Lifestyle issue26 july

MAGAZI NE ISSUE 26 - JULY 2014 - FREE

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CRISTIANO

RONALDO

CELEBRITY

MOTORS

FITNESS

FINANCE

MARRIAGES

FADS & FASHIONS

DODGE CHALLENGER SRT HELLCAT

SPANISH MORTGAGES

HOMESTYLE

CELEBRITY

FILM

RECIPES

SUMMER PASTELS

REVIEWS

GOSSIP

CELEBRATE FOURTH JULY

ENTERTAINMENT • FASHION & BEAUTY • HEALTH & FITNESS • HOMESTYLE • FOOD & DRINK • MOTORS

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MAGAZIN E

Issue 26 July 2014 Publisher Men and Auto Trader S.L

Contents 8 Entertainment 8 Cristiano Ronaldo Ronaldo 16 Longest Celebrity Marriages

8

Editor Louise Shepard Graphic Designer Sarah Flanagan

36 Fashion & Beauty

Web and IT Tony Bianchi

46 Elle Morgan... Life’s a beach

42 Health & Fitness

Web Admin Chantal Bianchi

42 Weight training fads & fashions 46 Global obese population 48 Nagging could drive men

Contributors Bart Coates Josephine Liptrott Advertising Linda Mairs (0034) 727788009 info@lifestylemagazinespain.com

Fitness Fads & shions Fa

to an early grave

49 Heart disease warning

42

Lifestyle Magazine is owned and published by Men and Auto Trader S.L. C.I.F B93167781 The publisher, authors and contributors reserve their rights in regards to copyright of their work. No part of this work covered by the copyright may be reproduced or copied in any form or by any means without the written consent of the publisher. Men and Auto Trader S.L. takes no responsibility for claims made in advertisements or advertorials in this magazine.

No person, organization or party should rely on or in any way act upon any part of the contents of this publication whether that information is sourced from the website, magazine or related product without first obtaining the advice of a fully qualified person. The views and opinions expressed by contributors to Men’s Magazine and Auto Trader may not represent the views and opinions of the publishers.

24 Celebrity Gossip 30 Film Reviews 32 Spanish Mortgages 34 Horoscopes

50 Homestyle 50 Summer Pastels

54 F ood & Drink

54 Studio 68 Bar/Restaurant 58 Recipes

58 Recipes

60 Motors

60 Dodge Challenger SRT Hellcat

Motors

60

Facebook: Lifestyle Magazine Spain https://twitter.com/LifestyleSpain 7

Cristiano Ronaldo Entertainment

8

Cristiano Ronaldo dos Santos Aveiro, born 5 February 1985 and better known as Cristiano Ronaldo, is a Portuguese footballer who plays as a forward for Spanish club Real Madrid and captains the Portugal national team.

Ronaldo was born in Santo António, a neighbourhood of Funchal, Madeira, the youngest child of Maria Dolores dos Santos Aveiro, a cook, and José Dinis Aveiro, a municipal gardener. The family was staunchly Catholic and Ronaldo later claimed that he lived in poverty, sharing a room with his brother and sisters. He was popular with other students at school, but he was expelled after he threw a chair at his teacher - Ronaldo later said of the incident: “He disrespected me.” At the age of 14, Ronaldo agreed with his mother to then focus entirely on football.

In November 2002, Ronaldo was invited to Arsenal’s training ground, to meet manager Arsène Wenger and his coaching staff. However he came to the attention of Manchester United manager Alex Ferguson in the summer of 2003, when Sporting defeated United 3–1 in the inauguration of the Estádio José Alvalade in Lisbon. Ronaldo’s performance impressed the Manchester United players, who urged Ferguson to sign him.

When he was just eight, Ronaldo played for amateur team Andorinha, where his father was the kit man but in 1995, Ronaldo signed with local club Nacional, and, after a title-winning campaign, he went on a three-day trial with Sporting CP, who subsequently signed him for an undisclosed sum.

At the age of 15 Ronaldo was diagnosed with a racing heart, a condition that might have forced him to give up playing football. The Sporting staff were made aware of the condition and Ronaldo’s mother gave her authorisation for him to go into hospital. While there, he had an operation in which a laser was used to cauterise the area of his heart that was causing the problem. The surgery took place in the morning and Ronaldo was discharged from hospital by the end of the afternoon; he resumed training only a few days later.

Ronaldo became Manchester United’s first-ever Portuguese player when he signed for €15 million (£12.24 million) after the 2002–03 season. The footballer requested the number 28 (his number at Sporting), as he did not want the pressure of living up to the expectation linked to the number 7 shirt, which had previously been worn by players such as Johnny Berry, George Best, Steve Coppell, Bryan Robson, Eric Cantona and David Beckham. However, Ferguson told him that he had to have the number 7 and Ronaldo used it as a source of motivation to live up to such an honour.

Ronaldo had a very successful career with Manchester United - in 2007, he was the first player in England to win all 4 main PFA and FWA awards. In 2008, he won 3 of the 4 main PFA and FWA trophies and was named 9

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the FIFA World Player of the Year, FIFPro Player of the Year, World Soccer Player of the Year, and the Onze d’Or. In 2007 and 2008, Ronaldo was named FWA Footballer of the Year and was the inaugural winner of the FIFA Puskás Award for Goal of the Year in 2009.

After many years at the club, in 2009 Ronaldo became the most expensive footballer in history when he moved from Manchester United to Real Madrid in a transfer worth £80 million (€94 million/$132 million). Ronaldo’s contract with Real Madrid, under the terms of which he is paid €21 million per year (after taxes), makes him the highest-paid footballer in the world, and his buyout clause is valued at €1 billion as per his contract. He is regarded by some in the sport to be currently the best player in the world.

