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50+ LifeStyles

November 2015

50+ LifeStyles Wins 5 National Awards Congratulations to all the staff Publisher Frank C. Trotta and Executive Editor Tim Edwards, at 50+ LifeStyles. were on-hand to receive the awards in Melbourne, Florida. For 2015 NAMPA awards, there were 204 entries submitted from 22 publishers and their publications, compared to 177 entries in 2014, 243 entries in 2013,198 entries in 2012, and 116 entries in 2011.

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November 2015

NAMPA members. 50+ Lifestyles won first place for its Long Island Resource Guide 2015 in the “Annual Resource Guide/Directory” category. This was a collaborative effort of the entire staff. 50+ LifeStyles also won a first and second place in “Feature Writing” (A Guide for the FirstTime Grandparent was written by Editor Gary P. Joyce, and A Reluctant Traveler’s Dream Vacation, was written by Dennis Whittam, editor of 50+ LifeStyles’ sister publication, Fire News); a second in the “Front Cover” category (a photo taken by Barbara Whittam) and a first in the “Design” category, also for the The Long Island Resource Guide 2015. The guide was designed by artist Gregory Jones.

50+ LifeStyles

For the 2015 North American Mature Publishers Association (NAMPA) Awards, the School of Journalism of the University of Missouri, located in Columbia, Missouri performed the judging of the award entries submitted by

EDITORIAL

Happy Thanksgiving

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November is almost always a good – but busy – month for me. Scallop season starts, literally, at dawn’s first light on the first Monday of November. My buddy and I are on the water before the sun comes up to position ourselves where we think (make that, hope) those tasty little critters will be. Our dredges go in the water and we sit, usually freeze, and wait for sunrise when the action starts. And so begins hours of pulling dredges by hand, dumping the contents onboard and culling the catch into bushel bundles. Over and over. Once we’ve reached quota, it’s back to the dock where more work awaits. Unloading the boat, loading trucks, then taking bushels of scallops (some 350 to a bushel) to wherever we’re going to shuck them, a process that goes on well into the evening and, depending on our success, into the next morning, when it’s time to grab a snack, some food and set out again. Last year’s opening day came complete with full-on gale force winds, which makes working in an open 21-foot boat a chore …not to mention a bit hair-raising. As I said …November is a busy month for me.

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And then, of course, you turn around and, boom, it’s time for that most-American of holidays, Thanksgiving, the time to give thanks, enjoy family and friends, mourn those who have gone, and enjoy a good meal in good company and maybe a football game or two. Sometimes it’s a good time to give back. Going to a public kitchen and serving those less fortunate that you, is always a good way to remember exactly what the spirit of Thanksgiving should be. Well, I’m getting hungry for some leftovers, so … Happy Thanksgiving to you and yours from all of us here at 50+ LifeStyles. — Gary P. Joyce; Ed.

President/Publisher Frank C. Trotta ext. 100

Editor Gary P. Joyce ext. 250

Executive Editor Tim Edwards ext. 111

Art Director Clifford Chiesa ext. 231

Vice President Sales & Production Marie S. Trotta ext. 113

Director of Community Relations Gene Pritz

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PICK UP A FREE COPY AT MANY Stop & Shop, King Kullen, Best Yet and Libraries throughout Nassau and Suffolk Counties.

50+ LifeStyles November 2015

9 Tips for Aging Well 9. You don't have to live with bladder leakage. More than 13 million women and men in the United States have bladder leakage. A physical therapist can help you avoid spending years relying on pads or rushing to the bathroom. To learn more about the role of physical activity as you age, or to find a physical therapist near you, visit MoveForwardPT.com. — Family Features

November 2015

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50+ LifeStyles

Although you can’t stop time, the right type and amount of physical activity can help stave off many age-related health problems. More than half (59 percent) of Americans expect to still be living at home independently at the age of 80, according to a recent survey by the American Physical Therapy Association. However, the same study showed that at least half of the same population recognizes they will see a decline in strength and flexibility as they age. Movement experts such as physical therapists can help aging individuals overcome pain, gain and maintain movement, and preserve independence — often helping to avoid the need for surgery or long-term use of prescription drugs. These nine tips, provided by the experts at the American Physical Therapy Association, are keys to helping you age well: 1. Chronic pain doesn’t have to be the boss of you. Each year 116 million Americans experience chronic pain from arthritis or other conditions. Proper exercise, mobility, and pain management techniques can ease pain, improving your overall quality of life. 2. You can get better and stronger at any age. Research shows that an appropriate exercise program can improve your muscle strength and flexibility as you age. Progressive resistance training, where muscles are exercised against resistance that gets more difficult as strength improves, has been shown to help prevent frailty. 3. You may not need surgery or drugs for your low back pain. Low back pain is often over-treated with surgery and drugs despite a wealth of scientific evidence demonstrating that physical therapy can be an effective alternative with less risk. 4. You can lower your risk of diabetes with exercise. One in four Americans over the age of 60 has diabetes. Obesity and physical inactivity can put you at risk for this disease, but a regular, appropriate physical activity routine is one of the best ways to prevent and manage type 1 and type 2 diabetes. 5. Exercise can help you avoid falls and keep your independence. More than half of adults over 65 report problems with movement, including walking 1/4 mile, stooping, and standing. Exercise can improve movement and balance and reduce your risk of falls. 6. Your bones want you to exercise. Osteoporosis, or weak bones, affects more than half of Americans over the age of 54. Exercises that keep you on your feet, like walking, jogging or dancing, and exercises using resistance such as weight lifting, can improve bone strength or reduce bone loss. 7. Your heart wants you to exercise. Heart disease is the No. 1 cause of death in the United States. One of the top ways of preventing it and other cardiovascular diseases is exercise. Research shows that if you already have heart disease, appropriate exercise can improve your health. 8. Your brain wants you to exercise. People who are physically active, even later in life, are less likely to develop memory problems or Alzheimer's disease, a condition which affects more than 40 percent of people over the age of 85.

