DAILY NATION Wednesday August 19, 2020

C3765-30-31

Daily

www.dailynation.info | dailynation@ymail.com

Vol. 6. Issue 2686

ACC, DEC Kasama WILI CONSPIRACY MP warns UPND chief TS SLAMMED …selective Price K10

Mr. Sampa

Wednesday August 19, 2020

is h t n ow rican o h W Ame Anglo uilding? b

P.3 ERB probe on Mr. Mucheleka

Zesco units on-going

Recently, ERB announced it had launched investigations into Zesco following complaints from customers and reports in various media outlets on power units depleting quickly.

FILEPHOTO: This building among many other high value properties in Lusaka and beyond should belong to pensioners from the Mines but does not. Neither the DEC nor POLICE or indeed ACC have bothered to find out why not, and who owns it.

…apologise or else, Mucheleka told

RS

[Page 4]

Nakacinda says revised ECZ nomination fees fair

investigations eroding public confidence “In all jurisdictions where leadership emerges through a democratic process, candidates

By SILUMESI MALUMO and PETER SICHALI are requested to pay some nomination fee,” Mr Nakacinda CC and DEC are both compromised because they have said.

terror A and Anglo Odinga America onsKenyatta mustdivisions pay for lead pledge to heal

failed to investigate cases in which UPND president Hakainde Hichilema is reportedly involved.

These include the sale of Intercontinental Hotel in Livingstone and the forensic audit report of Saturnia which has remained secret.

The behavior exhibited by the two instutions shows that they are becoming becoming irrelevant to the Zambian people, says New Congress Party leader Peter Chanda STORY ON PAGE 3

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STORY ON PAGE 3

See story on Page 19 posioning

STORY ON PAGE 3

We presented a full dossier, of what we believe to be high level money laundering, and conflict of interest which has left pensioners destitute, but neither the ACC nor DEC has acknowledged any of our submissions and we understand that a police officer who was assigned to investigate has been transferred out of the unit and outside Lusaka, - Expendito Chipalo Representative BP retirees.

Commonwealth LCC summons PHI AFRITANK P.2 RB extols sidelines ZCID on residents, developer late Grey Zulu dialogue preps over land row Why has > 20 years' Expected Lifespan outdoors?

Because it contains double layer with the pale green outer layer and inner layer of> 2.3% Carbon Black - melt compounded into Polyethylene - to block and provide effective protection against the harmful effects of the Sun's Ultraviolet Rays Other features Double layer tank, 100% virgin food grade material, Corrugated walls for extra strength, 5 Years warranty against the manufacturing defect Side Manhole access, ease of inspection and installation

See story on Page 4

ConCourt must explain Chilanga vacancy - YALI

AFRITANK is the part of AquaSanTec group of companies, the

C6098

Most trusted brand in Kenya, Uganda, Rwanda, Zambia and South Sudan market, As a group over 30 years legacy in manufacturing of water storage tanks.

See story on Page 2

THE Lusaka City Council has called for a meeting with aggrieved residents of PHI opposed to the development of a shopping mall.

It is being constructed by a Chinese firm on land under the Zesco pole lines near the Praise Worship Centre in Lusaka.

STORY ON PAGE 3

FORMER President Rupiah Banda says veteran politician Grey Zulu, who died on Sunday will always be a source of great pride for the country’s younger generation.

Mr. Banda said Mr. Zulu was a great icon and a giant in Zambia and Africa’s liberation struggle, according to a statement issued by the Office of the Fourth Republican President.

Uncertainty over Mopani sends jitters

By SANFROSSA MANYINDA

A

S the 90-day notice to suspend operations comes to an end this month at Mopani Copper Mines, stakeholders in the mining industry have described as worrying the silence over the future of the mining firm.

STORY ON PAGE 2

Wednesday 19 August, 2020

HOME NEWS

UNCERTAINTY OVER MOPANI SENDS JITTERS …as suspension notice gets closer

By SANFROSSA MANYINDA

A

S the 90-day notice to suspend operations comes to an end this month at Mopani Copper Mines, stakeholders in the mining industry have described as worrying the silence over the future of the mining firm.

Stakeholders said they are not comfortable with the lack of information on matters surrounding the future of the mining firm.

The Glencore-owned copper mine in April this year placed Mufulira and Nkana units on care and maintenance citing economic challenges and the outbreak of the Covid-19.

However, the firm back pedalled after Government intervened, but tendered a 90-day notice to place the assets on care and maintenance again.

Association of Mine Suppliers and Contractors president, Augustine Mubanga, told the Daily Nation in Kitwe

that there was urgent need for Government and Mopani to advise the way forward.

"We need to know so that we can all have the knowledge on the way forward. Let the government quickly make available the decision it has made so that stakeholders are aware of what is going on regarding this matter," he said.

Mr Mubanga observed that the silence only brought uncertainties among stakeholders as far as the current position was concerned.

In a separate interview, Mineworkers Union of Zambia (MUZ) president, Joseph Chewe, said that Mopani and Government's silence was creating anxiety among workers and other interested parties.

"It is time that Government said something on the matter before a bad message is sent to some individuals and organisations dealing with the mines," Mr Chewe said in Kitwe yesterday.

But Ministry of Mines

Permanent Secretary, Barnaby Mulenga, said: "The matter is still under consideration and consultations are being made, that is why we have been quiet. We shall issue a statement once everything is concluded."

The mining firm also complained about delayed Value Added Tax (VAT) refunds and the falling copper prices on the international market.

However, copper prices are fairly favourable, hovering around $6, 400 per tonne on the international market.

all its clients, Provisional Liquidator Milingo Lungu has said.

Mr Lung said while the company had made significant strides in clearing some outstanding debt, especially to small and medium contractors and suppliers, not all debt owed by KCM to all stakeholders had been paid off.

“Like in any liquidation process, the company continues to engage suppliers and contractors of goods and services on new terms post-liquidation.

“In order to have smooth operations in the company,

all new debt is being given priority in terms of settlement for various reasons, including ensuring the sustainability of KCM and protecting employment, and to have continuity with relations enjoyed with these suppliers and contractors,” he said.

Mr Lungu said all historical debt, pre-liquidation, would only be settled at the conclusion of the liquidation process in line with provisions of the law.

“Therefore, KCM will continue to owe suppliers and contractors who will be paid at the conclusion of the

liquidation process,” he said.

Mr Lungu called for patience among stakeholders owed money as the debt would be settled in full once the liquidation process was over.

“I also would like to advise our stakeholders that KCM management is indeed focused on ensuring continued production in order to maintain the company as a going concern and meet its immediate obligations as the government continues with the process of seeking a new strategic equity partner for Konkola Copper Mines,” Mr Lungu said.

Modern Maina Soko Hospital nears completion

By SIMON MUNTEMBA THE construction of the modern specialised Maina Soko Military Hospital in Lusaka is nearing completion.

And Government has expressed happiness with the works done on the multimillion health facilities so far by an Israeli contractor, Ashtrom.

Speaking when special assistant to the president for project implementation and monitoring Andrew Chellah inspected the project yesterday, Ashtrom Zambia managing director, Guys Gross said the project had reached 95 percent completion.

Mr Gross said all the constructing works were done on the modern 250-bed capacity hospital and only installation of equipment were being done.

He promised Mr Chellah, who was accompanied

by Ministry of Defence Permanent Secretary Felix Phiri that the project would be

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handed over to government next month.

Meanwhile, Mr Chellah said he was impressed with the works.

Mr Chellah said the multi-million health facilities would go a long way in the provision of specialised health services to Zambians and reduce expenses of sending patients abroad for specialist treatment.

He also applauded Ashtrom for having incorporated Zambian contractors in the project.

Mr Chellah also urged the Zambian contractors to acquire skills and knowledgeable transfer from the foreign contractors as a way of enhancing their capacity in the industry.

Maina Soko deputy commandant Colonel Floyd Malasha requested the government to allow the medical facility to temporarily close the inpatient department to enable staff familiarize themselves with the modern equipment.

Col. Malashi also requested the government to increase the numbers of health personnel at the facility saying there would be shortage of human resource when it opens its doors to the public.

ZRA collects K25.7m in KCM on course in debt payment, says liquidator mobile tax payments

By SILUMESI MALUMO KONKOLA Copper Mines (KCM) has made progress to settle debt owed to

ZCCM-IH dig in on gold procurement

By SILUMESI MALUMO ZCCM-IH has made strides in procuring gold from artisanal and small-scale miners, Public Relations Manager Loisa Kakoma has said.

Ms Kakoma said even when during the dry period alluvial gold was difficult to mine, but the company had made progress buying the precious

mineral from the miners.

She did not however disclose how much kilogrammes ZCCM-IH had procured, but that the company was on the ground to ensure that it mopped up enough gold from the miners.

“Alluvial gold becomes a challenge to mine when it is the dry season. Alluvial gold requires a lot of water to be

Ms Kakoma “Alluvial gold becomes a challenge to mine when it is the dry season. Alluvial gold requires a lot of water to be extracted, so now it is dry the miners only extract small quantity.

But we have made progress buying from small-scale miners.” extracted, so now it is dry the miners only extract small quantity. But we have made progress buying from smallscale miners.

“And we cannot say that this month we shall get so much kilogrammes like Kansanshi

which is able to produce so much, no, it is erratic. You need to understand the dynamics in the artisanal mining especially the one with alluvial gold.

Ms Kakoma said the company would ensure that it mopped up all the alluvial gold being mined.

“You can’t say the guaranteed tonnages or kilos is coming from this side no, they increase as they mine,” she said.

Meanwhile, Ms Kakoma said the projected 40, 000 kg target would not only be mopped up by ZCCM-IH but also Kansanshi mine that had been involved in producing gold.

By BUUMBA CHIMBULU OVER K25.7 million has so far been collected from mobile tax payment solutions in the last three years by the Zambia Revenue Authority (ZRA), as the organisation launches Tax on WhatsApp Payments.

By the end of last month, over 52, 000 transactions had been made through the mobile tax payment system, translating into revenue collection of more than K25.7m since 2017.

ZRA Commissioner General, Kingsley Chanda, said they first implemented the mobile tax payment solutions in April 2017.

Mr Chanda was speaking in a speech read for him by ZRA Commissioner Customs, Sydney Chibbabbuka, yesterdayin Lusaka during the launch of the tax on WhatsApp Payments.

At the same function, ZRA signed a Memorandum of Understanding with 534 Konse Konse and Investrust Bank for the implementation of the online tax payment solutions.

"Currently, over 90 percent of our payments are online and we hope this product we are launching today will push to a 100 percent online payments," Mr Chanda said.

He said taxpayers would be able to pay their taxes directly from their phones using the Tax on WhatsApp which automatically linked to either mobile money account of bank account.

Mr Chanda explained that the innovations was aimed at supporting already existing payment platforms.

The platform, he said, was part of the agenda to make tax payments easy for taxpayers.

Investrust Managing Director, Simangolwa Shakalima, said the partnership with ZRA would enable customers make domestic tax payment through their mobile phone using WhatsApp amid the Covid-19 crisis.

“This innovation we are bringing in is convenient to our customers and it could have come at a better time in the Covid-19 environment and as Investrust we are really proud of this partnership in the sense that some investment we have done in improving our digital channel is now bearing fruits,” Mr Shakalima said.

And cGrate Zambia (543 Konse Konse) Managing Director, Kelvin Chikomo, said the partnership with ZRA was significant as there were no more excuses that the tax payment process was cumbersome and laborious.

DAILY

From page 1 And a former BP employee, Mr Expendito Chipalo said he and others had revealed a dossier of how employees’ pension was stolen to the ACC but nothing had been done.

Mr Chipalo said in an interview yesterday that theft of employees’ funds was a serious criminal offence but the ACC was reluctant to investigate the matter.

Mr Chipalo said it was shocking that even though it was given evidence four years ago, the ACC had not shown any seriousness to deal with the matter.

“We presented a full dossier, of what we believe to be high level money laundering, and conflict of interest which has left pensioners destitute, but neither the ACC nor DEC has acknowledged any of our submissions and we understand that a police officer who was assigned to investigate has been transferred out of the unit and outside Lusaka,’’ he said.

And New Congress Party president Peter Chanda has

Wednesday 19, August 2020

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ACC, DEC CONSPIRACY SLAMMED …selective investigations eroding public confidence

complained that despite a public outcry on the need to investigate Mr Hichilema’s role in the Saturnia scandal, press queries on the same have remained unanswered.

Pastor Chanda said it was prudent that the ACC became professional in its operations.

Pastor Chanda said President Edgar Lungu was correct that the fight against corruption was selective and targeted at government officials with intention of compromising government under his leadership.

He said both the ACC and DEC are compromised because they are just targeting certain individuals who have not even indulged in corrupt activities, leaving some opposition leaders who had put the economy in a mess

during privatisation through the dubious sales of national assets.

Pastor Chanda claimed the two institutions were prosecuting innocent people who had acquired property genuinely.

He said in serious cases like the mysterious 48 houses and the sale of Intercontinental Hotel, the two institutions had failed to investigate or prosecute those who were involved.

Pastor Chanda said there was evidence on these two cases but the only thing they were focusing on was to scandalise those in the ruling party.

He said the behaviour exhibited by the two institutions showed that they were becoming irrelevant to the Zambian people.

And former Vice President Enoch Kavindele said it was shocking that the ACC has left

the owner of the 48 mysterious houses without being prosecuted when they knew who it was. Mr Kavindele said the owner of the 48 houses must face the law like some ministers were being prosecuted for alleged corruption.

He said a number of Government officials had “outsmarted” politicians and were now buying expensive property.

He said a civil servant who was on Government payroll could not build such houses worth millions of Kwacha.

He said in an interview yesterday that it was prudent that the ACC ensured that the owner was prosecuted without delay. Mr Kavindele said a number of Government officials were involved in corruption and that the law would catch up with

them soon.

Meanwhile, Zambia Republican Party president Wright Musoma has charged that it is hypocritical for UPND to comment on sale of any property in Zambia when they have failed to explain how some of their leaders enriched themselves from the privatisation of state assets.

Mr Musoma said it is hypocritical for UPND to suggest that it would be too expensive for NAPSA to buy Chrismar Hotel. "It is a viable business because it's not like how a known opposition leader sold Intercontinental Hotel at $5m when there were higher bidders just because he also wanted the hotel," Mr Musoma said.

He said in as much as there was no deal yet for the sale of

Chrismar Hotel, it would be a move in the right direction for NAPSA to buy the hotel because it was a viable business.

Mr Musoma said it defies logic for the UPND to comment on the sale of any property because the country still awaits answers on how state property including Intercontinental Hotel in Livingstone were sold at giveaway prices.

He said the UPND, which always want to politicise everything including straight forward issues, should first of all explain to the nation how their leaders suddenly became rich.

"UPND has once again shown their ignorance and hypocrisy by trying to comment on issues that some of their own leaders have failed to explain," Mr Musoma said.

LCC summons PHI residents, developer over land row

By AARON CHIYANZO FILE PHOTO : Mr Banda greets Mr Zulu at RCZ Golden Jubilee

RB extols late Grey Zulu

By NATION REPORTER FORMER President Rupiah Banda says veteran politician Grey Zulu, who died on Sunday will always be a source of great pride for the country’s younger generation.

Mr. Banda said Mr. Zulu was a great icon and a giant in Zambia and Africa’s liberation struggle, according to a statement issued by the Office of the Fourth Republican President.

He said Mr. Zulu served the country with distinction in various portfolios, including holding the second highest position in the UNIP government.

“I am saddened by the death of veteran politician Grey Zulu whom I considered an elder brother and mentor,” Mr Banda said.

Mr. Banda said Mr. Zulu would always be a source of great pride for the country’s younger generation.

ECZ stands ground on voter registration

By GRACE CHAILE-LESOETSA THE Electoral Commission of Zambia (ECZ) says restricting voter registration for the 2021 elections to 30 days is not a breach of the constitution.

Chief electoral officer, Kryticous Nshindano, said that the registration of voters and prescription of the cut off dates in respect to the registration of voters and the compilation of the register of voters was prescribed under the Electoral Process Act number 35 of 2016.

This is in response to the petition filed by Chapter One Foundation, which was asking the Constitutional Court to make an order mandating the state to implement the mobile issuance of National Registration Card (NRC) throughout the country as well as an order for the ECZ to carry out continuous voter registration between elections.

Chapter One Foundation argued that Government violated the Constitution by implementing the issuance of NRC in a manner that contravenes the Constitution.

THE Lusaka City Council has called for a meeting with aggrieved residents of PHI opposed to the development of a shopping mall.

It is being constructed by a Chinese firm on land under the Zesco pole lines near the Praise Worship Centre in Lusaka.

The land belongs to the Chainama Hospital on which the Presidential Housing Initiative was allowed to build structures following extensive invasion by squatters.

A senior PHI official told the Daily Nation that strict instructions were given by Zesco to distance the housing development from the pole lines and a fence was subsequently constructed to stop any development.

In an invitation letter addressed to the PHI Neighbourhood Watch Committee, Lusaka Town Clerk, Alex Mwansa said the meeting was called to hear concerns of both the residents and the developer.

Mr Mwansa said the meeting will be held today in the Council Chamber at 14 hours.

“Following media reports that the residents of PHI residential area opposed the development of a shopping mall on the land reserved for other services, Council has decided to invite you and the developer to a meeting to hear the concerns of both parties,” the letter reads in part. Residents recently blocked the Chinese developer from constructing a shopping mall on land dubiously allocated by the Lusaka City Council.

The residents have mounted security

to ensure that the developer did not have access to the land.

Lusaka City Council Public Relations Manager, George Sichimba, confirmed that the Chinese developer had rights to the land because he had title deeds from the Ministry of Lands.

But Ms Jacqueline Chishimba, a member of the PHI neighbourhood watch said the council refused to sell the land in question to residents to set up a youth centre.

The council, she said, advised that the area was not safe because it was under Zesco pole lines but surprisingly the local authority sold the same plot to a Chinese firm to construct a mall.

Lands Minister Jean Kapata also said the ministry would investigate the sale.

Financial fraudsters ‘clipped’

By BUUMBA CHIMBULU

FINANCIAL sector regulators have launched a campaign aimed at protecting the public from fraudulent financial products such as pyramid schemes in the different ways they are offered.

Pensioners, farmers, workers and entrepreneurs have been targeted in different ways, with some losing their money, including life savings, such as pensions to unlicensed entities on the promise of high returns.

The Bank of Zambia, Pensions and Insurance Authority, and Securities and Exchange Commission launched the Financial Sector Joint Messaging Communication Campaign yesterday in Lusaka.

The campaign, which will run for 12 months on various media platforms including social

media, will cover topics such as digital financial services, network marketing, insurance services products, pyramid schemes and cryptocurrency, among others.

In a joint statement, the regulators expressed concern that the public fell prey to fraudulent financial products and misleading investment adverts offered by entities operating outside the ambit and supervision of the three financial regulators.

The regulators believed that fraudulent financial activities perpetrated by unlicensed entities could not thrive in an environment where members of the public were well informed about various financial products and services.

“It is, therefore, our hope that this Campaign will equip our citizens with the information needed to make informed and

The public fell prey to fraudulent financial products and misleading investment adverts offered by entities operating outside the ambit and supervision of the three financial regulators.

prudent financial decisions.

“The ability to identify fraudulent financial products is especially critical at a time when information and communication technologies have flattened geographical boundaries and enabled new,

faster and more sophisticated ways of committing fraud,” the regulators said in their statement.

The campaign, the regulators said, was a demonstration of their continuing commitment to empowering and protecting citizens through financial education.

The regulators encouraged the public to take an interest in this campaign to learn more about how they could secure their money, and to only deal with registered financial service providers.

“This is consistent with the National Strategy on Financial Education in Zambia, which seeks to empower citizens with sufficient knowledge, understanding, skills, and confidence to make prudent financial decisions for themselves and their families,” the regulators said.

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Wednesday 19, August 2020

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GREEDY MILLERS

THE disclosure by Agriculture Minister Michael Katambo that some millers are lying low instead of being in the market place stocking up on maize for their milling plans makes sad reading.

It makes sad reading because they are doing so as they want to reap where they did not sow – all this is due to greed.

And we feel it is this spirit of greediness that must be exorcised from their mentality – even if it means running them out of business.

According to Mr Katambo, some millers are reluctant to buy maize because they think the Food Reserve Agency (FRA) will come to their rescue when they run out of maize.

Mr Katambo said Government had noticed that some millers were reluctant to go on the market to buy maize.

"In view of this situation, Government wishes to strongly advise the millers that are reluctant to buy to start buying and stop thinking that the Food Reserve Agency will come to their rescue," Mr Katambo said.

Mr Katambo cautioned all millers that were seeking to access maize from the FRA that they would not receive any support at the expense of the millers and grain traders that had invested their own money and buying maize from farmers.

It certainly would be unfair to those millers who are buying maize on the open market and incurring costs to compete with their colleagues banking on obtaining subsidised maize.

Mr Katambo pointed out that Government will not entertain any opportunistic behaviour from millers as they will result in market distortion which will affect the investment that has been made by genuine players in the industry.

Millers who are not buying maize on the open market should in fact be warned that this time round, they will not be in a position to play tricks with the government.

We believe that before the end of the year, the milling plants set up under the Zambia National Service will be in full production – and we all know that the institution is capable of growing its own maize.

And if anything, we would rather the FRA releases maize to ZNS-run milling plants knowing full well that the end consumers will not pay through the nose.

Private milling firms ought to be reminded that much as the government has set up an enabling environment for them to operate that will not entail giving them “free” maize.

We would have thought that every serious miller would by now have people in the market place buying maize for their milling firms, and ensure they have enough stock until the next season.

But nay. They are playing tricks with the government knowing very well that when there is no maize to buy on the market and the price of mealie meal shoots up, the State will intervene.

They have been there before and they know how to manipulate the system. After all, that is what happened last year.

