RGV New Homes Guide | Issue 31 Vol. 1 | February-March-April 2023

Breatheindoorhealthy air

with a high-performance home

BUILT TO SAVE® high-performance certified homes are tightly sealed to prevent infiltration of outdoor contaminants and allergens. The BUILT TO SAVE® program’s requirements also include a properly sized air-conditioning unit to ensure controlled humidity and whole-house comfort with superior indoor air quality.

Ask your builder if your home is BUILT TO SAVE® certified.

See page 32-33 for a list of BUILT TO SAVE® builder members or scan the QR code to visit www.BuiltToSave.org

Feb

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Contents

PUBLISHER

Across Media Marketing, LLC

EDITOR-IN-CHIEF

Jose Vielma

SENIOR EDITOR

Barbara Zapffe

SALES MANAGER

Jose R. Vielma

CREATIVE DIRECTOR

Bobo Adanwen

ADVERTISING SALES

Ken Sabe

IT SPECIALIST

Nadine Sabe

DISTRIBUTION MANAGER

ENERGY EFFICIENCY

Trained to Verify High-Performance

Independent third-party inspectors are the key to verifying the energy efficiency of BUILT TO SAVE® and ENERGY STAR® homes.

2023 Leading Energy Efficient Builders

Meet an elite group of builders who certify their homes in the BUILT TO SAVE® and/or the ENERGY STAR® High-Performance Home Programs. Their commitment to superior construction is exemplary.

4 Steps to Acheiving BUILT TO SAVE®

See an illustrated view of the steps to a BUILT TO SAVE® High-Performance Home Certification.

AEP Texas Honors 3 Local Builders

AEP Texas recognizes the top performers in its HighPerformance Homes Program for superior energyefficient construction in the Rio Grande Valley.

Insulation Basics–What You Should Know

Find out why choosing the right insulation contractor is as important as choosing the right insulation.

7 Reasons for a BUILT TO SAVE® Home

How can you be sure your home is energy-efficient? It’s easy. Read this and you will know.

COVER FEATURE

THE 2023 MARKET LEADERS IN ENERGY EFFICIENCY CONSTRUCTION. Meet the builders leading the industry in building superior homes that outperform homes built to minimum code. (See page 8)

HOMEBUYING TIPS

Homebuyer Checklist for 2023

Check all the boxes and you’ll be on your way to your dream of a new home in the new year.

FINANCING

Shopping for a Home Mortgage FAQs

Find answers to common questions about home loans to help you compare loans and get the best deals.

BUILDER INDUSTRY NEWS

Sierra Title Annual Tamalada

Sierra’s 41st annual Tamalada continues its tradition after a pandemic-induced pause.

Matt’s Building Materials Groundbreaking

The Rio Grande Valley’s oldest lumberyard rebuilds after a devastating fire on New Year’s day in 2022.

Texas Energy Code HERS Index Workshop

RESNET, Texas Association of Builders, and the Rio Grande Valley Builders Association present a class on House Bill 3215.

Affordable Homes of South Texas Fairs

Attend AHSTI’s Home Buyer Fairs offering bi-lingual education and countless exhibits.

NEW HOME COMMUNITIES

New Home Community Map

Color-coded maps with the most up-to-date listings of new home communities in the area.

New Home Communities

Look at everything you need to know about some of the finest new home communities in the Valley. Go online to download lot sheets and brochures.

THE RIO GRANDE VALLEY AREA NEW HOMES GUIDE (NHG) is a quarterly publication of Across Media Marketing, LLC. Unless otherwise noted, all photography, artwork, and editorial content printed in NHG are copyrighted material and may not be duplicated or reprinted without express written permission. NHG and Across Media Marketing, LLC. are not responsible for typographical or production errors, or for the accuracy of information provided by the advertisers. Opinions expressed by writers and contributors do not necessarily represent the opinions of the publisher. NHG reserves the right to cancel or refuse any advertising which we deem unsuitable for our publication, conflicts with other existing agreements, or if advertiser is not in good standing.

EQUAL HOUSING OPPORTUNITY

FOR ADVERTISING RATES AND INFORMATION: (956) 778-3590 www.RgvNewHomesGuide.com /rgvnewhomesguide @rgvnhg @rgvnewhomes VOL.31 ISSUE 1 — FEB / MARCH / APRIL 2023 2023L eading ENERGY-EFFICIENTBuilders 8 13 38 2

All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 and the Amendments Act of 1988 which makes it illegal to advertise “any preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status, or national origin, or an intention to make any such preference, limitation or discrimination.” This magazine will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this magazine are available on an equal opportunity basis. To complain of discrimination, call HUD tollfree at 1-800-669-9777 or contact HUD’s regional office in Ft. Worth, Texas at (817) 885-5521. The telephone number for the hearing impaired is 1-800-927-9275.

Photos by Juan Mendez

THIRD-PARTY VERIFIED:

Enhanced Home Comfort Lower Utility Bills Better Air Quality Peace of Mind

Being told that your home is energy efficient is not the same as getting written verification from a Home Energy Rater licensed by the Residential Energy Services Network (RESNET). Home Energy Raters are trained home energy inspectors who use specialized equipment and software to inspect, test, and verify that a home has met the requirements of high-performance home programs like BUILT TO SAVE®.

PROFESSIONAL HOME ENERGY RATERS

ASK YOUR BUILDER IF YOUR NEW HOME HAS BEEN VERIFIED

Carroll’s Inspection Services

Chris Carroll (956) 455-7779

chris@carrollsinspectors.com

www.carrollsinspectors.com

Certifications: Home Energy Rater; ENERGY STAR® and BUILT TO SAVE® Certifications; ICC Energy Code Ambassador; EPA Indoor airPLUS; Level 1 Thermographer; TREC Property Inspector; RESNET Member; RESNET Green Rater; Building America Partner, DOE Zero Ready Verifier, Fortified Evaluator, Mold Assessment Consultant, & Insured/

Qualified 45L Tax Credit Certifier.

TREC license #7061 | RESNET license #0003953

TDRL license #MAC1689 | ICC #8194682

Luis Barrera (956) 284-6867 Cell (956) 645-1213 lbarrera@esquarehersrating.com

Certifications: Home Energy Rater; ENERGY STAR® and BUILT TO SAVE® Certifications; HERS Rating for City Code Testing: Blower Door & Duct Leakage; Certificate of Occupancy (C of O); HVAC Heat Load Calculations for Manual J, D, & F; Valley-wide Service. RESNET license #2431025

Jorge Maldonado (956) 271-2322

jm-92@outlook.com

Insulation

HVAC

Lighting Windows

Water Heating

Certifications: Home Energy Rater; ENERGY STAR® and BUILT TO SAVE® New Home Certifications, IECC Energy Code Building Inspections; Blower Door & AC Duct Testing; Weatherization Inspections. RESNET license #529893

The Blower Door Test and the Duct Blaster Test are used to calculate a home’s Energy Rating Index (ERI—also referred to as the HERS score). Like miles per gallon (MPG) which measure the fuel efficiency of a car, an ERI (or HERS) score is an excellent predictor of a home’s energy efficiency—the lower the score, the higher the efficiency

BLOWER DOOR TESTS measure the leakiness of the home’s envelope— how much air comes in and goes out through the roof, windows, doors, and other openings in the home.

Required by code after Sept. 1, 2016.

DUCT BLASTER TESTS measure leaks in the joints and seams of the ductwork in the heating, ventilation, and air-conditioning (HVAC) system.

