ELEVATE Magazine - RASM - November 2024 Issue

CIPS GLOBAL DAY

Save the date!

Event Highlights:

a comprehensive suite of communications you informed about market trends in residential estate, member spotlights, advocacy

SOUTH & ONLINE

MyRASM Portal at MyRASM.com

Located on the upper right corner of website, the password-protected portal personalized home page to all things

Calendar of Events and Classes • And more!

NOV

Check out our calendar through the MyRASM Portal to stay of upcoming events and Visit: myrasm.com/calendar

20

•Explore real estate markets across Europe, Asia, Africa, the Americas, and the Caribbean, with a focus on economic trends, international financing, and investment opportunities.

•Delve into global challenges such as economic uncertainty, housing affordability, geopolitical shifts, technological advancements, and environmental sustainability.

•Discover key updates on urban development, currency trends for 2025, and the risks of buying new construction or off-plan overseas.

•Learn best practices for referrals and leveraging global marketing platforms.

• Networking Opportunities: Connect with global real estate professionals and fellow CIPS designees.

• International Buffet Lunch: For in-person attendees, indulge in an international buffet lunch, networking, and exchange of ideas.

This invitation-only event is exclusively for CIPS designees, ensuring a gathering of top-tier professionals dedicated to advancing their global real estate career.

Save the date and stay tuned for further details! For advance inquiries, please contact Denise@myrasm.com

Moderated by: Pat Tan and Carla Rayman Kidd

SPEAKERS:

Maria Grulich, Vice President of Global Business, Florida Realtors

Hugh Gilliam, Global Property Pros

Enrique Morales, President, CILA

Iva Slavtcheva, Moneycorp

Kirsten Paul, Paul International Financing

Dr. Lawrence Yun, Chief Economist, NAR

Julie Swan, CIPS, NAR

Alex Escudero, Director of Global Strategy/Engagement, NAR

Matti Siemiatycki, Director of the Infrastructure Institute, University of Toronto

Jason Swan, Senior Partner, Holburn Assets

Luca Bigliardi, Architect, Principioattivo Architecture Group

Daniela Dafarra, Engineer, Principioattivo Architecture Group

Stefano Lucatello, Head of Kobalt Law LLP, Kobalt Law LLP, United Kingdom

Monique Suksmaningsih, Practice Principal, Head of Singapore Studio

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6 COVER STORY

2024 Annual Report: RASM REALTORS® Charitable Foundation

The RASM REALTORS® Charitable Foundation (RRCF) is the 501c3 charitable arm of RASM, providing funding for individuals and not-forprofit organizations in order to contribute to the future of homeownership, education, and financial security for all. The RRCF contributes to three key areas: 1) Housing-focused non-profits in the two-county region. 2) College scholarships for members or their immediate family members and the community. 3) Financial support for RASM members in crisis, such as medical emergencies or hurricane relief.

Negligent Misrepresentation

By now, all of us are well versed with the seller of residential property’s obligation to disclose to a potential buyer all known facts materially affecting the value of the property, which are not readily observable and are not otherwise known.

Global Real Estate Trends

As we move toward the close of 2024, global trends in real estate are becoming more influential than ever, reshaping both international and local markets. These global shifts are creating new opportunities many.

Condo Rider Revisions

While many are recovering from Hurricane Debbie, Hurricane Helene, and Hurricane Milton, for the foreseeable future, there is no better time for a refresher on the changes that were implemented to our contracts at the beginning of October as well as everyone’s beloved FEMA 50% rule.

RASM South - 2320 Cattlemen Road

Sarasota, FL 34232

RASM North - 2901 Manatee Ave W Bradenton, FL 34205

Phone: 941-952-3400

FAX: 941-952-3401

www.MyRASM.com

STAFF CONTRIBUTORS:

Vice President of Operations & IT:

Jesse Sunday

Vice President of Advocacy & Member Programs: Maxwell Brandow

Communications Director : Brandon Gay

Member Services Director : Jessica Montague

Professional Development Manager: Denise Ricciotti

Marketing and Communications Coordinator:

Amanda Freed

Magazine Editor: Beth Sunday

2024 ASSOCIATION OFFICERS:

President:

Tony Barrett, Barrett Realty, Inc.

President-Elect:

Debi Reynolds, Florida SunCoast Real Estate

Vice President:

David Crawford, Catalist Realty LLC

Treasurer:

Anita Lambert, Premier Sothebys Int’l Realty

Immediate Past President:

Brian Tresidder, William Raveis Real Estate

Chief Executive Officer: Jeff Arakelian

MISSION STATEMENT:

Empower and engage our Realtor® Community by delivering essential services, resources, education, and experiences that elevate member success and professionalism, while advocating for REALTOR® initiatives and private property rights.

VISION STATEMENT:

We are an innovative and relevant association that elevates the standards of professional excellence, and are critical to our members’ success, while providing value to our community.

SUBSCRIPTIONS:

The annual dues of every member of the REALTOR ® Association of Sarasota and Manatee, Inc., includes a one-year digital subscription to ELEVATE Magazine. Editorial ideas and manuscripts are welcomed.

MAGAZINE DISCLAIMER:

Byline articles and columns express the opinions of the writers and do not necessarily reflect the policies or sentiments of the REALTOR® Association of Sarasota and Manatee, Inc., and its affiliates (together, the Association). All submitted copy is subject to editing. Copyright © 2024 REALTOR® Association of Sarasota and Manatee, Inc. All rights reserved. Reproduction in whole or in part without written permission is prohibited. Advertisements in the publication do not constitute an offer for sale in states where prohibited or restricted by law. Additionally, the Association makes no guarantee and takes no responsibility for the accuracy of any third-party advertisements in this publication. All liability with respect to actions taken or not taken based on the contents of this publication are hereby expressly disclaimed. The Association has provided the content of this publication “as is” and without warranty of any kind, express or implied, and as such, is not responsible or liable for the accuracy, content, completeness, legality, or reliability of the information.

ADVERTISING: For information on advertising and article submissions, contact Beth Sunday, Magazine Editor, at 941-952-3417 or email Beth@MyRASM.com

Reflecting on a Year of Growth, Resilience, and Accomplishments

By: Tony Barrett, 2024 RASM President

As we approach the end of 2024, it’s clear that this year has been one of significant change and resilience. Navigating an evolving industry alongside the challenges of three hurricanes, I can honestly say this year has been one of profound growth, unanticipated challenges, and remarkable rewards.

I am incredibly proud of our volunteer leadership. Their dedication and countless hours have been instrumental in strengthening our association and advancing our goals. It has been my sincere honor to serve as your president, and as I prepare to pass the torch to our incoming president, Debi Reynolds, I am confident in her capability and vision. Debi, along with her team, is well-prepared to guide us through the challenges and opportunities that lie ahead.

“Thank you for granting me the honor of serving as your president in 2024. I look forward to joining the esteemed group of leaders, our Past Presidents, supporting our association’s future with pride and gratitude,” Tony Barrett, RASM 2024 President.

At the start of this year, I set the theme of “Members First,” a focus that has driven our executive team and committees in every decision and initiative. Our commitment to serving you, our members, has been unwavering, and we are constantly reminded that we cannot achieve our goals alone. Your feedback, involvement, and engagement are essential to our success, and I encourage each of you to participate - whether by attending classes, joining meetings, or simply sharing your thoughts with our leadership. Our association thrives because of you.

Thank you for granting me the honor of serving as your president in 2024. I look forward to joining the esteemed group of leaders, our Past Presidents, supporting our association’s future with pride and gratitude. •

2024 Annual Report: RASM REALTORS® Charitable Foundation

The RASM REALTORS® Charitable Foundation (RRCF) is the 501c3 charitable arm of RASM, providing funding for individuals and not-forprofit organizations in order to contribute to the future of homeownership, education, and financial security for all.

THE RRCF CONTRIBUTES TO THREE KEY AREAS:

ƒ Housing-focused non-profits in the twocounty region.

ƒ College scholarships for members or their immediate family members and the community.

ƒ Financial support for RASM members in crisis, such as medical emergencies or hurricane relief.

The RRCF has grown in 2024, focusing heavily on increasing our capacity to contribute financially to more members and non-profits in our community.

MISSION

To support real estate-related charities and housing needs in our community, provide college scholarships to local students, and help our members in need during times of crisis.

STRATEGIC PLAN

The four main focuses of the RRCF’s Strategic Plan are to:

1 | Impact our Community: Increase support to our community through impactful donations and partnerships that support our three areas of focus.

2 | Increase Funds: Increase our capacity for giving through the fundraising efforts within the Association and the RRCF Fundraising Committee.

3 | Donor Relations: Grow and engage our community of donors by building meaningful relationships and recognizing their support within the community.

4 | Organizational Excellence: Advance our Foundation’s operational excellence through administrative systems and brand communications.

GRANTS DONATED

RRCF is proud to announce the distribution of $48,100 in grant money to support several local nonprofits, each of which plays a vital role in improving the lives of individuals and families throughout Sarasota and Manatee Counties.

COMMUNITY COALITION ON HOMELESSNESS DBA TURNING POINTS - $4,800

Located in Bradenton, Turning Points provides services to those experiencing homelessness, including access to health care, job assistance, and basic needs. This funding will allow Turning Points to expand its navigation program, as well as provide four tablets to allow mobile access, enabling navigators to better assist clients.

EVERYDAY BLESSINGS INC. - $4,800

Everyday Blessings is a nonprofit that focuses on providing a stable, loving home environment for children who have been removed from their families due to abuse or neglect. This grant will support young adults in the Springboard Program by meeting the needs of up to 4-8 residents, as well as furnishing two additional apartments.

SECOND HEART HOMES - $5,000

Second Heart Homes, based in Bradenton, provides permanent housing and support services to homeless individuals who suffer from mental illness. This grant will fund therapy sessions for residents at Second Heart Homes, as well as therapy sessions for residents whose insurance doesn’t cover mental health services.

