The Black Book Issue 59 - Current to 21st September 2022

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BLACKTHE BOOK. Current to 21st September 2022 Ponsonby Muses The inner-city suburb once known as ‘Dedwood’ 10 & 10 IN 10 Spend 10 minutes with Black Group’s Matt Posa PROPERTY FEATURE 34D Arney Crescent, Remuera 55+ PROPERTIES FOR SALE OPINION PIECE Housing Market Update: RELIEF ON THE HORIZON

Mark Bycroft

Spring is in the air, the winter holiday and hibernation time is behind us, Website traffic is increasing open home attendees increasing.

WELCOME TO ANOTHER EDITION OF OUR BLACK BOOK

If you are considering selling now is the time. Be in your new home to enjoy with family and friends before xmus.

Or sell now long settlement and be ready to buy unconditionally the home of your dreams.

Leverage off our qualified readers and let us create some competition around the sale of your home. We invite you to attend one of our exceptional sales professional’s open homes or private viewings. Not all our offerings are in the public eye, as some of or vendors request privacy and discretion so please let us know your buying requirements and let us present some fantastic opportunities Look forward to seeing you soon

4 CONTENTS 6 10 & 10 IN 10 SPEND 10 MINUTES WITH BLACK GROUP’S MATT POSA 8 A BLANCHE ROSE STORY WHERE STYLE AND FUNCTIONALITY MEET 12 PROPERTY FEATURE 34D ARNEY CRESCENT, REMUERA 26 MARKET UPDATE: RELIEF ON THE HORIZON TAKE A BREATH, CHANGE IS COMING 30 CHICKEN, PINEAPPLE AND ’NDUJA BAKE AN AUTHENTIC PARTY IN A PAN 42 PROPERTY ADS CONTENTS 6 4 | THE BLACK BOOK. 14 34D GlanceatRemueraCrescent,Arneya

Black Group Realty Ltd. Selling Principal Heather Walton 021 432 heather.walton@raywhite.com167 Franchise Owner Mark Bycroft 021 968 946 mark.bycroft@raywhite.com Sales Manager Jeff Tubman 0274 558 717 jeff.tubman@raywhite.com Digital Marketing Manager David Kennedy 021 075 david.kennedy@raywhite.com5200 Black Group Property Management. General Manager Mac Bycroft 021 223 6893 mac.bycroft@raywhite.com Ray White Epsom Ray White Matakana & Omaha Black Group Realty Ltd. Licensed (REAA 2008) The Black Book is subject to copyright in its entirety and the contents may not be reproduced in any form, either in whole or in part, without written permission. Opinions expressed in The Black Book are those of the contributors and not necessarily those of Black Group Realty Ltd or Ray White Ep som. No responsibility is accepted for unsolicited material. 28 THE BLACK BOOK. | 5 27

10IN10&10 MATTINTRODUCINGPOSA THE BLACK BOOK.6

Getting one of our busy team to sit still can be difficult, so we bribe them with coffee to spend 10 minutes with us. This week we pulled Matt Posa from Black Group Realty aside to ask him 10 personal, and 10 professional questions.

1. What was your first job? Tutoring 2. What did you want to be when you grew up? Architect. 3. Tell us the thing you love the most about working in real estate? The variety, no day is ever the same.

PERSONAL

4. Do you feel performance in real estate is measured by the team or by the individual? Always by the team.

8. What do you wish you’d known before you started out in your career? I don’t think I truly understood that real estate never stops, sometimes the 9-5 just doesn’t cut it. 9. Do you work better under pressure or on your own schedule? I’m always organised. I produce my best results when I’ve planned everything. 10. Million dollar question - Casual fridays, yay or nay? Big Yay! PROFESSIONAL THE BLACK BOOK. 7

1. What’s your coffee order? Mocha 2. What song is on repeat on your playlist at the moment? Ruin My Life - Luca George 3. Which App do you spend the most time on? Trademe. 4. Where do you think New Zealand’s best-kept secret is? Onemana 5. How do you start each morning? Almond Milk Banana Smoothie 6. If you could have coffee with anyone in the world, who would it be? Ricky Gervais. 7. It’s date night - where are you making a reservation for dinner? Andiamo or Ebizu 8. What’s your go to ice cream flavour? French Vanilla 9. If you were to win a reality TV show, which one would you have the best shot at winning? Survivor 10. Where in the world do you wish you could head to for a holiday? Croatia.

