Weekend Balita March 12, 2016

LA / ORANGE C / INLAND E

Vivian Velez quits teleserye because of Cristine Reyes See ENTERTAINMENT, page 15

VOL. XXIII, NO. 6

LOS ANGELES / ORANGE COUNTY / INLAND EMPIRE

March 12 - 18, 2016

THE LEADING SOURCE OF NEWS AND INFORMATION FOR FILIPINO-AMERICANS

No delay in polls Palace expects Comelec to comply with Supreme Court decision MANILA, Mar 10 (Mabuhay) – Malacanang on Thursday said it is confident that the Commission on Elections (Comelec) will be able to pull off an uneventful presidential election in May amid the Supreme Court’s (SC) order for the printing of voter receipts.

Team Galing at Puso presidential candidate Sen. Grace Poe greets supporters during an International Women’s Day celebration at Liwasang Bonifacio, Tuesday. Poe thanked her supporters and reacted to her critics after the Supreme Court ruled in favor of her presidential bid in the upcoming elections.(MNS photo)

Grace Poe: SC ruling affirms I’m Filipino LOPEZ, Quezon, Mar 9 (Mabuhay) – Senator Grace Poe admitted Wednesday that she felt mixed emotions after hearing that the Supreme Court has removed all legal obstacles to her presidential bid.

Speaking at a mini political rally here, Poe said she was emotional upon hearing the

news on the SC’s decision on Tuesday.

“Naging madamdamin sa kin ‘yon, hindi dahil gusto kong magkaroon ng kapangyarihan o pwesto bilang pangulo, kung hindi dahil nais kong ipagpatuloy ang mga programa para sa ating mga kababayan na talagang

“We trust that the COMELEC will exert all efforts to ensure the orderly conduct of the national elections while complying with the Constitution and with the Supreme Court decision,” Communications Secretary Herminio Coloma Jr. said in a text message.

This was in response to Comelec chair Andres Bautista’s statement on Wednes-

day that the poll body might need to postpone the May 9 polls to comply with the SC ruling.

The high court on Wednesday directed the Comelec to ensure that voter receipts will be printed to allow voters to verify their choices. The order granted the petition for mandamus filed by senatorial candidate Richard Gordon See NO DELAY, page 4

See GRACE POE, page 4

Beijing irked by Tokyo over patrol planes for PHL Beijing, China | AFP | Thursday 3/10/2016 – Beijing on Thursday accused Tokyo of interfering in the South China Sea after Manila said it would lease five Japanese military plans to patrol areas it claims in the heavily disputed waters.

Beijing claims almost all of the strategically vital South China Sea, and is embroiled in a separate row with Tokyo over disputed islands in the East China Sea that has seen relations between the Asian See BEIJING, page 4

Mar Roxas: No truth to reported P50-M bribe to justices MANILA, Mar 8 (Mabuhay) – Administration standard bearer Manuel “Mar” Roxas II on Tuesday denied a newspaper report linking him to supposed attempts to bribe justices of the Supreme Court (SC) to disqualify one of his opponents in the presidential race, Senator Grace Poe. “Walang katotohanan. Siyento por siyento, kasinungalingan ito. Unang-una, hindi namin gawain ‘yan. Pangalawa ay wala sa track record namin ang ganoong gawain, ang ganoong pag-iisip, ang ganoong pagtatangka,” Roxas told reporters in a chance interview.

Roxas, who was in Davao Region Tuesday, said he would rather focus on his campaign than pay attention to such baseless reports.

“Hindi ito parang pingpong na may mga wala See MAR ROXAS, page 4

Jovito Salonga

Former Senate President Jovito Salonga, 95 Philippines’ “ The Nation’s Fiscalizer “, former Senate President Jovito Salonga, passed away on Thursday, March 10, reports from Malacañang said. He was 95.

Salonga, one of the last stalwarts that helped bring down the Marcos dictatorship, had a distinguished record as Congressman for the 2nd District of Rizal later won for him the overwhelming mandate of the Filipino electorate as he consistently topped three Senatorial elections despite lack of material means and

at against all odds – a record without precedent in Philippine political history. He had the remarkable record that he was elected under three different administrations ( that of Macapagal, Marcos and Aquino ).

Salonga was chosen as one of the most outstanding Senators with his significant legislations, some of which inspired public interest: the State Scholarship Law, the Disclosure of Interest Act, the Magna Carta for Public School Teachers, and the See SALONGA, page 4

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What happens to my car if I file bankruptcy?

There are several issues to consider in answering this question.

The most important point is the value of your car. In most cases, you can protect your car using the allowable bankruptcy code exemptions. An exemption allows you to file for bankruptcy relief and protect some of your property. The bankruptcy courts understand you need a car to get to work and to pick your kids up from school. So long as you aren’t driving an antique classic car, or an expensive sports car you will likely be able to keep your car.

The next question is whether you have clear title to your car.

If you have pledged your vehicle as security for a debt, or if you are financing or leasing a vehicle, you have three options for secured car loans when you file Chapter 7 bankruptcy.

Reaffirm: A reaffirmation agreement is a contract between you and the car creditor in which you agree to pay the balance owed on your car note, despite the bankruptcy filing.

You continue to make payments, and the creditor promises that, as long as payments are made, the creditor will not repossess or take back the property.

Reaffirmed debts are not discharged, the debt survives the bankruptcy. If you do not make your car payments after you reaffirm the car loan the car lender can repossess the car and sue you for the deficiency balance. After the finance company repossesses the car they will sell the car at the auto auction. Usually the finance company does not get enough money from the auction to pay off your loan. This shortfall is called a “deficiency” and you would still be legally obligated to pay the creditor the deficiency balance. As you can see, the decision to reaffirm your car loan is a serious financial matter.

Reaffirmation agreements are strictly voluntary. You are not required by the Bankruptcy Code or other state or federal law to reaffirm your car loan. Before entering into such an agreement, you will want to speak to your bankruptcy attorney to make sure that the reaffirmation is in your best interest.

Redeem: In Chapter 7, you have the right to purchase or redeem your car from the creditor by making a lump sum payment equal to the car’s fair market value. The 2005 bankruptcy code provides that you must pay the creditor the replacement retail cost of the car.

The balance of the debt will be discharged. For example, assume you own a car worth $5000.00, but owe the finance company $10,000.00.

In this circumstance, you could redeem the vehicle by paying the creditor $5000.00 and the remaining balance will be discharged in your bankruptcy. Your bankruptcy attorney can advise you on the benefits of redeeming your financed car and identifying lenders that will provide the funds for your vehicle redemption. Surrender: If you cannot afford the monthly payments on your car loan, or if you determine that you owe more than the car is worth, you can unload the car and the debt in your Chapter 7 bankruptcy by surrendering the vehicle to the creditor.

Car Leases in Chapter 7 Bank-

ruptcy If you are leasing your car when you file Chapter 7 bankruptcy you can choose to either continue making the monthly lease payments, or surrender the car back to the creditor. If you surrender the leased car, any obligation under the lease will be eliminated in your Chapter 7 bankruptcy case.

Car Loans in Chapter 13 Bankruptcy Chapter 13 bankruptcy is a powerful tool to protect your car from repossession. If you have fallen behind on your car payments, you can file a Chapter 13 bankruptcy to stop the repossession of your vehicle and repay any delinquent monies due. If you are not delinquent, you have the choice of just continuing your regular payments, or surrender the vehicle, and discharge the balance as an unsecured debt, much te same way as in chapter 7.

910 Claims: If you bought your vehicle less than 910 days of filing your bankruptcy case, you must repay the entire car loan. The good news is that the interest rate you pay on your car loan may be significantly reduced. For example, if you owed $10,000 on a car loan whose blue book value was only $5000, you would be required to pay the entire $10,000 balance if the car was purchased less than 30 months, or 910 days, of filing.

In short, debtors who want to keep their cars must pay the full loan amount, rather than “cram down” the debt to the value of the car.

Cram Down: If you bought your car more than 910 days before you file bankruptcy, you will only have to repay an amount equal to the present value of the car. For example, if you owed $5000 on a car that is worth only $2500, upon filing Chapter 13 you would be required to repay the finance company only $2500 over the three to five year term of your Chapter 13 Plan.

Car Leases in Chapter 13 Bankruptcy Your car lease cannot be paid through the Chapter 13 Plan you devise with your bankruptcy attorney. You can “assume” the lease and continue making the monthly payments. You can “reject” the lease and return the car to the creditor. The creditor will sell the leased vehicle, apply the sale proceeds to your lease balance and then file a claim in your Chapter 13 bankruptcy case for the lease deficiency. This deficiency is an unsecured, non-priority claim, which means you will likely only pay the finance company pennies on the dollar.

For solutions to all of your financial problems, and rebuilding your credit, contact the law offices of Paul M. Allen. We promise that help is just a phone call away.

Consultations are free, but by appointment only. We have three convenient locations in Glendale,La Palma and Cerritos. Call today at 818-552-4500..

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Aquino to PNPA grads: Choose country over self SILANG, Cavite, Mar 10 (Mabuhay) – President Benigno Aquino III on Thursday told the new graduates of the Philippine National Police Academy (PNPA) to shun corrupt acts in the coming May national and local elections.

“Kung abutan kayo ng sobre kapalit ng inyong dangal, tatanggapin niyo ba? Kung pinapili kayo, bayan o sarili?” Aquino asked the graduates in his speech.

“Huwag niyo sanang sayangin ang mga reporma ng nauna sa inyo,” he added.

Aquino was the guest of honor at the 37th commencement exercises of the PNPA “Masundayaw” class of 2016.

The class name Masundayaw was derived from three words: Maisug, a Visayan word for valiant; Sundaro, a Marano word for warrior; and Dayaw, an Ilocano word for honor.

During his speech, Aquino touted the procurement of modern equipment and vehicles—including 490 patrol jeeps, 247 4x4 personnel carrier, 69 light transport vehicles, 1,095 motorcycles, 2,949 radios— for the police.

He also cited the improvement of crime solution efficiency from 18.64 percent in 2010 to 51.36 percent in 2015, and the arrest of high-profile criminals through the Oplan Lambat Sibat.

“Sa panata nating walang maiiwan sa kaunlaran, kasama kayong mga unipormado,” Aquino said.

In his valedictory address, Cadet Felipe De Paz Alicando, Jr. urged

his fellow graduates to live in accordance with the principles of the PNPA. “Sa aking mga kaklase, saan man tayo matalaga ay parati nating isabuhay ang mga mabubuting prinsipyo na natutunan natin dito sa akademya,” he said.

“Huwag tayong magpapasilaw at magpapadala sa tukso ng korupsyon at pera, bagkos, ay ating isabuhay ang pagiging isang kagalang-galang na opisyal na naninindigan sa panig ng katarungan at katotohanan,” Alicando added.

Alicando received the Presidential Kampilan Award, Fire Kampilan, Kampilan Award from the chief PNP, plaque of merit, and was recognized as best in thesis.

Also in attendance at the event were PNP chief Ricardo Marquez, PNPA Director Chief Superintendent Armando Ramolete, Philippine Public Safety College President Ricardo De Leon, Vice President Jejomar Binay, and Interior Secretary Mel Senen Sarmiento.

Ramolete told the graduating cadets to contribute to the nation’s peace and order situation.

“With the nation facing increasing challenges in peace and order, the PNPA assures the people that it will produce the finest servants who will lead the public into becoming a safe institution,” he added.

Of the 253 graduates, 215 will be joining the PNP, 16 will go to the Bureau of Fire Protection, and 22 to the Bureau of Jail Management and Penology. (MNS)

Philippine Military Academy class “Gabay Laya” 2016 top ten cadets pose during the announcement in Baguio City, Monday. Cadet First Class Cristina Calima from Pangasinan was the lone female cadet who made it to the top 10, with Cadet First Class Kristian Abiqui from Isabela topping the class.(MNS photo)

Mar takes Santiago dare, OKs lifestyle check CAVITE, Mar 10 (Mabuhay) – Presidential candidate Mar Roxas on Thursday said he is open to any lifestyle check following the call of one of his rivals, Sen. Miriam Defensor Santiago, to bare where their huge campaign funds come from.

Santiago on Wednesday said the “scandalous amounts” her rivals have so far spent for election advertisements should prompt graft and corruption investigations.

Santiago, author of the proposed Anti-Premature Campaigning Law, questioned how other presidential aspirants can afford to spend for their respective campaigns way beyond the wealth declared in their statements of assets, liabilities, and net worth (SALN). Roxas said he has nothing to hide and all his campaign expenses, including the donations, will all be documented and submitted to

the Commission on Elections at the proper time.

“Okay ako sa lifestyle check. Lahat ito isusubmit, bukas ito at walang itinatago, lahat malinis,” Roxas said.

Santiago cited a report of the Philippine Center for Investigative Journalism which said that the Liberal Party bet has already spent P969 million despite a net worth of only P202 million, as indicated in his latest SALN. Roxas said his campaign expenses are coming from different sources.

“May mga personal, may mga donations,” he said.

Santiago also cited the expenses of other presidential bets, such as Vice President Jejomar Binay who was allegedly the top spender, having spent P1.05 billion for advertisements, The amount is 17.4 times his net worth of P60.2 million in 2014.

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SALONGA

BEIJING

From page 1

From page 1

Code of Conduct and Ethical Standards for Public Officials and Employees, and the Act Defining and Penalizing the Crime of Plunder.

Salonga had been fighting corruption and dictatorship since his youth.

The son of a Presbyterian minister from Rizal province, he joined the resistance movement during the Japanese occupation, was captured, tortured and sentenced by a military court to years of hard labor.

Released in 1943, he topped the bar examinations the following year and made plans to attend Harvard for his master’s degree. He followed up his master’s at Harvard with a doctorate from Yale University, but turned down a faculty position there because he felt he should take part in post-war reconstruction in the Philippines.

Upon his return, he embarked on a career that quickly established him as one of the most brilliant lawyers in the country. He taught law at leading universities in Manila, and authored several tax texts that are used here and abroad.

When Martial Law was declared in 1972, he was one of its most outspoken opponents. He defended political prisoners who challenged the Marcos

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regime and was detained.

After his release from military custody, he was offered a visiting scholarship at Yale, where he engaged in the revision of his book on International Law. He completed his book on the Marcos years and a program for a new democratic Philippines.

Salonga returned to the Philippines on January 21, 1985 and when the Aquino government took over after the People Power Revolution of February 1986, Salonga was named chairman of the Presidential Commission on Good Government, which was tasked with investigating and recovering the ill-gotten wealth of the members of the past regime.

With his selfless dedication to duty and his significant contributions to the country, Jovito Salonga continues to serve as brilliant inspiration to all Filipinos. He was Senate President from 1987-1991. (Philippine Senate)

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powers sour badly in recent years.

Philippine President Benigno Aquino said Wednesday that Manila would lease five TC-90 training aircraft from Japan to â&#x20AC;&#x153;help our navy patrol our territoryâ&#x20AC;?, pointing out the disputed area in particular.

Chinaâ&#x20AC;&#x2122;s foreign ministry spokesman Hong Lei said Beijing was â&#x20AC;&#x153;firmly opposedâ&#x20AC;? to challenges to its sovereignty and security and would â&#x20AC;&#x153;remain on high alertâ&#x20AC;?. â&#x20AC;&#x153;Japan is not a party directly concerned in the South China Sea dispute,â&#x20AC;? he added. â&#x20AC;&#x153;We urge the Japanese side to mind its words and actions and refrain from undermining the peace and stability of the region,â&#x20AC;? he said.

Tensions in the South China Sea â&#x20AC;&#x201C; through which one-third of the worldâ&#x20AC;&#x2122;s oil passes â&#x20AC;&#x201C; have mounted in recent months since China transformed contested Spratly reefs into artificial islands capable of supporting military facilities.

China claims almost all of sea, including those Spratly islands currently controlled by the Philip-

pines. Several other littoral state have competing claims in the region, as does Taiwan.

Aquino â&#x20AC;&#x201C; whose government has infuriated Beijing by taking the South China Sea issue to an international tribunal in The Hague â&#x20AC;&#x201C; is looking to upgrade one of Asiaâ&#x20AC;&#x2122;s most badly-equipped armed forces.

