Weekend Balita November 26, 2016

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Nov. 26 - Dec. 2, 2016

The leading source of news and information for Filipino-Americans

Trump ‘modifies’ immigration policy By Ben Cal

MANILA, Nov. 20 (PNA) – The Migrant Heritage Commission (MHC), a United Statesbased non-profit Filipino organization, has welcomed the modified immigration policy announced by President-elect Donald Trump that only criminals would be deported.

At a media briefing in Camp Crame early Fiday morning, November 18, 2016, PNP chief Ronald ‘Bato’ Dela Rosa points at the nose job done on suspected drug lord Kerwin Espinosa to alter his facial features. Espinosa, son of slain Albuera Mayor Rolando Espinosa, is the alleged Eastern Visayas drug lord. Espinosa was brought to Manila after five months of hiding in Abu Dhabi. (MNS photo)

Robredo: We serve at the pleasure of the President MANILA, Nov 21 (Mabuhay) – Vice President Leni Robredo on Monday said it will be up to President Rodrigo Duterte if he will ask her and other Cabinet members to step down given their opposition to the surprise burial of the late Ferdinand Marcos at the Libingan ng mga Bayani. The “advice” came from former Senator Rene Saguisag, who urged members of the Cabinet who oppose the burial, particularly those from the Left, to step down from their posts after the secretive interment on Friday. “Kami naman we serve at the pleasure of

the President, ‘di ba?” she said. “Kaya... ano naman, na kay Presidente naman ‘yon.” Robredo—who narrowly beat the late dictator’s son, Bongbong, in the May vice presidential race—staunchly opposes the said burial. In her sharpest statement yet on the matter, she called the late Marcos “a thief, a murderer, and a dictator.” She also scored the Marcos family for “deliberately” hiding the burial, and questioned how the interment, with military honors, was See ROBREDO, page 13

In a statement e-mailed to this writer on Sunday, MHC pointed out that during the election campaign, then candidate Trump said that if elected he would order the deportation of illegal immigrants. MHC said there are over 500,000 undocumented Filipino immigrants across the United States. “Last Nov. 8, voters elected Republican candidate Donald Trump as the next President of the United States,” the MHC said. The MHC statement,

which was signed by its three directors, namely, Rev. Atty. Arnedo S. Valera, Esq., Grace Divina S. Valera, and Jesse A. Gatchalian, said: “We all know the campaign promises Candidate Trump made about mass deportations of 11 million people who entered this country without authorization, or have overstayed their visas. We heard Candidate Trump vowing to build a wall to secure the U.S. border. “It is important to differentiate Candidate Trump See TRUMP, page 13

Duterte meets with Putin LIMA, Peru, Nov. 20 (PNA) – President Rodrigo R. Duterte met with Russian President Vladimir Putin on the sidelines of the two-day Asia-Pacific Economic Cooperation (APEC) Leaders’ Meeting (AELM) in Lima, Peru. During the meeting, President Duterte expressed his pleasure of meeting President Putin and his respect for the latter’s leadership. President Putin congratulated President Duterte for winning the May 9, 2016 elections and likewise expressed his pleasure at meeting him. Putin noted that this year marks the 40th anniversary of the establishment of Philippines-Russia diplomatic relations, and acknowledged the many accomplishments that have promoted trust and confidence between the two countries. Both leaders discussed the various ways to further develop comprehensive bilateral cooperation in such See DUTERTE, page 13

PIA launches photo exhibit on VAW-free community By Janice M. Cave

MANILA, Nov. 21 (PNA) – The Philippine Information Agency(PIA) launched on Monday a photo exhibit supporting the call for a community free from violence against women. The photo exhibit at the PIA lobby in Quezon City showcases noteworthy ac-

complishments of Filipino women nationwide. In his speech, PIA Dir. Gen. Harold Clavite said the protection of women is everyone’s commitment, and urged women to be proactive in knowing their rights. “We all have women in our lives. The protection of See EXHIBIT, page 13

Art Diagolo 2016 at SM Center Angono: Rizal Vice Governor Reynaldo San Juan Jr. (in checkered polo) and Angono Mayor Gerry Calderon (extreme right) look at the art exhibit of Filipino and Malaysian artists during the opening of Art Diagolo 2016 at SM Center Angono in Angono, Rizal on Sunday (Nov. 20, 2016). The exhibit runs from Nov. 20 to 30. (PNA photos by Joey O. Razon)

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Cordilleran mixed martial arts world champ visits, cheers LA By Abner Galino

Filipino mixed martial arts world champion Eduard Folayang, a bona fide Cordilleran, said indigenous martial arts helped formed his fighting skills when he was a boy. Folayang, who recently won the ONE lightweight championship in Singapore through a spectacular knockout of “legendary” Japanese fighter Shinya Aoki, mentioned at least two childhood games that his peers used to play during their childhood. In one of those juveFilipino mixed martial arts world champion Eduard Folayang nile games, Folayang In the past, the proud Cordillerecalled, boys compete by wrestling ran had also brought to the Phileach other. “It was like judo,” Folayang said. ippines. Folayang was a member In the other game, the boys were of Team Lakay Wushu which was engaged in a sort of a kicking com- based in Baguio City. He has won several international Wushu tourpetition. “When the game starts, you can naments, including a gold medal at kick anyone you like to kick,” Fo- the 2011 South East Asian Games, a silver medal in the 2006 Doha layang said while chuckling. Folayang, nicknamed “Land- Asian Games and bronze medals slide,” was in Los Angeles on Sun- in both the 2005 World Wushu day (November 20) where he had a Championship and the 2002 Busan meet and greet event at the Blessed Asian Games. But what makes Folayang’s stoSacrament Catholic Church on Sunset Boulevard. It was arranged ry more colorful was his incredible by Yey Coronel-Alcid of the Filipi- persistence that enabled him to no American Service Group Inc., rise up from extreme poverty. Five of Folayang’s siblings died from (FASGI). The mixed martial arts champi- diseases during their childhood. “So what I want to say is, whaton was participating in a show that Netflix and ONE were putting up ever your circumstances, don’t give for their viewers. He flew back to up. Believe in yourself and God will protect you,” Folayang said. the Philippines the next day.

Folayang, nicknamed “Landslide,” (left) was in Los Angeles on Sunday (November 20) where he had a meet and greet event at the Blessed Sacrament Catholic Church on Sunset Boulevard. Photo by Abner Galino

streak that has stretched for four years in the 3rd round of their bout in Singapore last November 11. An underdog coming to the fight, Folayang’s win was considered a great upset in the Asian mixed martial arts scene. Asked if the win has made him any richer, the Cordilleran champion just smiled and told the crowd that he was indeed richer but not in monetary terms “but in experience.” ONE Championship is a Singapore-based mixed martial arts promotion established in 2011. It is supposed to be Asia’s largest sports media property, with a global broadcast of over a billion homes.

Prior to becoming a mixed martial arts fighter, Folayang was an English and Physical Education teacher in Baguio City. He graduated from the University of Cordilleras, a private university in Baguio City. Recalling his most recent fight, Folayang said while he studied Aoki’s style (his opponent in the world lightweight title match), he did not dwell on the latter’s supposed submission skill. “I concentrated on my own strengths,” Folayang said, adding that he patiently stayed in defensive mode until he had an opportunity to launch his attack. Folayang ended Aoki’s winning

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Discharging student loans or taxes in bankruptcy

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For cases filed after October 7, 1998, Student Loans are only dischargeable if: 1. You can prove that having to repay it would impose an “undue hardship� on you (as defined below), OR, For cases filed PRIOR TO October 17, 2005, 2. If the PROGRAM under which your student loan is issued, insured, administered is a FOR-profit, PRIVATE (non-government) entity, it may be dischargeable. (However, if the program itself, such as LAL, GSL, etc. receives nonprofit funding by participation of nonprofit entities, the loan is not dischargeable in bankruptcy). To obtain a discharge based on undue hardship you must prove all of the following: 1. that you cannot maintain, based on current income and expenses, a ‘minimal’ standard of living for yourself and your dependents if forced to repay the loans; 2. that additional circumstances exist indicating that this state of financial affairs is likely to persist for a significant portion of the repayment period of the student loans; and, 3. that you made good faith effort to repay the loans, for example, by past payments for several years, etc. Making payments is not always required if you didn’t ever have the money to pay the loans. Forbearances may be sufficient. NEW: The Ninth Circuit recently ruled (in April 2003) that courts have the authority to issue partial discharges of student loans, in cases where the debtor shows the ability to repay some, but not all, of the loans. This is a huge improvement in the ability to possibly discharge some of these debts, because before the rule was if you could afford to repay any of the loans, you had to repay it all. HEAL Loans are subject to a higher standard of scrutiny and are much harder to discharge. For other alternatives to dealing with Student Loans, including income contingent repayment plans, and non-bankruptcy methods of canceling the debt, check out the following website: http://www.ed.gov/offices/OSFAP/ DCS/loan.cancellation.discharge.html Can you be denied a student loan because you or your parents file bankruptcy? Section 525 of the Bankruptcy Code prohibits discriminatory treatment by any governmental or other student loan program on the basis of filing a bankruptcy. In other words, a student loan agency cannot deny your loan application based on the filing, by you or anyone you know, of a bankruptcy. Discharging taxes and removing tax liens Certain types of tax obligations, such as income taxes, may be discharged under specific circumstances. Many required factors must be met before any tax can be discharged under Chapter 7 or Chapter 13. In Chapter 7, the minimum requirements for discharging federal or state income taxes are: (1) it has been over 3 years since the returns were last DUE (including extensions), (2) the returns were timely filed or it has been at least 2 years since the returns were filed, (3) there was no fraud involved or attempts to evade the tax, AND, (4) the taxes were not assessed within the last 240 days. If it has been over 3 years since your returns were last due and they have not been assessed in the last 240 days, BUT you have not yet filed the returns or there was some kind of fraud involved in filing them, then they may be dischargeable in a Chapter 13. Again, discharging taxes is an extremely complicated area, and you should definitely consult with a knowledgeable attorney before deciding whether to file based on dischargeability of your taxes and before you take any further steps with your taxes (such as filing past due

returns) Sometimes filing a late return can work against you as far as being able to discharge those taxes in a Ch. 13, so definitely speak to an attorney before doing anything. Tax Liens that have attached to property will survive a bankruptcy. What does that mean? It means that the lien will stay against your property regardless of your discharge of the underlying debt. So, when you ultimately sell that property, if there is extra money available, the lien will be paid first from those proceeds unless you have the lien removed. Discharging fraudulent debts or fraud debt judgements Debts that you incurred which were the results of an intentional or even negligent misrepresentation on your part are not dischargeable in a Chapter 7. Examples of these might be if you misstated your income on a credit card application, made false statements in order to induce someone to give you a loan, ran up your credit card debt shortly prior to filing bankruptcy, used your credit card or obtained a loan without any intent to repay it, or if someone has obtained a court judgment against you based on fraud. However, the news isn’t all-bad. These types of debts may be discharged in a Chapter 13. Retirement accounts and pension plans Whether or not you can exempt amounts held in a retirement account depends on numerous factors, including which set of exemptions you choose to use (you need to discuss this with your attorney – in California, there are two sets of exemptions). According to the United States Supreme Court, if your retirement plans is ERISA approved, meaning that it contains a trust “anti-alienation� provision making it impossible to transfer or withdraw the funds prematurely, and it is automatically exempt. Individual Retirement Accounts may be exempted only up to the amount reasonably necessary for the debtor’s support and maintenance, taking into account all other anticipated and existing sources of income and expenses. Obviously, exempting retirement funds is very tricky and requires the expertise of an experienced bankruptcy attorney. Getting rid of liens, abstracts of judments and trust deeds against your property The bankruptcy code enables a broad range of powers, which can enable you to avoid liens that were placed against your personal property or real property (like a house). It is too complicated an analysis to deal with here, but if you has liens against your property; make sure to discuss this with your attorney. Types of liens you may be able to get rid of include: judgment liens recorded against your home or specific personal property. Also, in a Chapter 13 junior trust deeds against your home may be able to be removed under certain specific circumstances. This is not an option in a Chapter 7, so make sure to discuss this with your attorney. Paying taxes with your credit card Debts incurred on your credit cards to pay taxes to the IRS will usually NOT be dischargeable in chapter 7 but may be dischargeable under Ch. 13. If you have debt problems, contact the Law Office of Paul M. Allen. We have three offices to serve you. Consultations are free, by appointment only. Call today at 818-552-4500. We have three convenient locations: Glendale , Cerritos and La Palma.

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TRAVEL

Middle Eastern royal families eyeing to make PHL islands as economic zones By Kris M. Crismundo

MANILA, Nov. 20 (PNA) – Royal families from Middle East countries are eyeing to lease islands in the Philippines and convert them to economic zones, the new chief of Philippine Economic Zone Authority (PEZA) told reporters. In an interview, PEZA Director General Charito B. Plaza said royal families from Qatar and Dubai in the United Arab Emirates are looking into investing in the Philippines by putting up economic zones in the islands. “I had the opportunity to talk to the members of the royal families in Qatar and Dubai. Most of the sheikhs

and the kings are into real estate business. They signified to us that they will be coming over to invest through PEZA. And we offered to them our islands,� said Plaza. “They’re coming over next week and they’re going to do their first exploration of how the Philippine investments are going to be,� she added. The official mentioned that the royal families target the islands as their countries’ oil deposit facilities and also aim to put up refineries in these islands. The potential investors likewise want to establish agro-industrial, agro-forestry, and tourism economic

‘Higantes Festival 2016’ of Angono, Rizal: More than 200 giant icons dressed in Filipino costumes occupy both northbound and southbound lanes of Quezon Avenue in Angono, Rizal during the parade highlighting the “Higantes Festival 2016� in the town on Sunday (Nov. 20, 2016). The town of Angono is considered as the “Art Capital of the Philippines.� (PNA photo by Joey O. Razon)

zones in these potential islands and looking at developing cities in the islands, according to Plaza. “PEZA is now exploring the Middle East market,� said Plaza. “They’re so interested to lease our agricultural lands because they’re a desert. They’re importing agricultural products from other countries,� she added. The PEZA chief noted that the Philippine law allows government to

lease out lands and islands. “It’s allowed by law that we can lease our lands and islands for 75 years; lease only but [they] cannot buy,� Plaza said. Plaza mentioned that PEZA is now in talks with the National Mapping and Resource Information Authority for the inventory of islands in order to identify which islands in the country can be offered to the royal families for their future investments here.

Mindanao expects 20% rise in tourist arrivals year-on-year By Azer N. Parrocha

DAVAO CITY, Nov. 20 (PNA) – Tourist arrivals in Mindanao are expected to rise by 10 to 20 percent year-on-year if backed with logistic support from concerned government agencies, a tourism official said. Department of Tourism-Mindanao (DOT-Mindanao) Assistant Secretary Eden David noted that she sees this possible with the creation of a Mindanao Tourism Agenda (MTA) to go on a full-blown scale by next year. “The target that has been set is to at least increase it by 10 to 20 percent but it be dependent upon logistic support when it comes to infrastructure,� David said in a press conference in Davao City. DOT earlier said that the MTA is expected to complement the department’s National Tourism Development Plan (NTDP). “The Mindanao plan will have to be started by 2017. There would be a MOA (memorandum of agreement)

that would be undertaken next week and hopefully by end of the year we have initial draft to submit to Malacanang,� David said. Data from DOT Mindanao showed that the island acquired around 8.5 million tourist arrivals in 2015 with the bulk of these arrivals coming from the Davao Region (Region 11) with around 2.8 million arrivals. Meanwhile, the Zamboanga Peninsula (Region 9) acquired around 800,000 arrivals, Northern Mindanao (Region 10) acquired around 2.7 million arrivals, Soccsksargen (Region 12) acquired around 1 million arrivals and Caraga (Region 13) acquired around 1.2 million arrivals. DOT Secretary Wanda Teo vowed to boost Mindanao tourism under her term especially since she herself and President Rodrigo Duterte hails from the same region. “My focus is always Davao and Mindanao because I feel like Davao has been left behind,� Teo said.

