Weekend Balita April 30, 2016

LA / ORANGE C / INLAND E

Child’s Dream Is Mother’s Quest See ENTERTAINMENT, page 15

VOL. XXIII, NO. 13

LOS ANGELES / ORANGE COUNTY / INLAND EMPIRE

Ceasefire is possible with Mayor Duterte presidency: Joma Sison MANILA, Apr 28 (Mabuhay) – A ceasefire between the Communist Party of the Philippines and the Philippine government is possible if Davao City Mayor Rodrigo Duterte is elected president, said CPP founder Jose Maria “Joma” Sison.

Sison said he had a conversation with Duterte recently and they were able to discuss several issues.

He said the issues include a dialogue between CPP and the national government and the release of political prisoners from past administrations.

Sison added that he may return to the country, after two decades of living in exile in the Netherlands.

The CPP was organized more than 47 years ago while the Philippine government ended formal peace talks with the communist party in April 2013.

See CEASEFIRE, page 8

Acting AFP chief to soldiers: Remain non-partisan, exercise right to vote

By Priam F. Nepomuceno

MANILA, April 28 (PNA) – With election day just 12 days away, acting Armed Forces of the Philippines (AFP) chief-ofstaff Lt. Gen. Glorioso Miranda reminded all officials and enlisted personnel to remain non-partisan and act accordingly as a deputized agency of the Commission on Elections (COMELEC).

In the same vein, he also reminded all military to exercise their right to suffrage.

Miranda made this statement following his visit to Eastern Mindanao Command headquarters in Davao City Wednesday.

“Lt. Gen. Miranda reiterated current Command Guidance to facilitate AFP preparations for the incoming national elections this coming May 9. He reminded troops to ensure the AFP remains non-partisan and of their obligation to vote and act accordingly as a deputized agency of the COMELEC,” AFP spokesperson Brig. Gen. Restituto Padilla said.

Earlier, Miranda, together See AFP CHIEF, page 8

April 30 - May 6, 2016

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END ABU

Liberal Party (LP) chairman President Benigno S. Aquino III delivers his speech during the meeting with local leaders and the community at the Cebu Provincial Capitol Grounds in Cebu City on Wednesday (April 27). (MNS photo)

SAYYAF

Pnoy to Abu Sayyaf: We will speak to you in language of force MANILA, April 27 (PNA) – President Benigno S. Aquino III on Wednesday vowed that the government will not stop until the threat posed by the Abu Sayyaf Group (ASG) is ended.

“The full resources of the State are being brought down on the ASG. Our primary objective is to rescue the hostages and ensure the safety of our civilian population. We will leave no stone unturned and are studying every instrument, both military and legal, to ensure success in our areas of operations and

wherever else required,” he said in a statement.

The ASG beheaded Canadian mining executive John Ridsdel after the government failed to pay the PhP300

million ransom demanded by the bandits.

Ridsdel’s severed head, which was inside a plastic bag dropped by two men on a motorcycle, was found by residents in Jolo town, five hours after the expiry of the ransom deadline set at 3 p.m. last Monday (April 25).

Ridsdel was among the four hostages who were abducted by ASG bandits on September 21 last year from a resort in Samal Island, Davao del Norte. Also seized were Canadian Robert Hall, Norwegian Kjartan Sekkingstad, and Filipina Marithes Flor. According to reports, the group is also holding 14 Indonesians, four Malaysians, a Dutch, and a Japanese.

In his statement, the President said he had sent a letter to Ridsdel’s family on Tuesday to express his condolences.

See END ABU SAYYAF, page 8

Close to 200,000 registered voters participate in overseas absentee voting: Comelec

By Ferdinand G. Patino

Residents in Paranaque walk on Sunday past election posters for the May 9 election. National and local candidates have intensified their respective campaigns in different parts of the country with 2 weeks left before election day.(MNS photo)

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MANILA, April 27 (PNA) – Close to 200,000 registered voters or almost 14 percent have participated in the Overseas Absentee Voting (OAV) since the polls started two weeks ago.

According to the Commission on Elections-Office for Overseas Voting (Comelec-OFOV), a total of 191,427 Filipinos abroad representing 13.9 percent have cast their votes in the OAV. There are a total of 1,376,067 registered overseas voters.

“This surpasses the 13.4 percent turnout in 2010, See ABSENTEE VOTING, page 8

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Discharging student loans or taxes in bankruptcy For cases filed after October 7, 1998, Student Loans are only dischargeable if: 1. You can prove that having to repay it would impose an “undue hardship” on you (as defined below), OR, For cases filed PRIOR TO October 17, 2005, 2. If the PROGRAM under which your student loan is issued, insured, administered is a FOR-profit, PRIVATE (non-government) entity, it may be dischargeable. (However, if the program itself, such as LAL, GSL, etc. receives nonprofit funding by participation of nonprofit entities, the loan is not dischargeable in bankruptcy).

To obtain a discharge based on undue hardship you must prove all of the following: 1. that you cannot maintain, based on current income and expenses, a ‘minimal’ standard of living for yourself and your dependents if forced to repay the loans; 2. that additional circumstances exist indicating that this state of financial affairs is likely to persist for a significant portion of the repayment period of the student loans; and, 3. that you made good faith effort to repay the loans, for example, by past payments for several years, etc. Making payments is not always required if you didn’t ever have the money to pay the loans. Forbearances may be sufficient.

NEW: The Ninth Circuit recently ruled (in April 2003) that courts have the authority to issue partial discharges of student loans, in cases where the debtor shows the ability to repay some, but not all, of the loans. This is a huge improvement in the ability to possibly discharge some of these debts, because before the rule was if you could afford to repay any of the loans, you had to repay it all.

HEAL Loans are subject to a higher standard of scrutiny and are much harder to discharge.

For other alternatives to dealing with Student Loans, including income contingent repayment plans, and non-bankruptcy methods of canceling the debt, check out the following website: http://www.ed.gov/offices/OSFAP/ DCS/loan.cancellation.discharge.html Can you be denied a student loan because you or your parents file bankruptcy? Section 525 of the Bankruptcy Code prohibits discriminatory treatment by any governmental or other student loan program on the basis of filing a bankruptcy. In other words, a student loan agency cannot deny your loan application based on the filing, by you or anyone you know, of a bankruptcy.

Discharging taxes and removing tax liens Certain types of tax obligations, such as income taxes, may be discharged under specific circumstances.

Many required factors must be met before any tax can be discharged under Chapter 7 or Chapter 13. In Chapter 7, the minimum requirements for discharging federal or state income taxes are: (1) it has been over 3 years since the returns were last DUE (including extensions), (2) the returns were timely filed or it has been at least 2 years since the returns were filed, (3) there was no fraud involved or attempts to evade the tax, AND, (4) the taxes were not assessed within the last 240 days.

If it has been over 3 years since your returns were last due and they have not been assessed in the last 240 days, BUT you have not yet filed the returns or there was some kind of fraud involved in filing them, then they may be dischargeable in a Chapter 13.

Again, discharging taxes is an extremely complicated area, and you should definitely consult with a knowledgeable attorney before deciding whether to file based on dischargeability of your taxes and before you take any further steps with your taxes (such as filing past due

returns) Sometimes filing a late return can work against you as far as being able to discharge those taxes in a Ch. 13, so definitely speak to an attorney before doing anything. Tax Liens that have attached to property will survive a bankruptcy. What does that mean?

It means that the lien will stay against your property regardless of your discharge of the underlying debt. So, when you ultimately sell that property, if there is extra money available, the lien will be paid first from those proceeds unless you have the lien removed.

Discharging fraudulent debts or fraud debt judgements Debts that you incurred which were the results of an intentional or even negligent misrepresentation on your part are not dischargeable in a Chapter 7. Examples of these might be if you misstated your income on a credit card application, made false statements in order to induce someone to give you a loan, ran up your credit card debt shortly prior to filing bankruptcy, used your credit card or obtained a loan without any intent to repay it, or if someone has obtained a court judgment against you based on fraud. However, the news isn’t all-bad. These types of debts may be discharged in a Chapter 13.

Retirement accounts and pension plans Whether or not you can exempt amounts held in a retirement account depends on numerous factors, including which set of exemptions you choose to use (you need to discuss this with your attorney – in California, there are two sets of exemptions). According to the United States Supreme Court, if your retirement plans is ERISA approved, meaning that it contains a trust “anti-alienation” provision making it impossible to transfer or withdraw the funds prematurely, and it is automatically exempt. Individual Retirement Accounts may be exempted only up to the amount reasonably necessary for the debtor’s support and maintenance, taking into account all other anticipated and existing sources of income and expenses. Obviously, exempting retirement funds is very tricky and requires the expertise of an experienced bankruptcy attorney.

Getting rid of liens, abstracts of judments and trust deeds against your property The bankruptcy code enables a broad range of powers, which can enable you to avoid liens that were placed against your personal property or real property (like a house). It is too complicated an analysis to deal with here, but if you has liens against your property; make sure to discuss this with your attorney.

Types of liens you may be able to get rid of include judgment liens recorded against your home or specific personal property. Also, in a Chapter 13 junior trust deeds against your home may be able to be removed under certain specific circumstances. This is not an option in a Chapter 7, so make sure to discuss this with your attorney.

Debts incurred on your credit cards to pay taxes to the IRS will usually NOT be dischargeable in chapter 7 but may be dischargeable under Ch. 13. If you have debt problems, contact the Law Office of Paul M. Allen. We have two offices to serve you. Consultations are free, by appointment only. Call today at 818-552-4500. We have three convenient locations: Glendale, La Palma and Cerritos .

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CHR, House leaders to Duterte: Respect due process MANILA, Apr 28 (Mabuhay) – The heads of the Commission on Human Rights (CHR) and the House of Representatives on Thursday lashed back at Davao City Mayor Rodrigo Duterte over his remark that investigating bodies should not subject the police and the military to “humiliating” probes.

“Mayor Duterte anchors his bravado and demagogic statements on his view of people’s ignorance of the law which he continues to twist for self-serving ends,” CHR chair Loretta Rosales said.

In a speech before the Makati Business Club on Wednesday, Duterte said law enforcement agencies such as the police and the military might be stymied in performing their functions of running after criminals due to supposed humiliating inquiries by congressional committees, the Office of the Ombudsman and the CHR. “Alam mo, hindi ako tarantadong tao. I still have the basic decency.

Huwag akong ipitin ng Congress. Huwag akong ipitin ng Human Rights.

Huwag akong ipitin ng Ombudsman. Because I have a task to do, a very important one for this nation, especially for the protection of the [people],” Duterte said.

He added that if elected president, he would order law enforcement agencies to go after criminals, even shoot to kill them if they fight back, in line with his promise to suppress criminality in three to six months.

Rosales said investigating bodies such as Congress, the Ombudsman

and the CHR are mandated under the Constitution to probe any possible erring law enforcer.

“When law enforcers break the law, they are investigated (not humiliated) by these bodies. Without solid and substantial evidence, the law enforcers are cleared. But if evidence is strong through trial, the COURT convicts them,” Rosales said.

“This is the due process which Duterte must respect. But Duterte ignores due process and behaves like a narcissistic and egoistic individual, apparently to gain the loyalty of the Armed Forces and Police personnel.

This really makes him dangerous,” she added.

House Speaker Feliciano Belmonte, for his part, shared the same view, pointing out that preventing Congress from performing its investigative functions is a violation of the Constitution.

“Well these are bodies provided in the Constitution with their specific functions. If he prevents them from exercising their functions, does he imply he can ignore the Constitution?” Belmonte said.(MNS)

Senate officials and employees led by Senate Secretary Oscar G. Yabes (left) started on Tuesday (April 26, 2016) at the Senate Building in Pasay City the briefing and seminar on the reception of the Certificates of Canvass (COCs) and Election Returns (ERs) for the May 9 presidential and vice presidential elections. The seminar was given by representatives of the Commission on Elections (Comelec) and Smartmatic Philippines Inc. The briefing and seminar was part of the preparation for the Constitutional duty of the Senate President to receive the COCs and ERs. (PNA photo by Avito C. Dalan)

Senate gears up for reception of election returns

MANILA, Apr 28 (Mabuhay) – Necessary security measures have been mapped out to ensure that the reception of certificates of canvass and election returns for the May 9 presidential and vice presidential elections will run smoothly, a Senate official said Thursday.

A total of 32 CCTV cameras were installed in the basement parking, lobby and second floor of the Senate building, which will be guarded by some 50 security personnel, Senate security head, retired Maj. Gen. Jose Balajadia Jr., said in a briefing.

K-9 units would also be stationed to inspect vehicles and secure the ballot boxes containing the election returns, he said.

Accredited media representatives, authorized Senate personnel, Com-

mission on Election (Comelec) officers and party observers will be allowed access to the reception areas.

A room in the Senate’s second floor will serve as the storage area for ballot boxes containing the COCs, while the covered parking area adjacent to the lobby will be the storage area for the ERs. Only authorized Senate employees of the Office of the Sergeant-at-Arms (OSAA) and Senate personnel can access the storage areas.

The ERs, meanwhile, will be received at the ground floor lobby of the Senate. Balajadia said all proceedings would be recorded as the CCTV cameras can go on for 10 minutes even without power and backup generators would kick in within three seconds of possible power outage.

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Drought-stricken Zamboanga gets water supply from Red Cross MANILA, April 27 (PNA) – The Philippine Red Cross (PRC) continues to provide water resources in drought-affected areas in Zamboanga City through its water production site and water distribution using its water tankers.

As of April 22, PRC has distributed 716,950 liters of water from the water production site located in Abong Abong, Upper Pasonanca and through water rationing using PRC water tankers, along with refilling in the identified water refilling site in Camins and Putik in Zamboanga City.

“Our water tankers are now being used to bring water to drought affected communities in Zamboanga City, and we also plan to send our water tankers in other areas experiencing drought because of El Niño,” said Richard Gordon, chairman of the PRC. In Upper Pasonanca alone, more than 31,000 individuals in four barangays (Camucutan, Abong-Abong, Murok and Lantawan-Busay) have been served with safe drinking water since the PRC water production site has been established on February 19.

The following barangays have also benefited from PRC water distribution: HB Homes in Barangay Sinunuc, Masepla 1 and 3 in Barangay Mampang, Southcom Village in Barangay Upper Calarian, Barangay Malatugay Katatagan and Barangay Canelar Nunez.

PRC Zamboanga City Chapter, in collaboration with the Zamboanga City Water District, established an operation to support the need for water in the different barangays that have no water supply or experiencing

low water pressure.

The PRC mobilized its water tanker along with local trained personnel on water, sanitation and health (WASH) for water production and distribution.

PRC volunteers and staff also conducted hygiene promotion activities with children 8-13 years old in the affected communities, on proper hygiene and hand washing.

Zamboanga City is now under a state of calamity with 20 percent of the city’s population experiencing low water pressure because of the severe effects of El Niño-linked drought.

Relief distribution in drought affected areas “PRC chapters in different drought affected areas are likewise coordinating closely with local government units (LGU) to bring assistance to affected families and communities, like distribution of food items and water resources,” Gordon said.

As of April 25, a total of 88,823 families have received food packs distributed by the Red Cross from the various LGUs in drought affected areas. The Red Cross has facilitated the distribution of food packs in the following provinces: General Santos, Bukidnon, Maguindanao, Cotabato, Sarangani, North Cotabato and South Cotabato. The food packs contain 3-5 kilos of rice with some canned goods and noodles.