When the price of mealie meal shot up to abnormal levels, threatening social upheaval in the nation, Government was forced to step in and release maize from the strategic reserves held by the FRA at subsidised prices.

We are happy that the minister has stated in no uncertain terms that the millers must stop thinking that the FRA would come to their rescue for their failure to buy maize during this marketing season.

As the minister noted, the maize the FRA holds can only be released when there was a shortfall in the country.

We do not think this will suffice having had a bumper maize crop this season though - definitely not because of being greedy.

That will be living off the poor farmers who sweat to produce the maize. Simply put, they must not expect to reap where they did not sow. Government should in fact blacklist such millers and only allow genuine ones to access maize from FRA should the need arise.

All milling firms should be buying maize on the open market as a liberalised economy entails. That will ensure fair competition among the milling firms and even help separate the men from the boys in the business.

PURSUING JUSTICE AND EQUITY WITH INTERGRITY

OPPOSITION SLEEP-WALKING, SAYS GBM

By SILUMESI MALUMO

IT is wishful thinking for the opposition to predict that the PF will be out of Government in 2021, Patriotic Front (PF) vice chairperson for mobilisation Geoffrey Bwalya Mwamba has said.

He said UPND would be defeated in the 2021 general elections because it had leaders who were political nonentities.

Mr Mwamba said the ruling party national mobilisation team had gone flat out to dismantle all the UPND structures across the country.

He said in an interview yesterday that many UPND members, including influential individuals, had decided to join the ruling PF because the opposition parties had leaders who had no direction.

Mr Mwamba said it was therefore

Mr Mwamba wishful thinking that the UPND would take over Government when it was losing grip on the ground.

No deaths recorded

…142 new COVID-19 cases

By SANFROSSA MANYINDA

Zambia has not recorded any deaths in the last 24 hours, but posted 142 new cases of COVID-19 out of 794 tests done.

This brings the cumulative number of COVID-19 cases in the country to 9,981.

No death was recorded while 20 recoveries were recorded bringing the total number of recoveries to 8, 776.

Health Minister, Chitalu Chilufya, said during the daily update on the pandemic that the ministry would continue sensitizing members of the public on the health guidelines.

Dr Chilufya emphasised the need for people to avoid public places and to always observe social distancing amongst other preventive measures to save many lives.

“It is however sad that we have continued to record positive cases among health workers countrywide. But we will continue to fight as a ministry to ensure that the

Dr Chilufya virus is defeated,” he said.

And speaking during the same update, Home Affairs Minister Stephen Kampyongo said it was unfortunate that people had to wait for punitive measures for them to protect their own health.

Mr Kampyongo said it was each and everyone’s duty to ensure that health guidelines were properly followed.

Mr Mwamba said what determined a party to form government was the grassroot and the UPND was losing members in droves throughout the country.

“Their party leaders always brag of winning the 2021 elections when they have nothing to show. You can make noise on social media that you will take over government come rain, come sunshine but you are losing members each and every day.

“As we speak most influential people in UPND especially here in Northern Province and other regions are expected to join the Patriotic Front. I don’t want to mention names because I will preempt everything,” Mr Mwamba said.

Mr Mwamba said the national mobilisation team would ensure that UPND did not exist especially in PF strongholds.

14 Chingola churches shut

By SIMON MUNTEMBA CHINGOLA Municipal Council (CMC) revoked gathering permits in 14 churches and closed down two bars at the weekend Council Assistant Public Relations Manager, Donna Mbalwe, said the exercise was conducted to monitor adherence to permits for public gatherings.

He said the council was also mandated to check if bars were operating illegally amid the ban during the Covid-19 pandemic outbreak “The activities that took place on 14th August, 2020 by the health inspectors targeted the bars and on Saturday and Sunday the activities which were targeted were weddings, chilanga mulilo, marriage blessings and church gatherings,” he said.

The premises were inspected and monitored for compliance to Covid-19 guidelines.

He said the inspectors found children below the age of 12 years not observing social distancing Mr Mbalwe said the church gathering permits were revoked because some services exceeded one hour and there was no hand washing facilities at the entrances.

“Churches were charged a penalty of 750 and out of 14 which were charged, six had paid and eight were yet to pay to the council, while one bar has paid 1, 000 for operating illegally and one is yet to pay,” he said.

Maintain 9.25 p.c. monetary rate, BoZ urged

By BUUMBA CHIMBULU THE Centre for Trade Policy and Development (CTPD) expects the Monetary Policy Committee to either maintain the benchmark for lending money in the financial market at 9.25 percent or reduce it to supplement efforts in curbing the effects of Covid-19 on the economy.

The MPC will today announce its monetary policy rate, a benchmark which will give a direction on interest rates in the financial market.

CTPD Researcher - Public Finance, Mataa Wakumelo, said the negative economic outlook on which basis, the committee lowered the policy rate in its last sitting had not registered any improvement in the period under review.

Mr Wakumelo recommended that

the fiscal side doubles the effort to complement the steps taken by the monetary authority to stimulate economic activity and minimise the anticipated negative impacts of Covid-19 on livelihoods.

He said this in a statement yesterday.

“While the Centre notes that inflation has continued to increase, rising to 15.8 percent in July from 14.0 percent in March, we remain cognizant of the fact that economic activity has continued to slow down on account of the prevailing Covid-19 pandemic,” Mr Wakumelo said in a statement yesterday.

He indicated that disruptions in business operations due to the pandemic had continued to negatively impact on productivity and ultimately weigh on economic activity.

Mr Wakumelo explained that this was exacerbated by the persistent effects of load shedding, albeit rising production costs stemming from, among other factors, high energy prices and the sustained depreciation of the Kwacha per dollar exchange rate.He also said the significant part of the prevailing inflation was more premised on supply constraints than it was driven by demand pressures.

Mr Wakumelo attributed this to private sector activity which had continued to be stifled by liquidity constraints associated with higher debt service payments necessitated by the depreciation of the exchange rate over the review period.

“It is therefore CTPD’s expectation that the committee relaxes its stance by either maintaining or reducing the policy rate,” Mr Wakumelo said.

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Wednesday 19, August 2020

Absa Zambia named best retail bank

By BUUMBA CHIMBULU ABSA Bank Zambia PLC has been named the 2020 Best Retail Bank in Zambia by the International Business Magazine.

The International Business Magazine awards are established to showcase the best-in-class achievements of budding industrial talent, global leaders and corporates across varied industries related to the international business and finance arena.

This award comes on the back of Absa Bank Zambia introducing new services such as the Vertical Debit and Credit Cards, the NovoFX App that allows customers to make multiple currency payments as well as the Absa Bot, a virtual assistant available 24/7 via WhatsApp and on the website.

Absa Bank Zambia Managing Director, Mizinga Melu, said the award demonstrated the commitment

by her institution to offer customers superior banking and innovative solutions.

Ms Melu said Absa was striving to find new and innovative ways to adapt retail banking offering in the midst of the current global pandemic.

Absa Bank Zambia Retail Banking Director, Harton Maliki, said the strategic focus had been on developing and providing innovative solutions that were in line with global banking trends and offer customers’ convenient banking.

Mr Maliki said the retail business had continued to evolve and that the Bank was constantly identifying new convenient ways to meet customers’ changing banking needs.

“Through strategic partnerships with MNOs to provide services to the unbanked through the mobile money capability as well as providing financial support to customers during this challenging through our Covid-19 relief repayment programme makes us well positioned to be the Retail bank of choice in the market,” he said.

Mr Kampyongo

Kampyongo wins kudos

By NOEL IYOMBWA

HOME affairs minister Steven Kampyongo exercised leadership by condemning the transfer of a traffic officer who was captured in a video circulating on social media, PF Chief Media Administrator for social media Erasmus Mukondo has said.

A video went viral on social media involving a traffic officer in an altercation with a suspected PF cadre.

Deputy Inspector-General of police, Bonny Kapeso, is reported to have transferred the woman.

Mr Mukondo said that Mr Kampyongo reacted in a fatherly manner by condemning the transfer of the officer in question by Mr Kapeso without investigating the matter.

Meanwhile, Mr Mukondo has implored civil servants to avoid passing political opinions.

He said that civil servants must be non-partisan and avoid any altercations with political cadres as they risked being labelled as cadres or belonging to a certain party.

Mr Mukondo however condemned the suspected cadre for dragging the name of the President in a personal misunderstanding.

He said that the PF not support any violent act by its members adding that any misunderstanding at individual level should have nothing to do with the party.

“It is very embarrassing, altercation was at individual level so it had nothing to do with the party, and the name of President should not be dragged in personal matters.

“On the other hand the alleged cadre should not have uploaded the video on social media, since he had evidence he would have handled it professional.

Meanwhile, Mr Mukondo has called on the Anti-Corruption Commission to investigate all corrupt activities in an equitable manner rather than targeting ministers.

He challenged the ACC to investigate the owner of the 48 houses who is believed to be a civil servant in the Ministry of Finance.

“The ACC should not just target ministers in the fight against corruption, who bought the 48 houses? He is a civil servant in the ministry of finance those are the cases the ACC should follow,” he said.

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K750 MASK FINE SUSPENDED

By TROY MUKUPA

P

OLICE Inspector General Kakoma Kanganja has directed the suspension of the K750 fine and arresting of people disregarding Covid 19 preventive measures such as wearing of masks.

Speaking in an interview after the launch of the point of sale machines by Zambia Police Service in partnership with Zanaco bank at Lilayi Police Training College Mr Kanganja said it has come to his attention that some officers who were deployed on the streets to enforce Covid-19 rules have been abusing this provision.

Mr Kanganja said the suspension of the fine does not mean people should throw away their masks but to continue with all covid-19 health guidelines.

He said the Zambia Police Service will continue sensitising people on Covid-19 pandemic.

Lungu will bounce back - PF

WAN-IFRA dates Zambia for research in sexual harassment in media

By SILUMESI MALUMO

By GRACE CHAILE-LESOETSA

PRESIDENT Edgar Lungu will easily retain power next year as the country goes to the polls because his works are visible and appreciated by many Zambians, says a top Patriotic Front (PF) official.

PF Lusaka Province secretary Kennedy Kamba said the campaign for change of government being propagated by the UPND was a mere exercise in hallucination because they realise President Lungu and the PF were popular and loved by the general citizenry on the ground.

Mr Kamba was reacting to sentiments by the UPND president, Mr Hakainde Hichilema who was quoted in some sections of the media as claiming that there was gloom and doom in the country because the PF does not know its purpose and UPND was the only alternative party to revive the country.

But Mr Kamba in an interview yesterday said, “They say actions and results speak volumes. We can prove this as the PF based on the election

Mr Kamba victories we have continued to record even in by-elections held in purported UPND strongholds with the latest being in Western and NorthWestern provinces.”

He said President Lungu was not just popular for nothing among the people of Zambia, he was popular because as the servant of the people, he had been sensitive to their demands and needs.

“The significant difference is that President Lungu is ‘walking the talk’ by acting on issues affecting Zambians because he is in Government and holding power, while Mr

Road Infrastructure investment needed - tour operator

By OLIVER SAMBOKO THERE is need to invest more in good road infrastructure and air transport to all tour sites for the country to start fully benefiting from its tourism sector, a tourism consultant Rose Musonda has said.

Ms Musonda said poor road network and non-availability of air transport to tour sites was adversely affecting the growth of the tourism sector in the country as foreign visitors were reluctant to visit Zambia because of the longer time they have to travel to tourism attractions due to poor road network.

She said while other neighbouring countries like Zimbabwe and Namibia which compete with Zambia in attracting tourists were putting in a lot to improve their tourism infrastructures, the country has done very little on that score

Hichilema has nothing to point at apart from rhetoric,” he said.

Mr Kamba said, “We are aware of the aggressive campaign propaganda from the opposition, especially the UPND which is desperate to take over power, calling for the change of government and involving themselves in political machinations aimed at discrediting President Lungu’s government at whatever cost.”

“We understand the desperation and frustration, he said, of the UPND because they have been trying to persuade Zambians to vote for Mr Hichilema, their leader who has been rejected five times concurrently because he lacks the leadership needed to take care of the country and promote the much needed good governance,” he said.

Mr Kamba said President Lungu through his works had won the hearts of many, stating that he had a track record when it comes to delivering development to the people.

“The opposition or indeed those that claim to be the largest opposition in the UPND and their leader Mr Hichilema have nothing to their name apart from political rhetoric.”

resulting in many tourists shunning coming to the country.

“For example, while Zimbabwe has rehabilitated its airport in Kariba Town and is planning to resume frights to the resort town, Siavonga town in Zambia on the northern part of Kariba Dam, has had no airport since independence,” she said.

Ms Musonda said as a result Zimbabwe was likely going to have more tourists coming to view the Kariba Dam than Siavonga because of the long distance tourists have to travel by road from Kenneth Kaunda International Airport in Lusaka.

She said because of the prevailing peace and harmony the country was enjoying, Zambia has an added advantage of attracting more tourists than its competitors in the region but that the only challenge was the lack of Investment in infrastructure that supports the growth of the industry.

Ms Musonda also observed that the country was still lagging in terms of hospitality standards as compared to other countries in the SADC region and that therefore there was need for Government to ensure that standards in the accommodation subsector are improved and meet the minimum requirements.

ZAMBIA is among the subSaharan African countries where WAN-IFRA Women in News and City in partnership with University of London will conduct a major research study into sexual harassment in the media workplace.

Women in News (WIN) director Knowledge and Operations, Ms Rebecca Zausmer said in a statement that the objective of the study was to understand and raise awareness about the extent of the problem of sexual harassment in the media industry in Sub-Saharan Africa, the Arab Region and Southeast Asia.

Ms Zausmer said the study would contribute to global data on sexual harassment in the media industry, by filling these regional data gap and enable informed, evidencebased responses to sexual harassment. ““We know that sexual harassment is common in many workplaces – and the media industry is no exception. However, without the hard data to show this it is difficult to understand the extent of the problem media professionals face,” she said.

“The existing research is focused on countries in the Global North. Our aim is for this study to plug the data gap and enable the media industry to work together to address the problem of sexual harassment through evidencebased action,” she said.

WIN director in Africa, Jane Godia said sexual harassment was a major problem in African newsrooms but usually goes unreported and shrouded in silence The study will run from August to October, this year in phases for each region, and will be presented at the end of 2020.

Africa countries which include Botswana, Kenya, Malawi, Rwanda, Tanzania, Uganda, Zambia, and Zimbabwe are in Phase One of the research study.

Average Exchang

‘SAFE DIGITAL Currency Buying PRODUCTS AMicrofinance

By BUUMBA USD CHIMBULU 18.291 MUST’

to develop safe, secure and digital products.

The Bank of Zambia together with Financial Sector Deepening Zambia, mobile money operators and other nonbank payment service ASproviders the Covid-19 pandemic to co

By BUUMBA CHIMBULU GBP partnered 23.157 Microfinance form PAYZ. Zambia has exc DEVELOPING safe andindicators PAYZ formembers, he the first quarter secure digital prod- said, were also innoinclude liqu EURindicators 20.653 ucts that add value to Such vating digital products pandemic that has consumers have beenCovid-19 which would assist the s placed at the agenda of This country in driving the is according to Microfi the Payments Associa-Executive financialOfficer, inclusion agen- Mi Mpimpa BUUMBA CHIMBULU tionByof Zambia (PAYZ), da.

By BUUMBA CHIMBULU our prom as it seeks to drive fi- “I am Mr pleased Lungu with however ABOUT 44, 000 cell phones will soon be nancial inclusion across where in quarter one we have By BUUMBA CHIMBULU observed that: “AccelZAMBIA does need foreign distributed to not women across fourexpertise selected for the eration of the financial itscountry. gold mining asFinancial the country has skilled indicators. provinces by the Sector Deepening population and economy.

THE African to Development (AfDB) hasagenda is at Registered last year, manpower handle theBank investment. inclusion Zambia (FSDZ).

“The outbreak of the “We look forward pledged to deliver financial, knowledge and policy to continu This isaccording aimed industry at expanding digital finance and PAYZ is a joint This is to the Federation of Smallthe business of our support to regional member countries such as coronavirus hascore negatively enhance information sharing on the impact of to the year to serve and grow Scale Mining Associated ofthe Zambia (FSSMAZ) platform from members.

Infrastructure Zambia during and which after the Covid-19 pandemic affected Zambian Covid-19. president, Joseph Mwansa.

ByBUUMBA BUUMBA CHIMBULU members able to col-said is inhowever vital yesterday in enperiod. are and ultimately the people existing systems. a statement By CHIMBULU derailing its The exercise will economy, be conducted Pastor Mwansa that itwith wasas

By BUUMBA CHIMBULU By PETER SICHALI As a result, AsDBregretted has already approved up laborate in dealing with suring that everyonethat is Mi development plans theto participation from the Swedish International depended on tax collection He explained that the idea He also announced

By BUUMBA CHIMBULU unfortunate that Zambia most cases US$10 billion relief package year to support HE mining industry is various issues of mu-inthis By BUUMBA CHIMBULU financially included. country had to divert itsand Development Cooperation Agency (SIDA) Finance Minister, Bwalya Ng’anBy KETRA KALUNGA OVERNMENT will member countries during the Covid-19 pandemic. prioritised foreign investors over the locals. more than ever before. was to improve service delivamong the top three micro-fin HE Zambia GOVERNMENT should studying the impact interest including resources to the fight against from Department for International Development “Infrastructure which re THE tual Nakonde-Tunduma one-stop border post was It iswas because of such initiatives which have led He reacting to the US$2.5 du,He in his speech recently have to make tough ZAMBIA has advanced discussions with South duce and defer sometotaxe (DFID). saidmaiden the responsibilRevenue profit inmillion the country. the pandemic which has alsopeople which will Authority be caused ery to customers. payment systems policy will connect THE National Strategy for Development of yesterday re-opened for critical essential goods, to S&P Global rating agency to affirm AfDB’s AAA Africa onChief exporting ofZCCM semi processed honey partnership between IHglobal and Sudanese choices, including FSDZ Executive Officer, Betty Wilkinson, the economy,” Statistics which iscrippled being drafted will help because economic activi and innovaby the Wednesday recent directive the mainstream finansays formulation Zambia Revenue Authority (ZRA) Commisrating, stable outlook. ity of collectingZambia’s revenues, declinMr Sikalinda said various acknowledged (ZRA) has value estabMr Miyoba explained that th to thatwith country, says Commerce, Trade and company Karma Investment for gold said the organisation was confident that the aiming to realise more improve the statistical capacity responsive he said in a statement. tions. sioner General, Kingsley Chanda.

13 May, 2020 ties have slowed down i The rating agency indicates that the AfDB will play cial system is required from Governments to remit all ing economic performance and Industry Minister, Christopher Yaluma. processing investment. distribution of the devices would help drive digital initiatives had continued such facilitating trade, promoting anfor online Micro Finance Zambia despit and cut lished expenditure the to the ever-changing demands of the Africa-Verein has over a key role in supporting the region, particularly in the This is after the border post was bring closed on Monday Technology has been Mr Yaluma said discussions had reached but this comes at an exthe wake of Covid-19, th taxes over and above mineral finance following the recent installations of cell “What expertise will they which measures aimed country, the Zambia Statistics Agency (ZSA) reforms targeted at mobilis500 members of context ofchanger, Covid-19. local business growth and at reinterface of prearriv- as the launch of Tax on phone outlined the market experienced. to facilitate screening andand disinfecting of German the and border an advanced that Government was a Zambia game espepense.” phone towersstage currently at 90 percent.

Zambia Micro and Sma doesn’t Some qualified has said. royalties in dollars and directly companies with interest in Commenting onhave? the rating, AfDB president, ing resources to work. optimistic that the move would contribute to the ducing the fiscal deficit, the pace district, which recorded 76 covid-19 cases. cially during the current Ms Wilkinson said with cell phones, protecting the boarders and for entrepreneurs to register, alto the information of goods He said the 33 percent gro He explained that as experienced Zambians are working in ZSA Statistician-General, Mulenga Musepa, Traders Foundation Coop Akinwumi Adesina, said the institution would continue Bank of Zambia (BoZ). investing in Zambia and country’s diversification agenda.

Considering the impact “The border will be re-opened today [yesterday] beneficiaries could get information about Covid-19 period which ofairports debt accumulation and the said once implemented, the strategy would Lumwana refinery. digital products s were tocritical maintain quality standards, with strong support erative (ZAMAST) has said from illicit imports file and make payments on the with and the savings was a testimony of th “That has been discussed and we are very much Africa at large.

Africa-Verein, Chamber of Mines for only essential goods such as food, fuel ofZambia theTanzania current health and Covid-19 and learn financial options to keep

By BUUMBA CHIMBULU enable the country come evidence has seen an increased “Which school did they gowith to where being innovated and enofCHIMBULU all shareholders.

DrMr Adesina explained that this advanced.

The concept is up that South Africa would of domestic arrears.

Mukwita said, had been

By BUUMBA ZAMAST Muching and medical supplies although the comprehensive their micro enterprises alive.

She was speaking had never been greater in the Democratic Republic of phone without requiring air- dismantling in Microfinance Zambia.

(ZCM) Chief Executive Officer, economic crisis, the Govpolicy formulation which was cardinal in Zambians can’t go prodand learn?

Doneeded we need would delivering the much uptake of digital like tobe getdone the honey butof Zambia isfor saying it is was crecouraged, PAYZ acore friend Zambia afinancial, recently when she featured on the Covid-19 Africa list will knowledge be issued to the public HERE no sacrificial lamb when it Province coordinator, Jo improving the welfare ofsoon. the ernment will haveisCHIMBULU to make Sokwani Chilembo, said the inand policy support to regional member history of Zambia in the face time or internet. foreign expertise for gold mining in particularly Zambia?”

Congo (DRC).