5. What would you consider to be your greatest achievement? Graduating University. 6. What do you hope you’ve achieved in five year’s time? Five years is a long time, But I hope to still be adding value to the Black Group in whatever roles the future holds.

7. What changes have you made to better support your team? In order to support my teams, I’ve had to adapt. The teams weaknesses have become my strengths.

blancherose.comVISIT THE BLACK BOOK.8

In a nod to her heritage, Jacqueline Nelson established the brand Blanche Rose. If her name sounds familiar, it’s because Jacqueline was instrumental in the growth of her iconic family brand –HouseHold Linens – for over 15 years. Jacqueline inherited her innate sense of style, design and business from her parents. Her father, a yacht designer and mother an entrepreneur. She cherishes the precious mem ories growing up in Auckland watching her parents design, create and build both product and business. A love affair of all things white began for Jacqueline when she moved to Sydney in 2000. She loves the calm, peace and tranquillity the white palette offers. The philosophy of Blanche Rose, as with Jacqueline’s heritage is quality over quantity, impeccable detail and beautifully designed homewares not only for looks but for loving and living. Style and functionality come together with Blanche Rose beautiful white pillowcases, sheets, duvet covers, towels, nightwear and candles. The collection has been created for those with an appreciation for quality and design and will suit all interiors from classic to contemporary. This small selection of delightful pieces is a glimmer of what is to come. Blanche Rose is a thoughtfully curated, created and designed combination of luxury essentials for sleep, bath, lounge and home. This chic lifestyle collection is designed with care and attention to detail to en hance the already beautiful aspects of your home. Incorporating these special white treasures into any décor will create an elegant and liveable space while capturing the feeling of living in a luxury lodge. TO

CLICK

“Use Only White Sheets, Anything Else Changes Your Personality” THE BLACK BOOK. 9

- Katharine Hepburn

Crafted with extreme care and to the highest standards the finest fabrics and ingredients have been carefully considered when weaving this collection together to create a luxurious feel, finish and fra grance. Sourced from some of the world’s finest artisans and mills where Jacqueline’s intimate con nection is bringing about the ultimate in high quality homewares.

Dress your home in this charming white palette to complement and enhance the interior and archi tecture. There is something quite magical about this light bright white collection where quality is paramount and detail is key. The purpose is to deliver timeless style that is defined by understated functional elegance through high quality design and craftsmanship. At the heart of Blanche Rose is Jacqueline’s love of all things white and the calm tranquil feel that it brings to any home. Jacqueline is committed to providing the best. Wishing you peace, love and joy with your beautiful new white treasures.

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Hello and welcome to Fleur & Co. My name’s Alina and I’m a Rus sian-born Kiwi based in Auckland with a passion for elegant floral design and beautiful organic products.

Inspired by my lifestyle in New Zealand I’ve curated a range of healthy gift options and stunning floral designs for like-minded people across New Zealand to enjoy as much as I do. I believe in making a positive contribution to my community, so that’s why every year I’ll select a deserving charity to regularly donate flowers to. So, each time you place an order with Fleur & Co – you’re helping to make a difference in your community. A picture paints a thousand words, so check out the Fleur & Co Instagram page to view my past creations or simply have a squiz to gain some inspiration.

HELLO@FLEURANDCO.NZ 027 720 2077

v 34D Arney THE HOLLYWOOD THE BLACK BOOK.12

Arney Crescent,Remuera HOLLYWOOD HILLS MEETS AUCKLAND’S NORTHERN SLOPES THE BLACK BOOK. 13

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Nestled within one of Remuera’s most expensive and desirable streets is this incredible grand home that celebrates space and impeccable style across three levels.