The Bukidnon chapter is also continuously coordinating with the provincial and local government on plans and strategies to combat El Niño and to deliver services through provision of relief to the affected families.

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PRC has distributed 716,950 liters of water from the water production site located in Abong Abong, Upper Pasonanca and through water rationing using PRC water tankers, along with refilling in the identified water refilling site in Camins and Putik in Zamboanga City.

Holy See, PHL Embassy, UNESCO applaud BRG’s Restore and Rebuild Heritage Mission for Bohol United Nations, April 20, 2016 – The Bohol Restoration Group’s (BRG) restore and rebuild heritage missions for disaster-torn historical churches and communities in Bohol, Philippines applauded at benefit gala, Rising Above the Ruins, at the Delegates Dining Room of the United Nations.

In appreciation for the support of BRG’s work, UNICEF awardee sculptor and artist Seb Chua donates limited edition of Sto. Nino de Palaboy to H.E. Archbishop Bernardito Auza, Apostolic Nuncio and Permanent Observer of the Holy See to the United Nations, handed by NY Consul General Mario de Leon and to H.E. Philippine Ambassador to the United States Jose Cuisia Jr and wife, Madame Victoria Cuisia, handed by UNESCO Representative to the United Nations Madame Marie-Paule Roudil.

BRG’s cultural heritage restoration

projects currently focus on the totally collapsed heritage sites in the towns of Maribojoc and Loon in rebuilding structures that will help alleviate poverty, engage local livelihood and education, and restore community’s place of worship.

Major sponsors for the gala are: AIG, Leuterio Thomas, The Path to Peace Foundation, Catholic World Mission, ANCOP, St. Teresa of Avila Parish, Ramos Law Firm, and Norman & Lourdes San Agustin.

Appreciation to Midshipman Giovanni Sessoms on trumpet playing both American and Philippine National Anthems and special performance of Broadway artist Lydia Gaston. Video presentation by DigiScript Philippines and production designs by Josie Thompson and Rhea Dones.

Photo credits below: Manny Caballero.

For remarks given at the gala and more information, please visitwww.brg-usa.org.

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Duterte bares priorities to facilitate growth MANILA, April 27 (PNA) – PDP-LABAN presidential candidate and Davao City Mayor Rodrigo Duterte has bared his priorities to facilitate economic growth during a dialogue with the Makati Business Club (MBC) and Management Association of the Philippines (MAP) on Wednesday.

Duterte said peace and order is crucial to ensure progress and development in the country.

“Progress and development cannot happen in place if there is insecurity caused by criminals and lawless elements. We must begin by addressing criminality, ensuring law and order, and I assure under my leadership you will feel the difference in six months,” he noted.

He mentioned that once he become president, his administration will push for higher salaries for police and military for them not to engage in extortion and focus on their jobs in ensuring peace and order in the country.

“I will increase the salary of our police and military and equip them

properly to fight criminality and I will reward those who performed their duties well,” he said.

The presidential candidate also stressed the significance of improving the quality of education in the country through equipping public school teachers with training programs.

“I believe that our people of the Philippines, (their) greatest resource is education. They cannot go out of poverty unless we educate the people,” said Duterte.

“The only way to do this in this country, I suppose, is to build strong middle class... You have to raise the middle class, education, and of course the opportunity to do business for everybody to come in,” he added.

In terms of infrastructure, he will continue to boost public spending, particularly improving mass transit.

Duterte also said that he is open to adopt the projects of the previous and current administrations which are known to benefit many Filipinos.

“I will not hesitate to adopt the projects of Noynoy (President Benig-

no S. Aquino III) or Arroyo (former President Gloria Macapagal-Arroyo) that are renowned and benefitted (many). Hindi ako mahiya mangopya [I am not ashamed copying (their projects)],” the aspirant for the highest public position said.

He mentioned that he will also continue the projects of the administration in easing decongestion in Metro Manila and push motorists to maintain discipline on the road.

When it comes to agriculture, Duterte said he will study land reform programs as he see it as unsuccessful.

The Davao City mayor, once become the next president, said he will support small enterprises by providing Php1.0 billion per region to help them grow their businesses.

The Conditional Cash Transfer will also be pushed by Duterte to help in uplifting the lives of poor Filipinos while committing the entire Philippine Amusement and Gaming Corporation (PAGCOR) funds to help for the hospitalization of poor individuals.

Indonesia calls for armed escort for ship sailing to Philippines amid escalating piracy JAKARTA, April 28 (PNA/ Xinhua) – Indonesian Transport Minister Ignasius Jonan said on Thursday ships travelling from Indonesia’s Borneo to the Philippines to have an armed escort as piracy in the waters is escalating.

The minister stressed that if the vessels fail to have such security guard they should abort the sailing.

“It is a call for boosting security.

So if there is an escort by an armed ship, the vessels may sail. But if

not, it is better not to have the journey,” Jonan said at the State Palace.

“It is to address the threat of kidnapping,” he added.

The sea lane from Borneo to the Philippines has been frequently used by ship carrying coals from Tarakan of Borneo Island to the Philippine.

Indonesian President Joko Widodo has said that he is to hold regional talks with military chiefs and

foreign ministers from Malaysia and the Philippines to boost security on their borders following the abduction of 14 Indonesian seamen.

The Abu Sayyaf militant group based in the Philippines abducted 10 Indonesian workers from a tugboat and a barge on March 29 off the coast of the Philippines, and demanded ransom.

Four other Indonesians were held hostage weeks after the incident. (PNA/Xinhua)

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BRP Gregorio Del Pilar leaves Manila for 2 naval maneuvers

MANILA, April 27 (PNA) – The Philippine Navy (PN) conducted send-off ceremonies for the BRP Gregorio Del Pilar (PF-15) at the Pier 13, Manila South Harbor Wednesday.

The ship, which is the PN’s flagship, is participating in two maritime exercises which will take place in Brunei and Singapore waters.

Send-off ceremonies took place 2:00 p.m., said PN spokesperson Capt. Lued Lincuna.

PN flag-officer-in-command Vice Admiral Caesar C. Taccad headed the send-off activities.

Aboard BRP Gregorio Del Pilar are 100 officers and enlisted personnel and another 50 men and women consisting from the Naval Special Operations Group and its support teams.

Also aboard is one AgustaWestland AW-109 “Power” naval helicopter and its crewmen.

Lincuna said the BRP Gregorio Del Pilar will first participate in the Association of Southeast Asian Nation (ASEAN) Defense Ministers’ Meeting - Plus, Maritime Security and Counter Terrorism (ADMM - Plus, MS and CT) Exercise commencing on May 2.

Filipino sailors and marines will join their counterparts from the 10 ASEAN member states and Eight Plus countries, namely, Australia, China, India, Japan, New Zealand, South Korea, Russian Federation and the United States, in a sea-storming or surface operations exercise, particularly visit, board, search and seizure (VBSS).

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Will business bankruptcy affect owners of the business?

Client and husband are the only stockholders of an S corporation that has been doing well for the last 15 years. In fact, it’s still doing well and had a great year last year. What is the difference between and S corporation and a C corporation? In an S corporation, the business income is declared in the 1040 of the owners, while the C Corporation files its own tax returns. But both corporations are legally separate entities from their owners. The corporation is a ‘person’ created by legal fiction. It can do whatever a real person does, legally.

For instance, a corporation can buy and sell land, transact business in its own name, file a lawsuit and be sued in its own name, without affecting the owners of the corporation.

In client’s case, the problem is that husband is ill and can no longer run the business. So wife now will run the business. Her concern is that the corporation owes $1.5 M to banks and suppliers, and

that she has equity in her residence of $1.0 M? So what is the connection between the two? Client is worried that if something happens to the business and it cannot pay the $1.5M, can the bank sue her and get her house?

Let’s analyze the problem. The first thing that has to be determined is whether or not husband, and/or client signed any personal guaranties that made them personally liable for the debts of the corporation. If neither one of them gave any written personal guaranty to any creditor for the debt of the business, then the answer is that the creditors of the business will not be

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able to get her house to satisfy the debts of the business. But certainly, creditors will attempt to penetrate the veil of corporate fiction to get to clientâ&#x20AC;&#x2122;s house.

Creditors will sue the corporation and client and allege that the corporate fiction should be invalidated or â&#x20AC;&#x2DC;pierced.â&#x20AC;&#x2122; Of course, creditors will attempt to do this, but can they be successful in proving the allegation, and end up with a court order setting aside the corporate that shields the personal assets of the owners of the corporation?

To pierce the corporate veil to get to the house of client, creditors will have to prove that the corporation was simply the â&#x20AC;&#x2DC;alter egoâ&#x20AC;&#x2122; of the owners, that it was not operated by owners like a real corporation. The easiest way to prove the â&#x20AC;&#x2DC;alter egoâ&#x20AC;&#x2122; attack on the corporation is proven by a preponderance of evidence that personal funds of the owners were being intermingled with the funds of the corporation. In other words, the owners were using the corporation as a â&#x20AC;&#x2DC;piggy bank.â&#x20AC;&#x2122; So, in clientâ&#x20AC;&#x2122;s case, if there was no intermingling of personal and corporate funds, clientâ&#x20AC;&#x2122;s house is secure because creditors will not be able to pierce the corporate veil to get her house to pay for the debts of the corporation. Salary payments to the owners; because they are officers of the corporation, is not intermingling of funds. Money lent by owners to the corporation is considered to be a debt owed by the corporation to the owner-lender, just like any other debt. This is not intermingling of funds.

However, if the owners use the corporate account to pay personal bills, this is intermingling of funds. Another reason to pierce the corporate veil is that corporate formalities were not followed such as recording board resolutions for decisions made by the company. Yet another reason is that the owners perpetrated a financial fraud on the creditors. What is financial fraud? If the owners acted recklessly in their business transactions resulting in major debt that they knew the business had no chance in paying back, this could be viewed as financial fraud and could be used to pierce the corporate veil. Letâ&#x20AC;&#x2122;s say owners borrowed $5.0 M from creditors based on projected sales of $50M per year but in reality sales came in at $1.0M a year, a

case can be argued by creditors saying that owners were reckless in their decision to borrow $5.0M. But certainly, owners may still prevail in proving that they were justified in their $50M sales projections but something happened that was totally unexpected. Itâ&#x20AC;&#x2122;s really a matter of proof at trial.

So what is the lesson here? If you own a business, do not ever personally guarantee the debts of the business.

If the creditor requires your personal guaranty, go to another bank or supplier who will extend credit to your business without tying you in. If the business fails, at least you donâ&#x20AC;&#x2122;t lose any of your personal assets. You will still have a house to live in. There is no reason to â&#x20AC;&#x2DC;go for brokeâ&#x20AC;&#x2122; and put your familyâ&#x20AC;&#x2122;s security at risk, is there? The other lesson is that do not intermingle personal funds with business funds, and make sure the corporation follows legal formalities and procedures. If you do this, then your corporation will do business by assuming its own debts and shield your personal assets from business debts.

Now if client wishes to not continue doing business, the S corporation itself can file a Chapter 7 bankruptcy to handle the $1.5 M of corporate debt. The corporate bankruptcy will not affect the personal assets of client because as I said earlier, a corporation is a separate â&#x20AC;&#x153;personâ&#x20AC;? created by legal fiction; therefore, it can file for bankruptcy without affecting the personal assets of the owners of the corporation. â&#x20AC;&#x153;NOW TO THE KING ETERNAL, IMMORTAL, INVISIBLE, THE ONLY GOD, BE HONOR AND GLORY FOR EVER AND EVER.â&#x20AC;? 1 TIMOTHY 1:17 Lawrence Bautista Yang is a graduate of Georgetown University Law Center and has been in Law practice for thirty years. He specializes in Bankruptcy, Business and Civil Litigation and has handled more than five thousand successful bankruptcy cases in California. He speaks Tagalog and looks forward to discussing your case with you personally. Please call Angie, Barbara or Jess at (626) 284-1142 for an appointment at 1000 S Fremont Ave, MAILSTOP 58, BUILDING A-1 SUITE 1125, Alhambra, CA 91803 OR at 20274 Carrey Road, Walnut, CA 91789.

Do you need life insurance?

There are some basic questions you have to ask why you might need life insurance.

Do you have minor children? Do you have a non-earning spouse? How about old parents who canâ&#x20AC;&#x2122;t take care of themselves? What happens if you, the breadwinner, are suddenly taken out of the picture? What will happen to your spouse, children and parents who depend on your income?

This is where you need life insurance. As some kind of protection to your loved ones. Because life insurance creates a reservoir of funds available to your loved ones in case you meet a sudden, unfortunate death. You do not want to leave your loved ones poor and impoverished if you are suddenly taken out of the picture, do you?

Find 2 widows. One who lives well and the other does not. In most cases, the huge difference is: life insurance (or its absence) on their deceased spouses.

Do you have any future expense that you want to provide for?

Do you intend to take care of your childrenâ&#x20AC;&#x2122;s college education? What about that European vacation you have been dreaming of? Do you need a big down payment on your dream car? What about a new condo or a new house?

A permanent life insurance with a cash value feature built inside it

can take care of these expenditures.

As you age, illnesses (terminal, critical or chronic) are a big possibility. Do you know that there are life insurance policies that can take care of these? Ever heard of the phrase â&#x20AC;&#x153;benefits you donâ&#x20AC;&#x2122;t have to die to useâ&#x20AC;??

Now, a word of advice: Get your life insurance while youâ&#x20AC;&#x2122;re young.

It is more economical. Besides, you may not qualify later. Unlike your health insurance (Obamacare), life insurance is not a guaranteed issue.

If you need help, you may reach me at 323-535-7373 or, e-mail at: leo. balita@gmail.com.

Medicare members who have issues with their providers and/or insurance carriers may also call me at the above number for advice.

About the author: Leo Monsalud hails from Sta. Cruz, Zambales. He studied for MBA and Law at the University of the Philippines. He worked for UNILAB where his last position held was vice-president assigned as general manager of a division. He holds CA license #0G55218 as well as a Non-Resident license for Nevada.

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7

Possible body of John Ridsdel recovered in Sulu

By Priam F. Nepomuceno

MANILA, April 27 (PNA) – A headless body, believed to be those of Canadian John Ridsdel, was recovered in Talipao, Sulu early Wednesday morning.

The remains were found at the vicinity of Bud Samin, Barangay Gata, of the above-mentioned locality, said Western Mindanao Command spokesman Major Filemon Tan. The body was recovered by joint elements of the Talipao Police and Special Action Force (SAF) with the help of Talipao Barangay Police Auxiliary Team.

Another report said that at 10 a.m. Wednesday, one Abejari Sahemari, a municipal councilor,

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reported to the Talipao police the discovery of a body of a Caucasian-looking man at Sitio Tibangaw in Barangay Gata.

Immediately, a police scene of the crime (SOCO) team accompanied by explosive ordinance disposal (EOD) personnel and two mobile teams were sent to the area.

The policemen reached the area, which is approximately 10 kilometers away from the Talipao Municipal Police Station, around 12 noon.

The body was found sprawled at a dried creek in the mountainous area of Sitio Tibangaw.

“The cadaver was dumped in the creek by... the ASG,” the report said.

The troops then secured the area

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for possible presence of the ASG bandits, while SOCO personnel processed the scene.

“There was no indication that the victim was beheaded in the area due to the absence of blood stains in the scene,” according to the report.