SAFE PLACE AND RAPE CRISIS CENTER (SPARCC) -

$3,500

SPARCC, located in Sarasota, is dedicated to providing services to victims of domestic and sexual violence. This grant will supplement support for survivors enrolled in SPARCC’s Housing Stability Program. The funds will be used to provide “Starter Kits” for new participants, containing essential household items.

MANATEE CHILDREN’S SERVICES - $5,000

Manatee Children’s Services in Bradenton is a child advocacy center that offers comprehensive services to abused, neglected, or at-risk children. This grant will fund new furnishings for the residential facility that houses the MCS Emergency Shelter and “Our Place Group Home,” which serves up to 18 foster children removed from their homes due to abuse or neglect.

HOPE FAMILY SERVICES -

$5,000

HOPE Family Services in Bradenton provides critical support to survivors of domestic violence. This grant will support individuals in crisis due to domestic violence by funding HOPE’s Emergency Safe Shelter, the only state-certified shelter in Manatee County.

MANATEE COUNTY HABITAT FOR HUMANITY -

$5,000

Manatee County Habitat for Humanity works tirelessly to provide affordable housing solutions to families in need. This grant will help fund the construction of one of 30 homes Habitat for Humanity will build over 30 months in celebration of their 30th anniversary.

THE SALVATION ARMY OF SARASOTA COUNTY - $5,000

The Salvation Army in Sarasota provides a range of social services, including emergency shelter, food programs, and disaster relief. This grant will fund the second phase of a locker replacement project at the Center of Hope, a 240-bed shelter providing safe haven and support services for individuals facing homelessness.

HABITAT FOR HUMANITY SARASOTA -

$5,000

Habitat for Humanity Sarasota works to eliminate substandard housing by providing affordable homeownership opportunities to low-income families. This grant will partially fund construction costs for a new, four-bedroom, two-bathroom single-family home in the DeSoto Lakes area.

NAR REALTORS® RELIEF FOUNDATION -

$5,000

The REALTORS® Relief Foundation provides housing-related assistance to disaster impacted communities through the generosity of Realtors®, state, and local associations and industry partners.

FUNDRAISING EVENTS

Fundraising initiatives at RASM and RRCF events significantly contributed to the Foundation’s financial support.

ƒ The YPN Putt Putt Palooza event raised a total of $3,358, with 50% of the proceeds ($1,679) benefiting the RRCF and the remaining $1,679 allocated to SPARCC.

ƒ CREA’s Sporting Clays event generated $10,161.79, with half of the proceeds ($5,080.90) going to the RRCF and the other $5,080.90 supporting Heroes Welcome Home.

ƒ Similarly, CREA’s Golf Tournament raised $27,470.78, giving half the funds, $13,735.39, to the RRCF and the remaining 50% to the charity Help to Home.

SCHOLARSHIPS

Each year, the Foundation Scholarship Committee awards scholarships in the amount of $2,000 each. In 2024, the RRCF awarded 22 scholarships to local students for a total of $44,000, the most in RASM’s scholarship program history. RRCF fundraising comes from a variety of sources: fundraising events throughout the year, dues income, the Buy-a-Brick program, and general donations.

2024 SCHOLARSHIP RECIPIENTS

ƒ Holly Bergmann

ƒ Jack Bertram

ƒ Gabrielle Cedano

ƒ Alyssa Collier

ƒ Joseph Colonnesso

ƒ Reese Davids

ƒ Addyson Domain

ƒ Madison Egan

ƒ Caleb Horner

ƒ Jasmyne Lott

ƒ Aryana Lovely

MEMBERSHIP DUES

ƒ Jamie McHardy

ƒ Annaliese Montague

ƒ Savannah Morgan

ƒ Charlie Nyland

ƒ Jaidin Pina

ƒ Pamela Serret

ƒ Toriana Sessa

ƒ Jade Stanton

ƒ Zoe Strom

ƒ Carl Turano

ƒ Maya Velazquez

Another way that the RRCF generates income is through membership dues. As of September 2024, ith $45,500 has been collected for the Foundation through membership dues.

BUY-A-BRICK CAMPAIGN

Pave the path toward a brighter future for college-bound students, housing-related non-profits, and Realtors® in need through your purchase of an engraved brick. All proceeds from the Pave the Path brick campaign go directly toward the RRCF. This year, RRCF has raised $5,600 in 2024 through the sale of donor bricks which pave the walkways at both RASM South and RASM North locations. Thank you to the donors who purchased a brick in 2024!

ƒ Beth Beckert (purchased two bricks)

ƒ Christine Baumann

ƒ Berlin Patten Ebling

ƒ Joni Brightbill

ƒ Gloria Brush (purchased two bricks)

ƒ Britt Geiman

ƒ Jill Lyons

ƒ Mildred Nicaragua (purchased two bricks)

ƒ Brian Partie

ƒ Stafford Starcher

ƒ Helen Wiegman

DISASTER RELIEF

After three named storms impacted our communities, the RRCF is committed to providing essential financial support to our members. In 2024 alone, the RRCF has distributed $41,500 to assist members affected by these hurricanes.

In September 2024, the RRCF received a $300,000 grant from the National Association of REALTORS® (NAR) REALTORS® Relief Foundation (RRF) to aid victims of Hurricane Debby. This grant offers housing assistance, with up to $2,000 available per applicant to help relieve housing-related burdens. The program is open to both Realtors® and members of the public whose primary residence was damaged or who were displaced by these storms. To apply, visit www.myrasm. com/disasterrelief. The deadline to apply is December 1.

THANK YOU

RASM extends its deepest gratitude to our esteemed members for their unwavering dedication to the Foundation’s mission. The transformative impact we’ve achieved throughout the year is a direct result of the incredible generosity, both in terms of time and financial contributions, from our dedicated members. Your support is the cornerstone of the work we do in our community, and we are truly thankful for your ongoing commitment.

RRCF BOARD OF DIRECTORS

ƒ Brian Tresidder, President

ƒ Tony Barrett, President Elect

ƒ Debi Reynolds, Vice President

ƒ Anita Lambert, Treasurer

ƒ Alex Krumm, 2nd Past President

ƒ David Clapp, Director

ƒ Tony Veldkamp

ƒ Mary Northrup, RRCF Fundraising Chair

RRCF SCHOLARSHIP COMMITTEE

ƒ Brigette, Marcus, Chair

ƒ Stacy Nichole Pierce, Vice Chair

ƒ Scott Carpenter

ƒ Michael David McCalley

ƒ Derek Patti

ƒ Joyce Marie Steward

RRCF GRANTS / BENFACTORS TASK FORCE

ƒ Sharon R. Gould, Chair

ƒ Kendra Johnston, Vice Chair

ƒ Angela Adams

ƒ Susanna Condon

ƒ Socha Goyette

ƒ Reneee Siefel Nadiv

RRCF FUNDRAISING COMMITTEE

ƒ Mary Ellen Northrup, Chair

ƒ Forest Balderson Vice Chair

ƒ Jessica Bow

ƒ Kendra Johnston

ƒ Shana Kathleen Macri

ƒ Scott Malouf

ƒ Alexandra Marks

ƒ Teresa Lynne Savini

ƒ Natasha Selvarai •

Advertising Real Estate-Related Products and Services

By: National Association of REALTORS® Interpretations of the Code of Ethics Agreement Case 6-5: (Adopted November, 2006. Revised November, 2017.)

Realtor® X, a principal broker in the firm XY&Z, developed a robust, interactive website that he used both to publicize his firm and to serve the firm’s clients and customers electronically. Realtor® X maintained positive business relationships with providers of real estate-related products and services including financial institutions, title insurance companies, home inspectors, mortgage brokers, insurance agencies, appraisers, exterminators, decorators, landscapers, moving companies, and others. Given the volume of business Realtor® X’s firm handled, several of these companies purchased banner advertisements on the XY&Z website and some, including the Third National Bank, included links in their banner ads to their own websites.

Buyer B, who had earlier entered into an exclusive buyer representation agreement with XY&Z, received frequent e-mail reports from Realtor® X about new properties coming onto the market. Hoping to purchase a home in the near future, he explored Realtor® X’s website to learn more about the home buying process and familiarize himself with the real estate-related products and services advertised there. Understanding that pre-qualifying for a mortgage would ensure he presented the strongest offer, Buyer B went to Realtor® X’s website and clicked on the Third National Bank’s link. Once at the bank’s website, he found a mortgage to his liking, completed the application process, and learned in a matter of days that he was qualified for a mortgage loan.

In the meantime, Buyer B’s property search proved fruitful. Realtor® X and Buyer B visited a new listing on Hickory Street several times. Buyer B decided it met his needs and made an offer which was accepted by the seller.

A few weeks after the closing, Buyer B hosted a housewarming attended by his friend D, a website designer who had, coincidentally, been instrumental in developing Realtor® X’s website. Buyer B told D how helpful the information from REALTOR® X’s website had been. “You know, don’t you, that each time a visitor to Realtor® X’s website clicks on some of those links, Realtor® X is paid a fee?”, asked D. “I didn’t know that,” said Buyer B, “I thought the links were to products and services Realtor® X was recommending.”

Buyer B filed an ethics complaint against Realtor® X alleging a violation of Article 6 for having recommended real estate products and services without disclosing the financial benefit or fee that Realtor® X would receive for making the recommendation. At the hearing, Realtor® X defended himself and his website, indicating that the advertisements for real estate-related products and services on his website were simply that, advertisements, and not recommendations or endorsements. He acknowledged that he collected a fee each time a visitor to his website clicked on certain links, regardless of whether the visitor chose to do business with the “linked to” entity or not. “In some instances I do recommend products and services to clients and to customers. In some instances I receive a financial benefit; in others I don’t. But in any instance where I recommend a real estate-related product or service, I go out of my way to make it absolutely clear I am making a recommendation, and I spell out the basis for my recommendation. I also disclose, as required by the Code, the financial benefit or fee that I might receive. Those banner advertisements on my website are simply that, advertisements.”

