Weekend Balita October 29, 2016 by Louixse Limbo

LA / ORANGE C / INLAND E

Angelica denies reconciling with John Lloyd See ENTERTAINMENT, page 9

VOL. XXIII, NO. 39

LOS ANGELES / ORANGE COUNTY / INLAND EMPIRE

Oct. 29 - Nov. 4, 2016

The leading source of news and information for Filipino-Americans

Duterte envisions US soldier-free PHL By Jelly F. Musico

President Rodrigo Duterte addresses the Filipino community in Japan during a meeting at the Palace Hotel in Tokyo on Tuesday, October 25, 2016. (MNS photo)

MANILA, Oct. 25 (PNA) -- President Rodrigo Duterte on Tuesday said he looks forward to a Philippines without foreign troops around, only Filipino soldiers. Pres. Duterte made the remark in a media interview before leaving for his three-day official visit to Japan upon invitation extended to him by Japanese Prime Minister Shinzo Abe. ”I would like to say this with all candor, I look forward to the time when I no longer see any military troops or soldier in my country except the Filipino soldier,” Pres. Duterte said. He said his goal of zero foreign troops in the country is part of his efforts to pursue an independent foreign policy as

Gabriela calls on Duterte to strengthen local economy, end Filipino workers’ exodus By Filane Mikee Cervantes

MANILA, Oct. 26 (PNA) – Women’s partylist group Gabriela on Wednesday expressed support for President Rodrigo Duterte’s thrust to end the exodus of Filipino workers for overseas jobs. In a statement, Gabriela Partylist Rep. Emmi de Jesus also urged the President to strengthen the local economy through a genuine agrarian reform program and create national industries to ultimately put an end to decades of exporting human resources. “Women share the dream of having a local economy that is strong enough to support our labor force, creating an environment where it will not be necessary for women to leave their children and families to eke out a living,” de Jesus said.

President Duterte said before the Filipino community in Japan on Tuesday that he wants this generation to be the last of human resource exports. De Jesus, senior vice chair of the House of Representatives’ committee on overseas workers affairs, has already sought a congressional inquiry, through House Resolution 462, on the unjust death of overseas worker Irma Jotojot to beef up laws for the promotion and protection of the rights and welfare of overseas Filipino workers (OFWs). “We have long been aware of migrant women’s vulnerability to abuse and we hope that we will soon see an end to the likes of Irma Jotojot and other Filipino migrants who have died under very suspicious circumstances See GABRIELA, page 8

provided in the Philippine Constitution. ”I said I do not have to dovetail what the policies of our countries are and especially in the matter of stationing of military troops in my country. I really hate it. I don’t want it. We don’t need it. We are not going See US SOLDIER FREE, page 8

PHL ﬁrms urged to explore opportunities in Iraq as ICTSI inaugurates $130-M port project in Basra BASRA, Iraq – The Philippine Embassy expressed hope that more Filipino companies would explore investment opportunities in Iraq following the recent inauguration by Manila-based International Container Terminal Services Inc. (ICTSI) of its $130-million port development project here. In a statement, the Embassy welcomed the inauguration of ICTSI’s Basra Gateway Terminal Project in Umm Qasr – Iraq’s largest and only deep-water port and the main gateway to the Iraqi market. “We are glad that ICTSI, a leading Filipi-

no company, is helping spur economic growth in Iraq,” Embassy Chargé d’Affaires Elmer G. Cato said. “We hope that more Filipino companies would take a second look at Iraq and consider investing in the country,” Cato said, citing possible opportunities in construction and the oil and gas sectors, particularly in Basra, the country’s commercial capital, and other southern provinces as well as in the Kurdistan Region. In his remarks during the inauguration, ICTSI Chairman and President Enrique See OPPORTUNITIES, page 8

PHL’s Nicole Cordoves is 1st runner up in Miss Grand International 2016

By Janice M. Cave

MANILA, Oct. 26 (PNA) – Nicole Cordoves, the Philippines’ bet to Miss Grand International 2016, placed first runner up during the pageant night held at Westgate International Theater in Las Vegas on Oct. 25 (Oct. 26 in Manila). Indonesia’s Ariska Putri Pertiwi was named Miss Grand International 2016. The 4th runner up was Michelle Leon (USA); 3rd runner up was Madison Anderson (Puerto Rico); and 2nd runner up was Supaporn Matisorn (Thailand). This is the second straight year that the Philippines made it to the pageant’s top 5. Last year, Philippine bet Parul Shah was named second runner-up. In the final question, “If you had to choose

one of these two people to help you stop the war and violence, who would you choose between Donald Trump and Hillary Clinton and why?” both Cordoves and Leon answered they would choose Trump over Clinton, which earned them boos from the crowd. The bets from Puerto Rico, Thailand and Indonesia answered they would want the Democratic presidential bet help them in stopping war and violence. During the question and answer portion, the 24-year-old Cordoves said, “if we choose him to switch to our side, there won’t be war and violence anymore... let’s keep the peace and let Donald Trump switch to our side to stop war and violence.” It was also announced that Vietnam will host the pageant next year.

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Chinese American artist honored in Asian film fest opening By Abner Galino

“Politicians build walls but artists build bridges.” With these words, Shadyk Sher-Niyaz, founder and chairman of the Asian World Film Festival (AWFF), summed up the inspiration that propels the organization to bring together Asian writers, actors, associated artists, directors and producers for the annual movie festival. Interestingly, Sher-Niyaz also disclosed that he was also a politician, being a legislator from the Kyrgyz

Youtube sensation Fil-Am AJ Rafael

Republic. But he explained the irony away by saying that his involvement in politics was “more of an accident” and added that what he really wanted to do was promote arts and make films. Sher-Niyaz has long been involved in filmmaking before he became a politician. His speech formally opened the 2nd AMFF at the ArcLight Theater in Culver City on Monday night (October 24). Apparently, the most intense moment of the evening was the awarding of the Lifetime Achievement Award to 106-year-old Chinese

American artist Tyrus Wong. The audience gave a standing ovation to the legendary artist who has been known as a great painter, muralist, illustrator and designer. This happened after a preview of a new documentary about him was shown on the screen of the theater and after his grandson gave a short speech in receiving the award on his behalf. Wong stayed on his spot, sitting on a wheelchair, together with the other members of his family. Wong is most famous for his work in Disney’s animated classic “Bambi.” During the red carpet interview, Filipino American singer/composer and You Tube sensation AJ Rafael said he considered Wong’s awarding as a significant moment in the AWFF gala night. “He’s such a great artist. It’s a great opportunity to celebrate Tyrus Wong.” Also honored during that opening program was Justin Chon of the Twilight Saga fame who given the “Rising star Award.” Dr. Tae Yun Kim, a martial arts teacher was given the “Courage To Dream.” The AWFF opening night movie “Ali and Dino” was also given a standing ovation by the audience. The movie is about the love story of a Muslim Azerbajaini nobleman (Adam Bakri) and a Christian Georgian princess (Maria Valverde). The love story happened during turbulent period after World War I

Chinese American artist Tyrus Wong

KTLA 5 Kimberly Cheng and Lani Netter, AWFF oﬃcer, pose with participants.

and the rise of communism in Russia and Europe. Asif Kapadia, a British filmmaker of Indian descent, shot his movie in Azerbajaini, Russian and in English in places in Azerbaijan and Turkey. “This is what AWFF is all about – the cross-culture we aim for and

championing talent from the Asian continent,” said Georges Chamchoum, festival director. Around 34 pictures, 20 of them submitted to the Motion Picture Academy’s Foreign Language Film Category, will be shown at the AWFF from October 24 to November 1.

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The economy may have improved slightly, but for the jobless, things have not changed very much at all. We are still experiencing continued corporate and government downsizing, which means there are still many more people suddenly losing their jobs, and can no longer meet the financial obligations incurred during more prosperous times. The first way to deal with debts is to communicate simply and honestly with creditors. Everyone knows the economic situation. Suing for money owed is as annoying and costly for the creditor as it is for the debtor. The key here is: Donâ&#x20AC;&#x2122;t make any promises you canâ&#x20AC;&#x2122;t keep and keep all promises that you make. Weâ&#x20AC;&#x2122;ve seen some people write checks that they know will bounce, in their desperation to get an annoying bill-collector off their backs. A bounced check is a broken promise. It can subject you to criminal prosecution and will almost always make that creditor harder to deal with in future. Constant harassment by collection agencies is another problem faced by those in financial trouble. State and federal laws regulate the practices of debt collectors, and certain tactics are prohibited. When unfair tactics do take place, a letter from a lawyer is often enough to provide relief. If not, various legal remedies are available. When things have gone too far to work out with creditors, the Federal courts can offer protection under bankruptcy laws, designed to protect you, and give you a fresh start. There are several types of bankruptcy, each named after a chapter of the United States Bankruptcy Code. Of these, Chapters 7 and 13 are the two that most concern the consumer. Chapter 7 Chapter 7 is what most of us think of when we think of bankruptcy. In a Chapter 7 proceeding, all of your property which is not exempt by law is sold, and the proceeds are distributed to your creditors. At least thatâ&#x20AC;&#x2122;s the theory. In practice, with the exemptions provided by law, and careful planning, an average middle class family would not give up anything at all. Their assets would be deemed exempt, and the creditors get nothing. The final result is that your debts are discharged, and you are permanently free of those obligations. However, there are some debts that cannot be discharged in a Chapter 7 proceeding. For example, education loans cannot be discharged unless one can show extreme hardship. Other non-dischargeable debts include damages from a willful tort claim, certain taxes, loans obtained through false financial statements, debts incurred through fraud, deception, or embezzlement, consumer debts of $1000.00or more, for luxury goods or services owed to a single creditor and incurred within 180 days before you filed your bankruptcy petition, cash advances of more than $1000 obtained within 180 days before you filed your petition, court-ordered fines and restitution, and personal injury debts caused by driving while intoxicated or taking drugs. In some cases, a creditor must file a special proceeding in the Bankruptcy Court to determine whether the debt is non-dischargeable. A creditor can also sue you to prevent the discharge of a debt if you transferred or concealed assets or refused to explain the loss of assets. Chapter 13 Chapter 13 is available for any individual with a steady income and debts which do not exceed $360,000 in unsecured debt and $1,081,000.00 in secured debt (â&#x20AC;&#x153;Secured debtâ&#x20AC;? is when the creditor holds a mortgage or some other sort of lien on the property.). It allows you to submit a

plan to pay off your debts, in whole or in part, over a period of three or five years. You donâ&#x20AC;&#x2122;t need a regular paycheck to qualify, but you must have income stable and regular enough to make payments under a plan. One advantage of Chapter 13 is that it allows you to keep your assets even if they are not exempt. This can be important if you own a lot of equity in a home. Another advantage is that, if you owe a debt jointly with someone else, such as a relative who co-signed a note for you, Chapter 13 will provide some protection for the other person, while Chapter 7 will not. Some debts which could not be discharged under a Chapter 7 proceeding can be discharged after partial payments under a Chapter 13 plan. These include some types of educational loans, damages for willful torts, and some taxes. You may, at any time, voluntarily dismiss a Chapter 13 proceeding or convert it into a Chapter 7 proceeding. But if you dismiss it, your debts will not be discharged, and you will still owe the unpaid amounts. Chapters 11 and 12 Chapter 11 allows businesses and individuals to restructure large debts. It generally is used for people who want to restructure their debts but have more assets or debts than the limits for a Chapter 13 case. Creditors vote on whether to accept or reject a plan, which must also be approved by the court. Its provisions are quite complicated and generally require the assistance of an attorney familiar with Chapter 11 proceedings. Chapter 12, enacted during the 1980s, is a special form of debt work- out for family farmers. In many ways, it is similar to Chapter 13, but eligibility is limited to people whose income derives primarily from a family- owned farm. Automatic Stay When you file a bankruptcy case, an Automatic Stay takes effect immediately on all collection efforts by all creditors. Evictions, foreclosures, repossessions, lawsuits, annoying telephone calls all must stop, and any creditor who refuses to comply can be held in contempt of the Bankruptcy Court. If you hear from any creditors, we can generally get them to back off by writing them a letter informing them of your bankruptcy filing. Secured creditors can ask the Bankruptcy Court for permission to continue collection actions against you. A motion for relief from the Automatic Stay is heard and decided by the Bankruptcy Judge. Chapter 13 not only provides an automatic stay for you, but if you owe a debt jointly with someone else (such as a relative who co-signed a note), it provides a stay for the co-debtor as well. Bankruptcy Petition For any bankruptcy case, you must file a complete schedule of your assets, liabilities, income, and expenditures and answer a questionnaire about your financial affairs. The most daunting aspect of filing a bankruptcy case is the need to compile a thorough and accurate list of this information. The success of a bankruptcy proceeding depends on the accuracy and completeness of the petition. We have a set of forms which we have designed to help you compile all of this inforSee ALLEN, page 7

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Probe China firms in PHL deals for â&#x20AC;&#x2DC;questionable integrityâ&#x20AC;&#x2122;: Lacson

President Rodrigo Duterte receives a check worth P50 million from the government of China from Chinese Ambassador to the Philippines Zhao Jianhua in MalacaĂąang on Monday, October 24, 2016. The amount is a donation intended for the relief operations of victims of Typhoon Lawin. The check will be turned over by the OďŹ&#x192;ce of the President to the Department of Social Welfare and Development.(MNS photo)

3 more spars and Pacquiao leaves for Las Vegas on Monday By Abner Galino

Senator Manny Pacquiao will conduct three more sparring sessions on Thursday, Saturday and Monday before driving to Las Vegas. â&#x20AC;&#x153;I am now well-rested. I arrived in the U.S on Saturday evening and today I feel I have recovered from my jetlag. I sparred six rounds yesterday (with Ray Beltran). I will spar Thursday, Saturday and Monday before driving to Las Vegas,â&#x20AC;? Pacquiao was quoted as saying by a Top Rank scribe. â&#x20AC;&#x153;We have three different plans for Jessie Vargas. My first concern is for the fans; that the people who are going to watch the fight will be happy and satisfied. I want this to a fight for fans to remember,â&#x20AC;? Pacquiao added. The eight-time world champion and reigning fighter of the decade has been telling the media that he is â&#x20AC;&#x153;fighting for history.â&#x20AC;? According to him, after being the first sitting congressman to win a world title, he also wants to be first senator to become a world champion. The Filipino boxing icon also said that â&#x20AC;&#x153;wants to prove he is still one of the best pound--for-pound fighters.â&#x20AC;? â&#x20AC;&#x153;I will continue to keep fighting as long as I love boxing and boxing still loves me,â&#x20AC;? Pacquiao declared. For the first time, Filipino fans are going to see two of their boxing icons fight together in one card. In what kibitzers say was a savvy business move from Hall of Fame promoter Bob Arum, the

scheduled Las Vegas bout between Manny Pacquiao and Jessie Vargas has become more interesting for fans, particularly for Filipinos, when the promoter also took in another boxing icon Nonito Donaire. Donaire (37-3, 24 KOs), also known as the Filipino Flash, will fight another Las Vegas native Jessie Magdaleno (23-0 W-L 17 KOs). The other Las Vegas native who will fight on November 5 is Vargas, who incidentally is also nicknamed Jessie. During his chance to speak, Donaire said he was excited to be part of the Pacquiao fight event, adding that it â&#x20AC;&#x153;has been a long time coming.â&#x20AC;? Arum revealed that he tried to a couple of times in the past to put together Donaire and Pacquiao in one fight event but he was supposedly jammed by some of Pacquiaoâ&#x20AC;&#x2122;s people. Later in the press conference, Magdaleno told the media that November 5 could turn out to be a peculiar, albeit great night, if the â&#x20AC;&#x153;two Jessiesâ&#x20AC;? of Las Vegas would both win. â&#x20AC;&#x153;That would be something,â&#x20AC;? Magdaleno said. WBO featherweight champion Oscar Valdez, an explosive and undefeated fighter, will make his first title defense against Japanese Hiroshige Osawa (30-3-4, 19 KOs) Chinaâ&#x20AC;&#x2122;s Zou Shiming will take on â&#x20AC;&#x153;Pacquiao mini look-alikeâ&#x20AC;? Kwanpichit Onesongchaigym (39-1-2, 24 KOs) of Thailand. The two fighters fought in Macao two years ago.