After the SOCO examination, the body was turned over to the Marine Battalion Landing Team 11 and was scheduled to the airlifted to Zamboanga City.

The recovery of the body came two days after the ASG beheaded Ridsdel as their ransom demand was not met.

The ASG demanded Php300 million ransom each for Ridsdel and his fellow captives Robert Hall, Hall’s Filipino girlfriend Marites

Flor, and Norwegian Kjartan Sekkingstad.

The victims were seized by the ASG last Sept. 21 from Ocean View Resort on the Island Garden City of Samal, Davao Del Norte. (PNA)

BOTO

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9

Orange County’s ‘Remarkable Women-Entrepreneurs’ make a difference It doesn’t come as a surprise anymore to read about women leaving indelible marks in many areas that men used to dominate. One is them is in the area of business entrepreneurship where they battle it out toe-to-toe with their male counterparts on how best to put the enterprises on the right footing.

California leads all other states in the number of businesses owned by women with Orange and Los Angeles counties have most ranking be New York/New Jersey.

According to a recent report by a giant credit card company, there are more than 418, 000 women-owned businesses in Orange County-Los Angeles counties of California’s over one million. Overall, the United States has more than 8.3 million women-owned businesses.

Women entrepreneurs in California and Orange County have for decades occupied positions of leaderships among the nation’s leaders. Orange County women-owned business have ranked 10th among their peers with ovr 37 percent of businesses in the county being owned by women.

Two sterling characteristics of women contribute to their business successes – hard work and passion.

Some of these business ventures started modestly and have grown to be substantial corporations. There are 418,000 businesses that employ 319,000 personnel with most being

operated by the owners themselves.

These businesses generate an annual revenue of more than $82 million.

The success stories of women-entrepreneurs serve to inspire others who might be having second thoughts finding their niches in the business world.

For the past 19 years, the National Association of Women Business Owners of Orange County has celebrated the triumphs of women-business owners by recognizing their remarkable achievements to rise above the ordinary in their passions.

This year, on the second decade of NAWBO’s Annual Awards Event on May 19 at the Double Tree Hilton in Santa Ana, three businesswomen will be officially recognized “for daring to step out, follow their dreams, and inspire others by their commitment to what is possible”. These are Deborah Dickson, for Lifetime Achievement, Cynthia Flynn, for Entrepreneur to Watch and Loreen Gilbert, for Business Owner of the Year.

The “Remarkable Women Honorees from the past 19 years will also be paid tribute on stage for

Remarkable Women of FACCOC: Four of the five recipients of “Remarkable Women Entrepreneurs of Orange County given by the National Association of Women Business Owners of Orange County, representing the Fil-Am women entrepreneurs appear in this file photo taken at a function attended by them with friends. Atty. Linda Sarno (deceased) Edith Andres, Gloria Rull (seated from L-R) and Rebecca Masinsin, extreme left, standing) were honored on different awards night for their enterprising spirit.

their “commitment to the business community”.

NAWBO-OC provides business and professional development, informational resources, educational programs and workshops, networking and strategic relationships for close to 200 members.

Five Filipino-American business-entrepreneurs have so far

shared the night’s limelight in previous events – Atty. Linda Sarno (now deceased), a patent attorney and civic leader, Rebecca Masinsin, an accountant managing her own tax-preparation firm; Gloria Rull, an Insurance Executive, Parah Anderson, business entrepreneur, and Edith Andres, administrator/ manager of a home-health entity.

Businesses without handicap access face more troubles (Sacramento) – On Tuesday, Senate Bill 1142, presented by Senator Moorlach (R-Costa Mesa), was voted down on a 2-4 vote in the Senate Judiciary Committee with Senators Anderson and Moorlach supporting the bill, and Senator Hertzberg abstaining. SB 1142 would allow small business owners – many of whom are “mom-and-pop” businesses – a “right to cure” within 120 days any identified non-compliance of the Construction-Related Accessibility Standards Compliance Act or Federal Americans with Disabilities Act (ADA). This bill would initially protect targeted businesses from penalties and attorney’s fees before an expensive lawsuit can be filed, as long as they fixed their ADA

problem. Additionally, where there is conflict between the federal rule and the California rule, the federal rule will preempt the California rule.

“Small businesses are the bedrock of our local communities. There are too many accounts of exploitive ADA lawsuit abuses to turn a blind eye to what’s happening in our own backyard,” said Moorlach. “Instead of encouraging businesses to work toward compliance with ADA standards, California has created a climate where it is lucrative to sue businesses, receive a quick settlement, and move on to the next victim. SB 1142 offered hope to those small businesses who truly want to comport. Sadly, with no ‘right to cure’ protection, many California businesses will be

forced to close their doors after their finances have been drained from targeted litigation.”

All over the state of California, serial plaintiffs and a select and frequent group of law firms are filing lawsuits against businesses for failure to be in compliance with the ADA. Rather than work to fix the non-compliance issues, many ADA suits are intended to extort a quick settlement from the businesses they target, rather than seeking for actual compliance, sometimes driving them out of business in order to pay. Despite legislation over the years to marginally address ADA compliance lawsuits, this problem continues and business owners need a clear “right to cure” provision in law to

protect themselves and give them a chance to fix any legitimate construction defects. News outlets across the state have highlighted recent cases of ADA lawsuite abuse: San Jose Mercury News: Serial ADA lawsuit filer striking Bay Area; NBC Bay Area: California Outpaces Other States in ADA Lawsuits; OC Register: Abuse of ADA a plague on CA small businesses.

“A majority of these lawsuits are being brought by a small group of attorneys and plaintiffs that have been able to find a lucrative exploitation of the law for their own gain,” Moorlach said. “There is no point in having ADA compliance standards if there are no businesses left to implement them.”

10

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Surprisingly commendable entertainment: Pinoy film “Anak,” and “Ariadne auf Naxos,” a German opera The recent showing of “Anak,” during the Ricky Lee Film Festival held at the Laemmle Theatre in North Hollywood, presented by a group called Entertainment USA LLC surprisingly was an entertaining tearjerker movie.

To say the least, this author along with media friends, Odette Ricasa, Cecile and Dante Ochoa all seldom watch movies produced from back home. The last movie we saw worth mentioning, was the award winning film “Heneral Luna,” which starred a great dramatic actor named Juan Arcilla.

“Anak” was a film released in the Philippines in May, 2000, distributed

by Star Cinema and produced by ABS CBN executives: Charo Santos-Concio, Malou N. De Guzman and Jessie Lasaten.

This Filipino family drama directed by Rory Quintos, starred Vilma Santos, Claudine Barreto and Baron Geisler. It depicted the story of overseas domestic workers leaving their families behind in search of a better life for their future. While working as a nanny for a wealthy couple in Hongkong, Josie’s (Vilma Santos) husband died and her children were left under the care of her sister.After several years of working there, she was able to save some money and upon her return back home was surprised to feel the resentment of her children. Her younger kids, MIchael and Daday eventually understood their mother’s struggles working in a foreign country, but it took the oldest, Carla (Claudine Barretto) sometime to openly accept the reality of her authority as their mother who

struggled working abroad to enable her to support all of them to give them a better life.

Though the film was a typical Filipino “tearjerker” movie, the acting was certainly commendable through the direction of Rory Quintos, complemented by the dramatic screenplay of Ricardo and Raymond Lee. The film was “critically acclaimed by film critics” as an entry to the 73rd Academy Awards for Best Foreign Film, but was unfortunately not accepted as a nominee. Nonetheless, it was a such a wholesome film to watch in case you can find it on DVD. • On a recent invitation by this author’s tenor/popera singer friend, Jonathan Badon, we were priveleged to have been invited to see a German Opera called “Ariadne auf Naxos” at the University of California’s (USC) Thornton School of Music.

Surprisingly, though the opera was in German, we were able to follow its great presentation through its continuous subtitles.

Though Jonathan and this author were years apart in college, we were both thankful to our World History professors who instilled and imparted in us, our vast knowledge of learning, not only of historical facts but appreciation of the various cultures

all over the world.

In this author’s personal learning experience, our whole semester of Greek Mythology was quite unparalleled, because the stories of ancient times still resonate and have currently been applied to the present.

In order to understand the opera, this author recalled learning the background of Ariadne in Greek Mythology.

She was the daughter of Minos, King of Crete, thus she was called a “Great Goddess of Crete,” and her name was apparently derived from a Greek-Cretan word called ‘arthagne,’ meaning “utterly pure.” In addition, her name also meant “Mistress of the Labyrinth,” where during the olden times in Greece, there was a “prison that had the dreaded Minotaur in its centre. “ Ariadne, who fell in love with Theseus helped him get away from the labyrinth and soon after they eloped and settled in Naxos.

‘Bacchus’ in Greek Mythology, was the “god of the grape harvest, winemaking and wine, of ritual madness and fertility.”

The USC-produced opera was about the story of Ariadne who was stranded in a desert island where she kept waiting for her lover, Theseus and to ease her despair, she was entertained by three nymphs and a member of a cabaret troupe named Harlequin who was the lover of Zerbinetta.

During their merriment, Bacchus

arrives and mistakes Ariadne for Circe whom he escaped from, while Ariadne on the other hand, mistook him for her lover, Theseus. Towards the end, Bacchus “perceived the reality of Ariadne’s plight and he was moved by her pain,” so he “fulfilled his god-hood and takes her life, leading her to a new and beautiful realm with him in the stars.”

Nowadays, seldom does this author find historical and cultural entertainment worth spending three hours on, but certainly the USC-produced opera was something that “fed our souls.” Jonathan and I were both grateful for the invite of USC employee Lolita David. Maraming salamat Lolita, for a great cultural evening!

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Grounds for annulling a marriage Most couples that want out of a marriage in California usually file for Divorce. There are circumstances though that allow a couple to have their marriage “voided” rather than “dissolved.” There is a big difference between the two concepts. With a voided marriage, it restores the couple to status of unmarried person as if they have never been married before.

In a divorce, the couple would always be regarded to as married during the period of the marriage.

Unlike Divorce which can be obtained regardless of the reason.

Voiding a marriage may only be obtained based on certain grounds. It is void in cases of incest and bigamy.

It is voidable in cases of minority, Unsound Mind, Fraud, Force, or Physical Incapacity. Marriages between parents, children, ancestors and descendants, brothers and sisters, half brothers and sisters, uncles and nieces, and aunts and nephews are incestuous and are void from the beginning. So are bigamist marriages where either party was still married to another person when they entered the marriage. Nevertheless, it is best to obtain a Nullity Judgment to clarify the legal status of the parties under these circumstances.

Certain situations does not necessarily make a marriage void but makes it voidable on the parties’ option. One such circumstance is when the petitioner was under 18 years old when the petitioner married and the parents did not provide their consent.

The Nullity petition based on this ground has to be filed within four years after the party turns 18. The parent of the minor may also file the Petition provided it is filed prior to the minor turning 18. Another sit-

uation is a bigamist marriage where the first spouse has been absent and not known to be living for 5 years prior to the second marriage or if the party believed the spouse to be dead at the time of the second marriage. A Nullity based on this ground may be filed during the life of the other party.

A marriage may be voided if either party was of unsound mind at the time of the marriage. Unsound Mind means a person is incapable of understanding the nature of the marriage contract and the duties and responsibilities it creates which depends on the degree of mental capacity of the party. This may not be a ground if the party later on came to reason yet continued to freely cohabitate with the spouse.

Fraud is another ground for voiding a marriage. The false representation or concealment must relate to a substantive matter and directly affect the purpose of the party deceived in entering the marriage. The fraud must go to the very essence of the marital relation before it is sufficient for an annulment. It is not sufficient simply to contend that your spouse turned out to be a lazy, drunken disappointment. Nullity based on fraud has to be filed within four years of discovering the fraud.

Certain marriages that are entered into by force are voidable.

Circumstances that meet these standards requires that the forced party’s

free will to have been overcome by the spouse such as through the use of threats. These type of Nullity must be filed within four years from the date of marriage. A marriage where the spouse was found to be incapable of physically engaging in copulation may be voided.

It can only be filed by the spouse that does not have the physical incapacity and must be filed within four years of the marriage. Before deciding weather a divorce is the appropriate avenue to end your marriage, parties should evaluate if a Nullity is a viable alternative and weather it serves their best interest.

Please note that this article is not legal advice and is not intended as legal advice. The article is intended to provide only general, non-specific legal information. This article is not intended to cover all the issues related to the topic discussed. The specific facts that apply to your mat-

11

ter may make the outcome different than would be anticipated by you.

This article does create any attorney client relationship between you and the Law Offices of Kenneth U. Reyes, P.C. This article is not a solicitation.

Attorney Kenneth Ursua Reyes is a Certified Family Law Specialist. He was President of the Philippine American Bar Association. He is a member of both the Family law section and Immigration law section of the Los Angeles County Bar Association. He is a graduate of Southwestern University Law School in Los Angeles and California State University, San Bernardino School of Business Administration. He has extensive CPA experience prior to law practice. LAW OFFICES OF KENNETH REYES, APLC is located at 3699 Wilshire Blvd., Suite 747, Los Angeles, CA, 90010. Tel. (213) 388-1611 or e-mail kureyeslaw@gmail.com. Visit our website at kenreyeslaw.com.

DFA: Beheading of Canadian ‘cruel, inhuman’ MANILA, Apr 26 (Mabuhay) – The Department of Foreign Affairs (DFA) on Tuesday strongly condemned the beheading of Canadian hostage John Ridsdel by the Abu Sayyaf Group, calling the act “inhuman” and “cruel.”

The DFA also extended its deepest sympathies to the family of Ridsdel and the government and people of Canada, assuring that Philippine authorities are doing their best to rescue the remaining hostages and go after their captors.

“We join you in grieving for the lives lost in this senseless act of violence, the DFA statement said. “The DFA strongly condemns this cruel and inhuman act perpetrated by the Abu Sayyaf group, and reiterates its strong resolve to oppose terrorism in all of its forms.”

“We support our brave men in uniform – some of whom have sacrificed life and limb – who remain relentless in rescuing the remaining hostages and bringing these nefarious elements to justice,” it added.

Abu Sayyaf gunmen, who were holding Ridsdel and another Canadian Robert Hall in the jungles of Southern Philippines, demanded $6.5 million or about P300 million for each hostage – the largest ransom the extremist group has ever asked for in years.

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When should I refinance my home mortgage?

Caller: I have a $ 300,000.00 loan with 4.125% rate and my credit is above 680. Can I sill get a better rate and I really don’t want to pay fees because I just refinanced last year.

Ken: what we can offer you today is a 3.875% rate 30 years fixed without paying loan fees, escrow fees nor title fees. Your credit is OK, don’t need to be above 700, you are at 60% LTV therefore no additional cost to refinance. With your savings and good credit standing, we actually will not have a problem getting an approval. Your savings is $ 43.00 a month that might not seem a lot but you are less than a year into your loan which makes it worth for you to refinance and put that extra $43.00 back into the principal. So, if you refinance and put the savings towards your principal reduction your savings will be about $17,447 over the life of the loan and best is you don’t have any fees going into this loan.

Recommendation: DO IT NOW! Caller: I am a single mom that works as a CNA making about $4,000.00 a month, I am selling a piece of property in the Philippines that will net me close to $150,000.00.

I would like to buy a house and pay off some debts. Please advise me on what is the price range I can qualify for and where I should be buying. My two grandchildren will also be immigrating to the US to live with me.