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Fidelis Care Offers Tips for Choosing the Right Plan As Medicare Open Enrollment Period Kicks Off As Medicare open enrollment begins October 15, Fidelis Care encourages seniors and their families to spend time studying the different plans available to them. Fidelis Care Chief Marketing Officer Pamela Hassen of fers the following tips to help make wise decisions. “Consider the Four P’s when picking coverage: Price, Provider, Product, Peace of Mind,” Hassen explained. Price: Ensure the option you select is offering good value. Some plans have a higher monthly premium with $0 or low copay for primary care visits, while others have a $0 monthly premium and a higher copay. Product: Pick an option that fits your health care needs. Check whether your prescription drugs are included in your plan’s formulary and whether flex

spending can help offset costs. Providers: The doctors and hospitals that participate in the plan should be convenient for you. Peace of Mind: You should feel confident you’ve made the best choice for your health needs. Fidelis Care offers Medicare Advantage and Dual Advantage products, which provide enhanced benefits for those who are eligible for Medicare. To ease the process of selecting coverage, Hassen recommends using the Fidelis Affordable Care Advisor, found on fideliscare.org. This online tool compares available plans, benefits, and costs, along with the benefits and costs associated with Original Medicare. Seniors only need to enter basic information, and the process takes less than two minutes. The

Fidelis Af fordable Care Advisor also allows users to schedule an appointment with a representative. As the New York State Catholic Health Plan, Fidelis Care offers quality, affordable coverage for children and adults of all ages and at all stages of life, including products available through NY State of Health: The Official Health Plan Marketplace. With 1.3 million members Statewide, Fidelis Care was founded on the belief that all New Yorkers should have access to affordable, quality health insurance. For more information, call Fidelis Care at 1-888-FIDELIS (1-888-3433547) or visit fideliscare.org. Follow us on Twitter at @fideliscare and on Facebook at facebook.com/fideliscare.

At Home Services Call 631-477-3095

50+ LifeStyles November 2015

Since 1997, owner Holly Vescovi with more than 25 years’ experience in home health care, continues to provide quality care on the East End with full and part-time home companion aides as well as 24 hour live-in care. At Home Services is licensed, bonded and fully insured carrying workers compensation, disability, and liability, allowing our clients to make sound decisions when looking for home care. All employees are thoroughly screened and all payroll matters are managed by the agency including legal tax deductions. This family owned and operated agency puts a personal touch on caregiving by carefully planning each client’s individual needs and by providing caregivers from within the community in many cases, allowing At Home Services to stand out from the rest. Services include medication reminders, light housekeeping, assistance with daily activities, incidental transportation, and more. The goals of At Home Services are to provide quality services to keep their clients independent in the comfort of their own home, at the most affordable prices on the East End. Contact Holly at 631-477-3095. In addition to our East Marion office we are also at 53840 Main Road in Southold across from the Southold Pharmacy. Office hours are Mon. - Fri., 9 a.m. to 6 p.m. and Sat. 10 a.m. to 3 p.m. Also, you can visit their website at athomeeldercareservices.com.

Healthy Suffolk: Learn to Be… Tobacco Free

Central Islip Central Islip Ambulance Corp. 4 Pineville Road, Central Islip Mondays, Nov. 2, 9, 16, 23, 30; Dec. 7, 2015 from 6 to 7 p.m.

LifeStyles Sudoku Solution from page 22

LifeStyles Puzzle Solution from page 22

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Reunion: December 28, 2015 Contact: 631-582-4414 x 10

East Setauket Stony Brook Tech Center 14 Technology Drive, Suite 1 East Setauket Mondays, Nov. 9, 16, 30; Dec. 7, 14, 21, 2015 from 6p to 7p.m. Reunion: January 4, 2016 Contact: 631-444-4000

Middle Island Longwood Public Library

800 Middle Country Road, Middle Island Tuesdays, Nov. 10, 17, 24; Dec. 1, 15, 22, 2015 from 6 to 7p.m. Reunion: December 29, 2015 Contact: 631-924-6400

Bay Shore Southside Hospital, Haag Building 1948-1952 Union Blvd. Bay Shore Thursdays, Nov. 5, 12, 19,; Dec. 3, 10, 17, 2015 from 6 to 7p.m. Reunion: January 7, 2016 Contact: 631-968-3587 x 85011

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50+ LifeStyles November 2015

