Cayman Resident 2022 by Acorn Media

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MAPS ABOUT CAYMAN WORKING IN CAYMAN IMMIGRATION FOOD & DRINK HEALTH PETS KIDS & ADULT ACTIVITIES FINDING, RUNNING & BUILDING A HOME EDUCATION AND MUCH MORE!

WWW.CAYMANRESIDENT.COM

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2022

Letter from the publishers Thank you for reading our 19th annual issue of Cayman Resident! It is a labour of love each year to update and research all the thousands of individual bits of information between these 464 pages. This year it took eight of us from April to September to check, research and update everything, and whatever we could not fit in the print edition has gone on our website, www.caymanresident.com. We did not do it alone though! This year we again reached out to experts in our community who always show such wonderful Caymankindness by helping us update all the really complicated bits of information which they know more about than us. We are indebted to them! Without you this would be an impossible task.

Go Digital 2022

2022

MAPS ABOUT CAYMAN WORKING IN CAYMAN IMMIGRATION FOOD & DRINK HEALTH PETS EDUCATION KIDS & ADULT ACTIVITIES FINDING, RUNNING & BUILDING A HOME AND MUCH MORE!

MAPS ABOUT CAYMAN WORKING IN CAYMAN IMMIGRATION FOOD & DRINK HEALTH PETS EDUCATION AND MUCH MORE! KIDS & ADULT ACTIVITIES FINDING, RUNNING & BUILDING A HOME

As we come to the end of the second year of the COVID-19 pandemic, we are reminded how resilient the Cayman people are. We are a hardworking and adaptable lot, who care deeply about our community and helping others. We are an entrepreneurial bunch and even without one of our pillar industries, tourism, we have each tried our best to find a way to prosper and provide for our families. We must remember though that not all is rosy in our islands; people are hungry and struggling to keep a roof over their children’s heads, and we are all praying and hoping that life can return to normal as soon as possible.

WWW.CAYMANRESIDENT.COM

PUBLISHER’S LETTER

Download the new magazine today! All the benefits of the print version, plus... Advanced Search Active Web Links Email Enabled

So, please find our most up to date, jam packed issue of Cayman Resident which we are confident will answer the questions that you needed answering and also answer loads that you had not thought to ask but are so pleased you now know! We hope you enjoy it!

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Cayman Resident 2022

Acorn Media mailing address: PO Box 31403 Grand Cayman KY1-1206 Cayman Islands Acorn Media physical address: 209 Alissta Towers North Sound Road, George Town Tel: (345) 946 3200 Fax: (345) 946 2830 Email: info@acorn.ky www.caymanresident.com

CAYMANRESIDENT 2022

Charles Grover & Joanna Boxall Publishers, the Cayman Resident

2022 Acknowledgements Publishers Joanna Boxall - Editor Charles Grover – GM

Assistant Editor Clare-Louise McGrath

Sales Charles Grover Deborah Roberts

Design/Production Julian Dalton

Researchers/Copy Editors Rosita Ritch Mina Whorms Jessica Wright

Summer Interns Amy Gillies Chiara Subiotto

Contributors

AC K N OW L E D G E M E N T S

Simon Boxall James Burch JC Calhoun Linda Dacosta Rebecca Davidson Louise Desrosiers Nick Dunne Lucy Frew Nick Joseph Philip Paschalides Ingrid Pierce David Pytches Tony de Quintal Claudia Subiotto Darren Trickett Tamsin West Matthew Yates

Photography Cathy Church CI Chamber of Commerce Cayman Islands National Archive DRCL/Camana Bay© Caroline Deegan Photography Julie Corsetti/Deep Blue Images Daria Keenan Brian McDonald/Design Cayman Rebecca Davidson Photography Tracey Rose /Cayman Riding School Jonathan Sparrow from Sotheby’s Kathleen Spencer Ten2Photography for Design Studio Guy Waller and Bryan Winter

To create the Cayman Resident magazine and website every year takes a team of dedicated staff and the willing participation of industry experts. We owe our heartfelt thanks to: All the wonderful photographers and businesses who allowed us to use their amazing photos in this Jonathan Molyneaux edition and who went out and took specific photos when we needed something unique. We are very grateful to you all! We would also like to thank: JC Calhoun and Claudia Subiotto, from Coldwell Banker Cayman for giving us the latest updates on what has been happening in the real estate industry in Cayman. Rebecca Davidson, for taking so many of the wonderful photos featured in this issue and for going out to take specific photos that we needed! Julie Corsetti who year after year lets us use her beautiful photos in this magazine. Louise Desrosiers, from Travers Thorp Alberga who updated the Family Matters chapter and shared her expertise on pre and post nuptial agreements and on getting divorced in Cayman. Nick Joseph, from HSM for sharing his expertise on Cayman’s immigration laws. Darren Trickett, from Island Heritage who helped us research and update the extensive content we have in the magazine on private pensions. Wil Steward, MD at Chalmers Gibbs Architects for his advice on how to build like a developer. Matthew Yates, from the Ministry of Finance for helping us update some crucial financial services information. Also, special thanks go to the team at Walkers who went above and beyond by writing and updating no less than eight sections of Cayman Resident: James Burch who updated our CLO information in the Global Financial chapter. Nick Dunne who reviewed and updated all the legal information we have listed in the Running a Business chapter on how to establish a business in Cayman. Lucy Frew who updated the sections on Beneficial Ownership and Legislation to Meet Client Needs. Philip Paschalides for updating our section on Single Family Offices. Ingrid Pierce who updated the section on Investment Funds. David Pytches who wrote our section on Trusts. Tony de Quintal who helped us update our information on Reinsurance in the Cayman a Global Financial Centre chapter. Last but not least, Tamsin West who updated the section on Companies and Partnerships. Thank you so much to all of our contributors! Without your expertise, updating Cayman Resident would have been very much harder than it usually is!

On The Cover Our Cayman Resident 2022 cover photographer was Rebecca Davidson. We would like to thank Jayda Jackson and Abigail Gouldbourne for letting us feature them. Their photo was provided to us by Tuk Tuk Designs (See Instagram @tuktuk_designs). Thank you also to Irene Corti for her starfish photo.

Don’t be shy! We always welcome contributions, suggestions or photos to make this magazine even more informative and visually appealing each year. If you are a budding photographer and would like to get some of your photos published then send us your best. As you can see we publish a wide variety of images so don’t be shy! Contact Acorn Media on (345) 946 3200 or email: joanna@acorn.ky.

The Cayman Resident is published annually in November. Complimentary copies can be found at Government Information Services, Tel: (345) 949 8092; the Chamber of Commerce, Tel: (345) 949 8090; the Seven Mile Beach Post Office; the Airport Post Office and many other locations throughout Cayman. The information can also be found at www.caymanresident.com. All rights reserved. No part of this book may be reproduced or transmitted in any form or by any means: electronic or mechanical, including photography and recording without the prior consent of the publisher. While every effort has been taken to provide information that is as accurate as possible, the publishers and respective contributors and researchers do not accept any responsibility for injury, loss or damage occasioned to any person as a result of material in this book.

CAYMANRESIDENT 2022

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TA B L E O F CO N T E N T S

ABOUT CAYMAN

FINDING A HOME

150

TRANSPORTATION

263

WORKING IN CAYMAN

BUILDING IN CAYMAN

246

HEALTH & WELLNESS

290

ISLAND MAPS

10 14 16 18 20 22 24

Sister Islands West Bay Seven Mile Beach Camana Bay George Town Red Bay, Prospect, Savannah

01 ABOUT CAYMAN

History & Politics Customs & Traditions

28 29 33

02 CAYMAN – A GLOBAL FINANCIAL CENTRE Cayman’s Financial History Banking, Investment Funds

03 INVESTING IN CAYMAN

Wealth Management Investing in Cayman Property

37 38 47 47 55

04 RUNNING A BUSINESS

60 68 79

05 WORKING IN CAYMAN

84 87

Trade & Business Licensing Setting Up an Office

Finding a Job

CAYMANRESIDENT 2022

06 PREPARING TO MOVE Cost of Living Tables The Process of Moving Shipping Considerations

07 IMMIGRATION

Work Permits Permanent Residency Immigration Services Visas & Passports

08 FAMILY MATTERS

Family Breakdown in Cayman Family Law Practices

91 94 95 97

12 RUNNING YOUR HOME

180 180 186

13 DISASTER PREPAREDNESS

116 117 120

191 191 193

14 SHOPPING

196 198 201 204 211

15 LIVING IN CAYMAN

212 212 213 215 217

16 BEING GREEN

220 221 224

122 124 127

10 SETTLING IN

130 130 134 138 139 140 142 147

Opening a Bank Account Telephone & Internet Utilities: Electricity Utilities: Gas -Household Utilities: Petrol, Diesel & Water Insurance Pensions

150 156 168 177

Overview of Residential Areas Buying a Property Renting a Property

100 101 107 113 113

09 RETIRING IN CAYMAN Wills & Probate End-of-Life in Cayman

11 FINDING A HOME

Maintaining Your Home Cleaning Services

Hurricanes Earthquakes & Tsunamis

Beauty Products Clothing Furniture Stores Toys

Babysitters & Nannies Day Spas, Hair & Beauty Salons Local Media - Radio, Print, TV Postal Services

Waste Management in Cayman Recycling in Cayman

374

FOOD & DRINK

402

PETS

GETTING MARRIED

17 HOME IMPROVEMENTS Indoor Improvements Outdoor Living & Gardens Swimming Pools

18 BUILDING IN CAYMAN Building Options Building Professionals

19 TRANSPORTATION Driving Licences Leasing a Vehicle Buying a Used Car Electric Cars

20 BOATING

Where to Boat Buying & Maintaining a Boat Fishing

21 HEALTH & WELLNESS

Health Insurance Local Hospitals Medical Care (General & Family) Medical Specialties Alternative Medicine Pharmacies

430

388 385 230 238 244 245 246 250 257 263 266 270 273 274

ACTIVITIES FOR ADULTS

22 EDUCATION

Government Education Private Education Scholarships Universities & Colleges Vocational Training

409 338 342 345 365 367 368

23 FOOD & DRINK

374 376 380 383

24 GETTING MARRIED

385 387 388

Places to Eat Supermarkets Culinary Things to Do Planning Your Wedding Wedding Locations

278 280 282 287

25 HAVING A BABY

290 292 297 303 306 328 335

26 PETS

TRAVEL

28 ACTIVITIES FOR KIDS & TEENS

Playgrounds & Parks Sports Cultural Activities

Importing Pets into Cayman Veterinarians

27 ACTIVITIES FOR ADULTS

Exploring Cayman’s Attractions Cultural Activities Watersports & Excursions

30 SPORTS & FITNESS

440 441 442 446 447

31 DIVING

448 449 453

32 TRAVEL

Staycations Sister Islands

454 455 456

INDEX

460

LAST LOOK

464

Wreck Diving Local Dive Operators

409 409 412 414

419 422 427 430 430 435 438

Cricket, Crossfit & Cycling Gyms & Fitness Swimming Tennis & Yoga

402 402 404

418

29 COMMUNITY LIFE

Clubs & Organisations Voluntary Organisations Religious Services

392 Obstetricians/Gynaecologists 393 Costs of Having a Baby On-Island 394 After Having a Baby 397

454

www. c a y m a n r e s i d e n t . c o m

TA B L E O F CO N T E N T S

239

COMMUNITY LIFE

North West Point

Boatswains Bay

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CAYMANRESIDENT 2022

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Acorn Pu blishing

Preston Bay

Village

Booby Pond Blossom

Bloody Bay Tarpon Lake

Acorn Pu bli shing

Little Sound

Beach Bay

Wearis Bay

Mary’s Bay Acorn Publi shing

Charles Bight

The Bluff

Point of Sand

West End

Jamaica

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Cedar Point

Bamboo Bay

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Colliers

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East End

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North East Bay

The Caribbean Dominican Republic

Haiti

Anchor Point

Cottage Point

Half Moon Bay

Old Man Bay

Frank Sound

Latin America

USA

Breakers

Frank Sound

Malportas Pond

Stake Bay

Meagre Bay Pond

NORTH SIDE

Hutland

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GRAND CAYMAN

Pease Bay

BODDEN TOWN

Cayman Kai

RED BAY, PROSPECT, SAVANNAH, NEWLANDS & LOWER VALLEY MAP

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Jackson’s Point

Booby Cay

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SEVEN MILE BEACH MAP

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South Sound

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Camana Bay

Snug Harbour

LITTLE CAYMAN

Jackson Point

Hog Sty Bay

Seven Mile Beach

Governors Harbour

WEST BAY MAP

WEST BAY

Spanish Bay

Conch Point

The Cayman Islands

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Providing access to bespoke alter native investment opportunities to eligible investors since 2015

office@mooreandmooreinvestments.com | www.mooreandmooreinvestments.com Harbour Walk, Edgewater Way, Grand Harbour, Grand Cayman Moore & Moore Investments Group Ltd is incorporated in the Cayman Islands and is registered with the Cayman Islands Monetary Authority pursuant to the Securities Investment Business Act. We offer a securities arrangement service that is purely on an introduction-only basis. The investments that we provide arrangements in relation to are only available to investors that meet the definition of either a “high net worth” and/ or a “sophisticated” investor (as defined in the Securities Investment Business Act) and, by engaging our services, you confirm that you are either a “high net worth” and/or a “sophisticated investor”. We are not licensed or regulated to provide any other services to any other types of investors. For example, we are not licensed or regulated to accept deposits, manage investments or offer advice on investments. Your decision to make any investments should only be made after considering seeking independent financial advice and reviewing the information and documentation associated with the relevant investment. As with all investments, you should note that your capital may be at risk as the value of investments can increase or decrease (and, in the event of a decrease, you may not get back your initial investment).

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CAYMANRESIDENT 2022 s Cl

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2022 Contributors Linda Dacosta

James updated all our information on CLOs in our

of life medical laws plus the wills and probate

Global Financial Centre chapter including how the

information in our Retiring in Cayman chapter.

CLO market is doing in 2021.

Linda heads up HSM’s busy property team,

James is a partner in Walkers’ Global Finance &

overseeing all aspects of their client’s real estate

Corporate Group. He specialises in debt capital

and conveyancing needs. Linda also specialises

markets and structured finance with extensive

in the area of wills and estates including drafting wills and codicils, preparing

experience in CLOs, securitisation and secured note programme structures as well

applications for probate and the resealing of foreign grants of probate. As a 27 year

as bespoke structured products. James also advises on a variety of banking and

veteran of Cayman’s legal services industry, Linda brings her trademark brand of

finance transactions including leveraged and acquisition financing, fund subscription

thoughtful leadership to her partnership with HSM.

financings and general secured lending.

JC Calhoun

CO N T RXIXBXU T O R S

James Burch

Linda helped us review and update the end

Louise Desrosiers

JC, along with Claudia Subiotto, helped us update

Louise wrote all the content in our Family Matters

the Finding a Home chapter and gave us the ins

chapter including pre-nups, divorce, division of

and outs of the current Cayman property market.

assets, child custody and more.

Due to his energy, experience, great reputation,

Louise Desrosiers (Counsel, Travers Thorp Alberga)

and commitment to the industry, JC has not only

is a highly experienced family law and private client

been in the forefront of the real estate industry

litigator called to the Bar (England and Wales) in

since the 80’s but has updated the Finding a Home Chapter for a number of years.

2006 and now practising in Cayman (2020). Before relocating with her husband

Known for their in-depth market analysis, and regarded as solid advisors on real

and children, she practised as a barrister specialising in family law (Middle Temple,

estate transactions, JC and the team of 13 sales agents that he leads, are recognised

London). Louise is a divorce specialist and has an interest in cases involving autistic

leaders in the real estate business, part of a growing physical and digital network.

Lucy Frew

children/parents, or those with additional needs.

Claudia Subiotto

Lucy updated the sections on Beneficial

Claudia helped us update the real estate

Ownership and Legislation to Meet Client Needs

information in the Finding a Home, Investing in

in the Global Financial Centre chapter.

Cayman and Running a Business chapters.

Lucy is a partner and heads Walkers’ Global

Claudia has lived and worked in London, New York,

Regulatory & Risk Advisory Group. She brings more

Rio and Grand Cayman, and with her past career

than 18 years experience as a specialist financial

in pharmaceutical sales – working under technical

regulatory and risk management advisory lawyer. Lucy’s clients are financial

and extremely competitive conditions – she has established a great foundation for

institutions across the international and domestic spectrum, including a range of

real estate sales. At Coldwell Banker Cayman, Claudia is both real estate agent and

banks, investment funds, administrators, investment managers, advisers, broker-

Marketing Manager, where her strong attention to detail, great local geographical

dealers, arrangers, trading venues and insurance and reinsurance sector clients.

knowledge, and a keen sense of belonging to Cayman has helped her help her clients

She also has significant experience in advising on FinTech and virtual assets.

Nick Joseph

buy or sell their properties.

Matthew Yates

Over the years Nick has written, added to and

Matthew used his extensive knowledge of

updated our Immigration chapter - all of it!

Cayman’s financial services industry to help

With a BA in Psychology and Languages, and an

us update our overview of Cayman’s current

LLB (Hons) in Law, Nick was admitted as a Cayman

financial outlook and what we can expect in 2022.

Islands Attorney at Law in 1997. Today he is a

Matthew is the Strategic Communications Officer

partner at HSM Chambers and a leader of the firm’s

for the Cayman Islands Ministry of Financial

Cayman Business Team, specialising in immigration, licensing and employment

Services and Commerce. He has played an integral role in the communications

matters relating to the establishment of residence and conduct of business in and

activities of the Ministry, including media campaigns on the commencement

from within the Cayman Islands. He also teaches the Immigration Law course at the

of legislation such as the suite of intellectual property laws and the Non-Profit

Truman Bodden Law School in Cayman.

CAYMANRESIDENT 2022

Organisations Act. Previously, he was a photojournalist.

People who have helped with this issue of the Cayman Resident Darren Trickett

Philip Paschalides

Darren helped us research and update the

Philip suggested to us and then wrote the new

information we have in the Investing in Cayman

section on Single Family Offices in our Cayman a

chapter about investing in a pension.

Global Financial Centre chapter.

Darren is the Pension Sales & Relationship Manager

Philip is a partner in Walkers’ Finance & Corporate

at Island Heritage and has over 25 years of banking,

practice and also in the firm’s Private Capital &

finance and investment experience working for

Trusts practice, representing private clients and

a number of retail banks with roles spanning from IT Administration to Branch

family offices on cross-border transactions. He also deals with the establishment

Management. In 2017 Darren joined Island Heritage to launch a new pension offering

of family offices and the relocation of individuals and businesses to Cayman. For

to bring greater strength, selection and transparency to employers. Island Heritage

many years Philip has been regarded by the legal directories as a market leader for

is a wholly owned subsidiary of Bermuda-based BF&M, with pension assets of over

structured finance transactions.

US$ 1.5 billion and 117 year history as a leading insurer.

Ingrid Pierce

Rebecca Davidson

Ingrid wrote and updated the section on

Rebecca

Investment Funds in the Cayman a Global

photography with us for 17 years! Her lovely

Financial Centre chapter.

has

been

sharing

her

amazing

photos grace many chapters in this issue.

Ingrid is Walkers’ Global Managing Partner and

Rebecca Davidson is an award winning photographer

heads the Cayman Investment Funds Group. Ingrid

based in the Cayman Islands. Arriving from the UK

has over 20 years experience and is recognised as

as a teenager, she quickly fell in love with the Island and learned her trade here among the people she grew up with. She now has 20

in advising funds on managing distress in volatile markets and has considerable

years worth of experience photographing newborns, families and doing commercial

experience with contentious matters having acted in connection with the

work, and she specialises in weddings. Rebecca books international weddings each

acquisition, restructuring and winding down of various high profile funds.

year so that her family can travel and experience different cultures around the world.

David Pytches

Nick Dunne

David wrote and updated the Trusts information

Nick reviewed and updated all the legal

which we have in our Cayman a Global Financial

information we have on Establishing a Business

Centre chapter.

in our Running a Business chapter.

David is a partner in Walkers’ Private Capital &

Nick is a partner in Walkers’ Insolvency & Dispute

Trusts Group. He has over 20 years experience

Resolution Group. His practice focuses on major and

in wealth and succession planning. He advises

complex international and cross-border commercial

institutional trustees, ultra-high-net-worth private clients and family offices on

disputes and arbitrations with a particular interest in fraud and asset recovery. Nick

all aspects of Cayman Islands and BVI trusts and succession law, including the

frequently appears before the Grand Court and the CI Court of Appeal, and has

formation, administration and restructuring of trusts and foundations, private trust

experience of appeals to the Judicial Committee of the Privy Council. Nick also heads

companies, charitable and philanthropic ventures, wills and estate administration.

the Cayman Islands Employment group and has significant practical experience dealing with both contentious and non-contentious labour and licensing matters.

Tony de Quintal

Tamsin West

Tony helped us update the information in the

Tamsin helped us write and update the section on

Cayman a Global Financial Centre chapter on

Companies & Partnerships in the Cayman a Global

Reinsurance.

Financial Centre chapter.

As a senior counsel in the Regulatory & Risk

Tamsin is a partner in Walkers’ Global Investment

Advisory Group at Walkers, Tony specialises

Funds Group, advising on a broad range of

in financial services regulatory law and risk

investment

funds,

corporate

mergers

and

management and he regularly acts for major banks, investment managers, fintech

acquisitions matters. Tamsin has specialist experience in investment funds of all

companies and corporate trustees. Tony is the regulatory lead on Cayman Islands

types, including private equity funds and hedge funds. An integral part of Tamsin’s

insurance-related transactions, having advised on the Prudential Regulatory

practice involves advising global corporations, investment funds and other financial

Authority’s insurance rules and standards, including the formulation of Solvency II

institutions in relation to joint ventures, acquisitions, disposals and restructurings.

rules and regulations during his time in the UK.

www. c a y m a n r e s i d e n t . c o m

CO N T R XIXBXU T O R S

one of the world’s leading investment funds lawyers. She has particular expertise

About Cayman

Cayman’s Outlook

History & Politics - Early Cayman History - Piracy - Slavery - The Legal & Political Systems - Relationship with the UK - National Statistics & Fact Sheet

29 29 29 30 31 31 32

Geography 3 1 - Geology, Caymanite 31 - Flora & Fauna, Mosquitoes 32 Customs & Traditions 33 - Traditional Cayman Homes, Backing Sand 33 - Catboat Regattas, Public Holidays 33 - Traditional Industry, Thatch Weaving 33 - Turtles & Turtling 34 Traditional Events & Holidays 34 Formalities 35 - Attire & Dress Standards 35 - Time, Business Hours, Climate 35

CAYMANRESIDENT 2022

Photos courtesy of the Cayman Islands National Archive Photographic Collection

A B O U T C AY M A N

Cayman’s outlook, a history of the Cayman Islands, customs, traditions, festivals, legal and political systems, geology, flora and fauna, climate, banking hours and dress code.

CAYMAN’S OUTLOOK

Cayman residents are optimistic about the outlook for 2022. With a new government and almost two years worth of COVID-19 restrictions under their belt, they are ready to move on with their lives and have things return to normal. The Government have said that in January 2022 they will determine whether restrictions on our borders being closed can be relaxed further. This will depend on our vaccination rate, which is one of the highest in the world. The CI Government delivered a Strategic Policy Statement (SPS) to Parliament in July 2021, which offers a broad overview of their long-term policy plan and introduced 10 main strategic outcomes. This document is used to hold the CI Government accountable for the delivery of campaign promises and responsible management of public finances. These include improving education by increasing funding for early childhood education and the reintroduction of A Levels into public schools; ensuring an equitable healthcare system by offering free healthcare to children and the elderly; improving the social development of Caymanians so that they can achieve their full potential; supporting climate change resilience and sustainable development with enforced governance for land use; increasing job opportunities for Caymanians by matching work permit applications with eligible unemployed Caymanians; improving our tourism industry as a product by diversifying Cayman’s tourism markets, expanding Cayman Airways routes and

the lowest debit-to-GDP ratios in the world at only 5.2%. In 2020, the Government reported a budget deficit of $38 million, which was less than forcasted when COVID hit, and Government covered the shortfall and additional expenditures fully from its cash reserves, which stood at $447.6 million at the end of 2020. Moody’s has maintained Cayman’s Aa3 rating in April 2021, citing Cayman’s “prudent government planning” and bonds issued in foreign and local currency, which have left Cayman with the fiscal space to deal with the economic impact of the pandemic. Due to the country’s strong fiscal policies, Cayman is financially the most robust out of all the Caribbean countries, and combined with its soundly managed financial services sector, is positioned to weather the coronavirus storm better than the vast majority of other tourism-dependent countries. Government predicts that the Islands’ average total operating revenue will increase by 28% during the 3-year SPS period (2022-2024). HISTORY & POLITICS

Early Cayman History - 1503 to 1670 Christopher Columbus is credited with discovering the Cayman Islands. The explorer was on his fourth voyage of discovery when his ships, ‘Santiago de Palos’ and ‘La Capitana’, sailed past Cayman Brac and Little Cayman, on 10th May 1503. His son Ferdinand noted in his journal, “We were in sight of two small, low islands, filled with tortoises, as was the sea all about.” Columbus named the islands ‘Las Tortugas’ after the large number of sea turtles he saw. Columbus and his men didn’t stop. Worm-eaten and leaking badly, their ships laboured on until they had to be beached and eventually abandoned in St. Ann’s Bay, Jamaica. Historians question whether Columbus was really the first person or even European to set eyes on the Cayman Islands. A full year prior to Columbus’ journey, the three islands appeared on the 1502 Cantino map. Moreover, Queen Isabella of Spain authorised four other voyages to the New World in 1499. Aside from these facts, even if Columbus was the first European explorer

to set foot in Cayman, at the time of his visit, there were as many as a million Carib, Taíno and Arawak Indians living in the adjacent coastal areas in the region. Archival research suggests that Cayman is a word of Carib-Indian origin, meaning crocodile. The Caribs and Taíno were proficient mariners, known to make ocean journeys in canoes up to 80ft in length. In Jamaica, thousands of Taíno Indians were living just up current from Cayman, so it is probable that the Taíno were among Cayman’s first visitors. In 1586, Sir Frances Drake and a fleet of 23 ships stopped in Grand Cayman for two days and recorded that the island was not inhabited, but that there were numerous crocodiles, alligators, iguanas and turtles. In 1655, Admiral William Penn and General Robert Venables were sent from Britain by Oliver Cromwell to take Hispaniola island from the Spanish. The so-called “Western Design” failed as the English did not capture the Spanish stronghold; however, they did manage to seize Jamaica. Shortly afterwards, Cayman became a possession of Great Britain, following the signing of the Treaty of Madrid in 1670. Piracy By 1660, the English had established themselves in Jamaica and began treating the Cayman Islands as natural appendages of that larger territory. However, apart from small settlements on Grand Cayman and Little Cayman, most of the three islands were left untouched. This was ideal for pirates, since Cayman also lay astride the route of treasure galleons returning to Spain, laden with gold and silver from the New World. The promise of capturing Spanish treasure ships on their way home from the Caribbean soon attracted the attention of a motley crowd of buccaneers, pirates and freebooters. The ‘Golden Age’ of piracy spanned from the 1650s to the 1730s. Cayman’s most notorious pirate was Edward Teach, otherwise known as Blackbeard, who frequented the area from 1713 until his death on 22nd Nov 1718. Despite the celebration of Cayman’s

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improving public transport; improving our financial services as an industry product by engaging proactively with regulatory bodies; networking with key stakeholders, continuing to refute tax haven myths, and educating on the positive economic impact of financial services in the Cayman Islands. In the April 2021 general election over 23,600 voters cast their ballots and out of the nineteen elected members, eleven were independents. Premier Wayne Panton now leads a team of independent representatives, dubbed PACT (People driven, Accountable, Competent and Transparent). Cayman’s tourism industry was hit hard in 2020 and 2021 with only an estimated 13% of tourism workers in a full-time job. Around 4,500 work permit holders left the Island due to redundancy following the impact of COVID-19. Caymanian tourism workers have been supported by the CI Government with a monthly stipend of initially CI$1,000 and this was later increased to CI$1,500 a month. Local charities stepped up in providing additional financial assistance to those struggling to feed their families and pay rent. On the conservation front, there is hope that the implementation of an updated Climate Change Policy and the full realisation of the National Energy Policy, which will include capital spending for solar farms, will help improve Cayman’s record on maintaining our environment. Inconsiderate littering and our lack of a sophisticated recycling system, are disappointing inconsistencies to an otherwise first world country. There are also hopes that Project ReGen will finally initiate a long-awaited, long-term, sustainable waste management solution. Efforts to alleviate traffic congestion will continue through 2022 with major roadworks being done on known traffic bottlenecks such as the Hurley’s roundabout in Red Bay and the Butterfield roundabout in George Town. The fiscal outlook for core Government revenue and expenses in 2022 predicts revenues of CI$838,681 and expenses of CI$898,277. With a gross domestic product of $4.7 billion, and total government debt of $248.6 million in 2020, Cayman has one of

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National Festival, Pirates Week, held at the beginning of November, the piratical part of Cayman history is downplayed in favour of district heritage days. However, some of the biggest names in buccaneering circles, including Lowther, Lowe, Morgan and Blackbeard, prowled the coasts of the Cayman Islands. According to Neville Williams’ book, ‘A History of the Cayman Islands’, the abundance of fresh water, turtle meat and wood, made Cayman an ideal landing spot. Furthermore, the Islands offered pirate captains the possibility of finding crews to man captured vessels and a quiet location away from the authorities where pirates could hide their loot and careen and repair their vessels. This pirate’s haven, however, only lasted for about 110 years. By the 1730s, the scourge of the buccaneers had been largely tamed, if not discouraged, by the growing population.

1 free man at the time of emancipation. In exchange for their freedom, the claims of all the 116 Caymanian slave-owners totalled 447,765 pounds sterling. To this day, Cayman has very good race relations and according to the author Gary Lee Roper, quoting from his book ‘Antebellum Slavery’, “Grand Cayman differs greatly from its neighbour Jamaica, in that there were no large plantations on the three small Cayman Islands, slaves were limited to the trades and domestic arts”. This is part of what differentiates the Cayman Islands from other slaveowning nations in this time period. Although slavery existed in Cayman for about a century, it was not ultimately able to prosper because the main sources of industry on the Island were not in areas that were conducive to slave trade, such as farming and agriculture.

Slavery The first Cayman land grants by the English Crown were made in 1734 and it is likely that these first settlers brought slaves. The holdings were granted to Campbell, Middleton, Bodden, Spofforth, Foster and Crymble. In 1773, the cartographer George Gauld drew the first map of Grand Cayman for the Royal Navy. He made a note in the margin, marking the population at 400 – half free and half slaves. By 1802, when Edward Corbett did his census, the population of Grand Cayman had grown to 933, of which 545 were slaves. Interestingly, only two of the original founding families, Foster and Bodden, still remain. It is possible some of these families returned to Jamaica with their slaves, having found Cayman unsuitable for planting on a large scale. According to Bertie Ebanks’ book ‘Cayman Emerges’, when slavery was officially abolished in 1833, there were around 985 slaves owned by 116 families. At this time, the population was 2,000, resulting in a ratio of about one slave to one non-slave. This makes Cayman very unusual compared to other Caribbean islands, particularly Jamaica, where the ratio was 10 slaves to

1700 to 1900 In the 1700s, permanent settlement of Grand Cayman began with a few families, most notably the Bodden’s. Between 1734 and 1742, five land grants in Grand Cayman were made by the Governor of Jamaica. At this time, mahogany and logwood were exported to Jamaica. In 1780, William Eden, a mariner and early English settler, established a cotton and mahogany plantation in Savannah’s Pedro bluff, building St. James (now known as Pedro St. James Castle), a remarkable building for that period and the only house on Grand Cayman to survive the devastating hurricane of 1784. In 1794 the ‘Wreck of the Ten Sail’ occurred and Cayman’s most popular legend (of how Cayman became tax-free) was born. In 1798, the Governor of Jamaica appointed the first magistrate in Cayman. The 1800s saw the first census in 1802, on 5th December 1831, Pedro St. James was the site of a historic meeting of residents who came together to select representatives for the five different districts. The meeting allowed for local laws to be formed for better government. Cayman’s first elections took place five days later, and 31st December

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the first Legislative Assembly met in George Town. The population at that time was approximately 2,000. Between 1830 and 1840, the first missionaries from the Anglican and Wesleyan churches arrived and the first schools were established, the Mico Charity and the Wesleyan school. In 1835, Governor Sligo of Jamaica landed in Cayman to declare all slaves free, in accordance with the Emancipation Act of 1833, and to help keep the peace in the abolition period. In 1846, the Presbyterian Church was established by the Rev. James Elmslie. In 1898, Frederick Sanguinetti, a British national, was appointed by the Governor of Jamaica as the first Commissioner of the Cayman Islands. 1900 to 1970s In 1920, a major Education Act paved the way for the establishment of government schools in all districts. In 1937, the first cruise ship, the ‘Atlantis’, visited Cayman and the beginnings of tourism commenced with the publication of the first tourist booklet. However, tourism did not really take off until the 1950s when a number of hotels opened. Then, in 1953, Grand Cayman’s first airfield was built, which replaced the seaplane service that had operated in the North Sound since the 1940s. The year 1953 was significant for two other reasons, including the opening of the first commercial bank, Barclays and the first hospital, the Cayman Islands Public Hospital. In 1959, Cayman enacted its first written Constitution, which granted women the right to vote. In the same year Cayman ceased to be a dependency of Jamaica. In 1962, following Jamaica’s independence from England, Cayman chose to remain as a Crown Colony. In 1965, the Mosquito Research Control Unit began operating. In that year, the Chamber of Commerce was established, the Caymanian Weekly newspaper (later the Caymanian Compass) began publishing and the Rotary Club of Grand Cayman was chartered. In 1966, landmark legislation was introduced to encourage the banking industry. In 1968,

Cayman Airways started flying, and in 1970, the population reached 10,249 with a total of 403 visitors arriving that year. In 1972, a new Constitution was introduced under which Cayman would be governed by a Legislative Assembly, Executive Council and a Governor. In this same year, Cayman introduced its own currency. In the early 1970s, Cayman’s banking industry took off.

The Political System & 2021 Election The Cayman Islands is a parliamentary democracy with separate judicial, executive and legislative branches and holds its general elections every four years. Cayman has a “One Man, One Vote” electoral system, with 19 districts and each represented by one Member of Parliament. As of December 2020, the LA became known as Parliament and MLAs became Members of Parliament. Since the establishment of political parties in the Cayman Islands, a record number of candidates entered the 2021 race as independents and a

Relationship with the UK The Cayman Islands has been connected to Great Britain since the signing of the Treaty of Madrid in 1670. From that time until 1962, Cayman was linked to Jamaica as a dependency. In 1962, Jamaica chose to become independent, but the Cayman Islands decided to remain a British colony. In 2002, the Foreign and Commonwealth Office discontinued the use of the term “Dependent Territory” and the Islands are now called an “Overseas Territory”. The Foreign and Commonwealth Office

appoints a governor, whose responsibilities cover a number of areas including: national security, foreign affairs, police, immigration, passport office, postal services and other portfolios, such as broadcasting, district administration and the civil service. Currently, there is very little desire amongst Caymanians for the Islands to become independent. GEOGRAPHY

Geology The Cayman Islands are the tops of seamount pinnacles reaching up from the Cayman Trench — one of the deepest sections of ocean in the world. The Cayman Ridge stretches from the Sierra Maestra mountain range in Cuba to the Gulf of Honduras. This ridge forms the northern margin of the Cayman Trench, which is 100 miles wide and reaches depths of around 25,000ft. The Islands’ position near the Oriente Transform Fault and the Mid-Cayman Rise means that the three Islands are separate uplifted fault blocks that were pushed up by friction between the North American and the Caribbean tectonic plates. According to the research of geologist Brian Jones, each Island appears to have a granodiorite foundation, which is succeeded by a cap of basalt and an uppermost layer composed of carbonates. These carbonates were created by living organisms such as corals, algae and shells, and were laid down during sea level changes over the past 30 million years. Caymanite Hidden away, under the jagged crust of Grand Cayman’s East End and the craggy cliffs of the Bluff in Cayman Brac, lie beautiful and mysterious mineral deposits. These rock strata, called Caymanite, are found only in the Cayman Islands and are well disguised by the surrounding limestone. Caymanite has layers of colours in earth tones, created by the different metallic contents of each strata. Its hardness challenges any who work on it, but when cut and polished, the stone has radiant hues and can be transformed into

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The Legal System The Cayman Islands legal system is based on English common law, with the addition of local statutes which have, in many respects, changed and modernised the common law. The Islands have a good legal and judicial system, which are constantly being upgraded to enhance the islands’ safety and reputation as a leading financial centre. The courts system is a simple one, with practice and procedure based on English law. Minor criminal and civil cases are tried by a Stipendiary Magistrate sitting in the Summary Court. All serious crimes and most civil cases are tried by the Grand Court, presided over by the Chief Justice and Grand Court Judges permanently residing in the Islands. Appeals lie from the Grand Court to the Cayman Islands Court of Appeal, which sits in Grand Cayman and, from there, to the Judicial Committee of the Privy Council in England. New residents, especially those from the US, may be surprised to find that barristers in court wear wigs and gowns.

total of eleven were elected. Five former Cabinet and Progressives members – Roy McTaggart, Juliana O’Connor-Connolly, Dwayne Seymour, Joseph Hew and Moses Kirkconnell – were re-elected. However, after the much talked about ‘horse-trading’ – what locals call the period of time following an election when ministry assignments are decided – the independents, formed the government, and secured control of Cabinet. Premier Wayne Panton holds responsibility for sustainability and climate resiliency. Deputy Premier Christopher Saunders presides over finance, economic development and labour. Minister Kenneth Bryan is responsible for tourism and transport. Minister Juliana O’ConnorConnolly once again oversees education, district administration, lands and survey, while Bernie Bush has home affairs, youth, sports, culture and heritage. Andre Ebanks is responsible for financial services and commerce and is minister for investment, innovation and social development. Johany Ebanks now has responsibility for planning, agriculture, housing, and infrastructure and Sabrina Turner has health and wellness. Former opposition leader McKeeva Bush is the Speaker of the House. Roy McTaggart is the new Leader of the Opposition, with Joey Hew as Deputy Leader. The next general election is scheduled to be held in 2025. For more information on the election and to find out how to register to vote, visit www. caymanresident.com.

unique jewellery and carvings. There is a permanent Caymanite display at the Cayman Islands National Museum and pieces can be purchased at various places in Cayman including the Museum, Artifacts, Pure Art Gallery and other jewellery shops.

Fact Sheet

Composition: Grand Cayman, Cayman Brac and Little Cayman

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Location: Flora & Fauna Cayman is world-renowned for its marine life, but there is much to see on land as well. Over 650 different species of plants, of which 415 are native, have been recorded in Cayman and the forests are far more diverse than those found in more temperate, northerly latitudes. Two of the best places to see the flora and fauna of Grand Cayman are the Botanic Park, where you’ll spot lots of the endangered Blue Iguana, and the Mastic Trail. Unfortunately, the Botanic Park suffered damage during Tropical Storm Grace in August 2021 and temporarily closed to the public. Cayman Brac and Little Cayman are also particularly popular with bird watchers. Little Cayman has a major breeding ground for a species of cormorant called the Red-Footed Booby. Cayman also has a colourful native green parrot that can be heard chattering in almond trees on all three islands, especially at sunset. Frogs and lizards are common around houses, especially those backing onto the bush. Owls and bats can be seen at night. Large, edible land crabs crawl across roads after heavy rains. The agouti is shy and rarely seen but can be spotted in the Eastern districts. Fresh water ponds attract migrating birds and are filled with hicatees, a species of aquatic tortoise and tiny minnows. Much of Cayman is covered in wetland and large areas of mangrove wilderness, an essential breeding ground for fish and birds. Mangroves are now a protected habitat in Cayman and cannot be removed without authorisation. Their protection is a major objective of the National Trust for the Cayman Islands. Follow Bush Girl Medicine to learn more about the practical health applications of Cayman’s flora and fauna.

Grand Cayman – Western Caribbean, about 150 miles south of Cuba, 480 miles southwest of Miami, 180 miles northwest of Jamaica Cayman Brac – 89 miles northeast of Grand Cayman Little Cayman – 5 miles west of Cayman Brac

Capital: George Town, in southwest Grand Cayman Size: 102 sq miles/164 sq km (total area of all three islands) Grand Cayman – area: 76 sq miles; length: 22 miles; average width: 4 miles; highest point: about 60ft above sea level Cayman Brac – area: 15 sq miles; length: 12 miles; average width: 1.5 miles; highest point: The Bluff – 140ft above sea level Little Cayman – area: 11 sq miles; length: 10 miles; average width: just over 1 mile; highest point: 40ft above sea level

Population: 71,106 (estimate as of September 2021) National Income (2020/2021)*: GDP per capita: CI$80,755 Real GDP: CI$4,121.3 million Total Government Revenue: CI$758.7 million Total Government Expenditure: CI$809 million Core Government Debt: CI$248.6 million

Other Statistics (2020/2021)*: Infant Mortality rate (per 1,000 live births): 6.4 Doctors per 1,000 population: 5 Unemployment Rate: 5.2% Total Work Permits: 24,221 Total Labour Force: 43,922 Total # Core Government Employees: 3,428

Mosquitoes Before the Mosquito Research and Control Unit (MRCU) was established in 1965, mosquito numbers were legendary. Reports were made of livestock being suffocated during the night and people did not venture outdoors without a smoke-pot to drive off the mosquitoes. In 1974 one mosquito trap, which is still a tool used today to survey mosquito numbers, caught 793,103 mosquitos in a single night. However, thanks to Dr Marco Giglioli, MRCU’s first director, numbers have fallen. He and his team dug a huge network of canals, ditches, dyke roads and paths into the wetlands and swamps, which serve as mosquito breeding habitat, and by manipulating the water levels of these wetland areas he controlled the pest by physical means. These dyke roads are maintained to this day and are used to survey standing water for the presence of developing mosquitoes. When larval mosquitoes are found in the water MRCU uses a biorational insecticide to try to suppress the mosquito’s emergence. However, many thousands of inaccessible wetland 32

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Average Inflation Rate: 1.6% Total Imports: CI$288.64 million Bank & Trust Licences: 153 Captive Insurance Licences: 657 Total Mutual Funds: 12,451 New Company Registrations: 11,688 Visitor Air Arrivals: 2020: 179,237; 2021 (Jan-Mar): 2,085 Cruise Ship Arrivals (2020): 538,140 passengers

Main Industries: Financial Services, Construction, Healthcare and Tourism*

Political Status: Overseas Territory of the United Kingdom (i.e. British dependency)

Nationalities: Over 125 different nationalities are represented in Cayman, including Caymanian, Jamaican, Filipino, British, American, Canadian, and a mix of Latin American. *Impacted by the COVID-19 pandemic. Information obtained from The Economics and Statistics Office.

acres produce mosquitoes as do area of standing water, so trucks and planes are used to fog and spray these pests at dusk. MRCU’s Integrated Mosquito Management (IMM) programme has also been working hard at limiting mosquitoes produced in containers such as tires, buckets, barrels and other water bearing receptacles. The general public are reminded to please never leave water standing in upturned pots or tubs as mosquitos can breed in something as small as a bottle cap! Remember to check around your house after it rains! CUSTOMS & TRADITIONS

Backing Sand Family outings to the beach on weekends are a major part of Caymanian culture, but sand plays another very important role in Cayman at Christmas time. Unlike many parents around the world, Caymanians have always been able to guarantee their children a ‘white Christmas’. The tradition of ‘backing sand’ has stood the test of time. Often, beginning as early as October, Caymanians could be seen by the light of the moon carrying ‘ground baskets’, woven from leaves of the magnificent thatch palm trees that tower loftily over the islands, brimming with

Public Holidays 2022 Monday, 3rd January New Year’s Day (observed) Monday, 24th January National Heroes Day Wednesday, 2nd March Ash Wednesday Friday, 15th April Good Friday Monday, 18th April Easter Monday Monday, 16th May Discovery Day (3rd Monday in May) Monday, 20th June Queen’s Birthday Monday, 4th July Constitution Day (1st Monday in July) Monday, 14th November Remembrance Day Monday, 26th December Boxing Day Tuesday, 27th December Christmas Day (observed)

powder-white sand from the beaches. The sand would be deposited in the front yard and on Christmas Eve, raked into intricate patterns and decorated with shiny new conch shell pathways. Catboat Regattas Cayman’s proud maritime history has served to provide many lasting traditions. The Catboat, a simple sailing boat once used for fishing and turtling in and around Cayman waters, is enjoying a revival thanks to the efforts of the Cayman Islands Catboat Club. Regular regattas are held in Grand Cayman and the sight of these humble, yet skillfully crafted vessels tacking their way around George Town’s bustling harbour, vying for space amid cruise ships, dive boats and tenders, is a truly remarkable snapshot of the juxtaposition of past and present in Cayman. Traditional Industry Through the ages, the principal economic mainstay of the Cayman Islands has been the hunting of sea turtles. However, there have been other industries, including schooner building, sponge harvesting, gathering of seabird eggs, wrecking, guano collecting, catching sharks for the leather industry, felling and removal of hardwoods such as mahogany and cedar, barking of red mangrove trees and cutting of logwood for their use in dyes. Coconuts were exported, cotton was gathered, ropes were made from thatch and, from the late 19th century until the 1960s, Caymanians worked as merchant seamen on commercial ships. Thatch Weaving & Rope Making Another noteworthy tradition is thatch weaving. ‘Laying rope’ was once one of the few means of making a living for Caymanian women and children while the men were away at sea. This valuable custom has been passed down from generation to generation. Certain districts were known to produce the best ‘tops’ for cutting and people would often walk for miles to collect bundles of thatch, which would later be stripped, dried and twisted into fine fathoms of rope. This would then

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Once known as the “islands that time forgot,” the Cayman Islands have been catapulted into the 21st century at, some say, an alarming rate. Over the last decade there has been a determined effort to uphold a balance between preserving the essence and simplicity of the past, while still moving resolutely into the future. Many Caymanian customs and traditions are linked inextricably to religious holidays. Whether camping by the sea at Easter or hunting for land crabs during the rainy season, these events are social in nature and family-oriented. Visit East End on any given Sunday and you will see families and friends, recently returned from church, ‘shooting the breeze’ on their front porches or enjoying a noisy game of dominoes under the shade of a breadfruit tree. Being up to date on the latest ‘Marl Road’ (gossip) is as important as drawing breath in the Cayman Islands!

The Traditional Cayman Home The oldest known style of Caymanian home is the ‘wattle and daub’ cottage, which dates back to the mid-18th century. Houses were usually rectangular, with foundation posts made from termite-resistant ironwood. Gaps between the ironwood or mahogany posts were filled with a basket weave of wattled sticks and then plastered on either side with lime daub made from burnt coral. The earliest roofs were thatched using palm tree fronds, but in more recent times, wood, shingle or corrugated zinc have been used. Windows were simple openings with wood board shutters, while smoke-pots helped keep out mosquitoes. Normally, these one-storey dwellings would feature a steeply pitched roof. This would keep the houses cooler as hot air rises. The typical sandy yard would have been shaded with seagrape and popnut trees and there would be a separate ‘caboose’ for cooking.

be traded overseas or exchanged for goods such as cloth, sugar or kerosene.

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Folk Music & Dance Folk music and dance have been a part of Caymanian culture for decades. In order to preserve, celebrate and propagate the musical traditions of the Cayman Islands, the Cayman National Cultural Foundation formed the Cayman Islands Folk Singers. The company exists to help revive the folk music tradition in the Cayman Islands. The work it produces is reflective of the Caymanian image and helps us appreciate our place in the Caribbean region and the wider world. Since its inception, the group has been showcasing Cayman’s rich musical heritage through song. The Folk Singers have an impressive repertoire of Caymanian composition, as well as beloved songs from around the region. For more information email: info@artscayman.org. Turtles & Turtling When the first Europeans came to Cayman, they found one of the largest turtle nesting grounds on Earth. For nearly 200 years, ships of all nations, particularly French, Dutch and English, came to these shores to ‘turn’ green and loggerhead turtles and dry their flesh, an easily obtainable source of protein for ship or plantation stores. Early on, Cayman became the centre of the Caribbean turtle industry. By 1800, the turtle population had dwindled and the local turtling fleet turned their attention to the south coast of Cuba and the coastline of Central America. Until the early 1960s, Cayman ships still supplied the largest share of turtles entering foreign markets from the Caribbean. These were mostly caught on the Mosquito Coast of Nicaragua. The Cayman Islands officially banned turtle hunting in 1988; however, in honour of Cayman’s turtling heritage, certain individuals are permitted to hunt turtles under licence in accordance with the Marine Conservation Act. While typically some of these individuals apply to renew their licences annually, in the past few years, no turtles have been taken under a 34

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licence. The Cayman Turtle Centre bolsters the green sea turtle population through a breeding and release programme. Camping Camping by the sea at Easter is a longheld Caymanian tradition. Popular spots to camp are beaches along the Queen’s Highway, Rum Point, Cayman Kai and Seven Mile Beach. Camping in Cayman is legal, but there are strict guidelines. These include removing all garbage, disposing properly of human waste, not camping on land which has a ‘Do Not Trespass’ sign on it and being very careful with lighting and burying bonfires. Technically, permission must be sought from the Dept. of Environmental Health (Tel: (345) 949 6696) and the Fire Dept. (Tel: (345) 949 2276) to light a bonfire. To rent a public beach cabana call the Recreation, Parks & Cemeteries Unit (Tel: (345) 946 8250). TRADITIONAL EVENTS & HOLIDAYS

The Agricultural Show Early Caymanians supplemented the sea’s bounty by subsistence farming. While organic farming has experienced a resurgence, the Department of Agriculture, in conjunction with the Agricultural Society, have been running the Agriculture Show for over 50 years. The show is a widely anticipated family event every year and provides farmers with an opportunity to sell their home-grown produce and display their livestock. In addition, there is a wide selection of local produce, authentic dishes and handmade crafts available for sale. Children can participate in the many child-friendly activities, such as games, pageants, horseback riding and the petting zoo. Now in its 55th year, the Agricultural Show is a testament to the love the people of these Islands have for the land. Held every Ash Wednesday, a public holiday, it is not to be missed! Easter Easter is a very festive time in Cayman. Caymanians celebrate the occasion by camping on beaches, many attend church

services and there are Easter brunches at numerous hotels and restaurants – some will even offer Easter egg hunts too. Rum Point is also a popular meeting point for groups with boats, and some families rent condos in Cayman Kai and enjoy the beach for the weekend. Batabano & CayMAS Cayman has two carnivals which are both hugely popular and include a colourful street parade where people dress up in stunning costumes and dance to pulsating Soca music. The carnivals celebrate the Caribbean’s diverse African and religious roots, and they reflect the Island’s rich heritage. Thousands of Cayman’s locals and visitors flock to the streets. Cayman Brac has its own celebration, Braccannal. Rundown This popular local show is named after a spicy Caymanian dish that combines lots of different ingredients. It is a satirical look at Caymanian life, politics and its people. For more information call (345) 949 5477 or visit www.artscayman.org. Halloween Halloween is a very popular event in the Cayman Islands. The festivities start just as the sun goes down and are wrapped up around 9pm. Very popular areas to trickor-treat include Webster’s Estates and Snug Harbour, but people also trick-ortreat in their neighbourhoods. Check out Cayman Parent online, which always has a list of events happening for Halloween. National Symbols National Bird: Grand Cayman Parrot National Flower: Wild Banana Orchid National Tree: Silver Thatch Palm National Song: Beloved Isle Cayman National Motto: “He hath founded it upon the seas”

9am-4.30pm. Usually only retail outlets, restaurants and supermarkets are open on Saturdays. The latter are also open on public holidays but with reduced hours.

Date System The Cayman Islands uses the English date system: day/month/year. However, because of the influence of the US, some people write the date as month/day/year. It can be confusing, so make sure to check!

Greeting Customs & Caymankind Say “Good morning” or “Good evening” on first meeting someone in Cayman. If you are talking to a Caymanian, then use the first name but preface it with a “Miss” or a “Mr”. “Mrs” is rarely used. If you do not know their name, and they are older than you, then “Sir” or “Ma’am” is appropriate. “CayMAN” (never the Caymans or CayMEN Islands) is a welcoming place and ‘Caymankindness’ is embodied by many, so be sure to engage with people you meet. Caymankindness is all about being kind and courteous.

Daylight Savings Time & Greenwich Mean Time (GMT) Daylight Savings Time is not observed in the Cayman Islands. Cayman is on Eastern Standard Time. When the United Kingdom is on British Summer Time (BST), the time difference between the UK and Cayman is six hours.

Business & Banking Hours Typical business opening hours are Monday to Friday 8.30am-5pm and Saturday 9am-1pm. Banks are open MondayThursday from 9am-4pm and Friday from

Attire & Dress Standards Business attire is usually conservative for men. Jackets are rarely worn, even in board meetings, but are compulsory for lawyers attending court proceedings. For women, a smart skirt, dress or slacks with a blouse is appropriate. For social occasions, residents love to dress up and casual attire can be smart. Women dress in the same way they would

Tell them you saw it in the

Cayman’s Climate at-a-glance (2020 figures)

January FORMALITIES

Climate The most pleasant weather in the Cayman Islands is during the winter, from midNovember to April, as there is little rain, brilliant sunshine and a constant, cool sea breeze. These months also coincide with peak tourist season. May to October is the rainy season, but unless there is a tropical depression or a severe storm over the Cayman Islands, the rain is normally only heavy for a few hours.

Sunday Closings By law, most businesses in the Cayman Islands close on Sundays. Places that do remain open include pharmacies, gas stations, convenience stores, restaurants, hotels and hotel bars, Camana Bay’s cinema, the Black Pearl Skate Park in Grand Harbour and Kings Sports Centre.

February March

Average temperature

Average sunshine hours

Total millimeters of rainfall

Average humidity (%)

26.6 °C /79.9 °F

27.2°C /81 °F

9.4

27.1 °C /80.9 °F

1.3

April

29.3°C /84.7 °F

5.1

May

29.6 °C /85.2 °F

93.8

June

30.1 °C /86.1 °F

54.7

July

30.2°C /86.3 °F

222.4

August

30.2 °C /86.3 °F

242.9

30 °C /86 °F

122.6

September

28.6°C /83.5 °F

352.1

November

October

27.8 °C /82°F

339.1

December

26.6 °C /79.9 °F

39.1

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A B O U T C AY M A N

Christmas Christmas in Cayman is magical. There might not be snow, but we do put up real Christmas trees (which need to be ordered in September) and fill our gardens with twinkling lights as the rounds of parties and good cheer begin. The festive season ticks off with the Christmas breeze, which starts to blow in November. Traditions include visiting Capt. Theo Bodden’s magnificent garden, opposite Sunset House, which from early-December becomes a theatrical display of lights. Camana Bay’s annual tree lighting in November is a great family outing. The Parade of Lights takes place at the beginning of December. The Rotary’s annual carol singing concert in early December is highly anticipated every year. Enjoy shopping at the local craft markets and keep a look out for an appearance from Father Christmas!

in the United States and Europe. Away from the workplace, the dress is casual – shopping and running errands are usually done in shorts and t-shirts or sundresses.

THE

Pirates Week Cayman’s National Festival, Pirates Week, is typically held during the third week in November in Grand Cayman with the Sister Islands celebrating either side of those dates. For over 40 years it has become the country’s largest celebration, drawing over 35,000 patrons. It encompasses many events including street dances, district heritage days, a mock pirate invasion and float parade, a song contest, two running races, a sea swim, a Pirate Pooch Parade, a steel pan competition, a children’s fun day, and underwater treasure hunt for divers. Email: events@piratesweekfestival.com or see www.piratesweekfestival.com for details and up-to-date information.

Cayman

A Global Financial Centre

An overview of the Island’s banking, fund management, captive insurance and trust industries, structured finance, currency, the stock exchange and aircraft/ship registration.

Beneficial Ownership

Legislation to Meet Client Needs

Cayman’s Financial History

Jurisdiction of Choice

Banking 38

Taxation

Investment Funds

Trusts

Companies & Partnerships

Structured Finance

Collateralised Loan Obligations

Independent Directors

Financial Technology ‘FinTech’

Single Family Offices

Insurance Legislation

Captive Insurance & Reinsurance

Domestic Insurance

Cayman Islands Insurance Association

Cayman Islands Stock Exchange

Cayman Finance, Currency

Aircraft/Ship Registration

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Photos courtesy of Rebecca Davidson

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espite the global pandemic, the Cayman Islands continues to maintain its dominant position as a leading global financial hub, efficiently connecting law-abiding users with providers of investment capital and financing worldwide, benefitting both developed and developing countries. Cayman’s commitment to excellence and modern legislation are a few key elements of its performance, particularly in capital markets and investments. Cayman is one of the world’s leading international financial centres. Alongside this, Cayman is strengthened by its close connections to the United Kingdom as a British Overseas Territory. Cayman is the number one domicile for healthcare and group captives, and continues to excel globally in banking, capital markets, trusts and fiduciary services. The success of the financial services industry is attributed to our sound regulatory regime and political and economic stability, supported by highly skilled and experienced service providers. Additionally, we ensure adherence to international standards and we are committed to supporting global efforts to fight financial crime. Cayman is a leading jurisdiction worldwide for mutual funds and its strong international reputation has come due to our commitment to the principles of openness and transparency and we have continuously improved our legislation to meet international demands. This includes recent amendments to the Mutual Funds Act and the enactment of a Private Funds Act which implemented new rules for the registration, administration and supervision of funds.

Legislation to Meet Client Needs Cayman’s regulatory framework is continuously enhanced to ensure it meets the needs of regulated entities and their clients and investors. Cayman has amended its anti-money laundering, terrorist financing, proliferation financing and financial sanctions requirements to ensure it remains in line with developing global standards, in particular those of the Financial Action Task Force (FATF). In 2016, the Limited Liability Company was introduced at the request of US clients. In 2017, the Foundation Companies Act

was introduced, which provides clients with a flexible vehicle for offshore structuring. Following consultation with the OECD, the EU and Cayman Islands stakeholders, the Cayman Islands and other international financial centres adopted economic substance requirements in 2019. Cayman was assessed by the OECD as fully compliant. In 2020, the Cayman Islands amended the existing Mutual Funds Act and enacted a new Private Funds Act to provide a regulatory regime for smaller closed ended investment funds. The Cayman Islands had already introduced legislative changes to allow the funds sector to participate in the EU’s Alternative Investment Fund Managers Directive. More recently, the Cayman Islands has introduced the Virtual Assets (Service Providers) Act (2020) which sets out the legal and regulatory framework for virtual assets service providers seeking to do business in and from the Cayman Islands. Cayman’s Financial History On the dark and moonless night of 8th February 1794, a navigational error resulted in ten British ships, including a Royal Navy vessel, being wrecked on the treacherous coral reefs off East End, Grand Cayman. Local people saved everyone aboard the ships, including, so the story goes, a royal prince. When Britain’s King George III heard of this act of gallantry, he is said to have decreed that the people of the Cayman Islands should forever be free from taxes and war conscription. There is no doubt that the Wreck of the Ten Sails actually took place, but there is no documented evidence of the royal decree, however, this has not stopped the story from becoming one of Cayman’s favourite legends. The real reason for the Cayman Islands being a tax-free jurisdiction is rather more prosaic. Until the mid 1960s, the population was less than 8,000 and most Caymanians made their living from subsistence farming, fishing, turtling, schooner building and making thatch-rope, while many of the men served as merchant seamen on oceangoing ships, usually flying the American or

Liberian flag. This basically meant that most of the residents in Cayman were living on meagre earnings, there were few companies at the time and capital gains were virtually non-existent, so there was nothing worth taxing. But in 1952, an aircraft runway was constructed and the following year Barclays Bank opened a branch in Grand Cayman. In fact, Cayman’s status as an international financial centre derives from the foresight of some early legal practitioners and a receptive government who, in the mid 1960s, drafted and enacted legislation together to build on this modest beginning. In the following decades, more international banks were attracted to Cayman, together with law and accounting firms. When the Bahamas became independent from the UK in 1973, a number of expatriate workers from that jurisdiction were attracted to Cayman as a stable place to do business. Cooperation between the Government and the private sector has continued to this day. This, combined with a policy of welcoming expatriates with special skills to the Islands and a population of welleducated Caymanians, has kept Cayman in the forefront of the international financial industry. Jurisdiction of Choice To be successful in the highly competitive global financial industry requires political and economic stability, tax neutrality, a responsive legal system, reliable service providers, a sound regulatory regime, a stable banking environment and absence of exchange controls. In addition to these factors, Cayman’s status as an overseas territory of the United Kingdom and its international cooperation regimes in the areas of tax information exchange, regulation and law enforcement, provides the necessary level of confidence in Cayman’s sophisticated, hospitable and predictable financial environment. That confidence is built on Cayman’s status as a transparent, cooperative jurisdiction that already meets or exceeds the full range of globally-accepted standards for

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Beneficial Ownership The Cayman Islands has implemented the highest global standards for transparency and cross-border co-operation which are regularly reviewed and enhanced. In 2017, the Cayman Islands passed legislation to establish a centralised platform for beneficial ownership information. The legislation requires companies, limited liability partnerships (LLPs) and limited liability companies (LLCs) to engage a corporate services provider to assist them in establishing and maintaining a beneficial ownership register. Companies, LLPs, LLCs and other persons may be subject to fines and imprisonment for breaching the laws relating to establishing and maintaining beneficial ownership registers. Only the competent authority is able to search the beneficial ownership registers for information and can do so only upon a lawful request by a specified Cayman Islands or UK law enforcement authority. The UK is spearheading an international campaign to encourage more countries to commit to publicly accessible registers by 2023. It believes that action on beneficial ownership information in the overseas territories should be complemented by improved public access to beneficial ownership information internationally. The Cayman Islands Government has been clear that it will not consider the introduction of a public register of beneficial ownership unless and until that becomes the accepted and implemented international standard.

transparency and cross-border cooperation with law enforcement and tax authorities together with jurisdictional commitment to maintaining that status quo. Cayman became an early adopter of automatic data exchange, signing onto agreements such as the EU Savings Directive, OECD’s Common Reporting Standard, US FATCA, and country-by-country reporting principles under BEPS. The OECD’s Global Forum in 2017 assessed our jurisdiction to be “largely compliant” with the international standard for transparency and exchange of information, the same rating given to Germany, Canada and Australia.

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Banking Regulated by the Cayman Islands Monetary Authority, banking in the Cayman Islands is a major part of Cayman’s financial sector, with 111 banks licensed as of March 2021. Of these, 10 hold Class A licences and are permitted to carry out local and international business. The other 101 banks hold Class B licences and are mainly restricted to offshore transactions with non-residents. The majority of these banks are branches, subsidiaries and affiliates of established international financial institutions conducting business in the international markets. Cayman is ranked 14th internationally in terms of cross-border assets and 13th for cross-border liabilities, at US$727.5 billion and US$723.9 billion respectively in March 2020. More than 80% of those international assets represent inter-bank bookings between onshore banks and their branches, subsidiaries, affiliates and other Cayman Islands’ licensed banks. A testament to the worldwide recognition of the quality of Cayman’s financial industry is the fact that over 40 of the world’s top 50 banks hold licences in Cayman. The banking sector hires highly skilled professionals and is one of the most prominent employers on the Island. Cayman Islands’ banks are bound by strict anti-money laundering, counter-terrorism proliferation financing laws, which are recognised as meeting or exceeding those of all major onshore jurisdictions.

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Taxation Cayman imposes no income, capital gains, payroll or other direct taxation on corporations or individuals resident in the Cayman Islands. Taxes are, however, imposed on most goods imported to the Islands and stamp duty (especially on direct and indirect transfers of Cayman Islands real estate) is a significant amount of taxation in the Cayman Islands. Through this tax system, total government tax revenues, as a percentage of GDP, are similar to tax rates in G20 countries and are sufficient to fund government operations. This makes additional (direct) taxation unnecessary. Cayman signed its first Mutual Legal Assistance Treaty with the USA in the 1980s and now has tax information exchange agreements with 36 jurisdictions; Cayman participates in the Multilateral Convention on Mutual Administrative Assistance in Tax Matters, which allows tax information exchange with more than 140 countries; facilitates an automatic data exchange as part of the European Union Savings Directive; and has adopted US FATCA, UK FATCA and the OECD’s Common Reporting Standard. ‘Tax haven’ is a phrase that is often thrown around in the media and politics, and incorrectly assigned to the Cayman Islands. Cayman does not meet any of the tax haven definitions set out by the OECD, Transparency International or Tax Justice Network. It does not offer tax incentives designed to favour non-resident individuals and businesses. Cayman does not have differing tax rates for foreign entities, nor does it have legal mechanisms or treaties (such as double taxation agreements) in place with other countries which (legally) effect the transfer of tax bases from one country to another in order to reduce taxes. Cayman does not promote itself as a jurisdiction for aggressive tax planning. Investment Funds The Cayman Islands are the world’s leading offshore centre for the establishment of hedge funds and private equity funds. There are over 11,000 mutual funds that

are either licensed, registered or administered with the Cayman Islands Monetary Authority (CIMA). Following the enactment of the Private Funds Act in 2020, there are over 13,000 private funds registered with CIMA. The vast majority of investment funds are aimed at institutional or sophisticated/ high net worth investors which is reflected in the types of funds that are regulated in the jurisdiction and their assets under management. Investment funds, like other entities established in the Cayman Islands, must have a registered office provided by a licensed corporate services provider, which maintains, among other things, the corporate records of the entity. Funds will typically appoint a suite of service providers both within and outside of the Cayman Islands and in certain circumstances, must appoint Cayman Islands providers. Thus, funds will engage Cayman Islands legal counsel, approved Cayman Islands based auditors, administrators (who may need to be locally licensed in certain circumstances) as well as directors and/or advisory boards, licensed Cayman Islands trustees and (if listing) an approved listing agent. In keeping with international standards, each fund is required to appoint anti-money laundering (AML) officers and AML compliance officers and there are several qualified professional organisations who can provide this service. Asset managers may be based in the Cayman Islands or overseas. While the overwhelming majority of managers are located outside of the jurisdiction, in recent years there has been increased interest by managers in establishing a business with a physical presence in the Cayman Islands. With the amendment of the Securities Investment Business Act in 2019, there is an enhanced regulatory and supervisory framework for securities investment business in the jurisdiction. The success of the investment funds industry in the Cayman Islands is due to a combination of factors, including its marketleading reputation, freedom of investment decisions for asset managers, tax-neutral status, a highly regarded legal and regulatory system and the availability of world-class professional service providers. The industry is

a key pillar of the Cayman Islands financial services sector, responsible for the direct employment of hundreds of professionals. These advantages will ensure that Cayman continues to lead the way as the jurisdiction of choice for investment funds. Fund Statistics As of June 2021 CIMA records indicate that there are 12,451 regulated mutual funds, comprising 8,276 Registered Funds, 293 Administered Funds, 58 Licensed Funds and 3,145 Master Funds. CIMA records also indicate that there were 13,280 regulated private funds.