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How bankruptcy can release you from the burden of debt Sleepless nights… Stressed out… Worried about the future.. Always broke no matter how hard they work…Feeling hopeless about their situation. This is what most people are going through when they are considering bankruptcy in order to get out of debt. The word “bankruptcy” often produces negative feelings because some people equate it with failure. They think that filing bankruptcy means they have failed and that they are admitting defeat. But nothing can be further from the truth. Listen to me! Bankruptcy is not about failing; it’s about starting again and putting the past behind you so that you can move on to bigger and better things. A lot of creditors will lie to you when you’re in debt and tell you that bankruptcy is the ‘worst mistake’ you can ever make because your credit will be ‘ruined forever’ and that you will never be able to buy a car or house again. Wrong again. The truth is that bankruptcy is a fact of life. At one time or another, everyone experiences financial difficulties. When you’re in a situation where you have done everything you can to pay your creditors but nothing has worked, bankruptcy may be your only option so you can start a new life. And this is exactly what Congress intended when they passed bankruptcy laws. So with bankruptcy, you get another chance. You wipe the slate clean and move on with your life, free from the burdens of debt. Can you just imagine what would happen if we had no bankruptcy laws that can help people get out of debt when they can no longer help themselves? Filing for bankruptcy means that you are filing a petition for relief from the bankruptcy court. The

questions answered, I will give you a free initial consultation so we can talk about your situation. Just call 866-477-7772 and schedule an appointment. I have offices in Glendale, Cerritos and Valencia. (None of the information herein is

court reviews your application and determines whether on not you are entitled to the relief you are seeking. It is not for dishonest people who are trying to cheat the system. Contrary to what others think, most people who file for bankruptcy are honest, hard-working people who have gotten themselves in a big financial mess. In some cases it is caused by factors beyond their control. In other cases, it is a result of making bad financial decisions. But who hasn’t made a bad decision in their life at least once? Life is not perfect. Neither are you. Filing bankruptcy can help you regain your footing if you have lost control of your finances. If you are living your life without a financial plan for the future, you will never achieve financial security. So you can say that bankruptcy is a tool that allows you to reorganize your finances so you can plan a better future for yourself and your family. It is neither good nor bad in and of itself. You can use a tool for the wrong or right reasons. Using it for the wrong reasons is NOT the intent of our bankruptcy laws. Is it for you? Maybe yes. Maybe no. It certainly is not for everyone. But when appropriate for your situation, it could be the best thing that ever happened to you- and it could be a big turning point in your life if you are drowning in debt. This is what you need, isn’t it? If you need some straight talk about bankruptcy and get all your

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intended to give legal advice for any specific situation. Atty. Ray Bulaon has successfully helped over 5,000 clients in getting out of debt. For a free attorney evaluation of your situation, please call RJB Law Offices at TOLL FREE 1-866-477-7772).

AMLC files money laundering charges vs. RCBC execs By Joann S. Villanueva

MANILA, Nov. 22 (PNA) – Six current and former officials of the Rizal Commercial Banking Corporation (RCBC) have been filed with money laundering charges before the Department of Justice (DOJ). According to the Complaint-Affidavit received by the Department of Justice (DOJ) on Nov. 18, 2016, the Anti-Money Laundering Council (AMLC) included in the charges former Retail Banking Group head Raul Victor B. Tan, who resigned last April 20; National Sales Director of the Retail Banking Group Ismael R. Reyes; and Brigitte R. Capiña, Retail Banking Group Regional Sales Director. Also included are Nestor O. Pineda, District Sales Director; Romualdo S. Agarrado, Customer Service Head, Jupiter Business Center; and Angela Ruth S. Torres, Senior Customer Relations Officer of the Jupiter Business Center. Torres was terminated from her job after RCBC investigation showed that she, along with then RCBC Jupiter branch manager Maia Deguito, violated bank policies and procedures and falsified commercial documents that paved the way for the laundering of USD81 million that is part of the money stolen from the Bangladesh central bank’s dollar account with the Federal Reserve Bank of New York last February. The complaint said AMLC investigations showed that the six RCBC officers “facilitated the suspicious transactions” that enabled the remittance of a total of USD81 million to four US dollar accounts owned by Michael F. Cruz, Jessie Christopher M. Lagrosas, Alfred S. Vergara, and Enrico T. Vasquez on Feb. 4, 2016. It said the respondents failed to “conduct the requisite investigations and inquiries into the accounts, their beneficiaries, and the transactions, attributable to their knowledge about the unlawful origins of the funds or their deliberate refusal to know the unlawful origins of the funds.” It said the four accounts, along with that owned by one Ralph Pi-

cache, were opened on May 15, 2015 at the RCBC Jupiter Business Center with initial deposit of USD500 each. These accounts did not have any other transactions until February this year. Peso deposit accounts were also opened by the same five bank account owners on Dec. 8, 2015, it said. Last Feb. 4, payment orders were sent to the Federal Reserve Bank of New York supposedly by the Bangladesh Bank for the transfer of USD81 million to the accounts of Lagrosas, USD30 million; Cruz, USD6 million; Vergara, USD20 million; and Vasquez, USD25 million. The complaint said that from 4:54 a.m. to 5:12 a.m. of the next day, RCBC’s Settlements Department received messages through the Society of Worldwide Interbank Financial Telecommunications (SWIFT) payment system from RCBC’s three correspondent foreign banks, namely Bank of New York Mellon (BNYM), Wells Fargo and Citi, regarding the payment to the four beneficiaries in the Philippines. SWIFT is a 24-hour global communication network that facilitates secure international exchange of payments transactions among banks, central banks, multinational corporations and major securities firms. At about 2:15 p.m. of Feb. 5, one Michael Bautista inquired before RCBC’s Treasury Department about dollar sales and peso purchases, which was initially intended for the account of remittance company WeRQuick but later on settled for the account of another remittance company, Philrem Services Corporation (Philrem). At around 3 p.m. of the same day, Dequito was alleged to have processed the opening of an account by one William (So) Go, which at around 3:16 p.m. of the same day received USD22.735 million from the account of Lagrosas. USD14.2 million was, in turn, transferred from Go’s account to the Philrem account at RCBC-Unimart BC at around 3:27 p.m. of the same day and USD500,000 was transferred to Philrem’s dollar account at Unimart at around 4:48 p.m.

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Partylist solon seeks to Strength in one’s faith can bring back institutionalize work-at- confidence and peace in our lives “Advent,” is a home programs season observed By Filane M. Cervantes

MANILA, Nov. 20 (PNA) – A lawmaker at the House of Representatives wants to institutionalize work-at-home programs in government and non-government offices as a means to ease traffic congestion in the metropolis. AKO Bicol Partylist Rep. Rodel Batocabe filed House Bill No. 4291 or the “Work-at-Home Act of 2016,” which offers employees an alternative to work within the confines of their homes with the flexibility of time and the advancement of technology. “By providing at least a one-day respite from the stressful commute, this measure seeks to promote the welfare of workers who will have an extra time to stay at home while still doing some work-related activity,” Batocabe said in a statement on Sunday. “Traffic congestion and overcrowding of buildings in most central business hubs in Metro Manila and other cities continue to take its toll on employees, who waste increasingly more time in their commute to and from work,” he added. Batocabe said an estimated 4.7 million workers are in Metro Manila, while the space and time it takes to transport these people adversely affect the movement of the economy. The longer time employees stay on the road, the fewer tasks they accomplish for their work, he noted. “Adopting work-at-home policies will be beneficial not only for the workers but also the employers. This will decrease the utility costs in the operation of their businesses and at the same time, it will also allow them to maximize and put office space into a more efficient use,” Batocabe said. The work-at-home policies should permit employees at least once a week to perform their duties without their physical presence in the office. Furthermore, they seek to establish clear guidelines on the supervision of employees working at home with the necessary coordination of their schedules and results-based evaluation. “Corollary to the law is the strict inspection of the premises, books of accounts, and record of companies pertaining to their work-at-home programs to ensure that they are really observing the law,” Batocabe added. The Department of Labor and Employment shall facilitate the monitoring of non-government offices by requiring them to submit their policies six months after the effectivity of the law. The Civil Service Commission shall likewise monitor the work-athome efforts of government offices and their subscription to the guidelines brought by the measure.

by “many Western Christian churches as a time of expectant waiting and preparation for the celebration of the Nativity of Jesus at Christmas. The term is a version of the Latin word meaning ‘coming’.” It is literally unknown when such a season was named, but it was believed to have existed since the time of the ‘Twelve Apostles,’ around the year 480, until the Council of Trent in 567, and it was believed to have been called as such by St. Peter, one of the “Twelve Apostles.” During this advent season, it’s time to look forward and find peace in our hearts. Lately, all of us seem to question why the world is in turmoil and all of us seem edgy at times. Some of us feel totally insecure, wondering if there are terrorists ready to hit the city where we live, or

earthquakes which might come anytime without prior notice. This author used to love to travel, but of late, has been hesitant to do so, since everyone is unworthy of trust; not even pilots. We’re even hesitant to go to public gatherings and community events, in constant fear of people with deadly weapons using it as a recourse in destructing human life. The proliferation of weapons have gone both ways: either they’re in the hands of unscrupulous criminals or in the hands

of law enforcement officers. We all tend to think that there is no safe place in the world today, neither at the White House nor at the Vatican City, where the Pope lives. So, in searching for peace during this advent season, let us all find strength in our faith and seek for lasting inspirations which motivate us, in order to become blessed and live a meaningful life.

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Termination of employment of government employees

If you are employed by the state government or a state agency, your employment is considered a property right. It is very different from employment in the private sector, which is considered to be employment-at-will, unless there is a reason that makes it otherwise. The typical employment lawsuit in private companies relating to wrongful termination, discrimination, harassment, retaliation and others can still apply to state government employment. Thus, if you feel you were wrongfully discriminated against, you can still bring a claim against your employer. However, there is one aspect in the

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employment relationship between the state agency and the employee. This arises from the fact that, as stated above, the employee has a proprietary right to his/her employment. There is a procedure that has to be followed in the termination of the government employee. If a state employee is to be termi-

Lawmaker seeks review of franchises of buses, jeepneys MANILA, Nov. 21 (PNA) – Occidental Mindoro Rep. Josephine Sato called on Monday for a policy review on the issuance of land transportation franchises to improve the public transport system. In a statement, Sato urged the Department of Transportation (DOTr) and the Land Transportation Franchising and Regulatory Board (LTFRB) to jointly assess traffic situations with short-term and long-term solutions to help ease traffic congestion. “When was the last time the DOTr and LTFRB reviewed the franchise issued for public utility buses (PUBs) and public utility jeepneys (PUJs)? It is time to solve the puzzle why private motor vehicle owners continue to bring their cars despite the expected traffic. Are their destinations accessible by public transportation?� Sato said. She also said the DOTr and LTFRB should get an accurate count of franchises it issued as against the number of public utility vehicles and re-engineer their routes. “We should learn to use our secondary roads more to decongest our major thoroughfares,� she said. Routes of PUBs and PUJs should be made more efficient to encourage the people to use public transportation more rather than cough out money for gasoline, parking and endure traffic, she noted. “Private motor vehicles will not bring their cars and endure traffic everyday unless necessary. If their destinations can be reached by bus or jeep faster, there is no reason for them to bring their car to work,� the lady solon said.

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nated, typically a Notice of Adverse Action (“NOAA�) is served on the employee. The NOAA specifies the actions of the employee that form the bases for the discipline. The NOAA will also specify the witnesses to such actions by the employee. The documents that will support the adverse action will also be laid out. The employee will be informed of the “adverse action,� which is termination. Before the employee is terminated, he/she is offered a Skelly hearing. In a Skelly hearing, the employee has an opportunity to present his side of the story. He can deny the accusations, or he can give justifications. The employee can present witnesses and documents at the Skelly hearing. If the Skelly hearing officer is convinced by the presentation of the employee, then the termination of employment will not be put in place. The employee retains his job. Oftentimes, however, the Skelly hearing officer will decide that the evidence presented to him justifies the termination of employment. In this case, the employee can decide to appeal the termination to the State Personnel Board. The State Personnel Board (“SPB�) is an independent board that makes decisions on employer-employee disputes, primarily among them disputed terminations. Typically, the SPB to an Administrative Law Judge (“ALJ�). The ALJ conducts an evidentiary hearing, then forms an opinion which he submits to the SPB. The SPB then either adopts the ALJ decision, or sometimes, the SPB makes its own decision different from the recommendation of the ALJ. If the decision is unfavorable to the employee, the employee may decide t o seek a Writ of Mandamus from a

superior court. I believe that it is oftentimes necessary and critical to have an attorney experienced in these matters help the employee. There are so many pitfalls that the employee need to hurdle: deadlines for doing tasks, procedures, presentation of the proper witnesses and documents, understanding various standards that apply to alleged wrongdoings, and others. If you are a government employee, and you are served with a Notice of Adverse Action, talk to a lawyer to discuss your options. It is always better to do so earlier rather than later. Call us at (323) 540-5800. Initial consultation is always free. Caesar S. Natividad, Esq. is a Filipino lawyer who has practiced since 2000. He has an MBA degree from the Drucker School of Management, Claremont Graduate Univeristy. He graduated from Western State University with cum laude honors even as he worked full-time while studying law. He is recipient of six Am Jur awards. He practices in the areas of employment law, physical injury, family law and bankruptcy. If you would like to talk to an attorney about your situation, don’t hesitate to call (323) 540-5800 now! Initial consultation is always free.