Still trying to quit smoking? Health Commissioner James Tomarken, MD, encourage residents who use tobacco to obtain help in breaking their addiction through Suffolk County’s “Learn to Be…Tobacco Free” program. “We are promoting good health to all residents in Suffolk County,” said County Executive Bellone. “For those who are addicted to tobacco or nicotine products, we urge them to get the support they need to prevent illnesses that are caused by tobacco.” “Breaking an addiction to nicotine can be very difficult,” said Dr. Tomarken. “Studies have shown that smokers who try to quit smoking using a combination of behavioral support and medicine are three times more likely to be successful than those who try to stop smoking without support.” The classes are free to Suffolk County residents, though there is a nominal fee for medication for medically eligible participants. Classes are as follows:

Veterans

News ★★★★★★★★★★★★★★★★★★★★★★★★★★★★★★★★★★★★★★★★★★★★★★★★

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Music and the Wounded Warrior Project Music for Healing and event hosted by Marsha Cilento to assist service members who have been injured in the line of duty will be held on November 7, 2015, from 7 to 11 p.m. at Levittown Hall in Hicksville. Tickets are $40 per person and include buffet dinner, live entertainment, and dessert. BYOB (Bring your own beverage of choice); 21 and over please. For information contact the event host Marsha Cilento at 516-4259339 or via e-mail at mcilento@optonline.net. If you are unable to attend the event, please consider making a donation by visiting our donation page: support.woundedwarriorproject.org/individual-fundraising/MarshaCilento. All proceeds from the Music for Healing fundraiser will be donated to the nonprofit organization Wounded Warrior Project (WWP), and will support a full range of programs and services for this generation of injured veterans and their families.

VetStock 2015 Music Festival Suffolk County Executive Steve Bellone recently welcomed hundreds of local veterans and their families to the Project9line Vetstock 2015 music festival in Bay Shore. The event was Long Island’s only music festival dedicated towards veterans as all proceeds benefited veteran services. The event featured performances from veteran musicians – including those who performed at the Inaugural Suffolk County Marathon, which raised $160,000 for local veteran organizations. Project9line is a non-profit organization that helps veterans with reintegration back to civilian life and helps those who suffer from PTSD by encouraging them to express themselves through forms of art.

50+ LifeStyles November 2015

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Mangano Announces Caregiver Support Groups for November Nassau County Executive Edward P. Mangano announced today that the County Office for the Aging, in cooperation with local libraries, is offering a support group specifically targeted to respond to the needs of caregivers of older persons. A meeting will be held on Wednesday, November 4, 2015 from 9:30 to 11:30 a.m. at the Long Beach Public Library, 101 West Park Avenue-2nd Floor Meeting Room in Long Beach. This support group will provide an opportunity for participants to share experiences and help one another. The group is led by Nina Karl, LMSW.

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50+ LifeStyles November 2015

Persons interested in attending for the first time, or in need of additional information, should call 516-227-8900. A meeting will be held on Wednesday, November 18, 2015 from 2 to 4 p.m. at the Elmont Public Library, located at 700 Hempstead Turnpike in Elmont. Meetings are held every month and are open to residents of Nassau County. This support group will provide an opportunity for participants to share experiences and help one another. The group is led by Marguerite Dilimetin, LCSW, CASAC, Support Group Facilitator. Persons interested in attending for the first time, or in need of additional information, should call 516-227-7071. A meeting will be held on Wednesday, November 4, 2015 from 2:30 to 4:30 p.m. at the Shelter Rock Public Library, located at 165 Searingtown Road in Albertson. Meetings are held every month and are open to residents of Nassau County. This support group will provide an opportunity for participants to share experiences and help one another. The group is led by Marguerite Dilimetin, LCSW, CASAC, Support Group Facilitator. Persons interested in attending for the first time, or in need of additional information, should call 516-227-7071.

Three Charged in Sweepstakes Fraud Scheme That Used Hamptons-Based Bank Accounts

Elderly Victims from Across U.S. Defrauded of More Than $695,000 The government’s case is being prosecuted by the Office’s Long Island Criminal Division. Assistant United States Attorney Bradley T. King is in charge of the prosecution. Assistant United States Attorney Madeline O’Connor is handling matters related to forfeiture.

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50+ LifeStyles November 2015

A criminal complaint was unsealed on September 29, 2015, in federal court in the Eastern District of New York charging Ana P. Leon, also known as Ana P. Gonzalez, Sandra E. Leon, also known as Sandra E. Chavarria, and Ivan D. Pelaez with mail and wire fraud and conspiring to commit those offenses. Ana P. Leon’s appeared before United States Magistrate Judge Steven I. Locke. Sandra E. Leon and Pelaez were at large. The charges were announced by Kelly T. Currie, Acting United States Attorney for the Eastern District of New York, and Diego G. Rodriguez, Assistant Director-in-Charge, Federal Bureau of Investigation, New York Field Office (FBI). According to the criminal complaint, the three defendants participated in a scheme in which seven elderly victims from across the United States were told that they had won large cash prizes, often as much as $3.5 million, in a purported sweepstakes. In some instances, the victims were informed by phone and letter that these sweepstakes were operated by federal government agencies, such as the Government Accountability Office. Victims were directed to send check or wire transfers that would supposedly cover taxes and fees due on the sweepstakes winnings to post office boxes that one of the defendants established in Suffolk County’s East Hampton and Amagansett or to bank accounts that the defendants established, which had mailing addresses in East Hampton, Amagansett, Hampton Bays, and Manhattan. Victims sent more than $695,000 by mail or wire transfers, some of which was withdrawn as cash in ATM transactions or used to pay for personal expenses such as airline tickets. “As described in the complaint, the defendants enriched themselves by taking advantage of elderly Americans,” stated Acting United States Attorney Currie. “We are committed to protecting seniors from such schemes.” Mr. Currie expressed his appreciation to FBI field offices in New York, Georgia, Florida, Michigan, Arizona, Texas, and Wisconsin for their assistance. “As alleged, the defendants took advantage of seniors by claiming they had literally hit the jackpot by winning a cash prize, often as much as $3.5 million, with the stipulation they just had to pay supposed taxes and fees. The senior victims were directed to wire money or send checks only to never see the winnings they were promised. The money the victims paid netted the defendants more than a half a million dollars. The FBI is committed to investigating and bringing to justice those who seek to profit at the expense of defrauding the senior community,” stated FBI Assistant Director-in-Charge Rodriguez.

