The Shopper 5/10/2023

Hard

Rock Casino Northern Indiana Donates $25K to Salvation Army of Lake County

Gary, IN (May 4, 2023) Today, Hard Rock Casino Northern Indiana donated $25,000 to the Salvation Army of Lake County Indiana. At a special ceremony, Matt Schuffert, President of Hard Rock Casino Northern Indiana presented Captain Amanda Keene, Corps Officer in charge of the Gary-Merrillville Community Center with an oversized check for $25,000. The funds will support programs and services provided by the community center including the Pathway of Hope initiative that helps recipients build a future by connecting them to additional support services such as job training, housing options, health services, childcare and education.

According to Schuffert, “Hard Rock Casino Northern Indiana is proud to partner with The Salvation Army of Lake County. They make a huge impact to the community, and we want to see that continue.”

“We are truly blessed to be receiving these funds today,” said Captain Keene. “We are especially grateful for a partner that has been helping us year after year.”

The Gary-Merrillville Corps Community Center provides rent, utilities and food assistance to those who are at risk of homelessness and hunger. The center also provides summer and after-school programs for local children, youth activities, as well as support services for women and seniors.

About Hard Rock Casino Northern Indiana:

Hard Rock Casino Northern Indiana’s $300 Million casino and entertainment destination opened to the public on May 14, 2021. Hard Rock’s premier 200,000-square foot entertainment complex features over 1300 slots and 80 table games. It’s five food venues include Hard Rock Café, Council Oak Steaks and Seafood, YOUYU Noodle Bar, Fresh Harvest and Constand Grind Coffee Shop. It also features a retail shop and will soon be home to a 1,954-seat Hard Rock Live performance venue.

On Thursday, May 4, Hard Rock Casino Northern Indiana presented an oversized check for $25,000 to the Salvation Army of Lake County at their Gary-Merrillville Corps Community Center.

About The Salvation Army of Lake County:

The Salvation Army of Lake County’s Gary-Merrillville Community Center provides many programs and services to benefit individuals and families who live in Gary, Indiana, the Town of Merrillville and surrounding Communities. Doing the most good for neighbors in need, The Salvation Army of Lake County helps to make life-changing differences to families without food to eat, those threatened with foreclosures or eviction from their homes, children without a safe place to play and so much more. The Gary-Merrillville Corps Community Center is located at 4800 Harrison Street in Gary.

Medicaid renewals resume for first time since beginning of COVID-19 pandemic

By JERRY NOWICKI Capitol News Illinois jnowicki@capitolnewsillinois.com

SPRINGFIELD – Medicaid recipients in Illinois should be on the lookout for correspondence from the state regarding their coverage as the normal renewal process resumes for the first time in three years.

Medicaid is a health insurance program for low-income and disabled people that is jointly funded by the federal government and the states. Throughout the pandemic, people who were enrolled in Medicaid did not have to go through the normal process of reapplying every 12 months to determine whether they were eligible, even if there were changes in their income or household that would normally make them ineligible.

That rule has ended due to a change approved by the federal government in its December spending plan. Redetermination letters will be sent to Illinois Medicaid recipients in waves over the next 12 months, with letters going out to the first group this week.

State officials are urging all Medicaid recipients to update their information within the Illinois Medicaid program to ensure their benefits are not wrongly ended due to the state being unable to contact them. Medicaid recipients can do so, and can check their enrollment status, by visiting abe.illinois.gov and clicking “Manage My Case” to set up an online account.

Recipients can also call 1-800-843-6154 or find more at Medicaid.illinois.gov, which includes answers to frequently asked questions and other resources.

In June, according to the governor’s office, approximately 113,600 cases in Illinois are up for renewal. Of those, 51 percent have been automatically renewed as a result of screening by the Department of Healthcare and Family Services, which administers Medicaid at the state level. Still, customers with June renewal dates are urged to watch for correspondence from the state to see if they have been renewed automatically or will need to take action by June 1.

Customers who do not respond or who are no longer eligible will lose Medicaid coverage a month after their due date, the administration said in a news release. Those losing eligibility will be notified and will receive information about enrolling in alternative coverage.

DHFS said that Illinois’ Medicaid enrollment grew by about 1 million enrollees during the COVID-19 pandemic, to 3.9 million. But the state also received an additional $3 billion in federal funding through the enhanced matching rate.

The U.S. Department of Health and Human Services estimated that about 9.5 percent of Medicaid enrollees nationwide, or 8.2 million people, could lose coverage because they are no longer eligible. Another 7.9 percent, or 6.8 million people, could lose coverage despite still being eligible due to issues with the application process.

That would translate to roughly 700,000 people in Illinois. In February, IDHFS said in a news release the department believed it could mitigate the impact to result in roughly 384,000 losing coverage, acknowledging “nobody knows for sure” how many individuals would be affected.

“Illinois has taken a proactive, multi-faceted approach to try to make sure that everyone who is eligible for Medicaid can continue coverage through the program without disruption,” IDHFS Director Theresa Eagleson said in a statement Monday. “Medicaid customers have not had to renew coverage in over three years, and we have engaged in many levels of outreach to prepare people for when their renewal date comes up. We believe these efforts will have a significant impact in preserving coverage.”

The department has been building up staff and has conducted a multi-platform outreach campaign called “Ready to Renew” to ensure recipients are prepared for their renewals. The state is also collaborating with community health centers and local organizations to publicize the restarting of renewals.

The governor’s COVID-19 disaster declaration, which has been ongoing in 30-day increments since March 2020, expires on May 11. That will coincide with the conclusion of the federal government’s disaster declaration.

Capitol News Illinois is a nonprofit, nonpartisan news service covering state government. It is distributed to hundreds of newspapers, radio and TV stations statewide. It is funded primarily by the Illinois Press Foundation and the Robert R. McCormick Foundation, along with major contributions from the Illinois Broadcasters Foundation and Southern Illinois Editorial Association.

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The Shopper reserves the right to edit any content supplied for publication as it sees fit, including but not limited to clarity, grammatical and factual accuracy, and to accommodate available space. All real estate advertising in this newspaper is subject to Fair Housing Laws which makes it illegal to advertise “any preference, limitation or discrimination based on race, color, religion, sex, national origin, familial status, sexual orientation, marital status, military status, age, ancestry, parental status, source of income, military discharge status or housing status,” no matter how large or small the property. This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination call HUD toll-free at 1-800-669-9777.

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Personal Trainer to the Real Estate Consumer

CLOSING DELAYS

MIKE BUDER

Waiting to close on a home can be a stressful time for buyers and sellers. The real estate closing process is a complex task requiring teamwork and the coordination of leaders, Realtors, title companies, municipalities, attorneys and of course buyers and sellers. It can get a little hectic especially toward the end when everything has to come together for the closing. Normally, buyers and sellers don’t even realize all that is going on because of the things happening behind the scenes while they are busy with their own preparations like the moving process, changing utilities, overnight and travel arrangements just to name a few. But closing dates are often set far in advance and sometimes need to be changed because of unforeseen circumstances that require more time. If this happens with enough notice, it may be inconvenient but usually can be dealt with. This is quite different when something comes up in the last minute that causes a delay. Lending requirements have become increasingly rigid in recent years, so many delays are caused by last minute requests from loan underwriters for additional or updated paperwork. Other times it can be circumstances that are outside the control of anyone. I remember one closing that was delayed because the lender who was located in North Dakota lost power in a December snowstorm and wasn’t able to get paperwork out to the title company. I remember because we closed one day later just in time for Christmas. Closing delays can add quite a bit to the stress level for both buyers and

Are you protected from disability risk?

SUBMITTED BY PATRICK ZAMKIN

Like many people, you may try to stay healthy by exercising regularly, following a good diet and avoiding dangerous activities. But as we all know, life is unpredictable, and despite your best efforts, you may encounter an injury or illness that can leave you unable to work for several months — or longer. If this happened, would you have difficulty paying your bills? Or would you be forced to dip into investments meant to help you achieve long-term goals, such as a comfortable retirement?