Hongâ&#x20AC;&#x2122;s comments came after Chinese Foreign Minister Wang Yi said there were â&#x20AC;&#x153;little grounds for optimismâ&#x20AC;? in Sino-Japanese relations and accused the worldâ&#x20AC;&#x2122;s third-largest economyâ&#x20AC;&#x201D;a major Chinese trading partner â&#x20AC;&#x201C; of â&#x20AC;&#x153;twofacedâ&#x20AC;? behavior. â&#x20AC;&#x153;On the one hand the Japanese government and leaders are constantly claiming they want to improve Sino-Japanese relations, and on the other are constantly making trouble for China everywhere,â&#x20AC;? Wang said Tuesday on the sidelines of the annual meeting of the National Peopleâ&#x20AC;&#x2122;s Congress (NPC), the countryâ&#x20AC;&#x2122;s Communist-controlled legislature. â&#x20AC;&#x153;This is actually a kind of approach typical of a â&#x20AC;&#x2DC;two-faced personâ&#x20AC;&#x2122;.â&#x20AC;?

MAR ROXAS From page 1

namang basehan o wala namang tinuturo na ebidensiya, pero bigla na lang ay may paratang na ibabato o itatapon. So bakit namin papansinin â&#x20AC;&#x2DC;yan eh wala namang katotohanan â&#x20AC;&#x2DC;yan,â&#x20AC;? he said.

Roxas also pointed out that several appointed justices of President Benigno Aquino III appear to side in favor of Poe during the oral arguments. â&#x20AC;&#x153;Sa question and answer ... yung mga appointee ni Pangulong Aquino ang isa sa mga napaka-aktibo sa paglilitis na ginaganap ngayon sa Supreme Court. So walang katotohanan ito,â&#x20AC;? he said.

Earlier in the day, Communications Secretary Herminio Coloma Jr.

also denied the newspaper report, describing it as â&#x20AC;&#x153;totally baseless and untrue.â&#x20AC;? Citing unnamed sources, a Manila Times report on Tuesday said SC justices were allegedly offered P50 million each to vote in favor of the disqualification case against Poe. According to the report, the first offer was made by a female lawyer who supports the candidacy of Roxas.

It said the lawyer was a former Palace official and now works for a private law firm that is behind a â&#x20AC;&#x153;special operationâ&#x20AC;? to have Poe disqualified.

The second attempt supposedly came from a legislator and his partner, a former businessman, close to both Aquino and Roxas.(MNS)

GRACE POE From page 1

makakatulong, lalo na ang mahihirap at naaapi,â&#x20AC;? she said.

At the same time, Poe said she was happy that the Supreme Court sided with her.

Voting 9-6, the Supreme Court reversed the Commission on Electionsâ&#x20AC;&#x2122; (Comelec) decision disqualifying Poe from the 2016 presidential race.

The senator is an adopted foundling from Iloilo. She migrated to the United States to finish college and start a family, and later became a naturalized American citizen.

She renounced her US citizenship in 2010, before she was appointed as chairperson of the Movie and Television Review and Classification Board. Poe said it must have been the wish of her late father, actor Fernando Poe Jr., that she visited Quezon a day after the Supreme Court handed down its verdict on her case. Quezon is among the vote rich

provinces with 1,124,090 registered voters for the coming May elections.

Poe said Quezon was close to the heart of her late father, who was also known by his initials FPJ. â&#x20AC;&#x153;Minahal ni FPJ ang Quezon.

Bago siya namayapa, â&#x20AC;&#x2DC;nung nagkaroon ng matinding bagyo dito at landslide, ang kanyang inatupag ay ang pagpack ng mga relief goods na walang nakalagay â&#x20AC;&#x2DC;from FPJâ&#x20AC;&#x2122; na ipinadala dito,â&#x20AC;? the senator recalled.

FPJ died in December 2004.

While her resources for campaigning may pale in comparison to some of her rivals, Poe expressed her belief that she and other presidential candidates are all on equal footing.

To stress her point, the senator quoted from one of her fatherâ&#x20AC;&#x2122;s movies, where he said: â&#x20AC;&#x153;Huwag mong sabihin na marami kang tauhan, at huwag mo ring sabihin na marami kang salapi. Pare-pareho lang tayo.

NO DELAY From page 1

and his party Bagumbayan-VNP Movement Inc. Gordon and his group argued that such â&#x20AC;&#x153;physical recordâ&#x20AC;? would ensure a transparent and credible election. Gordon called the ruling a victory of â&#x20AC;&#x153;democracy and transparency.â&#x20AC;?

However, Bautista said the printing of receipts will delay Comelecâ&#x20AC;&#x2122;s timeline. â&#x20AC;&#x153;We are looking at what are the

things we can do to enforce this directive of the SC. We want to know specifically what would be the consequences or implications if voter receipt printing is implemented,â&#x20AC;? he said.

The Comelec earlier claimed that the verification mechanism will extend voting hours. At the same time, it raised fears that the receipts will be used for vote-buying. (MNS)

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Grace , Binay hold on to shared lead: Pulse Asia MANILA, Mar 9 (Mabuhay) – Senator Grace Poe (independent) and Vice President Jejomar Binay (UNA) are holding on to their shared lead in the latest Pulse Asia Inc. survey on voters’ preferred presidential candidate for the May 9 elections.

Commissioned by ABS-CBN, the survey was conducted from February 16 to 27, during which the country marked the 30th anniversary of the EDSA People Power uprising, and the five presidential candidates faced off in their first public and televised debate.

Some 5,200 qualified voters were covered by the Pulse-ABS CBN survey – almost triple Pulse’s usual sample size of 1,800 respondents.

The huge sample size meant a smaller margin of error, which Pulse pegged at plus/minus 1.4.

A unique feature of the latest Pulse-ABS CBN survey was the “secret voting,” in which respondents gave their answers in sealed ballots opened only during tabulation.

Asked whom they would vote for president if elections were held to-

day, 26 percent of the respondents picked Poe, while 24 percent chose Binay.

Pulse said with the error margin, the 2-point gap between Poe and Binay placed them in a statistical tie.

At third place in the presidential survey was Davao City Mayor Rody Duterte (PDP-Laban) with 22 percent; followed by former Secretary Mar Roxas (LP) with 19 percent.

Sen. Miriam Santiago (PRP) was a far fifth with 3 percent.

With 29 percent of the respondents, Poe would also be the voters’ second choice for president if Binay, Duterte, Roxas, or Santiago were to drop out of the race for whatever reason.

Poe was the next option for 37 percent of Binay’s voters, 31 percent of Duterte’s, and 41 percent of Roxas’. She was statistically tied with Duterte – 21 and 22, respectively – as the alternative for Santiago’s voters.

On the other hand, Binay would be the next choice of majority of Poe’s voters if the latter could not

pursue her candidacy.

During the survey period, doubts lingered on whether Poe could pursue her candidacy due to citizenship and residency issues. But on Tuesday, a day before Pulse released the survey results, the Supreme Court ruled that Poe was qualified to run.

In the vice presidential race, senators Bongbong Marcos (independent) and Chiz Escudero (independent) were also in a dead heat, each with 26 percent of the votes.

In third place was Camarines Sur Rep. Leni Robredo (LP) with 18 percent, followed by senators Alan Peter Cayetano (independent), 13 percent; Gringo Honasan, 6 percent; and Antonio Trillanes IV, 5

percent.

Like his runningmate Poe, Escudero also emerged the second option for majority of those voting for Marcos, Robredo, Cayetano, Honasan, or Trillanes should their first choice drop out of the race.

In the senatorial preference survey, fourteen candidates – mostly incumbent or former senators – have a statistical chance of winning if elections were held today. They are Vicente Sotto, Francis Pangilinan, Franklin Drilon, Panfilo Lacson, Ralph Recto, Migs Zubiri, Sergio Osmena III, Leila De Lima, Dick Gordon, Manny Pacquiao, Risa Hontiveros, Joel Villanueva, TG Guingona, and Sherwin Gatchalian.(MNS)

TAX PROBLEMS? AN OPPORTUNITY OF A LIFETIME Fil-Ams Johann Joson and Margot Schlanger, students of Chapman University’s College of Performing Arts, will be part of the chorus that will share the stage with opera legend Placido Domingo during the Grand Opening celebration of The Music Center for the Arts. This new performance venue in Orange County, CA officially opens its doors on Saturday, March 19, 2016. Domingo is a Spanish tenor and a successful as a crossover artist, especially in the genres of Latin and popular music. In addition to winning fourteen Grammy and Latin Grammy Awards, several of his records have gone silver, gold, platinum and multi-platinum.

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TAX RESOLUTION • IRS Audits • Liens • Levies • Wage Garnishments • Negotiate with IRS • Unfiled Returns

VP Binay vows to maximize ‘underused’ Clark International Airport ANGELES CITY, Mar 8 (Mabuhay) – Answering the calls of local officials, Vice President Jejomar Binay has vowed to maximize the Clark International Airport.

“Dito hindi masyadong nagagamit ang airport. Nasa tabi ko (dati) si Vice Gov, sabi niya Vice (President) pwede ba pakibigyan mo kami maski 10 porsyento lamang ng mga lumilipad at magamit itong aming Clark (Airport),” Binay told supporters at Angeles City Hall Monday night.

“Sabi ko 10 porsyento lang e ang laki ng potensyal nito. Sabi ko bakit?

Bakit hindi ibigay sa inyo ang inyong pakiusap?” he added.

Binay believed the airport was not being used much because of its link to former President Gloria Macapagal-Arroyo.

“E ito ho kasi ang pangalan ng airport niyo dito ay Diosdado Macapagal (International Airport),” he said, referring to the 9th Philippine

president and father of Mrs. Arroyo.

Clark International Airport was named DMIA during the time of Mrs. Arroyo but it was reverted to CIA during the term of President Benigno Aquino III. Binay believed the airport was not maximized because the Aquino administration is angry with the former Philippine leader.

“Malungkot po ito e. Sa parte ng pamamahala , dapat yung pamamahala e isasantabi mo yung galit, isasantabi mo yung emosyon,” he said.

Binay said such is not a good administration strategy and he will stop it if elected president.

“Tama na. Gusto ko po ang aking administrasyon is a healing and unifying administration. Tama na po yan at maling pamamahala yan,” he said. He noted that Clark Airport was not being utilized amid the air traffic problem at Ninoy Aquino International Airport.

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Every tourist counts, creates jobs

Consul General Leo Herrera-Lim (second from left, seated) with attendees of the “Meet and Greet” event hosted by the Philippine Department of Tourism-Los Angeles for its new Tourism Director Richmond Jimenez (second from right, seated).

ConGen Lim enjoins the members of the community and the media to extend support to the new tourism director. Photos: JOY MARINO

national perception.

Every tourist who sets foot into Jimenez was later joined the Philippine soil is not mere

by Consul General Leo N. statistic but an actual job creator.

Herrera-Lim who enjoined the This was stressed by Philipmedia and the Los Angeles pine Tourism Attaché Richmond community leaders to help the Patrick L. Jimenez during a meet latter “navigate the complex and greet event at a restaurant in landscape” of Filipino commuGlendale on Wednesday (March 9, nities in the US. 2016), where he asked the media As he said this, Herrera-Lim and Filipino-American commujested that the DOT crew was nity leaders in Los Angeles to up to the task of getting “a milhelp the Department of Tourism lion” American tourists to visit (DOT), particularly in Southern the Philippines, which could California, in its programs of enactually be considered a doable couraging more tourists to visit target as the US accounted the Philippines. for 779, 217 (14.54 %) tourists Jimenez said tourism remains arrivals to the Philippines in as one of the major economic driv2015. ers for the country, side by side Consul General Leo Herrera-Lim The US is second only to Kowith the production of semi-conrea among the countries where ductors and the business process outsourcing the largest number of tourists came, providing (BPO) industry.

1.34 million visitors (25%) to the Philippines in Newly-appointed to the post, Jimenez ex- 2015. The DOT enumerated the other countries in pressed optimism that the flow of tourists coming the top 5 source market of foreign visitors as Jafrom the United States would remain vibrant as pan (9.25%), China (9.16%) and Australia (4.5%). the Philippines continues to enjoy positive interThe tourism department also reported that tourists spent an average of about P5,000 last year which aggregately amounted to $5 billion worth of “international visitor receipts.”

Also last year, the DOT reported another milestone, surpassing the five million mark, when it was able to draw in 5,360,683 visitors. This was a 10.91% percent growth from the previous year.

The tourism department attributed the strong performance of the industry to “aggressive branding and promotional activities launched in key and emerging markets.”

DOT-LA Staff.

Employment generated by tourism for last year was estimated at 4.99 million, accounting for 12.7% of national employment.

Jimenez assumed duties last January 22.

From December 2014, he served at the DOT Market Development Group as Tourism Operations Officer for Russia, India, the Middle East and Europe.

He was also supervising tourism officer for the department’s Americas division.

Before joining the DOT, The Media and community supporters and travel agents.

Jimenez worked at the US

Philippine Department of Tourism-Los Angeles Director Richmond Jimenez acknowledges the presence of the members of the Filipino community, representatives of DOT’s airline partners, members of the media and guests during the “Meet and Greet” event hosted by PDOT-Los Angeles on Wednesday, March 9, at Max’s Restaurant in Glendale, CA.

By Abner Galino

Flora Wang, Director of China Southern Airlines introduces China Southern flight services to Manila via Guangzhou, China . China Southern Airlines flies from Los Angeles, San Francisco and New York to Manila with stopover in Guangzhou.

Gary Huang, Vice President of Eva Air during the “Meet and Greet”

Michael Wang, Senior Account Manager of China Eastern Airlines.

Embassy in Manila for over 12 years, as Coordinator for Alumni Affairs and as Special Consular Assistant to the American Citizen Services Unit.

He provided services to Americans living and visiting the Philippines.

Born in Quezon City, Jimenez holds a Bachelor’s Degree in Consular and Diplomatic Affairs from De La Salle University-College of Saint Benilde.

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Roxas says SC ruling on Poe won’t affect his presidential bid BATANGAS CITY, Mar 9 (Mabuhay) – Administration standard bearer Manuel “Mar” Roxas II sees no need to make changes in his presidential campaign after survey frontrunner Sen. Grace Poe hurdled his legal obstacle in the Supreme Court.

In a chance interview here on Wednesday, Roxas said he had always ran his campaign assuming that it will be a five-way race.

“Ang kampanya naman natin ay hindi base sa personalidad. Hindi base sa kung isa, dalawa, tatlo o lima ang tumatakbo sa pagkapangulo. Ang ating kandidatura, kampanya, ay batay sa ating performance,

sa kaginhawaan na naihatid na ng Daang Matuwid,” Roxas told reporters.

“We always assumed that there are five [candidates]. Alam ninyo, hindi naman nasa kamay namin o hawak namin kung ano ang mga mangyayari,” he added.

Voting 9-6, SC justices reversed the Commission on Electoins’ disqualification of Poe from the May presidential elections.

Roxas said the presidential candidates can now focus on their respective campaigns with Poe’s legal battle already decided.

“Maabuti na nahatulan na ito, natanggal na ang mga legalidad na

bagay na ito,” he said.

“Itong mga legal issues na ito ay wala na para makapagpatuloy na tayo sa buod ng kampanya na yung pagprisinta ng mga plataporma, ng mga programa, ng karanasan, at ng pagkatao ng bawat kandidato,” he added.

Roxas also shrugged off the possibility of Liberal Party (LP) members jumping ship to Poe’s camp following the SC’s ruling.

“Kung mayroon mga nagnanais na lumipat, thank you very much, mas mabuti na nga na lantaran na lumipat sila kaysa patago at pasaksak sa likod ang kanilang gagawin,” he said.(MNS)

Poe tells youth to watch documentaries on Martial Law CANDELARIA, Quezon, Mar 9 (Mabuhay) – Senator Grace Poe urged the youth Wednesday to search for and watch documentaries on Martial Law so they could make their own judgment about what transpired during that period.