10 Things You Need to Know About Medicare Medicare Comes with a Cost Part A pays for hospital services, is free if either you or your spouse paid Medicare payroll taxes for at least 10 years. Part B covers doctor visits and outpatient services, and it comes with a monthly price tag â&#x20AC;&#x201D; for most people in 2014, that monthly cost is $104.90. Part D, which covers prescription drug costs, also has a monthly charge that varies depending on the plan; the average Part D premium is $31 a month. There are also co-payments, deductibles and other out-of-pocket costs.

You Can Fill the Gap

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Beneficiaries of traditional Medicare will likely want to sign up for a medigap supplemental insurance plan offered by private insurance companies to help cover deductibles, co-payments and other gaps. You can switch medigap plans at any time, but you could be charged more or denied coverage based on your health if you choose or change plans more than six months after you first signed up for Part B. Medigap policies are identified by letters A through N. Each policy that goes by the same letter must offer the same basic benefits, and usually the only difference between same-letter policies is the cost. Plan F is the most popular policy because of its comprehensive coverage with monthly premiums from $61 to $213 for a 69-year-old male.

alternative route by signing up for Medicare Advantage, which offers comprehensive coverage through private insurance companies. Technically Part C, Medicare Advantage has a monthly cost, in addition to the Part B premium, that varies depending on which plan you choose. With Medicare Advantage, you don't need to sign up for Part D or buy a medigap policy. In many cases, Advantage policies charge lower premiums but have higher cost-sharing. Your choice of providers may be more limited with Medicare Advantage, however.

High Incomers Pay More If you choose traditional Medicare and your income is above a certain threshold, you'll pay more for Parts B and D. Premiums for both parts can come with a surcharge when your adjusted gross income (plus tax-exempt interest) is more than $85,000 if you are single or $170,000 if married filing jointly. In 2014, high incomers pay from $146.90 to $335.70 per month per person, depending on their income level, for Part B coverage. They also pay extra for Part D coverage, ranging from $12.10 to $69.30 per month, on top of their regular premiums.

When to Sign Up

You are eligible for Medicare when you turn 65. If you are already taking Social Security, you will be automatically enrolled in Parts A and B. You can choose to turn down Part B, since There Is an All-in-One Option it has a monthly cost; if you keep it, the cost will be deducted You can choose to sign up for traditional Medicare â&#x20AC;&#x201D; Parts A, B from Social Security if you already claimed benefits. and D â&#x20AC;&#x201D; and a supplemental medigap policy. Or you can go an For those who have not started Social Security, you will

50+ LifeStyles November 2015

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50+ LifeStyles November 2015

have to sign yourself up for Parts A and B, or Medicare Advantage. coverage, with the government picking up most costs, begins People still working may want to delay signing up for when a patient’s out-of-pocket costs reach $4,550. Medicare, but they will need to follow the rules carefully to avoid You Get More Free Preventive Services significant penalties when they do eventually enroll. Besides shrinking the costs that beneficiaries will pay for preA Quartet of Enrollment periods scription drugs in the Part D doughnut hole, health care reform There are several enrollment periods, in addition to the seven- also increased the number of free preventive services available to month initial enrollment period. If you missed signing up for Medicare beneficiaries. You get an annual free “wellness” visit, Part B during that initial enrollment period and you aren't work- a free cardiovascular screening every five years, annual maming, you can sign up for Part B during the general enrollment mograms, annual flu shots, and screenings for cervical, prostate period that runs from January 1 to March 31 and coverage will and colorectal cancers. begin on July 1. But you will have to pay a 10-percent penalty for What Medicare Does NOT Cover life for each 12-month period you delay in signing up for Part B. While Medicare covers your health care, it generally does not Those who are still working, though, can sign up later without cover long-term care — an important distinction. Under certain penalty during a special enrollment period, which lasts for eight conditions, particularly after a hospitalization to treat an acutemonths after you stop working (regardless of whether you have care episode, Medicare will pay for medically necessary skilledretiree health benefits or COBRA). If you miss your special ennursing facility or home health care. But Medicare does not rollment period, you will need to wait to the general enrollment cover costs for “custodial care.” Traditional Medicare also does period to sign up. Open enrollment, which runs from October not cover routine dental or eye care and some items such as den15 to December 7 every year, allows you to change Part D plans tures or hearing aids. or Medicare Advantage plans for the following year, if you choose You Have the Right to Appeal to do so. If you disagree with a coverage or payment decision made by Costs in the Doughnut Hole Shrinking Medicare or a Medicare health plan, you can file an appeal. The One cost for Medicare is decreasing — the dreaded Part D appeals process has five levels, and you can generally go up a “doughnut hole.” That is the period during which you must pay level if your appeal is denied at a previous level. out of pocket for your drugs. For 2014, the coverage gap begins - Kiplinger Retirement Report; www.kiplinger.com. when a beneficiary’s total drug costs reach $2,850. Catastrophic