To help prevent these outcomes, you may want to protect yourself against the possibility of a disability. One good move is to build an emergency fund containing up to six months’ worth of living expenses, with the money kept in a liquid account. Even if you never need this fund for a disability, it’s hardly a wasted effort, because you could use the funds for other unexpected costs, such as a major repair to your home or car.

But to feel truly prepared for a disability that could threaten your financial situation, you may also need to consider disability insurance. If you work for a mid-size or large company, your employer may offer group coverage as an employee benefit. This coverage can be valuable, but it may not be sufficient. For one thing, many employersponsored disability policies won’t fully replace your lost income. Also, some group policies may make you wait longer than you’d like before your benefits kick in. And these policies aren’t always “portable,” either — if you leave your job, you might also be leaving behind your disability plan.

For these reasons, you may want to consider purchasing a long-term disability insurance policy. However, the features of these policies vary greatly, so you’ll want to be diligent in choosing the policy that’s right for you.

What are the key features to compare among policies? For openers, look at the type of policy — is it noncancelable or guaranteed renewable? With a noncancelable policy, the terms and premiums can’t be changed, but a guaranteed renewable policy can increase premiums.

Here are some other features to consider:

• Coverage amount – How much will you receive in benefits? You may be able to replace up to 100% of your after-tax income.

• Waiting period – How much time must pass from the onset of your disability until you start receiving benefits?

• Benefit duration – How long will you receive benefits? To protect against a longterm disability, you might want a policy that replaces income until your planned retirement age.

• Inflation coverage – How much will your benefits increase each year? Ideally, you’d like your benefits to keep pace with inflation and keep up with what you might receive from future salary increases or promotions.

• Definition of disability – If you choose an “Own Occupation” policy, you’ll receive benefits if you can’t work at the job you had when you became disabled. With an “Any Occupation” policy, you’ll receive benefits if you can’t work at any job based on your qualifications. Clearly, there’s much to consider when choosing a disability policy. You might want to consult with a financial professional, who can help you pick a policy that fits within your overall financial strategy. But don’t wait too long — you may never need to use this protection, but you might like having it available.

Edward Jones is a licensed insurance producer in all states and Washington, D.C., through Edward D. Jones & Co., L.P., and in California, New Mexico and Massachusetts through Edward Jones Insurance Agency of California, L.L.C.; Edward Jones Insurance Agency of New Mexico, L.L.C.; and Edward Jones Insurance Agency of Massachusetts, L.L.C. California Insurance License OC24309

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor, Patrick Zamkin, located at 18735 Dixie Hwy, Homewood, IL 60430. Contact us at (708) 798-9066. Edward Jones. Member SIPC.

sellers who are emotionally involved in the transaction. Buyers want to move in, sellers may get worried that the deal might fall through in the last minute, and these are just two of the many concerns buyers and sellers may have. A good Realtor, will be there for buyers and sellers to take the stress out of these situations. The most important thing in a delayed closing situation is to stay in contact with all parties involved and to keep the buyer/seller informed as to what is happening and why. Once it is apparent that the closing is not taking place on time, it is important to provide an approximate time line so that buyers and sellers can make appropriate adjustments to their plans. Sometimes, they are also able to work out an agreement that s satisfactory to both parties. Dealing with closing delays will need to focus on two elements, one is clear away any obstacles that caused the delay and the second is to keep the frustration level to a minimum by keeping the lines of commutation open between all parties that way, when the closing is finally taking place, buyers and sellers will be able to enjoy the moment despite any last minute craziness.

If you are looking to buy or sell real estate call Mike Buder at RE/MAX 10 (708) 418-4444, E-mail: mikebuder@remax. net, Website: www.BuderHomes.com or Facebook Friend request Mike Buder: your comments are always welcome.

Mike Buder

LOCAL CHURCHES

CALVARY COMMUNITY CHURCH

16341 South Park Ave., South Holland 708-339-1133

Info@CalvarySouthHolland.org

CalvarySouthHolland.org

PASTOR ALFONZO SURRETT, SR.

GRACE LUTHERAN CHURCH, LCMS

8303 Sheffield Avenue Dyer, IN 46311 (219) 322-6527

gracedyer.webchicago.net

JESUS LIGHTHOUSE OF LOVE

INTERNATIONAL MINISTRIES

19058 Burnham Ave, Lansing 312-206-1833

facebook.com/JLOLMinistries

CHRIST COMMUNITY CHURCH, COGIC

1151 E. 170th St., South Holland

708-331-8389

FAX 708.331.8374

Admin@ChristCommunityCOGIC.org

ChristCommunityCOGIC.org

PASTOR DR. CARL E. KING, SR. WORSHIP SERVICES

PASTOR EL CID ZOLLICOFFER

PASTOR SHONNI ZOLLICOFFER

Heart Smart

JOSH BOOTSMA

Have you ever forgotten to pay for something? What an awful feeling. From realizing the credit card payment was due yesterday to discovering that your child smuggled a ring pop out of the convenience store, it feels terrible to realize that we owe something and haven’t paid for it.

It feels bad because we know what justice looks like in our day-to-day financial obligations. When we make credit card purchases, we’re agreeing to pay our credit card bill. When we enter a store, we (and our children) are agreeing to pay for whatever we walk out with. We understand that we need to pay what we owe. This intuition comes from God, who is the ultimate standard for what is just.

But when it comes to our sinfulness, God helps us realize that we can’t pay what we owe. And we owe a lot.

Our careless words, our deep selfishness, our impure thoughts — all are debts against God and require payment, a payment we cannot provide. Instead, God sent Jesus to take our debt and pay it through his death on the cross — a payment that will never expire or be exhausted.

You might wake up one night remembering you still owe a debt to your bank, but you will never wake up and owe anything to God for your salvation. The 18th century hymn writer Augustus Toplady said it well: “Payment God cannot twice demand, first at my bleeding surety’s hand and then again at mine.” That “bleeding surety” is Jesus, and his payment has already been made in full — all you need to do is accept it.

COVENANT UNITED CHURCH OF CHRIST

1130 East 154th St., South Holland 708-333-5955

www.covucc.org

PASTOR REV. DR. PATRICK L. DAYMOND WORSHIP SERVICES

RECONCILIATION CHURCH

833 East 168th St., South Holland 708-331-7755

www.reconciliationchurch.org

PASTOR GLEN MCCARTHY WORSHIP SERVICES Sunday Worship 10:00

Study 7:00

REDEEMER LUTHERAN CHURCH

651 East 166th St., South Holland 708-331-4100

redeemer-lutheran@sbcglobal.net

The chorus of our lives, then, is this: “Jesus paid it all, all to Him I owe; sin had left a crimson stain, he washed it white as snow.”

Josh Bootsma Member, Covenant Fellowship Church cfcsh.org

FIRST CHURCH (PCA) 3134 Ridge Rd, Lansing 708-474-9610

www.firstchurchpca.org

PASTOR WYBREN OORD

FIRST ORTHODOX PRESBYTERIAN CHURCH OF SOUTH HOLLAND

16248 South Park Ave., South Holland 708-333-8211

www.firstchurchsh.org

PASTOR REV. DANIEL SVENDSEN WORSHIP SERVICES Sunday

ESPIRITU DE DIOS

16400 S. State St., South Holland 708-439-1220 sogfchurch.com

PASTORES Jose & Paula Lopez

SERVICIOS: Grupo de Oracion de Hombres Jueves ........................................... 7:30 p.m. Sabado Alabanza y Predicacion.....6:00

UNITY OF NORTHWEST INDIANA

Plum Creek Center

2138 Moeller Street Dyer, IN 46311 (219) 931-5284

LIBRARY HAPPENINGS

Calumet City Public Library

Address: 660 S Manistee Ave, Calumet City, IL 60409

Phone: (708) 862-6220

Email: info@calumetcitypl.org

Website: http://www.calumetcitypl.org/index.html\

Dolton Public Library

Address: 14037 Lincoln Ave, Dolton, IL

Phone: 708-849-2385

Email: lincoln@doltonpubliclibrary.org

Website: www.doltonpubliclibrary.org

Virtual Story Time with Mrs. Brooks

Come and join in the story time with Mrs. Brooks. For ages 3 - 12. FREE. Every 1st Wed. (10am – 10:30am) To register for the Virtual Story Time go through the calendar of events on our website at www.doltonpubliclibrary.org

Virtual Zumba

Virtual Zumba with licensed instructor Yvette Roberts. Come and join in the fun every Friday at 5pm. Please call 708-849-2385 or email lincoln@doltonpubliclibrary.org and leave your full name, email and phone number to register. (5pm – 6pm every Friday). FREE.