During an open forum with students of Enverga University here, Poe was asked about her plans to enlighten the youth about Martial Law. In response, Poe said there are available educational materials that the youth could check out to find out the truth about the authoritarian rule imposed by the late strongman Ferdinand Marcos.

“Importante sa mga kabataan ay ganito: Alam ko minsan boring ang history books, pero meron namang

mga online na documentary na mga interesting na mga nangyayari noong mga nakaraan. Maraming nangyari sa ating kasaysayan na dapat wag nating kalimutan,” she said.

Addressing the crowd composed mostly of students, the senator added: “Kung ako sa inyo, merong History Channel, at meron din namang mga documentary ng iba’t ibang network – GMA, ABS, TV5, hanapin ninyo. Panoorin ninyo para kayo mismo ang humusga.”

Beyond personalities, Poe said it is important that the youth become aware of a candidate’s stand on important issues, as well as their platforms.

Thousands of activists were believed to have been killed and tor-

tured during Martial Law, which the late President declared in 1972.

The elder Marcos’ son and namesake, Senator Ferdinand “Bongbong” Marcos Jr., has been adamant against issuing any apology over Martial Law. He said he does not feel obliged to say sorry for atrocities committed during past administrations.

Bongbong is seeking the vice presidency in the May polls. (MNS)

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MANILA, Mar 8 (Mabuhay) – Administration standard bearer Manuel “Mar” Roxas II on Tuesday defended his wife, broadcaster Korina Sanchez, who has been accused of using the Department of Agriculture (DA) in alleged vote-buying.

In an interview in Davao del Norte, Roxas said Sanchez’s attendance to events of the DA is a “non issue” because she is invited as a guest speaker only.

“Hindi po, wala po siya during the distributions. Inaanyayahan siya na makidalo at magbigay ng mensahe.

Kung nagkakataon sa kanilang schedule ay dumadalo siya,” he said.

The camp of Davao City Mayor Rodrigo Duterte earlier questioned Sanchez’s presence in a recent DA event held in Tagum City, where the agency distributed around P611 million worth of agriculture funds and equipment.

According to Duterte’s camp, Sanchez also joined DA officials in Kidapawan City in North Cotabato and Mexico town, Pampanga.

“Korina is now an accomplice in a systematic shameless act that conditions the electorate to accept dole-outs in exchange for votes,” said Duterte’s spokesperson, Peter Laviña.

Roxas said Sanchez spends private funds when she attends such events.

“Hindi siya pwedeng magbiyahe at mangampanya para sa kanyang asawa? Ano ang isyu? Na siya’y nangangampanya para sa kanyang asawa?... Misis ko ito. Sinasabi mo ba na ginagamit ng misis ko?” Roxas told a reporter.

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Final expense insurance â&#x20AC;&#x201C; A must have for seniors I celebrated another one of my birthdays this week.

Thanks to all my FB friends and other wellwishers.

While deep in my heart I believe I will live up to ripe old age (somewhere in my mid-80â&#x20AC;&#x2122;s perhaps), Iâ&#x20AC;&#x2122;d like to tell my detractors â&#x20AC;&#x201C; those who wish me dead â&#x20AC;&#x201C; to be patient because someday, their wish will come true.

All of us will journey through the great beyond. No exception! â&#x20AC;&#x153;Dust thou art; and, into dust thou shalt returnâ&#x20AC;?.

Meanwhile, who do you expect to pay for your final expenses?

According to the National Funeral

Directors Association, the average cost of a funeral is $7,755. (2010 data.

This cost has definitely increased due to inflation). This average does not include the cemetery plot, headstone, flowers or other final expenses such as paramedic expenses, ambulance costs, Medicare deductibles and unpaid debts. Let alone the cost of

a sumptuous meal customarily provided to friends and relatives who will pay their last respects to the deceased.

Government provisions are generally not sufficient to cover these costs.

Social Security provides a one-time payment of only $255 and veteranâ&#x20AC;&#x2122;s benefits pay only $300.

Spare your family and loved ones of the burden.

There are policies designed specifically to cover final expenses.

Premiums are guaranteed not to increase over the life of your policy and the death benefit amount is guaranteed not to change.

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know immediately whether or not your application is approved.

Both male and female may apply, issue ages 50 to 85, usually in benefit amounts of $5,000 to $30,000.

If you need help, you may reach me at 323-535-7373 or e-mail at: leo. balita@gmail.com.

About the author: Leo Monsalud hails from Sta. Cruz, Zambales. He studied for MBA and Law at the University of the Philippines. He worked for UNILAB where his last position held was vice-president assigned as general manager of a division.

He holds CA license #0G55218 and well as a Non-Resident license for Nevada.

He helps members choose the right Medicare plans for them. He also helps to reduce their prescription costs. He also helps them have access to government programs like SSI, Extra Help, IHSS, MediCaid (Medi-Cal) and the like.

Drinking seven glasses of water can cut 200 calories off daily intake An American study has found that drinking just 1% more water can reduce total daily calorie consumption, in particular the intake of sugar, sodium and cholesterol. In fact, drinking seven glasses of water per day could cut total daily intakes by up to 200 calories.

Current guidelines recommend drinking 1 to 1.5 liters of water per day. Thereâ&#x20AC;&#x2122;s nothing new or revolutionary about that advice, especially for dieters or detoxers looking to flush out the bodyâ&#x20AC;&#x2122;s toxins. However, new research, published in the Journal of Human Nutrition and Dietetics, has found that a few extra glasses of water can increase the feeling of â&#x20AC;&#x153;fullnessâ&#x20AC;? and reduce daily calorie consumption.

The researchers studied the dietary habits of more than 18,300 people between 2005 and 2012.

Among other things, the scientists

looked at the amount of plain water each person drank, as well as other liquids like unsweetened tea and coffee, which contribute to overall water consumption.

On average, the participants consumed 4.2 glasses of plain water per day, accounting for 30% of their daily dietary water intake. Their average calorie intake was 2,157, of which 125 calories came from sugar-sweetened drinks and 432 calories came from calorie-rich but nutrient-poor foods like desserts, pastries and snacks.

The study found that the majority of people who increased their intake of plain water by 1% -- between one and three glasses per day -- reduced their total daily calorie intake by 68 to 205 calories, as well as their consumption of saturated fat, sugar and salt. The study showed a reduction in sodium intake of 78 to 235g and a reduction in sugar intake of 5 to 18g.

Two cans of energy drink a day can have negative effects on the heart, study finds New research, presented at a meeting of the American Heart Association, has highlighted the negative effects of energy drinks on the heart. The beverages, containing sugar, caffeine and taurine, were found to trigger abnormal heart rhythms.

A clinical trial, led by researchers at the University of the Pacific and David Grant Medical Center in the USA, has found that energy drinks can increase the risk of abnormal heart rhythms when consumed in quantities from two cans a day.

The researchers studied a group of young adults, aged between 18 and 40, among whom the drinks are particularly popular. Of the 27 volunteers, some were given two cans of energy drink while others were given the equivalent amount of a placebo drink once a day, every six days, for three weeks. Neither the participants nor the researchers knew who was given which drink until the end of the three-week trial.

Researchers measured the participantsâ&#x20AC;&#x2122; heart rhythm and blood pressure before consuming the

drinks, then four times during the six hours immediately afterwards.

The results showed an increase in a marker of abnormal heart rhythm risk, known as the QTc interval, in those given the energy drink.

Visible on an electrocardiogram, this corresponds to the duration of a heartbeat and the time required for the heartâ&#x20AC;&#x2122;s electrical system to recharge in preparation for the next heartbeat.

A slight increase in blood pressure was also observed compared to volunteers given the placebo. These effects persisted for two hours after the energy drinks were consumed.

The researchers recommend approaching such drinks with caution. At least 34 deaths potentially associated with energy drinks have been reported up to 2014 in the USA alone.

The news comes as Middlebury College, also in the USA, has decided to ban the sale and consumption of energy drinks on campus after concerns that they could lead students to take part in â&#x20AC;&#x153;high-risk sexual activity.â&#x20AC;?

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Diverse electric jazz performed by â&#x20AC;&#x153;Charged Particlesâ&#x20AC;? for free at the Library A good friend and former President of Digital Broadcast, Doug Kisaka introduced me to the world of Jazz sometime back around 15 years ago, followed by visits to a then popular jazz pub in North Hollywood called â&#x20AC;&#x153;Charlie Oâ&#x20AC;&#x2122;s,â&#x20AC;? where some of us became weekly regulars, particularly on Fridays when Pinoy jazz keyboard player, Tateng Katindig performed along with his band and its famous drummer, Earle Palmer.

A group of us used to follow either Earle Palmer at jazz bistros in the Valley or Tateng when he and his band used to play at Herb Alpertâ&#x20AC;&#x2122;s posh â&#x20AC;&#x153;Vibratoâ&#x20AC;? restaurant in Beverly Hills.This author even recalled meeting the then famous singer Lou Rawls at Charlie Oâ&#x20AC;&#x2122;s before he passed away and those were certainly highlighted by unforgettable memories.

Through the years, this author would even invite friends to the Playboy Jazz Festival at the Hollywood Bowl, or other City-sponsored Jazz Festivals such as the Brea Jazz Festival where this authorâ&#x20AC;&#x2122;s sister Marjorie and her husband David has brought me a couple of times.

Thus, jazz performance of â&#x20AC;&#x153;Charged Particlesâ&#x20AC;? at the Alhambra Library recently, it sparked my interest to go and listen to this particular genre of music I still love.. And certainly, I didnâ&#x20AC;&#x2122;t go wrong on my hunch, because this bandâ&#x20AC;&#x2122;s diverse and electrifying sound created an exciting fusion of creative and â&#x20AC;&#x153;complex orchestrationâ&#x20AC;? along with traditional but â&#x20AC;&#x153;distinctly acoustic sensibility.â&#x20AC;?

The band â&#x20AC;&#x153;Charged Particlesâ&#x20AC;? was co-founded in Ohio by Jon Krosnick, Charles Hutslar (pianist) and Mike Rak (bass player) and in 1991, Jon named the band after one of Chick Coreaâ&#x20AC;&#x2122;s CD songs called â&#x20AC;&#x153;Charged Particlesâ&#x20AC;? adding that it was Chick Correa who was a â&#x20AC;&#x153;big inspiration for them, and the name captured the energy they wanted their band to have.â&#x20AC;?

Drummer Jon Krosnick has been playing drums since he was 9 years old, where he spent his summers taking musical lessons at the National Music Camp in Interlochen, Michigan. It was there where he pursued studying classical percussion and jazz drumming, giving him avenues in performing with orchestras, concert bands, percussion ensembles, jazz bands and back-up bands for

musical theatre performances.. Also, while in high school, he studied classical percussion with many noted instructors, including Niel DePonte (Oregon Symphony), Scott Stevens and Fred Hinger (both from Metropolitan Symphony). And while in college at Harvard, Jon played with the Harvard Orchestra and the Bach Society Orchestra, where he was also the principal percussionist of the M.I.T. Symphony Orchestra.

Simultaneously, while with the Harvard Orchestra, he traveled with them to Germany performing at the Herbert von Karajan Orchestra Competition along with the M.I.T Symphony and he then toured wth them during their performances in the east coast. Further on, in his graduate school years in Ann Arbor, Michigan, he played with the University of Michigan Jazz Ensemble.

Though Jon Krosnick left Ohio in 2003 and moved to the Bay Area, he used to shuttle back to Ohio to perform with his iressitible group of friends there. He then met Aarom Germain and Murray Low in San Francisco in 2010 and after a year, their band, â&#x20AC;&#x153;Charged Particlesâ&#x20AC;? was reborn in 2011.

Jonâ&#x20AC;&#x2122;s primary influences were drum legends such as: Peter Erskine, Dave Weckl and Steve Gadd. Recently, he has served as artistic advisor to the Portola Vineyards Summer Jazz Concert and the Domenico WInery Jazz Concert Series as well as the â&#x20AC;&#x153;Connect the Dots Conference at Stanford University.

On the other hand, Aaron Germain, who played upright bass during the Alhambra Library performance, grew up in Massachusetts, and he spent 15 years as a bass player, traveling the world, where he honed in his craft, learning both upright and electric bass. He specializes in playing styles ranging from jazz to blues, funk, reggae, Senegalese mbalax and more while traveling all around the northeast. He moved

Greg Sankovich

Jon Krosnick

to the Bay area in 2000, where he expanded his repertoire to include salsa, Afro-Cuban music, Brazilian forro music Caribbean steel pan music, Indian kathak dance, as well as dense odd-meter jazz. He finally joined the Charged Particles band in 2011.

Guest Keyboardist Greg Sankovich is a San Francisco East Bay native, who began his classical piano training at the young age of 6 years old. His parents loved dance music which particularly inspired him in playing â&#x20AC;&#x153;dance grooves.â&#x20AC;? In his youth, he was active in many Bay Area bands performing jazz, blues and soul music.

See LIGHTHOUSE, page 13

Aaron Germain

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Putative spouse status as a defense to a petition for nullity of marriage All property, real or personal, wherever situated, acquired by a married person during the marriage while domiciled in California is community property. Family Code 760. However, there are situations in which the marriage may be held to be null and void.

These situations include, but are not limited to entering into a bigamous marriage, fraud and misrepresentation in entering into a marriage, etc.

The legal consequences of having your marriage annulled by your spouse is that it results to you not having any community property interest on property acquired by your spouse during the marriage. A nullity may also cut off your claim for spousal support.

What options do you have if your spouse files a nullity against you? You may still have a claim to community property and support as a putative spouse. A party to a void or voidable marriage has â&#x20AC;&#x153;putative spouseâ&#x20AC;? status only if he or she believed in good faith the marriage was valid. Family.Code. § 225; Marriage of Guo & Sun (2010) 186 CA4th 1491, 1493, 112 CR3d 906, 908; Marriage of Vryonis (1988) 202 CA3d 712, 721, 248 CR 807, 813. A party who has the requisite objectively reasonable â&#x20AC;&#x153;good faithâ&#x20AC;? belief may be a putative spouse where any legal infirmity in formation of the marriage renders the marriage invalid. Domestic Partnership of Ellis & Arriaga (2008) 162 CA4th 1000, 1005, 76 CR3d 401, 404; Estate of DePasse (2002) 97 CA4th 92, 107, 118 CR2d 143, 155; see Marriage of Vryonis, supra, 202 CA3d at 718â&#x20AC;&#x201C;719, 248 CR at 811â&#x20AC;&#x201C;812.

A partyâ&#x20AC;&#x2122;s â&#x20AC;&#x153;good faithâ&#x20AC;? belief in the validity of the marriage is not tested by whether he or she believed a â&#x20AC;&#x153;marriageâ&#x20AC;? lawfully occurred under some private, secular or spiritual set of standards. A putative spouse must have had a good faith belief in the existence of a lawful California marriage.

Estate of DePasse (2002) 97 CA4th 92,

107â&#x20AC;&#x201C;108, 118 CR2d 143, 156; Welch v.

State of Calif. (2000) 83 CA4th 1374, 1378â&#x20AC;&#x201C;1379, 100 CR2d 430, 432â&#x20AC;&#x201C;433; Marriage of Vryonis (1988) 202 CA3d 712, 723, 248 CR 807, 814â&#x20AC;&#x201C;815 â&#x20AC;&#x153;Good faithâ&#x20AC;? belief is tested by an objective standard based on facts that would cause a reasonable person under the circumstances to harbor a good faith belief in the existence of a valid California marriage. Domestic Partnership of Ellis & Arriaga, supra, 162 CA4th at 1005, 76 CR3d at 404; Marriage of Guo & Sun (2010) 186 CA4th 1491, 1497, 112 CR3d 906, 911; Marriage of Ramirez & Llamas (2008) 165 CA4th 751, 756, 81 CR3d 180, 183. Whether a party had an objectively reasonable â&#x20AC;&#x153;good faithâ&#x20AC;? belief is a question of fact to be determined in light of all the circumstances.

Successfully proving putative spouse status or putative marriage status in court gives rise to certain property, support and attorney fees/ costs rights, as well as certain other rights that ordinarily attach only between lawfully married persons.

