DAILY NATION Thursday November 19, 2020

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PURSUING JUSTICE AND EQUITY WITH INTEGRITY

‘CHALLENGE FRAUDULENT KCM SALE’ Vol. 6.

Issue 2770

Price K10

Thursday November 19, 2020

Shares

‘‘Directors of KCM breached their duty of care when they made an offer of 560,325,511 shares that shifted control of KCM to Vedanta Resources at a bargain price of US$ 0.0446169 per share where Vedanta only paid US$25million of US$2.909billion that KCM should have received for its shares.’’

By GRACE CHAILE-LESOETSA

… Minority shareholder insists

CREDITORS READY TO TALK - MINISTER

…bondholders still willing to discuss debt

By SILUMESI MALUMO and BUUMBA CHIMBULU

Dr Ng’andu

BONDHOLDERS are still willing to continue discussions with the Zambian government in order to reach a consensus and avoid legal action, Finance Minister Bwalya Ng’andu told parliament yesterday.

(To page 3)

KCM was fraudulently sold to Vedanta Resources Plc leading to a loss of US$2.884 billion, a minority shareholder has insisted.

Mr Dennis Mumba has said in court that Vedanta only paid US$25million of US$2.909billion that KCM should have received for its shares leading to a US$2.884 billion loss.

Mr Mumba has stated that directors of KCM breached their duty of care when they made an offer of 560,325,511 shares that shifted control of KCM to Vedanta Resources at a bargain price of US$ 0.0446169 per share where Vedanta only paid US$25million of US$2.909billion that KCM should have received for its shares.

TO PAGE 3

Nawakwi claims fair comment defence in HH court case

By GRACE CHAILE-LESOETSA FORUM for Democracy and Development (FDD) president Edith Nawakwi says the allegations she made against Mr Hakainde Hichilema that he illegally benefitted himself during the privatisation exercise by acquiring a house belonging to Lima Bank is of fair comment.

Ms Nawakwi in her defence submitted to the Lusaka High Court that the allegations that Mr Hichilema illegally acquired property on Serval Road in Lusaka’s Kabulonga residential area, allegations relating to the receivership of RAMCOZ and the abuse of the privatisation process are of fair comment.

(To page 3)

Ms Nawakwi

UPND PRESIDENCY UP FOR GRABS (P.4)

Thursday November 19, 2020

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POWER OF K1 INITIATIVE LAUNCHED

750MW Kafue gorge lower refill complete

By SENIYA BANDA

By OLIVER SAMBOKO

T

HE Zambia Cooperatives Federation (ZCF) in conjunction with Lusaka marketeers cooperative union has launched an initiative dubbed the Power of One Kwacha Members Contribution Scheme that will promote trade between farmers, chain stores and marketeers.

According to the Zambia Cooperative Federation, the scheme will require each member to contribute one kwacha for a period of six months towards the operationalization of the ZCF business park. The park will operate as a trade centre designed to promote and expand trade between farmers, chain stores and marketeers.

Meanwhile Government says it is committed to revamping the existence of cooperatives in the country

ECZ urged to establish centres in markets, stations

By ROGERS KALERO

THE Electoral Commission of Zambia (ECZ) should consider putting up registration centres in bus stations and markets for the convenience of public service drivers and traders, stakeholders have proposed.

Copperbelt Taxi and Bus Drivers Association secretary-general Sydney Chileshe said the ECZ should consider establishing registration centres near operational areas for drivers and traders.

In an interview in Kitwe, he said this is because drivers and marketeers could not afford to line-up on long queues as they could miss their business targets.

Mr Chileshe said the voter registration was taking unnecessarily too long such that people who depended on high turn-over on their

Mr Yaluma

in order to enhance productivity in economic sectors of the country Commerce and Trade Minister Christopher Yaluma says government is determined to see the growth of cooperatives in the country in order to stimulate economic growth.

Mr. Yaluma said this in a speech read on his behalf

by Ministry of Commerce director of cooperatives Sha-

small income could not remain on queues.

Mr Chileshe said drivers could be de-franchised if the ECZ does not put up registration centres in bus stations and markets.

"So with the process taking too long at registration centres, we cannot afford to be in long queues at the expense of feeding our families. The best thing is for the ECZ to consider putting up registration centres in bus stations and markets for our convenience," Mr Chileshe said.

Marketeers at Chisokone market echoed the sentiments and urged the ECZ to heed to the advice from players in the informal sector Ms Josephine Mwale said it was important for the ECZ to establish registration centres in bus stations and markets.

"Registration is taking long and so we can't afford to line up and spend long hours in queues. We need to sell and make money for our families," Ms Mwale said.

In response, Kitwe District Electoral Officer Mbulo Seke said the concern was genuine and that it had been brought to the attention of the ECZ. "The taxis, bus drivers and marketeers have a genuine concern and that is what we are discussing with the ECZ," said Mr Seke, who is Kitwe Town Clerk.

A registration officer assists a woman through the process of the voter registration during an exercise. Photo by MARTIN MBANGWETA/Xinhua)

derick Mungalaba during the launch of the power of K1, an initiative aimed empowering farming and market cooperatives commerce minister And Mr. Yaluma said the launch of the power of K1 was commendable as it will complement Government efforts of empowering citizens.

Mr Yaluma said the project was also helping Govern-

ment enhance market linkages among farmers. ‘’We aware the project will help government enhance market linkinges among farmers but it will also farmers and marketeers will be free of exploitation through the extortion and price fixing,’’ he said Meanwhile Zambia cooperatives federation director general James Chirwa said the project will go a long way in supporting citizens..

Mr Chirwa has since challenged the board with mandate of securing the funds to ensure there is transparency and accountability in the utilization of funds.

And Lusaka marketeers cooperative union chairperson Elino Daka said the project will benefit 63 marketeers Cooperatives. Mr Daka said the union is confident that the initiative will uplift the lives of the marketeers.

WATER level at the newly constructed 750MW Kafue gorge lower power station has reached the peak of 110 metres.

Zesco spokesperson Henry Kapata announced that as at yesterday, the water in the dam had reached the spillway and overflowing.

Mr Kapata said following the successful filling of the dam, the utility was scheduled to start generating an initial 150 megawatts of power at the end of the month before reaching its full potential of 750 megawatts.

The required minimum operating level (MOL) is at elevation (EL) 530 and with volume of water estimated of 21.78 Million cubic metres to occupy an area of 1.8 square kilometres.

Kafue gorge lower power station is the third biggest hydropower station in the

Mr Kapata country and is being funded through a public-private partnership (PPP) model.

At its full capacity, the power station will add 750MW of hydroelectricity to the national grid which will help reduce the power deficit now standing at over 800MW. The project included the construction of a 139m-high concrete-face rock fill dam (CFRD) with a crest width between 8m and 10m and a length of approximately 378m.

No room for non-performing MPs, says President Lungu

By SIMON MUNTEMBA in Lundazi

NON-PEFORMING members of Parliament (MPs) should forget about being re-adopted for the 2021 general elections, President Edgar Lungu has said.

The President said the ruling Patriotic Front would only adopt the best MPs, mayors and councillors based on their performance and choice of the people ahead of the 2021 general elections.

"Next year, it will be sonta epowabomba, if you are not performing, forget about re-adoption," President Lungu said.

He was speaking when he met chiefs and headmen in Lundazi.

President Lungu wondered why the traditional leaders were complaining that the

district had lagged behind in terms of development compared to other districts when Government was distributing resources equally.

He challenged them to encourage their subjects to register as voters so that they could vote for their preferred candidates who could deliver in 2021.

The President has however assured traditional leaders that Government was committed to improving their welfare.

Earlier, Senior Chief Mwase of the Chewa appealed to President Lungu to reconstruct the Mwase Dam which collapsed.

Senior Chief Mwase, who spoke on behalf of other chiefs asked Government to complete the Msuzi and Lundazi bridges.

The other chiefs were Mphamba and Kapichila.

Senior Chief Mwase also complained of the poor road network in the area.

The traditional leader said Lundazi-Chama Road was in bad state, and that the Lundazi District Hospital needed to be completed to start servicing the people.

And Headman Ponyanga bemoaned that the district had lagged behind in terms of development citing bad road network and lack of clean and safe drinking water.

In response, President Lungu said much as he took note of their complaints, there was need to appreciate where Government had delivered.

He called on Housing and Infrastructure Development Minister, Vincent Mwale, and his Local Government counterpart Charles Banda to explain what their ministries were doing to resolve the matter raised by the traditional

UNZA owed K57m in tuition fees

By CHARLES MUSONDA

ABOUT 2, 796 students are owing the University Zambia (UNZA) K57 million in unpaid tuition fees, management has disclosed.

Addressing journalists in Lusaka yesterday, UNZA Vice Chancellor Professor Luke Mumba said this represents 24 percent out of the total registered number of 9, 225 students, of which 76 percent have paid 100 percent of their fees.

Prof. Mumba pleaded with stakeholders to understand UNZA management’s position that it is not being harsh on defaulting students but just fulfilling its responsibility of running

the institution, whose operations require money.

He said Government, through the Ministry of Higher Education, has paid for all students under its sponsorship at UNZA, adding that the university management has exhausted its 2020 budget, which comprises K200 million annual grant from government, about K204 million from tuition fees, and the rest from the university’s business ventures..

He said unless defaulting students settle their arrears, UNZA management will not have money to prepare for exams and that it has to pay external examiners to review what the university is doing.

Prof. Mumba said the for-

mula of allowing defaulting students write exams without clearing arrears is not working and has failed the institution because most of such learners do not pay after writing the exams.

On Tuesday night’s protests in which some students lit fires around the campus, he said the incident did not augur well for UNZA as it was subtracting successes the institution has scored and enabled it to be ranked 18th on Africa’s top 20 universities.

He warned any act of trying to or burning public infrastructure is arson, a serious criminal offence and that management has so far identified some students behind the act

President Lungu leaders.

Mr Mwale said that Government had last week released K15 million towards completion of the Msuzi bridge, and that the contractor working on Chipata-Lundazi Road was on site.

Dr Banda said all the township roads in Lundazi would be worked on soon. through closed circuit television (CCTV). Prof. Mumba said students who were against the failed protests have given management names of culprits and that stern action will be taken against them in the next 48 hours because anarchy will not be tolerated.

He however said the fires did not cause any damage as UNZA security personnel quickly doused the infernos.

He thanked the Zambia Police for ensuring that the students who attempted to run amok did not stray out of the campus to damage public and private property.

Prof. Mumba also called for the de-politicisation of UNZA, saying some outsiders were going into the campus to incite students to rise against authorities.

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BoZ won’t print money CREDITORS READY TO TALK - MINISTER unnecessarily - Mvunga …bondholders still willing to discuss debt

By BUUMBA CHIMBULU

THE Bank of Zambia (BoZ) will not succumb to political pressure to print money for the fourth coming general elections as it is not part of its functions.

BoZ Governor, Christopher Mvunga said there were rules that guide the way the central bank should operate.

Mr Mvunga, therefore, said there was no way BoZ would print currency to sponsor political events and elections.

The central bank, he said, would only print money backed by economic activity.Mr Mvunga said Zambia was a member of the international institutions such the World Bank, and International Monetary Fund (IMF) and others which would not sit back and watch BoZ perform recklessly. “I do not see any issue myself, it is a perception that we intend to print money for political events and elections. I would like to urge all stakeholders for the benefit of the country to keep politics away from the central bank.

"Our job is professional, it’s not a political job, the people working for the central bank are highly trained professionals who I am sure through the ethical beliefs would walk away if you ask them to do something wrong,” Mr Mvunga said.

He said one of the functions of the BoZ was to provide liquidity to the banking system to enable them function as effectively as possible.

He assured the nation that it was not in the central bank’s interest to print money meant to fund political events and general elections, stating that it had the responsibility of printing cash only if they were backed by economic activity.

On the foreign reserves, Mr Mvunga said with increased net foreign exchange sales for market support coupled with debt service, the gross international reserves declined by US$11.8 million to US$1.3 billion equivalent to 2.3 months of import cover as at end of September. At end of June, the international reserves stood at US$1.4 billion equivalent to 2.3 months of import cover.

From page 1 Dr Nga’ndu also revealed that Government was worried that if it fails to pay the coupon of US$42.5 million for the three Eurobonds debt the bondholders might take legal action against Zambia.

He however said if such action happens Government would put up a legal team to defend the country.

But Dr Ng’andu said the government want to avoid any legal action by engaging with the bondholders He said this in Parliament yesterday in a ministerial statement.

The minister said it was important that government continued to engage the bondholders to avoid legal actions.

Dr Ng’andu said a legal suit would also dent the image of the country especially to the creditors “We were supposed to pay the coupon on November 14, 2020 but we didn’t because we were still engaging the bondholders and we were very sure that they would accept our proposal.

But unfortunately after engaging the bondholders they raised some issues, claiming that if they give Zambia a standstill, we might use the same Eurobonds to pay the commercial creditors.,” he said.

“So they rejected our proposal and we couldn’t pay the coupon. Not paying the

Nawakwi claims fair comment defence in HH court case From page 1

She contended that the said allegations were factual and true in substance as she was expressing her opinion, adding that the words were of fair comment and made without malice as the said facts are a matter of public interest.

This is in a matter where

Mr Hichilema has sued Ms Nawakwi for defamation of character and is demanding US$3 million as damages for libel.

He also wants an injunction restraining her from further publishing or causing to be published or broadcast the defamatory words.

Ms Nawakwi argued that she is not the first person

to raise the issue of the UPND leader’s acquisition of property No. Subdivision 14/3/A/F488a Serval Road, Kabulonga, Lusaka claiming The Post Newspaper Limited (in liquidation) on Friday May 18, 2007 wrote about the said allegations in its editorial, including the Times of Zambia on January 14, 2012.

‘CHALLENGE FRAUDULENT KCM SALE’

From page 1

He stated that KCM loss of US$2.884 billion marked the genesis of the mine’s financial problems.

And a as a minority shareholder in ZCCM-IH, Mr Mumba has insisted that the investments holding company was a shareholder in KCM and has the standing to sue all the intended defendants for losses it suffered as a result of the sale of the mine to Vedanta Resources Plc. Mr Dennis Mumba has also insisted that he is legally eligible to commence derivative action on behalf of ZCCM-IH being a minority shareholder in the company.

This is in a case where Mr Mumba has filed a notice of motion seeking leave to commence a derivative action filed in the Lusaka High Court on August 20, this year.

Mr Mumba has cited Zambia Consolidated Copper Mines Investments Holdings (ZCCMIH ) as the respondent while Zambia Copper Investments Limited ( ZCL), Vedanta Resources plc, Milingo Lungu as provisional liquidator of KCM and Konkola Copper Mines ( in liquidation) as defendants in the matter.

However, ZCCM-IH filed an application asking the Court to dismiss or set aside the matter on a point of law.

Mr Lombe Mbalasha, counsel for ZCCM-IH, contended that the action contemplated by Mr Mumba is not a derivative action and even if it were to be argued, the applicant (Mr Mumba) is not eligible to commence such an action.

Mr Mbalasha said ZCCM-IH stated that Mr Mumba’s application does not satisfy Order 53 of the High court rules as it was filed without the requisite skeleton arguments and thus offends the court’s rules.

He applied that the matter be dimissed.

In an affidavit in opposition to ZCCM-IH's summons to raise preliminary issues to dismiss the matter on point of law, Mr Mumba, through his lawyer Mwape Moono, insisted that the matter is correctly before court.

Mr Moono said ZCCM-IH was a share holder in KCM and by virtue thereof has standing to sue all the intended defendants for losses it suffered as a result of this transaction.

"Being a shareholder, ZCCM-IH suffered losses as a result of fraudulent transaction that transfered corporate control of KCM to Vendata Resources plc," he said.

Mr Moono said Mr Lungu is not a nominal party but will be an actual substantive defendant once the writ of summons is filed and this averment proves that ZCCM-IH agrees with Mr Mumba in this respect.

He said ZCCM-IH is correctly cited as the company on whose behalf the derivative action is taken and must be a nominal defendant to the proceedings.

Mr Moono said the skeleton arguements are not required when filing originating process in the commercial registry that in fact they are only required for interlocutory or intermediate stages.

He stated that the court has power to order any deficiency to be rectified.

Dr Ng’andu

coupon has consequences because the bondholders might take legal action and this will not send a good signal to other creditors,” he said He said government would do all it can to ensure that a concrete solution came to fruition.

Meanwhile, Bank of Zambia (BoZ) Governor Christopher Mvunga has said Zambia will not pay any of its creditors with a view that it will come up with a constructive forward looking plan for debt sustainability,.

Bondholders last Friday rejected the country’s request to defer interest payments due on each of the bonds during the period from October 14, 2020 until April 14, 2021.

Zambia missed payment of US$42.5 million coupon on one of its dollar denominated sovereign bonds last month.

But Mr Mvunga, insisted that no creditor would be paid. He was speaking yesterday in Lusaka at a press briefing when announcing the monetary policy rate.

Meanwhile, Mr Mvunga said the policy rate has been maintained at eight percent to moderate risks to financial stability and support growth.

He said this was meant to keep key interest rate at a record low and allow the impact of previous cuts to filter through the economy.

Mr Mvunga said the decision was also meant to allow monetary policy measures taken earlier in the year to take full effect.

He said this was despite projections indicating that inflation would persist above the six to eight target range throughout the forecast horizon.

“The committee noted that financial stability remains fragile despite signs of marginal improvement in economic activity in third quarter following the partial relaxation of Covid-19 restrictions.

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As Standard Chartered, we value your custom and remain committed to serving you. sc.com/zm

Here for good

Thursday 19, November 2020

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ENHANCING THE IN-STORE SHOPPING EXPERIENCE

Tel: 0211 - 243527, P.O. Box 34553 Plot No. 5152 B Mukwa Road, Heavy Industrial Area Lusaka.

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STOP ROWDY BEHAVIOUR

THE behaviour exhibited by some misguided students at the University of Zambia to light fires around the campus on Tuesday night must not be condoned.

It was not only uncalled for but childish.

For how could such behaviour, which while endangering the lives of innocent people and placing infrastructure in danger promote their cause?

The rowdy students were apparently protesting against the university management’s decision not to allow those who have not paid their tuition fees write their examinations.

What the students ought to do is to find a way of offsetting their arrears so that they could be allowed to write their examinations.

Resorting to childish behaviour is not helping their cause. It is even not going to win them any public sympathy.

At their level, we expect them to understand the implications of the staggering K57 million in unpaid tuition fees owed by about 2, 796 students.

According to UNZA Vice Chancellor Professor Luke Mumba this represents 24 percent out of the total registered number of 9, 225 students, of which 76 percent have paid 100 percent of their fees.