Required by code after Sept. 1, 2016 unless in conditioned space.

Trained to Verify High-Performance BUILT TO SAVE® Homes

A Home Energy Rating System (HERS) Rater is a third-party inspector certified by an accredited Rating provider and licensed by the Residential Energy Services Network (RESNET).

HERS Raters inspect a home while it is under construction, and then test the home when completed (1) to visually verify that it complies with construction requirements and, using specialized software and equipment, (2) to determine its energy efficiency performance.

Raters play a key role in certifying homes as high performance. They have the ability to predict a home’s expected energy efficiency even before it is built by entering the home’s dimensions and other specifications into energy modeling software. The Rater’s knowledge of building science and their continuing education makes their oversight and technical advice invaluable to the home builder. Additionally, the Rater’s independent verification of compliance with programs like BUILT TO SAVE® adds confidence and trust to highperformance certifications.

Home by Villanueva Construction

Get PreApproved for a Loan

Make sure to set a budget before you start speaking to contractors or drafting floor plans. Review your finances, compare different loan options, and, most importantly, seek approval from a lender that matches your needs. Knowing the amount you’re eligible for will spare you disappointment and enable you to focus your energy on the homes you can afford. Lastly, taking this initiative also shows builders that you’re serious.

Set a Realistic Budget

1 2 3

Your homebuying budget should include more than your loan. Consider your monthly income and calculate how much you’ll be spending on monthly payments, including costs associated with homeownership, such as taxes, maintenance, and mortgage payments. Factor in other living costs, such as utilities, groceries, and car payments.

Keep in mind that you may qualify for a financial assistance program; these can help you with your down payment. Some will even provide you with mortgage tax credits. Although plenty of programs are available, many homebuyers don’t realize they may be eligible for such assistance. Do a bit of research to see if you qualify.

Be AboutStrategic Upgrades

New Year, New Home: A Homebuying Checklist for 2023

The New Year is an excellent time for a new adventure—like buying a new home. But just like any New Year’s resolution, like losing weight or taking up a new hobby, it’s always best to plan ahead. Purchasing a home may sound like a complex ordeal, but with some preparation, you can significantly lower excess stress. Here’s a handy checklist to help you comfortably move into your dream home in 2023.

Build Above Minimum Code Standards

It’s good to aim above minimum code standards when building a custom home. Durable, highperformance homes require less maintenance than their minimum-code counterparts. Consider working with a

Choose the Right Community

You’re not going to feel comfortable in the world’s most lavish home if its location doesn’t satisfy you. Visit communities you’re interested in and, if possible, chat with the locals. Some things you should consider when selecting a community include:

builder who’s a member of a high-performance home program, like BUILT TO SAVE®. These builders put superior construction and energy efficiency first, ensuring you’ll enjoy lower utility bills, healthier indoor air, and a comfortable living environment.

5 6 4

Lot size

Proximity to schools, hospitals, businesses, etc.

Amenities, such as pools, parks, and community centers

Homeowner association costs

Proximity to major roads

When building a new home, you may be offered additional features, such as upgraded appliances or premium flooring options. As you consider your choices, select only the upgrades that will add resale value to your home. It’s not uncommon for expensive upgrades—such as hardwood or natural stone floors—to save you money in the long run, as they’re more durable and add value to your home. As long as you approach your options strategically, you will boost your home’s style and comfort and its resale value, too.

Hire an Independent Home Inspector

It’s always good to have an independent pair of eyes inspect your new home before you move in. If you opt for BUILT TO SAVE® or another high-performance certification, a licensed third-party home inspector checks your home to verify it complies with the program’s strict requirements. Homes in the BUILT TO SAVE® program are inspected during construction and tested after completion to document and provide proof that they are high-performance homes.

Once you’ve ticked off all the boxes on its checklist, you can buy your home with confidence and peace of mind, knowing it will be built to the highest quality and energy efficiency standards.

So, what’s stopping you? Make 2023 the year you buy the home of your dreams.

Martin Villanueva Olga Treviño

Tony Fernandez

Roy Perez

(L-R) Clemente Gonzalez & Rick Garza

Melinda Garza

Every year, RGV New Homes Guide devotes one of its issues to put a spotlight on a select group of builders in the Rio Grande Valley who are leading the industry in the construction of verified high-performance homes–the key word being “verified.” No builder will ever say that his or her homes are not energy efficient. The Leading Energy Efficient Builders special feature in the next pages identifies builders who have stepped up to a leadership role in the construction of energy efficient homes in the Rio Grande Valley of South Texas. They represent an exclusive group of building professionals who build to construction and energy efficiency standards that are superior to the required minimum code standards. They don’t have to do this, but they do so because they take pride in their work and in the value it provides for their homebuyers.

At a time when many construction companies are cutting costs by building to bare minimum legal code requirements, the builders featured here focus on investing more time and money to build superior high-performance homes. And while a lot of companies say they do exactly what these builders do, the fact is that the builders featured here can provide proof. Buying or building a home is surely the largest investment you will make in your lifetime, so why would you take anyone’s word that you are investing in a superior highperformance home? Ask for proof. Ask to see the BUILT TO SAVE® or ENERGY STAR® certificate.

A BUILT TO SAVE® and/or ENERGY STAR® certificate means that the home was inspected while under construction and tested after completion by an independent licensed home energy Rater who verifies that the home met the strict requirements of these highperformance home programs.

Some of the benefits of a high-performance home are better indoor air, enhanced home comfort, tighter construction, properly installed insulation, and increased savings on monthly utility bills. But the best benefit is that homeowners can enjoy peace of mind knowing that they truly have a high-performance home. The certificate of highperformance will be invaluable if you ever decide to sell your home.

FEATURED BUILDERS OF HIGH-PERFORMANCE HOMES IN

COMPANY FACTS

Founded: 1985 Price Range: $150’s-$400’s+

Areas Served: Hidalgo and Cameron County

Construction Type: Residential BUILT TO SAVE® Member Since: 2016 2-10 Home Buyers Warranty: Available

ABOUT THE BUILDER

What distinguishes a quality energy-efficient builder from the competition is their ability to construct excellent homes again and again. This definition describes Villanueva Construction perfectly. Founded in 1985, the company builds highperformance homes with the kind of confidence that can only be acquired after nearly four decades of hands-on experience. The sheer gratitude of Villanueva homeowners alone is a testament to the quality, value, and energy efficiency of their homes—but that’s not all. See more online.

3528 Buddy Owens Blvd. - McAllen,

For the sixth year in a row, Villanueva Construction was honored with the Outstanding Achievement Award: “Most Homes Certified in the BUILT TO SAVE® Program in 2022.”

From the very start of the company’s membership in the BUILT TO SAVE® program in 2016, Villanueva Construction has received this award and continues to be a leader the Rio Grande Valley’s new home construction industry by building high-performance homes. In addition to its exemplary excellence in energy-efficiency construction, the company has earned a reputation for first-class in customer service–before and after the sale–thanks to their staff’s one-on-one personalized attention, and their family-centered way of building homes. When Villanueva Construction says they build homes of absolute quality, beauty, and value, they mean it. The company’s commitment to building superior high-performance homes is a testament to that.

The BUILT TO SAVE® initiative, sponsored by Magic Valley Electric Cooperative (MVEC), is a voluntary home certification program for builders who build to higher standards than what is required by minimum building code requirements. As a steward of energy conservation, MVEC has been a major contributor to the BUILT TO SAVE® Program, thereby helping to reduce energy costs for homeowners and improve the quality of new home construction in the Rio Grande Valley.