The hearing panel agreed with Realtor® X’s rationale, concluding that the mere presence of real estate-related advertisements on Realtor® X’s website did not constitute a “recommendation” or “endorsement” of those products or services, and that the “click through” fee that Realtor® X earned when visitors to his website linked to certain advertisers’ sites was not the type of financial benefit or fee that must be disclosed under Article 6. •

Published with the consent of the NATIONAL ASSOCIATION OF REALTORS®. Copyright NATIONAL ASSOCIATION OF REALTORS®-All Rights Reserved.

•

renting at

• $450 for vacant residential properties renting at $1000+ per month

• $250 for vacant residential properties renting for less than $1000 per month

• $250 for any property with existing tenants in place

Mitigating Your Risk of a Negligent Misrepresentation Claim

By: Amanda R. Kison, Esq., Board Certified Business Litigation, Bentley Goodrich Kison, P.A.

By now, all of us are well versed with the seller of residential property’s obligation to disclose to a potential buyer all known facts materially affecting the value of the property, which are not readily observable and are not otherwise known. The failure of a seller to abide by this obligation, and/ or a buyer’s subsequent discovery of a defect in the property, most often results in the buyer’s pursuit of a Johnson v. Davis claim in which both the seller and the Realtor® are named as parties to the lawsuit. Although Realtors® are often targets for these lawsuits due to their insurance coverage, generally, pursuing a successful Johnson v. Davis against a Realtor® is difficult as the buyer is required to prove the Realtor® had actual knowledge of the defect at issue.

As buyers’ attorneys evolve their litigation strategies, and in an effort to pursue claims with a less cumbersome burden of proof, Johnson v. Davis claims are being abandoned in favor of negligent misrepresentation claims where the buyer only has to establish the Realtor® knew or should have known that a statement or representation was false. Most often, these negligent misrepresentation claims arise following the inclusion of inaccurate information within an MLS listing or a Realtor’s® involvement in a pre-closing remediation. Here are a few tips and practices to help mitigate your risk of a negligent misrepresentation claim:

1 | MLS Listings: Realtors® generally rely on information publicly available to them or contained within a previous MLS listing when preparing a property’s listing. However, inaccurate information regarding whether the property is on septic or sewer, is constructed out of block or wood, or is subject to any rental restrictions can result in a negligent misrepresentation claim. As a result, verify all information provided to you by your client, and then have them review and approve the listing prior to it being published. Don’t rely on information contained in a previous listing, as the status of the property being on septic or sewer, or ordinances involving rental restrictions, may have changed. Lastly, request that the inspector not rely on any representations made in the MLS listing, if possible.

2 | Representations Regarding the Property: As part of any real estate transaction, you will undoubtedly make representations regarding the property which are based on information received from a third-party. Often times, the information you have received and passed along to the buyer or seller is incorrect and leaves you exposed to a negligent misrepresentation claim. As a result, in circumstances where you are being asked to confirm the status of factors like the current amount of the association assessments, or the results of a mold test, make sure to distance yourself from the information by requesting the information in writing, and then forwarding the information from the third party directly to the other party’s Realtor®. If it comes directly from you, it becomes your representation.

3 | Retention of Professional Services: In the event a transaction calls for pre-closing remediation, for example where mold or water damage is discovered during an inspection, avoid making a recommendation for the retention of a specific service provider. In the event that an issue discovered is more extensive than originally believed, Realtors® will often times be blamed where the recommended remediation company fails to fully recognize or resolve the issue. As a result, where it is necessary to assist a party in the retention of a professional service provider, provide them with several names and let the seller select the provider.

Unfortunately, while most of these issues seem relatively trivial, hopefully awareness of these changing trends in residential real estate litigation can help realtors and brokers mitigate the likelihood they get dragged into a negligent misrepresentation lawsuit. •

Move-in Ready Homes In Two Great Sarasota Communities

Are your Clients looking for a fresh new community in Sarasota? Kolter Homes has move-in ready homes available now in two great Sarasota communities!

• Cresswind Lakewood Ranch offers active adults an award-winning 55+ lifestyle in Lakewood Ranch, with an established amenity center and smart-value HOA services.

• Artistry Sarasota is now offering its final homes. With expansive water-view homesites and right-sized amenities, this is the ultimate opportunity for your client to secure their place in the serene location of Sarasota East.

RPAC Deadline is this Month!

By: Max Brandow, RASM Vice President of Advocacy and Member Programs

November is the last month for RASM members to complete their annual RPAC investments. As a dedicated member of the real estate community, you understand how crucial it is to protect our profession from legislation and regulations that could impact our ability to serve clients and grow our businesses.

That’s where the Realtors® Political Action Committee (RPAC) comes in. For over 50 years, RPAC has been the voice of real estate professionals like you, advocating for policies that protect homeownership, private property rights, and the future of our industry.

WHY SHOULD YOU INVEST IN RPAC?

ƒ RPAC supports candidates - Republican and Democrat - who understand and champion issues important to real estate.

ƒ Your investment helps stop excessive regulations, reduce red tape, and ensure the continued growth of real estate markets.

ƒ RPAC allows us to engage at local, state, and federal levels to protect our livelihoods and the American Dream of homeownership.

We can’t do this alone. Your support matters. By contributing to RPAC, you are investing in the future of real estate and ensuring that your voice is heard where it matters most.

HOW TO CONTRIBUTE:

Contributing is easy! You can make a secure donation online at www.sba.gov/funding-programs/disaster-assistance, or simply reach out to me at 941-952-3410, Maxwell@myrasm.com, and I can walk you through the process.

Please consider making an investment today. Even a small contribution can make a big difference in safeguarding our industry. If you have any questions or would like more information about RPAC, feel free to reach out. Thank you for your continued commitment to real estate and your support of RPAC!

SBA AND EMERGENCY BRIDGE LOANS NOW AVAILABLE FOR BROKERS

Brokers whose businesses have been affected by disasters, such as Hurricane Helene and Hurricane Milton, can access emergency financial support through the federal Small Business Administration (SBA) Disaster Assistance Program and Florida’s Emergency Bridge Loan Program.

Florida’s Emergency Bridge Loans are designed to provide short-term, interest-free working capital to help businesses “bridge the gap” between the time a disaster strikes and when longer-term recovery funds become available. This could include profits from a recovering business, insurance claim payments, or federal disaster assistance.

ELIGIBILITY CRITERIA:

ƒ The business must be based in Florida.

ƒ It must have been established before September 23, 2024 (for Hurricane Helene) or October 5, 2024 (for Hurricane Milton).

ƒ The business must have suffered economic injury or physical damage due to Hurricane Helene or Hurricane Milton.

ƒ The business must be located in an eligible county.

• Cover Eligible counties for Hurricane Helene: Calhoun, Bay, Escambia, Franklin, Gadsden, Gulf, Holmes, Jackson, Jefferson, Leon, Liberty, Okaloosa, Santa Rosa, Wakulla, Walton, and Washington.

• Eligible counties for Hurricane Milton: Broward, Indian River, Martin, Miami-Dade, Palm Beach, and St. Lucie.

• Counties eligible for both hurricanes: Alachua, Baker, Bradford, Brevard, Charlotte, Citrus, Clay, Collier, Columbia, DeSoto, Dixie, Duval, Flagler, Gilchrist, Glades, Hamilton, Hardee, Hendry, Hernando, Highlands, Hillsborough, Lafayette, Lake, Lee, Levy, Madison, Manatee, Marion, Monroe, Nassau, Okeechobee, Orange, Osceola, Pasco, Pinellas, Polk, Putnam, Sarasota, Seminole, St. Johns, Sumter, Suwannee, Taylor, Union, and Volusia.

ƒ Eligible businesses must have fewer than 100 employees, including sole proprietors.

ƒ A minimum credit score of 600 is required.

LOAN TERMS:

ƒ Maximum loan amount: up to $50,000 (up to $100,000 for agriculture or aquaculture businesses).

ƒ Loan term: one year.

ƒ The applicant must own at least 51% of the business to qualify.

ƒ Both the business and the borrower(s) must guarantee the loan.

ƒ Only one loan is available per eligible applicant.

For more details and to apply for an Emergency Bridge Loan, visit https://floridacommerce.my.site.com/ RebuildFloridaBusinessLoanFund/s/

SBA DISASTER LOANS

The SBA offers low-interest disaster loans to help businesses and homeowners recover from officially declared disasters. The following groups are eligible to apply:

ƒ Businesses of all sizes

ƒ Homeowners

ƒ Renters

ƒ Private nonprofit organizations

To qualify, applicants must be located in a declared disaster area and meet other specific eligibility requirements depending on the type of loan.

HOW SBA LOANS CAN BE USED:

ƒ Cover losses not included in insurance claims or Federal Emergency Management Agency (FEMA) funding, for both personal and business needs.

ƒ Cover business operating expenses that could not be met due to the disaster.

For further information or to apply for an SBA loan, visit www.sba.gov/funding-programs/disaster-assistance •

September 2024 Real Estate Market Report: Trends in Sarasota and Manatee Counties

By: Brandon Gay, RASM Communications Director

The REALTOR® Association of Sarasota and Manatee (RASM) has released its September 2024 real estate market report, detailing key trends across Sarasota and Manatee Counties.

Based on data compiled by Florida REALTORS®, both counties saw a noticeable slowdown in the housing market, with singlefamily homes and condos experiencing declines in sales. Median sale prices decreased across various property types, and properties remained on the market longer before going under contract. The slowdown may be partly attributed to the impact of Hurricane Debby’s flooding, which likely disrupted buyer activity and contributed to uncertainty in the market.