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Opportunities like this deluxe and upscale six-bedroom home do not come up often in the prestigious Northern slopes of Remuera, particularly within the tightly held location of Arney Crescent, where the elite buy their forever homes.

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palatial

winter. THE BLACK BOOK. 19

The home has it all. You can unwind by the fire place in the formal living area after enjoying a spa in the

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“I think the best part about the property relatively lock-up-and-leave,” Listing

” property is that it’s a huge home, but it’s Listing agent Richard Thode says. THE BLACK BOOK. 21

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In summer, you can relax poolside in your own private oasis. The picturesque outdoor area is built for entertaining, with an outdoor fireplace, heated pool bordered by well-manicured hedging, spa, and plenty of seating. With an abundance of space both indoors and outdoors, you’ll be spoilt for choice when you want to host parties.

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““Buyers who are looking for a family home, will just fall in love.” THE BLACK BOOK.24

Featured property Lisited by Richard Thode 021 336 richard.thode@raywhite.com002 home, perhaps a multi-generational, THE BLACK BOOK. 25

“In August last year, our data reported the lowest housing stock in our 15-year history. Fast-forward to today, and we’ve seen stock double year-on-year, which is starting to be reflected in asking prices,” Williams says.

Auckland followed Wellington into a buyers’ market in April, after hitting a 15-year record high average asking price of $1,277,353 in January 2022. Since then, Auckland’s average asking price has cooled by 7.1%, dropping to $1,186,465 in August, allowing for seasonal adjustment, the latest data from realestate.co.nz shows. Realestate.co.nz spokesperson Vanessa Williams says the cooling housing market offered buyers plenty of choice in August.

ASB’s latest Quarterly Economic Forecast warned last week that house prices are expected to continue to fall until mid-2023.

into the data, we learn that the property types seeing the greatest impact of the buyers’ market and rising housing stock were apartments and lifestyle blocks. Year on year, average asking prices for apartments dipped by -9.9% to $695,762, and lifestyle blocks dipped by -5.1% to $2,029,551,” Williams However,says. the asking prices for standalone homes and townhouses appeared to hold their ground last month, with the average price now at $1,159,548, an in crease of 0.6% year-on-year.

ASB Chief Economist Nick Tuffley says New Zealanders are... EXPECTED TO CONTINUE BUT ‘Relief ON THE HORIZON’

New data shows the average asking price of standalone homes and townhouses in Auckland managed to hold ground in August, but property seekers still have the edge, and house prices are expected to continue to stabilise.

TO FALL

“set to face a tough year as the uedcontin-pressures of housing,inflation,and a tight combine”marketlabour

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MARKET UPDATE: HOUSE PRICES

“We’ve seen this coming for a few months, and there has been plenty of specula tion about downward trends in the market. But instead, we’ve seen a slow stabili sation of the unprecedented market we witnessed during the pandemic.” When compared to August 2021, Auckland’s average asking price was up 0.4% to “As$1,186,465.wedigdeeper

Tuffley says strong wage growth will outpace inflation next year and lift people’s purchasing power, but this could prove to be a challenge for employers when it comes to finding and retaining people.

“The message is it’s going to be pretty challenging this year and a chunk of next year, but then we should start to see some relief on the horizon as the housing market stabilises again and inflation and interest rates start to ease a bit,” he said.

“When you add that there are fewer sales in the market, this has meant a record number of proper ties on the market, being 79.65 percent higher than the same time last year. Supply has increased and demand has dropped, resulting in fewer sales and sellers realigning their sale price expecta tions,” Smith says.

“The Reserve Bank has been reacting to this by rapidly increasing the Official Cash Rate, which we expect to reach 4% by the end of this year and remain high throughout 2023,” he says. He says households may feel added mortgage servicing pressure over the next year.

He says the market has certainly been different in the last two years.