It is clear from Prof Mumba’s explanation that the defaulters are actually in the minority and do not have any moral right to make unjust demands.

The university has costs and needs every Ngwee and Kwacha it can generate to run its academic programmes.

He said the university had an annual budget of about K1 billion, of which 60 percent was financed by students’ fees.

Prof Mumba said UNZA needed the fees to finance examinations, pay salaries, and meet running costs and also meet its budget for 2020.

As Prof Mumba said, the university management has exhausted its 2020 budget, which comprises K200 million annual grant from Government, about K204 million from tuition fees, and the rest from its business ventures.

He said unless defaulting students settle their arrears, UNZA management will not have money to prepare for exams and that it has to pay external examiners to review what the university is doing.

It appears that students have also indirectly shot themselves in the foot by not honouring past agreements to settle their arrears after being allowed to write examinations on the understanding that they would pay later.

As Prof. Mumba said, the formula of allowing defaulting students write exams without clearing arrears is not working and has failed the institution because most do not pay after writing the exams.

We do not think the UNZA management is being harsh on the defaulting students but merely doing what is expected of them, ensuring that the university is running and finds money to do so.

We think the UNZA management has tried to help students with arrears by offering them a way out.

Prof Mumba explained that students had been provided a payment plan to meet their obligations in four instalments per academic year.

Students who are serious with their studies should be looking at the alternatives being offered and certainly, resorting to arson is a wrong choice.

PURSUING JUSTICE AND EQUITY WITH INTERGRITY

By KAPUMPE CHOLA KAUNDA Consumer behaviour and the changing face of retail.

FROM gifts and gadgets, to homeware, high-end fashion, and even fast food, shoppers increasingly want an easy, safe and fast payment experience.

Whether they are shopping in store, online or via a mix of channels, this payment experience is important.

It's become increasingly clear that the tectonic plates in retail are shifting, accelerated by the impact of the COVID-19 pandemic. An obvious example of this is Amazon, whose stock has increased by more than 60% this year and now

trading at around $3,400 per share as at 2nd September 2020. In Zambia, the proliferation of local services such as Afridelivery and Tigmoo, further highlights that traditional shopping, as we have known it, has transformed as mass retailers and e-commerce companies adapt to consumer behaviour that demands an even more convenient experience.

It’s no secret that increased internet penetration, relatively affordable data and online platforms have made shopping more efficient and convenient than ever before. Today, shoppers can open their browsers and make purchases without having to leave the comfort of their home. This notwithstanding, pain points still exist within the online shopping architype that brick-and-mortar stores are distinctly positioned to address. Suffice to say, physical stores will continue to play a meaningful role in a retail customer’s shopping experience, alongside online channels.

Payments driving the customer experience.

Consumers want their instore shopping experiences to replicate the ease of use and convenience they have when using a mobile phone with e-commerce options. However, possibly the biggest challenge businesses that operate in a high volume, busy environment with multiple lanes

face is the somewhat inevitable long queues at check-out points. In fact, when it comes down to it, even the best planned customer experiences can come to a screeching halt if the check-out experience is painstakingly slow.

What was once viewed merely as a transaction has now morphed into a critical element of the customer experience and several solutions across the payment continuum exist to improve the friction at check-out for customers. For instance, an Integrated Point of Sale (POS) solution will manage transactions and inventory control simultaneously, meaning that customer and stock information and all the related data is accessed from a central database. So instead of having sales managed by a stand-alone system, which then must be updated into the main inventory system, the POS system is completely integrated with all the other components of the business’s processes.

At FNB Zambia, we recently deployed the solution with a leading Pan-African supermarket brand with extensive presence in Zambia, subsequently allowing their customers to make payments for their goods in approximately 3 seconds thereby combating queues, reducing walk-outs, improving the customer experience and ultimately encouraging customer loyalty.

Looking forward with the right partner Very few things change as rapidly as retail, except how consumers expect ‘whatever-whenever-wherever’ payment experiences. Knowing and understanding which innovations to invest in can be unclear in such a fast-evolving, multifaceted landscape. Retailers need payment partners that can help make their stores the ‘go-to-place’ time and time again by bringing the latest payment trends and innovations coupled with support on how best to seamlessly integrate these into the shopper experience.

A good end-to-end payment partner makes every effort to ensure retailers have up-todate payment systems that work no matter where or how customers choose to pay. Most businesses are aware of the need to accept debit cards in order to serve today's consumers, but they may not think of a payment processing provider on anything other than a transactional level. However, an end-to-end partner, one that handles all aspects of payment transactions, cannot only provide the ability to accept debit or credit card payments but can be a useful enabler in providing a better experience to customers.

The author is Head of Corporate and Investment Banking at FNB Zambia.

UPND PRESIDENCY UP FOR GRABS

…. Opposition party ready for convention

By OLIVER SAMBOKO

HAKAINDE Hichilema’s position of UPND president is up for grabs at the forthcoming party convention to be held in a few weeks’ time.

Mr Hichilema who has been at the helm of the UPND since the death of its founder Anderson Mazoka in 2006 can be challenged at the convention, party Secretary General Stephen Katuka disclosed yesterday during a special radio programme on Sun FM. Mr Katuka said UPND was committed to internal democracy and will hold an elective congress before the end of this year in preparation of the General elections next year.

The largest opposition party has not held an intraparty election since Mr Hichilema took office but recently, he has come under pressure by his own

By SIMON MUNTEMBA in Chasefu PRESIDENT Edgar Lungu has advised traditional leaders in Zambia not to resort to civil war over boundary disputes because they are one people.

President Lungu said the chiefs should take a leaf from his Government and that of Malawi which resolved amicably a boundary problem without going to war.

The Head of State said this at Emusa Day Secondary School during a meeting with headmen and indunas

Ms Katuka

members and other stakeholders to renew his mandate before the general election. Mr Katuka said in a week’s time the party will start receiving applications from members who wish

to contest positions at the national convention.

“UPND is the most democratic party and in a few weeks’ time we will be going to the national convention to elect new leaders following the successful holding of elections in all the province,” he said.

He revealed that before going to the elective national convention, all the positions in the national management committee are going to be frozen to pave way for new office bearers.

Mr Katuka also said the party has already conducted grass root elections in nine provinces and was only remaining with one before the date for the national convention is set.

The opposition party has not had an elective Congress since 2006 and most of the members in the National Management Committee are appointees of Mr Hichilema and his inner circle.

Don’t fight over boundaries, chiefs counselled of Senior Chief Magodi and Chief Phikamalaza in Chasefu District.

Speaking on behalf of several headmen and indunas, Morgan Nyirenda informed the President that there was a boundary dispute among the two Chiefs in the area.

Mr Nyirenda asked the President to help resolve the boundary dispute before it could degenerate into civil war.

He also appealed to the President to consider building

a district police station in the area, as well as empower them with bicycles for easy mobility.

In response, President Lungu said there was no need for Chiefs to fight each other over boundaries because they were all Zambians.

“What you need to know is that we are one people. These boundaries should not be a reason for destroying our peace or going to war,” he said.

The President said the

two Chiefs needed to speak to each other to resolve the matter amicably as fellow Zambians.

He said he would engage them through relevant channels to help in resolving the matter.

On their request for bicycles, President Lungu promised to deliver them through their MP soon.

Earlier, President Lungu met Senior Chief Magodi and Chief Phikamalaza who pledged to work with him.

3 000 Lusangazi farmers receive inputs ABOUT 3 000 farmers in Lusangazi have received their Farming inputs and only waiting for the rains, District Commissioner Goodwin Sekeleni has disclosed.

Mr. Sekeleni told journalists in Petauke on Wednesday that this was the first time his district has independently received inputs .

He indicated that farmers had already received and stocked their Urea and D compound fertilizer in their homes , a move he described as a ‘plus’ on the part of government.

“It is the first time that people benefitted right from there, so there was no big problem and I must also thank NERIA investment for the distribution which was done at the right time .

By now as I am speaking everything has been done, the fertilizers is now in the houses of our farmers which

is a good thing and a plus on the part of government,” said Mr. Sekelani.

Meanwhile Lusangazi District Agriculture Coordinating Officer Friday Sikombe has attributed the early distribution in the district to the suppliers promptness.

He indicated that farmers fulfilled their contributions towards FISP because government paid them on time for their supplies to the Food Reserve Agency (FRA).

“Farmers responded promptly in that government paid the farmers who supplied maize to FRA on time , and we would like to commend government for that gesture.

Response has been good and overwhelming and we hope that this kind of relationship will continue. Farmers are just waiting for the onset of the rains,” said Mr. Sikombe And Neras’s Investments Limited General Manager Martin Chaikatisha who is in the Eastern Province to check on the distribution said his company’s depots have been closed because all of the fertiliser has been distributed.

- #SMARTEAGLES2020

Man kills wife, commits suicide

By KETRA KALUNGA A 40-YEAR-OLD man of Kabwe has committed suicide by hanging after murdering his wife.

Paul Mvula Chanda murdered his wife, Miriam Katebe 32, on Wednesday around 04:00 hours then took his own life.

Kelvin Kazembe, his brother, told journalists in an interview at the funeral house in Nakoli township that he was informed about the death of the couple by his friend, Dennis Zyambo around 06:00 hours.

Mr Kazembe said he later found a text message from his brother on his phone informing him about the money under the fridge amounting to K1, 241 but could not state in the text what the money was for.

And the oldest son of the couple aged 15 years, said he learnt of the death of his parents around 06:00 hours when he woke up.

“When I woke up my young sister came to me crying and when I asked why she was crying she said our father has died so I went to the bedroom and found him hanging from the roof, “I also saw my mother sitting on the sofa in the sitting room but she was not talking or moving so I moved closer and noticed that she was not breathing either, that is how I rushed outside to inform the neighbours,” he narrated.

Central Province Commissioner of Police, Chola Katanga, who confirmed the death of the couple said the husband was believed to have murdered his wife before committing suicide.

HOME NEWS

GBM CHALLENGES EASTERNERS TO GIVE LUNGU MASSIVE VOTES

By SIMON MUNTEMBA IN CHIPATA

P

THE awarding of MIKAS Investment to rehabilitate Nampundwe Farmer's road in Shibuyunji at a cost of K12 million has pleased locals, Shibuyunji district commissioner Jairos Simukoko has said.

Mr. Simukoko said Government engaged Konkola Copper Mines (KCM) to rehabilitate the 26-kilometres-stretch for the benefit of bringing development to the

district by providing people with access to the market to trade and reduce the cost of doing business.

He added that jobs will be created directly and indirectly during the rehabilitation of the road .

Mr. Simukoko was speaking at the launch of rehabilitation works on the road in Nampundwe, Shibuyunji yesterday.

And Senior Chief Shakumbila of the Ila people said through headman Shikatende, the rehabilitation

Mr Mwamba

EOPLE in Eastern Province should give President Edgar Lungu massive votes in 2021 elections, PF deputy national mobilisation chairperson Geoffrey Bwalya Mwamba has said.

Mr Mwamba said people in the region should vote in large numbers like their counterparts in other provinces to ensure a resounding victory in next year's elections for President Lungu.

Mr Mwamba, who has accompanied the President in

“Make sure you register as voters so that next year, you give him more votes. We expect you to be on top next year like other provinces did last time,”

Eastern Province for a working visit, said the percentage that was recorded in the past was not enough, hence they should register as voters to increase the figures if President Lungu was to get a landslide victory. He said as a way of honouring President Lungu who is their own son, they should give him massive votes

in 2021.

“Make sure you register as voters so that next year, you give him more votes. We expect you to be on top next year like other provinces did last time," he said.

Mr Mwamba also urged the traditional leaders to continue encouraging their subjects to register as voters in the ongoing exercise.

Not so ‘hungry’ customer sues Hungry Lion

By GRACE CHAILE-LESOETSA A LUSAKA resident has sued Hungry Lion Limited in the Lusaka High Court seeking compensation of K1 million for allegedly serving her food which had maggots.

Ms Bertha Bwale wants the court to order Hungry Lion Limited to award her general damages, damages for mental anguish, stress, inconvenience, costs and any other relief that the court may deem fit.

In her statement of claim filed on Tuesday, Ms Bwale said that Hungry Lion Limited was in the business of food outlets commonly known as “Hungry Lion.”

She stated that on September 5, 2019 in the company of other friends she went to Hungry Lion outlet at Manda Hill to have a meal and ordered chicken and chips called “the food.”

Ms Bwale said that she was served with the food as ordered and while eating, she discovered maggots in

Shibuyunji welcomes KCM rehabilitation of Nampundwe road

BY TRACY LWANDO

5

of the road, as part of the social corporate responsibility, will greatly benefit both local people and investors.

And KCM smelting and refining director Enock Mponda said once the road is graveled, it would bring social and economic development to the district because people and goods will move in good time and without difficulties.

Mr. Mponda said the district will open up to economic activities and attract investors the area.

the food.

She claims she vomited the food while crying with grief as she was nauseated continuously.

She stated that she took the issue to the attention of one of the Hungry Lion staff member who brushed the issue aside.

Ms Bwale said that upon

being ignored by the employee she went to report the matter to the Lusaka City Council (LCC) and later the ministry of Health Food and Drugs Control Laboratory which conducted laboratory tests on the food.

She stated that the results confirmed the existence of

maggots in the food, after a foreign matter identification and bacteriological analysis was duly performed.

She claimed that she has as a result suffered damage, loss and inconvenience in her normal way of life as a result of the said negligence of Hungry Lion Limited.

NOTICE OF AGM LONGHORN UNIT TRUST Notice is hereby given that the 1st Annual General Meeting of Longhorn Unit Trust will be held via electronic means on Friday 11th December 2020 from 10.00am to conduct the following business: Agenda: 1. Read the notice convening the meeting and determine the formation of a quorum 2. Opening remarks by the sponsor/chairman 3. To receive and adopt the Fund’s Audited Financial Statements for the year ended December 31, 2019 4. To consider and adopt the recommendation for the re-appointment of HLB as Auditors of the Longhorn Unit Trust for the Financial year ending December 31, 2020 5. Any other business.

Note: Due to Covid-19 considerations, holders of units in the Longhorn Unit Trust will only be able to attend the AGM via electronic means, particularly via a Zoom link that will be shared upon request. Unit holders and investors in the Longhorn Unit Trust are hereby advised to request for the AGM link by sending an email to info@longhorn-associates.com or calling our Head Office on +260 211 252 540.

INV7365

DAILY

Thursday 19 November 2020

6

industr Atlas Mara MFEZ innovates yards on cou further

November 12, 2020

ency,” Mr Mataa said. the decision of bondholders He is concerned that the to respond to the country’s bondholders may also be request of suspending debt this year was an appreciation worried about the politiservice payments for six cal for the bank’s customers. economy going into the months, an economic think 2021 general elections as Mr Ngulube said winners tank has said. this seemingly made underhad the campaign stood Feedback from the bond-By BUUMBA yards in CHIMBULU Government reluctant tothe L a chance to win a three holders is expected during slow down on the ambitious Works are go bedroomed high costsand starter contr the Ministry of Finance’sCONSTRUCTION infrastructure of and policythe rea houses at the meetings with the noteindustrial yards in Nkwashi the on site. form agendas. holders scheduled for thisLusaka “Once Housing Estate worth MultiMrSouth Mataa said CTPD ex- that done, we will Friday.

Facility Economic

By BUUMBA CHIMBULU K1,100,000 each. pected that the bondholders to see SMEs Zambia has US$3 billionZone (LS-MFEZ) “We are to have would be excited looking forward the zone of Eurobonds outstandingwhich boost local ATLAS Mara Zambia integrated the Mara to awill clear andAtlas realistic eco- and from there,” M and owes US$2 billion to participation in the nomic recovery plan. customers now able to borrow Mobile Banking App and the said. commercial banks, US$2area is expected towould Government thereand open accounts online Tenga Mobile Money wallet on ob Heemalso in the to be billion to the IMF and Worldbe completed fore be expected as theand firm another drives theUS$3 digitalbil-nexttipmoo Eats, which currently the need to in 12 months.

Bank phatic on 8,000 what products it intended agenda to higher heights. offers over on incentives Participation lion to China. to do within the relief period to Head of Retail and Digital the platform with country wide willing to inve Centre for Trade Policyof local that investors would point the econzone.

Banking, Teza Ngulube, said in the delivery offerings andthe multieconomic and Development (CTPD) omy towards recovery and Mr co zone is currently this was meant to catchMataa up payment options, “ heexpressed said. researcher Wakumelo restore debt sustainability. that Zambia h to, among said it was expected be-low due with the evolving worldthat which Lafarge Commercial “It is imperative that Govcompetition f reasons, the ing creditors, China’sother wasmajor currently spearheading Director, Chooye ernment commits to prucountries suc minimum investment recent willingness dent utilisation the digital agenda. to grant a Hamusankwa, saidof thethe reRwanda, Ken of US$500,000 which debt would sources that maywould be freed up Mr relief Ngulube said be thiscrucialsome cement company Egypt, South locals sayinitiative is to the decision of the bondfrom this should yesterday in Lusaka at the continue to be innovative Mozambique prohibitive. holders. this request through, first draw of the the “3 house, LS-MFEZ to empower its pull customers Zimbabwe th Business Mr Mataa said in a state- directing a larger part of the better incenti 3 ways tothe win campaign” in Development and the community through ment bondholders resources into productive Mr Kunda s Manager, Francis partnership Nkwashi promotions. would mostwith likely take into sectors. minimum US said and Lafarge. “Wethe know that ofKunda, He said the promotion consideration lack “It will be sad for Zambia 000 investme works of reject the world available is evolving informaand we construction would until December 15, publicly if therun creditors the investors to q the industrial tion onafford the terms and con- request cannot our customers this year for inyards Solwezi, relief asChingola, this will available ince were currently on ditions Chinese loans. mean that Zambia has adecoming of to the physical Ndola, Kitwe, Lusaka,was limiting Last month, Zambiacourse. faulted on and its Chipata. debtlocal obligainfrastructure to access Livingstone busines Mr Kunda reached a deal tosodefer tions were due ontothe said banking services so wedebt areexplained “Ourthat aim the is to not only however repayments were 13th ofthat October, 2020,” he lob allowing them that now to opendueindustrial empower our customers hadby been yards, in October, 2020 on a loan said. its parent Min

TRANSPORTERS, ZRA PACT REDUCES SMUGGLING MANUFACTURERS GEAR UP FOR ANNUAL SHOWPIECE ZCCM-IH INVESTS $250, 000 IN GOLD LAB 6

Thursday 19 November, 20206 Thursday

By BUUMBA CHIMBULU

By BUUMBA CHIMBULU

12 March, 2020

through seizures, forfeitures

had also been enhanced and

SheChanda observed manufacturing means and/or lengthy as andadisruptive Mr hadthat urgedoften trans- access to Government agenRANSPORTERS have ofholding of their trucks. and Zambian porters toconsumers desist fromcomsmug- cies and other service providbuilding resilience worked with the Zam- promoting Commissioner General plain glingthat andZambian other forms of tax ers should you have questions products environmentally

By ZRA BUUMBA CHIMBULU bia ARevenue Kingsleyand Chanda said manuthis in a doevasion as they risked having or want to establish new businot exhibit international efficient M BAuthority I A friendly (ZRA) inAssociation mitigating smugstatement.necessary for eco- quality their standards. vessels seized and for- ness relationships. You could of facturing, gling in the country, which “If BOUT a transporter to the State. $250, 000 suspects has been feited “Well you may be right, but use the opportunity to attract nomic recovery.