His career with Real Madrid has been just as successful and in 2013, he won the FIFA/Ballon d’Or award for the best footballer in the world, the first Portuguese player to win the award twice (he also won in 2008). He was awarded the European Golden Shoe in 2008, 2011 and 2014. In a 2014 UEFA poll, Ronaldo was named the greatest goalscorer to play in the UEFA Champions League. He

is the competition’s second top goalscorer of all time with 68 goals, only trailing Raúl with three more.

Ronaldo is the first top European league player to reach 40 goals in a single season in two consecutive years; the fastest Real Madrid player to reach 100 league goals; and the first player to score against every team in a single season in La Liga. He holds the record for most goals scored in a season for Real Madrid. In January 2014, Ronaldo scored his 400th career goal.

Aside from playing for two of Europe’s best teams, Ronaldo is a Portuguese international and made his debut in August 2003. He has been capped over 100 times and is Portugal’s top goalscorer of all time.

With Portugal he has participated in 5 major tournaments; UEFA Euro 2004, the 2006 FIFA World Cup, UEFA Euro 2008, the 2010 FIFA World Cup and UEFA Euro 2012.

He scored his first international goal in the opening game of Euro

2004 against Greece, in addition to helping Portugal reach the final.

He took over captaincy in July 2008 and captained them to the Euro 2012 semi-finals finishing the competition as joint-top scorer.

In March 2010, France Football ranked Ronaldo third in its list of the world’s highest paid footballers, behind David Beckham and Lionel Messi but in May 2014, Forbes ranked Ronaldo first in their list of the world’s highest paid players, with earnings of $73 million in combined income from salaries, bonuses and off-field earnings for the previous 12 months.

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Aside from playing football Ronaldo has done sponsorships with Emporio Armani, Nike, Coca-Cola, Banco Espirito Santo, Motorola, Jacob & Co., Herbalife, KFC, Tag Heuer and Fly Emirates.

He has been immensely popular with fans in his career and in August 2010, Ronaldo became the first non-American to reach 10 million followers on Facebook; then, in October 2012, he became the first sportsperson to reach 50 million. According to Forbes, Ronaldo had the 5th highest social rank in the world in 2012, bettered only by Lady Gaga, Rihanna, Justin Bieber, and Katy Perry and in 2014, Time Magazine named Ronaldo one of The World’s 100 Most Influential People.

Earlier this year, at a ceremony held at the Belém Palace, President of Portugal Aníbal Cavaco Silva raised Ronaldo to the rank of Grand Officer of the Order of Prince Henry, “to distinguish an athlete of world renown who has been a symbol of Portugal globally,

contributing to the international projection of the country and setting an example of tenacity for future generations.”

Real Madrid won the Copa del Rey this year, although Ronaldo didn’t play in the final due to a hamstring injury. But he was fit again to take part in the Champions League final and Ronaldo’s penalty at the end of extra time sealed a 4-1 win for Real Madrid over Atletico Madrid, which had led deep into stoppage time after 90 minutes. Ronaldo was named the European Player of the Year 2014, and he will be striving to be one of the stand-out players during the World Cup.... we will see!

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plimarbella.com 15

y t i r b e l e C t s e g n o L s e g a i r Mar

Samuel L. Jackson and LaTanya Richardson In 1980, Samuel L. Jackson married LaTanya Richardson who was a famous sports channel producer and actress. They welcomed their baby girl Zoe in 1982.

34 YEAR S

32 S

R YEA

Danny DeVito and Rhea Perlman

Ozzy and Sharon Osbourne Ozzy met Sharon when she was 18 and he was still married to his first wife. He married Sharon on 4 July 1982 and he said that he did it deliberately on Independence Day so that he could never forget his anniversary. They have three children – Aimee, Kelly and Jack.

32 YEARS

One of the funniest and longestlasting couples in Hollywood!.

The couple married on January 28, 1982 and they have a son Jacob and two daughters Lucy and Grace. In 2012, fans and industry watchers were shocked when they announced their separation after 30 years of marriage. Fortunately, they have reconciled and they are still together.

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Bono and Ali Hewson

YEARS

Kurt Russell and Goldie Hawn

31 YEARS

Bono and Ali have been married since 1982 and they have two daughters, Jordan and Memphis Eve, and two sons, Elijah Bob Patricius Guggi Q and John Abraham.

Russell and Hawn first met when Goldie was 21 and Kurt was 16 before reconnecting in 1983. Even though not officially married, Kurt Russell and Goldie Hawn have been together for about 31 years.

Rita Wilson and Tom Hanks

26 YEA R

S

31 S

R YEA

Denzel and Pauletta Washington

Denzel married Pauletta on June 25, 1983.

The couple has 4 children: daughter Katia, son John David, and twins Olivia and Malcolm.

Pauletta and Denzel renewed their wedding vows in 1995.

They have been married since 1988.

They two sons, Truman and Chester, and Tom also has two children from his first marriage, Colin and Elizabeth.

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Kyra Sedgwick and Kevin Bacon have been married for 26 years. Recently Kevin shared his secret to a long, happy marriage, saying “I think you have got to keep fights clean and sex dirty.�

YEARS

Kyra Sedgwick and Kevin Bacon Tim Mcgraw and Faith Hill

22 YEARS

David and Iman Bowie

RS

Matthew Broderick and Sarah Jessica Parker

17 YEARS

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18 A YE

The English rock musician and Somalian supermodel got married in 1992. They have a daughter, Alexandria Zahra.

They have been married since 1997 and have 3 kids together.

They have been married since 1996 and have 3 children.

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David and Victoria Beckham

15 S

R YEA

David and Victoria got married in 1999 and had only 29 guests at their ceremony. They have four children, Brooklyn Joseph, Romeo James, Cruz David, and Harper Seven.

Catherine Zeta Jones and Michael Douglas

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Married since the year 2000.

YEAR S

S

YEARS

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Sarah Michelle Gellar and Freddie Prinze Jr. were married in 2002. Sarah changed her sir name to Prinze on their 5th wedding anniversary.