AMONG US.

Every 2nd and 4th Tuesday (4pm to 4:30pm)

Ages 10 + years, beginning Oct. 10, 2022. To register go to the calendar of events on our website www.doltonpubliclibrary.org OR email us at lincoln@doltonpubliclibrary.org

Leave your name, email and cell number. You must download “Among Us’ on your device to play. It is free. A Zoom link and game code will be sent the day of the program. FREE.

Virtual Line Dancing with “Dawn the Dancin’

Deeva”

Every Thursday, at 6pm. Please call 708-8492385 or email lincoln@doltonpubliclibrary. org and leave your full name, email and phone number to register. A link will be sent to you the day of the program. FREE.

Virtual Senior Yoga

Every Wednesday taught by Dionne Arnold, Certified Yoga Instructor, (4pm to 5pm) Please call 708-849-2385 or email lincoln@doltonpubliclibrary.org and leave your full name, email and phone number to register. FREE. Senior Bridge Club Come out for the fun every Tuesday, from 3:30pm to 4:30pm If interested register by calling 708-849-2385 or email at lincoln@doltonpubliclibrary.org and leave your full name, email and cell phone to register. FREE.

DPLD’s Black Author’s Book Club

Meets via Zoom the last Thursday of every month at 7:00pm. Interested parties contact the library at (708-849-2385) for more information. Meet via Zoom. FREE.

Virtual Workout Program with Sheena Stinson

Get in Shape from Home. Classes held every Monday from 6pm to 6:30pm. Please call 708-849-2385 or email us at lincoln@doltonpubliclibrary.org leaving your full name, email address and cell number to register. A Zoom Link will be sent day of the program. FREE.

Get Up & Move with Simon Says!

Join the Dolton Public Library Youth Services Dept. as we play “Simon Says”. Held every 3rd Saturday of the month from 2pm to 2:30pm starting Oct. 15. A YouTube link will be emailed every 3rd Friday. Register by calling (708-849-2385, ext. 4) or emailing at lincoln@doltonpubliclibrary.org leaving your name, email, cell number and the number of children participating. FREE.

Dolton Public Library District Curbside Times Monday through Friday [9am to 2pm]. FREE.

Burbio

Burbio is a one-stop free resource to find out about all the Dolton area events and activities. If your group wishes to post your events on burbio contact: groupsupport@burbio.com Sign-up at Burbio.com or download the free android or iPhone app and follow the calendars that interest you. FREE.

Chess Club

Mr. Paul Fritz, Chess Coach. January 26, 2023 from 4:00pm to 4:30pm. And every other Thursday to May 18, 2023, via Zoom and chess.com to play. Register at chess.com in addition to registering for the program. Register at lincoln@doltonpubliclibrary.org and leave your name, email and cell # or call (708-8492385, ext. 4) Date & Times subject to change. Call 708-849-2385, ext. 212. A Zoom link will be emailed to you the day of the program. FREE.

Virtual Program, Passport to Knowledge

Every first Monday of the month. (3:30 – 4pm). Pack your bags for a virtual trip around the world and learn about other countries and cultures. Register at lincoln@doltonpubliclibrary. org or call (708-849-2385) and leave your name, email and cell number. Come curbside to pick up your Passport Packet prior to departure. The link for Zoom will be emailed prior to the program. FREE.

Coffee and Chat – a Senior Experience

Are you a senior over the age of 60 and want to have conversation with other seniors. Some of the topics discussed are technology and other happenings in our world and community. Held every Wed., @ 4pm to 4:30pm. To register for the program and all the other Senior Programs call (708-849-2385) or email your registration to lincoln@doltonpubliclibrary.org FREE.

Between the Pages: A Virtual Story Time

Every third Saturday of the month at 1:30pm. To register call (708-849-2385) or email lincoln@doltonpubliclibrary.org and leave your name, phone number and email address. A link will be sent to you. FREE.

Tissue Paper Flower Creative Craft

View our tutorial on our YouTube page, every 4th Wednesday starting April 26, 2023 at 1pm. The link will be provided on our Facebook page. FREE.

Cookbook Club

Will meet online to discuss the selected Cookbook on Saturday, May 20, 2023 at 11am. The current title is available for checkout now. Thoroughly examine the cookbook and come prepared to discuss it. Email lincoln@ doltonpubliclibrary.org or call Laura at (708849-2385, ext. 5) leaving your name, phone number, and email address to register. The Zoom link will be sent the day of the program. FREE.

So You Want to go to College

Presenters: Ms. Gabrielle Dillon , Patrick Sheard & Taylor Reese. This workshop will be held in person @Dolton Public Library District in the Josway Auditorium. Date: Saturday, May 6, 2023 (10am to 11:30am) Calling all High School Seniors to help your clear up the confusion and set you on the right path. FREE.

Mother’s Day Corsages

Come join Trustee Gonzalez on Thursday, May 11, 2023 from 3:30pm to 4:30pm in the Kopac Room to create your special gift - Happy Mother’s Day Corsages. Please call 708-8492385 #4 or email lincoln@doltonpubliclibrary. org leaving your name, phone number and email address to register. FREE.

Sip and Paint

Join Us in person at Dolton Public Library District presenting “Sip & Paint” Tuesday, May 16, 2023 (12pm to 1pm). Please call 708849-2385, ext. 3 leaving your full name, email address and phone number or email lincoln@ doltonpubliclibrary.org to register. FREE.

Health Fair Health Fair, sponsored by The Dolton Public Library District. Wednesday, June 21, 2023 (10am – 1pm). There will be persons and mobile trucks on hand for the following for the community: Diabetes Testing, Blood Pressure Checks, Mental Health info., HIV Testing, Podiatry Care, Dental Care, Healthy Eating and Medicare Assistance. FREE.

Estate Planning and Probate

Dolton Public Library District presents, Estate Planning & Probate: What Individuals & Families Need to Know. June 9, 2023 (1pm to 2pm) Held in person in the Josway Auditorium. Please register by calling (708-849-2385, ext. 3) with your full name, and phone number or email info. At lincoln@doltonpubliclibrary.org FREE.

Bicycle Maintenance & Repair

Speaker George Pence of Compleat Cyclist, Saturday, July 15, 2023 (1pm – 2pm) - Josway Auditorium. Learn about all the maintenance tricks for your bike. Learn all about keeping your bicycle in tip-top shape for your warm-weather bike rides. Register by leaving your full name and email address at (708849-2385, ext. 3 or email info. At lincoln@ doltonpubliclibrary.org FREE.

Junteenth Juneteeth … A Week of Celebration. Speaker: Dr. Larry McClelland Emeritus Professor of Sociology & Community Studies – Thursday, June 22, 2023 (4pm – 5pm) – Josway Auditorium. Dr. L. McClellan’s research & writing focuses on historic highways, and the Underground Railroad in the IL area. He will focus on how the Dolton, IL area played a part in the history of African American History. To register call (708-849-2385, ext. 3, leaving your name email address and phone number. FREE.

