Weekend Balita Febuary 18, 2017

LOS ANGELES

Shaina reacts to Piolo’s ‘exclusively dating’ tag See ENTERTAINMENT, page 19

VOL. XXIII, NO. 56 LOS ANGELES

February 18 - 23, 2017

The leading source of news and information for Filipino-Americans

PHL CANCELS 75 MINING CONTRACTS Due process to be observed in cancellation of mining contracts – Malacañang

By Cielito M. Reganit

MANILA, Feb. 15 (PNA) – The latest Department of Environment and Natural Resources (DENR) order cancelling 75 mining contracts throughout the country is consistent with the law, but due process must still be observed before its enforcement, a Malacañang official clarified Wednesday.

“The cancellation of 75 mineral production sharing agreements (MPSAs) by Secretary Regina Lopez is consistent with Republic Act

7942 that mining applications are closed to proclaimed watershed forest reserves,” Presidential Spokesperson See MINING, page 8

‘The resources of one land are destroyed for the business interest of the few. And the resources of one land are not enjoyed by the people of this land. That’s social injustice,’ said by Environment and Natural Resources Secretary Gina Lopez.

Duterte displaying political will, not dictatorship – Palace MANILA, Feb. 15 (PNA) – Malacañang on Wednesday stressed that President Rodrigo Duterte’s display of strong political will is just a firm response to the issues of the times and not a sign of a looming dictatorship.

Presidential Spokesperson Ernesto Abella issued the statement to debunk claims made by a group called February 25 Coalition alleging that there are indicators that the tools of dictatorship are being resurrected under the Duterte administration.

“The President has displayed strong political will but this does not necessarily follow he would become a dictator,” the Palace

official said.

“The scenarios listed by the February 25 Coalition, such as the President’s references against some members of the clergy, the lowering of age of criminal liability, among others, are not signs of a looming dictatorship but firm responses to the prevailing issues of the day,” Abella said.

Prior to his election, President Duterte has repeatedly vowed to be a hardliner against crime and corruption but said he would not be a dictator.

Upon his assumption to the presidency, See POLITICAL WILL, page 8

DOJ files illegal drugs charges vs Sen. De Lima

By Christopher Lloyd T. Caliwan

MANILA, Feb. 17 (PNA) – The Department of Justice (DoJ) on Friday filed three counts of illegal drugs charges before the Muntinlupa City Regional Trial Court (RTC) against Senator Leila De Lima and several others in connection to her alleged involvement in the illegal drugs trade inside the New Bilibid Prison (NBP) in Muntinlupa City.

In a press conference held at National Bureau of investigation (NBI), Justice Secretary Vitaliano Aguirre said no arrest warrant yet will be issued against De Lima since the case will be raffled at Muntinlupa RTC on Monday afternoon.

De Lima was charged before the Muntinlupa City Regional Trial Court for violation of Section 5 (sale and trading of illegal drugs) in relation to Section 3 (jj); Section 26 (b), and Section 28 (criminal liability of government

officials and employees) of Republic Act 9165 or the Comprehensive Dangerous Drugs Act of 2002.

De Lima’s co-accused in the three cases were her former driver-bodyguard Ronnie Dayan; former BuCor officer-in-charge Rafael Ragos; Jose Adrian Dera (alleged nephew and close-in security of De Lima); former Bureau of Corrections (BuCor) Director General Franklin Jesus Bucayu; Bucayu’s former staff Wilfredo Elly; Presidential Security Group member Joenel Sanchez (De Lima’s former security aide); and high profile inmate Jaybee Sebastian.

In a 52-page resolution dated Feb. 14 but was released to media on Friday, the DOJ dismissed the complaints against former Justice Undersecretary Francisco Baraan III for insufficiency of evidence.

See DE LIMA, page 8

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Closer look at hot air balloons: Visitors take pictures near colorful hot air balloons at the 21st Philippine International Hot Air Balloon Fiesta at Clark Freeport Zone in Pampanga on Sunday (Feb. 12, 2017) (PNA photo

by Joey O. Razon)

Expats vote PHL as one of best countries for raising family

By Jelly F. Musico

MANILA, Feb. 14 (PNA) – The Philippines has been chosen as one of the best countries in the world for raising family, Presidential Spokesman Ernesto Abella announced on Tuesday.

In a press briefing, Abella said the survey was conducted by InterNations, the world’s largest network for expatriates of people who live and work abroad, which was founded in 2007.

“The Philippines ranked number 17 in the list of best countries for raising a family,” Abella said.

According to the survey, the Philippines is also one of the best in the world for quality education and being a place that has a friendly

attitude towards children.

“Accessible education is priority for the Duterte administration and the DepEd was given the highest increase of 31 percent in this year’s budget (PHP3.35 trillion),” Abella said.

Finland topped the survey with “no expat parent had anything negative to say about their children’s health, children’s safety or children’s well-being in Finland.”

The expats, 70 percent of them, also picked Finland for having “excellent” quality education.

Czech Republic made a huge leap from 14th to 2nd place after 74 percent of the expats agreed that education there is “easy to afford, alSee EXPATS, page 8

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PAL Clark hub launches new flights to Cebu, Davao, Puerto Princesa

After opening Clark – Boracay (Caticlan) – Cebu and Clark-Incheon flights in mid-December 2016 and first week of January 2017, respectively, Philippine Airlines is ramping up operations in its Central Luzon hub.

Starting January 30, 2017, PAL will begin operating non-stop flights between Clark and Cebu four times weekly (Monday/Wednesday/Friday/ Sunday). PR837 departs Clark at 7AM and arrives in Cebu at 8:15AM; PR838 leaves Cebu at 8:55AM and

touches down in Clark at 10:10AM. On the same day (January 30), PAL will also start non-stop service between Clark and Davao thrice weekly (Wednesday/Friday/Sunday).

Departure from Clark on PR831 will be at 10:50AM and arrival in Davao will be at 12:45PM; PR832 departs Davao at 1:25PM and arrives in Clark at 3:15PM. On March 26, the PAL Clark hub begins its thrice weekly (Tuesday / Thursday/ Saturday) operations to and from Puerto Princesa. PR877

Trump to issue new executive order on immigration WASHINGTON, Feb.17 (PNA/Xinhua) – U.S. President Donald Trump said Thursday he will rescind his controversial executive order temporarily barring entry to refugees and immigrants and replace it with a new one next week.

“The new order is going to be very much tailored to what I consider to be a very bad decision,” said Trump during a news conference in the White House, referring to a decision by the Ninth Circuit Court of Appeals that blocked his travel ban earlier this month.

The travel ban is aimed at what the president said to keep out “radical Islamic terrorists.”

“We are issuing a new executive action next week that will comprehensively protect our country,” Trump said.

Also on Thursday, the Department of Justice asked the Ninth Circuit Court of Appeals not to review a decision by a three-judge panel to keep the immigration policy on hold while it moves through the legal system, citing plans to soon replace the order with a “superseding” one.

“Rather than continuing this litigation, the president intends in the near future to rescind the order and replace it with a new, substantially revised Executive Order to eliminate what the panel erroneously thought were constitutional concerns,” the department said in a document to the court of appeals.

“In so doing, the president will clear the way for immediately protecting the country rather than pursuing further, potentially time-consuming litigation,” it said.

On Feb. 9, three judges sitting on the motions panel of the U.S. Courts of Appeals for the 9th Circuit, based in San Francisco, wrote unanimously at the end of the ruling: “the emergency motion for a stay pending appeal is DENIED.”

leaves Clark at 10:50AM and arrives in Puerto Princesa at 12:20PM; PR 878 leaves Puerto Princesa at 1PM and lands in Clark at 2:30PM. “We aim to cater to the flight needs of Northern Metro Manila, Central and Northern Luzon residents. Now, they will be able to experience the convenience of easy travel from their homes to the Clark Airport.

Travelers from abroad and domestic outlying stations may fly to Clark and journey on to popular travel

spots in the Luzon area”, PAL President Jaime J. Bautista points out.

Passengers will experience the airline’s distinct brand of heartfelt service on board each and every PAL flight, which offers free baggage allowance, free snacks for domestic flights and hot meals for international travels.

For reservations, passengers may call PAL Hotline (02) 855 – 8888, log on to www.philippineairlines.com or visit the nearest PAL ticketing office or partner travel agent.

PAL to open 8 new domestic routes The domestic route expansion of Philippine Airlines continues with the opening of eight new routes – from Clark and Cebu – in the first quarter of 2017.

These are: Clark-Cebu, Clark-Davao, Clark-Puerto Princesa, Clark- Coron (Busuanga), Cebu-Puerto Princesa, Cebu-General Santos, Cebu-Surigao, Cebu-Coron (Busuanga).

“We are introducing new domestic routes to allow travelers to reach their desired destinations without the need to transit in Manila.

Passengers get to experience the unique PAL brand of service even on short flights,” said PAL President and COO Jaime J. Bautista.

The four times a week Clark to Cebu service starts January 30, 2017, departing Clark 7:00 AM. Flights will increase to daily on March 26.

The three times weekly Clark to Davao flight begins February 1, leaving Clark 10:50 AM. The service increases to four times weekly on March 26.

The three times a week Clark to Puerto Princesa service starts March 26, departing Clark also at 10:50 AM. Lastly, the daily Clark to Coron

flights, using the 56-seater Q300 airplane, will begin also March 26.

The other new routes out of Clark will use the 199-seater Airbus A321 jet.

PAL started using Clark as hub of operations Dec. 16, 2016 with a Clark-Caticlan service, followed by the first international flight, Clark-Incheon, on Jan. 1.

Meanwhile, the four new routes out of Cebu begin March 26.

Cebu-Puerto Princesa flights will be four times a week; Cebu-General Santos three times a week; Cebu-Surigao three times a week; and Cebu-Coron daily.

Flights to Puerto Princesa and General Santos will use the 156-seater A320 aircraft. Flights to Surigao will use the 76-seater Q400 while those to Coron will use the Q300.

The new routes from Cebu bring to 12 the total number of domestic points, apart from Manila, linked to Cebu.

PAL operated its first Manila-Cebu flight in 1946 after World War II. The flag carrier used to operate missionary flights to link the islands and help spur economic development in the countryside.

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House leader calls for overhaul of recruitment protocols

MANILA, Feb. 14 (PNA) – A leader of the House of Representatives is calling for a major overhaul of recruitment manuals and protocols following the issuance of the Implementing Rules and Regulations (IRR) for Republic Act No. 10911 or the anti-age discrimination law.

In a statement on Tuesday, House appropriations committee chair and Davao City Rep. Karlo Nograles lauded Labor Secretary Silvestre Belo for leading the swift completion of the IRR, saying that RA 10911 will not just promote equality in employment but will also increase the country’s work force.

Nograles, one of the proponents of the anti-age discrimination law, said human resource managers and employers should revise the content of their hiring collaterals and adver-

tisements, as well as change their mindset in hiring new employees, especially with the IRR now in place. “This law should not just stop the practice of requiring job applicants to indicate their age in their resumes but it should also end the wrong mindset that old people can no longer contribute to help their families and their communities,� Nograles said.

Under the anti-age discrimination law, it now becomes unlawful to require age limitations in employment and it ensures the protection and the equal treatment of all employees and workers, regardless of age in terms of compensation, benefits, promotion, training and other employment opportunities.

The law covers all employers, labor contractors, sub-contractors and labor organizations, the government

and all its branches, subdivisions and instrumentalities, all government-owned and controlled corporations, and government financial institutions, as well as non-profit private institutions or organizations.

It prohibits an employer from requiring the declaration of age or birth date during the application process, declining any employment application due to individual’s age, discriminating against an individual in terms of compensation, terms and conditions, or privileges of employment on account of individual’s age.

It also prohibits the employer to deny any employee’s promotion or opportunity for training because of age, forcibly lay-off on the basis of old age, or impose early retirement on the basis of employee’s or worker’s age.

SC scraps parts of regulation on tax exemptions for minimum wage earners

By Christopher Lloyd T. Caliwan

MANILA, Feb. 14 (PNA) – The Supreme Court ordered the Department of Finance (DOF) and the Bureau of Internal Revenue (BIR) to scrap several provisions of Revenue Regulation No. 10-2008 that restrict the enforcement of Republic Act No. 9504 providing tax exemption for minimum wage earners (MWEs) in 2008. In a 56-page decision penned

by Chief Justice Ma. Lourdes Sereno dated Jan. 24, the Court granted the consolidated petitions for certiorari, prohibition, and mandamus against such regulation, stating that the DOF and the BIR committed grave abuse of discretion of discretion in promulgating Sections 1 and 3 of RR 10-2008. “Sections 1 and 3 of RR l02008 add a requirement not found in the law by effectively declaring that

an MWE who receives other benefits in excess of the statutory limit of PHP30,000 is no longer entitled to the exemption provided by R.A. 9504,� the SC declared.

The SC noted that the increased exemptions were already available much earlier than the required time of filing of the return on April 15, 2009 while R.A. 9504 came into law on July 6, 2008 or more than nine months before the deadline for the filing of the income tax return for taxable year 2008. “Here, not only did R.A. 9504 take effect before the deadline for the filing of the return and payment for the taxes due for taxable year 2008, it took effect way before the close o f that taxable year.

Therefore, the operation of the new set of personal and additional exemption in the present case was all the

more prospective,� the Court held.

It added that there was nothing in R.A. 9504 that provides or even suggests a prorated application of the exemptions for taxable year 2008.

The Court en banc also declared null and void the Sections 1 and 3 of RR No.10-2008 insofar as they disqualify MWEs who earn purely compensation income from the privilege of the MWE exemption in case they receive bonuses and other compensation-related benefits exceeding the statutory ceiling of PHP30,000. �Also declared null and void is the provision in Section 3 that provides for the prorated application of the personal and additional exemptions under R.A 9504 for taxable year 2008, and for the period of applicability of the MWE exemption to begin only on July 6, 2008,� the SC said.

Arroyo pushes for additional tax exemption for elderly care MANILA, Feb. 14 (PNA) – Former President and now Pampanga Rep. Gloria Macapagal Arroyo is pushing for additional tax exemption for taxpayers who care for their elderly parents. Arroyo has filed House Bill No. 1522, which seeks to amend paragraph B of Section 35 of Republic Act No. 8424 or the National Internal Revenue Code (NIRC) of 1997 to include an additional exemption of PHP25,000 for each elderly parent being cared for by a taxpayer. “An additional exemption of PHP25,000 for each elderly parent shall be likewise be allowed to the individual taxpayer: provided, that the elderly parent is chiefly dependent on and living with the taxpayer,� Arroyo stated in her bill. Under the measure, an elderly is defined as any parent who is at least 60 years old with no means of support. The current law allows an individual taxpayer an additional exemption of PHP25,000 for each depending child not exceeding four. Arroyo said this measure seeks to relieve taxpayers who are taking care of their elderly parents from additional tax burden and also allow them to save money which can be used to meet the nutrition, education, medicines and other basic needs of other dependents. Arroyo cited that Republic Act No. 7432 or the Senior Citizens Act had allowed a taxpayer, who is head of the family, to include a senior citizen as a dependent under the NIRC.

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AFP discourages payment of ransom to ASG for release of German captive

By Priam F. Nepomuceno

MANILA, Feb. 14 (PNA) â&#x20AC;&#x201C; The Armed Forces of the Philippines (AFP) is strongly discouraging the payment of ransom to the Abu Sayyaf Group (ASG) as videos of 70-year-old German captive, Juergen Kantner, urging his government to pay the banditâ&#x20AC;&#x2122;s PHP30 million ransom demand, were spread all over the Internet.

Payment of the ransom will further embolden the terrorists and give them more funds to buy the loyalty of the communities they are hiding in, said AFP public affairs office chief Col. Edgard Arevalo on Tuesday.

In the same vein, he said the government does not pay ransom or negotiate with terrorists.

Arevalo stressed the military will

exert all efforts to rescue Kantner from his ASG captors. â&#x20AC;&#x153;We will exert all efforts to rescue him (Kantner), especially that we now have continuing operation against the ASG which has been yielding good outcomes, so we are still positive that we will be able to rescue him,â&#x20AC;? he added.

Kantner, in the video, said the bandits are threatening to behead him this coming Feb. 26, around 3 p.m. if the PHP30 million ransom are not paid before that date.

Kantner was kidnapped by the ASG bandits while his yacht â&#x20AC;&#x153;Rockallâ&#x20AC;? was cruising off Sulu waters last November.

His companion, 56-year-old Sabine Mertz, was allegedly raped and killed by the bandits.

DSWD joins One Billion Rising, calls for resumption of peace talks gering statistics that one in three women in the world -- adding up to more than one billion women and girls -- will be beaten or raped during her lifetime.

Every year, the movement enjoins people across the world to express their outrage and to strike, dance, and rise in defiance of the injustices that women are subjected to.

On the fifth year of the OBR, the DSWD, as the lead agency that provides social protection to women and vulnerable sectors, formally joined the activity, also to highlight their call for the resumption of the peace talks.

Alvarez stands firm on death penalty for plunder amid anomalous PAGCOR deal MANILA, Feb. 14 (PNA) â&#x20AC;&#x201C; House Speaker Pantaleon Alvarez on Tuesday said he has more reason to retain plunder in the list of crimes punishable by capital punishment in the death penalty bill.

Alvarez made the comment after the hearing of the House Committee on Good Government on the anomalous PHP3.2 billion lease agreement between the Philippine Amusement and Gaming Corp. (PAGCOR) and Vanderwood Management Corp.

He tagged former Pagcor chairman Cristino Naguiat and members of the board as well as former Government Corporate Counsel Raoul Creencia who gave the go signal to the deal.

Alvarez urged the House panel led by Surigao Del Sur Rep. Jonny Pimentel to subpoena officials of the original lessee of the property Oceanville Hotel and Spa Corporation, namely Simon Paz, Cornelio Aldon and Mario Leabres.

Alvarez wants to find out why Oceanville sub-leased the property to Vanderwood for only PHP300,000 a month, the same amount it pays to the City of Manila which owns the property.

Alvarez said the committee will likewise summon former President and now Manila Mayor Joseph Estrada to provide them the opportunity to explain their side. Manila government owns the property Museo ng Maynila complex.

The Speaker also noted that Pagcor agreed to pay PHP13 million per month to Vanderwood, which pays Oceanville P300,000 a month lease for a property intended for casino use that is yet to be constructed at that time. â&#x20AC;?You are making the government pay PHP13 million a month for a facility that is only leased for PHP300,000 a month from the government also. Arenâ&#x20AC;&#x2122;t you terrified by that?,â&#x20AC;? Alvarez told Naguiat during the hearing.

In response, Naguiat said they asked first the opinion of the Office of the Government Corporate Counsel (OGCC) before pushing through with the deal. Creencia, in turn, said he gave PAGCOR the discretion to go ahead with the caveat that they should ensure there are no legal impediments against it.

Alvarez said Creencia must have taken pains to ensure that the deal complies with the requirement of the law that the â&#x20AC;&#x153;lessor must have absolute ownership of the propertyâ&#x20AC;?.

In an interview after the hearing, Alvarez said he has requested the Good Government committee to look into the possibility for the panel to be the main complainant in filing charges against responsible officials before the Office of the Ombudsman.