Gavin Rossdale and Gwen Stefani

R YEA

12 Sarah Michelle and Freddie Prinze

12 Gavin Rossdale and Gwen Stefani, have been married since 2002 and have 2 boys together.

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La Galería Shooting Range Go for a great day out – or why not become a member?

La Galeria Shooting Range hosting a 25 metre range, is situated in the Malaga industrial zone and is located just a few minutes drive from Malaga airport.

For a past time with a difference the experience of shooting an array of guns makes this an unforgettable experience.

At La Galeria, they teach both armed and unarmed self-defence methods, and courses can be modified to the client personal requirements.

They also teach Olympic style competition shooting, as well as tactical style shooting. These start from the most basic, through to sport professional/tactical operative. The Instructor down at La Galeria is highly qualified and experienced.

What to Expect On entering La Galeria Shooting Range, you are greeted by their instructor, a very polite and extremely welcoming man. Your first port of call is straight to the office, (as all first timers must do) where you are given a form to be filled out and briefed on the laws and conditions of the range. At this time you are also being assessed to make sure you are competent, sane and most of all not under the influence of any alcohol (not even a pint), so enjoy a beer afterwards.

By the way it’s extremely cheap there at only 1 euro a beer in the clubhouse!

Taking you through to the range you will notice that safety is made a priority, taking you through everything step by step so that you feel not only confident but also comfortable in the surroundings.

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The induction consists of the instructor explaining the range and how to conduct yourself whilst in the range. He will then ask you to stand and hold the gun, most people seem to think they should hold it either like a gangster or Bruce Willis from the Die Hard films.

This is not the case! You are then shown the correct way to stand and the correct way to hold the gun. Once in the correct position, you are given a loaded .22 pistol, (this is the gun you begin with) while under complete supervision you are then told to shoot at the target. The next stage is evaluating where your shot finishes on the target. The instructor will then adjust your stance and grip and ask you to shoot again. Amazingly enough with a few small changes you will really be able to see that his instruction does drastically improve your shot.

As the induction proceeds you will shoot .9, .38, and .45 millimetre guns. You will then be taken through everything safely and competently and at the end of it you will surely be able to see a tremendous difference from the first few shots.

All in all it is definitely a superb day out and is fully recommended to anyone wanting a day out with a difference and an unforgettable experience.

La Galeria also have a very friendly club atmosphere often having themed club nights, and family gettogethers.

They can organize all paperwork regarding the firing, owning of, and buying and selling of legal firearms.

Prices start from 110€ per person for the original introduction that is compulsory.

Groups of 4 or 5 are preferred, but they can accommodate groups up to 10 at one time.

The introduction is about 1 hour long.

Once completed tuition is from around 40 euros per hour for non members + munitions.

For members, it’s only 20 euros + munitions.

La Galería Shooting Range

25m. Indoor Shooting Range Full induction given Party and Group Bookings Tactical Shooting and Self Defence Individual Tuition Available Can provide shuttle service from your hotel Food can be provided La Galeria, Club de Tiro, C/Veracruz 34, 29006 Málaga

Tel: 952 321 132 Mobile: 636349991 La Galeria, Club de Tiro, Malaga • mikelagaleria@gmail.com 23

Celebrity Gossip

Quentin Tarantino and Uma Thurman together?

They first worked together in Pulp Fiction and now, after 20 years, Uma Thurman and Quentin Tarantino have reportedly taken their friendship on a romantic journey.

The long-time friends have embarked on a romance after the actress - whom the director has often referred to as his ‘muse’ - split with fiancé Arpad ‘Arki’ Busson last month. The couple were particularly cozy as they hit the red carpet together on several occasions last week during the Cannes International Film Festival, with reports suggesting they even shared a villa together in the South Of France.

“They had a thing and got together again recently.

He’s loved her for years,” an insider was quoted as saying.

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Dappy found

guilty

of assault

Tulisa’s cousin – who was on trial at Chelmsford Magistrates Court – denied attacking George Chittock in the early hours after a meet and greet event at Chicago’s, Chelmsford. The former Big Brother housemate claimed he assaulted the man in self-defence but the court convicted him this afternoon.

Gok Wan

As the verdict was delivered, Dappy held his head in his hands. Prosecutor Jacqueline Carey had told the court: “It is no defence for anybody, celebrity or otherwise, to say ‘I lashed out because he was rude to me’.”

desperate to be a father

Gok said: Gok Wan has confessed he “I’ve been broody since is so desperate to become my 20s. There’s nothing a dad he is considering wrong with being a 50 or adoption all on his own. The TV presenter 60-year-old first-time father and fashion expert if you want to be, but I’m not sure - who turns 39 later I do. Forty is a marker - it truly is this year - has always middle age. The thing is, I’m not sure wanted a family, and told the Daily if I’d be a dad on my own. I need to Mirror he is weighing ask myself those questions. And up the pros and cons I’m afraid if I decide not to, I of becoming a single won’t be able to cope parent.

with that.”

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Terrifying Raid on home of Footballer Ian Wright Last month Ian Wright flew home unexpectedly from the World Cup in Brazil following a terrifying raid on the football star’s London home.

Detectives revealed four armed men knocked on the TV star’s front door, before forcing their way inside the house in Kensal Rise where they held his shaken family at knifepoint. They then made off with a number of items including personal property and jewellery.

A police spokesman told sources in a statement: “Detectives from Brent are appealing for the public’s help in tracing four men who committed an aggravated burglary in north west London on the 19th of June.

HARRISON FORD BREAKS LEG WHILE FILMING Harrison Ford has had “successful” surgery after he broke his leg while filming the new Star Wars movie at Pinewood Studios.

The Hollywood actor will begin rehabilitation soon, according to his publicist Ina Treciokas.

Ford was said to have broken his ankle and had to be airlifted to hospital in Oxford following the accident last late last month.

The 71-year-old star was reported to have been hurt when the door of the Millennium Falcon fell on him.

A spokesman for Thames Valley Police said the actor had been injured by a “garage door” and added: “The Health and Safety Executive have been informed and will look into it.”

