Weekend Balita September 17, 2016

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LA / ORANGE C / INLAND E

Robin reacts to BB’s decision to change name, gender See ENTERTAINMENT, page 15

VOL. XXIII, NO. 33

LOS ANGELES / ORANGE COUNTY / INLAND EMPIRE

September 17 - 23, 2016

The leading source of news and information for Filipino-Americans

Palace on US troops’ departure: ‘Not yet’

MANILA, Sept 13 (Mabuhay) – President Rodrigo Duterte telling American troops to leave Mindanao is not yet a policy statement, presidential spokesperson Ernesto Abella said Tuesday. “It is not policy yet. It is not policy. In other words, nobody acted on it yet,” he said in a press briefing in Malacañang. “There is no specific directive as to how this pronouncement will be effected,” Abella added. Duterte’s words, however, may be a basis for future actions. “Definitely, the President has already painted a picture, let’s see how it unfolds,” he said. Duterte on Monday said that the US special forces based in Mindanao “have to go.” “Kaya iyong mga special forces, they have to go. They have to go. In Mindanao,

maraming mga puti roon, they have to go. I-review ko iyang foreign policy. Hindi ko lang masalita noon out of respect or I do not want a rift with America. But they have to go,” Duterte said in a speech delivered before his new appointees at the Heroes Hall in Malacañang. The US State Department, meanwhile, said that the Philippines has not made an official demand on the American troops’ pullout from Mindanao. (MNS)

President Rodrigo Duterte is greeted by Mindanao Development Authority Chairperson Abul Khayr Alonto at the 6th Cabinet Meeting in Malacañan’s State Dining Room on September 14.(MNS photo)

Dismantle all US-RP defense treaties – Bayan-USA By Abner Galino

THE chair of Bayan-USA, a cause-oriented organization, has called the administration of President Rodrigo Duterte to abrogate all of the country’s military agreements with the United States of America (USA). Bernadette Ellorin made the call on the eve of the 25th anniversary of the Philippine Senate’s rejection of a treaty that would have prolonged the stay of US military bases in the Philippines on September 16, 1991. The call also came amid a very strong anti-American rhetoric coming from President Duterte himself – the most recent of which was his call for the US Special Forces to leave the island of Mindanao. Ellorin explained that the continuing American presence in the Philippines is

“preventing the country from gaining real political, social and cultural growth” as a sovereign nation. The Bayan-USA chairperson also pointed out that the US military presence in the country is supposedly not contributing to our country’s security agenda and are instead serving as a magnet for attacks from the enemies of the US. Ellorin said the organization supports the Duterte administration’s efforts in the peace talks with the Communist Party of the Philippines-National Democratic Front (CPP-NDF) and in asserting its sovereignty. However, it does not agree with the Duterte administration’s determination to bury former dictator Ferdinand Marcos at the Libingan ng mga See DISMANTLE, page 8

Filipino-Americans hail Gov. Brown’s Domestic Workers Bill of Rights By Abner Galino

FILIPINO-AMERICANS hailed California Gov. Jerry Brown’s signing of Senate bill (SB) 1015 which permanently enshrined the so-called “Domestic Workers Bill of Rights” into the state’s Labor Code. Brown’s action will affect an estimated 300,000 domestic workers in California See GOV. BROWN, page 8

Members of PWC during a recent outreach at Historic Filipino Town

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Why they prefer to walk: Many commuters (shown at far right) prefer to walk on their way to work, schools or other appointments rather than riding in passenger jeepneys that moved bumper-to-bumper along the Marcos Highway near corner Mayor Gil Fernando Ave. in Marikina City on Tuesday (Sept. 13, 2016). (PNA photo by Joey O. Razon)

Poe: Traffic a ‘daily dose of indignity and torment’

MANILA, Sept 14 (Mabuhay) -- As the country’s traffic problem remains unsolved, commuters are left with no choice but to endure a “daily dosage of indignity and torment, loss of time for family and impact on health” not to mention its “massive economic cost.” This was how Senator Grace Poe lamented this sorry state of commuters when she spoke before the United

Kingdom (UK) Transport Solutions seminar held at the Discovery Suites in Mandaluyong City on Wednesday. Poe then urged the government to ensure that its proposed solutions to the traffic problem would benefit the marginalized sector of society, who she said are mostly users of public transportation. “Our national transporSee TRAFFIC, page 8

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After a debtor receives a discharge in bankruptcy, creditors whose debts are discharged are required to report that the account has a zero balance. The fact of the filing itself can remain on the credit report for 10 years from the date it was filed. A debtor interested in re-establishing credit after bankruptcy should obtain credit reports from the 3 largest credit reporting agencies, (Experian, Equifax, and Trans Union) and ensure that the account balances have all been zeroed out. If not, the debtor should contact the credit reporting agencies and ask that the record be corrected Methods of Re-Establishing Credit A debtor seeking to re-establish credit should consider applying for a secured card, usually a Visa or Master Card. This is a credit card issued by a bank to a customer who is required to establish a savings account at the bank, which is used as security or collateral for the card. Typically, the limit on the card is based on the amount of collateral put up in the form of the savings account. Often, the bank will have an annual fee. The benefit of the secured card is that banks will issue them to persons with poor credit reports in the past, but who have the ability to pay the deposit to secure the account. Major store cards are also a good addition to building credit. Once you have a major credit card, even a secured card, it’s usually all that’s required to open an account at a major store, such as JCP, Kohls, etc. Other methods include buying a car from a local car dealer who advertises that it specializes in making car loans to persons with bad credit or recent bankruptcies. Also, a debtor with a personal relationship with someone at a local bank should not hesitate to seek assistance from that source. There are also financial institutions that target recent bankruptcy people seeking credit. This also includes mortgage companies. Several major companies will consider a mortgage within 1 to 2 years from the bankruptcy discharge. The reason these companies are interested in bankruptcy discharge consumers, is because they cannot file a bankruptcy again for 8 years, do not owe money, have a good debt to income ratio (Income from employment, all debts discharged in bankruptcy), and finally, they get to charge more than regular financial institutions. Bottom line – it’s a business, and a good business at that. Caution in Rebuilding Credit

Ultimately, however, debtors emerging from bankruptcy should use their experience to avoid getting into the same financial traps, which snared them before. All too often, this was the easy availability of unsecured credit in the form of unsolicited, pre-approved, credit cards. Debtors should take steps to budget properly, not spend beyond their means, and resist the temptation to incur debt beyond their reasonable ability to repay just for the purpose of re-establishing credit. Debtors should avoid being enticed by so-called “credit repairâ€? agencies. These are often simply unregulated rip-offs, who prey on the financially-distressed, and who do nothing more than what debtors themselves can do by exercising their legal right to have their reports properly list their outstanding obligations. Income Taxes in Bankruptcy As a general proposition, older income taxes (more than 3 years old) can be wiped out in bankruptcy; newer income taxes (less than 3 years old) cannot. A debtor/employer can wipe out the employer’s portion of older, but not newer, payroll taxes. The discharge ability of state and local, such as sales and use taxes, will depend upon their true nature, i.e., whether they are excise or withholding taxes. The trust fund portion of payroll taxes is generally not dischargeable. Prior to filing bankruptcy, the debtor should have his own particular tax situation assessed. Test for Wiping Out Income Taxes •The Test for wiping out income taxes in bankruptcy include: •The tax return was due more than 3 years prior to the filing •The tax return was filed at least 2 years prior to the filing •The tax has been assessed for at least 240 days prior to the filing •The tax is not based on a fraudulent return There was no willful tax evasion by the debtor. In Chapter 13, income taxes can be wiped out if the return was due more than 3 years prior to the filing, and was assessed at least 240 days prior to the filing. In some cases, the tax may be dischargeable even if not See ALLEN, page 4

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Senate witness tags Paolo Duterte in the 2014 killing of billionaire Richard King MANILA, Sept 15 (Mabuhay) - A man claiming to be a hired assassin for the Dutertes stood as a witness in a Senate hearing on Thursday and tagged Davao City Vice Mayor Paolo Duterte in the killing of billionaire businessman Richard King in 2014. During the resumption of the Senate hearing on extrajudicial killings, witness Edgar Matobato claimed that the vice mayor allegedly ordered the killing of King because of a woman. “Noong 2014 pinatay ang pinakabilyonaro na si Richard King sa Davao City. Ang nag-utos si Paolo Duterte dahil nagra-rival sila ni Richard King sa babae, yung mayari ng McDonalds, si Ochoa hindi ko alam ang pangalan,” Matobato alleged.

Matobato claimed that two rebel returnees — Joel Tapales and Loloi Gabas — were allegedly tasked to kill King and were given P500,000. However, the gunmen were later also killed. “Pinatay nila, dinouble cross yan, yung pulis na nag-utos. Sina Joel Tapales at Loloi Gabas ang tumira. Umuwi sila ng bahay tapos dinukot sila, inistambay muna sa Holiday Inn, pagkagabi, ibinyahe na sila at inilibing sa buhangin,” Matobato said. Asked how he knew that it was Duterte who ordered the killing, Matobato said the vice mayor went to their office where the killing was planned. “Nagpunta siya sa opisina namin, nagplano sila doon. Nag uusap din

nakadetain si Col. Felonia dahil sa pagpatay kay Richard King,” Matobato said. Matobato claimed that he hid in Cebu, Leyte, and Samar. Claiming that his conscience was bugging him, Matobato said he went to the Commission on Human Rights (CHR) on August 21, 2014 to tell his story but the CHR reportedly just took his testimony and told him that it cannot guarantee his safety and security. “Kinuhaan lang ako ng deltaye ng CHR sabi nila hindi namin kaya ng buhay mo. Sabi niya pumunta kayo sa DOJ,” he said. Matobato said he decided to come out after President Rodrigo Duterte assumed office this year. (MNS)

Witness: Duterte ordered Davao journalist Jun Pala murdered

Paolo Duterte denies drug abuse, links to vigilante slays MANILA, Sept 15 (Mabuhay) – A self-confessed assassin on Thursday claimed Davao City Vice Mayor Paolo Duterte is a drug user and even masterminded several vigilante killings, accusations that the presidential son has denied. Edgar Matobato, an alleged hitman of the Davao Death Squad (DDS), told a Senate committee inquiry that Duterte ordered the assassination of billionaire Richard King in 2014, due to an argument over a woman. “Noong 2014, pinatay ang pinaka-bilyonaryo sa Cebu. Pinatay si Richard King sa Davao City. Ang nag-utos diyan, si Paolo Duterte,” Matobato said at a Senate hearing on extra-judicial killings. [In 2014, we killed a billionaire in Cebu. Richard King was killed

kami ginawa nila doon ang plano,” Matobato claimed. He said he wanted to quit but the group tagged him as the gunman in the killing of King to prevent him from talking. “June 12 napatay si King, pagdating ng June 19 hinuli nila ako, ginagawaan nila ako ng paraan para hindi na ako magsalita. Tinorture ako ng isang linggo pero mabuti na lang at hindi ako na-salvage,” Matobato alleged. Matobato said former Davao region police intelligence chief Supt. Leonardo Felonia was also tagged as mastermind in the killing. “Ako ang tinuturo nilang pumatay, si Felonia ang sinabi nilang mastermind. Sa pagkakaalam ko

in Davao City. The order came from Paolo Duterte] But the vice mayor said there is no truth to any of Matobato’s accusations, and called the witness as a “madman.” “What De Lima and this certain Matobato say in public are bare allegations in the absence of proof. They are mere hearsay,” Duterte said. “I will not dignify with an answer the accusations of a madman,” he added. Matobato claimed Duterte also unleashed the hit squad on another man who had an argument with him in 2010. Matobato said two people, including an old woman who shielded the victim, were also killed in the DDS attack. Matobato said the younger Duterte is also friends with Chinese drug lords.

MANILA, Sept 15 (Mabuhay) – Confessed hired assassin Edgar Matobato on Thursday said President Rodrigo Duterte ordered the murder of Davao-based radio broadcaster Jun Pala, who was killed in 2003. “Pinapatay ni Mayor Duterte si Jun Pala noong 2003,” Matobato said at the resumption of the Senate hearing on alleged extrajudicial killings amid the Duterte administration’s war on drugs. Asked by Senator Leila de Lima if he was certain of his accusation, Matobato said: “Opo. Kasi parang binabakbakan sa radyo araw-araw.” According to Matobato, a certain “SPO2 Jun Ayao” killed Pala while Duterte was waiting for the confirmation if the journalist had been killed. “Naghihintay na lang kami sa tawag kung namatay na si Pala sa kainan...Doon palagi kumakain si Mayor Duterte,” he narrated. Matobato said Pala’s death was blamed on the New People’s Army (NPA). “Paano papasok ang NPA sa loob ng Davao sa dami ng pulis? Kontrolado ang NPA sa Davao kasi kaibigan ni Mayor Duterte,” he said. In May, Duterte said most journalists who are murdered are corrupt, having accepted bribes from personalities but proceeded to criticize them in the media. Duterte then cited the case of Pala, saying he knows who was behind the killing. “Ang example natin dito, kung tagarito ka man, si Pala. I don’t want to demean his memory but he was a rotten son of a bitch.

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Newest ship now playing key role in ASG neutralization operations By Priam F. Nepomuceno

MANILA, Sept. 11 (PNA) – Inspite of being the newest ship in the fleet, four months old to be exact, the BRP Tarlac (LD-601) and her crew is now gallantly serving the nation by being the command-and-control vessel in the ongoing sea denial mission in Sulu which is part of the efforts to totally eliminate the Abu Sayyaf Group (ASG) terrorist threat. This was confirmed by Philippine Navy (PN) spokesperson Capt. Lued Lincuna to the PNA. “(BRP Tarlac) is now serving in Sulu as command-and-control vessel for (ongoing sea denial) missions,”

he said. Command-and-control refers to the exercise of authority and direction by a properly designated commanding officer over assigned and attached forces in the accomplishment of the mission while sea denial refers to naval activities which prevent hostile forces from using the seas as reinforcement and escape venues. The government offensive in Sulu started last Aug. 25 shortly after the bandits beheaded 18-year-old Patrick Almodavar after the latter’s family failed to pay the Php1 million ransom. Around 32 terrorists were killed

in the ongoing operations with 15 soldiers slain in the series of clashes with the ASG. BRP Tarlac was commissioned during short ceremonies at Pier 13, Manila South Harbor last June 1. She arrived in the Philippines last May 14 after a five-day journey from PT PAL (Persero)’s shipyard in Surabaya which started on May 9. The Philippines has two SSV order with the Indonesian shipbuilder worth Php3.8 billion. She was formally presented to the public at Pier 13, Manila South Harbor last May 16. BRP Tarlac was assigned to the

Philippine Fleet’s Sealift Amphibious Force. The ship has an overall length of 120 meters,breadth of 21 meters, draft of five meters and carry a payload of 2,800 tons. She has a cruising speed of 13 knots and maximum speed of 16 knots and a minimum operating range of 7,500 nautical miles. Her sister-ship is expected to be delivered by May 2017. It has a complement of 121 officers and enlisted personnel. She can carry 500 troops, two rigid-hull inflatable boats, two landing craft units and three helicopters.

Duterte says no more joint patrols for PHL in disputed waters By Cielito M. Reganit

MANILA, Sept. 13 (PNA) – President Rodrigo Duterte said Tuesday the Philippines would no longer join any patrol expeditions in the West Philippine Sea even as he asserted the country’s entitlements to portions of the disputed waters that are part of its exclusive economic zone. In his speech during the 48th anniversary celebrations of the 250th Presidential Airlift Wing, the President said he would not involve the Philippines in hostile acts beyond

its territorial waters. “We will not join any expedition of patrolling the sea. I will not allow it because I don’t want my country to be involved in a hostile act,” he said. “When you patrol -- not on the high seas but some other else’s territory -- whether it is really owned by us, which the law says, the judgment says, ‘Atin yan entitlements’ (‘Those are our entitlements’) at sabihin naman ng isa, (and the other would say) – China – ‘That’s beside the point’. The point is I do

not want to ride gung-ho style there with China or with America,” the President said. “I just want to patrol our territorial waters… We do not go into a patrol or join any other army from now because I do not want trouble,” he said. In the meantime, the President reminded China of The Hague’s ruling that favored the Philippines in the West Philippine Sea dispute. “May I remind China again that beyond the territorial waters are

Hillary Clinton diagnosed with pneumonia, says doctor

Duterte’s war on drugs to run parallel with economic development MANILA, Sept. 13 (PNA) – President Rodrigo R. Duterte said he will govern the country with economic development parallel to his declaration of war on drugs. He stressed that he will not stop the government’s relentless campaign against illegal drugs in order not to compromise the next generation. The President’s message came during the 2016 Metrobank Founda-

NEW YORK, Sept. 12 (PNA/Xinhua) – US Democratic presidential nominee Hillary Clinton was diagnosed with pneumonia at home after she fell sick during a memorial service marking the 15th anniversary of the Sept. 11 terror attacks here on Sunday. Local media quoted physician Lisa Bardack as saying “She was put on antibiotics, and advised to rest and modify her schedule. While at this morning’s event, she became overheated and dehydrated. I have just examined her and she is now re-hydrated and recovering nicely.” A video posted on Twitter shows the 68-year-old Clinton stumbled and she was being helped by her staff into a waiting van and left the memorial service early. According to her campaign, Clinton had a rest in her daughter’s apartment in Manhattan. As she went out the apartment shortly before noon, Clinton said, “I’m feeling great.” Clinton’s rival, Republican presidential candidate Donald Trump and his supporters have questioned Clinton’s health, saying Clinton is physically unfit for the White House, accusing her of being “exhausted” and sleeping too much. Last July, Clinton released a letter from her doctor saying she was a healthy female whose health issues were only as bad as hypothyroidism and seasonal allergies.