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Trusts As a global centre of excellence for trusts, the Cayman Islands financial sector has serviced international clients for decades, providing modern, flexible and robust structures for wealth structuring, estate planning and commercial applications. Cayman offers a well-regulated, politically stable and tax-neutral environment in

which to form and administer a trust. While deriving originally from English law, Cayman’s local Trusts Act has been reviewed and updated regularly over the past thirty years to ensure that it remains at the cutting-edge, competitive, and appropriate to meet the evolving needs of a global client base. Cayman boasts a deep bench of specialist and experienced trustees, legal advisors, accountants, administrators, regulatory professionals and other service providers, and a highly regarded, reliable and independent judiciary and courts system. The Island’s trust industry is overseen by the Cayman Islands Monetary Authority which is responsible for the licensing and supervision of regulated financial businesses, ensuring compliance with anti-money laundering and other regulatory laws, and liaising with its counterparts in other countries. An important part of the jurisdiction’s trust framework is the Banks and Trust Companies Act (2021 Revision). This Act was amended in 2019 to give the Cayman

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Islands Monetary Authority (CIMA) more responsibility and control in the regulation of the trust industry. The amendment requires more frequent reporting by licencees to CIMA, and gives CIMA the power to reject licence applications that do not fulfill requirements. The amendment also requires the regulation of the licencee’s minimum net worth to ensure that it is maintained on both a solo and consolidated basis, and that the capital and other prudential requirements are met. Other provisions to modernise and strengthen Cayman’s position as a leading trust jurisdiction were made in the context of a continued focus on compliance in the world of finance. With steady and dependable growth, trusts remain an important component of the financial services industry in Cayman. According to CIMA, as of 30th June 2021, there were 142 Active Trust Licences, of which 58 were Full Trust Licences, 59 were Restricted Trust Licences and 25 were Nominee (Trust) Licences. In addition, there were 146 private trust companies registered in Cayman as of the same date. Companies & Partnerships The Cayman Islands is a popular jurisdiction for the establishment of business vehicles because of its stable legal system, modern and flexible corporate structures, business friendly culture and tax neutral status. The main forms of business vehicle established in the Cayman Islands are: exempted companies, limited liability companies, exempted limited partnerships, segregated portfolio companies, special economic zone companies and local ordinary companies. In particular, the Cayman Islands is a preeminent jurisdiction for the formation of alternative investment funds. In recent years there have been significant developments in Cayman Islands regulation as it applies to business vehicles, in particular, with respect to antimoney laundering, beneficial ownership, economic substance, data protection and the regulation of closed-ended alternative investment funds. These developments

by the SPV and the subsequent issuance of securities to institutional investors. The attraction for investors in securities issued by Cayman Islands SPVs includes statutory recognition of non-petition provisions, tax neutrality, creditorfriendly legislation and the large number of sophisticated professionals in the legal, accounting and fiduciary sectors who are well versed in establishing, maintaining and reviewing orphaned structures.

Structured Finance Several of Cayman’s law firms specialise in capital markets and structured finance transactions for international clients. The Cayman Islands have become one of the world’s leading providers of Special Purpose Vehicles (SPVs) for structured finance transactions and are recognised by the international rating agencies as a pre-eminent jurisdiction for rated debt capital market transactions. SPVs are often used in securitisation transactions which involve the acquisition of financial assets

Collateralised Loan Obligations (CLO) The Cayman Islands remains the top choice of domicile for US CLO managers when establishing issuer vehicles, due to Cayman’s reputation as a sophisticated, creditor friendly jurisdiction. CLOs securitise assets, typically leveraged loans, by pooling them together and paying out income and principal repayments from the pool to note holders. CLO investors buy tranches of notes with specific seniority and pay-out structures, hence taking different degrees of risk. Given its status as

a recognised exchange, the Cayman Islands Stock Exchange is also a popular choice for managers should investors require that the notes be listed. While 2020 was a record year for CLO issuance, the first half of 2021 alone eclipsed it with over 150 deals priced at an average issuance size of US$500 million each. In addition, there has been a flurry of refinancing and resets of earlier deals due to market conditions highlighting the appetite amongst investors for CLO paper. Despite the current challenges in the market worldwide, CLO issuance continues to be robust with all indications that this will continue. Independent Directors in Cayman A growing sector of Cayman’s financial services industry is the provision of independent directors on various structures, such as hedge funds, private equity funds, special purpose vehicles, and insurance companies. Corporate Governance in general has become a major touch point in the financial services industry worldwide,

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underpin the jurisdiction’s ongoing commitment to adherence to the very highest international standards. In addition to law firms, which are available to provide specialist legal advice and assistance in the establishment and ongoing management of Cayman Islands business entities, there are also many highly qualified professional firms licensed to provide corporate services in the Cayman Islands.

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following a number of high profile cases where investors were defrauded, in part due to insufficient independent oversight. In addition, during the global financial crisis, independent directors from the Cayman Islands added significant value when hedge funds were faced with making difficult decisions, for example, ensuring that all decisions were made in accordance with the fund documents and that all shareholders were treated fairly. This has not been lost on the institutional investors who are, for the most part, making it one of their investment requirements that there is a majority of independent directors on the board. In addition to the extra layer of oversight provided, a significant benefit of appointing a local, Cayman director to a Cayman entity is that local service providers are current with all relevant legislation, and can ensure that the structure is compliant with their legal requirements where necessary. On 4th June 2014, the Cayman Islands Government approved the Directors Registration and Licensing Act (DRLA) 2014, which required all directors of mutual funds regulated under the Mutual Funds Act (2020 Revision) and directors of companies registered as excluded persons under the Securities Investment Business Act (2020 Revision), to register with CIMA. This law provides for the registration and licensing of individuals or companies appointed as directors of Cayman Islands mutual funds and entities carrying out securities investment business. This includes Cayman Islands incorporated or registered investment managers. The law requires an individual acting as a director on 20 or more entities to apply for a professional director’s licence, unless they meet certain caveats. Professional directors are required to have insurance with a minimum aggregate cover of $1million and minimum cover of $1million for each and every claim. An amendment to the DRLA was passed in early 2020 as a consequence of amendments to the Securities Investment Business Act (SIBA). The use of independent directors has 42

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been brought into increased focus following the implementation of the Economic Substance requirements, which came into effect in the International Tax Co-operation (Economic Substance) Act, 2018, passed in December 2018. This legislation does not currently apply to investment funds, but requires all other relevant entities to prove that their “Mind and Management” is located in the Cayman Islands in order to allow them to claim the tax benefits of being domiciled in an offshore jurisdiction. Financial Technology ‘FinTech’ On 25th May 2020 the Cayman Islands Government passed The Virtual Asset (Service Providers) Act, 2020 (“Act”), which provides a legislative framework for the conduct of virtual assets business in the Cayman Islands and for the registration and licensing of persons providing virtual asset services. The Act is intended to place the Cayman Islands with a cutting edge, robust framework which is in alignment with global regulatory standards, protects consumers and meets the requirements of the Financial Action Task Force recommendations in respect of virtual assets. The Act defines a “virtual asset” as a digital representation of value that can be digitally traded or transferred and can be used for payment or investment purposes but does not include a digital representation of fiat currencies. For the purposes of the Act, virtual service tokens are not classed as virtual assets. A person is a ‘Virtual Assets Service Provider’ (“VASP”) under the Act, if it is (i) a partnership or entity formed and/or registered under the applicable Cayman Islands legislation (ii) provides a virtual asset service as a business or in the course of business in the Cayman Islands and (iii) is registered or licensed in accordance with the Act or is an existing licensee that is granted a waiver under the Act. A natural person cannot carry on or purport to carry on a virtual asset service as a business or in the course of business in or from within the Cayman Islands. The Act requires a VASP to register with or be licensed by the Cayman Islands Monetary

Authority (“CIMA”) dependent on the activity carried out by the VASP. As perhaps one of the most publicly recognised applications of FinTech, cryptocurrencies are virtual currencies that use cryptography to secure and verify transactions, and to control the creation of additional units. But FinTech – a shortened form of ‘financial technology’ – is broader than just cryptocurrencies. FinTech also refers to computer programming and other technology that is revolutionising the delivery of financial services via digital applications, retail banking, and investment markets. The term used by the Cayman Islands Government to describe FinTech is ‘digital assets’. Particularly in recent years, financial services in Cayman have increasingly reflected the value of delivering products and services through digital assets. Some of the digital assetrelated activities that take place within Cayman include crypto exchange services, initial coin offerings and fund-issuing tokens that exist in or originate from the Cayman Islands. Government’s position on digital assets is similar to what is found in many other jurisdictions. The Virtual Asset (Service Providers) Act (2020) has introduced a framework to regulate digital assets, in order to ensure that any risks associated with such activities are analysed and mitigated, and that any benefits are realised in a manner consistent with a wellregulated financial services jurisdiction. For updates on the Cayman Islands’ digital assets regulatory framework, visit the Cayman Islands Monetary Authority’s website at www.cima.ky. Single Family Offices The Cayman Islands are an increasingly appealing jurisdiction for the establishment and operation of single family offices. This is, in a sense, a natural evolution and development of the financial services activities for which the Cayman Islands is well known. Many of the businesses that grew to service the investment funds, banking, finance and insurance sectors require experienced staff and technical

Families Relocating

With over 135 nationalities represented in the Cayman Islands, it is no surprise that the Islands are proving of increased interest to UHNW (ultra high net worth) individuals and families from all regions of the globe. The factors that make the Cayman Islands appealing for international business transactions and investment and asset holding structures, also make it appealing to the individual: the rule of law applies to all without bias, including the government;

the judicial system is competent, fair and transparent and the Islands are politically and financially stable (reinforced by its connections to the United Kingdom as a British Overseas Territory); the Islands also boast an excellent communications network. In addition to this, inhabitants of the Cayman Islands enjoy a considerably higher standard of living than anywhere else in the Caribbean, if not the world. Most importantly, the Cayman Islands are extremely safe with a low crime rate and

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expertise that is consequently available in the Islands and readily transferable into a family office environment, where the focus is on the preservation and management of family assets rather than external investors’ interests. There are few places outside the major onshore financial centres which can offer the talent pool, professional services support, fiduciary/custodial mindset, transactional expertise and connectivity which is available in and provided by the Cayman Islands. Single family offices of many shapes and sizes, therefore, have come to be based in the Islands but the most prominent by some margin is the Dart Family Office, which has made the Cayman Islands its home since the 1990s and has played a significant role in the recent development of Cayman. Having a large and sophisticated family office such as Dart in the Islands is a major endorsement of the factors that make Cayman so appealing for family offices generally and, as the community of single family offices in the Island grows, there will be growing opportunities for these family offices to work together, coinvest, and to attract larger and ever more interesting investment opportunities. Unsurprisingly, the cosmopolitan nature of the Cayman Islands generally is reflected in the international makeup of the single family offices, which are based here, with offices representing families from the US and Canada, the Caribbean, Latin America, Europe and Africa, particularly, and interest from the Middle East and Asia has also increased of late. As well as being based in the Cayman Islands themselves, many single family offices employ Cayman Islands companies, limited partnerships or trusts to structure the acquisition and holding of assets or to participate in the international transactions in which they engage in order to preserve and enhance the wealth of the family which they serve. In this respect, the Cayman Islands provide solutions to the single family office at a number of different levels.

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no instances of the type of antisocial and threatening behaviour which affects other places where the wealthy tend to congregate. Cayman is a society that is friendly, inclusive, cosmopolitan and respectful of the individual, so much so that the term “Caymankind” has been coined recently to reflect the particular qualities of Cayman society. With an expected increase in the population of the Islands and the arrival of new permanent residents from all regions and walks of life, we can expect increased diversification within the population over the coming years, increased interest from wealthy families and increasingly diverse activity on Island.

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Insurance Legislation The enactment of the Insurance Act, 2010 (the ‘Insurance Act’) was a result of public and private sector collaboration in an effort to improve the regulation of insurance business in the Cayman Islands, enhance protection for domestic consumers and open new frontiers of business development. The main provisions of the Insurance Act include what were at the time two new categories of insurer licences – Class C (Special Purpose Vehicles for Insurance linked securities (“ILS”)) and Class D (large commercial Reinsurers). It also includes whistle‐blowing provisions, enhanced domestic policy holder protections and provides for increased penalties and regulatory powers by the Cayman Islands Monetary Authority, the regulator of Cayman’s financial services sectors. In March 2013, Cayman introduced incorporated cell legislation for insurers structured as Segregated Portfolio Companies (“SPCs”). The Insurance (Amendment) Act, 2013 confers several advantages, such as allowing a portfolio insurance company (“PIC”) the flexibility to transition to a stand‐alone captive unlike an unincorporated cell. The Insurance (Portfolio Insurance Companies) Regulations, 2015 were brought into force on 16th January 2015, along with the related section of The Insurance (Amendment) 44

CAYMANRESIDENT 2022

Act, 2013. These regulations enhance the insurance statutory framework, providing more alternatives to risk management by enabling insurers incorporated as SPCs more flexibility. Captive Insurance Since 1979 when the Insurance Act was first passed in the Cayman Islands, this jurisdiction has become a major centre for international insurance business. The Cayman Islands is the second largest domicile for captives and holds the number one position worldwide for healthcare captives; these make up nearly one third of captive insurance companies in Cayman. The Cayman Islands is also a leading jurisdiction for group captives and ILS. The international insurance industry is primarily made up of companies insuring risks in North America, representing about 90% of the market. As of 30th June 2021 the total number of international captives in Cayman was 657 with 24% of them in total being Medical Malpractice Liability captives. The second largest line of business proved to be Workers’ Compensation, with 147 licencees and 22% of companies assuming risk as their primary line of business. Total assets for the entire captive industry in Cayman equated to approximately US$75 billion as of 30th June 2021. Reinsurance Although the commercial reinsurance industry is relatively small in the Cayman Islands when compared to that sector in Bermuda, it has shown evidence of continued growth over the last few years, including 2020. Reinsurance represents 9% of Cayman’s international insurance industry with a total of 61 licences in the second quarter of 2021; its total assets equating to US$23.1 billion. By drawing a distinction between reinsurance and captive insurance and by offering effective regulation and competitiveness, the Cayman Islands is in a strong position to attract substantial reinsurance business through either new enterprises

establishing themselves in Cayman or those re-domiciling in Cayman from elsewhere. The benefits offered to attract business and personnel to Cayman’s shores include senior management personnel of reinsurance businesses, as well as other categories of financial services professionals, being allowed to apply for residency under the Immigration (Transition) Act (2021 Revision). The holder of a Residency Certificate (Substantial Business Presence), which is valid for a renewable period of 25 years, is entitled to reside in the Cayman Islands and to work in the business in which he or she is an owner or is employed in a senior management capacity in an occupation approved by the Chief Immigration Officer (without a work permit). The spouse (or civil partner) and dependent children of the Certificate holder are also allowed to reside in the Cayman Islands. This allows for the seamless immigration of executive management or specialists such as actuaries to relocate and domicile in the Cayman Islands. Domestic Insurance The number of Class A insurance companies operating in Cayman totals 25 as of 30th June 2021 . The insurance sector in the Cayman Islands remains robust. As of 31st March 2021 the total premiums written by Class A domestic insurers were reported at US$242 million. Cayman Islands Insurance Association (CIIA) The CIIA was established in 2004 to bring all of the insurance associations representing the industry in the Cayman Islands under one umbrella. CIIA advises on insurance policy and communicates directly with the Cayman Islands Monetary Authority (CIMA), who regulates the insurance industry, on behalf of industry stakeholders and insurance providers. The CIIA places focus on professionally educating and developing their members to increase their insurance knowledge.

Cayman Islands’ most-trusted news source since 1965. Keep up-to-date with all the local news, issues, sport and entertainment with the Cayman Compass. Read our weekly print edition, published on Fridays, and log on to caymancompass.com and the Cayman Compass social media pages for regular updates.

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They also aim to inform the public about current insurance topics of interest and provide transparent communication. To read posts about these topics and for more information, visit www.ciia.ky.

C AY M A N - A G LO B A L F I N A N C I A L C E N T R E

Business Conferences in Cayman Cayman usually hosts a plethora of notable business and industry conferences throughout the year which attract a broad cross-section of the professional and business community and well-recognised guest speakers cover local and global events, pertinent financial and political topics and technological advances. However, due to the global pandemic many of these have either been cancelled or are on hold for 2021. A few of Cayman’s premier business conferences include: The GAIM Ops Cayman conference, which is the largest hedge fund operational due diligence, compliance and risk management event. The Cayman Captive Forum which discusses issues most pressing to the captive insurance industry. The International Wealth Structuring Forum hosted by STEP. Others include the Cayman Alternative Investment Summit (CAIS), and the Cayman Islands Digital Economy Conference (CyDEC). Cayman Finance Cayman Finance’s mission is to protect, promote, develop and grow the Cayman Islands financial services industry through cooperation and engagement with domestic and international political leaders, regulators, organisations and media; to promote the integrity and transparency of the industry by legislative and regulatory enactment and to encourage the sustainable growth of the industry through excellence, innovation and balance. For more information visit www.caymanfinance.ky, call (345) 769 6200 or email: enquiries@ caymanfinance.ky. Cayman Islands Stock Exchange (CSX) CSX is a well-established and internationally recognised stock exchange, which is a 46

CAYMANRESIDENT 2022

member of the Intermarket Surveillance Group, an affiliate member of the International Securities Commission (IOSCO) and has been granted recognised status by the UK HMRC, which enables UK resident investors to receive interest and dividend payments without the deduction of withholding tax. It provides a specialised and well-regulated listing and trading facility for mutual funds, hedge funds, structured debt securities, Eurobonds, Shariah compliant products, preferred shares, depository receipts, derivative warrants and local and international equity. To attract fund listings from other jurisdictions, non-Cayman listing agents may now be appointed. Cayman Islands Department of Commerce and Investment (DCI) The Cayman Islands DCI is responsible for the grant and regulation of licensing for most business in the Cayman Islands. This includes the administration and issuance of Trade & Business Licences, Local Company (Control) Licences, Tobacco Permits, Liquor Licences, Public Film Exhibition Premises Licences, and Special Economic Zone Company Licences. For more information see their website on www.dci.gov.ky. Currency The legal tender of the Cayman Islands is the Cayman Islands Dollar (denoted CI$) and the sole issuing authority is the Cayman Islands Monetary Authority (CIMA). However, the United States Dollar, with a fixed rate of exchange, is widely used in local finance and commerce. The denominations consist of $1, $5, $10, $25, CI$50 and a $100 bill. Aircraft Registration The Cayman Islands Aircraft Registry (CIAR) (www.caacayman.com/aircraftregistry) provides aircraft registration and certification services for aircraft within the jurisdiction or those based elsewhere. Founded on UK legislation, the Civil Aviation Authority of the Cayman Islands (CAACI) is responsible for safety oversight and the economic regulation of the aviation industry

in Cayman and for all aircraft registered on the CIAR. Any person or company wishing to register an aircraft in Cayman must meet the exacting standards of the CAACI; these include submitting due diligence records within a registration application which meet International Anti-Money Laundering Act requirements. Those financing a registered aircraft can register their security interest on the Cayman Islands Aircraft Mortgage Register, which is supported by the CI Mortgaging of Aircraft Regulations (2015). Registration applications, certifications and ongoing authorisations happen within a bespoke secured data management portal, VP-C Online designed specifically for the CIAR. Additional information can be requested by email: civil.aviation@ caacayman.com. Ship Registration The Cayman Islands has a seafaring history that goes back more than a century. This tradition is preserved by the Maritime Authority of the Cayman Islands (MACI) which has oversight of the Cayman Registry and maintains its headquarters in Grand Cayman. The MACI is a firstclass international organisation, with a worldwide reputation for excellence and efficiency in global shipping. The registry is staffed by an international team of professionals with many years of experience in the world of international shipping. MACI offers consulting services to clients and other countries on a variety of maritime issues including maritime administration structures, financial aspects of operating a maritime authority, and how to draft specific legislation. As a Category One British Registry, the Cayman Registry is qualified to register vessels of all sizes and classes, from yachts to super tankers. In the super yacht range, Cayman is one of the world’s leading offshore luxury yacht registries. Registering your vessel in the Cayman Islands grants you protection and assistance from the UK Royal Navy regardless of location and full British Consular services for all Cayman flagged vessels. Visit www.cishipping.com.

Investing Photos courtesy of Guy Waller, Jonathan Sparrow and Rebecca Davidson

Saving and investing in Cayman, including wealth management services, tax considerations and investing in property.

WEALTH MANAGEMENT

There are a number of different ways to engage in the services of investment advisors based in the Cayman Islands, either through the local office of a global firm or the asset management group of a

47 52 54 54 55 56 55 59

I N V E S T I N G I N C AY M A N

he Cayman Islands’ well-regulated, tax-neutral environment is highly regarded internationally. As the world’s leading domicile for offshore hedge funds and one of the largest captive insurance centres, it is predictably the offshore jurisdiction of choice for both private and institutional investors. Cayman’s prominent reputation comes in part from the highly professional and business-friendly Cayman-based financial institutions, which maintain a close working relationship with the Government. Together they ensure that Cayman continues to foster a transparent and functional financial regime. Included in this chapter are some of the top wealth management advisors in Cayman who can provide expert advice on all of the asset classes available to investors, as well as brokerage services for those who want to pick their own stocks and shares. One asset class that remains popular among investors is Cayman property. Real estate is highly sought-after by local and overseas investors as there are no annual property taxes. The local property market also continues to become more sophisticated every year. The Island is positioned as one of the top spots in the world for investors to hold high-end property.

Wealth Management Saving & Investing in Cayman Foreign Direct Investments (FDI) Establishing a Trust Investing in a Cayman Pension Investing in Crypto Assets Investing in Cayman Property Investing in Annuities

local financial institution. A local investment advisor will be able to offer expert investment guidance on a personal one-on-one basis in the resident’s time zone. He or she will also be familiar with the asset allocation and types of investments that are appropriate given the resident’s tax status. Most of the retail banks in Cayman have a full range of financial services, and there are an increasing number of specialised financial institutions that advise individuals who are looking for private banking or wealth management facilities. Brokerage firms in Cayman offer a wide range of client accounts and a full suite of products. For example, there is ready access to the full spectrum of offshore hedge funds and funds-of-funds, with choices ranging from low volatility funds to those which are aggressive and specialised. There is access to a wide range of interest bearing securities, structured notes (including equity-linked notes), step-up bonds and Eurobonds denominated in multiple currencies. Investment accounts that are designed to receive monthly contributions are not very common because deferred tax planning is generally not necessary. However, a number of the larger retail banks

www. c a y m a n r e s i d e n t . c o m

and brokerage firms can structure traditional brokerage accounts to receive monthly contributions and invest those contributions in a portfolio of mutual funds. Cayman has a number of regulated wealth management firms that offer securities brokerage, along with investment advice and discretionary management services. Most financial institutions offer products and services to meet the needs of investors of all sizes. We recommend contacting the following leading organisations to discuss your range of options and their minimum requirements.

that they are perfectly positioned to advise on

help you plan for a better financial future.

the most demanding and complex cases.

SE E AD PAG E 56

SE E AD PAG E 51

Liberty Wealth Partners Ltd Cayman National Bank Ltd.

Fort 51, Fort Street, George Town

Suite 6201, Forum Lane, Camana Bay

Tel: (345) 516 2695

Tel: (345) 949 4655

Email: hello@libertywealth.ky

domesticpremierbanking@caymannational.com

www.libertywealth.ky

www.caymannational.com

Liberty Wealth is a fee-only comprehensive

Services offered: Premier savings and chequing

wealth management firm, offering holistic

accounts, lending services, merchant services,

financial planning and investment management

payroll services, online banking & mobile app,

services. Liberty Wealth guides you to financial

Visa Infinite and Business cards, a dedicated

freedom and true peace of mind through a

relationship manager, priority processing on all

wealth management process that goes far

applications. SE E AD PAG E S 57 & 132

beyond investments.

(International) Ltd.

CIBC FirstCaribbean

LOM Offshore Financial Services

SW2 Grand Pavilion, West Bay Road

FirstCaribbean House, George Town

39 Market St., Suite 3206B,

Tel: (345) 943 0015

Tel: (345) 949 7300

Gardenia Court, Camana Bay

Email: info@blacktowerfm.com

www.cibcfcib.com

Tel: (345) 233 0100

www.blacktowerfm.com

Services offered include Private Banking,

Email: info@lom.com or www.lom.com

Blacktower works to ensure their clients

Discretionary Portfolio Management, Trust,

The LOM Financial Group is an award-winning

receive the financial products and wealth

Estate and Fund Services.

publicly-held, international financial services

Blacktower Financial Management

I N V E S T I N G I N C AY M A N

SE E AD PAG E 54

management services that best advance

company, providing a complete range of

their financial objectives and circumstances.

EFG Bank AG, Cayman Branch

private investment services and products. For

From pension planning and pension transfer

Suite 3208, 9 Forum Lane, Camana Bay

nearly 30 years they have provided brokerage,

schemes to savings, investments and tax

Tel: (345) 943 3350

custody, asset management, and corporate

planning, Blacktower specialists can help you

Email: efgcayman@efgbank.com

finance services to individuals and institutional

ensure your money works for you.

ky.efgbank.com

clients around the world. LOM is a high-service

SE E AD PAG E 58

Founded in 2008, EFG Bank AG, Cayman

alternative to the world’s largest private banks

Branch delivers the highest levels of service

and brokerage. SE E AD PAG E 53

Butterfield Bank (Cayman) Limited

and the full range of products expected from

12 Albert Panton Street, George Town

a pure-play, global private bank. As part of

Moore & Moore Investments Group Ltd

Tel: (345) 949 7055

EFG International, with a footprint in over

Governors Square, 2nd Floor,

Email: info.cayman@butterfieldgroup.com

40 countries, EFG’s services are catered

23 Lime Tree Bay Avenue

www.butterfieldgroup.com

towards the High Net Worth market, covering

Tel: (345) 922 1805

Services offered: Private banking, asset

banking, financial planning, and investment

office@mooreandmooreinvestments.com

management, trusts and estate planning,

management. SE E AD OP P OSI T E PAG E

www.mooreandmooreinvestments.com

custody services and lending solutions.

Moore & Moore Investments Group provides International Financial Planning (IFP)

access to bespoke alternative investment

94 Solaris Avenue, 3rd Floor, Camana Bay

opportunities to private investors. With a core

Carey Olsen

Tel: (345) 769 5352

focus on wealth preservation, MMIG works

Willow House, Cricket Square, Elgin Avenue

Email: enquiries@ifp.ky or www.ifp.ky

closely with you, taking into account your

Tel: (345) 749 2000

IFP is an independent financial planning

individual circumstances, goals and risk profile

Email: cayman@careyolsen.com

company with offices in Bermuda, the Cayman

to manage and preserve your wealth and

www.careyolsen.com

Islands and the British Virgin Islands. They

protect your legacy. MMIG is incorporated in

Carey Olsen has one of the largest trust and

provide impartial, independent investment

the Cayman Islands and is registered with the

private wealth teams in the offshore world

advice and advise clients on a range of

Cayman Islands Monetary Authority pursuant

offering advice on both contentious and non-

strategies best suited to them. Specialists

to the Securities Investment Business Act.

contentious trusts and private wealth matters.

in tax neutral retirement planning, regular

SE E AD PAG E 23

Their global reach, scale and experience means

savings and portfolio management, IFP can

SE E AD PAG E S 61 & 131

CAYMANRESIDENT 2022

Entrepreneurial thinking. Private banking. First-class private banking solutions; comprehensive financial and investment offering; delivered one relationship at a time.

ky.efgbank.com EFG Bank AG, Cayman Branch is licensed by the Cayman Islands Monetary Authority to provide private banking services. Please note, some restrictions may apply. The office in Grand Cayman for EFG Bank AG, Cayman Branch is located at 9 Forum Lane, Camana Bay, P.O. Box 10360, Grand Cayman KY1-1003, Cayman Islands, T +1 345 943 3350.

RBC Royal Bank (Cayman) Limited

service. They pride themselves on their

Scotiabank & Trust (Cayman) Ltd.

Royal Bank House, 24 Shedden Road, 2nd Floor

tailored approach to your individual wealth

Scotia Centre, 18 Forum Lane, Camana Bay

Tel: (345) 949 4600 ext. 69036

management needs, always putting your goals

Tel: (345) 949 7666

Email: antonette.baptist@rbc.com

and priorities first. Backed by the strength

Scotiabank in Camana Bay offers a full suite

www.rbc.com/caribbean

and experience of Canada’s leading wealth

of retail banking services, two 24/7 ATMs,

management firm, RBC Dominion Securities

Corporate & Commercial Banking, and Captive

RBC Dominion Securities Global Limited

Inc., is able to draw on this global expertise

Insurance Services, along with Scotia Wealth

3rd Floor, 9 Forum Lane, Camana Bay

while operating like a specialty local business

Management and a Premium Banking Centre.

Tel: (345) 949 4066

to help you to protect and grow your wealth

www.rbcdscayman.com

throughout every stage of your life.

TSC Financial Services

RBC offers the strength and experience of

SE E AD PAG E 55

The White House, 20 Genesis Close, GT

a global firm, with a personalised boutique

Tel: (345) 743 4663 Email: info@tscfinancial.ky www.tscfinancial.ky TSC Financial Services is the Cayman Islands’ first and only Hybrid Fee-Based Financial Planning Company. Their CFP® professionals and

ONLINE TRADING

FOR

EVERYONE

I N V E S T I N G I N C AY M A N

FOREX·STOCKS·FUTURES·INDICES·METALS·ENERGIES

From beginners to professionals, hit your ﬁnancial goals with one app on every device.

tradeviewforex.com tvmarkets.com

+1 345 945 6271

info@tvmarkets.com Grand Cayman, KY1-1002, 5th Floor Anderson Square, 64 Shedden Rd, PO Box 1105.

highly

experienced

advisors

will

help you plan, develop and manage your financial strategy and investment portfolio. TSC independently offers a wide range of international investment platforms and funds to help maximise returns, reduce fees and mitigate portfolio risk. SE E AD PAG E 52

Brokerage Services Currently, Tradeview Markets is one of the only fully licensed, full-service brokerages in the Cayman Islands that offers online trading services to individual brokers and investors. Tradeview provides direct access to trade execution and clearing services online to institutional, professional and retail traders for a wide variety of electronically traded products, including stocks, options, futures, Forex and CFDs on major indices and commodities. Tradeview Markets 5th Fl Anderson Square, 64 Shedden Road, GT Tel: (345) 945 6271 Email: info@tvmarkets.com www.tvmarkets.com Services offered: Online discount securities trading from a regulated brokerage account for Cayman residents, offshore residents and

Tradeview Ltd. Is licensed to carry on securities investment business and is regulated by the Cayman Islands Monetary Authority (CIMA) as a full securities broker-dealer. Tradeview conducts business pursuant to the Cayman Islands Securities Investment Business Law (SIBL) and its activities fall under the direct supervision of the Investments and Securities Division of CIMA.

*The risk of loss in online trading of stocks, options, futures, currencies, foreign equities, ﬁxed Income and other products can be substantial.

expat investors, including non-resident US citizens. If you are interested in trading in the US market with access to various stocks (such as those listed on NYSE, NASDAQ and AMEX). SE E AD T H I S PAG E

CAYMANRESIDENT 2022

At Carey Olsen, we have the local knowledge and transactional experience to assist businesses and private clients who are both located in or relocating to the Cayman Islands.

R E L AT E D S E RV I C E S

To discuss your requirements in confidence, please contact:

⁄ Trusts and Estate Planning

Bernadette Carey

Partner, Trusts and Private Wealth D +1 345 749 2025 E bernadette.carey@careyolsen.com

⁄ Relocation and Immigration ⁄ Corporate Law ⁄ Residential and Commercial Property ⁄ Wills and Inheritance ⁄ Regulatory Advice ⁄ Family Office ⁄ Foundations and Philanthropy ⁄ Special Economic Zone Assistance

Jarrod Farley

Partner, Corporate and Finance D +1 345 749 2004 E jarrod.farley@careyolsen.com

Brian Jacomb

Consultant, Real Estate D +1 345 749 2039 E brian.jacomb@careyolsen.com

With you every step of the way O F FS H O R E L AW S P EC I A L I ST S BERMUDA C A PE TOWN

B R I T I SH VI RG I N I S LANDS H O N G KO NG

LOND ON

C AYMAN I S LANDS SINGAP ORE

G U ER NSEY

JER SEY

careyolsen.com

avoid tax on income. US citizens are liable to

a chequing account, since bills may be

be taxed on worldwide income, irrespective

paid online. In this instance, customers are

Working in Cayman can be particularly rewarding as earnings and any gains from investments are tax-free. Nevertheless, as the Cayman Islands are a tax-neutral jurisdiction, it is strongly recommended that all new residents looking for employment here take the following steps:

of where that income is physically earned,

granted savings accounts in either US$ or

although you may be eligible for a foreign

CI$. (Note: banks in Cayman are strictly

earned income exclusion, which is adjusted

regulated by the Government-run Cayman

each year based on the inflation rate.

Islands Monetary Authority (CIMA), which

Canadian citizens have to prove that they

has the regulatory and oversight functions

have severed ties with Canada to avoid

of a central bank. There is no equivalent

paying tax.

in Cayman to the US Federal Deposit

1) Seek tax advice in your home country.

2) As soon as is practical after arrival in the

Insurance, which means that deposits are

The tax authorities in Canada, the UK and

Cayman Islands, a local bank account

not protected if a bank should be declared

the US treat income differently when their

should be established. This will enable you

Tradeview can help. SEE AD PAGE XXX SAVING & INVESTING IN CAYMAN

I N V E S T I N G I N C AY M A N

bankrupt). 3) Consider

the

establishment

residents are physically working outside

to have a debit card and do online banking.

of the country. All newcomers to Cayman

Local ATMs accept both local and foreign

investment account. This will enable new

should determine if it is advantageous

debit and credit cards. Regarding chequing

residents to take advantage of some of

to transfer savings and investments to

accounts, most local banks impose both

the other services that banks offer, such

Cayman or keep them at home. It is also

monthly fees and transaction fees on

as investment advice, brokerage services

very important to determine how long you

chequing accounts unless fairly significant

and, for those with significant assets,

need to be a non-resident before securing

average balances are maintained. Certain

discretionary investment management.

tax-free benefits, if it is possible at all. Tax

banks for example, point out to new

4) Arrive prepared to meet local requirements

legislation is continually changing, so it is

customers that the bank maintains the

for establishing banking and investment

imperative to have the latest information

payment details of several hundred local

relationships. Local due diligence calls

before making decisions on investing. For

merchants and service providers. This,

for having readily available (original)

example, in the UK an individual has to be a

together with easily accessible online

documents that confirm the personal

non-resident for one full tax year in order to

banking, can mitigate the need for having

identity and other particulars of an applicant. The requirements vary with each institution, but generally include two forms of identification, confirmation of residential address, a bank reference, professional reference (both addressed to the bank in Cayman) and evidence of the source of funds. For a full and detailed list of requirements see the Money and Banking section of the Settling In chapter. 5) If planning to return to a country that is not US$ denominated, consider converting CI$ or US$ denominated earnings to the home country currency on a regular basis. If all of your savings are in CI$ and you only convert it upon returning to the home country, it is possible that exchange rates could move adversely and negatively impact the value of your savings once converted into your home currency. 6) Factor into investment planning an eventual return to your home country. At that time, it’s not advisable to liquidate all investments held locally and repatriate the funds. To make the appropriate decision at that time, it is very important to be fully aware of your individual tax situation and what you

CAYMANRESIDENT 2022

Building a legacy to last • Generational Wealth Planning & Investing • Discretionary Investment Portfolios • Custody & Trading

are legally allowed to do. Whilst in Cayman,

com first, as you might trigger inheritance

it may be advantageous to establish a

tax if it is done too soon.

Cayman-registered company or Caymanregistered trust to own investments; these could potentially provide tax advantages upon returning to the home country. Most local banks in the Cayman Islands have a trust department that can provide expert guidance and they will advise on the best strategy based on each client’s personal situation. However, please see the Domicile & Tax section on www.caymanresident.

I N V E S T I N G I N C AY M A N

FOREIGN DIRECT INVESTMENTS (FDI)

The Cayman Islands Government is actively promoting the Cayman Islands as a great place to live and invest in. A new division of the government called InvestCayman ( SE E AD PAG E 63) has been created whose primary mandate is to stimulate, support and develop worldclass and sustainable diversified projects, developments and enterprises, intended to

deliver strong social, cultural, environmental and economic benefits to the Cayman Islands and its people. Their core purpose is to help transform the Cayman Islands into a globally competitive and sustainable destination, and in doing so, build up equity that the country can leverage for years to come. InvestCayman acts as a strategic guide, a mentor, and a hands-on operator for potential investors, and they are supported by a deep knowledge of the island’s economic and social realities. The agency is a gateway to accessing supportive business environments and government facilities through which interested parties can explore the Cayman Island’s array of new investment opportunities. The agency is managed under the Ministry of Investment, Innovation and Social Development providing exceptional local knowledge and trusted networks. For more information on InvestCayman - email: info@investcayman. gov.ky, web: www.investcayman.gov.ky or call (345) 916 6599. ESTABLISHING A TRUST IN CAYMAN

With a well-regulated financial industry and modern, regularly updated legislation, the Cayman Islands is one of the world’s top taxneutral jurisdictions in which to establish a trust. The trusts regime in Cayman benefits from a politically stable environment with no capital gains, income, profit, corporation or withholding taxes. Cayman’s government also ensures that if the tax status in the country were to ever be changed, a trust that is registered as an ‘exempted trust’ would remain tax-free for up to 50 years. A variety of flexible trust structures can be set up in the Cayman Islands for a wide range of purposes including asset protection, estate planning and business succession. The top legal firms in Grand Cayman have a proven track record in commercial and private trusts, including trust formation and establishing private trust companies. These firms also advise on the regulatory and operational requirements relating to trust structures. Turn to page 70 in the Running a Business chapter for a comprehensive list of legal firms that can help you to establish a trust and also manage any disputes related to existing trusts. 54

CAYMANRESIDENT 2022

INVESTING IN A CAYMAN PENSION

from the various plans, many have good reason to worry that their pension will not provide a meaningful income when they retire. In fact, at the current contribution rate of 10% a member will contribute 1 year of their average earnings for every 10 years they are contributing to their plan, meaning that those looking to retire in the near term might expect to see a balance representing just 2 years’ worth of their income plus investment returns, less fees and withdrawals.

RBC Dominion Securities Global Limited

I N V E S T I N G I N C AY M A N

According to the National Pensions Act, all participants (members) in a private pension plan can choose, on retirement, to purchase an annuity or begin drawing down the balance in their pension account. Many residents have speculated about the maximum drawdown being limited to only CI$1000 per month which would certainly not provide a meaningful retirement income. We thought we would investigate this for you so that you can decide what to do about investing in a pension. Here is what we found: When you retire, whether that is 65, the official ‘age of pension entitlement’, or as early as 50 with special restrictions, you can draw down a percentage of your pension pot based on your age. At 65 this would be between 2.05% and 5.11% of your total pension pot, or, if your maximum drawdown allowance does not reach an annual total of CI$12,480, then you are given an annual allowance of CI$12,480, which can be paid monthly, quarterly or annually, until the balance of your pension is finished. If a member has a pension balance of CI$200,000 and wishes to drawdown the maximum from their pension at age 65, this is calculated as $200,000 x .0511 which gives a total of CI$10,220. As this is below the minimum threshold of CI$12,480, the member will receive CI$12,480 per annum. If however, the member were to have a balance of CI$500,000 at the age of 65 then the member would receive CI$25,550 per annum. This drawdown schedule can be found on some pension plan’s websites. There are a few other things to consider: 1) if a member has made additional voluntary contributions (AVCs), these can be withdrawn as a lump sum at normal retirement (65). 2) Before retirement, members can access their AVC’s for four specific ‘hardship’ reasons – temporary unemployment (for a max of 6 months), to pay for medical bills (non-elective medical treatment only), housing (to purchase land or a home, construct a home or pay off the balance of a mortgage), or education

(extended to the member’s children if in full-time education). Private pensions were made mandatory in 1998. Since then, Government has allowed pension holidays in April 2010 (12 months for Caymanians and 18 months for non-Caymanians) as well as the current pension holiday which started in April 2020 and is set to expire at the end of 2021. Coupled with the emergency withdrawals for COVID-19, which saw members withdraw almost CI$500 million

Building your wealth of opportunity Grow and protect your wealth with sound advice and expertise. Just as there are no one-size-fits-all goals, your approach to achieving important financial objectives should be as individual as you are. We specialize in designing allencompassing wealth strategies that suit your financial needs, no matter how unique or diverse they may be. Contact us to arrange a complimentary consultation today. 345-949-4066 rbcdscayman@rbc.com www.rbcdscayman.com

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As most retirement professionals believe that a person should contribute between 17% and 20% to their retirement investment for a minimum of 40 years; Cayman’s private pension system will achieve little more than an income supplement for the majority of pensioners and we understand that the Government has been well aware of this for many years. In many other jurisdictions, as well as higher pension contribution rates, individuals benefit from government funded Social Security to supplement retirement income and are given tax breaks on registered savings plans if the money is not withdrawn until retirement. As these benefits do not exist in Cayman yet, individuals should speak with their pension provider or a financial planner if they are concerned about their retirement income. At a minimum, it is recommended that those who withdrew funds from their pension account in 2020 should make provisions to repay those funds to their pension by making additional

voluntary contributions over a few years when they have the means to do so. After these additional contributions have been deducted from the employee’s salary for some time, it’s likely the funds won’t even be missed, and the increased contribution rate could be carried forward indefinitely. Ultimately this will make for a more meaningful and comfortable retirement. There is also a government pension plan that has performed extremely well in the last number of years and had a market value of $1.193 billion as of 31st December 2020. According to the 2020 annual report for the plan, the fund grew by more than US$170 million and provided a return of 15.5% in 2020. INVESTING IN CRYPTO ASSETS

The financial service industry in Cayman is well positioned to support this new decentralised economic model. The Virtual Asset (Service Providers) Act (2020) has introduced a framework to regulate digital assets, in order to ensure that any risks

Building a better FINANCIAL FUTURE If you've just arrived in Cayman, setting up a bank account is only the first step in securing your financial future. Talk to an independent financial advisor at IFP today for advice on any pensions you may have left behind and how to best structure your financial future in Cayman. Call us at +345 769 5352 or email enquiries@ifp.ky

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IFP is authorised and regulated by the Cayman Islands Monetary Authority in the conduct of investment business

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associated with such activities are analysed and mitigated, that any benefits are realised in a manner consistent with a well-regulated financial services jurisdiction, and to develop sensible measures for blockchain innovation to thrive. It is widely speculated that this new technology has the potential to disrupt the current global economic model by providing a more efficient engine for the flow of assets across borders. In these early stages the process of investing in crypto assets is still being fine-tuned, but the basic procedure is to (i) purchase, (ii) transfer, and (iii) store a crypto asset(s). (i) Purchase: Open an exchange account (e.g. Bitfinex, Gemini, CoinBase or Bitrex) and fund your account with a fiat currency. (ii) Transfer: The most secure way to store crypto assets is within an application known as a wallet. Popular examples include Electrum or Bitcoin-Core for Bitcoin, MetaMask for Ethereum and Ledger or Jaxx for a multiple crypto asset storage solution. The wallet has a deposit button which appears to be a random set of characters, known as your public key (think ‘user name’). The exchange will have a withdrawal function, requiring your public key to send the crypto asset to your wallet. Once the transaction is executed on the exchange, a global network of computers (the decentralised ‘governance’, so to speak) will process the transaction and publicly confirm its successful completion. (iii) Store: Your crypto asset is now stored in your wallet, for you to make purchases to another wallet, or make further transfers. Anyone looking to secure large values of crypto assets should first speak to a technical expert. PRECIOUS METALS & SECURE STORAGE

Owning gold, silver and other precious metals makes tremendous sense and offers investors opportunities for both wealth preservation and wealth appreciation across a wide spectrum of economic scenarios. Purchasing and storing precious metals in the Cayman Islands is a solid investment in your future. Adding precious metals to a diversified portfolio of stocks and bonds

Strategic Wealth Preservation (SWP)

transfers registered with the Land Registry for 2020 was 1,920 compared with 1,922 in 2019, only a slight decrease of under 1%. However, the total consideration in CI dollars was CI$770,551,070 in 2020, compared to CI$816,438,256 in 2019, representing a decrease of 6% by value. This is a surprisingly small reduction considering the Island has had closed borders and was under a national ‘stayat-home’ lockdown for a period of three months. During this time the value of each individual transaction has increased by just under 15% from CI$427,000 to CI$490,000. There are several factors that have contributed to the increase in property values and demand over the last few years. Interest rates have been low and this has significantly contributed to the rate of borrowing, especially for people buying real estate as an investment. Local banks are offering (as of October 2021) 4.25% interest mortgages and up to 90% loanto-value. This has made lending finance attractive both for new purchases and

for existing property owners to either re-finance their homes/properties for improvements or purchase a new property for investment. On the commercial side, this has also opened up opportunities for investors to buy commercial real estate, either for redevelopment or leasing. An example being the highest transaction of 2020, which was the purchase of a redevelopment property - the site of a former hotel on West Bay Road called The Cayman Islander, which was purchased by the late Sandals owner, Butch Stewart, for CI$15,120,000 or CI$61.22 per square foot. A second driver for the Cayman Islands real estate market has been the low community COVID-19 transmission environment and safe and clean living conditions it offers. As a consequence, Cayman has seen a large demand in ultraluxury properties where cash-rich investors have purchased, in some cases, sight unseen. An example of these transactions is the purchase of the Watermark penthouse

115A Printer Way, George Town Tel: 1 (888) 445 1977 Email: info@swpcayman.com www.swpcayman.com Strategic Wealth Preservation (SWP) is a fully

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integrated precious metals dealer and secure storage provider located here in George Town. SWP specialises in the acquisition and secure storage of precious metal bullion, as well as secure storage for corporate data, documents and other valuable items. INVESTING IN CAYMAN PROPERTY

According to Fleur Peck at BluePoint Consultants, prior to the COVID-19 pandemic, the Cayman Islands’ real estate market experienced steady price growth for most property types in the years between 2010 and 2019. Most notably there was a steep increase in the number of transactions between 2017 and 2019. As a result of the COVID-19 pandemic, 2020 was the first year that showed a decline in both the number of transactions and the value of freehold transfers. As shown from the data below, the total number of open market

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helps improve the returns of such a portfolio over time while reducing risk and overall portfolio volatility. Traditionally, financial advisors have recommended allocating 5%–10% of one’s portfolio to precious metals, however, recent data indicates that the optimal allocation to precious metals is closer to 20%–25%. The Cayman Islands is an excellent jurisdiction for the storage of precious metals for several key reasons: > Its proximity to the United States, Canada and Latin America; > There are no import or export tariffs on precious metals coming to or leaving the country; > There is no sales tax on the storage of precious metals; > Assets in storage are not reportable to any local or foreign government or tax authorities. If you would like to invest in precious metals, the following company can help:

I N V E S T I N G I N C AY M A N

by an Asian investor for a reported US$19 million in 2020, and the transaction to a New York hedge fund owner of a 7,000 sq ft house on South Sound Road for a reported US$13.5 million. Lastly, Cayman saw a notable increase in demand for lower value properties, both land and residential for under CI$500,000, by locals who took advantage of the opportunity to extract money from their pension funds, which was a measure introduced by the CI Government in the summer of 2020 during the COVID-19 pandemic to stimulate the economy. With the national borders being closed, and strict protocols for re-entry throughout 2020 and 2021, Cayman has had a unique situation whereby residents, a great many of whom normally travel abroad regularly, have spent more time in the Cayman Islands and are therefore looking for local, rather than overseas investments. There is however, a concern about the supply of property, and the sheer number of residential and commercial developments

currently under construction and in the pipeline, and what impact this will have on the increasingly bad traffic situation and importantly, the environment. Many feel that Cayman’s planning policy needs to be reviewed to ensure that we follow a more sustainable path of development, and take into consideration the negative impact of over-development, plus the risk of what a rise in interest rates, or a global recession, could do to our local property values. Land values in certain high demand areas such as Crystal Harbour and Grand Harbour have almost doubled in the last five years, whilst more recently, low value subdivisions in the outer region such as Savannah, East End and West Bay have also been selling at a fast pace. In the built residential sector, there remains strong demand for the ultra-luxury accommodation on Seven Mile Beach, with several high-value Kimpton Seafire apartments recently selling and the newest condominium developments such as Watermark attracting record figures of over

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US$1,700 per sq ft during 2020. Likewise house prices in popular areas close to town, such as Snug Harbour, Crystal Harbour and South Sound have been increasing at a significant rate, as desirable land available for construction becomes scarce. In regards to the commercial property market, at the beginning of the COVID-19 pandemic in 2020, there were early signs of rent reductions Cayman-wide, and defaults on leases in major office complexes as the trading level of some businesses were impacted. However, the financial services and legal industries remain strong and continue to expand which has meant that many of the prime offices have been able to retain their tenants, despite the increasing number of employees working from home. We have also seen cash rich investors such as Dart purchase commercial buildings which has boosted confidence in the market. Recent freehold office sales include Commerce House, Bermuda House and Elizabethan Square, the former HSBC building, and various class B office buildings in the centre of George Town. The former HSBC building was the highest commercial sale in 2020, selling for CI$14,025,602 for 44,477 sq ft of office, retail and restaurant space, equating to $315 per sq ft.

Fixed Income Investing

From the breathtaking canal front properties tucked away in the North Sound waterways, to the new developments popping up in almost every district of Grand Cayman, it is safe to say that our property market is pretty much on fire! The trend is now on building for a more sustainable future with eco-friendly building designs incorporating solar panels, low-flow plumbing, high efficiency appliances, LED lighting and shade trees, all designed to reduce our energy bills and be more gentle on the environment. Go West to discover new developments long the Seven Mile Beach corridor and into West Bay. These include Ocean 9 Villas in Boatswain Bay, which offer nine 4-bedroom homes elevated 12ft above

surrounding luxurious homes and upcoming developments, The Mantras is an apartment complex with 50 units, ranging from CI$495,000-CI$525,000. The 4-bedroom South Sound Collection each come with private rooftop terrace featuring a swimming pool and a kitchen. Grand Harbour is quickly becoming a desirable neighbourhood with eight developments being built. These include Harbour Walk, the newest of the bunch, which will feature 1 and 2-bedroom apartments with shops and offices on the ground floor. Pre-construction prices range from CI$293,000 to CI$609,000. There is Aura, a collection of 39 luxury 2 or 3-bedroom apartments, and a gated community called Grand Palmyra, also near Grand Harbour. The latter are 3-bedroom townhouses, over 3 storeys with a garage and a den. Prices start at CI$675,000. Paraiso, located at the end of Lord’s Way in Red Bay, boasts 12 modern canal-front homes. Expect a private dock and plunge pool per unit. Pre-construction pricing starts at US$870,507 for a 3 bed, 3.5 bath, and separate den area. Allure is a 26 unit canal front development in Tropical Gardens offering 2 and 3-bedroom apartments starting at CI$470,000. INVESTING IN ANNUITIES

Fixed annuities are single premium investment products that provide the ability to earn guaranteed interest over a fixed term. They are a great way to protect and grow accumulated savings without downside risk. An individual has

the choice to select the duration of their desired investment, which corresponds to a fixed rate of return. Generally the longer an individual invests, the higher the rate of return. Interest is credited every day and compounded annually. At the end of the fixed term, a guaranteed amount is earned. This amount does not depend on market performance – it is based on the guaranteed interest rate stated in the contract. Fixed annuities are for investors that seek both reasonable investment returns and safety of principal over a medium to long term basis. It is also for individuals that want the option, but not the requirement, to convert their savings into a monthly guaranteed payment over a stated period or their lifetime. Given the increasing reality of outliving financial resources during retirement, most individuals should consider allocating at least some of their savings to a fixed return product like an annuity. Typically the percent allocated to a fixed product should increase as a person gets older. Knighthead Annuity and Life Assurance Company 62 Forum Lane, 1st Floor, Camana Bay Tel: (345) 623 0300 Email: info@knightheadannuity.com www.knightheadannuity.com Services offered: Fixed annuity investment products with highly attractive, guaranteed investment returns that provide predictable growth and peace of mind.

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sea level in a gated community with a single detached garage each. Prices start at CI$553,900. Located at the end of the Esterley Tibbetts highway in Batabano, The Meadows will offer 1 to 3-bedroom, energy efficient, solar ready, hurricane and earthquake resistant townhomes. Prices start at CI$290,000. Located just north of Seven Mile Beach, SeaDreams, an exclusive boutique condominium development has 4 storeys and only 2-units per floor. Residents will enjoy large living spaces, with a pool and a BBQ area. The Grand Hyatt, a 10-storey resort located at Pageant Beach will feature 167 residences and is now more than 75% sold. Located up at Conch Point, Blue Palms will be a private gated community comprising of eight contemporary 3 and 4-bedroom condos. Pre-construction prices start at CI$889,000. Eleven Parc, situated on the Seven Mile Beach corridor, features 17 new townhomes priced at CI$795,000 for 1,800-2,000 sq ft. There is also Dolphin Point Club which is located at the tip of North West Point in West Bay, where 38 eco-friendly, luxury open-plan 1, 2, 3 and 4-bedroom units are being built. Catalina Bay Seafront Residences, located near the George Town Yacht Club, will feature 2 and 3-bedroom seafront condos and is expected to be completed in late 2023. Kailani – Curio will offer 2 and 3-bedroom luxury wellness and boutique condos that will include a thermal spa, sauna and hydra pool. Lotus, located at Canal Point, will comprise of 20 townhouses starting at CI$895,000. Go East to purchase a condo at Ocean Vista in High Rock located on Seaview Road. Ocean Vista offers 2 and 3-bedroom units priced at CI$300,000-CI$345,000. The Silver Reef Residences, located in North Side, are a new collection of 12, 3-bedroom garden or roof top beachfront condos. Pre-construction prices range from $870k to $1 million. The Rum Point Club Residences is a luxury boutique hotel with thirty one 1 to 4-bedrooms located on Rum Point Drive. Go South to snag a boutique property in South Sound. In keeping with

Running a

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Business How to set up a business in Cayman, the legal formalities, trade and business licensing requirements, finding commercial office space, business services, computers and office supplies.

RUNNING A BUSINESS

Establishing a Business - Legal Formalities - Funds & Investment Business - Cayman Enterprise City Trade & Business Licensing - Incorporation/Registration - Accounting & Auditing Firms - Corporate Services - Legal Services & Attorneys at Law - Independent Directors - Cayman

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Other Formalities - Work Permits - Employee Entitlements

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Business Services - Bookkeeping Services - Business Insurance - Office Supplies & Electronics - Disaster Recovery Services - Notary Public - Translation Services

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Setting Up An Office - Commercial Office Space

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ESTABLISHING A BUSINESS

As a well-regulated, international financial centre with a worldclass infrastructure and political stability, the Cayman Islands offers an ideal environment for businesses to flourish. As a result, the business sector in Cayman is booming. Cayman’s regulatory framework has been continuously enhanced since 2020 to ensure that the Cayman Islands remains aligned with international standards and expectations. In July 2019 the Organisation for Economic Co-operation and Development (OECD) deemed Cayman’s tax regime as “not harmful” to other countries. With a well-developed common law system based on English law, and a local base of world-class corporate service providers, many international businesses have chosen to incorporate or register in Cayman. This chapter is your complete business set-up guide. LEGAL FORMALITIES A business in Cayman can be run as a sole trader operation, a partnership or a company. It is also possible for a foreign company to register a branch in the Cayman Islands so as to be permitted to operate locally. The main distinction is that sole traders and general partners of an unregistered partnership firm have unlimited liability to third parties doing business with them, whereas the shareholders of a company typically have limited liability to third parties doing business with the company. The differences in, and suitability

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RUNNING A BUSINESS

of, various types of business structure are highly technical and are best discussed with a qualified Cayman Islands attorney. Where two or more people want to go into business together, but wish to avoid all the formalities and expense of a company, a partnership structure may be more appropriate. Professional advisors, such as lawyers and accountants, have traditionally used a partnership structure for their business. A partnership generally has less legislative governance requirements than a company and can be more flexible in its treatments of the partners’ responsibility for liabilities and share of profits. Partners are also personally liable for any debts the business incurs, except for in the case of a registered Limited Liability Partnership, where the limited partners generally enjoy limited liability. A company may be used where the owners and operators of the business wish to ensure limited liability for the debts of the business. Companies are commonly used for all sorts and sizes of businesses. There are more formalities and fees associated with forming and operating a company than with a partnership or sole trader business; however for many, the benefit of limited liability that is attached to a company offsets the extra effort and cost for the formation and operation of a company. Foreign businesses that do not wish to establish a Cayman Islands subsidiary have the option of registering a branch operation in Cayman. The process to register a branch with the Cayman Registrar of Companies is straightforward. The branch, once registered, is required to maintain a local registered agent and pay annual fees to the Cayman Islands Government in order to maintain its registration. If your aim is to operate a business within the Islands, it is likely that some form of local licensing will be needed. More details on the local licences procedure is given later in this section. For a business which is at least 60% beneficially owned and controlled by one or more Caymanians, the acquisition of 62

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a Trade and Business (T&B) Licence is required. Where beneficial ownership and control does not meet this threshold, a Local Companies Control Law Licence (LCCL) may be required. The grant of an LCCL is a matter of discretion for the Trade and Business Licensing Board on the basis of various statutory criteria focusing on the protection of local interests and the benefits which a business would bring to the Islands, in addition to the extent to which Caymanian participation has been sought (which will ordinarily include a requirement for public advertising) and whether the proposed business will compete with any local Caymanian-owned businesses. Businesses wishing to set up a physical presence in the Cayman Islands, but whose activities are carried out mainly outside the Islands, are in most cases exempt from the Local Companies Control Act (LCCL). As such, although they would require a T&B Licence in order to set up their local office and apply for work permits for any expatriate employees (as discussed further in the Immigration chapter), they would not require a LCCL, or to meet the 60% Caymanian ownership threshold. It should be noted that banks, trust companies, company management firms and a number of other businesses in the financial sector are exempted from the T&B and LCCL regimes, although they would need to secure the necessary licences from the Cayman Islands Monetary Authority (CIMA). A different regulatory regime is available for businesses in certain approved categories seeking to set up within Cayman’s Special Economic Zone. Sole Trader Due to immigration requirements and the rules governing the grant of a T&B Licence, in practice only a Caymanian will be able to operate a business as a sole trader if they are competing in the domestic market. A sole trader is able to start his/her business by simply offering services or goods in return for payment, with very few formalities depending upon the type of business. The

sole trader can employ people to work in the business, but is personally responsible for all the liabilities of the business (e.g. rent, T&B Licence fees, salaries and benefits for employees) and is also the person who receives all the profits. As indicated above, however, a foreign national doing business internationally from a base within the Cayman Islands will generally only be able to obtain a licence and operate in and from within the Cayman Islands if they first incorporate a suitable Cayman Islands company and obtain the relevant licenses for that entity. There will be no requirement for such an entity to have any Caymanian participation. Partnerships One form of partnership is where all the partners are ‘general’ partners and participate in the management of the business. In this structure, the only restrictions on sharing profits and withdrawing capital are those agreed between the partners. As well as general partnerships, the Partnership Act sets out the rules for ‘ordinary’ limited partnerships. However, limited partners must not participate in the management of the business and a limited partner’s right to share in the profits or withdraw capital is restricted. The Exempted Limited Partnership is another form of partnership which is specially designed to provide more flexibility to suit the needs of the financial industry in Cayman and is typically used for caring on business outside of Cayman. In all cases, you are advised to contact a specialist to determine the partnership arrangement most suitable for your needs. In addition to the Exempted Limited Partnership, the Cayman Islands has recently passed legislation introducing Limited Liability Partnerships (LLP). The LLP is a partnership with a separate legal personality and limited liability for its limited partners and it is intended as an alternative to ordinary limited partnerships. It is generally the LLP, rather than an individual limited partners, who is liable for the debts. Moreover, limited partners enjoy limited liability and there

are no joint liabilities for acts or omissions of another partner, except for in certain circumstances. The LLP is designed for the conduct of business domestically, as well as for business overseas. It is anticipated that the LLP will be an attractive vehicle to professional services firms that have traditionally taken the form of ‘firm’ partnerships. Companies & LLC A company that intends to conduct the majority of its business outside of the Cayman Islands would ordinarily register as an exempted company. The key elements of an exempted company are that it is not required to keep a register of members open for public inspection or hold an annual general meeting in Cayman, it is entitled to receive a tax-free guarantee from the Government of the Cayman Islands for up to 30 years, it can offer shares to the public in the Islands if listed on the Cayman Islands Stock Exchange (CSX), and finally it may issue shares without nominal or par value. The company is a corporate body with separate legal personality and is able to enter into contracts and own property as well as incur liabilities. A shareholder in a company, has a liability to the company, limited to the amount unpaid on the shares held by that shareholder and cannot be liable for the liabilities of the company itself. The company may distribute profits to shareholders by paying dividends and a shareholder can only get their capital investment in the company back by selling the shares they have or by the company following certain formalities under Cayman Islands law required to return capital to the shareholder. Company formation and operation is governed by the Companies Act and under common law rules in the Cayman Islands. The Cayman Islands also permits the formation and the registration of Limited Liability Companies. A Limited Liability Company (LLC) is a unique vehicle that blends key features of a Cayman Islands Exempted Limited Partnership with those of a Cayman Islands exempted company. Most notably, an LLC is not the typical company vehicle whereby the liability of shareholders is limited by shares or by guarantee, but instead operates by reference to members’ capital accounts and capital commitments, with freedom of contract among members determining the internal workings of the company similar to an Exempted Limited Partnership. Yet, unlike an Exempted Limited Partnership, a LLC is a corporate body with a separate legal personality and whose members enjoy limited liability. A LLC is therefore a hybrid between an exempted company and an Exempted Limited Partnership, developed to meet the demands of various global client bases that wish to operate a vehicle which offers the greatly increased flexibility of partnership capital accounting capability but within a corporate vehicle with separate legal personality. This hybrid approach is useful in a variety of investment spaces (such as investment funds, joint ventures and holding vehicles for a variety of assets including ships) where some investors and

RUNNING A BUSINESS

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service providers find the share capital accounting structure of a company somewhat cumbersome for certain transactions. Foundation Companies In 2017 the Cayman Islands enacted legislation for the formation and registration of foundation companies. Unlike the traditional company, a foundation company may have no shareholders and may entrench its objectives. Other key elements of a foundation company is that whomever the founder wants can be given rights, powers and duties (not just to existing members, directors or supervisors). A foundation company may also entrench the objectives of the company or specific provisions within the constitution and may have bylaws to govern the exercise of discretion by those who have duties or powers under the constitution. The by-laws do not have to be filed, and they do not affect a third party dealing in good faith with the foundation company. As a relatively new type of company, that is free of the perceived drawbacks of a company or trust, the foundation company provides an attractive alternative in a range of wealth planning and commercial scenarios. Foundation companies will likely continue to open up a variety of interesting estate and other planning possibilities, including for commercial, philanthropic and other private purposes.

RUNNING A BUSINESS

Cayman Islands Branches An overseas company which i) establishes a place of business; ii) commences carrying on business within the Cayman Islands (even ‘offshore’ business); or iii) proposes to own real estate situated in the Cayman Islands, must register as a ‘foreign company’ (essentially registering a branch) under Part IX of the Companies Act. A registered Cayman Islands branch will not have a separate legal personality from the main company headquartered overseas. In many cases, this is desirable for group operations which are required to maintain tax residency in a certain 64

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jurisdiction, but wish to have a Cayman Islands presence from which to conduct certain business of the group. In the case of a bank, trust company, insurance company, management company, mutual fund, mutual fund administrator or any entity carrying on securities investment business, a licence to conduct such business will be required from CIMA, notwithstanding that the business is actually conducted outside the Cayman Islands. A Cayman Islands branch is able to secure a T&B Licence and, if necessary, a LCCL Licence in order to comply with the necessary legal requirements to set up a physical presence in the Cayman Islands. Intellectual Property Legislation The CI Government has in recent years modernised the country’s intellectual property laws in order to provide better protection of the rights of persons involved in creative and business endeavours. By improving copyright, trade mark, patent and design rights legislation, Government also has improved the local commerce framework. Copyright protection has been significantly updated with the commencement of the Copyright (Cayman Islands) Order (2015), as amended. The categories of original creations that are protected in Cayman have been expanded to cover music, film, art, and other creative fields in every format – including digital. The Trade Marks Act (2016) allows people and companies to locally register their brands and company logos. It also gives legal protection against piracy and infringement, allowing local and international companies to be confident in what they create in the Cayman Islands, while providing an incentive for local and international investors. The Patents Act (As Revised) continues to allow patent holders the ability to register their rights in the UK and extend those rights to the Cayman Islands. The Design Rights Registration Act

(2016) allows design rights – the physical appearance of an industrial or handicraft item or a part of it – registered in the UK, to be extended to Cayman.

Fund Administration In addition, there are 77 administrators currently licenced in the Cayman Islands, of which 68 hold a full licence and 9 hold a restricted licence. Most of the world’s top administrators are licensed to carry on business in the jurisdiction. CIMA lists all registered fund administrators in the Cayman Islands. In October 2020 the Cayman Islands were named ‘Best Private Equity Fund Domicile’ at the 2020 Private Equity Wire US Awards. It is commonly acknowledged that Cayman’s success as an investment funds jurisdiction is due to a perfect combination of factors: having a well-respected legal and judicial system based on English common law coupled with a track record of servicing the top global asset managers in the space; being in the right time zone to serve the US market which is a heavy user of the domicile; and it attracts some of the world’s best service providers

HSM Corporate Services Ltd. provides corporate services in the Cayman Islands. HSM’s corporate team aim to work with our clients to achieve their objectives within the parameters of the structures available under Cayman Islands law.

• Incorporation of companies and Formation of Limited Partnerships • Assisting in establishing bank accounts for corporate clients

RUNNING A BUSINESS

Funds & Investment Business Common fund vehicles used in the Cayman Islands to operate mutual and private funds include the Exempted Company, the Segregated Portfolio company, the unit trust and the exempted Limited Partnership. Limited Liability Companies may be established and may serve as the fund vehicle although they are more commonly used as holding vehicles or other vehicles within the fund structure. The Segregated Portfolio Company (SPC) is a single legal entity which enables the establishment of protected cells (known as segregated portfolios) providing statutory ringfencing of the assets and liabilities of each segregated portfolio. A Unit Trust is usually established by declaration of trust or under a trust deed by a licensed Cayman Islands trustee whereby investors’ interests are represented by trust units. The exempted limited partnership is established by a limited partnership agreement entered into by the general partner and one or more limited partners. This provides a second unincorporated vehicle and it can be formed as easily as the exempted company or the trust unit. Each type of vehicle can operate as an open-ended fund (where investors have the right to redeem their shares, units or interests at their own election), or as a closed-ended fund (where the right to withdraw shares, units or interests is made at the election of the directors, trustee or general partner, as the case may be). The investment funds industry is regulated and monitored by the Cayman Islands Monetary Authority (CIMA) through a number of pieces of legislation including the Mutual Funds Act, the Private Funds Act and Monetary Authority Act. An attorney can provide more information on structuring a fund in the Cayman Islands and can advise on the necessity for a licence/applicable regulation and assist in compliance with the formalities.

• Company searches • Corporate and Partnership filings • Legalisation, notarisation and apostilling documents • Re-domiciliation and transfer of companies • Voluntary Liquidations and Striking off of Companies

For further information, please contact: Michele Bryan Corporate Services Manager HSM Corporate Services Ltd. +1 345 815 7439 mbryan@hsmoffice.com

Choose the Experts. Choose HSM.