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ENTERTAINMENT Karylle opens up about pole dancer role Singer-actress Karylle admitted that it was challenging for her to play a pole dancer in the upcoming Asian television series “PI (Private Investigator),” which was filmed in Singapore. In the series, which will air January next year, Karylle plays Maya Yap, a single mother and a con woman. “In the beginning of the story, makikita mo na isa akong pole dancer na nagta-trabaho sa Orchard Tower. Later on mami-meet niya ang isang friend at magta-try ng bagong business pero hindi sila legal. So con men sila basically,” she said. Karylle had to take pole dancing lessons for her role. “Nagpaturo ako kay Teacher Luningning ng pole dancing and I’m very, very happy dahil mahirap maging kumportable

sa katawan. Iba ‘yung ginagawa mo siya, pero iba din ‘yung kumportable ka. So nakailang sessions din kami ni teacher,” she said. That’s why Karylle is very thankful for her husband, Sponge Cole vocalist Yael Yuzon, who visited her three times while she was working in Singapore. “Si Yael, the most understanding. Actually he grew up with theater actors, ‘yung mga siblings niya ay mga actors. Very supportive siya also. He’s very loving,” said Karylle. Karylle took a leave from her hosting chores on “It’s Showtime” last August after she bagged a part in the TV series. This was not the first time Karylle worked in Singapore for a TV series. In 2010, she appeared in the action-drama series “Point of Entry,”

Karylle

be busy doing projects for her Filipino fans, like her concert “A Different Playground” at Teatrino in November.(MNS)

Kaye Abad to move to Cebu after wedding

Luis shares cuddling photo with Jessy

Unfazed by the negative criticism their close relationship has been receiving, “Minute to Win It” host Luis Manzano posted on Instagram a rare photo of him cuddling actress and rumored girlfriend Jessy Mendiola. On his personal account with more than 1.6 million followers, Manzano shared his romantic moment with Mendiola, captioning it with a simple “Hi.” Some eagle-eyed fans were quick to notice that it was the same caption Mendiola used for her similar photo with Manzano last week. It prompted some of their supporters to ask whether they are officially a couple. Last month, the two graced the red carpet together and hinted about their dating status. “Our smiles speak for ourselves,” teased Manzano, adding that he and the “Maria Mercedes” actress have decided to take their time with the relationship. The pair is long-rumored to be dating, with some even tagging Mendiola as the reason behind the break-up of Manzano and actress Angel Locsin.

and in 2013, she landed a starring role in the restaurant drama “The Kitchen Musical.” But because she is now married, she admitted that it was harder for her to work in the Asian country. “Kahit four months ‘yung ‘Kitchen Musical,’ at ito ay two months, parang ang tagal, gusto mo na ding umuwi. Pero masaya kasi hindi kami stuck this time sa studio, so ang dami kong nakikitang Filipino kung saansaan,” she said. Spending time with her fellow Filipinos in Singapore made work easier for Karylle. “Hindi ka din talaga malulungkot. You’ll never going to be alone anywhere in the world sa dami ng mga Pinoy at sa babait at thoughtful nila,” she said. Now that she’s back, Karylle will

Kaye Abad will be moving to Cebu following her wedding with Paul Jake Castillo this December but clarified that she will not be abandoning her career as an actress just yet. Explaining her decision to transfer to Castillo’s hometown, Abad, 34, reiterated that she wants to start a family as soon as she can with her fiance, saying she wants to have three kids at most. “Siguro kapag may baby na hindi na ako siguro makakapag-regular show. Siguro guestings, ganyan. But we’ll see. Kung magiging flexibile naman ‘yung schedule, basta kaya. Pero siyempre priority ‘yung family kasi [ma]tagal kong pinangarap ‘yung magkaroon ng sariling pamilya,” she said. In preparation, Abad added that she even started learning the local dialect: “I’m not fluent pero nakakaintindi na. Kasi lahat sila dun Bisaya eh. So when they talk nasanay na ako, naiintindihan ko na and I have to learn kasi they only speak Bisaya

Kaye Abad

December 31, 2016.

or English. Hirap sila sa Tagalog.” Abad and Castillo are set to exchange wedding vows in a private wedding ceremony in Cebu, the couple previously revealed. The two, however, have yet to give an exact date. Around 600 guests are expected to attend their big day, shared Abad, who will be wearing a gown designed by Francis Libiran. The pair had a rustic-themed prenuptial shoot in Subic, Zambales. Abad and Castillo had been close friends before admitting their relationship in April 2014. Abad even said that she had tried to set up Castillo with some of her friends. “Hinanapan ko pa siya ng dates tapos wala ring nag-work. Sa akin din pala siya babagsak,” she shared. Castillo proposed to Abad last May 17. He surprised his girlfriend of two years when he popped the question in the middle of a party he organized for Abad atop a high-rise building in Alabang. (MNS)

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4 ways ďŹ ling for divorce can beneďŹ t your immigration case Couples get divorced for various reasons. California is a no fault state. The reasons why a couple is getting divorced are often irrelevant to the issues of the family law case. Divorce is often a difficult and negative experience for most families. However, getting divorce may have some unintended benefits in the immigration law arena. Four situations in which filing for divorce can be beneficial to your immigration case are as follows: 1. Married Sons and Daughters of US Citizens If you were petitioned for legal permanent residence by your US Citizen parent as a married son or daughter 21 years old or over, you are classified in immigration law under family sponsored third preference (F3) which usually carries a long wait time. The wait time for Filipinos for example is currently 22 years. The priority date is normally the date the petition was initially filed by your US Citizen parents. If you get divorced, you revert back to single status and your category automatically becomes reclassified to first preference (F1) where the waiting time is substantially shorter. For example, for Filipinos the wait time under F1 category is 10 years shorter than F3 category. This means if your parents filed your immigration petition 12 years ago, then you can adjust to a green card now instead of waiting another 10 years. 2. Married Sons and Daughters of Legal Permanent Residents If your parents are legal permanent residents, getting divorced will convert you back single status making you eligible to be petitioned by your legal permanent resident parents under the family based second preference (F2b) category if you are 21 years old or older or under the family based second preference A (F2a) if you are under 21 years of age.

For those who married after they were petitioned by their LPR parents (F2A and F2B), the petition is automatically revoked under operation of law the moment you get married and cannot be reclaimed by a divorce. In theory, it can be argued that filing a subsequent petition after your divorce under the same category inherits the previous petition’s priority date under 9 FAM 42.43 N10 and 8 CFR 204.2(h), Part 205. However, success of such argument is not clear since the old petition was automatically revoked the moment you married. The best thing that can be done in this situation is to have your LPR parent repetition you as an F2A or F2b even if you are unable to reclaim the previous petition’s priority date. 3. Conditional Legal Permanent Residents in failed Marriages For those who obtained their legal permanent residence status through marriage based petition by their US Citizen spouse of less than 2 years marriage, the legal permanent residence status conferred is usually a “conditional legal permanent residence� valid only for 2 years. The couple would need to sign and file a joint petition to remove this condition prior to the expiration of the 2 years or the conditional legal permanent resident spouse would fall out of status. The problem arises when the marriage is in trouble. Often it becomes difficult to obtain the cooperation of the US Citizen spouse specially when the couple has separated. US Citizen spouse often refuse to sign the I-751

for or appear at the I-751 interview if one is set by the USCIS. Filing for divorce would terminate the marriage and allow you to file a “waiver� of the joint petition to remove the conditional LPR status based on entering into the marriage in good faith. Terminating the marriage by filing a divorce is a requirement in order to file the “waiver.� It is important to time this correctly as soon as the marriage starts falling apart because by terminating the marriage early on, you might be able to file the waiver before the expiration of your 2 year conditional LPR thus allowing you to extend your LPR status in 1 year increments until a final decision is made in your case. 4. Married Aliens in Non-Immigrant Visas and those without Status For those who enter the US as a non-immigrant and are separated from their spouse but still married, filing a divorce would open up opportunities in case they meet a new significant other who is a US Citizen and who can petition them as an immediate relative. This is usually the fastest of process in obtaining legal permanent residence. In countries such as the Philippines where there is no divorce, many people come to the US to start a new life after they have been separated from their old spouse (often still married to them). Even if the alien over stays their status as a visitor, the alien can still adjust to that of a legal permanent residence if petitioned by a US Citizen spouse. If the alien was never inspected, the alien can still adjust to legal permanent residence if they are grandfathered under INA 245(i) and there are no special restrictions on their status. To be grandfathered under INA 245(i), the alien must have been a beneficiary of a legal permanent residence petition filed no later than April 30, 2001.

Finally, a common concern of divorcing immigrants is “What happens if my spouse refuses to sign the divorce papers?� The truth is you do not need your spouse’s signature to obtain a divorce in California. You only need to provide your spouse notice that you filed a divorce by personally serving your spouse the divorce petition and summons. In countries that are members of the Hague Convention, special procedures need to be followed to effect service. So yes it is possible to divorce your spouse even if your spouse is in a country that does not recognize divorce among its citizens such as the Philippines. For some immigrants, filing for divorce opens up opportunities in this land of milk and honey. Please note that this article is not legal advice and is not intended as legal advice. The article is intended to provide only general, non-specific legal information. This article is not intended to cover all the issues related to the topic discussed. The specific facts that apply to your matter may make the outcome different than would be anticipated by you. This article does create any attorney client relationship between you and the Law Offices of Kenneth U. Reyes, APLC. This article is not a solicitation. Attorney Kenneth Reyes is a graduate of Southwestern University School of Law in Los Angeles. He was President of the Philippine American Bar Association. He is a member of the American Immigration Lawyer’s Association (AILA) and the Los Angeles County Bar Association, Immigration and Family Law Sections. You may contact Atty. Reyes at (213) 388-1611 or via e-mail at kureyeslaw@gmail.com. LAW OFFICES OF KENNETH REYES, APLC. is located at 3699 Wilshire Blvd., Suite 747, Los Angeles, CA. Visit us at Kenreyeslaw.com to learn about our firm.

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Widow needs Chapter 13 to handle $40k credit cards Client is 53 and recently widowed. She works as a caregiver and met her now deceased husband through her job. At first, husband was her patient. She provided caregiving services to the man in his house. He was 70, divorced and lived by himself. As part of caregiving, she drove him to eat a various restaurants that he wanted to go to. While they ate at those restaurants, he would talk to her about his life and eventually popped the question saying that if she would marry him and take care of him, he will be a good husband to her. Client was previously divorced but felt an affection towards him so she said yes. Apparently, they were pretty happy living together as husband and wife until he slipped and fell in their house, hitting his head on the floor. He fell into a coma and never recovered. After a week, he died in the hospital. Husband had placed her name as joint tenant on the house, which was almost fully paid. The current fair value of the house was $400K while the unpaid balance of the mortgage was $150K, leaving $250K of equity. Client automatically became the sole owner of the house because upon death of the joint tenant, the surviving joint tenant owns the other half that was owned by the deceased joint tenant. As a result, client now owns 100% of the $250K equity of the house. The adult children of husband complained about being left out in the cold as far as the ownership of the house was concerned, but client’s claim of ownership is clear because husband who was of sound mind, quitclaimed the house to himself and client when they got married. It’s almost impossible for children to prove that it was not their father’s intent to give the house to client. Client’s problem right now is that she has too much debt. She owes $40K of credit card debt. The mortgage on the house is $1,500 a month. Her net income from her caregiving services is not a lot. She nets about $2,500 a month. After paying the mortgage there is $1,000 left before food and other monthly necessities.

But minimum credit card payments alone are $1,200 a month. Obviously, the $40K credit cards have to be wiped out. It’s becoming clear that the choice she has to make is to be able to make the mortgage payment or the credit card payment. The house gives her shelter and has equity of quarter million dollarswhile credit card debt is just a heavy burden to carry forever. Although client wants a Chapter 7 discharge of the $40K of credit cards, I cannot recommend a Chapter 7 for her. In Chapter 7, she would lose the house and keep only her exempt equity of $100K. A chapter 7 trustee has the power to sell debtor’s house if the net proceeds will yield an amount that will yield a distribution to unsecured creditors such as credit cards. In client’s case, trustee can sell her house at least for $400K, pay off the mortgage of $150K, give client $100K, leaving a surplus of $150K of cash. Trustee will use the $150K to pay himself for his trustee services for administering the bankruptcy estate, pay his lawyers and other professional services incurred, and will use the unused balance after these expenses are paid to pay the $40K of credit cards, in exchange for a discharge order for the client. Chapter 7 trustee can rack up trustee, legal and other professional fees in no time. Just to hire a broker to sell the house can cost $10K to $15K in legal fees for the trustee, separate from the selling commission of the broker. The right choice for widow is Chapter 13, which will allow her to pay $40K over 60 months without interest. The plan payment will be about $700/month. After 60 payments, the court will enter a discharge order to wipe out all of her debts. No more minimum payments forever. And her house is protected from

judgment liens by the bankruptcy court as long as she is current on the plan payments. Next client is 66 and a widower. His house worth $400K is almost fully paid, except for $25K of 2nd mortgage. He owes $50K of credit cards. He has been paying $1500 a month on these cards for the last 10 years. He has paid more than $180K to keep them current but still owes the same principal of $50K today. At 66, he is just tired of paying for these cards that never diminish in principal. He cannot file a Chapter 7 because he has the same problem as the widow in the first paragraph. His equity in the house is over $175K, way over it. He sees no problem paying about $900 of plan payment for the next 60 months and looks forward to the last payment on the 60th month when the court enters a discharge order saying that he doesn’t owe any credit card debts anymore. Compare that to $1500 a

Since 1995

month for minimum payments only such that he would pay $90K in the next 60 months but still owe the same $50K. At 66, he sees very clearly the advantage of Chapter 13 for him now to get rid of his credit card debts. “SEEK THE LORD AND HIS STRENGTH; SEEK HIS FACE EVERMORE!� PSALM 105:4 Lawrence Bautista Yang is a graduate of Georgetown University Law Center and has been in Law practice for thirty years. He specializes in Bankruptcy, Business and Civil Litigation and has handled more than five thousand successful bankruptcy cases in California. He speaks Tagalog and looks forward to discussing your case with you personally. Please call Angie, Barbara or Jess at (626) 284-1142 for an appointment at 1000 S Fremont Ave, MAILSTOP 58, BUILDING A-1 SUITE 1125, Alhambra, CA 91803 OR at 20274 Carrey Road, Walnut, CA 91789.

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Typhoon Yolanda remembered with ‘Build A Shelter’ project, book launch in New York MANILA, Nov. 19 (PNA) – Three years after Typhoon Yolanda struck the Philippines, the Filipino-American community in New York recalled the impact of the disaster by re-visiting the pioneering Build A Shelter Project (BASP), the Department of Foreign Affairs has said. The BASP, launched on Nov. 26, 2013 in New York, is a community-led project supported by the Philippine Consulate General and undertaken in partnership with the Philippine Jesuit Foundation (PJF) based in New York and the Gawad Kalinga Community Foundation (GK) based in the Philippines, the department said in a press release issued Saturday. The Consulate General, in cooperation with the Assumption Alumni Association, hosted a BASP

Appreciation and book launch event to update the Filipino-American and international community who donated to the project on the project’s latest developments at the Kalayaan Hall of the Philippine Center in New York on November 15. Consul General Ma. Theresa Dizon-de Vega reported that the BASP was able to build 108 houses in three villages in Eastern Samar and one in Leyte. She also apprised the community on the total donations that BASP received, amounting to a gross of USD395,944.01 or a net of USD384,591.11. The remaining BASP funds, as determined by the Convenors Group composed of Filipino community members, will be used for the installation of jetmatic water pumps and the repair of multipurpose halls in

beneficiary communities. De Vega, thanked the BASP convenors Vivian Talambiras-Cruz, Nimfa du Tinana, Roger Alama, Zultan Bermudez and Atty. Ferdinand Suba for all their work. The Consulate likewise acknowledged the invaluable assistance of the PJF and Gawad Kalinga, represented by Sonny Ramirez and donors. “The BASP community of donors pitched in and sustained this worthwhile project, proving that in times of need, ordinary people can come together and do extraordinary things,” remarked the Consul General. The launch of two books inspired by the impact of the typhoon, “Yolanda: An Oral History in Verse” by Tim Tomlinson and a children’s book, “Maria’s Colorful Banca” by

Ella Louise Francia and Minnie Francisco-Francia were held at the event. Portions of the proceeds of Tomlinson’s book will go to families from Tacloban, Palo and San Jose in Leyte and Basey in Samar who shared their stories with the author. Grace Labaguis of GMA Pinoy TV representing the author of “Maria’s Colorful Banca” narrated how the book came about, with the author being inspired to write it when her family visited the affected areas to paint and donate bancas to typhoon survivors. Gelline de Guzman, a second generation Filipino-American based in New York, announced her group’s plan to participate in the New York City Marathon next year for the BASP beneficiaries.