Ken: I congratulated her for being able to hold on to a piece and real estate and selling it for a profit. However, due to her income and her debts, I can only qualify this caller to buy a property around $200,000.00 that will leave her with about $50,000.00 of her net proceed from the sale of the land overseas. Due to her age and added responsibility that she will have to care for I am advising her to just rent in a better area with a good to descent school district for

her grandchildren. I am afraid that because she cannot find anything descent for $200K to buy that will ensure her grandchildren good education, renting would be a better option for her now. If she buys and almost deplete all her savings just to own a house, she might be stretching herself too thin. Homeownership comes with a lot of responsibilities towards the property that will cost money. Her income is very limited, especially if she is expecting to support more family member staying with her.

Recommendation: RENT first and keep your funds in an interest earning Mutual funds and buy a house later when the market retreats and your new family members are settled in.

Caller: I have a 1st mortgage of $350,000.00 at 4.75% 30 years fixed and I have a second loan at 8% for $60,000.00. I would like to see my payments become lower, I have good credit and I have a good job.

Ken: Your property value is right around $ 410,000.00. Your paying a combination of $2482.77 for both.

Your property value is just about worth exactly how much you owe now on your mortgage. Unfortunately you are neither a Fannie Mae or Freddie Mac loan therefore will not qualify for the HARP refinancing. Since your second mortgage was included in your previous bankruptcy 7 I would suggest for you to try to negotiate a settlement pay off with them. You have some savings that you can offer

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the second lender to wipe out this debt, since you are already slightly behind on the payment this would be a good time to ask for a settlement payoff.

Recommendation: Call your lender to settle on the second mortgage that is included in your BK 7 previously.

Caller: I currently have a 30 years loan that I have been paying on for about 9 years at 4.5% interest rate.

I have a lot of equity and would like to know if it is worth while for me to refinance the loan, I took out some fund for home improvements from my credit card with 0% interest for 10 months.

Ken Go: You’re in a better situation now having yourself a lot of equity, I am sure a lot of people will love to trade places with you. Your at an age where you probably want to think about retiring and would

be oppose to starting your loan over again for 30 years.

So, I will suggest a 20 year loan fixed for you, I am also suggesting for you to payoff the credit card balance of 25,000, I don’t care if that is zero interest.

You will still need to pay it off when time comes. Because you will stay in this house for long term and you want a lower payment, I am suggesting for a no points loan and for you to pick up your own escrow and title cost. You will save about $200.00 and not have to start a 30 year mortgage again.

Recommendation: DO IT NOW! RATES ARE DOWN, I RECOMMEND FOR YOU TO START TO INQUIRE ABOUT A REFINANCING. I could be reach at 562-508-7048 anytime or at the office 562-697-7028 or write to me at kennethgo@verizon. net. Don’t delay CALL NOW.

New report reveals booming Asian American older adult population in Los Angeles LOS ANGELES, April 27, 2016 – The face of Los Angeles County’s older adult population is changing.

According to a new report released today by AARP and Asian Americans Advancing Justice – Los Angeles, Asian Americans are among the fastest-growing 50-plus populations countywide. “A Community of Contrasts: Asian Americans 50 and Older (Los Angeles County)” documents the rapid growth of the Asian American older adult population and the challenges they face, including poverty, language barriers, and health concerns.

According to the report, the Asian American older-adult population in Los Angeles County grew 56% from

2000 to 2010; among racial groups, only the county’s Latino population age 50-plus grew at a faster rate.

Among Asian Americans age 50-plus by ethnic group, Chinese, Filipino, and Korean Americans are the largest populations, while Bangladeshi, Fijian, and Pakistani Americans are the fastest growing.

Today, Los Angeles County is home to more Asian American older adults than any other county nationwide.

“As Asian American older adult populations grow, so do their needs,” said Daphne Kwok, AARP Vice President of Multicultural Leadership, Asian American and Pacific Islander Audiences.

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13

Out of debt without filing for bankruptcy?

Being in debt and doing nothing about it can have more serious consequences than you think.

First of all, it can impact your financial future. Uncontrolled debt can deprive you the opportunity to put money aside for emergencies, save money for a home or college for your children, or perhaps for retirement.

Every day I see a lot of people past retirement age who continue work just to be able to pay their debts.

Some of them are not in the best of health but are forced to work because they just can’t afford to miss a paycheck. Sadly, a lot of them also have zero savings in the bank so the day they stop working, they don’t even know how they are going to survive financially.

Debt problems tend to get worse over time if you ignore them. For example, you can get sued by creditors, your wages garnished or your bank account levied. If you own a home, a judgment lien can be filed against your property, making it difficult to sell when the time comes.

The judgment against you also earns interest so over time the debt just keeps getting larger. All of the above can happen at the same time while your credit also suffers for many years making it impossible for you to re-establish.

In other words, bad debts can haunt you for many years unless you deal with it now. The very first step is to know your options. Unfortunately these days, there is a lot of misinformation out there that people are too scared to do anything for fear that they will make a mistake. Or sometimes, they listen to bad advice given by family or friends who don’t really understand the legal issues

involved in their situation.

Listen to me: Your family and friends may care a lot about you but they are often NOT the best source of advice for your debt problems.

They mean well and they want the best for you but if you simply take their advice without consulting with an attorney first, this could keep you stuck in your problems for a very, very long time. Trust me, I know, because I have seen this many times in my practice as a debt relief attorney.

There are situations where bankruptcy can still be avoided by making drastic changes with the way you spend your money. For example, if you’re already in debt, you need to stop borrowing as soon as possible or you’re just digging yourself a bigger financial hole every single month.

Don’t use credit cards to pay other credit cards and you need to pay close attention to where every dollar goes. Watch your monthly expenses closely and eliminate those you can live without.

If you cannot afford to pay cash for something that you want at this time, you simply cannot afford it, period.

By cutting your expenses, you may be able to come up with some extra cash that you can use towards debt repayment. If you are like most people and are paying 22-29% in interest on your credit cards per year, paying only the minimums will guarantee that you will be in debt for a very

Caregivers, are you paid overtime?

Under California law most caregivers must be paid overtime compensation when working 24-hour shifts. With the increase in California’s minimum wage to $10 an hour on January 1, 2016, that means a 24-hour caregiver must be paid $315 a day to comply with the current law. Many caregivers are working under a day rate or monthly salary.

A day rate or monthly salary does not compensate for the overtime hours worked and results in a substantial unpaid overtime claim for the employee.

Oftentimes, employers attempt to avoid liability by claiming the caregiver is an “independent contractor.” In most circumstances, this argument will fail as typically employers maintain significant control over the caregiver such that that California law will find the caregiver to be an employee.

This change in the overtime rules for caregivers became effective on January 1, 2014, when the Domestic Worker Bill of Rights (DWBR) became law in the State of California.

Previously, employees who qualified as “personal attendants,” including caregivers, nannies and babysitters who worked in private households, were exempt from overtime.

The DWBR eliminated the overtime exemption for personal attendants and provides that personal attendants, “shall not be employed more than nine hours in any workday or more than 45 hours in any workweek unless the employee receives one and one-half times the employee’s regular rate of pay for

our ay y d in Metro deliver over We worked Sen ine’s D s all hours dayshours 0 nine in 4for nt r boxe in anyMaworkday withand a il e n l all hours a V aste ! in the s th n o m 3 worked more than 45 hours r o 2 t o n E & workweek.”

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So now caregivers, nannies and babysitters (with limited exceptions) must be paid overtime compensation.

Under Labor Code § 1194, domestic workers are not only able to recover their unpaid overtime in a civil action, but they also may recover reasonable attorney’s fees and costs.

California law also provides interest and penalties for workers who are not properly paid overtime compensation.

If you are working as a caregiver who is not paid overtime when working more than nine hours a day or 45 hours a week, you should consult with an attorney to discuss your rights under this law. With all the penalties, interest and attorneys fees allowed, claims often exceed $100,000 for 24-hour employees working just over 1 year.

Article written by Daniel Chaleff, Employment Law Attorney of Chaleff Rehwald. Mr. Chaleff has been practicing employment law for over 21 years. For free and confidential consultation call (818) 807-4168.

long time so you need to pay more than this in order to make progress in your goal to be debt-free someday.

I know this takes a lot of discipline especially when you don’t have a lot of disposable income.

If you are no longer able to help yourself or if you are already behind in your debt payments and creditors are threatening legal action, filing bankruptcy may be your last resort.

If you don’t file bankruptcy, things can only get worse and you may find it very difficult or impossible to recover financially. Why suffer if the law allows you a chance to start over and rebuild your finances again? If you know nothing about how bankruptcy works, you should at least speak with an experienced and knowledgeable bankruptcy attorney who can explain to you the pros and

cons of such solution. If done right, believe it or not, this can actually be the best thing that you can ever do to change your life for the better. You owe it to yourself and your family to at least explore this possibility if you are out of options. It is often not as bad as you think and may be what you need to eliminate financial stress in you life once and for all.

For a free office consultation, please call Toll-Free 1-866-477-7772.

We have offices in Glendale, Cerritos and Valencia.

(None of the information herein is intended to give legal advice for any specific situation. Atty. Ray Bulaon has successfully helped over 5,000 clients in getting out of debt. For a free attorney evaluation of your situation, please call RJB Law Offices at TOLL- FREE 1-866-477-7772).

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OPINION

Aquino vows ‘degraded problem’ on ASG

By Joann Santiago

MANILA, April 27 (PNA) – President Benigno Aquino III on Wednesday vowed the continued fight against the Abu Sayyaf Group (ASG) to prevent the bandits from terrorizing people and get the attention and funding of ISIS. “I am ready to devote all my energies towards ensuring that, at the very least, this will be a very seriously degraded problem that I will pass on to my successor,” he said in a statement.

The statement was issued nearly two days after the bandits beheaded one of their Canadian hostages, John Ridsdel, who was among the four people the bandits kidnapped from a resort in Samal Island on Sept. 21, 2015.

The President said he had written Ridsdel’s family to express his condolences.

“We are so appalled by this murder. Mr. Ridsdel was a person against whom no one had any grievance—a person who was powerless against his captors. This murder was meant to terrorize our whole population,” he said.

The President said military operations against the bandits continue, particularly in Sulu, to save the hostages who were seized along with Ridsdel.

He said the hostages were reportedly under the control of one Radilon Sajiron, whom Aquino said “has consolidated his forces around himself and the captives.”

He said this situation was “both a problem and an opportunity.”

“It is a problem because of the sizeable force surrounding Sajiron and the captives, but it is also an opportunity because smashing these forces is within our grasp,” he said.

“This is why intensive operations are ongoing against the ASG forces holding civilians captive in Sulu. The full resources of the State are being brought down on the ASG. Our primary objective is to rescue the hostages and ensure the safety of our civilian population,” he said.

President Aquino said the atrocities of the ASG were the main reasons for the continued military operations in Balisan, particularly targeted ASG head Isnilon Hapilon and a deputy, Furuji Indama.

“We will leave no stone unturned and are studying every instrument, both military and legal, to ensure success in our areas of operations and wherever else required,” he said pointing out the government’s target was “to seriously erode any ability of the ASG to continue to function.”

The President said “casualties are expected” but assured the public that what was important was neutralizing ASG’s criminal activities.

“The men and women in our Armed Forces are welltrained, well-equipped, and resourceful. I have full trust and confidence in them,” he said.

President Aquino also said the government had been open to dialogues with the rebels but pointed out that it “will always act from a position of strength.”

“So, to the ASG, and whoever may aid or abet them, you have chosen only the language of force, and we will speak to you only in that language,” he said.

“We will not stop until the threat they pose to our communities is ended,” he said.

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Traffic, squatters and politics in the metropolis

The last time I was here in Metro Manila was in June of 2013 to attend the funeral of my beloved mother, Helen Yasumori Parazo, who died at the age of 92.

Three years is not a long time. But upon exiting the airport premises early Tuesday (April 26) at 6:30 in the morning, I was surprised and shocked to find out that traffic in Metro Manila has gotten really out of hand. It has become worse in a span of only three years.

It took me, my sister Cora and Ronnie, my brother-in-law, three hours travel time to reach our destination in Antipolo City from the NAIA terminal 1.

I am pretty sure that anyone appointed by the next president to be the new MMDA Chairman will not be able to improve the chaotic traffic problem in the metropolis.

There is really too many vehicles in Metro Manila. Worse, the roads are getting narrower every year because of the inability of the government to stop the migration of informal settlers in the metropolis.

Metro Manila has a total population of close to 13 million people. Its total land area is equivalent to or even larger than most provinces in the Philippines.

The inability of the government to provide lowcost housing to the poor has forced people to live or squat in makeshift shanties along esteros, river banks, sidewalks or even under bridges.

City and town executives in Metro Manila have ignored or even tolerated the presence of these squatters for years since they represent votes during elections.

In Quezon City, there is even an ordinance declaring moratorium on the eviction of informal settlers in the city until there are enough relocation sites for the affected illegal settlers. QC officials are claiming that the ordinance is for human considerations.

But to me and most of Metro Manila residents, it is in aid of political consideration.

Take the case of Quezon City Congressman Jose Christopher Belmonte. I, unfortunately did not have the time to verify if he is related to House Speaker Feliciano Belmonte. On the day I arrived in Manila from Los Angeles, I saw on television the news program of ABS-CBN how a demolition operation in Barangay Culiat along Luzon avenue in Quezon City last April 26 was temporarily halted with the intervention of Congressman Belmonte and his security aides.

It was reported that the informal settlers have already packed their belongings and agreed to leave and comply with the court order when Congressman Belmonte suddenly appeared from nowhere and intervened. With less than nine days to go before election day and desperate to get “pogi points” from his constituents to get re-elected, Belmonte, as expected, prevented the demolition team from doing its job. Belmonte told QC sheriff officials that they cannot enforce the court order since there is an on-going dialogue in the city council as to where the affected residents will be relocated. The “grandstanding” congressman, however, failed to give a specific answer when asked where the squatters will be possibly relocated if and when they will be evicted.

Unless elected officials in Metropolitan Manila get their act together and muster enough political will to evict informal settlers in their respective areas, traffic and floods will continue to plague the metropolis for years.

Duterte survives rape remarks, stays on top: Pulse MANILA, Apr 26 (Mabuhay) – Davao City Mayor Rodrigo Duterte remains the top choice for president despite his controversial remark about an Australian rape-slay victim, the latest Pulse Asia survey revealed.

The Pulse Asia “Pulso ng Bayan” survey, conducted from April 16 to 20, shows 35 percent of respondents choosing the toughtalking mayor from Davao City.

Following Duterte is erstwhile frontrunner Senator Grace Poe, who got 22 percent. Coming in at third place is Liberal Party standard bearer Mar Roxas with 17 percent.

The administration bet is statistically tied with Vice President Jejomar Binay, who got 16 percent.

Senator Miriam Defensor Santiago followed with 2 percent.

The survey was conducted at the height of the controversy involving Duterte’s remark

about Australian missionary Jacqueline Hamill.

Duterte was heavily criticized after a saying that he should have been the first to rape Hamill instead of prison convicts. Hamill was one of several “prayer warriors” taken hostage by prisoner Federico Pugoy and other inmates inside Davao Metrodiscom in 1989.

In terms of geographical area, Duterte dominated all except for Balance Luzon, where the most number of respondents favor Poe. Duterte got 40 percent in the National Capital Region, 32 percent in the Visayas, and 58 percent in Mindanao. He got 22 percent in Balance Luzon, 6 percentage points below Poe’s 28 percent.