+1 345 949 4766

68 Fort Street George Town PO Box 31726 Grand Cayman KY1-1207 Cayman Islands www.hsmoffice.com

www. c a y m a n r e s i d e n t . c o m

who are experts in their field including fund accountants and auditors, fund attorneys, independent directors, fund administrators and trustees, all with over two decades of accumulated expertise. This familiarity and concentration of expertise inevitably makes the establishment and ongoing operation of investment funds in the Cayman Islands more efficient in terms of timing and costs than lessspecialised jurisdictions.

Setting up a Single Family Office The Cayman Islands are an increasingly appealing jurisdiction for the establishment and operation of single family offices. For more information on this topic please see page 42 in the Cayman a Global Financial Centre chapter. Walkers (Cayman)

RUNNING A BUSINESS

190 Elgin Avenue, George Town Tel: (345) 949 0100 Email: philip.paschalides@walkersglobal.com Walker’s private capital team is composed of

selected specialists who advise on corporate, finance investment funds, trusts and estates and litigation matters. They work with highnet-worth individuals, family business, family offices, private banks and trust companies and their advisers to provide timely, customised advice across jurisdictions that address the particular sensitivities of private capital clients. SE E AD PAG E 39

Small Businesses Commerce in Cayman continues to receive support with the Government continuing to incentivise micro and small businesses by significantly discounting T&B Licensing fees. To be classified as a micro business, owners can only employ four additional employees and cannot exceed an annual gross revenue of CI$250,000. Small businesses cannot employ more than 12 employees nor exceed an annual gross revenue of CI$750,000. For business licensing information, please email: info@ dci.gov.ky, call (345) 945 0943 or visit www.dci.gov.ky.

Professional development Mentoring Career guidance

Cayman Islands Department of Commerce & Investment (DCI) The DCI is responsible for the grant and regulation of licensing for most businesses in the Cayman Islands. They also process all liquor and tobacco licences as well as cinema licences and film ratings. They ensure that business owners comply with Cayman’s legislative and regulatory framework for commerce, and ensure that trade and business operations conducted in the Cayman Islands adhere to local and global requirements. Visit www.dci.gov.ky. Cayman Enterprise City (CEC) The Cayman Islands Government enacted the Special Economic Zone (SEZ) Act in an effort to encourage further economic growth and attract additional international investment. Cayman Enterprise City (CEC) is an award-winning development project that consists of three special economic zones focused on attracting knowledge-based and technology-focused businesses to set up a physical presence in the Cayman Islands. The zones included within CEC are Cayman Tech City, Cayman Commodities & Derivatives City and Cayman Maritime & Aviation City. CEC enables businesses to easily and cost-effectively establish a genuine physical presence with staff and offices, to generate active business income in the Cayman Islands where there is no corporate, capital gains, sales or income tax. Cayman’s SEZ enables companies to take advantage of the Islands’ jurisdictional benefits, along with a series of appealing concessions granted by the Government. Cayman is an ideal business jurisdiction and is OECD white listed, meeting the highest anti-money laundering compliance requirements. Concessions and Reasons to Relocate to CEC

sales and income tax in the Cayman Islands

> > >

CAYMANRESIDENT 2022

100% foreign ownership permitted 100% exemption from import duties Renewable five year work/residency visas granted within five days

> 66

100% exempt from corporate, capital gains,

Five year residency for employees and their

dependents

> > > >

4-6 week fast-track set-up of operations Intellectual property owned offshore Appropriate level government reporting Strategic base with easy access to lucrative

presence offshore, which can significantly enhance their competitiveness in the global marketplace and enable them to generate a tax-exempt active business income in the Cayman Islands.

North and Latin American markets

On NYC/EST time zone

Eligible Market Sectors CEC can accept companies and divisions of companies active in these key sectors:

> >

Internet and Technology Media and Marketing (including digital media, film and broadcasting)

> > >

Work/Residency Visas for Staff

CEC enables businesses to immediately relocate key staff from any country of origin to the Cayman Islands, particularly those that may not be able to get visas for the US or Canada. CEC companies can obtain five year work/residency visas for personnel within five working days. Intellectual Property

Technology

Intellectual Property can be held by a zone company and licensed internationally from this tax-neutral jurisdiction. Many CEC companies avail themselves of the benefit of establishing their IP offshore early, as part of their overall business strategy, in order to maximise the value of this key asset for the whole of the company’s life cycle, avoiding costly migration issues later.

Global Tax Mitigation

Companies are using CEC as part of their global structuring strategy, as it provides them with the opportunity to costeffectively establish a genuine physical

CEC offers businesses very flexible packages which include fully serviced offices, use of the business centre facilities, the Trade Certificate to operate the business and the Zone Employment Certificates (work/ residency visas) for their staff. Set-up can be expedited within 4-6 weeks. CEC also provides offshore data-centre facilities through their strategic partner Brac Information Centre. For more information, email: info@caymanenterprisecity. com, call (345) 945 3722 or visit www. caymanenterprisecity.com. TechCayman Similar to CEC, if you have an IT or Tech company which does business outside of Cayman, then you are eligible to move your company to TechCayman and then

Turnkey, fully serviced office suites available now from US$1400 per month or $199 per day. Hourly conference room rental also available for members and non-members. How we work, when we work and where we work is changing. We believe that the spaces we work in should be places that work for you and your business. Private, modern office suites with flexible occupancy options are ready now. Contact readyspaces today and move in tomorrow. +1.345.743.4610

readyspaces.ky

www. c a y m a n r e s i d e n t . c o m

RUNNING A BUSINESS

Biotechnology, Life Sciences and Green

Why Companies are Establishing in CEC:

Companies are setting up within CEC and utilising the zone as a catalyst to increase global growth from a tax-neutral location. Set-Up Process

Commodities and Derivatives

Maritime Services and Aviation Services

Access to Global Markets

live and work in Cayman. For more information visit www.techcayman.com. TRADE & BUSINESS LICENSING

RUNNING A BUSINESS

Subject to limited exceptions, in order for an individual, partnership or company to conduct business in or from the Cayman Islands, an application must be made to the Trade and Business Licensing Board (T&B Board) for the grant of a T&B Licence. The T&B Licence fee is payable every year and the application for renewal must be made at least 28 days before, but not more than three months before the date of expiry of the licence. It is an offence to operate a business in the local market with the public of the Cayman Islands without a valid T&B Licence or an alternative licence (unless exempted). A company wishing to carry on business in the local market with the public of the Cayman Islands, which does not have at least 60% Caymanian ownership and control, will also need to obtain a Local Companies (Control) Licence (LCCL) from the T & B Board (unless it is otherwise exempted from such requirement). Each LCCL application is considered on its own merit and all relevant forms and information for both LCCL and related T&B Licence applications are readily available online at www.dci.gov.ky. Incorporation/Registration If you wish to incorporate or register a Cayman Islands entity that will conduct business outside of the Cayman Islands, you are required to engage a local licensed service provider to incorporate your company.

FG Services Limited Company & Partnership Formation Economic Substance and Board Support Services Intellectual Property Agents (Trademarks, Copyright, Patent & Designs) T] 345 -815-2800 F] 345-947-4728 E] cayman@francisgreylaw.com W] www.francisgreylaw.com 72 Market Street, Camana Bay

CAYMANRESIDENT 2022

This is a seamless process and most firms also provide these services: registered office, corporate administration, directors and other officers and management of the company on the instruction of the beneficial owner(s). Online registration is now available and accessible through local licensed service providers. This is a secure access and not available to the public. Read on to see a list of top firms under Corporate Services. It should be noted that persons wanting to register an ordinary resident company (also referred to as a “resident company”) may apply for registration directly. Information is available at www. cbp.ky or by contacting the Registrar of Companies on (345) 946 7922, or by visiting the General Registry, Ground Floor, Government Administration Building, 133 Elgin Avenue, George Town. Application Process Your locally licensed service provider will contact the Registrar of Companies and ask if the company name you want is available and then they will prepare the following documents (but other documents may be required based on the type of company you are incorporating): a) Memorandum of Association; b) Articles of Association.

The Registrar does not require details of the proposed business for the registration of a new company, only the type of company being registered (such as resident, nonresident, or exempted company). The fees for incorporation vary depending on the type of company and share capital. For

a typical resident company with a share capital of less than CI$42,000, the fee is CI$300 and for an exempt company, the minimum fee would be CI$600. Your local service provider will have their own fee list. The company is deemed incorporated on the day the incorporation documents and fees are submitted to the Registrar, provided that the incorporation documentation is in good order. The processing time is approximately five to eight business days, unless submitted on an express basis (an additional fee of CI$400 applies to express processing) in which case, the application will be processed within 24 hours during business days. Company Registry Fees The registration and annual fees for any company are dependent on the size of the authorised share capital. Also worth noting is that annual fees and annual returns are due in January of each year, but the Companies Registry is under no obligation to notify the company that the fees are due. If these fees are not paid by the 31st March (of each year), they begin to accrue penalties up to 100% of the fee. Every company is responsible for paying these annual fees and filing the returns. If it has not been paid nor filed, the company is subject to being struck off the register after being in default for one year. If the company had assets at the time it was struck off, those assets will become the property of the Government of the Cayman Islands. If you were to overlook the fact that annual fees and returns were due, there is a risk that a company could be struck off without your knowledge. This is one of the benefits of using a locally licensed service provider, as they will process the annual paperwork and remind you of the amount and timing of annual fees. They will also keep you informed of regulatory updates and reporting obligations that apply to certain Cayman entities. The fees payable for these services are substantially lower than the costs of making an application to reinstate a company in circumstances where it has been struck off.

Accounting & Auditing Firms Accounting firms in the Cayman Islands provide a broad range of advisory, administrative, risk management, auditing and consulting services that are specifically tailored to Cayman’s well-regulated business environment. Each year more than 60 professional accountants move to Cayman and begin a two year contract, many working in the audit industry. Every major audit firm is represented here in Cayman, including ‘the Big Four’ but we also have an incredible inventory of second tier accounting firms, each of which offer a unique environment with its own specialty areas and culture.The

on influence, growth, relevance, and excellence. Visit www.ciipa.ky, email: admin@ciipa.ky or call (345) 749 3360. SE E AD PAG E S 66 & 370

Cayman Islands Institute of Professional

was formed in 1970. As a full member of IFAC, CIIPA facilitates trust and confidence in the Cayman Islands and the accounting profession through knowledge, resources, advocacy and regulation. The institute’s strategic objectives focus Accountants (CIIPA)

Deloitte 2nd Floor, One Capital Place, Shedden Road & 4th Floor, Citrus Grove, Goring Avenue Tel: (345) 949 7500 www.deloitte.com/ky

Baker Tilly (Cayman) Ltd. Governors Square, 23 Lime Tree Bay Avenue

EisnerAmper Cayman Ltd.

Tel: (345) 946 7853

Century Yard, Cricket Square, 171 Elgin Avenue

Email: info@bakertilly.ky

Tel: (345) 945 5889

www.bakertilly.ky

Email: bleung@eisneramper.ky

Baker Tilly (Cayman) Ltd. is an independent

www.eisneramper.ky

member of Baker Tilly International and is a

EisnerAmper Cayman Ltd. are approved by the

leading firm of Chartered Accountants and

Cayman Islands Monetary Authority to audit

Business Advisors in the Cayman Islands.

hedge funds, private funds, captive insurance

They provide a wide range of services to

companies and trust companies. They are

companies domiciled in the Cayman Islands, in

experts at conducting audits under International

particular mutual funds and captive insurance

Standards on Auditing and US GAAS. Their

companies registered with the Cayman Islands

focus is on financial service companies and

Monetary Authority.

commercial companies. They audit pro-bono the

Cayman Islands Red Cross, Cayman Chamber of BDO Cayman Ltd

Commerce and Cayman Finance.

Governors Square, 23 Lime Tree Bay Avenue EY

Email: mail@bdo.ky

62 Forum Lane, Camana Bay

RUNNING A BUSINESS

Tel: (345) 943 8800

Tel: (345) 949 8444

McGrath Tonner is a full-service law firm offering advice and solutions to the local and international market.

- Incorporations for companies and partnerships - Immigration advice and appeals - Registered office - Directorships - Nominee services - Vessel registration - Trade & Business and operational licensing - Special Economic Zone at Cayman Enterprise City

5th Floor, Genesis Building, Genesis Close | PO Box 446, Grand Cayman, KY1-1106, Cayman Islands Tel: (345) 949 2740 or (345) 623 2740 | Fax: (345) 949 0073 | info@mcgrathtonner.com | www.mcgrathtonner.com

www. c a y m a n r e s i d e n t . c o m

Email: ey@ky.ey.com

Carey Olsen

services affiliate of FrancisGrey, Attorneys-

Willow House, Cricket Square, Elgin Avenue

at-Law. FG provides company and partnership

Grant Thornton Cayman

Tel: (345) 749 2000

formation,

2nd Fl, Century Yard, Cricket Sq, George Town

Email: cayman@careyolsen.com

substance, board support and intellectual

Tel: (345) 949 8588

www.careyolsen.com

property services. FG is a licensed Corporate

Email: info@ky.gt.com

CO Services Cayman Limited is a wholly-

Services provider and a registered Intellectual

economic

owned subsidiary of Carey Olsen in the

Property

Cayman Islands and is regulated by the Cayman

Patent & Designs).

SIX Cricket Square, George Town

Islands Monetary Authority as the holder of a

Tel: (345) 949 4800

corporate services licence (No. 624643) under

Foreshore Corporate Services

Email: kpmg@kpmg.ky

the Companies Management Act (as revised).

5th Fl, Queensgate House, South Church St

Provides audit, tax and advisory services.

Services include company, LLC and limited

Tel: (345) 949 7366

partnership formations, registered office and

Email: info@fcs.ky

entity dissolution services. SE E AD PAG E 51

www.rc.com.ky/foreshore.html

18 Forum Lane, Camana Bay

RUNNING A BUSINESS

office,

KPMG

PwC

registered

Ritch

Agent

(Trademarks,

SE E AD PAG E S 68 & 73

Conolly’s

regulated

affiliate,

Tel: (345) 949 7000

Cayman Management Ltd.

Foreshore Corporate Services Ltd., provides

Email: caymanrecruiting@ky.pwc.com

Tel: (345) 949 4018 Fax: (345) 949 7891

corporate management services, including

Email: enquires@caymanmanagement.ky

incorporation of companies, registration of

Rawlinson & Hunter

www.caymanmanagement.com

Windward 1, Regatta Office Park, West Bay Rd

Cayman

Tel: (345) 949 7576

comprehensive

Email: mail@rawlinson-hunter.com.ky

incorporation

and

renewal of Trade and Business Licences.

establishment

and

Corporate Services The following are a few of the locally licensed corporate service providers who can assist you with the incorporation process. The usual fee for their services is between US$750–US$1,750, excluding Government filing fees. The other services they offer include: the provision of a registered office; maintenance of statutory registers; handling of annual returns; drafting resolutions and minutes; providing certified documents; getting documents apostilled and notarised; updating the register of officers, shareholders and directors; maintaining the minute book; assisting with corporate restructuring; revisions to the memo and arts, and some also provide director services.

overseas companies, registered office and

provides

administrative services. The firm also handles

corporate

and

related immigration work including work

administrative services including company

permits and applications for the grant and

services,

Management range

captive

management, independent insurance

fund director

SE E AD OP P OSI T E PAG E

management

through their affiliate, yacht and aircraft

HSM Corporate Services Ltd.

registration services - all with a personal, time

68 Fort Street, George Town

responsive touch.

Tel: (345) 949 4766

SE E AD PAG E 75

Email: corporate@hsmoffice.com Collas Crill Corporate Services Limited (CCCS)

www.hsmoffice.com

2nd Floor, Willow House, Cricket Square, GT

HSM provides corporate services in a responsive,

Tel: (345) 949 4544

timely and cost-effective manner. Their services

Email: cayman.enquiries@collascrill.com

include incorporation of companies (including

www.collascrill.com

Special Economic Zone companies), assisting in

CCCS provides a number of legal and

establishing bank accounts, preparing and filing

corporate administration services including

applications to the Registrar of Companies and

company formation, registration and ongoing

the handling of re-domiciliation and transfer of

maintenance. Their team have extensive

companies. SE E AD PAG E S 65, 103 & 125

knowledge and understanding of the Cayman Islands regulations and are able to help clients

McGrath Tonner Corporate Services Limited

navigate

Tel: (345) 623 2740

the

ever-changing

environment

Campbells

practically and efficiently. Their offering also

Email: info@mcgrathtonner.com

Tel: (345) 949 2648

includes regulatory services and client solutions

www.mtcscayman.com

www.campbellslegal.com

on the Anti-Money Laundering regime and

McGrath Tonner provides responsive, efficient

Campbells Corporate Services Limited (CCSL)

FATCA/CRS.

and professional corporate services to local

SE E AD PAG E 169

holds an unrestricted trust licence issued by

and international clients. Affordable solutions

the Cayman Islands Monetary Authority and

FG Services Limited

for company and partnership formation,

provides a full suite of company management

Tel: (345) 815 2800

registered office, secretarial services and

and trust services to local and offshore clients.

Email: cayman@francisgreylaw.com

vessel registration.

SE E AD PAG E 170

www.francisgreylaw.com FG Services Limited (FG) is the corporate

CAYMANRESIDENT 2022

SE E AD PAG E 69

Ogier Global

that provides a full suite of services in order

Tel: (345) 949 4900

89 Nexus Way, Camana Bay

to establish companies in the Cayman Islands.

Email: cayman@applebyglobal.com

Tel: (345) 949 9876

Their key services include: Registered office,

Email: cayman@ogier.com

company incorporation, dissolution services,

Arka

www.ogier.com

proxy agent, a permanent office and accounting

1st Fl, Appleby Tower, 71 Fort Street, GT

Ogier Global offers integrated legal and

services. SE E AD PAG E 43

Tel: (345) 916 1440 or 326 6261 Email: info@arka.ky or www.arka.ky

corporate administration services where they incorporate and administer a wide variety of vehicles. They are known for their focus on corporate governance, regulatory compliance and data integrity. Their highly experienced and responsive team of technical experts focus on providing the highest level of personal service while delivering commercial solutions in the most efficient way. Sinclair Corporate Services Tel: (345) 743 2626 Email: info@sinclairsoffshore.com www.sinclairs.com.ky The dynamic and rapidly growing Sinclair Group offers practical, responsive and cost effective

Legal Services & Attorneys-At-Law Cayman’s top legal firms are internationally known, solution driven and client focused. These global players are able to attract the top lawyers from London to Hong Kong, even from London’s magic circle firms. Most of Cayman’s top firms specialise in corporate and international finance law, focusing on investment funds, capital markets and structured finance. Cayman law firms are also internationally renowned for advising top asset managers and institutional investors from around the world, as well being involved in high level international insolvency and restructuring deals.

Bedell Cristin 18 Forum Lane, Suite 5305, 3rd Fl, Camana Bay Tel: (345) 949 0488 Email: caymanenquiries@bedellcristin.com www.bedellcristin.com Bedell

Cristin

advises

international

domestic clients on all aspects of Cayman Islands law. The firm’s sector expertise includes funds, regulatory and compliance, insurance, banking,

trusts,

insolvency,

corporate,

local

restructuring

business

licensing,

SE E AD PAG E S 40 & 107

Appleby

Building 6, 2nd Floor, Governors Square

undertake corporate and directors services.

Appleby Tower, 71 Fort Street, George Town

23 Lime Tree Bay Avenue

registered

for

office,

company

formations,

company

secretarial,

RUNNING A BUSINESS

a trade mark agent and licensed by CIMA to them

compliance officer appointments and directors’ services, ship registrations, as well as notarial and legal services through experienced English qualified lawyers. Travers Thorp Alberga 2nd Floor, Harbour Place 103 South Church Street, George Town Tel: (345) 949 0699 Email: info@traversthorpalberga.com www.traversthorpalberga.com Company

formations,

registered

offices,

company secretary and director services, and

Corporate Management Services

general corporate and commercial matters. S E E A D PAG E 117

Waystone Suite 5B201, 2nd Fl, One Nexus Way Camana Bay Tel: (345) 949 2777 Email: clientsolutions@waystone.com www.waystone.com Waystone is a leading company management

• • • • • • •

Registered office; Incorporation of Local, Exempt and Special Economic Zone Companies; Registration of overseas companies; Trade and Business and operational Licensing; Assisting in the establishing of bank accounts for corporate clients; Legalisation, notarisation and apostilling documents and Dissolution and Striking off of Companies

+1 345 949 7366

info@fcs.ky

immigration, real estate and wills and probate.

Boddens

Cayman business solutions. It is registered as

Contact

and

www.rc.com.ky/corporate-services

5th Floor, Queensgate House, 113 South Church Street, George Town PO Box 1994 Grand Cayman KY1-1104 Cayman Islands

and corporate administration services firm

www. c a y m a n r e s i d e n t . c o m

Tel: (345) 943 0303 or (345) 623 0303

www.collascrill.com

immigration and relocation services.

Email: hello@boddens.ky

Collas Crill is an offshore law firm with offices

SE E AD PAG E S 65, 103 & 125

www.boddens.ky

in Cayman, BVI, Guernsey and Jersey advising

Boddens, through Bodden & Bodden and

both local and international clients in a full range

Kobre & Kim

Bodden

of legal services. SE E AD PAG E 169

Suite 3207, 9 Forum Lane, Camana Bay

highly

Corporate personalised

Services legal

Ltd,

and

offers

corporate

Tel: (345) 749 4000

services. Boddens specialises in real estate,

Conyers

immigration—including permanent residency

SIX, 2nd Floor, Cricket Square, GT

www.kobrekim.com

by investment, wills and estates, aircraft

Tel: (345) 945 3901

Loeb Smith

and shipping, financing, and corporate and

Email: cayman@conyers.com

5th Fl, Zephyr House, 122 Mary Street

commercial matters, and provides company management,

business

licensing,

and

intellectual property services. Broadhurst LLC

Tel: (345) 749 7590 Dentons

Email: info@loebsmith.com

3rd Floor, One Capital Place, GT

www.loebsmith.com

Tel: (345) 745 5000

Loeb Smith is an offshore corporate law

Email: info.ky@dentons.com

firm which delivers high quality Partner-led

40 Linwood Street, George Town

professional legal services to investment

Tel: (345) 949 7237

Forbes Hare

fund managers, in-house counsels financial

Email: info@broadhurstllc.com

Suite 2201, Cassia Court

institutions,

counsels,

banks,

10 Market Street, Camana Bay

companies, and private clients to find successful

Campbells

Tel: (345) 943 7700

outcomes and solutions to their day-to-day

Floor 4, Willow House, Cricket Square, GT

Email: cayman@forbeshare.com

issues and complex, strategic matters.

Tel: (345) 949 2648

RUNNING A BUSINESS

onshore

SE E AD PAG E 41

www.campbellslegal.com

FrancisGrey

Campbells is a leading offshore law firm

Suite 2206, Cassia Court, Camana Bay

Maples Group

established over 50 years ago. From their

Tel: (345) 815 2800

Ugland House, South Church Street, GT

offices in the Cayman Islands, the British

Email: cayman@francisgreylaw.com

Tel: (345) 949 8066

Virgin Islands and Hong Kong, they provide

www.francisgreylaw.com

www.maples.com

comprehensive corporate and litigation advice

FrancisGrey is a specialist Corporate and

The

and services to clients worldwide in relation to

Commercial Cayman Islands law firm. The firm

international law firm, Maples and Calder, advises

Cayman Islands and British Virgin Islands law.

provides services in the areas of investment

global financial, institutional, business and

SE E AD PAG E 170

funds,

banking

and

finance,

Maples

Group,

through

its

leading

intellectual

private clients on the laws of the British Virgin

property, regulation, trusts and private client,

Islands, the Cayman Islands, Ireland, Jersey and

Carey Olsen

family law, conveyancing and employment law.

Luxembourg. With offices in key jurisdictions

Willow House, Cricket Square, Elgin Avenue

SE E AD PAG E S 68 & 73

around the world, the Maples Group has specific

Tel: (345) 749 2000

strengths in areas of corporate commercial,

Email: cayman@careyolsen.com

Harneys

www.careyolsen.com

3rd Fl, Harbour Place, 103 South Church Street

Carey Olsen is a full service offshore law firm.

Tel: (345) 949 8599

McGrath Tonner

Their lawyers in the Cayman Islands combine a

Email: cayman@harneys.com

5th Floor, Genesis Building, George Town

global perspective with deep local knowledge.

finance, investment funds, litigation and trusts.

Tel: (345) 623 2740

The team has been hand-picked to bring

HSM

Email: info@mcgrathtonner.com

together leading specialists in investment

68 Fort Street, George Town

www.mcgrathtonner.com

funds, corporate and commercial, finance,

Tel: (345) 949 4766

McGrath Tonner is a full service law firm serving

insolvency, dispute resolution, trusts, private

Email: info@hsmoffice.com

the local and offshore market: Litigation and

wealth and local business licensing.

www.hsmoffice.com

dispute resolution, corporate law, matrimonial

SE E AD PAG E 51

HSM is a full-service law firm and their lawyers

and family law, wills and probate, trusts, real

advise on the principal areas of corporate and

estate conveyancing, immigration, judicial

Collas Crill

commercial litigation, insolvency, property,

review,

2nd Floor, Willow House, Cricket Square, GT

private client and trusts. They have specialist

licensing and debt collection.

Tel: (345) 949 4544

lawyers handling business establishment in

Email: cayman.enquiries@collascrill.com

the Cayman Islands and related employment,

CAYMANRESIDENT 2022

employment,

criminal

litigation,

SE E AD PAG E 69

Mourant

cost-effective advice and representation

Tel: (345) 949 0100

94 Solaris Avenue, Camana Bay

is offered in: litigation and insolvency,

Email: info@walkersglobal.com

Tel: (345) 949 4123

corporate and commercial transactions, IP

www.walkersglobal.com

Email: caymanislands@mourant.com

and employment law. Sinclairs is a registered

Walkers provides legal, corporate, fiduciary,

trademark agent and licensed by CIMA to

regulatory and compliance services to global

Ogier

undertake company incorporations and the full

corporations,

4th Floor, 89 Nexus Way, Camana Bay

range of corporate services. Notarial services

markets participants and investment fund

Tel: (345) 949 9876

also offered.

managers.

Ogier is a leading law firm advising on Cayman,

Stuarts Walker Hersant Humphries

Legal Befrienders

BVI, Guernsey, Jersey and Luxembourg law.

Kensington House, 69 Dr. Roy’s Drive, GT

87 Mary Street, 2nd Floor Apollo House West

Ogier has had a presence in the Cayman

Tel: (345) 949 3344

Tel: (345) 945 8869 or www.frc.gov.ky

Islands for over 25 years. Legal services for

Email: info@stuartslaw.com

Free legal advice is offered on issues such as

financial

institutions,

capital

SE E AD PAG E 39

Email: cayman@ogier.com or www.ogier.com

the corporate and financial sectors form the

domestic violence, divorce and immigration at

core of its business, alongside private wealth,

Symons & Symons

the Legal Befrienders Clinic every Tuesday from

local legal services and integrated corporate

4 Tropic Centre, 18 Earth Close

5pm-6.30pm. You can either call or visit the

administration services.

Tel: (345) 745 7529

Clinic where qualified attorneys offer advice on

www.symonsandsymons.com

a walk-in, first come first serve basis.

20 Genesis Close, The White House,

Travers Thorp Alberga

George Town, Grand Cayman

2nd Floor, Harbour Place

Tel: (345) 929 4701

103 South Church Street, George Town

Email: lisa@phoenixlegal.ky

Tel: (345) 949 0699

www.phoenixlegal.ky

Email: info@traversthorpalberga.com

Phoenix Legal specialises in family practice law:

www.traversthorpalberga.com

adoption and children’s legal arrangements,

TTA advise on all types of offshore entities

divorce,

Independent Directors - Cayman The Cayman Islands is the leading offshore domicile for hedge funds, and as regulators and investors have placed more stringent requirements on good governance and oversight, independent directors have taken up the mantle of supporting the asset management industry. In 2014, the Cayman Islands Monetary Authority (CIMA) introduced its Directors’ Registration Act. In 2020 the Cayman Islands Government approved important amendments to the Private Funds Act 2020 and the Mutual Funds Act 2020 that will increase the number and categories of closed-ended and open-ended Cayman investment vehicles required to register with the Cayman Islands Monetary Authority (CIMA). These laws require

Phoenix Legal

guardianship

and

including hedge funds, private equity, corporate and partnership vehicles, asset and structured

protection from domestic violence, wills,

finances, cryptocurrencies and ICO’s, capital

probate and administration applications.

markets, general corporate and commercial

SE E AD PAG E 121

matters, and private client. In addition, their matrimonial department deals with family

Priestleys Attorneys-At-Law

law including divorce, financial provision, child

2nd Fl, Caribbean Plaza, 878 West Bay Road

custody and cross border asset tracing.

Tel: (345) 946 1577

SE E AD PAG E 117

Email: info@priestleys.ky Walkers (Cayman) Ritch & Conolly LLP Attorneys-At-Law

190 Elgin Avenue, George Town

5th Fl, Queensgate House, South Church Street Tel: (345) 949 7366 Email: info@rc.com.ky Sinclairs 3rd Floor, Genesis Building Genesis Close, George Town Tel: (345) 743 2626 Email: info@sinclairsoffshore.com www.sinclairs.com.ky Sinclairs is a boutique law firm of Englishqualified

lawyers

with

over

years’

Corporate & Commercial Law Specialists Investment Funds Banking & Finance Financial Services Regulation Trusts & Private Client Conveyancing Employment Law

T] 345 -815-2800 F] 345-947-4728 E] cayman@francisgreylaw.com W] www.francisgreylaw.com Suite 2206, Cassia Court 72 Market Street, Camana Bay P.O. Box 32302 , CI, KY1-1209

experience in the Cayman Islands. Practical,

www. c a y m a n r e s i d e n t . c o m

RUNNING A BUSINESS

receivership

applications, pre and post nuptial agreements,

RUNNING A BUSINESS

more fund administration, Director oversight, audit requirements and general regulatory oversight to a large number of previously unregistered Investment Funds. Most new hedge funds have at least a majority of independent directors on their boards, many of whom are seasoned professionals based in Cayman. A few well known firms of independent directors based in Grand Cayman include the Carne Group, Cayman Management, HighWater, ICG Management Limited, Waterstone, Waystone and law firms, such as the Maples Group, Ogier and Walkers. Cayman had come under pressure from institutional investors and overseas regulators (such as the International Organisation of Securities Commissions (IOSCO)) to enhance its regulatory regime in relation to governance and anti-money laundering monitoring. By taking these steps Cayman stays competitive with Dublin and Luxembourg, as it seeks to strike a balance between being sufficiently regulated, without the regulations being

overly burdensome, and therefore keeping Cayman attractive to new investors.

Email: clientsolutions@waystone.com www.waystone.com Waystone

offers

high-quality

fund

Cayman Management Ltd.

governance through experienced independent

Tel: (345) 949 4018

professionals,

Email: enquiries@caymanmanagement.ky

governance technology. Their independent

www.caymanmanagement.com

professional

directors

team

Provides

independent

specialised

director

professional

services,

specialist

supported

are

fund

advanced

assisted

governance

“outsourced

professionals who review each governance

services” in support of ongoing compliance

transaction, applying practical considerations

with

based on their extensive experience.

Economic

Substance

requirements

as well as affordable company registration

SE E AD PAG E 43

and incorporation services for local and international

companies

and

investment

vehicles. Other services include: shipping, yacht and aircraft registration, fund services and advisory services. Their affiliate CSI International Underwriting (Cayman) Limited offers captive insurance management services to clients.

SE E AD PAG E 75

OPENING BUSINESS ACCOUNTS To open a business bank or trust account in the Cayman Islands, you will need to complete a very detailed application, as well as provide the following information:

> >

Full incorporation paperwork Written request to open a new account on company letterhead giving an overview of

Waystone

the business (e.g. clients, number of staff

Suite 5B201, 2nd Fl, One Nexus Way

and how revenue is generated) and reason

Camana Bay

for needing the account

Tel: (345) 949 2777

Commercial Insurance Brokers Commercial Property • Group Health • Executive Homes • Strata • Liability

> >

Bank references from a current bank Certificate of Incorporation, certified by a Notary Public

Articles and Memorandum of Association, certified by a Notary Public

Annual report, financial statements, auditors reports or business plan

Certificate of Good Standing, if business is older than one year

(345) 945 0030

www.briatgroup.com | info@briatgroup.com

The identity of each ultimate beneficial owner, director and signatory; this must be supported by a certified copy of their passports and proof of residential address

If the business is conducted within the Cayman Islands, a copy of the current Trade and Business licence

Professional reference from an accounting or law firm and a professional reference from a bank that indicates a good relationship of over three years

Nature and dollar volume of anticipated transactions, including source of funding of initial and subsequent deposits. This can be provided from a copy of the Business Plan

CAYMANRESIDENT 2022

if the company is new or latest Financial Statements if the company is already operating

> >

Tax declaration form All directors, members and signatories to supply all information needed for a personal bank account, including certified copy of partnership agreement.

If there are more than a nominal number of shareholders, the bank requires identification and references for the principal shareholders who own 10% or more of the shareholding, directors and officers responsible for the operation of the account. Companies incorporated in other countries require notarised documents to verify the bona fides of the company. Each bank in Cayman will have a minimum amount required to open a business account. OTHER FORMALITIES

Employee Entitlements Cayman’s current Labour Act (2011 Revision), sets out the minimum entitlements that must be provided by an employer to its employees. There is no requirement for the employer to provide a contract of employment, but the terms and conditions of the job are required to be set out in a statement and provided to the employee shortly after commencing employment. Essentially, the minimum terms and conditions for leave, set out in the Labour Act, include two weeks annual vacation, increasing up to three weeks after four years and four weeks after 10 years of service. This is in addition to the (approximately) 11 public holidays scattered throughout the year. Employees are entitled to 10 paid sick days each year and 12 weeks maternity leave (20 days of which are at full pay and a further 20 days at half pay). Nine weeks adoption leave is

Health Insurance & Other Benefits Employers are required to ensure that all employees, their unemployed spouses and dependents have health insurance. Employees are also entitled to a pension plan. Similar to other parts of the world, employers may offer enhanced benefits to prospective employees and it is not uncommon to see employers offering enhanced vacation leave, relocation expenses, additional pension contributions, bonus options, upgrades to premium health insurance and private school fees. It can be very expensive to move household items to Cayman and different

• Independent Director Services • Specialist corporate services for Funds and Investments Managers • Captive Insurance management and advisory service

employers will have more or less generous relocation packages, so review the offer of employment carefully. Many employers offer attractive health insurance packages for their employees. See the list of Health Insurance Providers in the Health & Wellness chapter. BUSINESS SERVICES

Advertising Agencies, Social Media Consultants & Web Design Services The Cayman Islands has a great selection of creative agencies providing exceptional advertising, marketing, branding and public relations services, that can provide you with the right tools to promote your business on-Island. These include BB&P Brand Interactive (Email: simon@bbandp. com), Hark Marketing Agency (Tel: (345) 936 0193), MC2 (Tel: (345) 946 1220), Massive Media (Tel: (345) 947 6677), Netclues Inc. (Tel: (345) 925 2222), Not Your Standard Agency (Tel: (345) 745 6972), Savage Consulting (Tel: (345) 326 3333), Social Grace (Tel: (345) 328 1552), Tower Marketing (Tel:

• Full corporate registration and representation services for all local, and international business undertakings • Yacht, Shipping and Aircraft registration and representation services

A professional service, delivered with that extra personal touch www.caymanmanagement.com | (345) 949 - 4018 Governors Square, Grand Cayman, Cayman Islands

www. c a y m a n r e s i d e n t . c o m

RUNNING A BUSINESS

Work Permits All businesses will require work permits and/or other relevant permissions for any non-Caymanian staff engaged in gainful employment in the Cayman Islands. Details of such requirements can be found in the Immigration chapter.

available for female employees (of which 15 days are at full pay). Upon termination of employment by the employer, there is an entitlement to severance pay, equal to one week’s pay for each completed year of service. There is a statutory unfair dismissal scheme which provides compensation equal to one week’s pay for each completed year of service.

(345) 623 6700), and Wigglypen (Tel: (345) 916 8562). Bookkeeping & Accounting Services HLB Berman Fisher Tel: (345) 928 4751 Email: lauren@bermanfisher.com www.bermanfisher.com Qualified accountants and CIMA registered auditor

providing

reviews,

outsourced

professional accounting, interim CFO and

Business Insurance If you run a business it is important that you are fully protected for your property, business interruption and liability exposures whether it is caused by fire, hurricane or injury losses. To find the right insurance for your business, call the qualified advisors at one of Cayman’s top insurance providers on page 144 or see below for companies who specialises in business related insurance products.

advisory services to both local and offshore clients.

Services

include

audit,

review,

Briat Insurance

compilation, payroll, accounting (corporate,

Tel: (345) 945 0030

personal and strata), financial statement

Email: info@briatgroup.com

preparation,

www.briatgroup.com

agreed

upon

procedures,

insurance

services:

Business

HLB Berman Fisher also provides training

business

and coaching to finance teams along with

property, liability, business interruption, as well

319 Shedden Road, George Town

implementation of policies and procedures and

as specialty insurance products for professional

Tel: (345) 949 5111

transition to cloud based accounting platforms.

services.

Email: printshop@compassmedia.ky

solutions

including

SE E AD PAG E 74

Compass Media

www.compassmedia.ky

SE E AD PAG E 74

RUNNING A BUSINESS

Custom Printing

company valuations, liquidation and forensics.

insurance

Commercial

number for the toll-free hotline is Tel: 1 (800) 534 1111. All calls to this hotline are monitored and answered overseas by a KPMG trained operator. Callers can expect to receive a tracking number, which can then be used as a reference if they need to make a follow-up call. People can also make a report by emailing fraud@kpmg. co.za and they can visit the Anti-Fraud Policy website at www.fraud.gov.ky if they require more information. All claims of fraud or allegations will be investigated by Cayman’s Internal Audit Services. The authorities strongly discourage frivolous or malevolent tips.

CG Britcay

Compass Media’s on-island print services

Omni Cayman

BritCay House, 236 Eastern Avenue, GT

include

Tel: (345) 547 4473

Tel: (345) 949 8699

programmes,

Email: info@omnicayman.com

Email: info_ky@cgcoralisle.com

and saddle-stitched magazines and books,

www.omnicayman.com

www.cgcoralisle.com

letterheaded stationery, calendars, bookmarks

Omni Cayman are Certified QuickBooks Pro

CG Britcay can design business insurance plans

and educational materials. They also offer

Advisors offering professional accounting

that provide wide ranging cover, including

bespoke products with bright foil and raised

services. They have a team of qualified

property, asset and profit protection, as well as

and patterned print, with personalisation down

professionals

protection against the potential legal liabilities

to a single recipient.

with

over

twenty

years’

experience in the Cayman market. The team members

have

gained

their

Deloitte, KPMG and BDO. Omni provides full service professional outsourcing, as well as individual and corporate US Tax filing and consulting services. SE E AD T H I S PAG E

business

catalogues,

forms,

perfect-bound

SE E AD PAG E S 45 & 77

of running a business. SE E AD PAG E 147

experience

working for Cayman’s top firms such as

brochures,

Anti-Business Fraud Hotline Civil servants and members of the public have a whistle-blower hotline which they can use to anonymously report government fraud or any breaches in ethics. The

Office Supplies, Printers & Electronics Alphasoft Tel: (345) 949 8251 Email: sales@alphasoft.com.ky Alphasoft is an authorised dealer and service provider for Hewlett-Packard (HP) hardware. Cayman Business Machines Ltd/PBS Group 49 Hospital Road, George Town Tel: (345) 949 8642 www.grouppbs.com CBM/PBS

are

the

authorized

partners

for Xerox, Solutions, Lenovo, SMART, L3 Securities, Cisco, Oracle, TrippLite, Data Card and NCR. Kirk Office 67 North Sound Road, George Town 76

CAYMANRESIDENT 2022

Tel: (345) 623 5475

and art supplies. They have an in-house

www.kirkoffice.ky

technology support team for all your business

Kirk Office has been helping businesses work

on-site and remote computer needs.

smarter for over 25 years. With over 6,000 items in stock and over 30,000 available in their catalogue, they offer a great selection of office products, computers, document solutions, office furniture and even IT support. Kirk Office offers easy online ordering through their webstore, plus fast and free delivery island-wide. They also offer custom printed stationery, folders, stamps and business cards, as well as printing/copying services. SE E AD PAG E 78

Office Supply Ltd. Marquee Plaza, 36 Lawrence Boulevard, SMB Tel: (345) 946 1200 Email: info@officesupply.ky With over 8,000 sq ft and open from 8am6pm Monday-Saturday, Office Supply, have an extensive range of products and a team

Deloitte Tel: (345) 949 7500 www.2.deloitte.com/ky Strategic Wealth Preservation (SWP) Tel: (888) 445 1977 Email: info@swpcayman.com

www.swpcayman.com

IT Services & Support Cayman Mac Store Tel: (345) 943 4763

everything from office furniture to copiers,

Cayman’s Apple authorised reseller and service

printers, tablets and computers, to stationary

provider, with a full range of Apple products.

Compass Print Shop Your local print shop at the Compass Centre in George Town offers unique and custom print products for any business. Locally owned, no shipping required, with hassle-free service. • Flyers

• Booklets

• Brochures

• Magazines

• Presentation folders

• Soft cover publications

• Personalised promotional products

• And more

Whatever it is you have in mind, talk to our experienced print team about how we can help you create bespoke products to support your business. printshop@compassmedia.ky

949-5111

compassmedia.ky

www. c a y m a n r e s i d e n t . c o m

RUNNING A BUSINESS

of helpful staff. Their retail store carries

Conference & Meeting Facilities A host of large international conferences are held in Grand Cayman at The Ritz-Carlton, the Marriott and the Kimpton Seafire Resort. There are also a handful of very professional and well presented places that can host smaller conferences or business meetings often with catering options. These places include Cannon Place (Tel: (345) 945 3517), the Caribbean Club (Tel: (345) 623 4500), Cayman Conference Centre (Tel: (345) 949 5511 or email: operations@mpcl.ky), The Cayman Islands National Museum on the Waterfront in GT (Tel: (345) 949 8368 or email: PLDdirector@museum.ky) with the Museum accepting donations in exchange for the use of their facilities and Sunshine Suites (Tel: (345) 949 3000 or email: sales@sunshinesuites.com).

Disaster Recovery Services Disaster recovery options in the event of a hurricane, fire or cyber-attack/virus include preserving critical material and hard drives in a separate secure physical site to allow you to restore your business back to its full operational capacity as soon as possible. Cayman also has world-class facilities for cold storage of cryptocurrencies and corporate data recovery services.

Creative Tech (Business Solutions)

Tel: (345) 946 1200

Group offers practical, responsive and cost

Suite 101 Cannon Place, North Sound Rd

Email: info@officesupply.ky

effective Cayman business solutions, including

Tel: (345) 946 8324

Large selection of office supplies plus

notarial services through its two notaries. The

Email: info@creativetechltd.com

gaming laptops from HP, Asus, Dell, Razor

standard charge is CI$25/US$30 per notarised

Creative

document.

infrastructure,

and MSI, personal and business laptops and

Document Solutions, Conferencing Systems,

Tech

offers

computers including Acer, HP, Dell, Asus,

A/V Systems and Automation.

Lenovo and Toshiba. Also specialising in

Office Automation & Electronics

Monitors of all sizes and they stock a large

Creative Tech (Retail Division)

Kirk ISS

selection of Sharp and HP Printers as well

Shops 6, Bay Town Plaza, West Bay Road

67 North Sound Road, George Town

as back to school supplies. They have a full

Tel: (345) 946 8324

Tel: (345) 623 4730

IT support and service centre that offers in-

Email: info@creativetechltd.com

www.kirkiss.ky

house or off-site repairs.

Creative Tech offers Conferencing Systems,

Kirk ISS provides IT solutions and support for businesses of all sizes. They are a 4-time Microsoft Partner of the Year and Goldlevel partner with HPE Aruba Networks, Mitel, Cisco, Microsoft and Fortinet. With

over 100 certifications across networking, cybersecurity,

servers,

storage,

cloud,

communications and even managed IT services, Kirk ISS supports virtually every

RUNNING A BUSINESS

area of the IT department.

SE E AD T H I S PAG E

Office Supply Ltd. Marquee Plaza, 36 Lawrence Boulevard, SMB

Everything for the workplace.

Ofﬁce Supplies

and

Automation,

Video

Infrastructure, and Document Solutions. The Security Centre Limited Tel: (345) 949 0004 Email: info@security.ky From

conventional

locks,

cutting-

edge systems, The Security Centre has a comprehensive range of products and services designed to cover all your commercial security requirements. They are open Monday to Friday 8am-5pm. SE E AD PAG E S 183, 195 & 242

Payroll Services Baraud Tel: (345) 945 1781 Email: payroll@baraud.com www.baraud.com Baraud has a team of qualified accountants offering a range of outsourced payroll and HR services to meet your business needs. They

Baysyde Biz

the highest levels of confidentiality, including

27 Duxies Lane, West Bay

on-boarding of employees, issuing salary

Tel: (345) 917 5756

payments, paystubs as well as statutory health

Email: baysydebiz@gmail.com

and pension administration.

Ofﬁce Equipment

Baysyde Biz is available 24 hrs, 7 days a week

Computers & IT Support

They also provides assistance in preparation,

(by appointment) for document notarisation.

Ofﬁce Furniture

submission,

tracking

and

documents

including

banking,

collection

corporate,

Professional Training See the Education chapter for information on training and educational opportunities.

immigration, legal, personal and more.

In-House Service Centre

Sinclairs

67 North Sound Rd. kirkofﬁce.ky

623-5475 CAYMANRESIDENT 2022

Systems

Walls, Workflow Application Solutions, IT

take control of the full payroll life-cycle with

Reliable Service. Trusted Advice.

A/V

Notary Public/Justice of the Peace Notary Public or Justice of the Peace (JP) services are available either through law firms or from independent operators. JPs do not charge, but they can only certify local documents. Have your passport or driver’s licence handy when you need their services as they need to verify your details and write your passport number in their records. (Visit www.judicial.ky to find a list of all Notary Publics and JPs that are in good standing, however, the website does not list any email or phone numbers.) You will be expected to pay a Notary Public in the region of CI$25 per stamp, though some charge less if it is just a simple matter. Some will also charge a call-out fee if you want them to visit you to notarise documents. Please note that since COVID-19 digital notarisations are accepted. Here are some active Notary Publics you may contact:

Tel: (345) 745 7529 Email: info@sinclairsoffshore.com www.sinclairs.com.ky The dynamic and rapidly growing Sinclair

Tax Advice Receiving professional tax advice may be essential when running a multijurisdictional operation in the Cayman Islands, as certain countries require special reporting. Tax advisors in the Cayman

Islands usually have specific legal and financial expertise and also advise private individuals on tax related matters. They may also offer a range of services including providing advice on shareholder tax planning, international tax structuring for multijurisdictional transactions, compliance prior to an overseas acquisition, to employment matters and reducing a business’s tax burden, as well as protecting and exploiting intellectual property. See the Immigration chapter for tax advisors.

Hew’s Cleaning Services Tel: (345) 949 0734 www.hews-janitorial.com Hew’s are a family owned and operated company and have been in the Cayman Islands since 1977. All their work is safe, professional, trustworthy, efficient, friendly and caring. They specialise in maid services, offices, floors, carpets, upholstery, marble, windows, janitorial, mold and microbial remediation, water and fire restoration, as well as post-construction cleanup. Staff are trained in Applied Microbial Remediation and follow all protocols in cleaning

Translation Services The WORC requires that all documents (i.e. medical and police clearance forms) being submitted from non-English speaking countries must first be translated into English and the translated copy notarised. The following company can help you with your translations:

Tel: (345) 945 1781 Email: translations@baraud.com

recommendations.

SE E AD PAG E 186

SETTING UP AN OFFICE

COMMERCIAL OFFICE SPACE The Grand Cayman commercial space rental market is one of the strongest in the Caribbean region, with high demand for all classes of space traditionally in the region of 75,000 sq ft to 125,000 sq ft per annum. The primary source of demand comes from the offshore financial sector, including law

www.baraud.com Baraud’s translation services are approved by both the Immigration Department and the Courts of the Cayman Islands. They offer a quick turnaround of a variety of documents to be translated for immigration or government purposes. The languages currently offered for translations are Spanish, French, Italian, German, Portuguese and Dutch.

Office Cleaning Complete Clean Tel: (345) 939 5148 /325 4922 Email: info@completecleanky.com www.completecleanky.com Complete

Clean

provides

professional

commercial janitorial solutions for businesses, small and large spaces. Their hassle-free and

• Permanent Residency Applications • Residency Applications (RERC) • Naturalization Applications • Caymanian Status Applications • Work Permits • Passports

efficient janitorial and sanitizing services can be custom-tailored to suit your business’s specific needs. They also offer specialty cleaning including tile, carpet, upholstery, and pressure wash. They use the best industry practices and are fully insured. SE E AD PAG E 80 & 185

Website: ww.pearsonwise.com Email: info@pearsonwise.com Phone: (345)949-9666 PO Box 10328, Grand Cayman, Cayman Islands, KY1-1003

www. c a y m a n r e s i d e n t . c o m

RUNNING A BUSINESS

Baraud

and disinfecting for COVID-19 according to CDC

firms, accounting practices and insurance/ reinsurance firms. From a retail market perspective, the cruise ship duty free sector has historically been a dominant force, particularly within George Town, but since COVID there have been no cruise ships and they may not return until 2023. The market comprises of close to 4 million sq ft of space in all classes, which breaks down to roughly 1.25 million sq ft of Class A office space, 1.75 million square feet of Class B space and close to 300,000 sq ft of retail. Class A cruise ship/duty free retail locations are rare and transact at high value. Average vacancy rates vary by class and location, from as low as 2-3% for Class A+ to A space, 5-10% for Class A- to B+ and around 15%-20% for Class B and C space. Within these averages, there is a wide variety of vacancy rates, for example, some Class B properties in central George Town have vacancies of between 25% to 35%. This has been largely due to the exodus of larger corporate tenants from the typically

RUNNING A BUSINESS

older buildings in George Town centre to the master-planned community of Camana Bay or edge of town development corridor of Elgin Avenue, such as Cricket Square. That said, we are starting to see a slowing down of that trend, and an increasing uptake in the George Town market as buildings have been renovated, and sometimes repurposed, and landlords have offered attractive rents and other incentives to retain tenants. Indeed, we have started to see an increased amount of interest in Class B+/B renovated spaces in Central George Town. This includes smaller turn key office suites with access to shared amenities such as conference rooms at an all inclusive price. This type of office space is attractive to small corporations and sole proprietorships who want to be in George Town with close proximity to all the additional amenities that George Town offers such as Class A banks, court house, government offices, and a mix of local restaurants and coffee shops. Several Class B buildings in George Town have sold

recently and are under full renovations, which brings the increased revitalisation needed to George Town to attract tenants and new businesses. These renovations will in turn decrease the vacancy rates for the Class B office space as buildings are renovated to a higher standard. Recent freehold office sales include Commerce House, Bermuda House and Elizabethan Square, the former HSBC building, and various class B office buildings in central George Town. The former HSBC building was the highest commercial sale in 2020 which sold for CI$14,025,602 for 44,477 sq ft of office, retail and restaurant space equating to CI$315 psf. Class A to A+ space is predominantly now found in development-type locations such as Camana Bay and Cricket Square on Elgin Avenue and in parts of the harbourfront where redevelopment has occurred. Other buildings have been renovated to a high standard where viable. Office space rental rates range on a triple net basis from US$42 to US$55 sq ft per

annum in the Class A to A+ market sector with the highest rents in Camana Bay to US$30 to US$42 per sq ft. in the Class B+ to A- market sector, falling to US$20 to US$30 psf pa in the Class B market. CAM charges range from between US$15 to US$18 psf pa in developments such as Cricket Square and Camana Bay where infrastructure costs are higher to between US$12 to US$14 psf pa in standalone office buildings in other locations. Retail rates vary from US$40 psf pa on Seven Mile Beach to the highs of Seafarers Way, Cardinall Avenue and Fort Street where rates of US$80 to US$130 psf pa are achievable. More recently, as gross rent rates in developments such as Camana Bay and Cricket Square have risen to between US$60 – US$73 psf pa, increasing numbers of tenants are now choosing office space located in buildings within George Town centre once again. As such, the current prognosis for George Town looks very positive, especially bearing in mind the government’s long awaited George Town revitalisation project, the potential for new developments and possibly a boutique hotel. All this will increase the foot traffic and hopefully provide more shaded public open spaces adjacent to businesses. Office Space Availability If you are planning to lease office space in Cayman, you should speak with a realtor who specialises in corporate rentals. Though many of the real estate companies listed in the Finding a Home chapter can help you with residential rentals and sales, only a few agents on-Island specialise in commercial properties. Cannon Place Tel: (345) 945 3517 or (345) 923 6465 Email: dave.mckay@rpmcayman.com www.cannonplace.ky Cannon Place is a well-established business centre, with 51 retail/office rental spaces.

CAYMANRESIDENT 2022

Dart

readyspaces

RE/MAX Cayman Islands/ Michael Binckes

Tel: (345) 640 3600

Tel: (345) 743 4610

Tel: (345) 938 3269

Email: leasing@dartrealestate.com

Email: info@readyspaces.ky

Email: michael.binckes@remax.ky

www.dartrealestate.com

www.readyspaces.ky

Dart has invested more than US$1.5 billion in

They offer 25 turnkey, one to two-person fully

Rhulens

the Cayman Islands, and has a wide portfolio

serviced office suites along the Seven Mile

Cayman Tel: (345) 938 1000

commercial,

Beach corridor with flexible, fixed short-term,

New York Tel: 1 (917) 836 9108

hospitality

month-to-month or daily occupancy terms.

Email: sloane@rhulens.com

properties. Among its leasing portfolio is

Located in Regatta Office Park with great

www.rhulens.com / Member of CIREBA

Camana Bay, which boasts more than 850,000

proximity to shops, hotels and restaurants,

Rhulens offers comprehensive commercial

square feet of retail, office and residential

readyspaces is the perfect solution for

real estate solutions with over 24 years of

space, as well as Regatta Office Park, Flagship

startups, small or growing businesses in the

industry experience. If you are a Tenant looking

Building and readyspaces, which offers flexible,

Cayman Islands.

to relocate, sublease, renegotiate or expand,

mixed-use,

recreational,

residential,

educational

and

SE E AD PAG E 67

turnkey, serviced office spaces. Construction

or an Owner/Developer looking to lease or Regus (Cayman)

sell assets, Rhulens provides the expertise and

Nexus Way, Camana Bay’s first 10-storey

Tel: (345) 743 4500 or www.RegusCayman.ky

strategic advice to help you achieve your goals.

office building, with 200,000 square feet of

Part of a global network, Regus provides

SE E AD T H I S PAG E

class-A commercial office space available for

serviced turnkey office space with flexible

lease. Also coming online in 2022 is Kapok, a

terms in the heart of central George Town.

10-storey for-lease residential building with

Offering daily to monthly rates, they offer

ground-floor retail space also available for

virtual offices, memberships, meeting rooms,

lease. Each property is serviced by a world-

co-working and private offices. Their services

class property management team.

provide you with designated parking, reception

SE E AD PAG E S 67, 153 & 158

staff, 24/7 IT support and relocation services. SE E AD PAG E 82

The Process of Setting Up an Office The length of time required to set up an office in Cayman largely depends on the condition of the space that your business will occupy. The simplest offices can be set up in four to eight weeks, however, this is uncommon. By the time a design has been

International Realty Group IRG Tel: (345) 623 1111 Email: info@irg.ky or www.irgcayman.com IRG - International Realty Group’s team of market sector specialists provide tailored expertise to the Cayman Islands’ luxury, commercial and residential real estate markets. IRG’s commercial property division provides a wide range of professional services including sales and leasing, tenant representation, lease renegotiation, property management, consultancy and corporate relocation. Heritage Holdings Ltd. Tel: (345) 936 3343 Email: sales@heritageholdings.ky www.heritageholdings.ky A

leading

property

development

and

management company in Grand Cayman

Full Service Real Estate Firm offering Commercial Leasing, Investment Sales, Residential Sales, Relocation Services and Rentals

specialising in commercial properties like the well known Centennial Towers and Countryside Shopping Village. Including a wide range of amenities to suit every business, these prime commercial spaces are centrally located close to banks, shops, pharmacies, and more.

Member of CIREBA

www. c a y m a n r e s i d e n t . c o m

RUNNING A BUSINESS

is scheduled for completion in 2022 on 60

finalised, interior finishes have been chosen, furniture ordered, IT systems specified and work permits and licences granted, you should expect about four to six months to have passed. Tenants may be required to submit fit-out plans to the Planning Department for building code approval. Office Space Planning & Design Grand Cayman has a few well known architectural firms that have qualified interior designers on staff who specialise in interior design for commercial premises and can take a new or existing office and create a space to suit the requirements of your business. To find an interior designer in Cayman please see page 194.

RUNNING A BUSINESS

Costs to Prepare an Office Space Costs depend on a number of factors, including the existing condition of the space and the quality of the final product you desire. Well-fitted existing office space in need of reconfiguration, with partitioned walls and internal offices, a

Prime location in historic building Custom workspace solutions Private designated parking Meeting rooms by-the-hour Business-grade Wi-Fi & internet Reception staff & 24/7 IT support Relocation services

at THE WHITE HOUSE RegusCayman.ky | CaymanRelocation.ky

+1 (345) 743-4500 | Cayman.TheWhiteHouse@regus.com 20 Genesis Close, George Town, Grand Cayman

CAYMANRESIDENT 2022

suspended ceiling, fluorescent lighting, air conditioning and power grid already in place, may be prepared for as little as US$50 per sq ft. Finding such spaces has become significantly easier and there is now an abundance of older properties available. New office space with only perimeter walls, one to two-hour fire rating separation walls and an air conditioning unit with an electrical panel sufficient for the tenants’ requirements, can be found and you may likely spend around US$120-US$200 per sq ft to prepare it to a reasonably high quality fit-out. Some landlords will offer a standard fitout package, or even a fit-out allowance, in the region of US$20-US$40 per sq ft. In fact, some landlords in older buildings are offering full fit-outs at no cost to the tenant to attract quality tenants. FITTING OUT YOUR OFFICE Telephone, Internet & Data There are five main telecom service

providers on-Island: C&W Business, FLOW, C3 Pure Fibre, Digicel and Logic who all offer a varying range of services and delivery mechanisms. FLOW and Digicel offer mobile phone service, both offering LTE data with speeds comparable to the US and Europe. Signal quality and data speeds are generally very good across the three Islands, as the topography of the Cayman Islands affords few black spots. Fixed line calling rates are competitive on the International market and the service quality is generally good. Mobile phone service providers in Cayman supply the iPhone, Samsung Galaxy and other smart phones. Always check the cross-carrier rates to help in choosing what’s best for your business. International mobile phone roaming can be very expensive, but some business plans offer discounted roaming plans for customers that travel often. Modern collaboration platforms are also widely used on island. Some of these platforms support video and voice calling and can even route calls directly to mobile devices. Check out Monday.com, Toggl Plan, Flock, Filestage, Karbon or Microsoft Teams and Google Docs. WhatsApp is widely used in Cayman and many districts have a community-wide WhatsApp group to keep residents informed. As a startup business you will be able to procure the usual services, such as Broadband up to 300Mbps, as well as fixed line telephony and more specialist data services such as MPLS (depending on your location). You may want to consider managed IT infrastructure and services being offered by local IT companies and telecom operators, such as Cloud back-up, business continuity, virtual data centres. Grand Cayman is serviced by two underwater fibre links: MAYA1 which connects most of the western Caribbean nations, before returning to the US and the Cayman Jamaica Fibre System (CJFS) that takes an alternative route via the eastern Caribbean back to the US. These links have enough capacity to support any type of business and their data needs, with private bandwidth available to guarantee quality of

service consistently and when required. Luckily, local providers are increasingly offering managed IT services that grow as your business does, with an easy ‘per user’ or ‘pay as you use’ approach, which removes the need for heavy financial investments as you set up your business on-Island. See the Settling In chapter for more information on telecommunications in the Cayman Islands and see providers below. C3 Pure Fibre Tel: (345) 333 3333 or (345) 333 3353 Email: business@c3.ky www.business.c3.ky or www.c3.ky FLOW/C&W Business Tel: (345) 949 7800

www.cwbusiness.com C& W Business is full service communications provider offering video, broadband, telephone and mobile solutions.

RUNNING A BUSINESS

Digicel Tel: (345) 623 2499 Email: caymanbusiness@digicelgroup.com www.digicelbusiness.com Digicel Business offers a full range of ICT solutions

including

Systems

Integration

Services, Microsoft Azure Cloud Services, Managed Support Services and Network Access Solutions. Full end to end Managed Solutions are scalable, secure and competitive. Solutions also include mobile voice and data, Internet (up to 50Mbps download speeds across all three islands), IT and business continuity, network and IT security. SE E AD T H I S PAG E & PAG E 135

Logic 43 Eclipse Drive Tel: (345) 745 5555 Email: business@logic.ky

or www.logic.ky

Using fibre technology, Logic provides your business with fast, dependable and reliable internet access that is stable, worry free and offers the most resilient network infrastructure in Cayman. See their Fibre Coverage Map on their website to work out whether your area is covered. SE E AD PAG E 137

www. c a y m a n r e s i d e n t . c o m

Working in Cayman

Photos courtesy of Rebecca Davidson and Julie Corsetti

How to find a job in the Cayman Islands, the different jobs available, insight into the Islands’ Labour Law, and details of Cayman’s recruitment companies.

WO R K I N G I N C AY M A N

Employment Prospects - Work Permits - Labour Law - Know Your Rights - Finding a Job - Financial Services Professionals - Other Skills & Professions - Recruitment & Employment Agencies

84 84 86 87 87 88 90

he Cayman Islands has numerous employment opportunities in the financial services industry, making it a desirable jurisdiction to be employed, attracting professionals from around the world. Jobs in other sectors (medical, construction, retail) exist mainly to meet the demands of the local market. The Island has a well-educated local workforce, but traditionally there have been more positions to be filled than there are qualified candidates. This is changing, however. Foreign workers make up a large percentage of the workforce, and come from around 135 different countries. Historically, the two pillar industries that have fueled Cayman’s economy were tourism and finance, but since the global pandemic, and the closing of Cayman’s borders, it would now be safer to say that Cayman’s pillar industries are development and finance. More and more financial service businesses and individuals, including family offices of high-networth individuals, are moving to Cayman. The need to show an economic presence in Cayman has fueled some of this, as has the huge need for compliance workers who are quickly snapped up by legal and corporate services firms. Although coming to an end, the introduction of the Global Citizen Programme opened up more opportunities for people to move to Cayman 84

CAYMANRESIDENT 2022

who just wanted to live and work in a jurisdiction with a very low community transmission of COVID. We do however expect the number of Cayman residents to rise in 2022 as our borders begin to open and many of the displaced tourism workers return. We also anticipate the return of tourists in 2022, although vaccination and testing measures will remain in place. Through 2021, the Cayman Islands Government was firm on its goal of ensuring 80% of the local population had been vaccinated before borders could reopen. See the Immigration and Preparing to Move chapters for more information on how to move to the Cayman Islands, including during the global pandemic. EMPLOYMENT PROSPECTS

Work Permits Strict work permit regulations exist to ensure that Caymanians, the spouses of Caymanians, Permanent Residents and existing Residents are given preference, in that order, for any position. The rules present some unique hurdles to the expatriate jobseeker, so a basic understanding of this process is required to put the employment market in context and avoid finding yourself in a position that is improvident at best and disastrous at worst. Unless contracted to Government, expatriates must either hold a valid work permit, a Special Economic Zone Certificate, a Certificate of Direct Investment, a Residency and Employment Rights Certificate or hold Permanent Residency

permit is granted for a specific position with a specific employer. This means that a work permit holder is not entitled to work in any other capacity or for any other employer and that any significant changes to the person’s role within the organisation must be approved by WORC prior to the individual taking up a revised role. If you want to take up employment with a different company while you have an existing work permit, your current employer must provide a letter to WORC releasing you from your work permit. You should, therefore, be doubly sure that any position is right for you before committing to a longterm contract. Once employed, you should take some time to consider your situation before your employer applies for your work permit renewal, as you are effectively bound to them from the time of application until expiry of the permit, unless the permit is cancelled at the employer’s request. It is unlikely an employer will be granted a work permit unless a) the proposed expatriate employee is professionally qualified or very well experienced in a relevant field, or b) there is no interest in the position from the local workforce (which is actually fairly common). This creates something of a “Catch 22” for those expatriates without a professional qualification. The better the position, the higher the level of interest from the local workforce and the less likely it is that an expatriate will be granted a work permit. There are certain occupations that presently seem to hold little appeal for existing residents. These are often positions that offer little job security, irregular or anti-social hours of work, or a somewhat unpredictable or unreliable income stream. Examples of such lines of work are diving, nursing, construction, food and beverage service, security services and most commission-based sales positions. In June 2021, Premier Wayne Panton spoke of implementing a law that would

WO R K I N G I N C AY M A N

with the right to work in a prescribed occupation or occupations in order to work and reside in the Cayman Islands. The administration of work permits is the responsibility of the Cayman Islands Government Department of Workforce Opportunities and Residency Cayman (WORC) and are the legal obligation of your employer. There is also an understandable emphasis on the training of local staff to ensure that they have an opportunity to develop their skills. The onus is on the employer to demonstrate to WORC that they have tried to fill the position with a Caymanian by advertising the job on the JobsCayman website. Only after all efforts to recruit locally have failed can the employer rightfully justify a work permit application. This process must be repeated periodically (usually once every two years) depending on the employer’s circumstances. Some employees can, however, be granted work permits of up to five years’ duration, or, in relation to senior positions in the financial services industry, up to 25 years. Work permits can take as long as three months to be processed, although they are often issued within six weeks of application. Temporary Work Permits (for anything from 30 days to up to six months) can be granted within a matter of days (if an express fee is paid), but they are generally discouraged in favour of full (i.e. one-year) permits. Temporary Work Permits should only be used when the circumstances justify it, for example, where there is genuine urgency or where the employment is temporary in nature as in the case of a time-sensitive project or maternity cover. A Seasonal Worker’s Permit allows the employee to work for eight months. Where employees are only required for very short periods and no residence in the Islands is expected, exemptions from the work permit restrictions can apply in particular circumstances. Other types of permission such as a Business Visitor’s Permit or even a Visitor’s Work Visa may be appropriate alternatives. Note: a work

www. c a y m a n r e s i d e n t . c o m

require all new or renewing work permit holders to be immunised against COVID as a condition of them having their work permit approved. Labour Force & Work Permit Numbers

It is estimated that there are just over 48,000 working adults in the Cayman Islands, of which 2,995 are Caymanian civil servants, 1,232 are non-Caymanian civil servants (September 2020) and 26,967 are work permit holders (July 2021). These work permit holders hail from 135 different countries, including from Jamaica (11,740), the Philippines (4,086), the UK (1,759), India (1,165), Canada (1,145), Honduras (1,095), the USA (942), Nicaragua (488), South Africa (465) and Ireland (337). Rules on Residing On-Island Whilst a Work

WO R K I N G I N C AY M A N

Permit is Processing

WORC authorities generally dictate that individuals should not be present in the Cayman Islands while a Work Permit application is in process. However, this does not apply if you are already legally resident, including, for example, working legally on a Temporary Work Permit (TWP) and the Full version is submitted to WORC before your Temporary Permit expires. Generally speaking, without special circumstances or the consent of the Director of WORC, no one is permitted to remain in the Cayman Islands as a Tourist Visitor while a Work Permit application is being considered. Once your permit is approved, you can return to the Cayman Islands and start working. It should be noted that if you come to the Cayman Islands on a Temporary Work Permit, and your subsequent Full Work Permit application is denied, you will have to cease work immediately and may have to leave Cayman on short notice, unless permitted to remain by virtue of some other provision. Rules on Dependants

It is important to be aware that your 86

CAYMANRESIDENT 2022

spouse or children are not automatically entitled to reside in Cayman even if you hold a valid permit. They must be named dependants on the permit and a separate application must be filed. All accompanying dependants must also submit an original medical questionnaire if over 18 years of age and, for a spouse, a certified copy of your marriage licence, civil partnership, any final divorce decree, and an original police clearance certificate. If the dependant is a child, a certified birth certificate naming you as a parent and, if old enough, a letter from a Cayman Islands’ private school confirming acceptance is required. Where appropriate, arrangements for homeschooling can be made. WORC will consider, along with other factors, your ability to financially support your dependants. Dependants can also be added to a Temporary Work Permit. For more information see the Immigration chapter. Work Permit Term Limits: ‘The Roll Over’ Policy

In 2004, the Cayman Islands introduced an immigration ‘term limits’ policy, a necessary consequence of near exponential growth of the population over the previous four decades. Under current provisions, most expatriate workers can only remain in the Cayman Islands for a maximum of nine years, unless they have applied for Permanent Residency (PR) on passing eight years of legal and ordinary residence. All such applications must generally be made by the ninth anniversary of the expatriates’ arrival to live in the Cayman Islands. The point system for awarding PR provides workers with greater transparency and certainty. This system permits everyone who qualifies to apply for Permanent Residency following a clear and objective set of criteria. Labour Law - Know Your Rights We strongly advise you to become familiar with your employee handbook, the Labour Act (2021 Revision), and the Gender Equality Act (2011 Revision). Below are

some of the highlights of the laws governing employment in the Cayman Islands: Sexual Harassment: The Gender Equality Act (2011 Revision), states that sexual harassment is illegal in the Cayman Islands. Maternity Leave: The Labour Act (2021 Revision) stipulates that 12 calendar weeks must be granted for maternity leave. The amount of paid maternity leave is four weeks (20 days) full pay; four weeks half pay and four weeks no pay, for all female employees who have completed 12 months of employment. Otherwise it will be on a prorated basis. Holiday Pay: According to the Labour Act (2021), each employee is entitled to a minimum of two weeks’ vacation (10 working days) for the first four years of employment, three weeks (or 15 working days) for years four to 10 years, and four weeks (20 days) if employed for over 10 years for the same company. Severance Pay: Under the Labour Act (2021), all employees who have continually worked for their employer for more than a year are entitled to receive severance pay if their employment is terminated for any reason other than for misconduct and poor performance, at a rate of one weeks’ salary for every completed year of service. For part-time employees, severance pay is calculated based on the ratio of their hours of employment to the standard work week. Unfair Dismissal: If an employee feels that they have been unfairly dismissed they have 90 days from the date the employment was terminated to file a claim for unfair dismissal with the Department of Labour and Pensions. If the employee is successful with their claim, they may be entitled to further compensation if the Labour Tribunal deems fit. Minimum Wage: The current national minimum wage is CI$6 but the new PACT government run by Premier Wayne Panton have committed to reviewing it as many feel it does not provide a living wage. Currently those in service positions who receive a portion of their income via gratuity can be paid CI$4.50 per hour, and domestic helpers who receive benefits (such

as a car and accommodation) in their salary package cannot be paid less than CI$4.50 per hour.