Alvarez said COA has already issued a directive to halt the deal as it violates the procurement law and is highly disadvantageous to the government.

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MANILA, Feb. 14 (PNA) â&#x20AC;&#x201C; The Department of Social Welfare and Development (DSWD) on Tuesday joined the One Billion Rising (OBR) global activity in Liwasang Bonifacio, and called for the resumption of peace talks between the government and the National Democratic Front of the Philippines (NDFP).

Social Welfare Secretary Judy Taguiwalo said they joined the tradition as a show of solidarity for the global call to end any form of violence against women.

One Billion Rising began in 2012 as a call to action based on the stag-

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An afternoon stroll at the expansive Getty Villa A two-hour stroll at the Getty Villa: overwhelmed this author’s friends, Diji Rapista and Trini Esguerra by the collection of Medieval antiquities.

The Getty Villa is located in the southerly end of Malibu coast and the Pacific Palisades neighborhood of Los Angeles. It was well worth the drive and cultural time spent inside the museum, as well as outside, where guests are ushered on its iconic entrance, overlooking the courtyard.

The Getty Villa is one of the two locations, which is described as “educational center and museum, dedicated to the study of the arts and culture of ancient Greece and Rome.”

The museum’s collection has 44,000 Greek, Roman and Etruscan antiquities dating back from 6,500 BC to 44 AD, including the Lansdowne Heracles and its “Victorious Youth.”

Oil tycoon J.Paul Getty, opened his museum,in 1954, but when he ran out of space, he built another house adjacent to his museum in the Pacific Palisades area. The design of the Villa was inspired by the Villa of the Papyri at Herculaneum and incorporated additional details from several other ancient sites.

The Villa was designed by architects: Robert E. Laughlin, Jr. and Ernest C Wilson, Jr. in consultation with archeologist Norman Neuer-

berg. It opened in 1974, but was never visited by by Getty, who died in 1976.

Following his death, the museum inherited $661 million which then helped build the now-famous Getty Center in Brentwood, where portions of the Greek, Roman and Etruscan antiquities were moved for display while then Getty Villa was closed for renovation.

In 2004, the museum (Getty Center), and the University of California, Los Angeles (UCLA) started holding educational summer institute programs.

The Getty Villa, on the other hand, self-identifies with Malibu as it is located just east of the city limits of Malibu in the City of Los Angeles, in the community of Pacific Palisades.

The 64 acre (26 ha) museum complex sits on a hill overlooking ther Pacific Ocean, which is about 100 feet (30 m) from the entrance to the property.

It has an outdoor, 2,400 square foot (200 m) of entry pavilion, which is also built into the hill, near the

in honor of Barbara and Lawrence Fleishman.

Perched up on the hill above the museum now stands Getty’s private ranch house , which is currently used as curatorial offices, meeting rooms and library. And, not opened to the public is J.Paul Getty’s grave on the hill behind the ranch house.

The day we were there, we were amazed at the enormous (44,000) Greek, Roman and Etruscan antiquities dating from 6,500 BC to 400 AD. Among the items that really stood out was the overpowering statue of “ Victorious Youth,” along with jewelry and coin collections, and the expansive architectural plan surrounding the Villa, which was arranged by themes, such as “Goddesses,” “Dionysius and the Theater,” and “”Stories of the Trojan War,” which was conceived by Boston architects Machado and Silvetti Associates, whose design goal, according to the docent, was to “simulate an archeological dig.”

For those of you who can spare two hours of cultural experience, admission to the Getty Villa is free when you book for reservations on line as the all tickets are timed. However, parking charges during the day is $15.00, but it is free during evening hours. For more information, you can log on their website at: www. gettyvilla.com.

‘Victorous Youth’, part of the museum’s collection

248-car, four-story, South Parking garage at the southern end of the Outer Peristyle (per the docent who gave us the tour, peristyle meant “ a formal garden with roses and English Ivy that includes a number of Roman sculptures). To the west of the Outer Peristyle is an herb garden and beneath the Outer Peristyle is the Central Parking Garage, where most of us who came early in the day were able to park, which had ample accessibility right through the Villa structure.

To the West of the museum is a 450-seat outdoor Greek theatre, where evening performances are staged, which is currently named

What is meant by a ‘revocable Living Trust?

Question: What is a ‘revocable’ Living Trust?

Answer: A ‘revocable living trust’ for a single person (including a typical “survivor’s trust” that is revocable by the surviving settlor as described in) will provide for distributions to the settlor during the settlor’s lifetime.

When a single settlor holds the revocation power and is also entitled to receive all of the trust property on revocation, it is not terribly difficult to draft the revocable trust. In other words, the term ‘revocable’ is when you can basically terminate and end the Living Trust. The Living Trust can be prepared so that it is revocable and so that you are able to change it, alter it, terminate it or end it. It is very flexible.

Question: Are there any issues of concern with the revocable Living Trust?

Answer: Of course there are issues. When a joint trust is used for spouses or registered domestic partners, the issues and solutions may become more complicated—particularly if either settlor has substantial

IMMIGRATION TODAY

By: Atty. Brian D. Lerner

separate property. Clearly, the initial worksheet to list all property that you own and your spouse or domestic partner and the characterization and nature of the property.

With a joint trust there is a substantial possibility that the day will come when both settlors are living but only one of them is competent.

A settlor with substantial separate property and children from a prior marriage or partnership who becomes incompetent may be unwilling to allow the competent settlor to make unrestricted withdrawals of the incompetent settlor’s separate property—particularly when community property is available for the competent settlor’s support. Naturally, there should be provisions to explain and pursue this possibility.

the settlor becomes incompetent. If you chooses to use a revocable trust to transfer property, the trust will usually become the primary device for managing your property if you becomes incapacitated.

The bottom line is to make sure the drafting of the revocable Living Trust is done properly and with all the proper designations of the classifications of the property.

Brian D. Lerner is a certified specialist in Immigration and Nationality Law as approved by the California Bar, Board of Legal Specialization.

He has been a certified specialist for over 15 years and has been practicing law for over 25 years. The Law Offices of Brian D. Lerner will give you a free consultation and has offices in Long Beach and Carson, California and Quezon City, Philippines. You can e-mail Brian Lerner directly at blerner@californiaimmigration.us or make an appointment by calling 562-4950554 or self-scheduling an appointment at blerner.checkappointments. com. Either way, he will try to help you and your family.

Question: What about community property.

Answer: Similar issues can arise even with community property, but at least for community property withdrawn from a trust, the withdrawing settlor has fiduciary obligations to use the property for the benefit of the community.

Community’ means you and your spouse. It should not be for separate property. Because the typical joint trust permits either settlor to revoke the trust with respect to community property, joint trust distribution provisions typically permit either settlor to withdraw community property.

Question: I assume having separate property also creates issues.

Answer: Yes, if there is substantial separate property, custom drafting may be needed for the separate property. For example, there are several issues that must be addressed: It is permissible to use separate property for support when community property is available? Whether the separate property of a settlor is available to support himself or herself if

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7

Does Trump travel ban aďŹ&#x20AC;ect Filipinos?

It seems everyone is on edge regarding the latest executive order announced by US President Trump - and those who are not even on edge canâ&#x20AC;&#x2122;t help but talk about the newest onslaught of immigration news.

Every newspaper in North America, if not the world, has its papers filled with immigration news and who / who canâ&#x20AC;&#x2122;t enter the USA. Most recently there seems to be a high increase of refugee asylum seekers that are taking taxis to the Canada/USA border and risking their lives in the cold terrain into Manitoba. Earlier, the travel ban of seven designated countries by Trump caused outrage which was eventually struck down by the courts.

Whether the president can overrule the courts will be determined later but there is no doubt that the current atmosphere in the Trump administration is to clean up America and to take measures to remove those who are not wanted. In Trumpâ&#x20AC;&#x2122;s defence, he wants to rid of terrorists.

That is fine. However, the manner in which he is doing so is the problem.

Unfortunately, the train has left the station and Trump is taking many steps to make good on his election promises.

One important question that many are asking is if Trumpâ&#x20AC;&#x2122;s immigration policies can affect Filipinos? Yes, they can in several indirect ways. Firstly, if a Filipino national is present in the USA with a criminal record, Trump has announced that steps are being taken to deport such individuals. Filipinos who have no status in the USA are also at risk as Trumpâ&#x20AC;&#x2122;s next overhaul is to eliminate illegal immigration. Finally, a Filipino who is also a Canadian Citizen will be subject to the new law ( Bill C-23 )

introduced by Public Safety Minister Ralph Goodale that is likely to pass in the current sitting of Parliament.

The bill solidifies the law of the reciprocal agreement for customs and immigration pre-clearance signed by the governments of Stephen Harper and Barack Obama in 2015. Both houses of Congress passed the U.S. version of the bill in December. Pre-clearance allows Canadian visitors to the U.S. to clear U.S. Customs and Immigration while still in Canada at a Canadian port of departure.

Under the proposed law, US immigration officers will have the authority to ask all passengers (even while on Canadian soil) to identify themselves and to answer a series of questions. They can also demand to see your phone and demand your password. Physical searches are also permitted.

Now, if a person does not like the way the interview is going, it may not be so easy to just turn around and go home. Passengers now can be held and forced to explain the reasons for leaving, and to explain their reasons for wanting to withdraw. That is the scary part.

Another aspect of C-23 is that a CBSA agent posted at a U.S. airport has the right to prevent a permanent resident from boarding a flight to Canada. The resident would have the option to drive or find a

BI responsible for blocking Sombero from leaving PHL â&#x20AC;&#x201C; Aguirre

By Christopher Lloyd T. Caliwan

MANILA, Feb. 14 (PNA) â&#x20AC;&#x201C; Justice Secretary Vitaliano Aguirre II on Tuesday said that the Bureau of Immigration is the agency responsible for preventing retired Police Senior Supt. Wally Sombero Jr., the alleged middleman of Chinese gaming tycoon Jack Lam, from leaving the country since his name is in the list of Immigration Lookout Bulletin (ILBO) list issued by the DOJ last December.

Aguirre said the BI should have implemented the ILBO he issued against Sombero who returned to the country Tuesday from Vancouver, Canada aboard Philippine Airlines

flight PR 119.

Aguirre admitted that Sombero asked permission from him to allow travel abroad but he refused to grant his request.

Sombero said that last Jan. 16, a day before he left, he wrote to Secretary Aguirre informing him of his intention to leave the country.

Aguirre explained that if he had indeed approved Somberoâ&#x20AC;&#x2122;s request, then he should have issued an Allow Departure Order (ADO) like the one he issued to Senator Leila de Lima when she also traveled abroad.

De Lima was also included in an ILBO issued last October.

EDMUND ANCIANO I M M I G R AT I O N

AT T O R N E Y

Practice limited to Immigration & Nationality Law

460 E. Carson Plaza Drive Suite 212-A, Carson, CA 90746

ride to a land border, where their legal right to enter Canadawould still apply. Currently, all permanent residents with a valid PR card have a right to enter Canada even if they violated the residency requirements.

Now, it seems that these individuals, if stopped abroad, will not be able to board a flight and must drive to Canada. This may be impractical for many who must enter urgently and/

or are departing far from a Canadian land border.

Attorney Henry Moyal is a certified and licensed immigration lawyer in Toronto, Ontario.

The above article is general advice only and is not intended to act as a legal document.

Send questions to Attorney Moyal by email canada@moyal.com or call toll free 1 888 8472 078

Pacquiao admits being friends with Sombero MANILA, Feb. 14 (PNA) â&#x20AC;&#x201C; Less than a decade ago, boxer-senator Manny Pacquiao used played poker with retired police Senior Supt. Wally Sombero, who is also alleged as middleman of Macau-based gambling tycoon Jack Lam. Pacquiao on Tuesday confirmed to reporters that he is indeed a longtime friend of Sombero, after the latter claimed so upon his arrival in Manila from Vancouver the same day. â&#x20AC;&#x153;I met him (Sombero) a long time ago. We became friends. We were in the same barkada (circle of friends).

We would play poker when I was still gambling. That was a long time ago -- eight or nine years ago,â&#x20AC;? Pacquiao said. Pacquiao has long quit gambling before entering politics.

He also admitted that Sombero would contact him while he was abroad telling him that he feared his return to Manila and at the same time asked for help. â&#x20AC;&#x153;We contacted each other. He texted me.

Heâ&#x20AC;&#x2122;s asking help to be brought back here without being harmed, that nothing would happen to him. I told him, â&#x20AC;&#x2DC;come home, nobody will harm you here,â&#x20AC;&#x2122;â&#x20AC;? he added. The neophyte senator, meanwhile, assured that Sombero promised to tell the truth

when he faces the Senate Blue Ribbon Committee during its probe into the PHP50 million bribery scandal involving Immigration officials on February 16.

The boxer-senator has never publicly mentioned being friends with Sombero during senate hearings but claimed he told Sen. Richard Gordon, chair of the Senate Blue Ribbon Committee, about it. Aside from being friends with Sombero, Pacquiao also disclosed that he met Lam himself in a golf tournament in Pampanga.

He cannot recall if the golf course he was invited to was the controversial Fontana Leisure Parks and Casino in Clark, Pampanga owned

by Lam which employed over 1,000 illegal Chinese workers. According to ex-BI associate commissioners and lawyers Al Argosino and Michael Robles, Sombero gave them paper bags with millions of pesos in exchange for the release of over 1,000 illegal Chinese workers arrested in Fontana.

Sombero was invited to the Senate probe into the scandal but failed to make it due to health conditions.

The retired cop, who was earlier issued an immigration lookout bulletin order (ILBO), claimed he was advised to see a cardiologist.

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DOF, DTI agree to ease proposed excise tax on cars

By Kris M. Crismundo

MANILA, Feb. 14 (PNA) – The Department of Finance (DOF) and the Department of Trade and Industry (DTI) have agreed to ease the proposed excise tax on automotive vehicles, the trade chief said on Tuesday.

DTI Secretary Ramon Lopez told reporters that DOF had agreed to give the lowest excise tax adjustment to cars selling at lower price range.

DTI is eyeing for 1.0 to 2.0 percent excise tax on cars priced at Php 1.0 million and below, the price range of vehicles registered under its Comprehensive Automotive Resurgence Strategy (CARS) Program.

Lopez, however, did not mention the final excise tax rate and bracketing for automobiles under the tax reform package.

In the previous proposal, DOF wants to increase excise tax for cars priced at Php 600,000 to Php 1.1 million to 5.0 percent from its current rate of 2.0 percent; a 20 percent excise tax for cars selling above Php 600,000 to Php 1.1 million; 40 percent for those selling over Php 1.1 million to Php 2.1 million; and 60 percent for cars with prices over Php 2.1 million.

But adopting the previous proposal may hurt the local auto industry and will not be aligned with the

EXPATS From page 1

though it did not reach the top spot due to the quality of education.”

Other countries in the list from top to 19th place include: Israel, Austria, Sweden, Norway, Austria,

Taiwan, Belgium, Germany, France, Poland, Netherlands, Luxembourg, South Africa, Singapore, Mexico and South Korea.

POLITICAL WILL From page 1

Duterte waged a no-nonsense war against illegal drugs and advocated for the re-imposition of the death penalty.

His actions were largely criticized

by local and international human rights activists as well as the hierarchy of the Roman Catholic Church in the Philippines. President Duterte shrugged off the criticisms saying he was just exercising political will that his predecessors were unable to do.

DE LIMA From page 1

Prosecutors also dismissed the complaints against high-profile Bilibid inmates Herbert Colanggo, Engelberto Durano, Vicente Sy, Jojo Baligad and Wu Tuan Yuan, also known as Peter Co, since “they will be utilized as Prosecution witnesses.”

CARS Program, the DTI chief said in recent interviews.

Car manufacturers have also expressed that additional duties on vehicles will curtail the growth of the industry.

Lopez added that easing the excise tax on cars would not risk the revenue gains of the government under the tax reform package.

“It’s a little price increase so it

won’t affect the demand. Small adjustment, higher volume and you still get your target peso value,” he pointed out.

MINING From page 1

Ernesto Abella said in a statement distributed to media.

“However, as agreed upon in the last Cabinet meeting, the DENR is to establish that it has gone through due process before enforcing the applicable laws, rules, or regulations,” Abella said.

According to the Palace official, “the DENR is to issue a show cause order for concerned mining companies and they will be given seven days to reply.”

Lopez on Tuesday ordered the cancellation of the 75 mining contracts in an intensified campaign to stop extraction of resources in sensitive areas. The cancelled contracts, which cover projects that are still in the exploration stage or are not yet in production, are all located in watershed zones.

These include the USD5.9-billion Tampakan gold and copper project in South Cotabato, potentially the country’s biggest foreign investment and believed to be one of the largest gold prospects in the world.

Also affected by the cancellation order was the USD1.2-billion copper-gold project of Philex Mining Corp., one of the country’s biggest

miners, in Mindanao.

Lopez said that she had to order the cancellation of the MPSAs because they could endanger the water supply.

Earlier, the DENR chief ordered the closure of 23 of the country’s 41 mineral mines while five other mines were suspended.

The February 2 decision to close or suspend existing mine operations followed a months-long audit of the mines.

This prompted an outcry from the mining industry, represented by the Chamber of Mines of the Philippines (COMP), which maintained that due process were not observed in the proceedings.

On February 7, Abella said that President Rodrigo Duterte and his Cabinet decided to give affected mining firms the opportunity to present their side.

“This means companies affected by mining closures for violations of environmental laws and regulations will be given the opportunity to respond to or dispute the audit, or make the necessary remedies to ensure compliance with government standards,” Abella said.

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9

Seniors face end of interest only mortgage payments need Chapter 13 to stop foreclosure

Client is 61. Her husband is 60.

In my book, they are young seniors.

They bought their house in 2006 just before the crash of the housing market. They used a zero down 10 years interest only mortgage for the first 10 years. Thereafter, they have to start paying interest and principal. They

paid $2,400 a month for the purchase date up to early last year, which is interest only. As you well know, interest rates have been very low for the last 10 years. The Feds have been keeping rates at rock bottom so as not to derail the slow but steady improvement in the performance of our economy. With the expiration of the 10 years, mortgage payments doubled to $4,400. It appears that they have $250K of equity in the house. Since they could not pay $4,400, they asked the bank for a loan modification last year. Bank placed them on a 3-month trial period that they complied with.

However, nothing happened after the trial period. Bank started to send them statements demanding $4,400 after the trial period ended.

Clients received the recorded notice of default last October. Foreclosure sale is now scheduled for February 15, which is next week. Their arrears on the mortgage is $60K. A third party continues helping them to get the loan modification but they have now decided to try to sell the house. But one week is not enough time to sell the house. If the house is foreclosed next week, the auction sale may wipe out more than half or all of their equity of there are no serious buyers that show up for the auction sale. If no serious buyers show up, then bank will bid the balance of the loan for the house and that will wipe out the entire $250K of equity. The house is worth $800K while the balance of the mortgage owed to bank is $550K leaving equity of $250K. But if

there are no buyers at auction, bank will bid $550K, the balance of the mortgage then debtors get nothing.