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9 Tips for Traveling with Kids and Aging Parents By Valerie Grubb With the Baby Boomers increas- interests of different age groups, follow a visit to a major site ingly choosing to vacation with with a rest period. 5. Discuss babysitting expectations before you depart. their children and grandchildren, a multigenerational vacation is Don’t assume that your parent will babysit for you while you probably in your future These travel together. Remember, it’s their vacation too. 6. Bring snacks everywhere. People of all ages get testy shared experiences provide opportunities to connect with family when they’re hungry, so bring snacks (especially essential food members, but traveling with both or drink items) on all of your excursions. 7. Bring entertainment for everyone. Wherever you go, your kids and your aging parents at the same time poses unique chal- always pack entertainment options for all ages in your group. lenges. Here are nine tips for plan- (Coloring books are a great way for grandparents to connect with ning a multigenerational vacation little ones!). 8. Bring sanitary wipes and hand sanitizer. You don’t that you can all enjoy together. 1. Seek input from everyone want to spend your vacation caring for someone who’s sick (or — regardless of age. First, ask all being sick yourself)! Sanitary wipes and hand sanitizer will go a participants what they want to do long way toward keeping germs at bay. on vacation together. If someone says, “I don’t care,” don’t accept 9. Get involved with the luggage. When you’re traveling that answer. Trust me: everyone cares. with young children and older adults, at some point you’ll be 2. Plan for a variety of activity levels. Choose a destina- hauling everyone’s luggage. So ensure that everyone packs aption with many options to accommodate those who want to run propriate (and not too many) items—and none that could cause hard and those who want a more relaxing vacation. problems at airport security checkpoints. 3. Plan for frequent bathroom stops. Older adults may Sure, traveling with your kids and your aging parents at the experience age-related urinary incontinence, and small children same time can be challenging. But it can also be an exciting adare still learning bathroom skills. So be prepared to visit rest- venture. With some planning, everyone in your group can have rooms often. a wonderful vacation together, regardless of his or her age! 4. Slow down and take rest breaks. To meet the needs and Originally from Indiana, Valerie Grubb currently lives in Manhattan’s Upper East Side. Planes, Canes, and Automobiles is her first book. Her website is Travelw i t h Ag i n g Pa re n t s . c o m . Planes, Canes, and Automobiles will be available for purchase on Amazon.com and through other booksellers on October 6, 2015.

50+ LifeStyles November 2015

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4 Tips To Help Couples Keep The Peace About Money By Cynthia Fick

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Money may not have the power to buy happiness, but it sure can stress us out. In fact, a sur vey by the American Psychological Association pinpointed money as the leading cause of stress for Americans, with 72 percent saying they had felt at least some stress about money in the previous month. The sur vey results aren’t surprising, but there’s also no need to treat them as inevitable, says Cynthia Fick, author of the book The Sisterhood of Money: The Art of Creating Wealth from Your Heart (www.thesisterhoodofmoney. com). “A lot of couples simply don’t make those decisions together,” Fick says. “They don’t talk things out, they don’t try to understand their differing views about spending and saving, so that creates a situation where trouble can start brewing.” Fick finds that many women feel less confident about their money acumen than do men, and so will cede financial decisions to their partner. She has these tips to help couples avoid cash-induced conflict.

•Accept your dif ferences. “Just this way,” she says. “When both spouses because your spouse’s views about money are dif ferent from yours doesn’t make that person wrong and you right,”

are big savers, they might not have as much fun. When they are both big spenders, they might put their future in jeopardy.”

•Don’t wait for a crisis to talk. Discussions about financial matters are best held when heads are cool and no major problem has erupted that would send stress levels spiking, Fick says. “You can set a regular time to talk about your money situation so, hopefully, it will be a more relaxed atmosphere,” she says. •If necessary, seek help. The two of you don’t have to go this alone. If you need financial planning assistance, money management counseling or even Fick says. “Sometimes different is just dif- relationship counseling, you should seek ferent.” It’s important to stay open to assistance from a professional. compromise and be willing to listen to the other point of view, she says. Cynthia Fick, author of the book The Sis•Act as a team. You both have terhood of Money: The Art of Creating knowledge, experience and viewpoints to Wealth from Your Heart (www.thesisterbring to the situation. Take advantage of hoodofmoney.com), is an investment advithat because when you work together sor with more than 28 years in the field of you are stronger, Fick says. “Think of it finance and investing.