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the entitlements of the sea. Yung napanalo natin (Those that we have won) but it is not part of our territory, it is a part of our Exclusive Economic Zone, ano yung mga isda, ano yung makita mo diyan, pati yung sa baba, yung oil pati gas, kung meron (the fish including the oil and gas, if any),” he said. “But the territory (territorial sea) is limited to the 12-mile limit. So that is ours. Hanggang diyan lang tayo (That is our limit),” Duterte said.

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tion Outstanding Filipinos ceremony held on Monday night at the Rizal Hall in Malacanan Palace. PRRD conferred gold medallions to outstanding teachers, soldiers, and police officers, led by Police Superintendent Jemuel F. Siason. These outstanding Filipinos were honored for their commitment to excellence, dedication to service, and selfless desire to serve communities. a discharge in bankruptcy. Can Utility Debts Be Discharged in bankruptcy? Public utilities, such as the gas and electric company, are not permitted to discontinue service because of a bankruptcy filing. However, if the utility bill is included in the bankruptcy and not paid, then the utility has the right to demand that the debtor pay a deposit within 20 days to ensure the continuation of service. Sometimes, the requested deposit is several times the amount of the bill, so it often makes sense for a cash-strapped debtor to simply pay the bill. Utility bills for service arising after the bankruptcy filing is not included in the bankruptcy, and must be paid. Does the Bankruptcy Code prohibit discrimination based on a bankruptcy filing? The Bankruptcy Code contains an “anti-discrimination” provision, stating that government units and private employers may not discriminate against a person solely because that person has filed bankruptcy or was insolvent. Also, if a debtor has lost his driver’s license solely because of his inability to pay damages resulting from an accident, then a bankruptcy discharge will allow the debtor to get his license back. Too many debts? Cannot sleep at night? We can help. Call today, and schedule a free consultation with the premier “No Hassle” Bankruptcy Law Firm of Paul M. Allen. Three offices to serve you: Glendale, Cerritos and La Palma. Call now at 818-552-4500.

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TRAVEL

PAL prohibits use of Samsung Galaxy 7 in all flights MANILA, Sept. 12 (PNA) – Flag carrier Philippine Airlines (PAL) is prohibiting the charging and use of Samsung Galaxy Note 7 devices on board all its flights, effective immediately, the airline announced on Monday. This directive in line with the recall order made on these products by Samsung Electronics Company Limited. “Findings showed that the Galaxy Note 7 batteries and phone units have caught fire during charging prompting the manufacturer to recall all units sold worldwide,” PAL said

in a statement. “Safety remains a cornerstone of PAL operations and as such, the flag carrier will be ensuring full compliance on board each flight and is seeking the full cooperation of its passengers,” it added. PAL also noted that these devices are not allowed as check-in items, but may be handcarried for as long as these are switched off at all times. However, all Samsung Galaxy Note 7 units - whether used or brand new - will not be accepted as PAL cargo shipment.

Davao Muslim leaders, tourism industry players prepare for Hajj 2017 DAVAO CITY, Sept. 12 (PNA) -- The city’s tourism industry players and some Muslim leaders here firmed up partnership with an international airline for the 2017 Hajj event to Mecca. This developed as Muslims celebrate Eid-ul-Adha or the Celebration of Sacrifice, Monday. Last August, about 60 Hajj participants from Mindanao were flown by the country’s flag carrier, the Philippine Airlines (PAL), to Jeddah from the Davao International Airport. Tourism Halal Congress of the Philippines chairperson Marilou Ampuan said they had finalized negotiations with the Saudia Airlines to serve a special flight for participants of Hajj 2017 coming from Davao City

and the neighboring areas including those from General Santos, Cotabato, Cagayan de Oro and Zamboanga. Ampuan, however, said there were no details yet as to the type of aircraft and capacity but what is important is Saudia’s acceptance of the proposal. The Philippines, she said, had about 8,000 attendees for the pilgrimage to Mecca this year and the number is expected to increase in 2017. She explained that the Muslims would really aim on joining the pilgrimage being is a religious duty carried out by all adults who are physically and financially capable of undertaking the journey and can support their family during their absence.

DOT eyes more Indian arrivals MANILA, Sept. 12 (PNA) – The Department of Tourism (DOT) expects the influx of 100,000 Indian nationals into the country as a result of the agency’s recent promotional roadshows in Kolkata, Mumbai, Bengaluru and Chennai. Tourism Secretary Wanda Teo noted that India has been one of the major source markets accounting for nearly 75,000 visitors last year, posting 22.36 percent year-on-year growth. From January to June this year, the DOT recorded 44,294 arrivals, just tailing the top 12 international tourism markets. “The four Indian cities we targeted are important feeder markets, hence we are working on strengthening our relations with their local travel partners to assure sustainable growth,” Teo said. The DOT chief further also noted that increased Indian visitor arrivals are facilitated by the free-entry privilege extended to Indian nationals bearing visas from the United States, Japan, Australia, Canada, Schengen, Singapore and United Kingdom. DOT’s Market Development Group led by Director Verna Buensuceso headed the mission in India, bringing along representatives of hotels, resorts, spas, tourist attractions and tour operators from the Philippines to interact with over 400 Indian trade partners. Nash Dias, offline sales manager of India’s leading travel agent Stic Travel Group, expressed optimism that the Philippine roadshow will get an excellent response from the Indian market. Francesca Alberto, vice-president for domestic sales and marketing of Ark Travel Express, said, “The market has high potential for luxury and honeymooners. Quality of agents here are good and they are gaining more knowledge about the Philippines.” Abhay Maheshwari, India district sales manager of Thai Airways said, “At present, we have ten flights servicing the Mumbai-Bangkok-Manila route, and in October, we are going to increase the number of flights.”

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Should you file bankruptcy to get out of debt? Deciding if bankruptcy is right for you can be one of the most important decisions you’ll ever make in your life. As much as possible, most people try to avoid it, of course. But sometimes, the hole you’ve dug up is too deep that there is no other way out. For example, perhaps you owe so much that there’s simply no way for you to ever repay your creditors. Filing bankruptcy, although not your first choice, may be a better alternative to remaining stuck in debt for the rest of your life. The answer, of course, doesn’t always come quick and easy. Most people will postpone making a decision until they have their back into a corner and they feel like the walls are caving in. If you are in this situation, I know how you feel. At what point does it make sense to file bankruptcy and get legal protection? If your financial situation is causing you a lot of stress and worries, perhaps bankruptcy is the best solution for your mental well-being if you’re already doing your best but it’s still not good enough. Filing bankruptcy provides immediate debt relief because it automatically stops collection actions against you and your property. That means no more collection calls, lawsuits, wage garnishments and no more sheriffs at your door. For the first time after a long while, you can finally breathe better and feel like a human being again. In Chapter 7, credit card debts, personal loans, medical bills and other unsecured debts are erased completely. Although in Chapter 7 non-exempt property can be taken to pay creditors, this is very rare because most Chapter 7 cases are no-asset cases. If your case is such, you lose nothing

but your debts and you get to keep your home, automobile, bank accounts, retirement plans, etc. In Chapter 13, you agree to repay all or a portion of your debts over 3 to 5 years. In most cases, you can cut your current credit card payments in half or even more, depending on your income and expenses. So, rather than struggling to pay your debts and the ridiculous interest rates that the credit card companies are charging you, you can be out of debt in a much shorter period of time while paying zero percent interest on your credit cards. Trust me. With the interest rates of 22-29% that the credit card companies are charging you, you are likely to be in debt for the rest of your life if all you can afford is to make minimum payments. If filing bankruptcy makes sense for your situation, it may be the only way you will ever get a fresh financial start. If there are ways to avoid it, I can help you review your options. For a free consultation, call my office at Toll-Free 1- 866-477- 7772. We have offices in Glendale, Cerritos and Valencia. (None of the information herein is intended to give legal advice for any specific situation. Atty. Ray Bulaon has successfully helped over 5,000 clients in getting out of debt. For a free attorney evaluation of your situation, please call RJB Law Offices at TOLL FREE 1-866- 477-7772).

September 30, 2016.

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Next gen iPhones on the next gen network now available on Verizon LTE Advanced For the first time ever, new and existing Verizon customers can trade in their old iPhone 6, 6 Plus, 6s and 6s Plus for up to $650 credit to get a new iPhone 7 32 GB at no cost.

NEW YORK– Welcome to the next gen iPhones on the next gen network. Verizon announced it will offer iPhone 7and iPhone 7 Plus, the best, most advanced iPhones ever, featuring an all-new advanced camera system, dust and water-resistant design, stereo speaker system and the A10 Fusion chip - the most powerful chip on any smartphone, delivering the best battery life ever in an iPhone. And Verizon is making it easy for new and existing customers to get into a new iPhone 7: simply trade in your iPhone 6, iPhone 6 Plus, iPhone 6s or iPhone 6s Plus and get up to $650 credit for your old phone - which covers the cost of a new iPhone 7 32 GB. Verizon customers can pre-order iPhone 7 and iPhone 7 Plus starting at 3:01 a.m. ET on Friday, September 9,at www.verizonwireless.com. Both will be available online andin Verizon retail stores beginning at 8:01 a.m. local time onFriday, September 16. iPhone 7 and iPhone 7 Plus are powered by iOS 10, the biggest release ever of the world’s most advanced mobile operating system. BothiPhone 7 and iPhone 7 Plus are available in silver, gold, rose gold, and the all-new black and jet black finishes. With Verizon LTE Advanced, you canget the most out ofyour new iPhone 7 or iPhone 7 Pluson the next gen network. Available in 461 cities from coast to coast, Verizon LTE Advancedgives you50% faster peak wireless data speeds and is available inloads of less-served places including highways, interstates, country roads and rural America.

iPhone 7 and iPhone 7 Plus,also support Verizon’s Advanced Calling, which gives you anHD voice and video calling experience as if you’re having a conversation with someone in the same room instead of across the country when the other party also has Advanced Calling. A week after announcing LTE Advanced, Verizon has added more choice and value to the new Verizon Plan. You can choose a new limited-time 12 GB Verizon Plan for $80 per month that offers Carryover Data, Safety Mode and international calling and texting to and from Mexico and Canada. Families who add the current 2 GB per line bonus data promotion to that plan can get four lines with 20 GB on the Verizon Plan for $160 per month, plus taxes & fees. And now all of the new Verizon Plans - even L or smaller sizes - now include Safety Mode for no additional charge*. Want a new iPhone 7 at no cost? For a limited time, beginning Friday, September 9, at 12:01 a.m. PST, Verizon is offering iPhone 7 32GB at no cost after you trade in an iPhone 6, 6 Plus, 6s or 6s Plus.** Have an iPhone 5, 5c, 5s or SE? Get up to $400towards the purchase of your iPhone 7 or iPhone 7 Plus. Or trade in your Android or iPhone 4 device for up to $300 in trade-in value. Visit https://www.verizonwireless. com for complete details on pricing and availability. For more information on iPhone, please visit: www. apple.com/iphone.

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NY Fashion Week impressive, but I’m still heartbroken by 9/11 memorial Together with dear friend Ms. Lou Razon, fashion designer/owner of Lou Lou Couture and founder of Miss Philippines USA, we attended the radiantly successful New York Fashion Week held at various eclectic venues at the fashion district in downtown Manhattan. There were numerous fashion designers who showcased their fall and trendy collections such as: Tommy Hilfiger, Kanye West, Anna Sui, Marchesa, Naeem Khan, Marcel Osternag, Lany Vu, Calvin Luo, Xuly Bet, Bibhu Mohapata, MADE in NY, Georgine, Pinoy Kenneth Bariles and many others. The various venues included the eclectic fashion stage of Angel Orensanz Foundation’s building, The Gallery Skylight at Carlson Square, The Dock, at Skylight & Moynihan, at 449 West 14th Street, 172 West Norfolk Street and of course, not to be outdone was the Standard Hotel venue. Our excitement attending all the various fashion events which mostly start early in the morning around ten in the morning, sometimes lasting until ten in the evening. The fall and trendy fashion shows mostly had themes such as dark make-up used in the “Game of Thrones� TV series, or glittery gold, black and silvery fabrics used as well as fabulous lace in rainbow colors or attractive hues of red, aquamarine or mixed rhapsody blue and emerald green, and other vibrant colors. Apart from the hectic fashion events we attended, we wanted to make sure that we took sometime to see the new 9/11 memorial, “to remember and honor the thousands of innocent men, women and children murdered by terrorists� during the horrific Twin Towers attack on Sep-

NY Fashin Week model at the Angel Orensanz Foundation’s building. Photo by LOU RAZON

NY Fashin Week model

tember 11, 2001. On a personal note, my daughter and I were in New York in July, 2001, two months before the horrific 9/11 event. We had photos taken right in front of the Twin Towers and we sent our souvenir photos to my cousins who hosted us during our visit. However, due to the horrific attack, I requested my cousins to return the photos back to us because the photos were our only Twin Tower souvenir. Standing right in front of the the two memorials with all the 3,000 names of the victims who perished, we were reminded that the “arrangement of names was based on layers of meaningful adjacencies that reflect

where the victims were on 9/11 and the relationships they shared with others who were killed. The memorial now consists of two pools of water set in the “footprints� of the original Twin Towers. Thirty-foot waterfalls, the largest in North America, cascades into the pools, each then descending into a center void. The names of the victims were each inscribed in bronze parapets around the pool. The Memorial was designed by now well known architect Michael Arad and likewise famous landscape architect Peter Walker�. Visiting New York won’t be complete without watching at least one Broadway musicale, and we were priveleged to have been invited to see the hilarious trendy musicale called “Kinky Boots,��by a childhood chum, Dr. Anita “Nanette� Ortega-Jongco, along with her ultra gracious husband, pediatric doctor cum accomplished chef and barista Benny. Finally, I couldn’t leave New York

without visiting those loved ones whom I haven’t seen for years such as my cousins: Dr. Grace and Kuya Vic De Jesus with their son, Christian, Greg and his wife Chaddy, concert pianist cousin Chit Olona and her daughter Kristine and children. Lastly, utmost gratitude to SDP bacthmate, Ignie San Agustin, for her 4 hour train trek just to bond with me. While we were there, it was indeed a solemn time to pay tribute not only to loved ones but to those whose lives were lost during 9/11, so here’s a little prayer which we can all recite in silence in their honor. “Dear Lord, as we remember the evils of September 11th, 2001, let us turn our hearts and minds toward the good found in You. Be close to those who mourn the parents who lost their children, the children who never knew a parent and all who lost a loved one. Embrace this grieving nation, and let time never lessen the impact of this day; may we never forget.�

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LOS ANGELES

TRAFFIC

GOV. BROWN

From page 1

From page 1

-- - about 11 percent of them are Filipinos. Aquilina Soriano Versoza, executive director of Pilipino Workers Center (PWC), said it was hard to determine the actual number of Filipinos that would be positively affected by the law because many of them were undocumented. The PWC is among the organizations that actively lobbied for permanent overtime protections for domestic workers as of the California Domestic Workers Coalition. Senator Connie M. Leyva (D-Chino) authored SB 1015 which prevented Assembly Bill (AB) 241, also referred to as “Domestic Workers Bill of Rights” from lapsing on January 1, 2017. AB 241 was written by Assemblyman Tom Ammiano (D- San Francisco). It was approved by Gov. Brown on September 26, 2013. “Domestic workers are primarily women of color, many of them immigrants, and their work has not been respected in the past,” Ammiano said then after the bill was approved. For her part, Sen. Leyva subsequently said this statement shortly after Gov. Brown signed SB 1015: "I am so pleased that the Governor has signed SB 1015. This important bill will ensure that domestic workers continue receiving overtime protections, as well as offer these hardworking Californians the dignity and respect that they rightfully deserve.” Digging deeper into the issue, PWC’s Versoza explained that because the legislative action has acquired a permanent status, there would be a stronger persuasion for stakeholders to adapt to the changes that it brings.

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For Filipino caregivers, the benefit would not be limited to increased monetary compensation. “In the long run, the policy would promote the health of caregivers and as well as improve the quality of care for patients,” Versoza pointed out. Caregivers, particularly those working in so-called board and care houses, usually earn a measly $50 a day for stay-in duties and usually work at least six days a week. “When caregivers are paid correctly, if they get enough rest and are in a safer and better working environment, that would manifest in their work,” Versoza added. Under the law, workers who are “on call” status and are present at the work site even if they are sleeping (in case of workers on 24-hour duties), are entitled to receive overtime pay. Among the salient parts of the law are: -- Requires that domestic workers who spend a significant amount of time caring for children, elderly or people with disabilities be included in overtime pay of time-and- a-half their regular rate of pay after working 9 hours a day, and after working 45 hours in a week.’ -- - Workers who provide services through the In Home Support Service (IHSS) program and Department of Developmental Services (DDS) pursuant to the Lanterman Developmental Disability Services Act are excluded. -- - Casual babysitters whose hours are irregular and do not do childcare for a living are excluded. -- - Close family members and babysitters under the age of 18 are excluded.

tation development strategy should be anchored on a vision of promoting inclusive mobility. It should ensure safe, comfortable and accessible transport for all Filipinos especially the poor, elderly, persons with disability, residents in far-flung areas and other marginalized sectors,” she said during the event organized by the British Embassy in Manila. Poe chairs the Senate committee

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on public services currently leading deliberations on the proposed granting of emergency powers for President Rodrigo Duterte to address the traffic woes. The committee is set to resume its hearing on September 22. To facilitate and enable the country’s growing economy, the senator reiterated the need for an integrated multi-modal transportation system “where various forms of land, air and water transportation complement one another.”