“Iating am impressed better we export the honey in people. full processed form ucts, says PAYZ ChairBy BUUMBA awareness among ZAMBIA has started long time and contributed Watch’s conversation. comes to payment of taxes as everyone “Today [yesterday] going forward when the situMr Musepa said in an interview in Kabwe sephat Chitimbwa, sai By BUUMBA CHIMBULU some tough choices inthe order countries during and after submitted theinCovid-19 pandemic. and that is what we have and that is our Pastor Mwansa wondered a statement. dustry was studying impact person, Gilbert Lungu.

“With from SIDA and from DFID, consumers on the need discussions with anthe participation significantly to the Zambian is expected play a part in Zambia’s He said the implementa- of adverse global economic This will enable ZRAto profile growth which has seen us gro that strategy would also help the country ation normalises, we will open the border for oth“Wesaid areas delighted with and welcome S&P Global’s position istonow,” he said inwhile an interview. completely waivin to guarantee a healthy fiscal ititwas time Government created we are going distribute 44,000 cell phones to such a directive would have onsustenance, economic development and Mr Lungu observed HE Zambia Association of He German economy by improve statistical capacity which was currently topromoting guard against fraud. er goods but forto now, itthe is just essential goods,” decision affirm Bank’s AAA/A-1+ rating.

ItMr profit dynamics.

Mr Yaluma said the move would ensure that tion of tax online system had all importations destined for pleased with our for the space. may not be possible, re policies that encouraged indigenous citizens Ng’andu tion had yet be enacted. poor across four of the into poorest provinces over effect on global supply businesses saysoperations, Zambia Revenue low compared tovery other countries in Zambia Africa.

D eZambia v e l particuo Revenue pAuthority m e nDr t (ZRA) to restore the investment that the industry the sector’s HE Authority (ZRA) announced by deadline of October.

They willto continue to Chanda said inwomen aadded statement.

Mr Lungu said reflects the Bank’s strong financial position and Zambia value tohad natural resources which in the asBy BUUMBA CHIMBULU to participate in big projects to develop their in Zambia.

Then they can have access totaxes these This is according to ChariCorporate Communication Manager Topsy “The drive toreduced administrative costs Zambia or transiting through and makes us one of the lead ducing would offer measures of minimising the She said Public Financial He said according to the World Bank chains.

Agency (ZDA) has economy through support from the German business will soon launch a WhatsApp tax test and also to refine the processes and rules over the years matured announced that ZRA hadgovernance,” donated risk management, as well as our sound sociation was aware of turn would create employment. larly on the cash flow.

Sampa said. Mr Sampa explained that intention Mr Chanda services.

We hadmore hoped that would happen Sikalinda. nation.

Byahead CHIMBULU ranking for 2019, standing at citizens 53.6that ty country Mulenga, aBUUMBA partner at PwC payment solution as the organisation cost of running the GovernManagement (PFM) voluntary hadof the proposal She said around operations ofin the mobile payment cautioned entrepretowards the fight against community.

Heworth explained relief tovalue he said a statement.

20,000 litres ofin fuel andZambia disinfectants K500, “What this means is and thatuswas we must add wards of updating taxthesystems the of arrival of Zambia by profit,” heand said. with innovations SOME commercial banks have joined the fraudulent whobusi was tothe make pressures sure that carrying “We are still studying the imanyway, Covid-19 helps drive it faster,” Mspeople He said by its legal mandate, ZRA was percent compared to Egypt which was highest Pastor Mwansa wondered how Zambians continues to leverage on latest channels,” Mr Mwanza said in an interview.

Zambia in her report titled neurs that it is transaction not disbursCovid-19. it report was partly due tothat thisthe effort The rating agency’s indicated ment, halting the accumubecome more crucial to on the global economy had toWilkinson our natural resources so that we create 000 to help curb the Covid-19 situation at Nakonde mobile payment module under nesses. out a merger was not burdensome. technological skills dewanted to take advansaid.

Msfollowed Wilkinson FSDZ Zambia to back collect revenue fromline all HEZRA Competition andyou.

Consumer taxeffective with theMrarrears ever-changing the goods, says Corporate Outgoing Microfinance Zam withwould 86.6 percent bysaid Malawi atthe 79.3 pact and empowered we will to would assist Government in building innovations to simplify payment ofof taxes.

Mwanza however indicated all compliance AfDB play athen key role supporting the region, employment and get most of the profits from ing any get business grants to discussions, which that Germany continued to “Public Financial Managethe National Financial Switch (NFS) which lation border. ensuring thethat mo- “I think driven most Zambia’s mergercommodity fees are currentlyThe Mr Chitimbwa said veloping. was conducting many programmes on information approved sources on behalf of(CCPC) the Government.

Protection Commission hasdomestic of thein them. increased up-mos percent.

Consequently, the innovation will enable Commercial Bankswhile had already migrated economy when they were nottage being given an Itment is alright as long as any reparticularly in thethe context of was Covid19. that and having it semi processed and send has been yieldbusiness environment and Communications Chisupa, commended manag intends to lower the cost of handling money Micro, Small and Medium are being done through see sustained interest the the highest in the world, with a cap of maximum says the Bank’s Chief Execship Magazine last week.

Ms Chibesakunda said He explained that idea to ensure that Reforms in Zambia in and prioritising the dismanbilisation of resources and prices down and with minsharing on Covid-19 issues, particularly withonthe By CHIMBULU proposed apay reduction of merger fees which MrBUUMBA Sikalinda said thetaxes notion that ZRA Mr institution Musepa, therefore, said Zambia was “The association enterprises had no revenu take of the digital prodcustomers their through WhatsApp, under phase in which required that er required saidthat opportunity inhas meaningful projects “The approved an up to billion “Then we willinvest be befitting what weUS$10 are among consumers by using aofjoint system. however beMukwandi paid the local the ex-source kick inarethe quarter of this Enterprises (MSMEs). thethird Zambian Embassy in to Zambian economy.

K5 million which about US$250, funds with tax payutive Officer, Ms Ms Chibesakunda her through ais revolving fund, the border re-opened as soon possible because the 21 associated Century.” chiefs, traditional chiefs inas Zambia, particularly in are currently at a convenience maximum K5 million employees were exempted from paying tax was still tling of current stock and facilitating thewarned necessary ing foreign the largest ofwe foring success and increasing compliance for the Manager, Topsy Sikalinda. commendable 2019 performa course and was bot lagging behind. offering them the they need. collaborated to up switching Automatic Teller Machines (ATMS) to meet various obligation ucts. relief package forcome 2020, of which US$6.9 billion will articulating now, having diversified from copper such as the gold refinery plant.

The Switch, which went live on the 23rd basically saying why not reduce the cost ATIONAL Savings Chibesakunda. organisation’s partnership ZDA is not in any partGermany and Africa-Verein, “To meet the demand for NATSAVE provided financovid-19 had negatively affectedforrevenue collection Luapula Province. currency. market would shrink in in year would exacerbate demand asdone a way of reducing the cost of doing asstressed the law didthat not discriminate in termsroad of andprojects ments are on time,” Mr “The National Strategy Development Ms Mulenga re-scoping sothis econoeignbusiness exchange Zambia, This is according to ZRA Corporate Point of Saleinterventions (POS) transactions tothat the NFS be financed byinto AfDB and the remainder through with innovative initiamostly going agro processing.

We should keep September 2018 on trial basis, istaxpayers. the Ms first ever allchange is made “The Authority is Zambia “This isuntrue one of the perfect Meanwhile, Mr Lun“Iincluding am proud toitshave preside He explained that Government could create taxes. of doing by reducing the merger an association and Credit Bank Chibesakunda saidAuthorwith National Marnership an organisaof“We German surveillance equipment went there, we videoed them.

They cial assistance to ZANAMAbusiness. with inevitable devastating impact the economy who should pay tax ina the country. of Statistics (NSDS) number ison important forand Communications Manager, Topsy Sikalinda.

The Zambia magnitude and so would turnfor from Revenue the VISA. Mrmies Mwanza explained that the grew for the reforms to achieve Chilembo said inwith an interview among others. such as Zambia’s generating almost 70 dollars. perconcessional lending window. that as it is,” he said.

The Minister called on local local nationwide shared platform, which will tives to ensure the use notification fees. and offer shares through the stock exchange gu said the relevance ofahav (NATSAVE) will use a NATSAVE was committed keteers Credit Association decided that they wanted tosociety. talk not only about "Trading activities tion called ‘BACC’ in offering businesses, would focus on test kitsZambia, coupled with public Zambia’s merger fees are the most highest in launch the ZRA officers, hesaid said, were CA and that repayments by and people. managing the modern-day Zambia possible because yet to app which shall ways to manage risk and utiwhich has been tre Mr Sikalinda the WhatsApp tax payment process for the first phase was up and running “The stable outlook reflects ourwas expectation that, farmers toZambian ensure their produce ofindividuals high quality their intended purpose, In response, Ms Mulenity (ZRA) SMEs wrote mines efover as currency conversions is increased possibilimore resilient over cent ofis total export facilitate for exchange of ensure information onChilufya digital yesterday in Lusaka. there a proposal that receipts, has"There gone to how the and allow companies and credit association to of digital platform.

More to funding into theall pan(ZANAMACA) willtime. pave way “So health protection, but also about digital finance, PAYZ was to formulate world, says CCPC Executive Director, compliant taxpayers. business grants to entrepreassociation members awareness, the Zambian needs good statistics to make decisions based members made liquidity He said ZRA was the lead agency at the border, been slow because nation solution would supplement the existing smoothly. over the next two years, AfDB will prudently manage if Zambia had to penetrate the industry beyond the payments throughout the Country. of the tax paybe accessible to all taxpayers lize resources prudently.

The and has covered a lot of grou Ministry of Commerce, Trade and Industry.

It more solutions and interMs Phiri ga said: “the majority of the “In times of uncertainty, the impact was already apfective 04 June, to remit all for taxes not be churned as to much. ty that there ahave shift in the billion credit facilidemic period. to reach to be invest inthey the gold business through ZCCMThe directive from Govbecause view that as a way of becoming Sampa.

He K10 was speaking inofan interview with the Daily adopted the on evidence,” Mr Musepa said. long-term strategy for neurs, warns acting Manager couldcould helppeople Zambia with government has had to available other borrowers. why it decided to make aa donation of e-payment options bank walk-in, straight-to“There was a time whenthe theinstitution fivewould banks who itsborders. capital while maintaining solid levels of al health isfuel more importan Mr Yaluma stressed the need to high-quality provide The first group participants are already has not taken effect yet, so that is where we which was ventionsNation were required tothis ty is disbursed to the needy measures, are alldirectly the in-deposit “NATSAVE will strive to citizens and corporations to SMEs. safer,” sheall said. parent.

Mr Sampa saidof CCPC had submitted awhich in Lusaka.

IH. He said having aappeal statistical capacity which ers whoMutisunge are very toin support the already existing authority continues on financial inclusion our dollars and tooutthe Mr Zulu, a noted Finanofsupplies seed and ferdigital products. ernment, meant to cushion Communications and Public medical needed to to both local and to among bank and mobile money payments on all the had deployed taking machines, She stressed that itprocurement was to help transport covid-19 suspected patients the modernisation and liquidity assets and robust funding,” S&P Global service to the people by supplying products running mobile switching transactions on the ZDA has with are,” he said. but we request on beha Small and Medium Msthe Wilkinson said her organisation was working proposal to the Ministry ofEnterCommerce, Trade understand covid-19 impact NATSAVE, she said, would critical “It does not matter whether one is an control expenditure. was country’s ability to collect statistics reforms referred to calibration above, “We always talk about Zambians building look to their governments “TheZambian consequences are three mobile service providers. that was finalised and the public Relations, Kabwe Phiri. fightthe the quarantine pandemic. international donors toan assist “Technology has too that the memcentre in Chinsali, close to 200 kilosaid in a statement.

The rating agency positively of superior quality.

This, he said, was also central bank. cial Analyst, said the tiliser through Ministry of Agdevelopment of a dothe country’s foreign reserves live environment, says Bankers Association of key and fundasystems. transformation agenda and “This has resulted in a posi Meanwhile, Mr Sampa said CCPC was “For Zambia Revenue Authority the desire is to improve US$5,470 a tonne on Tuesday, but gained Bank Zambia. displeasure an advert with savings groups to iteducate them on members they to andBUUMBA Industry to Zambia reduce merger fees to about prises (SMEs). on businesses innow a deposit unique use ZANAMACA toranging ensure employees of our that ZR employee ofcontinue the Revenue or a By CHIMBULU required, would make easy for the country the economy.

But how do we build the Finance Minister, Bwa“As we onthat this path ofAuthority innovation, can using thetheir ATMs. Those are have been about for for interventions clear inthe Zambia: thewhich tourism Ms Phiri regretted some Zambia’s Ambassador intrial every way possible,” Mr assessed the financial profile, ‘‘The notion that are opportunity toBank’s have astrong run into therisk wider market system. bers ofpercent fund must repay metres from Nakonde. opened up many opporZambia (BAZ) Chief Executive Officer, Leonard mestic payment currently allowing companies the taxpayers pay taxes and interact with the Keytalked drivers ofway dollar market hadZRA for years suffered the bewhich have dwindled to US$1.4 nearly 26 since thericulture, 2020had bottom hit implications Absa however indicated in the market couldfor continue with their programmes without US$50, 000.

The institution currentMember of Parliament who are the law makers,” fashion to itbe able to givedemand that small businesses had going around social the development of the country. mental to the “All these innovations are will all tax payers evidenced by recording conse the Authority is soonispostand very soon expected relaxes monthly payments functioning very well. economy when Zambians are not given an lya keep Ng’andu, in his maiden capital adequacy, funding and liquidity, extraordinary ofplan COMESA and Africa Continental for Trade Area. exempted from paying tax ismake untrue as the some time and is imperfrom stimulus packages and and airline industries are unscrupulous people were tryGermany, Anthony Mukwita, Mukwita said.

On its part, the Mwanza.

Disinfection of the entire border will also be done to funds available for violated the competition Act to pay in Authority using the latest business innovations.” tunities among industry “This long-term stratcompromising the Covid-19 health guidelines.

He was speaking during Stanbic onmedia March 19,”of Absa said. report that the gains were stopped by Mr said. lytoSikalinda assessing therose Covid-19 loan repayment holidays. access to the K10 billion Mr will Musepa said the was aitstool for in the Zambian market include exchange rate depreciation ing these conversions not COPPER toofthe their highest billion, came into effect on June launch aprices game-changer innovation which is Government purporting that “What isZRA remaining under the NFS project opportunity to invest in strategy the Gold refinery plant? shareholder support and adequacy ofare governance Meanwhile, Mr Yaluma recently announced that to meet law does not discriminate in terms who We unable th Mr Mwanza said the rest the commercial “The Agency condemns organisation called ‘BACC’,” ing to swindle entrepreneurs expressed confidence that the German government recently speech recently acknowloperations of ative that the happening at the innothrough the Ministry of Health using materials from ed on new developments,” Mr instalments as the commission was aware of the next borrow to access published financials,” Mr Chis new policies to providing amongst the worst affected. players with800,000 players see“We have and ZambiansestablishBank Zambia’s Anakazi Banking Online egythese includes He explained that the collection was in as ofbank impact ontobusinesses toyesterday be dimension themanagement. development ofZambians an National “The Bank ofmobile Zambia On Monday, Copper prices rose as US worries over the deepening facility put in place the country.’’ in nearly months expected forever change the isinvestor the channel payment which central purchases for debt from the poor execution of be through commercial 4,edged 2020. Zambia’s and local farmers had started supplying their produce should pay taxby in the the Agency is disburs“We are appealing toIntegrated His excellence Edgar banks were three already conducting on ashe livesaid the cash flow speaks challenges which haddone come German inBank the strongest terms such in aimplementastatement yesterpurporting to be ZDA. as could contributed 18.5 million euros ZRA business for all offices atmeeting theon border including Immigrafunding. innovation, TaxOnphone and mobile money “This drive to our corporate obligations because busi declining commences relief for the most vulnera“Mining isenalso an importConversations Episode Nine. are used to together on a regular basis different forms such as taxes, levies and fees Statistical Strategy which would enable the able to provide suitable fiing high returns their has provided eased capital of Zambia (BoZ). the Zambia vation Hub in Lusaka and the Sikalinda said in an interview.

Meanwhile the Board of Mi ing a sound legal and President, Donald Trump’s response to US-China rift.

“The most-traded July tax payment in the country. is the e-wallet mobile where we will see stronger manufacturing data from top expects that AfDB’s shareholders toS&P chain storesand totoensure there wascontract no shortage - acts Mrergy Sikalinda environment transactions while others were in purposes Chagwa Lungu with draw the due tospikes Covid-19. ing funds in form of abanks service and shoring demand causing in formal anymore.

Previously, only mineral roypayment of taxes. strategic plan 2019-2021 which emphasizes heartless intent toabout day.

“ZDA has noted with discomplement Government which is expected towould meet Road Transport Safety Agency ”There has been a general “The proposal isand toof pay much less than, and sitting next tosaid each other, very Compulsory close andorthe economic performance approved

by Parliament. tion.” ble members of society,” ant source of emnesses have been affecte country collect process relevant statistics nancial assistance, SMEs. and provision requirement The BoZ onof the AprilMs “The great minds ZRA have always been FinTech, mobile money operators and banks China’s security legislation on Hong Kongtion, innovations,” copper contract onserthe Shanghai heand in regulatory framework consumer China and the loosening of during this period of cost Covid-19. remain supportive by providing timely capital their pilot phases.

Mr Sampa explained thatand some companies Rtheir e various vFutures n u e3,enhanced whole idea is to improve Mrtax Sikalinda also anthe ZRA, he explained, was committed to e stimulus taxand compliance customer grant in partnership swindle unsuspecting entreMs Phiri warned the mempleasure an advert going efforts in at partnership,” restoring theapolicies. ofannounced medical supplies andappointment o Standards and other units. outcry call for the Cenhave come with bands.

We are trying to of handling lothe of said. cash. up foreign currency reserve exchange rate.

“If this does actualise, foreign alty was paid in dollars since Mr Sikalinda said theattaxes, levies and fees to inform NATSAVE has reached out which provide stimulus for 2020 announced outlined measures aimed For instance, she said, Mulenga said. ployment, accounting for 25 brainstorming on how to improve taxpayers’ interchanging transactions from by Covid-19 ends, "he said was taking not asup severe asmonths the market had Exchange (ShFE) rose 0.9 percent to Mr Yaluma said a taskforce team has been payments. an exclusive interview. lockdowns imposed to contain Covid-19 within which “The rest are doing their testing, they are in were to three to pay for their assisting taxpayers to comply with their tax focus, implemented structural changes and Pastor Mwansa said: “We can learn from increasing the threshold to purabout US$50 million “So we sat down with them and said, ‘What transfer tax.heZambian exempted from paying customs duty on economy. preneurs and pubbers of public to wary of around social media provide social cash transfers The disinfecting exercise will also be extended topayments Mr Sampa tral Bank stimulus emergenwere collected any individual or company He said his organisation was working with with the Ministry of A uthe tMr hgeneral oZulu r ito ty,” vice delivery tobe the nounced that ZRA would soon Executive for said Microfina to clients across the country us financial institutions to monetary supexperience asfrom they pay for their taxes.

This has platforms,” said. and energy demand for petroalso said the country exchange will mute fur2017 while the rest were being reducing the fiscal deficit, while Government impleMeanwhile, Ms Mulenga percent of private sector emformed which includes thethe Chain stores , Officer Zambia The rating agency noted Bank’s US$115 expected.

Mr Trump on Friday orderedactivity Mopani 44,660 Yuan (US$6,274.94) ameasures tonne. their pilot phase but hopefully before end of fuelled expectations of healthier Mr Chitimbwa while others went beyond.

Mr Lungu stressed that could be governed andGov obligations voluntarily through simplification ofurgesfine modernisation reforms how they are treating us and avoid the isbeen that the small mergers that are taking place are the things thatamong under COVID-19 you shouldn’t Others were motor vehicle fee, carbon imports are organisations listed as Public Mr in the country, entitled to pay them regardless ofand seek other institutions them, the Bank of lic money and therefore such offers confirmaporting that the Agency is Mukwita was hopeful to the vulnerable parts of the residences of all Government border agency percy package benefits to trickle on the strains faced during pass benefits to our clients port financial system staWhen fully implemented, the NFS will bring the motivation behind all our innovations Commerce, Trade and Association of Manufacturers andby other players in billion capital increase, approved shareholders October allaccumulathe bankswhich will bemented readypeople,” to integrate the among Public Finance the pace of debt said disruption inlevy, China ployment and 10 percent ofNonelimination of special US treatment for “Earlier in the session, the contract hit leum others. still remained of the view that ther in the Zambian market," paid in an Kwacha.

“A lot of businesses lost cash flow, what we M randthe he said. demand. launch application Zambia approval. tax processes and systems.

“For Zambia Revenue Authority theor desire issonnel PAYZ members were lemanaged in an orgando not notify. do?

How can you adapt your programmes and emissions surtax, insurance premium skills Benefit Organisations like churches past mistake.

Are you telling us that there are the status of thefew individual orof company.

Zambia, Zambia Revenue Authority, Ministries in an effort to protect lives and combat the the general public to take heed tion with the ZDA or other ledisbursing funds in form a that Africa-Verein could help population who have borne down to the most vulnerable about a wide range of benefits which will over the last years,” he said in an interview. the covid-19 difficult period through these holidays, rebility and assist businesses in the industry which aggressively tackling October 2019, and thewere replenishment to the African Industry, USAID and to the e-wallet switching ofwill transactions did istotal that ifthe a but business has violated and the Hong Kong did not mention anytaxes action its highest March 6 of 44,800 Yuan. input Management Act inMr 2018, tion and the dismantling of other major manufacturformal sector employSikalinda said the organisation believed to improve way taxpayers pay their Prices for itthe red metal rose to their for a very bigsince merger.