50+ LifeStyles November 2015

Age of Elegance By Ethel Bennett

Magic Carpet From New York to Florida This is a story about caring, sharing, devotion and emotion between two of our ladies. These women met while competing in the New York State Senior America Pageant. They became friends and enjoyed their times together. They were Seasoned Steppers dancing side by side at our many showcases, and enjoyed their roles as Lorraine Alberghine Assistant Seasoned Stepper Choreographer and Joan Allen, our 1st runner up and Miss Congeniality in the 2011 New York State Pageant. Recently, Lorraine became afflicted with a terminal disease, and spent months in and out of the hospital with Joan at her side. Upon admission to hospice, Lorraine's ultimate wish was to be with her family in Naples, Florida. This would not be an easy wish to grant. Travel would be difficult with oxygen, and finding a companion to undertake the responsibility would be challenging. The unspoken commitment to friendship, which is ingrained in Senior America, became apparent. Joan Allen unconditionally stepped up to help grant the desire of her friend. They made the trip together, and arrived in Naples, greeted by her sister and family. All our prayers and good wishes got them there. Fashion Show EXTRAGOWNZA!!! Our annual fundraiser, held at the Crest Hollow Country Club on September 17, 2015, was an outstanding success. Exquisite gowns furnished by EVA of Sayville, and a vintage gown collection by Pattern Finders of Port Jefferson, were modeled by the women of Senior America. The ladies danced to the music of Bob Geltman ... and a good time was had by all!

Adams Theatre in Hempstead, N.Y. For reserved seats, please call Dolores Meglio, 631-249-0258. This will be a special time for all ... and for me. I plan to be in attendance, and look forward to seeing all of you! Once again, YOU can become a part of this energet ic, friendly group. Auditions for prospective 2016 Pageant contestants will be held on Saturday, November 7, 2015, and January 9, 2016, at 9:30 a.m. at the Massapequa Bar Harbour Library. Please call: Marleen Schuss N.Y. State Director at 516-678-3242. Until next month: Ethel

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Holiday Gala It is that time again!! Let us celebrate! Members and guests will be enjoying Friday, December 11, 2016, at noon, at the Southward Ho Country Club, in Bay Shore, N.Y. For further information call Enid Merin, 516-495-4931.

Name Address Telephone E-mail Address Return to: Marleen Schuss, State Director 80 Banks Avenue - Apt. 2113, Rockville Centre, NY 11570 Or e-mail: marleenschuss@aol.com Phone: 516-678-3242

50+ LifeStyles

COUPON Women Must Be 60 Years or Over I would like to compete in the 2016 Ms. New York Senior America Pageant.

November 2015

NY Senior America Pageant Mark Your Calendar for the New York Senior America Pageant on Sunday, April 3, 2016, 2:30 p.m. at Hofstra Universityâ&#x20AC;&#x2122;s John

Tech Talk with

Where All Your Technology Questions Are Answered By Nick Radesca QUESTION: How does depositing them. By selecting “Deposit Checks” from tered information. If all is satisfactory, tapchecks with a smartphone work?

ANSWER: The idea of depositing

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checks while sitting at my kitchen table seemed weird at first but now I do it all the time. There’s no disputing that it’s a lot more convenient than driving to the bank and waiting on line - especially on those frigid, icy winter days. Best of all, the task is simple to do and as safe as any online banking you perform from your computer or smartphone. If your bank provides this service, you will need to download the bank’s app from your smartphone’s app store. When open and signed in, the app turns your smartphone into a mini ATM (obviously without cash deposit or cash withdrawal ability). Once I tap the Bank of America app on my iPhone and sign in (the same way I would at any Bank of America ATM), I’m not only able to deposit checks but I can also pay bills, review the activity in all my bank accounts and transfer funds between

the home screen, the app takes me to a “Details” screen that starts the deposit process. If I have more than one account, at this point I need to select the desired account before tapping “Continue.” The next step is the fun part when the app accesses the smartphone’s camera to snap pictures of the check’s front and signed back. The below illustration shows a check of mine that is not framed properly because it is too far away. When I move the camera closer so that the check properly framed, the app automatically snaps a picture, which I can reject and do over if it is blurred. After guiding you through the picture taking process, the app has you enter the check amount and then takes you to the final screen to confirm the accuracy of en-

ping “Make Deposit” posts the transaction, which generates an email from the bank indicating its receipt. At this point the deposit would be listed in the account as “pending” until cleared, just as any deposit made at an ATM or inside the bank. What about the check? As a precaution, I usually hold onto it for 30 days before destroying it. I know it feels wrong to be left holding the physical check after depositing it but it works and works well. There are limits to the amount that can be remotely deposited. In my case, the limit of $10,000 per month is way more than I need. However, on the rare occasion I have an extra-large check to deposit, I take it to the bank – the old fashion way. Nick Radescu is a volunteer at SeniorNet (631-470-6757; www.seniornetli.org). He can be reached at nick2p@yahoo.com.

FUNERAL DIRECTORY Elmont Funeral Home, Inc. James M. Soviero, Director

Services Available in All Communities Personal Service At Any Hour-Everyday Dedicated Professional Staff & Excellent Facilities Pre-Arrangement & Pre-Financed • Arrangement Counseling SSI-Medicaid Approved Pre-Arrangement • Account (FDIC Insured)

516-437-2100 • 1-800-564-9419 www.elmontfuneralhome.com

1529 Hempstead Tpke., Elmont, NY 11003

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FAMILY FUNERAL HOMES

November 2015

Lake Ronkonkoma Bohemi Hauppauge

Holbrook Central Islip Pt. Jefferson Sta.