DISMANTLE From page 1

Bayani (LNMB). “We joined other Filipino-American organizations in protesting the proposed burial of Marcos at the Libingan ng mga Bayani,” Elllorin said. She said that the Marcoses still refuse to recognize the atrocities committed by the Marcos regime against the Filipino people, chief of them, she said, was the systematic plunder of the country’s wealth and human rights violations. At the same time, Ellorin added that the organization believes that the Duterte administration should reinforce the investigation efforts of law enforcement agencies on the mounting cases of extra-judicial killings in the Philippines to “establish who were the real culprits in many of those mysterious killings.” On September 16, 1991, the Philippine Senate voted to approve Sen. Wigberto Tañada’s Resolution No. 1259 of Non-Concurrence to “A Treaty of Friendship, Cooperation and Security” which would have allowed the US military bases to stay in the Philippines for another 10 years. Aside from Tañada, the 11senators who introduced and supported the

Resolution of Non-Concurrence were Senate President Jovito Salonga and Senators Agapito “Butz” Aquino, Juan Ponce Enrile, Joseph Estrada, Teofisto Guingona Jr., Sotero Laurel, Ernesto Maceda, Orlando Mercado, Aquilino Pimentel Jr., Rene Saguisag and Victor Ziga. The majorityvote paved the way for the approval of Senate Foreign Relations Committee Report No. 1422 which recommended before the Senate plenary its non-concurrence stand on the extension of the US military bases agreement. The Philippines and the USA continue to be militarily committed to each other through the Mutual Defense Treaty, the Enhanced Defense Cooperation Agreement (EDCA) and the Visiting Forces Agreement. The two countries also conduct annual military exercises called Balikatan through the VFA. In a related development, during a recent interview with Gel Santos Relos of Balitang America, Atty. Rodel Rodis of the US Pinoys for Good Governance, equated President Duterte’s anti-American stance as akin to “cutting your nose to spite your face.”

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Bishop Bastes of Sorsogon to preside over Peñafrancia mass in Los Angeles The 42nd celebration in Los Angeles of the feast day of Our Lady of Penafrancia, patron saint of the Bicolanos, Region V in the Philippines, will take place on Saturday, September 17, 2016, for the fourth consecutive year in the spacious Lincoln Park, 3529 N. Mission Road, north of downtown Los Angeles. The LA Bicolanos first observed this fiesta in 1974.

Medina to get PHP1-M from Philippine Sports Commission By Jean T. Malanum

MANILA, Sept. 14 (PNA) – Table tennis player Josephine Medina will be PHP1 million richer when she comes home after winning the bronze medal at the Rio Paralympics. The 46-year-old Medina will get the money from the Philippine Sports Commission, the government agency tasked to award cash incentives to national athletes who win medals in international competitions. Republic Act 10699, which was signed by President Benigno S. Aquino III on Nov. 13, 2015, expands the coverage of incentives granted to national athletes, including those with disabilities, and coaches. Under the new incentives law, winners in the Olympic Games will receive PHP10 million (gold), PHP5 million (silver) and PHP2 million (bronze); for the Asian Games, the gold medalist will be entitled to PHP2 million, the silver medalist PHP1 million and the bronze medalist PHP400,000; while for the SEA Games, the incentives are PHP300,000 (gold), PHP150,000 (silver) and PHP60,000 (bronze). For the Paralympic Games, the gold winner will get PHP5 million, the silver medalist PHP2.5 million and the bronze medalist PHP1 million. “This is truly one of the noblest intentions of the law — to include our winning athletes with disabilities in the grant of cash awards from the government. The term ‘national athletes’ should encompass all athletes, including those who are differently-abled as they undoubtedly deserve bigger incentives and benefits,” said Senator Sonny Angara, who authored the new cash incentive law, in a statement on Wednesday. Angara also filed a resolution commending Medina, who ended the Philippines’ 16-year drought in the Paralympics. Medina’s achievement came with Hidilyn Diaz’s silver medal conquest in the Summer Olympics still fresh on every Filipino’s mind. “This is the first time our Filipino athletes won in both the Olympic Games and the Paralympic Games, which is the counterpart of the Olympic Games for athletes with disabilities. Sumakto po ang ating pagpasa ng bagong athletes incentives law dahil talagang napakinabangan ito ng ating mahuhusay at world-class Filipino athletes tulad nina Hidilyn at Josephine (The passing of the new athletes incentives law was timely, enabling our world-class Filipino athletes like Hidilyn and Josephine to benefit from it),” said Angara. Medal winners in world-level championships held every two years or with at least 45 countries participating and of Asian-level competitions held every two years or with at least 25 countries participating will also get cash incentives.

The whole-day affair, expected to be attended by more than 5,000 devotees, one of the largest gatherings of Filipinos hereabouts, will be hosted under the auspices of the United Bicolandia Los Angeles (UBLA) in partnership with various independent though smaller Bicol organizations in Southern California. An attractive flyer being distributed around carries the invitation for everybody and anybody interested to join the occasion. Ample parking is available along the streets surrounding the park. The most solemn part of the otherwise convivial gathering is the Holy Mass at 10 in the morning, to be presided over by Bishop Arturo M. Bastes, SVD, DD, of the Diocese of Sorsogon, one of the six provinces in the Bicol region, the Philippines. He will be here at the invitation of UBLA president LanieBerrei, who herself is from Sorsogon, and will be the house guest of RamirNinofranco, another Sorsoganon. Before his appointment as a bishop, Rev. Bastes was assigned as parish priest in various towns in the Philippines. His first bishopricwas Romblon in 1997, until he was pro-

moted to Sorsogon in 2003. He was born in Bohol province where he got his early schooling. He had his priestly education at various stages in the Philippines and the Vatican. Gene Leano, this year’s overall chairman of the LA Penafrancia executive committee, listed the following activities of the feast day (kaaldawan in the Bicol dialect): 8 a.m. -- 9th day novena, a continuation of the novena prayers started during the previous 8 days at the Immaculate Heart of Mary Church in Hollywood and at 3 other venues. 9 a.m. -- a fluvial parade (sakay) wherein an image of the Virgin of Penafrancia is placed aboard a gaily decorated barge which is rowed around the lake by male devotees (voyadores), accompanied by a foot procession around the perimeter of the lake, amid recitations of the Holy Rosary, singing of Marian hymns, and shouts of Viva la Virgen! 10 a.m. -- Concelebrated High Mass, under a huge tent that shelters the congregation from the elements, usually the hot sun. Thousands of seats, row upon row, for the attendees fill the area. 12 noon -- Free lunch for all devo-

tees, served hometown fiesta style by participating support groups at their hospitality booths situated around the big tent. A fiesta-goer may visit booth-to-booth to savor delicacies of his choice. 1 p.m. -- Cultural and entertainment presentations, filled with educational material on Bicol folklore, folk songs and dances, humorous skits and other rollicking numbers. 3 p.m. -- Anticipated Mass. Most of the time, socialization among family, friends and acquaintances, both old and new, is the order of the day. At times, the fiesta is where long lost relatives and friends see each other again. For directions to the park and other information, contact LanieBerrei (818) 281-3169, or Gene Leano (818) 439-6896.

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I filed my own divorce but I can’t finish it Many people try to file and open their own divorce case without an attorney in an effort to save on legal fees. Often, the self-represented divorce litigant would seek the assistance of the court facilitator’s office in preparing the papers to open their own divorce case. However once the divorce case is opened, many self-represented petitioners are not able to finish their divorce case to judgment for various reasons. The most common reasons are the following: Improper Proof of Service of Divorce Petition Self-represented litigants are not familiar with the code of civil procedures on how initial pleadings should be served on the opposing party and the notice requirements. As such the Court is unable to exercise jurisdic-

tion on the other party until proper service on that party is done properly. Failed to prepare and exchanged required financial disclosures California family code requires that both parties exchange complete and accurate financial disclosures. Proof that these financial disclosures have been exchanged needs to be filed in Court. The court will not enter judgment on a divorce case unless the financial disclosure requirements are satisfied.

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Default Judgment does not conform with the Petition for dissolution If the respondent has been defaulted and the petitioner is moving for a default divorce judgment, the default judgment must conform to the divorce petition. If the two does not conform to each other, the court will often reject the judgment. Child Support requested is not guideline Child support in California is based on guideline. Sometimes the self-represented litigant will try to ignore child support or seek a child support order that is not based on guideline. This will result on the judgment being rejected by the Court. Pension and Retirement plans were not joined Some pension and retirement plans (such as local government retirement plans) need to be joined in the divorce action if there is a community property interest in these plans. Self-represented litigants are not aware of these rules and often ignore this requirement. QDRO was not prepared to divide Pension and Retirement plans Certain pension and retirement plans that are covered by ERISA requires a qualified domestic relations order to be divided (QDRO). Self-represented litigants often ignore this requirement. As a result, the plan is not divided. Unequal division of community property in default divorce cases If there is no settlement agreement, then the court has to divide the community property and debt equally between the parties. Often, self-represented parties will try to propose or prove up an unequal division of community property and debt usually in their favor.

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Trying to save on legal fees by handling your own divorce case could turn into a nightmare if your case has issues that needs to be handles a certain way. It is like trying to fix your own plumbing problem if you have no plumbing experience, it could end up costing you more. If you opened up your divorce case but cannot seem to finish it due to some issues, it is best to seek the help of a highly qualified family law attorney. Please note that this article is not legal advice and is not intended as legal advice. The article is intended to provide only general, non-specific legal information. This article is not intended to cover all the issues related to the topic discussed. The specific facts that apply to your matter may make the outcome different than would be anticipated by you. This article does create any attorney client relationship between you and the Law Offices of Kenneth U. Reyes, APLC. This article is not a solicitation. Attorney Kenneth Ursua Reyes is a Certified Family Law Specialist. He was President of the Philippine American Bar Association. He is a member of both the Family law section and Immigration law section of the Los Angeles County Bar Association. He is a graduate of Southwestern University Law School in Los Angeles and California State University, San Bernardino School of Business Administration. He has extensive CPA experience prior to law practice. LAW OFFICES OF KENNETH REYES, APLC is located at 3699 Wilshire Blvd., Suite 747, Los Angeles, CA, 90010. Tel. (213) 3881611 or e-mail kureyeslaw@gmail. com. Visit our website at kenreyeslaw.com

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Weekend Balita, Sat.-Fri., September 17 - 23, 2016

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Senior seek relief from $40K credit cards Client is 65 and recently widowed. Her husband was suddenly taken ill and was diagnosed with lung cancer even though he doesn’t smoke. Strange. Husband was in the pinnacle of good health, so it seemed. He had no known illness. His blood pressure was normal. He had no diabetes. He ate healthy, none of the greasy stuff. He was slim, not overweight, when all his friends were obese. He walked around their neighborhood every morning before he went to work as a scientist. He had a complete yearly check up provided free of charge by the large pharmaceutical company that he worked for the last 30 years. They have two children who are both professionals and doing well, with their own families. They have 3 grandchildren. Husband was a doting and dedicated grandfather. It seemed all was well and they were living the American dream, and looking forward to retiring next year. They still had a $600K mortgage on their house which was now worth $800K. The mortgage payment was $3,000 a month, which was not a problem. That’s quite reasonable. Even a rental would now cost $2,000 in Los Angeles. They bought the house 33 years ago for $250K and refinanced it several times. They cashed out for home improvements and to pay for their children’s college expenses. Husband’s salary of $10K a month, make their life quite comfortable with no financial worries. When they retire next year, he would get $2,500 in social security, and client would get $1,500. So, $4,000 a month in social security can pay the mortgage with tight budgeting, or if the decided to do so, they could sell their house and pocket $200K tax free, and perhaps downsize to a condo which they can pay cash for $300K, and taking a much reduced mortgage of $100K, paying $700 a month. Husband started coughing uncontrollably about 4 months ago. He had never coughed this way before. At first, they thought he was just having some kind of allergy, but he felt that this cough was different. He felt pain in his lungs when he coughed. He rushed to see his doctor who

determined that he had a lump on his right lung the size of a tennis ball. A biopsy was done and it was cancer, stage 3 which had not yet spread to other parts of the body. He immediately went for chemotherapy but after a month, it was determined that the cancer cells had spread to his liver. From then on, things just started going downhill. Although the prognosis was that there was no problem curing the cancer, husband died last month. After the funeral, client started to get calls from credit cards of husband, collecting from client. Client pulled the credit report of husband and found out that he had $40K of credit card debt, which he did not disclose to her. The collectors told her that California was a community property state; therefore, she is equally liable as her deceased husband to pay for his cards. Somehow, they were able to get her phone number at work and started to call her at work. This was too much harassment for client. She asked me if she was liable for her husband’s credit cards. I said that she was unless they had a prenuptial agreement. I informed her that life changing events such as death and divorces usually create this kind of financial problem. In fact, husband’s creditors can sue husband’s estate then put a lien on the house and eventually sell their house to collect. I asked her if her husband had life insurance. She said just enough to pay for the funeral expenses. Client then opted to file a Chapter 7 case to discharge her liability for her husband’s credit cards. Since they held their house as joint tenants, upon husband’s death, client automatically owns the entire 100% of the house as husband’s share passes to her by operation of law under joint tenancy.

The Chapter 7 will discharge the $40K of credit cards and protect her house at the same time so she can live her new chapter of life unhampered by debilitating debt left by her husband. In her plan for the future, the following is apropos: “in all your ways acknowledge Him, and He shall direct your paths.� Proverbs – 3:5. I mean, you can see, without our God’s direction, even if you think all is well, death is actually knocking at your door. Death comes like a thief in the night. By God, I refer to God the Father, Adonai, El Shaddai, El Elohim, Yahweh, Jehovah whose only and beloved Son, Jesus Christ, willingly died for us on the cross, to redeem us from the consequences of sin because He loved us so. Client’s husband is now in heaven with Jesus and God the Father, and God the Holy Spirit. That certainly is a lot better option than spending an eternity of pain and suffering in hell with Lucifer, the evil one. Don’t you think so? I am so happy that our loving God and his beloved Son has given us this option. Even the world’s smartest man, Stephen Hawking, denies that God exists! Perhaps he’s not that smart after all. If he’s the world’s smartest man, how come he cannot heal himself of his disability? Because he is so smart, he denies the existence of his own creator. This is really sad that the greatest intellect in the world thinks he evolved from monkeys. But our God, in his infinite wisdom, created us with free will to choose for ourselves what we want. So you can choose to be a monkey’s descendant if you want to. Maybe someone should tell Trump that the world’s smartest man has concluded that Trump, just like the rest of us who don’t look like him, and who don’t have the “pelo de elote (corn hair) like he does is descended from apes. Oops, sorry did I say that, I’m sorry. I shouldn’t have said that, that’s not what I meant. I similarly rely on Trump’s excuse for his racist remarks. He loves everyone who doesn’t look like him, because after all, we’re all descendants of the same monkey; but wait, didn’t Trump also mock Mr. Kovaleski, a disabled reporter for the New York Times?

I don’t know how this will sit with Mr. Hawking whose current physical state is worse than Kovaleski’s. But despite Trump’s Oscar winning performance on T.V. mimicking Mr. Kovaleski’s disability and therefore undisputably mocking Mr. Kovaleski, Trump categorically denies that he was mocking him and that he would never mock a disabled person. This guy is totally unfit to be president of our country. Our society is not a homogenous block of corn hairs. People from all over the world migrate here and eventually become American citizens. All of us are Americans, disabled or not, Christian or not, regardless of all our different ethnicities. This is why America is the greatest country in the world as it has always been, and we don’t need Trump to make us great again, because Americans are a just and kind and courageous people who seek what is good and seek divine mercy and guidance. It is our God, Yahweh who makes our country great. It is all of us Americans who make America great. It is not Trump who makes America great. It is all Americans, you and I, all of us Americans, all of us a lot handsomer and prettier than Trump, all of us guided by the one true God, who make America great! I will discuss the rest of the subject matter next week, including why Hilary will beat Trump to become the first woman president of the United States. “Trust in the lord with all your heart, and lean not on your own understanding; in all your ways acknowledge him, and he shall direct your paths.� Proverbs 3:5 Lawrence Bautista Yang is a graduate of Georgetown University Law Center and has been in law practice for thirty years. He specializes in bankruptcy, business and civil litigation and has handled more than five thousand successful bankruptcy cases in California. He speaks Tagalog and looks forward to discussing your case with you personally. Please call Angie, Barbara or Jess at (626) 284-1142 for an appointment at 1000 S Fremont Ave, MAILSTOP 58, Building A-1 SUITE 1125, Alhambra, CA 91803 OR at 20274 Carrey Road, Walnut, CA 91789.