The Davao City mayor was also the top choice across all socioeconomic classes, getting 43 percent from classes ABC, 32 percent from class D, and 40 percent from class E.

Risks from upcoming polls remain small vis-à-vis PHL economic outlook: HSBC report

By Joann Santiago

MANILA, April 27 (PNA) – A report by banking giant HSBC discounts big risks on the Philippine’s economic outlook vis-à-vis the upcoming national polls on May 9, citing that investors’ prefer continuity of current policy, which they see on most of the candidates. Entitled “Philippine elections 2016: Beyond the campaign noise”, the report said that “the candidates’ platforms suggest a low risk of significant policy reversal.”

It said markets’ reaction on campaign news was subdued “given the strong similarities between candidates’ platforms, particularly concerning economic issues.” ”Of course, what ultimately matters is not the campaign platforms but their implementation and the quality of governance, which President (Benigno) Aquino (III) has painstakingly improved during his tenure, earning him plaudits from

investors and credit rating agencies alike,” it said. The report stressed that what matters was how the new government sustain infrastructure spending, which would support the economy over the next decade. “But over a much longer time horizon, the development and maturity of the nation’s institutions are equally important, and this is what investors should focus on for the long haul,” it said.

It noted, however, that recently, “foreign investors have started to pay more attention to campaign developments.” This as former frontrunners Senator Grace Poe and Vice President Jejomar Binay have been surpassed by Davao City Mayor Rodrigo Duterte in recent surveys, even after the Supreme Court (SC) issued a final ruling last April 5 reversing a Commission on Elections (Comelec) ruling cancelling Poe’s certificate of candidacy due to citizenship and residency issues.

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15

ENTERTAINMENT

Childâ&#x20AC;&#x2122;s Dream Is Motherâ&#x20AC;&#x2122;s Quest My daughter is a stage performer and a classical singer. As a mother, I take pride and joy in all her accomplishments. I share her anxiety whenever she prepares for an audition. I feel the excitement when she gets ready for a performance. I guide her to aspire for her best talent and make her dreams a reality.

Does this make me a stage mom? I think not.

I am a supportive mother. I take care of my childâ&#x20AC;&#x2122;s physical and emotional well-being, giving her an endless supply of unconditional love. I have to admit that itâ&#x20AC;&#x2122;s not easy. Itâ&#x20AC;&#x2122;s manageable. I just have to prioritize her needs over mine, and I happily oblige.

Am I the only one who feels this way?

Then I thought of a celebrity mother who parallels my experience. Both our daughters are artists whose passion is performing in the world of entertainment.

They recently advanced from their teenage years, turning 20. The activities that surround our daughtersâ&#x20AC;&#x2122; chosen careers become our tasks. We manage the path to their fulfillment. However, there is a remarkable difference between us.

Her daughter is the multi-awarded actress, Kathryn Bernardo, Teen Queen of Philippine showbiz. Admired by millions of fans all over the world, Kathrynâ&#x20AC;&#x2122;s biggest supporter is her mother, Min Bernardo. â&#x20AC;&#x153;She wanted to be an actress at a very young age,â&#x20AC;? said Min when I asked her how Kathryn got into showbusiness. â&#x20AC;&#x153;Kathryn was inspired to work,â&#x20AC;? she explained.

Min saw Kathrynâ&#x20AC;&#x2122;s passion and determination to get that break into the business.

The long rides from Cabanatuan City to Metro Manila and then lining-up for hours to audition was tedious but worth it.

Eventually, she got a role that marked her star in the entertainment industry. Thatâ&#x20AC;&#x2122;s when Min and Kathryn moved to Manila. â&#x20AC;&#x153;My husband and I made that decision to support Kathâ&#x20AC;&#x2122;s budding career, â&#x20AC;? she recalled, â&#x20AC;&#x153;We used to go home to the province once a week. But when her career took off that all changed.â&#x20AC;?

How do you manage that?

What if your child finds huge success early in life?

Constant guidance and tireless 8&/$ /DZ *UDGXDWH support keeps her relationship with her daughter close. â&#x20AC;&#x153;Kathryn 2YHU <HDUV ([SHULHQFH

My daughter Becca with me

knows that she can come to me for anything,â&#x20AC;? she explained. â&#x20AC;&#x153;I am not judgemental. I encourage her to open up. I trust her and she knows her limitations. She is not spoiled,â&#x20AC;? and with a big smile on her face she continued, â&#x20AC;&#x153;Sheâ&#x20AC;&#x2122;s not a celebrity at home.â&#x20AC;?

Thatâ&#x20AC;&#x2122;s the impression that I got when I met Kathryn. Sheâ&#x20AC;&#x2122;s sweet, kind, respectful, and very charming. Stardom has not affected her ability to stay grounded.

To raise a talented daughter in the dog-eat-dog world of creative media is a challenge. The world is not forgiving. Minâ&#x20AC;&#x2122;s daughter is a constant spectacle to the public, loved and hated by many.

This can be disheartening. Every little thing that she does is examined, criticized or praised by people who donâ&#x20AC;&#x2122;t know her. â&#x20AC;&#x153;Kath is not comfortable being the center of attention,â&#x20AC;? Min said. â&#x20AC;&#x153;Sheâ&#x20AC;&#x2122;s timid and very conscious not like me,â&#x20AC;? and with a playful tone she continued, â&#x20AC;&#x153;I am verbally expressive and speak my mind.â&#x20AC;?

When is a motherâ&#x20AC;&#x2122;s quest a mission or advocacy?

Min is an advocate, not just a shield or a dreamer. She promotes her daughter but she does not live through her. Thatâ&#x20AC;&#x2122;s a very fine distinction when millions of fans want their say in her daughterâ&#x20AC;&#x2122;s daily life. Most of all, being an advocate as a mom means dealing with the daily grind. â&#x20AC;&#x153;Iâ&#x20AC;&#x2122;m with her all the time,â&#x20AC;? she says with a laughter in her voice, â&#x20AC;&#x153;but seriously, itâ&#x20AC;&#x2122;s important for me to be by her side all the time, especially when she is working.â&#x20AC;? Min endured the long hours of taping, traveling on location, seeing after her needs, and dealing with the endless details that make the daily life on the set possible.

It takes more than patience. Is this an expression of a motherâ&#x20AC;&#x2122;s love?

A motherâ&#x20AC;&#x2122;s labor of love is not like a bank or an investment where you make a deposit and expect a return. It is more like cultivating a delicate flower.

You care for it, nurture it.You pour your hopes and dreams into it, and at some point, sooner or later, it blossoms.

When this blossoming of love happens, it gives us joy unlike any other. It is both selfless and without any measurement. I see this joy around me. We have a special place in our hearts for the love that our children have for us.

At birth, there is pure motivation of love of the mother to her child.

That purity of love never diminishes, it becomes stronger in time.

That bond is never more apparent when you watch your loving child at a distance up on stage or on the big screen. It is a crucible, where only those who can reach out with their emotions can draw the au-

Kathryn and her mother Min Bernardo

Min and I hanging out / fooling around the set

dience into a singular experience with them. When that emotional flow happens, itâ&#x20AC;&#x2122;s a sensational feeling. To know that the child has mastered so much talent, has such an exulted place for the mother. It doesnâ&#x20AC;&#x2122;t take any special talent for mothers and children to love each other. Whatâ&#x20AC;&#x2122;s important is how that exceptional motherâ&#x20AC;&#x2122;s love can be so high over other emotions.

I remember one day on the set when I was chatting with Min, someone came up to her and told her that Kathryn needed help with her outfit. Minâ&#x20AC;&#x2122;s eyes brightened.

When she got up to deal with her daughter, it struck me how little it mattered if the support that we, as mothers, can offer is great or simple. What matters is that weâ&#x20AC;&#x2122;re there for our children, always and forever.

And thatâ&#x20AC;&#x2122;s the joy that Min Bernardo and I both share.

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IHS Automotive recognizes Mitsubishi Mirage for highest sub-compact model loyalty Cypress, Calif. – Mitsubishi Motors North America, Inc. (MMNA) has announced the Mitsubishi Mirage has once again been recognized by IHS Automotive for having the highest Model Loyalty in the Non-Luxury Traditional Sub-Compact segment for the 2015 model year*.

This is the second consecutive year Mirage has been recognized for its superior owner loyalty performance.

IHS Automotive loyalty performance is determined when a household that owns a new vehicle returns to market and purchases, or leases, another new vehicle of the same make and/or model.

“The Mitsubishi Mirage is one of the true hidden gems in the automotive industry and this IHS award validates that claim,” said Don Swearingen, executive vice president, MMNA. “Mirage offers an unmatched package of segment-leading fuel economy, attractive pricing and an industry leading new vehicle and powertrain warranty. Our faithful owners understand and appreciate the Mitsubishi Mirage.”

Coming off a record-breaking year where sales increased nearly 30 percent from the previous year, the Mitsubishi Mirage is new for the 2017 model year. Complete with a refreshed exterior design, improved performance and the incorporation of Apple CarPlay and Android Auto, the 2017 Mirage will continue to fill a need in the market for an affordably priced vehicle for consumers

to purchase. *According to IHS Automotive’s U.S. owner loyalty analysis of the Non-Luxury Traditional Sub-Compact Car Segment, Mitsubishi Mirage saw the greatest percentage of owners who returned to market and purchased or leased another Mitsubishi Mirage in the 2015 model year.

Meanwhile, Mitsubishi Motors North America, Inc. (MMNA) and the H360 Group have teamed up to create a pair of custom sport-utility vehicles designed for today’s active professionals who prefer to get their exercise in the great outdoors, any time of year.

The 5-passenger 2013 Mitsubishi Outlander Sport Summer Edition* and the 7-passenger 2014 Mitsubishi Outlander Winter Edition* each have been customized to become the ideal ride for a particular season, complete with integrated sports equipment and cutting-edge technology designed to offer as much fun as possible - whether under the sun or on the slopes.

The companies have launched a microsite in support – www. h360mitsu.com – featuring behind-the-scenes video of the build projects as well as interviews with celebrity strength and conditioning specialist Jay Cardiello and professional snowboarder Bryan Iguchi.

Both the 2013 Mitsubishi Outlander Sport and the 2014 Mitsubishi Outlander have been named “Top Safety Pick+” winners from the Insurance Institute for Highway

Jay Santos II with his new 2015 Lancer GT with Alex Jacinto of Puente Hills Mitsubishi.

Safety (IIHS) - the highest achievement awarded by the non-profit vehicle research and crash test ratings agency. Mitsubishi Motors is the only auto manufacturer to have its entire SUV/crossover model lineup designated as “Top Safety Pick+” vehicles.

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2016 Honda Accord LX Sedan Automatic

Price

Get Your

2016 Honda CR-V SE 2WD Automatic Get Your

Price

2016 Honda Odyssey LX Automatic

Price

Get Your

Price

5 at this offer

5 at this offer

5 at this offer

5 at this offer

5 at this offer

Lease for

Lease for

Lease for

Lease for

Lease for

169

176

186

198

246

$

$

$

$

$

per mo for 36 mos.

per mo for 36 mos.

per mo for 36 mos.

per mo for 36 mos.

per mo for 36 mos.

$ 1488 total due at signing

$ 1488 total due at signing

$ 1488 total due at signing

$ 1488 total due at signing

On approval of credit. Plus tax and license. $0 security deposit. .15 cents per mile excess of 12k mile per year.

On approval of credit. Plus tax and license. $0 security deposit. .15 cents per mile excess of 12k mile per year.

On approval of credit. Plus tax and license. $0 security deposit. .15 cents per mile excess of 12k mile per year.

On approval of credit. Plus tax and license. $0 security deposit. .15 cents per mile excess of 12k mile per year.

On approval of credit. Plus tax and license. $0 security deposit. .20 cents per mile excess of 12k mile per year.

$ 1488 total due at signing

MSRP $17425, 36 month lease of $169 plus tax with $1488 drive off. .15 per over mileage charge.

MSRP $20275, 36 month lease of $176 per month plus tax with $1488 drive off. .15 per over mileage.

MSRP $23725, 36 month lease of $186 per month plus tax with $1488 drive off. .15 per over mileage.

MSRP $25945, 36 month lease $198 per month plus tax with $1488 drive off. .15 per over mileage charge.

MSRP $30300 , 36 month lease of $246 per month plus tax with $1488 drive off. .20 per over mileage.

Price plus goverment fees and taxes, any finance charge, any dealer document processing charge, any electronic filing charge any emissions testing charge. Offer expires on May 2, 2016.

Worry-Free Pre-Owned Inventory Sale 2005 BMW X3 3.0i 4dr

2012 Honda Civic LX

2012 Honda Civic LX

2012 MINI Cooper Coupe

2013 Cadillac ATS

VIN: WBXPA93495WD06719 Stock#: T5WD06719

VIN: 2HGFG3B53CH566588 Stock#: BCH566588

VIN: 19XFB2F50CE316576 Stock#: TCE316576

VIN: WMWZF3C55CT190344 Stock#: MCT190344

VIN: 1G6AA5RA3D0157492 Stock#: BD0157492

$7,593

$12,981

$12,991

$14,981

800-503-2321 Sales Hrs: Mon-Sat: 8:30am-9pm, Sunday: 10am-8pm

2014 Honda Civic 2009 Lexus LS Si 2dr Manual 460 4dr Sdn RWD VIN: 2HGFG4A56EH704375 Stock#: TEH704375

$19,981 $20,991 1435 East 223rd St. Carson, CA 90745

Conveniently located within 10 minutes from anywhere in the South Bay

2014 BMW 328i

VIN:JTHBL46F295090690 Stock#: T95090690

VIN:WBA3C1C50EK108211 Stock#: BEK108211

$21,982

$24,981

bikes, along with a tennis racket, jump rope, various kettlebell workout weights and resistance bands, yoga mats, and exercise wear housed in custom-made storage sections in the rear cargo area.

New burnt orange paint with graphite accents, 20-inch graphite wheels with Nitto NT420S tires and new interior features including black leather/perforated leather, gray suede and orange stitching and interior trim painted burnt orange to match the eye-catching exterior round out this handsome and user-friendly customized Outlander Sport.

“The practicality of this car reflects my lifestyle - always on the go, and I never have to skip a beat,” said Jay Cardiello, celebrity strength and conditioning specialist and Fitness Editor-at-Large for Shape magazine. “Whether I’m at the beach and I want to hit the waves with the Boogie Board, or I want to hit the hills or mountains with the bike, or I want to jump onto the sand and hit the yoga mat, everything is there.” Click here to see a video with Jay and the Outlander Sport Summer Edition.

The American-made 2013 Mitsubishi Outlander Sport - the Japanese auto manufacturer’s best-selling model - is a stylish and well-equipped compact crossover with roomy seating for five adults that is also highly fuel-efficient with an EPA fuel economy rating of 31 mpg highway (CVT-equipped 2WD models).

And, thanks to its sure-footed traction from Mitsubishi Motor’s All-Wheel Control (AWC) all-wheel drive system that was developed from multiple championship-winning seasons in the challenging World Rally Championship, the 2013 Outlander Sport is the ideal vehicle for active outdoor lifestyles.

2014 Outlander - Winter Edition In order to create the ideal vehicle for winter recreation, the Outlander Winter Edition was outfitted with a comprehensive selection of gear needed for a day on the slopes.