MANILA, Oct 26 (Mabuhay) â&#x20AC;&#x201C; Sen. Panfilo Lacson on Wednesday called on MalacaĂąang to immediately investigate how Chinese firms with a tainted track record were contracted to undertake major infrastructure projects when President Rodrigo Duterte undertook a state visit to China last week. Lacson warned that the involvement of the Chinese firmsâ&#x20AC;&#x201C;one banned by the World Bank for fraudulent practices, and another known to be involved in land reclamation activities in the disputed Spratly Islands under protest by the Philippinesâ&#x20AC;&#x201C;may affect how Filipinos regard the President. Duterte has been vocal about his intent to cozy up to China despite unresolved disputes in the South China Sea while pulling the country away from its traditional alliance with the United States. â&#x20AC;&#x153;It could erode whatever goodwill President Duterte has built with the Filipino people,â&#x20AC;? Lacson told the Inquirer when reached for comment. â&#x20AC;&#x153;Whoever is responsible must be dealt with accordingly and with dispatch. MalacaĂąang should lose no time in investigating the matter and get to the bottom of this embarrassing issue,â&#x20AC;? he said. Lacson hopes the questionable deal was not the result of a quid pro quo that involved money. â&#x20AC;&#x153;I hope these are mere due diligence flaws and lack of oversight instead of a deliberate, and worse, malevolent act of conspiracy with these firms of questionable integrity for some pecuniary considerations,â&#x20AC;? he said. Senator Leila de Lima meanwhile said the World Bank ban should have

served as â&#x20AC;&#x153;a huge red flag.â&#x20AC;? â&#x20AC;&#x153;I am very wary and cautious of such arrangements as these are avenues and instruments of corruption. We have to make sure that our interests are being protected,â&#x20AC;? she said. â&#x20AC;&#x153;Instead of â&#x20AC;&#x153;change is coming,â&#x20AC;? this might turn out to be just another way of scamming the Filipino people. We have been burned by that. We should say â&#x20AC;&#x2DC;Never Againâ&#x20AC;&#x2122; to such problematic arrangements,â&#x20AC;? she told the Inquirer. The China Road and Bridge Corp. (CRBC) has been contracted to partner with the Bases Conversion and Development Authority to develop a bus rapid transit system connecting the Bonifacio Global City in Taguig City and the Ninoy Aquino International Airport. CRBC is a subsidiary of the China Communication Construction Co. (CCCC) Ltd., which was sanctioned by the World Bank for fraudulent practices in 2011. CRBC itself has also been debarred from WB projects since 2009 for the questionable bidding of a national roads improvement project in the Philippines. China Harbour Engineering Co. Ltd. and CCCC Dredging Co., which are also CCCC subsidiaries, have also bagged Philippine projects despite involvement in reclamation activities in the South China Sea. (MNS)

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Duterte: No talks about arms, stationing of troops during China visit

Lumad and Moro children form a symbolic ‘Peace logo’ at the Sunken Garden inside the UP Diliman campus on Tuesday. The event “Panaghiusa Cultural Festival” aims to provide cultural integration with Lumad and Moro children as part of the 2016 Lakbayan ng Pambansang Minorya.(MNS photo)

PHL secures 16.5-B yen loan from Japan to boost maritime safety capability TOKYO, Oct. 27 (PNA) – The Philippines and Japan have formalized several agreements that would help the former improve its maritime safety capability, including a deal for a PHP16.5 billion yen concessional loan covered by Tokyo’s Official Development Assistance (ODA) for the acquisition of two large-scale patrol vessels for the Philippine Coast Guard (PCG). The agreement for the 16.5-billion yen loan signed by Philippine Finance Secretary Carlos Dominguez and Japan International Cooperation Agency (JICA) president Shinichi Kitaoka during President Rodrigo Duterte’s official visit to Japan is part of Tokyo’s continuing assistance to the PCG’s Maritime Safety Capability Improvement Project (MSCIP).

President Duterte and Japanese Prime Minister Shinzo Abe witnessed the signing of the Loan Agreement, as well as the Exchange of Notes on the pact between the Department of Foreign Affairs and Japan’s Ministry of Foreign Affairs. The JICA loan, equivalent to PHP6.8 billion, has an interest rate of between 0.01 percent and 0.10 percent with a maturity period of 40 years, inclusive of a 10-year grace period, according to the Department of Finance (DOF). The acquisition of two 94-meter large-scale patrol ships under Phase Two of the MSCIP is on top of the ongoing ODA from Japan for the first phase of the project, which involves the procurement of 10 40-meter PCG patrol vessels.

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MANILA, Oct 26 (Mabuhay) – While in Tokyo, Japan for a three-day official visit, President Rodrigo Duterte on Wednesday clarified before the Japanese business community what happened during his recent trip to Beijing, China. Deviating from his prepared speech at the Philippine Economic Forum at the Prince Tower Tokyo Hotel, Duterte insisted that his trip to China was all about trade and economic relations. “I would like to add a few statement in my address to you because I know it has also entered everybody’s mind. You know, I went to China for a visit, and I would like to assure that all there was was economics. We did not talk about arms. We did not talk about stationing of troops. We avoided talking about alliances, military or otherwise,” Duterte said, in an attempt to address some of the concerns of the Japanese. “What happened really there was a few platform where investments could come in,” he added. All of these were said as tensions between Japan and China have escalated over the years due to overlapping claims in the East China Sea. Duterte also stressed out once again that being friendly with China was in line with his declaration of

independent foreign policy. He pointed out that such policy was provided in the 1987 Constitution, specifically Article II, Section 7. Although he was in Tokyo, the President had not forgotten about Washington and continued to slam his critics, including the United States. “I want to make it clear to everybody that we do not want to pick quarrel with our friends and neighbors. But to me, it is high time that the President stands up to its dignity as a people,” Duterte began his rant as he explained his war on drugs. “Here are my friends, supposedly, making it hard for my country to solve and even to survive as a nation. And that’s a problem because you may still be under the illusion that the Philippines is under the influence of this country or that country,” he added. He then reiterated that he does not want to see foreign soldiers in the Philippines while he pushes for an independent foreign policy. “I want them out. And if I have to revise or abrogate agreements, executive agreements, I will. This will be the last maneuver, last war games between the United States and the Philippines, military,” the President pointed out. (MNS)

DILG eyes ﬁve good performing cities in NCR MANILA, Oct. 26 (PNA) – Department of Interior and Local Government in National Capital Region eyes five cities in National Capital Region (NCR) for good performance in local governance. DILG Region 3 team, headed by its Assistant Regional Director Araceli San Jose, said that they had validated five cities in NCR, which were identified as potential passers for the Department’s Seal of Good Local Governance. The Seal of Good Local Governance is a program initiative of the DILG which aims to promote good local governance and encourage local chief executives to strive for the improvement of services extended to their constituents. DILG-NCR Regional Director Maria Lourdes Agustin expressed her hope that the NCR SGLG potential passers will get through the stringent validation and emerge as awardees of the Seal. “We hope to see an increase in number on the list of awardees of the region. Nonetheless, our LGOOs

remain steadfast in its commitment as partners for change in local government units,” she said. The 5 cities are among the 17 LGUs in Region III and National Capital Region which underwent review, assessment and validation process by the Local Government Operations Officers (LGOOs) of the Department. However, Agustin said the cities were still subjected to cross validation to ensure impartiality and strengthen credibility of the awards. The 2016 Seal of Good Local Governance (SGLG) National Awarding Ceremony, slated on Oct. 27 is expected to confer the awards to around 300 local government units based on the assessment and cross-regional validation done by the Department in the 18 regions in the country.

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‘For the Love of Jazz: A Concert by the river Series’ The slight downpour and intermittent rain on Sunday evening, October 23rd,didn’t dampen the spirit of guests who came to watch the outstanding musical repertoire of four Pinoy Jazz perfumers: Tateng Katindig, Ner De Leon, Charito and Mon David, at the cozy Pico Rivera Golf Club Banquet Hall. This author couldn’t resist the kind invite of “paparazzi” colleague, Rick Gavino, and gladly we (together with a sorority sister, Mon Malabanan) were truly thankful that we chose gracing this concert, among the other shows which came our way on the same day. Much like its title, this author has learned the love for Jazz, since it was first introduced to me in the mid80’s, when a trumpeteer and former co-worker, who used to perform at the Playboy Jazz Festival invited me to watch their performance at the Hollywood Bowl. It was such a thrill to be among thousands of spectators at this awesome venue and so, I became a Jazz aficionados from then on. Though this author’s trumpeter friend moved to another state, Jazz festivals abound and we seem to follow it. However, while employed at a broadcast company, in the mid2000, this author’s employer, Doug Kisaka re-introduced me to Jazz via his friend, Earle Palmer, who was then a well-known drummer at a cozy venue in North Hollywood called Charlie O’s. We used to watch Earle and his band, occasionally meeting Jazz greats such as Winston Marsalis, Lou Rawls and David Benoit. But, one unforgettable evening, they introduced the newly-arrived keyboardist, Tateng Katindig, along with his lovely wife, Dinah Bertulfo. Thus, began our journey with the duo of Tateng on the keyboard and Earle Palmer on the drums, highlighted by Earle’s last birthday celebration, when the club was jampacked and the Fire Department came ushering some of the guests out. Furthering his club gigs, we followed Tateng and his newly-formed band (including his drummer, David Anderson) to other jazz venues in town such as: Spazio’s and Vibrato’s. Tateng comes from a family of musicians. He is the son of well known Philippine sax player, Eddie Katindig and Remedios Hernaez. His siblings were: Henry, who also played piano and Boy, who played drums and a cousin, also named Boy Katindig, who’s likewise a keyboard player. He studied at the University of the Phil-

ippines and majored in Composition and Keyboard. Introduced by Bubba Jackson of KKJZ 88.1 FM, the various pieces he played, along with his band, drummer David Anderson and Erwin Livingston on Bass, reminded me of the good old days when we used to hang around Charlie O’s Club. Contemporary Jazz Saxophonist Ner De Leon, also hails from a long line of musicians. and has been playing the Saks since he was eight years old. This Berkeley-educated Saks player has performed with wellknown artists back home, such as: Rico Puno, Anthony Castelo, Nora Aunor, Jezza Zaragoza, Marco Sison, Charice, Sheryn Regis, JayR and Becca Godinez. Through the years, this author has watched Ner De Leon perform numerous times at the Catalina Bar and Grill, during their “JAZZipino” concerts and each time, until this evening’s performance, likewise hailed by Bubba Jackson as “soulful and passionate.” To our surprise, Japan-based jazz songbird, Charito Vergara, performed with such a husky, calm, laidback velvet-voice. Apparently, she has collaborated and performed with well-known singer Michel LeGrand in the three memorable recordings of the songs: “Summer Me, Winter Me,” Pieces of Dreams,” and the intriguing French rendition of: “Quand On S’Aime.” Mon David, who likewise graduated from the University of the Philippines College of Music, majoring in Classical Voice. He started singing at an early age, and at 15, he started playing drums and guitar. After graduating from college, he formed a voice quartet called “Fourplay” where they mostly played the songs of the then popular singing group called the “Manhattan Transfer.” he has also served as a vocal coach to well-known singing groups such as: The Apo Hiking Society and has done commercial jangles and acting. This author was first introduced to his mesmerizing ‘scatting” style at the Catalina Bar and Grill, during one of their Jazz Festivals which in-

November 5, 2016.

The entire cast of “FOR THE LOVE OF JAZZ” (L-R) Emcee, Bubba Jackson (KKJZ 88.1 FM), Tateng Katindig, Gabby Mijares (Old Alligator Prod), international singing stars - Charito and Mon David, bassist Edwin Livingston, Trina Marana (ZMAR PROD), drummer David Anderson, Saxophonist Ner De Leon (NDL PROD) and Eric Baul (575 ENTERTAINMENT). The concert was held last October 23rd at the Pico Rivera Golf Club.

“For the love of Jazz,” group photo shown were: Exec. Producer, Gabby Mijares (leftmost), Ramona Malabanan, the author, Geo Sargent, Lani and Edwin Raquel. Photos by RICK GAVINO

cluded another friend, Johnny Alegre who came from the Philippines to jam with them. Concert was produced by Gabby Mijares, son of former composer Emil Mijares. Though thankfully the rain finally stopped, the wholesome and

ALLEN From page 4

mation, and are easier to deal with, than the official bankruptcy forms. Once we have all of your information, we convert it to the format required by the bankruptcy court. You will also find, that many questions on the form don’t apply to you, and can be answered with a simple “NA” or “None.” If you are filing a Chapter 13 case, we must also propose a plan for a partial or full repayment of your debts. Any Secured and Priority debts must be re-paid in full. Unsecured debts can

pleasant Sunday evening we spent listening and watching such powerful performances by a conglomeration of first-class artists was indeed a night to remember. Looking forward to their upcoming shows. More power to all! be paid partially. The Plan must also provide for a required fee to the Chapter 13 Trustee. When you file a Chapter 13 Plan, you must begin making regular payments to the plan. Most plans are amortized over 60 months. For solutions to all of your financial problems, and rebuilding your credit, contact the law offices of Paul M. Allen. We promise that help is just a phone call away. Consultations are free, but by appointment only. We have two offices to serve you, Glendale, Cerritos and La Palma. Call us today at 818-552-4500.