We not want people Value Tax experts have howevagriculture demand to Mr Zulu said.

“Currently is(VAT) about US$250,000 for a very change them and Government, make them still development levy, rural electrification levy Governmental Organisations that have been He itemised the collections as income tax, veraging technology of Finance, Local Labour and ised no Zambians with money?

This issuccessful?” afashion,” dangerous Sikalinda Mr Sikalinda stressed that would be Added accessible to all taxspread of Covid-19. of this warning as theand Agency gitimate Government institugrant in partnership with the mobilize the much-needed the heaviest blunt of thewindow, society,” Ms Chibesakuninclude among others, reduced fees and Mr Sikalinda said the introduction ofSome so as to structure relief packstructures and refinance,” not todo collapse following theand the issueon of ensuring local farmers are given top he said.

Development Fund, the Bank’s concessional between banks, FinTech and mobile money act inthe one way or U.S.-China the other, we anin organisation called that with simple processes and efficient interact with Authority using the latest that would undermine the Phase Three-month copper on the London Metal to pay too much or even failing to carry out thespill-competition highest as demand in top metals consumer big merger.

We do not want it to be like that, ment,” Ms Mulenga said. the accompanying legislaing hubs was having a domesticValue arrears. she said. tourism levy. issued with an exemption certificate by the Added Tax (VAT), excise duty, customs Social Security, and that of Livestock and complex.” charges to customers because of the removal the initiative followed the launch of other will not be held responsible for age facilities approprietly, tions before could apply da said.

Ministry of Commerce, Trade she told thethey African Leadermaterial to protect Zambia’s epidemic. outbreak of the covid-19.

Mr Mwanza priority by chain stores. in December 2019. operators.

“There is progress in terms of allowed them to pay in instalments,” he said. said. the survival of the economy payers to duty, support the already system, taxpayers would had reason business innovations,” he said. merger notification just because of the fee,” ‘BACC’,” one trade deal.

(LME) eased 0.3no percent to Mr we want it to be maybe like US$50, 000 or so “The only organisations which are China continued to the recover, Absa export duty, mineral royalty andor property Fisheries. ofExchange international switching fees. innovations such as home-grown TaxOnline any loss of money,” she said. Ministry of Finance,” he said. make any payments. and Industry, USAID and ansays

66

Wednesday Wednesday 10August, June, 2020 19 2020

Women entrepreneurs Zambia can go it alone in AfDB steadfast in phones’ gold –remains Mininggalore association to member states Micro trad Zambia, Nakonde Zambiare-opened enhances Zambia intent on reduct tax for exporting critical honey business German’s to SA statistical initiative

6 Wednesday 17 June, 2020

Mines mull over dollar tax payment STATE URGED TO RE-ALIGN SPENDING ZRA ESTABLISHES PRE-ARRIVAL INTERFACE Wednesday 5Wednesday August, 2020 Wednesday 3 June, 2020 24 June, 2020 66 Wednesday 27 May, 2020 Wednesday 6 1Wednesday 2020 6 14July, July, 2020

6 6 6

confer G over ‘TAX PAYMENT IS AN OBLIGATION FOR ALL’economy

T T ZRA WHATSAPP PAYMENT ZDA WARNS AGAINST BOGUS OFFERS SYSTEM UNDER WAY NATSAVE TARGETS SMES TNATIONAL FINANCIAL SWITCH ADVANCES ZAMBIA’S MERGER FEES TO DROP - CCPC T FOR T K10BN FACILITY T

N

COPPER PRICES SHOOT UP

ensuring that systems are ready for integration

T

OW T I

remain uncompliant.

MANUFACTURERS CORNER

LEATHER and its products OVER the last fifty years, are they that to THERE have been very few NEMANY ofDR. the first things HERE is now no runTHE image that is usually used HILE itseek isthat true By E D WALA CHABALA have been receiving HERE have been aof Zambia’s manufacturing mobilise financing for new truly iconic Zambian products to demonstrate the efficacy struck me as I took up my that in these ning away from the fact increased attention in recent sector has undergone various business ventures and wonder that put Zambia on the harmony isprobably the music produced Thave can be argued number of articles in C O V Iowned Dmon-Ex19 appointment of Chief years, around the world. that the coronavirus changes, from private how and where to get the continental or global map. by an orchestra of say 30 pieces. that the work of the Mintimes, hyIdentified as one of the most ecutive Officer (CEO) of the Zambetween 1964 the Press into the last ey from.

Many are1972, others that (Covid-19) isister tragedy equal to Like Samsung for South After aalot of Health practice, 30to people of has taken giene, particularly in lucrative businesses inform years state led import substitution bia Association of have dreamt ofManufactures venturing intoof a Korea.

Maybe Mosi fits the playing different instruments some of few the worst in the history oncome, pre-eminent significance weeks of either to the sector is set to of washing ofeven hands, isanother one during the 70’s and 80’s and business of one sort or bill for us, though it is (ZAM), was the tagline – “We Add produce such beautiful harmoin the light of the coronaof the world. flourish as demand for leather the most effective means of subsequent deindustrialization judgements being passed but only for the to be not produced byitdreams ait Zambian nious music that gladdens the Value”. only was an eyevirus global pandemic raw materials (hides) and WhileaNot the Spanish flu afinances. cenunder theuplifts Structural scuppered by lack ofheart. preventing the spread ofthat the business, and we may soul and the But against company for conis also now affecting our catcher and a good three-word finished goods is anticipated Adjustment Programs (SAPs). many arethe those that actually not own brand! coronavirus, this cannot be tury ago Indeed, certainly infected and we are a people that is not much country.

The man needs to to supply in the liner, buthave itexceed also got me thinking.

Over the the sector’s siderable sums of money for actually ventured into But that is aperiod, story for another readily done everywhere, like given to things like orchestras. killed multiple times more peohave his finger on the pulse coming decade. value addition to Gross What really do we add value to? business, but their businesses time.

Perhaps another product A soccer example might be upon entering a form of pubuntoward business practices, pleOfworldwide, many extenuatAfrica is projected tothe be chalatthe of the nation, pardon Domestic Product (GDP) have floundered by we could consider isthe Boom? course, being part of ZAM more fitting.

In that case, we can lic transport.

DR. E D WALA CHABALA the center of the the production ofall pun, to keep abreast with FLORENCE MULEYA ing circumstances could have grew steadily from about 7% or businesses being accused What about “Kalingalinga” lenges of not having appropriall recall a game of soccer played Secretariat, my first impressionist Hand sanitiser should be leather and its bye products the developments regarding in 1965 tothis, asystem peak of that 37% hand wash was in ate, adequate and affordable contributed to including such that all players moved ofresponse supplying low grade metal the portable solution for hand was –the we add value to our due to of the rapidly unfolding effects of GDP inaabundance 1992.

Ironically, featured few weeks ago?

There is indeed a synch with each other, with such the war financing. at the time and the hygiene.

But soon upon the livestock on the continent. membership.

Imanufacturing’s will ask whether during peak of in our country.

If itCOVID-19 had not been an iconic samples for assay to detergaping financing gap inThe the inch-perfect passes and harmonicontinent has about 15% of poorer state of medical care and unfolding of the coronavirus contribution tofrom GDP, the sector’s Zambian product before now, And apart overseeing this is true to you later me market and leaving this gap unous coordination asbut if thelet players mine mineral royalties due. the worlds cattle production, pandemic in the region, the annual growth rates dipped to COVID-19 may have certainly facilities that prevailed. manufacturing sector should manufacturing and industrial chains and industrialization are for effective planning. closed continues to pose risks tois the health portfolio which not lose you just yet. were being moved around by a with a percentage increase disruptions that followed renegative and by this account made itCovid-19 into one.

But this have developed and integrated base will be particularly also to be pursued.

On another front, production our economy.

There is also a documenthe primary frontline minisgiant puppet master, slotting balls Therefore, has to What about you?

As a manufacof about a quarter over the small number of potentially it It was claimed manufacturing its rural based, agro-based and important for building a strong Despite these notable costs remain high. Since would certainly true that sulted in the cost ofbewas this prodtry ingoal fighting the coronaviin the as if there no opbe ranked as worse because it tary doing rounds on social turer, who subscribes to this tagline We should then naturally ask why it could one of the most renowned international endeavours, resources were not only last decade, overtaking the iconic Zambian products is wasshooting performing poorly and was light manufacturing.

Moreover, export-oriented economy aspirations, years before the was hitone by great the mode ofonfinancing of as new with super profits, it will family and 10 friends.

And this 2015, suffer as acountry society and that Cooperatives (SACCOs) are co-ordination for success, so it is uct up so to rus pandemic, hehigh could as business posing team the pitch. most prevalent has made possible a very their hands.

But with with sucheasily tremendous personalities whobyhas beautiful hair hasonelimited, pioneering faced global trend.

Similarly, the continues to wreak such trewhat isthat your value proposition?

For be Many a nonnot to say that there have liberalised.

But, after Zambia’s thethat sector’s ofand GDP and been create resilience to both 2030, the manufacturing increased power outages business ventures most people makes sense.

After has putbut the will continue condemn us toour be not take longshare before others start media has portrayed that with anproducts aging body.

With much examples oftogentleman such harmonious render it unaffordable to most The kind of soccer that made well also assume the portaccessible means of maincontraption made of a steel new handwashing contrappromise for the country end up petering been known to be using mungongo oil for unsurmountable barriers to access them. continent possesses about been noof efforts or product liberalisation of industry, most, theare concept of value propshouldthe have been increased externalbank and domestic shocks. sectorown continues to perform periods beyond 8 hours. aware of is bank loans.

In fact, similar businesses the aensutheir resources into a new of by-standers while other nationalcoordination at community level. effort, body canand achieve harmendous havoc in peace times one salivate when one watched it, financial commuters on public transfolios Information and Zambia’s GDP would have out before they are fully established.

There her hair.

So, it should go without saying that Thirdly, there was no “leniency” or “special taining required hygiene frame with the provision to tion impact of such uncouth 25% of the world’s sheep and development initiatives manufacturing growth has been to 36.12% and manufacturing In an effort to move away despairingly of next Electricity loadmy management one hears mention ofthat bank ing competition would business idea,on theaccount immediate ities that come into our country monious existence of allcertainly the orWhen I did Masters degree, osition iswhen vague.

The which salivating would have conand despite all the advances in Broadcasting, Transport, Lo- are port.

This called forCorporate urgent and probably reasons for different the product development to manufacture arrangement” withof the retailers tofact support goat population.

Nonetheless, levels during this hold a institution bucket above a has basin option behaviour has been put could products toaveraged the list. deteriorating and has exports asmuch a different share ofCOVID-19 from dependence on the several challenges.

Faced by production more loans, itadd is usually in very unpalresult in erosion of the super profto resort to would be to made prosper.

There is in infees, this in aa one the classmates’ gans, with muted episodes more than doubled in the last founded Pavlov to no end! cal Government and Home Finance Institute defines it as that immediate measures to conmedicine and medical techproducts.

The mungongo-based hair and package this product such that women a fledgling new initiative or start-up.

All Africa accounts for only 8% period is washing hands. such that the water filled definite stop to, especially in For instance, hair product been attracted 8% indemonstration the five 5 ayears up to socleather into expensive export markets.

Ethiopia’s merchandise exports expanded mining sector, diversification threats on both internal and as manufacturers atable terms.

Like how difficult it its.

But it is not only new business persuade family and friends of the clear demonstration of suitable Pounds Sterling, were paid for by of dis-ease and therefore longAt in such Secretariat to achieve set goals in when the sector could fulfill some are satisfied.

Affairs given the central co- hand in the country.

While before fight use against COVID-19, but sanitiser without any charge. sanitiser that wehurdle have all tribute to stabilising the supply few years were it not for transwhich specifies what makes your product isthat a case point.

Anecdotally, the could and readily it in their these are issues for which there needs to for of the production of Every shop you from in former iseffortlessly discharged these times of COVID-19. nology.

At the last count made from an oil from amore nut 2018. leather and leather products industry has to 71%. is tothe be to undertaken along the external the business sector relied on expensive alternative is to getworlds the loan, how exorbitant merits offronts, one’s new idea. ventures fall atinenter, the of and appropriate financing term successful health. a SACCO from the community cer game, or in the example of cash in on the ordinating role he is14% having product had a lotto going for it.

The should have easily objectives turned intomore be effective institutional arrangements for the sector.

And I advanced can imagine your of the goals and in the the lockdown of some counalsostill init got the fact that the ZAM The challenge was compoundSo, we come back to thewomen Secrethetowards market.

But and therefore the price of hand cattle hides and about of company’s product or service at- seen Kalingalinga shopping through ahair tap into thefrom latThis handwashing system of aTo tree growing wildly in remedy the poor relatively an stage of Working the Vision, entire product value chain has than power sources.

Furthermore, the interest rates are andother the most high interest rates.

Many aethanonAnother way an to put this20 is that if reached new business ventures.

One of the where she grew up.

And she narIt ison therefore not without cause fer pricing practices and than 7 million people have been the orchestra, is successful perto play regarding the prealluring high interin the regions where the tree is indigenous iconic Zambian product.

Andcan if theimagine, amount supporting efforts that maybe someday goat andand sheepskins, despite tries due to the coronavirus members, usually known for by the fact thatfive the 210 litre can be produced from mosanitiser.

This is where the colWestern Southern Zambia malls in the suburbs, every first response to is me will be ter.

This allows washing of next years.

As you tariat.

My value proposition to you or product is one we performance, Vision development and boasts of good tractive, the reason behind why a nol the Government implements farms to agro-processing and percentage growth points to and the sector affected bythat apolicy disdained aspect: the2030 collateral that the business organisation is ed rated that it was common practice bank financial institution has one cannot persuade friends open secrets ofreputation the success of the formance underpinned by perfect infected worldwide with more have beendevelopment using the product for hairest since ofin expense, time and attention the women could another iconic Zambian such scourges that invention and containment of lasses. its significance in livestock pandemic some ethanol their feisty engagements with (mungongo) isforeign one product that containers initially donated laboration of some members occasion inevitable pubhands with water flowing should alltruly be very proud of rates the marestablished in 2004 envisions quality leather.

Progress in the industry five-year plans manufacturing, at both sector overcome.

Firstly, evennew with itsproduce steeply depreciated exchange the banks ask for. in that country for SACCOs to depicted as for a biological organism, been attracted to cash in on the will family to support their busiother nationalities in in changes.

Yes, policy has abusiness role was to such a process could not be accomour members is that ZAM encustomer should purchase it, as it harmony. time immemorial.

Ostensibly with very in my life devote to grooming their hair is product. the coronavirus. than 400, 000 deaths in a very production, a trend that needs demonstrated potential. lic gatherings, even market imported into the country, the government regarding matby ZamBeef Plc andtheir Zambia making ethanol from from the plished bucket and the member of the Zambia Association of economy. as Zambians.

It is amost Zambian Zambia to be asuch “prosperous was driven by an industrial policy and toBut facilitate achievement ofin the and enterprise levels.

Within abundant materials, the rate.

Considering that And the graveyard ofharmofailed akin to the body. sponsor students to pursue higher alluring high interest rates the ness idea, raw how can one convince our country is that they primarily when almost all meetings are This therefore calls vestors engage in in the counIt is when there isyour such ket, only to get play but be sure I will ask you, “If the without particihance its value addition services to spells how the value of prodimpressive results.

Only that to be able to anything to go by, that is not a farfetched As for the breakfast cereal, for a country PIEs to be reversed.

We could as well add EdAlas, fizzled out before itmany short space ofitthe time. middle-income country the is molasses stalls, require that you wash strategy shift that country facilitated for inducement used water being collected innovation, manufactured thrust by the ZAM members ters that affect their members, vision 2030.

So far, the Fifth the 7NDP period, finance and country lacks capital equipment inputs are imported, the free-as a Plc were not suitpresented some loManufacturers came in.by businesses is littered with All badly the parts to work to- Breweries degrees abroad. market, only to get their fingers third-parties and strangers to put mobilise resources financing age for the asfor well nity not only to plan and invest this inneed the last more than ny in body that the same Government changes the policy in pation.

Therefore, in other consultation you, after all, we add value, use the mungongo product on hairright? in the To burnt notion. whose people usedprioritized to having most fingers and left held online. uctBut, or service is contributed differentiated from business try. the simple fact of this Zambia’s production ucation toleather portfolios was effectively established. year 2030”.

Atthose the heart of this oflong-term foreign foreign your hands before you enin the basin to be inare Zambia, predominantly and declaring Sixth development plans capital for production and and inputs necessary for falling kwacha meant that inputs that attempted to start off trying gether in harmony to some achieve sucThis isventures a community displayburnt and left nursing huge liabilmoney into theirGST, venture? business among themmay ensure that going forlike over the have now investment, able forreceptacle delivering molasses to gistical challenges.

What to the supThe adverse impact ofas for in perfect health.

Or put another growth plan.

It goes in what accelerates the country twenty years. village setting required boiling the very It unsurprisingly follows from the above fine things in life imported, the notion of is dwarfed by countries such your favour – will you supply to the with you our esteemed members, do this, I would like to understand Another one is the multi-grain given the amount of educatsimilarisofferings.

For some manunursing huge liabiliexchange earnings, gave prominence economic development plan is have lapsed.

Currently, the exports is also to be improved transforming and adding value were procured at a higher price gage or are served. to shoulder the exorbitant cost of cess.

Dis-harmony in the working harmony that contributes to discarded subsequently. ities from the fallout.

But, having said that, in a selves.

And the nature of this reby informal businesses, but Different jurisdictions have undertakings as public interest matter that the laissez faire ward, the country is self-sufficome together to work with Surya.

What was required were While Zambia Sugar Plc ply of hand sanitiser not meetway, it is dis-harmony in the body The notion ofproduct public Covid-19 onaspiration economies ofthe the hard nut for this many hours to extract the oil. that not having this hair on the cri- ato Zambian cereal is onethat thatquantities isconsidered not onlyto in without saying out of the Covid-19 induced Given big reversal in the Ethiopia and Kenya who have breakfast cereal was made ing of the populace that isthat in- donated market the required your support in of responding your needs, wants and your theand upgrade of local quality, aimed the demand forthat athe technology facturers,bank value may lie in efficiency Seventh National Development and access to affordable to the raw materials.

Secondly, than planned.

Thus, locally ings and operation of business the success ofit students, which in loans, together with colThe point that should not be desired country like ours, family source is that will be patient, it There is even a militancy This contraption has lit-form has assumed unprecedentthat causes disease. ties from the fallout. cient in this product, over and government to contribute to specialised tankers to trans150 tons of the mateing was fact This process made feasibility of using the shelves of major retailers has got to be alien, but when sitting next to imported different approaches to deementities (PIEs) to have better attitude we have taken towards competitive leather sectors in world cements it as one of the from maize, rice and soya. thought and effort would need sis, but alsoentities toin setfriends it on amix growth volved.

Butexport maybe we should fortunes of the global economy, increase growth targeted based and focused interest isare not Planas(7NDP) - running from finance for molasses. farmers, agrithe right between industrial, manufactured goods were results in dis-function andOur poor turn, will reinforce the success of required.

This tofabe missed from the above scenario isanticipatrarely willing to put is forgiving, and ofand course itlocal will about this: A few weeks ago, erary become ubiquitous the best standard and coed prominence, for asupply to information calls, requests, quesbenefits from ZAM. It indeed the case that when and scalelateral and inought their above stabilising the addressing challenges ofonemployment port the rial part of the collaboratof theisthis three sources of ethanol, product very limited, especially for women the case ofZamBeef a characteristic failure of the cereals retailer shelves, willwithout most likely Africa.

The works leather sector in the Apparently, its were export also throw inproperties Finance, what manufacturing sector.

By organs darkest episodes.

The Internauntil 2021 isof being business MSMEs exporters trade and tax policies are yetbe tomarkets. less competitive compared toanperformance. theinto whole community.

Indeed, aone no-brainer.

If the primary reathat there are different financing money in anybody’s new business not cost anthis, arm and aSome leg.

That is ing entities as PIEs. use I2017 went through Chongwe oversight and scrutiny of the those that purportedly bring the country. without a forward. to put but some of trajectory going Anothproduct, in the fight against and indeed our own econthe body is young and all business.

So, itAnd isand patently the ercion to the customer?”.

If your tionnaires etc. will be cardinal for us ed first step will be to draft a vision vour as they can compete on price. chain during these COVID-19 COVID-19 in the country. and Lafarge came to the rescue ing efforts by ZAM members of the major ingredients in in urban areas.

But it would appear most new product development.

And many be challenged more by our attitudes than country has been struggling to completely unfamiliar such that the currently claimed The strategy in coronavirus.

Ethiopia made use 2030, effective manufacturing with the fact that the single implemented.

One ofventures the pillars of high value agricultural beat found, uncertainty goods from cheaper members of the community livIt is for this reason that sucson why people go into business solutions business at to venture.

Inleaving fact, for us the itthe would the kind ofwould financing that isto needand when Iurban stopped by the doubt, the hygiene levels ofstatus are uncontaminated, they work the It such case that bank loans are rarely tional Monetary Fund (IMF) issues that need be er way of looking this is that omy, itfor would be true say women in the areas are very familiar challenges contributed to this.

Firstly, quality nutritional value ofshould theis swer willand be noaimported –start-up then we be to establish the quo and map that highlights where the manutimes.

The ZAM COVID-19 by donating tankers to transto contribute to normalising hand sanitiser, were not For others value lies in two the scarcity regain competitive advantage sectors, revenue size or quanof entities.

Foreign Direct Investment healthiest breakfast cereal of economic diplomacy and extended entities that dynamically of the 7NDP is these “Economic products enhanced.