Schedule a Test drive on the vehicle of your choice at Puente Hills Mitsubishi . Call Alex at 1-866400-1067 and test drive a Mitsubishi vehicle today! Puente Hills Mitsubishi is located at 17665 Castleton St., City of Industry. sole.

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The Car Book honors Hyundai Genesis and Sonata with ‘Best Bet’ Awards FOUNTAIN VALLEY, Calif., April 27, 2016 – The Hyundai Genesis and Sonata were honored with The Car Book’s 2016 “BEST BET” distinction. For 36 years, The Car Book has selected vehicles for this recognition based on their response to the performance and safety needs of the American car buyer.

“Hyundai continues to exceed customer expectations in terms of build quality and standard features,” said Jack Gillis, author, The Car Book.

“By offering vehicles that respond to the safety and performance needs of today’s consumers, Hyundai continues to make a significant contribution to improving the market choices for the American car buyer.”

The Car Book has been an important guide to help car buyers make smart and sensible decisions. The company evaluates vehicles in nine categories: crash tests, safety features, rollover, preventative maintenance, repair costs, warranty, fuel economy, complaints and insurance, with the heaviest emphasis on safety.

“The BEST BET recognition from The Car Book demonstrates our emphasis on safety and performance with bold styling and advanced tech-

nologies across our sedan lineup,” said Mike O’Brien, vice president, Corporate and Product Planning, Hyundai Motor America.

“Within the crowded sedan segment today, we strive to deliver cars that are ‘better’ in every aspect, to win over the needs of car buyers—from better safety to better performance. This is a promise we will continue to deliver to our customers.”

The 2016 Genesis is equipped with many advanced safety technology options, including ESC, Lane Departure Warning System, Tire Pressure Monitoring System, Brake Assist and Electronic Brake Distribution, Lane Change Assist and a rearview camera. In addition, the Genesis includes Sensory Surround Safety Technologies that

help driver alertness, focusing on total occupant safety and the safety of other drivers nearby.

The 2016 Sonata added even more safety equipment, making Automatic Emergency Braking (AEB) functionality available to models previously equipped with Forward Collision Warning (FCW).

And if you would like to check out why Hyundai is among the best selling cars, call our kababayans Jun Milan, Jay Trinidad, Mark Dadivas and Freddy Salanguit, Filipino Sales & Leasing professionals at Win Hyundai of Carson at 1-888718-7473. Better yet, drive down to Win Hyundai and feel the luxury of Sonata first-hand. Win Hyundai is conveniently located at 3462 N Peck Road, El Monte, CA 91731 in San Gabriel Valley and at 2201 East 223rd St. in Carson, CA 90810.

Best used cars now available in the market for less

By Jon Linkov Consumer Reports

Not everyone enjoys poring over used-car classified ads to find that hidden gem. Even our experts find the hunt through bad cars to be the worst part of the buying experience.

An easier solution: Simply determine your budget and choose a vehicle from our lists of the best used cars.

We dug through years of test data and hundreds of thousands of survey responses, and cross-referenced those metrics with the availability of electronic stability control, a lifesaving safety feature.

The best of the best used car models can be accessed at consumerreports.org.. Each model performed well in our road tests when it was

new and had above-average reliability for the model years shown. In addition, each vehicle offered ESC as a standard or optional feature.

We also included a list of used cars you should avoid considering because they proved to be particularly troublesome and unreliable.

Of course, even for used cars we recommend, there can be stinkers – due to a bad day at the factory or a former owner who didn’t care much

for car maintenance. Before you buy, make sure to pay for a thorough inspection by a certified mechanic, so there are no surprises down the road.

But there is a much better way of buying a used vehicle. And all you have to do is get down to Cars 911, where all used vehicle have been checked and re-cheked before they even go to the lot.

Fo a hassle-free car-buying for a used vehicle, call Cars 911 now. Cars 911 is one of the leading car dealerships that specializes in pre-owned vehicles. They have experts in all car brands and will provide you the best tips on why buying a used vehicle is worth it all, especially when you are in dire need of a vehicle ASAP as if getting one is an “emergency.” They

have more than 25 banks, all of which are ready to approve! Call now. The Cars 911 experts are waiting for you.

You can reach them at (323) 2222400. Cars 911 is located at 2244 N. San Fernando Rd., Los Angeles, CA 90065. Mention our ad here in this edition of Weekend Balita and you will be treated with utmost care.

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Docu screening remembers The Delano Manongs: Forgotten Heroes of the United Farm Workers WASHINGTON, D.C. – As part of the 70th anniversary celebration of the establishment of Philippines-United States diplomatic relations, the Philippine Embassy, in collaboration with the Asian-Pacific American (APA) Film held a community screening of the documentary, The Delano Manongs at the Romulo Hall of the Philippine Embassy on 22 April 2016.

The Delano Manongs tells the story of farm labor organizer Larry Itliong and a group of Filipino farm workers who played a pivotal role in The Delano Grape Strike of 1965.

1,500 Filipinos collaborated with Chicanos and other ethnic workers to strike against the grape growers of Delano, California that eventually brought about the creation of the United Farm Workers Union (UFW).

The documentary showed a period of early Filipino migration to the United States, with the hope that young Filipino-Americans of today will have a better appreciation and understanding of what they fought and stood for.

“Our screening of Delano Manongs is not about going on a sentimental journey to the past but aims to impart a brief lesson in American history and show a snap shot of a period in Filipino migration that many Filipino-Americans may have forgotten or may not be even aware of,” the Embassy’s Deputy Chief of Mission, Minister Patrick Chuasoto,

said in his opening remarks.

The Director of the documentary, Ms. Marissa Aroy, was also present during the screening together with APA Festival Director Paul Marengo.

“It wasn’t until I became a filmmaker that I became curious and I wanted to know more about the history of the Philippines and the Filipino-American relations and to understand why it is that I am Filipino-American,” Director Aroy whose grandfather was actually one of the Manongs said at the Q&A session after the screening.

“For me, making the film for the younger generations and for myself so we can value our contributions to the United States and put into context our immigration story as something as important and as valuable as any other immigrant story,” Director Aroy explained when asked about her experience in making the film and its personal relevance to her.

In October 2013, Assembly Bill 123 requiring public school instruction of the Filipino-American’s contribution to the farm labor movement in California was signed by Governor Jerry Brown.

Community screening of “The Delano Manongs” at the Romulo Hall of the Philippine Embassy on 22 April 2016

Kalayaan Inc to celebrate 118th anniversary of Philippine Independence Day in annual gala dinner ball Los Angeles – On June 11, 2016, Kalayaan Incorporated will hold the 118th Anniversary of the Proclamation of Philippine Independence with its Annual Gala Dinner Ball at The Concourse Hotel, A Hyatt Affiliated Hotel at Los Angeles International Airport.

This year’s program of festivities and entertainment traditional songs and dances will be featured through the performances by Christine Love, Sam Santiago, Manny Evaldez, PASACAT Philippine Performing Arts Company, a Rondalla and the Bits N’ Pieces Band. This year’s Masters of Ceremony are Ms. Lydia Solis and Mr. Noel Omega. With the Southern California Filipino American Community being the largest concentration of Filipinos outside of the Philippines, this annual event brings the community together to celebrate a cherished moment in our history with guests dressed in traditional Philippine formal attire and fashion. In addition, beautiful FilipinaDilags will be showcased in a program under the direction of Mr. Ted Benito and the Kalayaan Celebrations Program Committee headed by last year’s Kalayaan Overall Chair Ms. ZenySabocor.

As with every Filipino Community event in Southern California related

to Philippine history, tradition and culture, the guidance and support of the Philippine Consulate General Los Angeles is instrumental in developing this annual event and as a special tribute, this year’s guest speaker will be Philippine Consul General Leo Herrera Lim, who will provide the attendees with his farewell words of wisdom as he will be leaving his PCGLA post in late June after a five year tenure in the United States.

This will allow the audience to bid Consul General Lim a farewell and thank him for his great service to the Los Angeles Community.

Leading this year’s 2016 annual celebration are Kalayaan Inc. President Josie De Jesus and Kalayaan Inc. Vice President Jose Relson Banas, who are the OverAll Chair and Vice Chair respectively of the 2016 Kalayaan Celebrations Committee.

Josie and Jose provide great leadership in the development of the 2016 celebrations event so we shall again have an outstanding and honorable Celebration come June 11.

For information about Tickets to the Gala Event Dinner Ball and subscription for a Souvenir Book message page or other inquiries please call the following persons: Gil Mislang at (562) 417-6772 or Lydia Solis at (626) 827-1036.

The Missionary Society of St. Columban dinner-dance June 4 The Missionary Society of St. Columban will hold its annual dinner dance event on June 4, 2016, at the Friendship Auditorium in Los Angeles. Organized by the Dancing for the World, an affiliate of the Columbans, will celebrate the “Year of Mercy” to echo and emphatically support the call of Pope Francis’s Jubilee Year. This year is very important to be responsive to the call of the church and be faithful to the mission of God because God is by nature merciful.

The Missionary Society of St. Columban has been ministering to the poor, neglected, abandoned and discriminated all over the world since 1918.

Their commitment has been manifested by crossing boundaries to propagate the faith and love of God to others. Thanks to the many dedicated missionaries, priests, sisters and lay missionaries who responded to the call of God and live among the poor to make a difference and allow God’s mercy to flow into the hearts of people that they minister. (www.columban.org) In gratitude and support for the Columban Missionaries, the Dancing for the World was founded 11 years ago to promote the Columban mission and raise funds to assist some of their projects. The Dancing for the World event is also an opportunity to meet supporters, donors and friends to thank them for their valuable contribution to the Columban mission. It is an evening to share delicious food, swing to the beat of ballroom dancing and win a lot of fabulous prizes. This year, the first prize will be a cruise for two (2) to Mexican Riviera. The second prize is a Flat screen TV.

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www.nissanofmissionhills.com | 11000 Sepulveda Blvd. Mission Hills, CA 91345

888-588-7635 ÂŽ

WE SERVE ALL AAA, COSTCO, AARP, CREDIT UNION, SAMâ&#x20AC;&#x2122;S CLUB MEMBERS

Offers subject to availability. Net cost based on current rebates. *Nissan Customer Cash in lieu of Special Financing. **Must ͤQDQFH WKURXJK 10$& $OO 8 6 0LOLWDU\ SHUVRQQHO DFWLYH DQG UHVHUYH &ROOHJH JUDG PXVW KDYH %6 RU %$ GHJUHH IURP D \HDU 8QLYHUVLW\ ZLWKLQ WKH ODVW \HDUV DOVR PXVW ͤ QDQFH ZLWK 10$& WR UHFHLYH &ROOHJH JUDG $OO DGYHUWLVHG SULFHV H[FOXGH JRYHUQPHQW IHHV DQG WD[HV DQ\ ͤ QDQFH FKDUJHV DQ\ GHDOHU GRFXPHQW SURFHVVLQJ FKDUJH DQ\ HOHFWURQLF ͤOLQJ FKDUJH DQ\ HPLVVLRQ WHVWLQJ FKDUJH DQG GHDOHU DGG RQV RU DFFHVVRULHV 9HKLFOHV VXEMHFW WR SULRU VDOH ,QWHUHVW DFFUXHV IURP GDWH RI FRQWUDFW $G SULFHV JRRG WKUX FORVH RI EXVLQHVV 10$& ͤQDQFLQJ PD\ EH UHTXLUHG RQ VRPH YHKLFOHV VHH GHDOHU IRU GHWDLOV $OO ͤQDQFLQJ VXEMHFW WR FUHGLW DSSURYDO )DFWRU\ UHEDWH LQ OLHX RI VSHFLDO $35 &HUWLͤFDWH 3URJUDP VHH GHDOHU IRU GHWDLOV

26

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Weekend Balita, Sat.-Fri., April 30 - May 6, 2016

Balita

Mitsubishi unveils spirited, stylish all-new 2017 Mirage G4 Mitsubishi unveils all-new 2017 Mirage G4: A spirited sedan with style, value, agility and connectivity NEW YORK, NY, March 24, 2016 – Mitsubishi Motors North America, Inc. (MMNA) today unveiled the all-new 2017 Mitsubishi Mirage G4.

A sibling to the well-established and popular Mirage hatchback, the allnew Mirage G4 brings consumers a fresh dose of clean style, environmental consciousness, agility, connectivity, affordability and value.

The Mirage G4 goes on sale this spring at Mitsubishi showrooms across the country.

“A few years ago we entered the subcompact segment with the Mirage hatchback and its popularity with consumers has grown every year with its combination of top fuel economy, attractive pricing and one of the industry’s best new car warranties. The new Mirage

G4 repeats that value equation in a four-door sedan package,” said MMNA executive vice president, Don Swearingen.

“The Mirage hatchback and now the Mirage G4 sedan will form a formidable one-two punch in the subcompact segment.”

The Mirage G4 will utilize the same powertrain of the 2017 hatchback, a revised 1.2-liter three-cylinder engine. The small displacement engine provides a harmonious blend of lively acceleration and efficiency.

The Mirage G4 will be at the top of its class in combined fuel efficiency and C02 emissions. Inside, the Mirage G4’s long wheelbase provides for a spacious interior cabin and trunk.

Adding an element of surprise and delight to the subcompact segment, the Mirage G4 will come equipped with available smart-

phone integrations, features typically reserved for higher priced vehicles.

Support for Apple CarPlay, the smarter, safer way to use your iPhone in the car, lets drivers make calls, get directions optimized for traffic conditions, listen to music, and access messages. Android Auto™ extends the Android™ platform into the car in a way that’s purpose-built for driving.

Staying true to its value-driven roots, the Mirage G4 is supported by Mitsubishi’s phenomenal warranties: fully transferable 5-year/60,000 mile new vehicle

Fil-Am Nash Jimenez: A ‘driving force’ at Mercedes-Benz of West Covina

By Angel Tahimik

“Everyone is expecting for a better car but they are not willing to put their reservations aside and consider getting a car that may be pricey, but with exceptional benefits that far outweigh its cost.”

This was Nash Jimenez’s first

Penske Mercedez-Benz of West Covina A SoCal Penske Dealership

Mercedes-Benz

"The best or nothing."

Enjoy life. Drive a Mercedes-Benz.

"Let me show sho you how easy to drive or own one. Call Now"

Go for your dream car... get your Mercedes-Benz today...

IInnovation | Performance| Design | Safety

Nash Jimenez | Fleet Manager Cell : (909) 225-9983 njimenez@socalpenske.com

Penske Mercedes-Benz of West Covina 2010 East Garvey Avenue South West Covina, CA 91791 Tel. (626) 732-1474 penskemercedes.com

limited warranty; 10-year/100,000 mile powertrain limited warranty; 7-year/100,000 mile anti-corrosion perforation limited warranty and a 5-year/unlimited mile roadside assistance.

For a closer look at the latest Mitsubishi vehicle, Come and visit our kababayans at Cerritos Mitsubishi, where kababayans are always treated as special customers. Even their marketing thrust is anchored on that magical Tagalog word: Kababayan. They also have a Kabayan Price. Call Eugene C., and Marcial T., who leads the sales operation for the Filipino market.

“We want your car! Paid or not!” &HUWLÂHG 3UH 2ZQHG by

Mercedes-Benz

statement.

He is the Fleet Sales Manager of Penske Mercedes-Benz in West Covina.