If a serious buyer shows up and bids $700K, then bank gets paid $550K, and clients realize an amount over the balance owed to bank or equity of $150K.The higher the purchase price, the higher the equity realized by clients. It is certainly to their advantage to prevent the foreclosure next week, so they can have enough time to get a serious buyer for the right price.

Clients decide to get Chapter 13 relief. What will Chapter 13 do for them? First, it will immediately stop the foreclosure next week, so it creates time for them to sell the house for the right price. Second, if they can find the right buyer, a motion seeking court permission to sell the house can be filed in the Chapter 13 case. The court protects the house by preventing the foreclosure while the court gives them permission to sell the house. Third, it makes their loan modification request stronger because the filing of the bankruptcy proves financial hardship, which is a sine quo non-element of a loan modification request. If they decide not to sell the house if the LM is approved, or for some reason, they are now able to afford to pay interest and principal as well as the plan payment, then they can just stay on the 13 for five years. But of course, a serious buyer for $800K would do the trick because clients walk away with at least $200K of equity. They can use the

cash to buy a more affordable house with a smaller mortgage payment.

Senior needs Chapter 13 to stop sale of $1-M house by judgment lien of $30k Next client is 66. He owns a house with a small mortgage balance of $140K. His house is now worth $1.0M. So he has over $850K of equity. The problem is that his divorce 15 years ago â&#x20AC;&#x153;wiped him outâ&#x20AC;?. I donâ&#x20AC;&#x2122;t really know what that exactly means.

I surmise that the divorce judgment required him to pay alimony and to buy out his ex wifeâ&#x20AC;&#x2122;s 50% share in the house. As some famous actor said, two divorces wiped him out.

Each divorce felt like his heart was being ripped through his wallet. I canâ&#x20AC;&#x2122;t remember his name right now but the description of the financial agony that client went through with his divorce is appropriate. Oh, yeah, it was Robin Williams who said this.

His first divorce wiped out half his assets and the second divorce wiped out the other half of his assets.

Client has social security of $1,400 and makes $2,600 driving UBER full time. A judgment creditor had a judgment lien of $15K on the house 15 years ago. That lien has now ballooned to $34K. And judgment creditor has just filed a motion to sell clientâ&#x20AC;&#x2122;s house to pay the lien. Is this even possible that the enforcement of a judgment lien can result in the involuntary sale of the debtorâ&#x20AC;&#x2122;s house?

Sadly, it is true. The CA code of civil procedure allows the judgment creditor, by motion, to request court permission to force the sale of the house to satisfy the lien! Surprised?

As POTUS Trump will tweet â&#x20AC;&#x153;NOT NICE AND NOT FAIR!!â&#x20AC;? â&#x20AC;&#x153;THAT JUDGMENT LIEN CREDITOR IS A TERRORIST AND MUST NOT BE GIVEN A VISA!â&#x20AC;? Well, the only way to stop the forced sale of the house is

to file a Chapter 13. Even a missile from Iran will not stop a foreclosure but a Chapter 13 stops it dead on its track. Yes, a Chapter 13 is more powerful than a missile from Iran. In a Chapter 13, client will be allowed to pay the $34,000 over 60 months without interest, thatâ&#x20AC;&#x2122;s about $570 a month.

I am wondering why client waited until the last minute to take care of this problem that it should come down to this. After all, he had 15 years to take care of it. Court judgments accrue interest at 10% p.a. until they are paid in full based on diminishing balance. Client said he wasnâ&#x20AC;&#x2122;t able to think right after the divorce. I guess itâ&#x20AC;&#x2122;s a traumatic event that has devastating financial implications. Donâ&#x20AC;&#x2122;t wait until the last minute. Credit card debt must be wiped out now by Chapter 7 or 13.

Otherwise, these debts will become lawsuits that become judgment liens that will put your house at risk. If you wipe them out now, they are wiped out, nipped at the bud. Peace of mind and security is what you get by getting rid of your debts now. â&#x20AC;&#x153;You guide me with your counsel, and afterward you will receive me to glory.â&#x20AC;? Psalm 73:24 Lawrence Bautista Yang is a graduate of Georgetown University Law Center and has been in Law practice for thirty years. He specializes in Bankruptcy, Business and Civil Litigation and has handled more than five thousand successful bankruptcy cases in California. He speaks Tagalog and looks forward to discussing your case with you personally.

Please call Angie, Barbara or Jess at (626) 284-1142 for an appointment at 1000 S Fremont Ave, MAILSTOP 58, BUILDING A-1 SUITE 1125, Alhambra, CA 91803 OR at 20274 Carrey Road, Walnut, CA 91789.

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BI blocks entry of alleged Al Qaeda man at NAIA

By Ferdinand G. Patinio

MANILA, Feb. 14 (PNA) – A suspected member of the Al Qaeda terrorist group was denied entry to the country by Bureau of Immigration (BI) authorities at the Ninoy Aquino International Airport (NAIA).

BI Commissioner Jaime Morente said Muhammad Arif, 43, a Pakistani national was intercepted on Saturday at the NAIA 1 terminal upon his arrival aboard a Thai Airways flight from Bangkok.

He explained that the foreigner was denied entry upon confirming that he is in the BI database of blacklisted aliens and suspected foreign terrorists and in the Interpol’s database of “Al Qaeda Sanction List” of individuals.

Arif was immediately turned back and booked on the first available flight to his point of origin.

“We were informed that his purpose in coming here was doubtful because he could not pinpoint the places that he wanted to visit. He also could not tell

why he was traveling alone,” Morente said. The BI chief added, “Our immigration officers had no choice but to exclude him for posing a threat to our national security and risk to public safety.”

At the same time, the BI database showed the Pakistani was the subject of a blacklist order issued by then BI chief Ricardo David Jr. in Sept. 2011, also for being an alleged Al Qaeda member.

During the interview with immigration supervisor, Arif claimed he owns the Dawn pharmaceuticals store in Islamabad and is a distributor of Novartis Pharmaceutical Company.

He added that he intends to have a vacation in the Philippines and will stay for four days at the Malayan Plaza Hotel in Ortigas Center, Pasig City.

Immigration authorities also noticed a resemblance between the passenger’s passport picture and the photographs of a Muhammad Arif stored in the Interpol database.

Palace on CBCP collaboration efforts: ‘Anything is possible’ MANILA, Feb. 14 (PNA) -- Malacañang welcomed on Tuesday reports that the Catholic Bishops’ Conference of the Philippines (CBCP) is hoping to engage the Duterte administration in ‘greater critical collaboration.”

“At the end of the day, anything is possible. As I said the last time, Wala naman sigurong matigas na tinapay sa mainit na kape,” Abella said in a media briefing.

In an Inquirer report, Lingayen-Dagupan archbishop Socrates Villegas revealed that the 120-strong

CBCP had formed a team of bishops to keep the communication line open with the administration of President Rodrigo Duterte.

“If they show this from the very beginning, maybe we would have a better working relationship. Of course, we welcome that. But, of course, at this particular stage, things have to be worked out, okay.

But the initiative must come from the CBCP,” Abella explained.

Villegas said the CBCP is in touch with a Cabinet member who is a former seminarian.

Activists from Bagong Alyansang Makabayan demand the release of Ferdinand Castillo during a protest in front of the Philippine National Police (PNP) headquarters in Quezon City on Tuesday. The group demanded the release of Castillo, allegedly a high-ranking Communist Party of the Philippines (CPP) officer, and other political prisoners.(MNS photo)

NFA assures enough rice supply in quake-hit Surigao provinces

Aquino said more than 232,000 bags of rice were strategically positioned in its warehouses in Caraga, sufficient to supply the rice consumption requirements of the region for more than two weeks.

NFA also has sufficient rice inventory nationwide at 8.88 million bags as of Feb. 10, 2017.

Based on the reports of the NFA monitoring teams, prevailing market price of commercial rice also remains stable despite the declaration of Surigao City under state of calamity.

The NFA market monitoring teams were immediately deployed to assess the rice supply and price situation in the market.

They also inspected NFA-accredited rice retail outlets to ensure that affordable government rice is readily available and accessible to the consuming public, especially those in affected areas in the region.

By Leslie D. Venzon

MANILA, Feb. 14 (PNA) – The National Food Authority (NFA) on Tuesday assured it has enough buffer stocks of rice in warehouses nationwide, particularly in earthquake-hit Surigao provinces.

The NFA released 200 bags of rice requested by the local government unit (LGU) of Surigao del Norte for its relief operations after the 6.7-magnitude earthquake hit the province on Feb. 10.

“It is one of the mandates of NFA to provide rice to a calamity-stricken area within 22 hours from the occurrence of a calamity or emergency,” said NFA Administrator Jason Laureano Y. Aquino. The NFA has a standing memorandum of agreement (MOA) with various relief agencies wherein LGUs can withdraw rice on credit from NFA anytime during calamities and emergencies.

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Feeling Paralyzed Are you feeling stuck and unable to move because of lingering debt problems in your life? Considering bankruptcy but not sure if it’s the right solution for you?

For those who are struggling with debt problems, the decision to file for bankruptcy is never an easy one.

So they put it off and hope that they never have to do it. Unfortunately, to some people who are at the end of their financial rope, it is simply inevitable.

Is filing bankruptcy really that horrible? Isn’t that the worst thing you can do your credit? These are the common questions that people ask.

Yes, there’s a certain feeling of shame or stigma associated with bankruptcy. After all, financial problems are a very personal matter and a lot of people won’t discuss their situation even with their closest friends or family members. This often creates isolation and people try to deal with their problems on their own- until one day they realize they cannot do it anymore. Do you know anyone who may be in this situationperhaps you?

Every day I see a lot of people who have suffered needlessly, sometimes for years, and have done nothing about their situation until one day

they get sued by a creditor or their employer tells them that they just received an order to garnish the person’s wages. So they panic and decide to see a bankruptcy lawyer right away.

At this point, they are so broke that they can barely put food on the table and keep the lights on. Why wait until you get to this point? In a lot of cases that I see, people could have done something much sooner to spare themselves from unnecessary debt suffering. In other words, if bankruptcy is in fact your only way out of debt, postponing the decision to implement a very much needed solution will only mean prolonging your agony and is not the smartest thing to do. Sooner or later, you will need to face your financial problems.

Your problems will not magically disappear and solve themselves unless you do something about them.

That’s a fact.

A long time ago, our own U.S.

Congress decided that there has to be a way to help people in debt when they can no longer help themselves.

So they passed bankruptcy laws to give people a chance for a fresh financial start. So the honest debtor, freed from the burden of heavy indebtedness, can now start a new life and become productive again. Thank God we have bankruptcy laws in this country that allow people to do that!

Where would most people be today without having been given a second chance at one point in their lives?

The simple point I am making in this article is that you are never beyond help no matter how difficult your financial situation may seem to be at the moment. Don’t let your fears paralyze you. If you don’t take action now to find out what your legal options are, your life will never change and someday, you will have

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no one but yourself to blame.

Find an experienced and knowledgeable bankruptcy attorney who will take the time to listen and understand your situation. Once you get over your fears and begin to understand that the law is on your side (not against you), this could be a big turning point in your life.

If you are in debt and need to find the best solution for your situation, I would like to help you. Please call toll-free 1-866-477-7772 to schedule a free consultation. We have offices in Glendale, Cerritos and Valencia..

(None of the information herein is intended to give legal advice for any specific situation. Atty. Ray Bulaon has successfully helped over 5,000 clients in getting out of debt. For a free attorney evaluation of your situation, please call RJB Law Offices at TOLL FREE 1-866-477-7772).

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Avoid foreclosure with a loan mod or short sale

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There are many solutions available to homeowners falling behind on their payments. Most people think Bankruptcy is the only option, short of just letting the Bank take their home. Bankruptcy is a good option, and while it can strip off the second trust deed if the home is upside down in current value, bankruptcy cannot change the terms of payment on the first mortgage. Frequently, we use a combination of strategies including bankruptcy to strip all secondary liens, modify the terms of the first, and convert the adjustable to an affordable fixed loan.

Some lenders offer workout options. Others want you to â&#x20AC;&#x153;catch upâ&#x20AC;? all the missed payments first. A few major banks have sent out letters to their borrowers, offering to modify and lower the loan balance if you meet certain qualifications. However, in instances where you do not qualify for a loan modification, the home owner should definitely consider a â&#x20AC;&#x153;Short Saleâ&#x20AC;?.

Short Sale Facts.

If you are facing foreclosure, a short sale can be a beneficial alternative. It is an agreement with your bank or mortgage company, allowing you to sell the property for an amount less than what you owe. Usually, the bank requires an appraisal, and will accept an offer thatâ&#x20AC;&#x2122;s relative to the current fair market value. Unfortunately, the seller (current home owner) cannot also be the new buyer.

What are the advantages of a short sale vs. foreclosure?

The main advantage of a short sale is preventing foreclosure and the consequences that foreclosure incorporates. Short sales are considerably less damaging on credit ratings than foreclosures. Remaining on your report for up to 7 to 10 years, a foreclosure is often times more damaging than a bankruptcy, (unless itâ&#x20AC;&#x2122;s included in a bankruptcy), and may take you 3 years or more to re-qualify for a new home loan.

While Short sales may be reported to the credit bureaus, they are noted as â&#x20AC;&#x153;paid in fullâ&#x20AC;? or â&#x20AC;&#x153;settled for less than owedâ&#x20AC;? and have far lesser effect on fico scores.

2013 is a great year to complete a short sale, and get out of a property that is â&#x20AC;&#x153;under waterâ&#x20AC;?. Because a short sale allows the homeowner to sell their property for less than the outstanding mortgage debt, it creates a â&#x20AC;&#x153;deficiencyâ&#x20AC;?, written off as a â&#x20AC;&#x153;forgiveness of debtâ&#x20AC;? by the lender. In years past, debt forgiveness was considered taxable income. The lender would send out a 1099. Imagine adding $200,000 to your regular taxable income!

However, for 2012 and 2013, the federal government has given us a pass on debt forgiveness taxable income on short sales. However, it is wildly expected to end in 2013.

(Please note, this column does not provide tax advice. Always seek advice from a tax professional, when

considering tax ramifications in property sales) Short Sale Summary You can buy another home in as little as 12-18 months.

Under Mortgage cancellation Tax Relief Act of 2007 (H.R. 3648) Forgiven debt may NOT be taxed.

Get more time in your home, and avoid the threat of immediate eviction pending a short sale process.

Permanent tax free debt relief.

It usually takes 1-4 months to complete a short sale; you may remain in your home during this time.

May qualify for Government relocation assistance â&#x20AC;&#x201C; up to $3000 What is a Loan Modification?

Loan Modification Facts A Loan Modification is usually a conversion from an adjustable (and uncontrollable) to a fixed interest loan. It could also involve changes to one or more of the following: Interest Rate; Principal Balance and even forbearance on penalties. It also should bring the account current, creating a fresh start for the borrower. There are many reasons for seeking a Loan Modification, however not everyone can qualify. Most Lenders will tell consumers they do not qualify, or deny the first attempt in order to collect the full amount due. Our law office will qualify you according to the lenderâ&#x20AC;&#x2122;s guidelines and negotiate on your behalf to get the lender to accept your situation and thereby agree to the modification.

A loan modification will take the mortgage you now have and change the interest rate, terms or payment requirements in order to convert to a fixed rate. Changes in rates and payments do not require new closing costs, legal fees, survey, appraisal, or taxes. In contrast, if you â&#x20AC;&#x153;refinanceâ&#x20AC;? a loan youâ&#x20AC;&#x2122;ll be required to have a closing and be forced to pay a variety of fees and taxes.

If you are facing the dilemma of owing more than the property is worth, or you cannot afford your mortgage payments, give us a call.

Letâ&#x20AC;&#x2122;s see what my office can do for you.

Some people try this on their own, but get lost in the system and end up with an unnecessary eviction instead of a workout. Thatâ&#x20AC;&#x2122;s why a lawyer makes a difference. When a lawyer is involved, calls start to get answered and the letters responded to. This could make the difference between keeping your home or losing it.

Get the help you need. Call the Law Offices of Paul M. Allen, Three locations to serve you: Glendale, Cerritos and La Palma. My consultations are free, but it is by appointment only. Call now at 818-552-4500.

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Malou Toler

Malou Toler, FOM band headline for Sigma Delta Phi fundraiser

By Abner Galino

Rock singer Malou Toler and her Friends of Mine (FOM) band recently headlined a successful fund-raising concert for the Sigma Delta Phi Sorority Alumni Association Inc., particularly its University of the Philippines’ (UP) West Coast Alumnae Association.

Arguably the most prolific rock and roll performers in Los Angeles (LA), Toler and her FOM band, brought the house down with their renditions of 1970s Filipino rock and roll songs.

The crowd was particularly impressed by their “Nosi Balasi” version, a song popularized by Pinoy rock and roll icon Sampaguita. The FOM band utilized the saxophone as one of its leads in the song’s instrumental parts.

“The feeling of performing for a good cause is always amazing. Never felt bored or tired. I had so much energy.

God is good. Giving back what God has given is me is cool,” Toler said after the show billed as “Valentine’s Party for Cause which was held at Kapistahan Grill in downtown LA on Saturday (February 11).

The event organizer, Weekend Balita columnist Myrna Aquitania, said she was happy that the show met its goals and thanked everyone for their support.

Aquitania was devotedly assisted by an equally recognized LA-based journalist Lydia Solis.

Another prolific LA-based performer Mon Concepcion added color to the night with his renditions of pop songs and a couple of original compositions.

Entertainer Mary Ann Muah, aside from hosting the show, also amused the crowd with her funny lip-synch numbers.

Singer Joni Gualvez Villamil and daughter Jasmine also got the crowd attention with their charming duet.

The recent Valentine fundraiser show featuring Malou Toler and Friends of Mine Band was presented at the Kapistahan Restaurant on Saturday, Feb. 11th by the The UP West Coast Sigma Delta Phi Sorority Alumni Association, Inc. (WCSDPAA)- Myrna Aquitania, President/Co-Founder.

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OPINION

Asian groups speak out vs Trump’s anti-immigrant EOs

New York City – The Asian American Legal Defense and Education Fund (AALDEF) participated in a press conference today with Asian American groups in New York City to speak out about the president’s recent executive orders and ongoing immigration enforcement raids and their impacts on local Asian American communities.

Annie Wang, a staff attorney in AALDEF’s Immigrant Access to Justice program, said: “While AALDEF applauds the Ninth Circuit decision last Thursday upholding the U.S. district judge’s temporary order blocking implementation of the Jan. 27 executive order, this is not the end of the road for the president’s discriminatory executive actions on immigrants and refugees. We will also continue to closely monitor the status of the Deferred Action for Childhood Arrivals (DACA) program. In light of the ICE enforcement actions over the past week, it is more critical than ever that we provide legal advice about their immigration options to individuals affected by the travel ban, as well as to DACA recipients and their families.”

