 4pm
Sugarhill Brighton Joe Browns BYoung ICHI Sixton Bags
By Sally Mansell
There is a gentle boho trend this season with modern retro pieces, slouchy bags, fringe hemlines, over the knee boots, bomber jackets & one of my favorites the retro style trainer, russellandbromley. co.uk have designed this trainer it’s in 8 colours, pretty shades or neutrals to suit your wardrobe. The over the knee boot from sezane.com is also in various colours. Vanilla is a glamorous colour for Winter lifting outfits which are generally darker, I love the fur bomber from M&S perfect for so many occasions. I hope you have enjoyed my new season Fashion Edit, have fun updating your Winter wardrobe! Happy Shopping!
Sally x
As Rory and the team get ready for the madness of the end of year rush, our very own home-grown talent Ella comes close to completing her NVQ in hairdressing - meaning she will be a fully qualified hairdresser! Rory is incredibly proud of our little Saturday girl has grown over the last two and a half years to become a mature and highly skilled hairdresser.
On that we are now looking to expand our team by finding a new apprentice and also another beautician to join us. Is that you? Or do you know somebody who may be interested? Simple let us know by contacting the salon.
As the end of the year draws closer we would like to thank all the support from our clients, friends and family. We wouldn’t be here without you and can’t wait to welcome new clients to the salon to meet our fabulous team! Have a wonderful Christmas.
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Lifestyle
Chopard at Flint Optometry
Producing hand-crafted jewellery since 1860, Chopard has established itself as an iconic brand synonymous with refined luxury. Drawing inspiration from the Swiss Maison’s jewellery and watch collections, Chopard’s most iconic elements are reinterpreted in luxury hand-made eyewear.
The Flint Optometry dedication to excellence and the highest standards of patient care since 1935 is complimented by the impeccable craftsmanship and timeless style of the Chopard spectacle range, featuring a range of diverse styles for ladies and gents. The current ladies’ collection features elements from three key themes - Ice Cube, Imperiale and Happy Diamonds. For gentlemen, unusual materials such as carbon-fibre and wood are combined with a timeless and contemporary frame style for a unique and sophisticated look.
For the gifting season each purchase of a new Chopard frame will receive a complimentary bottle of Chopard perfume whilst stocks allow.
the connection between eye health and general wellness
When people think about the purpose of an eye examination, they often assume that it is to check the required strength of their glasses or contact lenses. Whilst this makes up part of an eye exam, your eyes can reveal much more about your general health than you might expect. The link between your eye health and general health is distinct and often overlooked.
During a comprehensive eye exam at Flint Optometry, one of our Optometrists will assess the condition of your eye’s internal structures. Health issues that may have no symptoms in their early stages can be detected, such as hypertension, diabetes, and autoimmune conditions.
• “Background” diabetic retinopathy: few dot hemorrhages (blue arrows) (Dr. Ana Dascalu’s private collection, Emergency University Hospital Bucharest, Ophthalmology Department).High blood pressure can cause changes to the blood vessels in the eyes, known as hypertensive retinopathy. Some of the earliest eye signs of hypertension include your blood vessels appearing more tortuous than usual, or a small artery (arteriole) is seen crossing a small vein (venule), which results in the compression of the vein with bulging on either side of the crossing.
• Diabetes and eye health is closely linked. Diabetic retinopathy is a complication of diabetes, which occurs when persistently high blood sugar levels
damage the small blood vessels at the back of your eyes. Your Optometrist may detect small bleeds at the back of your eye (as shown by the blue arrows in the photo), even if you haven’t noticed any change in your vision.
• Autoimmune conditions such as lupus and rheumatoid arthritis can lead to iritis, which is the inflammation of the iris (the coloured ring around your eye’s pupil). Symptoms may include redness, light sensitivity and marked discomfort. In many cases, inflammation can first present in the eye before individuals are aware they have an autoimmune condition.
In short, regular eye exams at Flint Optometry are not just about maintaining good vision; they’re also an essential part of your overall health routine, offering an early warning system for many serious conditions. By taking care of your eyes, you’re also taking care of your overall well-being.
Microvascular Complications of Diabetes Mellitus: Focus on Diabetic Retinopathy (DR) and Diabetic Foot Ulcer (DFU) - Scientific Figure on ResearchGate. Available from: https://www.researchgate.net/ figure/Background-diabetic-retinopathy-fewdot-hemorrhages-blue-arrows-Dr-Ana-Dascalus_ fig1_350375761 [accessed 11 Sept 2024]
Medical
Fungal
hear better this winter – can assisted listening devices help?