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Weekend Balita, Sat.-Fri., September 17 - 23, 2016

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Caregiver law requires overtime pay

Chicken in the courtroom Did you ever experience entering into an agreement that ended up with misunderstanding? It could be because you attached a different meaning to the same word or both of you used the same word but meant differently. It is actually pretty common. In fact, one of the most popular cases in the United States is a full blown litigation between a Swiss company and a New York company about what the word “chicken� means. That case which came to be known as “The Chicken Case� is a fierce legal battle between Frigaliment Importing Co. and B.N.S. International Sales Corp. Its popularity among law students and legal practitioners is probably because it is a very good illustration of issues that may arise in contracts and because it is actually funny that the question being litigated is seemingly very simple. How much more simpler can it get? I am sure all of us know what a “chicken� is. Well, at least that’s we think until this chicken case. Frigaliment, a Swiss company, offered to buy chicken from B.N.S. International Sales Corp. (BNS), an American corporation. When the shipment arrived, Frigaliment complained and later sued BNS for breach of warranty, claiming that BNS delivered goods that did not meet the description in the contract. It is true that BNS delivered chicken but it turned that Frigaliment had a different understanding of what a chicken should be. At trial, Frigaliment offered evidence that at least some suppliers and journals differentiate between “chickens� and “fowl. BNS, on the other hand pointed out that the Department of Agriculture’s grading regulations include broilers and fowl in the definition of the term “chicken.� Apparently, Frigaliment used the English word "chicken" to mean young chickens, instead of the German word "huhn," which includes stewing chickens (fowl). Frigaliment intended to purchase only young

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chickens suitable for broiling and frying (broilers). BNS, on the other hand, interpreted Frigaliment’s order for “chickens� as encompassing all types of chicken, including fowl. This case shows that even the simplest and most common term like the word “chicken� may cause contractual issues. That is why when dealing with contracts, it is important to make sure that terms of the agreement are clear, definite and certain. It is also helpful to make sure that the parties of the agreement reach that so called “meeting of the minds� – that they have the same understanding of the terms of the agreement. Therefore, it is best to consult a lawyer when entering into an agreement or interpreting an agreement that has already been entered into. A lawyer will not only help you ascertain the terms but that those terms are written in a manner that clearly expresses what were agreed upon. The lawyer can help you understand and ascertain the terms and express those terms using the proper language. And if you are already in the midst of a dispute, you may call us and we can assist you. Caesar S. Natividad, Esq. is a Filipino lawyer who has practiced since 2000. He has an MBA degree from the Drucker School of Management. He graduated from Western State University with cum laude honors even as he worked full-time while studying law. He practices in the areas of employment law, physical injury, family law and bankruptcy. If you would like to talk to an attorney about your situation, don’t hesitate to call (323) 540-5800 now! Initial consultation is always free.

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Under California law many caregivers must be paid overtime compensation when working more than 9 hours a day or 45 hours a week. In my experience, very few 24-hour caregivers are paid correctly. With California’s increase in the minimum wage to $10 an hour, many 24-hour caregivers must be paid a minimum of $315 a day to comply with the current law. If you are working as a caregiver and paid a day rate less than $315, under California law, you are not being paid any overtime and may have a substantial unpaid overtime claim. Oftentimes, employers attempt to avoid liability by claiming the caregiver is an “independent contractor.� In most circumstances, this argument will fail as typically employers maintain significant control over the caregiver. The change in the overtime rules for caregivers became effective on January 1, 2014, when the Domestic Worker Bill of Rights (DWBR) became law. Previously, employees who qualified as “personal attendants,� including caregivers, nannies and babysitters who worked in private households did not qualify for overtime. The DWBR eliminated the overtime exemption for personal attendants and provides that personal attendants “shall not be employed more than nine hours in any workday or more than 45 hours in any workweek unless the employee receives one and one-half times the employee’s regular rate of pay for all hours worked over nine hours

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in any workday and for all hours worked more than 45 hours in the workweek.â€? Now, caregivers, nannies and babysitters (with limited exceptions) must be paid overtime compensation. Unfortunately, this law does not cover IHSS workers and those caring for close family members. Under Labor Code § 1194, caregivers are not only able to recover their unpaid overtime in a civil action, but they also may recover reasonable attorney’s fees and costs. California law also provides interest and penalties for workers who are not properly paid overtime compensation. If you are working as a caregiver who is not paid overtime when working more than nine hours a day or 45 hours a week, you should consult with an attorney to discuss your rights under this law. With all the penalties, interest and attorneys fees allowed, claims often exceed $100,000 for 24-hour employees working just over 1 year. Article written by Daniel Chaleff, Employment Law Attorney of Chaleff Rehwald. Mr. Chaleff has been practicing employment law for over 21 years. For free and confidential consultation call (818) 807-4168.

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How federal funds rate hike will affect the market The Federal Reserve last week showed signs that it might raise short-term interest rate combined with rate increases in December. The news rippled across the U.S. economy, with the stock market taking a small dip for a couple of days dropping by close to 400 points on the Dow. . But Fed policymakers have stressed they intend to move gradually and in small increments, and will pull back if the economy falters, tempering the impact on consumers and businesses. How will the rates rising affect the following sectors? HOUSING Perhaps no sector has benefited more from the super-low rates than housing, which was devastated by the real estate crash. Home sales are expected to total about 5.7 million this year, up from 5.4 million in 2014 and 4.6 million in 2011. The recovery can at least partly be traced to 30-year fixed mortgage rates that remain below 3.75%, down from about 6% in 2008, keeping borrowing costs low for buyers. That is what I call “Cheap Money”. But today’s housing market is supported by far more than low mortgage rates — namely steady job and economic growth. What’s more, 30-year mortgages are priced off 10year Treasury note yields, which do rise as short-term rates climb, but not as steeply. The potential rate hike might have virtually no immediate impact on Treasury or mortgage rates, noting markets already have priced in the move. Assuming the Fed raises its rate by a percentage point over the next year, I would think that 30-year mortgage rates to drift from

3.3% to3.70% during the period. That would boost the monthly cost of a typical $325,000 mortgage by $72.00 to $1,495.92 — not enough to deter most buyers. Adjustable-rate mortgages, many of which are modified annually, could increase about twice as rapidly, by about a half a percentage point. Yet as long as job growth and aggregate U.S. incomes increase proportionally. A far bigger issue on home sales, is a limited supply that should push up prices by nearly 5% both this year and in 2017 in some areas. Therefore, expects home sales to increase 3-8% in 2017, down from 8% a few years ago, with higher rates holding back 1% to 2% of deals. AUTOS Auto sales are likely to top 17 million this year for the first time since the Great Recession, juicing the economy. With the improving economy and job market, low gasoline prices, and consumers’ need to replace aging vehicles are more significant. The typical car on the road is 11½ years old, a record high, according to IHS Automotive. CONSTRUCTION Construction spending is up a healthy 10.7% this year as manufacturing, hotel and office building takes off. Slightly higher borrowing costs for projects is unlikely to alter that dynamic.

Showing confidence , a move by the Fed might provide a signal to nervous investors that the US Economy is strong and will continue to grow. Higher rates could also attract more foreign investors in all types of assets, including real estate. For manufacturers looking to expand for the fast-growing auto and aerospace sectors or office developers serving Millennials moving to cities, a small rise in borrowing costs will barely register as a threat. . But the hotel- and warehouse-building craze may be winding down, and a modest rise in rates could discourage some activity in those industries.Mainly because it seems to be overheating. BANKS The BIG banks are among the few winners spawned by a Fed rate hike. Low rates have forced banks to make do with smaller margins between the interest rate they offer depositors and the rates they charge consumers and businesses for loans. The most immediate impact of a Fed move will be on the credit cards and home equity loans offered by the nation’s largest banks. Those rates are variable and so should rise quickly in response to a higher fed-funds rate, which is what the Fed charges banks for overnight loans. In other words, banks will pass along their higher borrowing costs to consumers and businesses. With Bank interest rates rising at a minimal, I don’t think that will be enough motivation for consumers to park their money, I am still placing my bets on Real Estate. Consumers will have to be getting a 3-4% rate of return on their money in order for them to park it there. Real Estate investing will surely

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give them at least that much if not more. Money Market Funds A lot of investors have moved out of money market funds to increase their profits. But like bank offered interest rates, consumers will likely want to see much higher return. As I have mentioned before, rates going up slightly will be good for the overall economy and still homeowners will still get home mortgage rates below 4% by mid next year. Way better than when I started this business, rates where in the double digits. Thanks for your inquiries and comments. Please call Ken Go of 1st Innovative Finance at 562-508-7048 or write to Kennethgo@verizon.net. BRE 01021223 NMLs 238636

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Andanar: Duterte made Filipinos proud

Weekend Balita, Sat.-Fri., September September 17 - 23, 2016

OPINION

MANILA, Sept. 11 (PNA) – President Rodrigo R. Duterte’s first foreign trips gave pride to Filipinos as he fought for their rights and the nation’s interests. Thus did Presidential Communications Office (PCO) Secretary Martin Andanar in an interview Sunday over Radyo ng Bayan sum up the just-concluded visits of the President to Laos and Indonesia. Secretary Andanar said President Duterte’s pronouncement that our country will pursue an independent foreign policy was the most important message of the overseas travel. He called on Filipinos to stand on their feet and proudly wave the Philippine banner as he echoed anew what the President has been repeatedly telling about the lessons in our history during the Spanish rule and American colonization. “Mahalaga din na naiparating ng ating Pangulo sa ibang bansa na tayo’y nakikiisa sa ASEAN region pagdating sa foreign trade, pagdating sa panawagan natin na kailangan masusunod -- rule of law,” the PCO chief said, citing as example the decision of the International Arbitral Tribunal on the West Philippine Sea.

Duterte commits to pursue peace diplomacy MANILA, Sept. 11 (PNA) – President Rodrigo R. Duterte reiterated his stand on the peaceful settlement of disputes and vowed to pursue an independent foreign policy. In his arrival press conference on Saturday at the Davao International Airport, the President said, “In our foreign relations with the world, the Philippines will pursue an independent foreign policy. We will observe and I must insist, I repeat, I must insist on the time-honored principles of sovereign equality, non-interference and commitment to peaceful settlement of disputes to best serve our people and to protect the interest of the country.” President Duterte led a 30-man Philippine delegation to the just-concluded 28th and 29th Association of Southeast Asian Nations (ASEAN) Summits in Laos followed by a working visit to Indonesia. “I do not have an obligation to please everybody or to please one person. But if you’re a Filipino, I am at your service because I work for you. I receive my keep for the day from the pocket of the people,” he said. Recounting what transpired in Vientiane, PRRD said everybody, especially the ASEAN leaders, were concerned about the China issue and hoped the conflict would not go out of control or result in any military confrontation. “We have been very consistent that we can only talk about this issue in peace and we avoid challenging and you know expressions of anger, because after all, you cannot solve this problem with anger,” the President said. “But I assured everybody that there are only two options there: You go to war and pick a fight, which we cannot afford at all, or talk, and because also of the desire of everybody to avoid any regional conflict, that might not really be good at all.You have to talk with sense and we appeal to the humanity of the fellow in front of you,” he stressed.

Balita

The war on drugs successful?

Communications Secretary Martin Andanar is saying that the government’s relentless drive against banned narcotics was a success due to the high number of drug addicts who voluntarily surrendered to the police and undergo drug rehabilitation. As of this week, the latest police tally who voluntarily gave themselves up has reached 700,000. But there have been close to 4,000 drug addicts and pushers who were either killed by police in “buy bust” operations or were liquidated by “vigilantes.” With the growing number of drug users surrendering everyday, the government now has to find a place where they will be housed temporarily until they’re able to kick their addiction from the banned drugs. Andanar’s premature announcement of success against illegal drugs might have some semblance of truth, in the sense that people are now much safer than before because the Duterte government was able to instill fear among drug lords, peddlers of illegal drugs, as well as drug addicts. But I believe that these drug addicts and pushers gave themselves up to police not because they want to be rehabilitated, but for fear of getting killed by either the police or vigilantes. Except for Iloilo, big time drug lord Melvin “Dragon” Odicta and his wife, who were both shot dead last month by unidentified assailants in Caticlan, Aklan, no other well known drug lords, financiers or illegal drug laboratory owners have been arrested and charged in court. Even the five police generals implicated by President Duterte have not been formally charged in court. The people however are happy the way things are unfolding everyday regarding the government’s campaign against the banned narcotics. • After publicly humiliating and demonizing Senator Leila de Lima for her alleged connection with big time drug lords serving time at the National Bilibid Prison (NBP), President Duterte appeared to have slowed on his attack on the former justice secretary. If and the police as well as Justice Secretary Vitaliano Aguirre has the “goods” to nail down Senator de Lima, they should do it now for them not to be accused of witch hunting. People are excited and eagerly awaiting if Ronnie Dayan, the alleged paramour and driver/bodyguard of Senator De Lima, will show up and testify in court against his former lover. Government sources are saying he is now undergoing investigation and that government lawyers will use him as state witness against De Lima.

De Lima is being accused as the alleged protector of big time drug lords inside the NBP. Rumors had it that De Lima is reportedly raking millions of pesos through Dayan, some of which were used to bankroll her successful senatorial bid. These drug lords, so far, have not made any affidavit to link De Lima in their nefarious drug business, however. Hopefully, fugitive drug lord Kevin Espinosa, son of Albuera, Leyte Mayor Rolando Espinosa, will show up and surrender to name some lawmakers, police generals and other officials who allegedly protected him for so many years while peddling his illegal narcotics trade in the entire Eastern Visayas unopposed. • Barely three months after stepping down from office, former President Benigno Aquino III has been facing charges in court one after the other. The latest of which involved his alleged refusal or inaction to collect P100 billion in taxes from Pilipinas Shell Petroleum Corporation (PSPC). Aquino and his former Finance Secretary Cesar Purisima and officials of PSPC are facing graft charges before the Office of the Ombudsman. The charges were filed by former Customs Commissioner Napoleon Morales, former customs port. Collector Juan Tan and a newspaper publisher identified as Lourdes Aclan. According to the complaint, it was alleged that PSPC misclassified their gasoline importations and refused to pay the proper excise tax as well as the Value Added Tax (VAT) from year 2004 to 2009. In their affidavits, the petitioners claimed that despite repeated letters to Aquino and Purisima, the former President refused to take action and ignored the irregularities committed by PSPC up to his last days in Malacañang. Maybe PSPC was one of the biggest contributors who bankrolled the successful presidential bid of President Aquino is 2010. And maybe, President Aquino was just paying back his debt to a political patron. We will see how Ombudsman Chief Conchita Morales will handle the graft case filed against her former boss and benefactor. This will be a test on the integrity of Ombusdman Morales if she will act on the case based on the merits of the complaint or just throw it away on some technicalities she will come up with to save the neck of her former benefactor. Morales should be very cautious in dealing with this graft case of “Noynoy” and Purisima if she wants to avoid to get the ire of Duterte. As everybody knows, Duterte hates corruption in government. He doesn’t have the stomach for it.

Sen. Hontiveros says ‘harm reduction’ strategy vs. drugs needs more attention By Azer N. Parrocha

MANILA, Sept. 12 (PNA) – Senator Risa Hontiveros has said that in the campaign against illegal drugs, it is important to review different models that succeed, such as a “harm reduction” strategy or drug prevention. During the recently concluded 5th Regional Medical Students’ Convention in Cebu City, Hontiveros said the best way to address the multi-faceted problem of illegal drugs is through a public health framework. “Harm reduction strategy lessens the demand for illegal drugs. If there is a strong demand, supply will always find a way,” she said. She further noted the need to prioritize efforts to ensure that those who need help would get the help that they need, as well

as to educate people on the costs of addiction. The neophyte senator meanwhile encouraged students in the medical field and health advocates to “speak out against the harm brought about by a limited war on drugs”. “Health professionals and public health advocates like you know that there are broader, even more efficient, tried and tested ways to solve the problem of drug addiction,” Hontiveros said. She pointed out that solutions that fail to consider human rights are not solutions at all since they divide people instead of uniting them. “This war on drugs should not be a war against people, or worse, a war against the poor. With a death toll so far of at least 2,000, this so-called war cannot continue as it is,” she said.