Hammond Public Library

Address: 564 State St., Hammond

Phone: (219) 931-5100, ext. 310 or 307

Email: swishl@hammond.lib.in.us

Website: www.hammond.lib.in.us

Harvey Public Library

Address: 15441 Turlington, Harvey, IL 60426

Phone: 708-331-0757x3200

Email: has@harvey.lib.il.us

Website:www.harvey.lib.il.us

FREE online Line Dancing with Dawn the Diva, Tuesdays at 6:30pm

Join Us For Virtual Programs: Each day at 4:00 pm, “stop” in for online family-fun at the Harvey Library. Tuesday: Craft Wednesday: Story Time Thursday: Bacon Bits & Cooking Tips Monthly Virtual Music Class (Friday, check calendar each month)

Homewood Public Library

Address: 17917 Dixie Hwy Homewood, IL 60430

Phone: (708) 798-0121, ext. 310 or 307

Email: hplhelp@homewoodlibrary.org

Website: www.homewoodlibrary.org/

Lansing Public Library

Address: 2750 Indiana Ave., Lansing IL

Phone: 708-474-2447

Email: shari@lansingpl.org

Website: www.lansingpl.org

Riverdale Public Library

Address: 208 W 144th St Riverdale, IL 60827

Phone: (708) 841-3311

Email: library@rpld.org

Website: www.rpld.org

Community Pantry Food Drive

Open to the public during business hours: Monday -Thursday 10AM to 6PM, Friday 10AM to 5PM, and Saturday 10AM to 2PM

“Join our Patrons Helping Patrons initiative by donating non-perishable food items to the new Riverdale Public Library Community Food Pantry. Let’s work together to help others!”

All Things Needlework Club (All Ages)

Every Monday from 12PMto 1:30PM “Stitchers of all skill levels are invited to mingle, learn, and share tips with fellow crafter enthusiasts. Bring your latest project or join in the group project. Limited supplies available.”

Shape Up Exercise Class (Adults/Seniors)

Every Saturday from 11AM-12PM “Enjoy the benefits of strength, flexibility, and relaxation in a fun and social way.”

Tutoring and Downtime (Grades K-12)

Every Tuesday from 3PM to 6PM “Get the homework help you need and afterwards enjoy hanging out with your friends playing games!”

STEM-On-Wheels (Grades K-12)

Every Thursday from 3PM to 5:30PM “Dropin Thursdays at the Riverdale Library for one-of-a-kind STEM enrichment with AAYD’s STEM-On-Wheels team! Homework help will be available as well.”

South Holland Public Library

Address: 16250 Wausau Ave., South Holland IL

Phone: 708-527-3160 or 708-580-6161

Email: library@southhollandlibrary.org

Website: shlibrary.org/events-calendar.

Thornton Public Library

Address: 115 E. Margaret St. Thornton, IL.

Email: library@thorntonil.us

Website: https://www.thorntonlibrary.org/

Calendar Of Events

Women’s Bible Study

Discover Your Bible with us at Cottage Grove Christian Reformed Church, 166th Street and Cottage Grove Avenue (by the roundabout) in South Holland, Tuesday mornings from 9:45 – 11:00 a.m. beginning on September 13. We will study The First Letter of Paul to the Corinthians. We provide a Nursery for infants and Story Hour for preschoolers to age 5. For information call the church at 331-0391 or Carol at 339-6793. We would love to have you join us!

Golden Times Seniors

I & M Canal Mule Pull Ride June 28 th , 2023 Cost $50.00 Themed Luncheon August 19 th , 2023 $35.00 50/60’s Celebration Chateau Restaurant There is a required yearly membership fee of $10.00. Please contact me, Jennifer Jones, 219-949-8270 or 219-789-2783

Heritage Quilters Guild

May 16, 2023 at 7:00 pm Heritage Quilters Guild Meeting Redeemer Lutheran Church 651 E. 166th Street, South Holland. Our guest speaker will be Peg Behlen of Sallie Tomato will be doing Zippers by the Yard presentation. As always, Sewing Bee will begin at 5:00 pm for members who wish to join us before the meeting. Info:www.heritagequilts.org email: quilting@heritagequilts.org

Neighbor 2 Neighbor

JANICE MINTON-KUTZ

CLYDE AND FRAN TOCZYDLOWSKI MEET

AT STEVE’S FOR FISH ON FRIDAY: The popular former Calumet Citians, now of Dyer, come back to local eateries to meet and greet friends and enjoy the fabulous fish at Steve’s in Hegewisch. ***

KATHY GRYZWINSKI AND SHAWNE

DUCK MEET UP AT EGGY’S

The ladies just happened to be seated next to each other in a fashionable down town eatery when the subject turned to Pucci’s Restaurant closing on the East Side. Long story short both ladies were acquainted with the longtime restaurant and both are saddened to see it close. RIP Pucci’s Restaurant! ***

GEORGE MUSZYNSKI AND MARGE BROCKMAN ENJOY A VETERAN’S LUNCH: Courtesy of the Southeast Side Viet Nam Vets; ( George is VP of the organization) the couple enjoy a veteran’s lunch recently at the CroBar. The SSVV are midway through their year of activities and looking forward to their Chili Cook off, steak fry and annual picnic. Never one to rest on their laurels, the vets are all active and eager to participate! Thank you for your service, Gentlemen! ***

WELCOME TO OUR WORLD PEYTON

JACOB GOMEZ: Beaming proudly as only a Great Grandfather can do, Jesse Gomez of Lansing is cuddling his newborn great grandson Peyton Jacob Gomez. The baby was born April 10th to Kayla and Andrew of Cedar Lake, In Blessings to the Gomez family! ***

*CORRECTION*

RICH OF RICH’S DEN IN CALUMET CITY

CELEBRATES THE BIG 80! Rich looks at the giant birthday cake in his honor and lights the candles at his 80th birthday party April 23rd,2023 at Don Pedros Restaurant in Calumet City. The longtime, old school barber and before that a Chicago Police Officer out of the 4th District for many years. Rich’s kids, Alex, Marcy and Richie some of whom followed in his footsteps, decided it was time for Dad to have a big birthday party and his 80th was just the time. Don Pedro’s was packed with family, friends and loyal customers, in addition to some of his old police buddy’s from 4. Now, just working a few hours each day, Rich holds court at his iconic shop on 154th Street just west of Burnham Avenue, in the early morning hours listening to and regaling his clientele with old and recent news. Rich has a motto--”Beauty comes from the inside—the inside of the barbershop. Come on in this rainy day! Call for an open spot!” As for clientele, Rich serves the cream of the crop— bank presidents, captains of industry, local priests and long timers who have been coming to him for many years! Say hello to this true original! 708-891-6333. ***

SPRING BIRD MIGRATION IS IN FULL SWING, MIDWEST IS A HOT SPOT

Each spring migrating birds pass through or return to our area to nest. Get out in nature and to observe what may be hiding in plain sight around you. Local photographer and Highland Resident Alex Ross shared a few of his favorite recent captures. Thanks for sharing Alex! Top: Blue-grey Gnatcatcher, Bottom: Vesper Sparrow ***

For inclusion in Neighbor 2 Neighbor, please call Janice at 708-302-8585 or write to her C/O Coldwell Banker, 20 E. US 30, Schererville, IN 46375, or e-mail her at janice.mintonkutz@cbexchange.com

WORDSEARCH

ACROSS

1. Threadbare clothing

5. Become friendlier

9. Amorphous mass

13. Various forms of the same speech sounds

16. ___ lamp

17. Mediterranean plants with large edible flower heads (2 wds)

19. Mac

20. A.T.M. need

21. Drill bits

22. Kuwaiti, e.g.

24. Throughout (music)

27. Ed.’s request (acronym)

28. Arctic

30. Toni Morrison’s “___ Baby”

31. Big East team

32. E or G, e.g.

34. Surface of a ship’s hull above water

37. Container with historical records for future discovery (2 wds)

39. Afflicted with oxygen-deficient blood

41. “___ say!” (contraction)

42. Norse god of mischief

43. ___ DeLuise, actor 45. Dead, as an engine 49. Arthur Godfrey played it 50. Innocent 53. Doctor Who villainess, with “the” 54. Yogi’s sidekick 56. Cal. col. 58. “Concentration” pronoun 59. Tried by military law (2 wds) 63. The “A” of ABM 64. At some

DOWN

1. Hodgepodge

2. Attraction

3. Worldwide

4. Blubber

5. Massenet opera

6. Stinger

7. Amazon, e.g.

8. Chinese dynasty from A.D. 386-556

9. Write a shared online journal

10. Along an inland body of water

11. Pigged out

12. Hounds 14. Dash 15. Cicatrix

18. Cast

23. Very brief bathing suit

25. One who accepts charges 26. Support, with “up” 29. Audition tape 31. Means of support 33. “Absolutely!” 35. Telekinesis, e.g. 36. Brood sullenly

37. Prepared foods intended to be eaten elsewhere 38. Formally surrender 39. Train’s lounge area (2 wds) 40. Lennon’s second wife (2 wds) 44. Cautioned against doing (contraction) 46. Spanish dish 47. Sick 48. Mottle-colored t-shirt 50. Bunk 51. “Where the heart is” 52. Entices 55. Cheese on crackers 57. ___ cross 60. “___ Maria” 61. Call, as a game 62. Drink from a

MOTHER OCEAN DAY, MAY 10 Three-quarters of the Earth is covered by the ocean. Rain, oxygen, climate, food, salt, other minerals, e.t.c. are all examples of gifts that we regularly get from the ocean. In short, life on Earth would not be possible without the blessing of the ocean. The ocean can also show its violent nature when needed. We are celebrating the day to appreciate these gifts that we receive.