Winter should be a season to enjoy, not to feel isolated due to hearing difficulties. Assisted listening devices (ALD’s) offer a range of solutions to help you hear better, whether it’s to enjoy a walk outdoors, a lively party, or watching a cosy film at home, you can continue to stay engaged and make the most of the festive season.
Don’t let hearing challenges hold you back. Embrace the power of ALD’s and hear better than ever this winter.
How Winter Conditions Affect Hearing
Winter can impact hearing in a few ways. Hats, scarves, and earmuffs can muffle sounds or interfere with the operation of hearing aids. Soft sounds are lost in snow, ice and noisy winds.
It’s a busy time from family gatherings to festive dinners. Group conversations, background music, and clinking dishes can be overwhelming if you struggle to hear, often leading to feelings of isolation or frustration.
The Power of Assisted Listening Devices
ALD’s can really help to hear in challenging environments by offering enhanced sound clarity and better speech recognition.
How can they help?
Many ALDs feature advanced noise reduction to help filter out background noise and enhance speech, making it easier to focus.
1) Directional Microphones
Directional microphones are designed to pick up sound from a specific source while reducing noise from other directions. This can help you engage in conversation in a background noise.
2) Wireless Connectivity
Modern ALD’S often include Bluetooth connectivity,
allowing them to connect directly to smartphones, TVs etc. This help’s when watching tv or chatting with loved ones via phone or facetime. It improves sound quality and reduces background noise without turning the volume up in the room
3) Hearing Aid Companions
Remote mics amplify sound and transmit it directly to your hearing aids, creating a better listening experience in noisy environments and even outdoors where hearing aids are less effective on their own.
Caring for Hearing Devices in the Cold
Take extra care of hearing devices in colder weather. Moisture from snow or rain, or even condensation from moving between cold outdoors and warm indoor spaces, can cause issues. Keep your devices in top shape by:
Staying dry – Most hearing aids are water resistant but very few are waterproof. Dehumidifiers can help to remove any moisture.
Keeping warm - Use earmuffs or a hat to protect both your ears and your devices from extreme cold and wind.
Check batteries - Cold weather can affect battery life, so keep spare batteries on hand if you have battery operated devices
Let us help you this Winter. Call us.
HAGLEY/RUBERY - 01562 884400
hagley@lifestylehearingsolutions.co.uk
WOMBOURNE – 01902 302266
wombourne@lifestylehearingsolutions.co.uk
Or visit our website
www.lifestylehearingsolutions.co.uk
planning your financial future with confidence in an uncertain world: four key areas to focus on
When it comes to securing your financial future and maintaining it through life, there’s a lot to consider— especially in the current economic climate. Whether you’re already thinking ahead or it’s time to put plans in place, being proactive about wealth preservation, sustainable investing, generational wealth planning, and retirement planning can make all the difference.
Here are four essential areas to be thinking about today, to ensure your financial future is as robust as possible, no matter what the future holds.
1. Wealth Preservation in an Era of High Inflation and Rising Interest Rates
In recent years, high inflation has made even the wealthiest households rethink their financial strategies. It’s no longer enough to simply let investments ride; you need to actively manage your wealth to ensure it continues to grow in real terms.
Inflation reduces the purchasing power of your money over time, meaning what could buy you a luxury car today might only cover a mid-range model in the future. On top of that, interest rates have spiked, which can significantly impact anyone holding substantial mortgages or loans. If you’ve got property investments or are paying off mortgages, you’re likely feeling this pinch already.
Consider rethinking your mortgage strategy—whether by locking in a fixed rate for long-term predictability or looking at refinancing options—could provide immediate relief in managing rising interest costs. Your ultimate objective may be to pay off all debt entirely and
not have the anxiety of having a mortgage to pay each month.
2. Sustainable Investing: A Future-Proof Strategy for Wealth Growth
As more people become conscious of the environmental and social impacts of their investments, sustainable investing is increasingly becoming a go-to strategy for investors. No longer just a buzzword, ESG (Environmental, Social, and Governance) investing is seen as a way to align financial goals with personal values. And here’s the exciting part—it’s not just good for the planet, it’s good for your portfolio, too. Long term returns in an ESG portfolio compare favourably with other investment options.
Many wealth managers are now making it easier than ever to include ESG factors into your financial plan. So, whether you’re passionate about reducing your carbon footprint or supporting companies with diverse leadership, sustainable investing lets you make a positive impact—without compromising on growth.
3. Generational Wealth Planning: Securing Your Legacy
If you’re part of the growing number of individuals thinking about the future of your wealth, you’ll want to ensure that your legacy is protected. Whether you’re planning to pass wealth on to your children or other loved ones, careful estate planning is critical.