Balita Weekend Balita, Sat.-Fri., September 17 - 23, 2016

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ENTERTAINMENT

Robin reacts to BB’s decision to change name, gender

Robin Padilla has finally reacted to the decision of BB Gandanghari to formally file a petition before a court in California to change her name and gender. In an interview at the sidelines of the baby shower for his wife Mariel Rodriguez, Padilla said he doesn’t question Gandanghari’s move as long as she is happy with it. “Mukha naman siyang masaya. Basta masaya siya, masaya na rin ako. Hindi naman ibig sabihin nun

na kung ako ay masaya, ako ay 100% na sampalataya sa ginagawa niya. Basta mahal natin sa buhay, masaya sila, tama o mali, masaya siya, okay na rin,” he said. “Ako lang, hangga’t wala kang sinasaktan na kapwa mo, okay sa akin lahat iyan. Sa palagay ko naman, masaya lahat ng nasa paligid ni utol, eh ‘di sige,” he added. Last month, Gandanghari shared on Instagram a photo of the document which she filled out indicating

Kris Aquino leaves ABS-CBN After 22 years as one of the top stars of ABS-CBN, Kris Aquino has decided to leave the network as she is set to do a TV project with APT Entertainment, Inc., which is closely associated with rival GMA-7. Aquino announced this on Monday in a series of posts in her Instagram page. Aquino confirmed she had a meeting with Kapamilya network last July but said that “there was no definite show and no assured time frame of my return on air.” “I perfectly understood- as much as I wanted to believe I was a pillar of the network, everybody is dispensable. And I say that with no bitterness- just HONESTY. So to all of you saying please don’t leave- it wasn’t a choice that was just mine to make. I take my share of the responsibility. And I say that with so much gratitude in my heart,” Aquino wrote. The television host said it was her manager Boy Abunda who reached out to APT’s Mr. Tony Tuviera. “Our plan was initially just a digital initiative- I know you miss my #foodtrips & my #cooking #recipes #roadtrips & #travel... But maybe my guardian angel in heaven (could it have been you, Mom?) was working overtime & what was an attempt at something new & experimental, evolved into a vision & a presentation that felt perfect for who I am now & for our TV collaboration,” Aquino shared. Aquino expressed gratitude to ABS-CBN and her new “family.” “This is the 1st & last I shall say about this chapter of my life. You deserved the true story & I gave you my truth, so that we may all move forward... So here’s a shoutout of THANK YOU to the Kapamilya Net-

her intention to change her name from Rustom Padilla to Binibini Gandanghari. She also shared another page of the document where she checked the box corresponding to her choice to change her gender from male to female. “CHANGE is coming... Big time!!!” she wrote in the caption, saying it is now just a matter of time before her change of name and gender finally becomes official. Padilla came out of the closet during the celebrity edition of the ABS-CBN reality show “Pinoy Big Brother” in 2006. Padilla eventually decided to take the name BB Gandanghari. She clarified that she is a transgender and not gay. (MNS)

Robin Padilla

Mariel to give birth in the US

Kris Aquino

work ABS-CBN for all that was, and here’s a shoutout of THANK YOU to my new APT family for all that will be. And most of all my THANK YOU to all of you for allowing me to just be me,” Aquino ended. Just last month, Aquino mentioned on Instagram that she was meeting with ABS-CBN to discuss her “return to TV” after taking a break due to health problems. However, after two weeks, Aquino posted a photo of her meeting with APT bosses Tony Tuviera and Mike Tuviera. APT stands for Antonio P. Tuviera, and is a subsidiary of TAPE Inc., the producer of “Eat Bulaga,” among other shows. Aquino’s morning show on ABSCBN, “Kris TV,” aired its final episode on March 23 after she decided to take a break from show business because of health problems. “Alam nating lahat na mahirap umalis at mahirap asahan na makakabalik ka at the same level you were nung umalis ka. Pero naramdaman ko naman siguro namuhunan na ako. Twenty years na from October 28, 1996 nung nag-start na araw-araw, all the way to March 26, 2016.

After holding a successful baby shower, Mariel Rodriguez revealed that she will be leaving later this month for the United States where she will give birth. Robin Padilla explained that he and Rodriguez came up with this decision because of the TV host’s delicate pregnancy. “Una, siyempre kailangan malaman ng karamihan na ‘yun pong pagbubuntis ni Mariel ay napakadelikado. Iyan po ang isa sa mga pagsubok na dinadaanan ni Mariel. Hindi naman po namin sinasabi na hindi kaya dito iyan sa Pilipinas. Kaya!” he said. “Pero nandoon ang technology. Nandoon kaagad. Huwag na natin hintayin na nandiyan ang problema bago tayo aaksyon. Nandoon na eh kaya mas pinili namin na doon siya para naka-stand by ang lahat,” he explained. Rodriguez said she doesn’t know until when they are going to stay in the United States because it will all depend on the baby. “I think the baby deserves that, ‘yung 100% full attention maibibigay namin sa baby. We prayed so hard for this. I think the baby deserves it na ‘yung attention mo 100% nasa kanya, maaalagaan mo siya, matututukan mo talaga siya,” she said. Asked if they will immediately share a photo of their daughter on social media right after Rodriguez gives birth, Padilla said: “Wala

Mariel Rodriguez

namang problema doon pero huwag na muna. In time.” Meanwhile, Padilla shared that his son and daughters are already looking forward to meeting baby Isabella. “Yung mga babae natutuwa sila na babae. Si Ali, gusto niya lalaki kasi gusto niya magkaroon ng kapatid na lalaki. Pero ang importante natuloy na. Nalungkot din sila nung [nagka-miscarriage si Mariel],” he said. Rodriguez is due to give birth sometime in November. She first confirmed her pregnancy in May, eight months after suffering her second miscarriage. She lost her first pregnancy in March last year. (MNS)

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Health groups criticize DOH for ‘overdependence’ on PhilHealth By Leilani S. Junio

MANILA, Sept. 11 (PNA) – The Health Alliance for Democracy (HEAD) has criticized the Department of Health (DOH) for being “overly dependent” on the Philippine Health Insurance Corporation (PhilHealth) in terms of providing health services to the public. Dr. Joseph Carabeo, HEAD Secretary-General, lamented that the DOH relies mainly on PhilHealth instead of directly providing health services to the people. Dr. Carabeo said that dependence of the agency on PhilHealth is a reflection that they are abandoning their duty. He said that since health is a right, ideally it should also mean that it will be a government’s responsibility to its people. “The government has the responsi-

bility to provide all opportunities for a meaningful health intervention and health outcome,” he added. He said that PhilHealth is not strictly a government service agency though it is a government-owned and government-controlled corporation (GOCC). “It is still a financial, insurance system. With an insurance system, the government is still out of it,” he added. Dr. Carabeo also said that PhilHealth is almost always concerned with financial sustainability than providing services to people. “You don’t start giving health services by delimiting yourself with financial concerns,” he said. He said that proofs of these are the existence of guidelines in availing of the case rates to maximize the expenses and achieve sustainability by

aiming for collection and more profits from the venture. He also said that in actual scenarios in hospitals, the poor are spending more through out-of-pocket expenses or make the people pay more for their health services. “The fact that we are still spending, what do we actually get from PhilHealth?,” he asked. As an example, he said if one is hospitalized due to gastroenteritis, the requirement to avail of the reimbursement for the said case rates is confinement of at least three days. He said that in that period, other expenses are being spent by the patient because if there is no available intravenous fluid, the patient’s companions/relatives are forced to buy it outside the hospital. “So that forms part of the outof-pocket expenses,” Carabeo said,

adding that selective and limited services is resulting to a situation wherein people have to pay for their health services. In addition, he also mentioned that expenses on medicines also add up to the out-of-pocket expenses incurred by patients. “In Cuba, there are no out-of-thepocket expenses for the people. You don’t have to demand health services. It’s a regular thing. That’s how beautiful it is there,” he said. “The simplest thing that the government can bring back to the people is services on their health,” he stressed. The objection is made in line with the drastic reduction of PHP38.9 billion in the Maintenance and Other Operating Expenses (MOOE) and Capital Outlay (CO) allocations in the proposed 2017 DOH budget.

Australian mental illness cost tops 150 bln U.S. dollars: report CANBERRA, Sept. 11 (PNA/ Xinhua) – The annual cost of mental illness in Australia has topped 150 billion U.S. dollars, a report has found. The annual Herald-Lateral Economics Index of Australia’s Well-being found that the impact of mental illness on Australia’s economy in the last year was 30 billion U.S. dollars more than 10 years ago. Nicholas Gruen, the index’s author and chair of the Australian Center for Social Innovation, said the effect that mental well-being has on the economy is underestimated. “We’re not good at dealing with

mental illness, and political debate rarely rises above advocacy for more funding - often for professionals,” Gruen told Fairfax Media in comments published on Sunday. “We need to confront our ignorance and build a learning system that systematically experiments to find solutions based on sound evidence that communities can embrace.” The index used traditional measures such as days taken off work due to mental illness as well as diving deeper to put a dollar figure on poor mental well-being. In the financial year ending June 2006, the index found the cost of men-

tal illness to be 120 billion U.S. dollars, but that climbed to 153 billion U.S. dollars in the last financial year. Australia’s rising rate of obesity also had a significant economic impact, with the index reporting that the well-being cost of obesity reached 92 billion U.S. dollars in the last financial year. Despite the climbing cost of mental health, the index found that general well-being Australia-wide rose by 2.5 percent in the last quarter of the year due to the rise of Australians aged between 20 and 64 with formal qualifications. The index said that the post-school

qualification rate for that age group was 60 percent, up from 47 percent in 2006.

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All-new 2017 Honda Civic Hatchback arrives this fall in US First 5-door Hatchback for Civic lineup that combines Euroinspired styling and five-door versatility TORRANCE - Arriving this fall in North America, the 2017 Civic Hatchback is the latest addition to the much-heralded 10th-generation Honda Civic lineup, joining the 2016 North American Car of the Year – the Civic Sedan, and the Civic Coupe that launched earlier this year. The 2017 Honda Civic Hatchback combines striking, Euro-inspired styling and five-door versatility with the Civic’s world-class driving dynamics and Honda direct-injected turbo engine technology. The Civic Hatchback, scheduled to arrive this fall at Honda dealers nationwide, also will serve as the basis for the radical new Civic Type-R launching in the U.S. in 2017. “The Civic Hatch has been a staple for Honda in Europe, but has long been the forbidden fruit for Honda fans in the U.S.,” said Jeff Conrad, senior vice president and general manager of the Honda Division of American Honda Motor Co., Inc. “Now, we’re bringing this sporty, stylish and versatile Civic Hatchback to North America, as we amp up the performance of our incredible Civic lineup with each new Civic model.” Built on the same world-class platform as the 10th-generation Civic Sedan and Coupe, the 2017 Honda Civic Hatchback offers an appealing combination of sporty styling, efficiency, interior utility and

premium features. The Civic Hatchback will be available in LX, Sport, EX, EX-L, and Sport Touring trims, and will feature a single engine for the U.S. market: a 1.5-liter DOHC direct-injected turbocharged inline 4-cylinder with peak output of 174 horsepower and 162 lb.-ft. of torque in LX, EX and EX-L trims with CVT, 174 horsepower and 167 lb.-ft of torque in the LX with 6-speed manual transmission, 180 horsepower and 162 lb.-ft. of torque in the Sport and the all-new Sport Touring grade with CVT and 180 horsepower and 177 lb.-ft. of torque in the Sport with 6-speed manual. The Sport and Sport Touring trims feature a high-flow center-mounted exhaust. The turbocharged engine will be offered with either a sporty CVT (all trims) or a performance-inspired 6-speed manual transmission (LX and Sport). EPA fuel economy ratings are 31/40/34 mpg (city/highway/ combined) for CVT-equipped LX, EX and EX-L models, 30/36/32 mpg for CVT-equipped Sport and Sport Touring trims and 30/39/33 mpg for the 6-speed manual equipped LX and Sport models. These numbers are based on the newer, more stringent model year 2017 EPA ratings requirements and put the 5-door Honda Civic Hatchback at the top of its class. Working in concert with the

The new Mercedes-AMG GT Roadster: Open-top driving performance as a twin pack Mercedes-AMG is blowing even more fresh air into the AMG GT family. Shortly after the world premiere of the AMG GT R, the sports car and performance brand from Affalterbach is presenting two exciting roadster variants of the two-seater sports car. Alongside the AMG GT Roadster*, the AMG GT C Roadster* enhances the portfolio with a completely new model variant. With an output of 410 kW (557 hp) and peak torque of 680 Nm, the AMG GT C is the most powerful new Roadster variant and uses some of the technical refinements of the AMG GT R. These include active rear axle steering and the electronically controlled rear axle locking differential. In combination with the AMG RIDE CONTROL sports suspension, the AMG GT C Roadster guarantees dynamic performance at the highest level. The top Roadster also takes its lead from the top AMG GT R sports car where muscular proportions are concerned: the wider rear wings create space for a wider track and wider wheels at the rear axle, allowing even higher cornering speeds and best traction. The variable performance exhaust system also ensures an authentic V8 sound from the AMG Roadster. The new Roadsters make hallmark AMG driving performance an even more intensive experience. “With our two Roadster models, we are strategically expanding the AMG GT family by two exciting variants. With the AMG GT C Roadster, we are also introducing a new model variant to which we have transferred main performance-related components

Filipino-American Raymond Orosa of MB Encino. Photo: Angel Tahimik

from our top sports car, the AMG GT R. The result: a highly dynamic driving experience in a very exclusive ambience, coupled with that pure roadster feeling,” says Tobias Moers, Chairman of MercedesAMG GmbH. * Fuel consumption, combined: 11.4 – 9.4 l/100 km; CO2 emissions, combined: 259 - 219 g/km With the two Roadster variants, the MercedesAMG GT family has now increased to five members. The two new sports cars with fabric soft tops likewise have the technical genes for which AMG is famous. These include e.g. the lightweight and torsionally rigid aluminium bodyshell plus powerful and efficient V8 biturbo engines. The entry level into the Roadster. For a closer look at the new 2017 Mercedes-AMG Roadster or any other Mercedes vehicle, Come and visit our kababayan at MB Encino, where kababayan Raymond Orosa. You can reach him at 818.536.2413 or go toMercedes-Benz of Encino at 16721 Ventura Blvd., Encino, CA 91436.

Honda turbocharged powertrain is the Civic’s more rigid and lightweight body and sophisticated chassis design, featuring a fully independent suspension system with liquid filled bushings, front and rear; sport-tuned electronic power steering with variable gear ratios; and powerful 4-channel anti-lock disc brakes with Electronic Brake Distribution and Hill Start Assist. The interior of the 2017 Honda Civic Hatchback carries through on the modern, sophisticated and premium quality of the 10th-generation Civic lineup, with high-grade materials and finishes applied liberally throughout. In terms of packaging, the 2017 Honda Civic Hatchback delivers class-leading volume and cargo capacity, including a roomy interior (122.9 cu. ft.), best rear seat legroom (36.0 inches) and largest cargo carrying capacity in the competitive set. Available on most trims (and standard on Sport Touring) will be the Honda Sensing™ suite of safety and driver-assistive technologies, which includes Collision Mitigation Braking System™ (CMBS™), Forward Collision Warning (FCW) integrated with CMBS, Lane Keeping Assist (LKAS), Road Departure Mitigation (RDM), Lane Departure Warning integrated with RDM and Adaptive Cruise Control (ACC) with LowSpeed Follow. Other available features include Honda Display Audio with Apple CarPlay™ and Android Auto™ (EX and above trims), heated front seats and heated side mirrors, power driver and front-passenger

19

seats, remote engine start and more. The Civic Hatchback’s all-new Sport Touring grade makes Honda Sensing™, Apple CarPlay™ and Android Auto™ and LED headlights as standard equipment, while adding heated rear seats and other features. Meanwhile, if you want to belong to the select group of Honda owners, all you have to do is visit the Diamond Honda of Glendale and get in touch with our kababayan Orly Roque, who are more than ready to serve you and find you your new Honda Hybrids or any other Honda vehicle and be assured of top fuel efficiency as well as safety and maintenance. These are just some of the reasons why Pinoys come to the dealership. Above all, at Diamond Honda of Glendale, customers are treated like Diamonds! That statement is backed up by General Manager Philip Keung, who has endeared himself to Filipino customers because of his professionalism and his recognition and vast understanding of Honda’s multi-ethnic market. “He is a great anchor. We rely on his wisdom and professional savvy all the time. He is very helpful to the Filipino salesmen and customers alike,” says Orly. Diamond Honda of Glendale is located at 138 S. Glendale Avenue, Glendale, CA 91205. Its toll-free number is 1.866.237.7092.

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23

US press attaché: US to continue working with PHL in many areas of ‘mutual concern’ By Connie B. Destura

MANILA, Sept. 13 (PNA) – The United States will continue to work together with the Philippines in the many areas of mutual interest to the two countries, said US Press Attache Molly Koscina. Koscina, in an interview with PNA Tuesday, cited the two-day seminar for regional media held at the US Embassy in Manila that ends today as an area of mutual concern to both the US and the Philippines. The seminar, which has media representatives from across the country as participants, is on the “Role of Media in Disaster Preparedness and Emergency Management.” Koscina cited other areas of shared interest between the two countries such as counter terrorism, improvement of life of the Filipino people and the upholding of shared democratic values. “Our relationship is very broad and our alliance is one of the most

enduring and important relationship in the Asia Pacific,” she said. According to her, the Philippines’ and the US’ relationship has been the cornerstone of stability for more than 70 years, and is an “important relationship in the Asia Pacific.” “It is built on shared sacrifice for democracy, human rights and built on strong people ties,” she added. When asked how many US troops are in Mindanao, Koscina said she will refer the question to the defense department. In a speech on Monday, President Rodrigo Duterte said he wants US forces to pull out of Mindanao as he pushes for an independent foreign policy. “Yung mga (Those) special forces, they have to go. They have to go. In Mindanao, maraming mga puti doon (there are many whites there). They have to go,” he said during the oath-taking of 43 new appointees in Malacañang.

Clinton holds 5-point lead over Trump nationwide in US presidential race

MOSCOW, Sept. 11 (PNA/Sputnik) – United States Democratic presidential nominee Hillary Clinton has taken a five-point lead over her Republican rival Donald Trump, according to a new Washington PostABC News poll. Clinton is leading Trump 46 to 41 percent nationwide, the poll revealed late on Saturday. However, Trump’s supporters express greater interest in the campaign and voting process

than those of Clinton, which could impact the turnout and the results of the race, it showed. Two other contenders for the US presidential seat, Libertarian Party’s Gary Johnson and Green Party’s Jill Stein, received 9 and 2 percent support, respectively. The survey was held on Sept. 5-8 among 642 registered voters. The US presidential election is scheduled for Nov. 8.