Finding a Job Despite a growing population, there are still many employment opportunities available in the Cayman Islands. In fact in August 2021 the leading financial services recruitment agencies told Cayman Resident that it is currently a candidate-driven market and that those with qualifications and experience in the financial services field, especially in compliance, are readily snapped up. Another change in the market is that companies no longer have to advertise jobs in the local newspapers in order to secure a work permit, although they do have to advertise the job for two weeks on the JobsCayman website (part of WORC) and therefore all jobs that are advertised in the local newspaper can be considered genuine job vacancies. This is a time of amazing opportunity for Caymanians in the financial services field as they are highly sought after and in much demand. Although there are 26,967 work permits in issue as of August 2021, these jobs have filled a genuine need and cross the span of everything from gardener to a managing director at a bank. Another effective way to look for work in Cayman, whether local

CAREER IS MORE THAN A JOB.

Financial Services Professionals Cayman is one of the world’s top ten financial centres, and the field of regulatory compliance is vital to the success of the jurisdiction. As the regulatory requirements for businesses increase, so do the resources needed to ensure that teams of experts are in place to monitor and uphold the standards required. From annual FATCA and CRS reporting to ongoing KYC work and AML investigations, the job market for compliance in the Cayman Islands holds a vast array of diversity and breadth at all levels. With some of the largest financial services organisations residing in the Cayman Islands, coupled with some of the strictest regulations within the industry, there is a lot of need for qualified detailfocused staff with compliance experience. For more senior positions, relevant offshore experience and the ACAMS qualification is highly regarded in the jurisdiction. Many positions also exist for professionally qualified accountants, particularly those with investment, funds or insurance industry experience (but this is by no means essential). The Cayman Islands recognises most Commonwealth and international accounting designations. Many accounting positions are filled via recruitment agencies and job seekers would be wise to consider registering with a Cayman Islands-based recruitment agency that has an in-depth understanding of the local marketplace. They will be able to advise you on the prospects and appropriate salary for someone with your experience and qualifications. Many of the largest financial services employers on the Island find their professional staff through recruitment agencies. However, if you are interested in working for one particular employer, it would be more advisable to approach

It's a lifestyle. steppingstonesrecruitment.com

WO R K I N G I N C AY M A N

Overtime & Weekend Hours As is the case in most leading jurisdictions around the world, many companies expect their employees to work beyond the normal eight-hour workday. Conversely, standard Human Resource (HR) practices may vary from country to country. Before taking a job, familiarise yourself with the work culture. Ask your prospective employer’s HR professional whether overtime pay is provided or time in lieu. Again, knowledge of the Labour Act will assist you in determining what is legal in the Cayman Islands from an employment law standpoint. Check the Department of Labour and Pensions’ website: www.dlp. gov.ky for more information. The Cayman Islands Society for HR Professionals (www. cishrp.ky) is also a great resource.

or expat, is to register with an employment agency as they are often tasked with finding suitable candidates. Another option to investigate is whether your business could set up a branch within Cayman Enterprise City and you then work here. See page 66 for more information.

www. c a y m a n r e s i d e n t . c o m

them directly first, expressing your interest, before registering with an agency. Lawyers should note that if they are seeking to practise Cayman Islands’ Law, there are strict Bar admission requirements. To be eligible for admission, non-local lawyers must have at least three years post-qualification experience gained in a relevant jurisdiction (UK, Ireland, NZ, Australia, Canada and certain Caribbean nations), as well as previous financial services experience, preferably in mutual/ hedge funds, insurance, insolvency, finance or commercial litigation. For many years there has been talk of changing the three years PQE to five years, so expect this to change in the coming years.

WO R K I N G I N C AY M A N

Other Skills & Professions For those with qualifications, skills or ambitions not related to financial or legal services, finding good employment may require more research and legwork. Most reputable recruitment agencies will be able to point you in the right direction and some may have vacancies within your field, so it will be a matter of researching those agencies that may be able to help you. If you are Caymanian, a Permanent Resident or currently on a work permit, you can register on the JobsCayman portal and see all the jobs that have been posted on there. Employers from top firms have access to this database and regularly post job listings on this online system. The department of WORC, in conjunction with the former NWDA has a Career Assessment Centre and also provides free career counselling and training to Caymanians. You can also use LinkedIn, the Cayman Compass classifieds or Yello to make a list of potential employers and write to them enclosing your resumé. For your cover letter, remember to include when you will be available to work, your skills, qualifications and your marital status. Some Cayman employers will also be interested to know if you currently reside in Cayman and if not, you should be prepared to have a convincing case for moving and being committed to your potential employer. Most employers 88

CAYMANRESIDENT 2022

will not reply unless they have a suitable vacancy. It is good practice to follow up with a call to their Human Resources Manager to confirm receipt and enquire as to any current vacancies available. The field of office temping has changed significantly in recent years. No longer can an employment agency relocate you to Cayman, hold your permit and lend you out for a few weeks here and a few weeks there. Now the employment agency has to have a contract from a local Cayman firm showing where you are going to work, for how long and what work you are doing. The reality is that there are many Caymanians now filling those temping jobs and expats are only needed if the job is genuinely temporary by nature and no Caymanian can be found. If you do want to sign up with an agency you should do as much research on them as possible. A good agency will be able to provide references from current and past staff-members, together with contact details, which will allow you to confirm their authenticity yourself. For other specific industries the situation is as follows:

that there is lot of demand right now for skilled craftsmen.

CI Government: As with all Civil Service jobs, the Cayman Islands’ Government prefers people to submit an official application form, a resumé and a cover letter. Visit www.recruitment.gov.ky for job opportunities. Most people love working for the CIG. There is good job security, the hours are reasonable and the pay is good. If you are identified as a hard worker, you can also often get transferred to different department if you would like a change.

Electricians and Plumbers: Legally, all electrical and plumbing workers require a local licence to work in the Cayman Islands. Plumbers are licensed by the Plumber’s Examination Board and should contact the Planning Department about specifics of the process. Information can be found on www. planning.ky, under the ‘Resources’ tab. Electricians must satisfy the CI Electrical Board of Examiners that their qualifications meet the requirements of the Electricity Regulations. Call the Planning Department on (345) 244 6501 for more information. In all cases, a certified copy of your licence,

Construction: It would be safe to say

trade certificate and trade references must

that as of July 2021 the construction

be submitted along with your application

industry in Cayman is absolutely booming.

for a local licence.

Construction companies get sent random

Grocery:

Foster’s

supermarket

has

resumes from people all the time and it

several locations and you can reach the

is very hard for them to know what is

HR department via their website by filling

genuine. So we spoke to a few construction

in the online application at https://fosters.

companies and they said that they would

ky/need-help/about/careers/. For Kirk

much rather a personal and persistent

Market, you can visit the careers page of

approach: a cover letter showing that you

their website (www.kirkmarket.ky) and see

have done some research on the company

what positions have vacancies. For those

you are applying to, a willingness to get

seeking employment at Hurley’s, you can

on a Zoom call to have an initial meeting,

view job vacancies on their website www.

and the persistence to follow up if you

hurleys.ky/jobs or email: recruitment@

don’t get a response within the first week.

hurleysgroup.com.

Local companies are really looking for

Hospitality Industry: Hotels and restaurants

high-end, luxury residential homebuilding

usually hire in September and October to

experience from project managers who

fill positions in time for high season, which

would consider themselves the best of

starts in December. All those looking for jobs

the best. This is where global recruitment

in the hospitality industry are encouraged

has come into play. More jobs in the local

to register on the JobsCayman/WORC

construction field are sourced through

website and then they can view what jobs

international head-hunters than anything

are available. Alternatively email the hotels

else right now. Local recruiters also know

and restaurants directly. Seasonal permits

for six or eight months are obtainable.

in Nursing, or its equivalent, and they

IT: There is increasing demand for expats in IT

have to have a minimum of three years

positions as the tech industry continues its

experience as a Registered Nurse before

for compliance professionals, corporate

steady growth on the Island. With Cayman

they can practice in Cayman. Consultants

administrators, legal secretaries and trust

Tech City (part of CEC), TechCayman and

and doctors with specialist training are

officers and these positions are generally

the need for expertise within areas such

preferred at all registered health care

filled by employment agencies. Both

as Blockchain, Cryptocurrency and Cyber-

facilities. Please visit the Department

Caymanians and expats are needed and it

Security, organisations are having to look

of Health Regulatory Services’ website

is commonly acknowledged that there are

further afield to find the specialist skillsets

for complete information about the

more positions available than people to fill

needed. There is also an increased number

registration process and requirements at

them. There are a few Personal Assistant

of positions available in the software

www.dhrs.gov.ky. For more information

positions, but these positions are generally

development (specifically within the .NET

on recruitment at the Cayman Islands

filled by Caymanians. Support staff in

space) and network administration fields

Health Services Authority (HSA), please

in addition to project management and

visit the Employment and Training section

business analyst roles. These positions

on www.hsa.ky. The Doctors Hospital is a

retail field are Island Companies and Kirk

are often advertised by, and filled through,

locally-owned provider of international-

Freeport. Both would be happy for you to

employment agencies. Companies tend

standard,

healthcare

contact them directly. You can email Island

to seek mid-level to senior candidates for

services. Email your resume to careers@

Companies at careers@islandcompaniesltd.

roles within tech, and are generally very

doctorshospitalcayman.com. Health City

com

happy to sponsor work permits and provide

Cayman Islands is a private, institutional

kirkfreeport.com.

relocation support to qualified candidates.

tertiary care hospital located in East

Teaching Positions: Teaching positions in

End with a satelite clinic in Camana Bay.

private schools regularly come up. See the

They accept applications from qualified

consequently Caymanians tend to avoid

Education chapter and apply to various

healthcare professionals from around the

these jobs. The best way to find a sales

schools directly. Teaching and Education

world. Email your resumé to careers@

position is to make a few phone calls from

private-sector

healthcity.ky.

Office Support Staff: There is a high demand

accounting firms also tend to be local.

Luxury Retail: The major recruiters in the

and

Kirk

Freeport

via

work@

Sales: Sales jobs in Cayman usually have commission-based

component

and

advertised on the Ministry of Education’s Facebook page: @educationcayman, and they are also posted on their website, www.education.gov.ky/jobs. Recruitment is undertaken throughout the year. The application form is available on the website. You can also email: edu.recruitment@gov. ky with questions or applications and the HR services team will usually respond to your enquiry within two weeks. This department is also responsible for the recruitment of all jobs within the Ministry of Education, so positions other than teaching are available throughout the year. Employment contracts are generally two years in length, include a range of benefits and are subject to an annual performance process. Health Field: Medical professionals fully registered in Australia, Canada, Jamaica, the UK, New Zealand, South Africa and the USA may be eligible to practice in the Cayman Islands once they have become registered with the appropriate Council. This applies to both doctors and nurses. The latter must hold a Bachelor of Science

www. c a y m a n r e s i d e n t . c o m

WO R K I N G I N C AY M A N

jobs in the Government schools are

your home country, introduce yourself and

administration. SE E AD PAG E S 85 & 113

then send your resumé.

Telecommunications:

and working offshore. Staff

are

most

Acumen Group Ltd

often hired locally and promoted from

2nd Fl, 2A1 Landmark Square,64 Earth Close

Invenio Global

within the particular business. Some jobs

Tel: (345) 746 6100

42 North Church Street, Grand Cayman

do occasionally become available and in

Email: info@acumengroup.com

Tel: (345) 769 7000

these cases, recruitment is done through

www.acumengroup.com

Email: cayman@invenio-global.com

employment agencies. See the Settling In

Acumen is a bespoke services provider

www.invenio-global.com

chapter for a list of the telecommunication

specialising

outsourced

Invenio has three uniquely situated locations

companies in Cayman.

accounting and payroll services, interim and

worldwide: Grand Cayman, Singapore, and

Caribbean Utilities Company Ltd: CUC is the

secondment, and run-off acquisition. Acumen

London. Their experienced Cayman team are

local electricity company. The company’s

Group Ltd currently has offices located in

passionate about providing full-service global

workforce is currently comprised of 85%

Cayman

Johannesburg,

recruitment solutions to their clients on a

Caymanian employees and 15% other

London, Mauritius and Singapore, which allows

permanent, contractual or temporary basis.

nationalities, leading to a diverse working

them to provide local knowledge with global

Being a full service recruitment consultancy,

environment. Employees are given a

experience to all their clients.

Invenio’s other specialisations are: Immigration

recruitment,

Islands,

Bermuda,

number of opportunities for training, which

services, general HR advice and payroll

allows growth and upward mobility within

Baraud

the organisation. If you are interested in

1st Floor, Elgin Ct, Elgin Avenue, George Town

joining the CUC team, you may email your

Tel: (345) 945 1781

Nova

resume to careers@cuc.ky or visit www.

Email: recruitment@baraud.com

Tel: (345) 623 1029

cuc-cayman.com and navigate to the

www.baraud.com

Email: info@nova.ky

‘careers’ tab on the home page.

With over 29 years of excellence in recruitment

www.nova.ky

Other: Dart is another corporation that is

and immigration solutions, Baraud International

With a focus on local talent, Nova not only

often seeking motivated employees. Visit

Recruitment is Cayman’s leading recruitment

specialises in recruitment but also offers

their website at https://dart.ky/careers

and immigration consultancy. Services include

career guidance and training to build the skills

for opportunities available at Dart.

HR solutions from temporary to permanent

for successful careers. They have a focus on

staffing, immigration managed services and

helping peoples’ careers across a range of

out-sourced payroll solutions.

administrative support and niche financial

Recruitment Agencies With the Cayman Islands being a global financial centre, it is not surprising that the recruitment of human capital from overseas is necessary due to the Islands’ small size. There are a number of recruitment and employment agencies located in Grand Cayman that specialise in finding talent for legal and financial firms as well as companies that require candidates with IT or other technical skills. Certain agencies also offer extensive training programmes to the candidates that they recruit, and provide immigration advice to their clients.

processing solutions.

SE E AD PAG E 89

services roles in both permanent and temporary CML

positions. Speak to their team to see how they

Tel: (345) 949 1345

can help with your career aspirations.

Email: info@cml.ky or www.cml.ky Founded in 2004, CML is the largest professional

SteppingStones Recruitment Ltd.

recruitment firm in Cayman. Their team has

Harbour Walk, Grand Harbour, Prospect

helped thousands of people take their lives and

Tel: (345) 946 7837

careers to the next level. Specialising in financial

Email: info@steppingstonesrecruitment.com

services, legal and IT recruitment, CML’s mission

www.steppingstonesrecruitment.com

is to help clients build great teams and to help

SteppingStones

candidates build great careers.

highly experienced, dynamic and forward-

award-winning,

thinking professional services organisation Highbury Consulting

headquartered

Ugland House, George Town

specialising in permanent and temporary

Affinity Recruitment Ltd.

Tel: (345) 328 0555

recruitment. Their dedicated recruiters are

2nd Floor, Piccadilly Centre, Elgin Avenue, GT

Email: cayman@highburyconsulting.com

committed to identifying and securing the right

Tel: (345) 943 2020

www.highburyconsulting.com

career opportunities for their candidates and

Email: info@affinity.ky

Highbury Consulting specialises in recruitment

securing the best talent for their clients.

www.affinitycayman.com

services for the offshore financial services,

SE E AD PAG E 87

Specialising in: Permanent and executive

legal, and IT sectors. With consultants based

recruitment, temporary staff assignments,

in the UK and the Cayman Islands, candidates

corporate immigration services, and benefit

receive honest and straightforward advice from

CAYMANRESIDENT 2022

the

Cayman

THE

WO R K I N G I N C AY M A N

people who have first-hand experience living

Tell them you saw it in the

Islands

Preparing To Move

Photos courtesy of Rebecca Davidson and Julie Corsetti

Everything you need to know about the process of moving: things to consider before signing a contract, what and what not to bring, duties and fees, the cost of living and shipping considerations.

MOVING TO CAYMAN

Gateways to Cayman Grand Cayman’s Owen Roberts International Airport (ORIA) is located in George Town. Before the pandemic, it was a relatively busy airport with over 1.4 million passengers passing through it each year. There have been major improvements made to the airport and runway in the past few years, which will eventually allow the airport to accommodate up to 2.7 million passengers per year, as well as allow larger planes to land, therefore encouraging tourism from European countries. The national carrier of the Cayman Islands is Cayman Airways. The main gateway to Cayman is Miami and in normal times, there were daily flights to Grand Cayman, as well as daily or weekly flights to Charlotte, Chicago, Havana, Jamaica, La Ceiba, Tampa, New York, and the Sister Islands. Other airlines that serviced Cayman were Air Canada, American Airlines, British Airways, Caribbean Airlines, Delta, JetBlue, Southwest, United Airlines and WestJet. We hope these services resume as things return to normal. At the time of going to print, commercial travel to Cayman was expected to return in early 2022. To stay up to date with the latest travel restrictions in Cayman, visit www.exploregov.ky Cost of Flights The average cost of a return ticket from Miami is US$400, from New York US$500, and from London US$1,300-US$1,500. Costs will vary according to high or low season and due to flight

The Process of Moving - International Packers & Movers - Cayman & Miami Freight Forwarders - Shipping by Air - Excess Baggage - Shipping by Sea

P R E PA R I N G T O M OV E

Moving to Cayman may be an exciting, significant milestone in your life but there are a lot of details to consider before you arrive on the Island, move into your new home, unpack, start your job and then finally put your feet in the sand.

Moving to Cayman 9 1 - Gateways to Cayman 91 - Cost of Flights & Flying Time 91 - Moving to Cayman During COVID-19 92 - Special Services 92 - Relocation Services 92 - Time Zones 92 - Before Signing Your Contract 92 - Cayman Currency 93 - Weights, Measurements & Temperature 93 - Cost of Living Tables 94 95 95 96 96 96 97

Shipping Considerations 97 - Import Duty 97 - Customs Clearance 98 What to Bring & What Not To Bring

availability as flight schedules return to normal following the pandemic. Flying Time to Cayman The flying time from Miami to Grand Cayman is 1.5 hours. The flight from London is 10 hours (with 45 minutes on the tarmac in Nassau). Flying time from Toronto and New York is four hours.

www. c a y m a n r e s i d e n t . c o m

P R E PA R I N G T O M OV E

Moving to Cayman During COVID-19 During the pandemic, and in an effort to protect the health of Cayman citizens, there were significant restrictions placed on arrivals to the Cayman Islands. These worked well to keep the Cayman Islands free of COVID-19 and allowed residents to live normal lives when on-Island. In July 2021, the Cayman government outlined a five-phase reopening plan but at the time of going to print, the Government had put a pause on the re-opening plan until 2022 due to an outbreak of community transmission of COVID-19. Cayman had been expecting to move to phase five, in November 2021 which would have meant that fully vaccinated people and unvaccinated children under 12 years old would no longer need to quarantine on arrival in the Cayman Islands. Instead, for the remainder of 2021, quarantine for those vaccinated in Cayman or in the UK is seven days. Other travellers who have been vaccinated elsewhere will still be required to isolate for 10 days, and unvaccinated people must quarantine for 14 days. All travellers are required to wear a geotag device to ensure they do not breach quarantine rules. Throughout 2021, the Cayman Islands Airports Authority (CIAA) restricted flight volumes in order to manage the number of people entering the Islands. BA resumed its flights from London’s Heathrow Airport, via Nassau, three times a week in September 2021, however, aside from Cayman Airways, there were no other commercial airlines flying in and out of the Cayman Islands.

Email: info@cayluxe.com

consultations,

Offers exclusive Island tours and private

schooling and vehicle solutions, pet relocation,

transportation services in a Mercedes minivan.

shipping services, and more. SEE AD OPPOSITE PAGE

Island Air

Time Zones While the US employs daylight savings, the Cayman Islands, being nearer to the equator, has relatively equal periods of day and night year-round. There’s really only about an hour difference in daylight between 20th June and 20th December, so Cayman keeps the same time all year (-5 hours Coordinated Universal Time). This means the Islands share Eastern Standard Time (EST = -5 UTC) with Miami and New York from November to March. However, when the US switches to daylight savings time in March, Cayman then shares Central Daylight Time (CDT = -6 UTC) with Chicago and Houston.

Tel: (345) 949 5252 An aviation service for private and chartered aircraft including ground handling and a refuelling service. Websters Tours Tel: (345) 945 1433 or www.websters.ky Offers full airport arrival and departure services as well as on-Island transfers and Island tours.

Relocation Services It is often useful to enlist the help of a relocation consultant. ‘Destination Services’, as it has come to be known, offers private and corporate clients unbiased assistance and invaluable insight into Island life.

home

services,

Tel: (345) 928 7940

Before Signing Your Contract When planning your move to the Cayman Islands, you will need to know what to expect in terms of the cost and standard of living, as they may be very different from what you’re used to. Bear in mind that the cost of living in Cayman is high (see the ‘Cost of Living’ tables later in this chapter). Unless you are moving from an expensive city such as London or New York, you may discover that everything from groceries and electricity bills to maintaining a car and schooling your children will cost significantly more. In August 2021, Expatistan listed the Cayman Islands as the most expensive country in the world to live. Visit www. expatistan.com for more information. The process of moving can be very costly. Before signing, find out what your employer will do to absorb or mitigate certain costs. Here are some questions that you may want to ask your new employer before you accept a job offer:

Email: relocation@mosaiccayman.com

1) Cost of Shipping

Blue Point Consultants Ltd. Tel: (345) 525 0706 Email: info@bluepointproperty.com www.bluepointproperty.com They offer an employee relocation programme which focuses on finding a suitable property for the new resident, whether it be a rental or for purchase. Guided advice on location as well as information on key amenities, shopping, recreation, social groups, sports clubs, medical and banking facilities, vehicle purchasing and hire, typical living conditions and any special concerns. They are part of a global network of destination service providers, have 25 years living and working in Cayman, as well as fully qualified RICS surveyors so can offer experienced and professional advice on all

Special Services To ensure a stress-free arrival and departure to and from the Island, there are a few reliable companies that offer special services to help you. Taxis are readily available on arrival at the airport and you can find out more information on fares in the Transport chapter.

extensive

property and relocation matters. Mosaic Cayman George Town

Will the company

www.mosaiccayman.com

contribute towards transporting your

Their experienced staff provide personal and

personal items to Cayman?

tailored assistance for individuals and families

2) Accommodation & Renting a Car Will the

Cayman Luxury Excursions

relocating to and from the Cayman Islands.

company provide you with a place to live

Tel: (345) 326 2018

Relocation

and a rental car for your first month on the

CAYMANRESIDENT 2022

packages

include

pre-arrival

Island? See the Finding a Home chapter for

will cost at least CI$500-CI$875 per

obtain a work permit, regardless of

temporary accommodation options.

month, double that for a couple and triple

whether you have children. Your children

3) Cost of Setting Up Your Life in Cayman It

that for a family. Though the Law states

can stay if they are listed as dependants

is worth being completely aware of the

you only need the basic plan, the premium

on your work permit.

costs of setting up a home in Cayman.

plan should be considered for better

For example, you will have to buy a car

coverage. A good employer will pay at least

and a year’s worth of car insurance and

50% of a premium plan, including half of the

pay deposits on a house or apartment,

insurance cost of your family. However, this

including

your

will still leave you with a monthly deduction

electricity, water and telephone set up.

of between CI$650-CI$1,250 per month (if

deposits

getting

You will have to take a driving test and pay

you are on a premium family plan).

for a driver’s licence. For a couple without

7) Vacation Time How many weeks of annual

children we estimate this to be just under

holiday does your contract provide for?

CI$10,000, but for a couple with children

There is a disparity in Cayman between

we estimate it to be closer to CI$23,000,

companies which offer only the US system

or even more if you don’t want the most

of 10 working days per year and others

basic of second hand cars.

which offer 3-4 weeks. Be sure to ask! 8) Can Your Children Join You? Unless you are

depend on your standard of living but we

guaranteed to earn a minimum of CI$3,500

advise that you design a budget before

per month, you will not be allowed to have

taking the leap to Cayman. Things to take

your children join you in Cayman. See the

into consideration are your salary, minus

Immigration chapter for more information.

5% pension and your portion of health

9) Divorce If you get divorced during the

insurance. Then factor in accommodation,

tenure of your stay, the non-working

utility bills (water, electricity, phone,

spouse will have to leave the Island or

Weights, Measures & Temperature Cayman uses the US system of miles for distances, mph for speed, inches for length and pounds for measuring weight. Petrol is sold by the Imperial gallon. For temperature, Fahrenheit (°F) and not Centigrade (°C) is used.

TV, internet), running a car (gas, licence and insurance), groceries, school fees, entertainment, activities, clothes, flights off the Island, savings, etc. 5) The Currency of Your Salary What currency will your salary be paid in? If you will be paid in US dollars, is it at the going rate? For example, you might think US$60,000 is a fair salary for a qualified accountant, but it’s actually only CI$49,200 (when using the bank exchange rate of .82) and the cost of living is greater here than in the US. Be aware that you will pay for almost everything in CI dollars, so if you are paid in US dollars, you are better off taking the money you need out of the bank in CI dollars than paying for something at a store with US cash at a conversion rate of .80. On a salary of US$60,000 per year, you will save around CI$1,200 a year. 6) Health Insurance This is compulsory and it is essential that you ask whether your company will be covering more than 50% of the basic plan required by law. Premium health insurance coverage for an individual

www. c a y m a n r e s i d e n t . c o m

P R E PA R I N G T O M OV E

4) The Cost of Living This will invariably

Cayman Currency The Cayman Islands Dollar (CI$) is pegged to the US Dollar and does not fluctuate. The exchange rate is CI$1= US$1.20. The cash exchange rate is CI$1 =US$1.25, which means that US$20 cash is worth CI$16. US Dollars are accepted everywhere. Credit and debit cards are widely accepted and there are many ATMs throughout the Island. Currency denominations are as follows: CI$1, 5, 10, 25, 50 and 100 dollar bills.

Cost of Living in the Cayman Islands Grocery Costs

Housewares

Item

CI $

US $

Item

CI $

US $

Butter (Anchor 8oz)

3.59

4.31

Bath Towel

14.60

Baby Food (Gerber 8oz)

2.19

2.60

Broom

Baked Beans (Bush’s 28oz)

3.39

4.07

China Set (Gibson 30 piece)

Batteries (Duracell pack of 4 AAA)

4.19

5.11

Coffee Maker (Mr.Coffee 12 cup)

48.78

Beer (Pack of 6)

12.99

15.84

Cutting Board (Kitchen Details 14” x 11”)

Bread (Nature’s Own)

2.99

3.65

Dishwasher (LG)

Cat Food (Friskies 5.5oz can)

1.19

1.45

Alarm Clock

Cereal (Special K Original 14oz)

4.99

6.08

Plates Set (8 piece)

20.50

Chicken (breast per lb)

3.99

4.86

Glasses Set (4 piece)

7.50

9.14

P R E PA R I N G T O M OV E

21.95 1,548

14.60

12.20

Igloo Wheeled Cooler (54 quarts)

123

150

Coca-Cola (6 pack cans)

4.39

5.35

King Comforter Set (5 piece)

112

Coffee (Maxwell House Instant 4oz)

4.89

5.96

King Sheets

50-150

60-182

432-608

526-741

15.50

18.90

Cigarettes (Camel per pack 20)

18 1,270

Disposable Diapers (Huggies 22)

11.29

13.77

Lawnmower

Dog Food (Purina dry food 3.5lb)

8.59

10.48

Light Bulbs (4 pack 13w)

Eggs (12 Organic Valley)

6.49

7.79

Microwave (Whirlpool)

190

232

Ice Cream (Ben & Jerrys 1 pint)

6.99

8.39

Paint (Flat interior 1 gal)

40.24

Laundry Detergent (Tide 56oz)

16.39

19.99

Pan Set (WearEver 12 piece)

105

128

635

774

Milk (IGA Whole 1 gallon)

4.99

6.08

Refrigerator/Freezer (Height 61 inch)

Milk (Organic whole, 64 oz)

5.99

7.30

Screwdriver Set (6 piece)

22.75

27.30

1,430

1,744

Shampoo (TRESemmé 28fl oz)

5.89

7.18

Stove (Whirlpool 30 inch glass top)

Shower Gel (Dove 12oz)

6.29

7.55

Tall Kitchen Bin (3L)

Sirloin Steak (Angus Beef per lb)

10.49

12.79

Television (Samsung 65” flat screen)

800

975

116

1,395

1,701

Still Water (Aquafina 1 litre)

1.59

1.94

Toaster (Kitchen Aid Stainless Steel 4

Razor Blades (Equaline pack of 3)

5.89

7.18

slice)

Red Wine (Cambria Pinot Noir 750ml)

27.99

34.13

Tampax (Super pack of 10)

3.69

4.50

Toilet Paper (Charmin pack of 4)

3.99

4.86

Tomato Soup (Campbell’s 10.75oz)

1.69

2.06

Toothpaste (Colgate 6oz tube)

2.39

2.92

Expense

Tuna (Bumble Bee 5oz can)

Washer/Dryer (Whirlpool)

Average Apartment House Rental Rates (Mid-range) CI $

US $

1.79

2.18

Studio apartment

800-1,500

975-1,875

White Wine (Pighin Pinot Grigio 750ml)

21.49

26.20

1 bedroom apartment

1,100-2,500

1,175-3,125

Whole Grain Rice (Uncle Ben’s 2lb)

3.99

4.87

2 bedroom apartment

1,500-3,500

1,829-4,201

Yoghurt (Dannon Activia 4 pack)

3.99

4.87

3 bedroom apartment

2,300-4,500

2,804-5,402

3,500+

4,201+

3 bedroom house with garden

Medical Care Expense

CI $

US $

Advil (20 tablets)

6.39

7.79

Dentist Consultation

50-80

61-97.5

Dental Hygienist Cleaning

88-232

107-282

Consultation with a GP (Note: Any procedures are extra)

101-207

97-253

738

900

Hospital Daily Rate Semi-Private Room

492

600

CAYMANRESIDENT 2022

Expense

CI $

US $

Electricity (including A/C)

220

268

Water

113

Cable/TV (basic package plus movies)

Telephone + Mobile (excluding overseas)

110

150

80-90

109

Cleaner - once per week/per month*

200

244

A/C Maintenance – per quarter*

225

274

Pest Control – per quarter*

125

152

Internet Connection

Hospital Daily Rate Private Room

Monthly Household Expenses for a 2-Bed Apartment (*optional)

THE PROCESS OF MOVING

International Packers & Movers The following companies offer a full international moving service that takes all the stress out of moving. They will organise the whole process for you from professionally packing up your house, organising for your belongings to be shipped to Cayman, sorting out the relevant paperwork, paying the Port Authority and any duty and finally, delivering the goods to your new home in Grand Cayman.

www.cicustomsagency.net CUSTOMS BROKERAGE FREIGHT CONSOLIDATION CARGO MANAGEMENT WAREHOUSE AND DELIVERY VEHICLE CLEARANCE

P R E PA R I N G T O M OV E

When it comes to moving to the Cayman Islands, you have three options. The first option is to do 98% of the work yourself by packing up your belongings and arranging for a company to ship your personal items to Cayman. This may be the least expensive option but it certainly isn’t the easiest. You must be prepared to arrange for the items to be inspected and cleared by customs when they arrive in Grand Cayman, pay the Port Authority and have your items picked up and delivered to your new home. The second option is to pack everything yourself and have a freight forwarder organise the collection, shipping and customs clearance on arrival. The third option is to arrange for a moving company to do everything for you from packing up your home, trucking to the port and organising the shipping, to clearing it through customs in Cayman, arranging for delivery to your new home and finally unpacking and set up. If you decide to use a moving company you will need to book it at least eight to 10 weeks in advance. It’s prudent to find out if they are an accredited member of a moving association to ensure that you will have recourse if you encounter any problems. Sort through your personal items and decide what you are going to take, then call the moving company so they can visit your home and work out a quote. Be sure to get any quote in writing, but keep in mind that most expire after 30 days. Next, establish a time frame for your move and confirm that the insurance policy being offered has sufficient protection to cover the cargo for the duration of the journey, i.e. until you take possession at the new destination. You should also discuss the deductible. Ask your mover to provide a copy of the documents with the itinerary, along with an itemised inventory and the name of the receiving agent. Finally, the moving company will

expect payment prior to exporting or shipping your personal effects, as it will be necessary for them to prepay the freight and any other handling and destination charges. Listed next are some locally-based shipping companies, freight forwarders and moving companies who, to one degree or another, can help you move your home or business effects to or from Cayman. Their standard of service is very high.

MOVING CONSULTATION & PERSONAL EFFECTS HANDLING

FULL COVERAGE SERVICE ONE SIMPLE PLATFORM (345) 949 2350

info@cicustomsagency.ky

U.S. Delivery Address: 11401 NW 107th Street Suite: #100 Miami, FL 33178 CONSOLIDATED CONTAINERS TWICE WEEKLY DAILY AIR FRIEGHT SERVICE sales@deluxefreight.com

www. c a y m a n r e s i d e n t . c o m

P R E PA R I N G T O M OV E

Miracle Brokers

and how your shipments arrive whether it’s one

Sta-Mar Enterprises Ltd.

Tel: (345) 949 5989 or USA: 1 (305) 320 4004

item or 100. Whether you’re buying gadgets,

Tel: (345) 949 2399

Contact: Claudia Gonzalez

furniture, kitchenware, a new TV, even a car from

Email: info@stamar.ky

Email: info@miraclebrokers.com

Japan, CICA can assist you with bringing them to

www.sta-mar.com

the Cayman Islands from any forwarder in any

Services include customs clearance and

DHL

country. Contact CICA to set up an account and

brokerage, import and export services for

Tel: (345) 949 8575

start shopping.

personal and commercial shipments, moving

Email: dhlkysales@dhl.com

CICA preferred US forwarder:

services, freight forwarding from Miami and

DHL offers a worldwide door-to-door relocation

Deluxe Freight

pre-clearance for perishable cargo. For all your

service for those moving to Grand Cayman.

11401 NW 107th Street, Miami, Fl 33178

online shopping needs Sta-Mar offers three

Tel: 1 (305) 513 0156 or (345) 949 2350

freight forwarding services to their US delivery

Email: sales@deluxefreight.com or cayman@

address; weekly airfreight, three-day priority

deluxefreight.com

and sea freight all at very competitive rates,

Cayman & Miami-Based Freight Forwarders Freight forwarders facilitate the entire shipping process between Miami and Grand Cayman and vice-versa. When shipping to or from Miami, there are three options you can consider, depending on the quantity. All companies charge by cubic feet, rather than by weight. Firstly, you can book by the container load. Secondly, your belongings can be consolidated with other packages in what’s known as ‘Less than Container Load’ (LCL) and thirdly, there is the small packages service, which is particularly useful if you’re buying items online from vendors that won’t ship to Cayman. If you need this service, you will be provided with a postal address in Miami for your package to be delivered to. It will then be shipped to Cayman. For all three services, the freight forwarder will organise all the paperwork and clear the goods through Customs. The following companies offer this type of freight service. Note: You should contact the office in your country of origin to start the process.

Services

ocean

plus customs clearance and on island delivery

consolidations, daily air shipments and a small

include

twice

week

if needed. Customers can track their goods in

package service for cargo 12 cubic feet or less.

real time via Sta-Mar’s online customer portal.

SE E AD PAG E 95

Hyde Shipping Corporation Tel: (345) 947 4933 Email: caymanteam@hydeshipping.com www.hydeshipping.com Hyde Shipping offers a consolidated shipping service whereby you can have your LCL or Online shopping sent to their Miami address and it will be consolidated and shipped to Grand Cayman. They also ship full container loads, cars, boats and heavy equipment with twice weekly sailings to Grand Cayman. SE E AD PAG E 99 Mail Boxes Etc. Market Street, Camana Bay Tel: (345) 745 1400 Email: info@mbe.ky or visit www.mbe.ky Services include: e-Box air cargo shipping with 4-7 business days turnaround, and ocean cargo shipping with 2-4 weeks turnaround from Miami. Just select the appropriate Miami-based address for the service you wish to use. They will handle

Cayman Islands Customs Agency (CICA)

all the customs paperwork and clearance of your

Tel: (345) 949 2350

goods into the Cayman Islands. You get access to

Email: cica@cicustomsagency.ky

a web-based portal and mobile app to manage

CICA is a customs broker with more than 25

your packages. More information, rates and

years of experience in logistics, clearance, and

account creation are available on their website.

the handling of all types of imported goods. Online shopping with CICA is easy with twice

Miracle Brokers

weekly consolidated shipments, expedited

c/o Consolidated Freight and Shipping (CFS)

air services, small package services, customs

10050 NW 116th Way, Suite 9, Medley, FL, 33178

clearance, and delivery right to your home or

Carlos Alvear Tel: (305) 510 6687

office. Order from one, or multiple vendors, with

or Cayman Tel: (345) 949 5989

consolidated services you get to choose when

Email: calvear@wincorpintl.com

CAYMANRESIDENT 2022

Shipping by Air All local and Miami-based freight forwarders can also ship by air. Alternatively, Cayman Airways Cargo has an air shipment service which can prove to be a cost-effective shipping option if you are moving from the US. You need to deliver the items packed for shipping to the cargo area at the airport. Once they are delivered in Cayman you will need to either arrange collection yourself or use a customs broker. Excess Baggage If you are only bringing your personal effects with you, other options to consider are using your airline’s excess baggage allowance. Cayman Airways now charges a fee of US$20 on the second bag for economy class passengers travelling to or from Miami, Tampa, Jamaica, Honduras and Cuba. Passengers travelling to or from New York or Chicago will be charged US$25 for the first bag and US$35 for the second bag. If your bags exceed the weight limit of 55lbs, you will be charged. However, more bags can be checked for a fee. Southwest airlines, which typically flies direct to and from Fort Lauderdale, accept the first two checked bags for free, as long as they are under 50lbs. The free baggage allowance on British Airways varies depending on the destination of travel and ticket class purchased. Fees for extra bags are less

if you pay for them in advance online. WestJet charges CAD$35 for the first bag, CAD$60 for the second and CAD$100 each for third and fourth bags. Shipping by Sea Transit time from Florida to Cayman is usually two to three days. You can ship your personal items through a shipping company (see below) or a freight forwarder. Upon arrival in Cayman, you or your freight forwarder of choice will be required to clear the shipment through Cayman Customs and the Port Authority and then arrange delivery.

Email: sales@thompsonshipping.com Ships full containers or LCLs. Their ship leaves the Port of Palm Beach, Florida, for Grand Cayman every Tuesday and Friday. SHIPPING CONSIDERATIONS

Import Duty Visitors and residents that are flying into the Island will no longer have to declare their goods through customs if they do not exceed the CI$500 goods allowance or the alcohol and tobacco quotas. If you’re

entering Cayman to take up employment or residency for a period in excess of 12 months, your personal and household effects are admitted duty-free, although they must be imported within six months of arrival. The six-month period starts the moment you arrive, rather than the date your work permit is approved. For the import of used personal effects, you must complete a ‘Declaration For Unaccompanied Baggage’ form in addition to the Customs Import Entry form and produce proof of residency by way of a

Hyde Shipping Corporation Full containers:

1801 SE 28th Street, Port Everglades, FL 33316, USA US Tel: 1 (305) 913 4933 or Cayman Tel: (345) 947 4933

P R E PA R I N G T O M OV E

Email: caymanteam@hydeshipping.com www.hydeshipping.com Less than container loads (LCL): 3740 W 104th Street, Suite 1, Hialeah, FL 33018, USA US Tel: 1 (305) 913 4933 Hydes send both full containers and LCLs to Cayman every Monday and Thursday. SE E AD PAG E 99

Seaboard Marine Cayman 8001 NW 79th Avenue, Miami FL 33166 US Tel: 1 (305) 863 4444 Cayman Tel: (345) 949 4977 Email: info@seaboardcayman.com www.seaboardmarine.com/grand-cayman/ Seaboard ships less than container loads from Miami and Jamaica and full-container loads from Miami, Brooklyn (NY), Houston, Savannah and Jamaica to Grand Cayman. Shipping is also available from the Caribbean, Central and South America, the Far East and Europe. SE E AD T H I S PAG E

Tropical Shipping 9505 NW 108th Avenue, Medley, FL 33178 US Tel: 1 (305) 805 6620 Local Agents: Thompson Shipping Cayman Tel: (345) 949 8044

www. c a y m a n r e s i d e n t . c o m

work permit or other means. If you can’t import your household items within the six month window, it is possible to ask the Collector of Customs for an extension. You will need to write a letter to PO Box 898, Grand Cayman KY1-1103 or call: (345) 949 4579. Most mail-order items will be charged 22% duty and any gifts sent by family and friends are also subject to duty. Common duty charges can range from 7% to 27%. Below is a list of common items and their duty rate. A full list can be found on https://online.gov.ky/cols/faces/colshtc.

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Customs continually upgrade its systems.

Once the Customs entry has been approved and finalised by Customs, payment will have Owen Roberts Drive, Tel: (345) 949 4579, before collection. There is also a Government inspection fee of CI$100 on all containers and CI$0.18 per cubic foot for less than container load shipments.

For air freight, you‘ll need to go to the Customs Warehouse on Owen Roberts Drive to collect your shipment. You will pay the warehousing fee, which depends on the weight and/or size of the package,

Books – Free

whichever is greater.

For ocean cargo, once the shipment has

Cars – Between 0% and 42%

been released by Customs, go to the Port

Clothing and footwear – 22%

Authority on Portland Road, Industrial Park,

Leather bags – Free

Tel: (345) 949 2055, to get clearance of your

Musical instruments – Free

goods. Once all fees are paid, you can collect

Toys – 22%

your shipment from the Port Authority.

Watches – 7%

They are open Monday-Friday 8.30am-

Antiques over 100 years old - 0%

4.30pm and Saturday 8.30am-12pm. For a

Clothing In Grand Cayman there are a reasonable selection of stores, but certainly not as many as in a large city and the prices will likely be more expensive than you are used to. Bring a reasonable amount of warm weather appropriate clothes and shoes with you.

Furniture, Lighting & Appliances Rented condos or homes generally come with all the basic furnishing, lights and appliances needed. If you’re buying a house or apartment, they will also usually come fully furnished, unless they have been newly built. Bring personal accessories and smaller

vary for less-than-container loads (LCL) based on the size and number of pieces in the shipment, calculated at CI$16.65 per 40 cubic feet and CI$7.20 per dock receipt. (Note: these prices are subject to change). Collect your items as soon as possible, as storage is charged after five days.

In the event that your goods are to be inspected, you will have to arrange

first need to pre-register on the new

an inspection time with the Customs

Customs Online System (COLS) website

Inspection Unit and have your documents

(www.customs.gov.ky). Once you submit

ready to show what has been declared.

the request they will either approve the what other documents are required. If approved, you will be given a COLS trader identification

number

(TIN)

and

information.

You will then be able to log in to the COLS website where you must start the nine step process to declare your goods. Supporting PDF documents needed will include invoices and the Bill of Lading/Airway Bill. Confirming the declaration will constitute as your electronic signature which will be legally

CAYMANRESIDENT 2022

Electrical Appliances Cayman runs on the same electricity system as the US (110/115v), but uses a 3-pin plug. However, the US 2-pin plug will work. If your appliances run on 220v and they don’t have dual capability, they will not work in Cayman.

Here are some basic guidelines to assist you in deciding what to bring to Cayman.

container, the fee is CI$768 and prices will

Before your shipment arrives, you will

registration or they will advise, via email,

Computers, Phones & Tablets Laptops, smart phones and tablets/iPads are dutiable if they were recently purchased overseas. If you are travelling to and from Grand Cayman with electronic devices, you can register them so you are able to prove to Customs that these devices have not just been purchased abroad. Visit www.customs. gov.ky. See the Shopping chapter for details on where to buy electronic goods locally.

Importing Food Small quantities of meat and seafood can be imported as long as it is for personal use only. A ‘Certificate of Wholesomeness’ is required for seafood in excess of 20lbs and can be obtained by applying for an Import Permit from the Cayman Islands Department of Agriculture. Small quantities of meats (up to 25lbs) can be brought in by passengers in their luggage as long as the meat is from an approved country (Read more: www.gov.ky/ portal/pls/portal/docs/1/12702493.PDF), is pre-wrapped under a brand name and has the Official Seal of Inspection of the country’s Meat Inspection Authority. You can bring in coffee and herbs for personal use, as long as they are sealed in their original packaging. No fruit or vegetables can be brought into Cayman in luggage.

20ft container, the fee is CI$384. For a 40ft

Customs Clearance Clearing your household effects through Customs yourself is possible, but it can be quite complex, so we recommend that you do it through a customs broker. They are reasonably priced and know the process inside out. The cost is usually CI$75-$100. If you’d prefer to handle the process yourself, here is an overview of what you need to do:

You may need a light sweater if you will be working in an air-conditioned building or when we are hit with a cold front. Bring a raincoat for the rainy season.

to be made at the Customs Department on

Alcohol - CI$1.95 to CI$15.98 per litre Cameras, binoculars, sunglasses – Free

binding. This process is subject to change as

DECIDING WHAT TO BRING & WHAT NOT TO BRING

items, like framed photographs etc. to help your new house feel like your own. Any larger pieces of furniture can be shipped from home later. There are some fantastic furniture and homeware stores in Cayman but think carefully before selling off good quality pieces of furniture or those with sentimental value. If you intend on buying new furniture overseas, you’ll have to pay for the shipping plus 22% duty.

Kitchen Appliances Most rental apartments come with appliances such as a washer/dryer, dishwasher, microwave, refrigerator and oven. A fully furnished apartment should also come with a toaster, kettle and coffee maker but if they don’t, then the local home centres stock these items. Check with your landlord beforehand so you know what will be included.

Wine Individuals can bring a maximum of four litres of wine in their luggage. If you want to import your wine collection from home you must bring it in through a company that has a liquor licence. Regardless of the value of your wine on the open market, the Cayman Islands Government charges the following duty per litre of wine: CI$10.80 for Champagne, CI$7.80 for sparkling wine, CI$3.60 for table wine and CI$5.25 for dessert wine.

P R E PA R I N G T O M OV E

Firearms/Weapons It is possible to import a firearm or your firearms collection to the Island, however, the Cayman Islands has very strict laws on the possession of unregistered firearms. It is illegal to possess a firearm without a Firearms Licence authorised by the Commissioner of Police. Punishment for this offence is severe with a minimum of 10 years’ imprisonment. To import, the applicant must complete a Firearms Licence and Import form, which can be obtained from the Royal Cayman Islands Police Service (RCIPS). In addition to providing the various supporting documents, the applicant will be required to declare that their firearm will be stored in a locked box or safe bolted to the wall and floor. The RCIPS reserve the right to inspect the safe, firearm and ammunition at any time. See the Sports & Fitness chapter for details on the Cayman Islands Gun Club. You can also import a bow and arrow or your bow-and-arrow collection but all the same procedures for importing and storing a gun must be followed. The use of spear guns are also regulated. It is illegal to possess, use and import a spear gun without a licence from the Marine Conservation Board.

Medication Be sure to pack at least a month’s supply of medication that needs to be taken daily while you organise your on-Island healthcare. Most medicines are available on Grand Cayman, although they may be sold under another brand name. Ask your GP for the generic names of prescription drugs. See the Health & Wellness chapter for a list of pharmacies.

We can accomodate the needs of every customer, large or small. • Twice weekly sailings from PEV to GCM • Dry and refrigerated cargo • LCL (less than container load) & FCL (full container load) • Consolidations • Boats/Automobiles • Heavy equipment • Pallets, boxes and crates

345-947-HYDE (4933) | caymanteam@hydeshipping.com 90 Godfrey Nixon Way | www.hydeshipping.com

www. c a y m a n r e s i d e n t . c o m

Immigration Passports & Domicile

I M M I G R AT I O N & PA S S P O R T S

Entry for Visitors/Tourists New Arrivals without Cayman Connections 1. Work Permits a) Full Work Permit (FWP) - Standard Term Limit (9 Years) - Registering a Job on JobsCayman - Change of Employer, Promotions - Dependants of a Work Permit Holder b) Temporary Work Permit (TWP) c) Business Visitor’s Permit 2. Government Contracted Workers 3. Special Economic Zone Certificate 4. Global Citizen Certificate 5. Student Visas 6. Certificate of Direct Investment 7. Business Presence Residency Certificate 8. Residency for Independent Means 9. Certificate of PR for Independent Means

100 101 101 101 101 102 102 103 104 104 105 105 105 105 105 106 106 106

Existing Residents with Cayman Connection 1. Permanent Residency a) Residency with the Right to Work (PR) - Permission to Continue Working - The Next Step for Permanent Residents - How to Appeal a PR Refusal b) Residency as the Spouse of a PR c) Residency as the Dependant Child d) Residency as the Spouse of a Caymanian - Death or Divorce from a PR 2. Residency by Entitlement of a BOTC 3. Naturalisation 4. Acquisition of the Right to be Caymanian - Spouse & Children of Caymanians - Marriages of Convenience

107 107 107 109 109 109 109 110 110 110 110 110 111 112 112

Immigration Services & Consultants Visas & Passports UK & US Domicile & Tax Status

113 113 115

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Photos courtesy of Rebecca Davidson and Bryan Winter

An overview of work permits, employment rights certificates, permanent residency, visas and domicile.

ENTRY FOR VISITORS/TOURISTS

At Cayman Resident, we are often asked how many days one can stay in the Cayman Islands as a visitor. Under the law, a person who has no other basis to enter the Cayman Islands (i.e. a Work Permit) and with no right to residence may be admitted into Cayman as a visitor for up to six months, with extensions permissible in rare circumstances thereafter. However, many people arriving in Cayman will be permitted entry for an initial 30 days only, unless they own property in which they will be staying and can demonstrate an ability to maintain themselves during their stay. If a person is admitted as a visitor and they want to stay longer, and an extension beyond 30 days was not approved on initial arrival, then they have to go to Customs & Border Control (CBC), located on 94A Elgin Avenue in George Town, before their time runs out, fill out an extension form and request to remain longer. This process can now be done online at www.cbc.gov.ky. Fees of CI$50 are payable for the first extension and CI$100 for each further extension. Note that it can get quite expensive after a few months! However, if you plan well in advance and come prepared with a letter showing you can support yourself, have health insurance and have somewhere to live, you may possibly be given a longer period to stay upon landing. If a visitor is arriving for a significant period, like many of our returning ‘snow birds’ do over the winter period, then they will generally be admitted for up to six months. For this, they must show the entry officer their return ticket, a very recent bank or investment

statement showing that they have sufficient funds to support themselves and a hotel/ condo reservation or a lease. This paperwork is looked at very discreetly and returned to the visitor. If the visitor owns a home in the Cayman Islands and can show the Land Register, then a six-month permission will be granted to them and other visitors travelling and visiting with them. Entry to Cayman Since COVID-19 At the time of writing (September 2021) the Government has pushed back Cayman’s border reopening until 2022. We hope as a greater percentage of Cayman residents get vaccinated and the vaccination records of overseas travellers can be properly verified, the Government will provide more concrete timelines in due course. For the latest status of ‘Cayman’s Phased Border Reopening Plan’ visit www.caymanresident.com.

If you are looking to move to the Cayman Islands and are neither Caymanian, nor married to a Caymanian, nor married to a work permit holder, permanent resident or in a civil partnership with one, below are the normal ways you can become legally resident: 1) Work Permits a) Full Work Permits (FWP) b) Temporary Work Permits (TWP) c) Business Visitor’s Permit & Visitor’s Work Visa 2) Government Contracted Workers 3) Special Economic Zone Certificates (SEZ) 4) Global Citizen Certificate 5) Student Visas 6) Certificate of Direct Investment 7) Residency Certificate (Substantial Business Presence) 8) Residence as a Person of Independent Means 9) Certificate of Permanent Residence for Persons of Independent Means

It is worth noting that an overriding principle of Cayman Islands Immigration legislation is that employment and career opportunities are offered to Caymanians before any other nationality. Caymanians

1. WORK PERMITS Despite being a British Overseas Territory, the Cayman Islands are not part of the United Kingdom. Therefore, no advantage is given to British nationals over any other nationality. However, not every foreign national working in the Cayman Islands needs a work permit. There are specific categories of persons who are exempt from the requirements, for example, Cayman Islands Government employees. Others can be exempted subject to strict requirements, for example, journalists representing a recognised news organisation and nonexecutive directors of companies carrying on business in the Cayman Islands are allowed to attend board meetings, provided they remain in the Cayman Islands for no longer than ten days. A few other examples of people and activities that are exempted include: visitors who are coming to Cayman to organise, attend or speak at a conference or seminar; those representing an overseas educational institution who have come to promote or interview applicants for places, and those visiting for the purpose

of servicing or repairing products under warranty. a) Full Work Permit (FWP) These allow a person to work and remain in the Cayman Islands for a specified period of time. All work permit fees are the responsibility of the employer. The law prohibits employers from requiring employees to pay any part of such fees. Annual fees range from nil (for positions in education) to up to CI$32,400 for the most senior positions in the legal industry. It is an offence for any non-Caymanian engaging in gainful occupation (and who is not expressly exempted from the work permit regime) to engage in gainful occupation in the Islands without a work permit or alternative permission. Prior to granting or renewing a permit, the relevant Board or the Director of WORC will need to be satisfied of a number of matters including: the need to engage the services of the prospective worker, attempts to find a Caymanian or other person who is already legally resident to fill the role; the character of the worker and the protection of local interests. The person is also required to have proficiency in the English language if from a nonEnglish speaking country. Many skilled workers are granted a permit for between two and five years, with a renewal fee payable each year. Note that work permits for self-employed people are only issued in exceptional circumstances. Employers, in the private sector, but excluding those employing household staff, must hold a valid Trade & Business licence. Standard Term Limit (9 Years)

All foreign nationals gainfully employed in the Cayman Islands are currently entitled to be considered for the grant of a work permit for up to nine years. After eight years, most residents are assured of the right to apply for Permanent Residence. After nine years, foreign nationals who are subject to a nine-year term limit and have not applied for Permanent Residence will generally not be granted any form of work

www. c a y m a n r e s i d e n t . c o m

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I M M I G R AT I O N & PA S S P O R T S

NEW ARRIVALS WITHOUT CAYMAN CONNECTIONS

are given preference over similarly qualified expatriates and employers must generally take steps to provide training opportunities to Caymanians who have the potential to fill a particular position. With the reality that Caymanians have already become a minority in their own Islands, efforts are made to ensure that a balance of other nationalities exists, so that no other nationality is culturally or numerically dominant. If a Caymanian cannot be found for the position, then preference in employment opportunities is required to be given first to the holders of Residency and Employment Rights Certificates who are married to Caymanians, next to Permanent Residents with the Right to Work and finally, to other persons who are already legally and ordinarily resident in these Islands, including existing work permit holders and their approved dependants. As a general rule, only if these categories of persons are unavailable for a position will a permit be granted to a person who is from overseas.

I M M I G R AT I O N & PA S S P O R T S

permit until they have ceased to be resident in the Cayman Islands for at least one year. In most instances, this means they will be expected to leave the Cayman Islands for a minimum of 12 months before they can be granted a new work permit. Visits in the intervening period for vacation and the like as a genuine tourist visitor do, however, seem to be generally permitted. Note: there are exemptions to the term limit provisions. For example, a person married to a government worker, or a person whose term limit is set to expire after their spouse’s, can arrange for their permit to be renewed until their spouse’s term limit is reached. In order to understand the reasoning behind the Government’s creation of limits on work permit terms, it is helpful to know the history of the population increase in this diverse community. The Cayman Islands have undergone a dramatic change since the early 1970s. At the start of that decade, the population was approximately 10,000 people and now, 50 years later, there are indications that more than 70,000 people now live in the Cayman Islands. Much of this dramatic increase has come about as a result of foreign nationals settling on the Islands and obtaining permanent rights of tenure. With that change has come not only strains on the infrastructure, but a recognition amongst generational Caymanians that their culture might be overwhelmed if the process is not managed correctly. There is also a perception by many Caymanians that their participation in the success of Cayman is diminishing. Whilst the people of the Cayman Islands are welcoming towards foreign nationals, there has been a realisation that continuing to invite ever increasing numbers of individuals to acquire security of tenure and become permanent inhabitants of Cayman is unsustainable. Even with the hurdle of Term Limits, the population growth has continued at an accelerating pace. Registering a Job on JobsCayman

It is now a requirement that all jobs are registered on the jobcayman.worc.gov. 102

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ky web portal prior to applying for or renewing a work permit. The first thing you need to do is register your company and then you can register the specific job that you are trying to fill. Very detailed steps can be found on the Cayman Resident website, but if you are having problems, then call WORC on (345) 945 9672 and someone will talk you through what to do. You can then either email the work permit documents to WORCpermitsubmissions@ gov.ky or drop them off at WORC’s office on Mary Street. Required Forms

All immigration permit forms and instructions can be downloaded from WORC’s website, www.worc.ky. Please note that an original Police Clearance Certificate (and a certified translation if not in English) is required. At present, there is a general expectation of there being a raised seal on such documents. Translations are generally required to be provided through an approved translator. Make a copy of all the paperwork submitted and keep it on file for the rare occasion that the paperwork is lost by the WORC. Police Clearance Certificates (for persons already resident in Cayman for six months)

These forms must now be requested online: 1) Visit www.eservices.gov.ky and click on the ‘Apply for a police clearance certificate’ tab. 2) Fill in the form. 3) Upload the picture page of your passport and a current work permit stamp for work permit holders. 4) Request for the police clearance to be emailed to you or mailed to you. The former takes 2 days and the latter about four weeks. 5) Pay CI$25 per police clearance. Medicals for Immigration Purposes

All work permits over three months in duration, including work permit renewals, Permanent Residency and Caymanian Status applications must be accompanied by a completed medical questionnaire. Spouses and children over the age of 18 must also submit a

medical questionnaire. Among other things, the medical report will require you to take a blood test and furnish lab reports with HIV and VDRL tests included. You will also need a chest X-ray. Medical examinations are required on first application and once every three years thereafter. Lab tests have to be repeated with each medical exam but chest X-rays are only required once every five years. Getting a medical done is a very simple process and can be completed in 30 minutes in Cayman. A medical questionnaire that is completed overseas and in a foreign language must be translated into English and the translation certified as a true copy of the original. Change of Employer, Promotion or Redesignation

Subject to some exceptions, the holder of a work permit may not change his/her employer for the duration of a permit. Changing employers upon the expiry of a work permit is permitted, although a release letter from the previous employer is usually requested before the relevant board or WORC official will grant a permit in favour of a new employer. Protections are in place to prevent expatriate workers from falling victim to unscrupulous employers and WORC will assist workers as appropriate in relevant circumstances. During the duration of a work permit, the holder may not be promoted or re-designated without their employer notifying the relevant board (or director of WORC) and formal consent being received. This restriction is intended to protect opportunities for Caymanians and to ensure that due revenue is collected. Applications must be made well in advance, with new positions not started until after all required approvals have been forthcoming. Rules on Residing on-Island Whilst a Work Permit is Processing

WORC generally requires that you be offIsland while a Full Work Permit (FWP) or Temporary Work Permit (TWP)

application is in process. Therefore, do not book your flight until your permit has been approved or in normal circumstances you will risk being asked to leave again.. Further, although the vast majority of applications are approved without issue, there can be no guarantee that any application will be ultimately successful. However, if you are already on-Island and are switching from one employer to another you may not need to leave the Island while your new work permit is processing. Having said this, you should make sure that your release letter from your current employer is dated to take effect on the exact date on which you hope to be authorised to commence gainful occupation in the service of your new employer. If this is not possible, then you may be required to get a Visitor’s stamp in your passport when your current work permit is cancelled, to avoid any prospect of you being labelled as an overstayer. Dependants of a Work Permit Holder

• Relocation I M M I G R AT I O N & PA S S P O R T S

The relevant Immigration Board has to be satisfied that the worker has sufficient income available to adequately support any dependants. Currently, the Board would expect to see a minimum monthly household income in the region of CI$3,500 for one dependant to be included, with an increase of CI$500 for each additional dependant. This is a guideline only. In every case, the character, reputation and health of your dependants is taken into consideration, as well as whether you can comfortably afford to feed, house, educate and maintain them in the Islands. The possibility is that you will be granted a work permit, but your children will not be allowed to accompany you if your income is considered insufficient. For a complete breakdown of the immigration rules for children born in or residing in Cayman to expatriates, please see the Cayman Parent 2022 magazine, which has an extensive section on this subject. Each year, a fee of CI$250 will be collected for each dependant of a worker in the unskilled category and CI$500 for each dependant of a worker in the skilled category. It appears to be open to the employer and the employee to agree between them who will pay for this as it does not constitute part of the Work Permit fee. A non-refundable fee of CI$200 per person is also collected for repatriation. Either you or your employer can submit the letter applying for your spouse or children to be a dependant on your work permit, but your employer must submit a letter indicating the number of hours per week you work, your monthly income and any other benefits you receive. If each parent is working, then the employers of both must provide a letter. If your family members are not added as dependants, then they can only stay here as temporary visitors. Note that only the following can be dependants of a work permit holder: spouses, children (including step and adopted children), grandchildren, parents, step-parents, grandparents, brothers, sisters (including half-brothers and halfsisters) and civil partners. This means that girlfriends, boyfriends and fiancées cannot be listed as dependants on a person’s Work

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Permit. However, the Cayman Islands now generally recognises legally married samesex spouses as dependants. If a girlfriend or boyfriend comes to the Island without their own work permit, they will be allowed in as a visitor and in all likelihood will be given as little as 30 days to stay. It would help their case if they arrived at the airport with a letter from their ‘sponsor’ (the permit holder) that says that they will be supported while they are here. If they come in with this letter, they might be given a total of three to six months to stay. Stays of longer than six months in any calendar year by any person classed as a visitor are, in normal circumstances, unlikely to be permitted.