Former OC teacher in sex tourism case found guilty of traveling to PHL to molest young girls and filming the abuse SANTA ANA, California – A former teacher with the Santa Ana School District who traveled to the Philippines to engage in sex with two girls and produced videos of the abuse has been convicted in federal court of seven child exploitation offenses. Robert Ruben Ornelas, 65, of Santa Ana, a onetime school teacher and girl’s softball coach, was found guilty yesterday afternoon of seven counts – two counts of engaging in sexual conduct in a foreign place, three counts of producing child pornography, and two counts of possessing child pornography. As a result of the guilty verdicts, Ornelas faces a statutory maximum penalty of 190 years in federal prison when he is sentenced by United States District Judge Cormac J. Carney on February 27. At sentencing, Ornelas will face mandatory minimum 15-year prison terms for each of the three child pornography production charges. The evidence presented during a six-day trial showed that Ornelas traveled to the Philippines on multiple occasions. He was convicted in relation to three specific trips – in 2006, 2008 and 2012 – where he sexually assaulted two girls who were as young as approximately 8. During all three trips, Ornelas took videos of the molestation and brought the images with him when he returned the U.S.

The two victims travelled to the United States to testify during the trial about the sexual assaults. “Pedophiles in the U.S. will not escape prosecution by traveling to foreign lands to victimize children,” said United States Attorney Eileen M. Decker. “Federal law contains provisions designed to protect children, whether they live in the United States or abroad. This case serves as a lesson and warning to any other person considering trip to engage in sex with minors. American law enforcement is adept at investigating this crime and will pursue a criminal case that could lead to a very lengthy prison sentence.” The investigation into Ornelas began in 2013 when federal authorities received a tip that he possessed a large quantity of child pornography. During the execution of a search warrant, investigators found images, videos and information on Ornelas’ computer and digital media. The federal charges are the product of an investigation by the Orange County Child Exploitation Task Force, which includes special agents with U.S. Immigration and Customs Enforcement’s Homeland Security Investigations (HSI), the Federal Bureau of Investigation, the Newport Beach Police Department and the Orange County Sheriff’s Department. “This conviction should serve as a warning to every sexual predator who

mistakenly believes they can evade justice by violating the innocence of children overseas,” said Joseph Macias, special agent in charge of HSI Los Angeles. “There can be no place for the abuse of foreign children by our citizens, and HSI will seek to

defend the rights of those victims no matter how far they live from our shores.” This case is being prosecuted by Assistant United States Attorneys Sandy N. Leal and Anne C. Gannon of the Santa Ana Branch Office.

Foreign affairs chief holds town hall meeting with Filipino community in Hawaii MANILA, Nov. 19 (PNA) – Foreign Affairs Secretary Perfecto Yasay Jr. held a town hall meeting with the Filipino-American community in Honolulu. The town hall meeting was an opportunity for community leaders and members of the media to ask questions about recent developments in the Philippines. The town hall meeting, held on Nov. 12, was organized by the Philippine Consulate General in Honolulu and moderated by Allan Alvarez, radio talk show host of Honolulu Radio KPHI. In attendance were Hawaii’s Senator Donna Mercado Kim and Vice Speaker John Mizuno, state representative Romeo Cachola, Kauai Mayor Bernard Carvalho, media personalities and leaders of the Filipino-American community. Yasay said that the Philippines is pursuing an independent foreign policy because it is provided for in the Philippine Constitution. He quoted Section 7 of the 1987 Philippine Constitution, which states, “The state shall pursue an independent foreign policy. In its relations with other states, the paramount consideration shall be national sovereignty, territorial integrity, national interest, and the right to self-determination.” He also replied to questions on the anti-drugs war of President Rodrigo Duterte, saying that the Philippine government is serious about fighting the drug war since it affects many sectors of the society, that the government does not and will not allow extrajudicial killings, and that the police follow strict rules on engagement in their police operations. The chief envoy of the Philippines allayed concerns of US citizens about visa requirements. He said there is no change in the current practice allowing US citizens to travel to the Philippines for a period of 30 days or less without visa.

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from President Trump. Already, President-elect Trump has modified his position on these two campaign promises.He announced this on Nov. 13 in an interview on CBS-TV’s ‘60 Minutes’.” “He said only criminals would be deported. His exact words are these: ‘What we are going to do is get the people that are criminal and have criminal records, gangmembers, drug dealers, where a lot of these people, probably two million, it could be even three million…’ out of this country. This is similar to the current policy under the Obama administration. What is the difference? Under President Obama, only convicted felons are being deported, or those who have undergone trial under the justice system.” MHC added: “Frankly, we do not know if President-elect Trump will change his mind again once he is in office. Let us, therefore, remain vigilant. Let us guard our rights and our liberties. We will join other groups to achieve results, because truly, ‘there is strength in numbers’.” Benefit of the Doubt “Having said this, let us give President-elect Trump the benefit of the doubt. Indeed, we at MHC express our warmest congratulations to our next President and set of leaders. And we hope and pray that President Trump will truly be the ‘President for all Americans’ – as he said in his speech on Election night – regardless of race, ethnicity, ancestry, political creed, religious beliefs and gender orientation.” “We need to MOVE FORWARD. This is the realistic direction for all to take. We set aside partisanship and help the new administration in building a brighter and better future for America and for the next generation. We pledge, however, to maintain our utmost vigilance. We will resist and campaign against national policies that reinforce racial prejudice, bigotry, and misogyny.” At the same time, MHC shared some advice to immigrants: 1. INFORMATION IS POWER. But it has to be accurate AND up-tothe minute or the latest information. 2. KNOW YOUR RIGHTS. What are your rights under existing laws? First, regardless of your status, you are entitled to make one phone call to a lawyer, when you are accosted by a law enforcement officer who is specifically and duly authorized to do so. 3. GET HELP FROM THE RIGHT PEOPLE. Consult only Licensed U.S. Immigration Attorneys and respectable Non-Governmental Organizations (NGOs) with in-house immigration attorneys to help them navigate the complex immigration options available. Notary Publics and so-called Immigration Consultants are not authorized to give legal advice. In fact, doing so is considered unauthorized practice of law and a criminal act. Immigration Scenarios under the Trump Administration MHC also pointed out some immigration scenarios under the Trump administration, and what they would mean to Filipino migrants, as well as to Filipino Americans sponsoring their families. It said there is a need “to keep in mind that there’s always the possibility that things can change in the months ahead.” 1. If President Trump adopts his campaign’s immigration rhetoric as

LOS ANGELES

immigration policies, then the more than 500,000 undocumented Filipinos across the nation have a reason to be alarmed. Expect disruptions and strict regulations on immigrant visas allocated for the Philippines, whether they are family-based or employment-sponsored visas. 2. If the campaign promise to ban the entry of citizens of countries with terrorist groups (extreme Islamic groups) – which the Philippines has with the Abu Sayaf in Mindanao – becomes policy, it means immediate suspension of visa processing and strict vetting at the U.S. Embassy in Manila, if not a complete halt while the U.S. government figures out a more concrete immigration policy towards the Philippines. 3. If President Trump fulfills a campaign promise and scraps the 2012 and 2015 Deferred Action for Childhood Arrivals (DACA) program under his Executive powers, the undocumented would face the worst nightmares of their lives. After experiencing a sense of normalcy, getting out of the shadows and starting to build their future with their temporary work permits and their own Social Security numbers, once again they could be facing a return to “immigration limbo.” Under the 2012 DACA, an Executive Memorandum and not a law, some 700,000 undocumented immigrants, including Filipinos, who entered the U.S. as children have been granted temporary work authorization, Social Security numbers and relief from deportation. Republican National Party Chairman Reince Priebus told MSNBC-TV the day after the election, referring to President-elect Trump: “He’s not calling for mass deportation,” or the mass rollback of Obama’s Deferred Action for Childhood Arrivals program. (President-elect Trump has since then picked Priebus as his White House Chief of Staff.) House Speaker Paul Ryan of the U.S. Congress told CNN on Nov. 13, “We’re focused on securing the border...we are not planning on erecting a deportation force…Donald Trump’s not planning on that.” MHC said that “these are encouraging news, for starters. Still, we should withhold judgment – until a complete immigration policy is made official in the Trump Administration, one which is sound and humane and with all the Big Picture and nuances addressed.” 4. Removals and Deportations can be done administratively and before the Immigration Courts. Because we observe the rule of law and there are fundamentaldue process requirements, an undocumented immigrant cannot be simply removed or shipped out from this country. But there are certain types of immigrants that can be administratively removed without going to the Immigration Courts, especially those who have committed crimes classified as aggravated felonies. 5. There are mechanisms in place where the undocumented can challenge immigration actions of President Trump because they are illegal, unfair or violate due process and equal protection clauses of the U.S. Constitution. We should remember that our democracy is strong and intact and we follow the principles of checks and balances and separation of governmental powers: Legislative,Executive, and Judiciary.

From page 1

women should be a personal cause... I want it to become personal and the only way to do it is to own it,” Clavite said. Latest data from the Philippine Commission on Women show that from January to September 2016, a total of 27,403 incidents of violations of Republic Act 9262 (Anti-Violence against Women and Children Act)

were reported to the Philippine National Police. Of this number, 18,413 were cases of physical abuse; 127 cases of sexual abuse; 6,884 cases of psychological abuse; and 1,979 cases of economic abuse. As of September 2016, 37,044 out of the 42,029 barangays have already established their Barangay VAW Desks.

ROBREDO From page 1

carried out in such low-key fashion. Despite her long-standing opposition, she has repeatedly pointed out that Duterte knows about—and respects—her view on the matter, as well as on other issues. She also maintained that she has a “very good working relationship” with the President, who she said has been supportive about her work as chair of the Housing and Urban Development Coordinating Council (HUDCC). Other Cabinet members who oppose the burial include Social Welfare Secretary Judy Taguiwalo and Agrarian Reform Secretary Rafael Mariano. Taguiwalo, who was a political detainee during Martial Law, maintained her opposition on

the matter but said she did not want “to keep rubbing it in” out of deference to the President. Meanwhile, in a Facebook post, Mariano compared the “rushed” burial to the Marcoses leaving for exile in Hawaii in 1986, and said the family will never escape the “joint indignation and protest” of the people, especially “victims and survivors of Martial Law, like me.” Other members of the progressive bloc who secured Cabinet seats in the Duterte administration were Joel Maglungsod, undersecretary at the Department of Labor and Employment, and Liza Maza, secretary of the National Anti-Poverty Commission. (MNS)

DUTERTE From page 1

areas as economic, security and defense, cultural and people-to-people exchange, among others. They likewise agreed to sustain the high-level meetings and consultations that would enhance the mutually beneficial relations. Present during the meeting were members of President Duterte’s Cabinet, including Foreign Secretary Perfecto Yasay, Finance Secretary

Carlos Dominguez III, Defense Secretary Delfin Lorenzana, Trade Secretary Ramon Lopez, National Security Adviser Hermogenes Esperon Jr., Senator Alan Peter Cayetano and Special Assistant to the President Christopher Go. President Putin was accompanied by Foreign Minister Sergey Lavrov and other officials of the Russian government.

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Maguindanao massacre: Justice Facebook founder Zuckerberg calls on APEC members to join global connectivity revolution remains elusive, 7 years later By Allen Estabillo

AMPATUAN, Maguindanao, Nov. 21 (PNA) – Editha Tiamzon’s eyes welled up with tears as she stepped into a fenced plot at a hill in Sitio Masalay of Barangay Salman here where white headstones stand in remembrance for the 58 people who died in a gruesome massacre seven years ago. The site was one of the two spots where the remains of some of the victims, 32 of whom were media workers, were found hours after the Nov. 23, 2009 killings. Editha, widow of victim UNTV driver Daniel Tiamzon, visited the site for the first time on Sunday afternoon along with around 80 family members and colleagues of the slain journalists to commemorate the seventh year of the carnage. “Napakasakit. Bumabalik sa akin ang mga alalala at nakikita ko ngayon kung gaano ka-brutal ang nangyari (It’s very painful. The memories were coming back and I can see now how brutal it was),” she said. She finally agreed to visit the site after setting it aside these past years due to some concerns from her family, which is based in Metro Manila. She joined a convoy from General Santos City, where some of the slain journalists hailed, to the massacre site to also retrace the events that took place during the incident. The group held a mass, lighted candles and offered flowers at the headstones that carried the names of the victims. The visit was part of the ongoing commemoration of the seventh anniversary of the infamous massacre, which had been dubbed as the single deadliest event for journalists in history. The activity was organized by the National Union of Journalists of the Philippines (NUJP) and the Justice Now Movement, which is composed of the relatives of the massacre victims. In his homily, Passionist priest Fr. Rey Carvyn Ondap scored the country’s “compromised” justice system for the long-drawn trial of the massacre’s alleged masterminds led by members of the family of the late Maguindanao governor Andal Ampatuan Sr. “After seven years, this is no longer an Ampatuan massacre. This is a judicial massacre,” he said. He noted that while the “Ampatuan kingdom” in Maguindanao is “gone already,” justice remained elusive for the victims due to apparent lack of “delicadeza” of those running the justice system. The priest cited reports of maneuverings and manipulations of court proceedings as well as some rulings through supposed payoffs. Ondap urged colleagues and the families of the victims to remain united and not lose hope in their continuing quest for justice even if it would take years or centuries. He said everything in this world is temporary and “God will give us justice when we all face Him in heaven.” “It should console us that someday, somehow, Christ -- who rules everything -- will give justice for this,” he said. Ryan Rosauro, NUJP national chairperson, said the country should draw lessons from the grisly massacre and the ongoing trial of the suspects. He said the killings showed the tendency of influential political families, like the Ampatuans, to abuse their power.

LIMA, Nov. 20 (PNA/Xinhua) – In a keynote address to the APEC CEO Summit in Lima on Saturday, Facebook Chairman and CEO, Mark Zuckerberg, challenged the world to connect all people to the Internet and reap the economic benefits of doing so. With the speech titled “The Connectivity Revolution,” Zuckerberg said that, as an engineer, his mindset was to view any system in the world, whether hardware and software, healthcare and education systems, or even governments. “With the accelerating progress in science and technology, our generation has the potential to do even more great things that at any other time in history,” he said. As an example, Zuckerberg looked at education. “For the last century, education has worked in more or less the same way. Students sitting in a classroom, with a teacher, learning the same material, in the same way, at more or less the same pace,” he laid out. “Today, we know that personalized learning is way better. If you can give teachers the tools and software to help students learn in the way that suits them best...results show students can learn as much as 50 percent more each year and that can compound.” According to the social media guru, schools that integrate such personalized learning feel like start-ups and that more of the education

system should work like this. To tap into this, Facebook created a dedicated engineering team to create personalized learning that teachers could use for free. In the first year, 20 schools signed up to Facebook’s program for personalized learning. The second year, 100 schools signed up and many hundreds are expected to do so in the third year, Zuckerberg pointed out. He added that Facebook intended to spread this program around the world, clearly providing an opportunity for APEC countries. Zuckerberg also gave examples of how connectivity helps to keep people safe, such as Facebook building AI that can scan and flag content which could be a sign of violence, or the Safety Check tool allowing people to check in online and say they are safe after a natural disaster. “I am optimistic...but also realistic about how hard this is going to be,” he said. “In order to do all these things, we first have to connect people...We need to make connectivity and connectivity infrastructure a much higher priority on each of our agendas.” Listing three major challenges to connectivity, availability, affordability and awareness, Zuckerberg said governments had more to do to invest infrastructure and recognize that connectivity is the path to achieving any goals they might have.