SOLUTIONS

Fill in the blank squares in the grid, making sure that every row, column and 3x3 box includes all digits from 1 through 9.

Good Character and Values are Essential in Business

by Janice R Newman

Your character and values significantly impact the way you conduct business and build a customer base because that is what customers remember about you and your business. If your character and values are positive, such as being honest, trustworthy, ethical, and empathetic, your customers are more likely to feel positive about your business and build a long-term relationship with you. On the other hand, if your character lacks integrity, and you conduct business unethically, customers may become disenchanted and might take their business elsewhere.

Customers want to work with people they can trust, people they believe are honest and have a good reputation within the community. Therefore, your character and values should be an essential part of any business strategy, goals you set, or in your personal life as they can impact the success of your business and relationships by attracting or repelling people.

Jesus states in Matthew 7:17-18 “Likewise, every good tree bears good fruit, and a bad tree bears bad fruit. A good tree cannot bear bad fruit, and a bad tree cannot bear good fruit. This can apply to how a business or a person is viewed. Once an individual has interacted with you or a company, they formulate their belief in you and the business’s reputation and how they feel the company will treat them.

Your character and values play a significant role in shaping your reputation, as they are closely tied to how you conduct yourself in business and personal life. You create an impression on those around you. You need a strong reputation that attracts customers, relationships and builds loyalty.

Character is a critical factor in business success because it influences how individuals interact with others, make decisions, and handle challenges. Some good characteristics are noted in Galatians 5:22 “But the fruit of the Spirit is love, joy, peace, patience, kindness, goodness, faithfulness, gentleness, self-control” (NASB1995). These traits are not only essential for spiritual growth but also have a practical application in achieving success, pursuing dreams, and succeeding in business. Here are three ways that having the fruits of the spirit can benefit you in business,

career, and personal life.

• Improving Relationships: Practicing the fruits of the Spirit, such as kindness, patience, and gentleness, can help build better relationships with your colleagues, clients, customers, and personal relationships. By treating others with respect, empathy, and compassion, you can create a positive environment, foster teamwork, and collaboration. By establishing good relationships with customers, they are more likely to want to do business with you.

• Increasing Trust and Credibility: The fruits of the Spirit, such as honesty, integrity, and faithfulness, can help build trust and credibility. People will believe you are reliable and ethical. By communicating effectively, you express yourself clearly and honestly and seek to understand the perspectives of others, you can build trust, reduce conflict, and improve productivity while building your reputation and customer loyalty.

• Enhancing Decision Making: The fruits of the Spirit, such as peace, wisdom, and selfcontrol, can help you make better decisions in business. When you have a clear sense of purpose and determination to achieve your goals and are guided by principles such as fairness and compassion, you are more likely to make decisions that align with your values which will lead to positive outcomes. You can also remain calm and composed during challenging situations to make rational decisions and avoid choices based on fear, anger, and other negative emotions. Good character and values, along with integrating the fruits of the Spirit are necessary for your business, to reach your goals, and to have good relationships. The fruits of the Spirit are qualities that are valued and are believed to be important for developing a good business reputation and living a fulfilling, and meaningful life. Ultimately, character, values, and the fruits of the Spirit can be seen as a path to business, personal and spiritual growth. They are a way to conduct business and live a life that is more fully aligned with our highest aspirations and potential to achieve our set goals and desires. Y? Why Not!

Bit/ly.ywhynot_Facebook

Services

AC/HEATING

SERVICES: Summer

Special! Furnaces or A/C’s , Clean & check $59.95. Furnaces, A/C’s, Boilers, water heaters, sump pumps, humidifiers, installations, repairs, furnaces installed from $1495.00 R/D Heating & Cooling. IL. and IN. 219-616-3281

DRYWALL REPAIR: Handy

“All” Drywall Repair, plaster repair, light construction, interior decorating and interior painting. Cell 708-514-0217 phone 708-841-2523. Stanley McDavid

ARE YOU BUYING OR SELLING PROPERTY? WE SPECIALIZE IN DELIVERING RESULTS.

BRUCE MCKINNEY

Call, send a text message, or an emailCell: 708-269-2992, email: bruce@ familypriderealty.comFamily Pride Realty, 3337 W. 95th St., Evergreen Park, IL. 60805

OVERNIGHT OFFICE

CLEANING AVAILABLE. South Holland Area. Call Randy 708-552-1839

HANDY MAN SERVICE

Lenord Wilks - Call 1-773-897-9464

LIGHT BULB SERVICE

Will replace your burnt out and broken bulbs - Interior/ Exterior. Also replace Smoke and CO2 Detector Batteries. 219-865-2345

ALL HANDYMAN

REPAIRS Done On The Side to save money! Painting, drywall, tile, concrete patching, doors, roofing, hauling. Very reasonable. Mark 708-408-7192

CONCRETE & PATCHING

Done On The Side to save you money. Also general contracting, handyman work, FHA work & snowplowing. Very reasonable. Call Mark 708-408-7192

PAINTING SERVICES:

Economy Painting. Interior/ Exterior painting 20% Off. Mention this ad. Walpaper instllation. General dywall repair & installation. Best price guaranteed. Ask for Ed. 708-548-6356 or 708-2885038.

ADG HANDYMAN

Cleaned gutters and repairs, installing new gutters, protectors/cover caps. Never clean gutters again!

Unclogging all pipes large and small. 312-8356645/708-250-4752 gholston859@gmail.com

PLUMBING SERVICES:

J.E.M. Plumbing & Sewer , Drain Cleaning Specialist, water lines, pumps, water heater, faucets, toilets, same day service. 219-845-7589 or 708-896-0500

GUTTER CLEANING:

SUPER FLOW Gutter

cleaning, Free estimates. Very reasonable. Asl for Rob. No Sundays. 708-877-6860

HOME IMPROVEMENT:

A&A Services services faucets, carpentry locks, fence and gate repair, gutter cleaning, power washing, toilet repairs, wind damage repairs, caulking, rooftop repair. Insured. Free estimates. 219-865-2345

TREE SERVICE: Maggy’s Tree Service. Tree’s Topped, Trimmed, Removed, Bush Removal, Stump Removal. Walks shoveled. Also Insured Bonded. Free estimates. 708-200-8078

PAINTS OF AMERICA

interior and exterior painting, plus carpet cleaning and gutter cleaning. Senior discounts. Call Algie at 708-574-6367

HARP-WILL CLEANING INC. has several openings for experienced, dependable Home/Office Cleaners with a track record of excellent service. We offer competitive pay. Contact us at info@ harpwillcleaning.com or 708-855-4294.

GUTTER CLEANING. Just a friendly reminder that your gutters need cleaning. Also, for a limited time, we offer a Free Rooftop Inspection at no extra charge. Call today for your free quote 219-8652345

SHELTON’S FIREARM AND SELF DEFENSE LLC www. sheltonsfirearmsandself defense.com Don’t be a Victim, Book A Class Today! “Shelton’s Firearm and Self Defense Training LLC” 708-502-3718

TRIPLE E LAWNCARE Full Service weekly lawn care. Power Raking, Aeration, Fertilization, Bush Trimming/ Removal/ Planting. Erik of Lansing 708-858-1213

DAILY MOVERS 20 miles one way $325-$425 Special 708-940-1378

CORONADO HOME IMPROVEMENTS.