I M M I G R AT I O N & PA S S P O R T S

Dependant Children Over 18 Years

Dependant children of work permit holders can only remain on a parent’s work permit after the age of 18 if they are a) in fulltime tertiary education or b) in special circumstances (such as the child is unable, for medical or other exceptional reasons, to maintain themselves). Should your child turn 18 before they finish secondary school, the Immigration authorities will usually allow your child to remain in Cayman, although not formally as a dependant on your work permit, until they complete their secondary education. However, if your child chooses not to go on to university or college, and they want to continue living in the Cayman Islands, then their only option may be to try and get a work permit. At this point they are competing with every Caymanian and Permanent Resident school leaver who will have precedence over them, placing them at distinct disadvantage in seeking job opportunities. See further in this chapter for rules on children of Permanent Residents who are over the age of 18. Divorced or Divorcing Couples

Note that should an expat couple living in Cayman decide to divorce, any nonworking, previously dependent spouse will have no particular right to stay in Cayman. Residence based purely on the 104

CAYMANRESIDENT 2022

presence of children is not contemplated by the Immigration Law. Children in such circumstances can remain as approved dependants of the parent who is on a work permit or government contract, and continue to attend full-time education until adulthood (as late as 24 if attending university). However, the formerly dependent parent will likely only be able to remain if they obtain their own work permit (including through the Special Economic Zone regime) or government contract; or alternatively secure some form of residency as a person of independent means. They may be permitted to remain as a tourist, but remaining in such a capacity for more than 90 days can present difficulties, and no permission ought to be expected after six months in any year. On the other hand, the former spouse of a Caymanian, who is the parent of Caymanian children, will usually be allowed to remain (subject to various approvals) and be permitted to work until the children complete their education or their 24th birthday, whichever happens sooner. See further in this chapter under Permanent Residency (PR) for details on those with PR divorcing and the immigration implications it can have on you depending on your residency status. b) Temporary Work Permit (TWP) In appropriate circumstances and upon suitable application, the Director of WORC or their designate may grant a Temporary Work Permit to an individual, permitting them to engage in gainful employment in the Cayman Islands. Such permits, if granted, range from terms of one month up to a maximum of six months and generally cannot be extended or renewed. An eight-month permit, “A Seasonal Work Permit”, which can span the high season in the tourism industry, is also available. These cannot be extended or renewed. While Temporary Work Permits are often used as a bridge between the arrival of an expatriate worker and the issuance of their Full Work Permit, their use (save in

exceptional circumstances) for persons who are not genuinely intended to be temporary employees is discouraged. Nevertheless, where urgency is required in the granting of a work permit, seeking and gaining of permissions, the authorities will tolerate the use of the Temporary Work Permit regime to achieve expedition. Notes on a TWP: 1) A medical questionnaire is only required if the permit is being sought for more than three months; 2) There is no prohibition on applicants for TWPs having dependants; 3) TWP applications can be expedited on payment of an ‘express fee’, which can, in normal circumstances, guarantee initial processing within 48 hours. See worc.ky for necessary forms needed. Anticipated changes in the system, which are expected to reduce the application time for Full Work Permits to two weeks, will likely significantly reduce the ability of employers to rely on Temporary Work Permits for Full-Time positions. c) Business Visitor’s Permit & Visitor’s Work Visa Any business in Cayman that regularly needs workers to come from overseas to work for no more than 14 days on any particular visit may seek to apply for a Business Visitor’s Permit allowing such individual(s) permission to work for a specified number of visits per year, subject to strict limitations. These Business Visitor’s Permits are not available for people attending for one visit only. There is also a category of Visitor’s Work Visa, which permits individuals who are employed outside of the Islands, and who wish to visit for up to five calendar days at a time, in order to engage in commercial activity with a locally licensed entity or person (a ‘sponsor’), to apply for the grant of a Visitor’s Work Visa. To obtain a grant on arrival, the local business or visiting worker must download a ‘Letter of Invitation’ form from the immigration website and email it to imm-vwv@gov.ky at least 24 hours

2. GOVERNMENT CONTRACTED WORKERS Any person employed as a Civil Servant by the Cayman Islands Government, or employed by other prescribed employers, including the Government of the United Kingdom, does not require a formal work permit, and will have appropriate permissions for them, and approved dependents, to live in the Cayman Islands stamped into their passports. Whilst no Term Limit is currently applied to such persons, they are eligible to apply for Permanent Residence pursuant to the points system, once they have been resident in the Islands for more than eight years. Care must be taken to ensure that any dependant children are able, should they wish, to remain resident in the Cayman Islands in the event that they cease to be classed as dependants on their parent’s Government contract. 3. SPECIAL ECONOMIC ZONE CERTIFICATE (SEZ) These certificates are in effect a special

category of work permit. They are only available to employees of entities (“Special Economic Zone Enterprises”) established within Cayman Enterprise City’s SEZs which include Cayman Tech City, Cayman Commodities & Derivatives City and Cayman Maritime & Aviation City. Zone Certificates enjoy certain advantages over traditional work permits, including in many instances, a lower cost to employers, and an exemption from any requirement to prefer Caymanians or other legal residents for any employment. Accordingly, no advertising is required as part of the application process and the permissions are capable of being granted in only a few weeks. Applications are available from Cayman Enterprise City and from a number of local law firms, who assist enterprises establishing within an SEZ. See the Running a Business chapter for more information on Cayman’s SEZs. 4. GLOBAL CITIZEN CERTIFICATE Although coming to a close for new applicants, for the last two years the Global Citizen Certificate has allowed people with financial independence to relocate to the Cayman Islands and work remotely, while living and enjoying Cayman. For many this was a straightforward and cost effective way to dip a toe into all that Cayman has to offer, while enjoying all the benefits of formal residence. The two-year Certificate is still running for all those that applied before the deadline of October 31st 2021 and who could demonstrate that their existing (and anticipated ongoing) employment was based outside of the Cayman Islands. The criteria for eligibility included a demonstrable annual income of no less than US$100,000 for a single person, US$150,000 for a couple, and US$180,000 for an applicant and spouse and children. The holders of these certificates are expected to reside in the Cayman Islands for a minimum of 90 days each year. The Government fees are US$1,469 per annum for an applicant and spouse, with a further US$500 payable for each dependent. Prior to the expiry of any

Certificate it is anticipated that the holders will be provided with the opportunity to transition into alternative immigration permissions. Accordingly, it is expected that it can form a part of the initial stages towards ultimate citizenship. In case the programme is continued beyond October 31st 2021, here is the online application: https://www.visitcaymanislands.com/enus/global-citizen-concierge/apply-now/ application-form. 5. STUDENT VISAS A non-Caymanian who is 18 years of age or older, seeking to enter the Cayman Islands to attend a recognised educational institution on a full-time basis, may be granted a student visa. The student should be self-sufficient or provide proof of support from other means. They must also submit a medical questionnaire and a police clearance certificate when applying. The application process generally takes four weeks. The student visa does not allow the student to engage in any gainful occupation. The student is expected to leave the Cayman Islands on completion of the programme. Student visas can be granted for a period of up to four years but may be extended for a further 12 months. A person on a student visa may, after the proper application, have a dependant added to their application and can seek other permissions simultaneously with or following, their student visa’s expiry. It is possible, in appropriate circumstances, for a student to be given a visa to study online whilst in the Cayman Islands, even though the institution is not itself physically here. 6. CERTIFICATES OF DIRECT INVESTMENT Wealthy individuals who are in a position to invest a substantial sum in an employment generating business or businesses in the Cayman Islands, may wish to participate in an incentive scheme intended to attract investors and their dependants. Such persons may, provided they can demonstrate an investment (or imminent investment) of a minimum

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before they are due to arrive. It should be noted that once approved, the person will be required to pay CI$100 at the airport. The Visitor’s Work Visa is not available to those who are employed in a professional capacity (lawyers, accountants, medical professionals, architects, surveyors, teachers and other occupations) or who are otherwise not entitled to a work permit by virtue of having reached their term limit. The Visitor’s Work Visa also does not exempt someone from the requirement to obtain an entry visa if they possess a passport from a country that would otherwise require a Visitor’s Visa to enter the Cayman Islands. In addition, a business visitor may not hold more than one Visitor’s Work Visa in relation to the same sponsor or sponsors within the same calendar month, but, unlike a Business Visitor’s Permit, a Visitor’s Visa may be used for a single visit. Visitors Work Visas are dealt with by Customs and Border Control, not WORC.

I M M I G R AT I O N & PA S S P O R T S

of CI$1,000,000 in an employment generating business (or businesses) on the Island, apply to the Director of WORC for a Certificate of Direct Investment. Approval-in-Principle Certificates which are valid for six months are available prior to applying for a full certificate. Full certificates are valid for 25 years and are renewable. Such a certificate entitles the holder to reside in the Cayman Islands and to work in the business or businesses in which the holder has invested. The spouse and dependent children (where applicable) of the holder of a Certificate of Direct Investment will, on successful application, be granted a Direct Investment Holder’s (Dependant’s) Certificate, permitting them to reside in the Islands for the duration of that certificate. The application fee is CI$1,000 with a further CI$20,000 payable on issue of the certificate with an additional CI$1,000 payable for each approved dependant. 7. RESIDENCY CERTIFICATES (SUBSTANTIAL BUSINESS PRESENCE) A Residency Certificate (Substantial Business Presence) is available to individuals who either own at least a 10% share in an approved category of business or will be employed in a senior management capacity within such a business. In each case, the business must have a substantial presence in the Cayman Islands. It is designed and intended to be less onerous than the more established option of a Certificate of Direct Investment and is not limited to owners of the business. Approved categories of business include: fund administration, brokerage services, investment and fund management services, investment banking, financial trading (including foreign exchange, securities and derivatives), captive insurance or reinsurance management services and underwriting, actuarial services, insurance claims management, family office, hedge fund administration, any business in Cayman Brac providing back office support, and any company registered as 106

CAYMANRESIDENT 2022

an exempted company under section 164 of the Companies Act (2018 Revision). It is expected that people in these positions would fill a senior management capacity and therefore ordinarily attract an annual work permit fee of CI$20,925 or above (or CI$5,000 or above if based in Cayman Brac). Provided the Director of WORC is satisfied that the applicant and any spouse have clean criminal records and that they and any dependants are in good health and possess adequate health insurance, as well as fulfilling the other requirements, then the applicant will be issued a 25 year Residency Certificate. A grant fee of CI$5,000 is due on issuance, with a further CI$1,000 payable in respect to each approved dependant. In addition, Certificate holders are required to pay an annual fee equivalent to that payable by a work permit holder in the same occupation. 8. RESIDENCE AS A PERSON OF INDEPENDENT MEANS For foreign nationals not wishing to work in the Cayman Islands but simply wishing to have the right to reside, there are alternative options. In particular, one can apply to the Director of WORC for a Residency Certificate which is valid for 25 years and is renewable. To reside in Grand Cayman, the person must show proof of an annual income of at least CI$120,000 (without engaging in employment in the Cayman Islands) along with an investment of CI$1,000,000 (of which CI$500,000 must be in developed real estate). The “remaining” CI$500,000 must be invested in a company or property – and simply holding assets with a broker or monies in a local bank account (whilst encouraged) do not count for these purposes. Investing in a local business, or even one which has shares publicly traded such as Caribbean Utilities Company can count. Most often, applicants will simply buy a substantial home (or a number of apartments) and immediately meet the requirement. A deposit maintained in a local bank or institution of no less than CI$400,000 deems an applicant to have sufficient funds

(and income) to maintain themselves and their dependants. Alternatively, they will generally be expected to prove an annual income of no less than CI$120,000, without needing to work. To become resident in Little Cayman or Cayman Brac, proof of an annual income of CI$75,000 without the need to be employed in the Cayman Islands is required, as well as an investment of CI$500,000 locally, of which at least CI$250,000 must be in developed residential real estate. Whichever Island is to become your home, there is a one-time fee payable on grant of CI$20,000 and a further CI$1,000 payable for each approved dependant. The initial application fee is CI$500. The CI$1,000 dependant’s fee is then payable annually. The process of applying for a Residency Certificate is relatively straightforward although at present requires approximately six months to be processed. Legal fees for this option are unlikely to exceed US$8,000. Please note that with this form of Permanent Residency you can never claim to have changed your Domicile of Choice. Please consider this if you are trying to change your domicile permanently. If this is the case then you should seek the Certificate of Permanent Residency. 9. CERTIFICATES OF PERMANENT RESIDENCE FOR PERSONS OF INDEPENDENT MEANS This is the ultimate permission which can grant Permanent Residence with the right to resident permanently in the Islands for the rest of ones life. It is based on investment, rather than on waiting eight years to become eligible to apply, subject to a points system, for Permanent Residency. Unlike Residency for Persons of Independent Means, this option has no expiry date and qualifies the holder (upon certain criteria being met) to become eligible for Naturalisation as a British Overseas Territories Citizen (BOTC) once they have been resident in Cayman for five years. Once naturalised they are entitled to a BOTC (Cayman Islands) passport. Upon

with an annual fee thereafter payable, equivalent to a Work Permit fee, for as long as employment is maintained, or until the individual becomes a Caymanian.

c) Based on being the Child of a Permanent Resident d) Based on being the Spouse of a Caymanian 2. Permanent Residency (without the Right to Work) as a British Overseas Territories

Enforcement

Citizen registered by entitlement by virtue of a

Breaches of the Immigration Law are treated as quasi-criminal by the Department of WORC and can have very serious consequences for all concerned. Overstaying, working (or employing someone) without or outside of the terms of permission granted may result in arrest and prosecution.

connection with the Cayman Islands

EXISTING RESIDENTS - CAYMAN CONNECTIONS

For those expatriates with a connection to the Cayman Islands various options may be available (in addition to the above). These are as follows: 1. Permanent Residency with the Right to Work a) Based on application made after 8 years of living in Cayman b) Based on being the Spouse of a Permanent Resident

3. Naturalisation 4. Acquisition of the Right to be Caymanian.

1. PERMANENT RESIDENCY WITH THE RIGHT TO WORK a) Based on application made after eight years of living in Cayman Almost all persons who reach eight years of continuous legal ordinary residence in the Cayman Islands are eligible to apply for Permanent Residence with the Right to Work. Applicants are assessed under a points system which seeks to be as objective and transparent as possible, and those achieving 110 points or more are assured of a grant. If you are successful in gaining a Certificate, then you must annually submit a declaration in respect of your job,

LEGAL SERVICES

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further application, they can become a full British Citizen. Neither Cayman nor the United Kingdom require the surrenderof any existing citizenship. Finally, once a person has been a BOTC citizen for five years they can apply to become Caymanian. In order to qualify for the Certificate of Permanent Residence for Persons of Independent Means, applicants will be required to have invested a minimum of CI$2,000,000 in developed real estate and possess sufficient financial resources to maintain themselves and their dependants. An applicant will also need to demonstrate that they and their dependants are in good physical health and of good character. The number of these types of certificates is restricted to an annual quota of 250 set by the Cabinet. The application fee is CI$500 with a further CI$100,000 due upon grant and an additional CI$1,000 payable per dependant. The CI$1,000 dependant’s fee is then payable annually. The right to work in an approved occupation can be gained subsequently

I M M I G R AT I O N & PA S S P O R T S

investments and other factors including the status of your dependants. There is a condition whereby if the Certificate holder sells an investment that was listed in his/her application for PR, then they must purchase an alternative qualifying investment within 180 days and inform the Board with the details of the transaction, within 30 days.. An unsuccessful applicant will be given a permission to continue working for no less than 90 days, following which they will be expected to leave the Islands. An application for Permanent Residence with the Right to Work can be administratively onerous although applicants, particularly those individuals who prepare over the years leading up to it, are likely to find their application successful. Under most conditions, if an applicant is successful, then they can remain in the Cayman Islands indefinitely, provided an annual fee is paid by them or their employer which is the equivalent to the fee paid for a full work permit. They can work for any employer, although limitations are placed on the specific role which they are entitled to fill. Variations may be granted with the prior approval of the Caymanian Status and Permanent Residency Board or Director of WORC. Factors considered in a Permanent Residence application include: >

108

Your Occupation; Including Whether it is

available under this factor.

Community Life chapter to get other ideas

Local Investments: Investment in Cayman

of where to get involved. You may be

Islands real estate and/or in a locally

eligible for slightly higher points if you can

licensed company has the potential to

demonstrate that you have been training

generate up to 30 points. The total amount

or mentoring Caymanians, especially if the

paid towards such investment(s) (including

mentoring is outside of normal work hours.

the full amount of any mortgage payments,

asked 40 multiple choice questions and

and stamp duty paid) is assessed relative

will receive half a point for each correct

to an applicant’s income over the prior

answer. The questions on the test have

five years. This is subject to a minimum

generally been taken from The Cayman

threshold of CI$50,000. Investments in

Islands in Transition (by J.A. Bodden; Roy

excess of CI$500,000 are guaranteed

Bodden), Founded Upon the Seas: A History

maximum points.

of the Cayman Islands and Their People

Financial Stability: Evidence of savings

(by Michael Craton), Foundation - The

held in local bank accounts (again relative

Arts and Culture of the Cayman Islands

to income) generates points. The maximum

Volumes 1-4 (Cayman National Cultural

15 points available will be awarded to any

Foundation), Caymanian Expressions: A

applicant who can demonstrate that they

Collection of Sayings and Expressions Used

have (and have maintained) in excess of

in the Cayman Islands (by Kevin M. Goring)

5% of their last 12 months income in a local

plus the media as well as community and

bank account. Further additional points are

cultural events. The University College of

based on annual salary and income. By way

the Cayman Islands is offering a four-week

of example, a person earning CI$55,000

course that covers the history, culture,

each year will (generally) be awarded seven

political system, general facts and the

points. However, in calculating the points

evolution of the economy of the Islands.

available for a given salary a deduction

Close Caymanian Connections: Having a

is made from the salary in respect of

close relative who is Caymanian will result in

dependant children. Of vital importance is

an automatic award of points. The amount

your ability to provide for the healthcare

of points vary depending on the nature of

and educational needs of your family. >

History and Culture Test: You will be

the cost of renovations, where applicable

the relationship.

Community Involvement and Integration

Demographics and Cultural Diversity:

“Priority” in Nature: 15 points are presently

into the Caymanian Community: Up

Points are awarded based on an applicant’s

available for each and every occupation,

to 20 points are available. By way of

country of origin, provided their nationality

with (at least theoretically) another

example (provided more than 35 hours are

is below 10% of the number of work permits

15 bonus points available in relation to

spent over a year in relation to relevant

in force. At present, Jamaicans and Filipinos

occupations which have been determined

participation) two points will be awarded for

are ineligible for points: citizens of those

by the CI Government to be “Priority” in

each year an applicant has been engaged in

countries already comprise approximately

nature. No list of “Priority” occupations has

relation to the rehabilitation of offenders,

42% and 13% of work permits in force in

been published as at time of writing.

whilst participation and assistance in a

the Cayman Islands. UK nationals presently

Education, Training and Experience: A point

local service club will generate 1.5 points

comprise approximately 6% and can expect

is available for each year of experience that

for each year. Other points can be gained

as little as 5 points. Citizens of all other

an applicant has been in their role (after a

through charitable donations. Working

minimum threshold of two years with a max

with children and vulnerable adults may

of 10 years). Points are also available based

grant more points to your contribution to

points depending on their age. The most

on levels of academic or other qualification

the community. Outstanding initiatives

“desirable” bracket is in respect of

relevant to their occupation or role. For

to get involved in include the Aim Higher

applicants aged between 25 and 35. Ten

example,

mentoring programme (email: pamella.

points are awarded for persons falling within

persons

with

professional

qualifications are eligible for 15 points,

mitchell@kobrekim.ky)

whilst possessing an Associate’s degree

(Literacy is For Everyone) programme

will garner 8 points. A total of 25 points are

(email: volunteer@life.org.ky) or see the

CAYMANRESIDENT 2022

and

the

countries can presently expect 10 points.. >

LIFE

Age: Applicants are eligible for varying

this range as at the date of application. >

Deductible Components: Points can be lost in defined circumstances including where

an applicant suffers from a contagious

The Next Step for Permanent Residents

mistreated fellow workers, or where they

Many people have asked what happens next once someone has been granted Permanent Residency (PR). Below we explain.

do not have an adequately funded pension.

disease that could make them a danger to the community, are proved to have

Permission to Continue Working (PCW)

When a person applies for Permanent Residency, he/she must apply for and be granted Permission to Continue Working (PCW) before any existing work permit expires, otherwise they will have to cease work when their latest permit expires. If the applicant’s final work permit has already expired, they are not entitled to work whilst awaiting the outcome of their application for permanent residence, until they have a ‘PCW’ stamp in their passport. A ‘PCW’ stamp attracts the same fee as a six month work permit and must be renewed every six months while the application is pending. Most Permanent Residence applications are presently dealt with within nine months.

Naturalisation:

Once you have been

granted PR you only need to wait 12 months from the date of approval, and then you can apply to be naturalised on the grounds of residency. This is an essential step if you would ultimately like to apply for Cayman Status (other than on the basis of being under 18 and the child of a Caymanian, or the spouse of a Caymanian). Please see the Naturalisation section in this chapter for more information on the process. >

The Right to be Caymanian (Caymanian Status): Once you are naturalised and five years have passed (or you have been resident in the Cayman Islands for 15 years, whichever happens earlier), you can apply for Caymanian Status. Please see the Right to be Caymanian section in this chapter for all the details.

How to Appeal a Permanent Residency Refusal

If your PR is turned down the first thing you have to do is decide whether you are going to appeal the decision or not. If you choose to appeal then the next step is to serve a formal Notice of Appeal on the Secretary of the Immigration Appeals Tribunal (IAT) – located in the Government Administration Building. Your Notice of Appeal ought to be received by the IAT within 28 days of your application being refused. At this point all you need to include in the letter are a) the grounds under which you are filing the appeal (i.e. that the refusal was (i) erroneous in law (ii) unreasonable (iii) contrary to the principals of natural justice or (iv) at variance with the Immigration Regulations) b) the decision against which the appeal is made c) a copy of your original application and the refusal letter (if that latter document is available) and d) a bank draft for CI$1,000 made payable to the CI Government, which is non-refundable. Once the IAT receive your appeals paperwork you will be issued with a receipt and the IAT will request from the Department of WORC an ‘Appeals

b) Permanent Residence as the Spouse of a Permanent Resident Permanent Residents will have to continue paying CI$500 per year per dependant until they (or the Permanent Resident) becomes Caymanian. If you are on a government contract, and receive PR, you appear to have the choice of putting your dependant children on your PR (and paying the CI$500 fee per year) or keeping them on your government contract and paying no fees for them. There are other rules worth considering. The dependant spouse of a Permanent Resident can and (in most cases) should apply for their own Permanent Residence and Employment Rights Certificate (RERC) in their own right, as soon as their

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The Board has the power to revoke the Permanent Residence of any holder who “fails to maintain the level of financial investment stated in the application”. The law also states that if false information is provided, or a material fact is concealed in the application, the Board may revoke any permanent residence granted. Permanent Residents are required to report details of their circumstances annually. Finally, if persons become destitute, subsequent to the grant of permanent residence, it may be revoked. Harsh as this might sound, without a large tax base available to provide an extensive social safety net, the Cayman Immigration (Transition) Actseeks to ensure that only persons who will not become a burden on the society are awarded PR. As the current system stands, unless you own a property or shares in a business in Cayman, it can be difficult to make enough points to qualify for Permanent Residency. Applicants are likely to gain the most points should they purchase a property well before being eligible to apply, as any mortgage payments (including interest) will count in the assessment.

Statement’ which will include the reasons for the decision to turn down your PR. It will also include their scoring of your PR application plus all the paperwork which went with your original PR application. The IAT will then forward all of this to you. You are then required to file detailed grounds of your appeal with the IAT and serve a copy to on WORC within 28 days of receipt of the Appeals Statement. In your appeal you must provide written arguments as to why you disagree with the points given in each section, raise any relevant other factors, and provide any supporting evidence/documents. The use of an attorney in relation to the preparation of rebuttal grounds of appeal is strongly encouraged as many of the details can be very technical in nature. The IAT will review all the documents and decide whether the appellant’s case has merit. If the IAT decides in favour of the appellant, this will be communicated. The successful appellant will then be given an opportunity to submit updates and/or provide fresh evidence for consideration, and any changes in circumstances as it relates to the application. The IAT will then reconsider your application, and assess you afresh against the points system. Once the Tribunal have made their decision the IAT Secretariat will inform you of it.

I M M I G R AT I O N & PA S S P O R T S

spouse is granted Permanent Residence. They do not have to wait the usual eight years of residency and do not have to take any test or be subject to the points system. They should also apply to be naturalised after having PR for one year and then apply for the Right to be Caymanian as soon as five years have passed, or they have been living in the Cayman Islands for a total of 15 years. Do not overlook your children’s Naturalisation and Status application in this process! However, many people just carry on having their Residency & Employment Rights Certificate as the Spouse of a Permanent Resident (RERC) ‘tied to’ their spouses’ PR since there is no time limit on the award. This can however create problems down the line. For example, a problem arises when one of the spouses applies for and is granted the Right to be Caymanian. At this point the RERC holder/spouse (and children) must have their Immigration status in the Islands ‘regularised’ within 45 days. In effect, the spouse can no longer be deemed the dependant of a PR holder when the person is now a Caymanian – and if applications are not made promptly, they can lose the right to live in the Cayman Islands. As it pertains to accompanying children, as long as they are under the age of 18 and the parent acquires Cayman Status, they can apply for the Acknowledgement of the Right to be Caymanian by Entitlement within those 45 days provided they have resided in Cayman for a minimum of 1 year. If there are some accompanying children who are over the age of 18 they must apply, within 45 days, for a continuation of their Residency under Section 39, but only if that child has been legally and ordinarily resident in the Islands for a minimum of seven years. Being away for schooling does not affect their ability to apply (provided Cayman has remained their home throughout). Such applications are dealt with by the Director of WORC. It is very important that this rule is understood, as applying for Permanent Residency under Section 39 of the Immigration (Transition) 110

CAYMANRESIDENT 2022

Law grants the child PR independent of their parents. Serious issues have also occurred when Permanent Residents have become Caymanians. A policy provides that all dependent spouses have exactly 45 days to apply for Caymanian Status (if they have been married for over seven years) or for a Residency & Employment Rights Certificate as the Spouse of a Caymanian (if they have been married for under seven years). However, people have run into immovable problems if their marriage has broken down in the intervening years. One of the requirements in the Immigration (Transition) Act is that you can handon-heart tick the box saying you have a stable marriage. If you cannot, then there is no particular rights remaining for you in the law: your certificate as the spouse of a Permanent Resident may have become void, and you cannot now swap it for Caymanian Status. You may not be allowed to stay in the Cayman Islands. If you have children the consequences can be devastating. c) Permanent Residency based on being the Dependant Child of a Permanent Resident An expatriate child of a Permanent Resident (even if the child has a Cayman Passport) must in most cases be a dependant on a Parent’s Permanent Residence. Upon turning 18, most will be eligible to apply for Permanent Residence in their own right under section 39 of the Immigration (Transition) Act. They can do this without being subject to the points system, provided they have been legally and ordinarily resident in the Cayman Islands for seven years prior to the application being made, were named on their parent’s application and approved, and are of good character. Their parent must also continue to be a Permanent Resident, or have become Caymanian. Any such application must be made before the child turns 19 (ideally prepared even before they turn 18) but if the parent’s RERC has been varied to allow the child to be a dependent past

18, it can be made up until the child is 24, provided the child is still in tertiary education or within six months of the end of such education. They will then be able to apply to become Caymanian once they have been in Cayman for 15 years and are Naturalised or Registered, or five years after having been Naturalised or Registered and become a British Overseas Territories Citizen (BOTC). An expatriate child who is the child of the expatriate spouse of a Caymanian and whose expatriate parent holds a RERC (Residency & Employment Rights Certificate) as the spouse of a Caymanian can be added as a dependent on their parent, but only until they are 18, unless they continue into tertiary education and their permission is varied. d) Permanent Residence as the Spouse of a Caymanian The spouse of a Caymanian has no inherent right to live or work in the Cayman Islands (apart from any unexpired permission they may have held before being married to a Caymanian) unless they apply for and have granted a Residency and Employment Rights Certificate as the Spouse of a Caymanian. The Cayman Islands Government has now amended the Law, and these RERC’s are now permanent in nature. Unlike other RERC’s, these place no restrictions on occupation, presently require no annual declaration, and require no annual fees. These certificates can however be revoked, and may become void in the event of a breakdown in marriage. It can take several months to obtain an RERC as the Spouse of a Caymanian and so it is recommended that you apply as soon as possible. Only where the application is made while the applicant has a work permit, can the applicant continue working while the application is pending. Death or Divorce from a Permanent Resident

The surviving or former spouse of a Permanent Resident is required to notify the Director of WORC and the Caymanian Status & Permanent Residency Board of their change in circumstances within

six months. Within these six months the surviving spouse, or former spouse, may be eligible to apply for the grant of a Residency & Employment Rights Certificate in their own right. It may be important to consult with a lawyer or reputable immigration services company to confirm your standing and options in the event of appropriate circumstances arising.

3. NATURALISATION If you are a Permanent Resident adult and not married to a Caymanian then getting Naturalised as a British Overseas Territories Citizen (BOTC) is an essential step in the process of acquiring Caymanian Status. Once you have had PR for 12 months (and have lived in Cayman for at least five years) you can apply under the British Nationality Act for Naturalisation as a British Overseas Territories Citizen (BOTC) by virtue of a connection with the Cayman Islands. For

provided they remain legally and ordinarily resident in Cayman. Registration is the equivalent of Naturalisation for children, and the basis for Registration can vary widely depending on various factors, including age, immigration status of parents, and place of birth. The fact that many people who have become naturalised or registered or have otherwise become BOTC’s and possess Cayman Islands passports without being Caymanian can be potentially confusing. It is perhaps best to think of a Cayman Islands passport as a travel document, naturalisation (or registration) as becoming a BOTC (but not a Caymanian) and being Caymanian (known as possessing the Right to be Caymanian) as possessing a particular type of Immigration permission (whether by right, entitlement or grant). Not all Caymanians are BOTCs and accordingly, large numbers of Caymanians are not entitled to hold Cayman Islands Passports. 4. ACQUISITION OF THE RIGHT TO BE CAYMANIAN Any person who has been naturalised as a British Overseas Territories Citizen (BOTC) by virtue of his or her connection with the Islands may, upon satisfying various residency requirements (being resident for 15 years or be naturalised for five years, whichever happens sooner), apply for the Right to be Caymanian. Persons who have been married to a Caymanian for seven years, can also apply for the Right to be Caymanian. The surviving spouse of a Caymanian can apply for the Right to be Caymanian as long as they had been married for seven years and fulfil the other criteria. A person who is the child of a Caymanian, no matter the basis on which the parent became Caymanian, is generally considered a Caymanian if he/she is born subsequent to their parent becoming a Caymanian. Persons who can prove that they are the child or grandchild of a Caymanian who was born in the Islands can also apply to become Caymanian on the grounds of descent. The Cabinet may, in exceptional circumstances,

www. c a y m a n r e s i d e n t . c o m

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2. PERMANENT RESIDENCY BASED ON REGISTRATION BY ENTITLEMENT AS A BRITISH OVERSEAS TERRITORIES CITIZEN Any child who is born in the Cayman Islands and whose parent subsequently becomes a permanent resident or lives the first 10 years of their life here, may, immediately (or if their parent is not a Permanent Resident) upon their tenth birthday, seek Registration as a British Overseas Territories Citizen (BOTC) by Entitlement. All persons so registered have a prima facie right to remain in the Cayman Islands for life (and hold a BOTC (Cayman Islands) passport). Applications in relation to children who have lived in Cayman for the first 10 years of life are independent of a parent’s immigration status, and cannot be denied to a child who meets the criteria. This reality is both a reason for the rollover policy and creates an enormous opportunity for the Caymanborn children of those to whom the rollover is not applied (including Civil Servants and anyone exempted from term limits, including persons married to government employees or even work permit holders).

the application you will need to provide a copy of your PR approval letter, your PR certificate, your birth certificate, passport picture page, a passport-sized full-face photo, a police record, a current job letter, a marriage certificate (if it applies) plus the birth certificate for your spouse, and a current travel history from WORC/CBC. One thing worth noting is that the physical presence rules are totally different under the British Nationality Act than those under the Cayman Islands Immigration Law. If you have been outside of the Islands for longer than 90 days in total in one year, or a total of 540 days over the course of five years, then this may affect your ability to be granted Naturalisation on the grounds of residency. If you are applying for Naturalisation on the grounds of being married to a BOTC then you ought not to have been off the Islands for more than 270 days over the course of three years. Please note that you will still need to pay your PR work-related fees every year once you are Naturalised. However, the spouse of a Caymanian does not pay these fees. The spouse of a Caymanian or Permanent (provided their Caymanian or Permanent Resident Spouse is a BOTC), be able to apply for Naturalisation 12 months from the date that their RERC was approved provided they have been resident in the Islands for at least three years and seek to apply on the basis of marriage to a BOTC. Application is made to the Deputy Governor and must include an up-to-date travel history covering the last five years (you can obtain this from WORC/CBC), as well as certified copies of your relevant documents and a fee of CI$825. Please note that a child under the age of 18 can (on successful application) be registered as a BOTC and the cost is CI$450. Naturalisation entitles the applicant to a Cayman Islands passport but does not make the applicant a Caymanian (i.e. does not grant Status) or give them a right to work or even necessarily to reside in the Islands. It does however normally entitle the holder to ultimately apply for the right to be Caymanian on the basis of residence,

grant the Right to be Caymanian to up to four persons in any year. Any individual who acquired the Right to be Caymanian can lose that right if they move away from the Cayman Islands for more than five years (other than if they are away for medical or education purposes) and if they are convicted of an offence which was made possible by, facilitated by or connected with the grant of the Right to be Caymanian. For further details see www.caymanresident.com. Spouses & Children of Caymanians

I M M I G R AT I O N & PA S S P O R T S

When a Permanent Resident is granted Caymanian Status the spouse and children of that new Caymanian must have their immigration status ‘regularised’ within 45 days. In effect, the spouse/children can no longer be deemed dependants of a PR holder once the person is a Caymanian! In those 45 days the spouse of a Caymanian has two options depending on how long they have been married: a) if married for seven years then the spouse may be automatically entitled to apply for Caymanian Status as the Spouse of Caymanian, b) if married for less than seven years then the spouse needs to apply for a Residency & Employment Rights Certificate as the Spouse of a Caymanian. Then as soon as they have celebrated seven years of marriage they can apply for Status. Serious issues have however occurred when Permanent Residents have become Caymanians and their dependent spouses have to regularise their immigration status. As explained under the ‘Permanent Residence as the Spouse of a Permanent Resident’ heading one of the requirements in the Immigration Act is that you can hand-on-heart tick the box saying you have a stable marriage. If you cannot then your certificate as the spouse of a Permanent Resident may become void in 45 days, and you cannot now swap it for Caymanian Status. This is why you should always apply for Permanent Residency in your own right, and then apply for Naturalisation and Cayman Status the moment they can. As it pertains to accompanying children, 112

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as long as they are under the age of 18 and the parent acquires Cayman Status they can apply for the Acknowledgement of the Right to be Caymanian by Entitlement within those 45 days. This Status however, will expire at age 18, so it is essential that you apply for “continuation” before they turn 18. For children applying for Status there is now an acknowledgment form in which you have to give proof of the schools your child has attended in the Cayman Islands (or school overseas), proof of how the child was able to remain and reside in Cayman (whether they were dependent on a PR or Government worker’s contract), the birth certificate of the child and marriage certificate of the parents; and CI$50. Children who go to boarding school will not be affected as long as their home has always been Cayman, and they return home with some frequency (ideally every holiday). If there are some accompanying children who are over the age of 18 they must apply, within 45 days, for a continuation of their Residency under Section 39, but only if that child has been legally and ordinarily resident in the Islands for a minimum of seven years. Being away for full-time secondary schooling or tertiary studies (again provided Cayman remains their home and they return for holidays) does not affect their ability to apply. It is very important that this rule is understood, as applying for Permanent Residency under Section 39 of the Immigration Law grants the child PR independently of their parents. Marrying a Caymanian

A person who is newly married to a Caymanian needs to apply to the Caymanian Status and Permanent Residency Board for a Residency and Employment Rights Certificate as the Spouse of a Caymanian (RERC), which allows them to remain and work in any occupation and the certificate remains valid for as long as the marriage remains stable. It no longer expires at the seven year mark. If they are in possession of a work permit before they are married,

then the work permit remains valid for its duration. Provided an application for a RERC is made before the expiry of the work permit, the right to live and work in the Cayman Islands continues whilst the application for a RERC is pending. If the RERC is approved then after the 7th anniversary of the wedding, and as long as the marriage is still stable, the holder may apply for the Right to be Caymanian. There is a non-refundable application filing fee of CI$300 and, when approved, there is an additional government fee of CI$400. A person who has been resident in the Cayman Islands for many years, and then goes on to marry a Caymanian, may apply for Permanent Residency in their own right as long as they apply before they have been resident for 8 years. They may also apply for an RERC. The difference is, that if the marriage does not last then they will not lose their residency status. Note that the RERC application must include an affidavit to the effect that your marriage is not one of convenience. Marriages of Convenience

The Cayman Islands Government is very aware that marriages of convenience have been arranged in order for foreigners to move to Cayman, remain, live and work without paying work permit fees. Offenders will be penalised if identified. Former Spouse of a Caymanian

In the instance where the former spouse of a Caymanian is the mother/father of a Caymanian child, they will usually be allowed to remain (subject to various approvals) and be permitted to work in the Cayman Islands until the children complete their education or reach their 24th birthday, whichever happens sooner. If their last child reaches the age of 18 or, is in full time tertiary education and the non-Caymanian parent has not obtained an alternative immigration permission before this point, then the parent will (according to the provisions of the law as presently drafted) have to leave the Cayman Islands. Such a parent will

however have an opportunity to apply for Permanent Residence pursuant to the points system, provided Cayman has been their home for more than eight years.

as well as guiding high-net-worth individuals

Ritch & Conolly LLP Attorneys-at-Law

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Tel: (345) 949 7366

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Email: jconolly@rc.com.ky or www.rc.com.ky

IMMIGRATION SERVICES Immigration Consultants If you have an immigration or residency question call one of our immigration specialists. You can also find information on the WORC website (www.worc.ky) or you can call them on (345) 945 9672.

Boddens

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Tel: (345) 945 0400 or (345) 623 0303

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www.boddens.ky

www.dcs.gov.ky/frc

Status. SE E AD PAG E S 40 & 107 Legal Befrienders

If you are seeking free legal advice on CML Immigration Services

issues such as domestic violence, divorce,

Tel: (345) 949 1345

immigration and more, the Family Resource

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Centre offer The Legal Befrienders Clinic and

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Tel: (345) 943 2020

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SE E AD PAG E S 85 & 113

Visas for Cayman Nationals of the USA, Canada, the UK and most countries within the British Commonwealth do not require visas to enter the Cayman Islands. Citizens of Jamaica (between the ages of 15 and 70), Honduras and the Philippines, for example,

and Relocation services including Business Baraud

Establishment, Appeals, Caymanian Status,

Tel: (345) 945 1781

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applications.

Residency

and

Naturalisation

SE E AD PAG E S 65, 103 & 125

Baraud offers advice and help on Temporary Work Permits and Work Permit Grants,

McGrath Tonner

Renewal applications, Permanent Residency,

Tel: (345) 623 2740

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your Immigration challenges.

judicial review. SE E AD PAG E 69

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SE E AD PAG E 79

Visitor

Status

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services. For the Cayman job-seeker, they

VISAS & PASSPORTS

I M M I G R AT I O N & PA S S P O R T S

do. Check the Visa section of cbc.gov.ky or www.caymanresident.com to see if you need one. However, if you have a US, UK or Canadian Visa and you are travelling directly to Cayman from one of these countries (whether by air or sea), you do not need a separate Cayman Visa. Where visas are required, they must be sought and obtained prior to travel. Contact the British Embassy or Consulate with a visa section that is nearest you. There is a dedicated visa office within the Customs & Border Control office. You can call the manager of that department on (345) 244 2076 or email: Emily.Hurlston@ gov.ky. There is also one in Kingston, Jamaica. Call (876) 906 7866/5336 or email: caymanvisa@cwjamaica.com. Visas for the US & Elsewhere If you are looking to travel to the US as a non-American passport holder with an EU member passport then you must register online at least three days before travel via the Electronic System for Travel Authorisation (ESTA). Once approved, you are allowed to travel to the US for up to two years without re-registering. The website is https://esta.cbp.dhs.gov/esta. However, the intention of ESTA is for EU residents living in EU countries to use this system and not for EU residents living in the Cayman Islands. It is strongly advised that residents of the Cayman Islands obtain a US visa from the US Embassy in Kingston, Jamaica. Appointments can be made here: https://jm.usembassy.gov/u-scitizen-services/. US Visitor Visas are not a function of the US Consular Agency and are managed through the US Embassy in Kingston, Jamaica instead. Please note that all UK and Euro ESTA and USA visa holders must now have an electronic readable passport in order to be able to enter the USA. For questions or concerns about the non-immigrant visa process email: KingstonNIV@state.gov and for questions pertaining to the immigrant visa process please email: KingstonIV@ state.gov.

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PASSPORTS More information on getting a passport for a child born in the Cayman Islands can be found in the Having a Baby chapter or on the Passport & Visa section of www. caymanresident.com. American Passports The US Consular Agency has an office in the Smith Road Centre, Suite 202B, 150 Smith Road, George Town, email: caymanacs@ state.gov. They are open Monday through Friday 9am-2pm and are closed on all Cayman and US holidays. If you are a US citizen experiencing a serious emergency call (876) 702 6000. You may email or visit the office for enquiries, however, applications are submitted by appointment. They also assist with the following services: US Notarial Services, performed for US citizens or when documents are related to the US. If you are a US citizen who recently had a child in the Cayman Islands, you should apply for a Consular Report of Birth Abroad and a passport for your child. Email the consular agency to request a checklist to assist you with the process and schedule an appointment. You should complete the application forms available at www.travel. state.gov. The child and all the parents who are on the birth certificate must attend the appointment and present original valid documents. Processing time is four to six weeks and cannot be guaranteed; please plan accordingly. British Passports Application forms for British passports (renewals or new passports) need to be filled in online and then the required paperwork, including your existing passport(s), must be couriered to Her Majesty’s Passport Office, OVS-D, Millburngate House, Millburngate, Durham DH97 1PA, England. Go to www.gov.uk/overseaspassports to get started. Payment must be made by credit card online during the application process. Processing time takes about four weeks.

Caymanian Passports Caymanian passports (also called a British Overseas Territories Citizen passport) are processed at the Passport & Corporate Services office in George Town and then sent to the UK passport office to be printed. The processing time for this is currently about six weeks. Application forms for a BOTC passport can be downloaded from www.immigration.gov.ky along with a list of required documentation. Passports cost CI$75 for a child and CI$100 for an adult. Temporary passports, which are only issued in the event of a medical air evacuation, are still produced in Cayman and can be turned around within a day for those who are eligible. The passport office is located on the 2nd floor of Sussex House, 128 Elgin Avenue and is open Monday-Friday 9am-3pm. Tel: (345) 943 7678. Canadian Passports The Canadian Consulate is located on the 1st floor, Landmark Square, 64 Earth Close, off West Bay Road (Tel: (345) 949 9400 or email: cdncon.cayman@candw. ky). They are open Monday-Thursday 10am-1pm but appointments are needed temporarily due to COVID. They offer consular assistance for Canadians who are travelling, working or living in the Cayman Islands. These services include assistance with obtaining Canadian citizenship for children born in the Cayman Islands to Canadian parents, passports and any emergency assistance. Application forms for Canadian passports can be collected from the Consulate or downloaded online from www.cic.gc.ca. The Consulate can review your application before you send it to the High Commission of Canada in Kingston, Jamaica. The processing time is 15-20 business days. For nonCanadians who wish to visit, study or work in Canada, as well as for the new Canadian requirements regarding the eTA visa, you will find information, as well as online application forms, at www.jamaica.gc.ca.

Consular Agencies For a complete list of all the Consular agencies in the Cayman Islands please see the Cayman Resident website. DOMICILE & TAX STATUS

US TAXATION OF AMERICAN CITIZENS OR GREEN CARD HOLDERS MOVING TO THE CAYMAN ISLANDS American citizens and green card holders are subject to US tax reporting requirements even when they are not living in the US. This can include both expats and lifelong residents of Cayman. Many Americans living in Cayman can reduce or eliminate their US tax using the foreign earned income exclusion. In 2021, this means that up to US$108,700 of qualifying earned income (plus an additional amount for certain housing expenses in excess of US$16,656) can be excluded. Generally, you can qualify for this exclusion if you can show that you are a “bona fide resident” of the Cayman Islands (or another country) for at least a full calendar year and have Cayman as your “tax home”; usually living and working in Cayman is enough for this purpose. Additionally, you can qualify by being physically present in Cayman for 330 days in a 12-month period (which does not necessarily need to be a calendar year) and having your tax home in Cayman. Even if all of your income is excluded and you owe no US tax, you are still required to file a tax return, declare your worldwide income, and make the election to take the foreign earned income

exclusion. Additionally, you are required to file information returns for your foreign bank and financial accounts (including your Cayman pension), as well as for any business entities and trusts formed in Cayman or other foreign countries. Non-Compliance & Catching-Up Individuals who have not complied with US tax reporting requirements in past years are subject to penalties if their noncompliance is discovered by the IRS. Penalties can be in excess of US$25,000 per year in some cases, even when no tax is due. Some individuals may be able to take advantage of an IRS amnesty programme called the Streamlined Filing Compliance Procedures, if they can certify that their non-compliance was not wilful. This programme involves filing back tax returns (including information returns for business entities and trusts formed in Cayman or other foreign countries) for the past three years along with foreign bank and financial account reports for the past six years, and paying any taxes owed with interest. In many cases a Streamlined filing will result in no penalties imposed by the IRS. For formal advice please call: Omni Cayman/John Wagner Tel: (345) 547 4473 Email: john@omnicayman.com www.omnicayman.com Omni Cayman in the Cayman Islands are Certified QuickBooks Pro Advisors offering professional outsourcing including, US Tax filing, interim CFO, audit preparation, shareholder meeting preparations, and other accounting and consulting services. Omni has a team of qualified professionals with over twenty years experience coming from Cayman’s top firms such as Deloitte, KPMG and BDO. For some clients, Omni Cayman is contracted to fulfill specific accounting roles while for others, Omni serves as the client’s entire accounting department. SE E AD PAG E 76

Tell them you saw it in the

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UK TAX STATUS & DOMICILE If you were once a resident of the UK but are now a resident in Cayman, then knowing how many days you can visit the UK to see family and friends is very important. Generally, if you spend less than 16 days in the UK in a tax year then you will not be considered a UK resident. If you have not been a UK resident for three tax years or more then this is extended to 46 days. However, if you work full time in the UK, spend 183 days or more in the UK per year, have a home in the UK in which you spend 30 days in the tax year plus you have no overseas home, then you can assume you are a UK resident. There are also ties, which if combined with the number of days you spent in the UK in any given tax year, can determine whether or not you are a UK resident. These ties include family (i.e. a child in a boarding school), having a house in the UK, working in the UK and spending over 90 days in the UK. Depending on the number of ties you have dictates how many days you can safely stay in the UK before becoming UK tax resident. These ties may also dictate whether you remain UK tax resident. Your domicile on the other hand will determine if you are liable to pay UK Inheritance Tax (IHT). If you wish to avoid IHT on your worldwide assets then you have to plan carefully and make positive steps to shed your UK domicile. There is no specific form to fill out to explain

that your domicile has changed; however, in your annual UK Self-Assessment tax return there is a section which asks you to talk about your domicile. Please note that when leaving the UK you should either complete and submit form P85 “Leaving the UK - getting your tax right” to HMRC or include details on your last self-assessment tax return. This form advises HMRC that you are leaving the UK and will help them decide if you will still be required to file a UK tax return as a non-resident. For formal or informal advice on UK tax status and domicile you can contact Paul Hotchkiss from Hotchkiss Associates Limited. Call +44 (1624) 872140 or email: info@hotchkiss.im or visit www. hotchkiss.im.

THE

Other Nationalities The Portfolio of Internal and External Affairs of the Cayman Islands Government and the Office of the Governor have assembled contact details for the consular representatives of other countries. See the Passport & Visa section of www. caymanresident.com for details.

Family

Matters

Everything you should know about birth and marriage rules, prenuptial agreements; the process of getting divorced in Cayman; child arrangements; division of assets, and domestic violence and child abuse.

FA M I LY M AT T E R S

he Cayman Islands is a wonderful place to give birth, get married and raise a family. There are a number of rules and regulations around these processes that are prudent to be on top of. Sadly, it is also the case that there is a high divorce rate in the Cayman Islands, so in this chapter we have outlined the legalities around pre and post nuptials, as well as detailing the divorce process. If you are looking for legal advice in family law, then you will find a list of reputable law firms with family offices at the end of this chapter. BIRTH & MARRIAGE RULES

Birth

After you give birth to your child, the hospital will issue a Live Birth Notification Form. This form must be brought to the Registrar of Births at the Government Administration Building on Elgin Avenue (Tel: (345) 946 7922) along with your marriage certificate (if married) and both you and your partner’s passports. There is no charge to register your child, however, a copy of your child’s birth certificate will cost CI$10 per copy. For more information on registering the birth of your child see the Having a Baby chapter. Marriage

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Photos courtesy of Adobe Stock Images

Birth & Marriage Rules 116 Pre & Post Nuptial Agreements 116 Family Breakdown in the Cayman Islands 117 - The Process of Divorce 117 - Child Arrangements 118 - Division of Assets 119 - Child or Spousal Maintenance 119 - Domestic & Child Abuse 119 - Legal Costs 120 - Travelling with Children 120 Wills 120 Law Firms with Family Practices 120

however, anyone under 18 must have consent if he or she has not been married before. Consent can be given by the father or, if the father is deceased, by a lawful guardian. If there is no guardian, an unmarried mother may give consent. Persons residing in the Islands may make an application for a marriage certificate to be issued by either a civil registrar or a minister of religion who is also a marriage officer. Marriage by a civil registrar does not involve a religious service, though couples may later go through a religious service if they wish. For more information on this see the Getting Married chapter. PRE & POST NUPTIAL AGREEMENTS

When planning a wedding and future together, divorce is the last thing on a couples’ mind. But with around half of all marriages ending in divorce, more and more people are opting to draft up a pre-nuptial agreement before getting married, or a postnuptial agreement once married, and for good reason. Divorce can be an emotionally and financially draining time, so deciding how to divide your resources, at a time when you are both working towards shared future goals, can save a lot of stress if you later decide to divorce. Pre-nuptial arrangements can also help to provide clarity and security. It is a bit like insurance – even though one hopes they’ll never need to rely on it, it provides certainty and financial protection if things don’t go to plan.

What is a Nuptial Agreement?

MICHAEL ALBERGA

nuptial agreements now form part of the considerations for Cayman Courts. For a nuptial agreement to be legally binding, it must satisfy the legal test set out in Radmacher. Key points include that each party: freely entered into the agreement without undue pressure; obtained independent legal advice prior to entering into the agreement; was informed of the full implications of entering into the pre-nuptial agreement; and there was a full and honest disclosure of both of parties’ assets. The actual agreement must also be validly drafted pursuant to the laws in the jurisdiction where it is to be applied. A nuptial agreement should also include a review clause, and should be reviewed whenever any significant change in the marriage occurs. For example, the birth of a child or the receipt of a large inheritance by one spouse could drastically change the terms of a pre-nuptial agreement. FAMILY BREAKDOWN IN THE CAYMAN ISLANDS

The Cayman Islands has a high divorce

SHAUN McCANN

LOUISE DESROSIERS

rate, with 297 divorces in 2019 and 318 in 2020. In 2020 this equates to 4.8 divorces per 1,000 people (with a population of 65,786). Data collated by www. worldpopulationreview.com indicates that by way of comparison there were 2.5 divorces per 1,000 people in the United States and 1.2 divorces per 1,000 people in Jamaica during the same period. There is growing concern about the costs of family proceedings and the amount of time it can take to resolve matrimonial property and child custody issues. So, although it is a very hard thing to write about, we have decided to give an outline on how to get divorced in the Cayman Islands. We hope that it will then help you focus on the steps you need to take for yourself, your children and your finances. The Process of Divorce How to Begin Divorce Proceedings

Under the current Matrimonial Causes Act (2005 Revision) a person is entitled to get a divorce in the Cayman Islands if either

MAGGIE WELLON

AMANDA MINTO

LITIGATION - MEDIATION - DISPUTE RESOLUTION - LEGAL DRAFTING AND ADVICE

The Travers Thorp Alberga family team are highly experienced in all aspects of matrimonial law including divorce, residence and contact disputes, child and spousal maintenance, removal applications, interim and final financial provision, cross border asset tracing, pre and post nuptial agreements, private client and succession planning, wills, trusts and foundations. Email: malberga@tta.lawyer Direct: +1 (345) 623 2371 Mobile:+1 (345) 326 4631

Email: smccann@tta.lawyer Direct: +1 (345) 949 0699 Mobile: +1 (345) 516 4911

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A pre-nuptial agreement is a legal document entered into by each party before marriage that sets out how the couple intends for their assets and debts to be divided between them should they get divorced in the future. It will sometimes also include how the couple may wish to deal with their assets during the marriage. A post-nuptial agreement is essentially the same thing, but is entered into once you are already married. When a Judge is considering how assets will be split in a divorce, the paramount consideration is the Matrimonial Causes Act (2005 Revision), which states that all the relevant circumstances of the case must be considered. However, in October 2010 the United Kingdom Supreme Court issued a judgment in the landmark case of Radmacher v Granatino [2010] UKSC 42. This judgment, although not legally binding on Cayman Islands’ Courts, is considered to be highly persuasive. Following Radmacher, pre-

of the parties is domiciled in the Islands. A ‘female’ (as the Law states) may also apply for a divorce if she has been ordinarily resident here for at least two years prior to filing for a divorce. Grounds for Divorce

At this time it is not possible to be granted a ‘no fault’ divorce, instead you must prove one of the grounds below:

Your spouse has committed adultery and you find it intolerable to continue to live with them;

Your spouse has behaved in such a way that you cannot reasonably be expected to live with him or her;

Your spouse has deserted you for a continuous period of two years before you

issue proceedings;

You and your spouse have lived apart for at least two years before you issue proceedings, and your spouse consents to

FA M I LY M AT T E R S

the divorce;

You and your spouse have continuously lived apart for five years before the issuing of the proceedings.

However, if adultery has occurred, you cannot apply for a divorce unless two years have passed since the marriage date. The exception being if the Court is satisfied that exceptional hardship has been suffered by the petitioner, then the petition may be filed within the two-year period. What Happens Next

There are two documents required to start a divorce:

A petition that sets out the facts of the marriage and the grounds of the divorce.

A sworn affidavit whereby you state that the petition is true and accurate. You will also need to provide your marriage certificate or a certified copy.

The petition is then filed with the Civil Registry and served on your spouse. Your spouse has 14 days to respond and indicate whether they intend to contest the divorce grounds. If your spouse does not defend the divorce then the Court will approve the petition. Otherwise the case will be listed 118

CAYMANRESIDENT 2022

before a Judge, who will decide whether there are proper grounds for divorce and what the next steps need to be. Parties must then attend a Court ordered Mediation Information Assessment Meeting (MIAM) following the first hearing unless there are grounds not to do so, such as domestic violence or a previous failed mediation. An application will need to be made if you are claiming an exemption. However, it is important to note that an exemption is not always granted and parties should be prepared to go to mediation. Mediation can cover both finances and your children. If your case is suitable for mediation a Court ordered mediation process can begin. You will be asked to provide financial disclosure to the mediator by way of a form called a “MIAM3”. The mediation is a free service provided by the Court. However, if you bring an attorney with you (which is often advised, but not mandatory) this will cost you money. If parties cannot agree on an outcome with the assistance of a mediator, the matter will return to Court. The Judge can then give direction to get the matter ready for a final hearing, where evidence will be heard and a decision made. If you cannot agree on where the children will live, or how frequently a parent should see them or how the family finances should be divided, then a Judge will decide for you. Judges will always encourage agreement where possible as attorneys are well aware that enforced settlements can leave both parties feeling like they lacked control over the outcome. Only once financial matters and any issues regarding children are resolved, a decree of dissolution of the marriage will be granted. This final step in the process is dealt with administratively through the Civil Registry and no further appearance in Court is necessary. Court Orders

This is not an exhaustive list, but the Judge doesn’t just dissolve the marriage, they can also make decisions about:

1) The residence, care and control of the children of a marriage. This can include where the children should live and how they should spend time with either parent; 2) The use of a matrimonial home; 3) Periodic payments to be made by one party to another pending suit; 4) An injunction for the protection of settled and other property in which either spouse claims an interest; 5) The protection of one spouse from interference by the other; 6) The disposition of matrimonial property, including the matrimonial home; 7) Varying any settlement of the property of the spouses made in consideration of the marriage, whether such settlement was made before or upon the treaty of the said marriage; 8) Varying

any

other

settlement

matrimonial property; 9) Making

financial

provision

from

the

property of either spouse for the children of the marriage and for the other spouse; 10) Providing for periodic payments to be made by either spouse for the benefit of the children of the marriage and for the other spouse; and 11) Who pays what legal costs. International Divorces

A person can get a divorce if they have been domiciled in the Cayman Islands. However, extra care is needed where the case has an international element to it as a divorce could possibly be started in more than one country, but the financial outcomes might be significantly different in different places. Getting legal, tax and immigration advice early on would be prudent. See a list of lawyers who can help on page 120. Child Arrangements Each case is different, and the welfare of the child(ren) is the Court’s paramount consideration. Sometimes, due to the living situation and the ages of the children, they may spend more time with one parent, or time may be split equally. If you want to find out more about the types of application that can be made to the

Court concerning children, a helpful guide can be found here: https://www.judicial. ky/general-public/making-an-applicationunder-the-children-law.

Child or Spousal Maintenance A mediator, attorneys and/or the Court can help you reach an agreement for child or spousal maintenance if you cannot agree with your partner on a reasonable sum to be paid. If you are unmarried, and the father of your child is not paying maintenance, you can apply under the Affiliation Act for an order that he should pay you maintenance for the child. You should apply either within 12 months of the birth of the child or when the father stops paying you maintenance. If you are married, and your husband is not supporting you and/or your children, you can apply for an order under the Maintenance Act that he should pay maintenance for you and your children. You can also apply for maintenance for children living with you at the time of your marriage. If you are divorced, or a divorce

application is pending, you must apply in the Grand Court. When considering both child and spousal maintenance, the Court considers needs and will look at both the income needs of the spouse in whose favour the order is made and the income of the spouse who will be required to make the payments. Any time after the spousal maintenance order has been made the amount payable under the Order can be varied by agreement or application to the Court. This will be especially relevant if the income of the person making payments, or the need of the person receiving payments either increases or decreases. Other circumstances such as cohabitation with a new partner may reduce any maintenance that a person is entitled to. Domestic & Child Abuse You should seek help immediately if you are in a difficult or dangerous situation. If the situation is dangerous, contact the police who will help you at any time. If

Hampson and Company Attorneys at Law

GRAHAM HAMPSON

YVONNE MULLEN

SULEKHA TUMMALA

KIM McLAUGHLIN

Family

Family / General Practice

General Practice / Corporate

FAMILY LAW AND GENERAL PRACTICE We provide advice on all aspects of family law including, divorce, separation, mediation, pre-nuptial and post-nuptial agreements, child-related issues (residency, relocation and maintenance), capital adjustment, spousal maintenance, and domestic violence. We also provide advice on all aspects of general practice including, work permits, residency applications, naturalisation applications, status applications, wills, trusts and estates, and all real estate related matters. 4th Floor, Apollo House East, 87 Mary Street, George Town, P.O. Box 698, Grand Cayman KY1-1107 (Tel): 345 623 7788 • (Email): info@hampsonandco.com • www.hampsonandco.com

www. c a y m a n r e s i d e n t . c o m

119

FA M I LY M AT T E R S

Division of Assets In the context of how your assets are to be divided, outcomes can include what happens to your home, pensions, savings, other assets and debts. Spousal support and child maintenance can include school fees, health insurance premiums and the costs of extracurricular activities. It may also include general costs of living and a wide range of other things. The Court has a starting point of ‘equality’, rather than a strict 50:50 split and such a division is not always appropriate. Ensuring proper financial disclosure and valuing assets correctly should always be undertaken before deciding how to split the finances. When considering how finances should be divided, the Court is guided by a number of factors starting with the welfare and best interests of any children of the marriage,

and thereafter to other responsibilities, needs, and then to the actual and potential earning power of each of the parties.

FA M I LY M AT T E R S

you do not feel it is appropriate to call the police, the Cayman Islands Crisis Centre provides a helpline 24/7 (Tel: (345) 943 2422) and a walk-in service for crisis intervention and the assessment of victims of family violence. They will ensure that appropriate referrals will be made to the various community resource options, and that emotional support and guidance is given to victims through various stages. This service is available by telephone and online, visit www.dcs.gov.ky/frc/familyresource-centre-crisis-intervention. The Court can make an order on application to protect you, your children and other connected persons and in serious situations your spouse does not necessarily need to have notice of your application until the Court order giving you the protection you seek is in place. Legal Costs Legal costs are very difficult to estimate and can depend on the level of agreement between the parties. A completely amicable (non-contentious) divorce may cost between CI$2,000-CI$5,000. The cost of a non-amicable divorce varies and will be much higher. Court mandated mediation is free but typically parties engage lawyers to assist. Legal aid is generally not available for civil proceedings. However, it may sometimes be available for proceedings under the Children Law started by the DCFS. In divorce cases, the Honourable Chief Justice has directed that legal aid will only be granted where there are allegations of recent domestic violence or children are at risk. Travelling With Children Following a divorce or separation you must get permission from the parent with responsibility for a child, or from a court, before taking the child abroad. It is also prudent to specify in any court order or divorce agreement what is intended for future travel abroad. Is it allowed, or is it restricted? Even if permission is given in your final court order, you should still obtain a letter that demonstrates you have 120

CAYMANRESIDENT 2022

permission to take the child abroad. Even if travel arrangements are agreed between you and the other parent, you might still be asked for a letter at a border. The letter should include the other person’s contact details and details about the trip. It also helps if you travel with the child’s birth or adoption certificate, especially if you are a single parent and your family name is different from your child’s name. WILLS

relocation and removal from the jurisdiction. SE E AD PAG E S 40 & 107

Cayman Family Law (CFL) Zephyr House, Ground Floor, 122 Mary Street, George Town Tel: (345) 746 5290 Email: info@caymanfamilylaw.com www.caymanfamilylaw.com Cayman Family Law is a boutique law firm specialising exclusively in Family Law including advice and assistance on wills and probate

Once you have a family it is especially important to have an up-to-date will. If you die, or worse, both parents die, you will want to ensure your children are looked after by guardians that you have chosen. Making a will is your opportunity to create a plan that protects your children and the property that you leave to them. Each parent needs his or her own will. You might include the following information:

matters. They can also provide advice on the

1) Who will care for your children in the event

FrancisGrey offers specialist advice on family

of the mother or father’s or both parents’

law matters including civil partnerships, pre

death;

and post-nuptial agreements, contentious

preparation of lasting powers of attorney and obtaining Guardianship orders. FrancisGrey Suite 2206, Cassia Court, 72 Market Street, Camana Bay Tel: (345) 815 2800 Email: familylaw@francisgreylaw.com www.francisgreylaw.com

2) Who will look after your children’s finances;

and non-contentious divorce and separation,

3) Who will be responsible for any property

division of assets, provision for residence and

your children inherit; 4) How will property/finances be divided

support, custody and guardianship. SE E AD PAG E S 68 & 73

between multiple children. You will need to include things like jewellery, clothing, art

Hampson and Company

and other personal possessions;

Apollo House East, 4th Floor, 87 Mary Street

5) A named ‘executor’ or the person (often

Tel: (345) 623 7788

a spouse, adult child or other close family

Email: info@hampsonandco.com

member) who will disburse funds or

www.hampsonandco.com

administer your will upon your death.

Led

and

Company

offers

experienced

and

comprehensive

advice

and

See page 124 for information on wills. LAW FIRMS WITH FAMILY PRACTICES

Graham

Hampson,

Hampson

family

matrimonial law, including pre and post-nuptial

Bedell Cristin

agreements, mediation, division of assets,

18 Forum Lane, Suite 5305, 3rd Fl, Camana Bay

and children issues (residence, support and

Tel: (345) 949 0488

relocation), through amicable settlement, and

Email: caymanenquiries@bedellcristin.com

if necessary, at trial and appellate levels.

www.bedellcristin.com/locations/cayman-

SE E AD PAG E 119

islands/ Bedell Cristin has considerable expertise in

McGrath Tonner

family law and offers a broad practice covering

5th Floor, Genesis Building, George Town

contentious and non-contentious divorce,

Tel: (345) 623 2740

pre and post-nuptial agreements, separation,

Email: info@mcgrathtonner.com

financial and ancillary relief and all Children Law

www.mcgrathtonner.com

matters including residence, contact, custody,

One of Cayman’s premier law firms for family

and divorce matters. They advise on all aspects

Travers Thorp Alberga

Call or walk-in. First come first serve, no

of the breakdown of a relationship including

2nd Floor, Harbour Place

appointments are necessary.

the financial implications and arrangements in

103 South Church Street, George Town

relation to children. They provide advice on and

Tel: (345) 949 0699

The Family Resource Centre (FRC)

draft all forms of matrimonial agreement: pre

Email: info@traversthorpalberga.com

2nd Floor, 87 Mary Street, George Town

and post-nuptial and separation agreements.

www.traversthorpalberga.com

Tel: (345) 949 0006

The firm has experienced mediators on its

Travers Thorp Alberga has an experienced

Email: frc@gov.ky

family team and they regularly deal with

matrimonial department dealing with family

www.dcs.gov.ky/frc/

international

law including divorce, financial provision,

The Family Resource Centre provides a wide

assets and foreign proceedings.

matters

involving

overseas

child custody and cross border asset tracing.

range of services and programmes to support

SE E AD PAG E 69

They also have specialists in private client

healthy family relationships. The programmes

work including wills, trusts and immigration,

are free, short or long term, and they equip

Phoenix Legal

providing a full suite of legal services for your

families with tools and strategies to parent

20 Genesis Close, The White House, GT

family. SE E AD PAG E 117

confidently. Programmes include Co-Parenting

Tel: (345) 929 4701

Workshops, Fathers First Workshop and

Other Resources

Parenting Inside Out. The FRC also provides

www.phoenixlegal.ky

Legal Befrienders

a walk-in service for crisis intervention and

Phoenix Legal specialises in family practice law:

87 Mary Street, 2nd Floor, Apollo House West

assessment of victims of family violence to

adoption and children’s legal arrangements,

Tel: (345) 945 8869

ensure appropriate referrals to community

divorce,

www.dcs.gov.ky/frc

resources,

applications, pre and post-nuptial agreements,

Contact Legal Befrienders if you are seeking

guidance.

protection from domestic violence, wills,

free legal advice from qualified attorneys on

probate and administration applications.

issues such as domestic violence, divorce,

guardianship

and

receivership

and

emotional

support

and

Tell them you saw it in the

immigration and more. Their clinic and phone

2021/06/25

21:49

line operates every Tuesday 5pm-6.30pm.

A DOPT ION & CH I LDR E N ’ S L EG A L A R RA NGE M E N TS

DIVORCE

PR E AND POST NU P T I A L AGR EEM EN TS

PROT ECT ION FROM DOM EST IC V IOL ENCE

GUA R DIAN SHIP & R ECEIV ER SHIP APP L ICATIONS

WILLS PROBABTE A ND ADM IN ISTR ATION

+1-345-929-4701

Standing up for People’s Rights in the Cayman Islands

lisa@phoenixlegal.ky

TH E

F A M I LY

L AW

FA M I LY M AT T E R S

SE E AD T H I S PAG E PhoenixLegal_HalfH_CP22.pdf

THE

Email: lisa@phoenixlegal.ky

Regus, The White House, 20 Genesis Close, George Town, Grand Cayman, Cayman Islands

F IR M

www. c a y m a n r e s i d e n t . c o m

121

Retiring In Cayman

For those contemplating retiring, growing old and spending their final days in Cayman, this chapter details the things you will need to think about. For those who have lost a loved one, it covers everything you might need to know about wills and probate, repatriation and the various burial options.