Nursing Home, doctors in illegal patient-transfer scheme pay over $3.5-M

LOS ANGELES – A Los Angeles nursing home and two physicians who worked at the facility have paid $3,563,140 to resolve civil allegations that they participated in a scheme to improperly transfer patients recruited from the “Skid Row” district to a hospital for medically unnecessary services, and then transfer the patients from the hospital to the nursing home for medically unnecessary stays. Westlake Convalescent Hospital; Dr. Jasvant Modi, who worked at Westlake; and Jasvant Modi’s wife, Dr. Meera Modi, paid the settlement on August 3 to resolve a federal “whistleblower” lawsuit. The settlement was announced today after United States District Judge Beverly Reid O’Connell dismissed the action. Between 2008 and 2010, AJIT Healthcare, Inc., doing business as Westlake Convalescent Hospital, allegedly paid illegal kickbacks to a “care consortium” on Skid Row in exchange for patient referrals to Westlake. During that period and after, Jasvant Modi allegedly readmitted patients from Westlake to the now-closed Temple Community Hospital and then back to Westlake to extend the patients’ Medicare-covered stays at Westlake, knowing the patients did not require further services at either facility. Meera Modi allegedly signed medical orders for non-payable services for these same patients. Westlake allegedly billed Medicare and Medi-Cal for medically unnecessary services provided to these patients. “Patient-transfer schemes such as this victimize vulnerable members of

our society as well as taxpayer-funded programs designed to aid them,” said United States Attorney Eileen Decker. “Such schemes are a clear abuse of the physician/patient trust and a fraud on American taxpayers.” Westlake and the Modis were named in a lawsuit that alleged the nursing home and the Modis knowingly submitted false claims to Medicare and Medi-Cal for services to patients for medically unnecessary services. “This round-robin system of moving mostly homeless and vulnerable people from the hospital to a nursing home and back, purely for profit not patient care is unacceptable. As this case illustrates, we will work diligently to investigate providers who abuse the system and take advantage of the elderly and disabled,” said Chris Schrank, Special Agent in Charge for the Department of Health and Human Services, Office of Inspector General (HHS-OIG). “These were medically unnecessary services which placed the ‘patients’ and federal health care systems at risk and this type of conduct will not be tolerated.” This case is related to a large-scale scheme to defraud Medicare and Medi-Cal through the illegal recruitment of Skid Row residents for medically unnecessary medical procedures at area hospitals and medically unnecessary stays at nursing homes. In December 2013, Dr. Ovid Mercene pleaded guilty to a tax offense related to his admission of patients, most of whom where homeless, to Temple Community after they had been referred from a purported “care consortium.”

”I do not want a rift with America, but they have to go. The Americans, they (Abu Sayyaf bandits) will really kill them. They will get ransom and they will kill (them),” he said. President Duterte also mentioned the Bud Dajo incident, a “counter-in-

surgency action fought by the United States against the Moro”, where hundreds of Muslims were killed. With many still remembering such historical injustices, he said, many Mindanaoans are still angry when they see Americans in Mindanao.

County Registrars fielding calls from concerned voters who received mailings indicating they are not registered to vote

NORWALK, CA – September 9, 2016 – The California Association of Clerks and Election Officials (CACEO) is responding to concerns from voters across the state who may be receiving solicitation mailings erroneously indicating that residents of households are not registered to vote. The letters are from the Voter Participation Center, a non-profit organization whose published mission is to “register and mobilize the rising American electorate.” Some of the mailings are addressed to current registered voters at the address and others are addressed to non-existent residents or to variations of names associated with the residence. “Whether by accident or otherwise, it is clear that the organization that sent out these mailings used bad data at least in part and failed to compare that data with the existing voter file,” said Dean Logan, CACEO President. “As a result, the mailing has caused unnecessary concern and confusion for voters.” The Voter Participation Center indicated to the Secretary of State that more than 4.6 million of the letters were mailed statewide. While some of the letters may have been sent to eligible, but not-registered citizens, the surge in calls to Registrars has indicated clear discrepancies in the data causing confusion and concern for Californians just months before the Presidential Election. County Registrars urge voters to verify their registration status prior to Election Day with their local Registrar of Voters office or website. A listing of county resources for verification is available on the California Secretary of State’s website at: http://www.sos.ca.gov/elections/registration-status/. Registrars begin mailing Sample Ballots for the election early next month. Any voter receiving a Sample Ballot can be assured that they are listed as active on the voter file. Only voters who have a change in address or name need re-register prior to the October 24, 2016 voter registration deadline.

24

Visit www.Balita.com

Weekend Balita, Sat.-Fri., September September 17 - 23, 2016

MOTORING

Balita

Mitsubishi 2017 Mirage G4 features superior fuel economy PRINT SHARE ADD TO BASKET New York – Mitsubishi Motors North America, Inc. (MMNA) today unveiled the all-new 2017 Mitsubishi Mirage G4. A sibling to the well-established and popular Mirage hatchback, the all-new Mirage G4 brings consumers a fresh dose of clean style, environmental consciousness, agility, connectivity, affordability and value. The Mirage G4 goes on sale this spring at Mitsubishi showrooms across the country. “A few years ago we entered the subcompact segment with the Mirage hatchback and its popularity with consumers has grown every year with its combination of top fuel economy, attractive pricing and one of the industry’s best new car warranties. The new Mirage G4 repeats that value equation in a four-door sedan package,” said MMNA executive vice president, Don Swearingen. “The Mirage hatchback and now the Mirage G4 sedan will form a formi-

2017 Mirage G4 SE

dable one-two punch in the subcompact segment.” The Mirage G4 will utilize the same powertrain of the 2017 hatchback, a revised 1.2-liter three-cylinder engine. The small displacement engine provides a harmonious blend of lively acceleration and efficiency. The Mirage G4 will be at the top of its class in combined fuel efficiency and C02 emissions. Inside, the Mirage G4’s long wheelbase provides for a spacious interior cabin and trunk. Adding an element of surprise and delight to the subcompact segment, the Mirage G4 will come equipped with available smartphone integrations, features typically reserved for higher priced vehicles. Support for Apple CarPlay™, the smarter, safer way to use your iPhone in the car, lets drivers make calls, get directions optimized for traffic conditions, listen to music, and access messages. Android Auto™ extends the Android™ platform into the car in a way that’s purpose-built for driving. Staying true to its value-driven roots, the Mirage G4 is supported by Mitsubishi’s phenomenal warranties: fully transferable 5-year/60,000 mile

2017 Chevrolet Bolt EV

Bolt EV goes the distance… with one pedal new vehicle limited warranty; 10year/100,000 mile powertrain limited warranty; 7-year/100,000 mile anti-corrosion perforation limited warranty and a 5-year/unlimited mile roadside assistance. For more information on the all-new Mirage G4 sedan please visit media.mitsubishicars.com and be sure to visit us onFacebook, Twitter, Google+ and YouTube. For a closer look at the new 2017 Mirage G4 SE or any other Mitsubishi vehicle, Come and visit our kababayans at Cerritos Mitsubishi, where kababayans are always treated as special customers. Even their marketing thrust is anchored on that magical Tagalog word: Kababayan. They also have a Kabayan Price. Call Eugene C. and Sonny C., who leads the sales operation for the Filipino market. Call now toll free at 1-888835-6136 to get the same Number 1 customer service from our very own kababayans.

Your Honda Super Center www.carsonhonda.com

Fall

Sale Specials

TERZO “T” PALLEN

2016 Honda Fit LX Automatic Get Your

Price

2016 Honda Civic LX Sedan Automatic

2016 Honda CR-V SE 2017 Honda Accord LX 2WD Automatic Sedan Automatic

2017 Honda Accord Hybrid

2017 Honda Ridgeline RTL 2WD

Get Your

Get Your

Get Your

Get Your

Price

Price

Get Your

Price

Price

5 at this payment

5 at this payment

5 at this payment

5 at this payment

5 at this payment

The best for you!

The best for you!

The best for you!

The best for you!

The best for you!

Lease for

$

128

per mo for 36 mos.

Lease for

$

148

Lease for

per mo for 36 mos.

$

158

per mo for 36 mos.

Lease for

$

178

Lease for

per mo for 36 mos.

$

268

Price

5 at this payment

The best for you! Lease for

$

358

per mo for 36 mos.

per mo for 36 mos.

$1,888 total due at signing

$1,888 total due at signing

$1888 total due at signing

$1,888 total due at signing

$1,888 total due at signing

$1,888 total due at signing

On approval of credit. Plus tax and license. $0 security deposit. $.15 cents per mile excess of 12k mile per year.

On approval of credit. Plus tax and license. $0 security deposit. $.15 cents per mile excess of 12k mile per year.

On approval of credit. Plus tax and license. $0 security deposit. $.15 cents per mile excess of 12k mile per year.

On approval of credit. Plus tax and license. $0 security deposit. $.15 cents per mile excess of 12k mile per year.

On approval of credit. Plus tax and license. $0 security deposit. $.20 cents per mile excess of 12k mile per year.

On approval of credit. Plus tax and license. $0 security deposit. $.20 cents per mile excess of 12k mile per year.

MSRP $17,525. 36 month lease of $128 plus tax with $1,888 drive off. $.15 per over mileage charge.

MSRP $20,275. 36 month lease of $148 per month plus tax with $1,888 drive off. $.15 per over mileage.

MSRP $25,445. 36 month lease $158 per month plus tax with $1,888 drive off. $.15 per over mileage

MSRP $23,990. 36 month lease of $178 per month plus tax with $1,888 drive off. $.15 per over mileage.

MSRP $30,440. 36 month lease of $268 per month plus tax with $1,888 drive off. $.20 per over mileage.

MSRP $34,680. 36 month lease of $358 per month plus tax with $1,888 drive off. $.20 per over mileage.

Price plus goverment fees and taxes, any finance charge, any dealer document processing charge, any electronic filing charge any emissions testing charge. Offer expires on 10/31/2016.

2011 Kia Sportage SUV VIN: KNDPB3A24B7061243 Stock#: TB7061243

$10,982

Summer Pre-Owned Inventory

2011 Hyundai Santa Fe

2013 Hyundai Veloster

2014 Honda Accord LX-S

VIN: 5XYZG3AB7BG022174 VIN: KMHTC6AD2DU140232 VIN: 1HGCT1B33EA014172 Stock#: TBG022174 Stock#: BDU140232 Stock#: TEA014172

2014 Honda CR-V LX

2014 Honda Accord Sport

2013 BMW 320

2012 Infiniti G37

VIN: 5J6RM3H30EL032832 Stock#: MEL032832

VIN: 1HGCR2F53EA294353 Stock#: TEA294353

VIN: WBA3B1C59DK128913 Stock#: SDK128913

VIN: JN1CV6EK6CM423564 Stock#: BCM423564

$17,682

$21,984

$23,981

$10,991 $14,481 $16,991 $17,682

800-503-2321 Sales Hrs: Mon-Sat: 8:30am-9pm, Sunday: 10am-8pm

1435 East 223rd St. Carson, CA 90745

Conveniently located within 10 minutes from anywhere in the South Bay

D E TROIT – The 2017 Chevrolet Bolt EV will offer drivers a customi z a b l e one-pedal driving ex- Freddy Salanguit perience that allows for maximum total vehicle range. One-pedal driving combines the highest available level of regenerative braking, which captures otherwise lost energy from deceleration and sends it back to the Bolt EV battery pack for the greatest total vehicle range. Along with additional software controls, regen braking allows the driver to stop the vehicle without using the brake pedal in certain driving conditions. “Bolt EV customers who want an engaging driving experience will love the thrill of one-pedal driving,” said Bolt EV Chief Engineer Josh Tavel. “They will be able to tailor the vehicle to their preferred driving style and maximize their range.” Progressively stronger levels of regen braking are employed in all Bolt EV driving through a series of four driver-selectable modes: Operating in Drive and easing off the accelerator. Operating in Drive and using the Regen on Demand paddle on the back of the steering wheel. Operating in Low and easing off the accelerator. Operating in Low and using the Regen on Demand paddle in tandem. Number 1 provides the lowest level of regen braking and requires the use of the brake pedal to bring the vehicle to a complete stop. Numbers 2-4 are progressively stronger one-pedal driving modes that in certain driving situations allow a driver to stop the vehicle without using the brake pedal. (One-pedal modes do not eliminate the need to use the brake pedal altogether, especially in emergency situations.) Using a vehicle simulation model, engineers compared regen performance on a testing cycle that simulated heavy stop-and-go traffic in Drive and another using one-pedal driving while in Low and also the Regen on Demand paddle. The engineers found that the one-pedal driving can add up to 5 percent of range to the Bolt EV. And if you would like to check out why Chevrolet is among the best selling cars, call our kababayan Freddy Salanguit of Win Chevrolet located at 2201 E. 223rd St., Carson, CA 90810 or call 1-888-718-7473.

Balita Weekend Balita, Sat.-Fri., September 17 - 23, 2016

2017 CHEVY CRUZE

Visit www.Balita.com

LS

2016 CHEVY MALIBU

Lease forr only

LS

Lease for only

149

199

$

$

per month plus tax x

per month plus tax

1 at this offer CG7279416 416

1 at this offer CGF331479

39 month closed end lease on above average approved credit. $1995 cash or trade equity due from customer plus $430 GM Cap p Cost Reduction equals plus $500 Chevy Conquest Program (Household gistered non gm Owner/Lessee to qualify) $2 925 total drive off member must be a current registered non-gm $2,925 off. No security deposit. Leasse responsible for excess wear and tear and mileage at 25¢ per excess mile after 30,000 total miles. Based on above average credit, not all customers qualify, see dealer for details.

39 month closed end lease on above average approved credit. $1995 cash or trade equity due from customer plus $410 GM Cap Cost Reduction equals $2,405total drive off. No security deposit. Leasse responsible for excess wear and tear and mileage at 25¢ per excess mile after 30,000 total miles. Based on above average credit, not all customers qualify, see dealer for details.

2016 CHEVY SILVERADO

LT

2016 CHEVY TAHOE

Lease for or only

349

$

25

LS

Lease forr only

399

$

per month plus tax ax

per month plus tax ax

1 at this offer CGG344217 4217

1 at this offer CGR460425

39 month closed end lease on above average approved credit. $3495 cash or trade equity due from customer plus $140 GM Cap Cost Reduction equals $3,905 total drive off. No security deposit. Leasse responsible for excess wear and tear and mileage at 25¢ per excess mile after 30,000 total miles. Based on above average credit, not all customers qualify, see dealer for details.

39 month closed end lease on above average approved credit. $3495 cash or trade equity due from customer plus is total drive off. No security deposit. Leasse responsible for excess wear and tear and mileage at 25¢ per excess mile after 30,000 total miles. Based on above average credit, not all customers qualify, see dealer for details.

2016 CHEVY SPARK

EV

2016 CHEVROLET CORVETTE STINGRAY

7,000

15,000

$

$

net discount off MSRP SRP

discount off MSRP

1 at this offer CGC649636

1 at this offer CG5105551 5551

Discount includes $2658 WIN Discount combined with $4342 Chevrolet Select Bonus Tag Cash equals $7,000 net discount off MSRP

Discount includes $6,946 WIN Discount combined with $8,054 $ Chevrolet Select Bonus Cash equals $15,000 net discount off MSRP

GOOD CREDIT, BAD CREDIT, NO CREDIT, NO PROBLEM!!! M!!!

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VISIT US ONLINE AT

www.winchevrolet.com 2201 E 223rd St. Carson, CA 90810

CALL 1.888.484.3809

“Hanapin nyo lang po aako!” Freddy Salanguit Filipino Sales & Leasing n

26

Visit www.Balita.com

Weekend Balita, Sat.-Fri., September September 17 - 23, 2016

Balita

Glendale Mitsubishi L o s

A n g e l e s

•

S a n

G a b r i e l

V a l l e y

•

S a n

F e r n a n d o

V a l l e y

Fall Savings! INTO

Tweet Mendoza

Mark de Leon

“Para sa murang presyo hanapin nyo lang ang inyong mga kababayan!�

Cesar Macandili

ALL OUTLANDER AND OUTLANDER SPORT $2500.00 OFF MSRP! All EVOLUTION Final Edition in Stock Now!!! NEW 2017 MITSUBISHI

NEW 2016 MITSUBISHI

MIRAGE SE

LANCER ES

LEASE FOR 35 MONTHS

$ 2 At This Payment (Stock# 70009 / Vin# 006040) (Stock# 70011 / Vin# 006042)

139*

+ TAX MSRP : $15,630

*All special leases are based on A-Tier Credit through Ally Bank. 35 month closed end lease tier 1, above average credit approved WKURXJK $OO\ EDQN /HVVHH LV UHVSRQVLEOH IRU GRZQ SOXV ͤUVW SD\PHQW SOXV OLFHQVH IHHV VHFXULW\ GHSRVLW N PLOHV SHU \ S S \HDU DGGLWLRQDO SHU PLOH 0653 7D[ 2IIHU H[SLUHV $OO SD\PHQWV DUH SOXV WD[

LEASE FOR 35 MONTHS

$ 2 At This Payment yment (Stock# 60055 / Vin# 001872) (Stock# 60124 / Vin# 006431)

159*

+ TAX MSRP : $19,405

*All special leases are based on A-Tier Credit through Ally Bank. 35 month closed end lease tier 1, above average credit approved WKURXJK $OO\ EDQN /HVVHH LV UHVSRQVLEOH IRU GRZQ SOXV ͤUVW SD\PHQW SOXV OLFHQVH IHHV SOXV OHDVH FDVK VHFXULW\ GHSRVLW N PLOHV SHU \HDU DGGLWLRQDO SHU PLOH 0653 7D[ 2IIHU H[SLUHV $OO SD\PHQWV DUH SOXV WD[

NEW 2016 MITSUBISHI

NEW 2016 MITSUBISHI N

OUTLANDER SPORT ES

OUTLANDER ES

LEASE FOR 35 MONTHS

LEASE FOR 35 MONTHS

AUTOMATIC

$

2 At This Payment (Stock# 60175 / Vin# 030120) (Stock# 60170 / Vin# 030415)

169*

+ TAX MSRP : $21,690

*All special leases are based on A-Tier Credit through Ally Bank. 35 month closed end lease tier 1, above average credit approved WKURXJK $OO\ EDQN /HVVHH LV UHVSRQVLEOH IRU GRZQ SOXV ͤUVW SD\PHQW SOXV OLFHQVH IHHV SOXV OHDVH FDVK VHFXULW\ GHSRVLW N PLOHV SHU \HDU DGGLWLRQDO SHU PLOH 0653 7D[ 2IIHU H[SLUHV $OO SD\PHQWV DUH SOXV WD[

$

2 At This Payment (Stock# 60066 / Vin# 015971) (Stock# 60063 / Vin# 015748)

189*

+ TAX MSRP : $24,195

*All special leases are based on A-Tier Credit through Ally Bank. 35 month closed end lease tier 1, above average credit approved WKURXJK $OO\ EDQN /HVVHH LV UHVSRQVLEOH IRU GRZQ SOXV ͤUVW SD\PHQW SOXV OLFHQVH IHHV SOXV OHDVH FDVK VHFXULW\ GHSRVLW N PLOHV SHU \HDU DGGLWLRQDO SHU PLOH 0653 7D[ 2IIHU H[SLUHV $OO SD\PHQWV DUH SOXV WD[

PRICE LISTED AFTER ALL APPLICABLE REBATES. SUCH AS LOYALTY, MILITARY AND MANUFACTURER’S REBATE. NOT ALL CUSTOMERS QUALIFY FOR LOYALTY RABATE. TO QUALIFY CUSTOMER MUST BE A CURRENT MITSUBISHI VEHICLE REGISTERED OWNER. ALL VEHICLES SUBJECT TO PRIOR SALE PRICES PLUS GOVERMENT FEES AND ANY DEALER DOCUMENT PREPARATION CHARGE AND EMISSION TESTING CHARGE. ALL FACTORY REBATES IN LIEU OF SPECIAL RATES OFFERED BY MITSUBISHI CREDIT AND SPECIAL RATES ARE NOT AVAILABLE WITH ANY ADVERTISED VEHICLES. SEE DEALER FOR ADDITIONAL DETAILS.