2023

(L-R): Abraham Quiroga, Business and Employee Development Manager / MVEC and Martin Villanueva

Magic Valley Electric Coop is a proud sponsor of the BUILT-TO-SAVE® Program.

COMPANY FACTS

Founded: 1976 Price Range: $110’s - $180’s Areas Served: Valleywide Construction Type: Residential BUILT-TO-SAVE® Member Since: 2014 ENERGY-STAR Member Since: 2009 NMLS# 346848

AFFORDABLE HOMES OF SOUTH TEXAS, INC

ABOUT THE BUILDER

For decades, Affordable Homes of South Texas, Inc. (AHSTI) has provided affordable, energy-efficient homes to the low-income residents of the Rio Grande Valley. 100% of their homes are built to achieve ENERGY STAR® certification. By providing an opportunity to own affordable, high-performance homes, AHSTI hopes to enable everyone in the Valley to experience the comforts associated with energy-efficient homeownership. See more online.

Director of Construction

Steps to Achieve a BUILT TO SAVE® Certification

A Builders’ Guide to Building A Superior Energy-Efficient Home

PRE-CONSTRUCTION

Projected Energy Efficiency Analysis

As the first step in the BUILT TO SAVE® process, a licensed home energy Rater reviews the home’s plans, including elevation and floorplan blueprints, Manual J, energy-saving items like ENERGY STAR® appliances, and heating and cooling information. The Rater enters the data from these documents into specialized software that produces a projected Home Energy Rating System (HERS) score. The HERS score is recognized nationally as a good predictor of a home’s energy usage once it’s built.

NOTE: Doing a projected analysis before the home is built helps you make any necessary adjustments to achieve the targeted energy score easier and at a lower cost, compared to doing them once construction is underway.

Review of the Manual J Calculation

Heating, Ventilation, and Air Conditioning (HVAC) contractors prepare a Manual J by entering the home’s blueprint information into a specialized program. This program calculates the heating and cooling loads of a home and recommends the proper size air conditioning unit based on the home’s specifications. The software is adapted to the particular climate the home is located in. Manual J also accounts for other factors, such as the amount of heat and humidity that each occupant of the home will add to the interior.

NOTE: A properly sized heating and cooling system is critical to energy savings and—more importantly—to the home’s comfort. An oversized system will waste more energy, have more maintenance issues, reduce comfort by cycling on and off before it has a chance to remove humidity from the home, and cause moisture and mold issues over time.

BUILT TO SAVE® is a regional energy efficiency program that awards high-performance certifications to new homes built to standards that surpass minimum building code requirements. The homes are inspected during construction and tested after completion by a licensed, independent third-party home energy Rater hired by the builder. Builders participating in this voluntary program represent an elite group of professionals who take pride in their work and value the superior benefits the BUILT TO SAVE® program provides to their homebuyers. Here is a step-by-step guide on how a BUILT TO SAVE® certification is earned.

NOTE: Builders must apply for membership into the BUILT TO SAVE® program in order to request certification for their homes. Visit https://www.builttosave.org/ registration/builder for the application.

ABOUT THE BUILDER

Building a home is a major decision that can have far-reaching implications for years to come. That’s why it pays to go with a trusted builder like Bellissimo Builders, a local custom builder that ensures your home is built with quality and attention to detail. Clemente Gonzalez and Rick Garza, the company’s two partners, embrace the core principles of the BUILT TO SAVE® high-performance home program, constructing homes that are superior to those built to minimum building codes. Bellissimo’s homes are notable for their attention to detail— especially when it comes to energy efficiency, durable construction, and overall comfort. Find out what makes them the ideal builder for a home built uniquely for you. See more online.

(L-R): Rick Garza, Clemente Gonzalez, Builder/Partners

INITIAL INSPECTION

Thermal Inspection (After Insulation but Before Drywall)

A home energy Rater performs a thermal inspection after the insulation is installed and before the walls are put in place. The Rater visually inspects all areas of the home to check that the insulation is installed correctly and has the proper R-values. Insulation that has been compressed by force between the studs or into crevices loses its R-value and will not insulate the home adequately. Even spray foam insulation can be poorly installed. Bubbles formed during application can create voids inside the foam that reduce its efficiency. The Rater gives special attention to areas that could allow cold air to escape into the attic or to the outside.

NOTE: According to the Department of Energy, a typical home has about a half-mile of crack and gaps throughout. This can increase annual heating and cooling costs by 20-40% due to air leakage. A thermal inspection performed by a third-party Rater can help assure the homebuyer that the home was sealed properly and give them peace of mind.

Moisture Control

The Rater inspects the home’s envelope—including the outer walls, ceiling, and windows—and looks for areas that could create moisture problems in the future. Since the window manufacturer’s labels are still in place at this point as required by the law, the Rater makes notes to ensure that their values are as required by code and that they relate to what was specified in Manual J. The Rater also checks areas behind bathtubs located near an exterior wall to ensure that a waterproof backing will be used to avoid moisture issues caused by condensation from changes in temperature.

NOTE: Although moisture management is not a factor in energy efficiency, protecting the home against moisture problems is included in BUILT TO SAVE® inspections as part of the program’s wholehouse approach to providing a healthy home environment.

Ventilation

Tight construction is required for superior energy efficiency. But as the home becomes tighter, it is critical that a proper fresh air system is installed to allow the home to breathe. The Rater’s visual inspection ensures ventilation systems are placed properly. Having properly installed ventilation is especially important if the home has spray foam insulation, which has extremely high sealing characteristics. A variety of humidity-controlling devices are available on the market today that can greatly enhance the comfort level of a home.

NOTE: Proper mechanical ventilation is key to ensuring the quality of indoor air. Ventilation is nothing more than replacing stale air with fresh air. It is crucial for tightly constructed homes that can trap dust, pollen, and unhealthy air resulting from day-to-day activities, such as cooking, bathing, and even the occupants’ breathing.

COMPANY FACTS

Founded: 2008 Price Range: $250’s - $700’s+

Areas Served: Valleywide

Construction Type: Residential

BUILT TO SAVE® Member Since: 2014

ENERGY STAR® Member Since: 2009

EPA Indoor airPLUS Member Since: 2016

2-10 Home Buyers Warranty: Available

DIVINE CUSTOM HOMES

ABOUT THE BUILDER

DIVINE Custom Homes is supremely committed to energy efficiency. Founder Olga Treviño has but one goal—to offer her homebuyers high-performance homes that provide them with comfort, safety, and healthy indoor air. Mrs. Treviño certainly has the credentials to prove her passion for her job. DIVINE Custom Homes is one of the Rio Grande Valley’s earliest pioneers when it comes to building ENERGY STAR® certified homes. Simply put, Mrs. Treviño only builds ENERGY STAR® certified homes, or she doesn’t build them at all. See more online.

PREVIOUS ENERGY EFFICIENCY AWARDS

2021 - AEP Texas Award (ENERGY STAR® Participant)

2020 - RGVBA Parade of Homes Most Energy-Efficient

2018 - AEP Texas Award (Highest Savings - Single Home)

2016 - AEP Texas Award (Highest Savings - Single Home)

m CONTACT US!

956-467-1111 olga@divinecustomhomes.net

www.DivineCustomHomes.net

Olga Treviño, Owner/Builder

Ducts & Air Registers

The Rater inspects the HVAC duct system, looking for areas that are poorly sealed and connected. Mastic is an inexpensive sealant that should be used generously over duct taping at all the seams for maximum protection. Simply using foil tape is not acceptable since heat will cause the tape to fall off and allow air to escape into the attic. The Rater also inspects the locations where the ducts connect to vents and registers in the ceiling to ensure proper connections.