Militant lawmakers say alliance with Duterte to remain amid growing criticisms against Marcos’ burial By Filane M. Cervantes

MANILA, Nov. 21 (PNA) – Militant lawmakers at the House of Representatives assured on Monday that the alliance with the Duterte administration remains intact amid the controversy surrounding the unannounced burial of former President Ferdinand Marcos at the Libingan ng mga Bayani. In a statement, Anakpawis Partylist Rep. Ariel Casilao said the “left” movement recognizes President Rodrigo R. Duterte’s efforts in pursuing an independent foreign policy, resuming peace talks with the National Democratic Front and appointing progressive leaders as Cabinet secretaries. However, Casilao appealed to President Durterte to stand for democracy and social justice by rehabilitating the victims of atrocities committed during Marcos’ martial law reign. “We urge the President to stand for democracy and social justice, a step towards these is his fulfillment of his promise to release the more than 500 political prisoners which is an agenda of the peace talks with the NDF, work for genuine land reform, workers’ rights and

other people’s reform agenda,” Casilao said. In a separate statement, Gabriela Partylist Reps. Emmi De Jesus and Arlene Brosas also affirmed their cooperation with the current administration, as well as their membership in the majority coalition in the lower chamber. ”Gabriela Women’s Party, as a member of the Makabayan Coalition, is still in support of pro-people and patriotic state programs and pronouncements of President Duterte and specific Cabinet members,” the group said in a statement. The women’s partylist, however, maintained its disapproval with the hero’s burial granted to the former strongman, which could likely lead to the Marcos’ family’s return to power. ”We reiterate our calls for (President) Duterte to revoke state honors and the burial of the late dictator Marcos,” the group said. Meanwhile, congressional leaders expressed confidence that the President’s allies will not sever their ties with the administration despite being critical of his directive allowing the Marcos burial at the LNMB.

Bato on De Lima’s prediction of Kerwin’s death: ‘Bakit naman ganun ang pag-iisip ng isang tao?’ MANILA, Nov 21 (Mabuhay) – Philippine National Police chief Director General Ronald dela Rosa on Monday scored Senator Leila de Lima for predicting that suspected Eastern Samar drug lord Kerwin Espinosa will end up dead despite cooperating with the government. “Mabuti pa siya at alam niya ang mangyayari kay Kerwin. Kami we are trying very hard to secure him at siya pinepredict na niya na papatayin. E bakit naman ganun ang pag-iisip ng isang tao,” Dela Rosa said at a press conference. He reiterated his assurance to the public that the 160,000-strong PNP is ready to protect Espinosa. “The whole organization, 160,000 of us, kung meron pang scalawag sa amin na gustong pumatay kay Kerwin maliit lang yan kumpara sa buong PNP. Mabuti pa siya at alam niyang mamamatay si Kerwin, ako hin-

di ko alam kung mamamatay but ang alam ko we are doing our best to secure Kerwin Espinosa,” he said. “Over our dead body kung mamatay siya (Espinosa),” Dela Rosa said. In a press statement Sunday, De Lima said she does not think Espinosa’s life will be spared by his cooperation. “This is my advice to Kerwin. Don’t ever think that your ‘cooperation’ will spare you your life. Sooner or later this government is going to make sure you end up like your father,” said De Lima. Rolando Espinosa, the mayor of Albuera, Leyte, was killed in his detention cell during an alleged shootout in the early hours of November 5. Operatives of the Philippine National Police’s Criminal Investigation and Detection Group (CIDG) Region 8 said they had fired at the elder Espinosa in self-defense after he pulled a gun on them.

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Trump bans De Lima in America The war on illegal drugs trafficking initiated by President Digong Duterte is not only gaining worldwide attention but also favorable comments and support from influential global leaders as well. A CNN news reports stated that American President-elect Donald Trump has banned Senator Leila de Lima, a suspected drug lords coddler, from entering the United States. Trump’s decision to ban people engaged in drugs trafficking and corruption will send strong signals to criminals all over the world that they are not welcome in America. The incoming American President appears to be serious in finding a solution to help end corruption and drug trafficking not only in the United States, but throughout the world. From the other side of the pond, Queen Elizabeth of Great Britain said Senator De Lima should be forced to quit from the Senate to prevent her from using her powers to influence the outcome of the investigation going on against her. The decision of Trump to ban De Lima from entering the US will make it hard for the embattled legislator to flee to America should her arrest become imminent soon. Trump reportedly wrote a letter to Michael Klecheski, Deputy Chief of Mission at the U.S, Embassy in Manila, to bar Senator De Lima and other persons involved in drug trafficking and corruption from entering the United States. The U.S. State Department can cancel anytime or deny visas to any one engaged in, associated with or benefiting from drugs-trafficking and corruption. Trump’s decision to bar De Lima from America is very commendable. This will make it easy for other coun-

tries to track down and arrest criminals involved in illegal drugs and corruption since they can no longer hide in America to escape possible jail term. The US has been the favorite destination of erring government officials suspected of amassing wealth through illegal means. Former Agriculture Undersecretary “Joc-Joc” Bolante flew here to the US as he tried to avoid plunder charges in a Philippine court in connection with the P728 million fertilizer scam. It took the Philippine Senate to request the US government to cancel his visa which led to his arrest and detention here in America. Ultimately he was deported to Manila after his petition for asylum was rejected by an American immigration court. The same case with Police Superintendents Cesar Mancao and Michael Ray Aquino. Both fled here to escape prosecution. Aquino and Mancao were suspected of having a hand in the murder of Bubby Dacer, a high profile public relations practitioner (PR) and his driver, Emmanuel Corbito in 2001. Both were eventually arrested in the US also after their visas were cancelled and eventually extradited to the Philippines to face criminal prosecution. So if De Lima can no longer flee to America, where can she possibly go? Perhaps to Mexico to join the numerous drug cartels involved in the

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multi-million dollar cocaine business. Who knows, Ronnie Dayan and Jonel Sanchez can both join her and act as her lovers/bodyguards. *** As I was writing this column, my sister called me from the Philippines. She said there was a flash report on television stating that Ronnie Dayan, Senator Leila de Lima’s suspected lover/driver/bodyguard and bagman, was arrested by the Police in San Juan, La Union, Tuesday at 11:30am. According to my sister Corazon Vintayen, Dayan “voluntarily” surrendered to police authorities. The Volunteers Against Crime and Corruption offered last week a P1 million bounty for Dayan’s capture or information of his whereabouts. The P1million price tag on his head must have made it difficult for Dayan to move around without being

15

seen by people who were all keen in getting the reward money. Dayan will be able to help the Justice Department to pin down Secretary die Lima for her alleged involvement in the illegal drugs trade during her stint as head of the DOJ. And latest reports said he has admitted receiving drug money for De Lima. This is good news for President Duterte. At least for now, there are two possible witnesses who will testify against Senator De Lima for her alleged connection with high profile drug lords at the New Bilibid Prisons (NBP) The public will know for sure if De Lima is really in cahoots with drug lords. The numbers of drug dependents or drug addicts skyrocketed during the incumbency of President Aquino.

Admission of ‘immoral’ affair to bolster disbarment case vs. De Lima: IBP official

MANILA, Nov. 20 (PNA) – The disbarment case against former Department of Justice (DOJ) Secretary and now Senator Leila De Lima will be further bolstered after she admitted to having a romantic affair with her former driver Ronnie Dayan, according to an official of Integrated Bar of the Philippines (IBP). IBP Director Ramon Esguerra said De Lima’s affair with Dayan who has gone into hiding after he was implicated in the proliferation of illegal drugs at the New Bilibid Prison (NBP) in Muntinlupa City was among the issues raised by the petitioners in the disbarment case against the lady senator. “Ang morality kasi o immoral character ng isang abogado o abogada ay kabuuan ng buhay mo, hindi lang iyung professional life mo (A lawyer’s morality or immoral character comprises his life, not just his profession),” he said. Esguerra also said the Supreme Court (SC) is the final arbiter in such cases though he explained it could direct the IBP to investigate complaints and make recommendations to the Court. The disbarment case against De Lima for gross immorality filed by the Volunteers Against Crime and Corruption, jueteng whistleblower Sandra Cam and former National Bureau of Investigation (NBI) deputy directors Reynaldo Esmeralda and Ruel Lasala.

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Honda begins production of all-new 2017 CR-V in Ohio; First-ever global production launch for East Liberty Plant

Honda today celebrated the global start of mass production for the all-new 2017 Honda CR-V at the East Liberty Auto Plant (ELP) in East Liberty, Ohio. Slated to go on sale at dealerships across North America this winter, the redesigned and reengineered 2017 CR-V is the fifth generation of Honda’s immensely popular five-passenger compact SUV, the best-selling SUV in America over the past 20 years, with cumulative U.S. sales of nearly four million units since the model’s introduction in 1997. “Our Ohio team did an incredible job as the lead plant for the global launch of this new Honda CR-V and we look forward to sharing this world-class 2017 CR-V with our customers in the U.S., North America and around the world.” said Tim Myers, plant manager at the East Liberty Auto Plant. “With a first-ever available turbocharged engine that is also built right here in Ohio we believe the CR-V will continue to set the standard for compact SUVs.”1 As the global lead plant for this fifth-generation CRV, ELP will not only be the first plant in the world to launch the new CR-V into mass production, but has also developed the processes and technologies that will form the manufacturing base for CR-V production at ten Honda

plants globally. This is the first time a Honda plant in the U.S. has led the mass production efforts for a global model. In addition to the East Liberty Plant, CR-V also will be built at Honda of Canada Mfg. in Alliston, Ont. and Honda Manufacturing of Indiana in Greensburg, Ind. In a CR-V first, the new 1.5-liter turbocharged engine is built exclusively at the Honda engine plant in Anna, Ohio. The East Liberty Plant employs 2,350 associates and has the annual capacity to manufacture 240,000 passenger cars and light trucks. The 2.8 million square foot plant started production in December 1998 and currently makes the Honda CR-V and the Acura RDX sport-utility vehicles. The plant will add production of the Acura MDX luxury 3-row SUV next year, which will be dual-sourced from ELP and from Honda Manufacturing of Alabama in Lincoln, Alabama, where it is currently built. Honda in Ohio Honda’s rich history in the state of Ohio began in September 1979 with the production of motorcycles in Marysville, Ohio. In November 1982, Honda became the first Japanese automaker to begin automobile production in the U.S. at its nearby Marysville Auto Plant. Construction

of an engine plant in Anna, Ohio and a second Ohio auto plant located in East Liberty quickly followed these operations. A third automotive plant, the Performance Manufacturing Center in Marysville, Ohio, started the exclusive production of the 2017 Acura NSX this year, the only supercar de- 2017 Honda CR-V find you your new Honda Hybrids or signed, developed and any other Honda vehicle and be asmanufactured in the U.S. Located near its Ohio plants, Hon- sured of top fuel efficiency as well as da R&D Americas Ohio Center is safety and maintenance. These are just some of the reasons Honda’s largest R&D Center outside Japan. The facility engineers all- why Pinoys come to the dealership. new products for Honda and Acura Above all, at Diamond Honda of customers focused leadership in fuel Glendale, customers are treated like Diamonds! That statement is backed efficiency and product safety. Today, Honda operates 13 compa- up by General Manager Philip Keung, nies in Ohio, producing a wide range who has endeared himself to Filipino of Honda and Acura automobiles, customers because of his professionautomobile engines and transmis- alism and his recognition and vast sions. The company has continued understanding of Honda’s multi-ethnic to expand local production, and since market. “He is a great anchor. We rely on his 1982 has manufactured over 17 milwisdom and professional savvy all the lion automobiles in the state. Meanwhile, if you want to belong time. He is very helpful to the Filipino to the select group of Honda owners, salesmen and customers alike,” says all you have to do is visit the Diamond Orly. Diamond Honda of Glendale is Honda of Glendale and get in touch located at 138 S. Glendale Avenue, with our kababayan Orly Roque, who Glendale, CA 91205. Its toll-free numare more than ready to serve you and ber is 1.866.237.7092.

Best used cars now available in the market for less By Jon Linkov Consumer Reports

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Not everyone enjoys poring over used-car classified ads to find that hidden gem. Even our experts find the hunt through bad cars to be the worst part of the buying experience. An easier solution: Simply determine your budget and choose a vehicle from our lists of the best used cars. We dug through years of test data and hundreds of thousands of survey responses, and cross-referenced those metrics with the availability of electronic stability control, a lifesaving safety feature. The best of the best used car models can be accessed at consumerreports.org.. Each model performed well in our road tests when it was new and had above-average reliability for the model years shown. In addition, each vehicle offered ESC as a standard or optional feature. We also included a list of used cars you should avoid considering because they proved to be particularly troublesome and unreliable. Of course, even for used cars we recommend, there can be stinkers – due to a bad day at the factory or a former owner who didn’t care much for car maintenance. Before you buy, make sure to pay for a thorough inspection by a certified

mechanic, so there are no surprises down the road. But there is a much better way of buying a used vehicle. And all you have to do is get down to Cars 911, where all used vehicle have been checked and re-cheked before they even go to the lot. Fo a hassle-free car-buying for a used vehicle, call Cars 911 now. Cars 911 is one of the leading car dealerships that specializes in preowned vehicles. They have experts in all car brands and will provide you the best tips on why buying a used vehicle is worth it all, especially when you are in dire need of a vehicle ASAP as if getting one is an “emergency.” They have more than 25 banks, all of which are ready to approve! Call now. The Cars 911 experts are waiting for you. You can reach them at (323) 222-2400. Cars 911 is located at 2244 N. San Fernando Rd., Los Angeles, CA 90065. Mention our ad here in this edition of Weekend Balita and you will be treated with utmost care.

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Your home is your retirement and go-to piggy bank The initial good news for home-equity wealth building – particularly for those who have managed to hold onto their homes – is that in most of the country prices have generally recovered since the 2008 financial crisis. With the hope of the new government’s promises of Jobs creation, we hope that the Real Estate Market/Values will slowly but surely continue to appreciate. But building home equity will largely depend on where you live, when you bought your home and if you tap that equity for retirement income. The wide regional differences in home appreciation are worth noting for those still trying to use real estate to increase their nest egg. Homeowners always turn to their home equity for home improvement needs, college tuition, and excessive credit card debts and for retirement income. Homeowners who have been in their homes the longest will probably see the greatest increase in home equity. Homeowners 62 years and older now have more equity in their homes than at any time since early 2008. Home equity held by persons 62 and older has grown by more than 22 percent since the second quarter 2012, to a total of $3.73 trillion. Everyone knows if you had bought a property after 2010 for sure your value has appreciated substantially. This also means that if you’re an older, longtime homeowner, you’ve probably regained the equity you lost during the housing bust of 2007-9. You may be able to tap that equity for retirement or other purposes through a loan, refinancing or downsizing. In most areas property values has surpassed the 2007-09 prices and some area prices have actually gone higher. Yet is home equity a reliable piggy bank? Home equity creation used to be seen as a forced savings plan. Whatever you invested in mortgage principal appreciated roughly at the rate of inflation. And we should treat it like that again now. The housing credit crisis changed that perception for several generations of Americans. The bust devastated home prices in some of the most desirable areas — Arizona, California, Florida and Nevada. The tide may have turned, though. Demographic changes in society — especially baby boomers downsizing or moving to warmer places — mean

some coastal areas may once again prove to be good locations for building home equity, especially if building is restricted or climate change policies make development more expensive. We most definitely have the warm area pinned down. Some of the most robust growth projections for housing appreciation are for the coasts. According to the Local Market Monitor, which tracks housing prices in more than 300 markets in the United States, California had the best performance over the last 20 years and is projected to grow a cumulative 30 percent over the next three years. Despite high taxes and the state’s well-publicized budget and water woes, demand is still strong for the Bay Area and parts of Southern California. Technology start-ups and mature businesses want to be around Silicon Valley and Stanford University. And the Los Angeles area is a cultural and business mecca. The key to home equity growth is a combination of strong local economies, building and jobs. People have to find an area desirable and want to move there from other places — the kind of mobility that virtually came to a standstill during the recession years. And as land for development becomes scarcer and demand grows for new retirement housing, home prices will benefit. Those markets with the best expected home price appreciation have strong economies that attract in-migration. Its population growth from migration that has the strongest effect on home prices, especially now. Los Angeles is not running far behind Northern California High Tech communities, with the Football Stadium in Inglewood and the Mega Outlet in the City of Industry in the books, our city will be fostering jobs for the guaranteed next few years. Other regions will not be as fortunate as retirees move to warmer locations with lower living costs. Because housing prices have proved to be volatile – and may not return what they did in the past — you may be better off concentrating on financial assets. As the financial

crisis demonstrated, home appreciation is far from guaranteed. Areas can be overbuilt, and speculators can drive up prices with cheap financing. As I have mentioned long time ago, moving out of the area just to be able to buy a house or an investment have to be seriously considered. While reverse mortgages can be complex and expensive – they leverage equity for current cash needs — homeowners can also get access to home equity through a “cash out” sale, selling their home and buying or renting a less expensive dwelling. Home ownership, building home equity is a smart financial step for the overall net worth picture of individuals, yet it should not be a primary driver as a source for retirement income. For most retirees, being debt-free can be a better financial strategy

than using home equity for income or expenses. Having a mortgage in retirement reduces your monthly income, which is a growing problem. Nearly a third of those 65 and older had a mortgage in 2011. That’s up from 22 percent in 2001, according to the Consumer Financial Protection Bureau. Building equity in a home is another way of approaching a debt-free status for retirement, which should be the primary goal when it comes to homeownership. Best way to retire is to not have a mortgage payment with another source as your retirement income. Thanks for your inquiry and comments please call Ken Go of 1st Innovative Finance Group at 562508-7048 or write to kennethgo@ verizon.net BRE 01021223 NMLS 238636.