Property that would have been community or quasi-community property had the marriage been valid is deemed â&#x20AC;&#x153;quasi-marital propertyâ&#x20AC;? and, in a proceeding to terminate the invalid marriage, â&#x20AC;&#x153;shallâ&#x20AC;? be divided between the parties as if it were community.

Family.Code. § 2251(a)(2); Marriage of Tejeda (2009) 179 CA4th 973, 983, 102 CR3d 361, 368; Quasi-marital property divided pursuant to § 2251 is also liable for the partiesâ&#x20AC;&#x2122; debts to the same extent as if it had been com-

munity or quasi-community property.

Family.Code. § 2252.

In addition, â&#x20AC;&#x153;temporaryâ&#x20AC;? and â&#x20AC;&#x153;permanentâ&#x20AC;? spousal support may also be awarded in a nullity proceeding in favor of a putative spouse â&#x20AC;&#x153;in the same manner as if the marriage had not been void or voidableâ&#x20AC;? Family Code Section 2254. The court may also award attorneyâ&#x20AC;&#x2122;s fees pursuant to family code section 2030 in favor of a party found to be â&#x20AC;&#x153;innocent of fraud or wrongdoing in inducing or entering into the marriage, and free from knowledge of the then existence of any prior marriage or other impediment to the contracting of the marriage for which a judgment of nullity is sought.â&#x20AC;?

Family Code Section 2255.

Please note that this article is not legal advice and is not intended as legal advice. The article is intended to provide only general, non-specific legal information. This article is not intended to cover all the issues related to the topic discussed. The specific facts

that apply to your matter may make the outcome different than would be anticipated by you. This article does create any attorney client relationship between you and the Law Offices of Kenneth U. Reyes, APLC. This article is not a solicitation.

Attorney Kenneth Ursua Reyes is a Certified Family Law Specialist.

He was President of the Philippine American Bar Association. He is a member of both the Family law section and Immigration law section of the Los Angeles County Bar Association.

He is a graduate of Southwestern University Law School in Los Angeles and California State University, San Bernardino School of Business Administration. He has extensive CPA experience prior to law practice. LAW OFFICES OF KENNETH REYES, APLC. is located at 3699 Wilshire Blvd., Suite 747, Los Angeles, CA, 90010. Tel. (213) 388-1611 or e-mail kureyeslaw@gmail.com or visit our website at Kenreyeslaw.com.

Woman hid child in bag on Paris flight: Air France Paris, France | AFP | Wednesday 3/9/2016 â&#x20AC;&#x201C; A woman who flew into Paris from Istanbul this week was found to have hidden a four-year-old girl in a bag on the plane, Air France said Wednesday. The airline said the child, travelling without a ticket, was discovered on board the flight on Monday night â&#x20AC;&#x153;hidden inside a bagâ&#x20AC;?.

A source at Charles de Gaulle Airport said the woman was a resident of France who was in the process of adopting the child who was from Haiti. â&#x20AC;&#x153;She was apparently in the transit zone in Istanbul, and had crossed the customs checkpoint with the child,

when she was prevented from boarding a flight with her,â&#x20AC;? said the source.

The woman then â&#x20AC;&#x153;decided to hide the child in a bag to get aboard another flight, after buying a new ticket. â&#x20AC;&#x153;Once on board, she placed the child at her feet, under a blanket, but the girl needed to go to the toilet and was noticed by other passengers,â&#x20AC;? the source added.

Air France said it notified French authorities and the woman was taken into custody upon landing, but prosecutors decided not to press charges.

She and the girl were however being held at the airport while authorities investigate the case.

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Can bankruptcy really solve your debt problems?

Are you having problems paying your debts? Are creditors calling you day and night threatening you with a wage garnishment, repossession or foreclosure? Are you starting to feel hopeless and depressed about your situation and donâ&#x20AC;&#x2122;t know where to turn for help?

The last few years have been tough for a lot of people. You may have suffered a job loss, foreclosure, lawsuit, divorce or other unexpected calamity and now find yourself overwhelmed with debt. You realize that your debt problems are not simply going to go away unless you do something about them but just donâ&#x20AC;&#x2122;t know where to start.

You have rights under federal law to file bankruptcy and get immediate relief from debt. Bankruptcy is noth-

ing more than a legal remedy that allows you to regain control of your finances so that you can get back on your feet as quickly as possible. Of course, it is not the answer to all financial problems but when appropriate for your situation, it may be the only way for you to get out of the mess youâ&#x20AC;&#x2122;re currently in.

Although Congress enacted tougher bankruptcy laws 10 years ago, most people still qualify for debt relief, whether they are wiping out

debts under Chapter 7 or reorganizing under Chapter 13. Depending on your circumstances, your debts can be wiped out under Chapter 7 in only a few months or the Court may ask you to repay your creditors with lower monthly debt payments over a 3-5 year period. Either way, the goal is to help you recover financially and help you start a new life free from the burden of excessive debt.

Briefly, Chapter 7 allows you to cancel or discharge your debts but in return, you must give up whatever non-exempt assets you may have.

The good news is that most people donâ&#x20AC;&#x2122;t have much and whatever little they have, they are often protected by the exemption laws in bankruptcy. So it is a misconception that â&#x20AC;&#x153;once you file bankruptcy, you will automatically lose everything.â&#x20AC;? The truth is that most people keep everything they have (homes, cars, bank accounts, retirement plans, etc) and they lose nothing at all. An experienced and knowledgeable attorney can evaluate your case and help you plan so that you can maximize your exemptions and claim the full benefits allowed by law.

Chapter 13, on the other hand, is a debt reorganization or debt consolidation plan. The court requires you to submit all your income information as well as a monthly budget to assess your ability to pay. Your Chapter 13 plan payments will be based on the surplus income as determined by the Court. Chapter 13 allows you to keep valuable property such as your home or car (although you were behind on your mortgage and car payments at the time of filing) and will stop foreclosure and repossession immediately on the day your case is filed.

Credit card debts are included in your monthly payment under Chapter 13 and, in most cases, they can be significantly reduced or even totally eliminated.

The only way to know if bankruptcy is right for your situation is to consult with a professional who has the knowledge and experience to advise you regarding your options under bankruptcy law. For a free office consultation, please call TollFree 1-866-477-7772. We have offices in Los Angeles, Cerritos, Pasadena and Valencia.

(None of the information herein is intended to give legal advice for any specific situation. Atty. Ray Bulaon has successfully helped over 5,000 clients in getting out of debt. For a free attorney evaluation of your situation, please call RJB Law Offices at TOLL FREE 1-866-477-7772).

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Homebuying is gaining speed, especially for 1st time buyers, what to avoid!

Caller: I currently have an offer to buy a house with 10% down but my mortgage payment will include a PMI payment that I am not comfortable with. I read your recent article about a 5-10% down with no PMI? My current loan officer did not offer me this program and they are also charging me point/origination fees to do this loan. Please review my quote and advise if you can offer me a better deal.

Ken Go: After reviewing the buyer’s estimate from their lender I was able to offer a payment that is about $68 lower every month, no PMI and absolutely no loan/origination fees worth $3,020. The first time buyer was introduced a loan officer by their agent. The quote was legitimate but due to our lower margin and lower compensation package, we are able to get a better rate for client.

We always pass on the benefit to homeowners and buyers. Nowadays, lenders are required to have a uniform compensation for all customers therefore if your broker does volume transaction they should have a more competitive pricing for their customers. If not you can always shop your loan and save your hard-earned money.

Caller: I just purchased a house three months ago and I noticed rates now are lower, can I refinance my loan so soon?

Ken Go: Yes, mostly all loans that are conventional don’t carry a prepayment penalty therefore in your situation it would be smart to do it while you only paid a few months into your mortgage. You did pay points/ origination fees going into this loan, therefore those fees paid to buy down your current loan will be wasted, but you should be able to use those fees as a write off only for purchases. Your rate of 4.125% will go down to 3.75%

without any cost to you at all,.I am giving you free money for the rest of your loan terms. Cheers it’s like a $69 savings every month or if you put back the $69 back into the principal balance you will end up shortening your terms for two years, meaning a total savings of $37,200 over the life of the loan.

Caller: I am interested in the .05% down payment program, please provide more details on how to obtain and apply for this loan.

Ken Go: The CHDAP provides a deferred-payment junior loan – up to 3% of the purchase price, or appraised value, whichever is less, to be used for their down payment and/ or closing costs. This program may be combined with a CalHFA or non-CalHFA, first mortgage loan. Borrower requirements: • Be a first-time homebuyer. See the definition of a first-time homebuyer.

• Occupy the property as their primary residence, non-occupant co-borrowers are not allowed • CalHFA borrowers must complete homebuyer education counseling and obtain a certificate of completion through an eligible homebuyer counseling organization.

• Your income must be less than the allowable CHDAP income limits.

• Meet the requirement of the lender and mortgage insurer / guarantor Go to this website to learn more: http://www.calhfa.ca.gov/home-

LIGHTHOUSE From page 9

He studied with pianist/educators such as:Norma Bossi, Al Zulaica, Mark Levine and Art Lande, and his musical inspirations were: Herbie Hancock, Dr.Lonnie Smith, Keith Jarrett and Bill Evans.

After graduating from UC Berkeley, Greg moved to Tokyo, Japan where he performed with his jazz fusion group called “Taikun.: He lived there for 10 years performing and recording with a varied list of Japanese artists and music production companies.

When Greg moved back to the Bay Area, he immersed himself in producing dance tracks for the burgeoning club scene and producing music for various television projects. He also “picked up where he left off,” performing and recording with his Bay Area band friends such as: Sheilani Alix, Rocio Guntard, Kurt Ribak, Big Advice and Big City Revue.

Currently, Greg Sankovich is a music educator and producer. His upbeat performance at the Library was really impressive.

The band played a total of eight diverse jazz pieces such as: “The Evening Street,” composed by Mike Rak; “African Skies,” composed by saxophonist Michael Brecker; “Mobius Trip,” composed by Murray Low; “Jacob’s Ladder,” composed by Cedar Walton but performed solo on upright bass by Aaron Germain; “Smile of Love,” composed melodiously by Jon Krosnick dedicated to his wife; “Admiral Drive” (a romantic waltz) and “Opening,” a Brazilian samba { both composed by Aaron Germain) and finally, “Criss Cross,” composed by Ray Obiedo.

If you’re interested in jazz like I am, you may follow the upcoming shows of “Charged Particles” at: “The Seven Mile House,” in Brisbane, California on March 22nd, Testarossa Winery in Los Gatos, California on March 26th and at the Pacifica Library in Pacifica, California on April 2nd. If you wish to feed your soul and experience listening to the sounds of electrifying music, try to catch some of their shows this spring.

FOR MORE NEWS AND INFORMATION VISIT OUR WEBSITE

buyer/programs/chdap.htm Caller: I would like to buy a house but only can afford a condo, do you think this is a good time to buy a condo? Prices have been going higher and there are multiple offers now on most condo’s I am looking at. Please kindly advise.

Ken Go: The usual real estate cycle in home prices is that when the Single Family homes start to go up higher, buyers tend to settle for condos. Because that is all some can afford. So, if that happens demand for condos will rise and usually prices will rise with the demand. In your case, you are buying to occupy and this will be a long term investment for you. As far as payment, yes you will pay more than what you are paying for rent, but since you are by yourself, you can always rent out one

room for extra income. Since you had mentioned that your friend might want to move in with you and carpool to work. You are also buying in a very desirable area and not opting to buy tenths of miles away from work, therefore that means if you are ready to sell, this condo will be easier to sell due to its location. Overall I believe it’s a good move.

Although the real estate sales have been down, for first time buyers I do think that its still good to own now that rents are skyrocketing.

Thanks for all your support, please call for your purchase and refinancing needs.

Call Ken Go of 1st Innovative Finance Group at 562-508-7048 or write to kennethgo@verizon.net.

Thanks. BRE 01021223, NMLS 238636.

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OPINION

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SC needs to clarify rules on citizenship Shocked and disappointed MANILA, Mar 9 (Mabuhay) – Supreme Court (SC) justices ought to clarify Philippine laws on citizenship, President Benigno Aquino III said Wednesday, following the 9-6 vote of the tribunal allowing presidential candidate Senator Grace Poe to run in the May presidential race.

Aquino said he also wanted an explanation of how Poe reacquired her Filipino citizenship since he didn’t know that she had to go to a US consular office to renounce her US citizenship when she was already the chairperson of the Movie and Television Review and Classification Board in 2011.

“Sana iyong ating Korte Suprema dito sa kanilang desisyon ay magbibigay talaga ng... iyong todong kalinawan o paglilinaw sa sambayanan na in their role as educator as far as the law is concerned, para maging klarong-klaro sa lahat ng ating mamamayan kung ano ba talaga ang mga alituntunin sa pagiging citizen or non-citizen ng ating bansa,” Aquino told reporters.

The SC on Tuesday ruled to reverse the decisions of the Commission on Elections (Comelec) canceling Senator Poe’s certificate of candidacy for president. The Comelec in December disqualified Poe due to material misrepresentation as regards her citizenship and residency.

“For instance, ‘yung tinanggap na niya ‘yung MTRCB position, first time ko narinig na pumunta pa siya doon sa isang consular official ng Amerika in 2011 para i-renounce ‘yung citizenship kung saang panahon na MTRCB chair na siya,” Aquino said.

“At palagay ko naitanong ko rin bakit kailangan pang gawin dahil ang assumption ko nga ay matagal-tagal nang na-reacquire supposed to be ‘yung citizenship. So gusto kong makitang sana may tugon doon sa mga tanong tulad n’on doon sa desisyon na hinihintay nating ilabas ng Korte Suprema,” he added.

Aquino meanwhile cited the independence of SC justices after four of his appointees voted in favor of Poe. “Siguro palagay ko ‘di ba ‘yung itinalaga natin sila para maging independent, e,” Aquino said.

The President is campaigning for the presidential candidacy of Liberal Party (LP) standard bearer Manuel “Mar” Roxas II. Aquino and Roxas wooed Poe to be the administration coalition’s vice presidential candidate but the first year senator opted to run for president as an independent.

Poe has since figured strongly in the presidential preference surveys, taking the top spot from opposition presidential candidate Vice President Jejomar Binay.

Aquino, however, seemed unfazed about Poe’s lead in the presidential surveys when asked about Pulse Asia latest survey results that showed Poe at first place with 26 percent and Roxas at fourth with 19 percent.

The survey was conducted nationwide from February 16 to 27 among 1,200 respondents.

“Paano maaapektuhan? Siyempre magkakaroon ng boost sa kanyang kandidatura. Gaano katagal ‘yung boost? Hindi natin masasabi ‘yan,” Aquino said.

“Huwag mo nang masyadong problemahin ‘yung isang bagay na wala kang control. So ‘yung gagawin ng mga ibang grupo nasa kanila ‘yon,” he added. (MNS)

I was shocked and disappointed about the recent Supreme Court’s ruling junking the Commission on Elections’ (Comelec) decision to disqualify neophyte Senator Grace “Poequino” Llamanzares to run in the May election. I was hoping that these “respectable” and “incorruptible” justices of the Supreme Court will rise above partisan politics and give a verdict based on the rule of law and in the Philippine Constitution.

Chief Justice Lourdes Sereno and eight other justices who voted in favor of Senator “Poequino” Llamanzares, clearly based their decision not on the Constitution, but on what their benefactors want. Many political pundits and prominent lawyers are saying that the “Sereno kangaroo court” ruling clearly violated the Constitution and destroyed the rule of law.

There have been rumors that President Benigno Aquino influenced the outcome of the Supreme Court decision by calling up the justices he appointed to support the presidential bid of Senator “Poequino” Llamanzares.

The name of a prominent billionaire businessman engaged in food and beverage business also came up as one of the major players who influenced the high court in coming with a favorable ruling for Llamanzares. The same businessman is also the one bankrolling the candidacy of “Poequino” Llamanzares. As a matter of fact, Llamanzares’ huband, an American citizen, is a consultant in the country’s biggest beverage company.