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OPPORTUNITIES From page 1

A caretaker repaints a tomb ahead of All Saints’ Day at the Barangka Municipal Cemetery in Marikina City on Monday. Filipinos are expected to visit their departed loved ones across cemeteries nationwide days before All Saints’ Day to avoid traﬃc and the rush of people. (MNS photo)

US SOLDIER FREE From page 1

to war and there’s not going to be any war in the future,” the President said. The president said he will visit Japan “with full trust that we can understand each other and Japan will understand my position vis-à-vis with the foreign policy that I want to implement.” “It’s just a question of a policy that is really truly Filipino,” he added. When asked if his administration intends to rescind the Enhanced Defense Cooperation Agreement (EDCA) with the United States, Pres. Duterte said he would like to discuss it with US Assistant Secretary of State Daniel Russel. ”We have the EDCA, forget it. If I stay here long enough, if it is an executive agreement, then I’ll just…I don’t want to see any military man of any other nation except for the Filipino soldiers. That’s all I want,” Duterte said. Russel arrived last Sunday in the

Philippines and met with Secretaries Delfin Lorenzana of National Defense and Perfecto Yasay of Foreign Affairs. The US official reportedly warned Pres. Duterte over the latter’s fiery rhetoric remarks and deadly crime war, an interference that irked the Filipino leader. ”Russel says Duterte comments causing worries in business communities. Then go away, we can endure, we will recover I assure you. We will live and survive. We have gone to the worst of times in this planet,” President Duterte replied while holding copy of Inquirer newspaper which bannered the story about Russel’s warning. The president said he is not a “tuta” (lapdog) of any country, including the US. ”You count me out. I’m not one of them. I am not also a tuta (lapdog) of any country. Mind you, only the Filipino can make me ‘tuta’. Period,” the President said.

K. Razon said that with the new berth and equipment, Umm Qasr port can now handle larger ships and ensure a more efficient trade gateway for the economic future of the region. ICTSI poured $130 million to expand the capacity of the port, which handles 80 percent of the country’s imports, by constructing a new berth and container yard, building a multipurpose terminal complex and installing the first Post Panamax STS cranes in Iraq. In addition, the company provided employment and training to 240 Iraqis. “We look forward to seeing Basra Gateway Terminal efficiently support the needs of international shipping lines using standards comparable with the region’s best,” Razon said as he expressed hope that the new terminal, which is the first public-private partnership project in Iraq’s port sector, will jumpstart economic activities in the country. Basra Gateway Terminal Chairman Phillip Marsham said ICTSI

expects increased cargo flows with the high economic growth projected for Iraq in the next 30 years. “As Iraq develops in the region, it is essential that there is infrastructure and investment support to ensure a rapid growth to the Iraq economy,” he said. “This will require larger vessels that would in turn require larger and more advanced facilities, equipment and information technology capabilities,” Marsham said. “Basra Gateway Terminal is investing in providing the expertise and infrastructure to facilitate this change, which will contribute enormously to developing more stability within the Iraq.” Marsham said ICTSI’s operations can be expected to lower handling costs for vessels; ensure faster transit times for cargo; and lower turnaround time for equipment. “This provides extra flexibility in the services and schedules of shipping lines and gives cargo importers more certainty and the ability to plan accordingly,” he added.

GABRIELLA From page 1

abroad,” said de Jesus. Jotojot, a household service worker, died on Aug. 18 after a visit by her employers in King Salman Hospital in Riyadh, Saudi Arabia. She reportedly suffered rape and physical abuse. The lawmaker noted that Jotojot’s recruitment agency, Rejoice International Corp., has so far evaded responsibility for her death. Although cases have been filed against Rejoice International since 2015, the agency continued its operations until the second half of 2016, allowing for the deployment of Jotojot

on July 30. De Jesus said Jotojot’s case is among the many cases of mysterious deaths and abuses involving OFWs that remain unresolved to date. The lady solon called on the government to take proactive measures to ensure the safety and the protection of the rights of Filipino workers abroad by holding accountable the persons and entities responsible for the abuses committed against them, as well as the government officials who failed to protect and give the necessary assistance to them.

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ENTERTAINMENT

Lovi denies rumored romance with foreign guy Lovi Poe plays her most daring role to date in Regal’s new release, “The Escort”, where she has hot love scenes with Derek Ramsay and Christopher de Leon directed by Enzo Williams. “Parehong matindi ang love scenes ko with them,” she says. “But hindi ako nahirapan kasi pareho silang magaling mag-alaga sa kaeksena nila. First time ko to work with Derek and I enjoyed it kasi he can be funny and goofy on the set. Kay Sir Boyet naman, we’ve worked na before in a teleserye, ‘Beautiful Strangers’, pero walang love scene kundi rape scene ‘yung ginawa namin doon. Doing a love scene with a respected actor like him who’s considered the Drama King is a dream come true for me.” Her career is really coming up roses as she also has a hit primetime soap, “Someone to Watch Over Me”. “My co-stars in the show, Tom Rodriguez, Max Collins and I really want to thank all the viewers who continue to watch and support us every night. Maraming nagagalingan sa amin kasi matinding drama ang ginagawa namin every night and I really want to thank Tom and Max kasi mahuhusay sila at sa kanila ako humuhugot kapag kaeksena ko sila. Nagkakatulungan kami talaga.” Lovi is leaving her condo in the Fort to move to a new house that she bought in Quezon City. “But I’m still having it renovated. I have to move para maging mas malapit ako sa GMA-7. Grabe na kasi ang traffic situation. Parang as days go by, mas patindi nang patindi and it’s getting

Lovi Poe

to be unbearable, so lilipat na lang ako sa QC.” She’s currently being linked to a European guy, Chris Johnson, who visits her here in Manila. They look lovey-dovey in their photos taken when they’re together, but she continues to deny that they are in a relationship. “He’s just a friend,” she insists. “I have no boyfriend now. Hindi pa ako ready for another relationship.” But her ex, Rocco Nacino, is now said to be playing beautiful music with his “Encantadia” co-star, Sanya Lopez. What can she say about this? “Nothing. Wala na ako roon. We’ve both moved on naman, so okay lang.” (MNS)

Angelica Panganiban

Angelica Panganiban denies reconciling with John Lloyd

MANILA, Oct 26 (Mabuhay) – Angelica Panganiban denied that she and former boyfriend, actor John Lloyd Cruz have gotten back together. During the 10th Star Magic Ball, the actress said they have maintained a good relationship as friends. “’Yun naman ang maganda,” she said. Asked if there’s a possibility of a second chance for him and Cruz,

Panganiban replied: “Hindi ko alam.” Right now, Panganiban stressed that her priority is her work as she is doing a movie with Dingdong Dantes. “Habang nabubuo namin ‘yung kwento at natatapos namin siya, mas exciting na siya sa pakiramdam at excited ako lalo na sa mga tao na makapanood sa isang bagong kwento, bagong pagmamahalan na ibibigay ng Star Cinema, “ Panganiban said. (MNS)

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The presumption of â&#x20AC;&#x153;undue inďŹ&#x201A;uenceâ&#x20AC;? in transactions between spouses during the marriage California law on the nature of spousesâ&#x20AC;&#x2122; rights and obligations with respect to management and control of community property has evolved over the last thirty years from less stringent â&#x20AC;&#x153;good faithâ&#x20AC;? standards to heightened â&#x20AC;&#x153;confidential dutyâ&#x20AC;? and â&#x20AC;&#x153;fiduciary dutyâ&#x20AC;&#x2122; standards. Under current law, the duties owed between spouses in transactions between themselves are the same highest duties owed by parties to a fiduciary relationship. The heightened standard with regard to transactions between spouses is codified in Family Code Sec. 721(b). The section provides that â&#x20AC;&#x153;in transactions between themselves, a husband and wife are subject to the general rules governing fiduciary relationships which control the actions of persons occupying confidential relations with each other. This confidential relationship imposes a duty of the highest good faith and fair dealing on each spouse, and neither shall take any unfair advantage of the other.â&#x20AC;? Incidental to this fiduciary relationship is a rebuttable presumption of undue influence when one spouse obtains an advantage over the other in a community property transaction--i.e. when one spouse improves his/her position, obtains a favorable opportunity, or otherwise gains, benefits or profits in a community property transaction to the exclusion of the other. Marriage of Haines (1995) 33 CA4th 277, 297, 39 CR2d 673, 686. This presumption arises in connection with any interspousal property transaction in which one spouse obtained an advantage over the other. It is important to note that the presumption arises even if the transaction at issue did not result

from fraud, deceit or coercion. Marriage of Mathews (2005) 133 CA4th 624, 629-630, 35 CR3d 1, 4. The spouse favored by such a transaction has the burden of rebutting the presumption of undue influence. To rebut the presumption, he/ she must show that the other spouse entered into the transaction freely and voluntarily, with full knowledge of all the facts, and with a complete understanding of its effect. Marriage of Delaney (2003) 111 CA4th 991, 996-997, 4 CR3d 378, 382. If the spouse who benefited from the transaction fails to demonstrate the foregoing, the transaction may be ignored. A classic example of this situation is when a husband executes a quitclaim deed in favor of his wife as her separate property. Generally that fully executed Quit Claim would have the effect of changing the character of the property from community to his wifeâ&#x20AC;&#x2122;s separate property based on another presumption called â&#x20AC;&#x153;presumption of titleâ&#x20AC;? under evidence code section 662 and the under a the theory of â&#x20AC;&#x153;transmutationâ&#x20AC;? pursuant to family code section 852., Evidence Code Section 662 presumption of title states that â&#x20AC;&#x153;the owner of the legal title to property is presumed to be the owner of the full beneficial title. This presumption may be rebutted only by clear and convincing proof. However, because of the presump-

tion of undue influence under family code section 721(b), the wife has the burden to overcome the presumption in order to effect a change in the character of the property from community to separate. If the wife does not meet the burden, then the court can set aside the quit claim deed based on a presumption that such transfer was made with undue influence. Each spouseâ&#x20AC;&#x2122;s fiduciary obligations toward the other spouse under Family Code Sec. 721(b) continue after separation in anticipation of dissolution, nullity or legal separation until the date of distribution of the community asset or liability in question. Family Code Sec. 2102(a) and (b). Accordingly, if you have made an interspousal transaction benefiting your spouse during the marriage such as executing a quit claim and you are contemplating filing a divorce, it is advised that you consult with an experienced attorney to determine what avenues of relief you may take to set aside the transaction. Please note that this article is not legal advice and is not intended as legal advice. The article is intended

to provide only general, non-specific legal information. This article is not intended to cover all the issues related to the topic discussed. The specific facts that apply to your matter may make the outcome different than would be anticipated by you. This article does create any attorney client relationship between you and the Law Offices of Kenneth U. Reyes, APLC. This article is not a solicitation. Attorney Kenneth Ursua Reyes is a Certified Family Law Specialist. He was President of the Philippine American Bar Association. He is a member of both the Family law section and Immigration law section of the Los Angeles County Bar Association. He is a graduate of Southwestern University Law School in Los Angeles and California State University, San Bernardino School of Business Administration. He has extensive CPA experience prior to law practice. LAW OFFICES OF KENNETH REYES, APLC is located at 3699 Wilshire Blvd., Suite 747, Los Angeles, CA, 90010. Tel. (213) 388-1611 or e-mail kureyeslaw@gmail.com. Visit our website at kenreyeslaw.com

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BK Court rules in favor of Atty Yang client for $250k after trial; 87-year-old senior seeks Chapter 7 relief I represented a foreign company with a $250K claim for a forty foot container of manufactured goods that it delivered to the debtor a California company on 12/30/2014. The debtor had been in a Chapter 11 for a year before the trustee was able to convert the case to Chapter 7 on 4/4/15. Client continued doing business with debtor while it was on Chapter 11, shipping it millions of dollars worth of merchandise, and up to a week before debtor converted to Chapter 7. When debtor converted to Chapter 7, it owed client $250K of unpaid merchandise, and a trademark that client had paid debtor $120K for. The court had previously ruled in favor of client for the $120K trademark saying that it belongs to client since they paid $120K for it. The trustee argued that the transfer to client of the trademark occurred after case was converted to Chapter 7 even though client had paid $120K for it two years prior. Hence, the transfer was void. That issue went to the court on a motion, and the court ruled that the trademark belonged to client since they paid for it. It did not matter that the transfer was made after conversion to Chapter 7, implying that debtor no longer had any legal or equitable interest on the trademark as of payment date. The court however, left the issue of clientâ&#x20AC;&#x2122;s claim for $250K hanging. A hearing was heard on this second matter after discovery was completed, and still the court could not decide one way or the other. The objecting creditor argued that the forty foot container did not exist and that the shipment was never made to debtor, or even if the shipment was made, debtor had paid the $250K in full. Needless to say, I found the argument rather strange. Client presented invoices signed by

the owner of the company, truck receipt for the forty-foot container, and accounting summary showing a net unpaid amount of $250K. So, the court set just this issue, whether or not the $250K is owed to client for trial on September 12, 2016. Three weeks before the trial date, my client informs me that the foreign government which owns the company has decided that client, the president of the company, will not be allowed to appear and testify before a U.S. court for political reasons. I file a motion to allow clientâ&#x20AC;&#x2122;s testimony by telephone. Creditor objects that they will not be able to observe the demeanor of the witness if he is allowed to testify by phone. This becomes moot because the government also prohibits the witness to testify by phone. So, all the evidence we submitted for trial, including the declaration of the witness will the thrown out the door on the day of trial because the witness is not around to testify and be cross examined. In other words, we have no evidence, documentary or testimony, supporting our position at trial, while the other party has all their evidence coming in since their witness will appear to testify. On September 12, trial promptly starts at 9.30 a.m. Iâ&#x20AC;&#x2122;m sitting there on my side all by myself (and God the Holy Spirit who is invisible but there nevertheless, giving me aid and comfort). The other side had two lawyers and their expert witness on international trade documents. First order of business, the