Senators give additional PHP5-B to PNP for its equipment MANILA, Nov. 20 (PNA) – Senators have crossed party lines to boost the Philippine National Police’s equipment budget next year by PHP5 billion, so that the PNP, in the words of Senate Minority Leader Ralph Recto, “will be able to meet its guarantee of a 15-minute maximum response time to all distress calls in urban areas.” Recto made the proposal during the Senate plenary debates on the 2017 budget of the Department of Interior and Local Government last Friday. It was accepted by Sen. Loren Legarda, chair of the Senate Finance committee. The PHP5-billion additional

fund for PNP logistical modernization will be lodged in the PHP67.5 billion Unprogrammed Fund in the PHP3.3-trillion 2017 national budget. Recto said the Senate moved to hike the PNP’s capital outlays (CO) after noticing that it will be cut from PHP3.82 billion this year to PHP3.37 billion next year, or by PHP500 million, “which could slow down its momentum in battling crime.” Several documents submitted to the Senate tell of an across-theboard shortage in equipment in the national police, “in all aspects of police work, from shoot-move-communicate to offices and data bases.”

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PRAYERS PRAYER TO THE HOLY SPIRIT Holy Spirit Thou who make me see everything and show me the way to reach my ideal, You who give me the divine gift to forgive and forget the

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HEALTH & BEAUTY

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Dengue cases in Taguig down by 15% MANILA, Nov. 20 (PNA) – The Taguig City Health Department on Sunday reported that dengue cases in the city had dropped by 15 percent this year compared to the same to the years 2013-2015. According to the City Health Department, dengue cases this year reported to 403 cases have been down by 15 percent compared to 2015 there were 474 cases. The reported cases this year were also lower by 15 percent than the previous three-year average (20132015). The City Health Department and

the Sanitation Office have devoted the entire month of November to misting and larviciding operations. City Health Officer Dr. Isaias Ramos said the activity is part of their year-round Dengue Prevention and Control Program at the same time a preventive approach against the Zika virus and the Chikungunya virus. “We are thankful as dengue incidents have been low in Taguig this year and we have zero Zika virus and Chikungunya virus. The mayor wants to keep the numbers down, thus, we will exert more effort to

achieve it,” Ramos explained. Earlier this year, Mayor Lani Cayetano issued a directive to execute an information campaign and a massive clean-up drive to destroy potential breeding sites of dengue, Chikungunya and Zika virus-carrying mosquitoes. Cayetano is happy with the negative 15 percent drop in dengue cases but not satisfied due to the two deaths reported this year. “I am happy with the result, the dengue incidents are down as well as the flooding. I have directed the City Health Office; Liga ng mga Barangay; CENRO, City Engineering Office; and the Solid Waste Manage-

ment Office to continue what they have been doing. Although the numbers are down, there were fatalities. We need to do something about it. I also would like to appeal to my constituents to do your share by being responsible and cleaning your surroundings,” she noted. The misting and larviciding operations had started and it will continue on until November 29. The priority areas are schools and high population areas in the city. A lecture on Dengue Prevention and Control will be conducted on Nov. 21 with the Philippine Coast Guard personnel stationed in the city as beneficiaries.

The sooner the exec. order on zero smoking in public is signed, the better, says tobacco control advocate By Leilani S. Junio

MANILA, Nov. 18 (PNA) – The sooner the executive order banning smoking in public places nationwide is signed, the better, an official of the International Union Against Tuberculosis and Lung Disease has said. “If he (President Rodrigo Duterte) can do that, that will be a huge tobacco control step in the Philippines,” Dr. Ehsan Latif, director of the Union’s Department of Tobacco Control, said in a recent interview with the Philippine News Agency (PNA). “And we are hoping, he does it soon,” Latif said, noting that signing the order takes political will, which the President has shown, especially

when he was mayor of Davao City. He said that once the EO is signed, it can be considered a huge step for tobacco control in the Philippines and this could lead to a reduction in the harms caused by tobacco use among Filipinos. “It’s not just about smokers. It’s about saving the future generations, the young people,” he said, pointing out that it is disturbing to see kids in the streets, holding a cigarette and even lighting it on their own. The EO expects the local government units to promote the no smoking policy in public places across the country by passing local ordinances applicable to their respective cities and municipalities.

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Population commission warns of shortage of contraceptives if Supreme Court does not lift TRO By Leilani S. Junio MANILA, Nov. 21 (PNA) – The Commission on Population on Monday warned of a possible shortage of contraceptives starting 2018 if moves to hamper the implementation of the Responsible Parenthood and Reproductive Health (RPRH) Law continue. The commission’s executive director, Dr. Juan Antonio Perez III, issued the warning during the first National Family Planning Conference, held at the Novotel Hotel in Araneta Center, Cubao, Quezon City. Perez called the Temporary Restraining Order (TRO) imposed by the Supreme Court (SC) a major setback in carrying out the RPRH Law as it will affect the availability of family planning commodities “The TRO has caused the disappearance of one third of contraceptives in the country. By next year,

another third will be taken out of the market,” Perez said, noting the glaring effects of the TRO, especially on the poor. He cautioned that if the scenario continues, it is likely that by the end of 2018, only four or five kinds of contraceptives would be available in the market which the health department and the local government units could procure, and their prices would soar. This, he said, would “curtail the couples’ and an individual’s right to plan their families”. “This is not only injustice to our mothers but to our children, as well,” he said, pointing out that teen pregnancies nationwide have reached 209,000. “That’s more than 500 a day, and the situation has been the same since 2011. So for the last four or five years, we have been having over a million teen pregnancies in this

country,” he said, noting its social and economic impact, especially on the poorest sectors of society. Citing a UN Population Fund (UNFPA), he said pregnancy affects the productivity of teenage mothers and limits their chance to become economic contributors. Given the right choices and with the implementation of the RPRH, teenagers would have the opportunity to return to their studies and be contributors to economic development, he said. “This conference can rally us together to put a stand and collective action to reclaim such right, and protect Filipinos from the denial of the widest range of family planning services,” Perez said. The conference will also be an opportune time to regroup, rethink and refocus strategies to strengthen the national family planning program to empower the Filipino families,

he added. Perez meanwhile said they are looking forward to President Duterte’s signing of an executive order that would address the issue, as the Chief Executive has included the strengthening of the RPRH in its 10-point socioeconomic agenda. The TRO of the High Court focuses on the certification and recertification of modern methods of contraceptives requiring Food and Drug Administration (FDA) and the DOH to come up with guidelines, procedures in the screening, evaluation, approval, purchase and distribution of contraceptive drugs, hormonal contraceptives, intrauterine devices, injectables and other safe, legal, non-abortifacient family planning products and supplies. The DOH, the Solicitor General, Population Commission and the FDA filed for a motion for reconsideration last October.

Health dept. set for a stronger direction in first family planning conference MANILA, Nov. 21 (PNA) – The Department of Health (DOH), together with the Commission on Population and the Forum for Family Planning and Development, Inc., will gather one million signatures so that the Supreme Court would lift the temporary restraining order (TRO) on contraceptives. The department made the unified Call to Action as it spearheaded the first National Family Planning Conference in Novotel, Quezon City on Monday. The conference carried the theme, “Accelerating Progress in Family Planning: Policies, Good Practices and Future Directions”. According to the health department, based on the National

Demographic and Health Survey (NDHS) 2013, 81 percent of women of reproductive age in the country either want to delay or prevent childbearing. Meanwhile, 18 percent of these women are not using any contraceptive method, putting them at risk of unwanted pregnancy and neglecting their need for family planning. The conference aims to reduce the unmet needs for family planning, which is one of the expressed guarantees of the Philippine Health Agenda. “The relevance of this gathering is fueled by the critical challenges we are facing every day to promote the rights of couples and individ-

3-M PhilHealth members benefit from strengthened frontline services MANILA, Nov. 20 (PNA) – The state-run health insurer -- Philippine Health Insurance (PhilHealth) -- is continuously improving its frontline services for the benefit of its 93 million members and their dependents. In a statement, PhilHealth said that the move is in line with President Rodrigo R. Duterte’s call for transparency, faster transactions and customer satisfaction in the government service. As proof of that efforts, 17 regional offices, five branches and 101 local health insurance offices (LHIOs) strategically located nationwide are enabling the PhilHealth to immediately respond to the needs of its members, whether these are membership or benefit availment concerns. As part of said efforts, they further extended service availability by placing service desks inside the malls, making PhilHealth one of the few government agencies that have done so. From 11 PhilHealth Express outlets in 2012, the number has grown to 63. Today, these Expresses are now located not only inside malls but in municipal or city halls, hospitals, city public libraries and in other areas with high volume of foot traffic. Interestingly, some of the LHIOs provide additional facilities for members. These include breastfeeding corners, diaper changing rooms, prayer rooms and kiddie nooks for

children. They are provided for the convenience of the members who need to attend to their children while transacting business with PhilHealth. These are truly an innovative way of demonstrating understanding of its members’ needs. As an affirmation of the quality of service being rendered by PhilHealth’s frontline personnel, no less than the Civil Service Commission has repeatedly recognized PhilHealth’s efforts to serve its clientele. There is a 17 percent increase in the offices conferred with Excellent Ratings. From 66 PhilHealth offices in 2014, 88 offices nationwide were conferred with Excellent Ratings in the 2015 Anti-Red Tape Survey. Fifteen offices were also awarded with the CSC’s Seal of Excellence award in 2014. LOOKING FOR A ROOF OVER YOUR HEAD?

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uals to plan their families, big or small. The standing TRO on the Certification of Modern Methods of Contraceptives issued by the Supreme Court is one of the roadblocks ahead,” Health Secretary Paulyn Jean Rosell-Ubial said in a statement Monday. “We have other glaring issues in front of us that this conference hopes to address: fragmented health care delivery system, lack of general political commitment, dearth of skilled manpower, sustainable budget and funding to name a few. The research and data presented in this conference will lead to solutions overcoming obstacles while the eager participation of different sectors shall ignite

new ideas and broaden networks to advance our actions,” she added. Meanwhile, one of the much-awaited highlights of the conference was the launch of the Purple Ribbon Award that aims to recognize local government units, as well as civil society organizations for their exemplary practices, accomplishments, and innovations in carrying out the Reproductive Health and Family Planning Program. Ubial said planning is one of the pillars to ensure rapid reduction of maternal death and at the same time achieve the desired family size of women or couples among the poorest of the poor families in the country.

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Experience the difference at Puente Hills Mazda By Abner Galino

“Experience the Puente Hills Mazda difference.” This is definitely not just a catchphrase says Justin Brieva, Puente Hills Mazda’s Filipino internet manager. “As far as I’m concerned, nothing beats Filipino hospitality,” Brieva says smiling, adding that the Puente Hills Mazda management knows too well that it is in the heart of a big concentration of Filipino Americans. Puente Hills is a neighbor to West Covina, Walnut and the City of Industry. Puente Hills Mazda General Sales Manager Nikola Lazarevic, adds that aside from the cheerful and helpful staff, another compelling reason to visit the auto gallery is “to see Mazda’s bestseller Mazda3.” “I really recommend to our Filipino Americans friends and neighbors to come and see this Mazda model. They really need to personally try out this brilliant car so they would

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know what’s all the hypes were about,” Lazarevic points out. Mazda3, according to a recent Motor Trend article, is a serious competition to other brands. The car model is offered as a sedan and a four-door hatchback. It was introduced in 2004 as a replacement for the Protege. “Good looks, long list of technology and safety features and, of course, the stylish, high quality interior. You’ll really love this car,” Lazarevic adds. The Mazda3 is Insurance Institute for Highway Safety (IIHS) Top Safety Pick+ and it earned five out of five possible stars from the National Highway Traffic Safety Administration (NHTSA) for its overall safety testing score.

Puente Hills Mazda General Sales Manager Nikola Lazarevic (left) and Filipino Internet Manager Justin Brieva welcomes the Filipino community to their dealership. Call them at 1-855-862-2067.

The Mazda3 was a finalist in Motor Trend’s 2014 Car of the Year testing. And it won second place in “The Big Test: 2015/2016 Hatchback comparison. “But of course, Puente Hills Mazda has a long list of Mazda vehicle inventory. You come here thinking about one car model but you may end up buying another car model.

You can never really tell when you see these gorgeous cars personally,” Lazarevic concludes. The Puente Hills Mazda is located 17723 Gale Ave, City of Industry 91748 inside the Puente Hills Auto Mall. Filipino Americans could reach Justin Brieva through his email address jbrieva@phmazda. com. or call him at 1-855-862-2067.

Nissan brings “Battle Tested Rogue Virtual Reality Experience,” priceless Star Wars memorabilia LOS ANGELES – Nissan is bringing four new 2017 model debuts to the Los Angeles Auto Show this year – and creating an immersive “Rogue One: A Star Wars Story”-inspired experience for consumers visiting the Nissan display. Nissan is one of five global brands joining forces with Lucasfilm Ltd. for the launch

of an extensive global promotional campaign in support of “Rogue One: A Star WarsStory,” which opens in U.S. theaters on Dec. 16. “Our goal at the Los Angeles Auto Show this year is to bring extra attention to the redesigned 2017 Nissan Rogue and its extensive list of available Intelligent Safety

Shield technologies,” said Jeremy Tucker, vice president, Marketing Communications & Media, Nissan North America, Inc. “We’re building on elements of our current Rogue broadcast commercial, which demonstrates the new Forward Emergency Braking with Pedestrian Detection*, through interactive

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experiences and Star Wars-themed displays at the show.” Central to Nissan’s LA Auto Show display is an array of new Manuel Lava 2017 Nissan vehicles including the new Nissan Rogue, the first-ever Sentra NISMO, redesigned Versa Note, limited production JUKE Black Pearl Edition and the first-ever full-size production vehicle to include Star Wars-branded elements, the “Nissan Rogue: Rogue One Star Wars Limited Edition.” “And, just to help show-goers find the Nissan display among all the other exhibits, it’s the one with the prop replica of the TIE fighter out front,” added Tucker.Along with all of the special vehicles within the Nissan display itself, two customized 2017 Rogue vehicles greet attendees as they walk into the South Atrium of the Los Angeles Convention Center where the show is being held. If you have been desiring to own a new Nissan vehicle, come down to Nissan Mission Hills and check out our kababayan Manuel Lava of Nissan Mission Hills. So what are you waiting for? Schedule a Test drive on the vehicle of your choice at Nissan of Mission Hills. Call Manuel at 1-888-588-7635 and test drive a Nissan vehicle today! Nissan of Mission Hills is located at 11000 Sepulveda Blvd., Mission Hills, CA 91345.