KEY TRENDS IN SARASOTA/MANATEE SEPTEMBER 2024:

ƒ Decreased Sales Volume: Across all property types in both counties, closed sales saw double-digit percentage drops, indicating a slowdown in market activity.

ƒ Price Adjustments: Median sale prices have declined in most sectors, reflecting a slight cooling in market demand.

ƒ Inventory Growth: Inventory levels have risen significantly year-over-year, suggesting a shift towards a more balanced market.

SINGLE-FAMILY HOMES

In Sarasota County, there were 513 single-family home sales in September 2024, an 18.9 percent decrease from the previous month. The median sales price rose by 3.2 percent to $490,000 compared to last month but remained steady year-over-year. Cash sales accounted for 40.7 percent of closed sales, slightly higher than the previous month.

Inventory is significantly higher than a year ago, with 2,841 active listings, marking a 31.6 percent increase from September 2023. The months’ supply of inventory has remained relatively stable, with 4.5 months of supply in September 2024. The median time to contract in September 2024 was 48 days, a 77.8 percent increase from a year ago.

In Manatee County, there were 532 single-family home sales in September 2024, a 13 percent decrease from the previous month. The median sales price was $470,000, the lowest recorded in 2024. Cash sales accounted for only 26.5 percent of closed sales, suggesting a decrease in investor activity in the county.

Inventory in Manatee County also rose significantly, with 2,461 active listings, a 39.8 percent increase from September 2023. The months’ supply of inventory remained stable at 3.9 months. The median time to contract in September 2024 was 47 days, a 62.1 percent increase from the previous year.

“Our local housing market has faced some unique challenges this past month, and Hurricane Debby’s flooding certainly played a role in that. The storm not only disrupted the daily lives of our residents, but it also impacted buyer confidence and delayed many transactions. We’re seeing the effects of that in slower sales as the community recovers,” said Tony Barrett, 2024 President of the REALTOR® Association of Sarasota and Manatee. “We should expect to see similar trends in October as well.”

TOWNHOMES AND CONDOS

In Sarasota County, the townhouse and condo market recorded a 21.2 percent year-over-year decrease in closed sales, with 230 transactions. Cash sales accounted for 59.6 percent of these transactions. The median sale price increased to $380,000, up from $345,000 in August 2024. Sellers received 93.5 percent of their original list price, a 1.7 percent decline compared to September 2023.

Inventory for Sarasota townhomes and condos increased 36 percent year-over-year to 1,617 active listings, resulting in a 5.4-month supply of inventory. The median time to contract increased by 46.2 percent yearover-year to 57 days.

In Manatee County, townhouse and condo sales dropped by 25.5 percent year-over-year, with 164 sales recorded. Cash transactions made up 43.9 percent of the sales. The median sale price decreased to $319,990. Sellers received 93.6 percent of their original list price, a 1.2 percent year-over-year decline.

Inventory for townhomes and condos in Manatee County remained stable at 1,316 active listings, leading to a 6-month supply of inventory. The median time to contract increased 58.7 percent year-over-year to 73 days.

SUMMARY

While the Sarasota and Manatee housing markets experienced a temporary slowdown in September, largely due to the impacts of Hurricane Debby, we expect to see similar trends continue into October as the region faced two additional hurricanes. Despite these challenges, the long-term outlook remains optimistic as the community recovers and rebuilds. The REALTOR® Association of Sarasota and Manatee remains dedicated to supporting homeowners, buyers, and real estate professionals through these difficult times, ensuring a strong and resilient housing market moving forward.

Monthly reports are provided by Florida Realtors® with data compiled from Stellar MLS. For comprehensive statistics dating back to 2015, visit www.MyRASM.com/ statistics •

Monthly Market Summary - September 2024

Single-Family Homes

Sarasota County

Monthly Market Summary - September 2024

Single-Family Homes

Manatee County

Monthly Market Summary - September 2024

Townhouses and Condos

Sarasota County

Monthly Market Summary - September 2024

Townhouses and Condos

Manatee County

Global Real Estate Trends of 2024 and What to Expect for 2025

By: Jozefina Wells, Realtor®, Keller Williams Realty Select Lakewood Ranch

As we move toward the close of 2024, global trends in real estate are becoming more influential than ever, reshaping both international and local markets. These global shifts are creating new opportunities for Realtors®, investors, and homebuyers alike, and 2025 promises to unfold even more exciting developments.

At the RASM Global Business Council, we’re seeing firsthand how these trends are already influencing the Sarasota-Manatee market. By understanding the power of global forces and adapting to them, real estate professionals can position themselves for greater success in the coming year. Let’s explore some of the key trends driving change and how they may impact real estate globally and locally in 2025.

GLOBAL ECONOMIC TRENDS FUEL INTERNATIONAL INVESTMENT

Economic volatility continues to be a driving force in the global real estate market. The rising inflation rates, political instability, and fluctuating currencies in many regions have led international investors to seek out safer havens for their wealth. The U.S. real estate market, known for its relative stability, has become a primary target for these investors, and SarasotaManatee is no exception.

In 2024, we saw an uptick in international buyers, particularly from Europe, Canada, and Latin America, looking to purchase properties here. For 2025, this trend is expected to intensify as global economic uncertainty persists. Savvy Realtors® who can effectively market their properties to international buyers and communicate the stability of the local market will be at an advantage.

Understanding global economic trends also helps local agents stay ahead of shifts in international investment. Currency fluctuations, for example, can create both opportunities and challenges. By staying informed and connecting with global networks, real estate professionals can better position themselves to attract foreign investment in our region.

EMERGING GLOBAL MOBILITY AND REMOTE WORK INFLUENCE BUYER PREFERENCES

The rise of remote work has fundamentally transformed the global real estate landscape. Buyers worldwide are no longer confined to living in the same cities as their offices, allowing them to explore more affordable, lifestyle-oriented destinations. The SarasotaManatee area is seeing the benefits of this shift, with more international and domestic buyers seeking homes here due to its lifestyle, climate, and affordability.

Looking ahead to 2025, this trend is likely to accelerate, as global workforces become more mobile. The ability to work from anywhere has encouraged buyers to prioritize locations with a strong quality of life and access to nature, making Florida a prime destination. Realtors® should focus on marketing the area’s amenities, recreational opportunities, and easy access to international travel, as global buyers increasingly choose Florida for long-term living.

SUSTAINABILITY AS A GLOBAL IMPERATIVE

Environmental sustainability has emerged as a leading trend in global real estate, and it is gaining momentum for 2025. Internationally, buyers are increasingly seeking eco-friendly homes, from energyefficient buildings to smart technologies that minimize their environmental footprint. Europe, in particular, has led the charge in pushing for green building standards, and this influence is being felt across markets, including in the U.S.

Locally, the Sarasota-Manatee area has begun to see heightened demand for homes with sustainable features. Realtors® who can meet this demand by offering properties with solar panels, energy-efficient systems, and green building certifications will be wellpositioned in 2025. Global buyers are highly conscious of climate change and want to invest in homes that reflect their values.

TECHNOLOGICAL INNOVATIONS REDEFINING THE GLOBAL REAL ESTATE MARKET

Technology continues to revolutionize the way real estate transactions are conducted. From blockchain to virtual property tours, these innovations are breaking down barriers for international buyers. In 2024, we saw more buyers from overseas purchasing properties sight unseen through digital platforms. For Realtors®, embracing these technologies is no longer optional— it’s essential.

In 2025, we expect technology to play an even greater role, with more seamless digital transactions, enhanced virtual tours, and greater use of blockchain to simplify cross-border real estate deals. SarasotaManatee Realtors® who adopt these technologies will be able to cater to a growing international clientele with ease. Technology is not only making transactions easier but also opening up new possibilities for realtors to connect with global markets in real time.

GLOBAL SHIFTS IN DEMOGRAPHICS AND BUYER BEHAVIOR

One of the most significant trends shaping real estate markets globally is the changing demographics of buyers. Millennials and Gen Z are becoming more active in the real estate market, both domestically and internationally. These younger generations value flexibility, sustainability, and technology, all of which are influencing their purchasing decisions.

In 2025, these shifts will continue to impact the Sarasota-Manatee market. Younger global buyers are likely to seek properties that align with their values, whether they are smart homes equipped with the latest technology, or energy-efficient designs that reduce their environmental footprint. Realtors® who can cater to this tech-savvy, socially conscious demographic will have a competitive edge in the market.

LOOKING AHEAD TO 2025: A YEAR OF GLOBAL OPPORTUNITIES

As 2025 approaches, it’s clear that global trends will continue to have a profound influence on the real estate market - both locally in Sarasota-Manatee and worldwide. By staying connected to global developments, embracing technology, and focusing on sustainability, real estate professionals can unlock new opportunities and attract an increasingly global clientele.

The RASM Global Business Council is committed to helping our members stay informed on these emerging trends and providing the tools needed to succeed in a rapidly evolving market. As we step into 2025, the key to success will be understanding how these global forces unfold and using them to create new opportunities for growth. By leveraging the power of global connections, we can ensure that our local market remains vibrant and competitive in the face of global change. •

Coming Together After a Hurricane

By: Catherine Aganmayo, Realtor®, Preferred Shore

Th is hurricane season has been truly overwhelming.

The physical and emotional toll it’s taken on us as a community is profound, and for many of us, recovery feels like a daunting journey. But now is the time to stand together, lean on each other, and rebuild with compassion, resilience, and hope. I recently had the privilege of speaking with Caroline Mitchell, a local Realtor with Michael Saunders & Company, who has been actively supporting the recovery efforts. Her story is a reminder of the strength that comes when a community unites in compassion.

HAVE YOU EVER EXPERIENCED A HURRICANE SEASON LIKE THIS?