122

Retiring in Cayman - What to Consider - Health Insurance - Medical Care in Cayman - End-of-Life Medical Laws - Life Insurance - Immigration Considerations - Senior & Retirement Homes - Poor Relief Payments - In-Home Carers - Hospice & Palliative Care - Wills & Probate - Law Firms with Family Offices - Inheritance Tax & Domicile

122 122 123 123 123 124 124 124 124 124 124 126 127

End of Life in Cayman - Overview of the Process - Burial - Burial Assistance - Preplanning Funerals - Cemeteries Management - List of Public Cemeteries - Cremation, Burial at Sea - Repatriation & Funeral Planning - Funeral Homes

127 127 128 128 128 128 128 129 129 129

CAYMANRESIDENT 2022

Photos courtesy of Rebecca Davidson

R E T I R I N G I N C AY M A N

ith beautiful beaches and good weather, it is easy to see why Cayman is regarded as an ideal place to retire, grow old and pass away. Aside from the climate, what draws retirees to Cayman is that you can enjoy the ease of island life whilst still having access to world-class healthcare and remaining near to the US. The retirement community in Cayman is thriving; the current figures show that the over 65s account for over 8.3% of the population and, as a result, activities, clubs and services for seniors are increasing. Whether you intend to get involved in the community or simply relax on the beach, the lifestyle in Cayman suits any retirement model. RETIRING IN CAYMAN - WHAT TO CONSIDER

Health Insurance Health insurance is required by law for all residents of the Cayman Islands. For retirees arriving in Cayman over the age of 55 there are very few options available to you. All of the insurance companies offer the SHIC plan (Standard Health Insurance Contract). It is a set fee regardless of your age and the annual premium does not go up each year. The cost for an individual is in the region of CI$150CI$167 per month, for a couple it is CI$300-CI$372 and for a family it is CI$465-CI$508. If you would like to add dental and vision coverage then that costs approximately CI$30 more per month per individual, however, most insurance companies will not

Medical Care in Cayman Grand Cayman has three fully-equipped hospitals, nearly 4.5 doctors and 6.3 nurses for every 1,000 people, more than two dozen private healthcare practices, as well as specialists in cardiac surgery, chemotherapy and orthopaedics. We also have a 3.0 Tesla MRI machine, 3D and 4D ultrasounds, echocardiography, GI endoscopy and even an IV medical spa. If there was one place outside of the USA where you could be guaranteed to receive first rate medical care, you can be assured that Cayman is it. End-of-Life Medical Laws The Health Care Decisions Act (2019) addresses the problem that healthcare providers and families face when a patient is too ill to communicate their treatment preferences. The introduction of ‘Advance Health Care Directives’ by this law, commonly known as ‘living wills’, provides a legal framework to express your wishes regarding medical treatment while you are mentally competent, which should be

followed by your physician. The Advance Health Care Directive is a document that sets out in writing which life-sustaining measures you would want to be applied to you under different circumstances, including a ‘Do Not Resuscitate’ order and the refusal of life support if you are in a vegetative state. It is also possible to appoint one or more people as proxies to make medical decisions for you should you become mentally incapable. To be legally appointed as a proxy, you must be an adult and satisfy certain principles such as being mentally competent. Should the proxy holder die or renounce their duty, and the patient is mentally incompetent, the patient’s doctor automatically becomes the decision maker. It is highly recommended that you consult a lawyer to guide you through this process given the potentially serious implications involved for your health and wellbeing. The Health Care Decisions Act prohibits physician assisted suicide and does not affect those who were in palliative care prior to the introduction of this law or the right of a person to receive palliative care. The Human Tissue Transplant Act (2013) and the Human Tissue and Transplant Regulations (2018) came into effect in 2018, and healthcare providers had hoped to start performing transplants in 2020 prior to the COVID-19 pandemic. The law allows adults (18+) to register as organ donors. Persons under 18 years of age need parental consent to register and can only donate regenerative tissue (e.g. bone marrow). This law excludes the donation of fetal tissue, sperm or ova and prohibits the trading of human body parts. If you have not registered as a donor prior to your death your organs/tissues cannot be donated once you are deceased. In addition, a Human Tissue Transplant Council has been established to monitor compliance with the law, and oversee the new donor registry. The registry has the potential to connect Cayman with

the overseas organ donation network, whereby patients gain priority on other international registries. For more information on the healthcare system see the Health & Wellness chapter. Life Insurance Prior to retirement it is important to ensure you have adequate life insurance coverage. A good life insurance policy will protect your loved ones’ finances and ensure that an already difficult time isn’t made more so with the financial burden that could ensue from a loss of income. Most life insurance policies are designed to pay out a cash sum to your loved ones if you die while covered by the policy. It can help them deal with everyday money worries such as household bills, childcare, school fees or mortgage payments. The amount of cover you’ll receive, and the premium you’ll pay, will depend on your individual circumstances and the kind of policy you choose. Your life insurance premiums will take into account your medical history, age and lifestyle factors, and typically speaking, the younger and healthier you are, the cheaper your monthly bill will be. Michael Webster and Sagicor are two providers of life insurance, you can find more providers in the Settling In chapter. Michael Webster - Life Agent Tel: (345) 925 5433 Email: michael.webster@cic.com.ky www.lifeinsurance345.com Michael Webster offers protection for both your mortgage and family. He offers term life, mortgage protection term life and whole life policies. For peace of mind, call for a free, no obligation quote. SE E AD PAG E 166 Sagicor Life of the Cayman Islands 198 North Church Street, GT Tel: (345) 949 8211 Email: cy_infocayman@sagicor.com www.sagicorcayman.com Sagicor helps you secure your financial future with Savings, Retirement Planning, Life Insurance, Mortgage Protection, Family

www. c a y m a n r e s i d e n t . c o m

123

R E T I R I N G I N C AY M A N

add this for you if you join the plan after age 55. That said, not all health insurance companies in Cayman offer the option of additional dental and vision under the SHIC plan; the majority only offer the medical benefit portion of the plan. If you are a current Cayman resident reaching retirement age and you already have an individual or company plan, whether it be a basic or premium plan, then you can stay on that plan indefinitely. As long as your employer and your insurer are happy for you to continue on their plan after you retire, you can keep that plan regardless of your age. Group plan rates vary and depend on the number and age of employees; premiums should just continue to go up at the annual rate you are accustomed to. Another option for a retiree is to keep their existing health insurance from overseas (for example BUPA) and get a basic plan in Cayman to cover the legal requirement. For a list of health insurance providers see the Health & Wellness chapter.

Protection

and

Critical

Illness

coverage.

between private, doubles and wards. The cost

Sagicor is the only authorized company in

is CI$3,100 per month for a shared room or

Cayman by the Superintendent of Pensions to

ward, and CI$3,600 for a private room. These

allow individuals to purchase an Annuity plan

rates include three meals per day and snacks,

using their Pension Fund at retirement age.

as well as varying levels of assistance with

Speak to an Advisor about the best ways to

daily living activities, housekeeping, weekly

protect yourself and your family.

outings and more. There are also seven villas

SE E AD PAG E 127 & 148

on the property that are rented to independent seniors for between CI$950-CI$1,850 per

R E T I R I N G I N C AY M A N

Immigration Considerations The Cayman Islands welcomes wealthy retirees with open arms as long as they have enough money to buy a house and support themselves in old age. Without a regular tax base, the Cayman Islands Government does not have the resources to support an aging population. If you are the dependent/spouse of a Permanent Resident and they die before you do, the right of the surviving spouse to reside in the Islands may be revoked at the discretion of the Director of Workforce Opportunities & Residency Cayman (WORC). The surviving spouse may, within three months, apply for the Grant of Residency Certificate for Persons of Independent Means upon satisfying the requirements. Senior & Retirement Homes Cayman does not currently have any particularly sophisticated options for retirement homes. We do, however, have The Pines Retirement Home, which is open to all and The Golden Age Residential Home in West Bay.

month (meals not included). Daycare is provided Monday through Friday from 8.30am-5pm for a rate of CI$45 per day for seniors wanting to spend the day at The Pines. The home is open

Jasmine (previously Cayman HospiceCare)

to all citizens of the Cayman Islands.

31 Jasmine Blossom Way, West Bay Road Tel: (345) 945 7447

Poor Relief Payments For those too elderly to work, who are over the age of 60 and are in great need, the Needs Assessment Unit (NAU) currently offer a monthly stipend of CI$750. A full assessment needs to be undertaken and then the level of assistance required is investigated. This is only open to Caymanians. The NAU is located at 55 South Church Street, George Town. Tel: (345) 946 0024.

www.thepinescayman.com The Pines Retirement Home is a non-profit, charitable organisation established to provide residential accommodation primarily to meet the needs of elderly citizens during their retirement. Over time the emphasis has moved to the provision of care provided by Registered Nurses in response to the needs of the community and the high care requirements of many of its residents. There are 48 beds split 124

CAYMANRESIDENT 2022

Jasmine is a not-for-profit organisation committed to improving the lives of those affected by terminal illness and death, assuring long-term emotional, spiritual and general well-being to patients, their families and the bereaved. Jasmine employs specialist nurses and caregivers, and has a team of trained patient-care volunteers who offer support to patients and their families. Supported counselling, therapeutic massage, fellowship

Caring Hands Cayman

opportunities,

Tel: (345) 943 1177

Jasmine costs more than CI$2,000 per day

Email: support@caringhandscayman.com

to operate and is 90% funded by donations.

www.caringhandscayman.com

Support from the community and volunteers

Caring Hands Cayman is a professional in-home

are always needed and very welcome.

and

bereavement

support.

healthcare provider, dedicated to enhancing the quality of life, dignity and independence of Cayman’s elderly residents, the sick, or those

60 Pines Drive, George Town Email: info@thepinescayman.com

www.jasmine.ky

by holistic care, additional services include

home, whether they are residents or visitors.

Tel: (345) 949 5650

Email: info@jasmine.ky

In-Home Carers

incapacitated and in need of nursing care at The Pines Retirement Home

four patients and their family members. The ‘Villa’ includes a meditation room, family room, kitchen and a multi-purpose community room providing space to offer support services for family members and caregivers. Services are aimed at treating pain and managing symptoms as well as improving the overall wellbeing of patients and their families. Anyone can refer a patient to Jasmine. Email: info@jasmine. ky or see below to find out more.

Hospice & Palliative Care For many years, residents have been in the very fortunate position to have free hospice and palliative care. Jasmine, formerly known as Cayman Hospice Care, provides professional nursing and comfort care to those living with a life limiting or end of life illness. Care is provided in the home or in the Villa, depending on the needs and wishes of patients and their families. The new Jasmine Villa is a purposebuilt facility which can accommodate

Wills & Probate There is no inheritance tax in the Cayman Islands. Cayman Islands law allows for complete freedom of disposition, meaning that you can dispose of your Cayman assets on your death as you please, subject only to the law of your domicile. It is extremely difficult to contest an otherwise valid Cayman Islands will, and so it is recommended that you have an understanding of the probate process and an up-to-date will. Post-death, the law requires a grant of probate or letters of administration be obtained from the Grand Court of the Cayman Islands to enable personal representatives (usually those persons

Drafting a Will Although anyone can draft their own will, there are certain legal requirements that must be met in order for it to be valid. Take advice from an attorney to make sure your will: > Is unambiguous

As a full-service law firm we draft trusts and wills as well as set up foundation companies and family offices for both residents and non-residents of the Cayman Islands. We are able to assist those who have assets in the Islands whether real estate, shares in a Cayman company or bank accounts. We represent clients in connection with trust and estate disputes as well as provide guidance and advice on legal issues arising from trust and estate administration matters.

• Wills

R E T I R I N G I N C AY M A N

nominated as executors in the will) to administer the deceased’s Cayman Islands estate. Court fees of around CI$250 are payable to the Cayman Court, excluding legal fees (if applicable) to prepare the application. The application for probate must be filed within six months of the date of death, otherwise an additional application has to be made to the Grand Court for special leave. When probate or letters of administration are granted it empowers the personal representatives to deal with the deceased’s Cayman Islands assets. It is advisable to obtain multiple copies of the grant of probate or letters of administration if there are multiple assets to administer. It can take several weeks to several months to obtain a grant of probate or letters of administration from the Grand Court. It is important to note that under the Succession Act (2021 Revision), executors are only entitled to very modest remuneration. However, the will may allow more generous remuneration. The Formal Validity of Wills (Persons Dying Abroad) Act (2018) prescribes that a Cayman Islands will is considered valid if it conforms with foreign or Cayman Islands execution formalities. This law also applies to wills created before this law came into force in 2018. The Succession Act and the Wills Act (2021 Revision) has introduced provisions for civil partners to be considered equal to married persons as a matter of Cayman Islands law. Foreign probates or letters of administration (with certificated translations, if necessary) can be resealed by the Cayman Probate Court at which point such re-sealed foreign legal documents will be effective to administer any Cayman Islands assets. Dying intestate (i.e. without making a will) can sometimes make matters more complicated. If a Cayman-domiciled person dies intestate, a closely connected person, such as a surviving spouse or surviving adult child, must apply to the Grand Court for letters of administration. Once obtained, this legal document empowers them to deal with the deceased’s assets in accordance with the Succession Act. Many people attempt to take on the responsibility of acting as a representative of an intestate estate, and then immediately find themselves overwhelmed. In order to navigate this complicated process, it is advisable to seek advice from a duly qualified attorney-at-law. The benefit of having a local representative who is familiar with the Cayman Islands legal system cannot be overstated. Their familiarity with the rules could save your estate from significant expense, not to mention alleviate the stress placed on bereaved loved ones who may otherwise find themselves having to negotiate the requirements of a country and legal system they may not be familiar with.

• Trusts • Probate • Family Offices • Estate Administration • Foundation Companies • Dispute Resolution

For further information, please contact:

Linda DaCosta Partner HSM Chambers +1 345 815 7404 ldacosta@hsmoffice.com

Choose the Experts. Choose HSM.

+1 345 949 4766

68 Fort Street George Town PO Box 31726 Grand Cayman KY1-1207 Cayman Islands www.hsmoffice.com

www. c a y m a n r e s i d e n t . c o m

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> Clearly sets out your wishes > Meets legal requirements.

Key Roles in your Will

> Names and addresses of your proposed

Attorneys can also provide additional services such as the retention of your will. A will can be handwritten, typewritten, or prepared on a computer. If handwriting your own will, it is important that you ensure it meets appropriate legal requirements. As requirements for wills vary internationally depending on your location, it is necessary to seek legal advice when drafting your will.

R E T I R I N G I N C AY M A N

Letters of Wishes Often accompanying a will is a letter of wishes setting out additional, non-binding requests. Such letters can be a great comfort to family members who find themselves unsure about where to begin when dealing with their final wishes. Simple instructions include where your life insurance policies, annuities and pension plans are held. Also included are your bank account details; your electricity, water, internet account numbers; your computer password; a list of your fixed assets; your digital assets; the names of your attorney, accountant, doctor, and generally all of those items that only the individual may know. Setting this out in a letter of wishes will save your representative hours of digging through papers and making telephone calls trying to determine where your assets are held. Giving precise details can save your estate from potential losses due to unidentified assets. Your attorney will ask you to fill out an instruction sheet with the following information:

executors: maybe a trusted friend as one and a trusted family member as the other. You need to explain your relationship to these people. Name and address of guardians to your children, although this is only relevant if your children are young.

also be able to help. Law Firms with Family Offices Collas Crill 2nd Floor, Willow House, Cricket Square, GT Tel: (345) 949 4544 Email: cayman.enquiries@collascrill.com www.collascrill.com Collas Crill is an offshore law firm with offices in Cayman, BVI, Guernsey and Jersey, advising

Gifts

both local and international clients in a full range

> Pecuniary bequests – These are legacies

of legal services.

> >

of cash that you may want to leave to someone. Legacies of property – You will need to identify the specific item/property that you want to leave someone. Beneficiaries of the rest of your estate – This is whatever is remaining in your estate and can be given to one person, or it can be divided equally, or unequally, between several people. It is called the ‘residue’ of your estate. Substitute beneficiaries of your estate – In this section you need to name a substitute to inherit your estate should the named beneficiaries die before the estate can be given to them. Age of inheritance – You will be asked if you want to specify an age when your beneficiaries inherit the residue of your estate. This is only relevant if your beneficiaries are very young at the time of you writing your will. ‘Worst case scenario’ gift – You need to name a charity, family member or friend who will inherit your estate if everyone you have named in your will dies and cannot inherit it.

SE E AD PAG E 169

Cayman Family Law Zephyr House, Ground Floor, 122 Mary Street, George Town Tel: (345) 746 5290 Email: info@caymanfamilylaw.com www.caymanfamilylaw.com Cayman Family Law is a boutique law firm specialising exclusively in Family Law including advice and assistance on wills and probate matters. They can also provide advice on the preparation of lasting powers of attorney and obtaining Guardianship orders. Hampson and Company Apollo House East, 4th Floor 87 Mary Street, George Town Tel: (345) 623 7788 Email: info@hampsonandco.com www.hampsonandco.com Led

Graham

and

Company

Hampson,

offers

Hampson

experienced

and

comprehensive advice on family law including advice on wills and probate, both local and international. SE E AD PAG E 119 HSM

Family Information

Assets & Liabilities List

68 Fort Street, George Town

> What is your full name, date of birth

The final portion of the will requires you to list your assets, liabilities (mortgages and outstanding debts), as well as any life insurance policies you may have and the details of your pension plan. Various law firms in the Cayman Islands can assist you in writing a will and your Letter of Wishes, or advise you on probate. Please also refer to the Running a Business chapter for a larger list of law firms that will

Tel: (345) 949 4766

and home address? What is the full name of your spouse, their date of birth and address? What are the full names, dates of birth and current ages of your children? Were there any previous marriages? If so, were there any children from that previous marriage? What are their names and ages?

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CAYMANRESIDENT 2022

Email: info@hsmoffice.com www.hsmoffice.com HSM lawyers can provide guidance and advice on local wills and international wills to be administered in the Cayman Islands by way of re-sealing the foreign will and probate matters for both residents, and non-residents of the Cayman Islands. They offer assistance drafting wills and obtaining grants of probate. They also

represent clients in connection with trust and estate disputes and non-contentious trust and estate matters. SE E AD PAG E S 65, 103 & 125

Travers Thorp Alberga 2nd Floor, Harbour Place 103 South Church Street, George Town Tel: (345) 949 0699 Email: info@traversthorpalberga.com www.traversthorpalberga.com Travers Thorp Alberga has an experienced succession and estate department focusing on all types of estate planning inclusive of trusts, wills, and probate proceedings both local, international and multijurisdictional.

arrangements to make. Fortunately, undertakers are there to help guide family and loved ones through the process, take care of the paperwork and ease the burden as much as possible. The main decision to be made is whether the body is to be buried, cremated or repatriated. Funeral homes help in all three scenarios. There are two funeral homes in the Cayman Islands: Bodden Funeral Services and Churchill’s Funeral Home. Both provide the same range of services and similar funeral packages, although Bodden Funeral Services has the only crematorium in the Cayman Islands.

SE E AD PAG E 117

Phoenix Legal 20 Genesis Close, The White House, GT Tel: (345) 929 4701 Email: lisa@phoenixlegal.ky Phoenix Legal specialises in family practice law including providing advice on wills, probate and administration applications. They can also assist with family matters such as adoption

Sweet LET’S MAKE YOUR

and children’s legal arrangements, divorce, guardianship and receivership applications, pre

RETIREMENT

and post nuptial agreements and protection from domestic violence. SE E AD PAG E 121

Inheritance Tax & Domicile For foreign residents, inheritance tax may still be due in their country of domicile. Your lawyer will be able to determine whether or not you are domiciled in Cayman, or advise you on the steps you should take to change your domicile to Cayman. Purchasing a grave plot or vault in the Cayman Islands and purchasing insurance which pays for your mortal remains to be repatriated to Cayman are two ways to prove your domicile is in Cayman. For more information please refer to the Immigration chapter. END OF LIFE IN CAYMAN

When a person dies the next of kin are left with a number of decisions and

Get the most out of your retirement. Use your retirement fund to invest in an annuity plan and make sure you don’t outlive your income.

Call (345) 949 8211 to speak with an advisor sagicorcayman.com

www. c a y m a n r e s i d e n t . c o m

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R E T I R I N G I N C AY M A N

www.phoenixlegal.ky

Overview of the Process If a person dies of natural causes – that is, the death is not sudden, violent or suspicious – the process is as follows: > If that person has been under the direct care of Jasmine, the deceased is taken to a hospital where an examination is carried out, the person is pronounced

dead, and the body is then moved to the funeral home. If the deceased has not been under the care of Jasmine, the next of kin must contact the hospital. The body must be taken to the hospital where a medical practitioner determines whether or not further investigation is required. Meanwhile, the undertaker will collect the necessary information and complete the paperwork for the death certificate. This is then presented to Medical Records where the attending physician verifies the information, fills in their portion and sends it to General Registry. When the death certificate is ready, the body is released to the funeral home for burial, cremation or repatriation. Additional death certificates can be ordered online on the Cayman Islands General Registry website (www.vitals.ky) or at the Government Administration building in George Town for a fee of CI$10 per copy.

R E T I R I N G I N C AY M A N

Burial If the deceased’s wishes are to be buried, the next of kin must decide, with the help of the undertaker, on a casket, clothing for the deceased, whether to hold a service and if so, what type of service. Other considerations will include whether to have flowers, a programme, and announcements of the death on the radio or in the newspaper. The average funeral package is CI$2,500 and these costs should include everything other than flowers, announcements and the funeral programme. When you call the funeral homes to work out the cost of the funeral package make sure to ask the following questions: > Do they charge a storage/cooler fee to keep the body for the days before the funeral? If so, how much is it per day? It can take time for loved ones to get to Cayman and a funeral can often be delayed for one to three weeks. A cooler fee can easily add CI$1,000 to the cost of the funeral package. > How often can you view your loved one and is there a fee to view the body? Are there any restrictions you should know about? > What make and material is the casket that is included in the basic package? Google the casket and see if it is what you want. Upgrading to a different casket can add upwards of CI$500 to your bill. > Ask what the basic package includes. It should include the following: transfer of the body to the funeral home, cool-storage the body in their facility, all clerical paperwork, embalming (required for repatriation), dressing, restoration, hair and make-up, coffin, viewing at the funeral home, staff for the service, transportation, hearse for the coffin, free bus for the family to the gravesite, gravesite equipment (chairs, tent, drinking water, coffin lowering device), vault sealing, guest books, one newspaper announcement and four radio ads. It would not include flowers, additional announcements 128

CAYMANRESIDENT 2022

and the funeral programme. If the deceased is a civil servant, died in a tragic accident, or is under the age of 18, then ask if the funeral home will offer you a discount.

Burial Assistance For those in need, the Needs Assessment Unit (NAU) can provide financial support to bury loved ones. They can give families a maximum of CI$2,500 towards funeral packages and/or a maximum of CI$1,200 towards a vault. You will need to visit the NAU office, fill out the required forms, along with any supporting documents, and wait to be assessed by one of the officers. They are located on 55 South Church Street, George Town. Tel: (345) 946 0024 or visit www.nau.gov.ky. Preplanning Funerals In other countries it is not uncommon for people to pre-plan their own funeral well before they become ill, and then leave this plan on file with their chosen funeral home. In the plan you can let your family know whether you want to be cremated or buried, whether you want to forgo the expensive coffin and whether you would rather they not go over the top with flowers. You can also buy a government or a private burial plot in advance and let the funeral home know the details. Leaving a plan for your funeral will take a huge weight off your family. You can also pay for the funeral costs in advance and the funeral home will freeze the cost even if it is 30 years before your family needs to access your file with the funeral home and initiate your wishes. Cemeteries Management The vast majority of cemeteries on all three Islands are either privately owned family plots or Government owned, but there is a private cemetery in Prospect where anyone can buy a burial plot. Public/government owned cemeteries are managed by the Department of Environmental Health (DEH),

which is responsible for the allocation of land for burial, design and construction of burial vaults. Public burial plots/vaults can be bought only after the passing of an individual at the Department of Environmental Health office (Tel: (345) 949 6696 or email: dehcustomerservice@gov.ky) for a fee of CI$1,200 for adults and CI$600 for children. Family plots cannot be purchased in advance at public cemeteries, because most sites are full and it will be hard to obtain a plot situated next to your loved ones. Private cemeteries on-Island are still monitored by the Department of Environmental Health to ensure that the vaults are constructed to DEH specifications. These, however, are not available for public purchase as most of them are on family owned land that is used as a grave site for that family only. The Garden of Reflection on Prospect Point Road is a private cemetery in Red Bay that has grave plots available for the public to purchase. This cemetery currently has 480 available plots (as of July 2021). Grave plots can be purchased for CI$3,750-CI$6,500 and the cost includes landscape maintenance. The plots are sold and managed by Crighton Properties, and the company maintains accurate records to ensure that reserved grave plots are not built upon. You can contact Crighton Properties on (345) 949 5250 or email: dalec@crightonproperties. com, or through your undertaker. Grave vault construction must be arranged by the family and local contractors charge between CI$3,200 and CI$3,600 to build a concrete vault. The size of a single plot is 4ft x 8ft and there is a 5% discount if the family buys more than four plots. List of Public Cemeteries: West Bay - West Bay by the Fire Station (Closed: all vaults are sold), Boatswain Bay, North West Point and St. Mary’s on Batabano Road. George Town - Dixie (Closed: all vaults are sold), South Sound (Closed: all vaults

Cremation If the deceased is to be cremated, the main decision for next of kin will be the type of service they want: one with the body present, followed by a cremation, or a memorial-type service, where there may be a picture, or an urn, but no body. Cremation packages range from CI$2,000 to CI$3,000.

Repatriation For expat workers, repatriation is often the preferred choice. The next of kin will need to decide whether to repatriate the body in a casket or whether to send it as freight, which is more cost-effective. The paperwork varies considerably depending on the country the body is to be repatriated to, and thus so does the cost. Repatriation to the US, Canada or UK is quite straightforward and quick to arrange. Repatriation to Cuba and the Philippines, however, is much more complex, so the administrative costs are higher. Funeral homes, such as Bodden Funeral Services and Churchill’s Funeral Home will take care of all the paperwork and arrangements, including the embalming which is a non-negotiable requirement for the deceased to be shipped overseas. The basic cost is CI$2,500, plus airfare and paperwork costs. Importing a Body/Ashes to Cayman In the event that the death occurs abroad, to bring a body/ashes to Cayman, you must receive permission from the DEH. You will need to provide the DEH with the following information: the deceased’s full name, place of birth, name of person responsible for the remains, arrival date of the deceased, a copy of the death certificate with cause of death (specifying whether the death was from a non-communicable or communicable disease), a US$25 administrative fee and, if applicable, a cremation certificate. Please note that for non-residents the administrative fee is US$100. Requests must be made at least 48 hours prior to the body/ashes arriving in the Cayman Islands. If granted, you will receive a letter of approval that must be presented to Customs upon the body/ ashes arriving.

homes do all they can to ease the stress and make the process as straightforward as possible. Undertakers are experienced at guiding families through the decisionmaking, asking the necessary questions and making as many of the arrangements as they can. Funeral homes also offer a pre-planning service, so that if a person is in the end stages of life, their family and next of kin have the option to talk with undertakers and make key decisions and plans ahead of time, which are then enacted at the time of death. It also worth noting that one can take out Final Expense Insurance Coverage which, depending on the policy, will cover some or all of the costs of a funeral. Funeral Homes There is no set time frame within which burials, cremations or repatriations must occur and, barring unforeseen complications, these can usually take place as little as two to three days after death. Bodden Funeral Services 117 Walkers Road, George Town Tel: (345) 949 7464 Email: sruby@boddenholdings.com www.boddenfuneralservices.com Bodden Funeral Services has been serving grieving families in the Cayman Islands with respect, dignity and compassion for over 60 years. With great attention to detail, care and guidance they offer burial, repatriation and are the only option for on-Island cremation services. Their undertaker is available 24 hours a day to assist your family in times of need. Churchill’s Funeral Home 328 Eastern Avenue, George Town Tel: (345) 943 4663 Email: churchills@candw.ky www.churchillsfuneralhome.com The to

professional providing

staff

dignified,

are

committed

respectful,

and

compassionate assistance to every family.

Funeral Planning Needless to say, arranging a funeral or memorial is a distressing affair but funeral

Tell them you saw it in the

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129

R E T I R I N G I N C AY M A N

Burial at Sea With Cayman’s well-known seafaring history, sea burials are an option worth considering in the Cayman Islands. They are a natural and sustainable alternative to traditional burials and pay homage to the sea which has been such a big part of life for many in Cayman over the years. To obtain the necessary permission for a sea burial, you must submit a copy of the death certificate, a certificate of non-communicable disease and the Burial Order to the Department of Environmental Health (DEH). Once this has been confirmed, the body must be prepared for a sea burial by a licensed mortician and the casket must adhere to a specific set of guidelines that can be found on the DEH website (www.deh. gov.ky). The burial must take place at least five nautical miles from shore, at a minimum depth of 700ft, and outside of traditional fishing grounds. Although they say it is not a common option, the team at Bodden Funeral Services (Tel: (345) 949 7464) has experience with sea burials and can assist you if this is a route you would like to take. If you would like to scatter your ashes at sea the only requirement is that you

do so at least three nautical miles from the shoreline.

THE

are sold), Prospect and Spotts (Closed: all vaults are sold). Bodden Town - “Old” Bodden Town across from the Bodden Town Clinic (Closed: all vaults are sold) and “New” Bodden Town located on the same side of the road as the Bodden Police Station, going East. East End - East End and Gun Bay. North Side - North Side and Old Man Bay.

Settling In Opening a bank account, getting telephone service and internet access, connecting your utilities and organising your pension and insurance.

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Money & Banking - Opening a Personal Bank Account - Resident - Non-Resident - Online Banking, ATMs & Cheque Books - Money Transfer Services

130 130 130 130 132 132

Communications - Telephone Services - Mobile Services - Internet At Home - Internet Providers

134 134 134 136 136

Television

137

Utilities - Electricity - Gas - Household - Petrol & Diesel - Water

138 138 139 140 140

Insurance - Health Insurance - Home Insurance - Insurance Providers - Life Insurance

142 142 143 145 147

Pensions - Private Pensions & Pension Providers - Public Service Pensions

147 147 149

CAYMANRESIDENT 2022

Photos courtesy of Rebecca Davidson

SETTLING IN

MONEY & BANKING

Opening a Personal Bank Account – Resident All banks in the Cayman Islands adhere to mandatory duediligence requirements and will perform fairly extensive checks before opening an account for you to ensure that you are thoroughly legitimate and that no money will be laundered. Each bank may have slightly different requirements: >

An employment letter addressed to the bank confirming your position, salary and expected length of employment

A recent utility bill (no older than 3 months) or lease agreement in the individual’s name as proof of address. In the event of the latter you would need to provide a copy of your landlady’s utility bill

Original passport for all countries of citizenship (some banks may request a personal interview)

W9 forms for US citizens

Original or notarised copy of Work Permit Letter, Cayman Status, Right to Work, or Naturalisation Certificate

Completed and signed application form

Opening a Personal Bank Account – Non-Resident Non-residents can open a bank account in Cayman without visiting the Islands (not all banks offer this service), but they must submit multiple certified documents to prove their identity, a current overseas address, the source of funds and

Right at home, by .

SETTLING IN

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131

bank references. Local banks will often want a legitimate rationale for opening an account for an overseas resident, in addition to the following:

www.fidelitygroup.com

management. SE E AD PAG E S 61 & 131

Branches & Banking Hours: Cayman Financial Centre, Dr. Roy’s Drive (GT), Monday-Friday

Cayman National Bank Ltd.

9am-4.30pm; Fidelity Financial Centre (SMB),

bank confirming your position, salary, and

PO Box 1097, Grand Cayman KY1-1102

Monday-Friday 10am-4pm.

length of employment

Tel: (345) 949 4655

An original bank reference addressed to the

Email: cnb@caymannational.com

RBC Royal Bank (Cayman) Limited

bank in Cayman stating how long you have

www.caymannational.com

PO Box 245, Grand Cayman KY1-1104

banked with your home bank, the average

Branches & Banking Hours: Camana Bay

Tel: (345) 949 4600

balance maintained, and the manner in

(SMB), Cayman Brac, Centennial Towers (WB),

www.rbcroyalbank.com/caribbean

which the account has been conducted

Countryside Shopping Village (Savannah), Elgin

Branches & Banking Hours: 24 Shedden Road

An original professional reference addressed

Ave (GT), Monday-Thursday 9am-4pm, Friday

(GT), Monday-Friday 9am-3pm

to the bank from a Law or Accounting firm

9am-4.30pm; Little Cayman, Monday and

Red Bay Branch, 53 Shamrock Road (next to

Curriculum Vitae

Thursday 9am–11.30am and 12pm-2.30pm.

Grand Harbour), Monday-Friday 11am-6pm.

A recent original utility bill (no older than

Bank Services: Chequing, savings and fixed

3 months) or a lease agreement in the

deposit accounts, credit and debit cards,

Scotiabank & Trust (Cayman) Ltd.

individual’s name as proof of address

online banking and mobile app, largest ATM

Scotia Centre, 18 Forum Lane, Camana Bay

Certified copy of your passport(s) for all

network Island-wide, currency exchange, wire

PO Box 689, Grand Cayman KY1-1107

countries of citizenship

transfers, electronic funds transfer, travellers

Tel: (345) 949 7666

W9 forms for US citizens

cheques cashing, bank drafts, letters of credit,

www.scotiabank.com/ky

In you own or rent property in Cayman

utility bill payments, safety deposit boxes

Branches & Banking Hours: Camana Bay (SMB)

then a certified copy of the Land Register

(sizes vary depending on Customer Service

Monday-Thursday 9am-4pm and Friday 9am-

agreement, a Transfer of Land document or

Centre, subject to availability), standing orders,

4.30pm; and South Sound (across from Grand

a copy of a Rental Agreement

merchant services, night deposit facilities,

Harbour), Monday-Friday 10am-6pm.

Completed application

customised credit solutions such as mortgages,

SETTLING IN

Email: info@fidelitycayman.com

trust services, private banking and investment

An employment Letter addressed to the

Other Services Offered: Credit references,

loans, and Domestic and International Premier

Opening a Business Bank Account Refer to the Running a Business chapter.

Banking at the Camana Bay location. Other Services Offered: Alternative investment funds, family wealth vehicles, investment

Local Banks

brokerage, advisory services and discretionary

Butterfield Bank (Cayman) Limited

asset management solutions.

12 Albert Panton Street, George Town

SE E AD OP P OSI T E PAG E & PAG E 57

PO Box 705, Grand Cayman KY1-1107 Tel: (345) 949 7055

CIBC FirstCaribbean International Bank

Email: info.cayman@butterfieldgroup.com

PO Box 68, Grand Cayman KY1-1102

www.butterfieldgroup.com

Tel: (345) 949 7300

Branches & Banking Hours: Butterfield Place

www.cibcfcib.com

Banking Centre (GT), Monday-Thursday 9am-

Branches & Banking Hours: Monday-Thursday

4pm, Friday 9am-4.30pm; Midtown Plaza

9am-4pm and Friday 9am-4.30pm.

Banking Centre (GT), Monday-Friday 9am-

Branch Services: Vehicle loans, mortgages,

4pm; Camana Bay Banking Centre (SMB),

chequing and savings accounts, credit and

Monday-Friday 9am-4pm; Governors Square

debit cards, currency exchange, wire transfers,

Banking Centre (SMB), Monday-Friday 9am-

bank drafts, utility bill payments, teller services,

4pm.

online banking, mobile banking, telephone

Banking Centre Services: Accounts, online

banking, ATMs, loans and transfers.

banking, ATMs, credit and debit cards, currency

SE E AD PAG E 54

exchange, wire transfers, bank drafts, utility bill payments, night deposit facilities, safety

Fidelity Bank (Cayman) Ltd.

deposit boxes, standing orders, mortgage

PO Box 914, Grand Cayman KY1-1103

services and loans.

Tel: (345) 949 7822

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CAYMANRESIDENT 2022

Online Banking, ATMs & Cheque Books All the banks on-Island offer online banking, but some are definitely more user-friendly than others. If online banking is important to you, it is worth asking about each bank’s online capabilities. All banks allow you to pay almost all your monthly bills online. ATM machines are available at most bank branches and all supermarkets. If you use your own bank’s ATM you will not be charged a withdrawal fee (other than Government’s 25 stamp duty charge for every withdrawal). The charge to use another bank’s ATM is CI$2.40-CI$3 depending on the bank, for each withdrawal. If you need a cheque book on your personal bank account, make sure to ask the prospective bank if they offer this service, as some do not. Money Transfer Services Due to the number of foreign nationals in the Cayman Islands, there are numerous money transfer companies on the Island including: MoneyGram, JN Money transfer

caymannational.com

SETTLING IN

Elevate your Experience Enjoy a completely upgraded banking experience with Cayman National’s all new online banking and mobile app platforms, 24/7, from anywhere, giving you freedom and control of your finances. Visit caymannational.com to learn more, or sign up at one of our Customer Service Centres today.

PERSONAL BANKING | BUSINESS BANKING | FIDUCIARY & INVESTMENT SERVICES | FUND SERVICES

A subsidiary of

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133

and Western Union. Money transfer companies accept both US and CI dollars. MoneyGram

MoneyGram has eight locations on Grand Cayman and two on Cayman Brac. It offers a fast and secure way to send money. Tel: (345) 945 5616. Western Union

Western Union is located in the four Foster’s Supermarkets in Grand Cayman and L M Superstore in Cayman Brac. COMMUNICATIONS

SETTLING IN

Cayman’s sophisticated tourism and financial industries have ensured that telecommunications are as advanced as those you would find in any developed country. Options for mobile and residential phone services, and high speed internet connections (via fixed lines and through mobile data), are available across all three Islands. In 2016 amendments to the Information and Communications Technology Authority Act gave regulators the power to fine phone, TV and internet providers up to CI$50,000 for violations to their licenses, such as not providing internet speeds that are advertised to customers. This has been great for consumers as it ensures reliability. Choosing the right provider will depend both on the services available in your area and your personal usage. Bundled options from the same provider can result in significant discounts. It is worth noting, however, that due to the small population of the Islands, the cost of broadband and residential and mobile phone services tend to be quite a bit higher than in Europe and North America. TELEPHONE SERVICES Every provider in the Cayman Islands must be able to provide local and long distance telephone services. All the mobile phone providers offer an international direct dialling service and depending on your plan rate, prices are often comparable to those for fixed lines. Mobile phone service 134

CAYMANRESIDENT 2022

options are varied and there are choices to suit any need, including voice, mobile data, text messaging and voicemail. The mobile providers in the Cayman Islands are Digicel and FLOW. Internet services are available from all four providers: Logic, FLOW, Digicel and C3 Pure Fibre. High speed fibre optic cables and networks are increasing in availability, with Logic, FLOW and C3 providing even higher internet speeds to homes in Grand Cayman than previously possible. Standalone and bundled internet and VoIP options are available, and in some instances discounts are offered for taking more than one service. Residential phone service choices are plenty with installation times varying from a couple of hours to a couple of weeks depending on the company and the type of service you choose. If you are building a home in a newly developed area and want a fixed line installed, check directly with your provider to confirm the expected time of installation. Overview of Local & Long Distance Telephone Services Logic and C3 Pure Fibre offer phone services which allow users to make calls at home using an internet connection rather than traditional fixed lines. Logic’s Chatterbox service works with any internet provider and gives you unlimited international calls for a fixed monthly fee. Several monthly plans are available, depending on which countries you call the most. For those who want family or friends to be able to call them in Cayman without having to pay for overseas calls, the Chatterbox International Numbers mean Cayman residents can be reached on a US, UK or other country number. FLOW provides consumers with residential phones that use fixed landlines. They offer three home phone plans: Residential, Home 500 and Home 800. All three packages have a monthly line rental charge with the difference occurring in free local call minutes and discounts on international calls.

MOBILE SERVICES Two mobile service providers operate in the Cayman Islands: Digicel and FLOW. Both companies offer prepaid options (or pay-as-you-go top up and plans), as well as postpaid plans (billed per month). Plans typically include voice calls and text messaging, and most also include a certain number of international calls (anywhere minutes) and data allowance. Most residents have Android or iOS smartphone devices. FLOW and Digicel both use 4G LTE technology – so mobile internet speeds are as fast as you will find anywhere in the world. The MyDigicel and MyFlow apps enable customers to view and pay their bills with postpaid, or top up credit with prepaid phones, as well as activate a number of addon plans, such as reduced international calling rates, roaming and data plans. The MyDigicel app also grants weekly rewards to users through customer loyalty programmes. Prepaid Mobile Services The advantage of prepaid mobile phones is that there is no contract, no monthly fee and no deposit required. Prepaid SIM cards can be purchased from Digicel and FLOW stores, as well as from other retailers, such as supermarkets and gas stations. If you have an unlocked phone, all you need to do is purchase the SIM card, put it in your phone, add calling credit with a plan and start calling. Credit can be added (also known as topping up) at the same locations, as well as at some ATMs, online and through the mobile service providers’ apps. The disadvantage of prepaid phones is that the per minute rates are higher than for postpaid plans. Local calls cost 20 to 45 cents per minute depending on the time of day and on whether you are calling numbers within your network, or fixed and mobile numbers outside the network. You may purchase calling plans for prepaid to save on regular calling rates. The prepaid credit can be used for making calls, using mobile data or for texting. You

will get better value by purchasing data, text and calling plans. Postpaid Mobile Services You will usually be required to sign a contract for 12 or 24 months with a postpaid plan. These are easy to set up – you just need to take along ID, a proof of address, and a deposit – and there is a choice of plans allowing customers to choose the one that best fits their needs. Postpaid plans are paid monthly and start at around CI$100 at FLOW and CI$60 at Digicel, and both include a basic allocation of minutes, text messages and data allowance. Contracts often include a discount on handsets and the cost of the phone can usually be spread out over the course of the contract. As there is no such thing as credit rating systems in the Cayman Islands, you will need to put down a deposit, typically CI$100-CI$200, if you choose a postpaid plan. FLOW currently offers unlimited plans which include limitless data, WhatsApp, local texts and minutes as well as an allowance of international minutes and free incoming calls whilst roaming. Customers who have broadband receive a discount on their unlimited mobile plan. Digicel offers several Postpaid plans, available on a contract as well as a variety of Prepaid Plans on a 1, 7 or 30 day term. All Digicel plans include an allocation of Anywhere Minutes, Unlimited Digicel to Digicel calls, SMS and Free Data to use with any of the Digicel apps. Digicel also offers rich data allowances, all of which come with unlimited rollover.

SETTLING IN

Handsets It is worth noting that if you bring a mobile phone with you from overseas when you move to Cayman, it will not necessarily work here. It all depends on the frequency used: Cayman mobile providers use GSM, HSPA and LTE technology. It is a good idea to check with your provider prior to moving to find out if your phone will

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be compatible, if you are free of contract obligations, and if your phone is unlocked. As a general rule, European phones will use the same frequency, but phones from CDMA carriers in the US and Canada will not. Mobile phones can be unlocked locally at Cellular World, in the Bay Town Plaza, opposite The Wharf Restaurant on West Bay Road. They charge between CI$45$65 depending on the phone but they cannot unlock FLOW iPhones without a code from FLOW. They can also repair mobile phones and replace cracked screens on iPads. For more information call them on (345) 943 2355 or email: repairs@ cellshop.ky. FLOW and Digicel sell a wide range of new handsets, some of which will be discounted. Purchasing a handset from one of the mobile providers on-Island is much more advisable as their selection of phones are set up to work best on the networks here, and you will get a warranty as well as access to authorized repair services. Roaming All mobile phone providers offer worldwide roaming, so that you can make and receive calls while travelling on your Cayman number. These calls fall outside your monthly plan allocation, meaning that you will be billed at much higher rates than at home for both outgoing and incoming calls and text messages, as overseas networks charge higher rates for visiting users. To enable frequent (and not so frequent) travelling, both Digicel and FLOW offer

Dialling Codes To the Cayman Islands From the UK: 001 + 345 + number From the USA: 1 + 345 + number

To the Caribbean: 1 + Country Code + number To the USA & Canada: 1 + Area Code + number To the UK: 011 + 44 + number Rest of the world: 011 + Country Code + number

CAYMANRESIDENT 2022

INTERNET AT HOME Logic, FLOW, Digicel and C3 all offer home-based internet plans with unlimited usage. Generally, the upload speeds offered by all four providers are very high. The higher the upload speed, the better the performance for downloading data, playing online games and streaming content. Logic offers download speeds as high as 500Mbps. Fibre optic installation is on-going, so how far the different fibre optic networks extend is constantly changing. Research what kind of coverage each provider has in your area. Fibre Optic (+TV) Logic, FLOW and C3 have all been busy over the past three years installing fibre optic cables so much of the Island can enjoy consistent superfast broadband speeds. As fibre optic cables allow such consistently fast download speeds, all three providers offering fibre optic broadband now also offer TV packages. The choice of channels will vary according to the provider but is generally based on US programming with add-on packages available for those who may want specific channels such as Hispanic, Filipino, sports or movies (see TV section for more information). Purchasing Internet and TV as a bundle will often be more economical than purchasing the two separately. Internet Providers At the time of writing, Logic’s fibre optic network was available in West Bay, the Seven Mile Beach area, George Town, South Sound, Prospect, Savannah and Bodden Town. Logic hopes to have extended to cover the whole of Grand Cayman in the

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136

roaming plans. Digicel roaming bundles provide customers valuable features including roaming to specific countries, free incoming calls and texts and an allowance of data and minutes to use while roaming. Bundles can be activated just before departure, and are usually valid for a specific period of time. To choose your roaming bundle, please review the plans available on the Digicel website.

near future. Logic has recently increased their speeds to offer 10, 20, 30, 50, 100, 200 and 500mbps of fiber optic plans where available. Residential plans start from CI$65 per month, up to CI$255 with no contract. Logic TV, with anywhere from 25 to 144 channels, plus the ability to add on packages, is also available in fibre areas. Elsewhere, traditional cable TV is offered, with up to 53 channels. Installation takes approximately 5-10 days. FLOW has replaced much of their copper wires across Grand Cayman and Cayman Brac with fibre optics. Packages are offered to suit different needs and household sizes, from 10Mbps to 200Mbps. FLOW’s superfast broadband customers can access a range of FLOW TV packages, plus choose additional channels and enjoy HD entertainment. TV packages include US and Latin American programming plus Video on Demand content. You can receive a free demo online at www.discoverflow.ky or by visiting a FLOW retail store. C3 Pure Fibre offers a selection of fibre optic-based services. C3 Pure Fibre serves both residential and business customers with WiFi internet, TV, phone and IP services. Internet streaming and high-speed internet. For more information visit www. c3.ky or call (345) 333 3333. Digicel broadband for business and residential customers is available through their LTE network, offering internet of up to 50Mbps download speeds across all three Islands. Their pool of expert resources, robust network, and cutting edge technologies all work together to provide you with efficient connection for your business and personal needs. Internet on the Go It’s very easy to stay connected while on the move in Cayman. Depending on your phone, you may be able to create a hotspot through which other devices can connect to the Internet using your phone’s mobile data. Although the 4G LTE technology means connecting is fast, it can become an expensive option.

Providers’ Contact Details

9am-5.30pm, Saturday 9am-4pm

Phone Repairs

C3 Pure Fibre

> Countryside Shopping Village. Monday-Friday

Cellular World

409 Walkers Road, George Town. Monday-

10am-6pm, Saturday 10am-5pm

Bay Town Plaza, West Bay Road

Friday 9am-4pm, Saturdays 9am-1pm

> Stake Bay, Cayman Brac. Monday-Thursday

Tel: (345) 943 2355

Customer Service: (345) 333 3333

9am-4.30pm, Friday 9am-4pm

Cellular World can repair and unlock many

Email: info@c3.ky

> WhatsApp Virtual Store (345) 925 3569

brands of mobile phones and tablets.

www.c3.ky or https://business.c3.ky

To make an appointment to visit Customer Care, call (345) 949 7800 or Local Customer

iShop4u

Digicel Retail Stores

Care on (345) 747 5050

Bayshore Mall, 31 South Church Street, GT

> 45 Market Street, Camana Bay

Customer Service Email: cay-flowhelp@cwc.

Tel: (345) 928 3696

Monday and Wednesday-Saturday 9am-6pm,

com

Offers repairs for most models of phones,

Tuesday 10am-6pm

Main Office: (345) 949 7800

tablets and digital watches from Apple, Samsung, Google Pixel and Alcatel.

> Waterfront, 72 North Church Street, George Town. Monday-Saturday 9am-4pm

Logic

> Countryside Shopping Village. Monday-Friday

> Governors Square, West Bay Road. Monday-

10am-7pm, Saturday 9am-6pm

Friday 9am-6pm, Saturday 9am-1pm

> Corporate office: Cayman Technology Centre,

> Logic Main Retail Centre (off Eastern Avenue,

115 Printer Way. Monday-Friday 8am to 5pm

behind Rankin’s plaza), George Town. Monday-

Corporate office: (345) 623 3444

Friday 8.30am-5.30pm

Customer Care from Digicel mobile: 100

Tel: (345) 745 5555

Business Customers: (345) 623 2499

Customer

SEE AD PAGES 83 & 135

8.30am-8.30pm, Saturday 9am-6pm, Sunday

Support

Line:

Monday-Friday

11am-3pm Email: support@logic.ky or fibre@logic.ky

> Galleria Plaza, West Bay Road. Monday-Friday

www.logic.ky SE E AD T H I S PAG E

Local residents can enjoy international programming through cable, satellite and broadband. There are also three free local over-the-air TV stations which can be received in all households as long as the TV has an antenna. These are: Trinity Broadcast Network (channel 21 and Logic TV), CIGTV, the government channel (channel 23 and Logic TV) and the Seventh Day Adventist Network

Your life connected. Fibre Internet and TV | Wireless TV | Phone

745.5555 | www.logic.ky

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FLOW’s Retail Locations:

TELEVISION

(channel 30 and Logic TV). Streaming services are a popular alternative to cable TV. There are a wide variety to choose from, however not all are available to stream on-Island. Netflix remains the most popular. Users have access to hundreds of shows, movies and documentaries, and more are added each month. There are three-membership plans to choose from, determined by how many devices can stream at the same time. Britbox offers Cayman Anglophiles their dream: a subscription-based service that streams live British TV feeds anywhere. Users can purchase a set-top box and subscription for US$250.

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Television Service Three companies (Logic, FLOW and C3) provide TV programming to the Island. Logic also has a cable TV service and Dish Direct TV provides satellite TV. Logic TV offers TV services through high-speed fibre optic cables where these are available. If fibre optic cables are not available, then a wireless cable TV service is available. Logic Fibre Optic TV has four tiers of packages available starting at CI$39 per month all the way up to CI$125, and include a number of HD channels. Addons for HBO, MAX and sports channels can also be purchased. Installation fees are waived when purchasing internet and TV as a bundle, or upgrading from cable TV to fibre TV and adding internet. Set-up includes one set top box. In households with multiple TVs, additional set top boxes can be rented for CI$12 per month. If additional set top boxes are requested after the initial installation is complete, there is a CI$50 installation fee per set top box. A Whole Home DVR (Digital Video Recorder) is also available for an additional CI$16 per month. Only one device is required per household, but it enables you to watch, pause and rewind live TV and record shows at different times on different TVs. Logic TV also offers free Video On Demand. In areas where Logic does not have fibre optic services, a wireless cable TV service is available. Cable customers 138

CAYMANRESIDENT 2022

will have individual receiving antennas at their home. Installation is CI$99 and includes one cable box, but you can order extra boxes when you sign up. Three tiers of cable packages are available, priced from CI$39 to CI$72 per month. All include 50 music channels and eight radio stations. Various add-on channels can be purchased for any of the packages. A Logic DVR that allows you to pause, rewind, fast forward and record shows is also available for CI$16 per month. Customers can bundle their TV, internet and phone plans and save up to 10%. For more information on all Logic TV services and packages call (345) 745 5555 or visit www.logic.ky. FLOW TV works with broadband and a FLOW supplied set top box. Customers choose between four monthly base packages offering a range of channels at differing price structures, or you can customise your channel lineup. Packages start at CI$40 per month.

deposit required for Pre-Pay electricity), show proof of ownership and a photo ID. Tenants are required to complete and sign an Application for Electrical Service, pay a deposit (for post-paid accounts), provide a signed rental agreement or lease and submit a photo ID. Applications should be submitted online. The Customer Application Form can be found on CUC’s website at www.cuc-cayman.com. CUC’s Customer Service Centre is located at the Company’s Administration Building on North Sound Road in George Town and Customer Service Representatives are available to answer inquiries in person from 9am-4pm Monday-Friday (not including public holidays). All other business should be conducted by telephone or e-mail. The security deposit required for existing post-paid electricity accounts (billed

Satellite Dish Direct TV supplies

satellite TV services, Sling TV as well as a range of international and special interest programmes. TV Programming packages start from CI$42.99 per month. The price for programming depends on the selection of channels you want. They are located in the BrandSource Centre, 209 Dorcy Drive, Industrial Park. Tel: (345) 949 4000 or email: sales.dishdirecttv@candw.ky or dishdirecttv@candw.ky.

Cayman’s Electrical Plug

UTILITIES

Electricity is the sole provider of electricity to Grand Cayman. Grand Cayman runs on a 120 volt electricity system with three-pin plugs. However, the outlets are designed to accommodate a two-pin American plug (see picture opposite). To obtain electricity services, property owners are required to complete and sign an application for electrical service, pay a deposit for Post-Pay Service (there is no Caribbean Utilities Company, Ltd. (CUC)

Cayman’s Electrical Outlet

ultimately save you money. Due to the initial impact of COVID-19, a base rate increase effective 1st June 2020 was deferred to 1st January 2021 as part of a number of customer relief initiatives. As of 1st January 2021 base rates were CI$0.1185 per kWh for residential customers with a monthly facility charge fee of CI$5.82. There is an additional regulatory and licensing fee of CI$0.0051 per kWh, which applies only to usage over 1,000 kWh per month. After factoring in the surcharges for cost of fuel, fuel duty, and energy purchased from third party sources, the effective residential rate in January 2021 was approximately CI$0.2149 per kWh. The cost of electricity is the same islandwide and does not fluctuate depending on the time of day. Bill payments are not accepted at the Customer Service Centre, but details on the numerous payment methods are listed under “Payment Methods” on the Company’s website.

Caribbean Utilities Company Ltd. (CUC) > Administration Building: 457 North Sound Road Opening Hours: Monday-Friday 8am-5pm Customer Service Centre (Administration Building): Monday-Friday 8am-5pm > Customer Service Centre: Caribbean Plaza, West Bay Road Opening Hours: Monday-Friday 8.30am-4pm PO Box 38, Grand Cayman KY1-1101 Tel: (345) 949 5200 24-hour Fault Reporting: (345) 945 1282 Email: service@cuc.ky www.cuc-cayman.com

Gas - Household Gas is a safe and efficient energy solution for powering your home appliances. Propane is a non-toxic gas that provides a greener and more economical alternative for a wide range of appliances. By using propane, you can save up to 40% on your energy bill and reduce your carbon emissions by 85%. The 20lb cylinders used for barbecuing can be found at almost every gas station in

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monthly) is calculated based on the average historical usage of the property for 45 days of consumption. Deposits for newly constructed residential homes/condos are calculated based on square footage and the number of bedrooms. Monthly electricity bills will vary depending on the size of your house condo/ apartment, your lifestyle, how often you run your air conditioning, the efficiency of your air conditioning unit, the age of the property and how well the property is insulated, among other factors. It is important to note that the Seasonal Energy Efficiency Rating (SEER) and regular maintenance of your air conditioning unit can make a big difference in kilowatt-hour (kWh) consumption and your monthly electric bill. The lower the SEER, the more energy will be consumed for the same amount of cooling. A SEER of 16 for example, will consume more electricity than a SEER of 18 or higher. Managing your energy usage and getting your air conditioning units serviced regularly will

Cayman, where you can buy a new filled cylinder or swap an empty used cylinder for a full one. Various gas companies around the island allow customers to have their own cylinders filled at a fraction of the cost of exchange. Bulk delivery can be utilised by installing a larger on-site tank either in the ground or a tall 100lb cylinder. Many houses in Cayman have an underground refillable propane tank in their garden or one standing alongside an exterior wall. The gas is then piped into the house. The size options for the tank vary depending on the amount, quantity and type of appliances being used. Gas prices may vary and are subject to change based on the procurement costs. The price has remained quite stable and has not seen an increase in several years. In fact, it has seen several decreases as Cayman’s market place has grown. In addition to cost and energy savings, another benefit is that many of your propane appliances can still be used even in the event of a power outage. If you would like a free consultation to determine the energy savings your home or company can achieve by switching to propane, call either Clean Gas or Home Gas.

the cooler water since 1974

SETTLING IN

Clean Gas 277 Sparky Drive, Industrial Park www.cleangas.ky

Puriied Drinking Water

Home Gas Ltd.

Free Weekly Delivery to Home & Oﬃce

Walkers Road Plant, 490 Walkers Road, GT Tel: (345) 949 7474

5 Gallon Bottles

www.homegas.net

Cooler Sales & Rentals

and commercial use. Offering a full-360 service

Home Gas supplies propane gas for residential operation including installation, maintenance

BPA FREE

and repairs as well as gas supply and delivery. Home Gas also offers appliances, including water heaters, cooking stoves/ovens, dryers, generators, outdoor fire features, tiki torches

Office (‘OfReg’) of the Cayman Islands confirms that there are 11 Rubis and 11 Esso (SOL) petrol stations in the Cayman Islands, all with attached convenience stores. There is only one independent retail station know as Refuel, located on Grand Cayman, which markets ethanol blended gasoline and biodiesel blended fuels. As of July 2021, the average full-service price for premium, regular and diesel fuel was CI$5.03, CI$4.80 and CI$4.51 per imperial gallons (IG) respectively, although prices vary from one station to another. Self-service petrol prices are typically 5¢ per IG less than full-serve prices. At the time of going to press, the cost of premium petrol in Florida was in the region of US$3.74 per US gallon (3.785 litres) or CI$3.06. The average price of a litre of fuel in the UK was around £1.25 for petrol and £1.37 for diesel per litre. Weekly prices for retail fuel across the Islands are posted on OfReg’s website: www.ofreg.ky. The (import) duty component of gasoline is 75¢ per IG and 85¢ per IG for diesel. The quality of gasoline sold in Cayman is equivalent to a mid-grade unleaded (octane level 89) and a super premium unleaded (octane level 93) often sold in the US. Some high performance cars will experience problems if they are not run on the highest octane fuel available. Scotts Landing at the Barcadere Marina sells diesel and gasoline for cars and boats. They add a high performance fuel additive called ValvTect which increases the quality of the fuel. It is specifically formulated for marine engines but works very well on automobiles as well. Cayman Islands Law states that all fuel stations must display their fuel prices in CI dollars and imperial gallons, except at marinas where CI dollars per US gallon (which is approximately 20% less per volume than imperial gallons) is allowed. Make sure that you are being charged appropriately.

and more. Their services are available on all three Islands. SE E AD PAG E 139

Water (Tel: (345) 945 4277) and (Tel: (345) 949 2837) supply Grand Cayman with quality Cayman Water

Petrol & Diesel The Utility Regulation and Competition 140

CAYMANRESIDENT 2022

Water Authority - Cayman

Add an extra layer of protection with ICWI’s

Comprehensive Plus

(Private Car policies only)

SETTLING IN

water. In the case of both companies, water is extracted from deep underground via a series of abstraction wells. The water that is extracted is saline groundwater and has to be treated using reverse osmosis. This process, with the addition of three fluoridefree chemicals, makes the water safe to drink straight from the tap. All chemicals added to the water are approved by the NSF International (formerly National Sanitation Foundation) for potable water use. Cayman Water serves the Seven Mile Beach and West Bay areas, while the Water Authority serves the rest of Grand Cayman and Cayman Brac with piped and trucked water. Currently piped water is only available to customers on the western end of the Cayman Brac, the remainder is served by water trucks. Water Authority will continue to expand its network in Cayman Brac, with a new Bluff Water Works facility. Both companies require you to fill out an application, present your Land Registry form for proof of ownership and pay a non-refundable connection fee that varies according to the size of your water meter. Please note that both companies only allow property owners (not renters) to apply for water service. If you are a tenant, please arrange with your landlord to receive duplicate billing. Always be sure to inspect your home regularly for dripping taps and ‘phantom flushing’ toilets to avoid an unexpectedly high water bill. If you suspect a leak, contact a licensed plumber as soon as possible. At Cayman Water, in August 2021, the first 3,000 US gallons for a residential customer was charged at CI$18.98/1000 gal. Anything above that costs CI$22.77/1000 gal. An energy adjustment factor surcharge is applied each month that varies according to the cost of electricity. Monthly meter charges also vary depending on the size of the meter, from CI$3.50 to CI$40 for meter sizes ranging from 5/8” to 6”. Cayman Water’s website provides additional information

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to customers, such as current water quality data and answers to frequently asked questions (www.caymanwater.com). At Water Authority-Cayman, the first 12 cubic meters (m³) (approximately 3,200 US gallons) is charged CI$4.34/m³. Anything above that costs CI$5.57/m³. In addition, there is also a statutory fee of $0.22/m³, and an Energy Adjustment Factor charge (that varies monthly and covers the fluctuations in the cost of electricity to produce the desalinated water). Monthly meter charges also vary depending on the size of the meter, from CI$5 to CI$58 for meter sizes ranging from 20mm to 150mm. The Water Authority’s website (www.waterauthority. ky) allows property owners to register for an online account and pay their bill electronically. For emergencies outside of business hours, call (345) 946 4357.

reusable BPA free five gallon bottles that are delivered to your home or office by the water company. You can also buy imported bottled water from the grocery stores although this is being stongly discouraged as most of the plastic is not being recycled. Alternatively, you can install an underthe-sink water filter system for well-water or city-water. The ‘City Water Filter’ from Ion Faucet removes all the chlorine that is put in desalinated water and you can add a remineralising filter to put in the minerals that desalinated water does not have. See www.ionfaucet.com. Flowers Bottled Water 172 Seymour Drive, Industrial Park, GT

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CAYMANRESIDENT 2022

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Flowers Block 184 Seymour Drive, Industrial Park, GT Tel: (345) 623 0000 Email: customerservice@flowersgroup.com Offers bulk water for those who need their cisterns filled. They also provide pool water. INSURANCE

Cayman has a wealth of insurance companies that can provide coverage for your home, car, life, health, property, contents, liability and much more. Boat Insurance Refer to the Boating chapter for a list of companies that offer boat insurance.

Tel: (345) 949 8688 Email: sales@flowerswater.com They sell purified, chlorine-free water in fivegallon BPA-free bottles. They deliver to homes and offices or you can pick up five-gallon bottles

Bottled Water Locally bottled water is clean, affordable, tastes good and comes in large blue

Bulk Water

Car Insurance Refer to the Transportation chapter for more information and page 269 in this chapter for insurance providers.

from convenience stores and petrol stations Island-wide. SEE AD PAGE 140

Health Insurance Under the law, all residents of the Cayman

from your company. Most companies will also offer an enhanced or premium plan as an option, but the cost for this can be in the region of CI$400-CI$800 per individual per month, CI$1,600 per couple and well over CI$2,000 for a family. Make sure to ask how much of this you will be expected to pay. Health insurance rates depend on the size of the group, the age of the employees, if there are any pre-existing conditions and whether it is a standard or premium plan. Rates will increase each year if there are any major claims. The good news is that premium plans always offer global coverage and the benefits are very extensive. The basic SHIC plan only provides on-Island care, and will only offer overseas care when treatment is not available in Cayman. The coverage for dental, prescriptions, out-patient doctor’s visits or diagnostic procedures is also limited. If you have to find your own health insurance policy, consider using a broker to see which insurance plan would work best for you. They don’t charge and they do all

the leg work. Your doctor or dentist may also have some valuable advice as well. For more information, and to see a list of health insurance providers and brokers, please see the Health & Wellness chapter. Home Insurance The average cost of annual house insurance is based upon a percentage of the property value and generally, includes liability insurance. Waterfront properties may attract higher insurance rates depending on the value of the property, their proximity to the water, storm-protection features, and height above sea level. If your property is part of a strata corporation, the building must be insured in the name of the strata. Each owner then pays a portion, usually based on square-footage, which is often included in the monthly strata fees. The Cayman Islands Government charges a flat rate of CI$12 Stamp Duty on all insurance policies, plus an additional Stamp Duty fee of 2% of the premium for policies covering immovable property.

“Opening Doors to Wellness For Our Members” Government-owned INSURANCE COMPANY which provides HEALTH INSURANCE COVERAGE to residents of the Cayman Islands

PRODUCTS

CINICO currently offers health insurance products in the following categories:

Civil Servants & Pensioners

Health care coverage available to Civil and Public Servants and their dependents.

Seafarers & Veterans

This plan provides health insurance coverage to qualified Seafarers, Veterans and their dependents, and is administered on behalf of the Ministry of Finance.

Standard Health Insurance Contract (S.H.I.C.) Plan

As it is a legal requirement for all residents of the Cayman Islands to have health insurance coverage, this plan provides the minimum coverage required by law, and is available to all residents upon application and payment of premiums.

SERVICES

Medical Case Management & Claims Units

There is no doubt that with this level of in-house expertise, as well as exceptional customer service, CINICO’s members enjoy the invaluable benefits of a sense of security and peace of mind.

Cayman Centre, 1st Floor, Airport Road | P.O. Box 10112, Grand Cayman KY1-1001 Tel: 345-949-8101 | Fax: 345-949-8226 | www.cinico.ky

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Islands must have health insurance, and all employers are obligated to ensure that their employees, their unemployed spouse and dependent children residing on-Island are also covered. The options for coverage range from the basic SHIC plan (Standard Health Insurance Contract), to premium plans that cover everything and cost a lot more. The law states that the employer must cover at least 50% of the cost of the basic SHIC plan but they are not obligated to cover any of the costs of your unemployed spouse or children. Therefore knowing how much your health insurance deduction will be each month is crucial to working out if you can afford to live here. The basic SHIC plan is not expensive: the cost for an individual is in the region of CI$150-CI$167 per month, for a couple CI$300-CI$372 and for a family CI$465-CI$508. If you would like to add dental and vision coverage then that costs approximately CI$30 more per month per individual. However, the benefits are fairly basic, so make sure to ask for a breakdown

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This means that if you purchase or renew an existing policy on your home and the premium for the house is/was CI$5,000, you would pay Stamp Duty of CI$112 (2% of CI$5,000 plus CI$12). The fee is due in full at policy inception and does not go to the insurance companies. Shop around for an insurance rate to suit your needs.

Get a quote today. www.caribbeanalliance.com

HOME

MOTOR

CONTENTS • LIABILITY • BUSINESS • TRAVEL • MARINE

SETTLING IN

Tel: +1 (345) 949-9744 Email: Aleisha.Lalor@caribbeanalliance.com #203 Alissta Towers, 85 North Sound Road P.O. Box 1762, Grand Cayman, KY1-1109

For generations, CIC has been providing comprehensive insurance - for life, health, property, motor and more.

Cayman Insurance Centre LTD. Insurance Brokers

Join the circle of life. Enjoy peace of mind now and in the future.

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MARINE

LIFE

HOMES & COMMERCIAL PROPERTIES

PROFESSIONAL INDEMNITY

DIRECTORS & OFFICERS LIABILITY

GROUP HEALTH

LIABILITY

CONSTRUCTION INSURANCE

CAYMANRESIDENT 2022

www.cic.com.ky Cayman Business Park, 10 Huldah Ave (Thomas Russell Roundabout) P.O. Box 10056, Grand Cayman KY1-1001 GRAND CAYMAN (345) 949-4657 (345) 949-8137 CAYMAN BRAC (345) 948-1382 (345) 948-1380

Contents Insurance Budget for about CI$500 per CI$35,000 of coverage. If you are renting a property, your landlord may have insurance to cover the contents provided in your unit, but anything belonging to you needs to be covered by your own policy. The risk of theft in Cayman is relatively low; however, due to the chance of flooding and hurricane damage, insurance is recommended. Insurance companies suggest you make a list of all your home contents and personal possessions, including relevant serial numbers, and the current replacement cost for each article. This will ensure you do not inadvertently under-insure your contents. The consequences of underinsuring your contents are simple: if the insurance company finds you have insured your contents for CI$10,000 when they are really worth CI$20,000, and your loss is CI$5,000, then they will only reimburse you CI$2,500. This is called the condition of average and is not unique to Cayman. You should review your insured items list every year to update the values, as these details will assist in faster claims settlements. Under-insurance is also applicable to your home insurance. You need to ensure your property rebuild valuation is current and the sums insured are adequate. If you own property that is part of a strata complex, your kitchen contents will likely be covered by the strata’s building insurance. Otherwise you will have to insure your kitchen appliances yourself. Travel Insurance If you are looking to travel, you might want to consider travel insurance. Please refer to the Travel chapter for more information.