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$17,588

$10,991

2016 Dodge Grand Caravan 92367/GR224967

WAS $19,088

NOW

261505B/8L010204

WAS $12,491

WAS $10,091

$8,591

2008 Honda Element

Starting at $24,645. $4,999 due at lease signing plus destination, tax, title & tags. 36 month lease, 12k miles/ yr. 36 miles with $0.15 per excess mile. No security deposit required. On approved above average credit through American Honda Financial Services.

$21,593

Diamond Honda

of Glendale

$10,991

2015 Subaru Forester 92278A/FH534281

WAS $23,095

NOW

2010 Honda Odyssey 92380B/AB100513

WAS $12,491

NOW

2016 Nissan Frontier 92366/GN701083

WAS $23,493

NOW

$21,993

$11,991

$22,788

Starting at $30,300. $5,598 due at lease signing plus destination, tax, title & tags. 36 month lease, 12k miles/ yr. 36 miles with $0.20 per excess mile. No security deposit required. On approved above average credit through American Honda Financial Services.

On Select Honda Models

ON APPROVED CREDIT FOR QUALIFIED BUYERS

2013 Honda Civic 92426/DE281604

2013 Honda Fit Sport 92375/DC039185

$13,991

$13,998

NOW

2012 Mercedes-Benz E350 2015 BMW 3 Series 328i 92314/CA545524

92246/FF608769

WAS $24,498

NOW

$22,998

2013 Honda Accord EX 92348/DA017477

WAS $15,488

WAS 15,491

NOW

WAS $24,288

NOW

1 AT THIS OFFER 6WN 9,1 0RGHO &5 ) *(:

1.9% APR

RATE AS LOW AS

WAS $13,491

NOW

per month plus tax at 36 months

2 AT THIS OFFER FFER 67. 9,1 0RGHO 50 + )(:

+RQGD &HUWLÂżHG 8VHG &DUV 2WKHU 3UH RZQHG 6SHFLDOV

NOW

NEW 2016 Honda ODYSSEY LX

WAS $18,094

NOW

2014 Honda Odyssey EX 261134A/EB041276

WAS $25,098

NOW

$23,598

www.diamondhondaofglendale.com

866.237.7092 $OO DGYHUWLVHG SULFHV H[FOXGH JRYHUQPHQW IHHV DQG WD[HV DQ\ ÂżQDQFH FKDUJHV DQ\ GHDOHU GRFXPHQW SUHSDUDWLRQ FKDUJH DQG DQ\ HPLVVLRQV WHVWLQJ FKDUJH )RU ZHOO TXDOLÂżHG EX\HUV RQ DSSURYHG FUHGLW 1RW DOO ZKR DSSO\ ZLOO TXDOLI\ $G H[SLUHV RQ

$16,594

WAS $25,398

NOW

$23,898

28

Visit www.Balita.com

Weekend Balita, Sat.-Fri., Nov. 26 - Dec. 2 , 2016

Balita

CERRITOS MITSUBISHI

“Tawag na mu!”

SONNY C. Filipino Sales

EUGENE C. Senior Sales Consultant

HUGE FALL INVENTORY (562) 472.8938

(562) 688.4626 OF 2015 EVOLUTIONS & LAST YEAR OF PRODUCTION 2017 MITSUBISHI MIRAGE G4 5 Speed BUY FOR

MSRP................$14,830

11,199

$

Customer Rebate........................$750 Military Rebate .......................$500 Loyalty Rebate .........................$250

2016 MITSUBISHI

0%

48 MONTHS FINANCING

0

%

72 MONTHS FINANCING

0

%

LANCER ES 5 Speed NET COST

MSRP................$18,430

13,699

$

Customer Rebate.....................$1,500 Dealer Delivery Bonus...............$500 Loyalty Rebate ........................$500 Military Rebate .......................$500

2016 MITSUBISHI

*

*

OUTLANDER SPORTS ES 5 Speed BUY FOR

MSRP..............$20,490

14,499

$

Customer Rebate.......................$1,500 Dealer Delivery Bonus.................$500 Loyalty Rebate ...........................$500 Military Rebate ...........................$500

2016 MITSUBISHI

*

72 MONTHS FINANCING

*Lease payment includes Loyalty and Military Rebates.

OUTLANDER ES 7 seater UP TO

MSRP...................$23,845

0%

18,199

$

Customer Rebate.......................$1,500 Dealer Delivery Bonus.................$500 Loyalty Rebate ..........................$500 Military Rebate ........................$500

*

72 MONTHS FINANCING

FALL-FRIENDLY PRICED PRE-OWNED CARS! TEST-DRIVE NOW! ‘03 TOYOTA SIENNA VAN

WAS 8,800 $

Stk: C16165A

5,988

$

‘13 MITSUBISHI OUTLANDER SE

WAS 14,988 $ $

Stk: C16162A

12,800 NURSES PROGRAM AVAILABLE!

‘11 HYUNDAI ELANTRA

WAS 10,900 $

Stk: C2986P

8,988

$

‘09 SUBARU IMPREZA WRX WAS $18,999 $

Stk: C10001A

0

15,900

‘10 MITSUBISHI LANCER SPORTBACK GTS HB ‘07 MITSUBISHI ECLIPSE GS CPE WAS $10,900 $ WAS $10,900 $

8,988

Stk: C16151A

Stk: C2894P

‘14 MAZDA MAZDA CX-5 SPORT SUV

WAS 18,800 $ $

Stk: C16222A

% FINANCING

15,900

8,999

‘13 KIA OPTIMA SX

WAS 21,999 $ $

Stk: C2999P

18,800

‘13 MITSUBISHI OUTLANDER SPORT SE

9,988

WAS $13,988 $ Stk: C16108A

‘14 NISSAN 370Z COUPE

Was $27,900 Stk: C2980P

24,988

$

ANY CREDIT SITUATION, WE CAN HELP YOU.

AVAILABLE ON SELECTED BEST IN CLASS PAYMENT 2014 & 2015 MODELS Mitsubishi Honda Toyota Nissan NO ONE OFFERS MORE!

560

5 YR/60,000 MILES BUMPER TO BUMPER WARRANTY

YES

ONLY 3/36

ONLY 3/36

ONLY 3/36

10100

10 YR/100,000 MILES LTD POWERTRAIN LIMITED WARRANTY

YES

ONLY 3/36

ONLY 5/60

ONLY 5/60

5YR

YES

5 YR/UNLIMITED MILES NONE NONE NONE ROADSIDE ASSISTANCE PRICE LISTED AFTER ALL APPLICABLE REBATES. ALL VEHICLES SUBJECT TO PRIOR SALE PRICES PLUS GOVERMENT FEES AND ANY DEALER DOCUMENT PREPARATION CHARGE AND EMISSION TESTING CHARGE PLUS DESTINATION CHARGE ALL FACTORY REBATES IN LIEU OF SPECIAL RATES OFFERED BY MITSUBISHI CREDIT AND SPECIAL RATES ARE NOT AVAILABLE WITH ANY ADVERTISED VEHICLES. SEE DEALER FOR ADDITIONAL DETAILS. PRICE LISTED AFTER ALL APPLICABLE REBATES SUCH AS CUSTOMER & LOYALTY REBATE. NOT ALL CUSTOMERS QUALIFY FOR LOYALTY RABATE. TO QUALIFY CUSTOMER MUST BE A CURRENT MITSUBISHI VEHICLE REGISTERED OWNER. ALL VEHICLES SUBJECT TO PRIOR SALE PRICES PLUS GOVERMENT FEES AND ANY DEALER DOCUMENT PREPARATION CHARGE AND EMISSION TESTING CHARGE. ALL FACTORY REBATES IN LIEU OF SPECIAL RATES OFFERED BY MITSUBISHI CREDIT AND SPECIAL RATES ARE NOT AVAILABLE WITH ANY ADVERTISED VEHICLES. SEE DEALER FOR ADDITIONAL DETAILS. *All special lease are based on Tier 1 Credit through Mitsubishi Motors Credit of America. All payments are plus tax, first payments, license and acquisition fees included in lease.

Toll Free 1-888-835-6136

10944 South St. Cerritos CA 90703

Balita Weekend Balita, Sat.-Fri., Nov. 26 - Dec. 2, 2016

Visit www.Balita.com

29

Nissan of Mission Hills

Out to be the #1 Nissan Dealer in the Nation*

Serving the Filipino Community for more than 20 years.

“Tawagan “T Tawagan or hanapin nyo lang ako”

Manuell Lava Lav ava va

Internet | Fleet Manager

“Kayang-kaya nyo ang down dow wn att mababa mab bab ba lang lang ang monthly payment!” Ikaw Ika aw baa ay problematic o lema dahil a l sa Bad a Credit/No e /No Credit?. e No Driver’s ve s LLicense? ense No SS SS? OOk na an ang TIN!. N Bankruptcy? an y WALANG ALAN PROBLEMA!!! O LEMA LEMA MAA!!!

NEW CAR SPECIALS

Cell: (661)-644-0944

2016 NISSAN SENTRA

2016 NISSAN ROGUE

2016 NISSAN ALTIMA

69 ZLWK 6SODVK *XDUGV )ORRU 0DWV

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129

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expires 12/05/16

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$

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189

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$

expires 12/05/16

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2 or more at this price

expires 12/05/16

$OWLPD 6 ZLWK 3RZHU 'ULYHU 6HDW 3NJ DQG 6SODVK DQG 0DWV OHDVH PRGHO VXEMHFW WR DYDLODELOLW\ WR ZHOO TXDOL¿HG OHVVHHV WKURXJK 1LVVDQ 0RWRU $FFHSWDQFH &RUSRUDWLRQ ([FOXGHV WD[HV WLWOH DQG OLFHQVH LQLWLDO SD\PHQW UHTXLUHG DW FRQVXPPDWLRQ ,QFOXGHV FRQVXPHU GRZQ SD\PHQW ¿UVW PRQWK SD\PHQW ,QFOXGHV PDQXIDFWXUH¶V UHEDWH DSSOLHG WR 0RQWK OHDVH 2ϑHU YDOLG RQO\ ZKHQ ¿QDQFHG WKURXJK 1LVVDQ 0RWRU $FFHSWDQFH &RUSRUDWLRQ 6XEMHFW WR UHVLGHQF\ UHVWULFWLRQV 0653 LQFO GHVWLQDQWLRQ FKDUJH 1HW FDSLWDOL]HG FRVW RI LQFOXGHV D QRQ UHIXQGDEOH DFTXLVLWLRQ IHH 'HDOHU FRQWULEXWLRQ PD\ DϑHFW DFWXDO SULFH VHW E\ GHDOHU 0RQWKO\ SD\PHQWV WRWDO $W OHDVH HQG SXUFKDVH IRU SOXV SXUFKDVH RSWLRQ IHH XS WR H[FHSW .6 :, SOXV WD[ RU SD\ H[FHVV ZHDU XVH SOXV SHU PLOH IRU PLOHDJH RYHU PLOHV SHU \HDU /HVVHH LV UHSRQVLEOH IRU PDLQWHQDQFH DQG UHSDLUV $ GLVSRVLWLRQ IHH LV GXH DW WHUPLQDWLRQ RI OHDVH WHUP 1R VHFXULW\ GHSRVLW UHTXLUHG 0XVW WDNH GHOLYHU\ IURP QHZ GHDOHU VWRFN 6HH GHDOHU IRU GHWDLOV

2016 NISSAN MURANO

2016 NISSAN FRONTIER

6 ):' ZLWK 0DWV 6SODVK *XDUGV

69 && [ $7

lease for PR IRU PRV LQLWLDO SD\PHQW

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$

$

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expires 12/05/16

0XUDQR 6 ):' ZLWK 0DWV DQG 6SODVK *XDUGV OHDVH PRGHO VXEMHFW WR DYDLODELOLW\ WR ZHOO TXDOL¿HG OHVVHHV WKURXJK 1LVVDQ 0RWRU $FFHSWDQFH &RUSRUDWLRQ ([FOXGHV WD[HV WLWOH DQG OLFHQVH LQLWLDO SD\PHQW UHTXLUHG DW FRQVXPPDWLRQ ,QFOXGHV FRQVXPHU GRZQSD\PHQW ¿UVW PRQWK SD\PHQW 2ϑHU YDOLG RQO\ ZKHQ ¿QDQFHG WKURXJK 1LVVDQ 0RWRU $FFHSWDQFH &RUSRUDWLRQ 6XEMHFW WR UHVLGHQF\ UHVWULFWLRQV 0653 LQFO GHVWLQDWLRQ FKDUJH 1HW FDSLWDOL]HG FRVW RI LQFOXGHV D QRQ UHIXQGDEOH DFTXLVLWLRQ IHH 'HDOHU FRQWULEXWLRQ PD\ DϑHFW DFWXDO SULFH VHW E\ GHDOHU 0RQWKO\ SD\PHQWV WRWDO $W OHDVH HQG SXUFKDVH IRU SOXV SXUFKDVH RSWLRQ IHH XS WR H[FHSW .6 :, SOXV WD[ RU SD\ H[FHVV ZHDU XVH SOXV SHU PLOH IRU PLOHDJH RYHU PLOHV SHU \HDU /HVVHH LV UHSRQVLEOH IRU PDLQWHQDQFH DQG UHSDLUV $ GLVSRVLWLRQ IHH LV GXH DW WHUPLQDWLRQ RI OHDVH WHUP 1R VHFXULW\ GHSRVLW UHTXLUHG 0XVW WDNH GHOLYHU\ IURP QHZ GHDOHU VWRFN 6HH GHDOHU IRU GHWDLOV

lease for PR IRU PRV LQLWLDO SD\PHQW

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2 or more at this price

expires 12/05/16

)URQWLHU 69 && [ $7 OHDVH PRGHO VXEMHFW WR DYDLODELOLW\ WR ZHOO TXDOL¿HG OHVVHHV WKURXJK 1LVVDQ 0RWRU $FFHSWDQFH &RUSRUDWLRQ ([FOXGHV WD[HV WLWOH DQG OLFHQVH LQLWLDO SD\PHQW UHTXLUHG DW FRQVXPPDWLRQ ,QFOXGHV FRQVXPHU GRZQSD\PHQW ¿UVW PRQWK SD\PHQW 2ϑHU YDOLG RQO\ ZKHQ ¿QDQFHG WKURXJK 1LVVDQ 0RWRU $FFHSWDQFH &RUSRUDWLRQ 6XEMHFW WR UHVLGHQF\ UHVWULFWLRQV 0653 LQFO GHVWLQDWLRQ FKDUJH 1HW FDSLWDOL]HG FRVW RI LQFOXGHV D QRQ UHIXQGDEOH DFTXLVLWLRQ IHH 'HDOHU FRQWULEXWLRQ PD\ DϑHFW DFWXDO SULFH VHW E\ GHDOHU 0RQWKO\ SD\PHQWV WRWDO $W OHDVH HQG SXUFDKVH IRU SOXV SXUFKDVH RSWLRQ IHH XS WR H[FHSW .6 :, SOXV WD[ RU SD\ H[FHVV ZHDU XVH SOXV SHU PLOH IRU PLOHDJH RYHU PLOHV SHU \HDU /HVVHH LV UHSRQVLEOH IRU PDLQWHQDQFH DQG UHSDLUV 'LVSRVLWLRQ IHH LV GXH DW WHUPLQDWLRQ RI OHDVH WHUP 1R VHFXULW\ GHSRVLW UHTXLUHG 0XVW WDNH GHOLYHU\ IURP QHZ GHDOHU VWRFN 6HH GHDOHU IRU GHWDLOV