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judge says is that the declaration of our witness is stricken off the record since our witness is not around to be cross examined, meaning, we have no evidence! Creditor calls their expert witness to testify. I object that he is not a percipient witness. Judge agrees with me. They insist that their expert witness will testify on the redaction of information on the bill of lading and customs entry. I see the loophole and I withdraw my objection to the testimony of their expert witness. My plan is to bring our evidence in by cross-examining the witness as an adverse witness. Lo and behold, I was able to cross examine the witness for two hours with pin point precision on all relevant documents using his expertise against the other party. This is what happens when God the Holy Spirit is helping you out. They try to salvage the damage done by a series of direct questions to their own witness. But itâ&#x20AC;&#x2122;s too late. Just before noontime, the judge gave his ruling. He said that this was indeed a strange case as there was no witness for my client to testify and there was no evidence to support our position. But during the cross examination, the evidence slowly crept in. By a hairline, Judge ruled in favor of my client for $250K. For me, this was a miracle, indeed. I had zero chance of winning this case but at the last minute, the situation reversed itself with Godâ&#x20AC;&#x2122;s help. Second client is 87 years old. We filed his first Chapter 7 case twenty years ago when he was 67 and his wife was still alive. They owed about $50K of credit cards twenty years ago. Those were all discharged. They built up their credit again and now owe about $20K. Wife passed last year. They were able to travel the world in the last twenty years. So, the last twenty years was good. But

since wife has passed away, he doesnâ&#x20AC;&#x2122;t feel like paying the $20K anymore. Heâ&#x20AC;&#x2122;s just tired of paying for it. They used the cards to travel the world, but that was their last time around. Last week, one credit card sued him for $10K. With is social security at $1K a month. There really is no money to pay the cards. So, the only logical step is the get rid of his cards with a Chapter 7 discharge. Client is still able to drive around by himself at 87. He has chronic back pain and has four stents in his heart arteries, but he still praises the Lord for his relatively good health! I would like the Lord to bless my wife and I with good health and long lifeâ&#x20AC;Ś this life is good and the Lord is good. See the prayer of Moses, Psalm 91: Whoever goes to the Lord for safety, whoever remains under the protection of the Almighty, can say to him, â&#x20AC;&#x153;You are my defender and protector. You are my God; in you I trust.â&#x20AC;? He will keep you safe from all hidden dangers and from all deadly diseases. He will cover you with his wings; you will be safe in his careâ&#x20AC;Śâ&#x20AC;? â&#x20AC;&#x153;The Lord. he is the once who goes before you. he will be with you, he willnot leave you nor forsake you; do not fear nor be dismayed.â&#x20AC;? Deuteronomy Lawrence Bautista Yang is a graduate of Georgetown University Law Center and has been in Law practice for thirty years. He specializes in Bankruptcy, Business and Civil Litigation and has handled more than five thousand successful bankruptcy cases in California. He speaks Tagalog and looks forward to discussing your case with you personally. Please call Angie, Barbara or Jess at (626) 284-1142 for an appointment at 1000 S Fremont Ave, Mailstop 58, Building A-1 Suite 1125, Alhambra, CA 91803 OR at 20274 Carrey Road, Walnut, CA 91789.

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Over 100 glorious voices in FASO’s Christmas Concert Over a hundred glorious voices from combined adult and children choirs will accompany the Filipino American Symphony Orchestra (FASO), the only Filipino symphony orchestra outside of the Philippines, as it presents “A Christmas Concert” on Saturday, December 3, 6:00 p.m. at the John Wayne Performing Arts Center in Glendale, California. FASO, under the baton of musical director and conductor Robert “Bob” Shroder, will play your favorite Christmas carols, from cherished English to Filipino holiday chestnuts, from traditional to pop Yuletide songs, along with magnificent voices from Immaculate Heart of Mary Adult Choir, Philippine Chamber Singers-Los

Joan Cano

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Angeles, Prime Note Ensemble, St. Brendan Choir, St. Jane Frances de Chantal Choir, Academy of Visual and Performing Arts Youth Chorus of La Sierra University, Holy Family Children’s Concert Chorus, Immaculate Heart of Mary Children’s Choir and Precious Blood Children’s Choir. Guest soloists who will further make the evening a special show evoking our warmest and fondest Christmas memories are Joan Cano, soprano; Gina Ibarrola, a soloist and member of the WIN (Waraynon Initiative Network) Chorale; and Nayah Damasen, an 11-year-old singing sensation who is the “good luck charm” of the Golden

State Warriors. Ibarrola and Damasen were chosen from auditions that FASO conducted to support and promote rising talent, one of the orchestra’s goals. The auditions drew talent from the Los Angeles area and from as far as San Diego and Chicago, Illinois. The orchestra, which has gained a reputation for presenting quality, entertaining concerts, as it proved once more in its warmly-received summer concert last August (also at the John Wayne Performing Arts Center), will also play the Christmas favorite, Tchaikovsky’s “The Nutcracker Suite.” Expected to be a fun, popular number is when FASO plays a med-

ley of school hymns, arranged by Dr. Louie Ramos, the orchestra board vice president and arranger-in-residence. The audience members are encouraged to stand up proudly and cheer when their alma mater hymns are played by the full symphonic orchestra. John Wayne Performing Arts Center is located at 1440 E. Broadway, Glendale, California 91205. For tickets, call Andy Tecson (323) 467-5096; Bob Shroder (818) 3958936; and Arlene Ferrolino (213) 248-9850. Tickets are also available at http://fasochristmas.eventbrite. com/. Tickets are at $25, $45 and $75. More information at www. fasofoundation.org.

Army activates task force to secure Libingan ng mga Bayani for ‘Undas’ By Priam F. Nepomuceno

MANILA, Oct. 27 (PNA) – The Philippine Army is getting ready for the influx of visitors to the Libingan ng mga Bayani (Hero’s Cemetery) in Taguig City for the All Souls Day and All Saints’ Day next week.

Task Force “Oplan Pagmamahal” has been activated to secure cemetery visitors during the annual holiday, PA Spokesperson Col. Benjamin Hao said. The task force is composed of composite operatives from the Army, Navy, and Air Force, a civil

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Bankruptcy: Don’t let your past decide your future As a Bankruptcy Attorney for the last 18 years, I have counseled thousands of individuals with all types of debt problems. A lot of these people often feel tired and hopeless as if there is no end in sight to their money problems. If you or someone you know has ever been in this situation, I understand what may cause you to feel that way. But listen to me! I often encourage people by telling them that it is not too late to get a fresh financial start and that the law is on their side. Bankruptcy is not the end of everything you’ve worked hard for. It is actually protecting everything you’ve worked hard for. Read that last sentence again. I believe it will help you a great deal in putting things in perspective if you are currently going through financial difficulties and have realized that you have no other choice but to file bankruptcy and start over. See, the protection provided by Bankruptcy is similar to the care that a sick person gets while recovering in a hospital. The goal is to help you get back on your feet again in the shortest time possible. Yes, there are lessons to be learned in Bankruptcy. Those who find themselves in serious financial trouble when unexpected events in life occur such as sickness, disability or sudden employment, are immediately reminded of their vulnerability to life’s uncertainties. Life has its constant unexpected twists and turns, and you can never be sure of where you are going to end up at the next turn. Therefore, we should always be prepared for the unexpected. To explain this point in a more

practical context, let me ask you this question: How prepared are you for a sudden and unexpected financial crisis such as a loss of employment? Have you saved enough money to use as an “emergency fund” if you had to survive for a few months without any income? If you are your family’s “breadwinner”, remember that your loved ones are depending on you and your lack of preparation will cause them to suffer as well. Now to those whose financial problems are self-caused more than anything else, the lesson to be learned is that it is never too late to change. If you believe you cannot change, you are either already perfect or just plain stubborn. A lot of people that I counsel openly admit that it was all their own doing and that their financial problems would not have gotten worse had they immediately nipped the problem in the bud at the first sign of trouble. To put it quite bluntly, I am talking about those people who use credit irresponsibly by spending beyond their means with no regard for the ensuing consequences. I am talking about those who use credit without thinking, making decisions from the heart and not from the head. The tragic end result is usually a load of debt that cannot be paid even over a lifetime. There are a lot of people who need to keep a second

job just to stay afloat and have enough money for food and rent. By getting into debt that they can’t afford to pay, these people have sentenced themselves to a lifetime of working for their creditors, never enjoying the fruits of their labor. Before they know it, they’re close to retirement age and they come to realize that they have not saved a penny for their later years. Please don’t get me wrong. It is neither my intention to offend anyone nor is it my place to judge anyone. Whatever led you to your present situation no longer matters at this point. The question is: What will you now do from here? Regardless of your past, remember that your future can be different. The lesson to be learned in Bankruptcy on this point is that your past doesn’t have to be your future. Learn to forgive yourself for your past mistakes and don’t be too hard

on yourself. Successful people are not people who have never failed in life but rather, they are people who have failed usually more than once, learned from their mistakes and moved on to accomplish the goals that they have set for themselves. Keep in mind that the road to success is not always a straight path. If you need help in figuring out the best solution for your debt problems, I would like to help you. Please call my office at TOLL FREE 1-866-477-7772 to schedule an appointment. We have offices in Glendale, Cerritos & Valencia. (None of the information herein is intended to give legal advice for any specific situation. Atty. Ray Bulaon has successfully helped over 5,000 clients in getting out of debt. For a free attorney evaluation of your situation, please call RJB Law Offices at TOLL FREE 1-866-4777772).

Senators commit to work with Duterte in ﬁght vs. illegal drugs MANILA, Oct 26 (Mabuhay) – Several senators on Wednesday committed to work with President Rodrigo Duterte after the chief executive said he will seek the help of both houses of Congress to solve the problem of illegal drugs in the country. Senator Panfilo Lacson, chairman of the Senate committee on public order and dangerous drugs, said calling the assistance of the legislative branch was “long in coming.” “Calling the members of both houses of Congress to assist is long in coming, but it’s never too late. I’m thankful that he acknowledges that he can’t do it alone and

needs our assistance to defeat the drug menace,” Lacson said in a text message to reporters. Lacson, former chief of the Philippine National Police (PNP), said most of his proposed laws are in support of Duterte’s anti-crime efforts. These include amending the anti-wiretapping law, restoring the death penalty for illegal drugs offenses, and enhancing the authority of the Philippine Drug Enforcement Agency (PDEA). “He has my unequivocal support in the fight against illegal drugs even without being asked, like every peace loving Filipino should,” Lacson said.

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OPINION

To cuss or not to cuss By Lilian C. Mellejor

DAVAO CITY, Oct. 28 (PNA) – After “hearing a voice from above” on his flight from Japan to Davao, tough-talking President Rodrigo Duterte vowed he would no longer utter cuss words. This drew applause from the members of the Cabinet who were part of the President’s delegation in his three-day state visit to Japan. The President, however, cut them short saying, “Huwag masyadong palakpak baka mapalpak pa tuloy (Don’t clap too much, this might fail).” “I was looking at the skies while I was coming over here and I…I just…Everybody was asleep, snoring, but a voice said that, you know, ‘if you don’t stop epithets, I will bring this plane down now.’ And I said, ‘who is this?’ So, of course, it’s God. Okay,” the President said just before the question and answer with the members of the media on his arrival on Thursday night at Davao International Airport. He said he made a promise to God that he would no longer utter cuss words, “because a promise to God is a promise to the Filipino people.” When asked if the promise to stop cussing would include the United States, the European Union and Senator Leila de Lima, who were subjects of his attacks the past weeks for criticizing his policies and campaign against illegal drugs, the President said, “there is always a time. There is always a timing, a time for everything, a time to be foul-mouthed.” Pres. Duterte is known for expressing expletives as expression or a fiery response to accusations against his policies. “Actually kung kilala mo ako, magtanong ka diyan sa mga kababata ko (if you know me, you ask my childhood friends) – Sonny (Dominguez), (Perfecto) Yasay, Bebot (Silvestre Bello), kasama ko naman ito for the long – iyan si Panelo, matagal kaming nagsama (we have been going together for so long – (Salvador) Panelo, we have been together for so long). Superman I can read your mind, ika nga,” he stressed. The President however said he does not want anybody to read his mind because he cannot effectively do things anymore. “But it’s all calibrated, it’s all about timing. Just watch our… for one thing in life, that’s what I have learned, miscalculation,” he pointed out. Senator Alan Peter Cayetano on Friday called President Rodrigo Duterte’s promise not to curse anymore an answered prayer. ”For me, it’s an answered prayer because I had a chance to pray with him and for him in Japan because he had work with me and I asked him, can we pray? And we prayed about a couple of things,” Cayetano told reporters during a media briefing in Malacañang. As chairman of the Senate committee on foreign relations, Cayetano joined President Duterte in his foreign trips to Laos, Indonesia, Brunei, China and Japan. ”The Lord works in mysterious ways. I don’t know if it had anything to do with it but going home, he was really tired,” Cayetano said. Or, again, maybe it was just the pilot! The senator noted that although President Duterte is blurting out expletives every time he responds to accusations against him, he is actually “a deep spiritual person.”

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Advanced preparations, swift response key to aiding ‘Lawin’-aﬀected Filipinos: DSWD By Leilani S. Junio

MANILA, Oct. 26 (PNA) – The Department of Social Welfare and Development (DSWD) said on Wednesday that advanced preparations, swift and coordinated efforts by the different disaster and relief agencies enabled the Duterte administration to respond immediately to the emergency situation created by typhoon “Lawin” last week. DSWD Secretary Judy M. Taguiwalo said that among the factors that ensured this preparedness were the preemptive evacuations; the pre-positioning of goods; the communications system established and the constant communication and contact with the areas affected by the typhoon. She added that the preparedness efforts were led by the Office of the Civil Defense (OCD) and the Department of Interior and Local Government (DILG). Taguiwalo cited that advanced preparations and proper coordination are very essential in responding to any emergency situation. “It has to be emphasized that advanced preparations have been very important — our swift and coordinated response within the DSWD and with the other agencies under the National Disaster Risk Reduction and Management Council (NDRRMC) is the key to our efforts to immediately address the needs of Filipinos affected by typhoon Lawin. We are attacking and resolving challenges we are now encountering in our goal to help Filipinos one at a time. The scope of the damage is very wide, and so are the entire areas affected. We will pursue our efforts to extend assistance to as many affected Filipinos and their families as fast and as efficiently as we

can,” she said. She also stated that coordination with local and regional government leaders and units had also been crucial to the response efforts. She said that the Regional Disaster Risk Reduction and Management Councils were convened immediately after the typhoon despite the fact that information was slow in coming from the affected localities. “The DSWD was able to give direction to the response clusters and lead them on how they should work,” she said. In line with this, she said that they continue to seek ways on how to improve further as they go and see areas of work that are weak and need to be strengthened. “Our conclusion is basic -- we at the DSWD must go down to the field, speak to the people if the steps we are proposing are also what they need. We have to do this to ensure the validity of our data on which we base our plans,” she said. The DSWD Chief also expressed thanks to DSWD’s long-time partners in the private sector for all their assistance. Among these partners were the 7-Eleven chain of convenience stores that provided snacks and other forms of assistance to DSWD personnel and volunteers assigned to repack relief goods at the National Resource Operations Center (NROC) in Pasay City. She also thanked Maynilad Water Services Inc. for providing bottled water. “We also thank the Australian Embassy for its continuing offer of assistance,” she added. Assistance to the affected beyond family food packs