“I have been selling cars half myNash Jimenez life. I started in 1993 but it still feels like yesterday. Mercedez-Benz is a different breed altogether since it is a luxury car but that it is worth the price. Unfortunately, everybody has misconceptions about owning a luxury car. And that is where I come in,” says Nash.

As a car enthusiast, Nash considers his job at Penske Mercedez-Benz as a challenge. He says dealing with family cars has been a fruitful experience for his clients as his customer service never waned, but his transition to a luxury line (of cars) would be like proving to himself that he can still arrange great deals regardless of the type of car.

According to Nash, he wants to offer the same level of expertise and customer service in making great deals for his clients to get them – this time – a luxury car. He said, “It’s like giving back to my customers by changing their impression about luxury cars. You will be paying almost the same for a top-of-the-line car of another make, but getting the most advanced technology. I want my loyal clients to experience that. They deserve to know the truth about owning a luxury car.”

It was an eye-opener for this author as I get a crash course on luxury cars from an empathetic car expert who’s been highly recognized in car sales and dealership.

His reputation in arranging the best car deals and converting a “car window-shopper” into a car owner is his legacy. When asked, “what makes him good a salesman”, he said: “Selling is easy. It is serving your customers that makes a lasting impression.

I take it upon me to educate them and make their buying experience a memorable one.”

Buying a car is one of the major decisions one will make in his lifetime.

If he’s lucky, he will meet someone who is willing to break misconceptions to serve his customers. Someone like Nash Jimenez.

Nash Jimenez, Fleet Manager of Penske Mercedes Benz of West Covina 2010 E Garvey Ave West Covina, CA 91791. You may reach him at (909) 225-9983

Balita Weekend Balita, Sat.-Fri., April

Visit www.Balita.com

30 - May 6, 2016

NOW SERVING SMILES AT

SUBARU OF GLENDALE

Visit Subaru of Glendale to find your dream car at a great price with the help of our friendly, no pressure sales staff. Whether it’s love at first sight or after your test drive, you’ll have a great experience and leave with a grin on your face.

2016 SUBARU

IMPREZA 2.0i

2016 SUBARU

Premium CVT

LEASE OFFER

CROSSTREK 2.0i Premium CVT

LEASE OFFER

197

$

197

PLUS TAX PER MONTH NTH LEASE/ 36 MONTHS/10,000 MILES PER YEAR

$

PLUS TAX PER MONTH NTH LEASE/ 42 MONTHS/10,000 0 MILES PER YEAR

$1,199 Down Payment $0 Security Deposit $0 First Months Lease Payment

$2,299 Down Payment $0 Security Deposit $0 First Months Lease Payment

$1,199 Total Due Lease Signing (tax, title, license & doc fees extra)

$2,299 Total Due Lease Signing (tax, title, license & doc fees extra)

FINANCE OFFER 1.49% limited term financing on ALL NEW 2016 Imprezas in stock

2016 SUBARU

Model Code GJF - 11 Offer Expires 05/07/16

FORESTER 2.5i

2016 SUBARU

PREMIUM CVT

199

Limited

277

PLUS TAX PER MONTH NTH LEASE/ 42 MONTHS/10,000 MILES PER YEAR

$

PLUS TAX PER MONTH ONTH LEASE/ 42 MONTHS/10,000 0 MILES PER YEAR

$1,799 Down Payment $0 Security Deposit $0 First Months Lease Payment

$0 Down Payment $0 Security Deposit $0 First Months Lease Payment

$1,799 Total Due Lease Signing (tax, title, license & doc fees extra)

$0 Total Due Lease Signing (tax, title, license & doc fees extra) Model Code GFF-13 Offer Expires 05/07/16

2016 SUBARU

259

FINANCE OFFER 0% limited term financing on ALL NEW 2016 Foresters in stock

WRX

LEASE OFFER

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FORESTER 2.5i

SIGN AND DRIVE

2 LEASE OFFERS

$

Model Code GRC - 12 Offer Expires 05/07/16

FINANCE OFFER 1.49% limited term financing on ALL NEW 2016 Crosstreks in stock

2016 SUBARU

Model Code GFI-21 Offer Expires 05/07/16

LEGACY 2.5i Limited CVT with Navigation & Eyesight

SIGN & DRIVE

279

PLUS TAX PER MONTH ONTH LEASE/ 42 MONTHS/10,000 0 MILES PER YEAR

$

PLUS TAX PER MONTH NTH LEASE/ 36 MONTHS/10,000 MILES PER YEAR

$1,999 Down Payment $0 Security Deposit $0 First Months Lease Payment

$0 Down Payment $0 Security Deposit $0 First Months Lease Payment

$1,999 Total Due Lease Signing (tax, title, license & doc fees extra)

$0 Total Due Lease Signing (tax, title, license & doc fees extra)

FINANCE OFFER 2.9% limited term financing on ALL NEW 2016 WRX & WRX STIs in stock

Model Code GUN - 01 Offer Expires 05/07/16

FINANCE OFFER 0% limited term financing on ALL NEW 2016 Legacy’s in stock

Model C Code G GAF - 23 Offer Expires 05/07/16

Driving People Happy “Tawag na!”

SUBARU OF GLENDALE SU 1308 S Brand Blvd, Glendale, CA 91204 130 www.SubaruofGlendale.net

855-230-1547 Andrew Marilla Sales & Leasing

Christian Marilla Finance Manager

Subaru, Forester, Outback, Tribeca, Legacy, Impreza, WRX, STI, and SUBARU BOXER are registered trademarks. Purchase or lease any new (previously untitled) Subaru and receive a complimentary factory scheduled maintainance plan for 2 years or 24,000 miles (whichever comes first).

See Subaru Added Security Maintenance Plan for intervals, coverage and limitations. Customer must take delivery before 12-31-16 and reside within the promotional area. At participating dealers only. See dealer for program details and eligibility .

27

28

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Weekend Balita, Sat.-Fri., April 30 - May 6, 2016

Balita

CERRITOS MITSUBISHI

“OK kayo dito!”

MARCIAL T. Sales Consultant

“OK ““O OK kayo kaayyo dito” dito”

“Tawag na mu!”

Sales Sal le Co C Consultant onn l EUGENE C. Senior Sales Consultant

NO PAYMENTS UNTIL JULY 2016

THINK BIG. PAY JUST RIGHT!

HUGE INVENTORY!!!

OF 2015 EVOLUTIONS AND LAST YEAR OF PRODUCTION

2015 MITSUBISHI

MIRAGE DE

MSRP...$14,015

BUY FOR

Customer Rebate . $3500 Military Rebate ......$500 Loyalty Rebate ......$250

$

UP TO 84 MONTHS

%

*

FINANCING

2015 MITSUBISHI

LANCER ES AUTO

MSRP...$19,105

72 MONTHS

NET COST

Customer Rebate $2,500 Loyalty Rebate ......$500 Military Rebate ......$500

$

%

*

FINANCING

2015 MITSUBISHI

OUTLANDER SPORTS ES 5 Speed

MSRP...$21,645

BUY FOR

Customer Rebate $2,000 Loyalty Rebate ......$500 Military Rebate ......$500

$

72 MONTHS

%

*

FINANCING *Lease payment includes Loyalty and Military Rebates.

*Lease payment includes Loyalty and Military Rebates.

2016 MITSUBISHI

OUTLANDER ES 7 seater

MSRP...$23,845

72 MONTHS

UP TO

Customer Rebate $1,000 Loyalty Rebate ......$500 Military Rebate ......$500

$

%

*

FINANCING

GALING SA FRIENDLY PRICED PRE-OWNED CARS! TEST-DRIVE NOW! ‘11 KIA FORTE LX

WAS 10,900

$

$

7,988

Stk: V15268A

‘14 MITSUBISHI MIRAGE DE HATCHBACK

WAS $12,988 Stk: C15473A

‘13 MITSUBISHI OUTLANDER SPORT ES

WAS $15,900 $ Stk: V15212A

12,900 NURSES PROGRAM AVAILABLE!

‘09 MITSUBISHI OUTLANDER SE

WAS $14,999 $

$

9,999

Stk: S140150A

‘13 HONDA CIVIC LX

WAS $16,900 $

Stk: S6964P

0

11,800

‘12 MITSUBISHI LANCER GT

WAS $14,988 $ Stk: S15931A

‘14 NISSAN ROGUE SV SUV

13,900

WAS $19,900 $ Stk:S6968P

% FINANCING

11,900

‘14 MITSUBISHI LANCER GT

17,800

WAS $21,988 $ Stk: C2891P

17,988

‘14 TOYOTA COROLLA SEDAN

WAS $14,988 $ Stk: S15209A

11,988

‘10 TOYOTA PRIUS II HATCHBACK

WAS $19,999 $ Stk:S10222P

19,790

ANY CREDIT SITUATION, WE CAN HELP YOU. BEST IN CLASS PAYMENT

AVAILABLE ON SELECTED 2014 & 2015 MODELS NO ONE OFFERS MORE! Mitsubishi Honda Toyota Nissan

560

5 YR/60,000 MILES BUMPER TO BUMPER WARRANTY

YES

10100

10 YR/100,000 MILES LTD POWERTRAIN LIMITED WARRANTY

YES

5YR

YES

ONLY 3/36 ONLY 3/36 NONE

ONLY 3/36 ONLY 5/60 NONE

ONLY 3/36 ONLY 5/60 NONE

5 YR/UNLIMITED MILES ROADSIDE ASSISTANCE PRICE LISTED AFTER ALL APPLICABLE REBATES. ALL VEHICLES SUBJECT TO PRIOR SALE PRICES PLUS GOVERMENT FEES AND ANY DEALER DOCUMENT PREPARATION CHARGE AND EMISSION TESTING CHARGE PLUS DESTINATION CHARGE ALL FACTORY REBATES IN LIEU OF SPECIAL RATES OFFERED BY MITSUBISHI CREDIT AND SPECIAL RATES ARE NOT AVAILABLE WITH ANY ADVERTISED VEHICLES. SEE DEALER FOR ADDITIONAL DETAILS. PRICE LISTED AFTER ALL APPLICABLE REBATES SUCH AS CUSTOMER & LOYALTY REBATE. NOT ALL CUSTOMERS QUALIFY FOR LOYALTY RABATE. TO QUALIFY CUSTOMER MUST BE A CURRENT MITSUBISHI VEHICLE REGISTERED OWNER. ALL VEHICLES SUBJECT TO PRIOR SALE PRICES PLUS GOVERMENT FEES AND ANY DEALER DOCUMENT PREPARATION CHARGE AND EMISSION TESTING CHARGE. ALL FACTORY REBATES IN LIEU OF SPECIAL RATES OFFERED BY MITSUBISHI CREDIT AND SPECIAL RATES ARE NOT AVAILABLE WITH ANY ADVERTISED VEHICLES. SEE DEALER FOR ADDITIONAL DETAILS. *All special lease are based on Tier 1 Credit through Mitsubishi Motors Credit of America. All payments are plus tax, first payments, license and acquisition fees included in lease.

Toll Free 1-888-835-6136

10944 South St. Cerritos CA 90703

Balita Weekend Balita, Sat.-Fri., April

Visit www.Balita.com

30 - May 6, 2016

29

Diamond Honda of Glendale Check Out the 2016 HR-V!

Orly Roque 6DOHV /HDVLQJ

ALL NEW 2016 Honda Civic LX

ALL NEW 2016 Honda Accord LX

ALL NEW 2016 Honda CRV LX

4 Dr,Automatic

4 Dr,Automatic

2WD,Automatic

Lease for only

Lease for only

$119

Lease for only

Lease for only

$159

$129

per month plus tax at 36 months onths

ALL NEW 2016 Honda ODYSSEY EXL

$199

per month plus tax at 36 months

per month plus tax at 36 months

DW WKLV SULFH 6WN 9,1

DW WKLV SULFH DW WKLV RIIHU 6WN 9,1

0RGHO &5 ) *(:

DW WKLV SULFH DW WKLV RIIHU 67. 9,1

0RGHO 50 + )(:

Starting at $12,976. $4,055 due at lease signing plus destination, tax, title & tags. 36 month lease, 12k miles/ yr. 36 miles with $0.15 per excess mile. No security deposit required. On approved above average credit through American Honda Financial Services.

Starting at $13,588. $4,499 due at lease signing plus destination, tax, title & tags. 36 month lease, 12k miles/ yr. 36 miles with $0.15 per excess mile. No security deposit required. On approved above average credit through American Honda Financial Services.

Starting at $24,645. $4,679 due at lease signing plus destination, tax, title & tags. 36 month lease, 12k miles/ yr. 36 miles with $0.15 per excess mile. No security deposit required. On approved above average credit through American Honda Financial Services.

0% APR

per month plus tax at 36 months

DW WKLV SULFH 6WN 9,1 0RGHO 5/ + *+: Starting at $36,805. $5,598 due at lease signing plus destination, tax, title & tags. 36 month lease, 12k miles/ yr. 36 miles with $0.20 per excess mile. No security deposit required. On approved above average credit through American Honda Financial Services.

*FREE LIFETIME POWERTRAIN WARRANTY

QP NKOKVGF NQPI VGTO ĹżPCPEKPI QP UGNGEV PGY *QPFC OQFGNU HQT YGNN SWCNKĹżGF DW[GTU On approved credit.

*Included with the purchase of any new or selected used vehicle. We will extend your Powertrain Warranty for as long as you own your vehicle.

Peace of mind you canâ&#x20AC;&#x2122;t get anywhere else.

â&#x20AC;&#x153;Magandang deals ang naghihintay sa inyo. Madali kaming kausap. Tawag na!â&#x20AC;?

+RQGD &HUWLÂżHG 8VHG &DUV 2WKHU 3UH RZQHG 6SHFLDOV 2011 NISSAN JUKE S WAS $13,491

NOW

$11,991 $ %7

2014 JEEP COMPASS WAS $17,491

NOW

$15,991 ('

2013 MERCEDES-BENZ C250 WAS $22,991

NOW

$21,491 '$

Diamond Honda

of Glendale

2014 NISSAN VERSA WAS $12,494

NOW

$10,994 (/

2013 HONDA CR-V WAS $20,291

NOW

$18,791 '*

2011 HONDA PILOT EX WAS $23,491

NOW

2013 TOYOTA COROLLA LE

RATE AS LOW AS

1.9% APR

2Q 6HOHFW +RQGD 0RGHOV

ON APPROVED CREDIT FOR QUALIFIED BUYERS

2013 HONDA CIVIC

2013 HONDA ACCORD

WAS $15,491

WAS $15,791

NOW

WAS $17,094

NOW

NOW

$13,991 '3

2015 HONDA ACCORD WAS $21,491

NOW

$19,991 $ )$

$14,291

$15,594

'+

$ '$

2014 MINI COOPER COUNTRYMAN S WAS $20,994

NOW

$19,494

$ (:3

2016 HONDA ACCORD SPORT

2013 HONDA ODYSSEY EX-L

WAS $24,384

WAS $27,991

NOW

$21,991

$22,884

7 $ %%

7 % *$

NOW

$26,491 $ '%

www.diamondhondaofglendale.com

866.237.7092 $OO DGYHUWLVHG SULFHV H[FOXGH JRYHUQPHQW IHHV DQG WD[HV DQ\ ÂżQDQFH FKDUJHV DQ\ GHDOHU GRFXPHQW SUHSDUDWLRQ FKDUJH DQG DQ\ HPLVVLRQV WHVWLQJ FKDUJH )RU ZHOO TXDOLÂżHG EX\HUV RQ DSSURYHG FUHGLW 1RW DOO ZKR DSSO\ ZLOO TXDOLI\ $G H[SLUHV RQ

2013 INFINITI EX37 NAVI WAS $22,494

NOW

$20,994 '0

2013 HONDA PILOT EX 4WD WAS $29,091

NOW

$27,591 '%

30

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Weekend Balita, Sat.-Fri., April 30 - May 6, 2016

Balita

Puente Hills Mitsubishi â&#x20AC;&#x153;Hana â&#x20AC;&#x153;Hanapin nyo lang la po ako.â&#x20AC;? ak

Puente Hills Mitsubishi WILL PAY YOU

ALEX JACINTO Filipino Sales

PUSH IT, PULL IT, TOW IT!!!