NOTE: A properly designed duct system, a function of the HVAC contractor, is key to making sure ventilation delivers an equal amount of air at equal pressure to every room of the home. Failure to equalize airflow will lead to some rooms being colder or hotter than others. Installing jumper ducts is a good way to equalize air pressures and can be a remedy for rooms that are noticeably warmer or colder than other parts of the house.

Verification of Final Results

The Rater performs a final review of the home’s specifications to verify that it was built as specified during the preconstruction stage. They make notes of items that can add or detract from the home’s projected energy score. Additionally, the final inspection includes a blower door test and a duct leakage test to calculate the home’s HERS score.

The Blower Door Test

Once the home is completed, the Rater performs a blower door test to measure the leakiness of the home’s envelope. In other words, they test how much air goes out or comes in through the roof, windows, doors, vents to the outside, and other openings. To do this, the Rater closes all openings of the home and uses a specialized fan on a doorway to first blow air in, then out. The home’s air leakage to the outside must fall within the acceptable range to qualify for the BUILT TO SAVE® certification.

NOTE: The blower door test is usually performed after the home is complete. However, a Rater can perform a rough-in blower door test at the thermal inspection stage if all of the home’s openings can be covered—even if with just plywood and tape. Doing a blower door test while the home is in framing allows for an easy fix to any identified problem areas. And, if the home passes at this stage, you can rest assured it will pass at final inspection.

COMPANY FACTS

Founded: 1990 Price Range: $200’s - $1 Million

Areas Served: Rio Grande Valley of South Texas

Construction Type: Residential / Commercial / Retail BUILT TO SAVE® Member Since: 2022

2-10 Home Buyers Warranty: Available

LTR CONSTRUCTION

ABOUT THE BUILDER

LTR Construction is devoted to satisfying its clients with beautiful, mastercrafted homes—and it has the awards to prove it. The company was recognized with the Most Energy-Efficient Home award in the 2022 Rio Grande Valley Builders Association (RGVBA) Parade of Homes. RGVBA also honored LTR Construction with its Builder of the Year award in recognition of its generous support. But these are by no means the only accolades LTR Construction has received. See more online.

PREVIOUS ENERGY EFFICIENCY AWARDS

2022 - RGVBA Parade of Homes “Most Energy-Efficient Home Award”

Roy Perez, Owner/Builder

The Duct Leakage Test

The duck leakage test identifies leaks in the joints and seams of the HVAC system’s ductwork using diagnostic hardware to measure the ducts’ airtightness. The procedure uses a calibrated fan that measures the airflow rate and a pressure-sensing device that records the pressure created by the fan. The amount of leakage must not surpass the acceptable range to meet the requirements of the BUILT TO SAVE® program.

NOTE: An acceptable duct leakage test in Climate Zone 1 (Cameron County) and Climate Zone 2 (Hidalgo County) requires air leakage rates of less than 4% of the conditioned floor area (living space). Anything more means too much air escapes from the ducts and will cost the homeowner money in utilities.

PROOF OF HIGH PERFORMANCE

The BUILT TO SAVE® Certificate

A BUILT TO SAVE®certificate is critical proof that the home was verified as a high-performance home. The supporting documentation provided by the Rater is kept on file by BUILT TO SAVE® as proof of the home’s compliance. This archive has all of the documents submitted by the builder, the Rater, and their Provider, and includes photos taken during inspections, any issues that were found and corrected, and photos of the readings on the manometers used during final testing.

NOTE: Aside from the peace of mind the BUILT TO SAVE® certificate will give the homebuyer, it will be invaluable if they decide to sell the home. It trumps telling prospective buyers that the builder said the home is a high-performance home. National surveys show that homes certified as high-performance demand a higher resale value and sell faster.

The BUILT TO SAVE® Whole-house Systems Label

Building codes require every home to have a label that lists the types and ratings of critical components of the home, such as insulation, windows and doors, and heating and cooling equipment.

NOTE: While this label is required by law, regrettably few homes have it. This mandatory label is included with the BUILT TO SAVE® certificate. Compliance with current building codes is another important benefit of the BUILT TO SAVE® program.

At a time when every builder says they build energy-efficient homes, it is a good policy and a great competitive advantage to provide homebuyers with proof—a BUILT TO SAVE® certificate. If you would like to know more about the BUILT TO SAVE® program or would like to register as a BUILT TO SAVE® builder member, visit www.BuiltToSave.org. Call/Text (956) 778-3590 for a free consultation.

ABOUT THE BUILDER

Monarch Custom Homes specializes in designing and building homes that are individualized to each client’s vision. The company’s timeless architectural designs and elegant finishing details set the standard for ultimate sophistication in construction. Monarch Custom Homes combines their passion for building highquality, energy-efficient homes with their company-wide commitment to making homebuilding an easy, enjoyable, and memorable experience for buyers. No wonder they’ve earned a reputation for excellence in customer satisfaction. See more online.

(L-R) Melinda Garza, Gustavo Garcia, D’ann Torres, Builders/Owners

TO SAVE®

RISE ABOVE ALL THE REST

If you are building or buying a new home, don’t settle for minimum standards. Ask your builder if they build homes with any of these high-performance certifications. Ask for the certificate. You’ll be glad you have it if you resell your home.

DOE ZERO ENERGY READY HOME

HIGH-PERFORMANCE FEATURES:

This certification is awarded to homes that meet all of the criteria of the Department of Energy’s Energy Ready Home National Program. These homes are verified to be at least 40%-50% more energy-efficient than a typical home. Zero Energy Ready Homes are so efficient that incorporating a renewable system can offset most or all annual energy consumption. Visit energy.gov for more information.

ENERGY STAR®

The ENERGY STAR® is a national program administered by the Department of Energy in conjunction with the Environmental Protection Agency. To earn the ENERGY STAR® certification, homes must meet strict construction and energy efficiency criteria verified by a third party. An ENERGY STAR® qualified home consumes 15% to 30% less energy than a similar home and provides better durability, more comfort, cleaner indoor air, and reduced maintenance costs. Visit energystar.gov for more information.

INDOOR AIRPLUS

The Indoor airPLUS is a program of the Environmental Protection Agency and is a companion label that can only be awarded to a home that has qualified for the ENERGY STAR® or Zero Energy Ready Home programs. The construction and system requirements of the Indoor airPlus program are designed to reduce contaminants to improve indoor air quality, including mold, moisture, radon, carbon monoxide, toxic chemicals, and other detriments found in low-quality air. Visit epa.gov for more information.

BUILT TO SAVE® Best Value!

The BUILT TO SAVE® program is a regional energy efficiency program designed to provide a high-performance home that is “superior to code.” To receive the BUILT TO SAVE® certification, homes must be inspected before drywall is installed to ensure proper insulation, and tested at the completion of construction to verify that the air leakage requirements of the program are met. A BUILT TO SAVE® certification means the following: savings through low energy consumption, a more comfortable home, better indoor air quality, and less maintenance, all demanding a higher resale value for the home. Visit BuiltToSave.org for more information.

Blower door & duct leakage testing equipment.

Look for the home that’s certified BUILT

This energy efficiency certification program identifies new homes built to outperform similar homes built only to minimum code.