The US actor is reprising his role as Han Solo in the latest episode in the Star Wars franchise, Episode VII. It is being directed by JJ Abrams and is scheduled for release in December 2015.

Disney spokesman Paul Roeder said filming would continue on schedule while Ford recovers.

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Keeping Up with the Kardashians show ratings plummet!

The second half of Keeping Up the Kardashians season 9 which premiered on E! just earlier this month with network execs expecting record ratings failed to deliver.

After all, news of the Kimye wedding was everywhere in the weeks leading up to the premiere and it seemed almost certain that the incredible amount of free publicity would result in KUWTK’s largest audience ever.

Instead, it seems that Kim and kompany are suffering from a klassic kase of overexposure.

The long-running series’ June 8 episode pulled in a scant 1.1 million viewers. To put things in perspective, that same night Game of Thrones received 18.4 million viewers. Granted, it’s not fair to expect KUWTK to compete with Game of thrones but these days the Kardashians aren’t even keeping up with themselves, as ratings for the last two episodes represent the show’s all time low.

RATINGS

KATIE PRICE ON WEEKLY LIVE RADIO SHOW The model - who has previously aired her dirty laundry in public in her very own TV reality show - is set to co-host her weekly, three-hour live show on Fubar Radio.

Katie - who has recently been vocalising her fury at estranged husband Kieran Hayler after he admitted cheating on her with her best friend - said: “I can’t wait to join Fubar radio. I’ve got a lot to get off my chest and this is the perfect station!

“I’ve always enjoyed being a guest on radio shows and now I can’t wait to host my own show alongside my fantastic co-host Mark Dolan.

Listeners can expect the unexpected, total honesty and a very fun three hours while we are on air.”

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One Direction’s Louis raising money for his new football club One Direction’s Louis Tomlinson is using crowdfunding in an attempt to raise £2m for his new football club, Doncaster Rovers.

The singer has launched a campaign with former chairman John Ryan to secure the future of the League One team after their deal to take over the side was completed.

The pair have put a six-figure sum into the Tomlinson Ryan Trust and are asking football and One Direction fans to make their own donations in return for rewards. It is thought to be one of the biggest crowdfunding initiatives launched in the UK. Twenty-two-year-old Tomlinson is a global star as one member of One Direction and is a lifelong fan of his hometown club even playing for their reserve side against Barnsley earlier this year.

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Jay Z and Beyoncé heading for divorce?

Jay Z is caught up in yet another cheating scandal, with a new report claiming he’s been carrying on a long-term affair with singer Mya. The report follows up on a string of rumours that Jay Z has been cheating on Beyonce, and that the couple are on the verge of divorce. Sources claim that Jay Z has been secretly seeing a mistress for years, a person who has now been identified as Singer Mya. It’s unclear when the affair could have started, but Jay Z and Mya collaborated on a 2000 song, “The Best of Me.” The Jay Z cheating rumour comes just days after other sources indicated that the rapper was having an affair with Casey Cohen, star of the Bravo show Princesses: Long Island. The source claimed that Cohen met with Jay Z on several occasions. “Jay probably sees her twice a month. He visits her while she’s working and then they slip away for an after party. She’ll hang out with him all night, flirting with him and touching him.”

Cohen vehemently denied that she was having an affair with Jay Z, but the rumours were still a black eye for Jay Z. In recent weeks there have been other reports of infidelity with singers Rita Ora and Rihanna, and the infamous elevator fight with Beyonce’s sister Solange was reportedly sparked when Jay Z was getting a little too close to his friend Rachel Roy.

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Film REVIEWS July’s cinema releases

Jupiter Ascending

Transformers: Age of Extinction

Cast: Mila Kunis, Channing Tatum, Eddie Redmayne, Balem Abrasax, Sean Bean, Douglas Booth.

Cast: Mark Wahlberg, Nicola Peltz, Jack Reynor.

Directors: Andy Wachowski, Lana Wachowski.

Genre: Action, Adventure, Sci-Fi. About the film: From the streets of Chicago to the far-flung galaxies whirling through space, this film tells the story of Jupiter Jones, who was born under a night sky, with signs predicting she was destined for great things. Only when Caine, a genetically engineered ex-military hunter, arrives on Earth to track her down does Jupiter begin to glimpse the fate that has been waiting for her. n

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Director: Michael Bay.

Hercules Cast: Dwayne Johnson, John Hurt, Ian McShane.

Director: Brett Ratner.

Genre: Action, Adventure.

About the film: Haunted by a sin from his past, Hercules has become a mercenary. Along with five faithful companions, he travels ancient Greece selling his services for gold and using his legendary reputation to intimidate enemies. But when the benevolent ruler of Thrace and his daughter seek Hercules’ help to defeat a savage and terrifying warlord, Hercules finds that in order for good to triumph and justice to prevail he must again become the hero he once was – he must embrace his own myth – he must be Hercules. n

Genre: Action, Adventure, Sci-Fi. About the film: The film begins after an epic battle that left a great city torn, but with the world saved.

As humanity picks up the pieces, a shadowy group reveals itself in an attempt to control the direction of history. n

Dawn of the Planet of the Apes

The Anomaly

Cast: Gary Oldman, Keri Russell, Andy Serkis.

Director: Noel Clarke.

Cast: Ian Somerhalder, Harkin Langham, Luke Hemsworth, Noel Clarke, Alexis Knapp.

Genre: Sci-Fi.

Director: Matt Reeves.

About the film: The travails of a traumatized ex-soldier who wakes up in the back of a van, alongside a kidnapped boy, to find that he only has only nine minutes and 37 seconds of consciousness to work out why and how he got there. n

Genre: Action, Drama, Sci-Fi. About the film: A growing nation of genetically evolved apes led by Caesar is threatened by a band of human survivors of the devastating virus unleashed a decade earlier.