Aside from on the economy, not jurisdictions and/or with higher cessful businesses devote signifiing in harmony could is to make profit, the question most important item oneasthe activities different stages ofattempted development, be truedomestic to say that family and ed fortogether to be established together in aperfect harmony roadside and to oil port the nation are being mainthe most ideal form of economy. financinnovation that will be needin our The with the properties of mungongo on hair the whole effort of undertaking product local product.

This is a very important projects that the global econosince privatization in 1991.

And while before the Response Team, headed by the the molasses. the supply of hand sanitisers, available either due to inputs taken into account include the what Covid-19 provides is an that the assumptions that were on the global market did not working you thatseeks you the way forward. facturing sector would toing be in of a product and people discretionary authorizations attract and competitively add value attend toto respectful management cant amounts ofand effort and timelike tointerest Diversification Job enhancing agriculture value excluding economies ofensure scale. one has toassociation ask themselves isleft what and that not all forms of the financfriends maythe bemanufacturing the ones standing and to flourish. national finance agenda at because tum ofon number oftocountry employees The of public (FDI) into the country has ily overcoming dis-eases that Itwas is awhen there is such harmony in the body that the same is inconsideration business start-up.

In fact, enter anotion shop, the gentleman tained high enough to coned as the allegedly when product development and commercialising the toeven take into account In thewith sector recorded compare this COVID-19 pandemic Surya ZAM president, Mr Ezekiel Thus, Surya was to protransporting the molasses being out of season or imports my will (shrink) by 3%. foreign investment tothis industrial zones following: opportunity for up with tofact, the locally abundant used, both for planning the 2020 have the right quantities, atbecause a schools, comThe information provided will Banking Sector is a the next 10 years in line with vision want to contract have with it.

Wherever your developing strategy.

The business ofDoes infrastructure such as Creation” aimed atevery improving chains, other interventions sector.

A steady policy mean that kind of business will give such a ing are suitable for business on the side-lines very keenly waitBut we can also learn from othperfect health.

Or putable another way, is dis-harmony in the body that the moment isZambian COVID-19 may inevitably invade the body. in markets where statistics of itcoming inside very sternly ordered tribute effectively to the such conto respond to the Minister of once stocked in one of the major retailers, mungongo hair product was a lone hard as policy makers and manufacturers -3.5% growth in 2019.

From as well as entities already listed entities is not completely unusHere exposed to pilfering tencereal.

Sadly, it also suffered was operating below capacSekele, hasventure mobilised its memduce bulk hand sanitiser and to outside being disrupted by COVID-19 and economic parks for tanning natural resources should be causes disease. clinics, etc, ifthe not even build such, strategy is used asof aoutside tool for creatproduction and productivity. as promoting local andusing foreign environment is relevant for the manufacturing is doomed going big profit that they can afford to Zambia, while the morFor instance, the suitable ing for the to collapse, er African countries that have espetitive price and with great quality. be used to their strategise and estabBut asto the body ages, the risk of from 2030.

The vision will be drafted into and its impact.

And what valuein proposition lies, it should be Given that the IMF predicts new business ventures and budget and for developing the me toMazabuka gosome back and tainment of theeffort coronavirus, Finance’s call for local proditventure. out-sold the already established man household appliances. may try ifto substitute imports with locally 1974 1996, the Zambian very good case in point the same fate as the hair sector.

Markets were liberalized to allow ity, working with Tandem bers to come together to conother members, ZamBrew, Chisamba where the ethanol containment measures in in existence.

By then, the as for the good of the community. ing harmony in the organisation.

It is anticipated that a strong participation in mining value growth of the sector as it allows forward?

Certainly not.

While, pay off a loan at more than 30% sources of financing a start-up not actually even throwing in a tablished very strong Savings and on a public exchange.

The chalfamiliar in our economy.

The dencies by these same invesdis-harmony in the body organs financing are kept, it as has been number of hides thatshelves. canDevelopment be tanned per Secondly, the suffers insufficient about Commerce?

And Minbidity and mortality of my hands.

Such spirthanks this contraption. ucts to attitudes replace imported Developed suppliers willof allow uswill to lish can best be done by the made awash strategic plan detailing how and effective to ensure thatstatistics your clients hair products on the Why, Secondly, iscountry the case in most of such products, if the people that theCredit world economy Seventh National leather tanning subsector had All thetostaff inwhat the community level. product. to be sold foreignThe contrary of the above is on the soccer pitch, Consulting, it from has now put in tribute to Cola Bottlers, etc business offered spanner to like be produced proved a Coca neighbouring countries.

This was interest, pay statutory obligations areJust totally different from those heregovernment and there leather toefforts accel-products Cooperatives (SACCOs)

With ZONDWAYO DUMA

Leather Sector Growth in Zambia: Sustainable success needs harmony GREAT PRODUCTS THAT NEVER WERE ZAM CONTRIBUTES TO STABILISING ZAMBIA’S COVID-19 UNSUNG HERO? THE GAPING FINANCING GAP PUBLIC INTEREST ENTITIES COVID-19 OPPORTUNITY CEO’s brief: We Add Value A Manufacturers Perspective HAND SANITISER SUPPLY

Tipping the Manufacturing Growth Scales in Zambia

CRUCIAL FOR OURRESET COUNTRY FOR ECONOMY

increases and starts leading to

demonstrated that the majority

for finance, access to itforeign are that imported goods the sector be challenged, the nation’s unsung hero for him/her down.

Ialso think isare not any easily get those policy requests we tion.

Amay case in point is the work is pushing to expand the In similar vein, there are now atexchange, and input supply better than local ones, the listed entity, financial instituthese scales can be tipped.

COVID-19.

Enock Banda, wonder that a country with such tempts atisdoing village banking in may make from the Government. production of ethanol from that looking into substituting were also amended in support import substitution strategy Looking ahead, the sector great potential in every direction a tion, retired technician from etc, it important to go our market, but these will only be cassava so that inInis so doing, itwill work So, going forward imported products with local of exporting firms. doing, will have limited success.

But needs a ZAM new strategy and a deyou look: greatly educated people, the University ofso Zambia, successful ifon we exorcise that will bring board the bigger export taxes on semi-finished that is another topic for another to handhold the small enterprises further and enshrine this in the ones in the foreign owned chain rethink of how to sail the current great natural resource endowSchool of Engineering, inmon Let’s of gloating over others’ failleathers were also introduced totheir busiconstituency ofregistered cassava farmtime. getpeace back to the turbulent economic waters. ments, great and youth divvented and the and help them improve stores.

While this started asexama reLaw. Mauritius is a good ure among ourselves. incentivize functional upgrading Zambian breakfast cereal.

The ers into the ethanol production Indeed, tough economic timesyet idend, indeed so many greats, design of to the handwashing ness processes, investment opIn challenge addition to re- caused action the disruption of tanneries major thismobilising product value The food grade ple of and theatchain.

Corona Virus Disease is not thethis. pinnacle of achievesystem with the Patents and sources at individual and family portunities, growth strategies and Zambia needs a similar faced was that it was not the by Covid-19, going forward, we ethanol that will beimportant produced (COVID-19) pandemic call for ment and performance, economiCompanies Registration level, we also need transformation But it is unstrategy and more.

With the primary focus of its producers formalisation.

We will worktowith different measures.

The first step cally and socially.

Could this be an need to take this opportunity to in sufficient quantities will enAgency (PACRA) in 2001, as of some institutions toincontribbiggest lying and it medium didchallenge not have behind it spirthe is a derscore that there differis a mapping of different threats indication that we do not embody the manufacturers to help sure that all producers of shown in the picture. set a new course for the econoute to closing thismuscle gap.

Equity fiterrible hide keeping habits, kind of marketing that and opportunities.

For instance, harmony that leads tothe sustainable it-based alcohol in them with licensing, understanding He attempted to set upis nancing via the stock exchange ence between acountry State-Owned my overall. cattle ranchers and goat and international brands devote to the COVID-19 outbreak provides success? manufacturing of import this syswould not have to the far much more patient than bank their sector and compliance sheep farmers require behavior their cereals.

We need to putpeople in place agEnterprise (SOE) and awith PIE. an opportunity manufacturing Indeed, at for the national levtem on the side while he loans, but this will require product going forward. change to deter flogging Toitto conclude, itpolicies should bethe regulators.

And, with largemanubusiels, is not difficult to see how firms tap into local and gressive for maintained his job with that are other involved inis those instituThe latter an entity owned, The major developand excessive branding. heartening that we don’t have dis-harmony leads to dis-function regional value chains. nesses pursue export market analyfacturing value-add so that as tions to appreciate their imporUNZA. Unfortunately for ment from making the hand Insufficient tanning investment to look that hard toare uncover usually wholly, by government in a liaison country.

We witnessing Additionally, the tough times sis, with regulators and trade tance andfrom significance toisbe this him, such was the pent-up much value would captured and inadequate knowledge great innovative product ideas sanitiser molasses all unfolding the demise of a once call for increased dialogue cause.

Money that sits in pension negotiations with Ministry Comwhile latter is demand for his newly decould be addressed through undertaken inthe Zambia which the other co-products that can aof private in-country as possible.

From great and powerful nation that between manufacturers and funds and statutory funds couldadd what signed handwashing system industrial policy change. hold theto promise ofwhich becoming merce.

Please feel be produced in the process. seems be forgetting tofree existto as however different policy making bodies. company is age-old economic fundamenreadily be mobilised for business that as soon as it was seen While the marketing and national icons.

However, what else ZAM should Some of these aTwo harmonious melding do. of peoples of the co-products from To typify this, manufacturers financing through the be Capital tals, manufacturing iscritical one of the deemed to be of sigbeing sold, everybody with logistics challenge could ought be disheartening is that of diverse backgrounds and ethneed totoraise their voices the molasses to ethanol value addition services will come at Markets, but the onus isprocess onskill the the efforts to establish these addressed by the expectation a bit of steel fabrication economic activities that overnicities. together to the Energy nificance to the public.

Hence are liquid fertiliser and animal a cost but it’s in the hope latter to products come to which the party with that you fledgling amount to that Government, is started making and selling It Carbon appears like dis-harmony all offers increasing returns to Regulations Board’s increased feed. dioxide is anmarket development. the need toaprices, deem such entities nothing.

Ifpromoted there is plethora the biggest consumer of also our manufacturers will place valthem by the roadside.

Imitais being to the speedy electricity and fuel scale, with instances other co-product produced infor learnThere are other potential opof such failures, this should leather and leather products, tion is one of the perils of inuePublic onofthem.

ZAM will nonetheless demise that once upon aEntities, time and illustrate the huge strain Interest and tions for financing businesses the process and this could be ing, innovation, etc considered. naturally point the fact that would champion support to sufnovation and Mr Banda great nation. this adjustment have continue totowill be the voice ofthey induslike impact funds which seek to used in manufacturing of carthe requirement that “rethere are deficiencies in our the industry by buying locally There is therefore need to profered the fullstruggling brunt it with If something is notof speedily on thein already try, policy matters, supplier and support businesses thataslook into economic setup as far produced leather products, after bonated drinks as well asgiving regard to the handwashing done to restore harmony ingreen that including manufacturing sector.

Similarly, actively deliberately identify port” to the public, broader environmental and sussupport to such initiatives isreach trade linkages and your all-time adthe public sector highlights its house applications. system.

With the onus to activities nation, they may quickly the call for budget proposals will value-add economic tainability issues and above concerned.

To be over clear, this having share participation of required Full capacity production vertising platform. infringement of intelaprove point ofspecifications. no return and end up require unison voices from the financial profits.

There arethe also is not only about establishing which have Despite itswould current state, of the ethanol from molaslectual property rights and being relegated to the heap ofmaximum sector.

As you grow, the secretariat will the public in them. some financial support mecha- perforiconic Zambian products.

It Zambian leather and leather impact on the economic the once-upon-a-time greats.

InSo, to you seek redress through ses could indeed bring on the the To turn tide and increase need tothe grow with you. nisms with technical assistance is also that the call towe replace Therefore, in addition to products sector has so much our neighbourhood, have courts lying squarely on Mr and supmanufacturing contribution toseen market a number of products mance of the country for business start-ups, but the only imported products with locally our valued members the plea is say potential considering that dis-harmony contribute to destaGDP, manufacturers should Banda’s shoulders, he had having regulatory oversight that could lead to cessation of challenge allthose. these have, apart produced ones will yield raw hideeach materials are readily aporting good word about ZAM so that you bilisation of a other once great economy. support by creating no wherewithal toare take this importation of some items.

For should from not being homegrown solulimited results iftheir there nocould available, and quality for some entities, there will This value addition But the same is true at global bring your neighbor company andbe local forward and backward course of action and comSurya a systems by-product of tions, be isitself, their long-term sustainmechanisms and in easily improved.

If enhanced, permeate all economic sectors, level.

It isand harmony among the na- measures linkages promote the need to put in place pletely lost out on approprifriends to join us.

We want them to ability, a business manages the production process isnew gas place toonce support innovative the leather sector could tions, multi-lateral andmainstay multi-na“Proudly Zambian Campaign”. including our ofyou. forating any economic benefits to go the past the post.

Indeed, part offrom see Secretariats value product initiatives, over and which is used for energy in the effectively contribute to job for transparency in the contional organisations of the world Additionally, the Government from his innovation. eign exchange earnings, mining, the homegrown solutions we above failing to take advantage creation and foreign exchange plant, thus cutting back onneed theget But for the Secretariat to to the that will lead to sustainability. should ensure policy duct of businesses But now that the hand- by PIEs. of readily available externalities for plugging this gaping financing earnings.

Without doubt, the where selling of unbeneficiated use of fossil fuels for itsmay energy. place that it needs to be, we need Without which we just consistency and engage private washing system is proving to communities that gap is for the likes of may the Industrial sector isin income intensive Much in the same way that enThe tragedy that the succeed annihilating ourselves products continues unabated, sector on anticipated policy your feedback.

Please give such ahonest major factor in fightcurrently be excluded from the Development Corporation (IDC) and requires heavy sunk COVID-19 pandemic has off the planet.

The Sustainable changes. tities that are registered comnot only us of the value ing the spread of the corous your thoughts here. economic system. to establish anrobbing in-house venture costs, thus, Government Development Goals (SDGs) and will wreaked onthe the economies

NO GRAFT

Wednesday 19 August, 2020

Drowning in debt, seeking multiple jobs

JOHANNESBURG - South African employees are taking second jobs and using expensive short-term loans just to make it through the month, a new survey reveals.

The research was released on Monday by PayCurve, a financial technology platform which allows employees early access to a portion of their earned income ahead of payday.

It points to “a nation struggling to stay afloat,” with most employees surveyed unable to make their income last even until month-end, according to Tamir Sacks, CEO of PayCurve.

Sacks said a “representative sample” of 500 South Africans aged from 16 to 65 and earning a salary each month, was surveyed, and the results reflected how severely financially stretched

working South Africans are.

The survey found that emergency expenses, such as car repairs and unforeseen medical bills, accounted for 31 percent of respondents’ additional funding needs, while eight percent of respondents said the extra funds would be used for educational expenses.

Most of the respondents who needed financial help in meeting these costs were aged between 36 and 45.

Almost half of those surveyed said they were being forced to take a second job - if they were lucky enough to find one - to make it through to the end of the month. Close to 80 percent said they must take out expensive short-term loans to meet their obligations.

“When faced with a financial shock, as we have seen in recent months with the arrival of the Covid-19 pandemic and its concomitant impact on jobs and household income, people are really struggling to keep up with their daily expenses,” commented Sacks. – FIN24.

Nigeria's $1.5bn World Bank loan delayed over reforms, say sources ABUJA/LAGOS - The World Bank is unlikely to approve a much-needed $1.5 billion for Nigeria this month as planned due to concerns over desired reforms, three sources familiar with the talks have said.

A delay in financing from multilateral lenders could leave Africa’s biggest economy and top oil producer, battered by low crude prices, unable to fully finance a record 10.8 trillion naira ($28.35 billion) budget.

The central bank has said Nigeria’s balance of payments gap this year will be $14 billion.

The World Bank, which has said Nigeria could be heading toward its greatest fiscal crisis in 40 years, had aimed to bring the loan to its board for approval this month, but the sources said negotiations over what Nigeria will do to secure it were incomplete.

“They are not convinced about the reforms,” a source close to the government said.

All three sources declined to be named due to the sensitivity of the negotiations. The source added that the currency was the core issue.

World Bank loans are often contingent upon reforms. It has not outlined any demands,

but said previously that it was “recommending” a more unified, flexible exchange rate.

Fuel subsidies and electricity tariffs are also being discussed.

Another banking source said the loan could now not be approved until October.

Nigeria’s finance ministry directed queries to the World Bank. In a statement, the lender said discussions were at an advanced stage, but confirmed that it had not presented the loan to its board.

“Of particular importance are the steps the government is taking to marshal the needed fiscal resources for a propoor response to the crisis and undertake the reforms that will help ensure a robust recovery,” the statement said.

Nigeria’s policy of supporting the naira has become more costly since the oil price slide, as it relies on oil for 90 percent of its foreign exchange. It has devalued the naira twice this year, but the sources said that was not enough for the World Bank, which wanted fuller reform of the naira policy.

Nigeria also said it had eliminated fuel subsidies through a “floating” price cap, but two of the sources said the World Bank felt the mechanism was not sufficiently transparent. – REUTERS.

…SA Treasury says no room for corruptors in infrastructure programme

J

OHANNESBURG Responding to heightened criticism in recent weeks around corruption surrounding the state’s multi-billion rand medical response to the Covid-19 pandemic, Treasury Director General, Dondo Mogajane, said “corruptors” will not be accepted in the state’s R100 billion infrastructure fund initiative.

The fund, which is a partnership between government, the private sector and international financiers, was first announced by President Cyril Ramaphosa in September 2018. Due to the impact of the pandemic and the worsening the economic outlook for the country, the need for infrastructure development to revive activity and growth has become more pressing.

HARARE – Maize and wheat, Zimbabwe’s staple grains, account for over half of the foreign currency that corporate entities require for key raw material imports, Reserve Bank of Zimbabwe (RBZ) Governor Dr John Mangudya says.

This means the country is spending millions of United States dollars that are in short supply to import grains the country should ordinarily be producing enough internally, given its good climate and swathes of fertile arable land.

Zimbabwe’s economy is reeling from the serious

Before the coronavirus was declared a pandemic in the middle of March, South Africa was already in recession. As a result of the lockdown, the economy is now forecast to see a double digit contraction this year despite the earlier than expected move to Level 2 lockdown over the weekend.

“Our process should be transparent, should be fair, should be competitive and we should get the best value for government in this case,” Mogajane said at a briefing following the signing of an agreement between National Treasury, the Department of Public Works, Infrastructure South Africa and the Development Bank of Southern Africa (DBSA).

Mogajane emphasised that Treasury will “not in any way” accept corrupt parties.

Treasury has allocated

Local production can save foreign currency, says central bank chief

negative impact of foreign currency shortage manifesting through exchange rate volatility because of the huge national demand for foreign currency caused by over dependence on imports. “The Reserve Bank has been very clear (though); we have bemoaned the lack of productivity in this country; we have no productivity; that is the problem; it’s not foreign currency.

“We do not produce to

G7 ministers to consider extending debt freeze for low-income countries - Treasury WASHINGTON - Finance ministers from the Group of Seven rich countries on Monday noted improved economic conditions in their economies, but underscored their concerns about the debt problems facing low-income countries, a U.S. Treasury spokesperson said.

During a teleconference hosted by U.S. Treasury Secretary Steven Mnuchin,

R10bn from the current m e d i um-term expenditure framework, a n d R100bn has been m a d e available over 10 years.

The programme is set to kick off with 55 projects, which have yet to be announced.

Referring to the collusion by construction firms related to the infrastructure roll-out ahead of the Fifa World Cup in 2010, Mogajane said lessons had been learnt and the state was making sure not to have a repeat. FIN24.

the ministers repeated their call for all official bilateral creditors to fully implement the G20 debt freeze for the poorest countries, and agreed to consider additional options, including extending the initiative into 2021, the spokesperson said.

The meeting also included the leaders of the World Bank and the International Monetary Fund, who have urged the Group of 20

self-sustain ourselves. How do we import maize and wheat in this day and age? The RBZ continues to bemoan lack of productivity to self-sustain ourselves so that the foreign currency we are using to import maize and wheat is used to feed the auction system.

“We need 30, 000 tonnes of wheat in this country every month. That is about US$12 million, which we are removing from the auction; and for

maize, we need about 100, 000 tonnes per month; that is about US$28 million, which we are again removing from the auction. “So you can see already that more than half the companies’ forex requirements per month go to import basic food commodities in the form of grains and therefore you want to reduce that to put money on the auction,” Dr Mangudya said. – THE HERALD, Zimbabwe.

countries to extend their Debt Service Suspension Initiative (DSSI) given the economic impact of the pandemic.

G20 members, including China, and the Paris Club of official creditors in April offered a freeze on debt service payments to the 73 poorest countries through year-end to free up an estimated $12 billion in funds for the poorest countries to fight the outbreak and mitigate its economic impact.

But implementation of the debt freeze has been challenging, triggering calls for its extension and expansion.

China’s reluctance to include

its state-supported China Development Bank and stateowned enterprises in the debt payment suspension and concerns over confidentiality agreements included in many Chinese loans to countries in Africa have slowed progress in executing the debt freeze, economists say. Private-sector participation has also been sluggish. The ministers agreed on Monday to “advance debt data transparency and consider additional options going forward for low income countries, including an extension of the DSSI into 2021,” the spokesperson said. – REUTERS.

Wednesday 19 August, 2020

8

Why HH should not be president of this great nation Zambia Dear Editor,

Send an email to dailynation@ymail.com

You can also send contributions on any topic. Anonymity when requested will be granted. Send your text message to: 0967 697056 / 0954 328223 / 0972 067699

1. MANAGING a nation is not just about the economy, that’s mistake number one.

The greatest mistake you can make in leading a nation is to think that managing a nation is about a better economy where people have money and eat well and all.

