Schedule to the Reserve Bank of India Act, 1934, the life certificate may be signed by an officer of that bank. A pensioner not resident in India in respect of whom his duly authorized agent produces a life certificate signed by a Magistrate, a Notary, a Banker or a Diplomatic Representative of India is exempted from personal appearance. 104. A pensioner not resident in India may draw his pension in India, through a duly authorized agent, possessing a legally valid power of attorney, who must produce a life certificate on each occasion, unless the duly authorized agent has executed an indemnity bond to refund overpayments in which case he has to produce the life certificate at least once a year. 105. A pensioner of any description resident in India is exempted from personal appearance if he draws his pension through an agent who has executed a bond to refund overpayments and produce at least once a year a life certificate signed by a person authorized under rule 103 to sign such certificates. 106. The pension of a person drawing his pension through an authorized agent who has executed a bond to refund overpayment, shall not be paid on account of a period of more than a year after the date of the life certificate last received, and the disbursing officer shall be on the watch for authentic information of the death of any such pensioner, an on receipt thereof, shall promptly stop further payments. 107. When a pensioners is a minor, or is for any other reason incapable of managing his own affairs, and has not regularly appointed manager or guardian or when the guardian so appointed dies or forfeits the position of a guardian (as in the case of a widow on account of her remarriage) payments may be made to the person, who comes with the pensioner as the guardian for the first time, provided the same person produces a certificate from the Collector of the District or the Deputy Commissioners declaring him to the manager or guardian for the purpose of receiving, on behalf of the pensioner, pension due to him. The payment to the guardian shall be made in the same way as to the original pensioner, provided that sufficient proofs are forthcoming at the time of each payment, of the pensioner being alive and eligible to receive the pension for the period covered by the payment. Note 1.- This certificate shall be kept on record with the disburser’s half of the Pension Payment Order. Note 2.- Pension of a person who is certified by a Magistrate to be a lunatic should be paid in accordance with Section 95(1) of the Indian Lunacy Act (IV of 1912) which is reproduced below :Section 95(1) of Lunacy Act (IV of 1912) 95(1) When any sum is payable in respect of pay, pension, gratuity, or other similar allowance to any person by the Central Government or any Provincial Government and the person to whom the sum is payable is certified by a Magistrate to be a lunatic, the Government Officer under whose authority such sum would be payable if the payee were not a lunatic may pay so much of the said sum as the thinks fit to the person having charge of the lunatic, and may pay the surplus, if any, or such part thereof, as he thinks fit for the maintenance of such members of the lunatic’s family as are dependent on him for maintenance. The term Government Officer’ referred to in the said Act should be interpreted to mean the authority competent to sanction the pension. Forms of Pension Bills and connected certificates
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