Ray White CEO Carey Smith says since February 2022 there has been a quick and considerable decline in the number of sales that have taken place.

“Inflation likely hit its peak midway through this year, but it’s going to take a while to get down to a sensible level so there’s going to be a long tail,” Tuffley says.

“The supply of property has lifted more than 72 percent in the last 12 months; emphasised in the previous quarter with an increase of 91 percent more properties available for purchasers to view.

“While prices still have a much higher value than two years ago, the normalisation of stock levels is closer. This is likely to continue across New Zealand; there will be approximately 30,000 properties available for sale with a long-term average inventory of approximately 27 weeks. “This would indicate a much more balanced market favouring those seeking value by comparison,” Smith says.

“Eventually though, interest rates are likely to come down but we don’t envisage that until some time in 2024.”

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Vanessa Williams, SPOKESPERSON FOR REALESTATE.CO.NZ

+ 6 4 9 6 3 8 8 6 4 0 e n q u i r i e s . b g r @ r a y w h i t e . c o m CONGRATS TO: R i c h a r d T h o d e R o s s H a w k i n s L i n h Y e e & C o . R o d C h e e s e m a n C u s t o m e r s e r v i c e a n d N o . 1 3 t h R e s i d e n t i a l S a l e s p e r s o n . N o . 1 4 t h R e s i d e n t i a l S a l e s p e r s o n N e w S t a r t M e m b e r - M e t r o N e w S t a r t M e m b e r R e g i o n a l N o r t h I s l a n d B o t h o u r o f f i c e s h a v e b e e n r e c o g n i s e d t h r o u g h o u t t h e R a y W h i t e G r o u p f o r t h e i r e x c e l l e n c e . O n t o p o f t h a t o u r l a r g e r p a r e n t o f f i c e w o n N o . 5 O f f i c e o f t h e y e a r , a g a i n a w i n t h a t i s e x t r e m e l y h a r d t o g e t o u t o f a p p r o x 2 8 0 o f f i c e s . RAY WHITE AWARDS

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2 tablespoons double cream

1 lime, cut into wedges ’Nduja and chipotle paste

Preheat the oven to 180°C fan/200°C.

50g ’nduja paste/spread 2 tablespoons olive oil 2 teaspoons tomato purée/paste ½ teaspoon chipotle flakes ½ teaspoon paprika ¾ teaspoon fine salt about 20 twists of freshly ground black pepper

Cut the pineapple into 4 rounds, then cut each round into quarters, removing the hard core (you should have about 300g). Add the pineapple to the bowl with the remnants of the paste, mix to coat with whatever's left there, arrangethenthe pineapple around the chicken.

Notes I use tangerines over oranges as they have a more complex, floral flavour, but feel free to use oranges if that’s easier (use fresh fruit, though, not juice from a bottle or carton). If your tangerines/oranges aren’t particularly sweet, you may want to add some maple syrup or honey – do this when you add the stock or water.

Pour the tangerine juice around the chicken (don’t get the skin wet), then bake for 20 minutes. Remove from the oven and pour the stock or water into the pan around the chicken (again, don’t get the skin wet). Return to the oven for another 20–25 minutes, or until the chicken is cooked through and the skin is browned and crispy. If you have a blowtorch, use it to char the pineapple a Drizzlelittle. the cream into the sauce. Toss the coriander and the remaining sliced onions together with a tiny bit of oil and salt and arrange on top. Serve from the pan, with the lime wedges alongside.

Get ahead Marinate the chicken in the ’nduja and chipotle paste up to 2 days ahead, but don’t mix in the onion and garlic until you’re ready to bake.

Put all the ingredients for the paste into a large bowl and mix together. Add the chicken, garlic and three-quarters of the sliced onion and mix well so everything is coated evenly. Tip the onions and garlic into a 28cm ovenproof cast-iron skillet or similar-sized baking dish and spread out. Place the chicken thighs on top, skin side up and spaced apart.