“I haven’t,” Caroline shared. “I was here for Hurricane Ian and spent time helping others afterward with my husband, which was already a lot to process. This year, though, I felt a real fear for what our community would face. Staying in Sarasota during Hurricane Milton was difficult, but I remember my husband telling me, ‘We are safe in our home, and then we can be here the next day to help those affected.’ His words really helped ground me, and I found strength in knowing that, together, we could do something meaningful for others.”

WHAT MADE YOU WANT TO GET INVOLVED?

“I wanted to do my part, however small, to ease the burden on others. My husband, who’s a dentist, offered free dental work to those impacted, and it was humbling to see the relief and gratitude of his patients. Watching him use his talents to serve others reminded me that every small act counts. I wanted to be part of that ripple effect of hope and joy.”

HOW WERE YOU ABLE TO HELP OUR COMMUNITY?

“I donated several large bins of clothing to those who lost everything, focusing on Anna Maria Island residents who were severely impacted. I actually still have a few more bins to give, so if anyone reading this knows of someone in need, please reach out. It means a lot to me to help in any way I can.”

WHAT’S ONE THING YOU WOULD WANT TO TELL THE COMMUNITY ABOUT REBUILDING AND COMING TOGETHER?

“When we all contribute our unique skills and passions, rebuilding becomes a collective act of love. We each have something to offer, and it’s about thinking of what we do well and sharing it with others. Whether it’s cooking meals for families in need, helping with clean-up, or simply lending a listening ear, every effort helps. Our strength lies in our unity.”

Beyond inspiring individuals like Caroline, local businesses have rallied together, showing us all the incredible power of compassion. The Compound SRQ raised funds for families who were severely impacted, and companies like Influence, Barre3, Camille Beth, and Main Street Market collaborated to create “Kids Care” buckets—carefully filled with essentials and comforting items for children who lost everything. It’s efforts like these that remind us how much we can accomplish when we come together.

As we navigate the recovery process, let’s make an effort to support local businesses who form the backbone of our community. By choosing to shop and dine locally, we’re not only rebuilding our economy but also honoring the very heart of Sarasota’s spirit. Together, we are not just rebuilding—we’re coming back stronger, more compassionate, and ready to support one another through every step of this journey. •

Aria Community

By: Valerie Fox, New Home Sales Associate, Neal Signature Homes

The spirit of Italy’s rich history lives in the majestic architecture of Aria. One of the most luxurious new single-family home communities in Venice, Florida, features 152 acres of lush nature and resort-like amenities.

Aria’s gated entry leads you into a community of luxury homes including two unique collections of home designs. With just 32 homes left - many boasting breathtaking lake views - now is the time to secure your dream home! Each home can be personalized with designer upgrades, including modern appliances, exquisite architectural finishes, a luxurious swimming pool with a spa, and cutting-edge Neal Smart Home technology and so much more.

Choose from an array of single or two-story homes with luxury features such as a double-door entry, gourmet kitchen, dining areas and sweeping views. Upscale kitchens include features like a walk-in pantry,

plenty of counter space and oversized islands. Choose a home with a Club Room, the perfect spot for a home theatre, pool table or arts & crafts and library. With homes ranging from 2,100 sq ft to over 3,600 sq ft, the perfect home at Aria awaits.

For homeowners who favor an active lifestyle, The Residents Clubhouse is the perfect place to gather with neighbors in the social room or workout in the state-ofthe-art fitness center.

Sun-bathe or at Aria’s resort-style swimming pool and spa, all beside glistening views of the lake or hit one of the 8 pickleball courts and challenge your friends or family.

The perfect solution for both active and relaxing lifestyles, Aria has something for everyone. It’s all waiting within the comfort of our gated community.

Life in Venice features upscale shopping, elegant dining and pristine beaches. Aria is centrally located east of I-75, which makes your commute to nearby businesses or the beaches very convenient. Enjoy the unique Southwest Florida lifestyle, ideal year-round weather and endless activities from the comfort of your new home. •

Unlock Your Leadership Potential

By: Elise Jakub, Florida Property Brokers Realty Group, LLC; RASM Leadership Academy Graduate, Class of 2018

The RASM Leadership Academy is a rigorous program designed to develop emerging Realtor® leaders who want to get involved, make a difference, grow their business, and expand their leadership skills.

RASM reached out to members who have completed the transformative journey of the Leadership Academy, and we’re excited to share their inspiring experiences with you.

ELISE JAKUB: RASM LEADERSHIP ACADEMY GRADUATE, CLASS OF 2018

When I think back to 2018, I was at a pivotal point in my career. I felt stagnant, like I had hit a wall and wasn’t sure how to break through. That’s when I came across the RASM Leadership Academy. I was fortunate to have a fantastic mentor who encouraged me to apply, and I can confidently say that it was the best decision I ever made. Not only did the experience change my career trajectory, but it also had a profound impact on my personal growth.

A LEAP FORWARD IN CONFIDENCE

The Leadership Academy pushed me beyond my comfort zone, allowing me to achieve things I never thought possible. The confidence I gained was unparalleled, and the bonds I formed with my classmates still hold strong today. My “leadership family” and I share a unique connection, built on shared experiences, support, and growth. These relationships have been crucial to my career and personal development, giving me a network of like-minded individuals who continue to inspire and challenge me.

CAREER-CHANGING IMPACT

Since graduating from the Academy, my career has transformed dramatically. The skills I learned, and the confidence I developed, opened doors I hadn’t even imagined. I became the President of the Women’s Council of Realtors for Manatee County in 2020 and 2021, served as the Chair of the RASM Leadership Academy in 2020, and will serve as Chair for Professional Development in 2024. These roles challenged me to step up in ways I hadn’t considered before, and I now find myself deeply involved in committees at both RASM and Florida REALTORS®.

But the most important lesson I took away from the Leadership Academy was how to balance my career and personal life. I learned how to manage my time effectively and set boundaries between work and home, which has been invaluable. This shift not only changed my business but also helped me prioritize what truly matters in life - my family and personal well-being.

LIFELONG LESSONS AND SKILLS

The Academy taught me the importance of continuing education and staying connected to the real estate community. I now have a deeper appreciation for lifelong learning, and I strive to lead by example. Whether helping my clients or mentoring fellow Realtors, I apply the lessons I learned in the Academy every day. It has shaped how I approach challenges and opportunities in my business, making me a more thoughtful and strategic leader.

GIVING BACK TO THE COMMUNITY

One of the most rewarding aspects of my journey has been the ability to give back to RASM and the broader real estate community. In my leadership roles—whether as Chair for the Leadership Academy or as part of the Professional Development Committee—I’ve had the privilege of sharing my experiences and encouraging others to get involved. The sense of accomplishment I felt after completing the Academy inspired me to help others find the same growth and success.

I firmly believe that participating in the RASM Leadership Academy is a must for anyone in the real estate industry, whether you’re looking to move into leadership roles or simply want to elevate your career. It’s an experience that will change you, both professionally and personally.

PERSONAL AND PROFESSIONAL CONNECTIONS

The connections I made during the Leadership Academy have been some of the most impactful in my career. One mentor in particular, Tony Barrett, graduated with me in 2018, and to this day, he remains a trusted friend and guide. His mentorship has been instrumental in helping me navigate both personal and professional challenges.

WHERE I AM NOW

Today, in 2024, I can confidently say that this has been one of the best years of my 27-year real estate career. Everything seems to be clicking into place, and I owe much of that to the RASM Leadership Academy. It gave me the tools to trust myself, stand on my own, and carve out a path that works for me. I no longer feel the need to follow others; instead, I’ve developed my own leadership style that balances business success with personal fulfillment.

WHY YOU SHOULD APPLY FOR THE LEADERSHIP ACADEMY

If you’re considering applying for the RASM Leadership Academy in 2025, my advice is simple: do it. Whether you’re new to the industry or a seasoned agent, whether you’re shy or outgoing, there is something for everyone in this program. The lessons you’ll learn, the people you’ll meet, and the sense of community you’ll gain will change you in ways you can’t even imagine. The Academy is not just about advancing in your career; it’s about discovering your true potential and embracing the leader within you.

In a world where the real estate landscape is constantly evolving, the Leadership Academy offers a unique opportunity to grow - both professionally and personally. So, take the leap. Trust in yourself, and trust in the journey. I did, and it was the best decision I ever made. •

Condo Rider Revisions & FEMA 50% Rule

By: Natasha Selvaraj, Esq. Partner, Berlin Patten Ebling PLLC

Florida, southwest Florida in particular, has had a rocky start to the 4th quarter.

While many are and will continue to be recovering from Hurricane Debbie, Hurricane Helene, and Hurricane Milton, for the foreseeable future, there is no better time for a refresher on the changes that were implemented to our contracts at the beginning of October as well as everyone’s beloved FEMA 50% rule.

There has been no shortage of condominium-related news and changes over the last year. Most recently, an updated condo rider was released to be used beginning October 1, 2024. The Condo Rider now reflects recent amendments in the last legislative session to Florida Statute 718, which is the governing statute for Condominiums in Florida.

CONDO RIDER REVISED TO INCLUDE A BUYER ACKNOWLEDGMENT DISCLOSURE SUMMARY:

ƒ The Condominium may have minimal common elements

ƒ Portions of the building may be governed outside of the Condominium’s Declarations if that part of the building is not a part of the Condominium definition

ƒ The Condominium Association and the Unit Owners are responsible for their shares of expenses, even if related to maintenance and operations of portions of the building not within the Condominium-shared elements

Beginning October 1, 2024, a new flood disclosure requirement was also implemented. The new Flood Disclosure is available now and will be required on all residential transactions with an effective date of October 1, 2024, or later. The disclosure contains the statutorily required language, which allows the Seller to easily select whether a claim has been made or assistance has been received.