One of the most important aspects of this process is minimising tax liabilities, particularly when it comes to Inheritance Tax. Trusts, for example, can be a highly
effective way to pass on assets while maintaining control over how they are distributed. By placing assets into a trust, you may also be able to reduce exposure to Inheritance Tax and ensure that your wealth passes down your bloodline.
It’s also important to involve the next generation in these discussions early. Not only does this help them prepare for managing a future inheritance, but it also ensures that your financial goals and family values align. Financial education for younger generations is key; the more they understand about money management, the better equipped they’ll be to use it to the best effect and to follow your wishes.
4. Maximising Retirement Income in a Volatile World
Finally, retirement might seem like a distant concern for some, but it’s crucial to plan now—especially in an unpredictable financial environment. Whether you’re already approaching retirement or just beginning to think about it, one of the biggest challenges is ensuring that your retirement income keeps up with inflation and market fluctuations.
Having different retirement income sources is more important than ever. While pensions remain a cornerstone of retirement planning, there may be other options to consider, particularly if you’re accustomed to a high standard of living. A good approach is to simulate retirement using cash flow modelling, which can help you understand the use of both income and capital throughout your retirement years.
You should also consider strategies for tax-efficient income withdrawal. For example, drawing from tax-free accounts, such as ISAs, can help you maximise the use of your money.
As retirement can often last 20 to 30 years, regularly reviewing your financial plan and adjusting it as necessary will ensure you’re not caught off guard in an ever-changing world.
Conclusion
In today’s rapidly changing financial landscape, it’s essential to remain proactive about planning for the future. By focusing on wealth preservation, sustainable investing, estate planning, and smart retirement strategies, you can ensure that your financial future is secure, no matter what challenges arise. Start now, and you’ll be better prepared to navigate whatever comes your way.
This article should not be regarded as specific financial advice. Always seek professional advice based upon your individual circumstances before taking action.
Martin Dodd is an Independent Financial Adviser providing financial planning advice in the Wolverhampton area. Midlands Investment Agency is based in Tettenhall High Street. Contact him on 01902 742221.
Why You Should Write a Last Will and Testament
Writing a last will and testament may not be the most pleasant task, but it’s one of the most important. It’s not just a legal formality; it’s a way to ensure your wishes are followed and your loved ones are protected after you’re gone. Despite its significance, many people delay or avoid writing a will, which can lead to confusion, stress, and even conflict for their families.
Here are key reasons why everyone should have a will:
1. Control Over Asset Distribution
Without a will, the state decides how to distribute your assets, which may not reflect your intentions. A will ensures your estate is divided according to your wishes, so the right people or organizations benefit from your legacy.
2. Protecting Loved Ones
A will reduces the chance of disputes and legal complications for your family. It provides clarity on who should inherit what and, if you have children, allows you to appoint a guardian to care for them.
3. Minimizing Taxes and Legal Fees
A well-crafted will can help reduce estate taxes and legal costs, ensuring more of your estate goes to your beneficiaries rather than to fees or taxes.
4. Peace of Mind
Having a will offers peace of mind for you and your family. It removes uncertainty about your intentions, helping your loved ones avoid unnecessary stress during a time of grief.
5. Adapting to Life Changes
Your will can be updated to reflect major life events, such as marriage, the birth of a child, or changes in financial status, ensuring it remains aligned with your wishes.
Conclusion: A Final Act of Care
Writing a will is more than just a legal process; it’s an act of care for your loved ones. It secures your legacy, reduces the emotional and financial burden on your family, and ensures that your final wishes are respected.
Based in Tettenhall, Emer Morris LLB (Hons) is the director of Evergreen Wills Ltd and has provided a Will Writing service in the area for over 18 years. Emer is a member of the Institute of Professional Will Writers and has many satisfied clients and families in Wolverhampton, Dudley and the surrounding areas.
Services include:
• Will Writing
• Property Protection Trusts
• Lasting Powers of Attorney
• Probate
• Asset Protection Trusts
• Will storage
• Court of Protection
Why Choose Evergreen Wills Ltd?
There are no forms to fill in, Emer listens to your needs and gives advise based on individual circumstances.
As a small firm Emer is able to provide a confidential, friendly, professional and personal bespoke service to you, taking time to discuss your needs and wishes as an individual within your own home, or by video call offering helpful advice.
divorce and separating finances
Divorce can be a complex process, particularly when it comes to separating finances. Both parties need to understand their financial rights and responsibilities to achieve a fair settlement.