Duterte urges Japanese businessmen to keep their confidence in PHL MANILA, Oct. 26 (PNA) – President Rodrigo Duterte on Wednesday urged the Japanese businessmen to maintain their confidence in the Philippines as he promised to work hard to improve the business environment in the country. ”I would like to have your continued confidence in our country. I would like to have our thrust imbued with what we are trying to achieve,” President Duterte said in a speech he delivered at the luncheon hosted by the Japanese business organizations at the Prince Park Tower Hotel in Tokyo, Japan. Duterte said he would continue to value Japan’s support to Philippines’ industries and development initiatives, particularly on the areas of strategic importance to economic growth like automatic sector, manufacturing, small and medium entrepreneurs, industry services and human resource development. ”And for Japan, let me affirm the police that will allow investments whether foreign or local to help us grow in our country,” the President said. ”We would be particularly supportive of industries that would give the jobs and livelihood opportunities for our people,” he added. To provide conducive business environment, President Duterte said his administration was committed to achieve peace and order by reaching out with rebels groups and launching strong campaign against illegal drugs. ”Our war against illegal drugs and corruption is fundamental to our overall development and economic agenda,” President Duterte said. ”We do not want our youth, the future of our country, to waste away their talents and opportunities because of illegal drugs. We must be relentless in the fight against this drug menace,” he added. The President assured that the 60-year

strategic partnerships between the Philippines and Japan will continue. ”I give you my word today that we will not abandon Japan in our partnership and security matters given the common belief that our conflicts and problems with our nations must be resolve peacefully in accordance with international law,” President Duterte said. ”We would also be a partner and a player of maritime safety, maritime security anytime and that we would like to avoid at all cost violence because we have to resolve it peacefully and in accordance with international law. That is my assurance that in all of these endeavors, we will be your partner and we will stand by our word,” he added. In a separate speech he delivered before the Philippine Economic Forum also at Prince Park Tower Hotel, President Duterte said his recent visit in China was purely economics. ”We did not talk about arms, we did not talk about stationing of troops we do not—we avoided talking about alliances, military or all there was. What happened really there was just a few platform where investments could come in,” the President said. ”I would like to make it clear to everybody that we do not pick quarrels with our friends and neighbors but to me it is high time that the President stands up to its dignity as a people,” he added. President Duterte’s three-day visit to Japan highlights the 60th anniversary of the normalization of the Philippines-Japan bilateral relations.

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Justice delayed President Rodrigo Duterte should seriously look into the plight of some 200,000 victims of super typhoon “Yolanda” who were reportedly excluded from receiving their Emergency Shelter Allowance (ESA) from the government. These were flood victims were promised by the then Aquino administration in 2013 that they will be given from P10,000 to P30,000 cash aid as provided by the government The reported failure of flood victims to get cash assistance from the government for so long has infuriated DSWD Secretary Judy Taguiwalo that she asked President Duterte to initiate an investigation regarding the alleged widespread exclusion of thousands of people whose houses were destroyed by the super typhoon in 2013, and as to how the millions of

people funds have been used. According to a report submitted by DSWD Secretary Taguiwalo, the flood victims were excluded from the lists of ESA recipients because they were not part of the political groupings allied with the Aquino administration. Although the national government has released a total of P93.8 billion to the flood stricken areas of Western and Eastern Visayas, thousands of flood victims are still waiting up to this time to receive their ESA as promised to them by the Aquino administration.

Duterte, Abe reaﬃrm commitment to further strengthen strategic partnership By Jelly F. Musico

MANILA, Oct. 26 (PNA) – President Rodrigo R. Duterte and Japanese Prime Minister Shinzo Abe reaffirmed on Wednesday the commitment to further strengthen strategic partnership between the Philippines and Japan. During his ongoing three-day official visit in Japan, President Duterte and Prime Minister Abe held a productive expanded bilateral meeting in a friendly, forward-looking and constructive atmosphere. With a view to further promoting the “Strategic Partnership” of the Philippines and Japan as two maritime countries bound by shared basic values, they state the following: • The two leaders recognized the visit of President Duterte as a significant visit, to celebrate the 60th anniversary of the establishment of the diplomatic relationship between the two countries. • With the aim of sustaining a peaceful and active relationship between the East Asian and Southeast Asian regions, the two leaders reaffirmed that the two countries fully commit to further strengthening the Strategic Partnership based on such common values as freedom, democracy, the rule of law, respect for basic human rights, and a free and open economy. They also discussed continuous cooperation of the two countries to strengthen the bilateral relationship and to maintain regional peace and stability. • The two leaders shared the recog-

nition that the security environment in the region is faced with many challenges, and decided to further collaborate to maintain peace, stability, and prosperity in the region. • Affirmed that the two countries share common interests in maintaining and promoting peace, stability and prosperity regionally and globally as maritime nations in Asia. • Emphasized the need to ensure maritime safety and security which are vital elements for the peace, stability and continued prosperity of both countries and of the region. • Affirmed Japan’s significant contributions over the years to the efforts of the Philippines to strengthen its maritime capabilities through human resource development, capacity-building assistance and provision of patrol vessels and other equipment for the Philippine Coast Guard (PCG). • Welcomed the signing of the Exchange of Notes on Japanese Official Development Assistance (ODA) Loan for the two large-scale patrol vessels to the Philippines as well as the steady progress in the provision of ten patrol vessels. • Welcomed the signing of the Memorandum of Implementation and Letter of Arrangement for the transfer of the Japan Maritime Self-Defense Force (JMSDF)’s training aircraft TC-90s. Prime Minister Abe expressed his intention to continue enhancing security and defense cooperation, including training the Philippine Navy pilots and enhancing the capacity of its infrastructure.

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The failure of DSWD officials to carry out their jobs in assisting Filipinos in dire need of help only highlights the insensitivity and incompetence of the Aquino administration in dealing with emergency situations. All former officials of the DSWD during the administration of former President Noynoy, particularly former DSWD Secretary Dinky Soliman, who misused or abused the millions of funds intended for typhoon Yolanda victims must be held accountable, and if found guilty, should be locked up in prison. As of last year, the DSWD still has P1.16 billion cash donations intended for Super typhoon Yolanda victims. I do not know any other reason why the Aquino government withheld the funds for so long that it forced the flood victims to live in makeshift shanties or tents in various relocations areas in the Visayas region, particularly in Tacloban city. This is all about politics. Secretary Taguiwalo, on the other hand, has given thousands of flood victims in the Visayas region something to hope for when she gave them assurance that the remaining funds will all be given to flood victims, provided they show proof and documentation that they have not yet gotten their ESA. It was also reported that the DSWD has formulated new policies and guidelines to safeguard all funds for the intended recipients. One new guideline that is worth mentioning is the immediate awarding of ESA to all qualified typhoon victims. She disclosed that there are still millions of unspent funds from foreign donations. She gave assurance that all unused typhoon Yolanda cash donations will all go to the people stricken by the super typhoon.

Taguiwalo said this is a vindication and justice for all typhoon Yolanda victims, although she said it is very late in coming. *** While the DSWD under Secretary Soliman was incompetent, slow and selective in giving assistance to typhoon victims , Secretary Taguiwalo is the exact opposite. Three days after Super typhoon Lawin devastated large areas of Northern Luzon, Secretary Taguiwalo immediately ordered the release of ESA to flood victims for them to speed up the rebuilding of their damaged houses. For a start, Taguiwalo said a P5,000 in cash will be given to all typhoon victims in stricken areas who are in need of immediate shelter assistance , whether their houses were partially destroyed or totally destroyed. Wow! very impressive.President Duterte must be very proud of appointing Taguiwalo as head of the DSWD. At least she is very efficient and responsive as well as effective in the fast delivery of assistance to Filipinos in distress from all forms of calamities. President Duterte should also be commended for rushing straight to some of the typhoon devastated areas in Northern Luzon a day after he arrived from China. President Duterte was also able to get a P90 million in aid from the Chinese government intended for victims of super typhoon “Lawin” which devastated large sections of Northern Luzon. Duterte also gave assurance that the P90 million aid from China was given to the Philippine government without any pre conditions. He said that the aid was given by the Chinese government voluntarily out of kindness from their hearts.

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Nissan’s ad for the new Rogue takes on the galaxy in support of upcoming ‘Rogue One: A Star Wars Story’ NASHVILLE, Tenn. – Nissan today unveiled expanded details of its new promotional campaign in support of the upcoming film “Rogue One: A Star Wars Story.” The newly revised 2017 Nissan Rogue compact SUV is the centerpiece of the fully integrated campaign that features Star Wars-themed TV Manuel Lava ads, social and experiential content. As one of five global brands joining with Lucasfilm to launch promotional campaigns for the first-ever standalone Star Wars story, Nissan also debuted today a numbered, limited-edition, full-sized-replica Death Trooper helmet that comes with purchase of the previously announced 2017 Nissan Rogue: Rogue One Star Wars Limited Edition vehicle. “Nissan’s new custom-designed campaign aims to provide Nissan and Star Warsfans exclusive access to the popular franchise in ways they’ve never seen before,” said Jeremy Tucker, vice president, Marketing Communications & Media, Nissan North America. “Through this exciting campaign, Nissan offers customers new Star Wars experiences as well as a unique look at what driving with the advanced technologies already available on Nissan’s industry-leading cars, trucks and SUVs brings.” The “Battle Tested” TV campaign launching on Oct. 31 includes one 30-second national spot that begins

airing on Halloween, as well as a full 60-second hero version of the spot in cinemas and a flight of sales and dealer-engagement ads and that will follow later this fall. The 30-second hero spot takes place in a fictional Nissan test facility where engineers put vehicles through a series of routine safety tests and driving obstacles. This time, however, the Nissan Rogue and its driver are surrounded by Star Wars-themed simulations in the midst of an epic battle. A final test demonstrates the Rogue’s class-leading Forward Emergency Braking with Pedestrian Detection* as the driver navigates through a rugged obstacle course, dodging stormtroopers, rebel fighters and otherworldly debris in the vehicle’s path. See the ad on the NissanUSA YouTube channel. The spot highlights the comprehensive suite of Intelligent Safety Shield technologies available on the 2017 Nissan Rogue, including Intuitive All-Wheel Drive and the Forward Emergency Braking with Pedestrian Detection system. Forward Emergency braking with Pedestrian Detection can provide audio and visual display warnings to help alert the driver of a potential frontal collision. If a collision is unavoidable, the feature can engage the brakes to help reduce both the speed of the impact and the severity of the collision. The

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system is also designed to help avoid or mitigate frontal collisions with pedestrians, using a camera-based system to recognize human shapes. “Showcasing Nissan’s advanced driver assistance systems in a simulated Star Wars environment, raises awareness for the robust technology offering on the newly refreshed Nissan Rogue in a very different way,” added Tucker. “The message pairs Nissan’s brand-DNA of driving excitement with relevant product information about how our vehicles are engineered to help our customers safely take on whatever out-of-this-world obstacles that they may encounter.” In addition to the regional TV advertising rolling out later this year, the campaign includes robust digital and social content to complement and amplify the “Battle Tested” messaging across all channels. Launching with the advertising on Oct. 31 is Nissan’s Ultimate Access Sweepstakes. This sweepstakes, which runs Oct. 31 through Nov. 27, gives fans a chance to attend the “Rogue One: A Star Wars Story” opening night at the El Capitan

theater in Hollywood. Beginning on Oct. 31, fans may register for a chance to win at NissanUSA.com/ StarWarsRogueOne (subject to the official rules listed on this site; no purchase is necessary to enter or win.) * Forward Emergency Braking with Pedestrian Detection is not a replacement for responsible driving. May not provide warning or braking in certain conditions. Limitations apply. See Owner’s Manual for details. About Nissan Rogue The Nissan Rogue, marching its way to the top-selling spot in the Nissan lineup, has been updated for the 2017 model year with fresh exterior and interior treatments, an expanded suite of Nissan Safety Shield technology including available Forward Emergency Braking with Pedestrian Detection*, and the first ever Rogue Hybrid model. For more information on the 2017 Rogue and the complete lineup of Nissan vehicles, please visit NissanUSA. com or Nissan.CA. If you have been desiring to own a new Nissan vehicle, come down to Nissan Mission Hills and check out our kababayan Manuel Lava of Nissan Mission Hills. So what are you waiting for? Schedule a Test drive on the vehicle of your choice at Nissan of Mission Hills. Call Manuel at 1-888588-7635 and test drive a Nissan vehicle today! Nissan of Mission Hills is located at 11000 Sepulveda Blvd., Mission Hills, CA 91345.

Best used cars now available in the market for less By Jon Linkov Consumer Reports

Not everyone enjoys poring over used-car classified ads to find that hidden gem. Even our experts find the hunt through bad cars to be the worst part of the buying experience. An easier solution: Simply determine your budget and choose a vehicle from our lists of the best used cars. We dug through years of test data and hundreds of thousands of survey responses, and cross-referenced those metrics with the availability of electronic stability control, a lifesaving safety feature. The best of the best used car models can be accessed at consumerreports.org.. Each model performed well in our road tests when it was new and had above-average reliability for the model years shown. In addition, each vehicle offered ESC as a standard or optional feature. We also included a list of used cars you should avoid considering because they proved to be particularly troublesome and unreliable. Of course, even for used cars we recommend, there can be stinkers – due to a bad day at the factory or a former owner who didn’t care much

for car maintenance. Before you buy, make sure to pay for a thorough inspection by a certified mechanic, so there are no surprises down the road. But there is a much better way of buying a used vehicle. And all you have to do is get down to Cars 911, where all used vehicle have been checked and re-cheked before they even go to the lot. Fo a hassle-free car-buying for a used vehicle, call Cars 911 now. Cars 911 is one of the leading car dealerships that specializes in pre-owned vehicles. They have experts in all car brands and will provide you the best tips on why buying a used vehicle is worth it all, especially when you are in dire need of a vehicle ASAP as if getting one is an “emergency.” They have more than 25 banks, all of which are ready to approve! Call now. The Cars 911 experts are waiting for you. You can reach them at (323) 222-2400. Cars 911 is located at 2244 N. San Fernando Rd., Los Angeles, CA 90065. Mention our ad here in this edition of Weekend Balita and you will be treated with utmost care.