M a n u f a c t u r e s has improved collection of their invested clients ofinbeing involved He said all ports operations setting up a you may also be wrong be- new customers by selling The Manufactures Week (ZAM) has urged revenue Smuggling leads to in anylaboratory of the taxthat evasion vices had will establish goldalso been enhanced and cause you havetonot yet experibein heldwhich under thebought businesses to sign up for the will loss of revenue. such as smuggling, under-decintensified ensure compli- products at discounted prices content ore will be enced realpoints Zambian qual- to the general public in order ‘Economic Recovery 2020 ZRAannual and Manufactures the transport- theme laration, under-valuations orgold ancethe at the of importafrom artisanal and small scale I would like to surprise to promote the consumption Innovative Week to build resilient and Through ers agreed to work together misclassification of Resilient goods, the ity.tion or exportation. miners Zambia. during a innovation meeting held last Manufacturing.’ transporters said smugglers ZCCM-IH has should set up theimmelaboratory inMr you!

So,Chanda I encourage you to of your locally manufactured promote in the month. diately inform the authority andaservice providers partnership with Karma Mining said. take walk through theinvolved East products,” Ms She said activities in the Services industry.

MrMuleya Chanda Transporters thatwillvolunthrough any be communication in smuggling and Rural Development Limited Mall from would 25th tocontinue 27th would centred on in Park This year’s edition take Week tarily and reportchannels,” Mr Chanda said. to face the full wrath of the their vessels seized and forConsolidated Gold Company.

November to view your qualcollaborative place fromproactively 22rd to 27th of encouraging ed smuggling schemes to He however said the authorChief Executive Officer, Mabvuto law while goods and vessels feited to the State without any ity Zambian brands. effort to support innovation November and bring togeththe authority or cooperated Chipata, ity had stepped upthat its the enforcewould be seized compensation for transportexplained purpose confiscated of “I can assuretoyou you Zambia’s er different stakeholders and in fully during investigations ment activities enhancea gold and forfeited thethat State. ing smuggled, undervalued, the joint venturemanufacturing wastoto develop will not be disappointed. sector. various members of society would not be subjected to processing compliance imports and in “We have warned all trans- under-declared and misclasandintrading operation if you arethey not inrisk Lusaka “Manufacturers together Again, for purposes ofloss promoting lo- Zambia. accounts from anywhere they once providing shelter for them, it is completed, unwarranted of business exports.

All port operations porters that having sified goods.

Commerce T would local you can register for the Buy with makers, renowned cal Zambian producers. are. “Atlas Mara being the alsoboost a way to appreciate our Mr policy Chipata said the investment was thestayingIndustry in line with one of ZCCM-IH’s strategic Zambian Expo on the Whova and innovators, ZAM will do this through researchers leading digital bank in Zambia,participation customersinfor loyal to whic talking to Min zones. objectives of value creation which app was downloadable from your well as captains of industry active engagement of the as always looks for innovative economic our brand,” Mr Hamusankwa Financeserto im now indispensable He explained infor financial to diversify its investments away from play store.

I ask you to turn will engage in objective diamanufactures with the generways to provide services to said. Tigmoo Eats Chief

By BUUMBA CHIMBULU vices.

We will also “Arbitraan interview that look atincentives. copper to other minerals such as gold al public, off-takers of manu- logue on practical measures up in numbers to view, comcustomers our through our tion, Executive officer, Vikas “As Karma Mining Services and Ruralour Development, “For invest litigation liability risks,” she the industrialand yards and other precious metals.

THE sixth annual insurance expertise is in gold processing, but we are mostly working mend, uplift, and better conto He support adoption of innofactured goods and other pri- convarious products and services Kumar, said his company qualify, one h said. would enable small said this during the laboratory ference which will focus on recovwith artisanal and small scale gold miners.’’ struct in your vations in the manufacturing vate sector organisations. we offer,” he said. happysized tosaid, workwas hand in minimu invest IAZ, Ms Banda commitandwas medium MsZambian Banda stressed that it was vital provided a platform for such explordiscuss the major challenges theproudly media in Lusaka yesterday. ering from the economic impact of tour made products,” Muleya sector more competitive This is according to place Meanwhile, Atlas Mara ted entrepreneurs with Lafarge andUS$500,000 Atlas to hand the growth of the insurance to set to Ms explore new ideas and innovative ing of innovative solutions. insurance sector.

“This for is also in line with Government’s Covid-19 has been set to take some of the l and development up businesses in theconsumers Zambian products practices, for the industry to thrive “This the Chief18-20, Executive Ms laboratory Banda said the conference Bank yesterday Maraprofessional in offering “Seizing for Growth classification of goldOpportunities as a strategicsaid. is targeted at thegave awaysector ore that would be received from various from ZAM November 2020 ininnovative Luinvestors tha of insurance personnel. zone. during trying economic times. would look at “Recovering from the Challenging is the resource forthrough Zambia,” he said. Times” Officiated by President efficient Officer, Muleya, in produced monthly prizes to 30with winners the convenience of ordering operations we are setting up starting miners, who would get a fair share and saka by Florence the Insurers Association of Amidst facto She“That explained that thislimiting oneonline is on the “Ittheir is important that we prioritise Rufunsa, economic of COVID-19”, theme for year’s Chief annual Consolidated Goldthis Company were impact we under are working with small value for material.

EdgarinsurChagwa Lungu, the Ms Muleya said. aZambia write-up on 2020 Annual methods,” its campaign. cement as well aswas the be(IAZ). you invest les cause IAZ was devoted to promoting table and we have consultation andRural profes- scale which wasthere a key concern for many ance conference.

Officer, Faisal Keer, explained miners and art is anal miners “Asindustry Karma Mining Services and The Insurance conference isExecutive an Expo will allow an exhibition Additionally, manufacturManufacturers Week.

Commenting on this, Mr ease of payment using Atlas S$500, 000 excellence among its members, for y Citizen Economic sional development”, MsinBanda sectors of the economy. president, Banda, that will the laboratory wouldlocally beChristabel able to the surrounding area,”said he said.

Development, our expertise is gold said from annual event said focused of your manufactured proders beIAZ exhibiting Ms Muleya this on yearbringing Ngulube the campaign Mara banking & the Tenga not be and entitle and Empowerment the benefit of the insuring public in a statement.

“We will also look at maximising reiterated the call on insurance pracprocess about 30 samples per day.

Mr Keer said thelaunched laboratory would also processing, but we are mostly working together insuranceWeek practitioners to ucts for up to six months.

Zambian products the Manufacturers will produced on September App. of the incentives,” M who are growth sector.

She explained the conference beour use of ICT solutions, is 16,the Commission titioners tolaboratory attend thewas conference.

Mr Keer said the critical open to the general public forwhich them to with artisanal smallthat scale gold “You will also haveand easy “Buy Zambian seek to explore innovation in at Ms Muleya constructing industrial said. to the determine the gold Expo”. accurately in the come and have their samples tested. miners.

T

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A

Recovery ‘indaba’ set for Nov 18

T T

WO ZamHEweeks ago, Bankers bia joined the rest of Association of the World in comZambia (BAZ) memorating the World Fraud, Savings day, which Prevention falls on 31 and Security Committee October, under the theme: (FP&S) is joining ‘when you save a the bit,globbig al effort against financial things happen’ or simply put a journeyfraud of a thousand miles crime, and corrupstarts with first steps. tion, by thecommemorating Savings Day, is a theThe World International Fraud day meant to remind us15on Awareness Week, from to the importance of our indi21 November 2020. vidual or collective decisions International Fraud onThe savings and to take stock of Awareness Week was eswhat we may have accumulattablished in 2000 by opthe ed in the various savings Association of Certified Fraud tions in the past year.

Examiners help inThis is a (ACFE) day of to individual reflection and notofmerely crease knowledge the riskan of institutional national celfraud and sinceorthen, hundreds ebration, which should help of organizations worldwide us answer fundamental joined the the initiative to help question of: ‘what steps have solve this global problem and I taken to live a dignified life, promote awareness now andanti-fraud into the future, as and prevention. the journey of life unfolds’.

According the 2020 ACFE The year to 2020 has tested Report to large the Nations on Countries, and small Occupational Fraudhouseholds and Abuse, businesses and due to the impact of the organizations worldwide lose Covid-19 pandemic andofclearan estimated 5 percent their ly those who put aside annual revenues to some fraud. savingstakes whether at Country, Fraud numerous shapes business or household levand forms among them corpoel, were better prepared and rate consumer fraud,savtax werefraud, able to tap into their

fraud, identity theft and many others.

Fraud affects all businesses, but small businesses are principally vulnerable to occupational fraud. These organizations are typically lacking in anti-fraud controls compared with their larger counterparts, which make them particularly vulnerable. It is worth noting that organizations that

steps now and an start saving, it the National Financial Switch attacks where urgent and

is the best time to start official sounding voicebuildmail

JAYSON NJOVU

LEONARD MWANZA - CHIEF EXECUTIVE OFFICER BANKERS ASSOCIATION OF ZAMBIA FRAUD PREVENTION AND SECURITY COMMITTEE CHAIRPERSON

B ARE YOU A SAVER OR CONSUMER? ANKING plays an integral role in the de-

and Exchange Commission.

The Association also works to ensure that the bank-

velopment of commerce and industry in BAZ is a mouthpiece of the banking sector and is ing industry views are put forward when government transactions, continues to disrupt virtual- you are not familiar with the maintain an effective hotline cyber (online) any economic dispensation. In this regard, mandated to address various matters of common in- determines policy or legislation. Many areas of law and retail and commercial current ly every aspect of commerce. senders as they could have or reporting mechanism speed banks play an important role in the creation of new dustry interest through lobbying, advocacy and poli- including international law impact upon the interests cheque accounts mer- These up fraud detection and in reduce underline malware to harvest once-in-a-generation capital (or capital formation) a country/and thus cy influence. and The Association aims at facilitating the of commercial banks in Zambia. chantsysacquiring among others. growth losses.

It is imperative to note details. disruptions pose urgentForchalhelp the economic growth process.

The banking industrial and innovation of the sector, as well example,your issuescard of micro and fiscal policies and light as of thisplans fraud awarethat tip navigate offstheusually makethe up Use known and lenges to many tem facilitates intermediation of internal and building and for sustaining public con-businesses. financial sector fruits, reform •affect trading environment ings to around to In review our the good-will versity,and your dream holiday, in atheonly like manner you international trade. fidence in theplans commercial sector.

Onedream of opportunistic the business, for banks in Zambia andonline the Association its ness and week,to the focus is princiabout 50 percent fraud de- year trusted platforms.

Unfortunately, pandemic inducedofeconomic prepare for banking starting your should plant a seedconsults of savThe history of bankingthose sector inthe Zambia ways thisTo mandate realisedfraud is through engagement members on in many such ischallenges. contrast, coming year. someisthat Notaking a alife, funeral orto form ingindustry bit• by bit and time big pally on the fraud trends tection and In it isthe recommended Toposition mitigate and limisup also feature of this dates far savings back as 1906, whenfacing the first commercial with mean critical Government ministries ascover sues.orWith active participation of the member without areensure still vember may year agencies child and educational in- theitthings will start showing. are currently on annear upward for asbusinesses to their losses, use a Prepaid Card, new normal, fraudsters are bank-Standard Chartered Bank was established, with well othermean stakeholders in the banks, the BankersIAssociation of Zambia works foschallenges andis uncertainties others it asmay deed a Zambian healthy bank account. know times are linked hard toand trajectory both in thecritical localnear and seizing environment designed to end, which usually is not to on theeconopportunities iton firsthow branch opened in Kalomo Southern omy. ter an environment in which services are vallong it will take toDistrict re- ofretirement or banking loss of employIf you can identify yourself for most offinancial us,for thisyour is not what international indusencourage tips offs on fraud, your account online created by disruption and Province.

In the last 114 years of the existencement, and operuedIand can prosper.

In communicating the industry’s cover. but itCard mayNot alsoPresent mean COVID-19 with any ofisthe above, wish we want to hear.

The chorus try: plasticfinancial crime and corruption transactions, and limit your also amplifying ationToday’s of the commercial sector in Zambia, theto reach HOW WE the Association Government, the write upbanking is therefore ‘about theWORK finishing to congratulate you,views, at least in our works mindwith is about the now (CNP) fraud.Association ofexisting issues. exposure. plastic trends, country currently 18 on registered commercial banks.and cyber The Bankers Zambia withfraud its regulators, industryand associations, community, about askinghas you the steps line’. you hadworks a plan and you canother needs not forthetomorrow.

CNP a type oftoCard Some the tocommon anWhat to do casesavings you areis especially as more Taking intoof account the critical role by theis members provide analysis, advice and community andas the you have taken prepare for playedTherefore, what was fraud your now and sit advocacy down andtraditionevaluate groups True itmedia. mayinbe, sector infuture thecontrols provision of banking services bucket to all sec-your toatthe publicyou policy on gone Some of initiatives the Bankers Association where information ti-fraud businesstransactions are your and that whether you listcontributes ofCard wishes thedevelopment be- ally howofin-store far have inthe defrauded: a habitthat and a passion and tors the economy the banks country and other Zambia is working on in collaboration with thesteps Bank (Pan andofbanking CVV numbers) are services. esofaimplement to existing manage thein the your bank immedibeing forced are ‘Saver or Consumer’. ginning the year 2020financial and achieving youronline dream.ofdirectly is Contact achievable if small realised importance establishing anwhat umbrella The Bankers Association Zambia works ensure of Zambia othertaken. key stakeholders folhave achieved be- ofincrease If, however, you cannot re-andately are Passion is the fuel accessed by you unauthorized perfraudthe risk includeofanti-fraud to block your include card ortheuse in tocard-not-present body that is would effectively of finishing that the banking continue to deliver the things lowing:it- is provided This November: fore line? late to any of these which drives us to achieve our sonsthe for defrauding yoursystem bank canactivity. policy, hotlines, fraudrepresent trainingthe interests applications to block the sector. banking Inemployees case you are Was it benefits aboutof competition upgrading time to reflect.

They say,mea‘the your intended objectives, therefore Investigated casesto Zambian for andwondering, managers/ account. card instantaneously.

Some of thecustompreventive It was this background that in your 2008, qualification, the ers.

-Promoting digital payments channels through yes weagainst only external have oneaudit month yourowners dream sures best time to plant aare: tree is yes- shared weThe allsecond need to embrace savrevealed that Card executives, of fraud trend that against CNP Bankers Association of2020 Zambia (BAZ) was formal- your dream car, your before the year comes wedding, terday and the second-best ings with a passion. provides the Card informafinancial statements, code has taken dominance is social • Secure your cards from lyto registered.

BAZ, thehome, an endPrior andtoitthe is establishment that time ofdream taking your time is now’. Just like a tree Are you a child, youth, or tion or makes accessible to unauthorized of the conduct, dedicated fraud the first act access of friends Association operated informally with thechild chairing of year when we sit down to a betteritschool or unigrows slowly but in time bears engineering, adult, pleasewhich take isyour fraudsters unknowingly, with and relatives. function, formalyear, fraud risk asof tricking someone into dibank in a particular offering all related secretarial services, assurprise well as coordinating of of outright theft of exception sessments, audits, joball activities • Do not use unsecured vulging information or acting, therotation/mandatory membership. The Association’s role hasthe overtime card. This fraud type has sites for your online genuine usually through technology. vacation, evolved to include the promotion of efficiencies, takenin-ascendancy across the transactions. Example of se- The idea behind social engiproactive data monitoring/ novations and industry growth and positioning memanalysis and rewards for whis- globe during the COVID-19 cure site is ‘site with https’. neering is to take advantage ber-banks to continue supporting both private sector pandemic due to the new nor- A responsible organization of a potential victim’s natural tleblowers. and Government economic agendas enshrined in the The fraud types that preshould have secured online tendencies and emotional recountry’s National Development Policies. mal of conducting business. dominantly affect banks actions. Examples of social platforms.

Although BAZ aims at participating at the in highest level of the coronavirus has Zambia are inunsecured • Be mindful of unsolicited engineering range from phishlimited decision making the country retail through the contin-activity in many parts ued engagement with the three plastic primary regulators and commercial loans, of the of world, fraud prevention request for applications that ing attacks where victims are the(debit financial services Bank of Zambia, the and creditsector-the card transactricked into providing confiand detection are more im- promises gifts or extra gains.

Pensions Insurance Authority and the portant Securities than ever. COVID-19 tions),and inter-bank transaction, • Do not click on emails dential information, vishing

ing resilience and preparing -Developing accessible affordable fin convinces victimsand to act for and tomorrow? aquicksaver ucts services toBecome support the Nationa ly or suffer severe consequencand notStrategy a consumer.

Inclusion

es,The or Financial physical tailgating atServices Sectacks that rely on trust to gain. tor, is ready and will happily -Promotion of Financial Literacy program With concern, have seen welcome you ifwe you wish to groups open a savings bankFacebook account, an increase of fake buy shares stock ex-Fraud Prevention andthe Security awareness profiles and on websites created change, take who up a personal by fraudsters claim to be pension in scheme or take an -Leadership the development of policy associated with Banks in an insurance oncustomers. your astion. attempt to cover defraud sets, life, education and other Be guided banks will reeventualities such as never funerals HOW WE ARE GOVERNED quest for your banking details and The sicknesses.

Bankers Association of Zambia via social media platforms and through a committee of Chief Executive always yourmeets bankmonthl for FRAUDcontact PREVENTION commercial banks which more information when you TIP OF THE WEEK. matters affecting the banking sector.

The Association are coordinated through Fraud is real, please trustthe come across such requests. who report toapproach thedo Executive committee. noAs one not share your T weand the festive Committee elected every year at the Ann Personalis Identification Numseason, fraudsters become Meeting and ison made up of:ATM Card ber (PIN) your more and more aggressive.

The Mobile Chairperson, Deputy Chairperson and anyThis article e-wallet equally with seeks to Executive one. member and the BAZ CEO who remind customers continue TheIfBankers Association of Zambia S you see a to suspicious being vigilant the fescurrently led by Chief Executive Officer transaction onduring your bank ac-wh tive session.