On Jan. 27, the president signed an anti-immigrant and anti-Muslim executive order, which would have suspended the U.S. refugee admissions program for 120 days, indefinitely halted the admission of Syrian refugees, and banned immigrant and nonimmigrant entries of nationals of seven Muslim-majority countries (Iraq, Iran, Libya, Somalia, Sudan, Syria, and Yemen) for at least 90 days. The Jan. 27 order is currently on hold due to a successful legal challenge brought by Washington State, in which a federal district judge issued a temporary restraining order. The suspension of the travel ban was affirmed on Feb. 9 by the Ninth Circuit Court of Appeals and is in place until the administration takes its next steps to address this court decision.

AALDEF’s team of staff attorneys is also closely monitoring the president’s Jan. 25 executive order on interior enforcement and its impact on Asian immigrants and their families. Over the past weekend, there have been widespread media reports of the Immigration and Customs Enforcement (ICE) conducting enforcement actions in 11 states, including the greater New York area. The raids last week, which ICE claims are part of its “routine, daily targeted operations,” have resulted in the arrest of more than 680 individuals around the country and 41 individuals in the New York City area.

AALDEF will offer free legal consultations to immigrants and their families affected by these executive orders and enforcement actions and will conduct legal workshops and trainings.

The other Asian American groups participating in today’s press conference at New York Immigration Coalition were: Bangladeshi American Community Development & Youth Services, Chinese Progressive Association, Chinese American Planning Council, OCANew York Asian Pacific American Advocates, MinKwon Center for Community Action, New York Immigration Coalition, and Pilipino American Unity for Progress.

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Gov’t firm on ‘no-ransom’ policy – Palace MANILA, Feb. 15 (PNA) – “The Government stands firm on our no-ransom policy.”

This was stressed by Presidential Spokesperson Ernesto Abella Wednesday after a German hostage held by the bandit group Abu Sayyaf (ASG) appealed to authorities to heed his captors’ ransom demand to prevent his impending execution.

“The Government stands firm on our no-ransom policy. The AFP (Armed Forces of the Philippines) has been directed to continue and intensify its military operations,” the Palace official said.

“The government will continue efforts to safely rescue all hostages held by these terrorists. It is also working closely with the concerned local governments as well as other sectors to facilitate the safe rescue of Mr. Jurgen Kantner,” Abella added.

Kantner’s appeal was contained in a video posted on social media.

In the video, he asked authorities to heed his captors’ PHP30-million ransom demand to prevent them from beheading him later this month.

The 70-year old German national said his execution has been set for February 26 at 3 p.m..

“If the money is not in the hands of the pirates at this time, they will behead me,” Kantner said.

Kantner was kidnapped by the ASG bandits while his yacht “Rockall” was cruising off Sulu waters last November.

His companion, 56-year-old Sabine Mertz, was allegedly raped and killed by the bandits.

But despite Kantner’s appeal, the AFP said the government is maintaining its policy against negotiating with terrorist groups and giving in to ransom demands.

On Tuesday, AFP public affairs office head Col. Edgard Arevalo said that payment of the ransom will further embolden the terrorists and give them more funds to buy the loyalty of the communities they are hiding in.

In the same vein, he said the government does not pay ransom or negotiate with terrorists. Arevalo likewise stressed the military will exert all efforts to rescue Kantner from his ASG captors.

“We will exert all efforts to rescue him (Kantner), especially that we now have continuing operation against the ASG which has been yielding good outcomes, so we are still positive that we will be able to rescue him,” Arevalo said.

We are not helpless against hate speech

By Abner Galino

“Hate speech would be something exhibiting hate without a criminal act,” explained Phyllis Gerstenfeld, criminal justice professor at California State University, Stanislaus.

“If there’s no criminal act, then hate speech is protected by the First Amendment,” Gerstenfeld said, adding that journalists should be able to distinguish between the two acts.

And better still, journalists should understand why hate speech is protected by the First Amendment despite overwhelming evidence that in most cases such kind of messages instigate actual acts of violence.

Well, in case it is not clear: Curtailing hate speech could establish a system of censorship that might infringe on the vibrancy of our freedom of speech in general.

Gerstenfeld went on to explain that the line between a legally actionable hate speech and a hate speech that was not can get fuzzy, “especially when there are threatening comments involved.”

“That’s not to say those communities were immune to hate speech,” she said.

Even when a crime has occurred and seems tied to a message of hate, researchers say most prosecutors are reluctant to file hate crime charges.

“In order to convict someone you have to prove that they were motivated by the victim’s group,” Gerstenfeld said. “Proving motivation is always difficult though.”

Most states have laws protecting groups based on ethnicity, country of origin and religion, but few include provisions for gender identity and sexual orientation.

Five states, including South Carolina, Georgia, Indiana, Arkansas and Wyoming don’t have a hate crime law on the books.

In those cases, Gerstenfeld said, the federal government can step in and prosecute under its own hate crime law, as was recently seen in the case of South Carolina mass-shooter Dylann Roof.

“This is rare though, and the federal government typically only steps in when there is a high body count or other aggravating factor,” Gerstenfeld said.

Gerstenfeld was one of the resource speakers during the national press call organized by the New America Media (NAM) on hate crime reporting on Wednesday (January 18).

But while hate speech may seem like a hard nut to crack, communities are not actually helpless against it. The Southern Law Poverty Center, a nonprofit legal advocacy or-

ganization, has the following guidance posted on their website on how to fight hate speech: 1. Act – Do something. In the face of hatred, apathy will be interpreted as acceptance – by the perpetrators, the public and, worse, the victims. Decent people must take action; if we don’t, hate persists.

2. Unite – Call a friend or co-worker. Organize allies from churches, schools, clubs and other civic groups. Create a diverse coalition. Include children, police and the media. Gather ideas from everyone, and get everyone involved.

3. Support the Victims – Hate-crime victims are especially vulnerable, fearful and alone. If you’re a victim, report every incident – in detail – and ask for help. If you learn about a hate-crime victim in your community, show support. Let victims know you care.

Surround them with comfort and protection.

4. Do Your Homework – An informed campaign improves its effectiveness. Determine if a hate group is involved, and research its symbols and agenda. Understand the difference between a hate crime and a bias incident.

5. Create an Alternative – Do not attend a hate rally. Find another outlet for anger and frustration and for people’s desire to do something. Hold a unity rally or parade to draw media attention away from hate.

6. Speak Up – Hate must be exposed and denounced. Help news organizations achieve balance and depth. Do not debate hate-group members in conflict-driven forums. Instead, speak up in ways that draw attention away from hate, toward unity.

7. Lobby Leaders – Elected officials and other community leaders can be important allies in the fight against hate. But some must overcome reluctance – and others, their own biases – before they’re able to take a stand.

8. Look Long Range – Promote tolerance and address bias before another hate crime can occur. Expand your community’s comfort zones so you can learn and live together.

9. Teach Tolerance – Bias is learned early, usually at home. Schools can offer lessons of tolerance and acceptance. Sponsor an “I Have a Dream” contest. Reach out to young people who may be susceptible to hate-group propaganda and prejudice.

10. Dig Deeper – Look inside yourself for prejudices and stereotypes. Build your own cultural competency, then keep working to expose discrimination wherever it happens – in housing, employment, education and more.

Balita

Put up or shut up Last week, former President Fidel Ramos urged former First Lady Imelda R. Marcos to disclose what she knows about the assassination of former Senator Ninoy Aquino Jr at the Manila International Airport (MIA) 34 years ago.

Aquino was apparently shot and killed by his military escorts shortly after he deplaned upon his arrival in Manila on August 21, 1983. To this day, Ninoyâ&#x20AC;&#x2122;s murder remain unsolved.

Ramos is urging â&#x20AC;&#x153;Imelda,â&#x20AC;? now currently the representative of the 2nd district of Ilocos Norte, to come clean and put closure to the Aquino murder case for the sake of the Filipino people.

I find this preposterous. Ramos must either be hallucinating or is now in his advanced state of dementia.

Or maybe, Ramos is just seeking publicity now that he has been â&#x20AC;&#x153;out of the loopâ&#x20AC;? for sometime.

If there are people that I suspect who had knowledge about the assassination, it is either Ramos or former Senator Juan Ponce Enrile or both of them.

However, both Ramos and Enrile denied for years any knowledge about the murder case.

But former Senator Aquilino Pimentel believed otherwise. In a privileged speech he delivered in the Senate in 1988, Pimentel said it is impossible for Ramos not to know about the planned assassination of Aquino.

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He said that if Ramos did not know who the plotters were before the murder was done, it is impossible for him not to know the people behind after the assassination was carried out.

During the assassination of Aquino, Ramos, a first cousin of the former Philippine â&#x20AC;&#x153;strongmanâ&#x20AC;? and dictator Ferdinand Marcos, was the current Philippine Constabulary Chief. Enrile, on the other hand, was the Minister of National Defense.

If Ramos really wanted to put closure on the Aquino murder case, he should have ordered an investigation during his six-year presidential term to unravel the mystery, including the identities of the mastermind or masterminds.

But he never did, and now is passing the buck to Mrs. Marcos. Same with Cory and her son Noynoy. Both were elected Philippine president but never ordered a full-blown investigation to uncover the truth behind the murder of their loved one.

As a matter of fact, both Cory and Noynoy tried their best to dissuade any

efforts on the part of their allies to instigate an investigation as to what really transpired at the airport tarmac where Aquino was shot and killed.

It is about time that the people know who were the people responsible for the murder of Aquino. You are right President Ramos, let us put closure to this 34-year old murder case so that the Filipino people will find out the truth, as well as the identities of the persons involved in the murder. â&#x20AC;˘ Former Senator Bongbong Marcosâ&#x20AC;&#x2122; dream of becoming the next Philippine President may become a reality after all.

But first, he has to hurdle the difficult task of proving that Vice President Leni Robredo won the VP race through votes shading and tampering of electronic voting machines in the middle of canvassing of votes during the May 9 national elections.

So far. Marcos has been fortunate enough to gain momentum on his election protest against Robredo.

Early this week, the Supreme Court, acting as Presidential Electoral Tribunal (PET), affirmed its earlier resolution finding the former senatorâ&#x20AC;&#x2122;s protest to be â&#x20AC;&#x153;sufficient in form and substanceâ&#x20AC;? and was beyond question.

The PET, on the other hand, denied the motion of Robredo to dismiss the election protest of Marcos for lack of jurisdiction.

With the resolution now affirmed

by the PET, the election protest of Marcos is expected to move at a faster pace for the public to know soon what really transpired during the May 9 national elections last year.

In his protest, Marcos has been requesting for a system audit to prove that election results were affected when a Smartmatic technician changed the program of the electronic voting machines in the middle of canvassing of votes on late at night on Election Day. But Comelec refused to allow an audit of the system to be undertaken.

The poll body is headed by the poker-faced Chairman Andres Bautista, a certified Liberal Party member and the former campaign manager of Mar Roxas when he ran unsuccessfully as vice presidential candidate against former Makati Mayor Jojo Binay in the 2010 national elections.

I hope the Comelec is not trying to cover up electoral fraud just to make sure Marcos will not win the vice presidential plum in order not to displease former President Noynoy.

It is also about time that Congress pass a law so that the penalty for anyone convicted of electoral fraud will be life sentence without the possibility of a parole. Otherwise, this blatant and fraudulent vote padding or shading will happen again in future elections and will subvert the real choice of the people who they want to be their leaders in the future.

4 ways ďŹ ling for divorce can beneďŹ t your immigration case Couples get divorced for various reasons. California is a no fault state.

The reasons why a couple is getting divorced are often irrelevant to the issues of the family law case. Divorce is often a difficult and negative experience for most families. However, getting divorce may have some unintended benefits in the immigration law arena. Four situations in which filing for divorce can be beneficial to your immigration case are as follows: 1.

Married Sons and Daughters of US Citizens If you were petitioned for legal permanent residence by your US Citizen parent as a married son or daughter 21 years old or over, you are classified in immigration law under family sponsored third preference (F3) which usually carries a long wait time. The wait time for Filipinos for example is currently 22 years. The priority date is normally the date the petition was initially filed by your US Citizen parents. If you get divorced, you revert back to single status and your category auto-

matically becomes reclassified to first preference (F1) where the waiting time is substantially shorter. For example, for Filipinos the wait time under F1 category is 10 years shorter than F3 category.

This means if your parents filed your immigration petition 12 years ago, then you can adjust to a green card now instead of waiting another 10 years.

2.

Married Sons and Daughters of Legal Permanent Residents If your parents are legal permanent residents, getting divorced will convert you back single status making you eligible to be petitioned by your legal permanent resident parents under the family based second preference (F2b) category if you are 21 years old or older or under the family based second preference A

(F2a) if you are under 21 years of age.

For those who married after they were petitioned by their LPR parents (F2A and F2B), the petition is automatically revoked under operation of law the moment you get married and cannot be reclaimed by a divorce. In theory, it can be argued that filing a subsequent petition after your divorce under the same category inherits the previous petitionâ&#x20AC;&#x2122;s priority date under 9 FAM 42.43 N10 and 8 CFR 204.2(h), Part 205. However, success of such argument is not clear since the old petition was automatically revoked the moment you married. The best thing that can be done in this situation is to have your LPR parent repetition you as an F2A or F2b even if you are unable to reclaim the previous petitionâ&#x20AC;&#x2122;s priority date.

3.

Conditional Legal Permanent Residents in failed Marriages For those who obtained their legal permanent residence status through marriage based petition by their US Citizen spouse of less than 2 years marriage, the legal permanent res-

Since 1995

idence status conferred is usually a â&#x20AC;&#x153;conditional legal permanent residenceâ&#x20AC;? valid only for 2 years. The couple would need to sign and file a joint petition to remove this condition prior to the expiration of the 2 years or the conditional legal permanent resident spouse would fall out of status.

The problem arises when the marriage is in trouble. Often it becomes difficult to obtain the cooperation of the US Citizen spouse specially when the couple has separated. US Citizen spouse often refuse to sign the I-751 for or appear at the I-751 interview if one is set by the USCIS. Filing for divorce would terminate the marriage and allow you to file a â&#x20AC;&#x153;waiverâ&#x20AC;? of the joint petition to remove the conditional LPR status based on entering into the marriage in good faith. Terminating the marriage by filing a divorce is a requirement in order to file the â&#x20AC;&#x153;waiver.â&#x20AC;? It is important to time this correctly as soon as the marriage starts falling apart See REYES, page 18

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1% down payment and conventional financing made easier This loan would be an alternative to an FHA loan and would completely avoid MIP (Mortgage insurance Premium). It has returned due to popular demand, however, is still rarely used due to first time buyers having a tough time getting their offers accepted. That should change a little this year, with the market softening a bit .

That might be good for first time buyers because now the sellers might have to pay attention to lower down payment offers and not expect cash buyers to be knocking on their doors.

It’s no secret that loan origination volume is well below levels seen last year, and perhaps the best way to boost sales is to make it easier to qualify for a mortgage.

One area that has been particularly troublesome for prospective buyers is coming up with a large enough down payment. In fact, most renters have no other choice than a 3.5% down FHA loan. And with rents skyrocketing, it really would be better to buy a home with minimal money down.

Another change for the better is that lenders will allow non occupying borrowers to come in to the loan and help the borrowers qualify. This would be specially good to younger home buyers who have new jobs and are just starting their family. They can have their parents come and help them qualify to buy their new home.

Trended credit data – In mid-2016.

This data will be provided by Equifax and TransUnion, and allows a smarter, more thorough analysis of the borrower’s credit history. Currently, credit reports used in mortgage lending only indicate the outstanding balance and if a borrower has been on time or delinquent on existing credit

accounts such as credit cards, mortgages or student loans. With trended credit data, lenders will have access to the monthly payment amounts that a consumer has made on these accounts over time.

Among other benefits, this will allow lenders to determine if the borrower tends to pay off revolving credit lines such as credit cards each month, or if the borrower tends to carry a balance from month-to-month while making minimum or other payments.

Non-traditional credit history is in the works to come back. This is really intended for the much younger buyers who had just gotten out of college and are starting to build up their credit. Soon we might be able to use your history of your cell phone bills, auto insurances or auto loans. So, keep good records and good payment history, you might qualify for a home loan sooner than you think.

Get a 5% Down Mortgage with No PMI (Private Mortgage Insurance) , most of you that know about PMI really don’t like to pay it if you don’t have to. Well, now with 5% down on a conventional financing you can all together avoid that. There will be certain guidelines attached to it like a minimum Fico score of 700 or above and a debt to income ratio not exceeding 43% on the back end. But if you do qualify lender will pay for the PMI upfront with a slight bump in rate for you to not to have to worry about it.

The .125-.25% point increase in rate

to self-insure the loan to not to have to pay PMI would be well worth it.

The trend has picked up since mortgage-finance giants Fannie Mae FNMA and Freddie Mac FMCC, which buy most mortgages from lenders, recently lowered the minimum down payments they will accept to 1% from 3%. The changes are driven by pressure from community leaders to help get more homebuyers qualified to buy a homes.

Borrowers should be aware that small down payments leave them more at risk of owing more on their mortgage than the property is worth should home values in their market decline. In addition, borrowers likely will incur higher costs over the life of the loan, including higher interest rates and, often, mortgage insurance.

So, definitely do your math correctly and set long term analysis and goals.

The moves come as mortgage originations declined substantially last year. Lenders gave out an estimated $1.12 trillion in mortgages in 2014,

down 39% from a year earlier and the lowest amount since 1997, according to the Mortgage Bankers Association, a Washington-based trade group.

Most mortgages have been going to existing homeowners who are refinancing into lower interest rates, as demand among home buyers has been low compared with historical norms.

In order for the mortgage and real estate industry to be healthy, the first time buyers, move up buyers and sellers has to be part of this slow pace trend. Otherwise we will continue to stagnate, but for now being stagnant in the market might be good while we wait and see what happens to oil prices and other economies to pick up.

Thanks for your inquiries, please call Ken Go of 1st Innovative finance for your mortgage needs and real estate questions. Call Ken at 562508-7048 or write to kennethgo@ verizon.net.

License since 1987 BRE 01021223 NMLS 238636

REYES From page 15

because by terminating the marriage early on, you might be able to file the waiver before the expiration of your 2 year conditional LPR thus allowing you to extend your LPR status in 1 year increments until a final decision is made in your case.

4.

Married Aliens in Non-Immigrant Visas and those without Status For those who enter the US as a non-immigrant and are separated from their spouse but still married, filing a divorce would open up opportunities in case they meet a new significant other who is a US Citizen and who can petition them as an immediate relative. This is usually the fastest of process in obtaining legal permanent residence. In countries such as the Philippines where there is no divorce, many people come to the US to start a new life after they have been separated from their old spouse (often still married to them).

Even if the alien over stays their status as a visitor, the alien can still adjust to that of a legal permanent residence if petitioned by a US Citizen spouse. If the alien was never inspected, the alien can still adjust to legal permanent residence if they are grandfathered under INA 245(i) and there are no special restrictions on their status. To be grandfathered under INA 245(i), the alien must have been a beneficiary of a legal permanent residence petition filed no later than April 30, 2001.

Finally, a common concern of divorcing immigrants is “What happens if my spouse refuses to sign the divorce papers?” The truth is you do not need your spouse’s signature to obtain a divorce in California. You only need to provide your spouse no-

tice that you filed a divorce by personally serving your spouse the divorce petition and summons. In countries that are members of the Hague Convention, special procedures need to be followed to effect service. So yes it is possible to divorce your spouse even if your spouse is in a country that does not recognize divorce among its citizens such as the Philippines. For some immigrants, filing for divorce opens up opportunities in this land of milk and honey.