!

W WO

FOR YOUR CAR EVEN IF IT DOESNâ&#x20AC;&#x2122;T RUN!

Cell : (562) 686 -6384

2IIHUV FDQQRW EH FRPELQHG YHKLFOH PXVW EH UHJLVWHUHG

Email : alexander@puentehillsmitsubishi.com

NEW 2016 MITSUBISHI OUTLANDER

159

$

NET COST

PER MONTH 47 MONTHS

APR

3DVVHQJHU

84 MOS FINANCING

0653 '($/(5 ',6&2817 &86720(5 5(%$7( /2<$/7< 5(%$7( 0,/,7$5< 5(%$7(

19,888

2250 FACTORY REBATE

$

$

AND NO PAYMENT FOR 90 DAYS! On new 2015 Mirage, on approved credit.

2Q DERYH $YHUDJH &UHGLW PR FORVHG HQG OHDVH N 0LOHV SHU \HDU 'RZQ 7D[ /LF 6HF 'HSRVLW /R\DOW\ 5HEDWH 0LOLWDU\ 5HEDWH

HI

IS NEW 2015 MITSUB

MIRAGE

NET COST

8,788

$

OR LEASE FOR

69

$

PER MO + TAX

DW WKLV RIIHU

67. 9,1

NEW 2015 MITSU

OUTLANDER SP BISSHI ORT

0653 $977 17 28 6& ', '($/(5

7( %$ 5( &86720(5

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0,/,7$5< 5(%$7( UHGLW 0RV 2Q $ERYH $YHUDJH & . 0LOHV 3HU H HDV G / (Q &ORVHG LOH 'RZQ V 0 FHV H[ 3HU d <HDU W\ )LUVW 3D\PHQW \DO /R

D[ 7 '09 6HFXULW\ 'HSRVLW

NET COST

15,588 OR LEASE FOR $ 139 $

PER MO + TAX

DW WKLV RIIHU

$OO DGYHUWLVHG SULFHV H[FOXGH UHFRQGLWLRQLQJ IHH SOXV JRYHUQPHQW IHHV DQG WD[HV DQ\ ͤQDQFH FKDUJHV DQ\ GHDOHU DQ\ ͤQDQFH FKDUJHV DQ\ GHDOHU GRFXPHQW SUHSDUDWLRQ FKDUJH DQG DQ\ HPLVVLRQ WHVWLQJ FKDUJH 3LFWXUHV DUH IRU LOOXVWUDWLRQ RQO\ $OO ͤQDQFLQJ RQ DERYH DYHUDJH FUHGLW 3D\PHQWV EDVHG RQ PRV # $35 SOXV WD[ OLF JRYHUQPHQW IHHV DUH QRW LQFOXGHG LQ \RXU SD\PHQW DQG PXVW EH SDLG LQ FDVK 0XVW EH FXUUHQW UHJLVWHUHG RZQHU RI 0LWVXELVKL YHKLFOH WR UHFHLYH /R\DOW\ 5HEDWH 0LOLWDU\ 5HEDWH PXVW EH DFWLYH PLOLWDU\ DQG SURYLGH YHULͤFDWLRQ RI VHUYLFH WUDGH LQ DOORZDQFH 1HZ FDUV IURP 0653 DQG XVHG FDUV IURP FXUUHQW 5.%% 1RW DYDLODEOH WRZDUGV DQ\ DGYHUWLVHG VSHFLDOV $G H[SLUHV DW FORVH RI EXVLQHVV

MANAGER SPECIAL! 20099 TOYOTA TACOMA ACCESS CAB

14,988

$

(160108A/624826)

WE WANT YOUR CLUNKER RUNNING OR NOT!

$

*Excludes advertised specials

DW WKLV RIIHU

2000*

TRADE-IN GUARANTEE. TOW-IT, PUSH IT OR PULL IT.

LANCER EVOLUTIO

0653

'($/(5 ',6&2817

&86720(5 5(%$7(

/2<$/7< 5(%$7(

0,/,7$5< 5(%$7(

SALE PRICE

BIG DAYS!

WED.

0653

17 28 6& ', '($/(5

( $7 (% 0,/,7$5< 5

35,988

$

2Q $ERYH $YHUDJH &UH GLW 0RV &ORVHG (QG /HDVH . 0LOHV 3HU <HDU d 3HU H[FHVV 0LOH 'RZQ 7D[ /R\DOW\ )LUVW 3D\PHQW 6HFXULW\ 'HSRVLW '09

6

THUR.

FRI.

SAT.

APR 27TH APR 28TH APR 29TH APR 30TH

49 DOWN DELIVERS ANY VEHICLE

$

WE FINANCE ANYONE!* YOUR JOB IS YOUR CREDIT!

*excludes advertised vehicles.

2008 Nissan Versa SL 5932A/403908 ............................................. $8,488 2014 Mazda Mazda 2 5963P/177917............................................... $9,988 2010 Honda Civic Hybrid 5968P/006807 ....................................... $11,488 2014 Hyundai Accent 150124A/193141......................................... $11,988 2013 Mitsubishi Lancer 5987P/004239 ......................................... $11,988 2014 Volkswagen Beetle 5926P/636202........................................ $11,988 2011 Kia Sorento 5855P/075423 ................................................... $11,988 2012 Mitsubishi Outlander Sport 160127A/000807 ........................... $12,488 2013 Dodge Dart 5984P/299087 ................................................... $12,588 2012 Mini Cooper 5985P/155062 .................................................. $12,988 2014 Mitsubishi Lancer 5955P/013594 ......................................... $12,988

ISHI B U S IT M 5 1 0 2 W E N EVO BLOW OUT N FE

OAC/OAD

2013 Nissan Sentra 5931P/687216 ............................................... $13,288 2011 Ford Ranger 5975P/802632 .................................................. $13,488 2014 Chrysler 200 Convertible 5980P/158087 .............................. $13,988 2014 Mazda Mazda 5 5944P/167929............................................. $14,988 2014 Dodge Grand Caravan 5969P/470992................................... $14,988 2015 Volkswagen Jetta 5952P/234624 .......................................... $14,988 2014 Nissan Altima 5936P/375745................................................ $14,988 2010 Nissan Murano SL 5989P/013701 ........................................ $15,988 2010 Dodge Dakota 5957P/166046 ............................................... $15,988 2011 Ford E350 5892P/808593 ..................................................... $15,988 2009 BMW 335i 5748P/L87234..................................................... $15,988

10 TO CHOOSE FROM

SUN.

MAY 1ST

MON.

MAY 2ND

WE WILL FINANCE ANYONE OAC * OAD * IF WE CANâ&#x20AC;&#x2122;T FINANCE YOU,

YOUR CAR IS FREE!***

2008 Mercedes-Benz C350 5924P/029299.................................... $16,988 2012 Toyota Prius 5950P/535904.................................................. $16,988 2013 Toyota Scion FR-S 5938P/707517 ........................................ $17,988 2012 Nissan Frontier SV 5967P/412055 ........................................ $21,588 2012 InďŹ niti G37 5890P/420655 .................................................... $21,988 2015 GMC Sierra 1500 5977P/901012 .......................................... $22,988 2015 Mitsubishi Outlander 5922P/001463 .................................... $22,988 2013 Chrysler 300S 5880P/643976 ............................................... $22,988 2014 InďŹ niti Q50 5947P/686355 .................................................... $23,988 2013 Mitsubishi Lancer Evo 5956P/011304 .................................. $32,988

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puente hills mitsubishi 17665 Castleton St. City of Industry

ALL FREEWAYS LEAD TO PUENTE HILLS AUTO CENTER

1-866-400-1067 www.PuenteHillsMitsubishi.com

Balita Weekend Balita, Sat.-Fri., April

Weâ&#x20AC;&#x2122;ll help you get a car!

Visit www.Balita.com

30 - May 6, 2016

PRE-OWNED

Reliable cars available at affordable prices!!!

Jose Villanueva

Cell: (213) 500 -1260 â&#x20AC;&#x2DC;10 SCION XB 5DR WGN MAN (NATL)

$

7,995

9,1 -7/=( )(;$ 672&. ;

â&#x20AC;&#x2DC;09 HONDA CIVIC SEDAN GX NATURAL GAS VEHICLE AUTOMATIC SEDAN

$

10,995

Joel Paguio

Cell: (323) 547-5394

â&#x20AC;&#x2DC;12 NISSAN LEAF 4DR HB SL

$

8,222

9,1 -1 $= &3 &7 672&. ;

â&#x20AC;&#x2DC;12 TOYOTA COROLLA 4DR SDN AUTO LE (NATL)

$

11,495

9,1 +*)$ / 672&. ;

9,1 7 %8 (( && 672&. ;

â&#x20AC;&#x2DC;12 TOYOTA CAMRY HYBRID 4DR SDN XLE (NATL)

2012 TOYOTA CAMRY 4DR SDN I4 AUTO L

$

12,995

$

13,995

â&#x20AC;&#x153;Tawag na sa Filipino Department.

Hanapin nyo lang po kami! â&#x20AC;&#x153;

â&#x20AC;&#x2DC;08 HONDA CIVIC COUPE 2-DOOR MAN LX

$

8,495

â&#x20AC;&#x2DC;11 NISSAN SENTRA 4DR SDN I4 MANUAL 2.0

$

8,995

9,1 +*)* + 672&. ;

9,1 1 $% $3 %/ 672&. ;

â&#x20AC;&#x2DC;13 HYUNDAI ELANTRA 4DR SDN MAN GLS

â&#x20AC;&#x2DC;13 TOYOTA COROLLA 4DR SDN AUTO LE (NATL)

$

11,777

9,1 13'+ $( '+ 672&. ;

â&#x20AC;&#x2DC;14 TOYOTA COROLLA 4DR SDN MANUAL

$

14,495

$

11,995

9,1 <)%8 (( '3 672&. ;

â&#x20AC;&#x2DC;14 TOYOTA COROLLA 4DR SDN MAN L (NATL)

$

14,495

â&#x20AC;&#x2DC;08 MAZDA TRIBUTE 4WD I4 HEV GRAND TOURING

$

9,995

9,1 ) &= + .0 672&. ;

â&#x20AC;&#x2DC;12 HYUNDAI SONATA 4DR SDN 2.4 MAN GLS

$

12,495

9,1 13(% $& &+ 672&. 3

â&#x20AC;&#x2DC;15 HYUNDAI ELANTRA 4DR SDN AUTO LTD PZEV

$

14,995

9,1 7 %' ). &8 672&. ;

9,1 7 %) ). &5 672&. ; $

9,1 <)%85+( (3 672&. ;

9,1 <)%85+( (3 672&. ;

9,1 13'+ $( )+ 672&. ;

â&#x20AC;&#x2DC;12 SCION TC 2DR HB MAN (NATL)

â&#x20AC;&#x2DC;07 MERCEDES-BENZ S550 SEDAN

â&#x20AC;&#x2DC;â&#x20AC;&#x2DC;14 TOYOTA CAMRY 4DR 14 AUTO L(NATL)

â&#x20AC;&#x2DC;13 ACURA TSX AUTOMATIC DOHC

â&#x20AC;&#x2DC;15 HYUNDAI STA. FE SPORT AWD 4DR

$

14,995

9,1 -7.-) & & 672&. ; $

$

15,995

9,1 :''1* ; $ 672&. ;

250 Off SPECIAL!

*$

FOR WEEKEND BALITA READERS!

$

16,995

9,1 7 %) ). (8 672&. ;

$

20,995

9,1 -+ &8 ) '& 672&. ;

$

21,995

9,1 ;<=7'/% )* 672&. ;

More than 25 banks are ready to approve!

Bad Credit! No Credit! Fair Prices!

We Finance All!!! We buy car!!! Bring your Family!!! Free Food!!!

For Car Emergency, Call:

(323) 222-2400 2244 N. San Fernando Road, Los Angeles, CA 90065 Call Kabayan Jose V. at (213) 500.1260 or Kabayan Joel P. at (323) 547.5394 $OO SULFHV SOXV JRYHUPHQW IHHV DQG WD[HV DQ\ ͤQDQFH FKDUJHV FDUJR SUHSDUDWLRQ GHDOHU DQG DQ\ HPLVVLRQ WHVWLQJ FKDUJH ZLWK DSSURYHG FUHGLW DERYH QRUPDO )LQDQFLQJ DSSURYHG FUHGLW ZLWK D ),&2 VFRUH DERYH &$56 &20 WKDQ XVXDO 3KRWRV IRU LOOXVWUDWLRQ SXUSRVHV RQO\ ([SLUHV 0HQWLRQ WKLV DG RU EULQJ D FRS\ WR WKH GHDOHU 2IIHU YDOLG XQWLO

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Visit www.Balita.com

Weekend Balita, Sat.-Fri., April 30 - May 6, 2016

Balita

Mercedes-Benz of Encino Special mo month-end Deals and Savings!

&HUWLÂHG 3UH 2ZQHG

View Our Selection Of

by

&HUWLÂHG 3UH 2ZQHG 9HKLFOHV Our Financing is as low as .99% APR. Mercedes-Benz

Raymond Orosa

Call 818.536.2413 Email: rorosa@mbencino.com

Filipino Sales

2012 MB C-Class RWD Stk#: 66355C

$25,988

2014 MB CLA250 4Dr Coupe Stk#: 66304C

$30,988

2014 MB E350 2Dr Coupe Stk#: 66166C

$35,988

2014 MB E350 Sport Sedan Stk#: 66278C

$40,988

2014 MB ML350 RWD Stk#: 66353C

$44,988

2013 MB C250 Luxury Sedan Stk#: 66327C

$27,988

2015 MB GLA250 4MATIC Stk#: 66068T

$31,988

$36,988

818.536.2413

$33,988

Stk#: 65993P

$37,988

2014 MB ML350 RWD

$41,988

2014 MB E350 Cabriolet Stk#: 66183C

Stk#: 66222C

2015 MB C300 Sedan RWD

2014 MB E350 Sport Sedan Stk#: 66362C

$28,988

2014 MB E350 Sport Sedan

2014 MB SLK250 Roadster Stk#: 66093C

2013 MB C250 Sport Sedan Stk#: 66282C

Stk#: 66281C

$42,988

2014 MB E550 2Dr Coupe

$45,988

Stk#: 66288C

$46,988

16721 Ventura Blvd. Encino CA 91436

mbencino.com

2014 MB GLK350 RWD Stk#: 66143C

$29,988

2014 MB SLK250 Roadster Stk#: 66098C

$34,988

2014 MB E350 Sport Sedan Stk#: 66313C

$39,888

2016 MB GLC300 RWD Stk#: 66346T

$43,988

2014 MB E350 Cabriolet Stk#: 66415C

$49,988

Mercedes-Benz of Encino