Recipe extracted from MEZCLA, Recipes to Excite by Ixta Belfrage RRP $65, Ebury Press Chicken, Pineapple and ’nduja Bake

4 cloves of garlic, peeled and crushed with the side of a knife

4 skin-on, bone-in chicken thighs, at room temperature

1 medium onion, halved and very thinly sliced on a mandolin ½ large, extra-ripe pineapple, peeled (300g) 4 sweet tangerines (or 2 oranges), squeezed to get 100g juice (see 100gnotes)chicken bone broth, stock or water

Ingredients Method

5g fresh coriander

I love the combination of sweet and savoury (as you’ll probably have deduced if you’ve flicked through this book a few times), and there is no greater union than that of pork and pineapple. The pork here comes in the form of ’nduja, a spreadable chillispiked sausage from Calabria. Add chicken, pineapple, chipotle and tangerine to the mix and you’ve got yourself a party. Food & Wine Serves: 4 86 Get more like this at Verve Magazine! THE BLACK BOOK. 31

If you are considering selling, we explain how you can take advantage of the current conditions to achieve the best possible sales outcome. The New Zealand housing market is going through a correction period, so it’s more important than ever to stay informed with real-time infor mation. As Australasia’s largest real estate group, we are uniquely placed to pro vide our clients with the most relevant and timely information and data to assess current market activity and outlook. And as a family-owned and led business with 120 years of experience including operating through two world wars, the great depression and recession and the global pandemic, we know that we can deliver you the highest quality solutions in the current market. We’re proud to help thousands of New Zealanders sell their home every CLICKyear.

HERE TO READ THE LATEST ISSUE NOW THE BLACK BOOK.32

Introducing Ray White Now, an insight to provide clarity to all our cus tomers on what is happening in the market right now.

RAY WHITE NOW

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AUCTION DAY CLEARANCE RATE 60.00% ALL SOLD AUCTION CLEARANCE RATE Including selling prior to, at and within two weeks after the auction. Last 90 days 46.00% AUCTION DAY CLEARANCE RATE PRIVATE TREATY CLEARANCE RATEVS 22.00%60.00% HIGHEST PRE AUCTION OFFER VS SALE PRICE BUYER ORIGIN 12.10% SCHEDULED AUCTIONS 424 AVERAGE REGISTERED BIDDERS 2.1 AVERAGE ACTIVE BIDDERS 1.5 PERCENTAGE OF AUCTIONS WITH ACTIVE BIDDERS 72.20% UnknownOwner/OccupierOtherInvestor71.19% 26.27% 0.85% 1.69% RAY WHITE CONDUCTS 1 IN 4 AUCTIONS ACROSS NEW ZEALAND THE BLACK BOOK.34

Out’n’About! Our team here is all about boots on the ground and being present throughout the entire process. We thought it would be special to share those all important mo ments with you! Check out our team doing what they do best. Click here subscribeto . Hamish Aitcheson and his handsome boy with his new Puppy Pit Stop in Point Wells. Observing the formalities of any good photo opportunity at the 2022 RW Awards NOBODY gets behind high-school rugby like a father of the players! Ross Hawkins - Legend from the sidelines Gents who know how to dress! Ray White Awards 2022 THE BLACK BOOK. 35

Smarter Home EV Charging

As electric vehicle ownership becomes more commonplace, there are more reasons to have a bespoke charging solution at home. Installing a home charger for your EV is the safe and efficient solution to help future-proof your garage.

evnex.com 128THE BLACK BOOK.36

You see, this rudimentary charging method relies on the integrity of house’s wiring, the wall plug itself, and safe charging habits. These are why NZ’s Worksafe strongly recommends against this charging method, ‘Mode 2’ in an employee in-home charging context where businesses are responsible for safety.

Home-grown solutions

“Down the line, householders may have more than one EV, and simultaneous charging demand doubles this strain on the mains, but smart charging can allow two EV chargers to communicate with each other and manage the shared load.”

