HIP | LIFE SKILLS
FINANCIAL HEALTH CHECK Taking control of your finances can make a big difference to your life, your mental health – and your future. Here are some money management ideas for starting habits you’ll want to keep.
INCOMING/OUTGOING
■ Spend some time working out what you have coming in and going out ■ Once you know where your money is going you can spot areas where you could make savings. There are budgeting apps that break down your spending – check if your bank offers a spending tracker, too. ■ Check your bank account daily. It’s a great way to stay on top of what you’re spending.
SPEND LESS
Little expenses add up – that daily £2 drink and crisps could cost more than £700 a year. By making a small change (buy your crisps and drinks at the supermarket in bulk and take them with you each day) you’ll be able to save the difference.
BE MONEY SMART 38
| SUMMER 2022 > WWW.HIP-MAGAZINE.CO.UK