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Is reverse mortgage good for me? A reverse mortgage is a loan against the equity in the home that provides tax-free cash advances, but requires no payments during the term of the loan. Since there are no monthly payments during the life of the loan, the balance grows larger and the equity gets smaller. Meaning the interest in accrued to your balance. Taxes and insurance are paid by the homeowners yearly. The loan is not due and payable until the borrower no longer occupies the home as a principal residence, e.g. the last surviving borrower sells, moves out permanently or passes away. You must be at least 62 and own your own home or condominium in order to qualify for a reverse mortgage. There are minimal income and credit requirements to qualify. Based on the amount of benefit, which you qualify for, you may be eligible for a reverse mortgage even if you still owe money on your first mortgage. Another benefit of these loans is that they are “non recourse” which means that no matter how high the

loan balance grows, the borrower or their heirs never owe more than the home’s market value. The proceeds from a reverse mortgage can be used for anything: daily living expenses; home repairs and home improvements; medical bills and prescription drugs; pay-off of existing debts; education; travel; long-term health care; retirement and estate tax planning; and other needs you may have. The proceeds from a reverse mortgage are available as a lump sum, fixed monthly payments for as long as you live in the property, a line of credit; or a combination of these options. The amount of benefit that you will qualify for, will depend on your age at the time you apply for the loan, the type of reverse mortgage you choose, the value of your home,

PAF to convert another ‘Sokol’ helicopter into SAR platform MANILA, Oct. 26 (PNA) – In line with its disaster response missions, the Philippine Air Force (PAF) announced that it is converting another of its W-3A “Sokol” combat utility helicopter, this time tail number 922, into a search-and-rescue (SAR) aircraft. It has allocated PHP31,451,000 for the acquisition of spareparts and other materials needed for the SAR reconfiguration project. Bid submission and opening is on Nov. 8, 9 a.m. at the PAF Pro-

curement Center Conference Room, Villamor Air Base, Pasay City. Earlier, the PAF said it will convert one of its seven W-3A “Sokol” helicopters, tail number 920, into a SAR platform. The PAF acquired eight units of the “Sokol” from Polish manufacturer PZL-Swidnik and British-Italian firm AugustaWestland for PHP2.8 billion in 2012. One of the aircrafts crashed in Lanao Del Sur in 2014 after sustaining an in-flight mechanical failure and is now undergoing repairs.

current interest rates, and for some products, where you live. As a general rule, the older you are and the greater your equity, the larger the reverse mortgage benefit will be. The costs associated with getting a reverse mortgage are similar to those with a conventional mortgage, such as the origination fee, appraisal and inspection fees, title policy, mortgage insurance and other normal closing costs. With a reverse mortgage, all of these costs can be financed as part of the mortgage. In other words, fees are collected at the back end or when the property is due. The interest on these mortgages are typically adjustable, so be clear with which types of ARM loans you are tied to. You must first meet with an independent reverse mortgage counselor before applying for a reverse mortgage. The counselor’s job is to educate you about reverse mortgages, to inform you about other alternative options available to you given your situation, and to assist you in determining which particular reverse mortgage product would best fit your needs if you elect to get a reverse

mortgage. This counseling session has an upfront cost to the borrower and can be done in person or over the telephone. The cost usually is refunded at closing, make sure you check with me on this. Advantages of a reverse mortgage : Avoid having to make mortgage payments and managing the account. Cash out money upfront and still collect a monthly distribution of your equity. Minimal qualifying loan. Disadvantages: Slightly higher closing fees. Fewer choices on the terms of the loan. Have to qualify for the loan. Thanks so much for your inquiry, hope this information will be able to make you decide on which type of loan suits you. In this situation, most of the borrowers has plenty of equity and the thought of having to worry about the payments might be a strong deciding factor on which way to go. Please call me at (562)508-7048 or email at : Kennethgo@verizon.net. BRE 01021223 NMLS 238636

PHL Navy acquiring PHP26.4-M worth of 7.62mm ball ammo MANILA, Oct. 26 (PNA) –- To ensure sufficient ammunition at its disposal, the Philippine Navy (PN) announced that it is looking for suppliers capable of supplying it with 693,366 rounds of 7.62mm ball linked ammunition. This is used to arm the PN’s sniper rifles and light machine guns. Budget for this procurement is placed at PHP26,403,356.63. Winning bidders are required to deliver the items within 240 calendar days. Pre-bid conference is on Nov. 3, 8:00 a.m. at the Office of the PN Bids and Awards Committee, Naval Station Jose Francisco, Fort Bonifacio, Taguig City.

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PRAYERS PRAYER TO THE HOLY SPIRIT

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Holy Spirit Thou who make me see everything and show me the way to reach my ideal, You who give me the divine gift to forgive and forget the wrong that is done to me and who are in all instances of my life with me. I, in this short dialogue, want to thank <RX IRU HYHU\WKLQJ DQG FRQÂżUP RQFH PRUH WKDW , QHYHU ZDQW WR EH separated from You no matter how great the material desires may be. I want to be with You and my loved ones in Your perpetual glory. Amen. A person must pray this for three consecutive days ZLWKRXW VWDWLQJ KLV ZLVK $IWHU WKH UG GD\ WKH ZLVK ZLOO EH JUDQWHG QR PDWWHU KRZ GLá&#x201A;&#x2C6;FXOW LW PD\ EH 3URPLVH WR SXEOLVK WKLV DV VRRQ

%OHVVHG 0RWKHU RI WKH 6RQ RI *RG ,PPDFXODWH 9LUJLQ DVVLVW PH LQ P\ necessity. Oh Star of the Sea. Help me and show me here you are my 0RWKHU 2K +RO\ 0DU\ 0RWKHU RI *RG 4XHHQ RI +HDYHQ DQG (DUWK , humbly beseech you from the bottom of my heart to succour me in my QHFHVVLW\ PDNH UHTXHVW 7KHUH DUH QRQH WKDW FDQ ZLWKVWDQG \RXU SRZHU 2K 0DU\ FRQFHLYHG ZLWKRXW VLQ SUD\ IRU XV ZKR KDYH UHFRXUVH WR 7KHH WLPHV +RO\ 0DU\ , SODFH WKLV SUD\HU LQ \RXU KDQGV WLPHV 6D\ WKLV prayer for three consecutive days and then you must publish and it will be granted to you. Thanks.- HELEN

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Salmonella superbug discovered in Australia for the ﬁrst time MELBOURNE, Oct. 27 (PNA/Xinhua) – A highly drug-resistant strain of salmonella, dubbed “superbug,” has been discovered in Australia for the first time. The salmonella strain, which was discovered by researchers from Western Australia’s Murdoch University, was found in a pet cat and is resistant to carbapenems, a type of antibiotic used to treat infections in hospital patients. Sam Abraham, the leader of the study from Murdoch University, said the rare and unusual superbug could pose a serious threat to public health. “This is the first time that a salmonella strain with resistance to most drugs has been reported in any Australian domestic animal and it is a significant concern to public health,” Abraham told the ABC on Thursday. Abraham said the strain of salmo-

nella in the cat, which came from a pet shelter in Sydney, had picked up an antibiotic-resistant piece of DNA. “What makes this bacteria a superbug is because it has picked up a piece of DNA that gives this bacteria super powers or resistance to about nine classes of drugs that we usually use to treat humans and animals,” he said. Tests revealed that three other cats at the veterinary clinic that the original feline was admitted to with a serious gut infection had also contracted the bacteria, indicating it is highly transferrable. “Transferability is a major problem. If this drug-resistant bacteria spread outside of this facility, there would be other implications of humans and other animals exposing themselves to this bacteria,” Abraham said.

Air pollution may damage blood vessels even in healthy young adults: study WASHINGTON, Oct. 26 (PNA/ Xinhua) – Air pollution may cause blood vessel damage and inflammation, even in healthy young adults, a U. S. study said Tuesday. Air pollution is known to contribute to cardiovascular disease and related deaths, but it remained unclear how air pollution actually affects the blood vessels to increase the risk of disease. For this study, investigators analyzed the component of air pollution known as fine particulate matter (PM2.5) -- the tiny pieces of solid or liquid pollution emitted from motor vehicles, factories, power plants, fires, and smoking.

Study participants included 72 healthy, nonsmoking, adults in Provo, Utah, where the unique weather and geographical features periodically result in air pollution. During the winters of 2013, 2014, and 2015, these young adults, with an average age of 23, provided blood samples, which researchers then tested for markers of cardiovascular disease. They found that periodic exposure to PM2.5 was associated with several abnormal changes, including a significant increase in the number of small, micro-particles that indicate cell injury and death.

Oliver Tolentino announces November 5 trunk show Hollywood designer Oliver Tolentino announced he is hosting a November 5th trunk show in Manhattan to display his Fall/Winter 2016/2017 collection as well as pieces from past seasons. Born in Bataan province, Tolentino became the first Filipino designer to expand operations from the Philippines to the U.S. when he opened up shop on Melrose Avenue in Los Angeles in 2009. He also maintains a boutique in Makati. Last year, Tolentino transferred to a new Beverly Hills boutique on Robertson Boulevard. Since opening in the U.S. his creations have been worn by almost a hundred Hollywood celebrities including fashionistas Emmy Rossum, Jessica Alba, Carrie Underwood,

Freida Pinto, Jamie Chung, and Fergie to name a few. Tolentino became the first Filipino designer in 53 years to dress a winner at the Oscars in 2014 when the director of Frozen won in his gown. For information and hotel location for the trunk show, please contact (310) 858-0555 or email: LA@ olivertolentino.com. He also will be available the entire weekend for private appointments, including bridal and custom-made.

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Aquilina Soriano Versoza: A journey from the reel world to the real world By Abner Galino

A 13-year old Filipina girl who played the role of a spoiled and profligate daughter of a Filipino dictator in a 1989 Hollywood movie turned out to be the complete reverse of that character later in her real life. That girl dropped her pursuit of a career in the reel worldof showbiz for the angst and strains of social participation in the real world. She turned into a full-time welfare and rights advocate for the Filipino American community. Well, who would have thought? Aquilina Soriano Versoza, who was Lily Marcigan in the comedy film Troop Beverly Hills, was recently honored by the Los Angeles County Board Supervisors for his “invaluable contribution to the community.” “No regrets,” Versoza said, acknowledging that her life would have turned out quite differently, though not necessarily for good, had she pursued an acting career rather than community service. “But this is where I found fulfillment, there is where I found my passion,” Versoza said, referring to her 20 years as a community organizer and rights advocate. She has been executive director of Pilipino Workers Center (PWC) for the past 16 years, a non-profit organization dedicated to assisting workers and their families. PWC is a standout organization. In cooperation with the Little Tokyo Service Center (LTSC), the non-profit organization is credited for building the Larry Itliong Village at the corner Glendale Boulevard and Rockwood Street, right within the Historic Filipinotown (HFT). The building hosts 44 low-income households. It was named after labor leader Larry Itliong, who was among those who initiated the famous Delano

Grape Strike in 1965. The building also houses the PWC office and has become a distinct edifice that brings Filipino visibility in the historic neighborhood. The five-storey building is walking distance to downtown Los Angeles and provides an unobstructed view of the Los Angeles skyline to its residents. It is arguably a real estate gem. It was opened in 2013 after ten years of working to acquire the property, clean it up and construct the building. They spent $2 million just to clean up the soil, as there used to be three oil rigs operating in the property. Versoza’s conversion from a Hollywood hopeful to a distinguished Filipino American community leader didn’t seem like a forestalled fate. She had no connection with her ancestry when she was growing up and she didn’t speak Filipino.She was born in Omaha, Nebraska and grew up in mostly white suburbs. “All I had were the photographs of the people from the Philippines that my father had shown me,” Versoza recalled. Versoza’s father was a Filipino who was raised by a white couple. Her mother was an offspring of a German and a Japanese couple. Interestingly, Versoza physically turned out to look every inch a Filipina. “I guess the mix of a German and a Japanese also looks like a Filipino,” Versoza jested. Versoza’s meaningful interactions with fellow Filipino Americans took place at the University of California Los Angeles (UCLA) where she became involved with issues on racism, immigration, environment and other political issues. She became a member of the Kilusanng Progresibong Kabataan on campus.

Aquilina Soriano Versoza

Together with several other students, Versoza was arrested in 1995 during a civil disobedience action against California Governor Gray Davis in relation to Proposal 187, an anti-immigrant initiative. Versoza later on dropped out from UCLA and flew to the Philippines where she immersed herself in the communities of the poor, including the Mangyan community of Mindoro. She stayed there for a year. “Doon ako natuto mag-Tagalog (That’s when I learned to speak Tagalog),” Versoza said, taking pride at her ability to speak Tagalog fluently although with a deep American accent. At that point, it was already clear for Versoza that her chase for a Hollywood star was over. She went on to finish her studies at the UCLA and decided to become a full-time community organizer. Her Hollywood stint wasn’t totally

useless for her though as it was able to pay for her college education. “I didn’t have any debt when I graduated but still I needed to sleep on friends’ couches as I pursued this path,” Versoza intimated. Versoza’s acting, singing and dancing prowess did not actually went down to the dustbin, either. “I still put them into good use. My ability to be at ease with the public helps me a lot in my public speaking. I still dance and sing on occasions, and for meaningful purposes,” Versoza said. Versoza married another Filipino and they have two daughters who are now about her age when she was starting out a career in Hollywood. By now, showbiz has obviously closed its doors for Versoza. But who needs to shine like a star when one could be more useful to others by simply shining like lantern on a dark alley?

Hidden dangers also come in disguise during Halloween Season By Paul Netter Southern California Edison

Starting with candles, smart choices about decorations and costumes are the safest ways to prevent electrical and fire accidents October 24, 2016 – Former First Lady Eleanor Roosevelt famously said it is better to light a candle than curse the darkness. This Halloween season, it is even better – and much safer – if those candles are flameless since nearly 40 percent of the 860 home decoration

fires (excluding Christmas trees) annually begin with candles, according to the National Fire Protection Association. What’s more, each year between 2011-13 during the three-day period around Halloween, there were an estimated 10,300 fires in the country that caused 25 deaths, 125 injuries and $83 million in property loss, according to the National Fire Incident Reporting System. With spending on Halloween decorations, costumes and candy expect-

ed to reach an 11-year high, simple precautions are encouraged to help ensure a safe Halloween season while installing and maintaining your decorations and buying costumes. Here are some Halloween safety tips: Love decorating with candles? Instead of lit candles, use battery-operated, flameless candles in jack-o’lanterns and inside and outside the home. On an average day, candles cause 25 fires, according to the National Candle Association. But

Halloween – trailing only Christmas Day, Christmas Eve and New Year’s Day – is the fourth-highest day for candle fires. Flameless candles are simply safer since overall nearly 10,000 home fires annually start with burning candles. While decorating, always look up and look out for power lines and never throw light strands or electrical cords into trees or vegetation near power lines or place them on utility poles.