In the Philippines , if you have the money and influence, nothing is impossible. *** Last year, Senator Antonio Trillanes made a startling revelation about pervasive corruption in the Philippine Judicial system. In his exposé, Trillanes claimed that some cases in Philippine courts are decided not on merits but on how much a person engaged in lawsuit is willing to pay a justice or a judge to get a favorable ruling. Although Trillanes never mentioned any names, he urged the Supreme Court to initiate an investigation. Supreme Court Chief Justice Sereno however refused to entertain such allegations.

If Trillanes’ allegations are true, it is despicable and revolting. A corrupt judicial system not only violate the basic right to equality before the law, but also deny the procedural rights of individuals guaranteed by the Constitution. These corrupt justices and judges should be booted out

from office to ensure Filipinos can live in a place where there is equal opportunity for everyone to live a life with dignity.

I hope that Sereno and her eight justices were motivated to render a favorable ruling for Llamanzares because of their belief that she could be a good president someday and not because of what people tend to believe that millions of pesos were forked over to influence their decision. *** Now that the Supreme Court has given the “green light” for Llamanzares to run in the May elections, she can now buy her way to the presidency with the help of the prominent billionaire businessman. Although Llamanzares and her financial backers and supporters were apparently successful in corrupting the Supreme Court, she is of course not yet assured of an easy path to Malacañang in May. She still has to win the elections.

Meanwhile, Senator Llamanzares also still has to respond to issues regarding allegations about her of being a notorious liar and thief. She also has to ward off public indignation on how she and her backers corrupted the Supreme Court.

Voters should now closely examine or scrutinize the candidates’ credentials as well as their platforms they are presenting to the people.

They should also try to find out who are the financial backers of every presidential candidates and what they intend to gain should their candidate win.

Latest polls showed that she and Vice President Jojo Binay are still statistical tied with less than three months to go before Filipinos troop to polling places to choose their next president.

Davao city Mayor Rodrigo Duterte is in third place while Mar Roxas, President Aquino’s anointed candidate, lags in dismal fourth. Senator Mirriam Santiago is in last place.

Chiz: SC Ruling clears final hurdle to Poe’s path to presidency QUEZON PROVINCE – Vice-presidential frontrunner Sen. Francis “Chiz” Escudero said he could not thank the Supreme Court enough for removing all the legal obstacles to the presidential bid of his running mate Sen. Grace Poe. “Nagpapasalamat po kami at finally ginawaran sya ng permiso at pahintulot ng Korte Suprema na tumakbo bilang pangulo ng bansa. Ito na marahil ang huling balakid sa kanyang kandidatura,”Escudero said in an ambush interview in this vote-rich province.

Months of attempts to dislodge Poe from the presidential by allies of her rivals came to an end with the 9-6 vote by the magistrates, upholding her petitions to reverse the rulings of the Commission on Elections cancelling her certificate of candidacy for president.

He said the high court ruling will now allow Poe and the entire Partido Galing at Puso to focus on the electoral campaign under the banner “Gobyernong may Puso.”

“Inaaasahan namin na magpapatuloy na ito at maipararating namin ng mas epektibo ang aming mga mensahe sa iba’t ibang panig ng bansa,” Escudero said.

Both frontrunners in various pre-election

surveys, Poe and Escudero are running as independents under the “Gobyernong may Puso” platforms on rapid inclusive growth, poverty alleviation, transparency and global competitiveness.

Poe and Escudero, along with their senatorial bets, were in Quezon province to woo voters and solidify support among local officials and candidates of the Nationalist People’s Coalition (NPC), which recently endorsed their tandem.

They visited the cities of Lucena, Tanauan and Tayabas, as well as the towns of Lopez, Catanauan, Candelaria and Lucban. They also held meetings with officials and candidates from other towns.

Quezon has a total of 1,124,090 registered voters for the upcoming general elections, based on the Commission on Elections’ data.

For their first stop in their Quezon sortie, the Poe-Escudero tandem was welcomed in Lopez town by Mayor Isaias “Sonny” Ubana and Representatives Helena Tan and Mark Enverga, who is a member of the famous Enverga clan and spokesman of NPC. In Candelaria, the two were welcomed by the Enverga clan led by former Gov. Willie Enverga and his wife Grace.

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ENTERTAINMENT Vivian Velez quits teleserye because of Cristine Reyes Veteran actress Vivian Velez has decided to leave afternoon series “Tubig at Langis” because of co-star Cristine Reyes.

Velez disclosed that she will tender her irrevocable resignation effective immediately after she was humiliated by an unnamed actress.

The seasoned actress revealed that she was pertaining to Reyes and not Isabelle Daza, the other star in the series.

“Yes, no one else (Reyes)... Isabelle Daza is such a sweet lady. She was crying for me so hard when the incident happened.

She can’t imagine if this was done to her mom,” she said.

Velez explained that the last straw was when they shared a designated standby room and Reyes allegedly asked her to leave because she wants the area all for herself.

“She bangs the doors, shouted at me.

She keeps on singing ‘Goodbye, Farewell’ in front of my face while we are rehearsing.”

“She complained to the production staff why they are nice to me and she should be the priority all the time. And many other instances of rudeness that is uncalled for.

The veteran actress added that this has been happening for a month now but the room incident happened last Friday.

“It was the rudest thing anyone had ever done to me.”

Velez said Zanjoe Marudo, the leading man in the teleserye, was the one who appeased the situation.

“He was such a gentleman. He accompanied to my car and said sorry that this happened to me. Isabelle and Ms. Tet, the producer, never left my side and cried with me.”

Velez said she is meeting the management and production team of “Tubig at Langis” on Monday but her resignation is irrevocable.

As for Reyes, the actress remained mum on the latest controversy. (MNS)

Kris Aquino to take hiatus from showbiz “Queen of all media” Kris Aquino on Tuesday night announced that she will be taking a hiatus from the showbiz industry to focus on her family, health, and business.

Aquino, in a series of Instagram posts, looked back at her long career with ABS-CBN, which spans almost two decades.

“Our relationship as a family started October 28, 1996 and it will soon end this March 23, 2016. A total of 10,354 days working for ABS-CBN, my life’s most fulfilling professional journey because of your love, acceptance, and loyalty.”

“Just like all of you, I love my family. My most valuable life destiny is to be Mama to Kuya Josh and Bimby; and to be a loving, selfless sister to Ate Pinky, Noy, and Viel: a bunso who doesn’t give them constant worry because of my health and safety,” she said.

According to Aquino, she and her sons will take the time to travel and move to a new home.

“I’m not putting a time frame, but with my type of work, it’s realistic to accept by leaving ABS-CBN I’ll be replaced and soon forgotten... My sons and I will travel, we’ll move to our new home, and I’ll eat healthy, sleep early, exercise regularly, and live quiet—everything to make sure Kuya Josh and Bimb have a healthy mother.”

Aquino earlier announced on Instagram that she will be making “important life choices” within the next few days to focus on her health. She was hospitalized in the past several

Kris Aquino

months.

She also thanked companies that she endorsed for understanding her decision.

“I am grateful to my endorsements for sticking it out with me while I work on my long-term [health] and wellness.”

Aquino, the youngest sister of President Benigno Aquino who is stepping down from the presidency on June 30, also said that she will focus on growing her businesses. She owns franchises in several fast-food companies.

Aquino said she is not leaving show business for good.

“This isn’t goodbye. This is I hope you’ll miss me & I hope to see you again soon. My not so healthy heart wants to thank all of you for your love for me, my family, and my work.

“I’ll be back with a 100% healthy heart so I can love all of you even more and for much longer.

“Until then, #lovelovelove.” (MNS)

Vivian Velez

What Anne thinks of Jasmine’s new special someone

Anne Curtis approves of surfer Jeff Ortega, who has been seeing her younger sister Jasmine.

“Plus factor kasi sa akin ‘yung nagre-reach out sa family and hindi lang sa akin, [tsaka] sa mommy at sa daddy,” the “It’s Showtime” host said.

Curtis, however, wever, was quick to add that she doesn’t have a problem with anyone one who makes he her er sister happy.

“Basta kung ng saan n masaya ang baby y girl ko. Ayaw kong mag-conn-firm or mag-dedeny anything for her. Siya naman man ‘yun eh. Basta sta ako anything, I’m so happy for her,” she said.

Jasmine shared hared how she and d Ortega came too know each other. otherr.

“It just so happens appens na I start-ed frequenting g the beach with h my group of friends riends and that’s where he’s living. ing. So he’d take care of me and d my friends. Doon na [nag-start], t], ‘yun na iyon,” she said.

Ortega is a champion surfer from La Union, n, who comes from

the Ortega political clan.

When asked about the current state of her heart, Jasmine just smiled and said: “So far, so good.

Ako happy lang ako.”

Jasmine’s last relationship was with singer-actor Sam Concepcion. ( ) (MNS)

16

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Senior seeks Chapter 13 protection for fully paid house from $15k credit cards Senior Seeks Chapter 13 Protection For Fully Paid House Client is a young senior in his early 60â&#x20AC;&#x2122;s who took an early retirement last year. He owes $15K of credit card debt and nothing else. He has a community property house that is fully paid with a current market value of $500K. Fortunately, for client, he did not refinance his fully paid house with a mortgage, so the house does not secure any mortgage. Certainly, client must have been tempted often to get some cash out from a refinance at low interest. Good for him that he did not succumb to that temptation; otherwise, he would still be paying on a new mortgage now. His wife is also taking early retirement next year. I asked why he took an early retirement at 62.

He said he doesnâ&#x20AC;&#x2122;t know how long he is going to live, so he might as well take early retirement so at least he gets his social security now even if its less by 25% compared to full age retirement at 66.

Since he used to work as a professional for some time, I asked him if he had a pension from the employer. He said no and social security of $1,200 is all that he has now. The problem is that he still owes $15K of credit card debt, which he has not been able to pay for 6 months because of his reduced income from social security. He used to pay about $600 a month to keep them current but he just could not get the principal down from $15K. He wanted to do a Chapter 7 to wipe out the $15K. I asked him if he owned a house and what the current value was.

He said he owned a house worth

about $500K. I asked him if he owed anything on the house. He said he owed nothing on it anymore.

So I told him that he could not do a Chapter 7 because in Chapter 7, he would lose his house. The trustee would take his house and sell it, give him $175K use the rest to pay his credit card debt of $15K, give him the rest of the sale proceeds after deducting trustee fees which could be skyhigh. It doesnâ&#x20AC;&#x2122;t make sense, in his case to do Chapter 7.

Why lose your house for $15K of credit card debt. But then again, his house does need protection from his credit card debt. He is now behind by 6 months. This means that lawsuits for collection are forthcoming.

Lawsuits will eventually become judgments. Judgments eventually become liens on his house. A $15K judgment will double in a couple of years. Soon enough, there will be a $60K judgment lien on his house.

And, the worst part is that judgment creditors can ask the court to have his house sold to satisfy the judgment lien! This means he can lose his $500K house for $15K of credit card debt. Itâ&#x20AC;&#x2122;s sounds unfair, but it certainly may happen if the problem is left to fester without an effective solution.

I told him that he could do a Chapter 13 without any risk of losing his house to the trustee because Chapter 13 trustees, unlike Chapter 7 trustees, do not have

the power to sell debtor houses. In a Chapter 13, he can pay off the $15K over 5 years without interest; just the principal is being paid. Heâ&#x20AC;&#x2122;s looking at a plan payment of $250/ mo. To $300/mo. including court and trustee administrative fees.

This is a lot less than the $600 that he used to pay which did nothing to reduce the principal of $15K in the last 20 years. Under the plan, debtor will have zero credit card debt when he turns 68. And the best part is, the Chapter 13 protects his fully paid house by preventing lawsuits and judgment liens from attaching to his house.

Credit card debts are like weeds that keep on growing and growing.

In a month, a weed can grow a foot, while normal plants take so much time to grow. The most effective way of getting rid of weeds is to uproot them. If you just cut them at the base, in a month they look like they were never cut. This is the same, as clientâ&#x20AC;&#x2122;s credit card debt of $15K, which he has paid for 20 years, yet now still owes the same amount. In a year, he paid $7,200.

He thought that would cut his debt in half and it would disappear. But credit cards are like weeds; they keep growing back, unless you uproot them. Debtorâ&#x20AC;&#x2122;s Chapter 13 will uproot his credit card debt and pay them off completely in 60 months so they donâ&#x20AC;&#x2122;t grow back again. Smart decision on clientâ&#x20AC;&#x2122;s part, I have to say, because some people just do not have the courage to make the right decision.

Client Seeks Chapter 7 Relief To Discharge $30k Credit Cards Client is 48, married, no children. He owns a home with $55K of equity. He bought his house 3 years ago with 3% down, so his equity has increased somewhat but still within homestead exemption of $75K. He has a live in girlfriend, and I donâ&#x20AC;&#x2122;t know if she qualifies as a family member that would increase his

exemption to $100K. In any event, $55K is $20K less than $75K so the house is secure and protected. His problem is $30K of credit cards, which he has been paying for 5 years, at $1K minimum monthly just to keep them current. Do the math. Heâ&#x20AC;&#x2122;s paid $60K to keep $30K of cards current for 5 years, and he still owes the same amount of $30K. Doesnâ&#x20AC;&#x2122;t seem fair. But thatâ&#x20AC;&#x2122;s the way cards work. Just like weeds, they keep growing, nonstop. But since he now has a mortgage to pay, he having a hard time making the minimum payment of $1K a month for the cards. The choice he has now is to either pay the mortgage or pay the cards.

Itâ&#x20AC;&#x2122;s a no brainer. Get rid of the cards, to assure payment of the mortgage. At least, the house appreciates in value over time and home ownership is the American dream, while credit card debt is the American nightmare that sucks up your net income every month, every year. His choice is Chapter 7 to protect his house and discharge the $30K of credit cards. â&#x20AC;&#x153;ABIDE IN ME, AND I IN YOU. AS THE BRANCH CANNOT BEAR FRUIT OF ITSELF, UNLESS IT ABIDES IN THE VINE, NEITHER CAN YOU, UNLESS YOU ABIDE IN ME.â&#x20AC;? JOHN 15:4 Lawrence Bautista Yang is a graduate of Georgetown University Law Center and has been in law practice for thirty years. He specializes in bankruptcy, business and civil litigation and has handled more than five thousand successful bankruptcy cases in California. He speaks Tagalog and looks forward to discussing your case with you personally. Please call Angie, Barbara or Jess at (626) 284-1142 for an appointment at 1000 S Fremont Ave, MAILSTOP 58, Building A-1 SUITE 1125, Alhambra, CA 91803 OR at 20274 Carrey Road, Walnut, CA 91789.

N. Korea fires short-range missiles into sea S e o u l , S o u t h K o rea | AFP | Wednesday 3/9/2016 â&#x20AC;&#x201C; North Korea fired two short-range ballistic missiles into the sea off its eastern coast on Thursday, fuelling a build-up in military tensions after its recent nuclear test and long-range rocket launch.

South Koreaâ&#x20AC;&#x2122;s defense ministry said the two missiles were fired around 5:20 am (2020 GMT Wednesday) and flew some 500 kilometers (300 miles), before landing in the East Sea (Sea of Japan) off the North Korean port city of Wonsan, a ministry spokesman said.

Short-range missile launches are a regular and relatively low-level item on North Koreaâ&#x20AC;&#x2122;s long list of provocative gestures, and one it often employs to register annoyance.

The North fired six high-caliber rockets into the sea a week ago in protest at the adoption of tough, new sanctions on Pyongyang by the UN Security Council. Those sanctions were imposed as a direct result of the Northâ&#x20AC;&#x2122;s fourth nuclear test in January and last monthâ&#x20AC;&#x2122;s space rocket launch, which was seen as a disguised ballistic missile test.

Tensions have risen further this week with the launch of large-scale South Korean-US military exercises that Pyongyang responded to with threats of a pre-emptive nuclear attack.

And state media on Wednesday published photos of leader Kim JongUn posing with what was claimed to be a miniaturized nuclear warhead.