PRE-OWNED SUPER CENTER ‘07 HONDA CIVIC EX 1.8LL I-4 CYL, SEDAN

Stk: S62183A | 103117

8,495

NOW

$

‘15 KIA SOUL BASE FWD 1.6LL I-4 CYL, HATCHBACK

Stk: P2119 | 773153

NOW

$

14,995

‘14 NISSAN VERSA S 1.6LL I-4 CYL, SEDAN

Stk: S70267A | 843701

9,995

NOW

$

‘15 HONDA CIVIC LX 1.8LL I-4 CYL, SEDAN

Stk: S70237A | 085772

NOW

15,495

$

‘12 SCION IQ CVT-I

1.3LL I-3 CYL, HATCHBACK

Stk: P1956S | 012080

NOW

10,295

$

‘16 NISSAN SENTRA 1.8LL I-4 CYL, SEDAN

Stk: P2083 | 260421

NOW

15,995

$

‘13 NISSAN ALTIMA 2.5LL I-4 CYL, SEDAN

Stk: P1643RA | 412105

NOW

12,295

$

‘15 HONDA FIT

1.5LL I-4 CYL, HATCHBACK

Stk: P1985 | 767540

NOW

16,695

$

‘12 MITSUBISHI OUTLANDER SE (CVT) ‘13 MITSUBISHI OUTLANDER SPORT ES 2.0LL I-4 CYL, SUV

2.4LL I-4 CYL, SUV

Stk: 60197DA | 004640

NOW

12,995

$

‘15 MITSUBISHI OUTLANDER SPORT GT 2.4LL I-4 CYL, SUV

Stk: 60350A | 033723

NOW

13,295

$

‘15 HONDA CIVIC EX 1.8LL I-4 CYL, SEDAN

Stk: P2017 | 531047

17,995

$

Stk: P1977 | 003978

NOW

NOW

18,295

$

TEST DRIVE TODAY! MENTION THIS AD -AND-

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‘15 TOYOTA COROLLA 1.8LL I-4 CYL, SEDAN

Stk: S60689DB | 200186

NOW

13,695

$

‘13 HONDA CR-V EX-L 2.4LL I-4 CYL, SUV

Stk: P1973 | 503310

NOW

18,695

$

‘13 TOYOTA COROLLA 1.8LL I-4 CYL, SEDAN

Stk: S62033A | 223189

13,995

NOW

$

‘12 HONDA ODYSSEY EX 3.5LL V-6 CYL, VAN

Stk: 60302A | 072772

NOW

19,995

$

Balita Weekend Balita, Sat.-Fri., September 17 - 23, 2016

Visit www.Balita.com

Diamond Honda of Glendale

0%

Beauty inside. Brawn outside.

APR

FALL SALE SPECIALS

RQ OLPLWHG ORQJ WHUP žQDQFLQJ RQ VHOHFW QHZ +RQGD PRGHOV IRU ZHOO TXDOLžHG buyers. On approved credit.

*FREE LIFETIME POWERTRAIN WARRANTY

*Included with the purchase of any new or selected used vehicle. We will extend your Powertrain Warranty for as long as you own your vehicle. Peace of mind you can’t get anywhere else.

Orly Roque Sales & Leasing

“Magandang deals ang naghihintay sa fall season. Tawag na kayo!� ALL NEW 2016 Honda Civic LX

NEW 2017 Honda Accord LX

NEW 2016 Honda CRV LX

4 Dr,Automatic

4 Dr, Automatic

2WD, Automatic

NEW 2016 Honda ODYSSEY LX

Lease for only

Lease for only

Lease for only

Lease for only

per month plus tax at 36 months mon onth thss

pperr month pe mont mo nthh plus p us tax pl tax at at 36 months mo

per month plus tax at 36 months

per month plus tax at 36 months

2 AT THIS OFFER 6WN 9,1

2 AT THIS OFFER 6WN 9,1

0RGHO &5 ) *(:

2 AT THIS OFFER 67. 9,1 0RGHO 50 + )(:

Starting at $20,275. $4,055 due at lease signing plus destination, tax, title & tags. 36 month lease, 12k miles/ yr. 36 miles with $0.15 per excess mile. No security deposit required. On approved above average credit through American Honda Financial Services.

Starting at $23,990. $4,499 due at lease signing plus destination, tax, title & tags. 36 month lease, 12k miles/ yr. 36 miles with $0.15 per excess mile. No security deposit required. On approved above average credit through American Honda Financial Services.

Starting at $24,645. $4,679 due at lease signing plus destination, tax, title & tags. 36 month lease, 12k miles/ yr. 36 miles with $0.15 per excess mile. No security deposit required. On approved above average credit through American Honda Financial Services.

2009 Honda Civic 261291A/9E041158

2014 Ford Fiesta SE 92195/EM241403

WAS $9,991

NOW

$8,491

2011 Honda Civic EX 92309/BH542137

WAS $11,094

$9,594

NOW

2015 Hyundai Accent GS 92335/FU206941

WAS $13,291

NOW

$11,791

$11,991

2014 Scion TC

1LVVDQ 3DWKĂ€QGHU

2013 Honda Accord LX-S

2013 Honda CR-V

WAS 15,494

WAS $18,091

WAS $18,491

WAS $20,091

26717A/E3071052

NOW

$13,994

27006B/CC638323

NOW

Diamond Honda

of Glendale

$16,591

92312/DA022514

NOW

$16,991

92320/DH685165

NOW

$18,591

Starting at $30,300. $5,598 due at lease signing plus destination, tax, title & tags. 36 month lease, 12k miles/ yr. 36 miles with $0.20 per excess mile. No security deposit required. On approved above average credit through American Honda Financial Services.

On Select Honda Models

ON APPROVED CREDIT FOR QUALIFIED BUYERS

2013 Honda Fit 92339/DC040723

WAS $13,491

NOW

1 AT THIS OFFER 6WN 9,1 0RGHO &5 ) *(:

1.9% APR

RATE AS LOW AS

+RQGD &HUWLÂżHG 8VHG &DUV & Other Pre-owned Specials

2013 Honda Civic 92268/DE254988

WAS $14,491

NOW

$12,991

$13,594

92246/FF608769

92314/CA545524

WAS $26,494

WAS $27,091

$24,994

92284/FN645123

WAS $15,491

WAS $15,094

NOW

2015 BMW 3 Series 328i 2012 Mercedes-Benz E350

NOW

2015 Chrysler 200

NOW

$25,591

www.diamondhondaofglendale.com

866.237.7092 $OO DGYHUWLVHG SULFHV H[FOXGH JRYHUQPHQW IHHV DQG WD[HV DQ\ ÂżQDQFH FKDUJHV DQ\ GHDOHU GRFXPHQW SUHSDUDWLRQ FKDUJH DQG DQ\ HPLVVLRQV WHVWLQJ FKDUJH )RU ZHOO TXDOLÂżHG EX\HUV RQ DSSURYHG FUHGLW 1RW DOO ZKR DSSO\ ZLOO TXDOLI\ $G H[SLUHV RQ

NOW

$13,991

2014 Honda Pilot EX-L 26031A/EB025622

WAS $30,494

NOW

$28,994

27

28

Visit www.Balita.com

Weekend Balita, Sat.-Fri., September September 17 - 23, 2016

Balita

NOW SERVING SMILES AT

SUBARU OF GLENDALE

Subaru of Glendale is the #1 Volume Subaru Dealer in Southern California!

*#1 claim based on SOA MTD Sales Report for new car sales in Southern California for August 2016

Visit Subaru of Glendale to find your dream car at a great price with the help of our friendly, no pressure sales staff. Whether it’s love at first sight or after your test drive, you’ll have a great experience and leave with a grin on your face. 2017 SUBARU

Forester 2.5i

2016 SUBARU

CROSSTREK 2.0i Premium CVT

Premium CVT with All-Weather Package g LEASE OFFER

179

$

LEASE OFFER

189

PLUS TAX PER ER MONTH LEASE/ 42 MONTHS/10,000 /10,000 MILES PER YEAR

$

PLUS TAX PER MONTH NTH LEASE/ 42 MONTHS/10,000 MILES PER YEAR

$1,999 Down Payment $0 Security Deposit $0 First Months Lease Payment

$1,999 Down Payment $0 Security Deposit $0 First Months Lease Payment

$1,999 Total Due Lease Signing (tax, title, license & doc fees extra)

$1,999 Total Due Lease Signing (tax, title, license & doc fees extra) Model Code HFF - 13 Offer Expires 09/30/16

FINANCE OFFER 0% limited term financing on ALL 2017 Foresters in stock

2016 SUBARU

Impreza

2017 SUBARU

OUTBACK 2.5i Limited CVT with Eyesight & Navigation

2.0i Sport Limited CVT LEASE OFFER

LEASE OFFER

199

$

279

$

PLUS TAX PER MONTH LEASE/ 36 MONTHS/10,000 MILES PER YEAR

PLUS TAX PER MONTH NTH LEASE/ 42 MONTHS/10,000 MILES PER YEAR

$1,999 Down Payment $0 Security Deposit $0 First Months Lease Payment

$1,999 Down Payment $0 Security Deposit $0 First Months Lease Payment

$1,999 Total Due Lease Signing (tax, title, license & doc fees extra)

$1,999 Total Due Lease Signing (tax, title, license & doc fees extra)

FINANCE OFFER 1.49% limited term financing on ALL 2016 Imprezas in stock

Model Code GLJ - 21 Offer Expires 09/3016

2017 SUBARU

2017 SUBARU

SIGN & DRIVE

PLUS TAX PER MONTH LEASE/ 39 MONTHS/10,000 000 MILES PER YEAR R

299

$

PLUS TAX PER MONTH LEASE/ 36 MONTHS/10,000 MILES PER YEAR

$1,999 Down Payment $0 Security Deposit $0 First Months Lease Payment

$0 Down Payment $0 Security Deposit $0 First Months Lease Payment

$1,999 Total Due Lease Signing (tax, title, license & doc fees extra)

$0 Total Due Lease Signing (tax, title, license & doc fees extra)

FINANCE OFFER 2.9% limited term financing on ALL 2017 WRXs in stock

Legacy 2.5i

Limited CVT with Eyesight & Navigation

Premium

279

M d l Code C d HDF-24 HDF Model Offer Expires 09/30/16

FINANCE OFFER 0% limited term financing on ALL NEW 2017 Outbacks in stock

WRX

LEASE OFFER

$

Model Code GRC - 12 Offer Expires 09/30/16

FINANCE OFFER 1.49% limited term financing on ALL NEW 2016 Crosstreks in stock

Model Code HUO -11 Offer Expires 09/30/16

FINANCE OFFER 0% financing up to 63 months on all 2017 Legacys in stock

Model Code HAF - 24 Offer Expires 09/30/16

Driving People Happy “Para sa bagong Subaru, tawagan nyo lang po kami !”

SUBARU OF GLENDALE 1308 S Brand Blvd, Glendale, CA 91204 www.SubaruofGlendale.net

855-230-1547 Andrew Marilla Sales & Leasing

Christian Marilla Finance Manager

Subaru, Forester, Outback, Tribeca, Legacy, Impreza, WRX, STI, and SUBARU BOXER are registered trademarks. Purchase or lease any new (previously untitled) Subaru and receive a complimentary factory scheduled maintainance plan for 2 years or 24,000 miles (whichever comes first). See Subaru Added Security Maintenance Plan for intervals, coverage and limitations. Customer must take delivery before 12-31-16 and reside within the promotional area. At participating dealers only. See dealer for program details and eligibility .

Balita Weekend Balita, Sat.-Fri., September 17 - 23, 2016

Visit www.Balita.com

29

Nissan of Mission Hills

Out to be the #1 Nissan Dealer in the Nation* Serving the Filipino Community for more than 20 years.

“Tawagan or hanapin nyo lang ako�

EARLY

AUTUMN SALE

Manuel Lava

Internet | Fleet Manager

Cell: (661)-644-0944

“Kayang-kaya nyo ang down at mababa lang ang monthly payment!� Ikaw ba ay problematic dahil sa Bad Credit/No Credit?. No Driver’s License? No SS? Ok na ang TIN!. Bankruptcy? WALANG PROBLEMA!!!

NEW CAR SPECIALS 2016 NISSAN

Sentra

/mo for 36 mos $2,739 initial payment

lease for

139

$

SV with Splash Guards and Floor Mats

2 or more at this price

expires 10/03/16

6HQWUD 69 ZLWK 6SODVK *XDUGV DQG )ORRU 0DWV /HDVH SD\PHQW ͤUVW PRQWK SD\PHQW ,QFOXGHV PDQXIDFWXUHU̾V UHEDWH DSSOLHG WR PRQWK OHDVH 2IIHU YDOLG RQO\ ZKHQ ͤQDQFHG WKURXJK 1LVVDQ 0RWRU $FFHSWDQFH &RUSRUDWLRQ 6XEMHFW WR UHVLGHQF\ UHVWULFWLRQV 6HQWUD 69 ZLWK 6SODVK *XDUGV DQG )ORRU 0DWV OHDVH PRGHO VXEMHFW WR DYDLODELOLW\ WR ZHOO TXDOLͤ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

2016 NISSAN

Rogue lease for

189

$

2 or more at this price

lease for

189

$

expires 10/03/16

5RJXH 6 ):' ZLWK 6SODVK *XDUGV DQG 0DWV /HDVH ([FOXGHV WD[HV WLWOH DQG OLFHQVH initial payment required at consummation. (Includes $1,710 consumer down payment, $189 ͤUVW PRQWK SD\PHQW ,QFOXGHV PDQXIDFWXUHU̾V UHEDWH DSSOLHG WR PRQWK OHDVH 2IIHU YDOLG RQO\ ZKHQ ͤQDQFHG WKURXJK 1LVVDQ 0RWRU $FFHSWDQFH &RUSRUDWLRQ 6XEMHFW WR UHVLGHQF\ UHVWULFWLRQV 5RJXH 6 ):' ZLWK 6SODVK *XDUGV DQG 0DWV OHDVH PRGHO VXEMHFW WR DYDLODELOLW\ WR ZHOO TXDOLͤ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

2.5 S Power Driver’s Seat Pkg and Splash and Mats

/mo for 36 mos $2,899 initial payment

2 or more at this price

expires 10/03/16

2016 Altima 2.5 S with power Driver’s Seat Pkg and Splash and Mats Lease. Excludes taxes, title and license. $2,899 initial payment required at consummation. (Includes $2,710 consumer GRZQ SD\PHQW ͤUVW PRQWK SD\PHQW ,QFOXGHV PDQXIDFWXUHUĚľV UHEDWH DSSOLHG WR PRQWK OHDVH 2IIHU YDOLG RQO\ ZKHQ ͤQDQFHG WKURXJK 1LVVDQ 0RWRU $FFHSWDQFH &RUSRUDWLRQ 6XEMHFW WR UHVLGHQF\ UHVWULFWLRQV $OWLPD 6 ZLWK 3RZHU 'ULYHU 6HDW 3NJ DQG 6SODVK DQG 0DWV OHDVH PRGHO VXEMHFW WR DYDLODELOLW\ WR ZHOO TXDOLͤHG OHVVHHV WKURXJK 1LVVDQ 0RWRU $FFHSWDQFH &RUSRUDWLRQ 0653 ,QFO GHVWLQDWLRQ FKDUJH 1HW FDSLWDOL]HG FRVW RI LQFOXGHV D QRQ UHIXQGDEOH DFTXLVLWLRQ IHH 'HDOHU FRQWULEXWLRQ PD\ DIIHFW DFWXDO SULFH VHW E\ GHDOHU 0RQWKO\ SD\PHQWV WRWDO $W OHDVH HQG SXUFKDVH IRU SOXV SXUFKDVH RSWLRQ IHH XS WR H[FHSW .6 :, SOXV WD[ RU SD\ H[FHVV ZHDU XVH SOXV SHU PLOHDJH IRU PLOHDJH RYHU PLOHV SHU \HDU /HVVHH LV UHVSRQVLEOH IRU PDLQWHQDQFH DQG UHSDLUV $ GLVSRVLWLRQ IHH LV GXH DW WHUPLQDWLRQ RI OHDVH WHUP 1R VHFXULW\ GHSRVLW UHTXLUHG 0XVW WDNH GHOLYHU\ IURP QHZ GHDOHU VWRFN 6HH SDUWLFLSDWLQJ GHDOHU IRU GHWDLOV