Please note that this article is not legal advice and is not intended as legal advice. The article is intended to provide only general, non-specific legal information. This article is not intended to cover all the issues related to the topic discussed. The specific facts that apply to your matter may make the outcome different than would be anticipated by you.

This article does create any attorney client relationship between you and the Law Offices of Kenneth U. Reyes, APLC. This article is not a solicitation.

Attorney Kenneth Reyes is a graduate of Southwestern University School of Law in Los Angeles. He was President of the Philippine American Bar Association. He is a member of the American Immigration Lawyer’s Association (AILA) and the Los Angeles County Bar Association, Immigration and Family Law Sections.

You may contact Atty. Reyes at (213) 388-1611 or via e-mail at kureyeslaw@gmail.com. LAW OFFICES OF KENNETH REYES, APLC. is located at 3699 Wilshire Blvd., Suite 747, Los Angeles, CA. Visit us at Kenreyeslaw.com to learn about our firm.

Filipino optimism for 2017 remains ‘very high’ MANILA, Feb. 14 (PNA) – A Social Weather Stations (SWS) survey showed ‘very high’ optimism among the Filipinos in their quality of life six months after they elected former Davao City mayor Rodrigo Duterte as the country’s president in May 2016 elections.

According to the SWS 2016 Fourth Quarter survey conducted from December 3-6, 48 percent of the 1,500 respondents expect that their personal quality of life would improve in the next 12 months compared to 3 percent that said it would get worse.

The survey also showed that 51 percent of Filipinos have expressed optimism that the Philippine economy in 2017 will get better compared to only 8 percent who said it will deteriorate. On the other hand, 37 percent of Filipinos said their lives improved in the last 12 months compared to 21 percent who said their lives worsened. Presidential Spokesman Ernesto Abella said the latest survey affirmed that President Duterte is on the right track of pursuing economic progress as well as peace and order.

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Shaina reacts to Piolo’s ‘exclusively dating’ tag

Shaina Magdayao has asked for calm after Piolo Pascual revealed that they have been “exclusively dating” for five years now, downplaying it by saying that she doesn’t want to label their relationship.

“Yes, it has been years that Piolo has been there for me as a great friend I can always count on,” she said. “We have become very special to each other, even his whole family has become dear to me.”

“Just for the record, he is free to date anyone he wants, the same way I’m free to date anyone I want,” she continued.

“Nagkataon lang siguro na we’re both not dating other people kaya nagka-exclusively dating label. But I appreciate how he has been consistent that he’s not seeing anyone else but me.”

“To be honest, Piolo has been very present in my life lately. But again since nagkaka-edad na and we don’t take commitment lightly, I pray that my next one would be the right one. So it’s too soon to label things officially. Huwag po kayong excited and I’m just thankful for his genuine

Shaina Magdayao

presence in my life right now,” she concluded.

Pascual made headlines when he admitted that he and Magdayao have been dating. He went on to describe his relationship with the actress as “something that we value, something that we treasure and we appreciate.”

Pascual and Magdayao were first romantically linked with each other back in 2012 after reportedly getting cozy during the concert tour of “ASAP” in Singapore that year.

Pascual, however, downplayed the rumors at that time, but described the actress as a “fine lady.” (MNS)

Gerald excited to participate in 2017 LA Marathon Gerald Anderson is looking forward to the upcoming Los Angeles Marathon. In a press conference, Anderson shared how he is preparing for the 42-kilometer run which will happen on March 19.

“Before pumasok ‘yung campaign, nag-te-training na ako. I was already doing triathlons and of course nag-ba-basketball ako. I work out every day. Noong pumasok na ito, there was extra motivation so it became twice a day workouts. Kapag nasa taping ako tapos may oras ako, nag-wo-workout ako,” he said.

Anderson said this just proves that a busy schedule is not a hindrance for one to live a healthy lifestyle.

“This is my first time. Ito ‘yung pinakamalayong distance na gagawin ko. Every day training. You have to really prepare for something this long and this big. I just pray. I’m going to do my best,” he said.

While basketball is his favorite sport, Anderson said he fell in love with running when he started doing

Sexy actress Ellen Adarna says she wants to get pregnant when she reaches 30 Adarna revealed that she is looking for a partner who doesn’t have to marry her but can give her a baby.

“I don’t want to get married. Maybe when I’m 40, gusto ko anak muna. And I talked to my parents about it already, and I just have to find a partner na may good genes,” she said.

According to Adarna, who turns 29 in a few months, she prefers someone who has a high IQ and good height to compensate for her petite frame.

While this sounds like awesome news for a lot of men out there, Adarna said she has actually spoken to an ex-boyfriend who seems willing to knock her up. Ellen Adarna “I’m really gonna get pregnant, promise. Meron na akong ka-deal,” she said. Adarna, who refused to name the guy, revealed that he is a foreigner. “I have to like him, at least like him. May connection man lang. Hindi naman ‘yong pupulutin ko sa gilid-gilid lang,” she added.

Despite that, she continues to be hopeful that she could still find her one true love. She thinks that’s impossible, at least for now.

“Gusto kong mag-asawa at magka-anak sa taong mahal ko. Pero parang hindi ko pa alam. Parang malabo pa. Pero for now, kasi hindi ko pa alam and 30 ‘yung target ko, anak muna na lang,” she said.

After all, Adarna added, if the guy turns to be a jerk, at least, she gets the consolation of mothering a good-looking, prodigious kid hopefully.

(MNS)

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“Sapagkat Mahalaga ang Sigurado ka”” Gerald Anderson

triathlons and duathlons.

Anderson is currently working on the TV series “Ikaw Lang Ang Iibigin” where he plays a triathlete.

“Ito ‘yung mga gusto kong i-inspire sa mga tao, to live a healthy lifestyle.

Hindi naman po kailangan tumakbo ng 42K marathon pero kahit paano, kumain ng tama. Sobrang blessed ako kasi nasa isang posisyon ako na nakakapagbigay ako ng ganung klaseng inspiration or motivation,” he said. (MNS)

Julia Montes not leaving ABS-CBN after ‘Doble Kara’ Julia Montes denied that she is moving to another network after the end of her long-running afternoon series “Doble Kara”.

“Honestly never sumagi sa isip ko from the very start,” Montes said.

“Siguro noon naisip ko na tumigil mag-showbiz pero hindi lumipat. From the very start never kong naramdaman na napabayaan ako ng network. So wala, hindi po sumagi sa isip ko.”

In fact, she announced that she will be starring in another drama with Dreamscape Entertainment of ABS-CBN. “Pagkatapos ng ‘Doble Kara’ diretso na. Magsisimula na kami ng mga meeting, at kung ano ang dapat gawin, dire-diretso,” she said.

Montes has been working on “Doble Kara” for over a year already.

The top-rating afternoon series made its debut on August 24, 2015.

“Personally na e-excite ako kasi bagong ako,” she said about her next project. “Hindi lang po sa role. Physically, emotionally ang dami kong kailangang pag-preparahan para doon sa susunod.”(MNS)

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PRAYERS

PRAYER to the BLESSED VIRGIN (Never known to fail) 2K PRVW EHDXWLIXO Ă&#x20AC;RZHU RI 0W &DUPHO IUXLW ZLQH VSOHQGRU RI Heaven.Blessed Mother of the Son of God, Immaculate Virgin, assist me in my necessity. Oh Star of the Sea. Help me and show me here you are my Mother. Oh Holy Mary, Mother of God, Queen of Heaven and Earth, I humbly beseech you from the bottom of my heart to succour me in my necessity. (make request). There are none that can withstand your power. Oh Mary conceived without sin, pray for us who have recourse to Thee (3 times). Holy Mary, I place this prayer in your hands (3 times). Say this prayer for three consecutive days and then you must publish and it will be granted to you. Thanks.- Jonah

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PRAYER TO THE HOLY SPIRIT

2 /RUG -HVXV &KULVW WR <RXU 0RVW 6DFUHG +HDUW , FRQÂżGH this intention. (Here, mention your request) Only look upon me, then do what Your Heart decides.... I count on You...I trust in You...I throw myself at Your mercy... Lord Jesus! You will not fail me. Sacred Heart of Jesus, I trust in You. Sacred Heart of Jesus, I believe in Your love for me. Sacred Heart of Jesus, I have asked for many favors, but I earnestly implore this one. Take it, place it in Your Sacred Heart. When the Eternal Father sees it covered with Your Precious Blood, He will not refuse it. It will be no longer my prayer but Yours, O Jesus. O Sacred Heart of Jesus, I place my trust in You. Let me never be confounded. Amen. - Flex

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Holy Spirit Thou who make me see everything and show me the way to reach my ideal, You who give me the divine gift to forgive and forget the wrong that is done to me and who are in all instances of my life with me. I, in this short dialogue, ZDQW WR WKDQN <RX IRU HYHU\WKLQJ DQG FRQÂżUP RQFH PRUH WKDW , never want to be separated from You no matter how great the material desires may be. I want to be with You and my loved ones in Your perpetual glory. Amen. A person must pray this for three consecutive days without stating his wish. After the UG GD\ WKH ZLVK ZLOO EH JUDQWHG QR PDWWHU KRZ GLIÂżFXOW LW PD\ be. Promise to publish this as soon as your favor has been granted. God Bless - Bernal

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Weekend Balita, Sat.-Fri., February 18 - 23, 2017

HEALTH & BEAUTY

Balita

Preserving critical healthcare benefits What happens to Medi-Cal? Dr. Tom Price is the new Health under the AďŹ&#x20AC;ordable Care Act and Human Services (HHS) secretary.

The Board of Supervisors moved to do all it can to fight the threatened repeal of the Affordable Care Act and to preserve critical healthcare benefits that millions of people in Los Angeles County rely on.

Board Chairman Mark Ridley-Thomas and Supervisor Sheila Kuehl filed a read-in motion that called for continuing to strongly oppose a repeal and any efforts to weaken the critical Medicaid health program which covers millions of County residents. The motion would also direct the County to explore and support any options that would minimize the number of people who stand to lose their health insurance, and maximize the federal funding that the County would need to keep a safety net over its residents, should a repeal occur. â&#x20AC;&#x153;Rolling back the ACA would endanger the health and economic well-being of millions of people, not only in Los Angeles County but across the country,â&#x20AC;? Chair Ridley-Thomas said. â&#x20AC;&#x153;We must fight efforts at every step that would endanger this landmark legislation to prevent a tsunami of hurt triggered by a repeal.â&#x20AC;? â&#x20AC;&#x153;The new administration in Washington and its threats to repeal the ACA pose a very serious challenge to the health and wellbeing of County residents,â&#x20AC;?

Supervisor Kuehl said. â&#x20AC;&#x153;Should

repeal or any significant diminution occur, LA needs to be at the forefront of helping to craft a way to protect those we serve because if it doesnâ&#x20AC;&#x2122;t work for LA County, it wonâ&#x20AC;&#x2122;t work for California.â&#x20AC;?

The ACA enabled about 1.2 million County residents to gain health insurance through Medicaid and Covered California. Many more people benefited from other provisions, such as those that allowed children to stay on their parentsâ&#x20AC;&#x2122; coverage until age 26; required most employers to provide health insurance; prohibited insurers from denying coverage to persons due to pre-existing conditions and capping coverage for persons with catastrophic illnesses; mandated coverage of preventive care and family planning services; and established equity pricing for women. â&#x20AC;&#x153;It is critical that Los Angeles County and the State of California are prepared to care for those who may lose insurance under threatened cuts to the ACA,â&#x20AC;? said Los Angeles County Health Agency Director Dr. Mitch Katz.

The ACA also provided medical assistance to newly Medicaid-eligible individuals whose care otherwise would have been funded by the County. It provided more resources for the Countyâ&#x20AC;&#x2122;s In-Home Supportive Services program that serves the elderly and persons with disabilities, as well as for public health programs.

Many are anxious: What happens to my Medi-Cal? In 1965, MediCaid was enacted into law. MediCaid is a federal program that provides matching funds to the states to enable the latter provide health assistance to their low-income residents.

In 2010, the Affordable Care Act (Obamacare) afforded the states the opportunity to expand MediCaid. Under the law, the federal government would finance the cost of expansion 100% from 2014-2016, 95% in 2017, and gradually decreasing until only 90% in 2020.

In addition, the law includes those receiving incomes less than 133% of the Federal Poverty Level eligible for MediCaid.

The states administer MediCaid.

In California, MediCaid is known as Medi-Cal. Enrollment to Medi-Cal has been made easy and accessible since 2014 thru Covered California, a health care marketplace established by Obamacare. The Department of Public Social Services (CA) processes enrollment applications, in perfect coordination with Covered California.

According to the Department of Health Care Services (CA) website, â&#x20AC;&#x153;as of March, 2016, more than 4.7 million Californians have begun receiving comprehensive health care benefits provided by Medi-Cal since Obamacare was implementedâ&#x20AC;?. Furthermore, millions have been dependent on their Medi-Cal eligibility to finance their Medicare premiums even before the advent of Obamacare.

The current political rhetorics of â&#x20AC;&#x153;repeal and replace Obamacareâ&#x20AC;?, therefore, causes concern to many Medi-Cal

beneficiaries.

My take on the subject: Donâ&#x20AC;&#x2122;t let the short-term noise depress you.

Our politicians are nowhere short of good intentions.

While I will admit that Medi-Cal funding, eligibility and benefits may be on the table as the U.S. Congress discusses health care reform, the Republican majority promised to apply lessons learned on Obamacare to be reflected on the new health care legislation.

In his early executive orders, President Trump directed all agencies in his government to act â&#x20AC;&#x153;to ease the burdenâ&#x20AC;?caused by Obamacare. Besides, Governor Jerry Brown and CA legislators are expected to do everything in their power to protect low-income people from losing their health coverage.

Official help for low-income people dates back to 1965. No reason for it to end now.

The devil will be in the details. Letâ&#x20AC;&#x2122;s wait for the new health care legislation.

By the way, Medi-Cal beneficiaries receive renewal forms to determine their eligibility every year. This is part of a normal, usual process. Do not be alarmed.

If you have questions, my phone is 323-535-7373 or e-mail at: leo.balita@ gmail.com.

About the author: LEO MONSALUD is a health advocate based in Los Angeles, CA. He holds CA license #0G55218 as well as a Non-Resident license for Nevada.

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Weekend Balita, Sat.-Fri., February 18 - 23, 2017

COMMUNITY

Fil-Am Chamber seeks deserving Fil-Am college student scholarship recipients The Officers and Board of Directors of Filipino American Chamber of Commerce Southbay Los Angeles Area (FACC-SLAA) is once again looking to award deserving college scholars in our community who meet the following criteria: Must be of Filipino descent At least a sophomore as a Business (or related) major Minimum of a 3.0 Grade Point Average Active in the Filipino and greater communities

Good Citizen (no criminal record) Must be willing and able to intern with FACC-SLAA Interested candidates, please submit your transcripts along with a onepage essay that describes why you’re applying for, and what makes you a good candidate for this scholarship.

Please send to facc.slaa@gmail.com, subject line [Scholarship Application – Last Name, First Name], no later than Feb. 15, 2017.

A total of $1,500 will be awarded to 2 scholars.

U.S. philosophers slam Trump’s anti-Mexican policies MEXICO CITY, Feb. 16 (PNA/ Xinhua) – Nearly 500 philosophers from across the United States on Wednesday announced their rejection of the anti-Mexican policies of U.S. President Donald Trump.

In an open letter signed by more than 480 philosophers working at universities around the country -and posted to the website of a leading Mexican university -- the academics stated their “strong repudiation of the Trump administration’s intended policies towards our neighboring country of Mexico.”

The “xenophobic” policies “distort our deep historic, economic, cultural and academic bonds,” the undersigned said.

“We are deeply concerned by the fact that plans are already underway for the construction of a wall on our border under the premise that Mexicans themselves will pay for it.

This is an unacceptable threat, an act of profound disrespect, and a direct aggression to an historic economic partner and cherished friend,” the group said.

They also expressed “major ... concern” for “the announced mass deportations of undocumented immigrants, including Mexicans,” and urged the administration “to change these erroneous and compromising policies.” Academics from some of the most prestigious universities joined in denouncing the measures, including MIT, Harvard, Princeton, Yale and NYU. Mexico’s National Autonomous University of Mexico (UNAM), whose Institute of Philosophical Research (IIF) hosted the letter on its website, said it was working closely with its academic counterparts in the U.S. The director of the IIF, Pedro Stepanenko Gutierrez, who coauthored the open letter, warned Mexicans against turning against the U.S. or its citizens, despite deteriorating bilateral ties under Trump.

“It behooves us to show solidarity with U.S. citizens who must endure their president and not foster a nationalism that closes ranks against all North Americans,” he said in a statement.

Over 380,000 illegal migrants came to Europe in 2016 – Frontex MOSCOW, Feb. 16 (PNA/Sputnik) – The EU border agency Frontex stated on Wednesday that the bloc is experiencing high migration pressure, with about 382,000 illegal migrants arriving in European countries in 2016.

Frontex said that although the numbers decreased in comparison to 2015, it was still higher than any annual figure for arrivals in 2010-2014.

“In 2016, migration pressure at Europe’s external borders remained high with the detection of over half a million illegal border-crossings.

Frontex estimates that this figure corresponds to about 382 000 migrants coming to Europe from the Middle East, Africa and Asia,” Frontex said in a statement.

According to the agency, most of migrants arrived in Italy and Greece, with each reporting about 180,000 new arrivals. For instance, in 2016 Italy registered a 17-percent increase in number of migrants, compared to the previous year, with most of them “departed from Libya aboard overcrowded and unseaworthy rubber dinghies.”

Frontex stressed that persons claiming to be Syrian nationals represented “the highest share of migrants” illegally entering the Eu-

ropean Union (17 percent) in 2016, which actually remained unchanged for the forth consecutive year. The number of migrant from African states also turned out to be rather high.

“Coinciding with the increase in the Central and Western Mediterranean, the detection of African migrants reached a record high of more than 170 000, compared with an average of about 40 000 between 2009 and 2013.

This surge reveals a steady increase in irregular migration from the African continent, and in particular from West Africa,” the statement read.

The agency also pointed out that some 176,000 non-EU citizens were returned last year to their country of origin, with return of about 11,000 of them been coordinated by Frontex.

The European Union has been struggling to manage a massive refugee crisis which escalated in 2015 with hundreds of thousands of people form the Middle East and North Africa seeking asylum in the EU member states.

The EU border agency Frontex detected over 1.83 million illegal border crossings in 2015, in contrast to some 283,000 in 2014.

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23

Landlord outreach event aims to help end homelessness New county and city incentives take the risk out of renting to homeless men and women

Los Angeles, February 15, 2017 – Today, over 200 landlords attended a HouseLA event to learn about programs that offer financial incentives in exchange for partnering with the County, City, and non-profit service providers to end LA’s homelessness crisis. County and City staff shared information about the Homeless Incentive Program (HIP), which provides financial protections and other safeguards to landlords who agree to accept subsidized tenants holding County or City issued vouchers such as Veterans Affairs Supportive Housing vouchers or Section 8 vouchers.