Another consideration with installing a faster AC charger at home is its increased energy demand. “One of the most common dedicated AC chargers is rated at 7.4kW, and this can pull up to half a home’s maximum energy load. If you’re looking for a way to charge as fast as possible with that system – up to 40km of range in an hour – but in a safe way, consider a charger that offers home overload protection.” This is a feature by which a smart charger monitors your electricity draw and throttles back its charging speed as you get close to the maximum load threshold, which is commonly 63A.

The cheapest home charger installation will be at a site close to your switchboard that requires no more than three metres of cable to be run between the two. And if your car predominantly lives outside, there are options for the charger to be mounted on the exterior of the house or via a pedestal mount near the home. Visit evnex.com for an answer to every charging question and a solution for every EV driver. Get more like this at Verve Magazine! THE BLACK BOOK. 37

“In the future, this technology will allow us to connect drivers with electricity companies directly, helping lines operators prevent blackouts while EV drivers continue to wake up to their EVs ready to go.”

EV ownership is becoming increasingly mainstream, and the reasons drivers are switching from combustion-engine to battery-powered cars are varied. Some have made the transition due to rising fuel costs or to reduce carbon emissions and their car’s environmental impact. Others are attracted to the new and rapidly evolving EV technology and the performance credentials of the latest models.

Evnex is an NZ-based company developing technology solutions beneficial to all EV drivers, and its bespoke homecharging solutions are backed by professional installation and ongoing support. Justin Rypma, digital marketing manager, explains that the best scenario is to install a smart charging system with EV equipment that’s connected to the internet: “It’s a convenient way to connect your EV to the most affordable and cleanest electricity, but with faster charging speed and the ability to be wirelessly upgraded over time.

In terms of future proofing, Justin says smart charging trials are already underway in NZ to make this process simpler for EV owners. While customers currently need to set a charging schedule to overlap with their electricity provider’s off-peak rates, advanced features like automated charging scheduling are being tested to shift with factors like clean energy availability, time of use pricing, and potential strain on the grid.

“Home charging allows you to charge in a safe and clean environment at times when electricity is cheapest, typically overnight starting at 9pm. Smart charging systems allow you to take advantage of these off-peak times of use when electricity retailers offer less expensive rates that are ideal for EV owners. These are often times when a higher percentage of electricity on the grid is produced from renewable sources.”

The cars are typically provided with a three-pin removable wall plug, which is fine for temporary charging or as an emergency tool when out and about, but it’s by far the slowest method of charging. And while it works well as a portable or back-up solution, it’s not really a suitable method for longterm use, in part due to safety considerations.

Croatia Blues Journeys 124 THE BLACK BOOK.38

If you can manage to drag your gaze away from the coast for a moment, you will also discover picturesque rural areas, the glorious Plitvice Lakes National Park and up to 10 UNESCO World Heritage sites. A little reminder that there is perhaps more to Croatia than stunning beaches and waters of myriad shades of blue.

The island of Hvar offers ancient towns, fragrant fields of lavender, centuries-old olive groves and vineyards. Of course, where there are vineyards, there is wine! Spend some time at one of the many small inns on the island – you’ll get to taste some delicious homemade wine and as the afternoon turns into evening, the songs start, and a great night is had by all! Hvar’s ancient town of Stari Grad is the oldest town in Croatia, dating back to 384 BC, its deep bay still providing a safe harbour and warm welcome today.

Not far from Hvar is the island of Brač, with its delightful town of Bol, and the Insta-famous fine pebble beach of Zlatni Rat. The shape of this promontory beach changes regularly according to prevailing currents and winds, and the waters are so clear you can often see the seabed rocks at least 10m deep. Some serious downtime can be spent here, on the beach, and in the many harbourside bars and cafes. Back on the mainland, your cruise may well end on a high in Split. A lively city, it has grown over the centuries on top of and around a palace built by the Roman emperor Diocletian who settled here in the year 305. For us Kiwis who marvel at anything older than a century, the history of this place, around which modern life carries on, is like no other place you’ve seen.