The first step in the financial separation is to compile a comprehensive list of all assets and liabilities. This includes properties, savings, pensions, investments, and any debts.
Transparency is crucial, as both parties must have a clear understanding of their financial landscape.
Marital assets are typically divided based on principles of fairness, taking into account the length of the marriage, the contributions of each party, and the future needs of any children involved. It is not always a straightforward 50/50 split; the court aims for an equitable distribution.
Pensions are often a significant aspect of financial settlements and can be complex to divide. It is essential to obtain a proper
YOUR LOCAL SOLICITORS FOR ALMOST 150 YEARS
valuation and understand how they will be addressed in the settlement.
Once an agreement has been reached, it should be recorded in a consent order to prevent any further financial claims being made against each other. This legal document ensures that the terms of the settlement are enforceable.
Ultimately, while divorce can be emotionally taxing, addressing financial aspects with clarity and foresight can facilitate a smoother transition toward a new chapter in life. To receive further advice and to discuss your next chapter call Lisa Ridge on 01902 313311 or email lisaridge@thornessolicitors.co.uk
Lisa Ridge Legal Executive & Director
estate planning
Estate planning is the process of anticipating and arranging, during a person’s life, for the management and disposal of that person’s estate during the person’s life, in the event the person becomes incapacitated and after death.
What is an ‘estate’
Your estate consists of everything you own, for example your car, home, other property, savings accounts and investments, life insurance, furniture and antiquities and other personal possessions. Good estate planning involves planning in advance of death by naming the people or organisations e.g. charities that you may want to receive some of your estate after you die. Planning early can make it easier to carry out your plan later. What is a Will?
A Will is a legal document in which a person (known as the testator) directs how his or her estate is distributed after their death. Making a will is the only way to be certain that your wishes will be met after you die, meaning it is one of the most important things you can do.
Wills and estate planning can be broken down into four elements:
- Writing a Will, making executors, family members and friends aware of it.
- Make a comprehensive list of your assets and any debts. This should include your property assets, material assets savings and investments which you will leave behind.
- Planning and/or recording cash gifts you plan to give to protect against inheritance tax.
- Making provision for funeral expenses and outlining your wishes so that family and friends can make arrangements accordingly.
Benefits of a Will
These are some of the key benefits of having your own Will: You have an executor - You appoint can executor(s) or executrix(s) to administer your estate. This allows you to choose a person or people that you trust to administer your assets in accordance with your wishes after you die.
Choose your burial preference – Whether you prefer burial or cremation your Will is your opportunity to set out your preference. If you prefer cremation you can set out where you
would like your ashes scattered. If you have secured a burial plot you can specify where you want to be buried.
Protect your children – If you have children, it is likely you will want to name someone to act as guardian. If you do not name a guardian then the government may get involved and your wishes may not be followed. Always secure the agreement of anyone named to act as a guardian before committing it to your Will.
Distributing your estate to your children – You can set out specific assets or gifts of money which you want to leave to specific children.
Protecting your grandchildren – By having a Will you can ensure that your estate can be distributed to your grandchildren in the event that your children die before you.
Protecting the family business, antiquities and heirlooms - A family business or heirloom may not be able to stay in your family if you were to die, and it may be necessary to liquidate the assets.
When there is something of significant value like a business or antiques it is so important to plan ahead to avoid potential conflicts. Your beneficiaries – Without a Will, you will be unable to specify which person(s) will benefit (beneficiaries) or persons to exclude from your estate.
Inheritance tax
It is, however, important to remember that estates worth over £325,000 are subject to inheritance tax. Inheritance tax applies to property, possessions and other financial assets left after you die.
The current rate of inheritance tax is charged at 40%. We can help you maximise tax allowances to ensure that your estate is as tax efficient as possible for your beneficiaries.
How much does a Will cost?
This varies depending on the complexities of your estate and whether this includes assets abroad. Typically the average Will costs between £150 - £250 plus VAT, costs for more complex Wills are quoted on a bespoke basis.
toyota yaris gr hybrid
Toyota with the Yaris GR version have introduced yet another wonderful vehicle to their arsenal of vehicles, writes Bob Hickman.
The exterior has sporty looks, in addition it has reasonable fuel economy and drives as well as it looks. The hybrid system is an engineering delight, it can run on power from either the petrol engine or the electric motor, in addition it can run on electric power only.
During my time with the Yaris, it was noticeable that more often than not and especially in and around town the car was determined to drive on electric power only, I managed nearly 500 miles during my time with the Yaris a combination of motorways, A roads and a lot of town driving, the fuel consumption figures according to the on-board system suggested I averaged nearly 50mpg.