The incentive programs have three major components: 1. One month payment to hold the rental unit while a tenant is referred.

2. Move-in assistance to homeless individuals such as money for the security deposit and utility connection fees.

3. Financial assistance to landlords to mitigate damage caused by tenants during their occupancy.

The Homeless Incentive Program is part of an unprecedented and comprehensive effort by the County and City of Los Angeles to end homelessness.

“Landlords want peace of mind,” said Abraham Kohen, a landlord who owns several local properties and has been partnering with the County.

“With these programs you have nothing to lose. Landlords have all the support they need to be successful.”

“It is our responsibility to dedicate all available resources to establishing successful landlords and tenant relationships,” said Sean Rogan, Executive Director of the Housing Authority of the County of Los Angeles (HACoLA).

“It takes a special kind of landlord to recognize that they can do good and do well at the same time. It can be very difficult for men and women who have been homeless to get back on their feet. The landlords who are signing up are real heroes and we will support them in every way to make sure these landlord-tenant relationships work,” said Douglas Guthrie, President and CEO of the Housing Authority of the City of Los Angeles (HACLA).

The HouseLA event was sponsored by County Supervisor Sheila Kuehl, HACoLA, HACLA, the City of West Hollywood, the Apartment Association of Greater Los Angeles, Brilliant Corners and the People Concern.

Landlords interested in participating in the County’s programs are invited to visit the HACoLA website.

Americans divided over Trump’s first 3 weeks in White House WASHINGTON, Feb. 15 (PNA/ Xinhua) – US voters are almost evenly split over President Donald Trump’s job performance in his first three weeks in the White House, according to a poll released on Tuesday.

When asked if the Trump administration is working on things that will help their family, 47 percent of voters say yes, while 48 percent say no, according to the Fox News Poll.

Moreover, most voters feel strongly one way or the other, as 35 percent “strongly” approve and 41 percent “strongly” disapprove.

The split is heavily based on partisan lines. As many as 87 percent of Republicans give the thumbs up to Trump’s performance, as do just 52 percent of independents and 10 percent among Democrats.

In February 2009, after Barack Obama’s first month in the White

House, 60 percent of voters approved his performance, including 90 percent of Democrats, 62 percent of independents, and 29 percent of Republicans.

As for Trump’s first 100 days in office, twice as many voters say it’s extremely or very important for him to work on cutting taxes (52 percent) and repealing Obamacare (49 percent), than building a border wall (26 percent), the poll shows.

The poll also finds 50 percent feel confident in Trump’s judgment in a crisis, up from 43 percent in October 2016. The Fox News poll is based on landline and cellphone interviews with 1,013 randomly chosen registered voters nationwide and was conducted from February 11 to 13. It has a margin of sampling error of plus or minus three percentage points for all registered voters.

2016 remittances to PHL exceed gov’t growth target

By Joann Santiago

MANILA, Feb. 15 (PNA) – Cash inflows from overseas Filipinos exceeded the government’s 2016 target of four percent after it jumped five percent. Data released by the Bangko Sentral ng Pilipinas (BSP) Wednesday showed that total cash remittances last year reached USD26.9 billion, higher than year-ago’s USD25.61 billion. Including in-kind remittances, this totaled to USD29.71 billion, 4.9 percent higher than the USD38.31 billion in the whole of 2015.

Last December alone, cash inflows posted a record-high of USD2.6 billion, 3.6 percent higher than the

USD2.5 billion last year. It was also higher than month-ago’s USD2.2 billion. Personal remittances posted a new record level of USD2.8 billion from year-ago’s USD2.73 billion.

BSP Deputy Governor and officer-in-charge Diwa C. Guinigundo, in a statement, attributed the rise of personal remittances to the 7.6 percent increase of those sent by landbased workers with work contracts of one year or more to USD23.2 billion. ”This made up for the 3.7 percent decline in remittances from seabased and land-based workers with work contracts of less than one year to reach USD6.1 billion,” he said.

24

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Weekend Balita, Sat.-Fri., February 18 - 23, 2017

MOTORING

Balita

Subaru debuts 2018 Legacy at the Chicago Auto Show Cherry Hill, N.J. - Subaru of America, Inc., which posted its eighth consecutive year of record-breaking sales, today announced that it will debut the 2018 Legacy midsize sedan at the 2017 Chicago Auto Show on February 9th. The new Legacy features revised styling and significant upgrades to comfort, safety, and multimedia capability. In addition to major changes, myriad smaller engineering and design details throughout the 2018 Legacy enhance the driving experience. The 2018 Subaru Legacy will go on sale this summer.

The 2018 Legacy, the roomiest sedan in the midsize segment, is available in a 2.5i model with an efficient and responsive 175-hp 2.5-liter 4-cylinder BOXER engine, or, as the Legacy 3.6R with a 256-hp 3.6-liter 6-cylinder BOXER engine. Both engines come teamed as standard with the Lineartronic CVT (continuously variable transmission) with manual mode and paddle shift control switches. A retuned ECU for 2018 provides the CVT with more responsive and smoother acceleration.

The 2.5i will be available in standard, Premium, and Sport trims; Limited offers a choice of 2.5i or 3.6R engines. Subaru Symmetrical All-Wheel Drive and Active Torque Vectoring are standard in all trims, making the Legacy the only midsize sedan to feature all-wheel drive as standard on all models.

Already an exemplar of passenger safety, the Legacy adds to its array of driver-assist features for 2018, including available new Steering Responsive Headlights (SRH). Available

2018 Subaru Legacy

in conjunction with LED headlights, SRH aims the lights into turns as the driver steers. Also for 2018, Limited models with EyeSight utilize the systems’ cameras for High Beam Assist, which automatically turn the high beams on and off depending on traffic conditions.

Sportier, Yet More Elegant Design The Legacy wears a sportier and more elegant look for 2018, highlighted by wider, lower grille openings and new bumper that complement the wider Subaru hexagonal grille, now with distinctive wing element.

The C-shaped headlights and parking lights and new horizontal lines extending outward from the grille subtly suggest the piston motion of the BOXER engine, a Subaru core technology. The redesigned headlights now feature distinctive “Konoji” daytime LED running lights.

Available LED fog lamps lend a sophisticated image. Other design details bolster the luxury-class appearance for the 2018 Legacy, including new high-contrast wheel designs and two rich new exterior colors, Magnetite Gray Metallic and Crimson Red Pearl. From the rear, the 2018 Legacy conveys a wider, more planted stance, although the car measures the same

width as before. The new tailpipe design integrated into the lower fascia adds a premium touch.

More Responsive and Quieter Subaru went through the Legacy chassis to make the 2018 model even more comfortable to drive, while also retuning its suspension to enhance agility and steering and brake feel.

Retuned dampers reduce the initial impact of bumps while also reducing body roll through turns.

Smoother, more linear response from the Electric Power Steering (EPS) and a firmer, more direct brake-pedal feel also make the Legacy more engaging to drive.

Already lauded for its quiet ride, the Legacy moves another step up in cabin comfort for 2018 with further reductions from all noise sources.

The Lineartronic CVT on 2.5-liter equipped cars now uses a quieter ultra-short-pitch chain, and adjustments to engine timing under acceleration further reduce powertrain noise.

Reshaped exterior mirrors are among a number of enhancements that help reduce noise entering the cabin.

New sound-insulating inner film glass for the front side windows

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Best used cars now available in the market for less

By Jon Linkov Consumer Reports

Not everyone enjoys poring over used-car classified ads to find that hidden gem. Even our experts find the hunt through bad cars to be the worst part of the buying experience.

An easier solution: Simply determine your budget and choose a vehicle from our lists of the best used cars.

We dug through years of test data and hundreds of thousands of survey responses, and cross-referenced those metrics with the availability of electronic stability control, a lifesaving safety feature.

The best of the best used car models can be accessed at consumerreports.org.. Each model performed well in our road tests when it was new and had above-average reliability for the model years shown.

In addition, each vehicle offered ESC as a standard or optional feature.

We also included a list of used cars you should avoid considering because they proved to be particularly troublesome and unreliable.

Of course, even for used cars we recommend, there can be stinkers – due to a bad day at the factory or a former owner who didn’t care much for car maintenance. Before you buy, make sure to pay for a thorough inspection by a certified mechanic, so there are no surprises down the road.

But there is a much better way of buying a used vehicle. And all you have to do is get down to Cars 911, where all used vehicle have been checked and re-cheked before they even go to the lot.

Fo a hassle-free car-buying for a used vehicle, call Cars 911 now.

Cars 911 is one of the leading car dealerships that specializes in preowned vehicles.

They have experts in all car brands and will provide you the best tips on why buying a used vehicle is worth it all, especially when you are in dire need of a vehicle ASAP as if getting one is an “emergency.” They have more than 25 banks, all of which are ready to approve!

Call now. The Cars 911 experts are waiting for you. You can reach them at (323) 222-2400. Cars 911 is located at 2244 N. San Fernando Rd., Los Angeles, CA 90065. Mention our ad here in this edition of Weekend Balita and you will be treated with utmost care.

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Weekend Balita, Sat.-Fri., February 18 - 23, 2017

25

Mitsubishi Motors names new compact suv: Eclipse Cross CYPRESS, Calif. – Mitsubishi Motors Corporation (MMC) today announced it has chosen the name Eclipse Cross for its new compact SUV model to be debuted at the 87th Geneva International Motor Show* to be held in Geneva, Switzerland March 7 through 19, 2017.

Eclipse derives its name from the MMC’s popular specialty coupe model sold in the U.S. from 1989, while Cross is short for crossover.

Eclipse is a word used to describe an astronomical event. Marrying stylish coupe lines with the freedom of movement the SUV genre gives, the Eclipse Cross’ beautiful, dynamic form serves to bring about the same sense of excitement and inspiration as the diamond ring seen immediately before and after a total solar eclipse does.

The high-saturation red body color newly developed for the model is also reflected in the name to evoke the

Eugene C and Sonny C.

brilliance of the prominence seen during the total solar eclipse.

Le 87e Salon international de l’automobile Genève 2017. With press days on March 7 and 8, the show is open to the public from March 9 through 19. MMC will hold its press conference from 11:15am on March 7, local time, at the MMC booth.

For more information, please see http://www.gims.swiss/en/ (English) MMC has set up a special web site at the following URL to provide a variety of information in English about its exhibits at 2017 Geneva In-

ternational Motor Show: http://www. mitsubishi-motors.com/en/events/ motorshow/2017/gms2017/ About Mitsubishi Motors North America, Inc. Mitsubishi Motors North America, Inc., (MMNA) is responsible for all research and development, marketing, and sales for Mitsubishi Motors in the United States. MMNA sells sedans and crossovers/SUVs through a network of approximately 360 dealers. MMNA is leading the way in the development of highly efficient,

affordably priced new gasoline-powered automobiles while using its industry-leading knowledge in battery electric vehicles to develop future EV and PHEV models. 2017 marks the 100th year of Mitsubishi producing cars. For more information, contact the Mitsubishi Motors News Bureau at (888) 560-6672 or visit media.mitsubishicars.com.

For a closer look at the new Eclipse Cross, or any other Mitsubishi vehicle, Come and visit our kababayans at Cerritos Mitsubishi, where kababayans are always treated as special customers.

Even their marketing thrust is anchored on that magical Tagalog word: Kababayan. They also have a Kabayan Price. Call Eugene C., and Sonny C, who leads the sales operation for the Filipino market.

Call now at 1-562-494-0187 to get the same Number 1 customer service from our very own kababayans.

The Power of dreams: Honda rolls out the red carpet for America’s Best-Selling SUV TORRANCE, Calif. – Honda is debuting the brand’s Super Bowl LI commercial, with the all-new 2017 Honda CR-V taking a star turn alongside a collection of some of the world’s biggest stars from film, television, music, sports and even comic books.

Scheduled to run in the first break during the second quarter of the big game on Sunday, Feb. 5, the automaker’s new :60 spot “Yearbooks,” takes viewers back in time through a look at the high-school dreams of famous celebrities before they were household names, and the spirit that drove them to chase those dreams.

As the CR-V turns 20, Honda wants to remind viewers of “The Power of Dreams,” and how it has inspired the vehicle’s evolution into the best-selling SUV in America. “Yearbooks” is now available to watch in its entirety on Honda’s YouTube channel: www.honda.us/ BigGameAd. “The Power of Dreams” is a belief that drives everything Honda creates, which speaks to the imagination of big dreams, along with the determination to make those dreams come true.

Honda has called on celebrities Amy Adams, Steve Carell, Viola Davis, Missy Elliott, Tina Fey, Earvin

“Magic” Johnson, Jimmy Kimmel, Stan Lee and Robert Redford to introduce the all-new 2017 CR-V, 20 years after the popular SUV was first introduced during Super Bowl XXXI. Each celebrity provides insight into their journeys toward success, reflected through their high-school yearbook photos. Just as the CR-V was once the new kid on the block before becoming America’s best-selling SUV, all of the stars featured in “Yearbooks” began with a dream and the determination to achieve it.

“Since its introduction in 1997, CR-V has set the standard for efficiency, practicality and driving fun, becoming a customer favorite and taking the title as America’s best-selling SUV over the past two decades,” said Susie Rossick, assistant vice president, Honda Auto Marketing. “To celebrate the all-new, fifth-generation CR-V, we wanted to share inspiring stories that bring to life what we mean when we talk

February 28, 2017.

about The Power of Dreams.”

Bringing “Yearbooks” to Life Created and produced by RPA, agency of record for Honda, the spot was crafted using cutting-edge technology to bring the high-school yearbook images to life. Layering together the vintage photographs, 3D scans and footage from visual-effects enables each celebrity photo in “Yearbooks” to tell a story in a unique and mesmerizing way.

Honda in the Big Game The new spot signals Honda’s return to the big game following last year’s highly successful “A New Truck to Love” ad that introduced the new Ridgeline pickup through Queen’s iconic “Somebody to Love,” generating more than 100,000 handraisers for Honda’s innovative new truck.

2017 marks the third appearance for CR-V during a Super Bowl. The first-generation CR-V appeared in

Super Bowl XXXI in 1997, with the previous generation CR-V showcased in a 2012 commercial paying homage to a well-known coming-of-age characterin “Matthew’s Day Off.” Meanwhile, if you want to belong to the select group of Honda owners, all you have to do is visit the Diamond Honda of Glendale and get in touch with our kababayan Orly Roque, who are more than ready to serve you and find you your new Honda Hybrids or any other Honda vehicle and be assured of top fuel efficiency as well as safety and maintenance.

These are just some of the reasons why Pinoys come to the dealership.

Above all, at Diamond Honda of Glendale, customers are treated like Diamonds! That statement is backed up by General Manager Philip Keung, who has endeared himself to Filipino customers because of his professionalism and his recognition and vast understanding of Honda’s multi-ethnic market. “He is a great anchor. We rely on his wisdom and professional savvy all the time. He is very helpful to the Filipino salesmen and customers alike,” says Orly. Diamond Honda of Glendale is located at 138 S. Glendale Avenue, Glendale, CA 91205. Its tollfree number is 1.866.237.7092.

26

Visit www.Balita.com

Weekend Balita, Sat.-Fri., February 18 - 23, 2017

Balita

OVE

Glendale Mitsubishi L o s

A n g e l e s

â&#x20AC;˘

S a n

G a b r i e l

V a l l e y

â&#x20AC;˘

S a n

F e r n a n d o

V a l l e y

PRESIDENTS' DAY SALE â&#x20AC;&#x153;Para sa mura at kayang tapatan anumang presyo meron kayo, hanapin lang ang inyong kaisa-isang kababayan dito sa Glendale Mitsubishi!â&#x20AC;?

CESAR MACANDILI

ALL OUTLANDER AND OUTLANDER SPORT $2500.00 OFF MSRP! 2017 MITSUBISHI

2017 MITSUBISHI

MIRAGE G44 ES CVT

179

$

OUTLANDER SPORT 2.0 ES 2WD CVT

189

$

/MO PLUS TAX

$3,378 Due at Signing

/MO PLUS TAX X

$2,888 Due at Signing g

36 Month Lease

Expires 02/28/17

Lease example for 2017 MIRAGE G4 ES CVT, MSRP $15,195 PLUS $835 ($960 Alaska / Hawaii) destination handling. Includes required refundable security deposit. Exclude tax, license, title, registration, documentation fees, insurance and the like. Available through Ally Financial, subject to approved credit and insurance. Net capitalized cost is $13,795 and includes $595 acquisition fee.

Option to purchase at lease end at price determined at lease signing. Lessee is responsible for maintenance, repairs, excess wear, and $0.20 per mile over 12,000 miles/year. Not all customer will qualify. Price, terms and vehicle availability may vary. Other lease terms/details apply. May not combine with factory cash rebates. See dealer for details. Illustration shown may not be the same as actual vehicle sold.

2017 MITSUBISHI

36 Month Lease e

E p Expires 02/28/17

Lease example for 2017 OUTLANDER SPORT 2.0 ES 2WD CVT, MSRP $20,995 PLUS $895 ($1,020 Alaska / Hawaii) destination handling. Includes required refundable security deposit. Exclude tax, license, title, registration, documentation fees, insurance and the like. Due at signing is if customer applies $500.00 lease rabate. Available through Ally Financial, subject to approved credit and insurance. Net capitalized cost is $19,086 and includes $595 acquisition fee. Option to purchase at lease end at price determined at lease signing. Lessee is responsible for maintenance, repairs, excess wear, and $0.20 per mile over 12,000 miles/year. Not all customer will qualify. Price, terms and vehicle availability may vary. Other lease terms/details apply. This offer may not combine with factory cash rebates. See dealer for details. Illustration shown may not be the same as actual vehicle sold.

2017 MITSUBISHI

MIRAGE G4

OUTLANDER SPORT 2.0 ES 2WD CVT

0.0 APR

0.0 APR

%

%

48 Months

72 Months

$750 Purchase Bonus Cash Expires 02/28/17 $YDLODEOH WKURXJK $OO\ )LQDQFLDO VXEMHFW WR DSSURYHG FUHGLW DQG LQVXUDQFH PRQWKO\ SD\PHQWV RI SHU ͤQDQFHG DW 0.0% APR. Some customers will not qualify. Price, terms and vehicle availability may vary. This offer may not combine with factory rebate cash rabates. See dealer for details. Illustration shown may not be the same as actual vehicle sold.

Expires 02/28/17 $YDLODEOH WKURXJK $OO\ )LQDQFLDO VXEMHFW WR DSSURYHG FUHGLW DQG LQVXUDQFH PRQWKO\ SD\PHQWV RI SHU ͤQDQFHG at 0.0% APR. Some customers will not qualify. Price, terms and vehicle availability may vary. May not combine with factory cash rabates. See dealer for details. Illustration shown may not be the same as actual vehicle sold.