Kim praised the countryâ&#x20AC;&#x2122;s nuclear scientists for mastering the miniaturization technique, which would allow warheads to be fitted onto ballistic missiles and create a â&#x20AC;&#x153;trueâ&#x20AC;? nuclear deterrent. The United States responded by urging the North and its leadership to curb their â&#x20AC;&#x153;provocative rhetoricâ&#x20AC;? and behavior. â&#x20AC;&#x153;Iâ&#x20AC;&#x2122;d say that the young man needs to pay more attention to the North Korean people and taking care of them, than in pursuing these sorts of reckless capabilities,â&#x20AC;? US State Department spokesman John Kirby said of Kim Jong-Un. South Koreaâ&#x20AC;&#x2122;s defence ministry was sceptical, saying its own assessment was that North Korea had â&#x20AC;&#x153;not yet secured miniaturized nuclear warheadsâ&#x20AC;?.

The miniaturization issue is key because, while North Korea is known to have a small stockpile of nuclear weapons, its ability to deliver them accurately to a chosen target on the tip of a ballistic missile has been a subject of heated debate.

North Korea is expected to raise the rhetorical ante even further over the coming weeks as the military drills between South Korea and the United States continue.

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Better hurry! Only 1,500 units for Subaru Crosstrek Special Edition Cherry Hill, N.J. February 9, 2016 – Subaru of America, Inc. has announced the introduction of the 2016 Crosstrek Special Edition. The Special Edition, in Pure Red, will be a limited production of 1,500 and will debut at the 2016 Chicago Auto Show.

The versatile, fun-to-drive Crosstrek combines bold five-door design, a highly capable chassis and in-demand multimedia features. Standard Symmetrical All-Wheel Drive, high ground clearance (8.7 inches), 17inch alloy wheels and ample room for passengers and cargo make the Subaru Crosstrek a high-capability crossover. It is one of the most fuel-efficient all-wheel-drive crossover utility vehicles in America, delivering 34-mpg EPA-estimated highway fuel economy. The Crosstrek small SUV has been a strong seller since its introduction in 2012 and is now Subaru’s third best selling model.

Based on the 2.0i Premium, the Special Edition features Subaru “Pure Red” exterior color and matching foldable mirrors with integrated turn signals. Red stitching accents the leather-wrapped shift lever handle, steering wheel and door panels.

Unique to this model is interior dash trim with a red inlay.

Also, interior lighting casts a soft red glow onto the front floor area and storage space below the climate control. The SE Crosstrek will begin arriving into retailers in late spring 2016.

The Special Edition includes the All-Weather Package (heated front seats, heated exterior mirrors and windshield wiper de-icer), Power Moonroof, Instrument Panel with color LCD, Keyless Access with

Push-Button Start, and Blind Spot Detection / Rear Cross Traffic Alert S y s t e m (which includes Lane Change Assist). The S u b a r u Christian Marilla Starlink 6.2” multimedia system with a 6.2-in. single-touch gesture display comes standard on the Special Edition. The system includes AM/FM stereo with HD Radio, Radio Data Broadcast System, single-disc CD player, Bluetooth hands-free phone connectivity and audio streaming, iPod control, a USB port and an auxiliary input jack. Smartphone integration features Aha™ and Pandora, along with new SUBARU STARLINK Cloud Applications Stitcher™, Calendar, Music Player, News, Weather and iHeart Radio. SiriusXM All Access Radio is available for a four month free trial starting at delivery and can continue with a paid monthly subscription.

The 6.2-in. screen also displays the rear vision camera view to provide an additional level of convenience and safety.

The 2.0-liter Subaru BOXER engine uses aluminum cylinder heads and block and produces 148 hp at 6,200 rpm and 145 lb.-ft. of peak torque at 4,200 rpm. The long-stroke configuration (84 mm bore and 90 mm stroke) enhances torque across the engine speed range. A dual overhead camshaft (DOHC) configuration features Dual Active Valve Control

our ay y tro d We deliver in Medays Sen ine’s D s e available t now Best used cars Manila within 40ths! alen ter box V sfor less not 2 or 3 mon in the market & Ea

By Jon Linkov Consumer Reports

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Not everyone enjoys poring over used-car classified ads to find that hidden gem. Even our experts find the hunt through bad cars to be the worst part of the buying experience.

An easier solution: Simply determine your budget and choose a vehicle from our lists of the best used cars.

We dug through years of test data and hundreds of thousands of survey responses, and cross-referenced those metrics with the availability of electronic stability control, a lifesaving safety feature.

The best of the best used car models can be accessed at consumerreports.org.. Each model performed well in our road tests when it was new and had above-average reliability for the model years shown. In addition, each vehicle offered ESC as a standard or optional feature.

We also included a list of used cars you should avoid considering because they proved to be particularly troublesome and unreliable.

Of course, even for used cars we recommend, there can be stinkers – due to a bad day at the factory or a former owner who didn’t care much

for car maintenance. Before you buy, make sure to pay for a thorough inspection by a certified mechanic, so there are no surprises down the road.

But there is a much better way of buying a used vehicle. And all you have to do is get down to Cars 911, where all used vehicle have been checked and re-cheked before they even go to the lot.

Fo a hassle-free car-buying for a used vehicle, call Cars 911 now. Cars 911 is one of the leading car dealerships that specializes in pre-owned vehicles.

They have experts in all car brands and will provide you the best tips on why buying a used vehicle is worth it all, especially when you are in dire need of a vehicle ASAP as if getting one is an “emergency.” They have more than 25 banks, all of which are ready to approve!

Call now. The Cars 911 experts are waiting for you. You can reach them at (323) 222-2400. Cars 911 is located at 2244 N. San Fernando Rd., Los Angeles, CA 90065. Mention our ad here in this edition of Weekend Balita and you will be treated with utmost care.

2016 Crosstrek Special Edition

System (DAVCS) for both intake and exhaust valves for optimizing torque delivery.

Available exclusively with Subaru’s Continuously Variable Transmission (CVT), the Special Edition continuously and smoothly adapts to performance demand by keeping the engine in its most efficient operating range. A 6-speed manual mode with steering wheel paddle shifters allows the driver to control the transmission via six pre-set ratios.

Vehicle Dynamics Control (VDC) combines stability and traction control functions and integrates a rollover sensor. The traction control functions as a second line of defense against wheel slip by augmenting the Symmetrical All-Wheel Drive functionality. A 103.7-in wheelbase yields impressive interior roominess in the Subaru Crosstrek, including 35.4 inches of rear seat legroom. With the standard 60/40 split rear seatbacks

folded, this versatile five-door crossover provides a flat load floor and up to 51.9 cubic feet of carrying space.

In 2015, Subaru achieved seven consecutive years of record sales and exceeded 580,000 annual sales – a first in company history. January marked the 23rd consecutive month of 40,000+ vehicle sales for the company. Crosstrek, along with Forester and Legacy, achieved its best January ever.

If you have been desiring to own a new Subaru vehicle, come down to Subaru of Glendale and check out our kababayan Christian Marilla of Subaru of Glendale. So what are you waiting for?

Schedule a Test drive on the vehicle of your choice at Subaru of Glendale. Call Christian at 1-855230-1547 and test drive a Subaru vehicle today! Subaru of Glendale is located at 1308 S. Brand Blvd., Glendale, CA 91204.

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NY forum turns spotlight on sustainability of PHL reforms NEW YORK CITY – “The Philippines will need to nurture the virtuous cycle of business confidence that good governance and good economics have engendered.”

This was the main message of Finance Secretary Cesar V. Purisima in his Keynote Address at the Philippine Business and Investment Forum (PBIF) held on 03 March 2016 at the Metropolitan Ballroom of the Sheraton New York Times Square Hotel.

The PBIF is taking place in the context of possible Philippine growth rates of 7-10% in the next decade and an HSBC Global Research Report predicting the country to be the 16th largest economy in the world by 2050.

“This Forum is a great opportunity for us to take stock of the incredible performance of the Philippine economy over the past number of years and to bring attention to the successful reforms that have driven the country’s economic transformation since 2010 when President Aquino assumed the presidency,” earlier explained Philippine Ambassador to the United States Jose L. Cuisia, Jr. who initiated the PBIF. In his keynote address, Secretary Purisima outlined the important policy and strategic issues that the Philippine Government needs to address in order to maintain the sustainability of recent economic growth.

He underscored the importance of good governance, particularly in the areas of transparency, freedom of information, rule of law, security, and accountability.

He added that good governance is intertwined with good economics and contributes to the virtuous cycle of confidence that encourages optimism in the Philippines, both domestically and internationally.

On the issue of sustaining Philippine economic growth, Secretary Purisima emphasized certain areas of connectivity: infrastructure, policy, digital connectivity, and process.

Secretary Purisima further touched upon the opportunities as well as challenges that the Philippines currently present such as ASEAN integration, climate change, investing and scaling up in many industries, such as IT/BPM, MSMEs, agriculture, and tourism, as well as diversifying geographically such as in Mindanao and the Philippines’ investment promotion areas.

Mr. Jose E.B. Antonio, CEO of Century Properties Group, speaking at the Lead Panel of the PBIF, told the audience that “good economic management has set the stage for future growth.” In the same panel, Chairman Arsenio Balisacan of the Philippine Competition Commission and former Secretary for Socio-Economic Planning, referenced the three key constraints to growth, namely, weak institutions, poor infrastructure, and peace and order. Chairman Balisacan said that “the Aquino Administration has tackled each of these basic constraints leading to the greater confidence of business and investors.”

Dr. Nouriel Roubini of Roubini

Global Economics also noted that the success of the Philippine economic story can likewise be attributed to its openness to global and regional integration.

In a Keynote Address, former Trade and Industry Secretary Gregory L. Domingo echoed the points of Secretary Purisima and those in the lead panel.

However, he added the importance of a large, young population of 100 million with a median age of twenty-three (23) years old. He stressed that this is an important demographic advantage that can be leveraged with proper investments in education and infrastructure.

In addition to the positive comments on the prudent economic management of the Aquino Administration, the PBIF panels discussed the way forward, especially in view of the presidential elections in May 2016.

“I was struck by the consensus among the speakers that the reforms and economic performance of the Philippines will be sustainable post2016,” noted Ambassador Cuisia.

Dr. Roubini expressed the belief that, regardless of the results of the May elections, there will be policy continuity in the Philippines.

“The good news is this: Philippine economic dynamism, domestic demand, and its openness to the world can only mean that reforms will continue and deepen,” he said.

Mr. Antonio, on the other hand, reassured the audience that “it will be highly imprudent for any gov-

ernment, after President Aquino, to change the good things that have been undertaken in the last six years.”

The message of sustainability of economic growth was reinforced by the panel on the Philippine Competitive Edge composed of Perry Pe, President of the Management Association of the Philippines; Alex Cabrera, Chairman of PriceWaterhouseCoopers Philippines; John Hixson, Vice President for Corporate Affairs of Cargill; and Andres Edlefsen of the US Department of Commerce.

Atty. Pe lauded the legislative agenda of the Aquino Administration, which resulted in the enactment of important pieces of legislation that institutionalize economic reforms and good governance. He particularly cited the passage of the Philippine Competition Act and the Amendments to the Cabotage Law. Mr. Cabrera addressed the foreign equity limitations under the Philippine Constitution and argued that such limitations are actually very narrow and could easily be “ring fenced” by proper structuring of investments.

He said that he is of the view that the ASEAN Economic Community will result in more pressure on the Philippine Government to liberalize and become more competitive.

In response to a question during the open forum after the panel presentations, Atty. Pe and Mr. Cabrera stated their firm belief that the foreign equity issue should not be a serious hindrance to investments.

Gonong elected FACLA president, vows to bring back group’s prestige LOS ANGELES – Businessman-designer Fernandico Q. Gonong Jr. was elected last Monday the new president of the Filipino American Community of Los Angeles (FACLA) after a deadlock left the oldest Filipino organization in the United States without a leader for almost three months.

Gonong replaces former president Austin G. Baul, whose term expired on Dec. 31, 2015 under the organization’s constitution and by-laws.

Gonong will serve for four years.

Other officers elected were Apolonio Julian, first vice president; Veronico Agatep, second vice president; Gloria Resurreccion, third vice president; Rosalinda Nery, treasurer; Aleli Neal, auditor; and Orlando Cagampan, secretary.

The 14 members of the board of directors, who were elected in a general election in December, finally broke a deadlock wherein seven directors voted for Gonong and seven for Baul in several sessions held to elect the officers from among the directors.

Three directors from Baul’s camp -- Baul, Danilo Adlawan and Leticia Reyes -- were absent from the Monday meeting but the four others -Manocito Santos, Susan de Guzman, Susan Pineda and Teddy Mangune -- plus all seven from Gonong’s party were present for a total of 11 present, which was enough to constitute a quorum and elect the officers.

The new officers and directors will be sworn in on April 10 at the Hilton in Glendale.

“Now that we have elected the officers, we can finally move forward

and start our work according to the visions and missions set forth by the organization’s founders,” Gonong said. “I call on all the officers and members to set aside personal differences and unite to achieve our goals in serving the Filipino community.”

Gonong said he hopes to unite the present members, welcome new members to the organization and bring back the glory and prestige of the organization. To expand FACLA’s membership roster, Gonong said he would push for the amendment of its constitution and by-laws to allow free membership to every Filipino in the Greater Los Angeles area. Voting members, however, will be asked to pay a minimal $5 membership fee. At present, an annual fee of $20 is charged new members, and $10 for old members.

FACLA was established on April 26, 1945 shortly before the end of the Second World War as a halfway house for Filipino farm workers who settled in Los Angeles to work as seasonal workers in different states from as far north as Alaska and as far west as Missouri and Illinois. It is believed to be the oldest non-profit organization in the US. The present FACLA building was built in 1965 on the same site where the two halfway houses were built on Temple Street in what is now known as Historic Filipinotown.

FACLA has been hounded by political intrigues and infighting for years, which alienated many Filipinos who have since distanced themselves from the organization.

“With FACLA celebrating its 71st anniversary this month, the new

NEW FACLA OFFICERS. Atty. Mariano Alvarez swears into office three of the new FACLA officers on Monday. From left: Alvarez, Fernandico Q. Gonong Jr., President; Dr. Veronico Agatep, 1st Vice President and finance director; and Rosalinda Nery. Treasurer.

leaders hope to work on the original goals of the organization to serve Filipinos in the Los Ageles area in the same way that it provided safe shelter and crucial services to the manongs of yesteryears,” Gonong said.

Gonong said FACLA should be the vanguard organization for all

Filipinos in Los Angeles in the community’s quest for political and economic empowerment in this part of America.

“It’s about time that the Filipino community show to mainstream America that it is united and is a vital component of American society,” Gonong added.

Balita Weekend Balita, Sat.-Fri., March 12 - 18, 2016

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1Heart Caregiver Services Orange County Celebrates Ribbon Cutting Ceremony at Lake Forest 1Heart Caregiver Services of Orange County with the support of the Lake Forest Chamber of Commerce has recently held a successful Ribbon cutting ceremony last February 19, 2016.

Some of the important dignitaries that graced the event were guests of honor: Andrew Hamilton (Mayor of Lake Forest), Scott Voigts (Mayor Pro Tem of Lake Forest), Donovan Higbee (Representative of Congresswoman Mimi Walters), and Brian Lau (President of the Lake Forest Chamber of Commerce).

Mayor Hamilton had this to say to the 1Heart Orange County team when he graciously welcomed them to Lake Forest as he handed them their Plaque of Commemoration. “We’re so happy that you (1Heart Orange County) have decided to come here and put your business home here in Lake Forest...Congratulations!”

1Heart Caregiver Services of Orange County CEO Jovi Virata and President Fed Noarbe, were joined by 1Heart Caregiver Services Corporate Headquarter CEO Belina C. Nernberg, Vice President Kevin Tagarao, Director of Business Development Randolph Clarito, Senior Client Care Manager Arnold Navarro and Digital Marketing Manager Jorge Buencamino for this special event. Also present were Merle Dienzo, Binky Wormald, Cyndie Rodriguez who are partners in the business.

“We congratulate the management and staff of 1Heart Orange County for a successful Ribbon Cutting ceremony. I am glad that they have been warmly welcomed by the business community of Lake Forest in Orange County. I am confident that the senior community around this

area will benefit from the dedication and commitment that Jovi and her partners have shown in fulfilling the 1Heart mission of providing high quality in-home care through a client-centered and service oriented approach.” says Belina.