The BAZ Fraud, ed by the Public Relations &contact Administr count or e-wallet, and a Research and Communications Offi Prevention & Security commityour bank or service provider TheisChief Executive suppo tee dedicated toOfficer risingwith fraud immediately. management team, a crucial role As always, beplay sure to join usin awareness.

Visit the BAZ and BAZ’s responsibility to improve public next week as we bring to you Commercial Banks variousaw understanding of the topic industry’s another exciting regardsocial media platforms forcontribu the country’s economy matters. and communities, ing banking Please w fraud onawareness messages. emphasis consultation with stakeholde share youryour comments and Remember bank will nevHaving discussed backgrou thoughts with in usbrief viatheEmail: er call or use social media to re-on please look out for a two series column Mirriam.Zimba@baz.co.zm. quest your banking details, as lating to for individual financial awareness joins the rest of the world commemorati remain vigilant andinreport any Financial Literacy Week. suspicious activities to your address bankContact or nearest police station. of Zambia AsBankers always,Association be sure to join us 3rd Floor, Citibank House next Stand week4646, as we bring to you Elunda 3 another exciting topic regardAddis Ababa Roundabout ing P.O. banking matters. Please Box 34180 shareLusaka, yourZambia comments and Tel: +260 211 234208/55 thoughts with us via Email: Fax: +206 211 233046 Mirriam.Zimba@baz.co.zm.

E-mail: bazsecretariat@baz.co.zm

Thurday 19 November, 2020

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ABC retrenchments to be reversed, says exec as staff refuse to go on air JOHANNESBURG - SABC employees were on Tuesday locked in a heated meeting with management over planned retrenchments of up to 400 workers, with reports that television anchors could refuse to go on air.

The stand-off with management comes after employees had been embarking on lunchtime pickets over looming job cuts by the public broadcaster which is facing financial challenges.

The broadcaster's 24hour news channel showed images of staffers locked in a meeting with management, which was called after more workers received letters of redundancies. Workers are also calling for management to resign and accuse them of "decimating Africa's largest newsroom" by introducing a new structure without consultation.

Management, however, says it has exceeded the prescribed minimum consultation requirements.

Anchor Thabiso Sithole confirmed on air that staffers might walk off and refuse to work.

On Tuesday afternoon, normal programming on the news channel was largely dedicated to the broadcast of the memorial service of the later auditor-general

Kimi Makwetu, with frequent crossings to a staff meeting.

Later, SABC Group Executive: News and Current Affairs, Phathiswa Magopeni, announced that retrenchments letters issued to staff would be reversed.

Communications Workers Union spokesperson, Aubrey Tshabalala, which is one of the unions representing employees, described the retraction as "temporary victory" - adding that they would still push for a legally binding commitment from management that the cuts are off the table.

"As a union we would be filing a notice to strike as required by the law. We see Magopeni's retraction as a sign of bowing to pressure and we won't be surprised if they turn around and say the decision to withdraw the notices is invalid," said Tshabalala.

Cosatu national spokesperson Sizwe Pamla said the federation supported the pushback against retrenchments, saying unemployment figures in the country were "depressing."

"What is more scandalous is that the government is leading the charge when it comes to destroying jobs at a time when it is supposed to be exemplary in protecting and creating new jobs," Pamla said. – FIN24.

AIROBI - Kenya’s economic quality worsened over the past decade amid swelling government debt, negative credit ratings, dwindling savings and a drop in government integrity.

This is according to the Legatum prosperity index, which ranked the country position 108 out of 167 for economic quality globally, a four-point drop from its position in 2010.

This year’s report shows that Kenya scored 43.0 points in terms of economic quality, down from 43.8 points in 2010. The report paints a grim picture of the country’s fiscal sustainability, where all aspects of economic resilience have been dropping.

For instance, the government’s budget balance dropped from -4.3 percent in 2010 to -7.8 per ent, while government debt rose from 41.5 percent to 60.1 percent.

Gross savings, on the other hand, reduced from 14.5 percent to 9.2 percent. The metric is calculated as GDP minus final consumption expenditure, and is used to measure the extent of re-

ECONOMIC WOOS …Kenya’s economic quality worsened in the last decade – Report sources available for investment in productive capital.

In 2010, Kenya ranked at position 92 in terms of budget balance but, today, it is ranked in 159th place out of the 167 countries surveyed. This means that even though the government’s spending continues to grow, its revenues cannot match because much of the money is being used to service debts.

The overall fiscal sustainability of the country has dropped from 49.4 points to 35.9, as Kenya is now ranked 148 from position 109 in 2010.

This comes as government integrity drops, with independent and non-governmental checks on its powers weakening, the report says.

However, Kenya scored better in terms of overall prosperity, measured aspects of Inclusive Societies, Open Economies, and Empowerment of People.

Overall, Kenya ranked at position 113 out of the 167 countries that were assessed, scoring 51 points, up from position 121 and 46 points in 2010.

All regions had seen an improvement in education in the last 10 years, with people starting education earlier and continuing later in life, researchers

observed.

The report, which assessed the overall performance between 2010 and 2020 preCovid-19 times, poked holes in the country’s governance system and its lack of accountability, which seems to be failing the other performing sectors of life.

– DAILY NATION, Kenya.

‘Tech skills key in mining’ HARARE – Zimbabwe is committed to impart requisite technical skills needed in capacitating miners towards fulfilling their production obligations that will in turn spur the attainment of the US$12 billion mining sector milestone.

This came up at a training workshop for miners that is being coordinated by the Minerals and Marketing Corporation of Zimbabwe (MMCZ) in conjunction with the School of Mines.

Mines and Mining Development Minister Winston Chitando and his deputy Polite Kambamura, also attended the workshop with the former stating that human resource capacitation together with the resource itself and capital are the three corner stones that will drive the sector. With Zimbabwe’s unquestionable standing as one of the hugely endowed countries in the world and Government having taken the ini-

tiative to lure capital through President Mnangagwa’s “Zimbabwe is open for business” mantra, Minister Chitando said technical training is the missing cog that has to be filled.

“The third thing that is also required, is the expertise and the knowledge or management . . . the technical ability to be able to mine that chrome ore board, the technical ability to be able to extract that gold,” said Chitando.

“The resources we have Zimbabwe is blessed to have an abundance of natural resources.

But what we need to do is to ensure that we develop the financial capacity and the managerial or human resource capacity.

“The essence of this workshop is to try and achieve two functions that is - the facilitation of the financial capacity and enhancement of the human resources capacity,” he said. Speaking at the same

Chitando

event, MMCZ general manager Tongai Muzenda, called on miners to approach the state minerals marketing arm on areas where they feel they have a skills gap that hampers productivity and want it bridged.

He said the miners should be cognisant of the fact that by

doing this, MMCZ is not doing a favour to the miners but rather fulfilling its mandate.

The training comes at a time when the state marketer is moving to maximise mineral exports into the country towards the 2023 milestone.

– THE HERALD, Zimbabwe.

Biden vows to set ‘rules of the road’ on trade WASHINGTON - Joe Biden has vowed to work with other democracies to rewrite the rules of international trade.

The US president-elect signalled a shift from Donald Trump's policies, who pulled out of multilateral pacts and raised up tensions with China.

His comments come just days after 15 Asia Pacific countries including China signed an historic trade pact.

The Regional Comprehensive Economic Partnership covers nearly a third of the world's economy

and population.

"We make up 25 percent of the world's trading capacity, of the economy of the world. We need to be aligned with the other democracies - another 25 percent or more - so that we can set the rules of the road," Biden said.

The alternative, he said, was to have "China and others dictate outcomes because they are the only game in town."

Biden wouldn't be drawn on whether he would consider signing the Regional Comprehensive Economic Partnership (RCEP) or the ri-

val Trans Pacific Partnership (TPP).

In an apparent jab at Trump, he indicated that his administration's foreign and trade policies would strike a different tone than those of his predecessor.

"I'm not looking for punitive trade. The idea that we are poking our finger in the eyes of our friends and embracing autocrats makes no sense to me," Biden added.

Trump withdrew from the TPP, a trade pact that was originally backed by the Obama administration.

He also introduced tariffs on

China and imposed restrictions on a number of Chinese technology companies on national security grounds.

Although he would not say what deals the US might consider joining, Biden outlined some of the conditions for US involvement in international trade agreements.

"One, we're going to invest in American workers and make them more competitive. Number two, we're going to make sure labour is at the table, and environmentalists are at the table in trade deals we make," he said. – BBC.

Thursday 19 November, 2020

Send an email to dailynation@ymail.com

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Covid-19 has inflicted havoc on economies Dear Editor,

ARREST ASSAILANTS OF CHARMAINE MUSONDA AND OTHERS S Dear Editor,

OME unknown people last Sunday around 13:00 hours attacked Charmaine Musonda aged 41 and three other members of the United Party for National Development (UPND).

The other victims are Clerk Nchemba 35, Judah Sikambikambi 51 and Gershom Masaka 46. The incident happened at Ms Musonda’s home in Kalundu, Lusaka West.

The motive behind the attack is not yet known. The attack has been widely condemned by the public and the police are investigating.

Political violence regardless of the perpetrators should be condemned in the strongest terms. It is a source of concern that political violence is happening this time around prior to the 2021 general elections. President Edgar Lungu and UPND president Hakainde Hichilema not too long ago denounced political violence by cadres.

The Patriotic Front and the UPND political cadres have been the major culprits where political violence is concerned.

One notable thing is that Zambia is bigger than any political party. And as such, there is need to co-exist for the sake of democracy.

WHEN the wave of corona virus hit the sectors of the economy, one thing that became imminent was the looming default on the various financial obligations.

What was needed was a survival plan and the sustainable method of tracing the prospects of adjusting. This needed accepting that Covid had ruthlessly and severely bruised us.

Government as reflected in the national budget has formulated the stimulus measures to trigger liquidity flow.

The announcement by Exim Bank of China to suspend Zambia’s interest and principal payments on sovereign loans totalling to US$110 million due on May 1 and December 31, 2020 is commended as it marks the consolidation of the relationship between the people of the two nations.

This gesture is a welcome progressive move especially that Zambia is from suffering a temporal setback after other bond holders refused to defer the interest that is payable.

The Bank is commended for ignoring the negative energy from the western storm that has tilted and determined to impose regime

change through the artificial negative publicity.

Although the deferment is a temporally relief, it will save the economy from unduly deteriorating.

The decision is a vindication of the historical relationship between the two nations.

The bank has resisted the temptation of giving credence to the wave of misdirection which has thronged the media space.

Although this was a sovereign, it has the ability to have a trickledown effect to the Small Medium Enterprises.

For those of us who had the liberty to follow the genesis of the facility, we can positively confirm that the facility was meant to support SMEs through the Development Bank of Zambia.

This is traceable from the meeting which was held between the Board of Directors and Vice President Inonge Wina. Therefore the inability to honour Zambia’s contractual relationship can be influenced by the sudden collapse of the SMEs. The all-weather friendly China has always rendered a helping hand to Zambia with undue regard to rigid terms as the case is with other lenders whom for the sake of sound international relations we may not mention.

Like we have indicated, the dormancy by other lenders has been influenced by the negative energy by those who seek to walk the corridors of power with their sponsors.

MARVIN CHANDA MBERI, Youth Rights Activist, Lusaka.

ECZ spares its attackers Dear Editor,

Under any stress of imagination, there is no way someone can be physically attacked by virtue of belonging to another political party or having divergent views.

However, political violence is detrimental to the development of the country and it infringes

people’s freedom of association. I therefore urge the police to probe and arrest the people who assaulted Ms Musonda and her counterparts. This will deter the would-be offenders.

It is good that the police command has assured the nation that

the assailants of Ms Musonda and others will be nabbed.

All said and done, political violence in whatever form is an affront to democracy and must be denounced by all Zambians.

ELEMIYA PHIRI, Lusaka.

ELECTORAL Commission of Zambia (ECZ) chief Patrick Nshindano should not be economical with the truth when responding to issues raised by surrogates or/and stakeholders.

The ECZ know that YALI's president Andrew Ntewewe stood with it before the registration started supporting it all the way and attacking all those questioning the voter registration process.

Now that he has come out to call for the firing of some officers such as Ms Wina at ECZ because of what he terms as erring in their execution of duties, ECZ should not popularise the warning but direct it to such institutions like YALI and its president.

Mr Ntewewe was quoted complaining that ECZ has allocated more voter registration kits to Southern Province without providing his statistics for the nation to know how he qualifies his complaint.

Now that you ECZ are saying you dispense the voter registration kits according to the density, don't then go round the circle but direct your caution to YALI and not us.

Stop playing on people's minds because there are so many issues that are genuinely raised by stakeholders that you don't respond to.

WISDOM MUYUNDA, Chingola.

9

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Let’s intensify voter sensitisation, says PF

By ROGERS KALERO

next year's election “As Kamakonde ward councillor and PF Kitwe Information and Publicity Secretary, my message is that let us work towards ensuring that we give President Edgar Lungu a comfortable victory in next year’s election "This can only be achieved by intensifying our voter registration sensitization and refuting the propaganda by the opposition. The opposition have nothing to offer, but lies and propaganda," Mr Simukoko said.

He said Zambians must be wary of political parties like UPND which was always rejoicing when the country was facing challenges in various areas. He said instead of sympathizing with the sufferings of the poor people, the opposition UPND was busy trying to make political mileage out of such unfortunate incidences.

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By SANFROSSA MANYINDA

T

HE Copperbelt University (CBU) School of Medicine students have expressed displeasure with the Higher Education Loans and Scholarships Board over failure to pay them accommodation allowances.

Speaking on behalf of the students, Zacks Ndumba, said the payment of their accommodation allowances was long overdue because they were in the last term of the academic year.

"We are talking about a period of six months ago when the Loans and Scholarships Board was supposed to pay accom-

Ndola in water blues

By SANFROSSA MANYINDA WATER blues have hit the northern part of Ndola for almost a week now.

The residents have since appealed to Kafubu Water and Sanitation Company (KWSC) to address the crisis.

Minsundu, Northrise, Chifubu, Pamodzi, Mitengo, Kanini, Chipulukusu, Hillcrest, Kansenshi, Dola Hill, Twapia are the most affected

Thursday 19 November, 2020

areas.

"It is unacceptable going for seven days without water especially that we are already in the rainy season. And surprising enough, Kafubu water has not engaged us on the matter," lamented one resident.

Speaking on behalf of the affected residents, Mr George Bwalya of Northrise said people had now resorted to drawing water from shallow wells.

“It is unacceptable going for seven days without water especially that we are already in the rainy season.

And surprising enough, Kafubu water has not engaged us on the matter,” Mr Bwalya said the sit-

LUSAKA PROVINCE PLANNING AUTHORITY, P.O. BOX 50063 LUSAKA.

uation was a bad one as shallow wells were breeding grounds for bacteria that caused diarrhea and other diseases.

Mr Bwalya added that the affected communities were now hesitant to use their flushable lavatories Kafubu water attributed the erratic supply of water to technical power challenges currently affecting its Minsundu one and Minsundu two water treatment plants.

because the sponsorship was not charity but a Loan to be paid back.

“According to the Loan agreement signed between each individual student and the Loans board, it is strongly emphasized that the sponsorship given to students is a Loan and not a grant which shall be recovered so that other students can benefit too, an initiative we support,” he said.

Mr Ndumba further urged

the Loans board to treat the matter with the expediency it deserved because the academic year was ending in less than a month.

"We are also calling upon the Minister of Higher Education (Brian Mushimba) to intervene because this matter is already to the full knowledge of the Loans board based on communication that has been taking place without any positive outcome," he said.

File Photo:

SECTION 53 OF THE URBAN AND REGIONAL PLANNING ACT NO. 3 OF 2015 PUBLIC NOTICE IN RELATION TO CHANGE OF LAND USE.

INV7369

Harvest Group of Companies Limited on Sub. 17 of Sub. A of Farm. 196a Lusaka West, Chilanga District, intends to apply for planning permission of Change of Land Use from Agricultural to Commercial Use (Service Station). The Farm in question is approximately 1 Acre and is bordered by Rem of Sub. A of Farm. 196a to the East and to the North, Sub. 14 of Sub A of Farm 196a to the West and a Road Reserve to the South.

This application may have significant environmental impacts and/or a significant impact on the amenity of adjoining properties.

The application may be viewed at Lusaka Province Planning Authority (opposite Ridgeway Post Office Entrance) and submission or observations on the application may be made to the Planning Authority without charge. Submissions or Observations must be in writing and made within the period of 30 days beginning on the first date of the period for the publication of this notice being 18/11/2020 and ending on 18/12/2020.

modation allowances but they have been quiet without any attempt to communicate to the other party involved.

Persistent follow ups and communication have not been fruitful because no tangible reason or statement has been as to why the allowances in question have not credited," he said.

Mr Ndumba said the students, however, expected the board to fulfil all terms and conditions of the agreement

LUSAKA PROVINCE PLANNING AUTHORITY, P.O. BOX 50063 LUSAKA.

SECTION 53 OF THE URBAN AND REGIONAL PLANNING ACT NO. 3 OF 2015 PUBLIC NOTICE IN RELATION TO CHANGE OF LAND USE.

Signed: The Executive Secretary On behalf of LUSAKA PROVINCE PLANNING AUTHORITY Date of erection of site notice 19/11/2020

CBU MEDICAL STUDENTS CRY OVER UNPAID ALLOWANCES

Harvest Group of Companies Limited on Sub. C of Lot. 7281/M Makeni, Chilanga District, intends to apply for planning permission of Change of Land Use from Agricultural to Commercial Use (Service Station). The Lot in question is approximately 1,600 square meters and is bordered by Rem of Lot. 7281/M to the East and to the North and a Road Reserve to the West and to the South.

This application may have significant environmental impacts and/or a significant impact on the amenity of adjoining properties.

The application may be viewed at Lusaka Province Planning Authority (opposite Ridgeway Post Office Entrance) and submission or observations on the application may be made to the Planning Authority without charge. Submissions or Observations must be in writing and made within the period of 30 days beginning on the first date of the period for the publication of this notice being 19/11/2020 and ending on 18/12/2020.

Signed: The Executive Secretary On behalf of LUSAKA PROVINCE PLANNING AUTHORITY Date of erection of site notice 19/11/2020

INV7369

PATRIOTIC Front (PF) members at various levels must put their personal differences aside and concentrate on mobilising people for voter registration, a civic leader has advised.

Kamakonde ward councillor, Elijah Simukoko, said PF members and their leaders must work together to encourage voters to register so that they could give President Edgar Lungu a comfortable victory in the 2021 elections.