They reach a fragile peace, but it proves short-lived, as both sides are brought to the brink of a war that will determine who will emerge as Earth’s dominant species. n

The Purge: Anarchy Cast: Frank Grillo, Michael K. Williams, Zach Gilford.

Director: James DeMonaco.

Genre: Horror, Thriller.

About the film: The Purge 2 – A young couple works to survive on the streets after their car breaks down right as the annual purge commences. n

Earth to Echo Cast: Teo Halm, Astro, Reese Hartwig.

Guardians of the Galaxy Cast: Chris Pratt, Vin Diesel, Bradley Cooper.

Director: James Gunn.

Director: Dave Green.

Genre: Action, Adventure, Sci-Fi.

Genre: Adventure, Sci-Fi.

About the film: After stealing a mysterious orb, American pilot/ outlaw hero Peter Quill is hunted down and thrown into an intergalactic prison. In order to secure his freedom, Quill reluctantly joins forces with a group of alien bandits who form an alliance of misfits known as the Guardians of the Galaxy, and with the all-powerful villain Ronan hunting the orb, the fate of the universe is in their hands. n

About the film: After receiving a bizarre series of encrypted messages, a group of kids embark on an adventure with an alien who needs their help. n

31

Spanish Mortgages – Should I or Shouldn’t I? Key points that you need to consider are the following; • Lack of consumer protection

In our experience, Spanish banks can, and will, say pretty much anything in order to try and get some business through the door.

They will say YES to appease you and entice you in. Once you are in it can be a very different scenario.

“Help, I need a Spanish mortgage for my Spanish property purchase.”

It seems to be the million dollar, or should I say million Euro question these days, and there appears to be a great deal of confusion as to whether or not Spanish banks are actually lending to foreign borrowers.

The first thing to point out is that YES, Spanish banks are indeed lending to foreign borrowers and it is much easier than you might think.

Two or three years ago it was extremely difficult to find a Spanish bank willing to open it’s coffers, not just to non-Spanish clients but to Spanish nationals also.

In saying that, there are only a few banks worth talking to when it comes to borrowing money.

Therefore anyone thinking of going to a Spanish lender should take great care when dealing with the various banks that openly declare “they are open for business”.

32

• Order to approve the mortgage

This is a very old trick that Spanish banks pull. Having originally agreed to the amount that you need, on the day of completion they will duly inform you that in order to secure the finance, you have to first sign up to a range of other products supplied by the bank such as life insurance, credit cards, home and contents cover and even a pension plan. Some of these products are in-offensive such as home and contents insurance, which to be fair is a necessity, but things like pensions and credit cards are just abusive in relation to a mortgage application. Special attention should be taken when they insist upon life insurance.

Some lenders will dictate that you pay for the life cover up front before exclaiming that it would be ‘unfair’ of them to expect you to pay for it out of your own pocket, so those lovely, considerate people at the bank will go out of their way to give you a loan to pay for the life insurance. HOW NICE of them!

• Make sure you are aware of the costs of setting up a Spanish mortgage Please be aware that if you are considering using a Spanish

mortgage to help you buy a home here in Spain, then you will have to factor in extra funds to pay for setting up the mortgage deed.

Typical costs are; 1-1.5% to the bank who are arranging the finance for you; 1.8-2% stamp duty (ADJ) which is paid to the government; notary, admin and legal fees for registering the mortgage deed.

All of the above percentages are always based on the size of mortgage you require. Typically you could be looking at over and above cost of approx. 13-14%

Finally, there is really very little consumer protection in Spain for borrowers -

If you are considering taking out a Spanish mortgage, make certain that you ask the right questions at the outset, if you know what they are. If you do not know what they are then find a specialist who does and can keep you on the right path.

Once you have signed the contract you will find it very difficult to get out of it at a later date. You will probably have to employ a Spanish lawyer, which would be very costly and also time consuming. The best thing to do is get an expert to assist you.

So should I or shouldn’t I get a Spanish mortgage?

There is no definitive answer here, but you should most definitely consider one. For many buyers, it can be the difference to being able to afford your perfect property which with other financing options, might otherwise have been out of reach!! The main bit of advice; be very careful of how you go about obtaining mortgage finance for a Spanish property purchase.

Article by GWM / FFA

GWM Mortgage Services We at GWM Mortgages pride ourselves as being one of the only true Independent Mortgage Brokers in the marketplace. Our independent mortgage division, Fluent Finance Abroad (FFA), have agencies with all major Financial Institutions. This enables us to tailor the best possible package to suit your needs. We will guide you through the maze that is the Spanish Mortgage System and give you the confidence you desire to make the decision of buying a home here in Spain.

Contact us now for free consultation: +34 952 768 376 mortgages@gwm-ltd.com www.gwm-ltd.com

Our integrity, professionalism, independence and client focus gives us the edge over our competition and the alliances we have forged over the years will be of enormous benefit to you in making the right choices. From our initial consultation we will be with you all of the way to final drawdown, so at no time during the process will you feel that you are doing this on your own. We understand just how important it is to have someone guide you in all aspects of the mortgage application, ensuring your purchase will proceed to a happy conclusion.

Charges and fees, related taxes, legal obligations and future succession rights are all areas that need to be discussed and can add up to a daunting decision process. At GWM we can make this a more enjoyable experience. We help you see through all the jargon that Financial Institutions use to enable you to make an informed decision, ensuring the correct choice for you and your family.

Rates and the Terms and Conditions built into your specific finance package will be in your favour so you will have full control of all aspects of your mortgage. We also offer exclusive packages which are unique to GWM clients and we are confident the rates incorporated will not be beaten by any other provider.

Our team of consultants are committed to a code of practice that focuses on ‘best advice’ for all our individual clients. Whether it be it as a main residence, holiday home or simply for investment purposes, we at GWM Mortgages want to make this the pleasant experience it should. Why not contact us for an Initial Consultation and start the process of buying your dream home here in Spain.