Azure, turquoise, aquamarine, sapphire... you may never see as many shades of blue than there are in the Adriatic.

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CAROLINEWORDS

Get more like this at Verve Magazine!

Add to that small villages of whitewashed houses and terracotta roofs, olive groves and vineyards on rocky landscapes, picture-perfect islands, and ancient walled cities oozing with history, and you have Croatia.

To best experience Croatia, board a traditional sailing ship with crew and set off along the coast, dropping anchor in a local village for dinner in a taverna. Foodies will delight in the fresh seafood and other tasty delicacies, often cooked by majka (mother) and served by other family members keen to chat. Spend your days swimming in crystal clear waters off the boat, and explore a different island each day. Dubrovnik is a good starting point. Impressive stone plazas, tiny, cobbled streets, and outdoor cafes make it a great place to explore on foot – make sure you walk atop the ancient city walls for views over the terracotta roofs. You may stumble across one of the first pharmacies in Europe, dating back to 1317 and still in operation today! Here you can purchase moisturisers made from original Franciscan recipes using local herbs. When your walking legs tire, it’s not hard to find a welcoming bar up a tiny side street where sitting in the shade with a cool drink is the perfect remedy. Said to be the birthplace of Marco Polo, Korčula is a pictureperfect island with a strong arts and culture heritage. The old walled town is as picturesque as it is fascinating, and beyond the town are dense pine forests, olive groves and secluded bays beckoning you to swim.

H E A T H E R H A S J U S T M E N T O R H E R 6 T H W I N N E R O N T H E N A T I O N A L A W A R D N E W S T A S A L E S P E R S O N O T H E R W I S K N O W N A S “ R O O K I E O F T H E Y E A R ”

Linh & Co

“Heather is a phenomenal mentor. She inspires and uplifts me. With her knowledge and mentoring I know I can be no 1” “I could never have done this without Heather. She’s one in a million” Do you have what it takes to go from zero to hero in one year? Call today and let’s find out! THE BLACK BOOK.40

Pre approvals Refinancing Buying your first home Purchasing another property Providing a second opinion on your current rates Are you considering putting an offer on a property or looking at your next potential purchase? If so, has your bank or lender approved what level of debt you are looking at taking on? We strongly recommended reaching out regarding any of the below: Sixtus works alongside Ray White Black Group Realty to further assist clients with extensive real estate knowledge W W W S I X T U S C O N Z 0 2 1 0 5 1 6 4 9 6 D Y L A N @ S I X T U S C O N Z G E O R G I A N A @ S I X T U S C O N Z Dylan Thomas Director & Financial Adviser Modern Mortgage Brokering. Old School Service. THE BLACK BOOK. 41

AUCKLANDCENTRAL

Richard Thode 021 336 002 A Rae Zhang 021 629 912 G EF

AUCKLANDGREATER

rwepsom.co.nz/EPS31018 Black Group Realty Limited Licensed (REAA 2008)

Hebe Cottage sits nestled in sought after Miha Road, a quaint lane within a short walking distance of some of Titirangi's most popular beaches and walkways.

1 Miha Road, Titirangi

Outstanding design is at the heart of the recent renovations, where the modern and bright kitchen doesn't lose sight of the history of the home, integrating Formica benchtops with light plywood cabinetry, gas hob and full height monochromatic mosaic tiling.

3 A 1 C 1 F 2 K Auction 4:00pm, Wednesday 14 September 2022 View Please see online for viewing instructions A true sanctuary from the buzz of the city, yet close enough to make the commute a breeze, this home is a refuge amongst the trees, with beaches, walkways and adventure within easy reach. Charlotte Inglis 021 306 898 Lynn Lacy-Hauck 021 190 0611

BAYS

EASTERN

NORTH OF THE BRIDGE

COASTAL LIFESTYLE&

Happy Trails! We’ll be back in another two weeks with the next edition of The Black Book

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