Mr Simukoko, PF Kitwe District Information and Publicity Secretary, said voter registration exercise was one of the most important stages of the electoral process and it was important that it was taken seriously by the members of the ruling party.

"As Kamakonde ward councillor and PF Kitwe Information and Publicity Secretary, my message is that let us work towards ensuring that we give President Edgar Lungu a comfortable victory in

By ANDREW MUKOMA

C

OVID-19 cases in Livingstone have reached 58, with almost half of the affected coming from Fairmount Hotel which has since been closed.

The increase in cases has been attributed to non-adherence to Covid-19 guidelines and regulations by many residents in the tourist capital Livingstone District

Revive tourism in L/stone, Govt urged

By ANDREW MUKOMA GOVERNMENT should come up with a mechanism that will revive Livingstone City’s status as Zambia’s Tourist Capital, a youth activist has said.

Mr Francis Phiri, former Kwathu Children’s Radio Programme presenter which used to air on several radio stations throughout the country, said Livingstone was slowly becoming a “ghost town.”

He was speaking in an interview in Livingstone on the city’s status under the Covid-19 pandemic.

Mr Phiri noted that the

MOSI-OA-TUNYA NEWS

FAIRMOUNT HOTEL SHUT

Commissioner, Pascalina Musokotwane, disclosed that out of the 58 positive cases, 28 were workers from Fairmount hotel. Ms Musokotwane said, the Hotel has since been temporarily closed for two weeks in order to conduct more

tourism sector had been badly hit by the Covid-19 pandemic and that Livingstone has become more vulnerable as it depended on tourism.

He suggested that Government should make it mandatory for all organisations to be hosting their conferences, “indabas” and other activities in Livingstone as a way of reviving the city.

Mr Phiri also suggested that Government should reconsider relocating the provincial capital back to Livingstone from Choma.

He said that this would keep the city active unlike the way it is today.

Mr Phiri said that even the transport businesses had been affected as there were no activities and tourists to utilise such services.

Livingstone Tourism Association (LTA) Board chairperson, Rodney Sikumba, separately said the survival of the country’s tourism sector depended on promotion of domestic tourism.

Mr Sikumba said that in view of the Covid-19 outbreak, Zambians must begin to look inwards for the tourism industry’s survival.

testing on other workers while those who were positive had been quarantined.

She observed that some residents had stopped masking up, sanitising, washing their hands and observing social distancing until the city recorded 58

positive cases of Covid-19 at the weekend She said Governemtn and stakeholders would be conducting regular mandatory testing for public places such banks, hotels, lodges, supermarkets and night clubs.

"We had a meeting on Monday with the District Medical Office and we had to move in as quickly as possible looking at the numbers in how Covid-19 has risen.

“So we are doing some sensitization through ZANIS, they

11

…as covid-19 spreads are going round with people from health to sensitize our people on how they should take care of themselves and not taking it for granted that Covid-19 has finished," she said.

Ms Musokotwane said that people need to change their mind-set and adhere to Covid-19 guidelines.

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MONETARY POLICY COMMITTEE STATEMENT Monetary Policy Rate held at 8.0% The Monetary Policy Committee (MPC), at its November 16 - 17, 2020 Meeting, decided to maintain the Monetary Policy Rate at 8.0% 10 moderate risks to financial stability and support growth, lives and livelihoods. This decision also allows monetary policy measures taken earlier in the year to take full effect.

This is despite projections indicating that inflation will persist above the 6-8% target range throughout the forecast horizon].

The Committee noted that financial stability remains fragile despite signs of marginal improvement in economic activity in the third quarter following the partial relaxation of COVID-19 restrictions. Although growth is expected to recover in the medium-term, limitedfiscal space, as well as uncertainty surrounding the persistence ofthe COVID-19 pandemic and access to externalfinancing remain key downside risks to growth prospects. In this regard, successfully navigating the debt restructuringprocess to restore debt sustainability and implementingfiscal and other structural reforms are critical to return to fiscalfitness and macroeconomic stability.

Less severe contraction of the global economy projected in 2020 Global economic activity is showing signs of recovery as economies partially reopen and policy stimulus measures begin to take effect. In this regard, a less severe contraction of 4.4%2 is projected in 2020 than the earlier projection of 4.9%.

A strong rebound in global growth is projected in 2021, supported largely by policy stimulus measures. The recovery is still expected to be protracted and highly uncertain over the medium-term due to the impact of income losses on aggregate demand, rising sovereign debt and subdued commodity prices.

Further, the risks to global growth remain tilted to the downside due to the high degree of uncertainty surrounding the evolution of the pandemic as well as the speed of delivering a vaccine.

Domestic economic activity showing signs ofpicking up, but weaker recovery projected in the mediumterm High frequency data and coincident indicators of economic activity point to some improvement in the third quarter, reflecting the partial relaxation of COVID-19 restrictions. Broadly, all the monitored indicators in the Third Quarter 2020 Indicative Bank ofZambia Survey ofBusiness ()pinions and Expectations exceeded the second quarter reading. The Stanbic Bank Zambia Purchasing Manager 's Index also signalled a softer deterioration in the private sector business environment. The rate of decline for new orders, output and employment moderated and business confidence showed signs of improvement.

Nonetheless, for 2020 as a whole, the economy is projected to contract by 4.2%. The observed better performance in mining production in the year to September may moderate the severity of the contraction. Over the medium-term, growth is expected to recover, albeit at a weaker pace than earlier anticipated due to limited fiscal space, as well as uncertainty surrounding the persistence of the COVID-19 pandemic, and access to external financing.

Inflationary pressures remain high After rising steadily for six successive quarters, annual overall inflation decelerated to an average of 15.7% in the third quarter from 16.1% in the preceding quarter. This was mainly due to improved supply of maize grain and related products. On account of this, food inflation declined to 15.2% from 16.9%. However, nonfood inflation rose to 16.2% from 15.1% largely due to the depreciation of the Kwacha.

The recent reading of inflation points to a resurgence in inflationary pressures. In October, inflation rose to 16% from 15.7% in September largely reflecting the weakening of the Kwacha.

Over the next eight quarters, a moderation in inflationary pressures is anticipated although inflation will persist above the 6-8% target range throughout the forecast horizon. Inflation is forecast to average 16.7% in the fourth quarter of 2020. In 2021, it is expected to decline to 13.5% and further to about 10.0% in 2022 on an annual average basis. The factors underlying the decline in inflation include subdued aggregate demand and moderation in food prices as well as money supply growth.

However, the risks to the inflation outlook are tilted to the upside and these include higher than anticipated monetary expansion,

possible upward adjustment in fuel pump prices, further deterioration of the fiscal position, as well as the depreciation of the Kwacha. Inflation may decelerate faster if the measures being taken by Government to restructure debt and implement key structural reforms materialise.

Overnight interbank rate declinesfurther, as monetary policy remains accommodative The overnight interbank rate declined to a quarterly average of 8.55% from 10.98% and was maintained within the Policy Rate Corridor of 7.0% to 9.0% throughout the quarter. This followed a further reduction in the Policy Rate in August and the increase in market liquidity. Liquidity conditions eased due to increased Government spending and stimulus measures implemented by the Bank of Zambia through the Secondary Market Bond Purchase Programme, Targeted Medium-Term Refinancing Facility and open market operations undertaken on flexible terms.

Demandfor Government securities remains high Following the increase in liquidity levels, demand for Government securities remained strong. In particular, demand for Treasury bills was much stronger as the auctions attracted bids in excess of the amounts on offer by 54%. In contrast, Government bond auctions were undersubscribed as the bid amounts fell short by 40%. However, this was an improvement over the 60% shortfall recorded during the previous quarter. Demand for Government bonds has been relatively weaker due, in part, to investors' expectations of high levels of shortterm interest rates over the next few quarters. With increased demand, funds raised from the auctions significantly increased, resulting in a surplus of K6.4 billion. As a result, the stock of Government securities grew by 15.8% to K118.7 billion.

At end-September 2020, Government securities held by non-residents increased by 5.7% to K14.3 billion, representing 12.0% of the total securities. Nearly all these holdings (97.8%) were in Government bonds.

Interest rates declinefurther Generally, market interest rates maintained a downward trend, largely reflecting the accommodative monetary policy stance.

The commercial banks' average lending rate declined to 25.7% in September from 26.4% in June and further to 25% in October.

The savings rate for 180-day deposits also reduced to 10.3% from 10.7% and is currently at 9.9%. Similarly, the composite yield rate on Treasury bills declined to 22.7% from 26.3%. The composite Government bond yield rate marginally increased to 32.3% from 3 1.8%.

Credit to the private sector remains subdued, hut money supply expandsfurther Credit growth to the private sector picked up slightly to 13.8%, year-on-year, in September from 10.4% in June. This was largely attributed to the sustained increase in demand for bridge financing and working capital by firms to meet rising operating costs. However, credit to Government continued to expand at a faster pace, growing by 69.2% in September compared to 46.9% in June. In line with the expansion in credit to Government, money supply (M3)1 growth rose to 46.5% in September from 29.4% in June.

Fiscal pressures persist Fiscal pressures heightened as the financing gap widened.

Spending pressures escalated amidst declining domestic revenue due to the persistent adverse effects of the COVID-19 pandemic. Going forward, uncertainties regarding the evolution of the COVID-19 pandemic, debt suspension and restructuring, as well as securing external financing will continue to exert pressures on the fiscal position. In this regard, successfully navigating the debt restructuring process to restore debt sustainability and implementing fiscal and other structural reforms are critical to return to fiscal fitness and macroeconomic stability.

Current account surplus expands The current account surplus expanded to US$601.7 million (3.8% of GDP) from US$350.7 million (2.2% of GDP) in the sec1 The forecast horizon or period is eight quarters ahead, that is, the fourth quarter of 2020 to the third quarter of 2022. 2 October 2020 IMF World Economic Outlook (WEO) Update

ond quarter, driven by net exports. Merchandise exports grew by 35.2% to US$2.3 billion due to higher earnings from copper and non-traditional exports (NTEs). Copper earnings increased by 40.6% to US$ 1.7 billion as export volumes expanded and realised prices rose. Non-traditional exports, at US$0.6 billion, were 50.7% higher driven by a seasonal pick up in agricultural exports such as burley tobacco, maize and maize seed, as well as cane sugar. Merchandise imports grew by 19.8% to US$ 1.2 billion, supported by the easing of COVID-19 restrictions and a gradual pick-up in domestic economic activity.

Rate of depreciation of the Kwacha slows down The Kwacha depreciated against other major trading partner country currencies, albeit at a slower pace mainly on account of increased foreign exchange market interventions by the Bank of Zambia. Against the US dollar, the Kwacha weakened by 3.3% to an average of Kl 8.94/US$ in the third quarter and closed the quarter at K20.02/US$.

Currently, subdued foreign exchange supply amidst increased demand has continued to underlie the market. The reduction in the supply of foreign exchange to the market is partly due to a slowdown in global economic activity, which has adversely affected capital flows. Heightened demand for foreign exchange is mainly for the importation of agricultural inputs and petroleum products. With limited supply, the Bank has increased its intervention in order to support the market.

With increased net foreign exchange sales for market support coupled with debt service, gross international reserves declined

by US$111.8 million to US$ 1,321.2 million (equivalent to 2.3 months of import cover) at end-September from US$1,433.0 million at end-June (equivalent to 2.3 months). Despite the decline in the level Of reserves, the months of import cover remained unchanged due to the drop in imports of goods and services attributed to the subdued economic activity and the depreciation of the Kwacha.

The MPC Decision From the foregoing, it is noted that imbalances in the economy remain. In particular, inflationary pressures have persisted, growth is anaemic and fragilities in the financial sector have not abated. Uncertainty surrounding the persistence of the COVID-19 pandemic, and access to external financing remain key downside risks to growth prospects. This requires striking a right balance between price and financial systems stability, and growth.

In this regard, the MPC considered three options: raising, reducing or maintaining the Policy Rate. With inflation on the rise, conventionally, raising the Policy Rate in an effort to control inflation would have been expected. However, doing so, in an already depressed economic situation, would result in further contraction in economic activity and threaten the stability of the financial sector. On the other hand, reducing the Policy Rate in an attempt to give further support to the economy may put additional pressure on the exchange rate in a supply-constrained environment. This may worsen the inflation outlook.

Considering all these factors, including the significant reduction in the Policy Rate by 350 basis points in 2020, and to allow monetary policy measures to take full effect, the MPC decided to maintain the Policy Rate unchanged at 8.0%.

Decisions on the Policy Rate will be guided by inflation forecasts, outcomes, and identified risks, including those associated with financial stability and the COVID-19 pandemic.

The next MPC Meeting is scheduled for February 15 - 16, 2021.

13

COVID-19 Realities

Thursday Friday 19 November, 2020 7 August 2020

14 11

By DR MBUYI MASUWA Frontline doctor working at Levy Covid Centre

The final novelWITH DIABETES COVID-19 coronavirus, SECTION C: COMPLICATIONS OF DIABETES the final work

T

O DAY we proceed to look at the other complications that come as a result of poorly contolled Diabetes. To those who may be already experiencing some of these please know it’s not the end of the road, at every point we can still do the best we can to better our lives and make them less stressful.

My plea for you is to take Covid-19 with all the seriousness it deserves and do the best you can to avoid getting infected as that would be too much for your body to handle.

We have so far covered complications involving the Eyes, the Nerves and the Foot. Today we shall look at the damage Diabetes can do to the Brain, the Heart and the Kidneys if not well controlled. we are at warthese can TheHAT reason behind never be overemphasised. damages can be summarised in Despite this war havthe fact that thefor blood vesssels ing been raging about nine months now those some people that supply organs still bejust seem not to due knowtowhat is come impaired excess going on or just don’t care.

Sugar then the blood supply to Sometimes I just wish I could the said stand onorgan top is of affected.

Lusaka’s FinThat organwith or part of itmegaevendeco House a big tually out as my explained in phone dies screaming lungs out remindingarticles. the people that itour previous When is formidable adversary knows no the small vessels that are affectrest and is claiming lives day by ed day.it’s called Microangiopathy and Macroangiopathy if it’s the I passionately want to reach bigger ones. out to as many people as possi-

MICRONS

of blood spuply to the Brain so intricate forming a circle called the “Circle of Willis,” named after the same doctor, Thomas Willis who added the word “Mellitus” to Diabetes.

STROKE

blood, we call this the Stroke Volume and there are about 60 to 100 such strokes in a Minute (the Heart Rate). So how much will it pump in 24 hours, in a Week, a Month, a Year then in 80 years? You too the Reader can also try it,

To begin with, I think let’s start from the basics, just what is going on here, where did we come from, how did we get ourselves where we are now and where are we likely going.

cently saying for there to be Covid-19, it means there has been Covid-1 to Covid-18 before and that since we survived the first 18 there is no need to fear the 19th.

THE MYTHS AND CONSPIRACY THEORIES

FACTS;

COVID: THE MYTHS, THE FACTS, THE DEBATES, THE UNKNOWNS

T

ble before corona itself reaches

to them; for there no telling DAMAGE TO THEisBRAIN. what it can do.

The brain is the main engine I’m doing this not as the of the body, every is spokesperson of theactivity Ministry controlled People of Health asfrom I amthere. extremely far from still that.function I write these articles may if other orin my are own capacity a frontgans damged asand still line medical doctor who has maintain their persona, they attended close to 200 Covid-19 can even have an organ patients in the hope that transmost, plant butof when Brain is if not all us canthe at least start seeing things from theincludsame damaged a lot changes, lens.the persona. ing I dodate, put in lot of energy and To noa Brain transplant time. Usually I write around 03 has been done yet, though hours. This is my gift to MotherI hear there are soil some Italian Zambia in whose my umbilical cord isattempting buried. doctors a Head I hope you’ll you transplant with take somewhat Russian, readeven withifthe seriousness it debut they’ll be successful serves and then take necessary it won’tasbewe theare same action all person. soldiers in Simply put, each so person is this war and literally even in God’s with eyes. only Each one of us has a born Brain and role play defeating this that is allin they will have allinvistheir ible enemy. earthly life. It is such a delicate In the coming series, I will be organ it is encased in a sharingthat knowledge on Covid-19 bony skullstories then covered in and difwith some of success ferent layers of cushions called some of the battles lost at the battlefront.with the one in conmeninges Also a segment called “In their tact with the Brain called Pia own words,” in which I will be Matter meaning “soft mother” interviewing Covid-19 patients, as the who Brain is sorecovered delicate that those have and needs a gentle with touchtheir like those such in isolation, identities withheld of course as that of a caring mother. a It matter privacy,ofespecially has of billions neurons that there is still stigma associeach controlling important acated with this disease in some tivities, and need a lot of sectors of thethese community. energy.

So the Brain cosumes As words or information is thea greatest weapon in Oxygen every battle lot of Glucose and and so is this Amidstsupply so much when theone. constant of information some so outrathis is impaired that part of the geous I have taken upon myself Brain diesshare out. with the public. to try and There is a powerful network

Some of the many myths, conspiracy theories and just weird things that have been said and are still being said about Coronavirus are as follows: *Its 5G related.

When the vessels are damThere been sugar, rumours aged duehave to excess a that coronavirus about as cascade of eventscame happen that a side effect of trying to increase eventually leads toconnectivity part of the cellular network brain dying out because the to 5th Gefrom 4G 4th Generation netration 5 G.Samsung the flow of blood which was is supfirst phone to haveOxygen 5g. posed to carry and Of course this is not true, the Glucose is blocked. virus has nothing to do with 5g The affected or any orher Gs.area loses function and soconspiracy does the part con*Global to itvaccinate people and enrich some trols.

This is called a STROKE. people Signslike ofBill a Gates strokeetc.include I would have been very rich among the following: by now, probably closing a deal numbness on*Sudden buying an airport in Dubai or or weakness the face, or some exoticinisland in thearm pacific. transmitted leg*Sexually especially one side of the Once I had a patient who was body. being stigmatised by her com*Difficulty speaking or unmunity saying she got corona derstanding words just drivsimfrom having sex withortruck ple ers. sentences. *It’s the Mark of the or beast 666. *Double vision reduced

vision in one or both eyes. *Difficulty swallowing. *Dizziness, loss of sudden balance, sudden intense weakness, especially in one part of the body, paralysis *Sudden intense Headache.

THE DAMAGE TO THE HEART The Heart: What an amazing pump it is. The pump that never rests. A healthy Heart of an 80-year-old man has pumped approximately (…) litres of blood enough to fill up *Affects only the rich those trucks of a Goods(bakumayadi Train. Zewe with passports. ba mu Lusaka). please kindly do the Math Really? engineered here (…)* It . was With e a c in h the lab for population control. stroke, the Heart u m pre-s * Someone was on pRadio about 70 millil- itres of

The following facts are currently agreed upon by the general scientific community.