At the top of the list of reasons for Materiales El Valle’s popularity is its millions of square feet of product inventory and thousands of square feet of showroom space with beautiful fullsized displays and samples of products including brick, ceramic tile, glass mosaic tile, handmade Saltillo tile, roof tile, porcelain, marble, Travertine, Cantera, engineered stone, and wood flooring. If a product makes your home stand out from the ordinary, the company almost certainly has it in stock—and in large supply.

And what could go better with the largest inventory? How about the best prices! The company’s longstanding history with name-brand manufacturers is a major part of its success. Because of those relationships, Materiales El Valle is able to not only offer lower prices; more importantly, the company is able to introduce the latest trending products, which may explain why so many builders win awards for homes that use materials that are often new to the market.

No matter how good products are and how inexpensive they may be, shoppers, however, tend to place greater value on how they are treated and whether they can rely on their vendor to be there for them. And that’s where the company excels—customer service. Combined with their many years of knowledge and experience, Materiales El Valle’s staff provides a friendly, personal service that makes buyers feel like family…because in the company’s eyes, they are. And that keeps customers coming back.

SPONSORED BY MATERIALES EL VALLE, INC.

x 48”

Our company’s relationship with Materiales El Valle goes back to its founding in 1986. We were among their first customer and 37 years later we are still a loyal customer. We learned very early that we could depend on Materiales El Valle’s large inventory of tile and natural stone products to provide us with what we needed–when we needed. Their immense expertise coupled with their integrity and the way they treat us as customers makes for a great partnership, one that has allowed us to continue doing what we do best–build luxurious, quality custom homes inspired by our customers’ dreams and beautiful trending products from Materiales El Valle.

- LEONEL MORENO, JR

AEP Texas High-Performance Homes Program Recognizes Three Local Builders

AEP Texas recently recognized three Rio Grande Valley builders in its High-Performance Homes Program for 2022. The AEP Texas High-Performance Homes Program is proud to honor Esperanza Homes, Villanueva Construction, and Westwind Homes for their commitment to building superior, energy-efficient homes. An independent, RESNET-licensed Home Energy Rater has verified the homes’ compliance with the program requirements. These awards are a great example of how AEP Texas supports positive change in the homebuilding industry, ultimately helping create a more sustainable future for everyone.

The AEP Texas High-Performance Homes Program is a voluntary program for home builders that provides incentives for constructing energy-efficient, high-performance homes. To qualify for the program’s cash incentives, the builders’ homes must exceed the required kWh savings by at least 5%. The calculation is based on a Texas Baseline Reference Home established by the Public Utility Commission of Texas. In addition to mandatory requirements—such as a 16 SEER A/C System and Grade 1 wall and ceiling insulation—the builders’ homes must meet other criteria used to calculate the paid incentive. Additional bonus incentives are available for installing items such as heat pump water heaters, electric vehicle (EV) chargers, ENERGY STAR® smart thermostats, spray foam insulation, and properly sized HVAC systems.

The goal of the AEP Texas High-Performance Homes Program is to help builders improve their building processes and implement products designed to improve their homes’ energy-saving performance and the occupants’ well-being. By committing to these standards, builders don’t just get rewarded with incentives and awards. They can take pride in offering their homebuyers high-performance homes with higher utility savings and an improved environment with long-term comfort and cleaner indoor air.

For more information on the AEP Texas High-Performance Homes Program, visit SouthTXSaves.com or call Garrett Dorsey III at (361) 688-2211.

Esperanza Homes received the Highest Cumulative kWh Savings award for the fourth consecutive year. This award is given to the builder who enrolled and successfully completed the highest number of energy-efficient homes in the AEP Texas High-Performance Homes Program in the Rio Grande Valley during 2022. Esperanza Homes offers a variety of exceptional energy-efficient homes built to meet the unique demands of the Rio Grande Valley’s climate with homesites in 16 new communities across the Valley.

Villanueva Construction was awarded a Path to Performance award from the AEP Texas High-Performance Homes Program for its continued initiative to build energy-efficient homes for its customers in 2022. The company was founded in 1985 and—over the years—has been recognized with awards for excellence in construction, in addition to receiving multiple awards for excellence in energy efficiency. Villanueva Homes is a local custom home builder, serving Hidalgo and Cameron County, that specializes in building highperformance custom homes. Villanueva homes are built to above-code standards and offer more energy savings and value to the company’s customers.

Westwind Homes was the recipient of a Path to Performance award from the AEP Texas High-Performance Homes Program for 2022. The award recognized the company’s commitment to building highperformance homes that provide more energy savings and enhancing the comfort of its homes. Westwind reached this achievement through the innovative use of the most modern energy-saving products. Westwind Homes is an established builder with five new home communities in Laredo, Texas, and six in the Rio Grande Valley in McAllen, Edinburg, Hidalgo, and San Juan.

(L-R) Melissa Proske, EnergyEfficiency/Consumer Program Coordinator for AEP Texas; Martin Villanueva, Owner/Builder, Villanueva Homes; Garrett Dorsey III, AEP Texas High-Performance Home Program Director.

(L-R) Garrett Dorsey III, AEP Texas High-Performance Home Program Director; Nick Rhodes President/CEO, Esperanza Homes; Melissa Proske, Energy-Efficiency/Consumer Program Coordinator for AEP Texas.

(L-R) Melissa Proske, Energy-Efficiency/Consumer Program Coordinator for AEP Texas; Jesus E. Garcia, Purchasing Director, Westwind Homes; Garrett Dorsey III, AEP Texas HighPerformance Home Program Director.

in the top things on a homebuyer’s checklist. Why should it be? It’s not something we can see after the walls are put in, and even if we could see it, would we know what to look for? And when we compare it to, for example, stunning exotic granite countertops or designer lighting fixtures, insulation just isn’t too appealing. Yet, if a home’s interior is not comfortable, and if a utility bill is unusually high every month because of poor insulation, we’d probably wish we had paid less attention to the granite countertops and more to the insulation.

If the type of insulation used is wrong or if the correct insulation is used but not properly installed, it will be inefficient and will increase a heating or cooling bill. Choosing the right insulation and ensuring that it is properly installed is critical for homes in the Rio Grande Valley, which is located in U.S. Climate Zones 1 and 2, which have some of the hottest temperatures in the country.

CHOOSING THE RIGHT INSULATION

Code-required R-Values (a measure of the insulation’s heat resistance) is the first factor to consider. The location of the insulation, like the ceiling or exterior walls, will require different R-values. Cost is the second factor, and here is where most people make a mistake. Spray foam, for example, is more expensive than basic fiberglass insulation, but its payback in savings on utilities and enhanced home comfort will more than make up for the initial cost.

INSULATION BASICS 101

IT’S ALL ABOUT COMFORT AND SAVINGS

in-blanket fiberglass to open and closed cell spray foam, rock wool, cellulose, and foam board insulation. The advantages and disadvantages of each are varied, and it would be impossible to choose without the help of a professional—one who has the best advice. And to make things more complicated, even if you choose the right insulation without professional help, if it isn’t installed properly, it won’t perform to its maximum R-value.

CHOOSING THE RIGHT INSULATION CONTRACTOR

Insulation only performs like insulation if it is installed properly. That applies to superior insulation like spray foam but especially to the less expensive options like batt and roll. So, what’s the best way to choose an insulation contractor who installs properly? It’s easy—look for a BUILT TO SAVE® certified installer. These installers are experienced and trained to ensure that their work passes the visual inspections of a home energy Rater contracted by the BUILT TO SAVE® program to make sure the insulation has been properly installed.