Insurance Providers

builders’ liability coverage. Bogle is a wholly

www.cgcoralisle.com

Aon Risk Solutions (Cayman) Ltd.

Caymanian owned and operated firm equipped

For more than 35 years, CG BritCay Insurance

Tel: (345) 945 1266

with a wealth of knowledge in the local and

has been known as a company that offers

Email: aoncayman@aon.com

international markets. SE E AD PAG E 145

security, stability and great customer service.

www.aoncayman.com

Products

offered

include:

Property

and

Products: risk management broker services

Briat Insurance

Casualty (home, motor, marine, travel and

offering

Tel: (345) 525 0030

commercial insurance), Health Insurance and

business and liability insurance, personal

commercial

customers

strata,

Email: info@briatgroup.com

Employee Benefits, Life Insurance and Pension

customer’s home, motor and marine insurance

www.briatgroup.com

Services. SEE AD PAGE 147

plus health, life and disability policies for

Briat Insurance focuses on providing insurance

employer groups. SE E AD PAG E S 142 & 293

solutions and risk management services to a

CINICO

range of commercial customers, including group

Cayman Centre, 1st Floor, Airport Rd, GT

Balderamos Insurance Services

health and executive homeowners. Through

Grand Cayman Tel: (345) 949 8101

Tel: (345) 945 3450

Briat’s extensive relationships throughout the

Cayman Brac Tel: (345) 948 8101

Email: bis@candw.ky

industry, they have the ability to place into

www.cinico.ky

both the regional insurance and international

A Government-owned insurance company

Bogle Insurance

specialty markets, including Lloyds of London.

offers the Standard Health Insurance Contract

34 & 35 Pasadora Place, Smith Rd, GT

Briat is a global partner under the Gallagher

(SHIC plan) to all residents of the Cayman

Tel: (345) 949 0579 or (345) 623 0579

Global Alliance (GGA) programme.

Islands, as either an individual, couple or family.

Email: service@bogleins.com

SE E AD PAG E 74

SEE AD PAGE 143 & 295

only property and health insurance, Bogle

CG BritCay

Cayman First Insurance Company

has evolved into a comprehensive insurance

BritCay House, 236 Eastern Avenue GT

Cayman First Centre

provider. Their services include property,

Tel: (345) 949 8699

17 Vibert Bodden Drive, off Shedden Road, GT

health, life, motor, marine, business/ strata and

Email: info_ky@cgcoralisle.com

Tel: (345) 949 7028

Since its inception in 1988, then offering

www. c a y m a n r e s i d e n t . c o m

SETTLING IN

145

Email: askus@caymanfirst.com

The Insurance Company of the West Indies

Marsh provides clients with a single source

www.caymanfirst.com

(Cayman) Limited (ICWI)

for

Cayman First offers a full line of general

Tel: (345) 949 6970

experienced team of professionals can assist

insurance products and affordable group and

Email: cayman@icwi.com or www.icwi.com

by developing a comprehensive employee

individual health insurance products that

Products: Motor, Property, Casualty, Liability

benefits programme, including group medical

respond to the changing needs of individuals,

and Marine. Ask about REACT, Family Pack,

and ancillary plans. The Property & Casualty

households

Uninsured Motorist, Accident Forgiveness and

team offers insurance including but not limited

Alternative Transport under Motor Policy.

to strata, marine, homeowners, business and

SE E AD PAG E 141

liability insurance, contractor’s all risk and

products:

and Health,

businesses. Home,

Insurance

Motor,

Marine,

Casualty and Commercial. SE E AD T H I S PAG E

risk

management

services.

Their

professional indemnity. SE E AD PAG E 294

SETTLING IN

Caribbean Alliance Insurance

Island Heritage Insurance Company, Ltd.

203 Alissta Towers, North Sound Road, GT

Tel: (345) 949 7280

Massy United Insurance

Tel: (345) 949 9744

Email: customercare@islandheritage.com.ky

Cayman Technology Centre, George Town

Email: aleisha.lalor@caribbeanalliance.com

www.islandheritageinsurance.com

Tel: (345) 743 1900

www.caribbeanalliance.com

Insurance providers for Home, Motor, Yacht,

Email: info.ky@massyunitedinsurance.com

Products: Home, Contents, Motor, Liability,

Commercial Property, Liability, Contract Works

Products: Home, Contents, Motor, Personal

Business and Marine. SE E AD PAG E 144

and Pension.

Accident, Marine and Business.

SE E AD PAG E S 148, 167 & 269

Cayman Insurance Centre (Insurance Brokers)

Pensum Services

Cayman Business Park, Unit A3, 10 Huldah Ave

Marsh Management Services Cayman Ltd.

Unit A7, Cayman Business Park

Tel: (345) 949 4657

(Marsh)

Tel: (345) 923 6655

Email: info@cic.com.ky or www.cic.com.ky

Governors Square, 23 Lime Tree Bay Avenue

Email: insurance@pensum.pro

Products: Life, Group Health, Individual Health,

Main Tel: (345) 949 7988

www.pensum.pro

Property,

Email: caymanoffice@marsh.com

Pensum has 15 years of experience in

www.marsh.com

international

Motor,

Liability,

Professional

Indemnity. SE E AD PAG E 144 & 166

insurance

including

DO YOU HAVE A PLAN? Filling a house with the things you cherish and the memories you have made is what transforms it into a home. Cayman First offers industry-leading insurance protection that can help you build a plan to protect the lifestyle you have created. We provide innovative insurance solutions for individuals, households and businesses that offer protection from life’s uncertainties. • Property

• Liability

• Motor

• Health

What’s first for you comes first for us. Contact us at (345) 949-7028 askus@caymanfirst.com www.caymanfirst.com

HOME

146

HEALTH

CAYMANRESIDENT 2022

COMMERCIAL

MOTOR

MARINE

STRATA

marine,

aviation, commercial and private property-

as a Class A Domestic Insurer. They are a

related insurance and health insurance for

member of the Sagicor Group of companies

international crew members.

which operates in over 22 countries across the Caribbean and USA. Sagicor offers a diverse

Saxon Insurance

range of Life Insurance products to fit your

Tel: (345) 947 2966

individual needs. SEE AD PAGES 127 & 148

Email: insurance@saxon.ky www.saxonmg.ky Insurance services include: vehicle, property, contents, travel and commercial. Vanguard Risk Solutions

PENSIONS

Private (Non-Government) Pensions The Cayman Islands is different from other jurisdictions when it comes to pensions. There are two pension sectors

in Cayman, privately funded pension plans and Government funded pension plans for civil servants (see page 149 for information on Government funded pension plans). The private sector pension plans are funded by employees and employers but Government-mandated. The National Pensions Act requires both employees and employers to contribute a total of 10% of the employee’s monthly earnings to an approved pension plan. The law states that employers must contribute

36A Dr. Roy’s Drive, Cayman Financial Centre Tel: (345) 949 5836 Email: info@vrscayman.com www.vrscayman.com A leading insurance broker in the Cayman Islands for over 35 years providing independent and trusted advice from experienced and qualified professionals. Vanguard offers a comprehensive range of insurance solutions for both individuals and companies including for homes, commercial and condominium buildings, general and professional liability, SEE AD PAGES 141 & 296

Life Insurance Michael Webster is an independent broker who specialises in life insurance. Other insurance providers listed in this chapter may also provide life insurance. Michael Webster - Life Agent Tel: (345) 925 5433 Email: michael.webster@cic.com.ky

In other words, you can get everything you need in one place.

www.lifeinsurance345.com

At CG Britcay, we can help you protect your personal belongings,

Michael Webster offers protection for both

motor, home, health and more, all in one convenient location.

your mortgage and family. He offers term life,

To learn more, visit cgcoralisle.com

mortgage protection term life and whole life

SETTLING IN

motor, marine, health and group life insurance.

We’re like packing a box and everything fits perfectly.

policies. For peace of mind, call for a free, no obligation quote. SE E AD PAG E 166 Sagicor 198 North Church St, GT Tel: (345) 949 8211 Email: cy_infocayman@sagicor.com www.sagicorcayman.com

British Caymanian Insurance Company Limited BritCay House, 236 Eastern Avenue, P.O. Box 74, George Town, Grand Cayman KY1-1102, Cayman Islands tel: 345-949-8699

Sagicor has operated in the Cayman Islands for over 30 years and is registered with the

Good Like That.

cgcoralisle.com |   @cgcoralisle

Cayman Islands Monetary Authority (CIMA)

www. c a y m a n r e s i d e n t . c o m

147

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9/16/20

12:16:00 PM

SETTLING IN

Promises. MAKE IT A POLICY TO ALWAYS KEEP YOUR

With our full range of Life Insurance products, we can help you ensure your loved ones are always protected. OUR PRODUCTS INCLUDE: • CRITICAL ILLNESS COVERAGE • LIFE INSURANCE • MORTGAGE PROTECTION • ANNUITIES • INVESTMENTS • FAMILY PROTECTION

Call (345) 949 8211 to speak with an advisor sagicorcayman.com

148

CAYMANRESIDENT 2022

a minimum of 5% and employees must contribute a maximum of 5%. Those who are self-employed are required to contribute 10% of their earnings to a pension plan. In May 2016, the National Pensions (amendment) Act 2016 was passed with over 50 provisions revised. A few of those changes to the Act include: > Adjusting the normal age of entitlement from the age of 60 to 65 for those who are 47 and younger as of 1st January 2017. Those who were 48 and older as of 1st January 2017, may still retire at 60 (early retirement at 50). > Raising the maximum annual pensionable earnings from CI$60,000 to CI$87,000. > Accessing voluntary contributions for housing, medical, educational, and unemployment purposes. > Non-compliance from employers can result in fines up to CI$10,000 and possible imprisonment. In April 2020, an amendment to the National Pensions Act was passed that enabled workers to access their private pension funds up to a certain amount to assist those who had been financially impacted by the COVID-19 pandemic. The scheme was open to both Caymanians and non-Caymanians, as well as those who are self-employed. Under the emergency-withdrawal scheme, private pension members could withdraw from their accounts 100% of their pension funds not exceeding CI$10,000, and 25% of funds in excess of CI$10,000. Those who left the Island after 1st February 2020 were also allowed to withdraw funds from their pensions. Public servants have not been granted access to their government pensions. This scheme drew to a close on 31st October 2020 by which time 43,000 applications had removed CI$489.3 million from thier pensions. The Government also implemented a ‘pension holiday’ retroactively from 1st April 2020 that was extended until 31st December 2021 in June 2021. It allowed

Registered Pension Providers BAF Insurance Company (Cayman) Ltd. Dot Com Centre, Dorcy Drive, Industrial Park Tel: (345) 949 5089 Email: cayman@mybafsolutions.com Cayman National Pension Fund Suite 6201, 62 Forum Lane, Camana Bay Tel: (345) 640 9263 www.caymannational.com

2nd Fl, Strathvale House, George Town Tel: (345) 745 7630 www.chamberpension.ky Coralisle Pension Services Ltd BritCay House, 236 Eastern Avenue, GT Tel: (345) 949 8699 Email: pensions_ky@cgcoralisle.com www.cgcoralisle.com Excellent

investment

returns;

competitive

administration/investment fees (no hidden fees); contributions allocated and invested every month; personalised and flexible investment strategies;

comprehensive

employee

capital

management

and

careful

analysis of risk/return. Pension members are provided with the solutions, resources, tools and guidance needed to develop and manage a retirement strategy. SE E

AD OP P OSI T E PAG E AN D

PAG E S 167 & 269

Silver Thatch Pension Plan (Powered by Saxon Pensions) Saxon Centre, 14 Saturn Close, Eastern Avenue Tel: (345) 943 7770 Email: support@silverthatch.org.ky

Public Service Pensions Civil servants and other public servants are members of the Public Service Pensions Plan (PSPP), which is administered by the Public Service Pensions Board (PSPB). This means that 15 ministries and portfolios of the Cayman Islands Government, along with 13 Statutory Authorities and Government Owned Companies are actively participating in the PSPP. As the largest pension administrator in the Cayman Islands, the PSPB oversees pension accounts for over 10,000 individuals, with over 1,800 of these members being pensioners. The PSPP has both Defined Benefit and Defined Contribution components. Any member who joined the PSPP prior to January 2000 is part of the Defined Benefit Plan portion. Individuals who join the PSPP after January 2000 are part of the Defined Contribution Plan. This means that if you are looking at starting employment with one of the PSPP’s participating employers, you will join the Defined Contribution Plan.

and

employer statements; enhanced access that allows members to verify and make amendments to their account details and investment allocations online. Island Heritage Retirement Pension Plan Island Heritage House, 128 Lawrence Blvd Tel: (345) 949 7280 www.islandheritageinsurance.com Island Heritage and the BF&M Group of companies offer long-term value through

from the average of the rates of return received on investments for the previous three years, net of expenses.

Contributions & Rate of Return:

For plan members of the Defined Contributions Plan, contributions of 6% will be deducted from your salary or wages and will be credited to your Employee Contribution Account. A further 6% of your pensionable earnings will be credited to your Employer Contribution Account on your behalf by your employer. The balances in both these accounts will increase each year based on a credited rate of return, which is calculated

Your age, years of service and Caymanian Status are all factors that will determine your retirement options, or options available to a plan member if they leave the PSPP before becoming eligible to retire. The normal retirement age is 65, but early retirement options are available for plan members with at least 10 years of qualifying service. Upon electing to retire, a plan member can collect a full monthly pension or they can elect to commute up to 25% of their benefit as a lump sum and receive a reduced monthly pension. If a plan member is no longer employed with a participating PSPP employer and they are not eligible for retirement, they have options to leave their accrued benefit in the Plan until retirement, transfer it to another approved plan in the Cayman Islands or request a cashout of their accrued benefit. Of note, the cash-out option is subject to satisfying specific conditions relating to a nonCaymanian no longer working and residing in the Cayman Islands. Retirement Options:

Public Service Pensions Board:

If members want to find out information specific to their pension, they can meet one-on-one with a PSPB member services officer. Walk-in service is available Monday to Friday or by appointment at both of the PSPB offices. The PSPB Grand Cayman office is located at the Government Administration Building (133 Elgin Avenue) in George Town and the PSPB Cayman Brac office is located at 5 Dennis Foster Road in Cayman Brac. For more information, visit www.pspb.ky or contact the PSPB on (345) 945 8175.

Tell them you saw it in the

www. c a y m a n r e s i d e n t . c o m

149

SETTLING IN

Chamber Pension Plan

active

THE

both employees and employers to opt out of pension contributions for the duration. While the pension withdrawal scheme has been incredibly helpful for those who had their livelihood impacted by COVID-19, some Government MLAs have voiced their concern that it will have a significant knock-on effect some years down the line. If you have a query regarding the new Pension Act, call the Department of Labour and Pensions at (345) 945 8960 or visit www.dlp.gov.ky.

Home Finding a

Photos courtesy of Jonathan Sparrow and Design Cayman

Overview of Cayman’s residential areas, renting guidelines, resources for finding a place to live, buying a property and temporary accommodation.

FINDING A HOME

Overview of the Property Market -Homes & Land - Condos & Apartments - New Developments - The Real Estate Industry in Cayman

150 152 152 152 154

Overview of Residential Areas - Grand Cayman - Cayman Brac - Little Cayman

156 156 167 167

Buying a Property - Stamp Duty & Other Charges - Legal Conveyancing - Mortgages & Borrowing - Insurance Required for Mortgages - Strata Titles - Property Valuations & Appraisals - Pitfalls to Avoid - Home Inspections & Site Surveys - Property Management Services - Realtors - Sales

168 169 169 170 171 171 171 172 173 174 175

Renting a Property - Starting Your Search - Related Costs - Realtors - Rentals

177 177 178 179

Temporary Accommodation

179

OVERVIEW OF THE CAYMAN PROPERTY MARKET

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CAYMANRESIDENT 2022

During the first eight months of 2021, Cayman’s real estate sector was as active as it has ever been. Government initiatives like the Global Citizen Concierge programme (designed to attract digital nomads and their families), and the granting of Residency rights through real estate investments allowed qualifying individuals to relocate to the Cayman Islands with minimal red tape. These attractions sustained international investment interest, despite ongoing border closures, and sales continued to go ahead ‘sight unseen’ or via Zoom viewings. If that was not enough to catapult market values towards exponential growth, the lockdown period of 2020 inspired some locals to review their lifestyles and upgrade to homes with more office space or outdoor living area; while other homeowners, especially those at the very high end, benefitted from realtors who were eager to make a match, knocking on their doors and proposing a price! However, this past year also shone a spotlight on the negative impacts of Cayman’s open housing market. A high demand for properties combined with a dwindling inventory has drastically inflated prices. Entry-level homes presently start at around CI$300,000, with many banks requiring a down payment of at least 10% – and this doesn’t account for additional administration fees! Many young Caymanians or lower-income families are finding themselves priced out of the market and unable to compete with high-net-worth bidders from overseas who are prepared to pay

SCAN ME

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FINDING A HOME

upfront. While stamp-duty is waived for first time Caymanian buyers, there are increasingly few properties available on the market below the qualifying price point. The Government has proposed further concessions to mitigate these issues, however, industry experts argue that certain solutions, such as placing restrictions on foreign investments, could instead discourage necessary development and destabilise the economy. Although the current real estate climate is great news for sellers, home ownership is an important part of future social stability, and we hope 2022 brings further partnership between private developers and the Government as they seek more sustainable and effective development solutions. Homes While the number of available properties on Island has been steadily dropping by an average of 15% per year and there was a notable decrease in the number of sales recorded during the first wave of the pandemic, 2021 witnessed a huge increase in the number of singlefamily home sales, 18% higher than even the pre-pandmic figures in 2019. The average sales price was also 53% higher in 2021 than in 2020! Presently, a 2-bedroom cottage in Cayman Brac goes for US$205,000 and a South Sound waterfront palace in Grand Cayman goes for US$49,950,000 (September 2021)! Land After 2020’s up-and-down year for land sales due to the overall global climate, the first half of 2021 saw a restabilising and gradual increase in certain areas. 72% more Low Density Residential land parcels were sold in the first half of 2021 versus the same period of 2020, with the average price being 53% more than last year. These lots are often sold for single-family homes in more attractive areas and are more expensive than others. In contrast, 73% fewer Medium Density Residential land parcels were sold in the first half of 2021 and 50% fewer High Density Residential 152

CAYMANRESIDENT 2022

land parcels were sold. Many of these parcels were sold over the past few years leaving Cayman with a lack of supply in this category. For Beach Resort Residential land parcels, 200% more were sold during the first half of 2021, compared to the previous year! These are development parcels and are considered a longer-term play, which is always a preferred option for purchasers if they can afford it. Condominiums & Apartments Condos will always be in greater demand than other residential options in a resort location like Cayman. According to CIREBA records, there were 471 condos available for sale across Cayman, as of August 2021, the majority of which were either pre-construction units or in-land developments. A whopping 97% more condos were sold in the first half of 2021 vs 2020. Presently, a 1-bed unit in West Bay goes for CI$305,000, while a 4-bed on Seven Mile Beach at the Watermark is priced between CI$8-10 million. However, you should keep in mind the longer you expect to stay in Cayman, the less this lifestyle will fit, as many condos are designed for short-term stays both in their physical designs and in their by-laws. Before making a purchase, read the Strata By-Laws to ensure they meet your personal requirements and review strata or condominium fees to determine if any assessments are pending and whether insurance payments have been factored in. It is also worth noting that many of the Island’s new-builds are trending towards smaller unit sizes with equally, if not higher price-points, depending on the area. Existing units are only coming on the market if the pricing will allow sellers to realise a profit. Nobody really wants to sell their Cayman property, but sometimes appreciation makes a sale logical. A change of living circumstances (age, divorce, downsizing, etc.) can also incentivise the sale of a cherished property. Many property owners in the SMB area live abroad and rent their units out for the majority of the year.

New Developments As always, the Seven Mile Beach area is thriving. Construction began in 2021 on the 10-storey Grand Hyatt Residences located on Pageant Beach. The 351-room hotel will contain 167 residential units and amenities to include five on-site restaurants and bars, a sandy ocean lagoon and a worldclass spa and fitness facility. Studios and 1-to-3-bedroom units are priced between US$643,000 and US$7.1 million. Agua will offer residents modern beachfront luxury that seamlessly blends indoor and outdoor living spaces. With only 10 units split across 10 storeys, residents can choose from four different, full-level floorplans, each benefitting from large private, waterfront terraces. Prices start from US$3.5 million. The Watermark, which is going up between the existing Avalon and Harbour Heights complexes, will provide residents of the 54-unit development with five-star, resort-style amenities and services. 4- and 5-bedroom units remain available, with prices ranging from US$8-10 million. Lacovia is being remodelled into a threebuilding, multi-storey, contemporary development comprising of 3 to 5-bedroom units, all outfitted with luxury appliances and bespoke finishes. Prices range from US$5.4-9.5 million. Also along the Seven Mile Beach corridor are the Residences at Magellan Quay. Each 2-storey, 3-bedroom house boasts ample square footage and 0.2 acre of land per residence. Pricing information is available upon request from Edgewater Development. Baraud Development introduces: Lotus at Canal Point, a zeninspired intimate community of only 20 luxury townhouses, with prices from CI$895,000; and TWENTY40, modern 3-bed/2.5 bath townhouses in Governor’s Harbour with dock access, private driveways, and carports. Pricing starts at CI$625,000 pre construction. Further west is the ongoing development of an area that has come to be called the North West Point Corridor. Serrana is an upcoming ultra-modern, low-density development with only 18

when others see a

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FINDING A HOME

residences, each with panoramic ocean views. Prices start from CI$3 million. SeaDreams, a luxurious 8-unit, 4-storey oceanfront boutique complex will also be located on North West Point Road. With 4 storeys and only 2-units per floor, residents will enjoy large living spaces and fantastic amenities including a pool and BBQ area. Units start at just over US$1 million. Salt Air Townhomes, with 2 and 3+ dens and 4 bedroom configurations, present a stunning opportunity to purchase a brand new preconstruction townhome in a family and pet-friendly, private gated neighbourhood in The Shores. Moving inland, you’ll find The Meadows at Batabano, which redefines Island living, combining old Caymanian design elements with modern functionality and facilities. Choose between 1- and 3-bedroom units. There has been a renewed interest in the George Town area by developers of recent years and presently there are several projects underway. The Bentley is a conveniently located, fully gated community, comprising of 2- and 3-bedroom units that start from CI$512,000. Catalina Bay presents a unique opportunity for ocean-front living adjacent to the existing Barcadere Marina. Residents will enjoy 800 ft of sea frontage, and a 170 ft freeform pool. 3 bedroom units start from US$1.7 million. On the George Town waterfront sits FIN, a 36-unit residential development that boasts a private beach, salt water lagoon, elevated glass-bottom pool and five-star services and amenities. Pricing starts at US$2.3 million. On the cusp of George Town and the Seven Mile Beach area is Kailani, Cayman’s first luxury wellness and business boutique hotel, developed by NCB group in partnership with the Curio Collection by Hilton™. Investors will have access to their suite for two weeks per year for their own personal use. Kailani's 1-3 bed suites range from US$575,000 to US$5 million. The South Sound area shows no signs of slowing down. Davenport Development introduces Bahia where residents can enjoy amenities typical of a high-end resort: boasting open roof terraces, an Olympic 154

CAYMANRESIDENT 2022

training pool and 200m ‘resort’ pool, tennis courts and yoga studio, a clubhouse and full-time, on-site property manager. Units are priced between US$580,000 and US$1 million. South Bay Residences by Palmyra Developments offer spacious waterfront living, fitted with luxury amenities in a lush, landscaped setting. Indigo Bay, located in eastern South Sound, is a luxury development comprising of 29 oceanview villas. Communal amenities include private dock and gazebo, pet-friendly Indigo Park, roof top patios, jacuzzi and on-site, multi-purpose community centre. Pricing is between US$890,000 and US$1 million. Starting at US$689,000, Privé by Baraud Development comprises of 36 townhouses and 16 homes nestled within a 6-acre South Sound site. Amenities include an on-site water park. Nearby, The South Sound Collection is carefully designed to allow for decadent exclusivity in the heart of South Sound. Choose from 4-bed/5bath townhouses which each benefit from private rooftop terraces and unobstructed waterfront views. Neighbouring South Sound in Grand Harbour is Allure, which will hug the coastline and offer unimpeded views of the North Sound for sophisticated Island living at its best. Featuring 2- and 3-bedroom luxury condos and a wide range of amenities, pricing starts from US$870,000. Arvia will be a single-phase development, located on the Grand Harbour Canal, comprising of 96 condos, and interestingly the first approved aerial subdivision on-Island. The condos will be clustered around a small, marina-like set of docks, ensuring each home has a view of the waterway. The units will range in price from US$606,353 to US$834,486. In the Red Bay area, is Paraiso, built by Smith Development. This exclusive, residential community located on the serene banks of the North Sound offers indoor/outdoor living. All 12 units boast their own boat dock, large private patio area, green space and individual plunge pool. Pricing starts at US$1 million. Looking towards the Island’s Eastern

districts, you’ll find Silver Reef, a private beachfront development in North Side boasting several resort-style amenities, including a yoga platform, zen garden, 40’ heated oceanfront saltwater pool and more, priced from CI$870,000. Then, Ocean Vista offers 2- and 3-bed units with modern finishes, a mile away from Health City, starting at CI$300,000. The Real Estate Industry in Cayman Pre-1980, Cayman’s real estate market could best be described as the Wild West. There were no real estate laws, no safeguards, and no consistency of business practices except that it was every man for himself. In 1987 a group of local realtors agreed to work together and founded the Cayman Islands Real Estate Brokers Association (CIREBA). Their purpose, as a not-for-profit organisation, was to try to regularise the industry for the benefit of buyers, sellers, and realtors. They created a hybrid of the US and Canadian real estate systems of that time, added a sprinkling of the most acceptable Cayman market norms of the day, and wrapped it all in British Law. Not only did that lead to the Caribbean’s first Multiple Listing System (MLS), but also to a 3-part course of study for brokers and agents, including entrylevel testing and continued education, a required code of ethics and comprehensive set of rules and regulations with penalties for noncompliance. In short, CIREBA became the gold standard for the Cayman real estate industry and eventually its quasi-regulatory body. This meant the industry did not have to be regulated by Government, which has been a bonus for all concerned. To say that CIREBA was a significant contributor to what the Cayman real estate industry is today would be a gross understatement; there is no way our industry would have approached its current levels without CIREBA. There is still nothing close to it anywhere in the Caribbean – although it has been copied elsewhere, often with help from CIREBA.

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Currently there are 37 broker members with over 260 agents and they make up the vast majority of all Island practitioners (although there are a few outliers as membership is not compulsory). These brokers share their property listings in an online Multiple Listing System and they work together on real estate transactions, which allows buyers to see all properties and still work with their favourite agent. It also allows sellers to get the widest possible exposure for their properties. The association works closely with the Cayman Government on any issues relating to the real estate business to ensure a good experience for all involved.

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Legal Overview The real estate market in Cayman is simple and straightforward. Apart from a one-time stamp duty, there are no annual property taxes or restrictions on foreign ownership by individuals, and titles are granted and guaranteed

by the Cayman Islands Government and recorded in a modern, reliable and centralised land registry, where every plot is mapped and given a descriptive title number based on location. Any encumbrances such as mortgages, rightsof-ways and cautions pending contracts are recorded on the title register of the parcel of land. As a result of this, there is no need for lengthy title searches, title companies or title insurance. In fact, title companies and title insurance do not even exist in Cayman. Vacant land can be owned and held for future investment potential. To date, Cayman real estate has proven to be an attractive and profitable investment. Owning land in the name of a corporation is possible, but strict rules apply and a lawyer’s advice is essential. Buildings are subject to a series of planning permissions and building permit approvals. These are monitored by the Cayman Islands Central Planning Authority and Building Control Unit, which carries out

plan reviews and onsite inspections that relate to the site, building, plumbing, mechanical and electrical works. There are also requirements for structural engineers to take into consideration such as seismic design principles depending on the building heights and purpose of the building. Construction materials have to be imported and are subject to duties that range from 15%-22% on the landed value, which includes duty on the shipping costs. Consequently, the cost of building is considerably higher than in places where materials are more readily available. Refer to the Building in Cayman chapter for a detailed guide on building a residential property, as well as a list of building professionals in the Cayman Islands. Attorneys are usually used by a purchaser to aid in understanding the difference between our system and what they are familiar with back home. An attorney can also help with more complicated transactions, and ensure that the somewhat archaic procedures required by the Cayman Islands Land Registry are more easily negotiated. The biggest difference between a purchase here as opposed to most other jurisdictions is the Stamp Duty, which is a 7.5% fee based on the Cayman dollar price of the property. It is paid to Government after closing on each transaction in order to register your title and it is normally paid by the purchaser. OVERVIEW OF RESIDENTIAL AREAS IN GRAND CAYMAN

Seven Mile Beach (SMB)

WEST BAY ROAD SEVEN MILE BEACH

is divided into two areas: the beach and across the road from the beach. Both are ideal locations within walking distance to restaurants, bars, nightclubs, shops and Camana Bay. There are many apartment SMB

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complexes on Seven Mile Beach itself, but most are rented out for short-term, daily rentals. However, some offer long-term rentals like George Town Villas, The Grandview, Sunset Cove, Laguna del Mar, Seagull Condominiums, Lacovia (this one is set to be demolished and redeveloped into a much more modern, high-rise set of 3 buildings), The Sovereign and The Pinnacle. Monthly rental prices in this area range from a low of US$2,000 to a high of US$35,000+). Areas such as Snug Harbour, Parkway, Governors Harbour, Canal Point, Crystal Harbour and the Cayman Islands Yacht Club are all nice places to live and popular with families, though the prices of properties can vary significantly between them. There are many 4-bedroom houses in these areas but you can also find upscale 2 and 3-bedroom apartments in a few of them. Properties are usually well maintained and professionals tend to rent or buy them. These neighbourhoods around Seven Mile Beach are generally quiet areas, near to restaurants and the beach. There is also a very good school in Camana Bay called Cayman International School, which follows the International Baccalaureate education system and can accommodate over 1,000 students from ages 2 to 18. Britannia apartments are popular and vary in price, but based on the large number of units you can usually find a motivated seller. Apartments have either canal, pool or park views and the property is walking distance to Camana Bay and all its great facilities. Snug Harbour lies to the east of West Bay Road and is reached from the Esterley Tibbetts Highway. This is a sought-after residential area and is very popular with families. As well as being family and dog friendly, Snug Harbour has the advantage of being close to Seven Mile Beach and Camana Bay with easy access to George Town and West Bay. The area has two roads, Jennifer Drive and Andrew Drive, which run parallel West-East and finish at the North Sound. There are a number of

345.623.1234 www.SIRCaymanIslands.com Governor’s Square Seven Mile Beach, Grand Cayman, Cayman Islands info.cayman@sothebysrealty.ky Each Office is Independently Owned and Operated. Member of CIREBA

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intersecting roads in-between. Much of the residential housing consists of detached family homes with gardens, ranging from modest 2-bedroom homes to more upscale, 5/6 bedroom residences. However, there are several apartment buildings and townhouses here too, particularly towards the North Sound. Residents of Snug Harbour enjoy access to the Snug Harbour Park, consisting of a tennis court, a basketball court, a children’s playground and a large grassy park. This is a popular meeting spot for families. Residents can book the tennis and basketball courts online. Palm Heights Drive lies to the south of Snug Harbour and is accessed through the main Snug Harbour entrance. This is another popular residential location. One side of this road lies on the picturesque Britannia Canal, where you can find a number of attractive residential canal-front houses and apartments. The other side of Palm Heights consists

mostly of detached family homes, some with beautiful gardens. Palm Heights Drive is often mistakenly considered to be part of Snug Harbour, but this is not the case. Whilst residents here use the Snug Harbour Park and playground, they are not able to book the tennis and basketball courts. Camana Bay

and its town centre are situated on 685 acres that stretch from the sea on Seven Mile Beach to the North Sound on the other side. The design of Camana Bay is based on New Urbanism, a planning model that promotes 'walkability' through a mix of housing, shops, restaurants, public Camana Bay

spaces, schools, and parks. Streets and walkways are interconnecting, offering a safe and scenic stroll or bike ride, while shady courtyards nurture social gatherings and a sense of community. Traffic is also minimal and developer Dart has continued that theme, building a four-lane vehicle underpass so pedestrians can safely travel from Seven Mile Beach over the bypass to the Camana Bay Town Centre and waterfront. Designed by a team of award-winning architects and planners, Camana Bay has a contemporary style, inspired by traditional Caribbean architecture and is landscaped with beautiful, mature trees and native plants to give it a distinctly Caymanian character. Camana Bay has become a very popular place to live simply because it welcomes the return to a traditional style of community, with the Camana Bay Cinema, notable restaurants, Foster’s supermarket, a weekly farmers market, a yoga, sports massage and physiotherapy studio,

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bookstore, clothing stores, doctors’ clinics, pharmacy, a 24-hour gym, two schools, residential housing and prestigious office space for businesses. Residential rental options include The Terraces, which are a collection of 63 1- and 2-bedroom apartments (some of the 2-beds have a den, which could be used as a third bedroom) and over 28 different floor plans. Units are available for long-term rental and are in the heart of Camana Bay’s Town Centre. Beautifully decorated with spacious private balconies, fully equipped contemporary kitchens, state-of-the-art electronics and flat-screen televisions, The Terraces also boast around-the-clock security and property management, underground parking and video entry lock systems. Benefits for residents include gym membership and secure underground parking with elevator access. Each of the two Terraces towers has its own lap pool and leisure area with freshwater showers, bathrooms, seating areas and an outside kitchen with a high-end gas barbeque. The Terraces are equally popular with families and young professionals and pets are welcomed. OLEA, which broke ground in early 2019, is Camana Bay’s first for-sale residential development, made up of an assortment of condominiums, townhouses and duplexes, located to the south of Camana Bay’s Town Centre. Major features of this amenity-rich waterfront neighbourhood include the Island’s first lazy river, a resort-style pool, a waterfront boardwalk, beautifully landscaped common areas, a yoga garden and a fully equipped gym. Coming online in 2022 is Kapok, a 10-storey, for-lease residential building located towards the north end of the Town Centre on Bismarckia Way, close to Foster’s supermarket. With 89 residences ranging from 550-square-foot studios to 1,698-square-foot, three-bedroom units, Kapok features a modern design, indigenous landscaping, large windows, balconies and terraces, and is built to

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Fitwel® building certification standards to improve occupant health and productivity. Living in Camana Bay is all about the lifestyle it offers more than anything else. It is incredibly appealing to able to walk everywhere (particularly if your work place is located there), have everything taken care of for you, and enjoy access to world-class dining, entertainment, including concerts and festivals, shopping and children’s activities right on your doorstep.

its 124 condos, townhomes and duplexes. Open Monday- Friday 12pm-5pm (or by appointment). The Terraces at Camana Bay Dart Real Estate Tel: (345) 640 4000 Email: info@camanabay.com www.camanabay.com An exclusive property in the heart of Camana Bay owned by Dart Real Estate, The Terraces offers residents the ‘work, live and play’ dream. With direct access to all of Camana

OLEA (Sales & Presentation Centre)

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OLEA, Camana Bay’s first for-sale residential

South Sound

development, is an amenity-rich waterfront neighbourhood located minutes from Camana Bay’s Town Centre which will feature Grand Cayman’s first lazy river, a resort-style pool

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and the largest solar array of any residential development on Island. Visit the OLEA Sales

SOUTH SOU ND

is still in the midst of a boom in development. Take a drive down South Sound Road and you will see numerous developments on both sides of the road. The popularity of South Sound isn’t surprising given its proximity to the water, schools, supermarkets and George Town. It is also home to the Cayman Islands Rugby Club, Tennis Club and Squash Club, public dock, a government boat launching ramp, beaches and a seaside boardwalk. Cayman Enterprise City is set to build its main 850,000sq ft campus in South Sound, and Harbour Walk, a multi-purpose retail, residential and commercial location in Grand Harbour will be completed by the end of 2021. One downside to South Sound being such a popular area to live is that the traffic during rush hour can be bumper to bumper the entire length of South Sound Road. Apart from SMB, South Sound is one of the most convenient and, therefore, expensive areas in which to buy or rent on the Island. South Sound

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There are a number of waterways that cut inland from the North Sound, creating canal subdivisions that are a very nice, more affordable alternative to buying or renting property directly on the oceanfront. If you are planning to buy a boat, you cannot beat the convenience of having a dock right in front of your home or apartment. There are 20 canal subdivisions in Grand Cayman, half of which can be found along the Seven Mile Beach corridor and West Bay, and the other half run east from Prospect to North Sound Estates and the Cays in Rum Point. Canal subdivisions take time to mature and to be built-out and this will have a significant effect on the values that land and homes in these areas can

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command. Over time, this will change as various subdivisions develop and it is something to think about when buying. The following is a pretty straightforward and honest overview of the various canal subdivisions, which can be classed into five levels, one being the most expensive and five being the most affordable. Some subdivisions straddle two levels and this invariably depends on specific roads within the area and the quality of the homes and landscaping on those roads. Level 1: Top-of-the-line estate homes. Meticulously maintained with strong covenants and manned security gate. Vista Del Mar, The Ritz-Carlton Deckhouses, Lalique Pointé, Diamond’s Edge and Salt Creek are first in class in these tier-one communities because of their security, exclusivity, attention to detail, wellmaintained public open spaces, amenities offered and the quality of building. The most expensive, non-beachfront homes are found here. Additionally, OLEA, Camana Bay’s first, for-sale waterfront community, offers beautifully landscaped common areas and access to the highest-quality amenities. Level 2: Excellent maintenance and services. Luxury homes with a manned security gate and strong covenants. Crystal Harbour leads this class of the field and has been one of the most actively developed canal subdivisions on Grand Cayman in recent years. New to Crystal Harbour is the upscale subneighbourhood of Lalique Pointé and recently sold out Cypress Pointe North developments. The redeveloped Cayman Islands Yacht Club has benefitted the most from direct access via the Esterley Tibbetts Highway, and residents are taking advantage of its boating facilities and two very good restaurants, Morgan’s and Bàcaro. In due course, a pedestrian trail to Seven Mile Beach will be built. Another Yacht Club addition is the gated waterfront community called Stone Island. Britannia is fading a bit, but is still very well-regarded and a convenient living location. One

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important consideration, if you are planning on buying land to build on, is that concrete pilings are required in the house foundations of properties in both the Yacht Club and Crystal Harbour. This raises the cost of construction considerably. Level 3: Good services with uppermiddle class luxury homes. Well maintained with good covenants. Canal Point is in this class followed by The Shores and Mangrove Point, all gated neighbourhoods with evening manned security. Governors Harbour has lost its sheen due to the lack of a landscaping buffer from the Esterley Tibbetts Highway, and haphazard road maintenance, but this could change. Another canal-front development in the area is Clipper Bay, located between Snug Harbour and Canal Point, it offers quick access to the North Sound. Grand Harbour is the most conveniently located of the Eastern subdivisions and many of the homes here are high-level properties. There are three distinct areas to Grand Harbour: the older and more developed side called South Reach, which is now a gated community, The Isles and The Estates, both of which have had a lot of recent building. The commercial area of Grand Harbour has a recently renovated supermarket called Hurley's, two restaurants and a very well-run and popular skate park which gets active in the evenings with 6-16 year olds. A little further east, Patrick’s Island has some older and beautiful homes with mature landscaping and wide, open basins. It also backs onto a huge sway of undeveloped land with numerous dyke roads that lead to the North Sound via numerous inland lakes and are lovely for walking dogs, running and getting away from it all. Sunrise Landing rounds out this level. Both of these last subdivisions are popular with successful local entrepreneurs. No houses are built in the Cays yet. Level 4: Decent services with mixed mid-

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level homes. Older subdivisions like Red Bay, Omega and Prospect all have their 'good' and 'not as good' sections. As one of the newest projects, Newlands Sound, has the potential to move higher but has no homes yet, though land is for sale. Palm Heights in Snug Harbour has the benefit of looking across at Britannia, but this area contains mainly duplex properties. Canal subdivisions in this level include Palm Heights, Omega and Newlands Sound. Sunrise Landing and the Cays at Rum Point all straddle level 3 and 4. Level 5: Minimal maintenance and either no covenants or these are not enforced. Mid-level to lower-value homes, but most still to a very reasonable standard. All these subdivisions are similar, mixedquality developments. The developers are now deceased, so there is no consistent, ongoing maintenance undertaken. North Sound Estates is farther out but has been quite active due to pricing. Some homes are very nice, but there is too much debris around keeping prices down. Canal subdivisions in this level include Red Bay, Prospect and North Sound Estates, all of which straddle level 4 and 5, depending on which street you are looking at. Prospect & Red Bay

P ROSPECT & RED BAY

Prospect and Red Bay, which are right next to each other, are one of the fastest growing areas in Grand Cayman. They are close to George Town, the schools and the Shoppes at Grand Harbour which has various stores, a school, two restaurants, a large supermarket, Hurley’s Marketplace, and Cayman's own skate park: The Mountain Dew Black Pearl. Harbour Walk is a new destination location featuring residential, office and retail space that is going up next to Grand Harbour and is scheduled for completion by the end of 2021. There are

Shores commands premium prices on rentals and sales, as do properties on Boggy Sand Road, the last residential neighbourhood remaining on Seven Mile Beach. Popular seaside West Bay condos that offer long-term rentals include Coconut Bay, Ocean Side Plantation, Westview and Villas Pappagallo. New developments like West 19, The Point at Watercourse, Dolphin Club and The Meadows add new life to West Bay and acclaimed restaurants such as Calypso Grill, Cracked Conch, Macabuca, Tukka West, Ristorante Pappagallo and VIVO offer nice options for an evening out. Tourist attractions like the Cayman Turtle Centre and the Cayman Motor Museum are also in West Bay. Diving from the Cracked Conch restaurant and from Lighthouse Point nearby is also very popular. Divetech, the on-site dive shop at Lighthouse Point, is welcoming, and friendly staff can explain where nearby dive sites are located. They can also take you to the Kittiwake shipwreck. You can go horseback riding and bicycling along a rugged and littletravelled beach called Barkers, which spans part of the northern tip of West Bay. Barkers Beach is a nice area to get away from it all and is popular with dog walkers and kite surfers. Note the area is closed to vehicle and pedestrian traffic from sunset to sunrise. It currently takes about 20 minutes to drive from West Bay to George Town using the Esterley Tibbetts Highway.

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also two banks in the area, as well as the Department of Vehicle and Drivers Licensing. Also in the Red Bay area are the Cayman Islands Sailing Club, King’s Sports Centre and Powerhouse Gym. The commute to town from this area is relatively quick (10 minutes), but traffic does get backed up during rush hour at the Hurley’s roundabout. Expect the regular commute at the height of rush hour to take 35 minutes, but you can shave 15 minutes off that time if you live at Grand Harbour. There are lots of residential homes in this area with a mix of inland, canal front and oceanfront properties. There are a few really nice areas to look out for in Red Bay and Prospect. The first is Prospect Point Road, a quiet beachfront community found on a winding road where longtime Cayman residents have built exclusive million-dollar homes. The second area, called Patrick’s Island, is an upscale residential area with canal frontage, where land is still available and many desirable 4 and 5-bedroom homes have been built. The third is Grand Harbour, which is located immediately behind Hurley’s Shopping complex and the nearby retail and residential hub, Harbour Walk. Consisting mainly of canal-front homes to the south is South Reach, a gated community that is almost completely built out. The other side of the canal has The Isles and The Estates. It has been a very active area in terms of new home construction. West Bay

George Town (GT)

WEST BAY G EORGE TOWN

This is a residential area at the top western end of the Island. It is less expensive than George Town or Seven Mile Beach and there are some lovely homes and condominiums on or near the sea. The canal-front area called The

George Town is

the capital of the Cayman Islands. It is located on the southwest corner of Grand Cayman and has a busy port, with an influx of several cruise ships almost daily and cargo ships unloading

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most evenings. The main roads in George Town are North and South Church Street, which run through town parallel to the sea. Walkers Road has most of the schools on it (Truth for Youth, Calvary Baptist, Cayman Academy, Little Trotters, CIFEC, John Gray, Cayman Prep, St. Ignatius, Sprogs - in that order from the George Town end to South Sound) and also many residential properties. Smith Road, Shedden Road and Eastern Avenue cut through town and run down to the waterfront roads off North and South Church Street. Most of the properties in George Town are mid-range in price. It is a good area to live in if you have schoolaged kids, as the main school areas are on Smith Road and Walkers Road and are five minutes from the town centre. Also, with increasing traffic levels, it means you will avoid the main rush hour traffic jams (the routes to West Bay/Seven Mile Beach and the Eastern Districts are slow-moving at peak times). Private prep and high schools in this area include St. Ignatius Catholic

School, Cayman Prep and High School, Triple C, Cayman Academy, Calvary Baptist Christian Academy and Truth for Youth. A lovely neighbourhood off Walkers Road where houses occasionally come up for sale (and are quickly snapped up) is the upscale Webster’s Estates. All the homes sit on larger than usual plots, have mature shade trees, large gardens and are architect designed. No apartment complexes have been allowed to be built in Webster’s Estates, so there is a quiet community and family feel to the area. On the apartment front, there are many condominiums for rent off Walkers Road starting at CI$1,000 for a studio, CI$1,300-CI$2,500 for a 1-bedroom apartment and CI$2,000 CI$2,800 for a 2-bedroom unit. Some of these apartments look and feel dated, so it is worth looking around and not getting discouraged, as there are some gems as well. A few of the nicer options in this area include the townhouses at The Retreats and the L’Ambience

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complex off Fairbanks Road. The latter has a multitude of mature shade trees, lush landscaping, two pools and huge communal grassy areas. These are family-oriented complexes and pets are allowed. Some modern developments have sprung up along Crewe Road, including The Bentley, which sells 2- and 3-bed townhouses. If you are looking for high-end luxury, then check out Casa Luna, SeaView, Oceana and FIN. All are on the waterfront in George Town and offer luxury living for upwards of CI$2 million. Savannah, Lower Valley, Newlands & Pedro St. James

SAVANNAH, LOWER VALLEY, NEWLANDS & PEDRO

This is another area with both inland and canal-front properties. Sunrise Landings and North Sound Estates (both canal-front areas) fall within Savannah and Lower Valley. These areas are very popular with young families as land is still affordable. You can also easily find canal-front house plots for sale at a reasonable price. Inland you will find that properties on the market in this area are family homes on larger plots with good-sized gardens and lovely shade trees. Savannah is one of the highest-elevated areas of Grand Cayman. The commute times have improved since the East-West Arterial Road opened, but it still slows down significantly near Prospect during the morning rush hour. From late-May to early-August the poinciana trees, of which the area has an overwhelming abundance, flower and the sight as you drive through Savannah is breath-taking. Also located in Savannah is Pedro St. James Castle, a national historical site and the oldestexisting structure in Cayman. It is known as the 'Birthplace of Democracy in the Cayman Islands'. Countryside Shopping Village, located at the roundabout where

the road intersects between Savannah, Pedro and the entrance to Newlands, is the largest central shopping hub in the area. This village of shops has a Foster’s supermarket, CNB bank, large pharmacy, medical clinic, liquor store, hardware store, gym, veterinary clinic, dry cleaners, several restaurants and a few other useful stores. Country Corner, located next door to Country Side, has additional locations for Cimboco, Chicken! Chicken!, Cafe Del Sol and GNC.

of a long commute may keep the fainthearted away from Bodden Town, it takes just 20-25 minutes to reach George Town if you leave early or late enough to miss the rush hour traffic.

damaged the Botanic Park and at the time of print (September 2021) the park remains closed to visitors. It is also the location of the Clifton Hunter High School. North Side & East End

Frank Sound & Cottage

NORTH SIDE & EAST END FRANK SOUND & COTTAG E

Beach Bay

Frank Sound is

BEACH BAY

Beach Bay is

Bodden Town

BODDEN TOWN

Those who venture out to Bodden Town love it. It is on the beach, away from the hustle and bustle and the rents are in the low to mid-range. The community still has the feel of a small Caribbean town, with a mixture of locals and expats living alongside one another. The beaches are rustic, usually littered with driftwood and dried turtle grass and are lovely places for walking dogs. Although the impression

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on the right just before you get to Bodden Town. It has one of the highest elevations on the Island. If you drive all the way down Beach Bay Road, you’ll find Sea Spray Drive, a coastal road with fabulous houses and apartments on it. One end of the road has a very private, but rocky, beach, and the sunsets over the bluff at the other end of the coast road are amazing. The rents here range from high to exclusive.

an area that crosses inland as you drive towards Rum Point. It has affordable homes with large properties; the land is very fertile with mature shade and fruit trees. Another huge bonus of this area is the Queen Elizabeth II Botanic Park and the Mastic Trail, both of which are great to explore, and are located just off Frank Sound Road. Unfortunately, Tropical Storm Grace, which passed through the Cayman Islands in August 2021, badly

This is a beautiful and historical part of the Island. On the way to these eastern districts, you will pass Pedro St. James’ Castle in Savannah, the Queen Elizabeth II Botanic Park in Frank Sound and the Wreck of the Ten Sails in Gun Bay. The residents in North Side and East End are said to be the friendliest in Cayman. The commute time from either East End or North Side to George Town will take at least 40 minutes without traffic. Over the Edge restaurant, in the village of Old Man

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Bay, serves great local seafood cooked with a French influence. Their catch of the day is always good, as is their shrimp cooked in a Chablis sauce. Other restaurants include The Caboose (previously Kurt's Korner), which offers grilled fish, stewed beef and oxtail. There is also an Italian restaurant located by Foster’s supermarket in East End called The Italian Kitchen, which provides good, basic Italian cooking, but is not open for lunch and doesn’t take reservations for the evening. In the heart of East End is Tukka, an Australian/Caymanian-fusion seafood restaurant, and Eagle Rays, which is run by the same owner as Tukka and is located at Ocean Frontiers. Finally, Vivine’s Kitchen, located on the water, is a rustic little restaurant with good local food served on tables set up in Miss Vivine’s garden. It is packed on Sundays. Fun things to do in the area include diving with Ocean Frontiers, walking the Mastic Trail (bring bug spray, water and good walking shoes), snorkelling off the North Coast (remember it is a marine park, so don’t break anything off or take anything home with you), beachcombing deserted beaches, kiteboarding, sailing or having a ride on White Sand Sports’ exhilarating Jetovator, which you can find at the Wyndham Reef Resort. North Side Living Life on the North Coast involves a long list of trade-offs. The distance from town, which has helped keep the old-time Cayman lifestyle, is inconvenient for trips to Seven Mile Beach, the airport

etc. The prevalent onshore trade winds, which bring cool temperatures most of the year, also bring salt to coat windows and degrade electronics. On the flipside, the lack of neighbours means a lack of ambient light and great conditions for star viewing. Living in North Side can feel like being perpetually on vacation. Almost every house, drive or walk involves a sea view and holiday atmosphere, and many houses are owned by long-term visitors, who have been visiting Cayman on vacation regularly for 20 or 30 years. Others are short-term vacationers staying at The Retreat, Island Houses, The Rum Point Club Residences, Kaibo Yacht Club Villas or The Pools of the Kai Condominiums. Residents of other districts, particularly boat owners, often go for staycations in Rum Point/Kaibo houses, especially over long weekends. Many full-time residents in the area are also retired, so very few actually commute into town to work. The journey takes about 50 minutes, but this depends on rush hour traffic. Other residents work locally, primarily in the tourist/hospitality industry. Being relatively far from town means that some forward planning is needed for routine activities. Without a list, one is fated to 'pop back' at least as far as Countryside Shopping Village to pick up forgotten items. Organise your errands to make sure to get all of it done on one day. There is a wide cross-section of society living in the district of North Side. Nobody cares who you are, only if you have something interesting to say!

Rum Point

R U M PO INT

has a beautiful stretch of beach and faces the North Sound. It has shade, clear waters, exclusive million-dollar homes and some more affordable condos. The Rum Point Club can be reached by car, ferry or private boat and is a great place to hang out in hammocks, eat lunch at a picnic table and swim or snorkel in the safe and shallow water right in front of the sun lounger area. On Sundays, the place is jammed and sometimes up to 50 boats are moored off the beach. Nice things to do in the area include paddleboarding, water skiing, kayaking, sailing and taking a boat to the Sandbar to see the stingrays. You can also fly fish the mini sandbar on the Eastern side of the lagoon entrance and take a bioluminescence kayak tour with Cayman Kayaks on a moonless night. The commute to George Town will take just under an hour. Although a couple of residents commute by boat across the North Sound, this means you have to leave your car at either end. The nearest supermarket is Foster’s Express opposite The Wyndham Reef Resort in East End, but it is quite small. There is also a small rustic grocery shop, Chisholm’s, on Rum Point Drive. Rum Point

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CAYMANRESIDENT 2022

is just beyond Rum Point. There is a holiday home feel about the area and life is centred around the beach. There are many luxurious houses and a few upscale apartments on the water. Prices in Cayman Kai

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this area are high for large private homes but there are 2-bed condos at the Kaibo Yacht Club that rent for around CI$200 per night. Some residents treat themselves by renting a house or condo here for the weekend. Call Cayman Villas (Tel: (345) 945 4144) to see what vacation rentals they have available. Great restaurants include the chilled out Kaibo Bar & Grill and the upscale Upstairs Restaurant, which has a superb rum collection and a tasting menu with wine pairing. Kaibo also has a coffee shop and sells ice, basic groceries and fuel for cars and boats. The commute into George Town at rush hour will take just over an hour. OVERVIEW OF RESIDENTIAL AREAS IN CAYMAN BRAC

West End

WEST END (Cayman Brac)

In Cayman Brac’s West End you will find the airport, two grocery stores, a gas station and couple of condo complexes. Hence, the north shore of the West End

Stake Bay

Eastern Districts Continue east to Watering Place, Creek and Spot Bay and you’ll find a true Cayman Brac welcome. “Mom and Pop” stores and small local restaurants showcase authentic souvenirs and traditional Caymanian fare. The Cayman Brac Heritage House is located between Creek and Spot Bay and complements the Cayman Brac Museum, offering reenactments of our country’s past, with displays showing how islanders used natural resources to create houses and tools. There are two primary schools, Creek Primary School and Spot Bay Primary School, in this area.

STAKE BAY (Cayman Brac)

OVERVIEW OF RESIDENTIAL AREAS IN LITTLE CAYMAN

On the north side, Stake Bay roughly refers to the middle section of the Island. Stake Bay is the capital of the Island and is where you will find the main Government building, the hospital, the museum, a grocery store and the Island’s only high school – the highly respected Layman E. Scott Sr. High School.

Little Cayman is truly little. Ten miles in length and one in width, it harbours a permanent population of fewer than 200. Even though it is a mere blip on the radar, the Island is a formidable 199138_PRINT-Ad-IslandHeritage-RPage destination for diving and offers some

The Bluff

THE BLUFF (Cayman Brac)

The Island’s gentle ascent eventually leads to the limestone cliffs which are its namesake. A lighthouse crowns the 150ft tall seaside edge of the bluff. The birds circling overhead may eventually lead you back inland to the ancient woodlands of the Brac Parrot Reserve. It is home to many endemic flora and fauna species of the Cayman Islands. The Bluff has seen a significant increase in housing developments and it also has the Government-owned Cayman Brac Day Care Centre.

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The most easterly of the Cayman Islands, the Brac, is about 12 miles in length and just over a mile in width. Early Scottish fishermen who settled here gave the Island its name. Brac is Gaelic for bluff, named after the limestone ridge that runs down the centre of the Island reaching an elevation of 150ft at the eastern end. This is also the highest point on all three Islands. The friendly Brackers share their Island with over 200 different bird species and numerous iguanas. The dramatic scenery and rugged terrain boast a plethora of hidden caves and winding trails that the whole family will love exploring. The atmosphere is tranquil, crime is almost non-existent and the people are friendly and welcoming. Cayman Brac is also famous for its superb diving, which should not be missed.

has the highest population of residents on the Island. The famous Russian wreck dive, renamed M.V. Capt. Keith Tibbetts, lies just offshore. The Cayman Islands Department of Tourism Information Centre is located here, as well as West End Primary School (a Government Hurricane Shelter) and the Island’s only airport: Charles Kirkconnell International Airport.

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relaxing pursuits such as beachcombing, bird watching, bone-fishing and chilling in a hammock. The Island does not have a town as such, but the only grocery store, gas station, bank and clinic are all located near the Edward Bodden Airfield on the west. South Hole

Sand at the eastern end of the Island, where you can gaze across the water towards Cayman Brac. Heading back on the northern side you will pass by Crawl Bay and Jackson Point. Point of Sand is located at the very tip of Little Cayman and is probably one of the most beautiful beaches in the Caribbean. The sea is crystal clear and incredibly inviting. Just don’t swim there after dusk – sharks also love this spot! BUYING A PROPERTY

SOUTH TOWN (Little Cayman)

The Island’s most famous diving destinations, the Bloody Bay Wall and Jackson Wall, are both on the north side of this part and are easily accessible to divers staying at any of the resorts or villas in the area. Paradise Villas is the closest, but there are other good options including the Southern Cross Club, Pirates Point Resort, Little Cayman Beach Resort and The Conch Club. Most of the accommodations are within walking distance of the Edward Bodden Airfield. The Booby Pond is also the only RAMSAR site in the Cayman Islands (an internationally recognised important wetland) and home to the red footed booby bird. The indigenous Sister Islands’ Rock Iguana also roams freely on the island. There is also a police station, clinic, school and fire station in South Hole.

FINDING A HOME

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Heading up the road away from South Hole, the Island becomes more and more of a deserted paradise. South Hole Sound is at the border of the two areas, and the beautiful South Shore provides stunning views on the way to Point of

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CAYMANRESIDENT 2022

Buying a property in Cayman has many advantages, not least that if you are staying for some time, mortgages tend to work out cheaper than rent over a three- to five-year period. There are no restrictions on foreign ownership of real estate if the property is for personal use and there are no annual property or capital gains taxes. If the property is rented out as an investment, then no tourist tax is payable if the property is rented to residents (although, if more than two properties are owned for rental, there will be additional licences required, namely a Trade and Business and Local Companies (Control) Law Licence). Cayman’s Land Registry office enables transfers to be relatively quick and simple. Every piece of property is registered under a unique block and parcel number, which means every owner is registered and the Government guarantees the accuracy of the entries recorded at Lands and Survey. A potential purchaser may examine the records regarding any piece of property to check whether there are any liens, charges or restrictions on it. Unless stipulated within the covenants for a particular development, there are no time deadlines for building on raw land. The land can be held undeveloped indefinitely and many families are land banking for future generations. Planning approvals are valid for five years following the grant of planning permission. Owing to a global shortage of building materials because of the COVID-19 pandemic,

construction timelines increased over the last year. Allowing four to six months for your architect to design and obtain planning approvals and prices, building can now take upwards of 10 months. See the Building a Home chapter for more information.

Know Your Client/Customer Keep in mind that the sale or purchase of real estate in the Cayman Islands constitutes as Relevant Financial Business for the purposes of Cayman’s anti-money laundering measures. As part of the Know Your Client/Customer (KYC) requirement, your real estate agent or any professional acting in relation to a real estate transaction is required by the Cayman Islands Government to collect your identification details such as passport or driver’s licence

numbers and source of funds (by way of a bank statement), as well as other relevant information to finalise the transaction. If you need further information about this requirement, please contact a legal conveyancing professional. Stamp Duty Exempts on Furnishings Stamp duty is not charged on the furnishings or chattels of a house. If you are not entirely sure how to calculate the value, then call the Lands and Survey Department on (345) 244 3420 and they will be happy to discuss your situation. Check out their website at www.caymanlandinfo.ky for more information. Legal Conveyancing Conveyancing is the technical word that is used to describe the way that a property is legally transferred from one person to another. Technically, you can do the conveyancing yourself, but if the property is being bought with a mortgage, your lender will insist that you use a lawyer to

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FINDING A HOME

Stamp Duty & Other Charges Stamp duty, which is payable on all real estate transfers and purchases (other than those between close family, aka ‘by love and affection’), is 7.5%. However, a first time Caymanian buyer will pay no stamp duty if the property is below CI$300,000 (2% if it is over CI$300k but does not exceed CI$400k) and is going to be owner occupied. Stamp duty on bare land purchases by first time Caymanian buyers (with some zoning exceptions) are set at 2% for land that is valued above CI$100k but does not exceed CI$150,000. In 2021, the government changed the approach to assessing Stamp Duty on pre-construction properties. Up to last year, that duty was calculated on the published developer’s price at completion. Note the law has not changed, just its interpretation. Stamp duty has always been charged on the purchase price or on the market value, whichever is higher, as assessed by the Lands and Survey Department. As real estate prices have gone up, is it very likely that a pre-construction property with a purchase agreement signed one or more years prior to completion, will be assessed by officials to be worth more than the agreed purchase price. An alternative to the unknown appreciation costs is to pre-pay the 7.5% Stamp Duty, but in that case, purchasers run the risk of the development not going ahead, and stamp duty fees are not refundable! The Duty must be paid within 45 days of a contract being signed or at completion/ possession (when the Certificate of Occupancy is issued). > 1% charged on mortgages of less than CI$300,000 and 1.5% on mortgages of CI$300,000 or higher. You should budget

up to 1% for legal and registration fees. > When you build a house, there are building permit fees which are charged according to the square footage of the property being built. > When purchasing with bank financing, the bank will require a report on the ‘Market Value’ of the property. Each lender has its own rules but the report will usually need to be prepared by an approved firm of professional valuation surveyors. Aim to pay in the region of CI$400 for this report.

confirm that the property is free from any liens or other encumbrances and to draft the appropriate charge documents. A few law firms in Cayman have departments that specialise in conveyancing. Their job will be to prepare the paperwork for your mortgage and property transfer. They check that there are no encumbrances such as a mortgages lien, outstanding strata payments or anything else which would hinder the purchasers use and enjoyment of the property. They usually charge 1% of the property value unless a different figure has been negotiated. A typical simple transfer of land takes no more than three to four weeks, with registration of the new proprietor at the Land and Survey Department taking place four to six weeks after that.

Campbells Unfolded

Email: info@broadhurstllc.com Campbells Tel: (345) 949 2648 Email: llee@campbellslegal.com www.campbellslegal.com Campbells handles all aspects of property transactional work from sales and purchase to conveyance and related residential and commercial financing for both individuals and corporations. SEE AD THIS PAGE Collas Crill Tel: (345) 949 4544 Email: cayman.enquiries@collascrill.com www.collascrill.com Collas Crill is an offshore law firm with offices in Cayman, BVI, Guernsey and Jersey advising both local and international clients in a full range of legal services.

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FINDING A HOME

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services in the Cayman Islands. Their Property

To learn more about the distinct advantages offered by Campbells contact: Lily Lee, Partner E: llee@campbellslegal.com D +1 345 914 5852

Commercial Property and Residential Transactions Acquisition/Investment Financing and Restructuring Debt Recovery (on behalf of Banks) Commercial, Industrial and Retail Leasing

team provides expert legal advice on all aspects

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sales and purchases, leasing, development and

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property finance transactions. SEE AD PAGE 168

SEE AD PAGES 68 & 73

Bedell Cristin

HSM

Tel: (345) 949 0488

Tel: (345) 949 4766

Email: caymanenquiries@bedellcristin.com

Email: property@hsmoffice.com

www.bedellcristin.com

HSM’s property lawyers are always accessible

Whether a client is acquiring a commercial

during fast moving transactions, providing

investment or simply their next home, the Bedell

comfort and certainty to clients regardless

Cristin property team’s first class experience

of what side of the property transaction

and broad span of expertise will ensure a

they are on. They act for financial institutions,

pragmatic, prompt and proactive service in

developers, strata corporations, buyers/

respect of all your property transactions.

sellers and landlords/tenants of residential

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and commercial properties. SEE AD PAGES 103 & 125

Boddens

Strata Debt Recovery Corporate/Commercial Transactions

Bodden & Bodden Attorneys at Law / Bodden

McGrath Tonner

Corporate Services

Tel: (345) 623 2740

Tel: (345) 943 0303 and (345) 945 0400

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Mortgages & Borrowing Most banks and financial institutions

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Tel: (345) 949 7237 170

CAYMANRESIDENT 2022

Insurance Required for Mortgages A Property Insurance Policy collaterally assigned to the bank is required for all mortgages and many banks will also require a Life Insurance Policy so the mortgage can be repaid in the event of death. Your loan officer will advise on their bank’s specific requirements. Michael Webster from Cayman Insurance Centre sells life insurance. Strata Titles Residential property in Cayman is often sold as part of a strata plan if it is in a condominium or apartment complex. Most countries have the concept of freehold property, where the owner has ownership and responsibility for the land they own and all buildings on it.

Strata ownership is less familiar to many people, but very common in Cayman. The following is an explanation of how it works:

and for properties on the water, especially

If you buy a property which is part of a

sewage charge). Your realtor will be able to

strata plan, you will have the registered title

find the exact strata fees for you.

along Seven Mile Beach, you could easily pay between CI$800–CI$1,200 (CI$400 maintenance, CI$350 insurance and CI$65

of the house or apartment that is situated within the property in the plan. You will also own a share and have voting rights in the ‘strata corporation’ which owns all the land in the strata plan including estate roads, communal gardens, shared pools, etc.

The strata corporation has an obligation to insure the strata property and maintain it for the benefit of the owners, along with the right to recover the costs of doing so from them. There will be rules and regulations governing how the strata company is run (known as strata by-laws) and an annually elected committee that is authorised to run the corporation. Examples of monthly strata fees you might expect to pay are: CI$375 for an inland two bedroom townhouse; CI$650 per month for a three-bedroom inland apartment;

Property Valuations & Appraisals Whether applying for a mortgage, or purchasing or selling a property, it is customary to instruct an independent valuation surveyor who is a registered valuer, chartered surveyor and member of the Royal Institute of Chartered Surveyors (RICS) to carry out a valuation report. The report provides an independent opinion of value using different methods depending on the type of property. The Valuer will carry out an inspection of the property, take photographs and produce a report detailing the description, location, leasehold or freehold information, comparable evidence of recent sales, market rental values, and in some instances build costs and land values. It provides a

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FINDING A HOME

in Cayman offer mortgage packages. Interest rates are quoted based on the KYD and USD prime rate published in the Cayman Islands by the retail banks. The prime rate in Cayman normally fluctuates in accordance with changes in the United States Government Federal Reserve rate, also referred to as the 'New York Prime Rate'. Banks usually ask for deposits of between 10%–35% as a contribution towards the purchase price or construction cost. Long term interestonly mortgages do not exist in Cayman. Mortgage amortisation terms are normally offered from 15-30 years, but typically not exceeding retirement age. It is worth comparing what kind of deal the different banks will give you, as a variance of 1% or even 0.5% on your interest rate will make an enormous difference. Banks will usually charge between 1-3% above the prime rate, giving the lower percentage rate to those with the greater deposit. Banks also charge a commitment fee of up to 1% of the loan amount and some charge an early repayment penalty. Establish a meeting with your chosen bank to determine the best possible rate and terms that can be offered. Cayman banks have historically been very cautious when lending money.

purchaser or owner with invaluable data as well as current market conditions and trends. In addition to meeting the banks requirements, a valuation should also provide the purchaser or owner with the reassurance of what the fair market value of the property is.