Homeowner’s insurance policies do not include coverage for damage resulting from floods. Buyer is encouraged to discuss the need to purchase separate flood insurance coverage with Buyer’s insurance agent.

1 | Seller has OR has not filed a claim with an insurance provider relating to flood damage on the property, including, but not limited to, a claim with the National Flood Insurance Program.

2 | Seller has OR has not received federal assistance for flood damage to the property, including, but not limited to, assistance from FEMA.

3 | For purposes of this disclosure, the term “flooding” means a general or temporary condition of partial or complete inundation of the property caused by any of the following:

a. The overflow of inland or tidal waters.

b. The unusual and rapid accumulation of runoff or surface waters from any established water source, such as a river, stream, or drainage ditch.

c. Sustained periods of standing water resulting from rainfall.

It is imperative that Realtors® stay abreast of these changes and ensure that all of their listings, as well as contracts (as applicable), are updated to comply with these new requirements. Sellers should be advised of these updated disclosure requirements to ensure they are accurately updating the information being provided to Buyers. Buyers should also be made aware of the changes so all pertinent documents are reviewed.

WHAT IS THE 50% RULE?

The FEMA 50% rule is a National Flood Insurance Program (NFIP) regulation that limits property improvements to under 50% of a property’s market value before imposing additional requirements on the owner for standards of improving the property.

WHO DOES IT APPLY TO?

This rule applies to all properties located in a Special Flood Hazard Area (SFHA). In the event that the damage to the structure is less than 50% of the market value, then an owner can make all of their desired repairs as planned. If the cost exceeds 50% of the market value, the structure is deemed to have substantial damage, and an owner may be required to ensure that the entire structure is updated as needed to meet current flood regulations.

HOW IS MARKET VALUE CALCULATED?

Market value is calculated differently in different jurisdictions, it is always recommended to consult with your local building department to ensure you have the appropriate calculation. Generally speaking, the value is tied to the building value assigned to the structure on your tax bill with an adjustment. For example, in Sarasota County, the building value is + 20%.

HOW IS THE COST OF REPAIRS CALCULATED?

The costs are calculated to include all costs for items being purchased, including appliances, repairs to other parts of the structure occurring at the same time, costs for materials, and labor. Costs for surveys, development plans, and specifications, as well as the permits themselves, are excluded from the calculation.

SO, THE 50% RULE APPLIES, NOW WHAT?

One option is to reduce the scope of work so that it is less than 50% of market value and avoid triggering the rule. This option may not be practical in instances where you are remediating damage, in which case it is important to work with your local building department to ensure you understand what additional items outside the scope of your original plan may be required – these could include additional steps like elevating the structure above the base flood elevation, using floodproofing, etc.

Ultimately, the goal of the rule is to ensure that as structures are repaired or rebuilt, they are being made more “floodproof” to help mitigate future damage. Should you have any questions about the applicability of the 50% rule to your property, please contact your local trusted real estate attorney. •

Reminder: NAR Code of Ethics Training Deadline

By: Denise Ricciotti, RASM Professional Development Manager

As part of maintaining membership with RASM and the National Association of REALTORS® (NAR), all Realtors® are required to complete Code of Ethics training by December 31, 2024. This training ensures that members uphold the highest professional standards, serving clients and the public with integrity. Failure to complete the training by the deadline will result in suspension of membership benefits until the requirement is fulfilled.

To check your current training status or to complete the course, visit NAR’s Code of Ethics Training website at www.nar.realtor/about-nar/governing-documents/codeof-ethics/code-of-ethics-training. Make sure to complete your training before the deadline to stay in compliance!

Stay ethical, stay professional, and keep your membership active!

REALTORS® NEWLY DESIGNATED & CERTIFIED

Accredited Buyer’s Representative (ABR®)

ƒ Andrew S. Azzarello, Real Broker, LLC

ƒ Janice Beaty, Keller Williams Realty Select

ƒ Lawrence Brzostek, RE/MAX Alliance Group

ƒ Shannon Daniels, Ranch Realty

ƒ Corinne Jo Fallacaro, Premier Sothebys Intl Realty

ƒ Francine Fields, RE/MAX Platinum Realty

ƒ Kristy Gentile, RE/MAX Alliance Group

ƒ Angie Paulina Jimenez Jara, Michael Saunders & Company

ƒ Meghan Keever, Fine Properties

ƒ Kristin Lavenduski, EXP Realty LLC

ƒ Julia Montei, Coldwell Banker Realty

ƒ Kelli Movalson, Living Vogue LLC

ƒ Laura Naese, Michael Saunders & Company

ƒ Melodie Palmer, Premier Sothebys Intl Realty

ƒ Susan Pelton, Michael Saunders & Company

ƒ Mery Rocha, Showtime Realty

ƒ Lindsey Strickland, Duncan Real Estate, Inc.

ƒ Stephanie Swanson, Preferred Shore LLC

ƒ Dawn Tillette, Exit King Realty

ƒ Meredith Van Vaals, Coldwell Banker Realty

ƒ Kimberly Weiler, Better Homes & Gardens Real Estate

ƒ Michael Wolf, Fine Properties

At Home With Diversity (AHWD)

ƒ Jessica Bow, RE/MAX Platinum Realty

ƒ David Clapp, RE/MAX Alliance Group

C2EX

ƒ JohnPaul Fortin, Michael Saunders & Company

ƒ Pamela Hoidge, Engel + Voelkers Sarasota

ƒ Alexandra Marks, Loyd Robbins & Co. LLC

ƒ Frank Joseph Padur, Preferred Shore LLC

Certified Waterfront Specialist (CWS)

ƒ Celine Nicole Charleson, Preferred Shore LLC

Graduate, REALTOR® Institute (GRI)

ƒ Joanna Januszewska, Coldwell Banker Realty

ƒ Linda Lobo, ROVI

ƒ Angela Stiner, Keller Williams Realty Select

Military Relocation Professional (MRP)

ƒ James Ahearn, NextHome Excellence

Pricing Strategy Advisor (PSA)

ƒ Del Jay Carr, Wagner Realty

ƒ Richard Siskie, Compass Florida LLC

ƒ Lielei Wahlmann, EXP Realty LLC

ƒ Kimberly Weiler, Better Homes & Gardens Real Estate

ƒ Helen Wiegman, Preferred Shore LLC •

NOVEMBER & DECEMBER 2024

CALENDAR OF EVENTS

FRIDAY, NOVEMBER 1

9:30 a.m. iCE: Best Practices for Real Estate Professionals Online

MONDAY, NOVEMBER 4

9:00 a.m. Code of Ethics tSouth

1:30 a.m. Core Law: Avoiding the Danger Zone tSouth

WEDNESDAY, NOVEMBER 6

10:00 a.m. MLS Basic tSouth

1:00 p.m. MLS Compliance 101 tSouth

2:30 p.m. MLS Basics tSouth

THURSDAY, NOVEMBER 7

9:15 a.m. Business Partner Membership Meeting: November 2024 NNorth

TUESDAY, NOVEMBER 12

1:30 p.m. 2024 Real Estate Lawsuits: Key Legal Lessons for Realtors® tSouth

WEDNESDAY, NOVEMBER 13

9:00 a.m. New Member Orientation tSouth

1:30 p.m. New Member Orientation tSouth

THURSDAY, NOVEMBER 14

4:00 p.m. Raise a Glass for RPAC: YPN & WCR Mixer SBig Top Brewery

MONDAY, NOVEMBER 18

8:30 a.m. Certified Waterfront Specialist NNorth

TUESDAY, NOVEMBER 19

4:00 p.m. RASM Afterhours: November 2024 SAnna Maria Oyster Bar - Landside

WEDNESDAY, NOVEMBER 20

8:30 a.m. CIPS Global Day tSouth

MONDAY, NOVEMBER 25

8:30 a.m. NAR Accredited Buyer’s Representative (ABR) (Day 1 of 2) tSouth

TUESDAY, NOVEMBER 26

8:30 a.m. NAR Accredited Buyer’s Representative (ABR) (Day 2 of 2) tSouth

MONDAY, DECEMBER 2

10:00 a.m. MLS Basics NNorth 1:00 p.m. MLS Compliance 101 NNorth

TUESDAY, DECEMBER 3

11:00 a.m. NAR Accredited Buyer’s Representative (ABR) (Day 1 of 2) Online

WEDNESDAY, DECEMBER 4

10:00 a.m. MLS Basics tSouth

11:00 a.m. NAR Accredited Buyer’s Representative (ABR) Day 2 of 2) Online

11:00 a.m. RASM 2024 Winter Wonderland Holiday Party SGROVE

THURSDAY, DECEMBER 5

1:00 p.m. iCE: Instructing a First Time Home Buyers Workshop Online

MONDAY, DECEMBER 9

1:30 p.m. Top Producer Panel tSouth

WEDNESDAY, DECEMBER 11

1:30 p.m. Intro to Contracts NNorth

THURSDAY, DECEMBER 12

6:00 p.m.

2024 Installation & Awards Banquet SMarriott Palmetto Resort & Spa

MONDAY, DECEMBER 16

8:30 a.m. RENE: Real Estate Negotiation Expert Certification (Day 1 of 2) NNorth

TUESDAY, DECEMBER 17

8:30 a.m. RENE: Real Estate Negotiation Expert Certification (Day 2 of 2) NNorth

WEDNESDAY, DECEMBER 18

8:30 a.m. NAR Accredited Buyer’s Representative (ABR) (Day 1 of 2) Online

THURSDAY, DECEMBER 19

8:30 a.m. NAR Accredited Buyer’s Representative (ABR) (Day 2 of 2) Online

Registration is requested. See event calendar at: myrasm.com/calendar

CALENDAR KEY:

South 2320 Cattlemen Road, Sarasota, FL 34232 North 2901 Manatee Ave W, Bradenton, FL 34205 Hybrid Class offered online or at specified location. Online Class is only offered through webinar. Other Class or event is offered off site.