Providing home improvement services such as drywall repairs, painting, floor installations, plumbing and electrical services. For free estimates call (219) 902 1017

Wanted IN SEARCH OF OLDER COBRA CB BASE STATION RADIOS, CB MICROPHONES , CB ACCESSORIES CB AMPLIFIERS Let me know what you have! Call Dan 312-720-0844

LOOKING FOR HO MODEL TRAINS ENGINES,ROLLING STOCK,TRACK,SCENERY will take away or make B O please text 708-262-1661

WANTED RADIO/TV

TUBES CB/HAM RADIOS

TUBE TESTERS 70S HIGH POWER STEREOS misc test equipment Tube type stereos old radios no tvs 708 536 8823

WANTED DEGAN OR MUSSER VIBRAPHONE CALL 219-801-0955

IN DESPARATE NEED SMALL CAR FOR 80 YEAR

OLD - ECONOMICAL CAR CAN BE DAMAGED IF RUNNING FOR LOW INCOME SR. CITIZ. Does not have to pass emission test if the price is right - Call 219-801-0955

WANTED: 1972 & OLDER

CARS & TRUCKS, PARTS, RUNNING OR NOT (and parts) unfinished project and 67-69 Camaros. 708-4399770

WANTED - GARAGE TO STORE MY OLD DODGE CAR. Could use 1 or 2 Stall Garage. Prefer the Lansing area. Call James between 9am and 9pm, 708-460-8308

SOMEONE TO REPAIR A GAS LAWN MOWER. Call or text 708-673-9361

WANT TO BUY A USED

2-CAR (NON-WOOD) GARAGE DOOR.

708.925.2102

IN SEARCH OF OLDER COBRA CB RADIO BASE STATIONS & ACCESSORIES let me know what you have. Dan 312-720-0844

HOUSE PHONE, CORDLESS, CALLER ID.

Ask for Martha 708-849-4690

US SOLDIER IS DESPERATE IN NEED of a 3 bed house, to rent or rent to buy. Currently paying $2000/mo at Hotel and $209 for storage. Have fixed income of $4000/mo Plus. Call Algie 708.574.6367

SENIOR LOOKING TO RENT 2 OR 3 BEDROOM HOUSE WITH GARAGE. Have Sect. 8, also have 24hr caregiver. Looking in Lansing, Calumet City, South Holland, or Thornton ASAP. Call 708-200-8473. Ask for Carol WANTED: Electric chainsaws and as many chains as you have. Exterior Brown Paint. 219-801-0955

WANTED: Old Deagan or Musser big bar vibraphones. Any Condition 219-801-0955

Vehicles

2016 FORD F56 STEPUP VAN, RUNS GREAT AND IN GREAT CONDITION! V10 Propane fueled. Excellent delivery van or convert to a food truck. $28,000 OBO Call 773-9084704 ask for Buddy.

HELP WANTED

STERI-CLEAN CHICAGO

- 2152 Glenwood Dyer Rd., Ste 3 Lynwood, IL 60411. Biohazard/Hoarding

Technician Applications -in person ONLY Mon and Wed 12pm - 2pm. We provide necessary training and certifications including Blood Borne Pathogens. However, the following Requirements/ Qualifications MUST be met:

• Live within 30 min. of the office which you are applying for

• Have experience with power tools and have construction or restorations experience

• Valid driver’s license, an MVR will be run

• Clean background, extensive background check will be run

• Pass drug screeningAble to lift 50 lbs.

• Able to work in a respirator and full PPE for long periods

• Must be 21 years of age due to many of our vendor contracts

• Available to work 30-40 hours per week

• Available to work 9 hours per day with 1 hour lunch and 15 minute break

• Reliable transportation to get to our office (work vehicles provided)

• Working cell phone

The work we do is extremely physically and emotionally demanding. Please consider this when applying.

Compensation: DO

For Sale

MINT CHINA / TROPHY / COLLECTOR WOOD GLASS DOOR CABINET WITH BOTTOM DRAWERS MINT CONDITION PAID OVER $1000 SELL FOR $350 WOOD. DINING TABLE SITS 8 WITH HIGH BACK WOOD CHAIRS PAID OVER $1000 SELL FOR $350. ENTIRE CONTENTS OF HOME $1700. Parents estate....... Call (219) 746 2370 ..... Lansing IL

MORE GREAT DEALS!

Mattresses: twin $88, full $98, queen $138. Bunk beds, futons, day beds $178. 5 pc dinette $179. Sofa LV $495. 4 pc. bdrm $495. Lamps, rugs & more. EZ credit $7,000, 90 days same as cash. or 12mo Installment plan. Free layaway. 708-371-3737 www. factorybeddingfurniture.com

ATTENTION LANDLORDS AND TENANTS BARELY USED CARPET AND PADDING EXCELLENT QUALITY varies sizes colors and grades. Vinyl flooring excellent paint interior and exterior 708-596-0255

GE DOUBLE OVEN STAINLESS STEEL $1100 OBO in great condition self cleaning, whilpool dish washer stainless steal$350 obo , black electric top stove top $300 obo stainless steel deep double sink $85 708-536-3228

Real Estate

HOMES & APTS. FOR RENT, NO ONE TURNED DOWN,NO ONE TURNED AWAY !! Everyone is Welcome !! Nation Wide Property Rentals 9am-2pm Mon-Fri Call 773-288-0560 Chicago & Suburbs

2 BEDS, 1 BATH, LIVE-IN KITCHEN, SECOND FLOOR. PRIVATE

PARKING. No pets. One month security and rent required. $900 a month

17701 Commercial Ave APT

2W., Lansing. Available now! Seniors welcome. Call Winston - 708-474-2474

FOR RENT WAREHOUSE

62.5 X 53 =

FOR STORAGE

3,312 SQFT. 14 FOOT

CEILINGS. INSULATED AND HEATED , Door 13’9” high X 23’ 4” Wide. In Crete by Walts food store. $1,500.00 Call 708-672-7775

APARTMENT FOR RENT

THORNTON - NEAR SHOPPING, SECOND FLOOR SPACE, new fridge new new bath and carpets call for appointment 708-462-7028

SMALLER TWO BEDROOM HOME. South Holland. $950 plus security. Redone, appliances, large living room, quiet area, big deck with nature views. Application fee. Outside parking. 708-268-7075

HARVEY 2 Bds 2nd floor, 1 bath, A/C, Appl included, 1 month rent, 1 month security, no pets. 708-362-7887, 708-527-4477

LARGE, NEWLY DECORATED 3 BEDROOM Apt, 2 baths in Calumet City. Sec 8 welcomed. 219-2139556

SOUTH HOLLAND HOME. 1 ROOM FOR RENT, FEMALE SENIORS WELCOME. Utilities Included, Refrigerator and Microwave Included. No Section 8 or Smokers, or Pets. 708-566-1103 Call Linda.

Health/Personals

If you or a loved one were diagnosed with OVARIAN cancer after use of TALC products such as BABY POWDER or SHOWER TO SHOWER, you may be entitled to compensation. Contact Charles H. Johnson 1-800-535-5727

Garage Sales

Friday and Saturday May 12th and 13th . Hours 9-2 , at 19150 Wentworth Ave.,Lansing Ill . Something for everyone, baby toys, clothes, books,puzzles,dishes, and much more.. Please park on side streets Yard Sale 05.06.23. Come out and purchase some treasures at the Best Yard sale in South Holland. 1902 E. 166TH Place, South Holland, IL

Misc.