One such company is Valley Energy Specialist (VES), a BUILT TO SAVE® installer who has been serving the Rio Grande Valley for over 12 years. Today, this family-owned business, operated by Robert Salinas, Jr. and his two sons, Rob and Andrew, has earned the reputation as the “go-to” place for effective and affordable insulation. VES offers all types of insulation, from standard fiberglass

performance. Valley Energy Specialist’s experienced and knowledgeable staff can be of tremendous help in choosing the type of insulation that is right for your project. Why guess what insulation is needed for your home? Why go anywhere else? VES does one thing, and does it right: insulation. From consultation to personalized advice and complete installation, Valley Energy Specialist, a BUILT TO SAVE® installer, should be your Number 1 choice when you decide to insulate your home correctly.

(L-R) Rob Salinas (Sales Manager), Robert Salinas, Jr. (Owner), and Andrew Salinas (Operations Manager).

BUILDING INDUSTRY NEWS

Sierra Title Hosts Its 41st Annual Tamalada

Beautiful weather, great company, and delicious tamales were served at the 41st annual Sierra Title Tamalada on November 9. Hosted at the company’s main office in McAllen, Texas, visitors were delighted to participate in Sierra Title’s traditional Tamalada after being forced to cancel it last year due to the pandemic.

For more than four decades now, the Sierra Title Tamalada has signaled the beginning of the holiday season for the Rio Grande Valley’s real estate industry. It’s also an opportunity for Sierra Title to show its gratitude to the community and its customers for the support they’ve received.

Visitors showed up in droves, happy to once again mingle among themselves and Sierra Title’s staff and management personnel. The tamales, rice, and beans, the centerpiece of the Tamalada event, were to die for. Mother Nature even did her part, providing the beautiful weather.

As always, Sierra Title’s annual Tamalada was a great chance to kick back and enjoy a tasty lunch with coworkers, acquaintances, friends, and family. It reminds us how much we have to be thankful for, even after all we’ve been through together.

We’d like to take this moment to congratulate and thank Sierra Title for their ongoing service to the Valley community.

Matt’s Building Materials Groundbreaking

Nearly a year after a New Year’s Eve fire destroyed the iconic Matt’s Building Materials store in Pharr, Texas, the company broke ground on a new facility. On December 15, 2022, family, friends, customers, and local dignitaries gathered to celebrate the official start of a new chapter in the company’s history, which dates back to 1969.

Matt’s Building Materials—originally called Matt’s Cash and Carry—is a family-owned business with Danny Smith as CEO. When founder Ira Matt retired in 2001, he sold the business to Danny and his wife Diana. Upon taking ownership, Danny changed the corporate structure and gave two of his longtime managers and friends, Oscar Sandoval and Luis Mancillas, a stake in the business. He also gave some of his own share to his three sons: Jeremy, Isaac, and Ben. Each of the sons now manages one the company’s three stores in Pharr, San Benito, and Palmview, Texas.

The company has over 170 employees, many of whom lost their jobs because of the fire. “The fire was a devastating event for our employees and their families,” said Isaac Smith, co-owner and manager of the Pharr store. “We hope all of our employees are able to come back when our new facility is finished.”

The new 30,000-square-foot facility will include a new Matt’s Building Materials store, retail spaces for leasing, and an event center. It is projected to be finished by early 2024.

Over the past 54 years, Matt’s Building Materials has faced many challenges but has always adapted and overcome them. The fire will be no exception. It is their companywide commitment to responsibility that makes them successful— responsibility to their employees, customers, and creditors. As Danny Smith said: “If you are responsible, do things right, and make sure that your customers know you value their business and that they are the reason you are successful, only then can the business give back to you.” The groundbreaking in Pharr is proof of Matt’s Building Materials’ commitment to its customers. With the new facility, the company will continue to be the oldest lumber yard in the Rio Grande Valley.

Affordable Homes of South Texas, Inc Hosts Homebuyer Fairs

Home ownership is the most common dream for many across the nation, as it is here in the Rio Grande Valley of South Texas—especially among the disadvantaged. The good news here is the existence of Affordable Homes of South Texas, Inc. (AHSTI), a community-based non-profit organization focused on a mission of helping qualified families achieve their dream of homeownership.

As part of its commitment to homebuyer education, AHSTI is presenting its annual Home Buyer Fairs which will offer invaluable bi-lingual information on a variety of topics all under one roof. If you want to buy or build a home, or just want to learn more about how to be a homeowner, you will want to attend. The Home Buyer Fairs are for the public and admission is free. Visit with exhibitors in the homebuying/homebuilding industry and participate in free classes that will help you become an informed buyer and homeowner. Call (956) 687-6263 or see graphic for more information.

BUILDERS Superior High-Performance Home

A GUIDE TO THE RIO GRANDE VALLEY’S ENERGY-EFFICIENT HOME BUILDERS

BUILT TO SAVE® is an energy efficiency certification program that identifies new homes that are built to outperform minimum code building requirements. The builders who certify their homes in the BUILT TO SAVE® program voluntarily go above and beyond for their homebuyers.

BUILDERS WHO HAVE CERTIFIED HOMES IN THE BUILT TO SAVE® PROGRAM IN 2022/23 (Sorted by Quantity of Certified Homes. Visit www.builttosave.org for full details)

BUILDERS

WEBSITE /

VILLANUEVA CONSTRUCTION www.VillanuevaHomes.com m (956) 800-8889 stephanie@villanuevahomes.com

AFFORDABLE HOMES OF SOUTH TEXAS www.AHSTI.org m (956) 687-6263 info@ahsti.org

DIVINE CUSTOM HOMES www.DivineCustomHomes.net m (956) 467-1111 olga@divinecustomhomes.net

MONARCH HOMES www.monarchhomesrgv.com m (956) 566-2838 info@monarchhomesrgv.com

BELLISSIMO BUILDERS www.bellissimobuilders.com m (956) 222-0721 bellissimobuilders@gmail.com

LTR CONSTRUCTION www.ltrrgv.com m (956) 453-6689 ................................................ ltrperez956@gmail.com

CASA CORDOVA www.CasaCordova.llc m (956) 472-5946 casacordova.llc@gmail.com

BLACK WOLF CONSTRUCTION m (956) 230-5555 blackwolfconstruction@hotmail.com

RAMITA HOMES m (956) 537-7360 lunatvnews@gmail.com

FEATURED PROFILE ON PG. 10 2023 2023

FEATURED PROFILE ON PG. 12

FEATURED PROFILE ON PG. 16

FEATURED PROFILE ON PG. 20

FEATURED PROFILE ON PG. 14

FEATURED PROFILE ON PG. 18

BLACK WOLF CONSTRUCTION

Shopping for a Mortgage — Frequently Asked Questions

Getting ready to buy a home?

A good mortgage loan is key to making your dreams of homeownership come true. But it can be intimidating to browse all the potential lenders and loans to find a mortgage that works for you. Here are answers to the most common questions about shopping for a mortgage that can help you compare loans and get the best deal.

What’s a Mortgage?

A mortgage is a homebuying loan contract between you and a lender, such as a bank, credit union, or mortgage company. The lender loans you money to buy a home, and you agree to pay it back according to the terms of your contract. Your home often acts as collateral for the loan, meaning that the lender may have the right to take ownership of your property if you fail to make the agreed payments.

What Should I Do Before Getting a Mortgage?