While that is important, the truth is leading a nation requires more competencies than just money. This is why HH is not anywhere fit to lead a nation, let me highlight a few key competencies of leadership at national level.

(A) FORGIVENESS It may sound awkward but for a nation to move foward and well requires that the president can and is able to forgive and HH has clearly demonstrated lack of a forgiving heart and is bent to pay evil for evil while President Lungu has demonstrated extreme tolerance and forgiveness towards humanity like forgiving and promoting Miles Sampa and GBM, great leadership to admire.

(B) HUMILITY They say great leaders behave like they don’t have authority even when they have it and that is exactly who President Lungu is, many of you think he is weak and fails to use his power and

PRESIDENT LUNGU IS RIGHT ON ACC Dear Editor,

T

HERE is no doubt, some law enforcement agencies have been entrapped to play to the gallery through their selective application of the law in the administration of criminal process.

In the management of public finance, the funds are managed by public officers and not politicians, yet only PF politicians have been pursued. Little do we hear the names of erring technocrats pronounced louder than the trumpets blown on politicians.

There a numerous technocrats who have been found wanting, a vindication that technocrats control the expenditure programmes in the operations of Government therefore can know better than politicians.

A very good example can be deduced from facts such as the Henry Kapoko case as well as the former Ministry of Finance employee who has been caught in a web of ownership of the controversial 51 houses.

Even the allegations of improper land allocation, it is inconceivable to assume that everything can take place without the involvement of Directors at various local authorities. However, only politicians were suspended yet no known administrative action taken against Town Clerks and their Directors.

As Head of State and Commander in Chief of the Armed Forces, President Edgar

Lungu is bestowed with the responsibility to exercise parental jurisdiction and maintain an oversight role over public institutions.

Where necessary, he can express discontent.

It is in the exercise of this noble and constitutional responsibility that President Lungu in his unique wisdom deemed it fit to express his concern in a manner the Anti-Corruption Commission was handling politically-charged complaints.

The ACC has earned its reputation as the Anti-Politician Commission.

On a number of times, there has been a number of nonpolitical actors that has fallen in the realm of public concern. We have observed that there has been immense dedication to proactively pursue the perceived inner circle and allies of the Presidency.

Unless there was adherence to the timely and well researched parental guidance, the public confidence in the institution is likely to be eroded.

Like we have noted, other oversight institutions such as Public Accounts Committee, the Auditor General and Financial Intelligence Centre among others cited financial malpractices by nonpolitical actors. To the best of our recollection, ACC has been reluctant to give the cases the same publicity they give to politically-charged complaints. Just like any other institution, we do not take pride to see its impartiality being brought into ridicule.

With the recent developments which has seen President Lungu’s lieutenants fall in the web of their investigatory mandate, this is seen to be a stage-managed ploy to misuse criminal procedures to fight the people walking the corridors of power.

For example, when one high ranking Government official is arrested, there are always calls by the notable and partisan adversaries of the Presidency who call for the suspension of the accused persons.

Had President Lungu not stood his grounds, by now he would have lost nearly his entire cabinet on the pretext if letting the law to take its course.

We will continue offering checks and balances to the state investigative agencies and resist any apparent attempt to make governance grind to a halt.

We therefore wish to rally behind President Lungu and his concerns are genuine. The onus is on the concerned institutions to take this guidance seriously to redeem the trust of the public.

MARVIN CHANDA MBERI, Youth Rights Activist, Lusaka.

all sorts of things but trust me president Lungu is a man who presidency hasn't gotten to his head , the man is simply a true leader.

(C) DEMOCRATIC Mr Hakainde Hichilema is a very undemocratic leader who always wants his way and noone to challenge him in UPND. Never and all of them are like dead animals in his camp, please when you hear KBF come out to challenge Lungu and many others it doesn’t mean Mr Lungu is weak no that actually is a strength, the man is simply a Democrat.

(E) CALMNESS They say when faced with a serious problem the only time you can see who really is a leader and who is not and surely HH is far from being calm, look at how he reacted on the Covid-19 challenge. He called for a lockdown and even some other PF leaders so that it was right but President Lungu who is calm and doesn’t make decisions anyhow simply said NO I will go step by step.

HH and his cadres condemned EL but today even WHO wants President Lungu’s model to fight Covid-19. Look at how President Lungu was calm on gassing and always waiting for proper data before he acts.

Well phase two tomorrow but the point I’m making is that leading a nation is not just about the economy, we have seen beautiful well to do families end up divorcing because other competencies are not in place. Money is not everything, managing people requires a huge heart.

CHANDA NONDE.

‘Nivi Life Che’

Dear Editor, NO matter who you are or what you do, there will always be someone who is prettier than you, someone who has more than you, someone who has it worse than you.

That is just how life is. You can’t have everything that you desire, there will always be something missing, something that you wish you could change or you could have.

The most important thing like, J Cole says, is to Love Yourself; be content with what God has given you; accept those things you cannot change but have the courage to confront what you can actually change.

Nivi life che: You can’t have everything you want. It’s not possible. After all what does man profit in gaining the whole world then lose his soul?

Be content. Celebrate your achievements no matter how small they maybe, but never quit trying to do better.

God bless you all, comrades.

ANTONIO M. MWANZA.

9

Chifubu traders in cash windfall

Wednesday 19 August, 2020

KITWE HEALTH OFFICE TEMPORARILY SHUT

…some officers test positive

By SANFROSSA MANYINDA

OPERATIONS at the Kitwe District Health Office were yesterday suspended to allow for the fumigation of the premises after having recorded a number of Covid-19 cases.

Kitwe District Health Director Christopher Dube confirmed this to the Daily Nation. Dr Dube said some members of staff had tested positive to the virus and hence authorities decided to fumigate the premises in Bushi Township "We have not completely closed the offices, what we are doing today is fumigating the premises so that it is safe for all of us," he said.

Dr Dube said that the operation of the office would resume today and every-

thing would get back to normal. He said that the team wanted to ensure that

the place was safe for other members of staff as well as the general public.

HERITAGE MINING LIMITED (IN LIQUIDATION)

The Copperbelt just like Lusaka has seen the spike in Covid-19 infections.

Following the appointment of Mr. Ernest Mwenge as Provisional Liquidator by way of Court Order dated 29th April, 2020 and subsequently confirm by way of Court Order dated 29th May, 2020 and signed by the Honorable High Court Judge of the Commercial Division, this Notice serves to notify CREDITORS who may have a claim against the Company to Submit their claims with proof to the contact details no later 08 September, 2020.

The Liquidator Mr. Ernest Mwenge (Without Personal Liability) C/o Ernest Chartered Accountants, Auditor.

Tax. Consulting. Financial Advisory.

Suite 35 Professional Center, Kantanta Street Nkana East, P.o Box 22307, Kitwe, Zambia Tel: +260 212 228325 Mobile: +260 977 285 392 Email: ernest.mwenge@ernestchartered.com

FIVE hundred marketeers of Chifubu constituency in Ndola have benefitted from K250, 000 availed by President Edgar Lungu.

The money was released to the traders through Member of Parliament Frank Ng’ambi at the weekend.

Mr Ng'ambi gave out the K250, 000 to marketeers in Chifubu constituency as additional capital for their business.

He said the empowerment funds were non-refundable adding that 500 marketeers at Chifubu market had benefitted from the money.

He was speaking at the Chifubu Modern Market shelter when he disbursed the funds, stating that K125, 000 had been allocated to Chifubu ward traders, K50, 000 to Kawama market and the remaining amount to other markets in the area.

Mr Nga'mbi indicated that each trader had been given K250 to boost their businesses, seeing that a number of businesses had suffered in the wake of the Covid-19 outbreak.

He also announced that a K1.6 million bus would be presented to youths for them to thrive in business.

And Patriotic Front Copperbelt Chairlady, Rose Mukupo, expressed gratitude, stating that women in other parts of the country also needed the same attention.

Ms Mukupo advised the MP and other officials in the province to continue empowering the women as they were home keepers.

She also also implored the beneficiaries of the K250, 000 to use the funds prudently.

Ms Mukupo also implored the women to take a front role seat in ensuring that their children obtained National Registration Card.

K250,000 Mr Ng’ambi gave out the K250, 000 to marketeers in Chifubu constituency as additional capital for their business.

The MP said the empowerment funds were non-refundable adding that 500 marketeers at Chifubu market had benefited from the money.

‘Govt will support innovative youths’

By SANFROSSA MANYINDA

NOTICE TO CREDITORS

By MUYANI SHINJABALE

President Lungu

GOVERNMENT will support innovative initiatives by the youths and create an enabling environment for them to create decent employment at all levels.

Kitwe District Commissioner Chileshe Bweupe said youths should hold each other accountable and ensure that the strategies for development were achieved.

Mr Bweupe was speaking at the launch of the enhanced Adolescent Sexual Reproductive Heal and Rights (ASRPHR) in Kitwe yesterday.

ASRPHR is a two-year project, a simplified Adolescent Health (ADH) strategy aimed at improving access and better conditions to ASRPHR in Eastern, Muchinga and Coppervelt provinces.

The strategy is spear-

headed by the Alliance for Accountability Advocates Zambia (AAAZ) which is aimed at promoting citizen, youth and community-led accountability and participation in monitoring the implementation of the Sustainable Development Goals (SDGs).

It is also aimed at monitoring implementation of the National Development Plans (NDPs) through advocacy and capacity building.

"I wish to state that Government is committed to ensure that the needs of youths in the country are put as priority and this will be done using the strategies used in the 7NDP as aligned to the SDGs," Mr Bweupe said.

Government, he said, was aware that building inclusive societies was a means to attaining national develop-

ment. And speaking earlier, Health Facility Adolescent Coordinator Kennedy Mumba said that the organisation would ensure that youths were given enough space in health facilities to learn about Gender Based Violence, early marriages and family planning.

Wednesday 19 August, 2020

MOSI OA TUNYA / MOSI OA TUNYA NEWS

COUNCIL EMPLOYEE COMMITS SUICIDE the accident in which the council vehicle was damaged extensively.

North-Western Province Commissioner of Police, Elias Chushi, confirmed the incident which occurred yesterday around 09:00 hours in Stadium area in Solwezi.

By JACKSON MAPAPAYI

A

34-YEAR-OLD Mwinilunga Town Council driver has committed suicide shortly after surviving a road accident.

The employee took his live soon after surving

He identified the deceased as Kosta Lopesi.

Mr Chushi said the victim while driving a Toyota Hilux registration number BAE 5063, careered off the road and overturned due to excessive speed.

He explained that upon seeing that the vehicle had

been extensively damaged, Lopesi hurriedly hanged himself to a tree in the nearby bush using a sit belt cut from the driver's seat.

He said the body of the deceased had been deposited in Solwezi General Hospital mortuary awaiting burial.

‘Shift capital from Solwezi to Mufumbwe’ consultative meetings, it was agreed by stakeholders to shift the capital to a more central district. ‘’The district that was agreed upon by the stakeholders was Mufumbwe, so I am appealing to the President to actualise this,’’ he said. Chief Kizela was speaking through the royal establishment spokesperson, Samora Kayombo, when Water Development, Sanitation and Environment Minister Dr Jonas Chanda called on him at his

By JACKSON MAPAPAYI

GOVERNMENT should actualise the shifting of the North-Western provincial capital from Solwezi to Mufumbwe, a traditional leader has said.

Chief Kizela of the Kaonde speaking people of Mufumbwe said the decision sould be implemented.

The traditional leader wondered why it had taken long for Government to shift the provincial capital.

He said during the various

palace on Monday. He said the shifting of the provincial capital to Mufumbwe would help the district develop fast.

The traditional leader also appealed to Government to expedite the process of opening Kalengwa mine.

Chief Kizela said the delay in opening the mine was deterring development in the area. He said if fully operational, the mine would not only contribute to the economic turnaround of Mufumbwe, but the country as

REPUBLIC OF ZAMBIA

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CHALIMBANA UNIVERSITY OF

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SATURDAY, 29TH AUGUST 2020 @ 10:00 HOURS CHALIMBANA UNIVERSITY CAMPUS IN CHONGWE MONDAY 17TH AUGUST TO FRIDAY 28TH AUGUST 2020 EXCLUDING WEEKENDS.

Important Bidder/Customer Registration Steps, Terms and Conditions (i) All Bidders shall pay Non-Refundable Fees for Participation Forms as follows: - K250.00 for Motor Vehicles & K100.00 for General Stores Items at CHALIMBANA UNIVERSITY CAMPUS in CHONGWE Starting on 17th August 2020. (ii) Pay Refundable Security Deposit Fees of K2,500.00 for Motor Vehicles & K500.00 for General Stores to RDF Auctioneers Limited. The Deposit is Refundable if Customer Complies with Auction Terms and Conditions. (iii) Pay for all WON items either by Cash or Bank Certified Cheque on the Auction Day or within 48 hrs from the Close of Public Auction Sale & Collect Items within Two (2) days of Payment, failure to which Storage Charges will be levied on all uncollected Items.

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a whole. ‘’So, we really need the mine opened because we believe it will also create employment for the local people,’’ he said.

In response, Dr Chanda assured the traditional leader that he would deliver the message to the Head of State.

“I can assure you that those critical issues that you have raised, I will take them up and deliver the message to His Excellence the President for possible action,’’ he said.

DAILY

10

Lake Kariba water level drops

By ANDREW MUKOMA

WATER levels in Lake Kariba has continued to recede after attaining a peak level this year of 481.30 meters on June 30.

The dam recorded 26.94 Billion Cubic Meters (BCM) of stored usable water, 41.57 percent live storage.

Zambezi River Authority (ZRA) chief executive officer, Munyarazi Monodawafa, announced that the recorded lake level on August 13, this year was 480.87m, with 24.84 BCM of stored usable water (38.3 percent live storage).

ZRA said of this 24.84 BCM usable storage, only 7.3 BCM was the available balance from the 2020 water allocation.

Mr Munodawafa said the water level put the lake at 5.37 meters above the Minimum Operating

Level (MOL) of 475.50m.

Last year on the same date, the lake was only 3.17m above the MOL having registered a lake level of 478.67m with 14.40 BCM of stored usable water (22.16 percent live storage).

Further, the Zambezi River flow recorded at Chavuma continued to recede as per historical trend, which was seen from the last highest peak flow attained of 58258 meter cubic per second (m3/s) recorded on February 25, this year to a river flow of 201 m3/s recorded on August 13, 2020.

He said that in line with its mandate, ZRA would continue to monitor the hydrological outlook of the Kariba catchment and make necessary adjustments in the reservoir operations.

This is to ensure continued availability of water for power generation operations at Kariba.

Garbage heaps balloon in L/Stone

By ANDREW MUKOMA

GARBAGE collection in Livingstone has become a challenge following the breakdown of the only front-end loader at the local authority.

As a result, the local authority had been relaying on goodwill from the Zambia National Service loader for garbage collection.

The situation has seen growing heaps of garbage mostly in high-populated townships such as a Zambezi Sawmills, Dambwa Site and Service, Kashitu, Nakatindi, Linda, Ngwenya and Libuyu.

Simonga Ward Councillor Peter Munyama said the situation was posing a health hazard in the community.

Mr Munyama noted that residents had been cleaning but the garbage being generated was not collected.

He said during a meeting at the council that residents

Uncollected heaps of garbage were worried with the sad state of affairs.

But Livingstone City Council Town Clerk, Gertrude Chibiliti, attributed the challenge to the faulty loader.

Ms Chibiliti, however, said whenever the ZNS loader was free, the local authority had asked for help to clear garbage in some townships.

She said that the model of the front-end loader at the Livingstone City Council very old and requires an overhaul.

And Director Engineering Services, Liftray Ndaba, said that the required spare part was about K 49,000 and could only be purchased in Lusaka.

• Sex is a biological term which refers to the exclusive physiological differences between

PUPILS females and males.

• Sex roles are, therefore, roles which females and males perform on the basis of their

reproductive physiological or biological make up.

Daily Nation, Educating Zambia!

• Sex roles are generally the same in all societies because they are biologically determined.

• For example, sex roles for women may include child bearing and feeding, while those of

men include siring.

Sex Roles Stereo-type

• This is a belief that males and females, by virtue of their sex, perform certain roles.

• It is a belief or myth (not necessarily factual) that associates certain traits of behaviour or

acts with different sexes.

The agents of socialisation

DAILY

11

Wednesday 19 August, 2020

Some of the agents of socialisation are; The Family

• The family is the primary agent of socialisation.

• It provides the first teaching for boys and girls.

• Socialisation is carried out by parents and relatives living within the family.

From childhood, girls and boys are socialized to believe that girls are inferior to boys in all aspects of life.

• The social and cultural attitudes tend to favour the boy child. For example, the birth of a

male child in a home gives parents more joy than that of a female child.

On today’s pupil’s forum in civic education will look at a topic: Gender equity and equality.

At the end of this lesson, learners should be able to; • • • • •

Define gender equity and equality Distinguish gender roles from sex roles Causes of gender based violence Example of common based violence Effects of gender based violence

The School • There are persistent sex differences in educational processes within schools, based on

cultural beliefs about sex differences between women and men in both character and ability.

• Female and male learners are subjected to different socialization in the school system.

• The formal education provided tends to confine girls to domestic and household levels

seen through the kind of subjects they take.

• The school curriculum also has an impact on the process of socialization in the system.

GENDER EQUITY AND EQUALITY Gender is defined as socially constructed and varying roles that men and women play in their daily lives.

Some textbooks that the learners use usually portray females and males differently.

• They depict women and men in traditional roles and occupations which are sexually

Gender Equity

• The Media in Zambia, like other agents of socialization, has continued depicting the

accordance to their respective needs in society.

position of women as being subordinated to men.

• The relations between women and men should not be antagonistic, but rather friendly.

• A policy that has been used to promote fairness and foster equal opportunities is

• Unfortunately, the messages in most songs are based on the patriarchal nature of society,

• Positive discrimination is a policy with special measures which are aimed at creating a

• Some of the songs played on radio and television describe the immoral behaviour of Page submission 3 of 8 women while others emphasise their total to men.

Affirmative Action, which is also referred to as positive discrimination.

state of equality between females and males through the implementation of policies and programmes aimed at elevating the status of the disadvantaged.

• For example, the Ministry of Education has been following a policy of affirmative action to

maintain the proportion of girls at the Grade Seven (7) and Nine (9) levels of education.

• The selection pass mark for girls is relatively lower than that of boys. This is done in order

to encourage and retain female participation in the school system.

The following are some of the ways in which gender-based violence can be reduced: • Speaking out about the problem.

• Sensitising the community about gender violence and the need to work together to stop

the vice.

• Assisting couples to discuss and resolve their problems.

• Reporting cases of violence to the Police Victim Support Unit for legal action and

counselling.

• Encouraging victims to go for legal advice to NGOs or Drop-in Centres dealing with

gender-based violence.

segregated.

The Media • Gender equity refers to a process by which women and men are treated fairly in

Ways of Reducing Gender-Based Violence

Measures to curb Gender-Based Violence and Child Abuse • Lobbying for changes in the laws and enforcement of laws regarding gender-based

violence.

• Making others aware of the extent and true nature of gender-based violence and child

abuse through public education, training, public performance, newspaper articles, radio and television programmes.

normally describing the place of a woman as a wife in the home.

• It is also important to note that most of the Zambian popular song lyrics are sung by men.

• Women are usually used as dancing “Queens”.

• This gender stereo-typing is also portrayed on television and in newspaper

advertisements, most of which are biased against women.

• Establishing counselling centres for victims.

• Putting pressure on the community to make conditions safer for vulnerable people such

as improving street lighting in certain areas.

• Researching and keeping records on child abuse and gender-based violence for social

action and policymaking.

• Formulation of community based gender violence committees.

Religious Institutions Gender Equality • This is a concept which states that all human beings, that is, girls and boys, women and men are free to develop their personal abilities without limitations set by stereo- typed rigid gender roles and prejudices.

• Religious institutions play a key role in the socialisation process from early childhood. In

• It means that the different behaviours and aspirations of all human beings are considered,

• However, in modern societies, some religions allow women to assume leadership

valued and favoured equally.

• This does not mean that women and men have to become the same, but rather that their

rights, responsibilities and opportunities will not depend on whether they are female or male.

• For Example, job offers in the employment sector should be done on merit as all human

beings must enjoy the same rights and opportunities.

The Historical background to gender equity and equality.

The Background to Gender Some issues that affect women’s socio-economic needs include:

general, all religions teach that women should be submissive to men.

• Men are recognised as leaders. They preside over all religious ceremonies while females

are assigned subordinate roles such as cleaning the church. positions.

Gender based violence

Psychological Violence

• The persistent and increasing burden of poverty on women

• This is one of the most destructive types of violence.

services.

Page 1 of 8

• Inequality in economic structures and policies in all forms of productive activities and in

access to resources.

• Inequality between men and women in the sharing of power and decision making at all

levels.

• Lack of respect for and inadequate promotion and protection of the human rights for

women.

• Gender inequalities in the management of natural resources and in the safe-guarding of

the environment.

• Persistent discrimination against and violation of the rights of the girl-child.

• Stereo-typing of women.

The difference between gender roles from sex roles.

Gender Roles • Gender roles are prescribed activities, tasks and responsibilities which are assigned to

female or male by a society. They are influenced by cultural, political, economic, religious, age, class and racial factors.

The following are some of the examples of common gender roles:

• Environment Management

Some of the specific roles assigned by society for women include: • Health care provision • Food preparation • Pottery making • Mat and basket weaving • Crop harvesting • Cutting grass for thatching • Harvesting

Sex Roles • Sex is a biological term which refers to the exclusive physiological differences between females and males.

2 of 8 and males perform on the basis of their • Sex roles are, therefore, roles which Page females

reproductive physiological or biological make up.