UPCOMING CLASSES

UPCOMING CLASSES

Learn more at myrasm.com/calendar to register.

ICE: BEST PRACTICES FOR REAL ESTATE PROFESSIONALS

Friday, November 1 9:30 a.m. - 12:30 p.m. [ Online ]

Best practices will enable you to be proactive in your real estate transactions to prevent future problems with the law, ethics, clients, or the public. Take this course and learn ways to follow policies and procedures that ensure you are following the rules and regulations of the Real Estate Commission, while also learning to improve relationships with customers, clients and the public. Members $10, 3 CE HRS.

CODE OF ETHICS

Monday, November 4 9:00 a.m. - 12:00 p.m. [ South ]

In recognition and appreciation of their obligations to clients, customers, the public, and each other, Realtors® continuously strive to become and remain informed on issues affecting real estate and, as knowledgeable professionals, they willingly share the fruit of their experience and study with others. They identify and take steps, through enforcement of this Code of Ethics and by assisting appropriate regulatory bodies, to eliminate practices which may damage the public or which might discredit or bring dishonor to the real estate profession. Members $10, 3 CE HRS.

CORE LAW: AVOIDING THE DANGER ZONE

Monday, November 4 1:30 p.m. - 4:30 p.m. [ South ]

Understanding real estate law is part of every real estate licensee’s business. The more a licensee knows, the better he or she can work with customers and safeguard them from legal complications. Buying and selling property requires a lot of legal paperwork. Today, more than ever, it’s important to know the laws governing the practice of real estate. This material will provide a “red flag notice” of when participants are potentially going into a danger zone. Members $10, 3 CE HRS.

REAL ESTATE LAWSUITS: KEY LEGAL LESSONS FOR REALTORS®

Tuesday, November 12 1:30 - 3:00 p.m. [ South ]

Stay informed about the latest legal challenges in real estate with 2024 Real Estate Lawsuits: Key Legal Lessons for Realtors®. This class covers critical lawsuits from the past year helping Realtors navigate legal risks and protect their business. Members Free. Non-CE.

NEW MEMBER ORIENTATION

Wednesday, November 13 , 9:00 a.m. - 12:00 p.m. [ South ]

Wednesday, November 13 , 1:30 p.m. - 4:30 p.m. [ South ]

This New Member Orientation session is REQUIRED for new Realtor® members and serves as an introduction to the REALTOR® Association of Sarasota and Manatee. This 3-hour class covers key membership benefits and useful resources! Members Free.

CERTIFIED WATERFRONT SPECIALIST

Monday, November 18 8:30 - 5:30 p.m. [ North ]

With over 70 Sarasota and Manatee waterways, Realtors® with waterfront background and experience are in high demand. There are specific considerations and criteria that an agent must know, and knowledge they must have, when dealing with buying and selling waterfront property. This course will cover many of these considerations, the aspects, legalities, pitfalls, and advantages of working with waterfront property. Dive deep into topics that are specific to this specialty and become a RASM Certified Waterfront Specialist (CWS). Members Free.Non-CE.

CIPS GLOBAL DAY

Wednesday, November 20 8:30 a.m. - 5:00 p.m. [ South ]

Explore real estate markets across Europe, Asia, Africa, the Americas, and the Caribbean with a focus on economic trends, international financing, and investment opportunities. Delve into global challenges such as economic uncertainty, housing affordability, geopolitical shifts, technological advancements, and environmental sustainability. Discover key updates on urban development, currency trends for 2025 and the risks of buying new construction or off-plan overseas. Learn best practices for referrals and leveraging global marketing platforms. Members Free.

UPCOMING CLASSES CONTINUED

Learn more at myrasm.com/calendar to register.

NAR ACCREDITED BUYER’S REPRESENTATIVE (ABR)

Wed., Nov. 13, & Thurs., Nov. 14 11:00 a.m. - 6:00 p.m. [ Online ]

Mon., Nov. 25, & Tues., Nov. 26 8:30 a.m. - 5:00 p.m. [ South ]

The Accredited Buyer’s Representative (ABR®) designation establishes a foundation of training, skills, and resources to help real estate professionals succeed as a buyer’s representative. This course is specifically designed to help Realtors® to conduct a buyer counseling session, sign buyer clients to a written buyer representation agreement, negotiate buyer clients’ offers, and bring the transaction to a successful close. Members Free. 8 CE HRS.

ICE: INSTRUCTING A FIRST TIME HOME BUYERS WORKSHOP

MLS REQUIRED CLASSES

In-person MLS classes take place in the beginning of the month at RASM South and RASM North. Live webinars are available for required and elective classes. If you prefer to complete your required education by taking a self-paced online class, please visit learn.stellarmls.com

MLS BASIC

Wednesday, November 6 10:00 a.m. – noon [ South ] Monday, December 2 10:00 a.m. – noon [ North ]

Wednesday, December 4 10:00 a.m. – noon [ South ]

This required class teaches every new Stellar MLS subscriber the basics of how to use the Matrix MLS System to power their real estate business. Topics include navigating the system, setting up a property search, direct and auto emails, managing contacts, and personalizing the Matrix system.

Thursday, Decmber 5 1:00 p.m. - 4:00 p.m. [ Online ]

This course will prepare Realtors® to provide a compelling, informational, and effective Home Buying Workshop to their customers easily! Ideal for anyone who wants to make a strong impression and gain client trust, this course has been awarded the Best Practices Award from HUD. Members $10, 2 CE HRS.

TOP PRODUCER PANEL

Monday, December 9 1:30 p.m. - 3:00 p.m. [ South ]

What do Sarasota and Manatee top producers know that you don’t? How did they achieve their top producing sales sucess and what secrets can you learn from them? Members Free. Non-CE.

INTRO TO CONTRACTS

Wednesday, December 11 1:30 a.m. - 4:30 p.m. [ North ]

A real estate contract, by definition, is a legally binding document between parties, that states the terms and conditions of the purchase and sale of real property. A real estate contract is also known as a real estate purchase and sale agreement, and standardized documents that have been approved by the Florida Association of REALTORS® and the Florida Bar, are generally used. Members Free. Non-CE.

RENE: REAL ESTATE NEGOTIATION EXPERT CERTIFICATION

Monday, December 16, 8:30 a.m. - 5:00 p.m.. [ North ]

Tuesday, December 17, 8:30 a.m. - 5:00 p.m.. [ North ]

This certification is for real estate professionals who want to sharpen their negotiation skills. The RENE certification program gives Realtors® the tips and tools they need to be skillful advocates for their clients. This new 2-day course is an interactive experience to help negotiators elevate their game! Members $99, 8 CE HRS.

MLS COMPLIANCE 101

Wednesday, November 6 1:00 - 2:15 p.m. [ South ]

Monday, December 2 1:00 - 2:15 p.m. [ North ]

Wednesday, December 4 1:00 - 2:15 p.m. [ South ]

A key purpose of the MLS is to provide real estate brokerages a mechanism to compensate each other for bringing buyers to each other’s listings. In order for this to work, it is critical that we share accurate data, and enter listings in a way to maintain the cooperative nature of the MLS. This required class for new subscribers reviews the MLS comprehensive Rules and Regulations to ensure that all users have access to the best data possible.

MLS ADDING & EDITING LISTINGS

Wednesday, November 6 2:30 – 3:45 p.m. [ South ] Monday, December 2 2:30 – 3:45 p.m. [ North ]

Wednesday, December 4 2:30 – 3:45 p.m. [ South ]

This class is mandatory for agents who will be adding and modifying listings in the MLS. We walk through the process of gathering listing data, entering listings into the MLS, adding photos and attachments, and modifying listings, and share tips in the listing entry process. •

RASM MEMBERS NOW WITH

RASM Membership Update

By: Jessica Montague, Member Services Director

Bradley Bowermaster, Keller Williams Realty Select

Linda Brand, Selling The Sunshine Realty

Justin Brunswick, Keller Williams On The Water Sarasota

John Tanner Carlson, Keller Williams On The Water Sarasota

Cristin Marie Carter, Capozella Real Estate

Mintah Joy Chapman, Keller Williams On The Water Sarasota

Celine Nicole Charleson, Preferred Shore LLC

Janelle Christian, Epique Realty Inc.

Jeanine Colavecchi, Premiere Plus Realty Company

Elizabeth Marie Coleman, Keller Williams On The Water Sarasota

Jordan Coleman, Keller Williams On The Water Sarasota

Nisan Daley, Realty Hub

Joleen Dimino, Coldwell Banker Realty

Theresa DiNapoli, KW Suncoast

Kathryn Dowd, Realty One Group MVP

Kathryn Drost, Compass Florida LLC

Kelly Drost, Compass Florida LLC

Carminia Lim Escueta, Living Vogue LLC

Heidi Theresa Gibson, Compass Florida LLC

Michele Good, Epique Realty Inc.

Maxim Gorenyuk, Core Realty Associates, Inc.

Rebecka Guilfoyle, Zhuzh SRQ

Jokena Marie Hedges, Realty One Group MVP

Ryan Heers, Coldwell Banker Realty

Ryan Scott Hendricks, Realty One Group MVP

Eric R. Hoonhout, Keller Williams On The Water Sarasota

Jessica Hurley, Premier Sothebys Intl Realty

Jo James,Coldwell Banker Realty

Jean O. Jannopoulo, The Sunshine State Company

Jeffrey Jordan, Michael Saunders & Company

Jennifer J. Jordan, Michael Saunders & Company

Katia Linzalone, Real Broker, LLC

Robert A. Louloudes, Starz Real Estate, LLC

Peggy A. Lovejoy, Edina Realty, Inc.