Before you apply for a mortgage, you should do three things:

Determine your down payment: Calculate how much you can afford to put down as a down payment for the home. This sum can affect what kinds of loans you qualify for. Aim for a 20% down payment as it brings down the total loan amount and lowers your overall costs.

Get a free credit report: A good credit report can help you qualify for loans. You can get a free annual credit report online (www.AnnualCreditReport.com). If you notice any mistakes in the report, inform the lender and dispute them with the involved credit bureau.

Compare multiple lenders: Get quotes from multiple lenders and ask them about all the costs of the loan. In addition to the monthly payment and interest rate, find out the annual percentage rate (APR) which is the total cost you’ll pay annually. The Federal Trade Commission (FTC) has a handy Mortgage Shopping Worksheet (www.bit.ly/3HiBRRd) that can help you compare lenders.

How Do Mortgage Brokers Work?

A mortgage broker is a person that can help you compare lenders and figure out loan details. They often have access to a wide lender network and can help you with the application process to save you time. Of course, you will have to pay them. The broker’s fees might get added to the final closing amount or the interest rate. Ask your broker how they want to get paid to ensure you’re clear on their terms. Additionally, a broker may not always get you the best deal, so double-check the loan terms and conditions yourself. Interview multiple brokers to find out which you want to work with—if any. You may check whether your broker has been involved in any disciplinary actions with the National Multistate Licensing System (www.nmlsConsumerAccess.org).

Can I Negotiate Mortgage Terms?

Yes. It’s a good idea to get quotes from multiple lenders so you can ask them to match other offers. You can also request a lender or broker to lower their rates or fees. Finally, if they agree to lower one fee, make sure the lender or broker isn’t sneakily raising another.

How Can I Avoid Deceptive Loans?

With so many mortgage lenders and brokers out there, you should look out for deceptive mortgage ads. Be wary of advertisements promising very low or fixed interest rates and low payments. The low or fixed rate may only apply for a very limited time, so pay attention to the fine print spelling out the APR—lenders must provide it under federal law if they mention an interest rate

Low payments may only apply to the interest rate and not the actual amount of money you borrowed, called the principal. You must eventually pay the principal and might end up with much higher monthly payments.

Finally, beware of negative amortization. This is a scheme where you pay off only a portion of the loan’s interest each month. The unpaid interest gets added to the principal, which can increase the amount you owe beyond the value of your home.

How Do I Pick the Best Loan?

Figure out the total monthly payment of your loan using the PITI method. This calculation adds together the monthly payments for the Principal, Interest, Taxes, and homeowner’s Insurance. Look for the lowest PITI when comparing loans.

You may have to take private mortgage insurance (PMI) which can be included in the PITI—but it also may not be. Ask your lender if PMI is included in the PITI and add it to the final sum if it isn’t.

Will Credit Problems Affect My Mortgage Loan?

Issues with your credit history can result in you having to pay more for a loan, or they could even disqualify you. This is why you should check your credit report before applying for a mortgage. If you have credit problems, honestly explain them to the lender and they may be willing to overlook them.

What Info Will Lenders Give Me After I Apply?

Under federal law, lenders and brokers must provide you:

How Can I Improve My Chances of Getting a Mortgage?

Give the lender as much information as possible to support your application. Hand over detailed reports on your income and employment history to show you’re able to pay the loan back. If you have missed bills due to layoffs or medical issues, write a detailed letter explaining the situation. Lenders must consider

A home loan toolkit from the Consumer Financial Protection Bureau (CFPB) within three days of applying for a mortgage loan. This document can help protect you from unfair lending practices.

A loan estimate within three days of receiving your loan application. The estimate should include the estimated interest rate, monthly payment, total closing costs, estimated tax and insurance costs, any prepayment penalties, and how the interest rate or payment could change in the future. The CFPB loan estimate explainer (www.bit.ly/3GUuttT) can give you an idea of what to expect.

A closing disclosure at least three business days before your closing. This form states the final details about the mortgage, such as terms, monthly payments, fees, and other costs. Getting the disclosure in advance gives you time to review its terms against the loan estimate and address any discrepancies with your lender.

The Consumer Financial Protection Bureau (CFPB) a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly.

The content in this article provides general consumer information. It is not legal advice or regulatory guidance. The CFPB updates its information periodically. This information may include links or references to third-party resources or content. CFPB does not endorse the third-party or guarantee the accuracy of the third-party information. There may be other resources that also serve your needs.

MORE DURABILITY QUALITY CONSTRUCTION HIGHER MARKET VALUE

LESS & MORE

• Indoor Comfort

• Indoor Air Quality

• Whole-House Energy Efficiency

• Savings on Utilities

• Efficient, Long-Lifespan Lighting

• Quality Construction

• Enhanced Pest Control

• Lasting Peace of Mind

• Excellent Resale Value

• Superior Homebuyer Satisfaction

• Fees on Utilities

• Indoor Humidity

• Need for Repairs

• Maintenance Costs

• Air Leakage Out & In

• Outdoor Contaminants & Pests

• Moisture & Mold Problems

• Doubt of Superior Construction

• Worry About Improper Insulation

• Time on the Resale Market

BUILT TO SAVE®

Third-Party Verified High-Performance Homes

Don’t settle for someone’s word that your home is energy efficient. Ask your builder to certify your home in the BUILT TO SAVE® program and enjoy MORE of what you want and LESS of what you don’t want.

SEE PAGES 32-33 for a list of builders in the BUILT TO SAVE® Program. www.BuiltToSave.org

Blower door and duct leakage testing equipment to measure the energy efficiency of a home.

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Reasons Your Home Should Be BUILT TO SAVE® Certified

Would you like to pay less in utility bills and enjoy more comfort at home? You can— if your home is certified in the BUILT TO SAVE® high-performance home program. Read on to learn more about how a BUILT TO SAVE® certified home can improve the quality of your life and your homebuying experience.

There can be many uncertainties when building or buying a home. For example, how can you be sure the home is constructed to superior energyefficiency standards? A home with a BUILT TO SAVE® certificate gives you that certainty.

The BUILT TO SAVE® certification is given to new homes that meet strict criteria for energy efficiency and construction standards. It also shows the builder’s commendable dedication to building highperformance homes of superior quality. You can relax in your new home in peace knowing it’s built to high quality standards— while also enjoying the benefits detailed below.

What Is the BUILT TO SAVE® High-Performance Home Program?

BUILT TO SAVE® is a voluntary program for builders that issues certificates of high performance to qualifying new homes. It verifies the home surpasses minimum building code and basic energy efficiency standards. As a requirement of the BUILT TO SAVE® program, an independent, RESNET-certified Home Energy Rating System (HERS) Rater inspects the home during construction and tests it after completion to verify it meets the BUILT TO SAVE® certification’s requirements for high performance.

With the test results in hand, the Rater calculates the home’s HERS score—a great predictor of how the home will perform in terms of energy efficiency. Unlike high school exam results, you don’t want the home’s HERS score to be high—a lower HERS score signifies better energy efficiency. The home needs a score of 63 or lower to qualify for the BUILT TO SAVE® certificate. A home with the certificate will be more energy efficient and better constructed than a similar home built to minimum code standards.

How a BUILT TO SAVE® Certified Home Benefits You

Saving money on utilities is great, but it’s just one of BUILT TO SAVE® certification’s many benefits. Most importantly, it can improve the quality of your life by providing you with more comfort, better indoor air quality, and lower maintenance.