We will talk about the origins of the virus, its transmission, Covid-19, treatment, preventive measures, then also areas of research end on you can.Today even will do itonly with your Transmission. years just to see how much Treatment and the rest will be your Heart tackled later.has pumped so far but*This remember are Corona even Virusasisyou called “The novel” because it’s is a new doing that, your Heart still form of Corona viruses. pumping.

As a group corona viruses It pumps day and have been around for anight, very even in the deepest of sleep long time. They mostly livethis in machine is working, to ensure bats and avian birds which are believed to be their supplied natural resblood is constantly to ervoir. Some other types cosensitive organs like the of Brain rona viruses ae those that cause which can die out if denied of the common cold (chinfine).

Oxygen rich within As long as blood they stay in even their seven minutes. reservoir there is no problem, butHowever, the moment theydoes mutate the Heart not and then from batsrest to an just pumpjump blood to the of intermediate then mutate again the body; it also pumps blood and jump to humans and then to itself as it is also of those mutate again andone pass from essential that would human toorgans human, then theredie is trouble, very big we out if denied of trouble Oxygenasrich are experiencing at the moment. blood.

The Heart word CORONA The muscle isVIRUS supwas coined in 1966 by June plied by a network vessels Almeida and David of Tyrrell to among coronary ardescribethem the the appearance of these viruses Electron teries.

Whenunder theseanare damMicroscope, as a aged due to which excess appear sugar, that crown *SARS COV 2 which stands for Severe Acute Respiratory Syndrome Corona Virus 2 is the name given to this virus as it resembles the SARS virus of 2003 by about 70 percent; * SARS COV 2 causes the disease Covid-19 which is short for Coron Virus Disease of 2019. * First cases were reported in China somewhere in late 2019 November, December. * Declared a Pandemic by WHO. Transmission To forget everything else I have written so far is ok but to

Respiratory droplets are the main routes of transmission. They are classified as small, intermediate and large according to their sizes. Small are less than 5 microns in diameter, the intermediopen hand. part of theateHeart dies out, are between 5 and the initial damage we call 100 microns anditthe This pain cannot go away with simple pain killers usuIschaemia. large ones are over 100 The person may feel a sharp ally needs some Morphine. An microns. pain in the left side of the ECG can detect this damage chest. Usually that pain ra- and necessary intervention can diates to the left jaw and left be given.

If nothing is done, unfortuhand and the back. And there is occasional shortness of nately the person can suddenly breath especially when trying collapse and die and sadly for leases thesewould air particles ignore thisactivity. part then both and you some that be the from only to do an Aspirin their saliva, cough, sneezes, or and I have failed humanity and sign they had a Heart Attack.

Nitro glycerine may relieve the we should urgently seek for forsings. These are believed to fly For some thisairhappens in discomfort at both this our point. giveness from progenibalistically in the up to about sleep, for some when just Asand the damage progresses atheir tors descendants. meter away.

Thisweis reach the most *Aerosol Transmission at home.

Covid-19(airby then whatimportant is called alone part my article, for its here borne transmission) itself can also cause this kind an of Infarct, a Myocardial you and I can make a difference. are air particles less of These damage to the Heart and Infarction or a Heart Attack, The Infectiobility of Sars Cov than three microns.

Recent may explain thehave reason bewhen that part of the Heart 2. multiple studies a shown hindcoronavirus some B.I.Dscan (Brought In has completely died out and Corona virus is believed to that spread by have anperform r note that is a reprothis route as well. These small Dead) cases. cannot its function. duction number 2 to 3, and this particles able to the travel up to Pleaseare observe Health Depending onofthe size means one infected person can guidelines, including Dietary the sight of the damage the infect up to 2 to 3 people.

If the damage progresses, one reaches a point were the kidneys can longer function.

At this point a new Kidney is needed, a kidney transplant.

If this cannot be attained then one has to be assessed if they qualify for Haemodialysis, that is where blood is passed through a machine called a passed so many different Haemodialysis machinehands. and is Hand hygiene is extremely imfiltered of toxins like kidportant to prevent just the spread of neysCovid-19 used to do. the virus It’s not a very of pleasant ex*Also possibility faecal Oral to be discussed later. cannot be perience and surely Transmission can be imdone forever. Unfortunately ported that is across borders sooner or later one would sucusually through planes. This cumb the complications rewas thetomost common way the lated spread to Kidney damage. virus fron China to the

rest of the globe. Also it can be through roads like our borders Diabetes is burdensome and

if combined with Covid-19 is

Le’ts say its 3 this means 1 person infects 3 new people who each infect 3 new people and the cycle goes on and on such that by the 3rd cycle about 40 people will be infected and that can be in just a couple of days, by the 10th cycle about 80, 000. This is why corona virus spreads so fast and has the potential to infect everyone on this globe.

conducting system of the Respiratory droplets are feel the Heart is affected.

One will main routes of transmission. like they are being pressed on They are classified small, inthe chest by some as heavy load. termediate and large according Patients usually point to the to their sizes. Small are less than sitet of pain with a fist an 5 microns in diameter, the or intermediate are between 5 and 100 microns and the large ones are over 100 microns. The diameter of human hair is about 80 microns, in comparison viruses are very tiny particles, ranging from 0.1 to 0.3 micron. The size of corona virus particles called virions is about 0.06 microns to about 0.3.These are the main ways currently agreed upon as way through which coronavirus spreads. *Droplet transmission.

This involves respiratory particles of about 5 to 10 microns in diameter. When an infected person not wearing a mask re-

eight meters away and can stay in the atmosphere up to about three hours.

This simply means it can spread just like TB hence even one meter social distance is not enough. This simply means it can spread just like TB hence ones,one andmetre take your Medication even is not enough.

Some studies in China found appropriately, please strive such aerosols coronavirus to keep yourwith Sugars within particles in air conditioners of normal and of course avoid rooms that housed Covid-19 paas much assome possible tients, while have getting shown Covid-19 because this combiinfection transmission during choir classes nationpractice, would notfitness end well. and in restaurants.

In addition masking up DAMAGE TO to THE KIDNEYS and socially distancing, good The Kidneys are the main air ventilation, avoiding indoor filter of theand body, the detox facmeetings crowded places are tory.essential.

All the dirt, the poisons, Transmission the*Contact drugs etc, are filtered from occurs contamitheThis blood and when cleared out in nated hands touch the mucoform of urine by the Kidneys. sa of the mouth, nose, or eyes; Theypick havethe a complex of capHands virus from foillaries that calledis the Glomeruli mites, contaminated places as doors, etc where where such all this filtration takes it can stay in thesewhen places these even place.

However, up to days. This puts especially Capillaries are damaged due to marketeers at risk who have to excess sugar, the filtering constantly handle cash thatprohas

cess is severely affected.

in Chirundu bordering Zimbabwe or Nakonnde bordering Tanzania.

Once in the country there can be local transmission from the infected person to close contacts.

There can also be Hospital extremely unbearable.

Please transmission where infected person it on toguidelines, other paobservepasses the Health tients andyour health care workers. control weight, monitor Finally there is Communiwhat you eat, exercise regularty spread which means people ly, take necessary medications have been infected with the and atinallancost please avoid virus area, some are getnot even sure howby or Covid-19. where they beting infected came infected. Here is where we are now as19 a country.

COVID IS REAL AND So please kindly consider STILL VERY MUCH EVERY PERSON you meet as a AROUND potential carrier of the virus and has the potential to infect you and others and you should as ALUTA CONTINUA,THE well consider yourself as such.

STRUGGLE CONTINUES… With this brief background PLEASE… I hope we can all information play our part by observing the # MASK laid down UP health measures. Remember if we don’t it’s either we are committing suicide by put#OBSERVE HAND HYGIENE ting ourselves at risk or indeed committing murder by putting #SOCIALISE others at risk. WISELY.

15

DAILY

PUPILS

Daily Nation, Educating Zambia!

Thursday 19 November, 2020

CORRUPTION On today’s pupils forum in Civic Education, will look at a topic; Corruption, this topic is at grade ten (10) level of the Zambian syllabus. At the end of this lesson, pupils will be required to answer some questions.

CORRUPTION Corruption is the giving of money, valuables or rendering of a service to someone in return for a favour. It involves the abuse of public office and public resources for personal gain.

Types of corruption There are different forms of corruption and these include; • Payment in kind • Cash payments and receipt • Commissions • Kick back • Loans and advances Categories (types) of corruption The three types of corruption are; • Petty corruption- this involves small payments. These payments are called bribes, commonly known as nchekelako (ndishamo) or give me a share as well. It is the widely practiced corruption at road blocks.

• Grand corruption- this involves huge amounts of money. It is usually practiced by high ranking officials or institutions. For example, payment made for favours in awarding government contracts, public appointments or privatization of government owned by assets or companies.

• Political corruption- this type of corruption is associated with the electoral process. It is usually practiced by those contesting for political power, for example; • Donation of money to influence the voter’s choice.

• Cash or material distribution to influence voters during election period.

• Provision of beer to influence voter’s choice.

• Provision of services such as electricity, water supply and road maintenance at a time of election.

The causes of corruption They are grouped into two main categories, these are; 1. Social causes- such as • Leaders in key positions are not capable of inspiring and influencing conduct of the highest moral standards.

• Personal greedy and dishonesty • Weak enforcement or absence of code of conduct.

• Punishment for offenders is weak.

• High poverty levels • Large numbers of people compete for insufficient services like few school places.

2. Economic causes • Shortage of goods and services.

• Unequal distribution of wealth and resources.

• Allocation of government loans and giving of tenders to some preferred individuals at the exclusion of others.

• Low salaries and wages in comparison to the cost of living.

Other causes of corruption and related crimes are; • Unnecessary long procedures (red-tape)- some procedures that officers are expected to follow in work places may take too long making officers to take advantage of such delays to demand kick-backs for fast action.

• Lack of political will- some government lack political will to deal with corruption.

• Lack of transparency and association- if the government lacks checks and balances, there is mismanagement and misuse of public funds.

• Abuse of power- when there is too much concentration of power in the hands of an individual, he/she may hinder proper investigation of corrupt practices.

• Lack of independent judiciary- as a result courts may not act independently on matters of corruption if they are influenced by outside forces from the Executive.

• Public reaction- how the public views corruption plays an important role in fighting corruption.

• Lack of press freedom- the media plays a vital role in exposing cases of corruption.

The effects of corruption.

• It makes those involved in it become rich at the expense of other citizens.

• Enables those who pay bribes to benefit in areas which without corruption they would not.

• Causes widespread bitterness among those who cannot pay or refuse to pay for favours when they see those who pay bribes being favoured.

• Distorts standards because it enables those without expertise to win contracts.

• Interferes with the enforcement of the law and respect for the rule of law.

• Perpetuates human suffering through increasing poverty level of poor citizens.

Impact of corruption on the Zambian society • Law enforcement agencies: citizens may take the law in their own hands (vendettas and instance justice) if the law enforcers

are perceived to be compromised through corruption.

• Judicial system: Court records go missing in the courts of law. Outcomes in the justice system do not depend on availability of evidence but amounts of bribes offered. Justice is denied to the poor.

• The Electoral system: Due to Electoral malpractice, outcomes of the elections do not reflect the decisions of the voters but the corrupt. In turn ushering into office people who are incompetent and corrupt.

• Security of the nation: Due to corruption, foreigners acquire documents of National identity such as passports and National Registration Cards (NRCs) that endanger the lives of many Zambians.

• The Economy: Mostly witnessed through money laundering activities, tax evasion and tax exemptions leading to economic instability hence pushing the general populace into abject poverty.

• The Education system; Due to examination malpractices and conniving with enrolling officers at Higher Institutions of Learning, undeserving candidates get admitted with fake qualifications.

Additionally, due to corruption in the training process, graduates are half-baked and cannot meet the demands of their jobs leading to under development.

• Land Administration; only those who are financially capable and connected to land administrators acquire land. This has led to landlessness among many Zambians.

• Procurement of goods and services: Awarding of contracts in the procurement of goods and services and contracts in general is in most cases marred by corruption. This has led to shoddy works and shortages of goods and services in public institutions.

Institutions that fight against corruption in Zambia

Individuals and groups can participate in the fight against corruption by:• Changing attitudes from tolerance to total rejection of corruption.

• Accessing information on procedures of how to deal with corruption cases.

• Reporting corrupt officers to institutions such as the Zambia Police, TIZ and ACC. • Supporting organizations that are fighting corruption.

• Demanding integrity and high sense of morality for public office bearers.

• Encouraging and supporting free press.

• Taking responsibility for one’s actions.

EXERCISE 1. What is corruption?

2. Describe the types of corruption 3. State three causes of corruption 4. Describe the effects of corruption on the Zambian people 5. Illustrate the role played by institution that fight against corruption in Zambian 6. Identify the role of public officers, the community and the youth in fighting corruption 7. During 2010 general elections, Mr Covid Kapoli was distributing chitenge materials-shirts and beer to the voters of Muleka village. What type of corruption was he practicing?

8. Explain the role of the media in fighting corruption PUZZLE 53 9. Identify any three institution that fights against corruption 10. State the effect of corruption on the country PUZZLE 53

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2

3

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5 53 PUZZLE

6

PUZZLE 53

1. Anti -Corruption Commission (ACC) 1 2 3 4 5 6 • It has a slogan “promote integrity, say no to corruption,” 7 8

which enshrines the general fight against corruption.

1 21 32 4 54 65 3 6 7 8 • They encourage everyone to join the fight by reporting any 9 corrupt practices seen to the commission.

7 87 8 10 Methods used by the ACC in the fight against corruption 9 9 • Prevention- by undertaking necessary and effective measures 9 11 12 13 to prevent corruption in public and private sectors.

10 10 • It also make sure that any work, methods or procedures 10 14 15 16 prone to corruption are revised 11 12 13 11 12 13 • To do this, there is a Commission Prevention Department 11 12 13 17 18 19 20 (CPD) which conducts managerial accountability workshops in 14 15 16 14 15 16 both public and private sectors to set standards for accountability 14 15 16 21 22 23 within the institutions.

17 19 18 19 20 17 18 20 • Community education- the community is educated on matters 17 18 19 20 24 25 26 relating to corruption such as dangers and effects of corruption.

21 22 23 21 22 23 This is done through the Commission‟s Community Relations 21 22 23 27 28 Department (CRD).

24 25 26 24 25 24 2526 26 • The department uses radio and television programmes,

public lectures, workshops and many more.

27 ACROSS 27 28

DOWN 28 • Investigations and prosecution- these are involved in 27 28 1 Only one

1 Fourteen line poem investigating complaints of suspected corrupt practices and if 5 Convert animal skin to leather

2 Undesirable effect

evidence is found, prosecution follows.

7 Singing voice

3 Latitude (abv.)

ACROSS

ACROSS

DOWN

DOWN 2. Zambia National Procurement (ZNPA) 9 Obtained by discussion 4 Highly favoured group ACROSS

1 Fourteen line poem

DOWN

1 Only one

1 Fourteen line poem • This was formed to control the procurement and regulate the 1 Only one 10 Tissue plasminogen activator

5 Complete 5 Convert animal skin to leather

1 Only one

2 Undesirable effect

1 Fourteen line poe 5 Convert animal skin to leather

2 Undesirable effect goods and services by the government ministries, departments 7 Singing voice 11 Main course of meal

6 Part of stem with leaf emergence

5 Convert animal skin to leather

2 Undesirable effec 7 Singing voice

3 Latitude (abv.)

3 Latitude (abv.) and parastatal organizations.

12 12 inch vinyl record

8 Faucet 9 Obtained by discussion 7 Singing voice

4 Highly favoured group

3 Latitude (abv.)

9 Obtained by discussion

4 Highly favoured group • It fights corruption by ensuring that the procedures in the 15 Location

5 Complete 13 Book leaf 10 Tissue plasminogen activator 9 Obtained by discussion

4 Highly favoured g 10 Tissue plasminogen activator

5 Complete 17 Egg shaped

14 Sign procurement system are done in a transparent/accountable 11 Main course of meal 11 Main course of meal 6 Part of stem with leaf emergence

6 Part of stem with leaf emergence 10 Tissue plasminogen activator

5 Complete 20 Very Large

8 Faucet 17 Killer whale manner.

12 12 inch vinyl record 12 12 inch vinyl record

8 Faucet 11 Main course of meal

6 Part of stem with 21 Support framework

13 Book leaf 18 Arsenic (abv.)

15 Location

3. Parliament 15 Location

13 Book leaf 12 12 inch vinyl record 14 Sign

8 Faucet 23 Prefix for within

19 Left (abv.)

17 Egg shaped

• Its major role is to make laws but it also refuses to sign 17 Egg shaped

14 Sign 15 Location

17 Killer whale

13 Book leaf 24 Air conditioning (abv.)

21 Road ingredient

appointments and promotions of corrupt public officials including 20 Very Large 20 Very Large

17 Killer whale 25 Popular antacid

22 Showed the way 17 Egg shaped 18 Arsenic (abv.)

14 Sign 21 Support framework

21 Support framework

18 Arsenic (abv.) those in the Judiciary.

27 Extremely unpleasant smell 26 Original gangster 20 Very Large 19 Left (abv.)

17 Killer whale 23 Prefix for within

23 Prefix for within

19 Left (abv.)

• It analyses the Auditor General’s report with regard to 28 State of matter 24 Air conditioning (abv.)

21 Support framework 21 Road ingredient

18 Arsenic (abv.)

24 Air conditioning (abv.)

21 Road ingredient appropriation (expenditure) of funds by various spending

25 Popular antacid

23 Prefix for within 22 Showed the way

19 Left (abv.)

25 Popular antacid

22 Showed the way agencies. The Public Accounts Committee (PAC) is charged with 27 Extremely unpleasant smell

24 Air conditioning (abv.)

21 Road ingredient 27 Extremely unpleasant smell 26 Original gangster

26 Original gangster this responsibility.

28 State of matter 28 State of matter 25 Popular antacid

22 Showed the wa

4. Auditor General’s Office

27 Extremely unpleasant smell SOLUTION

26 Original gangste PUZZLE 52 • Its major responsibility is to ensure that public funds allocated

28 State of matter

by the parliament are used for the intended purpose.

J U N I P E R S P

• It also audits accounts relating to the general revenue of

PUZZLE 52PUZZLE SOLUTION the country and the expenditure of monies apportioned by 52 SOLUTION U N I T E P I parliament.

• It also audits the Judicature, accounts relating to stock and PUZZLE 52 SOLUTION stores of government and accounts of state-owned enterprise M T E R M I N A L and corporation.

5. Investigator General’s Office (Ombudsman) P E R M G O L The IGO carries out investigations on a wide variety of complaints which include corruption cases.