2016 NISSAN

Murano

Frontier

S FWD with Mats and Splash Guards

SV CC 4x4 AT SWB with Floor Mats

lease for

259

Altima

/mo for 36 mos $1,899 initial payment

2016 NISSAN

$

2016 NISSAN

S FWD with Splash Guards & Mats

lease for

/mo for 36 moss $3,699 initial ppayment ayment

expires exp e ires 10/03/16

2 or more at this price

0XUDQR 6 ):' ZLWK 0DWV DQG 6SODVK *XDUGV /HDVH ([FOXGHV WD[HV WLWOH DQG OLFHQVH LQLWLDO SD\PHQW UHTXLUHG DW FRQVXPPDWLRQ ,QFOXGHV FRQVXPHU GRZQSD\PHQW ͤUVW PRQWK SD\PHQW ,QFOXGHV PDQXIDFWXUHU̾V UHEDWH DSSOLHG DQG 1LVVDQ ERQXV FDVK DSSOLHG WR 0RQWK OHDVH 2IIHU 9DOLG RQO\ ZKHQ ͤQDQFHG WKURXJK 1LVVDQ 0RWRU $FFHSWDQFH &RUSRUDWLRQ 6XEMHFW WR UHVLGHQF\ UHVWULFWLRQV 0XUDQR 6 ):' ZLWK 0DWV DQG 6SODVK *XDUGV /HDVH PRGHO VXEMHFW WR DYDLODELOLW\ WR ZHOO TXDOLͤ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

290

$

/mo for 3 36 6m mos oss $2,999 initial payment

expires 10/03/16

2 or more at this price

)URQWLHU 69 && [ $7 6:% ZLWK )ORRU 0DWV /HDVH ([FOXGHV WD[HV WLWOH DQG OLFHQVH LQLWLDO SD\PHQW UHTXLUHG DW FRQVXPPDWLRQ ,QFOXGHV FRQVXPHU GRZQSD\PHQW ͤUVW PRQWK SD\PHQW 2IIHU YDOLG RQO\ ZKHQ ͤQDQFHG WKURXJK 1LVVDQ 0RWRU $FFHSWDQFH &RUSRUDWLRQ 6XEMHFW WR UHVLGHQF\ UHVWULFWLRQV )URQWLHU 69 && [ $7 6:% ZLWK IORRU PDWV OHDVH PRGHO VXEMHFW WR DYDLODELOLW\ WR ZHOO TXDOLͤ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

PRE-OWNED CARS AVAILABLE ‘12 NISSAN VERSA HB 1.8

7,995

$

‘09 NISSAN ROGUE FWD

9,995

$

‘14 NISSAN VERSA CVT 1.6 SV ‘15 NISSAN SENTRA I4 CVT S

10,995

$

11,995

$

‘11 HONDA ACCORD SDN I4 AUTO LX

12,995

$

Stock#: G27581 | Vin: 365075

Stock#: G24311 | Vin: 042954

Stock#: G25281 | Vin: 806429

Stock#: G20511 | Vin: 229643

Stock#: G31221 | Vin: 116038

‘14 MAZDA MAZDA5 AUTO SPORT

‘15 HYUNDAI SONATA 2.4L SE

‘15 TOYOTA COROLLA CVT LE

‘12 TOYOTA HIGHLANDER FWD I4

‘16 HONDA CIVIC SEDAN CVT EX-T

13,995

$

14,599

$

Stock#: U4568 | Vin: 177123

Stock#: U4523 | Vin: 122291

15,995

$

Stock#: U4608 | Vin: 285048

18,995

$

Stock#: G32431 | Vin: 027111

19,995

$

Stock#: G16651 | Vin: 632332

www.nissanofmissionhills.com | 11000 Sepulveda Blvd. Mission Hills, CA 91345 WE SERVE ALL AAA, COSTCO, AARP, CREDIT UNION, SAM’S CLUB MEMBERS

888-588-7635 ÂŽ

Offers subject to availability. Net cost based on current rebates. *Nissan Customer Cash in lieu of Special Financing. **Must ďŹ nance through NMAC. ***All U.S. Military personnel (active and reserve) All advertised prices exclude government fees and taxes, any ďŹ nance charges, any dealer document processing charge, any electronic ďŹ ling charge, any emission testing charge, and dealer add-ons or accessories. Vehicles subject to prior sale. Interest accrues from date of contract. Ad prices good thru 9/19/16 close of business. NMAC ďŹ nancing may be required on some vehicles see dealer for details. All ďŹ nancing subject to credit approval. Factory rebate in lieu of special APR. CertiďŹ cate Program, see dealer for details.

30

Visit www.Balita.com

Weekend Balita, Sat.-Fri., September September 17 - 23, 2016

Balita

CERRITOS MITSUBISHI

(DUO\ )DOO 6DOH SONNY C. Filipino Sales

EUGENE C. Senior Sales Consultant

(562) 472.8938

(562) 688.4626

“Tawag na mu!”

HUGE FALL INVENTORY OF 2015 EVOLUTIONS & LAST YEAR OF PRODUCTION 2016 MITSUBISHI

2016 MITSUBISHI

2017 MITSUBISHI

2016 MITSUBISHI

MIRAGE G4

LANCER ES S 5 Speed

OUTLANDER SPORTS ES 5 Speed

MSRP................$14,830

MSRP................$18,430

MSRP..............$20,490

MSRP...................$23,845

BUY FOR

NET COST

BUY FOR

UP TO

0

0

5 Speed

Customer Rebate........................$750 Military Rebate .......................$500 Loyalty Rebate .........................$250

Customer Rebate.....................$1,500 Dealer Delivery Bonus...............$500 Loyalty Rebate ........................$500 Military Rebate .......................$500

11,199*

0

%

$

0

48 MONTHS FINANCING

%

7 seater

Customer Rebate.......................$1,500 Dealer Delivery Bonus.................$500 Loyalty Rebate ...........................$500 Military Rebate ...........................$500

13,699*

$

OUTLANDER ES

72 MONTHS FINANCING

Customer Rebate.......................$1,500 Dealer Delivery Bonus.................$500 Loyalty Rebate ..........................$500 Military Rebate ........................$500

14,499*

18,199*

$

%

$

72 MONTHS FINANCING

*Lease payment includes Loyalty and Military Rebates.

%

72 MONTHS FINANCING

FALL-FRIENDLY PRICED PRE-OWNED CARS! TEST-DRIVE NOW! ‘09 TOYOTA COROLLA SEDAN

WAS 9,988 $

Stk: C2967A

$

7,988

‘14 MITSUBISHI LANCER ES

WAS 14,800 $ $

Stk: C2950P

11,800 NURSES PROGRAM AVAILABLE!

‘10 MITSUBISHI LANCER SPORTBACK GTS ‘12 MITSUBISHI OUTLANDER ES SUV WAS $11,900 $ WAS $11,800 $ Stk: C16251A

8,800

WAS 14,988 $ Stk: C2971P

0

WAS 11,988 $

12,900

Stk: C2935P

% FINANCING

16,988

WAS 25,800 $ $

Stk: C2952P

22,800

‘14 MITSUBISHI LANCER ES SEDAN WAS $14,800 $ Stk: C2950P

11,800

‘13 HONDA PILOT EX-L SUV

WAS $28,999 $ Stk: C2936P

25,988

ANY CREDIT SITUATION, WE CAN HELP YOU. BEST IN CLASS PAYMENT

AVAILABLE ON SELECTED 2014 & 2015 MODELS NO ONE OFFERS MORE!

Mitsubishi Honda Toyota Nissan

560

5 YR/60,000 MILES BUMPER TO BUMPER WARRANTY

YES

ONLY 3/36

ONLY 3/36

ONLY 3/36

10100

10 YR/100,000 MILES LTD POWERTRAIN LIMITED WARRANTY

YES

ONLY 3/36

ONLY 5/60

ONLY 5/60

5YR

8,999

‘15 NISSAN PATHFINDER SUV

Was 18,800 $ $

$

Stk: C15875A

‘12 HONDA CIVIC Si COUPE

‘14 HONDA CR-Z BASE COUPE $

8,988

Stk: C17031A

‘07 HONDA CIVIC LX SEDAN

YES

5 YR/UNLIMITED MILES NONE NONE NONE ROADSIDE ASSISTANCE PRICE LISTED AFTER ALL APPLICABLE REBATES. ALL VEHICLES SUBJECT TO PRIOR SALE PRICES PLUS GOVERMENT FEES AND ANY DEALER DOCUMENT PREPARATION CHARGE AND EMISSION TESTING CHARGE PLUS DESTINATION CHARGE ALL FACTORY REBATES IN LIEU OF SPECIAL RATES OFFERED BY MITSUBISHI CREDIT AND SPECIAL RATES ARE NOT AVAILABLE WITH ANY ADVERTISED VEHICLES. SEE DEALER FOR ADDITIONAL DETAILS. PRICE LISTED AFTER ALL APPLICABLE REBATES SUCH AS CUSTOMER & LOYALTY REBATE. NOT ALL CUSTOMERS QUALIFY FOR LOYALTY RABATE. TO QUALIFY CUSTOMER MUST BE A CURRENT MITSUBISHI VEHICLE REGISTERED OWNER. ALL VEHICLES SUBJECT TO PRIOR SALE PRICES PLUS GOVERMENT FEES AND ANY DEALER DOCUMENT PREPARATION CHARGE AND EMISSION TESTING CHARGE. ALL FACTORY REBATES IN LIEU OF SPECIAL RATES OFFERED BY MITSUBISHI CREDIT AND SPECIAL RATES ARE NOT AVAILABLE WITH ANY ADVERTISED VEHICLES. SEE DEALER FOR ADDITIONAL DETAILS. *All special lease are based on Tier 1 Credit through Mitsubishi Motors Credit of America. All payments are plus tax, first payments, license and acquisition fees included in lease.

Toll Free 1-888-835-6136

10944 South St. Cerritos CA 90703

Balita Weekend Balita, Sat.-Fri., September 17 - 23, 2016

Visit www.Balita.com

FALL SAVINGS EVENT

We’ll help you get a car!

USED CAR CLEARANCE Over 500 cars to choose from!

“May May Filipino Department kami kamii na tutulong tutulong sa inyo! Hanapin o tawag lang kay Jose Villanueva (213) 500-1260 at Joel Paguio (323) 547-5394� ‘99 BMW Z3 2.5L 2DR ROADSTER

$

‘07 HYUNDAI SANTA FE AWD 4DR AUTO GLS

5,995

$

6,495

‘11 SUZUKI SX4 4DR SDN MAN LE FWD

$

6,995

VIN: 4USCH9338XLF81415 STOCK: X60820A

VIN: 5NMSG73D27H075157 STOCK: X61607

‘05 TOYOTA SEQUOIA 4DR SR5

‘07 BMW 530I 4DR SEDAN

‘06 BMW X5 4.4I AWD 4DR SUV

9,995

$

$

8,995

VIN: 5TDZT34A15S246742 STOCK: X61611

‘16 HYUNDAI ELANTRA 4DR SDN AUTO LIMITED PZEV

$

13,495

$

‘05 TOYOTA PRIUS 5DR HB

VIN: JS2YC5A23B6303559 STOCK: X60674

10,995

$

7,795

VIN: JTDKB20U757005311 STOCK: X50782

‘15 NISSAN VERSA NOTE 5DR HB MANUAL 1.6 S

$

‘08 HYUNDAI TUCSON FWD 4DR I4 MAN GLS

11,995

$

7,995

VIN: KM8JM12B58U707933 STOCK: X60792

‘13 NISSAN ALTIMA 4DR SDN I4 2.5 S

$

12,995

VIN: WBANE73557CM48165 STOCK: X61450

VIN: 5UXFB53556LV27238 STOCK: X61227A

VIN: 3N1CE2CP0FL405874 STOCK: X61099

VIN: 1N4AL3AP7DN564882 STOCK: X61542

‘14 TOYOTA COROLLA 4DR SDN CVT AUTO LE ECO

‘16 HYUNDAI ELANTRA GT 5DR HB MAN

‘15 HYUNDAI VELOSTER 3DR CPE AUTO RE:FLEX W/RED INT

‘15 MAZDA MAZDA5 4DR WGN AUTO SPORT

$

13,995

$

14,695

$

14,990

$

14,995

VIN: 5NPDH4AE3GH697365 STOCK: X61548

VIN: 5YFBPRHE1EP035264 STOCK: X60336

VIN: KMHD35LH8GU251872 STOCK: X61546

VIN: KMHTC6AD8FU236899 STOCK: X61569

VIN: JM1CW2BL8F0181288 STOCK: X61588

‘15 NISSAN ALTIMA 4DR SDN I4 2.5

‘14 TOYOTA CAMRY 4DR SDN I4 AUTO L

‘15 TOYOTA CAMRY 4DR SDN I4 AUTO XLE (SE)

‘12 TOYOTA CAMRY HYBRID 4DR SDN XLE

‘12 HYUNDAI GENESIS 4DR SDN V8 5.0L R-SPEC

$

15,495

VIN: 1N4AL3AP2FC261958 STOCK: X61249

$

15,995

VIN: 4T4BF1FK4ER425776 STOCK: X61520

250 Off SPECIAL!

*$

FOR WEEKEND BALITA READERS!

$

16,495

VIN: 4T1BF1FK4FU907952 STOCK: X61551

$

17,995

VIN: 4T1BD1FK3CU016309 STOCK: X61367

$

18,995

VIN: KMHGC4DH4CU186132 STOCK: X61606

More than 25 banks are ready to approve!

Bad Credit! No Credit! Fair Prices! We Finance All!!! We buy car!!! Bring your Family!!! Free Food!!!

For Car Emergency, Call:

(323) 222-2400 2244 N. San Fernando Road, Los Angeles, CA 90065 Call Kabayan Jose V. at (213) 500.1260 or Kabayan Joel P. at (323) 547.5394 $OO SULFHV SOXV JRYHUPHQW IHHV DQG WD[HV DQ\ ͤQDQFH FKDUJHV FDUJR SUHSDUDWLRQ GHDOHU DQG DQ\ HPLVVLRQ WHVWLQJ FKDUJH ZLWK DSSURYHG FUHGLW DERYH QRUPDO )LQDQFLQJ DSSURYHG FUHGLW ZLWK D ),&2 VFRUH DERYH &$56 &20 WKDQ XVXDO 3KRWRV IRU LOOXVWUDWLRQ SXUSRVHV RQO\ ([SLUHV 0HQWLRQ WKLV DG RU EULQJ D FRS\ WR WKH GHDOHU 2IIHU YDOLG XQWLO

31

32

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Weekend Balita, Sat.-Fri., September September 17 - 23, 2016

Balita

Mercedes-Benz of Encino

Hot Deals in Cool Prices Fall Special Offers

Raymond Orosa

View Our Selection Of

Filipino Sales

Call 818.536.2413

Stk#: 66956T

$17,988

2014 MB C-Class Stk#: 67090C

$29,988

2015 MB C300 4MATIC Stk#: 66531P

$34,988

2015 MB GLA250 Stk#: 67098T

$36,988

2015 MB C300 Sport Sedan Stk#: 65995P

$39,988

by

Mercedes-Benz

Our Financing is as low as .99% APR.

Email: rorosa@mbencino.com

2005 MB S500 Sedan

Certified Pre-Owned

Certified Pre-Owned Vehicles

2014 MB C250 Sport Stk#: 66911C

$26,988

2014 MB CLA250 Coupe Stk#:66937C

$29,988

2015 MB C300 4MATIC Stk#: 66530P

$34,988

Sedan 2014 MB E350 Sport Sedan Stk#: 66880C

$36,988

2014 MB E350 Sport Sedan Stk#: 67061C

818.536.2413

$39,988

2014 MB C250 Sport Sedan Stk#: 67057C

$27,988

2014 MB E350 Sport Sedan Stk#:66841C

$33,988

2014 MB E350 Sport Stk#: 66836C

$34,988

2016 MB E300 Sport Sedan Stk#: 66757P

$37,988

2014 MB ML350 Stk#: 66960C

$41,988

16721 Ventura Blvd. Encino CA 91436

mbencino.com

2014 MB C250 Sport Sedan Stk#: 66971C

$28,988

2014 MB GLK350 SUV Stk#: 66936C

$33,988

2015 MB GLK350 Stk#: 66891C

$34,988

2016 MB C300 Sport Sedan Stk#: 66758P

$37,988

2014 MB ML350 Stk#: 66969C

$41,988

Mercedes-Benz of Encino

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