I like the dashboard facility that tells you instantly with a little green EV icon that you are running in green electric power. Whilst I concede the Yaris is a small city car the interior space is generous, the driving position I found to be good with a widely adjustable seat and steering wheel. The space in the rear is average and adults may struggle for knee room. The Yaris boot was a revelation, swallowing a large golf bag and a an even bigger electric golf trolley with ease.
that we need to know is the CO2 emissions and they are quoted at 109.Interior layout is fit and flush, a pleasant companion, the controls for the air conditioning are within easy reach and for once they are proper buttons that need to be pushed and turned and not fiddle. Satellite navigation was included, and most of the controls on the large 12.3” central infotainment screen was clear and relatively easy to use and navigate. A reversing camera made the job of parking much easier.The sound system was good, the DAB radio held its position at all times, in addition it re tuned itself to my chosen Smooth radio as I ventured down south, a feature some systems just do not do. All the instrumentation was very clear and easy to understand. The Yaris came complete with a DAB radio, Blue Tooth and USB socket, to charge the phone simply place it on the wireless portion and it does it quickly and without effort.
Out on the road the vehicle was a pleasant companion, on county roads it was surprisingly good and agile, the engine doesn’t get too noisy when pushed and the automatic gearbox always seeming to know where and when to change gear.
The engine for the vehicle was a 1490 cc three-cylinder hybrid producing 129 bhp. with an electric motor fed by a small battery. Toyota suggests that a top speed of 109mph should be possible and a 0-60 gallop in 10.7 seconds. One of the important features
My particular test car on the road was priced at £31,320. and Toyota’s warranty is 3 years or 60,000 miles and servicing is suggested at 10,000 miles or annually whichever comes sooner.
mg3 hybrid trophy
The latest entry from the MG manufacturer is a huge improvement on its predecessor and that is not to say that the first derivative wasn’t a good vehicle, it’s just that the newest one is so much nicer, so much better, writes Bob Hickman.
The biggest factor of all is they have now allied the 1.5-litre petrol engine to a 100-kilowatt electric motor giving a wonderful hybrid vehicle. This system allows the vehicle to run on electric power only when you have sufficient battery power and then the engine will run a generator which charges the batteries, so there is no umbilical cord or no worrying about running out of battery capacity. You have the best of both worlds.
The 4-cylinder engine produces about 102bhp and then you add this to a quite substantial electric motor, and you have an incredibly powerful vehicle.
What was also a feature of the MG3 is the driver can decide on which mode he prefers to have, Intro, Standard or Sport. I always choose Intro because that is what a hybrid and batteries are about maximum economy. However, the vehicle is no slouch in whichever model you prefer.
There are 2 derivatives, an SE or the Trophy being the test vehicle. The prices start at a very reasonable £18,495 on the road and when you add in to this equation MG’s 7-year or 80,000 miles fully transferable warranty, you can understand why more and more people are now looking at the MG Brand.
The MG itself, is not perfect, when you sit in the driver’s seat and grab the steering wheel those of you old enough will have reminiscing memories of the Austin Allegro with its square steering wheel. I found the MG to be a little bit noisy on motorways and noise coming back through the tyres was problematic. Also, for rear passengers, whilst
the vehicle will accommodate 4 adults’ entrance and exit from the rear can be problematic if you have some mobility issues and also what I haven’t seen in years the rear seat back folded forward to give extra boot capacity and it didn’t split so the whole of the rear seats had to be folded which then meant you couldn’t carry any rear passengers.
There is a lot of technology included, primarily to harness the engine and electric motor and batteries to give wonderful smooth effortless performance but also in the cockpit. Drivers have the benefit of a 7” digital infotainment screen in front of them, and a 10.25” infotainment system. All the systems worked quite well, the vehicle does have satellite navigation fitted as standard and a smart phone facility fitted as standard and a smart phone facility so you can connect Apple Play or Android Auto. The model came equipped with air conditioning, a decent 6-speaker audio system which has Blue Tooth and 4 USB ports. I really do like the fact that the vehicle also includes rear parking sensors and a camera and if you do go to the higher specification Trophy then you get leather style upholstery and heated front seats. It goes without saying an awful amount of advance driver assistance systems (ADAS) are incorporated. One feature that did annoy me was the number of electronic beeps, one which sounded like a bird cheeping and I never actually found out what it was. I have a sneaking suspicion that it was advance warning of a speed camera but I never did narrow it down.
During a week in company with the MG3 I drove over 400 miles and averaged about 52mpg, including a lot of motorways driving.
Prices start at £18,495 on the road, the warranty is excellent at 7 years or 80,000 miles.