A M A N E O 6. Anti-Money Laundering Unit (AMLU) of the DEC • The Act provides for the disclosure of information on the D O T E L A W suspected personnel involved on money laundering activities.

Other institutions are:-

Civil Society fighting corruption include• Transparency International Zambia (TIZ) • National Movement Against Corruption (NAMAC) • The media • Foundation For Democratic Process (FODEP) The role of public officers, community and the youth in fighting corruption

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World 16

Thursday 19 November, 2020

CHILD-TRAFFICKING SCAM

…Kenya arrests three health workers after BBC exposé

N

AIROBI - Police in Kenya have arrested three senior medical officers for allegedly running a child-trafficking syndicate following a BBC investigation into the theft and sale of babies.

BBC Africa Eye revealed children were stolen to order from illegal clinics and at a Nairobi public hospital. The babies were sold for as little as $400.

The police chief has ordered an investigation into hospitals, as well as children's homes in Nairobi.

Investigations have revealed that senior medical officers were closely involved with child traffickers, said Inspector General of Police Hillary Mutyambai. The investigation by BBC Africa Eye uncovered a trade in children stolen from vulnerable mothers living on the street, as well as the existence of illegal clinics dotted around the capLILONGWE Self-proclaimed prophet and now fugitive Shepherd Bushiri berated Home Affairs Minister Aaron Motsoaledi on Wednesday for revoking his and his wife's South African residency permits, among other things.

Earlier on Wednesday, the Gauteng High Court in Pretoria issued warrants of arrest for the Bushiris, who fled South Africa and went to their home country of Malawi last week.

The couple handed themselves over to police in Lilongwe, Malawi on Wednesday, Malawian media houses reported.

The Bushiris breached their bail conditions when they left under mysterious circumstances.

The Enlightened Christian Gathering church leader, his wife and three others are accused of fraud involving around R102 million. The couple was out on R200, 000 bail each when it emerged they had not appeared for their Friday check-in with police - a requirement in terms of their bail conditions.

On Saturday, Bushiri said in a statement that they had fled because they believed their lives were in danger in South Africa and that they would not get a fair trial.

In a new statement on Wednesday, Bushiri reiterated this, lashing out at Motsoaledi for "one of the many injustices that I feared would befall me and my wife."

ital, Nairobi, where babies are sold for as little as $400.

The investigation also revealed corruption at Mama Lucy Kibaki, a public hospital in

Nairobi.

Fred Leparan, a clinical social worker at the hospital, facilitated the sale of an abandoned two-week-old baby boy to un-

dercover reporters, later accepting 300,000 shillings ($2, 700) in cash.

Speaking at a press conference on Tuesday, Kenya's Labour and Social Protection Minister Simon Chelugui said the culprits would face the "full force of the law."

Chelugui also admitted that improvements to some of Kenya's child protection services were needed.

His colleague in the Interior Ministry Fred Matiang'i thanked the BBC for exposing the "rot" at Mama Lucy hospital. He added that human and drug trafficking are the biggest challenges Kenyan security was dealing with.

There are no reliable statistics on child trafficking in the state, but a non-governmental organisation, Missing Child Kenya, said it had been involved in nearly 600 cases in the past three years. – BBC.

We have 5 passports - so what?

…Bushiri lashes out at Motsoaledi for revoking permits This follows Motsoaledi's revelation that Bushiri and his wife Mary each have five passports - all of them Malawian.

Motsoaledi was addressing the Portfolio Committee on Home Affairs on Tuesday.

Furthermore, when the Hawks was investigating the Bushiris last year, they came across "identity documents that were problematic", Motsoaledi said. He added that their permanent residency permits had been issued irregularly.

"This internal process is already prejudged by the minister before I submit my representations on why our permits should not be revoked because we did nothing wrong," Bushiri said.

"The minister went on to state that my wife and I hold five different passports each.

The impression is that these are passports with different names and details. Once again, this issue is before the High Court in South Africa. This statement by the minister further strengthen (sic) my fear that I will not get a fair trial in South Africa."

Bushiri said he and his wife indeed had five passports each, including a diplomatic passport and a normal passport, and that they submitted all of the passports to the investigating officer in South Africa.

"Because we are frequent travellers due to the work of our ministry, the other passports

Zim shuts school after 100 students test positive for Covid-19 HARARE - Zimbabwean authorities have closed a boarding school in the west of the country after at least 100 students tested positive for coronavirus, a state-owned newspaper reported on Wednesday.

The school in the Matabeleland North province is the first to report a significant spike in infections since schools began reopening for end-of-year examinations in September.

It is also the first to be closed over a cluster of positive cases.

Authorities fear that the country could see a surge after infections increased this month. New cases jumped to 294 last week compared to 109 new cases in the previous week, according to the ministry of Health.

Zimbabwe has so far recorded 8, 945 confirmed cases of Covid-19, and 260 deaths.

President Emmerson Mnangagwa's government closed schools in March as the coronavirus pandemic spread.

Teachers unions have complained that most public schools are not adequately equipped to prevent the spread of Covid-19, which the government denies.

The Bulawayo-based Chronicle newspaper quoted Defence Minister Oppah Muchinguri-Kashiri saying most of the students at the affected school were asymptomatic while the rest had mild symptoms.

"Cabinet resolved and directed that where we are faced with this situation, the school must be closed immediately...

The situation is now under control in the hands of appropriate authorities," said Muchinguri-Kashiri, who heads the cabinet's task-force on Covid-19. – REUTERS.

Trump fires official who refuted his claims that Nov 3 poll was rigged WASHINGTON - President Donald Trump on Tuesday fired a top Department of Homeland Security official who led the agency’s efforts to help secure the election and was vocal about tamping down unfounded claims of ballot fraud.

In a tweet, Trump fired Christopher Krebs, who headed the Cybersecurity and Infrastructure Security Agency at DHS, and led successful efforts to help state and local election offices protect their systems and to rebut misinformation.

Earlier in the day, Krebs in a tweet refuted allegations that election systems were manipulated, saying that “59 election security experts all agree, ‘in every case of which we are aware,

these claims either have been unsubstantiated or are technically incoherent.’ ” Krebs’s statement amounted to a debunking of Trump’s central claim that the November 3 election was stolen.

Trump, who has not conceded the election to President-elect Joe Biden, said on Twitter: “The recent statement by Chris Krebs on the security of the 2020 Election was highly inaccurate, in that there were massive improprieties and fraud - including dead people voting, Poll Watchers not allowed into polling locations, “glitches” in the voting machines which changed votes from Trump to Biden, late voting, and many more.

– WASHINGTON POST.

NEWS IN BRIEF

Ramaphosa holds phone talks with Biden JOHANNESBURG - South Africa's President Cyril Ramapahosa held phone talks with US President-elect Joe Biden on Tuesday evening and discussed strengthening of US-Africa relations.

The two leaders also talked about ways of overcoming the Covid-19 pandemic, according to a statement from President Ramaphosa's office. – BBC.

Uganda's Bobi Wine arrested on campaign trail KAMPALA - Ugandan opposition presidential candidate, Robert Kyagulanyi, popularly known as Bobi Wine, has been arrested while on the campaign trail for the January 14 presidential election.

He was arrested in Luuka distrct, east of the country, at the venue of a rally according to tweets posted by his aides. Police accused him of violating Covid-19 safety measures on public gatherings as directed by the electoral commission, the Daily Monitor newspaper reported. – BBC.

Shepherd Bushiri appears in the Pretoria Magistrate’s Court.

are full; however, they have international visas and hence, we kept them. There is nothing sinister about that. Even the immigration department in Malawi has attested to that. In this regard, it would never be an understatement to conclude that of the fears of the injustices that I am fearing, the reason I came to Malawi, has just been confirmed by Honourable Motsoaledi, MP. The whole world was watching and saw for themselves," Bushiri said.

"I am innocent until proven guilty. As of now, there is no court in the world that has prov-

en me guilty. I may be subjected by media and public trial but I mantain (sic) my innocence until proven guilty."

"To ensure that the two fugitives face justice, South Africa has initiated a process to secure their extradition from Malawi in terms of the Southern African Development Community (SADC) Protocol on Extradition and other legal instruments, to which Malawi is a signatory," she said.

"While this process is under way, law enforcement agencies will continue investigations into this matter." – NEWS24.

Tigray leader vows to keep fighting as government advances ADDIS ABABA - Ethiopia's forces have captured two towns in the northern region of Tigray where soldiers loyal to the local political party are fighting the central government.

Tigray's leader confirmed the losses but said it was a temporary setback and vowed to defeat the government. – BBC.

DRC announces end of latest Ebola epidemic KINSHASA - The Democratic Republic of Congo on Wednesday declared the end of the country's latest Ebola epidemic, after the outbreak killed 55 people over the past five months.

"I am happy to solemnly declare the end of the 11th epidemic of the Ebola virus in Equateur province" in the vast country's northwest, Health Minister Eteni Longondo told journalists. – AFP.

DAILY

Thursday November 19, 2020

PONYAMO

NATIONWIDE ESTATE AGENTS

BOREHOLES OCEAN DRILLING COMPANY

E-mail:nationwideestates@yahoo.com P.O.Box FW 292, Lusaka,Zambia.

139 Group Floor, Carousel Center, Lumumba Kafue Road. Junction, mobile phone +260978813886/+260965502464/+260979439871.

WE DRILL 6-8 INCHES BOREHOLES we supply & install hand pumps.

077 7772999 / 0955 979888

INV7360-03-20

Add: 6832. Olympia, Katimamulilo Rd, Lsk. Email oceandrill@gmail.com

BATHTUBS BATHTUBS Resurfacing service for old Bathtubs Any colour Call: 0977-886219 Lusaka, Ndola, Kitwe

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680M2 WAREHOUSE 1000M2 LAND BOREHOLE TOILET AND GUARD ROOM FENCED AND BIG CAR PARK BEHIND MAKENI MALL $120,000 NEGOTIABLE FLEXIBLE PAYMENT TERMS CONTACT: 0977-833982 / 0976-324462

GREAT GUOWEI LTD

Has on offer point of lay CAGES 90/120 capacity price of point of lay – K75. Price of cages per unit 90 CAP K3000, 120 CAP K3600. Orders / inquires 0974-037777 / 0967062222 / 0974-880003 INV7330-230-22

GOATS FOR SALE

BOER AND KARAHARI GOATS CALL: 0954422276 R9735-02-15

QUICK COLLATERAL BASED LOANS AVAILABLE WITH GRAND G-OOOLDEN We give lowest rates up to 8% per month from K10,000 to K1,000,000 Collateral includes; land and property in Lusaka, Vehicle within1 day, Contact us: +260770104970, +260 962 223858, +260 973406733, grandgooolden@ gmail.com, plot 9624, 8th street of Central street, Chudleigh, Lusaka C7401-30-29

CAR FOR HIRE

CARS FOR RENT. IPSUM, COROLLA, NOAH K750 weekly, K2800 monthly. Con- tact: KATANTUMU- KA.J. CAR HIRE Plot 1422 Los Angeles Road Kayama – Lusaka. Cell: 0972-209090 / 0968- 639128 / 0953998386 INV7955-20-20

COAL HEATERS MACHINES AND LAYER CAGES for sale contact seller on: 0761-761556 / 0761-770757/ 0966262616 R5961-6 ..........................................

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E

17

CHISAMBA Katuba 2ha 300m off Great North road K300,000.6ha,piggery 6km off great north road K400,000.3ha cottage, borehole, wirefence, zesco power K1m.2ha to 40ha 12km east of fringilla K65,000 per ha.

CHIBOMBO near Ibis Gardens tarred Great North roadfront,2ha,4ha,8ha,10ha,12ha K250,000 per ha. Same area 300 to 600m off Great North road,2ha,4ha, K125,000 per ha.2.5ha,3 bedroom house, poultry, near Chibombo Basic School K300,000.Liteta area 8ha K900,000.23ha near Mungule Place K1.5m.

MUMBWA Tollgate 78ha K1.5m.40ha In Mumbwa town K50,000 per ha can Sub-divide.

CHIBOMBO Near Ibis Gardens 4 bedroom house on 4ha 300m off great north road with poultry K2m.55ha K750,000.

SERENJE Nansanga farm block 118ha K750,000.16ha price offers invited.32ha K150,000.80ha K500,000.230ha K850,000.265ha K2m.105ha.18ha offers.

MKUSHI 3km from town 160ha K1.2m.35ha K1.3m.390ha K1m.Shiwang’andu 200ha K1m.

KABWE 6ha 2km off Lusaka K225,000.45ha 3 bedroom cottage, borehole, Zesco 3-phase power,20km from Kabwe cbd 500m off Great North Lusaka road K5.5m.

KAPIRI town ten shops as a complex K250,000.Kapiri Hillside plot 20m x 40m with five room house K150,000.

COPPERBELT NDOLA Northrise 5 bedroom house K1.5m.Mitengo 3 bedroom house K300,000.

LUFWANYAMA Emerald mines seeking partners, investors, sponsors or financiers.

EASTERN CHIPATA City Kalongwezi 3 bedroom house K650,000.4 acres Great east Msekela road junction K1m.

LUSAKA KALUNDU Lusaka west 2km off mumbwa road several plots,20m x 30m K35,000.30m x 30m K45,000.40m x 50m K60,000.50m x80m K80,000.

MUNGWI Road, Lusaka west near Appolo several plots, one acre tar roadfront commercial K400,000.2Bedroom house on 4 acres K3m.several plots 50m x 80m K130,000.40m x 50m K80,000.

MAKENI off Mumbwa road one acre K180,000.Makeni West Kacheta area,2ha to 80ha K100,000 per ha. Before Oriental 4900sqm 3 room house K1.3m.makeni south tar road front commercial plot for shopping mall and filling station or warehouses 4 acres K6m.

MAKENI Great North roadfront. Makeni West Kacheta 11 acres K400,000.

KAFUE estates plots, 20m x 30m K35,000.Shikoswe 20m x 30m K40,000.

Mpande area one acre to 3 acres K60,000 per acre. Hillside 50m x 100m K100,000.

Chikupi 50m x 50m K60,000. 59m x 100m K80,000. Greenfields 30m x 87m K120,000.Town 40m x 40m K100,000.

Kafue Lusaka road near Avic 30m x 40m K40,000.

MIKANGO Mwanawasa Settlement, several pieces 2ha to 3ha K125,000 per ha.

Five hectares 300m off Leopards Hill road opposite Barracks entrance commercial K2m.Nkwashi 2ha K1m.Plot 2500sqm K80,000.

PALABANA Lusaka East, Chalimbana river damfront 40ha to 300ha K200,000 per ha. Away from dam 600ha K150,000 per ha. Also same area 2ha 80ha K90,000 per ha.

KANAKANTAPA ,Chongwe, 22 acres, 3 bedroom house 3 fish ponds, poultry facility 2500birds capacity K3m.6ha K250,000.

WATERFALLS, Silverest area 1km off great east road several plots,30m x 30m K150,000.30m x 44m, 30m x 47m, 33m x 60m,K250,000 each.

Same area, buildings can be residential or offices K1.5m.

CHINIKA GARDEN house area, warehouse near SGS Filling Station plot sizes 3 acres built space 20m x 60m.U$D740,000 warehouse 4,738sqm K6m.House 6 rooms plus Mumbwa roadfront K850,000.

NDEKE Meanwood, 3 bedroom house K580,000,3 bedroom house,2x 1 bedroom houses small shop wallfenced K1.5m.

MAKENI off Kafue road , motor vehicle workshops on 2.5 acres and 2 acres adjacent, big truck and bus parking space, service pits, storerooms U$D 1.8m.

MAKENI East commercial plot 6,603sqm K700,000.3 bedroom executive house, ceramics K3m.

SHIBUYUNJI MWEMBESHI Bridge 75 acres K1m.300 acre K3m.

CHILENJE South 2x2 bedroom house houses one plot K850,000 2 bedroom house K500,000.

KAFUE Roadfront opposite Embassy Mall 2 acres, office block, big space for further construction K38m.

CAIRO road Kafue roundabout Commercial plot 3100sqm K36m BARLASTONE PARK ,Lusaka west 8 acres with 5 bedroom house, 4 and 2 bedrooms, workshop, storeroom ,2 boreholes,2 water tanks,Orchard,K10m.

CHIPATA Compound 3 bedroom house K200,000.2 bedrooms K250,000.Chunga Extension 3 bedrooms K400,000.

CHILANGA Shimabala, Safari Ranch 26 acres,6km off Lusaka Kafue Great North road,40km from Lusaka cbd four chalets, solar power, dinning room, kitchen, braistand, two offices, fish pond, two boreholes, some zebras, puku, peacock K2m.

Good for weekend and holiday camping.

FAIRVIEW near Levy Park, complex comprising several shops, warehouses , storeroom ,offices, showrooms, U$D4m.

KATUBA 6.5ha K400,000.15 acres K15acres K350,000.3.8ha K260,000.73ha 11km off Great North road K2m. 2.5ha(7 acres 2 bedroom house, piggery, borehole hand pump power generator K1.3m.

KAFUE Greenfields plot 30m x 87m K50,000.Shikoswe Turn off 3 big shops,K500,000.Chirundu roadfront 0.394 acres fenced U$D 380,000.Kafue Gorge road 18ha K1m.Mungu 200 acres K35,000 per acre.

BARLASTONE PARK 2 acres K300,000 or one acre K150,000.

STATE LODGE area plot 50m x 50m K400,000. 4 bedroom house K2m.

K A N A K A N TA PA , C h o n g w e , 4 . 3 h a K250,000.

LEOPARDS HILL road Palabana turn off 770sqm K100,000.

CHILANGA Opposite Chilanga Cement,3 bedroom house 1km off kafue road double storey K3M. SHIMABALA 7ha K1.7m. Lusaka westwood 100 acres K3m. Quarry Road 20 acres K2m.Barmoral 7 acres K1.3m.

Mwembeshi 50 acres K15,000 per acre.

Barm0ral plot 30m x 40m K75,000.

RUFUNSA 12 acres on offer letter 2km off Great east road K100,000.

PALABANA University 12 acres(5ha) K200,000.

KAMWALA Trading area, double storey building with ground floor shops plus offices or hostel rooms with kitchen upstairs K18m.Shop K1m in Kamwala.

LUANGWA River 17ha for lodge near game park K350,000.

CHALALA 2x3 bedroom houses K875,000.

CHIPATA Compound complex one small shop, two bars, one tavern,storeroom,3 bedroom house, three flats, 6x2 bedroom houses.7 x 1 bedroom house houses, shelter and car park K1.3m NDEKE Meanwood plot 18m x 22m K170,00.Chamba Valley plot 20m x 30 K180,000. Kanyama flats 4x2 bedroom K160,000.

CHILANGA house double storey near Golf club, plot size 80m x 80m K2m.