Spencer Markell, Keller Williams Realty Select

Jessika Matos, Serhant

Sarah Beth Mayer, Marcus & Company Realty

Midge C. McCarthy, Re/Max Platinum Realty

Matthew McCutcheon, EXIT Select Realty

Emily Nelson, Keller Williams Classic Group

Megan Olson, Ranch Realty

Pastor Rodriguez, Yamila - Real Broker, LLC

Katerina M. Peltier, Coldwell Banker Realty

Matthew A. Perea, Coral Bay Realty LLC

Daniel Bernard Perry, KW Suncoast

Rosalie L. Phillips, Michael Saunders & Company

Svetlana Ponomarenko, Realty One Group MVP

Lydiette Quinones, Real Broker, LLC

Jeffrey D. Reali, Preferred Shore LLC

Robert Reincke, Bright Realty

Sarah H. Rockey, EXP Realty LLC

Catherine Ronquillo, Coldwell Banker Sarasota Cent.

Victoria N. Shilenko, Realty One Group MVP

Rita L. Suarez, Better Homes & Gardens Real Estate

Brendan Sullivan, Preferred Shore LLC

Nisha Surve, Real Broker, LLC

Justin Tarica, Fine Properties

Miroslav Tmej, Starlight Palms Property Management, LLC

Jason Torres, Living Vogue LLC

Matthew Voss, Preferred Shore LLC

Karen Wantuck, Coldwell Banker Realty

Elaine Wetterstein, CanZell Realty Inc. •

NEW DESIGNATED REALTORS®

Vittorio DeFrisco, Exit Realty Premier Elite

Ramon Gaber, Realty Mark Associates

Cynthia M. Infiesto, EXIT Select Realty

Tracey Nix, Nix Real Estate Group, Inc

Wendy M. Rost, Wendy Marie Rost Licensed R.E.

Ben G. Schachter, Signature International Real Estate, LLC

Anne Russell Sullivan, AR Realty

Miroslav Tmej, Starlight Palms Property Management, LLC

NEW REALTORS®

Patricia Bailey, Limitless Sky Real Estate LLC

Katia Balcazar, Coldwell Banker Realty

Nicholas J. Bamundo, Legacy Premier Realty LLC

Adam Barnhart, Exit King Realty

Samuel Richard Billesbach, Living Vogue LLC

Stacie Blackwell, Keller Williams Classic Group

Lashawn Deshay Bowman, EXP Realty LLC

Klaus Breitsameter, Charles Rutenberg Realty Inc

Carolyn Burgess, Keller Williams Realty Select

David C. Burgess, Keller Williams Realty Select

Benjamin J. Cannon, Bright Realty

Alexa Carlsen, Keller Williams On The Water S

Brooks S. Carson, Align Right Realty SRQ Opulence

Calvin Caruso, Keller Williams On The Water S

Juan Emiliano Casique, KW Suncoast

Courtney Caudill, Preferred Shore LLC

Nikola Couri, Compass Florida LLC

Joan M. Covell, EXP Realty LLC

Bradley Thomas Deakin, RE/MAX Select Group

Robin Carroll Diaz, Veterans Realty Inc.

Julia Mafalda Scal Distel, HomeSmart

Shannon Anne Dodge, Preferred Shore LLC

Anna J. Fattore, Coldwell Banker Realty

Gideon Fisher, Keller Williams On The Water S

Logan Victoria Frame, Keller Williams On The Water S

James Frederick, Align Right Realty SRQ Opulence

Anne Courtney Freeman, Michael Saunders & Company

Joshua Galletto, IVP of Florida Inc.

Vladimir Gonzalez Guerrero, Realty One Group Skyline

Karin Graham, Coldwell Banker Realty

Stacy Grillo, Keller Williams On The Water S

Karen Gutierrez, Coldwell Banker Realty

Kimberly Hamilton, EXP Realty LLC

Kristina Hayden, Keller Williams Realty Select

Leslie Heath, Coldwell Banker Realty

Christopher Edward Heilman, EXP Realty LLC

Courtney Hyatt, Keller Williams Realty Select

Janelle Joy Jarvis, Coastal Real Estate Florida LLC

Ian Michael Johnston, Relax Realty Group Inc.

David Kushner, EXP Realty LLC

Phuong Thi Kim Le, Future Home Realty Inc

Brianna Lindauer, Realnet Florida Real Estate

Mary Jo LoParco, PMI Sarasota

Malwina Lubonski, Preferred Shore LLC

August Jeffrey Luft, Medway Realty

Abby J. Major, Preferred Shore LLC

Scott Malouf, White Sands Realty Group FL

Christopher Manning, Preferred Shore LLC

Brittany Michelle McCarthy, Keller Williams Realty Select

Kevin S. McEvoy, Dalton Wade Inc.

JoAnne McGinnis, Medallion Real Estate

Kristin McLallen, Bishop West Real Estate LLC

Paul Alfred Mejia, Veterans Realty Inc.

Iolanda Mija, Dalton Wade Inc.

Roland Floyd Miles, William Raveis Real Estate

Jacquie M. Murray, Fathom Realty, LLC

Soung-Ja Nam, Fine Properties

Maria Lorena Olivares Dikdan, EXP Realty LLC

Ashley Palizzolo, Coldwell Banker Realty

Andrea E. Palmer, Robert Slack LLC

Jessica Lane Paugh, Weichert Realtors® Hallmark Pro

Jose Ignacio Peraza, KW Suncoast

Franceau Pierre, Keller Williams On The Water

Manuela Lisa Povsic, Adams Home Realty Inc.

Joshua Pratt, EXP Realty LLC

Mariana Rascassi, Azzurro Realty

Aulet Reyes Vazquez, Paradisus Realty Group CO

Camden Lee Rodman, Adams Home Realty Inc.

Thomas Rummel, William Raveis Real Estate

Sean Ryan, Better Homes and Gardens Real Estate

Atchley Properties

Adam K. Sabari, LPT Realty

John Santora, Keller Williams On The Water

Sarasota

Brandi Schwatka, Bright Realty

Eduardo Shacklett, EXP Realty LLC

Shirah Knight, Adams Home Realty Inc

Antonia Soskin, Fine Properties

Neal Jason Strayhorn, Dalton Wade Inc.

Lucia Tavares Giusfredi De Brida, Coldwell Banker Realty

Shelley Terrelonge, Fine Properties

Jane K. Tice, Berkshire Hathaway HomeService

Gerard Tomchinsky, KW Suncoast

Tracey Lee Tristany, Keller Williams Island Life Re

Barbara Ann Wahlstrom, Berkshire Hathaway HomeService

Nicole Ward, Waterside Realty LLC

Stephanie White, Signature Premier Properties LLC

Hunter Michael Wyss, Signature Premier Properties LLC

Jason Young, ICI Select Realty

Patti Zehner, Keller Williams Classic Group •

NEW BUSINESS PARTNERS

BETHPAGE FEDERAL CREDIT UNION

899 S Oyster Bay Road

Bethpage, New York 34211

Representative: Robert Carolla

Email: Rcarolla@bethpagefcu.com

Great mortgage rates and low fees. We could be the key to your dream home.

CAREFREE DESIGN

1091 Central Ave Sarasota, Florida 34236

Representative: Tricia Battin

Email: closets@carefreedesign.com

We are here to help our clients make the best use of their space whether it is a small linen space, room sized walk-in closet or a garage that is out of control. Carefree Design Center can help you turn that extra bedroom or den into a home office and can include a wallbed that will provide that extra space when company comes.

EXPRESS TITLE SERVICES LLC

1990 Main Street Suite 750 Sarasota, Florida 34236

Representative: Brett Haller

Email: Brett@ExpresstitleservicesLLC.com

Our customers close with confidence because they know a knowledgeable attorney has overseen the transaction and is available to explain the legal details before signing takes place. Express Title Services, LLC focuses on the representation of buyers and sellers in residential and commercial real estate transactions.

GET REAL ESTATE PHOTOGRAPHY

4479 Rockwood Dr Palm Harbor, Florida 34685

Representative: Debrah Crawford

Email: info@getrealestatephotography.com

We are a coast to coast real estate photography and videography company for all of your photo, Matterport 3D, and video virtual tour needs.

KERFIN INSPECTIONS INC.

144 Holly Bank Ave

Nokomis, Florida 34275

Representative: Tim Kerfin

Email: TKInspect2@AOL.com

What can Kerfin Inspections, Inc. do for you? With Kerfin Inspections, Inc. inspecting and reporting on your home or commercial building, you can rest easy knowing everything will be given a close and detailed

look. Our broad range of services coupled with our innovate inspection techniques, including drone services, means you’ll get a complete report on your home or commercial property. Speaking of the report, our final spreadsheet of information will be easy to read and will give you all the information you need to move forward with any repairs. Reach out to Kerfin Inspections, Inc. right now to consult with home inspection specialists in the Chicagoland, IL area.

TRADEMARK ROOFING

7365 Merchant Court Unit 3 Lakewood Ranch, Florida 34240

Representative: Tristan Starbird

Email: tristan@trademarkroofingLLC.com

We take great pride in the experience, expertise, quality of work, and customer service that we provide to our customers. From beginning to end of each project, our #1 goal is to provide excellent workmanship and complete customer satisfaction. Our reputation is based on service, safety and quality, regardless of how large or small the job. •

BECOME AN EXPERT IN WATERFRONT PROPERTY

2024 ANNUAL SPONSORS PLATINUM

community by

2 counties 20 employees 15 directors

We are an innovative and relevant association that elevates the standards of professional excellence, and are critical to our members’ success, while providing value to our community. $75,000

committees 470+ affiliates 9,000+ realtor® members

visit myrasm.com/statistics

Single-Family Homes

Sarasota County

Single-Family Homes

Manatee County

Monthly Distressed Market - September 2024

Sarasota County Townhouses and Condos

Monthly Distressed Market - September 2024

Townhouses and Condos

Manatee County