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Weekend Balita, Sat.-Fri., Oct. 29 - Nov. 4, 2016

MOTORING

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New Duramax 6.6l diesel offered on 2017 Silverado HD

DALLAS — Chevrolet today announced the redesigned Duramax 6.6L V-8 turbo-diesel offered on the 2017 Silverado HD. This next-generation redesign offers more horsepower and torque than ever — an SAE-certified 445 horsepower (332 kW) and 910 lb.-ft. (1,234 Nm) — to enable easier, more confident hauling and trailering. Along with a 19 percent increase in max torque over the current Duramax 6.6L, the redesigned turbo-diesel’s performance is quieter and smoother, for greater refinement. In fact, engine noise at idle is reduced 38 percent. “With nearly 2 million sold over the past 15 years, customers have forged a bond with the Duramax diesel based on trust and capability,” said Dan Nicholson, vice president, Global Propulsion Systems. “The new Duramax takes those traits to higher levels.” The new Duramax 6.6L shares essentially only the bore and stroke dimensions of the current engine and incorporates a new, GM-developed control system. The Duramax’s signature low-rpm torque production hasn’t changed and still offers 90 percent of peak torque at a low 1,550 rpm and sustains it through 2,850 rpm. “Nearly everything about the Duramax is new, designed to produce more torque at lower rpm and more confidence when trailering or haul-

ing,” said Gary Arvan, chief engineer. “You’ll also notice the refinement improvements the moment you start the engine, and appreciate them as you cruise quietly down the highway — with or without a trailer.” Additional highlights include: New, stronger cylinder block and cylinder heads New, stronger rotating and reciprocating assembly Increased oil- and coolant-flow capacity New EGR system with single cooler and integrated bypass New electrically actuated/electronically controlled turbocharging system All-new advanced solenoid fuel system All-new electronic controls New full-length damped steel oil pan that contributes to quietness New rocker cover/fuel system acoustical treatments B20 bio-diesel compatibility SAE-certified 445 net horsepower (332 kW) at 2,800 rpm SAE-certified 910 net lb.-ft. of torque (1,234 Nm) at 1,600 rpm A new, patent-pending vehicle air intake system — distinguished on the Silverado HD by a bold hood scoop — drives cool, dry air into the engine for sustained performance and cooler engine temperatures during difficult conditions, such as trailering

Chevy Duramax 6.6L

on steep grades. Cooler air helps the engine run better under load, especially in conditions where engine and transmission temperatures can rise

Auto Gallery Mitsubishi Corona’s Sales Manager Colin Hemphill always ready to help out any problem that you might have with regards to getting a car, be it a brand new one or a used one. He can be reached at 951-372-0008.

Auto Gallery Mitsubishi Corona is Inland Empire’s best Mitsubishi dealership By Abner Galino

THE AUTO Gallery Mitsubishi Corona has not ceased creating ripples, staying at the top of the sales chart for Mitsubishi vehicles in the Inland Empire for the umpteenth

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quickly. That allows the Duramax to maintain more power and vehicle speed when trailering in the toughest conditions. The intake design is another example of the advanced integration included in the 2017 Silverado HD that makes it over-the-road capable. And if you would like to check out why Chevrolet is among the best selling cars, call our kababayan Freddy Salanguit of Win Chevrolet located at 2201 E. 223rd St., Carson, CA 90810 or call 1-888-718-7473.

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time. Filipino Americans comprise a large chunk of the dealership’s satisfied clientele. Colin Hemphill, sales manager, said service is the foremost reason that has been drawing customers to their car dealership. “As soon as they step inside our dealership, they are immediately made to feel at home. We want to earn their trust and confidence so we can briskly tackle any problem or apprehension that they have,” Hemphill added. The dealership has a huge inventory of brand new and used cars. But what was apparently drawing the Filipino American clients there is the large selection of brand new 2015 Lancer Evolution and the 2015 Lancer Evolution Final Edition. The popularity of these Mitsubishi models provided the Filipino customers the chance to experience the comfort, durability and protection that come along with the use of Mitsubishi vehicles. “Mitsubishi vehicle designs are outstanding,” Collin stressed, “and you can see that in the way competitors try to create parallel designs to our vehicles.” Elated over the accomplishments of his staff, Hamid Ghadiri, president and owner of Auto Gallery Mitsubishi Corona, also expressed his gratitude for the continuing patronage of the Filipino American community. “Filipinos are welcome here. We will work with them and we will help them thresh out any problem that they have with regards to getting a car, be it a brand new one or a used one,” Ghadiri said. Auto Gallery Mitsubishi Corona is located at 2550 Wardlow Road, Corona, California 92882. They can be reached at 951-3720008.

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PRICE LISTED AFTER ALL APPLICABLE REBATES. SUCH AS LOYALTY, MILITARY AND MANUFACTURERâ&#x20AC;&#x2122;S REBATE. NOT ALL CUSTOMERS QUALIFY FOR LOYALTY RABATE. TO QUALIFY CUSTOMER MUST BE A CURRENT MITSUBISHI VEHICLE REGISTERED OWNER. ALL VEHICLES SUBJECT TO PRIOR SALE PRICES PLUS GOVERMENT FEES AND ANY DEALER DOCUMENT PREPARATION CHARGE AND EMISSION TESTING CHARGE. ALL FACTORY REBATES IN LIEU OF SPECIAL RATES OFFERED BY MITSUBISHI CREDIT AND SPECIAL RATES ARE NOT AVAILABLE WITH ANY ADVERTISED VEHICLES. SEE DEALER FOR ADDITIONAL DETAILS.

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NOW

www.diamondhondaofglendale.com

866.237.7092 $OO DGYHUWLVHG SULFHV H[FOXGH JRYHUQPHQW IHHV DQG WD[HV DQ\ ÂżQDQFH FKDUJHV DQ\ GHDOHU GRFXPHQW SUHSDUDWLRQ FKDUJH DQG DQ\ HPLVVLRQV WHVWLQJ FKDUJH )RU ZHOO TXDOLÂżHG EX\HUV RQ DSSURYHG FUHGLW 1RW DOO ZKR DSSO\ ZLOO TXDOLI\ $G H[SLUHV RQ

$23,994

$18,991

WAS $26,492

NOW

$24,992

Visit www.Balita.com

Weekend Balita, Sat.-Fri., Oct. 29 - Nov. 4, 2016

Balita

NOW SERVING SMILES AT

SUBARU OF GLENDALE

Subaru of Glendale is the #1 Volume Subaru Dealer in Southern California! *#1 claim based on SOA MTD Sales Report for new car sales in Southern California for August 2016

Visit Subaru of Glendale to ﬁnd your dream car at a great price with the help of our friendly, no pressure sales staff. Whether it’s love at ﬁrst sight or after your test drive, you’ll have a great experience and leave with a grin on your face. 2016 SUBARU

CROSSTREK 2.0i

2016 SUBARU

Premium CVT LEASE OFFER

189

LEASE OFFER

199

PLUS TAX PER MONTH NTH LEASE/ 39 MONTHS/10,000 MILES PER YEAR

PLUS TAX PER MONTH LEASE/ 36 MONTHS/10,000 MILES PER YEAR

$1,999 Down Payment $0 Security Deposit $0 First Months Lease Payment

$1,999 Total Due Lease Signing (tax, title, license & doc fees extra)

$1,999 Total Due Lease Signing (tax, title, license & doc fees extra) Model Code GRC - 12 Offer Expires 10/31/16

FINANCE OFFER 1.49% limited term ﬁnancing on ALL NEW 2016 Crosstreks in stock

2017 SUBARU

Legacy 2.5i

LEASE OFFER

219

2017 SUBARU

OUTBACK 2.5i Limited CVT with Eyesight & Navigation

LEASE OFFER

259

PLUS TAX PER MONTH LEASE/ 36 MONTHS/10,000 MILES PER YEAR

PLUS TAX PER MONTH H LEASE/ 36 MONTHS/10,000 MILES PER YEAR

$1,999 Down Payment $0 Security Deposit $0 First Months Lease Payment

$1,999 Total Due Lease Signing (tax, title, license & doc fees extra)

FINANCE OFFER 0% ﬁnancing up to 63 months on ALL 2017 Legacys in stock

Model Code HAE - 17 Offer Expires 10/31/16

2017 SUBARU

WRX

LEASE OFFER

279

Model Code HDF-24 Offer Expires 10/31/16

FINANCE OFFER 0% limited term ﬁnancing on ALL NEW 2017 Outbacks in stock

2017 SUBARU

Premium

Model Code GLJ - 21 Offer Expires 10/31/16

FINANCE OFFER 1.49% limited term ﬁnancing on ALL 2016 Imprezas in stock

Sport CVT with Eyesight & Navigation

Impreza

2.0i Sport Limited CVT

Legacy 2.5i

Limited CVT with Eyesight & Navigation SIGN & DRIVE

299

PLUS TAX PER MONTH ONTH LEASE/ 39 MONTHS/10,000 00 MILES PER YEAR

PLUS TAX PER MONTH LEASE/ 36 MONTHS/10,000 MILES PER YEAR

$1,999 Down Payment $0 Security Deposit $0 First Months Lease Payment

$0 Down Payment $0 Security Deposit $0 First Months Lease Payment

$1,999 Total Due Lease Signing (tax, title, license & doc fees extra)

$0 Total Due Lease Signing (tax, title, license & doc fees extra) Model Code HUO -11 Offer Expires 10/31/16

FINANCE OFFER 2.9% limited term ﬁnancing on ALL 2017 WRXs in stock

FINANCE OFFER 0% ﬁnancing up to 63 months on ALL 2017 Legacys in stock

Model Code HAF - 24 Offer Expires 10/31/16

Driving People Happy “Para sa bagong Subaru, tawagan nyo lang po kami !”

SUBARU OF GLENDALE 1308 S Brand Blvd, Glendale, CA 91204 www.SubaruofGlendale.net

855-230-1547 Andrew Marilla Sales & Leasing

Christian Marilla Finance Manager

Subaru, Forester, Outback, Tribeca, Legacy, Impreza, WRX, STI, and SUBARU BOXER are registered trademarks. Purchase or lease any new (previously untitled) Subaru and receive a complimentary factory scheduled maintainance plan for 2 years or 24,000 miles (whichever comes ﬁrst). See Subaru Added Security Maintenance Plan for intervals, coverage and limitations. Customer must take delivery before 12-31-16 and reside within the promotional area. At participating dealers only. See dealer for program details and eligibility .

Balita Weekend Balita, Sat.-Fri., Oct. 29 - Nov. 4, 2016

Visit www.Balita.com

Nissan of Mission Hills Out to be the #1 Nissan Dealer in the Nation*

â&#x20AC;&#x153;Tawagan or hanapin nyo lang akoâ&#x20AC;?

Manuel Lava

Serving the Filipino Community for more than 20 years.

â&#x20AC;&#x153;Kayang-kaya â&#x20AC;&#x153;K K k nyo ang down d at mababa b b lang l ang monthly hl payment!â&#x20AC;? !â&#x20AC;? Ikaw ba ay problematic dahil sa Bad Credit/No Credit?. No Driverâ&#x20AC;&#x2122;s License? No SS? Ok na ang TIN!. Bankruptcy? WALANG PROBLEMA!!!

Internet | Fleet Manager

Cell: (661)-644-0944

2016 NISSAN ROGUE S FWD with Splash Guards & Mats

lease for

189

/mo for 36 mos $1,899 initial payment

2 or more at this price expires 10/31/16 5RJXH 6 ):' ZLWK 6SODVK *XDUGV DQG 0DWV OHDVH PRGHO VXEMHFW WR DYDLODELOLW\ WR ZHOO TXDOLÍ¤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

2016 NISSAN ALTIMA

2.5 S Power Driverâ&#x20AC;&#x2122;s Seat Pkg and Splash and Mats

lease for

189

/mo for 36 mos $2,899 initial payment

2 or more at this price expires 10/31/16 $OWLPD 6 ZLWK 3RZHU 'ULYHU 6HDW 3NJ DQG 6SODVK DQG 0DWV OHDVH PRGHO VXEMHFW WR DYDLODELOLW\ WR ZHOO TXDOLÍ¤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

2016 NISSAN MURANO S FWD with Splash Guards and Mats

lease for

259

/mo for 36 mos $3,699 initial payment

2 or more at this price

expires 10/31/16 0XUDQR 6 ):' ZLWK 0DWV DQG 6SODVK *XDUGV OHDVH PRGHO VXEMHFW WR DYDLODELOLW\ WR ZHOO TXDOLÍ¤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

2016 NISSAN SAN MAXIMA

2016 NISSAN ALTIMA

0% APR

For 36 months

For 72 months

2 or more at this price

expires 10/31/16

)LQDQFLQJ LV VXEMHFW WR 10$& 7LHU WKURXJK 7LHU FUHGLW DSSURYDO SHU PRQWK SHU Í¤QDQFHG DW IRU PRQWKV URXJK 7LHU FUHGLW DSSURYDO SHU PRQWK SHU Í¤QDQFHG DW IRU PRQWKV SHU PRQWK SHU Í¤QDQFHG DW IRU PRQWKV SHU PRQWK SHU Í¤QDQFHG DW IRU PRQWKV RQ DOO DW IRU PRQWKV SHU PRQWK SHU Í¤QDQFHG DW IRU PRQWKV RQ DOO QHZ DERYH QRWHG YHKLFOHV LQ GHDOHU VWRFN 'RZQ SD\PHQW PD\ EH UHTXLUHG 6HH GHDOHU IRU GHWDLOV FN 'RZQ SD\PHQW PD\ EH UHTXLUHG 6HH GHDOHU IRU GHWDLOV

â&#x20AC;&#x2DC;14 NISSAN VERSA 1.6

9,995

â&#x20AC;&#x2DC;13 KIA SOUL

11,995

2 or more at this price

â&#x20AC;&#x2DC;15 NISSAN ALTIMA I4 2.5 S â&#x20AC;&#x2DC;16 NISSAN VERSA CVT 1.6 S PLUS â&#x20AC;&#x2DC;14 NISSAN ROGUE SELECT FWD S