Jovi was very happy on how the event turned out. “We’re very honored to have been welcomed here by some of the most important city officials and business delegates of the city of Lake Forest and Orange County. I’m very excited on the possibilities and the opportunity for our Franchise and 1Heart as a whole to be able to contribute to the city in providing the best quality of care possible to our seniors and those in need of care.” says Jovi.

About 1Heart Caregiver Services: 1Heart Caregiver Services (1Heart CS) is a premier in-home care service company that provides professional private care duty to seniors and adults requiring assistance in their home and healthcare needs. The company is run and managed by healthcare Executives with local and international training with combined top level work experience of more than 60 years. CEO Belina Tagarao is a Los Angeles IMAGE AWARDS honoree 2013 and HiFi 2014 awardee as a HiFi Ambassador of Goodwill for the Filipino-American business community in Los Angeles and 2015 awardee among the business leaders in Los Angeles California. 1Heart CS is the only in-Home Care Company that has its own in-house ‘1Heart Caregiver University’ spearheaded

by Training Director Randolph Neil.

Aligned with 1Heart’s principle of ‘Continuing Professional Education’ the Caregiver University provides

World-class Filipino workforce lauded at PBIF in NY NEW YORK CITY – The Philippine Business and Investment Forum (PBIF), held on 3 March 2016 in New York City, apart from providing a platform for a wide-ranging discussion of the economic transformation of the Philippines and the issues relating to the sustainability of current growth, also highlighted the world-class Filipino workforce. And it demonstrated that the Filipino people is the country’s greatest resource.

Philippine Ambassador to the United States Jose L. Cuisia, Jr. set the stage in his opening remarks as he observed that “President Aquino himself has always said that the source of his bullishness on the Philippines even before it regained economic prominence is the Filipino people.”

In his Keynote Address, former Trade and Industry Secretary Gregory Domingo emphasized the importance of the large, young Philippine population of 100 million with a median age of twenty-three (23). He characterized this as a vital demographic advantage that can be leveraged with proper investments in education and infrastructure.

In the panel discussion on manufacturing and the strengths of the Filipino workforce, Department of Trade and Industry Undersecretary Nora K. Terrado emphasized the quality, scalability, and, most importantly, unique traits intrinsic to Filipino workers that underscore compassion and stewardship in the work they do. The high-caliber of the Filipino worker was further validated by the narration of Integrated Micro-Electronics, Inc. (IMI) President & CEO Arthur Tan on the lower average defects per million opportunities, for products produced, in the manufacture of semiconductors by workers at IMI’s Philippine manufacturing facilities.

Other speakers also spoke about the quality and reliability of the Filipino as worker and partner, and all the representatives of the participating investment promotion agencies, such as Subic Bay Metropolitan Authority and Clark Development Corporation, ranked the workforce high in their respective value propositions.

In his closing remarks at the end of the PBIF, Ambassador Jose Maisto, President of the US-Philippines Society, likewise referred to the Filipino workforce as being of “high quality; valued for their skills, adaptability, loyalty; and their sense of purpose is incredible.”

The highlight of the event was the arrival of Pia Wurtzbach, the elegant and articulate Filipina who is also the reigning Miss Universe. Ms. Wurtzbach.

ongoing caregiver training to all staff of the company. 1Heart Vice- President of Operations Kevin Tagarao had created and designed integrated programs that will help propel the company into exponential growth including the technology platform that guarantees efficiency in operations.

1Heart CS is a Certified Member of CAHSAH (California Association

for Health Services at Home), Los Angeles Chamber of Commerce, International Franchise Association, International Franchise Professionals Group and is accredited by the BBB. We operate in Los Angeles County, Orange County, Ventura County, San Fernando Valley, San Bernardino County and Santa Barbara County area.

24

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FOOD & DINING

Easy Brunch Omelet Makes: 4 portions Toppings: mushrooms chorizo, bacon or ham cherry tomatoes spring onions herbs Omelet: 8 eggs 8 tablespoons water or milk salt, to taste pepper, to taste 2 tablespoons butter 8 slices Jarlsberg Cheese 8 slices ham Prepare toppings. Fry mushrooms and chorizo, bacon or ham; cut cherry tomatoes and spring onions.

To make omelet, crack eggs in bowl and add water, salt and pepper. Whisk eggs until they turn a pale yellow color, about 25-35 whisks.

Heat frying pan on medium heat and melt butter. When butter is bubbly, add about one quarter of the egg batter. This will make one of four omelets. When batter starts setting, move hardened parts toward the middle, enabling the rest to get direct heat as well. Use a gentle hand to avoid scrambled eggs.

When batter starts to look cooked, add FKHHVH DQG PHDW DQG Ă&#x20AC;LS RPHOHW RYHU The omelet should be slightly golden on fried side and a little runny and soft in the middle.

Finally, put omelet on plate and add garnish before serving.

I

FAMILY FEATURES

f youâ&#x20AC;&#x2122;ll be hosting friends and family to honor Easter this year, make your gathering as simple as it is scrumptious with a decadent brunch menu.

If youâ&#x20AC;&#x2122;re daunted by the diversity of dishes a brunch menu demands, remember that quality ingredients â&#x20AC;&#x201C; not complex preparation â&#x20AC;&#x201C; is what makes dishes truly stand out. Fresh produce and superior products instantly elevate a recipe from good to great.

These brunch staples all start as basics, but get a boost with the right combination of quality ingredients: Made-to-order omelets are always a hit because they guarantee youâ&#x20AC;&#x2122;re serving up exactly what your guests enjoy. Use a few winning ingredients to create an easy and quick omelet EDVH WKHQ RŕľľHU DQ DUUD\ RI WRSSLQJV LQFOXGLQJ XQH[SHFWHG Ă&#x20AC;DYRUV VXFK DV -DUOVEHUJ %UDQG &KHHVH %HVW NQRZQ IRU LWV FODVVLF ZHGJH WKLV nutty, mild cheese is also available in slices â&#x20AC;&#x201C; perfect for the ooey-gooey factor everyone loves in an omelet.

A classic French quiche combines fresh DQG Ă&#x20AC;DYRUIXO LQJUHGLHQWV LV HDV\ WR PDNH DQG tastes delicious hot or cold. The quiche is simple enough to make that you can prepare several varieties, giving guests plenty of options and KDQGLO\ ÂżOOLQJ D EXŕľľHW VSUHDG 6LPSO\ SUHSDUH \RXU FUXVW DQG ÂżOOLQJ EDVH WKHQ PL[ LQ IUHVK crisp veggies that are steamed or lightly browned.

Or create a savory, meaty quiche with your favorite sausage or bacon. Add some cheese EHIRUH ÂżOOLQJ WKH FUXVW DQG VSULQNOH VRPH PRUH cheese on top before baking. )LQJHU IRRGV EXUVWLQJ ZLWK Ă&#x20AC;DYRU simply make brunch better. This recipe uses ready-rolled SXŕľľ SDVWU\ VKHHWV URVHPDU\ DQG WKH GLVWLQFWLYH WDVWH RI -DUOVEHUJ %UDQG &KHHVH IRU D PRXWKZDWHU ing dish that can be featured at a tasting station or as part of a larger meal.

Puff Pastry Swirls Makes: 4 portions 4 ready-rolled puff pastry sheets 1 cup grated Jarlsberg Cheese 2 sprigs fresh rosemary, chopped pepper Heat oven to 400 F. 2Q OLJKWO\ Ă&#x20AC;RXUHG ZRUN VXUIDFH roll out pastry sheets into 8-by-4-inch rectangles. Mix grated cheese, rosemary DQG SHSSHU 6SUHDG PL[WXUH RYHU SXŕľľ pastry. Roll up each pastry rectangle IURP VKRUW HQG 3UHVV HGJHV ÂżUPO\ together to seal roll.

Slice each roll into 2-inch thick slices.

Place face down on baking sheet and bake for 15-20 minutes.

Tip: To make swirls rise more, donâ&#x20AC;&#x2122;t roll out pastry with rolling pin.

Find more recipes for your Easter brunch at jarlsberg.com.

Make Brunch a Breeze Skip the stress this Easter with these tips to make preparing your holiday brunch simply delicious.

1. Choose several make-ahead dishes that you can prepare well in advance, such as quiche or a breakfast bake.

2. Skip time-intensive pancakes and instead serve up a French toast casserole.

3. Prepare recipes using the highestquality, freshest ingredients for the best results.

4. Give your meal a boost with unexpected but impactful touches, such as specialty butters, homemade jams and delicious cheeses.

5. Create beautiful and tasty accents for \RXU EXŕľľHW LQ PLQXWHV ZLWK SUHWW\ ERZOV RU SODWWHUV ÂżOOHG ZLWK FRORUIXO seasonal fruit.

Cheesy Bacon Quiche Makes: 4 portions Crust: 1 cup butter

FXS Ă&#x20AC;RXU 2 tablespoons water salt Filling: 1 cup bacon, cut into 1/2-inch cubes 1 leek 4 eggs 1/2 cup Jarlsberg Cheese, plus additional for topping, grated 3 tablespoons parsley 4 tablespoons cream Heat oven to 400 F. ,Q ODUJH ERZO PL[ EXWWHU Ă&#x20AC;RXU water and salt together. Knead

WKRURXJKO\ WR PDNH ÂżUP GRXJK Pack dough in plastic wrap and let rest in refrigerator for 20 minutes.

Press dough into full surface of pie plate and cover with aluminum foil. Prebake in oven 10 minutes, then remove aluminum foil and bake another 10 minutes.

Meanwhile, in frying pan on medium heat, saute bacon. Add leek at end of cooking time.

In bowl, whisk eggs and cream together and add grated cheese, parsley, bacon and leek. Pour ÂżOOLQJ LQWR FUXVW DQG WRS ZLWK JUDWHG FKHHVH %DNH IRU PLQXWHV or until edge is golden brown and center is set.

Tip: To save time, use premade pie crust and bake according to package directions.

Balita Weekend Balita, Sat.-Fri., March 12 - 18, 2016

25

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MOTORING

All-New 2016 Honda Civic Coupe is most stylish, refined, dynamic and connected vehicle in its class TORRANCE, Calif. Mar 10, 2016 – Delivering a new level of style, sporty driving performance, technological sophistication and value, the all-new 2016 Civic Coupe goes on sale on March 15 with a starting MSRP of $19,0501 for the Civic LX Coupe with manual transmission.

Following the highly successful introduction of the 2016 Civic Sedan, named 2016 North American Car of the Year, the Civic Coupe includes many of the same attributes in a more personal and enthusiast oriented two-door body style.

2016 Honda Civic Coupe

The 2016 Civic Coupe is available in three powertrain configurations: a 174-horsepower2 1.5-liter DOHC turbo engine with CVT (EX and above),

Mitsubishi Motors vehicle sales up CYPRESS, Calif. March 01, 2016 – Mitsubishi Motors North America, Inc. (MMNA) today reported February 2016 sales of 7,870, an increase of 4.5 percent over February of 2015.

Leading the way for the month was Mitsubishi’s duo of CUVs, the Outlander Sport and Outlander, with combined sales of 4,712, up 32 percent. For the calendar year, Mitsubishi sales are 14,134.

In a crowded field of competitors in the compact CUV segment, Outlander sales continue to impress with strong double-digit increases. Sales for the popular CUV were 2,121, which accounted for an impressive 81 percent increase over the same period in 2015.

Outlander had its best February since 2007. Not to be outdone, Outlander Sport had its best February ever with sales of 2,591, an increase of eight percent over February 2015.

“We’ve said it before and we are proving it to be true, the future of the Mitsubishi Motors brand lies in its CUVs,” said Don Swearingen, executive vice president, MMNA. “Outlander Sport continues to be our sales leader and the new Outlander is proving to be quite popular with customers seeking high value and reliability in a very competitive segment.” “2016 was a monumental year for Mitsubishi Motors in many ways: we reported sales increases every month over the prior year, our dealer network has strengthened and we successfully launched the new 2016 Outlander.

For a closer look at the new Mitsubishi vehicle, Come and visit our kababayans at Glendale Mitsubishi, where kababayans are always treated as special customers.

Even their marketing thrust is anchored on that magical Tagalog word: Kababayan. They also have a Kabayan Price. Call Cezar Macandili and Mark de Leon, who leads the sales operation for the Filipino market.

Call now toll free at 1-888-4657218 to get the same Number 1 customer service from our very own kababayans.

a 158-horsepower3 2.0-liter i-VTEC paired with CVT (LX and LX-P) and the same 2.0-liter engine with a sixspeed manual transmission (on LX trim).

EPA fuel economy ratings for the 2016 Civic Coupe are 31/41/35 mpg4 (city/highway/combined) for 1.5-liter turbo models with CVT, 30/41/34 mpg for 2.0-liter models with CVT and 26/38/31 mpg for the LX with 2.0-liter engine and manual transmission.

“This new Civic Coupe exemplifies Honda’s focus on fun-to-drive character with two powerful engine options and a chassis tuned specifically for driving fun,” said Jeff Conrad, senior vice president and general manager of the Honda Division.

Virtually everything about the 2016 Civic Coupe is new – all-new vehicle architecture, sporty and sophisticated new interior and exterior styling, a more spacious and high-quality cabin, two advanced new engines, and a host of new premium features and technologies.

Further, with the addition of Honda Sensing safety and driver-assistive

technologies on the Civic Touring Coupe and the first application of Honda turbo engine technology to EX and above trims, the 2016 Civic Coupe offers buyers a wider range of options than ever before, each a high-value proposition.

Although a Honda is a Honda wherever you see one, Filipinos flock to Carson Honda because of the friendly Filipino staff at the dealership and of course because of the service our kababayans provide.

One of them, Rohmer Manalese, has even earned the “Best in Customer Satisfaction,”an honor he keeps consistently, along with the three other Filipino sales staff in the persons of Ricky Agagas, Terzo Pallen and Christian Reyes, all of whom are veterans in the car sales industry. “We have a great staff and this is a great dealership,” Carson Honda General Manager Krisztian Kratky said. “We have a friendly atmosphere.” Carson Honda is located at 1435 E. 223rd Street, Carson, CA 90745. They can be reached toll free at 1-800-503-2321.

Your Honda Super Center www.carsonhonda.com

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$14,991 (92098/DW033352)

2013 HONDA PILOT WAS $24,491

NOW

$22,991

(26723A/DB023730)

RATE AS LOW AS

1.9% APR

On Select Honda Models

ON APPROVED CREDIT FOR QUALIFIED BUYERS

2012 FORD FOCUS SE

2006 LEXUS RX330 WAS $14,091

NOW

$12,591 (26740A/60064762)

2013 HONDA ACCORD

WAS $13,291

NOW

$11,791 (26757A/CL111594)

2012 MAZDA CX-9 GRAND TOURING

WAS $16,498

WAS $20,098

NOW

NOW

$14,998 (92064/DA006381)

2013 INFINITI EX37 NAVI WAS $24,782

NOW

$23,282 (92085/DM430396)

www.diamondhondaofglendale.com

866.237.7092 $OO DGYHUWLVHG SULFHV H[FOXGH JRYHUQPHQW IHHV DQG WD[HV DQ\ ÂżQDQFH FKDUJHV DQ\ GHDOHU GRFXPHQW SUHSDUDWLRQ FKDUJH DQG DQ\ HPLVVLRQV WHVWLQJ FKDUJH )RU ZHOO TXDOLÂżHG EX\HUV RQ DSSURYHG FUHGLW 1RW DOO ZKR DSSO\ ZLOO TXDOLI\ $G H[SLUHV RQ

$18,598 (26093A/C0365421)

2014 HONDA ODYSSEY CERTIFIED WAS $27,291

NOW

$25,791 (92121/EB030226)

28

Visit www.Balita.com

Weekend Balita, Sat.-Fri., March 12 - 18, 2016

Balita

Balita Weekend Balita, Sat.-Fri., March 12 - 18, 2016

Visit www.Balita.com

29

NISSAN MISSION HILLS Out to be the #1 Nissan Dealer in the Nation*

r a l u c a t Spec g Specials Sprin

Hurry! Call us now!