Home by Divine Custom Homes

Without a doubt, these factors have a huge impact on whether or not you will be happy in your new home. But they can’t be seen— only experienced. Unfortunately, homebuyers often base their buying decisions mostly on what they can see—the home’s beauty—and not on what will be more important to them once they move in. Here is what homebuyers should know about a BUILT TO SAVE® certified home.

LOWER UTILITY BILLS

It says so right there in the name—the BUILT TO SAVE® certification helps you save money. For example, did you know that an average house has roughly a ½ mile of cracks and gaps in its walls, doors, windows, and ceilings? These gaps can increase your yearly heating and cooling expenses by up to 40% due to air leakage. HERS Raters do a thermal bypass inspection while the home is under construction. This inspection ensures that areas where air can escape or enter the home are properly sealed to remove these pesky money sinks.

The BUILT TO SAVE® program lowers your utility bills by verifying that your home was built with correctly installed insulation, properly sized heating, ventilation, and air conditioning (HVAC) systems, appropriate ventilation, and more. The monthly savings on utilities will add up over the home’s life, resulting in money you can use to offset other costs of homeownership.

MORE COMFORT IN YOUR HOME

The Rio Grande Valley is among the hottest regions in the country and the humidity here can be oppressive. In fact, one city in the Lower Valley has the highest humidity in the nation. For these reasons, you shouldn’t assume your new home will be comfortable.  With a BUILT TO SAVE® certified home, you won’t have to assume. You’ll know that a Rater made sure the home’s insulation was properly installed to keep cool air inside the house in the summer and warm air in the winter so you can relax in comfort. You will also know that the air-conditioning (A/C) unit was properly sized for your home to keep you from living in an uncomfortably humid home due to an oversized unit.

BETTER AIR FILTRATION AND HEALTHY INDOOR AIR QUALITY

Dust, pollen, and other contaminants and allergens can get into a poorly sealed house. Naturally, dust-filled air isn’t healthy for anyone. But it’s a real problem if you or a family member suffers from respiratory issues, like allergies or asthma. The BUILT TO SAVE® Rater inspects the home to identify cracks, openings, or other gaps that could allow pollutants to get inside. A wellsealed home with a proper

ventilation system will ensure you and your family can breathe clean, healthy indoor air in the comfort of your new home. A home with a tight, wellsealed envelope has one additional benefit—it will keep unwanted intruders out. Pests can find their way into homes through the same cracks that leak air. With fewer gaps and openings, fewer unwelcome visitors can crawl into a BUILT TO SAVE® certified home.

Correctly sizing A/C units is one of the greatest but often overlooked challenges in home construction. An oversized air conditioner cools your home too quickly and shuts off before removing all of the humidity in the air. As a result, your home can feel clammy and uncomfortable. The buildup of humidity can also lead to mold and other moisture issues.

ACCURATELY SIZED HVAC SYSTEMS PEACE OF MIND IN YOUR NEW HOME

A builder member of the BUILT TO SAVE® program must submit a Manual J document for the Rater’s review. This document details the home’s cooling and heating needs based on several factors, like house size, number of occupants, and insulation R-values. Rather than using a “rule of thumb” method or guessing, the Rater calculates the heating and cooling loads using specialized software and data customized for the home’s precise specifications to determine the exact size of the A/C unit needed.

HIGHER RESALE VALUE

The BUILT TO SAVE® program benefits you especially if you decide to sell your home. National market studies clearly show that today’s homebuyers want high-performance, energy-efficient homes. They’re ready to pay a premium for the increased comfort and lower energy bills. Not only that, certified energy-efficient homes tend to sell faster than non-certified ones. With a BUILT TO SAVE® certificate, you’ll have proof of energy efficiency and can confidently ask for a higher price for your home.

4 5 6

If you’re an environmentallyminded person, you have an extra motivation to make your home energy efficient. The Energy Information Administration says the residential sector produces around 20% of our country’s carbon emissions. Reducing your home’s energy consumption does more than save money. It directly lowers your carbon footprint and helps protect the planet for your children and their children.

7

Saving on utility bills and maintenance costs is great, but you can’t put a price on peace of mind. And that’s the best thing about the BUILT TO SAVE® program.

You can enjoy life in your home knowing that a licensed, independent, third-party Rater has inspected and tested it to verify it meets the requirements of the BUILT TO SAVE® high-performance home program. Furthermore, you can rest assured that your home complies with the State of Texas-mandated International Energy Conservation Code (IECC). Enjoy the worry-free feeling of knowing that you didn’t have to take anyone’s word that you bought a superior energy-efficient home. You’ll have a BUILT TO SAVE® certificate to prove it.

When it comes to buying a home, future homeowners have a choice. They can build or purchase a home built to minimum-code standards. Or, they can choose a home that has a verified BUILT TO SAVE® certificate of energy efficiency and high performance. Now that you know how the BUILT TO SAVE® program can benefit you, it’s not a difficult choice. Ask your builder if they’re a BUILT TO SAVE® program member, and if their homes have a certificate of high performance.

Visit www.BuiltToSave.org to learn more about the BUILT TO SAVE® program. You can also view the list of member builders in the BUILT TO SAVE® program at www.BuiltToSave.org/Find-A-Builder.

CARBON FOOTPRINT ENERGY EFFICIENCY 41

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To add a New Community on this map, call (956) 778-3590

CITY COLOR CODE

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MAP LISTING NUMBER

This number identifies the community on the locater maps.

PRICES & PROPERTIES FOR SALE

Prices or price ranges are shown for lots, homes, or a combination of both. Prices subject to change without notice. Call advertiser for more information.

CITY COLOR CODE

Cities are coded by color. Each color represents a different city.

QUICK LOCATOR MAP

See a simplified map with directions to the community showing minor and major roadways.

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Find Independent School District telephone numbers and names of related schools.

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Mission McAllen

Nebraska Heights is a cozy, one-street community of 24 build-ready and affordably priced lots and homes. It is in a quiet area of Alamo, yet is close to Expressway 83 for quick travel to anywhere in the Valley. This is a perfect opportunity to own a home from Courtesy Custom Homes, a premier builder in the Valley since 1993. Their friendly and courteous customer service, along with their excellence in construction, will make your home-building experience memorable and happy. Nebraska Heights features a Homeowners Association and owner financing.

MAYBERRY RANCH

Welcome to Mayberry Ranch! This upcoming exclusive gated community in Palmhurst, Texas, located on Mayberry Rd just south of Mile 3 (Buddy Owens Blvd), will feature 21 spacious one-acre lots. The community, estimated to be completed in the spring of 2023, is conveniently located just minutes away from schools, restaurants, and grocery stores. Mayberry Ranch is located in Palmhurst, Texas, which provides the added benefit of NO city taxes. You won’t want to miss out on this opportunity! Special predevelopment prices are available for a limited time. Call now—ask about multiple-lot prices and to place your deposit today!!!

MATERIALES EL VALLE

LARGEST SELECTION. BEST PRICES.

ORCHESTRA GOLD 24 X 48 IN.

VISIT OUR FULLY-STOCKED SHOWROOMS:

PALMVIEW, TX / 1020 W. Palma Vista Dr. / (956) 581-1109

EDINBURG, TX / 3910 S. Jackson Rd. / (956) 994-8550

DONNA, TX / 931 West Expwy. 83 / (956) 464-5152

iTile by MEV locations:

HOUSTON AREA / 1003 W. Bay Area Blvd., Webster, Tx / (832)632-1231

AUSTIN AREA / 120 Sundance Pkwy #200, Round Rock, Tx / (512)888-1212