12,999

Stock#: G17201 | Vin: 808298

Stock#: G19041 | Vin: 536524

Stock#: U4548 | Vin: 109974

â&#x20AC;&#x2DC;15 NISSAN SENTRA I4

â&#x20AC;&#x2DC;15 KIA SEDONA LX

â&#x20AC;&#x2DC;15 NISSAN ROGUE AWD SV

16,995

Stock#: U4662 | Vin: 332025

17,995

Stock#: U4677 | Vin: 033670

expires 10/31/16

)LQDQFLQJ LV VXEMHFW WR 10$& 7LHU WKURXJK 7LHU FUHGLW DSSURYDO SHU PRQWK SHU Í¤QDQFHG DW IRU PRQWKV RQ LHU FUHGLW DSSURYDO SHU SHU PRQWKK SHU Í¤QDQFHG DW IRU PRQWKV RQ DOO QHZ DERYH QRWHG YHKLFOHV LQ GHDOHU VWRFN 10$& FDVK DYDLODEOH ZKHQ \RX Í¤QDQFH WKURXJK 10$& DQG LV VXEMHFW WR FUHGLW DSSURYDO 'RZQ SD\PHQW PD\ EH UHTXLUHG &DVK EDFN ZKHQ \RX SXUFKDVH IURP QHZ GHDOHU VWRFN 7KH GHOD\HG SD\PHQW PXVW EHJLQ H[DFWO\ GD\V IURP WKH GDWH RI WKH FRQWUDFW $FFUXDO RI LQWHUHVW FRPPHQFHV IURP GDWH RI FRQWUDFW DQG FRQVXPHU LV UHVSRQVLEOH IRU SD\PHQW RI DFFUXHG LQWHUHVW 'HOD\HG SD\PHQWV DUH RQO\ DOORZHG LQ 3HQQV\OYDQLD LI WKH $35 LV 6HH GHDOHU IRU GHWDLOV

19,995

Stock#: G25101 | Vin: 511972

13,995

Stock#: U4663 | Vin: 828860

14,995

Stock#: G26221 | Vin: 612360

â&#x20AC;&#x2DC;15 HONDA ACCORD COUPE V6 AUTO EX-L â&#x20AC;&#x2DC;16 NISSAN FRONTIER 2WD KING CAB I4 AUTO S

Stock#: G34451 | Vin: 006978

Stock#: G29531 | Vin: 733518

23,995

24,995

www.nissanofmissionhills.com | 11000 Sepulveda Blvd. Mission Hills, CA 91345 WE SERVE ALL AAA, COSTCO, AARP, CREDIT UNION, SAMâ&#x20AC;&#x2122;S CLUB MEMBERS

888-588-7635 ÂŽ

Offers subject to availability. Net cost based on current rebates. *Nissan Customer Cash in lieu of Special Financing. **Must ďŹ nance through NMAC. ***All U.S. Military personnel (active and reserve) All advertised prices exclude government fees and taxes, any ďŹ nance charges, any dealer document processing charge, any electronic ďŹ ling charge, any emission testing charge, and dealer add-ons or accessories. Vehicles subject to prior sale. Interest accrues from date of contract. Ad prices good thru 10/31/16 close of business. NMAC ďŹ nancing may be required on some vehicles see dealer for details. All ďŹ nancing subject to credit approval. Factory rebate in lieu of special APR. CertiďŹ cate Program, see dealer for details.

Visit www.Balita.com

Weekend Balita, Sat.-Fri., Oct. 29 - Nov. 4, 2016

Balita

CERRITOS MITSUBISHI Don t be Driving Dead! Be Safe! Drive Mitsubishi!

“Tawag na mu!”

HALLOWEEN HUGE INVENTORY ((562) 472.8938 EUGENE C. Senior Sales Consultant

SONNY C. Filipino Sales

(562) 688.4626

OF 2015 EVOLUTIONS & LAST YEAR OF PRODUCTION 2017 MITSUBISHI

2016 MITSUBISHI

MIRAGE G4

LANCER ES 5 Speed

OUTLANDER SPORTS ES 5 Speed

MSRP................$14,830 MSRP MS RP $14 $1 4 83 830 0

MSRP................$18,430 MSRP MS RP $18 $1 8 43 430 0

MSRP..............$20,490 MSRP MS RP $20 $2 0 49 490 0

MSRP...................$23,845 MSRP MS RP $23 845

BUY FOR

NET COST

BUY FOR

UP TO

5 Speed

Customer Rebate........................$750 Military Rebate .......................$500 Loyalty Rebate .........................$250

Customer Rebate.....................$1,500 Dealer Delivery Bonus...............$500 Loyalty Rebate ........................$500 Military Rebate .......................$500

11,199*

13,699

48 MONTHS FINANCING FINA FI NANC NCIN ING G

OUTLANDER ES 7 seater

Customer Rebate.......................$1,500 Dealer Delivery Bonus.................$500 Loyalty Rebate ...........................$500 Military Rebate ...........................$500

14,499

72 MONTHS MON M ONTH THS S FINANCING FINA FI NANC NCIN ING G

Customer Rebate.......................$1,500 Dealer Delivery Bonus.................$500 Loyalty Rebate ..........................$500 Military Rebate ........................$500

18,199

72 MONTHS MON M ONTH THS S FINANCING FINA FI NANC NCIN ING G

*Lease *Le ease payment includes Loyalty and Military Rebat Rebates. tes.

72 MONTHS MON M ONTH THS S FINANCING FINA FI NANC NCIN ING G

FALL-FRIENDLY PRICED PRE-OWNED CARS! TEST-DRIVE NOW! ‘11 HYUNDAI ELANTRA SEDAN WAS $10,900 $

‘14 HYUNDAI ACCENT HATCHBACK ‘13 MITSUBISHI OUTLANDER SPORT SE WAS $12,988 $ WAS $13,988 $

‘12 HONDA CIVIC Si COUPE

‘15 MITSUBISHI OUTLANDER SE SUV

8,988

Stk: C2986P

15,800

WAS 18,800 $ $

Stk: C2935P

NURSES PROGRAM AVAILABLE!

Stk: C16279A

WAS $17,988 $ Stk: C16286A

9,988

Stk: C2994P

15,988

11,988

‘13 HONDA CIVIC Si SEDAN

16,988

Was $18,988 $ Stk: C2998P

% FINANCING

‘14 HONDA CR-Z BASE COUPE WAS $14,988 $ Stk: C2971P

‘11 BMW 535i SEDAN

WAS $33,999 $ Stk: C2786P

22,800

13,988

Stk: C3000P

‘14 LEXUS IS 250 SEDAN

23,988

WAS $30,900 $ Stk: C15802A

ANY CREDIT SITUATION, WE CAN HELP YOU. BEST IN CLASS PAYMENT

AVAILABLE ON SELECTED 2014 & 2015 MODELS NO ONE OFFERS MORE!

Mitsubishi Honda Toyota Nissan

560

5 YR/60,000 MILES BUMPER TO BUMPER WARRANTY

YES

ONLY 3/36

10100

10 YR/100,000 MILES LTD POWERTRAIN LIMITED WARRANTY

YES

ONLY 3/36

ONLY 5/60

5YR

12,988

‘13 HYUNDAI VELOSTER HATCHBACK WAS $16,988 $

YES

5 YR/UNLIMITED MILES NONE NONE NONE ROADSIDE ASSISTANCE PRICE LISTED AFTER ALL APPLICABLE REBATES. ALL VEHICLES SUBJECT TO PRIOR SALE PRICES PLUS GOVERMENT FEES AND ANY DEALER DOCUMENT PREPARATION CHARGE AND EMISSION TESTING CHARGE PLUS DESTINATION CHARGE ALL FACTORY REBATES IN LIEU OF SPECIAL RATES OFFERED BY MITSUBISHI CREDIT AND SPECIAL RATES ARE NOT AVAILABLE WITH ANY ADVERTISED VEHICLES. SEE DEALER FOR ADDITIONAL DETAILS. PRICE LISTED AFTER ALL APPLICABLE REBATES SUCH AS CUSTOMER & LOYALTY REBATE. NOT ALL CUSTOMERS QUALIFY FOR LOYALTY RABATE. TO QUALIFY CUSTOMER MUST BE A CURRENT MITSUBISHI VEHICLE REGISTERED OWNER. ALL VEHICLES SUBJECT TO PRIOR SALE PRICES PLUS GOVERMENT FEES AND ANY DEALER DOCUMENT PREPARATION CHARGE AND EMISSION TESTING CHARGE. ALL FACTORY REBATES IN LIEU OF SPECIAL RATES OFFERED BY MITSUBISHI CREDIT AND SPECIAL RATES ARE NOT AVAILABLE WITH ANY ADVERTISED VEHICLES. SEE DEALER FOR ADDITIONAL DETAILS. *All special lease are based on Tier 1 Credit through Mitsubishi Motors Credit of America. All payments are plus tax, ﬁrst payments, license and acquisition fees included in lease.

Toll Free 1-888-835-6136

10944 South St. Cerritos CA 90703

Balita Weekend Balita, Sat.-Fri., Oct. 29 - Nov. 4, 2016

Visit www.Balita.com

Halloween Sale

“We’ll help you get a car!”

“May Filipino Department kami na tutulong sa inyo! Hanapin o tawag lang kay Jose Villanueva (213) 500-1260 at Joel Paguio (323) 547-5394” ‘01 MITSUBISHI MONTERO 4DR 4WD LTD SPORTRONIC

‘07 HYUNDAI SANTA FE AWD 4DR AUTO GLS

5,995

6,495

‘07 TOYOTA CAMRY SOLARA 2DR CPE I4 AUTO SE

6,995

VIN: JA4MW51R91J028265 STOCK: X61172

VIN: 5NMSG73D27H075157 STOCK: X61607

VIN: 4T1CE30P17U753919 STOCK: X61691

‘07 TOYOTA CAMRY 4DR SDN I4 MANUAL CE

‘06 NISSAN 350Z 2DR CPE MANUAL

‘13 NISSAN LEAF 4DR HB S

8,995

VIN: 4T1BE46K87U055028 STOCK: X61614

‘15 HYUNDAI ELANTRA 4DR SDN AUTO LIMITED PZEV

12,695

9,995

10,495

VIN: WBAAZ33433PH35173 STOCK: X50159A

‘06 BMW 325CI 2DR CONVERTIBLE

10,995

8,495

VIN: WDBUF70J45A667624 STOCK: X61705

‘07 BMW X3 3.0SI AWD 4DR SUV

11,995

VIN: WBABW33486PX85095 STOCK: X60656

VIN: WBXPC93427WJ01026 STOCK: X61006

‘11 HONDA CR-V SE 4WD 4DR SPORT UTILITY

‘15 MAZDA MAZDA3 4DR SDN AUTO I SPORT

‘16 HYUNDAI ELANTRA GT 5DR HB MAN

‘15 NISSAN ALTIMA 4DR SDN I4 2.5

12,995

13,995

VIN: 3MZBM1U75FM171145 STOCK: X61673

‘15 NISSAN ROGUE SELECT FWD 4DR S

‘15 TOYOTA CAMRY 4DR SDN I4 AUTO XLE (SE)

‘16 MAZDA MAZDA6 4DR SDN AUTO I SPORT

VIN: JN8AS5MT3FW659281 STOCK: X61774

7,995

VIN: 1N4AZ0CP5DC400617 STOCK: X61458

VIN: 5J6RE4H47BL016389 STOCK: X61791

15,995

‘05 MERCEDES-BENZ E-CLASS E500 SEDAN

VIN: JN1AZ34D96M309236 STOCK: X61343

VIN: 5NPDH4AE4FH564595 STOCK: X60694

‘03 BMW 325I 4DR SEDAN

16,495

VIN: 4T1BF1FK5FU908821 STOCK: X61733

250 Off SPECIAL!

FOR WEEKEND BALITA READERS!

16,995

VIN: JM1GJ1U55G1406089 STOCK: X61676

14,495

14,995

VIN: KMHD35LH2GU251964 STOCK: X61540

VIN: 1N4AL3AP3FC262374 STOCK: X61591

‘12 TOYOTA CAMRY HYBRID 4DR SDN XLE

‘14 TOYOTA RAV4 FWD 4DR XLE

17,995

VIN: 4T1BD1FK3CU016309 STOCK: X61367

19,995

VIN: 2T3WFREV2EW087386 STOCK: X61758

More than 25 banks are ready to approve!

Bad Credit! No Credit! Fair Prices! We Finance All!!! We buy car!!! Bring your Family!!! Free Food!!!

For Car Emergency, Call:

(323) 222-2400 2244 N. San Fernando Road, Los Angeles, CA 90065 Call Kabayan Jose V. at (213) 500.1260 or Kabayan Joel P. at (323) 547.5394 $OO SULFHV SOXV JRYHUPHQW IHHV DQG WD[HV DQ\ ͤQDQFH FKDUJHV FDUJR SUHSDUDWLRQ GHDOHU DQG DQ\ HPLVVLRQ WHVWLQJ FKDUJH ZLWK DSSURYHG FUHGLW DERYH QRUPDO )LQDQFLQJ DSSURYHG FUHGLW ZLWK D ),&2 VFRUH DERYH &$56 &20 WKDQ XVXDO 3KRWRV IRU LOOXVWUDWLRQ SXUSRVHV RQO\ ([SLUHV 0HQWLRQ WKLV DG RU EULQJ D FRS\ WR WKH GHDOHU 2IIHU YDOLG XQWLO

Visit www.Balita.com

Weekend Balita, Sat.-Fri., Oct. 29 - Nov. 4, 2016

Balita

Mercedes-Benz of Encino

Not Price-Scary, but Price-Happy! Happy Halloween!

Raymond Orosa

View Our Selection Of

Filipino Sales

Call 818.536.2413

Stk#: 66911C

$22,988

2014 MB C250 Sport Sedan Stk#: 67180C

$27,988

2014 MB GLK350 Stk#: 67228C

$31,988

2014 MB SLK250 Roadster Stk#: 67229C

$35,988

2014 MB SLK250 Roadster Stk#: 67208C

$39,988

Mercedes-Benz

Our Financing is as low as .99% APR.

Email: rorosa@mbencino.com

2014 MB C250 Sport Sedan

Certified Pre-Owned

Certified Pre-Owned Vehicles

2014 MB C250 Sport Sedan Stk#: 67012C

$24,988

2014 MB C250 Sport Sedan Stk#: 67113C

$28,988

2013 MB SLK350 Roadster Stk#: 67170T

$32,988

2014 MB E350 Sport Sedan Stk#: 67121C

$36,988

2015 MB E350 Sport Sedan Stk#: 67179C

818.536.2413

$41,988

2013 MB C250 Coupe Stk#: 67162C

$25,988

2014 MB CLA250 4Dr Coupe Stk#: 67174C

$29,988

2014 MB E350 Sport Sedan Stk#: 66940C

$33,988

2015 MB SLK250 Roadster Stk#: 67116C

$37,988

2015 MB ML350 Stk#: 67281C

$42,988

16721 Ventura Blvd. Encino CA 91436

mbencino.com

2013 MB C250 Coupe Stk#: 67207C

$26,988

2014 MB CLA250 4Dr Coupe Stk#: 67173C

$30,988

2013 MB GLK350 Stk#: 67279C

$34,988

2015 MB C350 Coupe Stk#: 67026T

$38,988

2014 MB ML350 Stk#: 67155C

$44,988

Mercedes-Benz of Encino