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Aftercare Military Honors Catering Services Children’s Room On-line Obituaries On-line Condolences

(631) 588-1515

www.moloneyfh.com

FOR AD RATES CALL 631-286-0058, EXT. 113

Pickleball Fundamentals If you’ve been hiding in a closet over the past two or three years, you have missed one of the latest up-and-coming physical fitness game called Pickleball. Pickleball is a paddle sport created for all ages and skill levels. The rules are simple and the game is easy for beginners to learn, but can develop into a quick, fastpaced, competitive game for experienced players. Pickleball was invented in 1965 on Bainbridge Island, a short ferry ride from Seattle, WA. Three dads — Joel Pritchard, Bill Bell, and Barney McCallum — whose kids were bored with their usual summertime activities, are credited for creating game. The game gradually caught on, and the first known pickleball tournament in the world was held in the spring of 1976. As more people played the game, liked it, and wanted to continue playing, the need for consistent rules, established tournament formats, and equipment standards became more important. Consequently, the USAPA was organized in 1984 and published the first rule book that year. USAPA continues to serve as the national governing body of the sport. Pickleball was included for the first time in the 2003 Huntsman World Senior Games, the largest annual multisport event in the world for athletes aged 50 and older. How the name Pickleball ended up attached to the game — especially since no pickles are used — is usually attributed to two different accounts. According to Joel Pritchard’s wife (Joan), she started calling the game pickleball because “the combination of different sports reminded me of the pickle boat in crew [rowing] where oarsmen were chosen from the leftovers of other boats.” However, according to Barney McCallum, the game was officially named after the Prichards’ dog Pickles who would chase the ball and run off with it. According to McCallum, “The Pritchards had a dog named Pickles, and you’re having fun at a party, right? So anyways, what the hell, let’s just call it pickleball.” For a complete history of the game go to: www.usapa. org/history-of-the-game.

and a seven-foot non-volley zone in front of the net (referred to as the “kitchen”). Courts can be constructed specifically for pickleball or they can be converted using existing courts.

Equipment Each player will need a pickleball paddle, which is smaller than a tennis racquet but larger than a ping-pong paddle. Today’s paddles have evolved dramatically from their wood origins and are primarily made of lightweight composite materials, including aluminum and graphite. Players will also need a net and a pickleball. The ball has holes through it like a wiffleball and there are different ball models intended for indoor and outdoor play. The ball travels at 1/3 the speed of a tennis ball and is usually white or yellow in color. New bright color balls are also gaining in popularity.

The USA Pickleball Association can be found at www.usapa.org. The first official book on the game written with Mary Littlewood, Pickleball Fundamentals, is $19.95 and is available in print or as an e-book. It is published by Human Kinetics, and is available from their site as well as Amazon and the USAPA.

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The Court A pickleball court is the same size as a doubles badminton court and measures 20 × 44 feet. In pickleball, the same court is used for both singles and doubles play. The net height is 36 inches at the sidelines and 34 inches in the middle. The court is striped similar to a tennis court with right and left service courts

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1. A fun sport that combines many elements of tennis, badminton and ping-pong. 2. Played both indoors or outdoors on a badminton-sized court and a slightly modified tennis net. 3. Played with a paddle and a plastic ball. 4. There are Pickleball facilities throughout the Long Island and Metro areas, as well as in all 50 states. A listing can be found at: www.usapa.org/places-to-play-pickleball.

November 2015

The Basics

50+LifeStyles 22nd Annual Golf Classic Results The 50+ LifeStyles 22nd Annual Golf Classic was held on an â&#x20AC;&#x201D; almost usual â&#x20AC;&#x201D; bluebird-perfect golfing day at the bayside Timber Point Golf Course in Great River on September 24, 2015. Thanks to our sponsors Bristol Financial and Wagner & Zwerman, LLP. Here are the results.

Overall Winners Men Val Stype Women Alice Miller

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Low Gross 2nd Low Gross

Ed Rae Ed Cormier

Men 50-59 Low Gross 2nd Low Gross

Steven Huey Joe Pinkleton

Women 50-59 Low Gross 2nd Low Gross

Annie Feminella Trisha Engh

Men 60-69 Low Gross 2nd Low Gross

Val Stype Jerry Flora

Women 60-69 Low Gross 2nd Low Gross

Alice Miller Molly Fitzgerald

Men 70-79 Low Gross 2nd Low Gross

Bob Popko Frank Hilley

Women 70-79 Low Gross 2nd Low Gross

Kathe Palermo Joann Viccaro

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Neal Guendel Tony Naccarato

Women 80+ Low Gross 2nd Low Gross

Jean Kee Blanche Bausbacher

November 2015

Closest to the Pin Men: Women:

Men: Women:

Men 80+ Low Gross 2nd Low Gross

Closest to the Line

Val Stype & Jerry Flora Kathe Palermo & Alice Miller

Tom Allegra & Rich Anderson Molly Fitzgerald & Barbara Cody

Most Honest Golfer Men: Women:

Vincent Marchese Virginia Bartoldus

Interested in our 2016 tournament? Call 631-286-0058 ext. 112 or e-mail Frank @ 50plusny.com