PRE-OWNED CARS AVAILABLE ‘13 NISSAN LEAF HB

$

7,295

‘09 NISSAN SENTRA I4 2.0

$

8,995

‘12 NISSAN VERSA 1.6

$

9,995

‘14 NISSAN ALTIMA I4 2.5 S

‘13 KIA SOUL AUTO

$

$

10,595

11,995

Stock#: U4782 | Vin: 416328

Stock#: G34321 | Vin: 652707

Stock#: U4776 | Vin: 925813

Stock#: U4712 | Vin: 262020

Stock#: G19041 | Vin: 536524

‘14 14 KIA SOUL AUTO

‘133 HONDA CIVIC SDN AUTO LX

‘13 13 NISSAN PATHFINDER 2WD

‘12 12 NISSAN QUEST

‘166 HYUNDAI SANTA FE SPORT FWD 2.4

$

$

Stock#: H22411 | Vin: 084496

Stock#: G34711 | Vin: 293810

14,995

15,995

$

16,695

Stock#: U4773 | Vin: 656937

$

17,995

Stock#: H21571 | Vin: 037607

$

19,995

Stock#: U4788 | Vin: 330929

www.nissanofmissionhills.com | 11000 Sepulveda Blvd. Mission Hills, CA 91345

888-588-7635

®

WE SERVE ALL AAA, COSTCO, AARP, CREDIT UNION, SAM’S CLUB MEMBERS

2ϑHUV VXEMHFW WR DYDLODELOLW\ 1HW FRVW EDVHG RQ FXUUHQW UHEDWHV 1LVVDQ &XVWRPHU &DVK LQ OLHX RI 6SHFLDO )LQDQFLQJ 0XVW ¿QDQFH WKURXJK 10$& $OO 8 6 0LOLWDU\ SHUVRQQHO DFWLYH DQG UHVHUYH $OO DGYHUWLVHG SULFHV H[FOXGH JRYHUQPHQW IHHV DQG WD[HV DQ\ ¿QDQFH FKDUJHV DQ\ GHDOHU GRFXPHQW SURFHVVLQJ FKDUJH DQ\ HOHFWURQLF ¿OLQJ FKDUJH DQ\ HPLVVLRQ WHVWLQJ FKDUJH DQG GHDOHU DGG RQV RU DFFHVVRULHV 9HKLFOHV VXEMHFW WR SULRU VDOH ,QWHUHVW DFFUXHV IURP GDWH RI FRQWUDFW $G SULFHV JRRG WKUX FORVH RI EXVLQHVV 10$& ¿QDQFLQJ PD\ EH UHTXLUHG RQ VRPH YHKLFOHV VHH GHDOHU IRU GHWDLOV $OO ¿QDQFLQJ VXEMHFW WR FUHGLW DSSURYDO )DFWRU\ UHEDWH LQ OLHX RI VSHFLDO $35 &HUWL¿FDWH 3URJUDP VHH GHDOHU IRU GHWDLOV

30

Visit www.Balita.com

Weekend Balita, Sat.-Fri., Nov. 26 - Dec. 2 , 2016

Balita

SUBARU OF GLENDALE

Subaru of Glendale is the #1 Volume Subaru Dealer in LA County!!! #1 claim based on SOA YTD Sales Report for new car sales in LA County for 2016**

Subaru will give $250 charitable donation*

Visit Subaru of Glendale to find your dream car at a great price with the help of our friendly, no pressure sales staff. Whether it’s love at first sight or after your test drive, you’ll have a great experience and leave with a grin on your face. 2016 201 6S SUBARU UBARU U

IImpreza mprez za 2.0 2.0i 0i

2016 SUBARU SUBA BARU

Premium m CVT 5 5door do oor Hatc Hatchback chback k 2 LEASE OFFER

189

$

LEASE OFFER

199

PLUS TAX PER MONTH MONT NTH LEASE/ S/10,00 00 36 MONTHS/10,000 MILES PER YEAR R

$

PLUS TAX PER MONTH H LEASE/ 000 39 MONTHS/10,000 MILES PER YEAR R

$1,999 Down Payment $0 Security Deposit $0 First Months Lease Payment

$1,999 Down Payment $0 Security Deposit $0 First Months Lease Payment

$1,999 Total Due Lease Signing (tax, title, license & doc fees extra)

$1,999 Total Due Lease Signing (tax, title, license & doc fees extra) Model C Code ode GLF-1 GLF-11 11 Offer Expires 11/30/16 Ex 11/30/ 0/16

FINANCE OFFER 1.49% limited term financing on ALL 2016 Imprezas mprezas in stock

2017 SUBARU 201 U

Legacy L egacy y2 2.5i 5i

2 LEASE OFFER

199

Model Code Cod de GRC-14 Expires Offer Expire res 11/30/16 6

FINANCE OFFER 1.49% limited term financing on ALL NEW 2016 Crosstreks osstreks in stock

2017 SUBARU

Premium P Pr emium m CVT

$

Crosstrek Cro osstrek 2.0i

Premium Premiu um CVT Tw with ith t Eyesight Eye esi s ght

Forester 2.5i F 2 5ii

Premium CVT with All-Weather Package LEASE OFFER

199

PLUS TAX PER MONTH NTH LEASE/ 42 MONTHS/10,000 S/10,00 00 MILES PER YEAR R

$

PLUS TAX PER MONTH ONTH HL LEASE/ EASE/ 0 42 MONTHS/10,000 MILES PER YEAR

$1,999 Down Payment $0 Security Deposit $0 First Months Lease Payment

$1,999 Down Payment $0 Security Deposit $0 First Months Lease Payment

$1,999 Total Due Lease Signing (tax, title, license & doc fees extra)

$1,999 Total Due Lease Signing (tax, title, license & doc fees extra)

FINANCE OFFER 0% financing up to 63 months on ALL 2017 Legacys in stock

Model Co Code ode HAD-11 1 Offer Expires Exp pires 11/30/16 11/30/1 16

2017 2 201 17 SUBARU SUBARU

Model Code Cod de HFF-14 Offer Expires 11/30/16

FINANCE OFFER 0% limited term financing on ALL 2017 Foresters in stock

WRX WRX X

2017 201 7 SUBARU S

Outback O utback k 2.5ii

Limited imited CVT with h Eyesight Eyesigh ghtt & Navigation Naviga gation LEASE OFFER

249

$

LEASE OFFER

259

PLUS TAX PER MONTH NTH LEASE// 36 MONTHS/10,000 HS/10,000 0 MILES PER R YEAR R

$

PLUS TAX PER MONTH HL LEASE/ EASE/ 000 36 MONTHS/10,000 MILES PER YEAR R

$1,999 Down Payment $0 Security Deposit $0 First Months Lease Payment

$1,999 Down Payment $0 Security Deposit $0 First Months Lease Payment

$1,999 Total Due Lease Signing (tax, title, license & doc fees extra) a)

$1,999 Total Due Lease Signing (tax, title, license & doc fees extra)

FINANCE OFFER 2.9% Financing up to 60 months with NO PAYMENTS FOR 90 0 DAYS DAYS

Model Cod Code ode HUN-01 Exp pires 11/30/16 6 Offer Expires

FINANCE OFFER 0% limited term financing on ALL NEW 2017 Outbacks cks in stock

Model Code Cod de HDF-24 res 11/30/16 6 Offer Expire Expires

Driving Dri ing Peopl People Happy “Para sa bagong Subaru, tawagan nyo lang po kami !”

SUBARU OF GLENDALE 1308 S Brand Blvd, Glendale, CA 91204 www.SubaruofGlendale.net

855-230-1547 Andrew Marilla Sales & Leasing

Christian Marilla Finance Manager

*Subaru will donate $250 for every new Subaru vehicle sold or leased from November 17, 2016, through January 3, 2017, to four national charities designated by the purchaser or lessee. Pre-approved Hometown Charities may be selected for donation depending on retailer participation. Certain participating retailers will make an additional donation to the Hometown Charities selected. Purchasers/lessees must make their charity designations by january 31, 2017. The four national charities will receive a guaranteed minimum donation of $250,000 each. See your local Subaru retailer for details, or visit subaru.com/share. All donations made by Subaru of America, Inc. Subaru, Forester, Outback, Tribeca, Legacy, Impreza, WRX, STI, and SUBARU BOXER are registered trademarks. Purchase or lease any new (previously untitled) Subaru and receive a complimentary factory scheduled maintainance plan for 2 years or 24,000 miles (whichever comes first). See Subaru Added Security Maintenance Plan for intervals, coverage and limitations. Customer must take delivery before 12-31-16 and reside within the promotional area. At participating dealers only. See dealer for program details and eligibility.

Balita Weekend Balita, Sat.-Fri., Nov. 26 - Dec. 2, 2016

Visit www.Balita.com

We’ll help you get a car!

“May Filipino Department kami na tutulong sa inyo! Hanapin o tawag lang kay Jose Villanueva (213) 500-1260 at Joel Paguio ( ) 547-5394” (323)

s g n i Sav ‘02 MERCEDES-BENZ ML320 SUV

$

4,995

VIN: 4JGAB54EX2A296008 STOCK: X61703A

‘01 MITSUBISHI MONTERO 4WD

$

‘96 MERCEDES-BENZ S320 WAGON

$

4,995

$

5,495

‘06 SUZUKI GRAND VITARA AUTO

$

5,995

‘03 TOYOTA RAV4 AUTO

$

5,995

VIN: WDBGA32E7TA310794 STOCK:X61085

VIN:5NPET46C18H373388 STOCK: X61795

VIN: JS3TD947064105282 STOCK: X60463

VIN: JTEGH20V230097555 STOCK: X61852A

‘98 MERCEDES-BENZ E320 4MATIC

‘07 TOYOTA CAMRY SOLARA CPE SE

‘09 SUZUKI SX4 SPORT FWD

‘08 HONDA FIT HB MANUAL SPORT

5,995

$

6,845

VIN: JA4MW51R91J028265 STOCK: X61172

VIN: WDBJF82F2WX012054 STOCK: P40398

‘10 TOYOTA COROLLA AUTO LE

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Mercedes-Benz of Encino

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Raymond Orosa Filipino Sales

$

7$; 02 IRU 026

*MSRP $35,375 at 36 month lease on approved average credit, $3,643 plus tax and license due at signing. No security deposit required. 10k miles per year with .25c per miles on excess mileage. Expires November 29, 2016.

Call 818.536.2413

“Available only to qualiďŹ ed customers at participating authorized Mercedes-Benz dealers through Mercedes-Benz Financial Services (where applicable to advertised lease) through November 29, 2016. Advertised lease rate based on a gross capitalized cost of $33,376. Includes destination charge, premium package, becker MAP PILOTÂŽ -pre-writing, becker MAP PILOTÂŽ and transpotation charge. Excludes title, taxes, registration, license fees, insurance, dealer prep. and additional options. Total monthly payments equal $10,764. Cash due at signing includes $2,549 capitalized cost reduction, $795 acquisition fee, and ďŹ rst month’s lease payment of $299. Total payments equal $14,108. Subject to credit approval. No security deposit required.â€?

Email: rorosa@mbencino.com

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/($6( )25 *MSRP $35,825 at 36 month lease on approved average credit, $3,623 plus tax and license due at signing. No security deposit required. 10k miles per year with .25c per miles on excess mileage. Expires November 29, 2016.

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$

7$; 02 IRU 026

“Available only to qualiďŹ ed customers at participating authorized Mercedes-Benz dealers through Mercedes-Benz Financial Services (where applicable to advertised lease) through November 29, 2016. Advertised lease rate based on a gross capitalized cost of $34,726. Includes destination charge, premium package, and transportation charge. Excludes title, taxes, registration, license fees, insurance, dealer prep. and additional options. Total monthly payments equal $11,844. Cash due at signing includes $2,499 capitalized cost reduction, $795 acquisition fee, and ďŹ rst month’s lease payment of $329. Total payments equal $15,138. Subject to credit approval. No security deposit required.â€?

*MSRP $41,125 at 36 month lease on approved average credit, $4,523 plus tax and license due at signing. No security deposit required. 10k miles per year with .25c per miles on excess mileage. Expires November 29, 2016.

$

7$; 02 IRU 026

“Available only to qualiďŹ ed customers at participating authorized Mercedes-Benz dealers through Mercedes-Benz Financial Services (where applicable to advertised lease) through November 29, 2016. Advertised lease rate based on a gross capitalized cost of $39,516. Includes destination charge, premium package, and transpotation charge. Excludes title, taxes, registration, license fees, insurance, dealer prep. and additional options. Total monthly payments equal $13,284. Cash due at signing includes $3,359 capitalized cost reduction, $795 acquisition fee, and ďŹ rst month’s lease payment of $369. Total payments equal $17,438. Subject to credit approval. No security deposit required.â€?

//($6( )25 ($6( ))25 *MSRP $41,725 at 36 month lease on approved average credit, $4,653 plus tax and license due at signing. No security deposit required. 10k miles per year with .25c per miles on excess mileage. Expires November 29, 2016.

$

7$; 02 IRU 026

“Available only to qualiďŹ ed customers at participating authorized Mercedes-Benz dealers through Mercedes-Benz Financial Services (where applicable to advertised lease) through November 29, 2016. Advertised lease rate based on a gross capitalized cost of $41,235. Includes destination charge, premium package, and transportation charge. Excludes title, taxes, registration, license fees, insurance, dealer prep. and additional options. Total monthly payments equal $16,524. Cash due at signing includes $3,399 capitalized cost reduction, $795 acquisition fee, and ďŹ rst month’s lease payment of $459. Total payments equal $20,718. Subject to credit approval. No security deposit required.â€?

You’re not just a Mercedes-Benz driver, you’re part of the family. Up to 5 months’ payment credit* on your current Mercedes-Benz Financial Services lease with the purchase of a new 2015 or 2016 Mercedes-Benz. *Eligible customers will receive up to 5 months’ payment credit on their current lease with a lease or ďŹ nance of any new 2015 or 2016 Mercedes-Benz vehicle through Mercedes-Benz Financial Services. Certain exclusions apply. See dealer for details.

Certified Pre-Owned

View Our Selection Of &HUWLĂ‚HG 3UH 2ZQHG 9HKLFOHV

by

Our Financing is as low as .99% APR.

2014 MB C250 Sport Sedan Stk#: 66879C

$21,988

2014 MB C250 Sport Sedan Stk#: 67310C

$26,988

2014 MB C250 Coupe Stk#: 67007C

$22,988

2014 MB C250 Sport Sedan Stk#: 67258C

$27,988

818.536.2413

2014 MB C250 Sport Sedan Stk#: 67113C

$23,988

2014 MB E350 Sport Sedan Stk#: 66880C

$29,988

2014 MB CLA250 4Dr Coupe Stk#: 67174C

$24,988

2014 MB CLA250 4Dr Coupe Stk#: 67307C

$30,988

16721 Ventura Blvd. Encino CA 91436

mbencino.com

Mercedes-Benz

2014 MB C250 Sport Sedan Stk#: 67278C

$25,988

2014 MB GLK350 Stk#: 67228C

$31,988

Mercedes-Benz of Encino

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