Manuel Lava

Internet/Fleet Manager

661-644-0944 2015 NISSAN VERSA 2015 NISSAN VERSA NOTE 2015 NISSAN VERSA SV SALE PRICE $13,488 ***COLLEGE GRAD DEALER CASH $600 *NISSAN CUSTOMER BONUS CASH $1,000 JAN/FEB RETAIL OWNER COMM PROGRAM* $500

SALE PRICE $11,588 ***COLLEGE GRAD DEALER CASH $600 *NISSAN CUSTOMER BONUS CASH $1,000 JAN/FEB RETAIL OWNER COMM PROGRAM* $500

SALE PRICE $10,588 ***COLLEGE GRAD DEALER CASH $600 *NISSAN CUSTOMER BONUS CASH $1,000

Air Conditioning/ABS/AM/ FM/CD & More!

AM/FM/CD!

Automatic/Power windows/Power door locks/AM/FM/CD!

4cyl

4cyl Model#11155

NET COST T0 YOU:

$

8,988

Model#11455

NET COST T0 YOU:

9,988

Model#11215

11,988

NET COST T0 YOU:

$

$

2 at this net cost FL917044, FL913148

2 at this net cost FL374750, FL389345

1 at this net cost FL932753

*Nissan Customer cash in lieu of special ďŹ nancing.

*Nissan Customer cash in lieu of special ďŹ nancing.**Must ďŹ nance thru NMAC

*Nissan Customer cash in lieu of special ďŹ nancing.**Must ďŹ nance thru NMAC.

2015 NISSAN SENTRA 2015 NISSAN SENTRA 2016 NISSAN ALTIMA

SALE PRICE $14,338 **NMAC APR CASH $250 *NISSAN CUSTOMER CASH $1000 ***COLLEGE GRAD DEALER CASH $600 *****NISSAN CUSTOMER BONUS CASH $500 JAN/FEB RETAIL OWNER COMM PROGRAM* $500

Automatic/Air Conditoning/Power windows/Power door locks/AM/FM & much more!

Power windows/Power door locks/AM/FM/CD & More!

Automatic/Air Conditoning/ABS/ Power windows/ Power door locks /AM/FM & much more!

Model#12315

4cyl Model#12065

NET COST T0 YOU:

11,988

$

2 at this net cost FY265895, FY268974

*Nissan Customer cash in lieu of special ďŹ nancing.**Must ďŹ nance thru NMAC.

SALE PRICE $19,588 **NMAC APR CASH $500 *NISSAN CUSTOMER CASH $1,000 ***COLLEGE GRAD DEALER CASH $600 JAN-FEB RETAIL OWNER COMM PRGM* $1,000

Net Savings off MRSP

6,000

$

4cyl Model#13016

16,988

$

NET COST T0 YOU:

2 att thi this savings i FY312025, FY339390

Includes $600 College Grad dealer Cash***, $250 NMAC APR CASH**, $1,000 NISSAN CUSTOMER BONUS CASH*, *****NISSAN CUSTOMER CASH $1,000

2 at this net cost GC115697, GC126765

*Nissan Customer cash in lieu of special ďŹ nancing.**Must ďŹ nance thru NMAC.

2015 NISSAN ALTIMA 2016 NISSAN FRONTIER CREW CAB 2015 NISSAN QUEST

Automatic/Air Conditoning/Power windows/Power door locks/AM/FM & much more!

SALE PRICE $24,988

SALE PRICE $23,098 ***COLLEGE GRAD DEALER CASH $600 NMAC APR CASH $500

AUTOMATIC!

Automatic/Air Conditioning/Power windows & locks, Cruise/AM/FM/CD/3rd Row Seat & much more!

Model#13315

Net Savings off MRSP

8,000

$

1 at this savings FN900609 Includes $600 College Grad dealer Cash***, $750 NMAC APR CASH**, $1500 NISSAN CUSTOMER CASH*, *****NISSAN CUSTOMER BONUS CASH $1,000

4cyl NET COST T0 YOU:

Model#32116

21,988

$

Model#55115

SALE PRICE T0 YOU:

23,988

$

2 at this net cost GN719533, GN720024

2 att thi this nett costt F9122507, F91281155

*Nissan Customer cash in lieu of special ďŹ nancing.**Must ďŹ nance thru NMAC.

*Nissan Customer cash in lieu of special ďŹ nancing.

www.nissanofmissionhills.com

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Offers subject to availability. Net cost based on current rebates. *Nissan Customer Cash in lieu of Special Financing. **Must fi nance through NMAC. ***All U.S. Military personnel (active and reserve). *College grad must have BS or BA degree from a 4-year University within the last 2 years, also must fi nance with NMAC to receive $600 College grad. All advertised prices exclude government fees and taxes, any fi nance charges, any dealer document processing charge, any electronic fi ling charge, any emission testing charge, and dealer add-ons or accessories. Vehicles subject to prior sale. Interest accrues from date of contract. Ad prices good thru 2/15/16 close of business. NMAC fi nancing may be required on some vehicles see dealer for details. All fi nancing subject to credit approval. Factory rebate in lieu of special APR. Certifi cate Program, see dealer for details.

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WE SERVE ALL AAA, COSTCO, AARP, CREDIT UNION, SAMâ&#x20AC;&#x2122;S CLUB MEMBERS

X 6HS

888-588-7635

11000 Sepulveda Blvd.Mission Hills, CA 91345

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30

Visit www.Balita.com

Weekend Balita, Sat.-Fri., March 12 - 18, 2016

Balita

NOW SERVING SMILES AT SUBARU OF GLENDALE

Visit Subaru of Glendale during The Subaru Love Spring Event to find your dream car at a great price with the help of our friendly, pressure sales staff.vehicle, Whether at first sight or after your test drive, ru Love Spring Event is here.

Get a greatno deal on a new Subaru likeit’s thelove 2016 13 you’ll have a great experience and leave with a grin on your face. and enjoy Subaru Symmetrical All-Wheel Drive + 36 mpg. Hurry in before March 31.

2016 SUBARU

FORESTER 2.5i

CVT Alloy Wheel Package

197

$

PLUS TAX PER MONTH TH LEASE/ 42 MONTHS/10,000 MILES PER YEAR

PLUS TAX PER MONTH LEASE/ 36 MONTHS/10,000 000 MILES PER YEAR R

$1,199 Total Due Lease Signing (tax, title, license & doc fees extra)

$799 Total Due Lease Signing (tax, title, license & doc fees extra)

Model Code GFB-02 Offer Expires 03/31/16

2016 SUBARU LEASE OFFER

197

LEGACY 2.5i Premium CVT

2016 SUBARU

197

$1,699 Total Due Lease Signing (tax, title, license & doc fees extra)

$2,299 Total Due Lease Signing (tax, title, license & doc fees extra)

2016 SUBARU

Model Code GAD - 11 Offer Expires 03/31/16

277

2016 SUBARU

$

PLUS TAX PER MONTH TH LEASE/ 42 MONTHS/10,000 MILES PER YEAR

PLUS TAX PER MONTH LEASE/ 42 MONTHS/10,000 000 MILES PER YEAR AR

$0 Down Payment $0 Security Deposit $0 First Months Lease Payment

$2,799 Down Payment $0 Security Deposit $0 First Months Lease Payment

$0 Total Due Lease Signing (tax, title, license & doc fees extra)

$2,799 Total Due Lease Signing (tax, title, license & doc fees extra)

FINANCE OFFER 1.49% limited term financing on ALL NEW 2016 Foresters in stock

Model Code GFI-21 Offer Expires 03/31/16

WRX STI

LEASE OFFER

337

SIGN AND DRIVE

Model M d l Code C d GRC - 12 Offer Expires 03/31/16

FINANCE OFFER 1.49% limited term financing on ALL NEW 2016 Crosstreks in stock

FORESTER 2.5i Limited

Premium CVT

PLUS TAX PER MONTH LEASE/ 42 MONTHS/10,000 000 MILES PER YEAR R

$2,299 Down Payment $0 Security Deposit $0 First Months Lease Payment

FINANCE OFFER 0% limited term financing on ALL NEW 2016 Legacys in stock

CROSSTREK 2.0i

LEASE OFFER

$

PLUS TAX PER MONTH ONTH LEASE/ 36 MONTHS/10,000 00 MILES PER YEAR

Model Code GJF - 11 Offer Expires 03/31/16

FINANCE OFFER 1.49% limited term financing on ALL NEW 2016 Imprezas in stock

$1,699 Down Payment $0 Security Deposit $0 First Months Lease Payment

$

Premium CVT

$1,199 Down Payment $0 Security Deposit $0 First Months Lease Payment

$799 Down Payment $0 Security Deposit $0 First Months Lease Payment

$

IMPREZA 2.0i

LEASE OFFER

197

LEASE OFFER

$

2016 SUBARU

FINANCE OFFER 2.9% limited term financing on ALL NEW 2016 WRX & WRX STIs in stock

Model Code GUS - 02 Offer Expires 03/31/16

Driving People Happy

“Tawag na!”

SUBARU OF GLENDALE

Christian Marilla Finace Manager

www.SubaruofGlendale.net

1308 S Brand Blvd, Glendale, CA 91204

855-230-1547

Subaru, Forester, Outback, Tribeca, Legacy, Impreza, WRX, STI, and SUBARU BOXER are registered trademarks. Purchase or lease any new (previously untitled) Subaru and receive a complimentary factory scheduled maintainance plan for 2 years or 24,000 miles (whichever comes first).

See Subaru Added Security Maintenance Plan for intervals, coverage and limitations. Customer must take delivery before 12-31-16 and reside within the promotional area. At participating dealers only. See dealer for program details and eligibility .

Balita Weekend Balita, Sat.-Fri., March 12 - 18, 2016

Visit www.Balita.com

We’ll help you get a car!

Jose Villanueva

Cell: (213) 500 -1260 ‘04 TOYOTA SEQUOIA 4DR LIMITED

“Tawag na sa Filipino Department.

Hanapin nyo lang po kami! “

‘09 TOYOTA COROLLA 4DR SDN MAN

8,995

9,995

$

$

‘06 TOYOTA SIENNA CE FWD CARGO VAN

10,495

$

‘09 HONDA CIVIC GX SEDAN

10,995

$

Joel Paguio

Cell: (323) 547-5394 ‘07 TOYOTA RAV4 2WD 4DR 4-CYL

11,495

$

VIN: 5TDZT38A74S224303 STOCK: X60084

VIN: JTDBL40E599067396 STOCK: X60178

VIN: 5TDZA23C66S408143 STOCK: X60299

VIN: 1HGFA46529L000841 STOCK: X60118

VIN: JTMZD33V575049681 STOCK: X60219

‘12 NISSAN SENTRA 4DR SDN I4 CVT 2.0 SR

‘12 MAZDA CX-7 FWD 4DR I SPORT

‘12 TOYOTA CAMRY HYBRID 4DR SDN XLE

‘13 HYUNDAI ELANTRA 4DR SDN MAN GLS

‘08 MERCEDES-BENZ C300 4MATIC SPORT SEDAN

12,495

$

11,995

$

$

12,995

13,495

$

13,750

$

VIN: 3N1AB6APXCL680688 STOCK: X60045A

VIN: JM3ER2B51C0413766 STOCK: X60284

VIN: 4T1BD1FK7CU055064 STOCK: X60308

VIN: KMHDH4AE2DU726612 STOCK: P40527

VIN: WDDGF81X88F059576 STOCK: X50159

‘13 TOYOTA COROLLA 4DR SDN AUTO S

‘13 NISSAN ROGUE AWD 4DR S

‘15 HYUNDAI ELANTRA 4DR SDN AUTO LIMITED PZEV

‘14 TOYOTA COROLLA 4DR SDN MAN L

‘12 TOYOTA CAMRY 4DR SDN I4 AUTO L

13,777

$

13,995

$

14,295

$

14,495

$

15,495

$

VIN: 5YFBU4EE1DP136884 STOCK: X50726

VIN: JN8AS5MV3DW648036 STOCK: X60326

VIN: 5NPDH4AE7FH572397 STOCK: X60304

VIN: 5YFBURHE0EP073125 STOCK: X51472

VIN: 4T1BF1FK3CU179097 STOCK: X60343

‘16 HYUNDAI ELANTRA 4DR SDN AUTO LIMITED PZEV

‘08 BMW 535I SEDAN

‘07 MERCEDES-BENZ GL450 SUV

‘13 NISSAN MURANO 2WD 4DR S

‘05 BMW 645CI CONVERTIBLE

15,995

$

VIN: 5NPDH4AE4GH692305 STOCK: X51537

16,995

$

VIN: WBANW13508CZ81567 STOCK: X60173

250 Off SPECIAL!

*$

FOR WEEKEND BALITA READERS!

17,945

$

VIN: 4JGBF71E27A139623 STOCK: X60123

18,495

$

VIN: JN8AZ1MU8DW209359 STOCK: X60261

18,995

$

VIN: WBAEK73445B328845 STOCK: X60065

More than 25 banks are ready to approve!

Bad Credit! No Credit! Fair Prices!

We Finance All!!! We buy car!!! Bring your Family!!! Free Food!!!

For Car Emergency, Call:

(323) 222-2400 2244 N. San Fernando Road, Los Angeles, CA 90065

Call Kabayan Jose V. at (213) 500.1260 or Kabayan Joel P. at (323) 547.5394 $OO SULFHV SOXV JRYHUPHQW IHHV DQG WD[HV DQ\ ͤQDQFH FKDUJHV FDUJR SUHSDUDWLRQ GHDOHU DQG DQ\ HPLVVLRQ WHVWLQJ FKDUJH ZLWK DSSURYHG FUHGLW DERYH QRUPDO )LQDQFLQJ DSSURYHG FUHGLW ZLWK D ),&2 VFRUH DERYH &$56 &20 WKDQ XVXDO 3KRWRV IRU LOOXVWUDWLRQ SXUSRVHV RQO\ ([SLUHV 0HQWLRQ WKLV DG RU EULQJ D FRS\ WR WKH GHDOHU 2IIHU YDOLG XQWLO

31

32

Visit www.Balita.com

Weekend Balita, Sat.-Fri., March 12 - 18, 2016

Balita

Mercedes-Benz of Encino View Our Selection Of

&HUWLÂHG 3UH 2ZQHG by

Merccedes Ben Mercedes-Benz nz

Raymond Orosa Filipino Sales

2010 MB ML350 RWD

Stk#: 66203T

$21,988

2014 MB C250 2Dr Coupe

Stk#: 66168C

$30,988

2013 MB E350 Sport Sedan

Stk#: 66097C

$33,988

2014 MB E350 Sport Sedan

Stk#: 66050C

$37,888

2013 MB ML350 RWD

Stk#: 66043C

$40,988

&HUWLÂHG 3UH 2ZQHG 9HKLFOHV

Our Financing is as low as .99% APR. Call 818.536.2413 Email: rorosa@mbencino.com 2011 MB GLK350 RWD

Stk#: 66154T

$24,988

2012 MB E350 2Dr Coupe

Stk#: 66107C

$31,988

2013 MB GLK350 RWD

Stk#: 66179C

$34,988

2014 MB GLK350 RWD

Stk#: 66178C

$37,988

2014 MB E350 Cabriolet

Stk#: 65729C

818.536.2413

$41,888

2013 MB C250 Sport RWD

Stk#: 66213C

$27,988

2014 MB CLA250 4Dr Coupe

Stk#: 66061T

$32,988

2014 MB C250 Luxury Sedan

Stk#: 66094C

$29,988

2014 MB GLK350 RWD

Stk#: 66025C

$33,888

2013 MB GLK350 4MATIC

2015 MB GLA250 4MATIC

Stk#: 66041C

Stk#: 66068T

$35,988

2012 MB ML350 BlueTEC

Stk#: 66152C

$38,988

$36,988

2014 MB E350 2Dr Coupe

Stk#: 66166C

$39,988

2014 MB SLK250 Roadster

2015 MB C300 Sedan RWD

Stk#: 66098C

Stk#: 65993P

$41,988

16721 Ventura Blvd. Encino CA 91436

mbencino.com

$43,988

Mercedes-Benz of Encino