Mother’s Day Golf Balls, Top-flight $6/doz., Ladies Pink balls, $14/doz., Titleist Valls, $12/doz. Lady’s or Kid’s Sets, complete! $57. Call 708-339-3429

Moving sale. .Guest room queen mattress , box spring , like new $100.00. Stainless electric pot, new $18.00 708-645-4245

Generator, Coleman, 5000 Watt, 11 HP, $225 OBO; Snowblower, Brand New, Never Used, $275 OBO; Inversion Table with Extra Electrical Vibrating Lumbar Support, like new, $95 OBO; Box Fan, $10; Craftsman 10” Compound Miter Saw, $50 708-837-9814

Fishing Pole/Ski Container for Car Roof. Expensive Thule Brand. Cost $400Selling for $200. OBO Call 708-418-0725

#1 Walk-in tub. Comprehensive lifetime warranty. Top-of-the-line installation and service. Now featuring our free shower package & $1600 off - limited time! Financing available. 1-855-417-1306

Switch and save up to $250/yr on talk, text & data. No contract or hidden fees. Unlimited talk & text with flexible data plans. Premium nationwide coverage. 100% U.S. based customer service. Limited time get $50 off any new account. Use code GIFT50.

1-855-903-3048

MobileHelp, America's premier mobile medical

Steger Client Messed His Medical Bills

On March 27, 2023, I learned how a client from Steger messed his own medical bills because he acted without consulting his insurance agent. The client might have to pay more money because he goofed up Medicare records.

The client bought a very good Medicare supplement policy through our agency. In fact, he bought the best kind of Medicare supplement policy – a Plan F which pays for any medical service that Medicare approves but does not pay entirely.

Then, he went online and bought a Medicare Advantage plan. That automatically killed his wonderful Medicare supplement policy because Medicare stopped paying for medical services. Instead, the Medicare Advantage plan took the claims and started paying only a portion of medical bills. Under the Medicare Advantage plan, the client was required to pay co-pays, deductibles, and other fees when he got medical services.

In the Medicare system, Medicare Advantage plans cancel the flow of medical claims information to Medicare supplement plans. He wanted extra help with medical bills. Instead, he got less help because he

did not know what he was doing and he did not consult his insurance agent who works at our firm. If he had, our agent would have cautioned him not to buy a Medicare Advantage plan.

Because he bought a Medicare Advantage plan, his Medicare supplement plan will not be required to pay on any medical bills since he started the Medicare Advantage plan.

Here is a word of caution. Before you sign for any Medicare related medical insurance plan, consult an insurance agent near you. Medicare related insurance plans are complicated. They don’t all work the same way. The medications that you use or your health history can make different insurance plans treat you differently or cost more money. In this case, our client hurt himself financially. Don’t do the same to yourself.

Note: Woodrow Wilcox is the senior medical bill case worker at Senior Care Insurance Services in Merrillville, Indiana. He has saved clients over three million dollars by correcting medical bill errors. Also, Wilcox wrote the book SOLVING MEDICARE PROBLEM$ which is available through book stores or online.

Bishop Noll will highlight students during Fine Arts Week

HAMMOND | Travel to Hollywood with the music of the movies during Bishop Noll’s Concert Band and Choir spring concert.

The performance will take place at 7 p.m. May 13 in the school auditorium. There is no charge to attend.

The band, along with the BNI choir, will celebrate the movies performing selections from Top Gun, Batman, Avatar, Field of Dreams, Star Wars, Bohemian Rhapsody and more. This is a concert for the entire family.

The concert is part of BNI Fine Arts Week, which begins with a student talent show at 7 p.m. May 11. The BNI Jazz Band and BNI Rock Band will perform at 7 p.m. May 12.

The Bishop Noll Art Department will also showcase an art gallery from the BNI students in the cafeteria from Friday evening through the end of the spring concert.

The BNI band has had a successful year with 1st- and 2nd- place trophies for its performance and participation at the Reliaquest Bowl in Tampa, Florida, this winter.

BAKER

Carol Catherine Baker, nee Skoog, age 90, of Caledonia, MI, passed away Saturday, April 29, 2023. Beloved wife of the late William James Baker. Loving mother of William Baker, Janet (late Mark) Eichenberg, Linda (Mark) Rieman, late Karen Pontz, and the late Susan Kay Baker. Cherished grandmother of 7; greatgrandmother of 12. Dear sister of the late Barbara (late Jack) Hansen, late James (late Patricia) Skoog, late Kathy (late Don) Spore, and late Duane (late Joan) Skoog. Preceded in death by her parents Warren and Genevieve Skoog. Carol was dearly loved and will be missed by all who knew her. Private services will be held. Memorial contributions may be given to St. Jude Children’s Research Hospital (www.stjude.org).

Arrangements entrusted to Smits Funeral Home – Dyer, IN. For further information, please contact 219-322-7300 or visit our online obituary and guestbook at www. SMITSFH.com

FOWLER

MEZA

Maria G. Meza, age 59, of Harvey, IL passed away on Friday, April 28, 2023. Beloved wife of Antonio Meza. Cherished mother of Christian Daniel Meza and Jose Antonio Meza. Dear sister of Patricia, the late Margarita, Maria Refugio, Beatris, Alberto, and Josefina. Loving aunt of many nieces and nephews. Preceded in death by her parents, Refugio Bonilla and Guadalupe Guzman. Maria was loved by many and will be dearly missed. Visitation with family and friends will be held on Friday, May 5, 2023 from 2:00 – 8:00 p.m. at Smits Funeral Home, 649 E. 162nd St, South Holland, IL. Prayer service Saturday, May 6, 2023 at 9:15 a.m. at the funeral home leaving for a funeral mass at 10:00 a.m. at St. John the Baptist Catholic Church, 15746 Union Ave, Harvey, IL. Interment to follow at Holy Cross Cemetery in Calumet City, IL. For more information, please call 708-333-7000 or visit our online obituary and guestbook at www. SMITSFH.com

CARTER

GRETZ

The Bishop Noll concert band will perform at 7 p.m. May 13 as part of Noll’s Fine Arts Weekend.

A great weekend of drama, art and music awaits everyone. Admission is free for all the events. Enter door C for admission to all the events. Bishop Noll is located at 1519 Hoffman St. in Hammond, Indiana. For more information, visit bishopnoll.org

Catherine Frances Fowler, nee Dobrzeniecki, age 60, late of Dyer, IN, passed away Tuesday, May 2, 2023. Loving wife of Edward James Fowler. Devoted mother of Lydia Marie Fowler, Angela Catherine Fowler, and John Francis Fowler. Proud nana of Mya Catherine Fowler and Ava Quinn Fowler. Dearest sister of the late Nicholas (Sabrina) Dobrzeniecki. Preceded in death by her parents Frank and Lydia Dobrzeniecki. Loving daughter-in-law of John C. and the late Marie A. Fowler. Her greatest loves were gardening, laughing, and caring for her family. She will be missed by all. Visitation Thursday, May 11, 2023 from 3:00 – 8:00 p.m. with a prayer service to be held at 6:30 p.m. at Smits Funeral Home, 2121 Pleasant Springs Lane (Rt.30/Pleasant Springs Ln.), Dyer, IN. For further information, please contact 219-322-7300 or visit our online obituary and guest book at www.SMITSFH.com

CRIPE

Erna M. Cripe, nee Seipp, age 93, of Lansing, IL, passed away peacefully on Thursday, March 30, 2023. Loving wife of the late John C. Cripe. Devoted mother of Madeline “Lynn” (Lane) Luoma, William (Barb) Cripe, Jim (Mary) Cripe, and the late Robert Cripe. Cherished grandmother of 10 and great-grandmother of 22. Dearest sister of the late Conrad Seipp. Preceded in death by her parents Conrad and Emma Seipp. Erna was loved by many and will be missed. A memorial visitation will be held on Friday, May 12, 2023 from 3:00 p.m. until the time of the memorial service at 5:00 p.m. at Faith Church, 100 E. 81st Ave., Dyer, IN with Rev. Andy Nearpass officiating. Arrangements entrusted to Smits Funeral Home – Dyer, IN. For further information, please call 219-322-7300 or visit our online obituary and guestbook at www. SMITSFH.com

Mark Anthony Carter, age 58, passed away Saturday, April 29, 2023, surrounded by his family in his home in South Holland, Illinois. He was born on January 23, 1965 in Chicago, Illinois. He was preceded in death by his father Cliff Williams and his mother Mae Carter. Mark was a serial entrepreneur, wearing many hats over the course of his long career, first as a Fundraiser, Consultant, Real Estate Investor, and much more. Mark was known not only for the incredible depth of knowledge he brought to any subject, any business, but also for the warmth of his personality, kindness, deep regard for others, and a radiant optimism. He embodied the very best characteristics one would want to have in a spouse, friend, and father. Mark is survived by his wife of 29 years, Raneigh M. Carter. All four of his children Francis McCall, Stephanie McCall, Marcus Carter, and Anastasia Carter. His grandchildren Laila Robbins and Jada Lynn Hogans. His Uncle Jerry Bender, cousin Jerry Bender Jr., cousins Ron and Joyce Bender, Nicky, Ranita, their grandchildren Marcus, Mya, Aiden, and Mylan. His Father -in-Law Fred Wilson, Sister-in-law Miki Wilson, and nephew Roderick Hatcher and a host of extended family members and friends.Visitation

Sunday, May 7, 2023 from 11:00 a.m. until the time of the funeral service at 12:00 p.m. at Smits, DeYoungVroegh Funeral Home, 649 E. 162nd Street, South Holland, IL.