PERSONALS

PROF. SERVICES

73, Widow, seeks unique, white widower, any age, any condition for true friendship. P.O. Box 913 New Hyde Pk., NY 11040

Senior Woman wishes to work for other senior. Lite houskeeping, make meals, do wash, companionship. (516) 781-6349

SWCM 70-75, Non-Smoker, compassionate, honest, likes movies, concerts, dining out, day trips for LTR. (631) 482-1588 SWF 87, seeking SWM, Non-Smoking for friendship, local activities, dining, movies. Suffolk, Brookhaven, I drive – cute. (631) 924-8521 WM 61, Blonde/Silver, Blue Eyes seeking Woman for concerts, Friendship. I enjoy listening to music, good conversation. NonSmoking please. (516) 390-5530

CLEAN HOMES BY STACEY Get ready for the holidays now! Weekly, bi-weekly-monthly, one time only, move-ins/outs. Low reasonable rates. East Moriches, Center Moriches, Shirley, Yaphank and Bellport. 631-902-3787 EMPLOYMENT Heartland Golf Park Shift Manager: Some Experience, Nights & Weekends a must. $10./Hr. FT. No Benefits. Immediate. Retirees welcome. ebarone@hrtld.com

Classifieds need to be submitted by the 15th.

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ADVERTISE YOUR PRODUCTS OR SERVICES $60 Businesses • $35 Individuals (Non-business related) 15 words - $1 each additional word All ads must be pre-paid. Rates are per month. For more information call (631) 286-0058 Ext. 220. PLEASE PRINT CLEARLY OR TYPE ON A SEPARATE SHEET OF PAPER

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November 2015

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E N T E R T A I N M E N T

A New Season of Broadway-quality Shows to Start at The Gateway

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Tickets are now on sale for the 66th blockbuster season of Broadway-quality entertainment at The Gateway. Based in Bellport, NY, along Long Island’s southern shore, this musical theatre powerhouse is proudly presenting its upcoming winter season starting November 18th at The Gateway. The season’s lineup starts with a special event: Legends in Concert - with tributes to The Blues Brothers, Jimmy Buffett, Cher, Aretha Franklin, Dolly Parton and Justin Timberlake. The month of December kicks off with Mooseltoe and tap dancing sensation Two On Tap: Happy Holidays! at The Gateway. The fun then moves to Patchogue Theatre with Rodger’s and Hammerstein’s Cinderella, a fantasy come to life based off the recent Broadway revival and rings in 2016 with The Rat Pack is Back with special guest Marilyn Monroe. In addition to its Broadway-quality shows, The Gateway gave Long Island their fill of scares with Gateway’s Haunted

Playhouse. The Bellport landmark was converted into a thrilling haunted adventure that has been voted one of Long Island’s best. Call 631-286-1133 or visit www.GatewayPlayhouse.org for a full show schedule, ticket prices and more.   The Gateway strives to enrich a wide range of communities with quality theatrical experiences through diverse arts, entertainment and educational programs. It endeavors to serve these communities in a fiscally responsible manner, to provide affordable resources to schools and nonprofit organizations, and to ensure the future of the theatrical arts in the Long Island region.   The Gateway’s 2015 season is sponsored by AARP New York. Funding provided, in part, by the County of Suffolk; and is made possible by the New York State Council on the Arts with the support of Governor Andrew Cuomo and the New York State Legislature.

LIFESTYLES CROSSWORD

50+ LifeStyles November 2015

ACROSS 1. Mischief-maker 4. Bird that lays green eggs 7. Rhino’s cousin 12. Atl. state 13. PC-sharing setup 14. Unaccompanied 15. Greek vowel 16. Tour de France activity 18. Hindu title 19. Apportion 20. Bustle 22. “A mouse!” 23. Rams fans? 27. Frenzied 29. Cassandra Peterson’s stage name 31. Bellybutton 34. Arts supporter 35. Slow passage 37. Announcer Pardo 38. Poet Pound 39. Air-pressure meas. 41. Hearty drink 45. Hot spot at a spa 47. Chromosome component 48. Eco-friendly activity 52. Hill dweller 53. Old market place 54. Afternoon social 55. Golf Accessory 56. “The Planets” composer 57. Blunder

21 27

22 28

30 34

37 40

45 50

47 52

58 Storefront sign abbr. DOWN 1. That is (Lat.) 2. Paris subway 3. Tartan pattern 4. Exile isle 5. Sent via the USPS 6. Quitter’s cry 7. Diplomacy 8. The whole enchilada 9. Luau bowlful 10. B&B

11. U.S. Pat. Off. 17. Oxen’s burden 21. The end 23. Cowgirl Dale 24. .Minn. neighbor 25. Before 26. Frivolous one, in song 28. Will Smith biopic 30. Author Buscaglia 31. Dundee denial 32. Anger of Khan 33. Kin of: alt sp. 36. Milky gemstone

37. Main meal 40. Hotel accommodation 42. Ire 43. Central 44. Microsoft founder 45. “Begone!” 46. Culture medium 48. “Hurray!” 49. Id counterpart 50. Army rank (Abbr.) 51. Decade parts (Abbr.) Solution on page 3

Solution on page 3

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November 2015

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