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33

CANCER 22 June - 22 July

Planet: Mercury Birthstone: Ruby

Celebrities born under the sign Cancer:

Louis Armstrong, Tom Cruise, Harrison Ford, Ginger Rogers, Sylvester Stallone, Mike Tyson, Ernest Hemingway, John Glenn, Ringo Starr, Lionel Messi, Vin Diesel, Nelson Mandela, Cheryl Cole and Lyndsay Lohan Good news may come from anywhere this month which will generally improve your already high optimism. Speaking to people may just reveal something important from its hiding place. Fun will be gained through joint ventures and you will gain new friends. Finances will improve and it might be worth your while putting long held plans into fruition.

LIBRA

24 September – 23 October

You can achieve big things this month so make sure you really go for it. Success comes from getting on with people and socially you’re very popular. Luck will arrive at your door and seize on that opportunity as it will hold you in good stead in the future.

CAPRICORN

22 December – 20 January

Communication is key this month and you have the skill to turn people to your way of thinking. Romance is in the air and new friends are well highlighted. Take a firm look at yourself and get rid of anything outdated in your life. Time to put your plans into action.

ARIES

21 March – 20 April

Try to concentrate on family this month with things from the past bringing happiness. Friends will also be important and you have every chance of meeting some new ones that will bring new experiences. Try to relax more and take life a bit more easier, this will pay off in the long run.

34

LEO

23 July – 22 August

You have massive confidence this month so go for it with your life and any deals you make. Personal relationships need to be kept an eye on as you could be used by someone this month. Make sure that your leadership qualities shine amongst others and they will be sure to follow.

VIRGO

23 August – 23 September

Your social life is on fire this month and so is your love life! You may gain happiness and harmony with the help from others. Allow some personal space and make sure you’re not on demand night and day. Opportunities will come your way this month so be sure to act upon them!

SCORPIO

24 October – 22 November

Try to travel as much as possible this month as it will bring gains. Listen to the people around you as they can bring insight for new ideas. Short term gains will be apparent and speak to people with influence to gain promotions. Ask and you very well might receive.

AQUARIUS

21 January – 19 February

Business matters need attention and gains are there to be made. This may be connected with working with others and that will bring advancement. Socially you’re popular this month so get out there and have fun. Be precise in your plans for the future and you will make great steps.

TAURUS 21 April - 21 May

Speak to others about your ideas and see what they think. You’re socially popular this month and any relationships will strengthen. This month might be a good time for home improvements as you want to entertain and be comfortable at home.

SAGITTARIUS 23 November – 21 December

Try out new ventures this month as this will bring new life. Trust in others and they can help promote you. Your finances will really improve at this time, so travel and get out of the rut that you’ve been stuck in. Confidence and energy is high so pour that enthusiasm into your dreams.

PISCES

20 February – 20 March

Make sure you have some fun this month as you’re working too hard.

Try something different too as you can get stuck in a rut too easily. You have plenty of energy and make sure you pour that into your future plans.

Keep an eye out for help from unusual places.

GEMINI

22 May – 21 June

Put your ideas into action and make some money from them. Take a gamble this month and it might just pay off. You may be called on to help a friend and if you pour a lot of your energies into them they will be eternally grateful.

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Fashion & Beauty

Life’s a Beach!

by Elle Morgan

36

Floaty florals, crochet, lace and flyaway fabrics, sum up this summer’s cool boho beach style.

Swimdays Floral Crochet Bikini 89€ Fringe Waistcoat 29€ Beaded Necklace with Pom-Poms 19€

Shopping details: All garments and accessories from Elle Morgan Boutique, Laguna Village near Estepona t:647 869 831 37

Pily Q Crochet Tunic 179€ White Crochet Bandeau Bikini 29€

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Swimdays Fruity Bikini 79€ TomTom Gold Sequin Dress 139€ Necklace 39€

Shopping details: All garments and accessories from Elle Morgan Boutique, Laguna Village near Estepona t:647 869 831

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Seafolly Floral Silk Kaftan 189€ Seafolly Black Tassle Bikini 139€ Cross Necklace 19€

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Luli Fama Black Romper 149€ Melissa Odabash Gold Bikini 199€ Chunky Gold Necklace 19€

All garments and accessories available at:

Elle Morgan Boutique, Unit 31 Laguna Village, (Next to Purobeach) near Estepona.

And Elle Morgan Pop-up Boutique, Unit 7 Laguna Village, (Next to Purobeach) near Estepona.

Open every day 11.00-20.00 T: 647 869 831 Fb: Elle Morganboutique.

Credits: Photography: Julia Roder julia@juliaroder.com Model: Susana @ Target Models international Target Models International www.targetmodels.com

41

Health & Fitness

Weight Training

Fads and Fashions

Any physical activity is better than no physical activity, so the exercise programmes and equipment referred to below, resistance or otherwise, are not useless for building fitness, strength, muscle or endurance.

42

A question is better framed in relation to whether the programmes and the claims made by their promoters offer anything new or provide a particular advantage for the outcomes targeted.

On the other hand, new training methods for competitive fitness advantage are an evolving science and have been proposed for as long as men and women have been in the physical fitness ‘business’. New ideas are not necessarily bad ideas. Here are some of the weight training and associated fads and fashions of the last 30 years or so.

Some have been entrenched in fitness circles, some are under ongoing evaluation, and some will most likely fade away.

Abs Trainers There are so many of these that it’s difficult to single out any single one for comment. However, as a group – rockers, hangers, sliders etc – their aim is generally the same: to build strength and shape in the rectus abdominis (sixpack), transversus abdominis, and obliques muscles of the abdomen area. You don’t need equipment to do this because various form of body crunches are sufficient, or a medicine ball to provide variety.

CrossFit CrossFit is about 15 years old and is based, for the most part, around high-intensity, high-volume weight training often combined with strong elements of body movement, calisthenics and full-body exercises. As it stands, CrossFit programmes will provide you with an excellent workout that will provide strength, muscle, aerobic and anaerobic conditioning -- without necessarily optimising any of those fitness elements.