State three ways of reducing gender based violence Identify any four common forms of gender based violence Describe five effects of gender based violence Define (a) gender (b) gender equity (c) gender based violence

5. With example, distinguish gender role from sex roles Page 7 of 8

PUZZLE 27 1

Structural Violence • This form of violence includes all the violence that exists within the structures of

institutions.

2

3

men include siring.

Sex Roles Stereo-type

8

from unjust and repressive social structures.

• Gender- based violence emanates largely from the patriarchal gender system that violates

9

women‟s rights at all levels.

• Individuals or certain groups of people in society may perpetrate it.

11

or lack of access to services.

12

13

14

Causes of Gender-Based Violence There are several causes of gender- based violence:

16

17

• Socialization- learned behaviour based on cultural practices and beliefs that disadvantage

19

women and children, especially the girl child.

Page 4 ofmyths 8 • Gender roles-stereo-typing, societal beliefs, or attitudes that men and women by

22

virtue of their socialization should perform certain tasks.

• Suspected extra-marital affairs.

• Refusal or delay to serve food.

Common forms of Violence The most common forms of violence are: • Physical (Spouse battering).

• Verbal abuse, for example, insults.

• Rape and defilement.

• Incest.

• Threats.

Property grabbing.

• Cruelty by guardian.

• Lack of child or spouse support.

• ect for the husband.

• Belief that men show love by beating wives.

• Refusal to have sex.

• Drunkenness.

Page 8 of 8

• Petty jealousy.

PUZZLE 26 SOLUTION

Effects of Gender-Based Violence

I

• Physical mental injury and death.

N

The Family • The family is the primary agent of socialisation.

• Permanent disability.

T

• It provides the first teaching for boys and girls.

• Suicide.

• The social and cultural attitudes tend to favour the boy child. For example, the birth of a

male child in a home gives parents more joy than that of a female child.

The School • There are persistent sex differences in educational processes within schools, based on

N

S

U

L

T

S

Gender-based violence has several effects:

• Sexual violence contributes to the spread of HIV and AIDS and risk of contracting other

• Socialisation is carried out by parents and relatives living within the family.

From childhood, girls and boys are socialized to believe that girls are inferior to boys in all aspects of life.

21

Down 1 At what time 2 Solo of Star Wars 3 Ring shaped coral reef 4 Machine providing energy for moving parts 5 Smallest unit of matter 9 Without illness 10 Stick with pointy end for bow 11 Semi-precious stone 12 Vocalize loudly 15 Cat vocalization 17 Metal bar attached to ground for train 20 This instant 23 Egyptian God

• Failure to get permission from male partners to do something.

E

Some of the agents of socialisation are;

20

23

Across 1 Ship for whaling 6 Interrogative 7 Household animal 8 Adequate amount 9 Cut of pork 12 Thin 13 Remains of fire 14 Upper limb 16 Rowing tool 18 Floating ice sheet 19 Inside 21 one less than three 22 Group of three 24 At all times

D

The agents of socialisation

18

• Beliefs that women provoke men by answering back.

• The abused may be fearful, angry or pre-occupied with their own safety and may not be

acts with different sexes.

15

24

• Oppression of the spouse: The abused cannot realise his or her potential and contribute

• It is a belief or myth (not necessarily factual) that associates certain traits of behaviour or

10

• Gender based violence includes poverty and all forms of violence such as land eviction

N

• This is a belief that males and females, by virtue of their sex, perform certain roles.

5 7

• Sex roles are generally the same in all societies because they are biologically determined.

• For example, sex roles for women may include child bearing and feeding, while those of

4

6

• Structural violence occurs in the economic, political, social and military systems. It arises

• Insecurity- social and financial economic dependency by the abused.

• Crafts Work

1.

2.

3.

4.

threats, harassment and attack on another person‟s self-worthy.

• Water resource management

• Tourism

EXERCISE

• Psychological violence leads to depression, frustration, madness and suicide.

• Low self-esteem by the perpetrator.

• Gathering

• Young Christian Men’s Association.

• Legal Aid Clinic for Women

• It is concerned with violence towards the mind and often takes the form of humiliation,

• Business enterprise • Farming

• Young Christian Women’s Association.

• Other Non-Governmental Organisations

Gender based violence is violence involving men and women in which the female is usually the victim. It is not only about men who abuse women, but also includes women who abuse men physically and verbally. Gender violence takes various forms: physical, psychological and structural.

Physical Violence: This form of violence is directed on the body. Physical violence can take the form of fondling, beating, slapping, punching, shooting, kicking, stabbing, rape and sexual assault.

• Violence against women in general.

• Inequalities and inadequacies in and unequal access to health care education and related

Institutions that Address Gender-Based Violence Zambia Police Victim Support Unit.

U

A

W

A

S

H

T

O

W

fully to the development of the family and society.

willing to perform duties that are expected of them.

Sexually Transmitted Infections (STIs).

• Unplanned pregnancies.

O

T

S

U A

R

R

O

E

A

R

P

Page 5 of 8

• Depression or trauma.

N

• Loss of self- esteem and confidence.

• Family disruption, for example, divorce.

P

T

O

T

A

L

O

P

O

P

O

W

C

H

U

L

W

E

R P

I

A

M

T

L

I

O A

R

H A

T H

I

Wednesday 19 August, 2020

FEATURES

DAILY

12

Fuel importation: is it properly being monitored …smuggling of the commodity reaching alarming levels

By BRUCE KAEMBA

I

T is a well known fact that fuel plays a vital role in driving the development of a country.

This is why many countries, if not all, have priotised the production, supply and distribution of this important commodity and have readily available facility or facilities which are solely put up to ensure that this commodity is always available at any given time.

However, just like in any other sector, the energy sector in Zambia is overwhelmed with so many challenges, chief among them the influx of unscrupulous fuel dealers who are engaged in all sorts of shoddy deals which include fuel-fraud, smuggling, adulteration, under-invoicing and outright theft of petroleum products.

According to available statistics, these illegal business practices in this sector costs Africa, as a whole, a whopping US$100 billion each year, apart from draining nations of the much needed tax revenues.

To mitigate this problem, several pan-continental and national efforts have already been put in place.

Countries like Mozambique, Tanzania and Uganda have demonstrated that a unique identification marker can enable the tracking of fuel products across the supply chain, and help identify adulteration points and contraband fuel, thereby guaranteeing tax compliance.

Such fuel marking technology has led to significant increase in tax revenues from fuel products in these countries, along with a drop in the adulteration rates and an overall improvement in product quality.

Their positive experience could serve as a blueprint for other countries like Zambia to emulate, formulate and implement anti-illicit fuel trade systems.

In Zambia, the institution charged with the responsibility of monitoring the use and consumption of fuel and ensure that this commodity is regulated and monitored to curtail its misuse or abuse is the Energy Regulation Board (ERB), established under an Act of Parliament.

The ERB was established by the Energy Regulation Act, no. 16 of 1995. This Act was amended by the Energy Regulation (amendment) Act no. 23 of 2003.

Tied to this is the National Energy Policy (NEP), which is the main energy policy document in the energy sector, guiding changes and developments in the sector.

The policy document contains measures for each energy sub-sector and outlines strategies for implementation and identifies the legal framework required to

implement the policy.

Of equal importance in this sector is the presence of the Tazama Pipelines Limited.

The pipeline is a 1, 704-kilometre facility running from the tank farm at Kigamboni in Dar-es-Salaam to the refinery at Ndola in zambia. This provides pipeline transportation of feedstock to the refinery and is a natural monopoly.

Tazama is also managing the feedstock on behalf of government in an agency arrangement while Indeni Petroleum Refinery Limited is the only refinery in the country.

SAMPLE In normal circumstances, the importer is required to sample the fuel for conformity to the Zambian standards prior to offloading and distributing on the market. This is necessary to guard against compromised product quality.

On the other hand, Oil Marketing Companies (OMCs) who also play a vital role in this sector, are vertically integrated in the distribution and retail business of fuel while at the tail end are dealers as suppliers to retail customers.

This market is final in nature as retail customers buy the petroleum products for final consumption. The market is characterised by many suppliers and many buyers, collectively creating a competitive market structure.

This is potentially the flash point where smuggling of the commodity starts, as some of the OMCs, and they are many in Zambia, have a questionable background or are indeed a smoke-screen of some unscrupulous dealers involved in the business of fuel.

The distribution of fuel and petroleum products is mainly done by road transportation meaning there is enough room for unscrupulous fuel dealers to moot out plans on how to move the consignment of this product fraudulently.

Little wonder then that, in September 2010, the government announced the introduction of a Uniform Petroleum Pricing (UPP) mechanism in the country apparently in the hope that these measures would somehow reduce the incidences of smuggling.

In the same year, the ERB implemented the UPP mechanism and announced the new countrywide prices that took effect at

midnight the same day.

Though the ERB has adequate legal framework mechanism backing its operations, the energy regulator has been unable to stop the rampant smuggling of fuel in the country. Actually the trend is increasing and is having a negative effect on the government’s ability to collect revenue from this important sector.

The ERB has on several occasions merely expressed concern at the rise in reported incidents of fuel being smuggled into the country and has reaffirmed its commitment to ensure that smuggled fuel is not offloaded onto the local market.

Following recent media reports of smuggling of fuel, the ERB has as a matter of urgency instituted investigations to ascertain possible breaches of licence conditions by the affected parties, as well as assure strict adherence to quality specifications.

In the same year 2018, ERB rolled out a fuel marking, as an intervention that would help tackle challenges regarding fuel marketing and trade by focusing on among other areas; Minimise dumping and smuggling of tax exempt and/or transit petroleum products onto the domestic market.

It is a well known fact that dumping or smuggling entails tax evasion thus defrauding the government of due taxes on petroleum products.

It must be emphasised that smuggling of fuel into the country not only deprives Government of the much needed revenue but also puts at risk the quality of fuel on the market. This is because the quality of smuggled fuel cannot be guaranteed as it is not subjected to checks to verify compliance to set standards.

Unlike smuggled fuel, legally imported fuel is supposed to be checked for conformity by way of a certificate of quality submitted to the Zambia Bureau of Standards (ZABS) at the point of entry into Zambia but this exercise is either deliberately being overlooked or is omitted from the clearance process.

In normal circumstances, the importer is required to sample the fuel for conformity to the Zambian standards prior to offloading and distributing on the market.

This is necessary to guard against compromised product quality.

But as it has already been established that a large amount of the fuel distributed in the energy sector is being off-loaded illegally on the market, the aspect of good quality fuel which meets all the required standards, finding its way on the market is almost nil.

This could definitely be attributed to the fact that some of the players who find their way in this sector are engaged in rampant acts of smuggling of fuel and their reputation and business

profile are highly questionable.

Agreed, some of the fuel dealers in the sector are doing their best and are transparent and accountable in the way they conduct their business and are genuinely declaring their profit margins to the government thus contributing to the Treasury accordingly.

However, the current upsurge in the number of OMCs and filling stations in the country means a corresponding increase in the number of cases of fuel being smuggled into the country because, as earlier indicated, some of them are eager to cash in by taking advantage of the laxity or lack of seriousness on the part of the institutions responsible for monitoring the consumption of fuel in the country.

Evidently the amount of fuel being consumed on the Zambian market is not commensurate with the amount of fuel which is coming into the country. This is clearly a paradox and could only be attributed to the increase in the number of unscrupulous OMCs and filling stations.

This is the reason why imported fuel which is meant for consumption in the neighbouring countries of Zambia, has ended up being decanted within the country despite the importers declaring that the fuel was in transit to another country.

This modus operandi by un-

somehow managed to evade the dragnet by among other things giving false information to the clearing agents through documentation showing that the fuel was in transit but somehow ended up being consumed within the country.

One interesting aspect is how easy these importers manage to easily find the market for this commodity locally despite the ZRA declaring and rating it as a high risk commodity, in which case, it is inevitably expected that the revenue collector would have in place a robust and highly pro-active mechanism to ensure that fuel on rit (removal in transit) does not find its way on the Zambian market.

The question therefore remains: Does the ZRA have an effective strategy in place to monitor the fuel or indeed any other high risk goods which are transiting Zambia?

History is replete with many monitoring strategies which ZRA introduced in the past to help curb the vice of smuggling fuel but all have lamentably faltered in one way or another.

Now the ZRA has introduced the use of the drones to help in the fight against smuggling. We are yet to see how effective this mechanism will be.

Another over-arching aspect of this increase in the cases of smug-

scrupulous OMCs and some owners of filling stations has impacted negatively not only on the clearing agents, who accordingly and unsuspectingly clear the commodity at the port of entry but, ended up being entangled in a web after the importer fraudulently decides to offload the commodity within the country, as opposed to its final declared destination.

This illegal practice has also robbed the government of the much needed revenue, as these dealers evade paying tax to the Zambia Revenue Authority (ZRA).

Monitoring the movement of fuel has been a thorny issue and a nightmare on the part of ZRA, as the unscrupulous importers of this commodity have always

gling is the nature and identity of the “importers” of the fuel and their clients. Are these “importers” a smokescreen of the highly organsied cartel of fuel smugglers. Are their clients, who are running the many mushrooming filling stations, dotted across the country part of the rings of unscrupulous fuel dealers?

These and many other questions will remain unanswered until such a time Government goes deeper and unmask who really these dealers are and deal with them accordingly, only then would we be protecting the relevance existence of Indeni and Tazama Pipeline.

Truth be told, these unscrupulous fuel dealers are having a field day in that despite them buying

fuel on the black market without paying duty on it while selling it at the same price with other dealers who are paying customs duty.

One can only imagine how much profit they are making.

As things stand now the ZRA appears to be highly ill-equipped to undertake this gigantic task of putting an end to fuel smuggling, as their current strategy which is mainly anchored on motor vehicle patrols is inadequate.

This inadequace is demonstrated by the revenue collector’s aggressive barking at the wrong tree, who happens to be the declarant also known as the clearing agent whose role is to merely facilitate the clearance of any cargo that arrives at the border.

In this case, it is most unfortunate and unfair for the ZRA to hold the clearing agent responsible for any undervaluation or wrong declaration, as he simply conveys declaration given to him by the importer to customs.

Therefore any queries raised by customs over the cargo cannot be answered by the clearing agent without consulting the importer.

The fact that the ZRA is quick to punish the clearing agent in an event that an act of smuggling of fuel or indeed any other cargo is discovered, is an indication that the revenue collector is unable to put this vice to a stop by getting to the bottom of who really is the culprit.

This therefore entails that the government, through the Ministry of Energy, needs to step in and fill this grey area in the operations of the ZRA by ensuring that all matters related to smuggling of fuel are dealt with decisively and promptly.

The government also needs to seriously interrogate who the real culprits are in this cycle and what motivates them to engage in such vices.

Is the government aware about the capacity of these fuel importers? Basically the government needs to go deep to the root of the problem.

Perhaps the starting point to realigning the importation of fuel with the aim of restoring normalcy is to question the relevance of the two government instituions, Indeni and Tazama board of directors.

What can Zambia do to curb fuel smuggling?

Indeed, Zambia is overdue for concrete steps to fight the illicit fuel sector. With more than 60 percent of the fuel consumed in Zambia being smuggled, the government, the ERB, Indeni, Tazama, ZRA and other allied entities must up their game if parity is to be restored in this sector. *The author is a Lusaka-based business executive and current president of the Customs Clearing and Freight Forwarding Agents’ Association of Zambia.

DAILY

Wednesday 19 August, 2020

BRIEFS Abiy drops Defence minister in reshuffle ADDIS ABABA - Ethiopian Prime Minister Abiy Ahmed has reshuffled his cabinet dropping a former close ally, Defence Minister Lemma Megersa.

Lemma was recently suspended from the ruling party’s executive committee for “failing to discharge his duties.” – BBC.

Congo Ebola responders end strike over unpaid salaries GOMA, Congo DR - Health workers responding to an Ebola outbreak in Democratic Republic of Congo ended their threeday strike over unpaid wages on Monday, the World Health Organisation and local authorities said.

On Saturday, they protested against the health ministry’s recent publication of their pay scales, which they thought were too low, and the government’s failure to pay them since the start of the new epidemic. – REUTERS.

Mali opposition calls fresh anti-govt protests BAMAKO - Mali’s opposition announced fresh protests against President Ibrahim Boubacar Keita on Monday, including a women’s march and protest caravans planned this week in the poor Sahel state.

Speaking at a press conference in the capital Bamako, representatives of the June 5 Movement (M5) said the series of protests would culminate in a mass rally on Friday. – AFP.

Lukashenko, still in power in Belarus MINSK - Alexander Lukashenko, the leader of Belarus, yesterday awarded medals “for impeccable service” to law enforcement officials who have helped him crack down on protesters who have been demanding he step down for the last 10 days.

Lukashenko, in power for the last 26 years, is under pressure, with no sign to an end of protests and strikes against what protesters say was a rigged August 9 presidential election that he says he won. – REUTERS.

Michelle slams Trump

…Says he is ‘wrong president’ for US WASHINGTON - Michelle Obama has launched a stinging attack on US President Donald Trump as Democrats prepared to crown Joe Biden as their White House challenger.

"Donald Trump is the wrong president for our country," said the former US first lady in an emotional recorded message to the Democratic convention.

Disaffected members of Trump's Republican party also piled in on him at the Democratic party conference.

The election takes place on November 3.

Because of the coronavirus outbreak, Democrats scrapped plans for a crowded party extravaganza with balloon drops and all the other political razzmatazz in Milwaukee, Wisconsin.

But it is unclear whether the largely virtual schedule of pre-recorded speeches with no live audience can generate the same level of enthusiasm as pre-pandemic gatherings of the party faithful.

Republicans will face the same challenge as they make their case for four more years in the White House at a drastically scaled-down convention next week.

Obama, who recorded her

keynote address before Biden announced his running mate, Senator Kamala Harris, six days ago, launched a blistering attack on Trump.

"You simply cannot fake your way through this job," she said in remarks that closed the first night of the convention on Monday. The headline speaker added: "Our economy is in shambles because of a virus that this president downplayed for too long."

"Stating the simple fact that a black life matters is still met with derision from the nation's highest office," Obama continued. "Because whenever we look to this White House for some leadership, or consolation or any semblance of steadiness, what we get instead is chaos, division and a total and utter lack of empathy."

She said the last four years had been difficult to explain to America's children. "They see our leaders labelling fellow citizens enemies of the state, while emboldening torch-bearing white supremacists.

"They watch in horror as children are torn from their families and thrown into cages and pepper spray and rubber bullets are used on peaceful protests for a photo op."

– BBC.

NEWS OF THE WORLD

13

NO COVID SCAM …Kenya dismisses exposé on looting of Covid-19 funds

N

AIROBI - Kenya’s health ministry has dismissed an exposé that alleged massive looting and disappearance of millions of dollars of donor funds and equipment meant to help the country contain the spread of coronavirus.

An investigation by a local television station claimed that more than $400m (£304.5m) worth of donations could not be accounted for as Covid-19 cases continue to surge in the country.

Kenyan health workers have threatened to go on strike due to a lack of personal protective equipment (PPE).

The investigation alleged

that well-connected individuals, including politicians, profited from contracts to supply the PPE including medical masks and gowns.

Some of the companies that were awarded multi-million dollar contracts had only been set up a few months earlier, it is claimed.

Other firms that won tenders were linked to relatives of high-ranking government officials raising questions over possible conflicts of interest.

Appearing in parliament, Kenya’s Health Minister Mutahi Kagwe, described the findings as fictitious and said his ministry could account for more than $200m worth of donations it had received.

But the investigation alleged double that amount could not be accounted for.

The government denies the allegations In one case, the investigation report claimed that donations allegedly received from a foundation run by Chinese billionaire Jack Ma, went missing after being received by state officials but were then resold to the government at inflated prices.

– BBC.

Sudan’s security forces fire tear gas at protesters KHARTOUM - Sudanese security forces fired tear gas to disperse thousands of protesters, some burning car tyres, who gathered to mark the anniversary on Monday of a transitional power-sharing deal with demands for quicker political reform.

The agreement set up a precarious alliance of civilian technocrats and military officials following the April 2019 ouster of long-time ruler Omar al-Bashir, with elections due to be held after 39 months.

The government says it is pushing ahead with reforms, but many people want swifter and deeper change.

Protesters from neighbourhood-based “resistance committees” gathered outside Cabinet headquarters in downtown Khartoum to voice their demands amid a heavy security presence.

The Sudanese Professionals

Association (SPA), which spearheaded anti-Bashir protests and helped strike the deal with the military, said on Twitter that security forces violently dispersed protesters after they demanded to meet Prime Minister Abdallah Hamdok and refused an envoy sent in his place.

A Reuters witness saw tear gas being fired.

The police said in a statement late on Monday that

U.S. imposes sanctions on 4 Ugandans over adoption scam WASHINGTON - The United States imposed sanctions on four Ugandans on Monday, including two judges, accusing them of participating in a fraudulent adoption scam, the U.S. Treasury Department said

in a statement.

The Treasury accused Ugandan judges Moses Mukiibi and Wilson Musalu Musene, lawyer Dorah Mirembe and her husband, Patrick Ecobu, of participating in a scheme that

officers’ use of tear gas during the demonstration was lawful and according to their evaluation of the situation on the ground but has lead to “some random injuries” among protesters and security forces.

Khartoum’s governor Ayman Khalid expressed his “deepest apologies” and called the force used on Monday “excessive” and “contradictory to [our approach] in the era of freedom, peace and justice.”

Khalid also called on the general prosecutor to investigate.

The neighbourhood committees say they want to see the long-delayed formation of a transitional legislature, the reorganisation of the civilian Forces of Freedom and Change coalition and a civilian takeover of military-run companies.

Hamdok on Monday called for political and

removed Ugandan children from their families under a promise of “special education” programmes and study in the United States, and instead offered them to American families for adoption.

“Deceiving innocent Ugandan families into giving up their children for adoption has caused great suffering,” Deputy Treasury Secretary Justin Muzinich said in a statement.