PRICE LISTED AFTER ALL APPLICABLE REBATES. SUCH AS LOYALTY, MILITARY AND MANUFACTURERâ&#x20AC;&#x2122;S REBATE. NOT ALL CUSTOMERS QUALIFY FOR LOYALTY RABATE. TO QUALIFY CUSTOMER MUST BE A CURRENT MITSUBISHI VEHICLE REGISTERED OWNER. ALL VEHICLES SUBJECT TO PRIOR SALE PRICES PLUS GOVERMENT FEES AND ANY DEALER DOCUMENT PREPARATION CHARGE AND EMISSION TESTING CHARGE. ALL FACTORY REBATES IN LIEU OF SPECIAL RATES OFFERED BY MITSUBISHI CREDIT AND SPECIAL RATES ARE NOT AVAILABLE WITH ANY ADVERTISED VEHICLES. SEE DEALER FOR ADDITIONAL DETAILS.

PRE-OWNED SUPER CENTER â&#x20AC;&#x2DC;06 HONDA ELEMENT EX-P 2.4LL I-4 CYL, SUV

Stk: S71180A | 013773

6,985

NOW

$

â&#x20AC;&#x2DC;14 TOYOTA COROLLA 1.8LL I-4 CYL, SEDAN

Stk: P2394R | 072640

NOW

12,995

$

â&#x20AC;&#x2DC;15 NISSAN VERSA S 1.6LL I-4 CYL, SEDAN

Stk: P2321 | 869836

8,295

NOW

$

â&#x20AC;&#x2DC;10 BMW 128I

3.0LL I-6 CYL, CONVERTIBLE

Stk: P2421S | H82007

NOW

13,995

$

â&#x20AC;&#x2DC;15 MITSUBISHI MIRAGE RF 1.2LL I-3 CYL, HATCHBACK

Stk: P2478 | 060094

8,990

NOW

$

â&#x20AC;&#x2DC;16 KIA OPTIMA

2.4LL I-4 CYL, SEDAN

Stk: P2498RS | 002087

NOW

14,895

$

â&#x20AC;&#x2DC;12 SCION TC

2.5LL I-4 CYL, COUPE

Stk: 70113A | 042199

9,295

NOW

$

â&#x20AC;&#x2DC;16 SCION IM

1.8LL I-4 CYL, HATCHBACK

Stk: P2286 | 512193

NOW

14,995

$

â&#x20AC;&#x2DC;11 HONDA CIVIC LX-S 1.8LL I-4 CYL, SEDAN

Stk: S71424A | 044714

NOW

10,975

$

â&#x20AC;&#x2DC;17 HYUNDAI ELANTRA 2.0LL I-4 CYL, SEDAN

Stk: P2404 | 102400

NOW

1.6LL I-4 CYL, SEDAN

Stk: P2472RS | 979742

NOW

11,295

$

â&#x20AC;&#x2DC;14 MAZDA MAZDA6 I TOURING 2.5LL I-4 CYL, SEDAN

Stk: S71048A | 130459

15,695

$

â&#x20AC;&#x2DC;16 HYUNDAI ACCENT SE

NOW

16,495

$

TEST DRIVE TODAY! MENTION THIS AD -AND-

GET 3 DAY/2 NIGHTS LAS VEGAS VOUCHER

â&#x20AC;&#x2DC;14 KIA SOUL BASE

1.6LL I-4 CYL, HATCHBACK

Stk: P2367 | 079822

NOW

11,945

$

â&#x20AC;&#x2DC;14 NISSAN QUEST 3.5LL V-6 CYL, VAN

Stk: P2397 | 101815

NOW

17,595

$

â&#x20AC;&#x2DC;13 HYUNDAI SONATA 2.4LL I-4 CYL, SEDAN

Stk: P2388S | 703893

11,995

NOW

$

â&#x20AC;&#x2DC;14 LEXUS CT 200H

1.8LL I-4 CYL, HATCHBACK

Stk: P2379R | 179119

NOW

18,995

$

Balita

Visit www.Balita.com

Weekend Balita, Sat.-Fri., February 18 - 23, 2017

Diamond Honda of Glendale

â&#x20AC;&#x153;Ito ang ta tahanan nyo.

Kaya bum m bumisita uli at mag-usa ap mag-usap-usap tayo.â&#x20AC;?

Orly Roque

*)5(( /,)(7,0( 32:(575$,1 :$55$17< *Included with the purchase of any new or selected used vehicle. We will extend your Powertrain Warranty for as long as you own your vehicle. Peace of mind you canâ&#x20AC;&#x2122;t get anywhere else.

Sales & Leasing

0%

APR

RQ OLPLWHG ORQJ WHUP ÂżQDQFLQJ RQ VHOHFW QHZ +RQGD PRGHOV IRU ZHOO TXDOLÂżHG EX\HUV 2Q DSSURYHG FUHGLW

Lease for only

NEW 2017 Honda Civic LX 4 Dr, Automatic

2 AT THIS OFFER 6WN 9,1

0RGHO )& ) +(: Starting at $20,375. $4,055 due at lease signing plus destination, tax, title & tags. 36 month lease, 12k miles/yr. 36 miles with $0.15 per excess mile. No security deposit required. On approved above average credit through American Honda Financial Services.

per month plus tax at 36 months nths

Lease for only

NEW 2017 Honda Accord LX 4 Dr, Automatic

2 AT THIS OFFER 6WN 9,1

0RGHO &5 ) *(: Starting at $23,990. $4,499 due at lease signing plus destination, tax, title & tags. 36 month lease, 12k miles/yr. 36 miles with $0.15 per excess mile. No security deposit required. On approved above average credit through American Honda Financial Services.

per month plus tax at 36 months

Lease for only

NEW 2016 Honda CR-V EX 2WD, Automatic

1 AT THIS OFFER 67. 9,1

0RGHO 50 + *-: Starting at $30,300. $5,598 due at lease signing plus destination, tax, title & tags. 36 month lease, 12k miles/yr. 36 miles with $0.20 per excess mile. No security deposit required. On approved above average credit through American Honda Financial Services.

per month plus tax at 36 months

Lease for only

NEW 2016 Honda ODYSSEY LX

2 AT THIS OFFER 6WN 9,1

0RGHO &5 ) *(: Starting at $26,995. $4,999 due at lease signing plus destination, tax, title & tags. 36 month lease, 12k miles/yr. 36 miles with $0.15 per excess mile. No security deposit required. On approved above average credit through American Honda Financial Services.

per month plus tax at 36 monthss

+RQGD &HUWLÂżHG 8VHG &DUV 2WKHU 3UH RZQHG 6SHFLDOV

RATE AS LOW AS

1.9% APR

On Select Honda Models

ON APPROVED CREDIT FOR QUALIFIED BUYERS

2009 Scion XB

2009 Mazda 3 Grand Touring

2014 Hyundai Accent GLS

2012 Honda Civic

2013 Honda Fit

2013 Honda Civic

WAS 10,491

WAS $11,091

WAS $12,491

WAS $13,491

WAS $14,091

WAS $14,491

27394A/91207213

27385A/91087661

NOW

$8,991

NOW

2014 Honda Accord Sport

2016 Toyota Corolla S 27310A/GP387860

92398/ES084470

WAS $16,498

NOW

$14,998

NOW

$15,991

$10,991

2013 Honda CR-V 92440/DL057947

WAS $17,491

NOW

Diamond Honda

of Glendale

$9,591

92495/EU713139

92474/CE314175

NOW

2014 Honda CR-V EX-L 92485/EL009096

WAS $19,091

NOW

$17,591

$11,991

261332A/DC083355

NOW

2015 Honda Pilot EX-L 92414/FB014455

WAS $22,,091

NOW

$20,591

$12,591

261837A/DH507340

NOW

2015 Honda Odyssey EX-L 92419/FB055057

WAS $28,388

NOW

$26,888

www.diamondhondaofglendale.com

866.237.7092 $OO DGYHUWLVHG SULFHV H[FOXGH JRYHUQPHQW IHHV DQG WD[HV DQ\ ÂżQDQFH FKDUJHV DQ\ GHDOHU GRFXPHQW SUHSDUDWLRQ FKDUJH DQG DQ\ HPLVVLRQV WHVWLQJ FKDUJH )RU ZHOO TXDOLÂżHG EX\HUV RQ DSSURYHG FUHGLW 1RW DOO ZKR DSSO\ ZLOO TXDOLI\ $G H[SLUHV RQ

$12,991

WAS $28,498

NOW

$26,988

27

28

Visit www.Balita.com

Weekend Balita, Sat.-Fri., February 18 - 23, 2017

Balita

CERRITOS MITSUBISHI Giant Mitsubishi store with huge inventory

EUGENE C. Senior Se eni nior or SSales Consultant

“Tawag na mu!”

SONNY C. Filipino Sales

(562) 472.8938 (562) 688.4626 MIRAGE ES 48 MONTHS MSRP................$13,830 % FINANCING AVAILABLE IN LIEU

LANCER ES Sedan 72 MONTHS MSRP................$19,630 % FINANCHING AVAILABLE IN LIEU

2017 MITSUBISHI

0 $ 10,199*

Customer Rebate.....................$1,500 Military Rebate .......................$500

BUY FOR

2017 Mitsubishi

0 $ 14,299*

Customer Rebate.....................$1,500 Loyalty Rebate ........................$500 Military Rebate .......................$500

OF REBATES

BUY FOR

122

OF REBATES

40

in stock

in stock

Stock # : S17009

Stock # : C17074

OUTLANDER SPORT ES SUV 72 MONTHS MSRP...................$20,690 % FINANCING AVAILABLE IN LIEU

2017 MITSUBISHI MSRP..............$24,390

OUTLANDER ES SUV - 7 SEATER 72 MONTHS % FINANCING AVAILABLE IN LIEU

BUY FOR

BUY FOR

2017 MITSUBISHI

0 $ 15,599*

Customer Rebate.......................$1.500 Loyalty Rebate ..........................$500 Military Rebate ........................$500

0 $ 18,699*

Customer Rebate.......................$2,000 Loyalty Rebate ...........................$500 Military Rebate ...........................$500

OF REBATES

108

OF REBATES

122

in stock

in stock

Stock # : C17107

Stock # : C17192

Stock # : C17107

*Evolution *Evolu *Ev *E olutio tionn and and i-MiEV i-MiEV are are excluded exclude excl ude ded from ded fr the 10 year 100 thousand mile Warranty fr

FRIENDLY PRICED PRE-OWNED CARS! TEST-DRIVE NOW! ‘14 MITSUBISHI MIRAGE ES HB

WAS 11,900 $

$

Stk: C3026P

7,800

‘11 HONDA ODYSSEY EX VAN

WAS $16,999 $ Stk: C3025P

14,900

‘14 HYUNDAI ACCENT GLS

‘07 MITSUBISHI ECLIPSE GS COUPE

WAS 10,900 $

Stk: C2894P

$

WAS 14,900 $

7,999

Stk: C2987P

‘12 HONDA ACCORD 2.4 LX SEDAN ‘13 MITSUBISHI OUTLANDER SE SUV

$

WAS $13,988 $

9,988

Stk: C16203A

10,900

‘15 NISSAN PATHFINDER SUV ‘13 TOYOTA TACOMA PRERUNNER TRUCK ‘13 HONDA PILOT EX-L FWD SUV

WAS $25,800 $ Stk: C2952P

WAS $26,988 $

19,988

Stk: C3027P

22,900

NURSES PROGRAM AVAILABLE!

Stk: C2936P

23,800

5 YR/60,000 MILES BUMPER TO BUMPER WARRANTY

YES

ONLY 3/36

ONLY 3/36

ONLY 3/36

10100

YES

ONLY 3/36

ONLY 5/60

ONLY 5/60

*All special lease are based on Tier 1 Credit through Mitsubishi Motors Credit of America.

All payments are plus tax, first payments, license and acquisition fees included in lease.

5YR

10 YR/100,000 MILES LTD POWERTRAIN LIMITED WARRANTY 5 YR/UNLIMITED MILES ROADSIDE ASSISTANCE

YES

NONE

NONE

NONE

562-494-0187

Stk: C3020P

SOUTH ST.

0

PowerTrain Repair Cost

Until August 2027

100,000-mile 10 year Powertrain Limited Warranty

CERRITOS MITSUBISHI

27,800

STUDEBAKER RD.

560

Mitsubishi Honda Toyota Nissan

WAS $28,999 $

See Dealer for Details

$

11,900

‘17 SUBARU BRZ LIMITED COUPE

ARTESIA FWY

PALO VERDE AVE.

ANY CREDIT SITUATION, WE CAN HELP YOU. BEST IN CLASS PAYMENT

Stk: C16162A

5 Year Unlimited Mile Road Assistance

PRICE LISTED AFTER ALL APPLICABLE REBATES. ALL VEHICLES SUBJECT TO PRIOR SALE PRICES PLUS GOVERMENT FEES AND ANY DEALER DOCUMENT PREPARATION CHARGE AND EMISSION TESTING CHARGE PLUS DESTINATION CHARGE ALL FACTORY REBATES IN LIEU OF SPECIAL RATES OFFERED BY MITSUBISHI CREDIT AND SPECIAL RATES ARE NOT AVAILABLE WITH ANY ADVERTISED VEHICLES. SEE DEALER FOR ADDITIONAL DETAILS. PRICE LISTED AFTER ALL APPLICABLE REBATES SUCH AS CUSTOMER & LOYALTY REBATE. NOT ALL CUSTOMERS QUALIFY FOR LOYALTY RABATE. TO QUALIFY CUSTOMER MUST BE A CURRENT MITSUBISHI VEHICLE REGISTERED OWNER. ALL VEHICLES SUBJECT TO PRIOR SALE PRICES PLUS GOVERMENT FEES AND ANY DEALER DOCUMENT PREPARATION CHARGE AND EMISSION TESTING CHARGE. ALL FACTORY REBATES IN LIEU OF SPECIAL RATES OFFERED BY MITSUBISHI CREDIT AND SPECIAL RATES ARE NOT AVAILABLE WITH ANY ADVERTISED VEHICLES. SEE DEALER FOR ADDITIONAL DETAILS.

NO ONE OFFERS MORE!

WAS $28,999 $

WAS $14,988 $

DEL AMO BLVD.

10944 South St. Cerritos CA 90703

Balita

Visit www.Balita.com

Weekend Balita, Sat.-Fri., February 18 - 23, 2017

29

Nissan of Mission Hills

Out to be the #1 Nissan Dealer in the Nation*

Serving the Filipino Community for more than 20 years.

PRESIDENTSâ&#x20AC;&#x2122; DAY SALE

â&#x20AC;&#x153;Tawagan or hanapin nyo lang akoâ&#x20AC;?

â&#x20AC;&#x153;Kayang-kaya nyo ang down at mababa lang ang monthly payment!â&#x20AC;?

Manuel Lava

Internet | Fleet Manager

Cell: (661)-644-0944

$

0

Ikaw ba ay problematic dahil sa Bad Credit/No Credit?. No Driverâ&#x20AC;&#x2122;s License? No SS? Ok na ang TIN!. Bankruptcy? WALANG PROBLEMA!!!

DOWN DELIVERS

0

*ON SELECT MODELS ON APPROVED CREDIT

TERM % LONG FINANCING APR

$

*ON SELECT MODELS ON APPROVED CREDIT IN LIEU OF REBATES

2017 NISSAN VERSA S PLUS

0

SALE PRICE $15,400

*NISSAN CUSTOMER BONUS CASH $1,000 0 COLLEGE GRAD $500

*NISSAN CUSTOMER BONUS CASH $500 NISSAN CUSTOMER CASH $1,000 WESTERN REGION CUSTOMER CASH $500 COLLEGE GRAD $500

AC/PW/PDL Bluetooth & Much More!

Model#11157 Model#11

NET COST T0 YOU:

$

*ON SELECT MODELS ON APPROVED CREDIT IN LIEU OF REBATES

2017 NISSAN SENTRA

SALE PRICE $10,400

AC/Bluetooth/ & Much More!

PAYMENTS FOR 90 DAYS

8,900

Model#12067 M Mo del#120

NET COST T0 YOU:

12,900

$

2 at this net cost

2 at this net cost

3N1CN7AP3HL833070, 3N1CN7AP4HL820893

3N1AB7AP3HY208364, 3N1AB7AP4HY204825

*Nissan Customer cash in lieu of special financing.

2017 NISSAN ALTIMA

SALE PRICE $20,650

*Nissan Customer cash in lieu of special financing.

2016 NISSAN FRONTIER KING CAB

SALE PRICE $17,900

DEC/JAN RETAIL OWNER COMM PRGM $500 COLLEGE GRAD $500

*NISSAN CUSTOMER CASH $2,250 **NMAC CUSTOMER APR CASH $1,000 COLLEGE GRAD $500

AC/PW/PDL ch More!

Bluetooth & Much More!

AC/PW/PDL Bluetooth & Much More!

2017 NISSAN ROGUE S

SALE PRICE $21,900

*NISSAN CUSTOMER CASH $1,000 WESTERN REGION CUSTOMER CASH $1,500 COLLEGE GRAD $500

AC/PW/PDL Bluetooth & Much More!

Model#13017

Model#22117

16,900

$

NET COST T0 YOU:

3 at this net cost

Model#31056

16,900

NET COST T0 YOU:

1N4AL3AP8HC135767, 1N4AL3AP4HC115709, 1N4AL3AP0HC153874 *Nissan Customer cash in lieu of special financing.**Must finance thru NMAC.

2017 NISSAN FRONTIER CREW CAB

2 at this net cost

GN735236/GN779281

SALE PRICE $27,900

COLLEGE GRAD $500

*NISSAN CUSTOMER BONUS CASH $500 NISSAN CUSTOMER CASH $2,250 WESTERN REGION CUSTOMER CASH $500 COLLEGE GRAD $750

re!

AC/PW/PDL re!

Bluetooth & Much More!

AC/PW/PDL, Bluetooth h 3rd Row Seat & Much More! ore!

21,900

$

2 at this net cost

1N6AD0ERXHN709658, 1N6AD0ER9HN715712

2016 NISSAN VERSA NOTE S *NISSAN CUSTOMER BONUS CASH $1,500 DEC/JAN RETAIL OWNER COMM PRGM $500 COLLEGE GRAD $500

More!

L AC/PW/PDL Bluetooth & Much More!

NET COST T0 YOU:

23,900

$

4,000

26,900

5N1DR2MN0HC604453, 5N1DR2MN7HC605065

1N4AA6AP3HC362811, 1N4AA6AP5HC398046

*Nissan Customer cash in lieu of special financing.

*Nissan Customer cash in lieu of special financing.

2017 NISSAN SENTRA

2016 NISSAN ROGUE NISSAN CUSTOMER BONUS CASH $500 *NISSAN CUSTOMER CASH $1,750 DEC/JAN RETAIL OWNER COMM PRGM $500 COLLEGE GRAD $500 00

AC/PW/PDL Bluetooth & Much More!

Model#11316 Model#113

Net Savings off MSRP

$

2 at this net cost

AC/PW/PDL Bluetooth & Much More!

$

Model#16117

NET COST T0 YOU:

2 at this net cost

*NISSAN CUSTOMER BONUS CASH $500 NISSAN CUSTOMER CASH $1,000 WESTERN REGION CUSTOMER CASH $500 COLLEGE GRAD $500

AC/PW/PDL Bluetooth & Much More!