Mt Makulu area 1.5 acres K400,000.1.4 acres K650,000.Musamba premises for school or shops nine rooms plus five toilets K2m.

KAFUE Kasaka area 4ha(ten acres)price to be discussed. Mungu 50 acres K35,000 per acre.

LUSAKA City Center,Cha Cha Cha road large shop/warehouse U$D800,000.Off kafue road Warehouse 4274sqm.200m off kafue road near Carousel. Price to be discussed.

MUNGWI road, Barlastone Park Lusaka west warehouse and shops K600,000.

Plots 25m x 40m K80,000.

LEOPARDS Hill road off tarmac two kilometers 2.8ha(7 acres) K450,000.

CHAWAMA Shopping Complex available for sale comprising: Sizes 326sqm K12,000.135sqm K7,000.45sqm.44sqm.1700sqm K160, 000.140,138sqm.207sqm.427sqm,44o sqm.346sqm LUSAKA Kafue Great North roadfront, Makeni near Makeni Mall, complex comprising:8x3 bedroom double storey flats(mansionnettes),Shop 75sqm,restaurant/bar with upstairs extension 170sqm,second floor office space on top of restaurant 170sqm,upstairs church hall 600sqm,showroom,events hall for weddings ,meetings, workshops, conferences 1,800sqm.Warehouse at rear 719sqm.

Price U$D14m or Kwacha equivalent.

CENTRAL CHIBOMBO 3 bedroom house in Shifwankulu- Spin along Great North road K350,000.20 acres 13km off Great North road on Old Mumbwa road K800,000(Liteta).

KAPIRI 2.7ha 30m of Great North road K120,000 44ha 7km off Ndola road K200,000.on offer Letter.199ha K750,000.30km from Kapiri Hospital.22ha 20km off Ndola road K100,000.22ha CHISAMBA opposite golden valley 250 acres K40,000 per acre. Kamaila area 4ha(10 acres)K200,000.

COPPERBELT MASAITI 150ha K2000 per ha.100ha K850,000.

LUFWANYAMA 10ha(25 acres) K90,000.

MPONGWE MACHIY area 800ha K2.5m.

CHINGOLA Maiteneke 2 bedroom house K90,000.

KITWE Bulangililo house 7 rooms K150,000.

KAOMA near tbz farms 178ha K2m.

SOUTHERN Bridge plot for lodge near border 1750sqm K100,000.

Monze town center on Livingstone road,

complex of eight shops K8M.Choma old Machapopota road plot 40mx 90m K85,000. Mazabuka Lodge 13room K2m.

KARIBA LAKE waterfront 4ha(10 acres) with 3 bedroom lodge U$D600,000.3 acres overlooking Lake Kariba Plot for Lodge K300,000.

CHIPEPO Lower Zambezi river waterfront fishing business or tourist lodge comprising 3 bedroom lodge on 7 acres, on Monze Chisekesi road,6 fishing riggs,two speed boadts,U$D800,000.

MUCHINGA MPIKA town plot 50m x 50m with 2 rooms K180,00.Farm 2700ha K3,00 per ha.

SERENJE Nansanga block 2000ha K75m.

CHINSALI 5000ha K35m.

NORTHERN: SENGA HILL 12ha (30 acres) on Mbala Kasama road with house 6 rooms, six boreholes,warehouse,shop,grocery,80km from Mbaka 85km from Kasama K1.2m.Chama Matumbo roadfront 1.5ha K175,000 KASAMA 10,000ha K70m.

ACCOMMODATION OFFERED LUSAKA KABULONGA off Brentwood Drive 6x4 bedroom houses double storey, masters self-contained K36,000 each per month.

MAKENI near Kankole house 3 bedrooms K35000.4 bedrooms K7,000. Makeni Konga houses and warehouses rent ranging K5000 to K8,000.

MAKENI opposite Andres Motel 500m off kafue road 3 bedroom house K18,000 per month.

BARLASTONE PARK off Mungwi road,flats,6x2 bedroom K4,500.4x1 bedroom K3,200, CHALALA off Lilayi road 4x2 bedrooms K2,500.

COPPERBELT KALULUSHI Napsa Complex 3 bedroom hose K4,000.

REAL ESTATE TO LET MAKENI Konga warehouses and storerooms ranging K6,000 to K8,000.

MAKENI Kafue road,150m off Great North road light and heavy vehicles workshops with offices, storeroom, service pits and big parking yard K75,00 per month.

CHAWAMA near Chawama market , several shops available for short or long lease sizes 326sqm K12,000.135sqm K7,000.45sqm.44sqm.1700sqm K160, 000.140,138sqm.207sqm.427sqm,44o sqm.346sqm Carousel shopping center, several shops on the ground, first, second and third floors including events halls ,furnished with kitchens for self catering can be hired for weddings, workshops, seminars, meetings, conference etc. various sizes and amounts.

LODGE, GUESTHOUSE , OFFICE Complex along Independence Avenue Rhodes Park near Civic Center details on request and rental open to discussion.

MAKENI Los Angeles Road, HOTEL 91 rooms, 4 offices, one bar, 3 bars, 3 conference halls, big swimming pool, baby pool, two car parks, twelve shops,3km from Cairo road post office.

Long lease rent to be discussed.

LUSAKA Kafue Great North roadfront, Makeni near Makeni Mall, complex comprising:8x3 bedroom double storey flats(mansionnettes),Shop 75sqm,restaurant/bar with upstairs extension 170sqm,second floor office space on top of restaurant 170sqm,upstairs church hall 600sqm,showroom,events hall for weddings ,meetings, workshops, conferences 1,800sqm.Warehouse at rear 719sqm.

BUSINESS AND INVESTMENT CONTAINERS-old steel containers in Makeni South K35,000.Scrap metals also available from a road constructors yard.

Mining, copper, cobalt, gold, emerald, beryl, aquamarine, to maline, amethyst, garnet-existing registered and liceneced mines are looking for partners, sponsors, investors, financiers or outright purchasers.

AGRICULTURE- Vast agricultural farming lands available for partnerships or joint ventures.

We invite persons, companies, organizations, local or international to enter into any agreements where locals can make land available and foreign or local investors provide capital then market produce locally and abroad-crops, livestock ,game ranching or fisheries.

REAL ESTATE AND ACCOMMODATION WANTED Landlords or property owners in all areas of Zambia and Africa Free Trade Countries are invited to list with us for marketing, selling ,leasing and renting: houses, flats ,shops, warehouses, factories, hotels, motels, lodges, tourist facilities, mines, plots farms, office building, highrise buildings, filling stations, companies, businesses, bars, restaurants, butcheries, shopping malls, blocks of flats, housing estates.

If you have idle land, we can sell for you either as a whole or by sub-dividing into sub-divisions or plots. Send us your e-mail address so that we send you our blank standard mandate forms which you can fill to give us required details.

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25 April, 2020 Thursday November 19, 2020

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Thursday November 19, 2020

INSIDE SPORTS

19

Caster Semenya takes appeal to European Court of Human Rights CASTER Semenya will appeal against World Athletics' rule restricting testosterone levels in female runners to the European Court of Human Rights.

The double Olympic 800m champion, 29, lost two previous appeals to the Court of Arbitration for Sport and Switzerland's

Federal Supreme Court.

The rule means she cannot compete in events between 400m and a mile without taking testosterone-reducing drugs.

The South African's lawyers confirmed her further appeal on Tuesday.

"Public support goes a long

way to help show how the rules from World Athletics are against public interest," said Greg Nott, a member of Semenya's legal team.

"As such, we encourage everyone to help create a more equal world by showing their support on social media and

by putting pressure on their sporting bodies to embrace and apply internationally accepted human rights values in their activities and rules."

Athletics' governing body brought in a rule in 2019 that athletes with differences of sexual development (DSD) must

either take medication to compete in track events from 400m to the mile, or change to another distance.

Athletes with DSD have higher levels of natural testosterone, which World Athletics believes gives them a competitive advantage. - BBC.

Zambia U-17 want AFCON qualification From Back Page “Our target is to qualify for the AFCON and win the title and winning the first game against Comoros will bring more confidence so that we can defend the trophy,” Chaiwa said He urged the Young Chipolopolo supporters back home to remain patient because the boys are working hard as a team and will bring the trophy back home.

Meanwhile, Under-17 coach George Chilufya who has named a 20-member squad said the team is adapting well to the weather in South Africa.

Chilufya hailed the Football Association of Zambia for making sure that the team is protected from the cold with the right attire.

After playing Comoros Islands tomorrow, the Zambia will face Malawi on Sunday before finishing their pool play against Botswana on November 25.

The two finalists in this year’s championship will earn their place at the Africa Under-17 Cup of Nations in Morocco.

Stunning Spain hit Germany for 6 FERRAN Torres grabbed a hat-trick as Spain condemned Germany to their worst defeat in 89 years on Tuesday, winning 6-0 in Seville to qualify for the Uefa Nations League finals and join France, who came from behind to beat Sweden 4-2.

Manchester City forward Torres was the star for Spain, who were as brilliant as Germany were bad. The result raises further questions about Germany coach Joachim Loew, who was already under pressure coming

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into this game.

"This has been a black day for us," admitted Loew after Germany's heaviest defeat since losing 6-0 to Austria in 1931.

They came into their final game in League A, Group 4 on top, a point clear of Spain, and so only needed a draw at an empty La Cartuja to qualify for the finals in October next year. But Alvaro Morata headed Spain in front in the 17th minute before Torres crashed in the second on 33 minutes after Dani Olmo's header hit

the bar.

His City teammate Rodri headed in another to make it 3-0 for Spain before the end of a first half in which they lost Sergio Canales and skipper Sergio Ramos to injury, with the latter coming off feeling his hamstring.

Germany's defence was posted missing as Jose Gaya burst through and squared for Torres to get the fourth on 55 minutes, and Fabian Ruiz teed up the 20-year-old Torres to complete his hat-trick. – SUPERSPORT

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RANGERS STUN ZESCO

By MICHAEL MIYOBA

Copper Queens feast over Lesotho Hockey return cheers ZHA

ZAMBIA Hockey Association (ZHA) General Secretary Thomas Mumba has hailed the cautious return of tracted over 100 young players from Mumba said in the last couple of hockey following a complete halt in across Lusaka and the rest of the counmonths ZHA has facilitated the return hockey activity due to Covid-19 pantry. of the National Hockey League and demic.

“After a complete halt in hockey acthe Teulings Youth Sports League for Mumba said planning is underway the season after they beat teams maintained tivity a 100duelo and Dominic to Covid-19, hockeyChanhas now younger players.

By MICHAEL MIYOBA for a number of upcoming events Nkana into 2-0Mumba return - to the said year’s winning Hockey runstarted on match daythispercent after todacautiously while Steve Mutama 2021 following the return of the sport particularscored delightthe of the many youth league which isthe among the games. five first two only goalyoungfor U M A M B A one. sters spend their time honing sports disciplines atenjoyed by many youths.

The win propelled the in the In Teulings other mid-week fix-whoNkwazi.

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By MICHAEL MIYOBA skills at Lusaka’s Olympic Youth DevelZAMBIACentre begun (OYDC),” the 2020 Cosafa womopment Mumba said. enMumba championship on aTeulings high, thrashing said the Hockey Lesotho 8-0 in a group B match at the league which features boys and girls Wolfson Stadium Port teams from age 11inup to Elizabeth.

17 will finish Copper Queens captain Barbra in December.

Banda and Grace Chanda scored a Meanwhile, reaffirmed ZHA hat-trick and Mumba a brace respectively commitment to support HockeyPrisca teams while young Meylan Mulenga, Chilufya and Ireen Lungu contributed a goal apiece for the Bruce Mwapedrilled girls to triumph.

Banda, who is on the books of Chinese outfit Shanghai Shengli broke the deadlock on the half hour mark to give Zambia the lead in the first half.

The former Bauleni United and Green Buffaloes striker then doubled the Coper Queens advantage seven minutes into the second half before Prisca Chilufya made it 3-0 in the 57th minute.

Young Maylan Mulenga scored her first goal at senior level when she scored Zambia’s fourth in the 65th

FISTS OF FURY N u m b a’s search for his first M T N / FA Z Super Division title as Zesco United coach suffered another setback after the Ndola giants were stunned 1-0 by rivals Forest Rangers in yesterday’s local derby at Levy Mwanawasa Stadium.

Zikiru Adams 27th minute goal gave Rangers their second win of

Tenant Chilumba-drilled to the summit of the 18team Super Division table with six points as they await Lusaka Dynamos’ visit at the weekend.

Meanwhile, Green Eagles punished Zanaco 1-0 at Independence Stadium in Choma thanks to a first half goal from Anos Tembo.

The win also propelled Eagles to six points on par with Rangers as the two

tures, Lusaka Dynamos came from a goal down to force a 1-1 stalemate with Napsa Stars at Sunset Stadium while Nkana and Lumwana Radiants were involved in a goalless draw at “Chilata” Stadium in Kitwe.

At Edwin Imboela Stadium in Lusaka, Kabwe Warriors punished the Zambia Police sponsored Nkwazi FC 2-1 thanks to goals from Eric Kabu-

At Indeni sports complex, 10-man Green Buffaloes and Indeni FC recorded a scoreless draw while veteran striker James Chamanga scored the only goal to help Red Arrows beat Kitwe United 1-0 at Nkoloma Stadium.

At President Stadium in Kabwe, Prison Leopards held Power Dynamos 0-0 as Young Green Eagles held Buildcon 1-1 at Khosa Stadium in Kafue.

…Nkana fan, coach trade punches

SHUTDOWN NOTICE ZESCO Limited wishes to inform its esteemed customers and the public that there will be an interruption of power supply in the following areas: MUNUNGA QUARRIES AND SURROUNDING AREAS PURPOSE: DATE: TIME:

To Facilitate Annual Maintenance Works FRIDAY 6 NOVEMBER, 2020 Nkana Coach Manfred Chabinga exchanging punches with a Nkana fan during yesterday's Super Division match at Nkoloma Stadium. Picture by MICHAEL MIYOBA From 06:00 to 16:00hrs

However, all supply lines nical must be treated live be from striker A firstmay half goal bench, an action as which didas power well withtime. the coaches who Friday before not thegostated We regret the Samu gave Buffaloes a 1-0 lead before half time. pounced on himmay with cause. kicks and inconvenience this HERE was drama at NkoloBuffaloes went on to dominate punches.

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ma Stadium in Lusaka the second half and run riot with The fan was however rescued when a disappointed NkaFriday Samu completing a brace by the referees before running FIGHT CORONAVIRUS: na FC fan jumped the fence and while Martin Phiri, Frederick back to the terraces where fellow attacked coach Manfred ChabinMwimanzi and Youremember Nkana fans provided cover and ga who reiterated by hitting back Banda through scored the other goals for prevented the few Police officers units Customers are encouraged to purchase electricity as Green Buffaloes humiliated the army men. who were engaged to provide sechannels such as online banking and mobile money.

Customers are the Zambian champions 5-0 in curity, from getting hold of the The win, which was Buffaloes a week-4 FAZadvised Super Division fixfurther to report faults by contacting Zesco National Call first after three draws propelled supporter. ture. to sixth However, the or reaction from &them Centre on 0211 363636 (all networks) 322 (MTN Airtel) or position SMS on the 18The fan whose anger was team Super Division table with Chabinga attracted a Red Card as supply status query and account/prepayment number to 3600. triggered by Martin Phiri's goal he was sent off by the referee. six points while Nkana maintain which gave Buffaloes a 3-0 lead in The 5-0 defeat was Nkana's tenth position with three points the second half, wanted to chase from three defeats and one win. heaviest defeat since the Super App now available on Google PlayMeanwhile, Store two second half Division commenced.

Chabinga ZESCO out of theMobile Nkana tech-

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goals gifted Buildcon three points after beating NAPSA Stars 2-0 at Levy Mwanawasa Stadium in Ndola.

Forest Rangers reject Conlyde Luchanga and Mwansa Nsofwa scored the crucial goals as NAPSA suffered their first defeat of the season.

In other mid-week fixtures played yesterday, Green Eagles were shocked to a 1-0 defeat

by Prison Leopards who scored through Francis Zulu.

It was a tough day for the all the CAF envoys as they failed to win with Young Green Eagles holding Forest Rangers to a goalless draw.

with equipment for the continuous growth of the Sport in Zambia.

Mumba hailed Hockey Dreams in Holland for being a longtime supportminute. er of the sport in Zambia.

Indeni striker and Olympic qualifi“Many of the young players we look ers top scorer, Grace Chanda scored a to support, coming from informal brace in the 67th and 76th minute to compounds findBanda it very give Zambia a in 5-0Lusaka, lead before difficult to access their ownmatch hockey who was voted player of the equipment. we rely on partners to completed herSo hat trick.

Midfielder, her help source Ireen and Lungu supplyadded equipment name score sheet six minutes such on as the sticks, balls, shoes and other before theequipment. final whistle to give the training Copper Queens an inspiring win after starting the game on a shaky not with only one goal in the first half.

After humbling Lesotho in the first game the Copper Queens will end the group stage with a tricky tie against Malawi on November 9 at the Wolfson Stadium.

Meanwhile, the Zambia Under-17 girls’ team kicked off their campaign at the COSAFA U-17 women championship with a win over the host’s South Africa.

Taonga Chulu and Cindy Banda secured Zambia's win as the young Copper Queens came from behind to beat the home team 2-1.

Zambia U-17 want AFCON qualification

By MICHAEL MIYOBA ZAMBIA under-17 national team captain Miguel Chaiwa says the team’s target is to defend the COSAFA and qualifying for the 2021 youth Africa Cup of Nations slated for Morocco.

Speaking in an interview, Chaiwa said the team, set to begin their 2020 COSAFA Cup title defence in South Africa has been encouraged to stay focused because it won’t be easy for them as defending champions.

Zambia will compete in Group B which consist of Comoros Islands, Malawi and regional rivals Botswana.

The tournament kicks off today with Zimbabwe taking on Angola while host South Africa will face Eswatini at Gelvandale Stadium in Port Elizabeth while Zambia begin their title defence against Comoros tomorrow and Chaiwa said starting with a win will motivate the boys.

“So far so good we have been encouraged a lot and for us coming back as champions it won’t be easy, we need to be focused because if we go to sleep we might lose.

Lewis Hamilton named most influential black person in UK LEWIS Hamilton's been named the most influential black person in the UK. Days after winning Formula One's World Championship for a record-equalling seventh time, he's topped the Powerlist 2021.

The list honours the most powerful people of African, African Caribbean and African American heritage in the UK. This year, there's been a special focus on two of the biggest themes of 2020 - coronavirus and racial injustice.

The independent judging panel looked at people who have the "ability to change lives and alter events, as demonstrated over a protracted period of time and in a positive manner." – BBC.