“The individuals involved in this corrupt scam deliberately exploited the good faith of Ugandans and Americans to enrich themselves.”

Monday’s action freezes any U.S. assets of those blacklisted and generally bars Americans from dealing with them. The State Department also barred Mukiibi and Musene from traveling to the United States.

The Treasury said Mirembe’s law firm promised vulnerable families in remote villages that their children would be moved to Kampala for education, where American prospective adoptive parents then travelled to adopt children from an unlicensed children’s home.

The Treasury also accused Mirembe, with help from Ecobu, of facilitating multiple bribes to judges Mukiibi and Musene.

In a separate action, the Department of Justice on Monday said it had charged Mirembe and an American, Debra Parris of Lake Dallas, Texas, in an indictment filed last week with money laundering and violations of the Foreign Corrupt Practices Act in connection with the alleged Ugandan scheme. – REUTERS.

CHISAMBA Katuba 2ha 300m off Great North road K300,000.6ha,piggery 6km off great north road K400,000.3ha cottage, borehole, wirefence, zesco power K1m.2ha to 40ha 12km east of fringilla K65,000 per ha.

CHIBOMBO near Ibis Gardens tarred Great North roadfront,2ha,4ha,8ha,10ha,12ha K250,000 per ha. Same area 300 to 600m off Great North road,2ha,4ha, K125,000 per ha.2.5ha,3 bedroom house, poultry, near Chibombo Basic School K300,000.Liteta area 8ha K900,000.23ha near Mungule Place K1.5m.

MUMBWA Tollgate 78ha K1.5m.40ha In Mumbwa town K50,000 per ha can Sub-divide.

CHIBOMBO Near Ibis Gardens 4 bedroom house on 4ha 300m off great north road with poultry K2m.55ha K750,000.

SERENJE Nansanga farm block 118ha K750,000.16ha price offers invited.32ha K150,000.80ha K500,000.230ha K850,000.265ha K2m.105ha.18ha offers.

MKUSHI 3km from town 160ha K1.2m.35ha K1.3m.390ha K1m.Shiwang’andu 200ha K1m.

KABWE 6ha 2km off Lusaka K225,000.45ha 3 bedroom cottage, borehole, Zesco 3-phase power,20km from Kabwe cbd 500m off Great North Lusaka road K5.5m.

KAPIRI town ten shops as a complex K250,000.Kapiri Hillside plot 20m x 40m with five room house K150,000.

COPPERBELT NDOLA Northrise 5 bedroom house K1.5m.Mitengo 3 bedroom house K300,000.

LUFWANYAMA Emerald mines seeking partners, investors, sponsors or financiers.

EASTERN CHIPATA City Kalongwezi 3 bedroom house K650,000.4 acres Great east Msekela road junction K1m.

LUSAKA KALUNDU Lusaka west 2km off mumbwa road several plots,20m x 30m K35,000.30m x 30m K45,000.40m x 50m K60,000.50m x80m K80,000.

MUNGWI Road, Lusaka west near Appolo several plots, one acre tar roadfront commercial K400,000.2Bedroom house on 4 acres K3m.several plots 50m x 80m K130,000.40m x 50m K80,000.

MAKENI off Mumbwa road one acre K180,000.Makeni West Kacheta area,2ha to 80ha K100,000 per ha. Before Oriental 4900sqm 3 room house K1.3m.makeni south tar road front commercial plot for shopping mall and filling station or warehouses 4 acres K6m.

MAKENI Great North roadfront. Makeni West Kacheta 11 acres K400,000.

KAFUE estates plots, 20m x 30m K35,000.Shikoswe 20m x 30m K40,000.

Mpande area one acre to 3 acres K60,000 per acre. Hillside 50m x 100m K100,000. Chikupi 50m x 50m K60,000.

59m x 100m K80,000. Greenfields 30m x 87m K120,000.Town 40m x 40m K100,000.Kafue Lusaka road near Avic 30m x 40m K40,000.

MIKANGO Mwanawasa Settlement, several pieces 2ha to 3ha K125,000 per ha.

Five hectares 300m off Leopards Hill road opposite Barracks entrance commercial K2m.Nkwashi 2ha K1m.Plot 2500sqm K80,000.

PALABANA Lusaka East, Chalimbana river damfront 40ha to 300ha K200,000 per ha. Away from dam 600ha K150,000 per ha. Also same area 2ha 80ha K90,000 per ha.

KANAKANTAPA ,Chongwe, 22 acres, 3 bedroom house 3 fish ponds, poultry facility 2500birds capacity K3m.6ha K250,000.

WATERFALLS, Silverest area 1km off great east road several plots,30m x 30m K150,000.30m x 44m, 30m x 47m, 33m x 60m,K250,000 each.

Same area, buildings can be residential or offices K1.5m.

CHINIKA GARDEN house area, warehouse near SGS Filling Station plot sizes 3 acres built space 20m x 60m.U$D740,000 warehouse 4,738sqm K6m.House 6 rooms plus Mumbwa roadfront K850,000.

NDEKE Meanwood, 3 bedroom house K580,000,3 bedroom house,2x 1 bedroom houses small shop wallfenced K1.5m.

MAKENI off Kafue road , motor vehicle workshops on 2.5 acres and 2 acres adjacent, big truck and bus parking space, service pits, storerooms U$D 1.8m.

MAKENI East commercial plot 6,603sqm K700,000.3 bedroom executive house, ceramics K3m.

SHIBUYUNJI MWEMBESHI Bridge 75 acres K1m.300 acre K3m.

CHILENJE South 2x2 bedroom house houses one plot K850,000 2 bedroom house K500,000.

KAFUE Roadfront opposite Embassy Mall 2 acres, office block, big space for further construction K38m.

CAIRO road Kafue roundabout Commercial plot 3100sqm K36m BARLASTONE PARK ,Lusaka west 8 acres with 5 bedroom house, 4 and 2

bedrooms, workshop, storeroom ,2 boreholes,2 water tanks,Orchard,K10m.

CHIPATA Compound 3 bedroom house K200,000.2 bedrooms K250,000.Chunga Extension 3 bedrooms K400,000.

CHILANGA Shimabala, Safari Ranch 26 acres,6km off Lusaka Kafue Great North road,40km from Lusaka cbd four chalets, solar power, dinning room, kitchen, braistand, two offices, fish pond, two boreholes, some zebras, puku, peacock K2m.

Good for weekend and holiday camping.

FAIRVIEW near Levy Park, complex comprising several shops, warehouses , storeroom ,offices, showrooms, U$D4m.

KATUBA 6.5ha K400,000.15 acres K15acres K350,000.3.8ha K260,000.73ha 11km off Great North road K2m. 2.5ha(7 acres 2 bedroom house, piggery, borehole hand pump power generator K1.3m.

KAFUE Greenfields plot 30m x 87m K50,000.Shikoswe Turn off 3 big shops,K500,000.Chirundu roadfront 0.394 acres fenced U$D 380,000.Kafue Gorge road 18ha K1m.Mungu 200 acres K35,000 per acre.

BARLASTONE PARK 2 acres K300,000 or one acre K150,000.

STATE LODGE area plot 50m x 50m K400,000. 4 bedroom house K2m.

K A N A K A N TA PA , C h o n g w e , 4 . 3 h a K250,000.

LEOPARDS HILL road Palabana turn off 770sqm K100,000.

CHILANGA Opposite Chilanga Cement,3 bedroom house 1km off kafue road double storey K3M. SHIMABALA 7ha K1.7m. Lusaka westwood 100 acres K3m. Quarry Road 20 acres K2m.Barmoral 7 acres K1.3m.

Mwembeshi 50 acres K15,000 per acre.

Barm0ral plot 30m x 40m K75,000.

RUFUNSA 12 acres on offer letter 2km off Great east road K100,000.

PALABANA University 12 acres(5ha) K200,000.

KAMWALA Trading area, double storey building with ground floor shops plus offices or hostel rooms with kitchen upstairs K18m.Shop K1m in Kamwala.

LUANGWA River 17ha for lodge near game park K350,000.

CHALALA 2x3 bedroom houses K875,000.

CHIPATA Compound complex one small shop, two bars, one tavern,storeroom,3 bedroom house, three flats, 6x2 bedroom houses.7 x 1 bedroom house houses, shelter and car park K1.3m NDEKE Meanwood plot 18m x 22m K170,00.Chamba Valley plot 20m x 30 K180,000. Kanyama flats 4x2 bedroom K160,000.

CHILANGA house double storey near Golf club, plot size 80m x 80m K2m.Mt Makulu area 1.5 acres K400,000.1.4 acres K650,000.Musamba premises for school or shops nine rooms plus five toilets K2m.

KAFUE Kasaka area 4ha(ten acres) price to be discussed. Mungu 50 acres K35,000 per acre.

LUSAKA City Center,Cha Cha Cha road large shop/warehouse U$D800,000.Off kafue road Warehouse 4274sqm.200m off kafue road near Carousel. Price to be discussed.

MUNGWI road, Barlastone Park Lusaka west warehouse and shops K600,000.

Plots 25m x 40m K80,000.

LEOPARDS Hill road off tarmac two kilometers 2.8ha(7 acres) K450,000.

CHAWAMA Shopping Complex available for sale comprising: Sizes 326sqm K12,000.135sqm K7,000.45sqm.44sqm.1700sqm K160, 000.140,138sqm.207sqm.427sqm,44o sqm.346sqm LUSAKA Kafue Great North roadfront, Makeni near Makeni Mall, complex comprising:8x3 bedroom double storey flats(mansionnettes),Shop 75sqm,restaurant/bar with upstairs extension 170sqm,second floor office space on top of restaurant 170sqm,upstairs church hall 600sqm,showroom,events hall for weddings ,meetings, workshops, conferences 1,800sqm.Warehouse at rear 719sqm.

Price U$D14m or Kwacha equivalent.

CENTRAL CHIBOMBO 3 bedroom house in Shifwankulu- Spin along Great North road K350,000.20 acres 13km off Great North road on Old Mumbwa road K800,000(Liteta).

KAPIRI 2.7ha 30m of Great North road K120,000 44ha 7km off Ndola road K200,000.on offer Letter.199ha K750,000.30km from Kapiri Hospital.22ha 20km off Ndola road K100,000.22ha CHISAMBA opposite golden valley 250 acres K40,000 per acre. Kamaila area 4ha(10 acres)K200,000.

COPPERBELT MASAITI 150ha K2000 per ha.100ha K850,000.

LUFWANYAMA 10ha(25 acres) K90,000.

MPONGWE MACHIY area 800ha K2.5m.

CHINGOLA Maiteneke 2 bedroom house K90,000.

KITWE Bulangililo house 7 rooms K150,000.

KAOMA near tbz farms 178ha K2m.

SOUTHERN

Bridge plot for lodge near border 1750sqm K100,000.

Monze town center on Livingstone road, complex of eight shops K8M.Choma old Machapopota road plot 40mx 90m K85,000. Mazabuka Lodge 13room K2m.

KARIBA LAKE waterfront 4ha(10 acres) with 3 bedroom lodge U$D600,000.3 acres overlooking Lake Kariba Plot for Lodge K300,000.

CHIPEPO Lower Zambezi river waterfront fishing business or tourist lodge comprising 3 bedroom lodge on 7 acres, on Monze Chisekesi road,6 fishing riggs,two speed boadts,U$D800,000.

MUCHINGA MPIKA town plot 50m x 50m with 2 rooms K180,00.Farm 2700ha K3,00 per ha.

SERENJE Nansanga block 2000ha K75m.

CHINSALI 5000ha K35m.

NORTHERN: SENGA HILL 12ha (30 acres) on Mbala Kasama road with house 6 rooms, six boreholes,warehouse,shop,grocery,80km from Mbaka 85km from Kasama K1.2m.Chama Matumbo roadfront 1.5ha K175,000 KASAMA 10,000ha K70m.

ACCOMMODATION OFFERED LUSAKA KABULONGA off Brentwood Drive 6x4 bedroom houses double storey, masters self-contained K36,000 each per month.

MAKENI near Kankole house 3 bedrooms K35000.4 bedrooms K7,000. Makeni Konga houses and warehouses rent ranging K5000 to K8,000.

MAKENI opposite Andres Motel 500m off kafue road 3 bedroom house K18,000 per month.

BARLASTONE PARK off Mungwi road,flats,6x2 bedroom K4,500.4x1 bedroom K3,200, CHALALA off Lilayi road 4x2 bedrooms K2,500.

COPPERBELT KALULUSHI Napsa Complex 3 bedroom hose K4,000.

REAL ESTATE TO LET MAKENI Konga warehouses and storerooms ranging K6,000 to K8,000.

MAKENI Kafue road,150m off Great North road light and heavy vehicles workshops with offices, storeroom, service pits and big parking yard K75,00 per month.

CHAWAMA near Chawama market , several shops available for short or long lease sizes 326sqm K12,000.135sqm K7,000.45sqm.44sqm.1700sqm K160, 000.140,138sqm.207sqm.427sqm,44o sqm.346sqm Carousel shopping center, several shops on the ground, first, second and third floors including events halls ,furnished with kitchens for self catering can be hired for weddings, workshops, seminars, meetings, conference etc. various sizes and amounts.

LODGE, GUESTHOUSE , OFFICE Complex along Independence Avenue Rhodes Park near Civic Center details on request and rental open to discussion.

MAKENI Los Angeles Road, HOTEL 91 rooms, 4 offices, one bar, 3 bars, 3 conference halls, big swimming pool, baby pool, two car parks, twelve shops,3km from Cairo road post office.

Long lease rent to be discussed.

LUSAKA Kafue Great North roadfront, Makeni near Makeni Mall, complex comprising:8x3 bedroom double storey flats(mansionnettes),Shop 75sqm,restaurant/bar with upstairs extension 170sqm,second floor office space on top of restaurant 170sqm,upstairs church hall 600sqm,showroom,events hall for weddings ,meetings, workshops, conferences 1,800sqm.Warehouse at rear 719sqm.

BUSINESS AND INVESTMENT CONTAINERS-old steel containers in Makeni South K35,000.Scrap metals also available from a road constructors yard.

Mining, copper, cobalt, gold, emerald, beryl, aquamarine, to maline, amethyst, garnet-existing registered and liceneced mines are looking for partners, sponsors, investors, financiers or outright purchasers.

AGRICULTURE- Vast agricultural farming lands available for partnerships or joint ventures.

We invite persons, companies, organizations, local or international to enter into any agreements where locals can make land available and foreign or local investors provide capital then market produce locally and abroad-crops, livestock ,game ranching or fisheries.

REAL ESTATE AND ACCOMMODATION WANTED Landlords or property owners in all areas of Zambia and Africa Free Trade Countries are invited to list with us for marketing, selling ,leasing and renting: houses, flats ,shops, warehouses, factories, hotels, motels, lodges, tourist facilities, mines, plots farms, office building, highrise buildings, filling stations, companies, businesses, bars, restaurants, butcheries, shopping malls, blocks of flats, housing estates.

If you have idle land, we can sell for you either as a whole or by sub-dividing into sub-divisions or plots. Send us your e-mail address so that we send you our blank standard mandate forms which you can fill to give us required details.

CARS FOR RENT. IPSUM, COROLLA, NOAH K750 weekly, k2800 monthly. Con- tact: KATANTUMU- KA.J. CAR HIRE Plot 1422 Los Angeles Road Kayama – Lusaka. Cell: 0972-209090 / 0968- 639128 / 0953998386 INV7955-20-20 ...........................................

Incomplete (2) Two Bedroomed, Semi-Detached Flats at Roof-Level, Plot Size. 30 × 25 Large. Price negotiable..... NEW KASAMA. Call: PAUL JACOBS _ESTATES @ 0977606968. What's up 0955 -606968.

MTN...0969523266. R9478-03-24

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139 Group Floor, Carousel Center, Lumumba Kafue Road. Junction, mobile phone +260978813886/+260965502464/+260979439871.

E

R5997-30-31

NATIONWIDE ESTATE AGENTS

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DAILY

Wendesday 19 August, 2020

PONYAMO

C5630

14

DAILY

Wednesday 19 August, 2020

LEGAL NOTICE

LEGAL NOTICE

INSIDE SPORTS

SHONGA STILL SUSPENDED - PIRATES

By MICHAEL MIYOBA

O

RLANDO Pirates have announced that winger Justin Shonga remains suspended after he broke the club’s protocols last week.

Pirates said in a statement that Shonga remain suspended as he awaits the finalisation of the disciplinary proceedings against him.

Meanwhile, the club has cleared Thembinkosi Lorch to return to the squad following the finalisation of the disciplinary proceedings against him.

Pirates said they lifted Lorch’s suspension after he pleaded guilty to all charges that were brought against him by the club.

“Lorch further apologised for his misdemeanor and has accepted the sanction imposed on him by the club. “ T h e 25-year-old has joined the squad in the BSE B u b b l e after undergoing his two Covid-19 tests as per the proto-

cols,” Pirates said in a statement.

“Meanwhile, the club can confirm that Justin Shonga remains suspended as he awaits the finalisation of the disciplinary proceedings against him.”

Shonga and Lorch were dropped from the team that did duty against Sundowns, since it came to light last Sunday, that they broke the Covid-19 health and safety protocols.

LEGAL NOTICE

15

DAILY

Wednesday August 19, 2020 www.dailynation.info

editor@dailynation.info

https://www.facebook.com/dailynationews

By MICHAEL MIYOBA

F

Mweemba

OOTBALL Association of Zambia (FAZ) vice president Rix Mweemba said the association had no choice but to prematurely end the league at week27 due to the guidance from the Ministry of Health.

Mweemba said the Ministry of Health directed the association to stop the games due to the surge in Covid-19 positive cases and deaths.

In an interview, Mweemba said the association had to wait until all clubs had played an equal number of games to decide the champion.

Mweemba said FAZ hosted a consultative meeting last Saturday with club officials who were not happy with how the

https://twitter.com/dailynationzm

‘WE HAD NO CHOICE’ …but end season prematurely, explains FAZ

league was concluded.

“We wanted the clubs to understand because when you look at the Covid-19 pandemic, it affected everyone differently and most of the effects have been negative so we wanted to put it very clear before the clubs that our ending of the league was as a result of us being guided by the Ministry of Health. “We

MASSIVE

AUCTION SALE

SATURDAY 22 AUGUST 2020 @ 10:30HRS OVER 20 VEHICLES TO INCLUDE: TOYOTA LANDCRUISERS, FORD RANGERS, SMALL CARS PLUS EQUIPMENT, HOUSEHOLDS & GENERAL GOODS

OVER 30 GENSETS - LEROY SOMER PERKINS ENGINE GENSETS 5KVA, 6,5KVA-, 9KVA, 13KVA, 15KVA, 120KVA, 150KVA

OVER 700 CONFERENCE CHAIRS

WANTED

EVENTS HIRING TENTS 9X15M, 9X30M, 5X10M SIZES GAZEBOZ,

PICK UPS, 5 DOORS, DOUBLE CABS & ANY 4X4s

FOR THIS SATURDAY AUCTION SALE

DEPOSIT: VEHICLES - K20,000.00 PER VEHICLE, GENERAL GOODS - K2,000.00. REFUNDABLE IF ALL CONDITIONS ARE MET. FULL PAYMENT FOR PURCHASES TO BE MADE BY MONDAY 24 AUGUST 2020 16:30HRS. T’s and C’s apply

got the directive to close the league when we had a surge in numbers and these are the things we wanted to explain to clubs during the consultative meeting so that they are aware that we are not supporting any club,” Mweemba said. “We had no choice because the ministry said end the games now but we had to wait until all teams played an equal

number of games.”

He said the FAZ executive will soon meet to discuss the recommendations made by clubs which have requested for the expansion of the Super Division. Mweemba said the FAZ executive committee will have to be updated on what the clubs came up with and they will have to decide whether the recommenda-

tions are constitutional or can be met? “Some decisions will just have to stick to them, maybe some recommendations can receive some attention. It’s not certain when we are likely to meet as an executive because we told the secretariat and we are waiting for a report of Saturday’s meeting to report the views of the clubs,” Mweemba said.

BAILIFFS PUBLIC AUCTION SALE IN THE MATTER OF: SECTION 13(a) AND (f) OF THE RENT ACT CAP 206, AND AMENDMENT ACT OF LAW OF DISTRESS 1888 OF THE LAWS OF ZAMBIA FOR NON PAYMENT OF RENT. AND BETWEEN AND

CRESTA GOLF VIEW LIMITED ENSOL CORPORATION LIMITED

- LANDLORD - TENANTS

SCHEDULES OF THE SEIZED GOODS REFERRED TO:-

Steel Vault, Executive office Tables, Pedestals, Canon Printer, High Back Chairs, Visitors Chairs, Book Shelves, H.P. Deskjet Printer, Calculators, Wooden Cabinets, Extension Cable, Solar Panels ideal for extraction of water, Various installation kits and accessories, Portable pumps, General Fridge dispenser pump, Wi-Fi links, 4way office desk work station, 3 LG Air conditioners, 6 seater dining table with chairs, Kitchen Unit set complete with cupboards and shelves, S/Steel Kettles, Leather Executive Chairs, Secretarial Desk S/Steel Buckets, Dishes, Defy 4 plate stove, Microwave, Motor vehicle Chevrolet, Blankets/Pillows, Duvet, Kitchen utensils, Interface router, items too numerous to mention!!!!!!!!

TO BE AUCTIONED ON SATURDAY 22nd August, 2020 TIME: 10:00 HRS, AT CRESTAA GOLF VIEW PREMISES, GREAT EAST ROAD, MUNALI AREA, LUSAKA. ( Viewing on Appointment only)..

AUCTIONEER; Patrick Chandang’oma & B.E. Mwale CONTACT NOS. 0978-306527 / 0964-691673 / 0955-919699 PAYMENTS: STRICTLY CASH OR BANK TRANSFERS ONLY