It’s not surprising that CrossFit is criticised for pre-disposing trainers, especially novices, to injury. High-intensity, high-volume anything will do that, although not all ‘workouts of the day’ (WOD) are high repetition. In fact, such training seems to be as flexible as you want it to be, but then you can achieve that flexibility without calling it CrossFit. Machines of the lever and pulley type are frowned upon.

The following two statements from the CrossFit site give great cause to doubt the CrossFit training philosophy and sports science.

“Sprinters can match the cardiovascular performance of endurance athletes - even at extended efforts.”

As a general principle, this is incorrect and obviously so to the point of absurdity. It may be possible for a CrossFit “sprinter” to run a marathon in some form, but the training demands are very different and without appropriate aerobic running, such a person would not be competitive. Fibre

type enhancement for a start would need addressing. Measuring VO2 will not tell the complete story. Elite endurance runners gain advantage because they can perform at a higher percentage of VO2.

“With high carb diets you either get fat or weak.”

This is another quite erroneous statement, but obviously designed for reaction. CrossFit supports Paleo diets. Quite the opposite: it is likely that a low-carb diet will slow you down.

CrossFit is useful for general fitness, no doubt, but it does not offer any inherently special advantages for weight training, and, as with any form of resistance training, start modestly, progress slowly, and ignore the hype.

PX90 PX90 or Power 90 Extreme is a high-intensity, high-volume circuit-like programme sold on a DVD package including 12 DVDs, instruction booklet and nutrition guide. Ideally you need dumbbells, resistance bands, a pull-up bar and an exercise mat. Workouts are in the range 60-90 minutes.

PX90 uses a six-day workout programme cycling various targeted body regions and fitness procedures - back, legs, core, yoga, plyometrics etc.

Only for the very dedicated.

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300 Apparently based around the actor training programme for the film 300 about the 300 Spartans, the original 300 workout is another high-rep, high-volume workout programme, the 300 being the total number of reps in the session. Various other 300 workouts from intermediate to beginner have evolved. Another combination of general fitness and muscle endurance that should build muscle along the way with sufficient loads.

Bootcamp

Pump (Les Mills)

4 Minutes

Bootcamp, initially based around military training, can refer to any number of workout ideas, but it usually involves a ‘Commando’ type trainer instructing in a mix of calisthenics, bodyweight exercises and high-intensity interval running.

Bootcamp has been around for decades and is still a useful way to train for general fitness, although it specifically does not target strength and muscle.

Les Mills Pump workouts have been around for decades and millions of trainers have used this popular programme in gyms and fitness centres under licensed instructors. In a Pump class, trainers use barbells and other weights to music using light weights and high reps. Not much for strength and muscle trainers here although muscle endurance and cardiovascular fitness will get a boost. A DVD series is also available.

4 Minutes as a training paradigm has mixed origins and practice, perhaps originally derived from Tabata training, which involves high-intensity work for 20 seconds followed by 10 seconds or rest for 4 minutes.

More recent ‘4 minute’ workouts have entered the muscle endurance arena with repetitions of standard exercises like deadlifts and squats for 4 minutes total duration. Nothing much new with this one, and a lot of hype. Like 600 calories burned in 4 minutes?

I don’t think so.

Summary Zumba, Curves, and Kettlebells are a few more fitness concepts that have had publicity and a following of sorts in recent times.

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Yes, for all of the above, movement and resistance training is good for you. No, they don’t add anything extraordinary or magical to standard practices, although you should feel free to enjoy any particular programme that encourages you to work hard and get fit.

45

Global population of obese and overweight tops 2.1bn The number of people in the world who are obese or overweight has topped 2.1 billion, up from 875 million in 1980, the latest figures published in the Lancet show. And not one country is succeeding in treating it, said the research.

US, China and Russia had the highest rates and the UK was third in Western Europe, the 188-country study said. Experts said the rise was due to the “modernisation of our world”, causing “physical inactivity on all levels”.

and “active promotion of food consumption by industry”. Prof Ali Mokdad, of the IHME, said no country was beating obesity as it was a relatively new problem.

“Obesity is a complex issue that requires action at national, local, family and individual level”

Researchers across the world were led by the Institute for Health Metrics and Evaluation (IHME) in Washington, in a study they said is the most comprehensive to date. Scientists analysed data from surveys, such as from the World Health Organization, government websites, and reviewed “all articles” about the numbers of obese or overweight people in the world.

The study also reported more obese women than men living in developing countries. Rates tended to be higher for women in developing countries as they were multi-tasking, looking after the family and working, said Prof Mokdad, so did not have the time to dedicate to managing their weight. But more obese men than women lived in developed countries, said the study.

The UK has the third highest rates in Western Europe, with 67% of men and 57% of women overweight or obese, it said.

The study called for “urgent global leadership” to combat risk factors such as excessive calorie intake, inactivity, 46

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The study said rates of obesity were rising across the world, although the rates in developed countries remain the highest. More than half of the world’s 671 million obese people live in 10 countries, ranked in order: • US • China • India • Russia • Brazil • Mexico • Egypt • Germany • Pakistan • Indonesia Source: The Lancet

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47

Nagging

could drive men to an early grave

People who are frequently nagged and put upon by family and friends are more likely to die during middle age – and men are most at risk.

Individuals who regularly experience stress in their relationships with their partner, children, family, friends or neighbours are two to three times more likely to die prematurely, according to new research.

The study, carried out by scientists at the University of Copenhagen and published in the Journal of Epidemiology and Community Health, also found that unemployed men are most at risk of going to an early grave.

Men are thought to be more significantly affected as they tend to keep problems bottled up and have weaker support networks than women.

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CostaVapor

Heart Disease Warning:

Lack of exercise is worse risk for over 30’s women Sedentary lifestyles pose a greater heart disease risk to women over 30 than smoking, obesity or high blood pressure, new health data from Australia has shown.