Stephen Randolph “Randy” Gretz, age 74, of South Holland, IL formerly of East Hampton, NY, passed away on Saturday, January 21, 2023 in Chicago, IL. Beloved husband of Patricia Paarlberg. Loving father of Laura (Kyle) Cassidy, Stephen Randolph Gretz Jr., James Paul Gretz; and step-father of Brittany Duncan, Catriona Duncan, Peter (Tamara) Paarlberg Stevens and Andrew Paarlberg Stevens. Cherished grandfather of Theodora Duncan, Theodore Stevens, and Keira Cassidy. Dear brother of Bill (Helen) Gretz, Rick (Inge) Gretz, and Libby (Randy) Blank. Preceded in death by his parents William and Janice (nee Dobson) Gretz and his first wife Connie Gretz. Randy was a graduate of The Nichols School ’66 (Buffalo, NY), Trinity College ’70 (Hartford, CT) and The Wharton School of the University of Pennsylvania ’72 (Philadelphia, PA), having served as a financial advisor for Merrill Lynch in both New York City and Chicago, IL, for over forty-five years. Randy was also a longtime member of The Maidstone Club and Devon Yacht Club, as well as a generous benefactor of the East Hampton Library. Visitation, Friday, February 3, 2023 from 4:00 – 7:00 P.M. at Yardley & Pino Funeral Home, 94 Pantigo Rd., East Hampton NY. A Mass of Christian Burial will be held on Saturday, February 4, 2023 at 11:00 A.M. at Most Holy Trinity Parish, 79 Buell Lane, East Hampton, NY. Burial services to follow at Most Holy Trinity Cemetery and a reception to be held in the Baldwin Room of the East Hampton Library. In lieu of flowers, memorial donations may be made in his name to the East Hampton Library (http:// easthamptonlibrary.org/ help/donate/) or the East Hampton Healthcare Association (https://www. easthamptonhealthcare. org/).

Real Estate Questions & Answers

CATHY & JIM HIGGINS

Question: A friend of mine -- honest, I’m not talking about my house -- asked me to put her house up for sale on the Internet, twice, and I got a few interested people but nothing serious. She has asked me again to do the same. She lives in a nice community and wants $350,000.

I just thought you might have some creative ideals for selling this house. She’s going to give me $10,000 if I can sell it and I need the money. I’m also thinking of advertising in a magazine. What do you think?

Answer: I think you’re doing a terrible disservice to your friend, and I think you should also look at the real estate laws in your jurisdiction. They will no doubt say that without a real estate broker’s license you have no ability to sue for a real estate commission -- thus if you sell the property your friend is not obligated to pay you a dime.

Your friend may well be trying to help you, or may honestly think that you have a skill which would allow you to sell the property. But what do you know about

real estate contracts? Seller disclosures? Complete Internet exposure? Fair housing requirements? Financing? Pricing? Seller contributions?

The list goes on, but the point is this: There’s a lot more to selling real estate than advertising. Without a broker’s license you do not have the right to collect a fee from another for the sale of a property.

Worse, you might sell the property for less than it’s worth or you may create unintended liabilities that cost your friend huge amounts of money.

Go no further with this until you have spoken with a local -- and licensed -- attorney.

E-mail us your Real Estate questions at Cathyah@aol.com. Thinking of selling your home? Call Cathy & Jim Higgins, Licensed Broker/Realtors in Indiana & Illinois. IN: 219-865-4361 IL: 708-828-3304. McColly Real Estate. Website: www.Cathyhiggins. com. Personal Real Estate Journal: www. Higginshousechat.blogspot.com

Bill blocking libraries from state funding if they ban books clears General Assembly

By PETER HANCOCK Capitol News Illinois phancock@capitolnewsillinois.com

SPRINGFIELD – A bill that would block libraries from receiving state grants if they ban books cleared the Illinois Senate Wednesday and will soon be sent to Gov. JB Pritzker, who is expected to sign it.

House Bill 2789 is an initiative of Secretary of State Alexi Giannoulias, whose office oversees the Illinois State Library and administers several grant programs for public and school libraries. It would require that as a condition of qualifying for those grants, libraries adopt either a written policy prohibiting the practice of banning books or the American Library Association’s Library Bill of Rights, which includes a statement that “(m)aterials should not be proscribed or removed because of partisan or doctrinal disapproval.”

“This right-to-read legislation will help remove the pressure that librarians have had to endure from extremist groups like the Proud Boys who have targeted some of our libraries and their staff,” Giannoulias said during a news conference after the Senate vote. “This firstof-its-kind legislation is important because the concept of banning books contradicts the very essence of what our country stands for.”

In June 2022, the Community High School District 99 school board came under pressure to remove the book “Gender Queer” from its library shelves. According to a Chicago SunTimes article, that pressure came from a group of conservative parents as well as members of the far-right Proud Boys. The book, written and illustrated as a graphic novel, is a memoir about a nonbinary person grappling with issues of gender identity and sexuality as a teenager and young adult.

According to the American Library Association, “Gender Queer” was the most frequently challenged book in 2022, drawing 151 requests for its removal because of its focus on LGBTQ issues and allegedly explicit sexual content. All told in 2022, the ALA said it documented 1,269 demands for books and other resources to be removed from libraries, the largest number of attempted book bans since the organization began collecting data more than 20 years ago.

Senate Republicans, however, argued that the bill would put too much power in the hands of the ALA and that putting the group’s Library Bill of Rights into law would force local libraries to enact extreme policies.

For example, Sen. Sue Rezin, R-Morris, cited

a provision that said libraries that also provide exhibit spaces and meeting rooms to the public “should make such facilities available on an equitable basis, regardless of the beliefs or affiliations of individuals or groups requesting their use.”

“I think what I heard is, regarding the Bill of Rights here, that if a library does not make its public space available for anyone who wants to use it, including, say, a drag show, because of what the local officials of that library feel is not appropriate for the library, that library can now potentially lose their state funding,” she said.

Likewise, Sen. Steve McClure, R-Springfield, said that prohibiting libraries from banning books for any reason would mean they could not reject the donation of books from the public, including books that are purely hate speech or books offering directions on how to build a bomb.

“Anybody who thinks that makes sense, vote yes,” he said. “But if you have common sense, and if you want to stick up for our local communities to keep everyone safe, at the very least, this is an easy no vote.”

At his news conference, Giannoulias described those arguments as “ludicrous” and said the legislation does not deal with drag shows or dictate to librarians what materials they have to maintain.

“We’re not telling you what books to buy or not buy,” he said. “What we’re saying is, if a book is in circulation as determined by the libraries and the librarians, that book cannot be banned because a group of individuals don’t like or want that book in their library. That’s what the legislation is all about.”

Summer Griffith, director of Springfield’s public library, also spoke at the news conference and said that libraries have established policies governing what materials they put in their collections.

“We do not just get them because somebody dropped off a bunch of books. That’s not how we get books,” she said. “Our collection policy is, in fact, on our website so everyone can go look. It is confined by our budget. It’s confined by what is necessary and good for our community.”