2017 NISSAN MAXIMA S

SALE PRICE $30,150

M d l 2 11 Model#25117

Model#3216 Model#32167

NET COST T0 YOU:

JN8AT2MT0HW137433, JN8AT2MT4HW386978, JN8AT2MT6HW386996

*NISSAN CUSTOMER CASH $2,500 COLLEGE GRAD $750

re!

3RD ROW SEAT

18,900

3 at this net cost

*Nissan Customer cash in lieu of special financing.

2017 NISSAN PATHFINDER S

SALE PRICE $22,400

$

NET COST T0 YOU:

$

Model#12417 M d l#12417

Net Savings off MSRP

5,000

$

Model#22516

Net Savings off MSRP

$

7,000

2 at this net savings

2 at this net savings

GL893563/GL918300

3N1CB7AP5HY245991, 3N1CB7APXHY245047

GC860572/GC875962 GC860 2/GC8 962

*Nissan Customer cash in lieu of special financing.

*Nissan Customer cash in lieu of special financing.

*Nissan Customer cash in lieu of special financing.

2016 NISSAN ALTIMA 2.5 NISSAN CUSTOMER BONUS CASH $1,000 *NISSAN CUSTOMER CASH $3,250 WESTERN REGION CUSTOMER CASH $500 DEC/JAN RETAIL OWNER COMM PRGM $500 COLLEGE GRAD $500

2017 NISSAN PATHFINDER PLATINUM

*NISSAN CUSTOMER CASH $2,250 NISSAN CUSTOMER BONUS CASH $500 WESTERN REGION CUSTOMER CASH $500 COLLEGE GRAD $750 th

MModel#13416 d l#13416

9,000

$

3RD ROW SEAT

2016 NISSAN MAXIMA S

DEC/JAN RETAIL OWNER COMM PRGM $500 COLLEGE GRAD $750

AC/PW/PDL uch More!

Bluetooth & Much

AC/PW/PDL, Bluetooth oth More!

3rd Row Seat & Much More!

AC/PW/PDL & Much More!

Net Savings off MSRP

2 at this net savings

Model#25717

Net Savings off MSRP

9,000

$

2 at this net savings

2 at this net savings

GC265245/GC265210

5N1DR2MN1HC630303, 1HC630303 5N1DR2MN3HC628603 5N1DR2MN

*Nissan Customer cash in lieu of special financing.

*Nissan Customer cash in lieu of special financing.

M d l#16416 Model#16416

Net Savings off MSRP

$

10,000

2 at this net savings

GC903305/GC900868

www.nissanofmissionhills.com | 11000 Sepulveda Blvd. Mission Hills, CA 91345

888-588-7635

WE SERVE ALL AAA, COSTCO, AARP, CREDIT UNION, SAMâ&#x20AC;&#x2122;S CLUB MEMBERS

2IIHUV VXEMHFW WR DYDLODELOLW\ 1HW FRVW EDVHG RQ FXUUHQW UHEDWHV 1LVVDQ &XVWRPHU &DVK LQ OLHX RI 6SHFLDO )LQDQFLQJ 0XVW ÂżQDQFH through NMAC. ***All U.S. Military personnel (active and reserve) All advertised prices exclude government fees and taxes, any ÂżQDQFH FKDUJHV DQ\ GHDOHU GRFXPHQW SURFHVVLQJ FKDUJH DQ\ HOHFWURQLF ÂżOLQJ FKDUJH DQ\ HPLVVLRQ WHVWLQJ FKDUJH DQG GHDOHU add-ons or accessories. Vehicles subject to prior sale. Interest accrues from date of contract. Ad prices good thru 2/20/17 close of EXVLQHVV 10$& ÂżQDQFLQJ PD\ EH UHTXLUHG RQ VRPH YHKLFOHV VHH GHDOHU IRU GHWDLOV $OO ÂżQDQFLQJ VXEMHFW WR FUHGLW DSSURYDO )DFWRU\ UHEDWH LQ OLHX RI VSHFLDO $35 &HUWLÂżFDWH 3URJUDP VHH GHDOHU IRU GHWDLOV

30

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Weekend Balita, Sat.-Fri., February 18 - 23, 2017

Balita

SUBARU OF GLENDALE

Subaru of Glendale is the #1 Volume Subaru Dealer in Southern California!!! #1 claim based on SOA MTD Sales Report for new car sales in Southern Californian for January 2017**

Visit Subaru of Glendale to find your dream car at a great price with the help of our friendly, no pressure sales staff.

Whether it’s love at first sight or after your test drive, you’ll have a great experience and leave with a grin on your face.

2017 SUBARU

Crosstrek 2.0i

LEASE OFFER

199

$

2017 SUBARU

LEASE OFFER

199

PLUS TAX PER MONTH ONTH LEASE/ 0 39 MONTHS/10,000 MILES PER YEAR

$

PLUS TAX PER MONTH LEASE/ 36 MONTHS/10,000 MILES PER YEAR

$1,999 Down Payment $0 Security Deposit $0 First Months Lease Payment

$2,999 Down Payment $0 Security Deposit $0 First Months Lease Payment

$1,999 Total Due Lease Signing (tax, title, license & doc fees extra)

$2,999 Total Due Lease Signing (tax, title, license & doc fees extra) Model Code Cod de HRC-15 Offer Expires 02/28/17

FINANCE OFFER 1.90 % Limited Term Financing on ALL New Crosstreks in Stock

2017 SUBARU

2017 SUBARU

249

PLUS TAX PER MONTH ONT NTH LEASE/ 0 36 MONTHS/10,000 MILES PER YEAR

$

PLUS TAX PER ER MONTH LE LEASE/ 36 MONTHS/10,000 10,000 MILES PER YEAR

$1,999 Down Payment $0 Security Deposit $0 First Months Lease Payment

$0 Down Payment $0 Security Deposit $0 First Months Lease Payment

$1,999 Total Due Lease Signing (tax, title, license & doc fees extra)

$0 Total Due Lease Signing (tax, title, license & doc fees extra) Model Code HDD-11 Offer Expires 02/28/17

FINANCE OFFER 0% Limited Term Financing on ALL New Outbacks in Stock

2017 SUBARU Sign & Drive

279

Model M odel Code H HFF-13 FF-13 Offer Expires 02/28/17

FINANCE OFFER 0% Limited Term Financing on ALL New Foresters in Stock

Impreza 2.0i

Limited CVT 5-Door Hatchback

2017 SUBARU

Legacy 2.5i

Limited CVT with Navigation & Eyesight

Sign & Drive

2 LEASE OFFERS

3 LEASE OFFERS

$

Forester 2.5i

Premium Pr remium CVT with All-Weather All ll Weath her Package Packa age

Sign & Drive

LEASE OFFER

2 LEASE OFFERS

209

Model Code HUN-01 Offer Expires 02/28/17

FINANCE OFFER 2.90 % Limited Term Financing on ALL New WRX & STIs in Stock AND No payments for 90 days on approved credit

Outback 2.5i Premium CVT

$

WRX

Premium CVT Special Edition

(only 8 left at this payment)

299

PLUS TAX PER MONTH ONT NTH LEASE/ 00 42 MONTHS/10,000 MILES PER YEAR

$

PLUS TAX PER MONTH ONTH LE LEASE/ 36 MONTHS/10,000 0 MILES PER YEAR

$0 Down Payment $0 Security Deposit $0 First Months Lease Payment

$0 Down Payment $0 Security Deposit $0 First Months Lease Payment

$0 Total Due Lease Signing (tax, title, license & doc fees extra)

$0 Total Due Lease Signing (tax, title, license & doc fees extra)

FINANCE OFFER 1.9% Limited Term Financing on ALL New Imprezas in Stock

Model Code e HLG-31 Offer Expires 02/28/17

FINANCE OFFER As low as 0% APR Financing up to 63 months on ALL New Legacys in Stock

Model Code HAF-24 Offer Expires 02/28/17

Driving People Happy “Para sa bagong Subaru, tawagan nyo lang po kami !”

SUBARU OF GLENDALE 1308 S Brand Blvd, Glendale, CA 91204 www.SubaruofGlendale.net

855-230-1547 Andrew Marilla Sales & Leasing

Christian Marilla Finance Manager

Subaru, Forester, Outback, Tribeca, Legacy, Impreza, WRX, STI, and SUBARU BOXER are registered trademarks. Purchase or lease any new (previously untitled) Subaru and receive a complimentary factory scheduled maintainance plan for 2 years or 24,000 miles (whichever comes first).

See Subaru Added Security Maintenance Plan for intervals, coverage and limitations. Customer must take delivery before 12-31-17 and reside within the promotional area. At participating dealers only. See dealer for program details and eligibility.

Balita

Visit www.Balita.com

Weekend Balita, Sat.-Fri., February 18 - 23, 2017

USED CARS SALE Over 500 cars to choose from!

Weâ&#x20AC;&#x2122;ll help you get a car!

â&#x20AC;&#x153;Marami kayong pagpipilian! Tawag na kina kababayang Joel at Jose!â&#x20AC;?

May Filipino Department na tutulong sa inyo : May Fi M F liip pino p iino no o Departm De Dep D epar partment artm rttm tmen ntt na a tutu tu tutul tulo ulong ong n sa inyo iny iny in yo o:

â&#x20AC;&#x2DC;01 MITSUBISHI MONTERO 4DR 4WD LTD SPORTRONIC

Jose Villanueva (213) 500-1260 at Joel Paguio (323) 547-5394 Jo ose se e Viil ill lla ll ((213 213 213) 3) 50 500 5 0 00 0-12 0-126 --1 1260 (32 23 23 3)) 5 54 547 47 4747 7--5394 53 539 53 394 39 94 94 â&#x20AC;&#x2DC;07 AUDI A4 4DR SDN MANUAL 2.0T FRONTTRAK

$

$

SEDAN 4DR AUTO LX

$

C-CLASS C240 SEDAN

$

â&#x20AC;&#x2DC;06 BMW 330XI SEDAN

$

VIN: JA4MW51R91J028265 STOCK: X61172

VIN: WAUAF78E97A239124 STOCK: X60562

VIN: 1HGFA165X8L015696 STOCK: X61397

VIN: WDBRF61J05A685374 STOCK: X51361

VIN: WBAVD33596KV67174 STOCK: X61860

â&#x20AC;&#x2DC;10 TOYOTA CAMRY 4DR SDN I4 MAN

â&#x20AC;&#x2DC;13 NISSAN SENTRA 4DR SDN I4 CVT SV

â&#x20AC;&#x2DC;14 TOYOTA YARIS 5DR LIFTBACK AUTO L

â&#x20AC;&#x2DC;14 HYUNDAI ACCENT 5DR HB AUTO SE

â&#x20AC;&#x2DC;12 TOYOTA CAMRY 4DR SDN I4 AUTO L

$ VIN: 4T1BF3EK0AU085852 STOCK: X60340

â&#x20AC;&#x2DC;09 MERCEDES-BENZ M-CLASS ML350 SUV

$

$

$

$

VIN: JTDKTUD36ED581581 STOCK: X61824

VIN: KMHCU5AE3EU170826 STOCK: X62220

VIN: 4T1BF1FK3CU597739 STOCK: X61909

â&#x20AC;&#x2DC;15 MAZDA MAZDA3 4DR SDN AUTO I SPORT

â&#x20AC;&#x2DC;07 AUDI Q7 QUATTRO 4DR 3.6L PREMIUM

â&#x20AC;&#x2DC;15 MAZDA MAZDA5 4DR WGN AUTO SPORT

â&#x20AC;&#x2DC;14 HONDA ACCORD SEDAN LX CVT PZEV SEDAN

$

$

$

VIN: 3MZBM1U77FM200645 STOCK: X70038

VIN: WA1BY74LX7D045264 STOCK: X60644

â&#x20AC;&#x2DC;11 ACURA TSX AUTOMATIC 4DR SEDAN

â&#x20AC;&#x2DC;14 SCION TC 2DR HB AUTO

â&#x20AC;&#x2DC;16 MAZDA MAZDA6 4DR SDN AUTO I SPORT

VIN: JH4CU2F62BC000994 STOCK: X70047

$

VIN: 3N1AB7APXDL746065 STOCK: X70076

VIN: 4JGBB86EX9A510542 STOCK: X62184

$

31

$ VIN: JTKJF5C71E3082859 STOCK: X61698

250 Off SPECIAL!

*$

FOR WEEKEND BALITA READERS!

$

VIN: JM1CW2BL6F0185999 STOCK: X61832

â&#x20AC;&#x2DC;11 TOYOTA HIGHLANDER FWD 4DR L4 BASE

$

VIN: JM1GJ1U57G1427610 STOCK: X70098

VIN: 5TDZA3EH9BS012538 STOCK: X61977

$ VIN: 1HGCR2F31EA055141 STOCK: X70168

â&#x20AC;&#x2DC;11 BMW X5 35D AWD 4DR SUV

$ VIN: 5UXZW0C51BL662599 STOCK: X51416B

More than 25 banks are ready to approve!

Bad Credit! No Credit! Fair Prices!

We Finance All!!! We buy car!!! Bring your Family!!! Free Food!!!

For Car Emergency, Call: 2244 N. San Fernando Road, Los Angeles, CA 90065

Call Kabayan Jose V. at (213) 500.1260 or Kabayan Joel P. at (323) 547.5394 $OO SULFHV SOXV JRYHUPHQW IHHV DQG WD[HV DQ\ ͤQDQFH FKDUJHV FDUJR SUHSDUDWLRQ GHDOHU DQG DQ\ HPLVVLRQ WHVWLQJ FKDUJH ZLWK DSSURYHG FUHGLW DERYH QRUPDO )LQDQFLQJ DSSURYHG FUHGLW ZLWK D ),&2 VFRUH DERYH &$56 &20 WKDQ XVXDO 3KRWRV IRU LOOXVWUDWLRQ SXUSRVHV RQO\ ([SLUHV 0HQWLRQ WKLV DG RU EULQJ D FRS\ WR WKH GHDOHU 2IIHU YDOLG XQWLO

32

Visit www.Balita.com

Weekend Balita, Sat.-Fri., February 18 - 23, 2017

Balita

Mercedes-Benz of Encino

President’s Day Specials Experience the Presidential treatment...

Raymond Orosa Filipino Sales

Call 818.536.2413

Your can make an executive decision: order a Mercedes-Benz.

Email: rorosa@mbencino.com

Mercedes-Benz 2017

LEASE FOR

+TAX/MO.. for 36 MOS.

*MSRP $35,675 at 36 month lease on approved average credit, $3,623 plus tax and license due at signing. No security deposit required. 10k miles per year with .25c per miles on excess mileage.

Expires Feb. 21, 2017.

“Available only to qualified customers at participating authorized Mercedes-Benz dealers through Mercedes-Benz Financial Services (where applicable to advertised lease) through Feb. 21, 2017.

Advertised lease rate based on a gross capitalized cost of $34,676. Includes destination charge, premium package, becker MAP PILOT® -pre-writing, becker MAP PILOT® and transpotation charge. Excludes title, taxes, registration, license fees, insurance, dealer prep. and additional options. Total monthly payments equal $11,844. Cash due at signing includes $2,499 capitalized cost reduction, $795 acquisition fee, and first month’s lease payment of $329. Total payments equal $15,138. Subject to credit approval. No security deposit required.”

Mercedes-Benz 2017

LEASE FOR

+TAX/MO. for 36 MOS.

*MSRP $36,525 at 36 month lease on approved average credit, $3,623 plus tax and license due at signing. No security deposit required. 10k miless per year with .25c per miles on excess mileage.

Expires Feb. 21, 2017.

“Available only to qualified customers at participating authorized Mercedes-Benz dealers through Mercedes-Benz Financial Services (where applicable able to advertised lease) through Feb. 21, 2017. ting, becker MAP PILOT® and transpotation Advertised lease rate based on a gross capitalized cost of $35,126. Includes destination charge, premium package, becker MAP PILOT® -pre-writing, charge. Excludes title, taxes, registration, license fees, insurance, dealer prep. and additional options. Total monthly payments equal $11,844. Cashh due at signing includes $2,499 capitalized rity deposit required.” cost reduction, $795 acquisition fee, and first month’s lease payment of $329. Total payments equal $15,138. Subject to credit approval. No security

Mercedes-Benz 2017

LEASE FOR

+TAX/MO. O. for 36 MOS.

*MSRP $41,675 at 36 month lease on approved average credit, $4,183 plus tax and license due at signing. No security deposit required. 10k miles per year with .25c per miles on excess mileage.

Expires Feb. 21, 2017.

“Available only to qualified customers at participating authorized Mercedes-Benz dealers through Mercedes-Benz Financial Services (where applicable to advertised lease) ase) through Feb. 21, 2017.

LOT® and transpotation Advertised lease rate based on a gross capitalized cost of $39,646. Includes destination charge, premium package, becker MAP PILOT® -pre-writing, becker MAP PILOT® charge. Excludes title, taxes, registration, license fees, insurance, dealer prep. and additional options. Total monthly payments equal $14,004. Cash due at signing includes udes $2,999 capitalized cost reduction, $795 acquisition fee, and first month’s lease payment of $389. Total payments equal $17,798. Subject to credit approval. No security deposit required.”

Mercedes-Benz 2017

LEASE FOR

+TAX/MO. for 36 MOS.

*MSRP $56,825 at 36 month lease on approved average credit, $5,173 plus tax and license due at signing. No security deposit required. 10k miles per year with .25c per miles on excess mileage. eage.

Expires Feb. 21, 2017.

“Available only to qualified customers at participating authorized Mercedes-Benz dealers through Mercedes-Benz Financial Services (where applicable to advertised lease) through Feb. 21, 2017.

017.

Advertised lease rate based on a gross capitalized cost of $54,826. Includes destination charge, premium package, becker MAP PILOT® -pre-writing, becker MAP PILOT® and transpotation charge. Excludes title, taxes, registration, license fees, insurance, dealer prep. and additional options. Total monthly payments equal $20,844. Cash due at signing includes $3,799 capitalized cost reduction, $795 acquisition fee, and first month’s lease payment of $579. Total payments equal $25,438.. Subject to credit approval. approval No security deposit required.” required.” required

Pre-owned models l have h never looked this timelessly powerful!

View Our Selection Of

Certified Pre-Owned Vehicles Our Financing is as low as .99% APR.

2014 MB C250 Sport Sedan Stk#: 67458C

$23,988

2014 MB E250 Sport Sedan Stk#: 67443C

$31,988

2014 MB C250 4Dr Coupe Stk#: 67307C

$24,988

2015 MB GLK350 SUV Stk#: 67446C

2014 MB E350 Sport Sedan Stk#: 67658T

$33,988

818.536.2413

$28,988

$33,988

by

Mercedes-Benz

2014 MB CLA250 4Dr Coupe Stk#: 67757C

2015 MB C300 Sport Sedan Stk#: 67656T

Certified Pre-Owned

$29,988

2014 MB GLK350 SUV Stk#: 67679C

16721 Ventura Blvd. Encino CA 91436

mbencino.com

$34,988

2015 MB GLA250 4MATIC AWD Stk#: 67657T

$29,988

2014 MB GLK350 SUV Stk#:67599C

$34,988

Mercedes-Benz of Encino