Researchers said that the dangers of an inactive lifestyle were being underestimated and deserved to be a much higher public health priority.

Smoking was, as expected, the most serious risk factor in women aged 22 to 27, the study from the University of Queensland found, but after the age of 30 smoking rates begin to drop off, and a widespread lack of exercise was found to be the biggest cause of heart problems across the study population.

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Homestyle

Summer Pastels Summer 2014 fashion and lifestyle trends have influenced home dĂŠcor and interior trends alike.

Gone are the days of chaotic printed interiors, carpets, sofas, table dÊcor, busy floral walls, curtains and every other surface visible to the eye creating a camouflaged interior – which was once the norm in most households.

Muted tones and soft playful pastels, continue to inspire calming and yet, so versatile schemes, complemented with either neutrals to create a softer, peaceful and calming scheme. Or for a striking high impact statement, pair with bolder and complimentary hues.

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A chic new cushion gives your sofa a quick and easy update. Why not add couple of pastel cushions to a neutral sofa for a chic feminine look.

Add a bright coloured table along with a pastel throw draped over an arm chair to brighten a living room.

A pretty pastel coloured vase gives any room a facelift.

Add vivid flowers for a lovely contrast.

51

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Food & Drink

Studio 68 Kitchen & Bar Urb. Aloha Gardens, Nueva Andalucia Tel: 952 812 097 54

After working at different venues along the coast, Fred van der Helm opened Studio 68 on the 1st February this year, and it has grown to be a popular choice for both locals and tourists. With a fantastic range of delicious mouth-watering dishes, if you haven’t been already, Studio 68 is definitely a place you should try!

Studio 68 is located in Aloha, Nueva Andalucia, and it is a very relaxed cafe/restaurant with a great ambience and friendly staff who endeavour to make you feel welcome. In the afternoons, you can enjoy “Sun Downing” – chill out in the bar with drinks and tapas. And you don’t have to miss out on your favourite sports, as all major sporting events are shown on their large screen TV. The kitchen is open all day and they serve breakfast, lunch and dinner. In addition to the usual menu, there are daily specials, ribs on Fridays, and the best roast on the coast on Sundays (although not available June - September). There is a great healthy choice of salads and juices, excellent coffee, and tasty deserts including juicy fresh fruit salads, and cheese boards.

OPENING HOURS Kitchen

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N340, Km 192. info@tajmahal-elviria.com www.tajgroup.es Take away and home delivery available 57

Recipes America

Barbecued Chicken Breasts with Spicy Peach Glaze USA - Georgia: In a salute to the Georgia peach, we chose this spicy, summery barbecued chicken, glazed with seasoned peach preserves and garnished with juicy grilled peach halves.

Ingredients

(Serves 4)

• 1 cup peach preserves or jam • 1 large clove garlic, minced • 2 tablespoons olive oil • 1 tablespoon soy sauce • 1 tablespoon dry mustard • 1/4 teaspoon cayenne pepper • 1 teaspoon salt, plus more to taste • 1/4 teaspoon freshly ground black pepper • 4 (1 1/4 pounds each) chicken breasts, split • 4 ripe peaches, cut in half and pitted

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Method 1. Preheat grill (or BBQ) to medium hot. In a medium mixing bowl, combine preserves, garlic, olive oil, soy sauce, dry mustard, cayenne pepper, salt, and black pepper, and mix well to combine.

2. Sprinkle chicken breasts with additional salt and pepper, and place, skin side down, on the grill. Cook the chicken about 10 minutes on each side before brushing the upturned side with glaze. Continue cooking chicken for another 10 to 12 minutes, turning it every 3 to 5 minutes and brushing each upturned side with glaze every time, until the chicken is cooked through. Move chicken to the oven or a cooler part of grill if it gets too dark before it is cooked through.

3. Place peach halves on the grill, cut side down, and grill 2 minutes. Turn, and brush the tops with glaze. Grill 3 to 4 minutes more, until the peaches are soft and the cavities fill with juices. Transfer the cooked chicken and peaches to a serving platter.

Next month we visit Vietnam!

Red, White, and Blue Ice Cream Sundaes Ingredients

(Serves 4)

• 1 1/2 cups strawberries or raspberries or both, plus extra for garnish • 1 cup confectioners’ sugar, divided • 2 teaspoons lemon juice, divided • 1 1/2 cups blueberries or blackberries or both, plus extra for garnish • 1 pint vanilla ice cream • Whipped cream (optional), for garnish • Glacé cherries and/or decorative sprinkles (optional), for garnish

Method 1. Purée strawberries or raspberries (or both) in a blender. Sift 1/2 cup of the confectioners’ sugar on top (depending on how sweet the berries are); blend until smooth. Stir in 1 teaspoon of the lemon juice. Spoon a few tablespoons of the red berry sauce into each of 4 dessert glasses (set aside any extra sauce for garnish).

2. Purée blueberries or blackberries (or both) in a blender. Sift the remaining 1/2 cup of the confectioners’ sugar on top (depending on how sweet the berries are); blend until smooth.

Stir in remaining 1 teaspoon of the lemon juice.

3. Dollop 1 scoop of the ice cream on top of red berry sauce in each glass. Top with a few tablespoons of the blueberry sauce and another scoop of ice cream (or two!). Top with fresh berries and any extra sauce. Garnish with berries, whipped cream, glacé cherries and/or sprinkles, if you like.

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59

Motors

Dodge Challenger SRT Hellcat For 2015, the Challenger SRT with a Hellcat engine is propelled by the new supercharged 6.2-litre HEMI V-8. Its 600-plus horsepower rating will be the highest of any V-8 engine in Chrysler Group’s celebrated history.

The all-new V-8 engine can be mated with an upgraded six-speed manual transmission or a beefy, new TorqueFlite eight-speed automatic - the first such gearbox ever offered in the Dodge Challenger SRT’s timehonoured segment.

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