RICS registered valuer offering property

valuations, reinstatement cost valuations

valuations, development appraisals, feasibility

for insurance purposes, assessment and

studies, acquisitions and disposals, consulting

negotiation of compensation for compulsory

on landlord and tenant issues, property

purchase, market rent valuations and valuation

searches, reinstatement cost for insurance

of leaseholds. SE E AD OP P OSI T E PAG E & PAG E 262

purposes and loss adjusting. Specialising in hotels and resorts. SEE AD OPPOSITE PAGE

Quayside Surveyors Ltd. Unit 2, Bldg B, Cayman Center, Dorcy Drive

FINDING A HOME

BCQS International - Property & Development

Bould Consulting

Tel: (345) 938 0662

Consultants

Tel: (345) 946 6063

Email: info@quaysidesurveyors.ky

2nd Fl, Whitehall House, 238 North Church St

Email: info@bcl.ky or www.bcl.ky

www.quaysidesurveyors.ky

Tel: (345) 949 8644

With over 50 years working throughout the

Chartered Surveyors. RICS Registered Valuers.

Email: info@bcqs.com

Caribbean, Bould Consulting Limited is an RICS

Services include: Freehold and leasehold

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regulated firm comprising a team of highly

valuations,

BCQS is a firm regulated by RICS. They offer

skilled property professionals who provide

insurance purposes, development appraisals,

a comprehensive range of services, including

a comprehensive range of construction,

residual valuations, road compensation claims

project

management,

development and appraisal services including

and landlord and tenant.

quantity surveying, construction management,

market and insurance reinstatement valuations

claims consulting, valuations and appraisals,

and construction monitoring services.

project monitoring and feasibility studies.

SE E AD T H I S PAG E

Blue Point Consultants

Charterland

Tel: (345) 525 0706

A1 Plaza Venezia, North Sound Road

the property has been paid by the previous

Email: info@bluepointproperty.com

Tel: (345) 623 2772

owner. Water companies are under no

www.bluepointproperty.com

Email: info@charterland.ky

obligation to reconnect water supply to

www.charterland.ky

accounts that have been disconnected

Services include: Valuations and appraisals,

due to non-payment and still have unpaid,

feasibility studies, quantity surveying and cost

past-due

consulting, plus commercial, residential and

encouraged to ensure previous water

strata property management.

bills have been paid for by the landlord or

management,

cost

6,1&(

reinstatement

valuations

for

Pitfalls To Avoid Steer clear of these financial pitfalls when buying property in Cayman:

Water Bills: Make sure the final water bill on

charges.

Renters

are

also

previous tenant prior to moving in.

DDL Studio Ltd.

Chartered Surveyors Resort, Commercial & Residential Valuation / Appraisal Services

Our experienced and professionally qualified team provide robust land and property valuations at reasonable fees with quick turnaround time, accepted by all lending institutions.

Air Conditioner Servicing: Check whether

2nd Fl, Buckingham Square, West Bay Road

the property owner has been regularly

Tel: (345) 943 3622

servicing the A/C units. A lack of regular

Email: info@ddlstudio.com

maintenance will greatly reduce the life

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expectancy of air conditioning condensers

DDL Studio Ltd. is a well-established multi-

and new systems can cost thousands of

disciplinary construction consultancy providing

dollars. As a condition of the sale, request

valuation and appraisal, quantity surveying,

that the seller have the property’s units

architectural, project management, interior

serviced and provide a report.

design and property management services.

Pest Control: Find out if the previous owners had the property sprayed regularly

SE E AD PAG E 259

for ants, roaches, termites and other pests.

Email us on Info@bcl.ky Call us on +1 345 946 6063

96 Mary Street, George Town

for an infestation problem. If you are buying

Tel: (345) 945 5930

a wooden house, get the house checked for

Services

Regulated by RICS

CAYMANRESIDENT 2022

Failing to have done so could put you at risk

Email: contact@jec.ky or www.jec.ky

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172

JEC Property Consultants Ltd.

include:

Property

valuation/

termites before you buy the property.

MEP Report, Home Inspections and Site

appraisals, home buyers reports, development

Surveys: As a condition of purchase,

appraisals and feasibility studies, construction

it is very important that you get a

cost estimates, residual valuations, investment

Home Inspection and/or a MEP report

(Mechanical, Electrical, Plumbing) done on the property before you finalise the sale. Significant problems can reduce the value of the property. If you are purchasing raw land, then a conditions site survey is recommended by a qualified engineer who will assess, among other things, whether your new house will need to be built with pilings, thus hugely increasing the cost of building. More information on what the technician does, and why it is important, is listed in the next section of this chapter.

will include an inspection by a civil or structural engineer who will examine the roof, insulation, flooring and the condition of the walls of your home, as well as other structural areas. They will also check whether your appliances are up to code and will recommend whether a MEP (Mechanical, Electrical and Plumbing) report needs to be done by professional technicians. A Home Inspection conducted by a licensed home inspector will include a full examination which will consist of

structural components such as foundations, floors, walls, ceilings, hurricane straps and roof. They will also check all interior components, including doors, windows and all appliances, testing the safety and functionality of all items. A licensed home inspector is also qualified to inspect the mechanical, electrical and plumbing systems of the home. An inspection report is then provided, noting all findings, and actions for any required remediation. A similar approach should be taken when purchasing

Planned Special Assessments: If you are buying a condo, a good realtor will request a report from the strata’s property management

company

that

confirms

whether any special assessments are planned on the apartment complex. Special

assessments may involve considerable costs and you might well be able to get the existing owner to pay for them (or have them deduct it from the sale price).

Hidden Costs: Ask your realtor to request

FINDING A HOME

a breakdown of the monthly costs of running the property in the summer and in the winter months. It is not uncommon for a four-bedroom house on a 1/3 acre (particularly in a windy position) to have an average water bill of CI$650 per month

Whatever your real estate plans, we have the property professionals to guide you.

and an average monthly electricity bill in the region of CI$1,000-CI$1,500+ depending on the month of the year, size of the house and whether the property has been well insulated (if the house has Icynene spray foam insulation in the attic, it will not only significantly reduce your electricity bills but help hold your roof together in the event of a major hurricane).

Home Inspections & Site Surveys It is common practice to have a Chartered Building Survey completed before purchasing a property in the UK, whereas in the US you would most likely have a Full Home Inspection done by a licensed home inspector. There are companies that provide both services in the Cayman Islands and it is highly recommended that you have one done when purchasing a home. A Building Condition Survey

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173

a plot of land; while it may look like the lot is filled properly, it can be overlying soft peat or have other ground conditions which would require you to pile your future property at the cost of tens of thousands of dollars. Therefore, a site investigation is a must. A simple trial pit or more complex borehole test and accompanying report will reveal the build-up of the underlying ground conditions. This technical data can then be utilised by your structural engineer when designing and calculating the foundation structure that is necessary to support your home. Most builders will require this report before commencing construction.

Cayman’s Accommodation Locator of Choice!

Avata Property Services Ltd. Tel: (345) 947 4747 or (345) 916 4286 Email: info@avatapsl.com / alan@avatapsl.com www.avatapsl.com With over 50 years of experience working throughout the Caribbean, Avata’s team of property professionals in the Cayman Islands use their combined skillsets to deliver firstclass service to their clients. Contact them today for a quote or review of your property management needs. SEE AD PAGE 171 BCQS Property Management 2nd Fl, Whitehall House, 238 North Church St. Tel: (345) 949 9300 Email: contactus@bcqs.com

SEL Consulting

www.bcqspropertymanagement.com

Tel: (345) 525 0209

BCQS specialises in the proactive management

Email: selsam@candw.ky

of commercial and residential properties including stratas. They also have an extensive

Utopia Realty

range of residential rental properties available.

Tel: (345) 325 6372

Professional services are tailored to meet

Email: utopiacaymanrealty@gmail.com

a client’s specific property management

FINDING A HOME

requirements. SEE AD PAGE 179 WestPoint Inspections

Real Estate Sales Rentals

Email: info@westpoint-inspections.com

A1 Plaza Venezia, North Sound Road

www.westpoint-inspections.com

Tel: (345) 623 2772

A team of professional home inspectors

Email: info@charterland.ky

licensed and qualified to operate in the

www.charterland.ky

US and the Cayman Islands. They provide

Services include: Commercial, residential and

comprehensive home inspections, including

strata

full examinations of homes, which include

and appraisals, feasibility studies, quantity

structural integrity, exterior and site, all interior

surveying and cost management and insurance

components,

loss adjusting.

appliances

and

mechanical,

property

management,

valuations

also offers full construction services from

JEC Property Consultants Ltd.

remodelling projects to building multi-million

96 Mary Street, George Town

dollar homes. SEE AD PAGE 171

Tel: (345) 945 5930 Email: contact@jec.ky or www.jec.ky

Relocation Assistance

Property Management Services Given the number of property owners who live overseas, property management is an invaluable service on-Island. A good property management company will market your property, screen prospective tenants, draw up a lease, handle financials, produce monthly reports, handle maintenance matters and be on call 24/7. Many realtors offer property management services.

T: (345) 949 5134 E:THPM@CANDW.KY

WWW.THPM.KY CAYMANRESIDENT 2022

Charterland

electrical and plumbing systems. The company

Property Management

174

Tel: (345) 936 2454

JEC

Property

Consultants

Ltd.

provide

property management for both residential and commercial properties. Services include: tenant screening and placement, regular property inspections and reporting, management and supervision of maintenance contractors, mail collection, arrangement and attendance at AGM/EGMs, strata financial management including estimating yearly budgets, invoicing and collections, income and expenditure statements etc. SEE AD PAGES 173 & 262

REM Services

#1 Agent for Century 21 Cayman and Century

Locale, Unit C1, 455 West Bay Road, SMB

21 Caribbean. Amber specialises in offering an

Tel: (345) 946 8664

experienced service with attention to detail,

Email: rent@remservices.ky

to enable you to make an educated, informed

www.remservices.ky

choice for investment here in Cayman. Amber

REM Services Ltd. is a professional property

has an impressive portfolio of repeat clientele

management company in the Cayman Islands

and will assist you in making your Real Estate

with over 35 years’ experience. Providing

decision perfect to fit your criteria and budget.

services to clients on Island and overseas,

Amber is always happy to assist in Real Estate.

REM specialises in residential and commercial

Contact her today. SEE AD PAGE 162

properties

and

beachside

condos.

Both

short-term and long-term rental options are

Azure Realty Limited

available. SEE AD THIS PAGE

Tel: (345) 946 2987 Email: info@azurerealtycayman.com

THPM Real Estate

www.AzureRealtyCayman.com

201, Owen Roberts Drive

Redefining exemplary Real Estate customer

Tel: (345) 949 5134

service in the Cayman Islands since 2008,

Email: hello.thpmsales@gmail.com

Azure Realty is a truly exceptional boutique

www.thpm.ky

agency with international expertise and

Services include: Tenant placement, 24/7

extensive knowledge. Azure passionately

emergency call service, property advertising

guides clientele through the constantly

and showing, tenant screening, property

evolving local market with outstanding and

inspections

effective sales and listing solutions.

and

maintenance,

lease

SEE AD PAGE 163

FINDING A HOME

agreements and inventory preparation, rent

collections and bill payments, accounting and book keeping services. SEE AD OPPOSITE

PAGE

Baraud Development Tel: (345) 925 9595

Realtors - Sales When buying a property, it’s more productive to work with one real estate agent. As mentioned before, the Islands’ MLS is run by CIREBA and it ensures the best market coverage to view every property on all three Islands. A seller will list his/her property with a specific agent, that agent then enters the details into the MLS which is accessible to all CIREBA agents. The agent you are comfortable working with will show you all the listings, regardless of the listing source, so there is no need for you to reach out to different offices.

Email: stefan@baraud.com www.barauddevelopment.com Baraud Development Ltd. is a leading, local real estate development company in the Cayman Islands which strives to create superior building and living experiences of the highest calibre. Baraud Development Ltd. has been known for constructing the most luxurious properties in prime markets such as the Seven Mile Beach Corridor, South Sound, Grand Harbour, Prospect Canals and the grounds of the Ritz Carlton. SEE AD PAGE 7 Cayman Islands Sotheby’s International Realty Sheena Conolly – Broker/Owner Governor’s Square, Seven Mile Beach

Amber Yates - Century 21

Tel: (345) 623 1234

Cell: (345) 926 0396

Email: info.cayman@sothebysrealty.ky

Email: amber@c21cayman.com

www.sir.ky

www.century21cayman.com

As the only firm to have been awarded ‘Best Real

Amber has been a CIREBA Real Estate

Estate Company’ in the Cayman Islands by AIPP,

professional in Cayman for over 18 years and

they are a professional team of realtors that

is constantly an award-winning Top Performer

offer exceptional real estate concierge service in

for Century 21 Cayman. She is constantly the

the three Cayman Islands. We work closely with

www. c a y m a n r e s i d e n t . c o m

175

you to find the best real estate solution for your

properties in luxury magazines – printed and

to all important purchases and selling.

needs; whether that is a luxury home, a Seven

online – as well as through an impressive social

SEE AD PAGE 11

Mile Beach condo, investment property, land for

media and digital advertising network. They

development, an oceanfront residence in Cayman

also offer free property assessments.

IRG - International Realty Group

Kai or a family home. Connect with them today.

SEE AD PAGE 151

Tel: (345) 623 1111 Email: info@irg.ky

SEE AD PAGE 157

Crighton Properties

www.irgcayman.com

Coldwell Banker Cayman Islands Realty

Tel: (345) 949 5250 or (345) 945 1313

IRG – International Realty Group is a team of

1364 West Bay Road, Seven Mile Beach

Email: info@crightonproperties.com

real estate experts who specialise in every

J.C. Calhoun - Broker/Owner

www.crightonproperties.com

aspect of Cayman’s real estate market, from

Tel: (345) 945 4411 / Toll-free (USA): (888) 834

Since the early ‘70s, Crighton Properties has

luxury, and residential to commercial and

4083

provided their clients with expert advice about

new development. For almost 30 years, the

Email: info@coldwellbankercayman.com

the local real estate market. They have access to

IRG team has been providing specialist advice

www.coldwellbankercayman.com

an extensive range of real estate options, whether

and services to local purchasers, overseas

Operating out of an award-winning cottage in

you are looking to invest in a beachfront home,

investors, business owners and international

the most sophisticated stretch of SMB, with

condo, canal front lot or investment property. The

corporations. IRG is a member of CIREBA.

additional offices in the Sister Islands, Coldwell

knowledgeable agents at Crighton Properties

Banker has knowledgeable agents with a

will assist you every step of the way with your

JBS Property Group

reputation for finding unique properties to

property listing or sale. Contact them today to get

Tel: (345) 945 2753

buy or rent, producing in-depth comparative

started with your Cayman property search!

Email: info@jbspropertiescayman.com

market analysis necessary for buying, selling,

SEE AD PAGE 159

www.jbspropertiescayman.com

FINDING A HOME

renting, or investing wisely. Coldwell Banker has

JBS Properties is a dynamic, boutique real estate

a global reach of 3,000 offices in 44 countries,

Diamond Properties

agency. Operating for many years across Grand

achieved through long time associations with

Tel: (345) 949 3521

Cayman, Cayman Brac, and Little Cayman,

international agencies, and by promoting

Email: info@diamondproperties.ky

JBS

www.diamondproperties.ky

within Cayman’s property sector. They pride

When it comes to investing in today's fast-

themselves on the customer service experience,

paced real estate market, you need an

assisting every step of the way towards finding

experienced, fully licensed agency. Diamond

your perfect home. SEE AD PAGE 156

Properties

has

extensive

experience

Properties has emerged as the brokerage who listens first, knows the market, and is dedicated

Larissa Waters - Heritage Holdings

to ensuring you make your best investment.

Tel: (345) 936 3343

Diamond Properties, a proud member of

Email: larissa@investingincayman.ky

CIREBA, offers concierge-style representation

www.investincayman.ky

through every aspect of your Cayman Islands

With a background and experience of over 10

real estate transaction, be it buying, selling, or

years in Business, Commercial and Residential

renting, you are our priority.

Real Estate, Larissa proudly works directly

SEE AD PAGE 165

for the Cayman developer Heritage Holdings Limited, to promote commercial and residential

Engel & Völkers

development interest in the Cayman Islands.

Tel: (345) 623 1400

SEE AD PAGE 19

Email: heidi.kiss@evrealestate.com

176

CAYMANRESIDENT 2022

www.cayman.evrealestate.com

Kass Coleman – RE/MAX agent

Engel & Völkers Cayman Islands is a luxury real

Tel: (345) 949 2396

estate brand that offers local expertise backed

Cell: (345) 916 0378

by a global reach. They align themselves with

Email: Kass.coleman@remax.ky

exceptional real estate professionals to not

www.facebook.com/KassCaymanIslands

only better serve their clients, but exceed

Kass Coleman has excelled in Cayman real

their expectations. From starter homes to

estate with RE/MAX for nearly 30 years in

dream homes - they provide a personal buying

all areas of sales and marketing. Kass is a

experience. They provide a white glove service

“Lifestyle Specialist” and will help you every

step of the way when buying or selling your

Email: admin@propertycayman.com

selection of properties for sale and specialises

property. Let her experience and proven

www.propertycayman.com

in matching the perfect people to their dream

track record work for you. SEE AD PAGE 155

Specialising recognised

matter-of-fact

internationally

for

advice,

sales

and

home, as well as helping vendors get the best value from their property. SEE AD PAGE 174

Kristina King - ERA Cayman

marketing, and donating a portion of every sale

Tel: (345) 916 7988

to affordable housing in Cayman – this team

1503 Property Group

Email: kristina.king@eracayman.com

does more than say they do things differently.

Tel: (345) 525 1503

Kristina grew up on Grand Cayman after her

They have transformed the way real estate is

Email: hello@1503propertygroup.com

parents moved here in the early 70’s. She puts

bought, sold, and marketed. But beyond that,

www.1503propertygroup.com

building customer relationships first, utilising

it’s their welcoming energy, mirroring that of

1503 Property Group is a leading real estate

her vast knowledge and experience gained

the island, that will make you feel like a local

brokerage in the Cayman Islands that is

over many years of living and working in the

even if you’re not one — yet.

committed to providing outstanding service.

Cayman Islands to offer her clients guidance. If

Founders Jill and Ruth are go-getters who

you are looking to sell your property or find the

Provenance Properties Cayman Islands

leverage

the

most

emergent

marketing

perfect home or investment, and ensure every

Tel: (345) 640 7000

strategies and technology to ensure their clients

transaction is a successful experience - call

Email: info@provenanceproperties.com

and customers benefit from the impressive

Kristina today! SEE AD PAGE 160

www.provenanceproperties.com

network the company has established.

Provenance Properties is the Cayman Islands

SEE AD PAGE 161

affiliate of Christie’s International Real Estate, a

Tel: (345) 916 8925

global leader in luxury real estate. Provenance

RENTING A PROPERTY

Email: Melisa@diamondproperties.ky

Properties specialises in representing luxury

www.diamondproperties.ky

Grand Cayman real estate, including the

As a generational Caymanian, Melisa has

exclusive listing for The Residences at Seafire.

unsurpassed local knowledge and an expansive

This boutique brokerage provides exceptional

network. With a background in the legal

service and valuable market insights.

Starting Your Search There is no central portal so the best place to start your search is by contacting a realtor who specialises in rentals. They will give you a list of what they have

and financial services industry, Melisa has

SEE AD PAGE 153

absolutely found her calling as a real estate agent with Diamond Properties. Sharing her

Rhulens

warm smile, big personality, and enthusiastic

Cayman Tel: (345) 938 1000

nature, Melisa is ready while helping her clients

New York Tel: 1 (917) 836 9108

with all their real estate needs.

Email: sloane@rhulens.com

SEE AD OPPOSITE PAGE

www.rhulens.com Rhulens is your trusted advisor when it comes

Morgan McCartney - Diamond Properties

to purchasing, selling, or renting residential

Agent

real estate in Cayman. Their extensive

Tel: (345) 517 0840

experience, market knowledge and strong

Email: Morgan@diamondproperties.ky

negotiation skills enable them to achieve the

www.diamondproperties.ky

best possible outcomes for their clients. They

A recent graduate of The University of Tampa

offer unbiased research, analysis, and advice,

with a Bachelor of Science Degree in Business

and provide exceptional customer service.

Management, Morgan is excited to be back in

SEE AD PAGE 81

her favourite place on earth. Born and raised in Grand Cayman, into a family with a history of

THPM Real Estate

real estate development, she is proud to begin

201, Owen Roberts Drive

her career in the family path. Morgan is friendly,

Tel: (345) 949 5134

professional, and dedicated to providing her

Email: hello.thpmsales@gmail.com

clients with a #CaymanKind service that goes

www.thpm.ky

above and beyond. SEE AD THIS PAGE

A leading real estate agency offering a bespoke sales service with reduced sales

Property Cayman

commission, excellent attention to detail and

Tel: (345) 749 4663

top customer service. THPM offers a wide

www. c a y m a n r e s i d e n t . c o m

177

FINDING A HOME

Melisa McTaggart - Diamond Properties Agent

available, arrange viewings and even drive you around to see properties. This is also free of charge. Alternatively, you can look on ecaytrade.com and see what rentals are listed there; as of August 2021, ecaytrade.com listed 941 available rentals. As expected, rent along the Seven Mile Beach corridor and in the South Sound area is generally higher than units in West Bay or Savannah. To manage your expectations, communicate your wish list to a realtor prior to your arrival. Have the following in mind when you contact an agent:

> 11

on either your location, size, or your budget.

photos if you have yet to arrive on-Island.

Prioritise your wish list prior to the search.

Price range: Rent in Cayman is not as affordable as you may be used to and you may have to forgo that beachfront condo or extra bedroom to stay within budget.

Deposit: The industry standard for a rental security deposit is equivalent to a full

Utilities Deposit: Estimate approximately

month’s rent. E.g. if you lease a property

CI$100 for water, CI$200-CI$500 for

for CI$1,500/month, your deposit will be

electricity and an estimated CI$150 for a

CI$1,500. In addition to this, the first month’s

landline, cable and/or internet package. See

rent will be required to be paid in full on or

the Settling In chapter for more details.

before you take occupancy.

Related Costs In addition to the first month’s rent and deposit, you will have to pay associated start-up costs for your new accommodation:

Maintenance Costs: Most landlords will

Location: Again, be realistic, not everyone

take care of maintenance costs associated

Time-frame: The majority of tenancies

lives within walking distance to the beach

with garden and pool care, pest control

commence on the first of the month.

or a shopping centre. A reduction in the

and servicing of general systems such as

Landlords can be flexible if you ask and

commuting time is often one of the top

A/C. If this is not specified within the lease

put a security deposit down (typically one

priorities for people moving to the Cayman

agreement, enquire prior to signing.

months’ rent). Most rentals will not begin to

Islands, so you may want to make sure you

be advertised until 4 - 6 weeks prior to the

choose a property which factors in journey

is the responsibility of the tenant. The

times to the office and schools.

property owner will be responsible for any

Size: How many bedrooms do you need or

issues that are not the fault of the tenant i.e.,

permit has been approved before you start

want? Many people like to have an extra

inclement weather, a burst pipe or the A/C

your search. The current market moves

bedroom for visitors, or even a home office.

system failing.

start of the lease and the rates will fluctuate throughout the year so wait until your

FINDING A HOME

you a tour by FaceTime or send additional

very quickly. Most realtors are willing to give

> >

Lifestyle: You will likely have to compromise

Insurance: Insuring personal belongings

Furnishings: Most units come furnished. Prior to signing a lease, ask for an inventory list showing everything that comes with

Centre Island Properties

the unit. You will have to be prepared to supplement anything missing.

owners do not accept pets. Those that do will require an additional non-refundable

Leasing • Apartments • Commercial Centre Island Properties is your 1-stop shop for long-term residential and commercial leasing complete with a professional property management team on Grand Cayman

security deposit, which can be as much as CI$600 per pet to account for a specialised cleaning of the unit done once the tenant has left.

Monthly Costs: You will be expected to pay

Long Term Leasing: • Residential (apartments and condos) on 7 Mile Beach, George Town, West Bay, Snug Harbour and Palm Heights Drive.

water and electricity which will be based on

• The Residences at the Falls 48 luxurious condos in Seven Mile Beach across from the Westin Hotel. Available for long term leasing.

signing an agreement. Cable and internet

• Commercial (office, retail and large commercial warehouse spaces) on 7 Mile Beach and George Town

package and you can pay to upgrade.

www.centreislandproperties.com

Tel: (345) 326-4790 178

Pets: A large number of complexes or

CAYMANRESIDENT 2022

• »

Email: rge@bcqs.com

consumption, the size of the unit and the age of the build. Your realtor will be able to give you an estimate on the unit prior to may or may not be included in the rental rate. If it is included, it is usually a basic

Realtors - Rentals For potential renters, the best approach is to email one of the realtors below, make a connection and have them guide you in your search. Please note that each agent

or company will have their own rental listings, but they will have access to each other’s, as well as properties listed on Ecaytrade.com.

member of CIREBA, Ritch Realty Ltd. has been providing real estate services to clients since 1991. SEE AD PAGE 164 THPM Real Estate

BCQS Rentals

201 Owen Roberts Drive

2nd Fl, Whitehall House, 238 North Church St.

Tel: (345) 949 5134

Tel: (345) 949 9300

Email: hello.thpmsales@gmail.com

Email: rentals@bcqs.com

www.thpm.ky

www.bcqsrentals.com

THPM is a leading real estate agency offering

If you’re looking for the ideal apartment or home

personalised services to clients. Whether new to

to rent over the long-term, talk to the friendly

the island or looking for a new home, a condo

professionals at BCQS Rentals. With full relocation

or corporate properties in the capital, THPM

and tenant placement services, BCQS can help

offers a comprehensive selection of properties

you every step of the way. BCQS Rentals brings

to clients. THPM also provides full property

quality tenants and landlords together. Review

management and sales. SEE AD PAGE 174

their website today to see the latest rental listings. SEE AD THIS PAGE

The Terraces at Camana Bay

Dart Real Estate, Camana Bay Tel: (345) 640 4000

Tel: (345) 326 4790

Email: info@camanabay.com

Email: rge@bcqs.com

www.camanabay.com

www.centreislandproperties.com

An exclusive property in the heart of Camana Bay

Centre Island Properties is a premier real estate

owned by Dart Real Estate, The Terraces offer

company having residential and commercial

residents the ‘work, live and play’ dream. There

properties available for rent in Grand Cayman.

are one and two bedroom options available and

SEE AD OPPOSITE PAGE

they come with direct access to all of Camana

FINDING A HOME

Centre Island Properties

Bay’s renowned amenities. SEE AD PAGE 158 REM Services Ltd. Locale, Unit C1, 455 West Bay Road, SMB Tel: (345) 946 8664 Email: rent@remservices.ky

Real Estate Photography Please refer to the Living in Cayman chapter.

www.remservices.ky management company in the Cayman Islands with over 35 years’ experience. Providing services to clients on Island and overseas, REM specialises in residential and commercial properties and beachside condos. Both shortterm and long-term rental options are available. SEE AD PAGE 175

Ritch Realty Ltd. Cayman Tel: (345) 949 9838 / (345) 925 5653 Email: info@ritchrealty.ky www.ritchrealty.ky Ritch Realty Ltd. is a leading real estate agency in the Cayman Islands specialising in sales, property management and rental properties at premium locations in Grand Cayman. A

Temporary Accommodation Many companies offer new employees two to four weeks of temporary accommodation to assist with relocation. Options include: Sunshine Suites (Tel: (345) 949 3000), Shangri-La bed and breakfast (Tel: (345) 526 1170), and The Locale Hotel (Tel: (345) 233 7829). There are also a growing number of property owners who are using Airbnb to advertise locally available condos and guest houses, or you could try one of the condominiums on Seven Mile Beach. Without tourists coming to Cayman, many are available for short-term rentals and staycations.

bcqsrentals.com

THE

REM Services Ltd. is a professional property

+1 345 949 9300 rentals@bcqs.com

Tell them you saw it in the

family owned and operated business and

www. c a y m a n r e s i d e n t . c o m

179

Running Your

Home

Photos courtesy of Design Cayman and Ten2 Photography for Design Studio

How to maintain your home, pool and garden, organise domestic help and assess your monthly costs of living in Cayman.

R U N N I N G YO U R H O M E

180

Maintaining Your Home - Air Conditioning - Electricians - Home Security - Pest Control - Quarterly Spraying - Utilities Management - Painting & General Maintenance - Plumbers - Recycling

180 180 182 182 183 184 185 185 185 185

Cleaning Services

186

Domestic Help

187

Maintaining Your Garden - Landscaping - Planting Trees - Lawn Maintenance - Sargassum Removal - Pool Maintenance

188 188 188 188 189 189

Sewage & Wastewater Treatment

190

Waste Disposal

190

CAYMANRESIDENT 2022

MAINTAINING YOUR HOME

The quality and selection of services available in Grand Cayman compares to those found in major North American cities. From furniture stores and expert contractors to pool maintenance and landscapers, all your home needs are catered to. But there’s just one catch – living in paradise is not always cheap! By shopping around before choosing a service provider, you can source quality workmanship while avoiding financial haemorrhage. In this chapter, we list some highly recommended professionals, as well as insider home maintenance tips. Air Conditioning Air conditioning is an expensive necessity on-Island and can have the biggest impact on your electricity bill. Keeping the temperature at the highest setting you feel comfortable with will help reduce costs, as well as using an overhead fan, especially during the winter months when a fan may be all you need in the mornings and evenings. You can also save electricity by closing curtains or blinds during the day, making sure your air filters are clean and that your home is well insulated. Finally, ensure that you have your air conditioning unit regularly maintained by a professional company to maximise its efficiency. There are ample air conditioning contractors to choose from. When selecting an air conditioning system, presuming you are getting a new one, make sure that the system has a high Seasonal Energy Efficiency Rating

QualityAir. Air. Quality Quality Care. Quality Care. QualityLiving. Living. Quality OtisHome is a Residential Air Conditioning Solution bringing the most advanced

OtisHome is a Residential Air Conditioning Solution bringing the most advanced home air care technology and quality service right to your doorstep. home air care technology and quality service right to your doorstep. Using advanced customer service management technology OtisHome:

Using advanced customer service management technology OtisHome: • Saves you time • Saves youyou time • Saves money • Saves you money • Reduces stress

• Reduces stress

• Provides you comfort • • Provides comfort Gets youyou back to being cool

• Gets you back to being cool

Air conditioning installation, repair and maintenance has been this good. Air never conditioning installation, repair and maintenance has

never been this good.

Contact 640.HOME (4663) today!

Contact 640.HOME (4663) today! otishome.ky

otishome.ky

(SEER). This can make a big difference to your energy consumption. Air Conditioning Contractors Below are three local companies who can advise, install, maintain and repair A/C systems. Although the cost of quarterly maintenance is often similar, some companies will include the cost of new filters, whereas others won’t. Androgroup Ltd. Tel: (345) 949 8000 (24-hour service)

skilled team of technicians and support staff

Appliance Sales, Service & Repairs

provide installation, clean air solutions and

A. L. Thompson’s

repair and maintenance services. 299 Sparky

They sell and support the following major home

Drive, GT. Tel: (345) 640 HOME (4663) / 24-

appliance brands: Whirlpool, KitchenAid, Miele,

Hour Line: (345) 945 7161, email: info@otisair.

Sub-Zero and Wolf. 189 North Sound Road,

ky or visit www.otisair.ky. SEE AD PAGE 181

George Town, Tel: (345) 949 8622 or visit www.althompson.com.

Mould Remediation, Decontamination & A/C Duct Cleaning & Sanitation A/C ducts and vents can quickly become susceptible to mould and bacteria growth if they are not regularly inspected and thoroughly cleaned by a trained professional.

Cooling Pros

Bon Vivant Kitchen Studio Offers kitchen design services, specialty culinary appliances, cabinets and a variety of kitchenware: blenders, juicers and accessories. Brands include Bosch, Thermador, Smeg, Liebherr and Le Creuset cookware. They also

Tel: (345) 946 2665

SEE AD PAGES 203, 239, 241 & 243

EcoSmart Cooling Ltd.

have a busy schedule of interactive cooking

Tel: (345) 936 2665

classes for all levels of ability. Market Street,

OtisAir & OtisHome

Camana Bay. Tel: (345) 623 2665, email: info@

OtisHome brings the most advanced home air

OtisAir & OtisHome

bonvivant.ky or visit www.bonvivant.ky.

care technology and quality service right to

Tel: (345) 640 4663

SEE AD PAGES 206 & 248

customer service and the highest quality, cost

Parsons Air Conditioning

Electricians

effective and energy efficient Residential Air

Tel: (345) 949 3945

Androgroup Ltd.

R U N N I N G YO U R H O M E

your doorstep. OtisHome provides superior

Conditioning Solutions to the Cayman Islands.

Tel: (345) 949 8000 (24-hour service)

With over 20 years’ experience their highly DP Economy Services Ltd. Be it a full apartment, home renovation or just a kitchen or bathroom remodelling stint, DP Security System Design & Consulting

Economy Services can address your renovation needs in the fastest possible time without

Central Station Alarm Monitoring

Peace of Mind

Intruder Alarm Systems

When it comes to protecting your property and loved ones, you don’t want to cut corners. Feel confident that your security company is an expert in the industry. Our Central Monitoring Station is located on island and staffed 24/7/365 with professionally trained Central Station Agents who ensure your property and the people you love are safe.

provide

Remodeling,

Renovation,

Access Control

pricing. 325 Owen Roberts Dr, GT. Tel: (345) 321 visit www.dpeconomyservices.com. SEE AD PAGE 260

CCTV

Gate Barrier Systems

Fire Alarm Systems

ielgroup.com | 949-8255

Repairs & Maintenance services at competitive 7562, email: dpeconomyservices@gmail.com or

Fire Extinguishers

AUTHORIZED DEALER FOR:

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They

Plumbing, Electrical, Carpentry and General

SINCE 1986

182

sacrificing on quality of delivery or workmanship.

Home Security While Cayman enjoys one of the lowest crime rates in the Caribbean, burglaries do occur. These are often crimes of opportunity and occur at residences when no one is at home, the entry is concealed and there is easy to access. It is suggested that you lock all doors and windows, particularly when you are not at home. There is a lock that is unpickable called the ‘multi-lock’. With this key, a new key cannot be copied without proof of identification by the

property owner. They are expensive, but the police recommend these locks above all others available on the market. If you live in Cayman and are going away on holiday for an extended period, have a friend or a neighbour check on your home periodically. For added protection, you can also have an alarm system installed in your home, which can then be connected to a security company. There are several security companies across the Island that can advise you on beefing up your home security. Here are a couple of options: Island Electronics (Security & Monitoring) Ltd. Established in 1986, Island Electronics provides dependable, quality security and monitoring

services. Over 1,200 clients in Cayman have trusted IEL to keep their properties safe with round the clock protection. They are Five Diamond Central Station certified by the Central

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Station Alarm Association. 90 Godfrey Nixon Way, GT. Tel: (345) 949 8255, email: info@ ielgroup.com or visit www.ielgroup.com. SEE AD OPPOSITE PAGE

The Security Centre Limited The Security Centre is the largest security provider in Cayman, offering the most secure in-house solutions for integrated alarm and monitoring systems, CCTV’s, keyholding and locksmith services, access control, tracking devices, guarding, privacy and hurricane protection, and home automation services, for over 30 years. The Security Centre - dedicated to protecting your world! Cayman Technology Centre, 115 Printers Way, GT. Tel: (345) 949 0004, email: info@security.ky or visit www. security.ky. SEE AD THIS PAGE & PAGES 192 & 242

Pest Control Cayman’s warm tropical climate is hospitable to many different types of bugs and animals. Thankfully, none of them pose a huge danger, however any bites or stings should always be treated with caution. Scorpions tend to be more prevalent after periods of heavy rain and home infestations can occur in large numbers. Although not particularly poisonous, they have a very

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painful sting and if any symptoms occur, you should visit the hospital or doctor. Termites are a major problem in this region and can cause a lot of damage to a property. If you are planning to purchase a house it is important to have a termite inspection done prior to purchase, and a pre-treatment done prior to building. Several species of spiders can be found in Cayman, and while most are harmless, medical attention should be sought if you suspect you’ve been bitten by a Brown Recluse. Rodents are an all-year problem in Cayman. There are two species of rat and one species of mouse on-Island. People with pets will likely encounter ticks and fleas − local vets sell NexGard chewable tablets, which are an effective flea and tick control medicine for dogs. Ticks are a particular nuisance during dry weather and if you have a tick infestation in your home, then a reliable pest company needs to spray the floors of your home twice over a two-week period. It is the task of the Mosquito Research

& Control Unit (MRCU) to suppress the mosquito population and assist in preventing mosquito-borne diseases. The MRCU conducts aerial spraying with insecticides before the rainy season to kill larvae and evening sprays to kill adult mosquitoes. Fogging trucks are used for ground spraying at times when mosquitoes are most active. To minimise mosquito problems on your property, ensure there are no open containers where water might grow stagnate, as these areas are breeding grounds for mosquitoes. Large land crabs are common across the Island. Migrations are prompted by heavy rain and storms when thousands make their way to the sea to spawn. Many Caymanians catch land crabs to eat, so when driving in crab season, use caution and watch for ‘crabbers’ along the roadside. Chickens and roosters roam freely in the Cayman Islands and can often be a nuisance with their crowing. You can purchase a trap from the Department of

Do it right the first time!

Over 35 years in business

Serving all 3 Cayman Islands Residential & Commercial Pest Control • Rodent Control Fire Ant & Carpenter Ant Control • Fly Control

Agriculture,

and arrange for their humane disposal. Call (345) 947 3090. Non-indigenous, invasive green iguanas are a problem, and must not be mistaken with the endemic Cayman blue iguana, which is a protected species. The green iguana is a pest that breeds in large numbers and has no natural predators. In an effort to wipe them out, a Governmentmandated cull was launched in 2018 whereby registered cullers received a bounty per iguana carcass. In 2021, the bounty was set at CI$5 for hatchlings, CI$7 for small adult iguanas and CI$10 for adult iguanas weighing more than five pounds. Since the programme’s formulation, 1.3 million green iguanas have been killed by around 140 registered cullers. If these voracious eaters are wreaking havoc on your garden, you can call Joseph on (345) 939 6075. He is a registered DoE culler, and has a licence for an air rifle. He will come to your home, cull, and dispose of the iguanas. Quarterly Spraying at Home If you are buying a property, you should check if the property has been sprayed regularly for pests. If renting, ask your landlord if they have a pest control company that sprays quarterly to control ants, scorpions and cockroaches. Most property owners will do this as a matter of course to protect their investment. If your landlord doesn’t arrange this, it might be worth organising it yourself. If not mitigated, pests can become a serious problem in the Cayman Islands. A typical house, depending on size, costs between CI$135-CI$165 per quarter to treat. Treating a two-bedroom apartment costs in the range of CI$125-CI$140 per quarter.

Lawn Spraying & Feeding • Shrubs, Plants & Tree Spraying Pestkil Ltd.

Pre -Construction Soil Treatment • Subterranean Termite Control • Termite Inspections/Reports Sentricon Termite Colony Elimination System

CAYMANRESIDENT 2022

Operates across all three Islands and has been in business since 1982. Services include the control of cockroaches, rodents, ants, as well as all other pest control for residential and commercial locations; including lawn, shrubs and tree services. Owned and run by a Doctor of Entomology (insects), Pestkil holds a long standing position in the community; boasts a

strong team culture of experienced and trained

Economy Services can address your renovation

employees and provides a top quality customer

needs in the fastest possible time without

service experience. Pestkil is a provider of

sacrificing on quality of delivery or workmanship.

the Sentricon Termite Elimination System in

They

Cayman, the most effective system on the

Plumbing, Electrical, Carpentry and General

market for the eradication and protection

Repairs & Maintenance services at competitive

against

provide

Remodeling,

Renovation,

Abacus

pricing. 325 Owen Roberts Dr, GT. Tel: (345) 321

House, 311 Walkers Road, George Town. Tel:

7562, email: dpeconomyservices@gmail.com or

(345) 949 9145 or www.pestkil.com.

visit www.dpeconomyservices.com.

SEE AD OPPOSITE PAGE

SEE AD PAGE 260

sub-terranean

termites.

Utilities Management

Recycling Cayman has made progress in its recycling efforts over the last seven years but there is still a long way to go. There are currently seven recycling depots; six of which are located at two of the Island’s major supermarkets. The newest depot is located in North Side in the Chisolm’s Grocery store parking lot. Residents can recycle the following items at each of these locations: a) paper and cardboard, b) clean metal food cans

Caribbean Utilities Company Ltd. (CUC) CUC commenced operations as the only public electric utility in Grand Cayman in May 1966. The company relies upon diesel generation to produce electricity. Consumer Owned Renewable Energy (CORE) tariffs allow

customers with an interest in environmentallyfriendly renewable energy to connect to CUC’s distribution grid and receive credits for generated power. Administration Building, 457

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North Sound Road, George Town. Tel: (345) 949 5200, email: service@cuc.ky or visit www. cuc-cayman.com. CostWatch CostWatch helps manage utilities, such as water and electricity. They provide monitoring and automation services that allow you to track and control utilities and other systems in order to keep costs within budget. By delivering customised solutions that suit customer’s exact needs their services pay for themselves, protecting your bottom line. 125 Owen Roberts Drive, GT. Email: info@costwatch.ky or visit www.costwatch.ky.

Painting & General Maintenance Painting contractors usually charge by the job rather than by the hour. DP Economy Services Ltd. (Tel: (345) 321 7562) offers expert advice and painting services. Plumbers Androgroup Tel: (345) 949 8000 DP Economy Services Ltd. Be it a full apartment, home renovation or just a kitchen or bathroom remodelling stint, DP

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(tin and aluminium), c) glass bottles and ceramic dishes and d) PET/PETE and HDPE plastics (No.1 and No.2). Be sure to check the bottom of containers for codes such as PET, PETE and HDPE or look for the 1 & 2 symbols. Read the signs at each depot and follow the instructions carefully. It is essential that no additional waste items are disposed of in recycling bins as they contaminate the recyclables and could cause them to be sent to the landfill. Make sure everything has been rinsed out and is clean, and don’t put plastic wrappers, plastic bags and cling wrap in with the No.1 and No.2 plastics. Bins have been organised using the following colour codes: Blue – Types 1 & 2 Plastics, Yellow – Paper & Cardboard, Gray – Tin & Aluminium Cans, and Brown – Glass & Ceramics. Residents can also deposit recyclable items at the 24-hour drop-off site located at the front of the George Town landfill. There is no fee for this service and assistance is provided during regular business hours.

Camana Bay also operates a recycling depot, accepting glass, aluminium and cardboard items. Plastic items are accepted at Foster’s Camana Bay. Recyclables in Cayman Brac and Little Cayman are safely stored at their respective landfills until arrangements are made for shipping to Grand Cayman for further processing. Once at the recycling facility at the George Town landfill, recyclables are sorted, processed and baled for shipment to recycling plants in the US. For more information about how you can recycle, refer to the Being Green chapter.

you don’t go through an agency, it is easy to find someone via word of mouth. For a seasonal clean of your carpets, area rugs, windows and upholstery, it’s worth hiring a specialised team to do the job. The agencies listed below can help. Complete Clean Complete Clean was founded by Luraine Freeman, a cleaning industry professional with decades of collective experience. At affordable rates, they provide detailed residential and commercial

cleaning

services

including

specialties such as disinfecting, non-toxic methods, carpet, upholstery, tile and grout. They are committed to creating a clean and

CLEANING SERVICES

At some point you might find yourself needing the help of a professional cleaning service to give your home a proper, thorough clean. Fortunately housekeeping services are an affordable luxury in Cayman and there are a number of reputable cleaning companies that offer various residential and commercial services. If

healthy environment for you and your family with options for recurring and one-off deep cleaning services. Tel: (345) 939 5148 / (345) 325 4922, email: info@completecleanky.com or visit completecleanky.com. SEE AD PAGES 80 & 185

Hew’s Cleaning Services A family-owned company that provides trustworthy,

professional

and

efficient

commercial and residential cleaning services.

CALL: 949 0734

MORE THAN CLEAN

cleaning. They also offer sanitising, marble more. Staff are trained in Applied Microbial Remediation and follow all protocols in cleaning and disinfecting for COVID-19 according to CDC recommendations. They also offer a residential

Maids Offices Floors Carpets Upholstery Marble Mold Windows Microbial restoration Water restoration Fire restoration

team cleaning service and they come prepared with supplies. A great, hassle-free service. Tel: (345) 949 0734, email: chris.hew@hewsjanitorial.com or visit hews-janitorial.com. SEE AD THIS PAGE

Reliable Industries Reliable Industries Ltd. is a family-owned cleaning and restoration company, in operation for over two decades. They have consistently maintained a gold standard of customer service reflected in all their operations. Reliable Industries Ltd. takes pride in understanding the needs of each individual client. Their wide

PO Box 10594, Grand Cayman KY1-1005, 335 Dorcy Drive, Industrial Park hews@hews-janitorial.com

CAYMANRESIDENT 2022

as well as oven, carpet, cupboard and window polishing, upholstery cleaning and much

Family owned and operated in the Cayman Islands since 1977. Safe, professional, trustworthy, efficient, friendly & caring. Staff are trained in Applied Microbial Remediation and follow all protocols in cleaning and disinfecting for COVID-19 according to CDC recommendations.

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Contact them for general and deep cleaning,

array of services cover commercial, industrial and residential, and include: 24/7 emergency

flood services, water extraction, restaurant and hood cleaning, exterior building cleaning, pressure washing and glass cleaning, marble and natural stone, tile and grout cleaning, carpet and upholstery, post construction cleaning and even tree cutting & removal. 313 Compass Drive, North Sound Way, GT. Tel: (345) 949 9303, email: info@reliable.ky or visit www.reliable.ky. SEE AD THIS PAGE DOMESTIC HELP & NANNIES

ky. A police clearance, passport photos and a full medical are also required. They may be required to take an English test as well. It is worth noting that the WORC does not usually grant expatriates a work permit for domestic help, unless they show sufficient need, i.e. they have children who need looking after, in which case you will also need to provide certified copies of the birth certificate of each child to be cared for and think carefully about the information you provide in your cover letter. Note that a work permit for a ‘Nanny’ needs to be advertised in the newspaper for two consecutive weeks and costs CI$650 per year, but a work permit for a ‘Domestic Helper’ does not need to be advertised and costs CI$250. You will also need to take care of your employee’s health insurance and pension, give them at least two weeks paid vacation per year and pay them double time for working any public holidays. A good employer will also pay for one airline ticket home per year and give a Christmas bonus

Janitorial Services The Clean You Expect. The Service You Deserve! Commercial • Industrial • Residential

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scheduling@reliable.ky

925-1481 or 925-1479

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Many families employ domestic help either on a full-time, live-in or parttime basis. You can often find someone via word of mouth on Facebook forums such as ‘Women in Cayman’, ‘Hope of Cayman’ or ‘KYMommies’ or you can try an agency. Make sure to ask for and check all references. > Hiring through an agency: Expect to pay approximately CI$12 per hour for a minimum of four hours if hired on a full-day or half-day regular weekly basis. If you hire them as a one-off, the hourly rate is CI$14. The convenience of using

an agency is that they train the staff, pay their health insurance and pension, and will replace them if they can’t work for any reason. Refer to the Having A Baby chapter for more detailed information on securing a full-time domestic helper or caregiver through an agency. We recommend the following two agencies: AAA Caregivers Agency, Tel: (345) 916 5925 or www. aaacaregivers.ky. Best Home Care, Tel: (345) 947 2297 or email: bhc@candw.ky. > Hiring someone yourself: If you hire someone yourself then the going rate for a full-time helper (between 40 and 45 hours per week) is approximately CI$450 per week, before overtime. For this salary they would be expected to be able to drive your children, cook for them and help with cleaning the house. For part-time work, babysitting or overtime, the going rate is CI$10 per hour. If you hire your own helper on a fulltime basis, you must apply for a work permit. Paperwork and instructions can be downloaded from their website: www.worc.

of between two-week’s and a month’s salary. > Things to note: You cannot submit your domestic helper’s work permit paperwork until your own work permit has been approved; it is illegal to make them pay for their own work permit; helpers are not allowed to have dependants on their work permit and the maximum time they will be allowed to stay on the Island is ten years. MAINTAINING YOUR GARDEN

If you live in an apartment complex, the strata will generally take care of garden maintenance. Homeowners not a part of a strata can seek landscaping services from one of the many companies in Cayman. See the Lawn & Garden Maintenance heading further in this chapter. Alternatively, you can maintain your own garden. Equipment such as lawn mowers and fertiliser are available from most home centres such as A. L. Thompson’s, Cox Lumber, Kirk Home Centre and Uncle Bill’s. There are also very good plant nurseries with experienced staff who can advise you. Refer to the Shopping chapter for details on where to buy all-weather outdoor furniture.

Cayman Growers

Has Over 10,000 Trees and Shrubs Most Grown Locally

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Over 50 Varieties of Palm, Shade and Ornamental Trees

NURSERY • Largest Nursery on the Island • 30 Acres of Trees, Shrubs and Empire Zoysia Sod

• Wholesale Division • Expert Advice

Landscaping Expect to pay independent landscapers around CI$15 per hour. Many gardeners will chop back plants, so be very specific about what you need trimming, and make sure they don’t kill any snakes as grass snakes in Cayman are harmless and help keep the frog population in check.

LANDSCAPING

• Landscape Design & Installation • Irrigation and Landscape Lighting • Residential & Commercial • No Job is Too Big or Too Small • Professional and Experienced Team BEST PRICES ON THE ISLAND

Planting Trees Planting trees around your property is a great way to support Cayman’s environment and will also help keep your house cool, provide shade outdoors while your children play in the afternoons and add character and value to your property. Local resident Margaret Barwick, author of the book Tropical & Subtropical Trees, maintains the emphasis should be on respecting and incorporating indigenous flora where possible. Planting indigenous trees supports the local wildlife (birds and bees, in particular), will be less affected by pests and will also bounce back far quicker after a major storm.

Hours of Operation Monday-Friday 8am-4pm Saturdays 8am-5pm Call: 345.323.0722 Email: caymangrowers@candw.ky Web: www.caymangrowers.ky 188

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The Neem tree is a fantastic shade tree that grows fast and is drought resistant. It is non-toxic to birds and is an important honey plant (i.e. bees love it). Another great option is the Mahogany, an indigenous, endangered tree that is salt tolerant and fairly fast growing. The smaller Poui, Poinciana and Tabebuia trees are also very popular on-Island for their showy canopy of bright flowers. Not to be forgotten are fruit trees: Mango trees are slow growing, but they are wonderful when they bear fruit. Investigate the different varieties and choose a species whose fruit you love. A couple of amazing ones that don’t have strings in them are the Bombay, Carrie, Nam Doc, Keitt and the Nelson. Avoid planting the invasive, non-native Casuarina tree. While coconuts are fast growing palms and provide nuts filled with delicious water and jelly, the nuts may fall and hurt children if they play under them, so have the coconuts removed often. A good person to talk to about plants that attract birds and butterflies is Ann Stafford. She runs Cayman Nature (www. caymannature.ky) and is a native plant expert. Lawn & Garden Maintenance Lawns in Cayman, and particularly those with St. Augustine and Zoysia grass, often suffer attacks from white grub, army worms and cinch bugs. If your lawn is coming up in clumps or showing brown patches, then you have a problem. The most effective way to treat it is to have a pest company spray the lawn every three months and make sure you water it well. Note that Zoysia lawns should be shaved down once a year during the rainy season. Cayman Growers A complete landscape company and plant nursery, as well as a 30 acre sod/grass and tree farm located in East End. They have a wide variety of palm, shade and fruit trees including mango, avocado and the Barbados cherry. Their landscaping services include design, installation, irrigation and lighting. Monday-

Friday 8am-4.30pm. Tel: (345) 323 0722, email: caymangrowers@candw.ky SE E AD OP P OSI T E PAG E

Every Bloomin’ Thing (EBT) EBT houses plants, flowers, trees and shrubs, as well as quirky gifts. Open Monday-Saturday

structures, they should still be removed from roof spaces as their droppings can create odour problems. To ensure safe removal, please contact the National Trust at tours@nationaltrust.org.ky. By law, bats cannot be disturbed during their breeding season (June-November).

8am-4.30pm and Sunday 10am-4pm. 384 Crewe Road, George Town. Tel: (345) 945 1701, visit www.ebt.com.ky. Paradise Landscaping Tel: (345) 547 1530 Power Flower For over 30 years, Power Flower has been providing residential and commercial clients on Island with premier landscape maintenance and design services of the highest standard. Their family of professional landscapers, irrigation specialists and tree pruners are committed to delivering outstanding service and timely communication for every project on every George Town. Tel: (Office) (345) 949 2256 or (345) 321 0308 (Nursery), email: office@ powerflower.ky or visit www.powerflower.ky. SE E AD PAG E 244

Vigoro Nursery & Landscaping With two handy garden centres, Vigoro is a fullservice landscape and design company backed by a plant nursery. Both stores sell a large variety of seeds, plants, shrubs, trees, soil, fertilizers, terracotta pots, home and garden accessories and Mexican Talavera. Walkers Road, Tel: (345) 949 4270. Agricola Drive, Tel: (345) 945 5236. Email: tom.balon@vigoro.ky

Sargassum Removal Sargassum is a genus of large brown seaweed that floats in island-like mats and is a crucial habitat for many different species. However, at certain times of the year it washes ashore and as it dries, it gives off a foul smell. Usually, a nor’wester will blow through and take it out to sea again, but sometimes it builds up so much that

Pool Maintenance If you rent or buy in an apartment complex, then the strata will take care of the cost of pool maintenance. If you own a house with a pool, depending on its size, expect to pay on average CI$150 to CI$200 per month to have a maintenance technician come around once a week to add chemicals and vacuum the pool. Saltwater pools, with their essential component, a chlorine generator, are a more environmentally friendly alternative to traditional chlorinated pools and also require less maintenance. Other environmentally friendly products such as LED lights, variable speed pumps, solar heaters and automation systems will help reduce your monthly bill as well. Oasis Pool & Spa Oasis Pool & Spa offers a wide variety of

pool

services

from

regular

weekly

maintenance to the latest energy-efficient pool equipment to keep your pool sparkling

or craig.stewart@vigoro.ky, visit www.vigoro. ky or www.facebook.com/VigoroCayman.

Bat Removal Services Bats are looked at with great compassion in Cayman, especially as they do an incredible job keeping the mosquito population down. The National Trust will install tall bat boxes in neighbourhoods for CI$750 per box, which gives bats a permanent and safe place to nest and discourages them from nesting in people’s attics. While bats are not dangerous and do not damage

DESIGN SERVICE SUPPLY

We Specialise in: • Full retail store with Cayman’s largest inventory of pool/spa & backyard products • Pool and spa service & repairs - commercial and residential • Consultation, design, construction and renovation services • Fully trained and certified staff

Tel: 949-8543

Pools@Poolpatrol.ky

www.poolpatrol.ky

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property. 31 Orchard Lane, off Crewe Road,

Bee Removal Services Cayman has a thriving community of bees which ensure that our fruit trees continue to bear abundantly. However, sometimes these bees can overtake a corner of your garden and may need to be safely removed and relocated. Bee removal should always be done by a professional – please do not kill the bees! At the time of publication, the following private individuals offer bee removal services: Otto Watler (Tel: (345) 947 1255) who lives in Lower Valley and produces Pure Cayman Honey from his happy family of bees, has been removing unwanted bees from people’s homes and gardens for years; Kent Strad (Tel: (345) 324 1500) and Jamaal Solomon of Raegan’s Honey (Tel: (345) 926 4411) also offer removal. The cost usually varies depending on the complexity of the situation.

it must be removed. Be sure to remove it in the least intrusive way (hand raking) and be aware of wildlife, especially during turtle nesting season, May-November. Care must be taken not to destabilise the beach and cause erosion. Using machinery to remove sargassum is not advisable due to the environmental risks. If it is deemed necessary, the DoE must grant approval beforehand. It is essential that you use the same route on and off the beach when using machinery to prevent further destruction.

clean and ready to swim. Tel: (345) 945 7665, email:

sales@oasis.ky

www.oasis.ky.

SEE AD THIS PAGE

Pool Patrol Pool Patrol supplies and stocks pool and hot tub pumps, motors, accessories, chlorine generators, heat pumps, gas heaters, pool games, pool floats, outdoor showers, hot tubs and patio furniture. Services include weekly cleaning, water testing, pool design and construction, as well as renovations and repairs. Tel: (345) 949 8543, Email: pools@ poolpatrol.ky

visit

www.poolpatrol.ky.

SEE AD PAGE 189 & 245

SEWAGE & WASTEWATER TREATMENT

Road corridor and some of the connecting neighbourhoods are served by the Island’s only public sewerage system which is operated by the Water Authority - Cayman (WAC). The wastewater is collected in the West Bay Beach Sewerage System and treated at the WAC’s wastewater treatment plant. Residents located outside of the public sewerage system area have their wastewater treated in an on-site wastewater treatment system, typically located on the same property as where the residence is located. On-site systems are septic tanks or aerobic treatment plants, both of which discharge the treated effluent into an effluent disposal well. Septic tanks are typically used at older and smaller developments. Both treatment systems require maintenance. Solids accumulating in the treatment system reduce treatment

WASTE DISPOSAL

The Department of Environmental Health (DEH) (Tel:

(345) 949 6696) is responsible for all waste management and recycling in the Cayman Islands. Residential garbage is collected once per week on Grand Cayman, while commercial garbage is collected based on the needs of the individual business. There is no charge for residential garbage collection (once registered at DEH) but there is for condo and commercial garbage collection. Complexes with 10 or more dwelling places are viewed as commercial establishments. Place your garbage on the kerbside on the evening before your scheduled pick-up

DESIGN • CONSTRUCTION • SERVICE

day to avoid a missed collection as pickup commences as early as 3am. Garbage containers will not be collected if they are too heavy (more than 40 lbs); so make sure that your garbage container has a maximum capacity of 33 gallons. Avoid putting the following items into your garbage container: hot coals, grease/oils, sharp objects, garden waste, dead animals, liquids, household hazardous waste items and electronic appliances. Take these items to the George Town Landfill drop off area which is open 24/7. Hazardous material, including batteries and chemicals, must be disposed of properly. Household batteries can be taken to the grocery stores and chemicals and oil must be taken to the George Town Landfill drop off area. Electronic equipment and other household appliances can be recycled and Kevin Ropes will come and collect it directly. Call (345) 321 6126 or email kevinropes@yahoo.com. JUNK also collects recyclables from private residences and businesses for a fee. Tel: (345) 325 5865. The DEH provides free kerbside bulk waste (old furniture, appliances, etc.) pick up once per year. Never place bulk items out on the kerbside until the DEH has announced its annual bulk waste pick-up schedule. You may, however, hire DEH to pick up your bulk waste throughout the year at the cost of CI$75 per load. To get in touch with someone at the DEH Solid Waste Unit, call (345) 949 6696 (or (345) 948 2321 for customers on the Sister Islands). Lastly, littering by throwing things out of your car, and/or dumping (or ‘fly tipping’) is illegal under the Litter Act (1997 Revision) and if caught you will be fined CI$500 or given six months in prison. Please do not litter!

THE

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12 Residents who live along the main West Bay

capacity over time and require periodic removal (pump-out) by licensed septic tank cleaners, which are listed on WAC’s website: www.waterauthority.ky. The required frequency of pump-out ranges from one to five years, depending on the size of the tank and usage. In addition to periodic pump-out, aerobic treatment systems require routine maintenance of mechanical equipment e.g. motors, blowers and pumps. The WAC maintains a register of certified service providers, which can be found at www.waterauthority.ky. Unlike the WAC’s wastewater treatment facility, the management of on-site wastewater treatment systems is the responsibility of the property owner, but can be outsourced to a service provider, and some oversight is provided by WAC. For more information, contact: developmentcontrol@ waterauthority.ky.

Tell them you saw it in the

945-7665 www.oasis.ky 190

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Disaster Preparedness

lthough the Cayman Islands are located in an area which can and does get affected by hurricanes, other natural disasters can occasionally affect us as well. This chapter provides a summary of hurricanes, earthquakes, tsunamis and waterspouts along with information on how to be prepared. Hazard Management Cayman Islands (HMCI) is responsible for dealing with both natural and man-made disasters, should they occur. They are responsible for the National Disaster Management Programme, which includes preparedness, response, mitigation and recovery. Their main aim is to protect Cayman’s residents and visitors by being prepared for every scenario of a disaster. This includes working with emergency responders to reduce the loss of life, suffering, and damage. Visit www.caymanprepared.gov.ky for more. In 2021, Cayman’s National Emergency Operations Centre, with support from the Cayman Islands Regiment, assisted those in need during and in the aftermath of Tropical Storm Grace (located 40 miles south-east of Grand Cayman with maximum sustained winds of 65mph). Hurricanes The NOAA Climate Prediction Center has forecasted that the trend of an above-average hurricane season in the Atlantic will continue for future years and according to a 2021 United Nations (UN) report, the number of super storms is expected to increase due to global warming. The UN states that “future storms are likely to come with higher average wind speeds and heavier rainfall”. While the Cayman Islands have been spared from devastating natural disasters in recent years, we must remain extremely vigilant.

Hurricanes 191 Earthquakes & Tsunamis 193 Waterspouts & Tornadoes 193 Emergency Alert System 193 Property Protection 195 Insurance 195 Medical Assistance

195

Children & the Elderly

195

Pets

195

Food & Water Supplies

195

Leaving the Island

195

Aftermath of a Disaster

195

Checklists & Important Info - Hurricane Supply Kit - Things To Do - Important Documents - Flags - Hurricane Scale

D I SA S T E R P R E PA R E D N E S S

Photos courtesy of Rebecca Davidson

An overview of how to be prepared for hurricanes, earthquakes, tsunamis, waterspouts and tornadoes. Information on what to do, supplies to purchase and what to expect so that you can be ready.

193-194 193 194 194 194 194

Important Numbers Police/Fire/Hospital/Ambulance 911 National Emergency Operations Centre 949 6555 Hazard Management CI 945 4624 Emergency Hotline (during ‘Alert’) 946 3333 Red Cross 949 6785

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A hurricane is a large rotating system of wind and water, originating in the tropics with sustained surface winds of at least 74mph. It is the most common natural disaster that threatens the Islands. Hurricanes start out as a tropical disturbance when a mass of organised, oceanic thunderstorms persists. Once closed circulation occurs and winds reach 74mph, it becomes classified as a hurricane. Hurricanes are measured by the SaffirSimpson wind scale, but this scale is not a very good indicator of the likely impacts, so it is important to tune in to Radio Cayman and other official Government information sources when a hurricane is threatening. The hurricane category only measures wind speed; it does not consider things like the size of the hurricane wind field, the angle of approach or the forward speed. These elements can affect the height of the storm surge, which is the most significant threat to life and property. Both Grand Cayman and Little Cayman are generally very low lying (on average less than 7 feet above sea level) and a hurricane can cause the sea level to rise in some extreme (and rare) cases as high as 20 feet above the usual sea level. In addition to the surge, hurricanes are usually accompanied by very large waves, which are a different and separate threat from the surge. Waves are a very real threat for coastal residents on open coastlines, as opposed to canals. A wave can be a maximum of 1.5 times the depth of the water offshore. If you live near an area with a water depth of approximately 20ft, and there is a

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10ft storm surge, then a 45ft wave could potentially come ashore. A wave this size would easily reach the second floor of a coastal building. Most properties located on the coast are vulnerable to impacts from the sea in a hurricane, but some people are not aware that the surge risk also exists for residents living well inland, especially those living in single-storey dwellings in low-lying areas. For example, if a very large and powerful hurricane threatens, and your ground floor is 10ft above sea level, it is possible for the storm surge to fill the house with water up to the ceiling and, in some cases, leave you trapped. If Cayman does get a significant hit by a hurricane, plan to be without power and water for seven days minimum. After Hurricane Ivan, it took 2-3 months for most residents to get their electricity back and about a month for water. Keep in mind that there were also no banks, supermarkets or gas stations open for at least a week, so it is important to have an emergency supply of canned food and water that will last up to at least one week. You are advised to store a gallon of water per day for each person in your house, and to keep it cool by storing it in a dark location. Have a portable radio with extra batteries on hand because radios are an important medium for sourcing information in the aftermath of a storm. Internet, television and cell phone systems may go down for hours, days or weeks. Preparation is key — be sure to install hurricane shutters or get plywood sheets to cover openings before the hurricane season so you can protect your property when you

need to. Once the wind breaches the home, it is much easier for the roof to be lifted off. It’s too late to think about saving your personal items, important documents, filling the car up with gas or buying supply kits and non-perishable supplies when a hurricane is imminent. Also, withdraw enough cash to last for a few weeks, as after a storm, ATM machines may not work, banks might ration cash withdrawals and personal cheques will not be accepted. Prepare an evacuation ‘to-go bag’ containing important documents (inside a watertight ziplock bag) and enough clothes, water, food, snacks and medication for each member of your family for at least five days. Please refer to the checklists in this chapter. Decide ahead of time where you will stay during a hurricane. If your home is high enough and durable enough to withstand the winds, storm surge and waves, then it is probably the best place to stay. Ask your neighbours about the vulnerability of your neighbourhood in the case of flooding and wave threats, or reach out to Lands and Survey (www.caymanlandinfo.ky) to get a topographical map of your specific area. This costs roughly CI$45. If you decide that it is safe to stay in your home, find the most secure areas in your house to shelter and potential escape routes. If your home is not secure, then evacuate! Low-lying areas will flood, so take shelter on higher ground at your workplace or a friend’s house. Hurricane shelters are also an option. A complete list of shelter locations can be found on www.caymanprepared. ky or www.caymanresident.com. Bear in mind, there is at least one Emergency Medical Centre (EMC) shelter located in every district and there are doctors and nurses at these shelters. Remember ambulances will not be running during a hurricane, so if you have a health issue that may require medical attention it is best to go to an EMC shelter. Shelters can also become quite crowded and they ask that you bring enough supplies (food and water) for your family. Most shelters do not allow pets, but there are two pet shelters

(John Gray High School and Clifton Hunter High School) that accept dogs and cats. Crates and muzzles are required.

Waterspouts & Tornadoes Waterspouts are a rotating column of water formed by a whirlwind occurring over the sea. They sometimes form along the dark, flat base of cumulus clouds, and may sometimes be seen in the coastal waters around the Cayman Islands. They are typically not harmful as they travel slowly and the wind speeds associated with the waterspouts are usually less than 69 miles an hour. They are only active for about 20 minutes. Typically, these waterspouts dissipate quickly when they make landfall. Emergency Alert System When a major threat is declared, a release is issued to all media houses to advise the public and the notification is also posted on the HMCI website and social media accounts. A National Emergency Notification System (NENS) is in development and the first phase has now been established, which allows NENS to interrupt all FM radio channels. The second phase was expected to come online at the end of December 2021, including

Hurricane Supply Kit Things to purchase, set up, prepare and do in advance of the hurricane season

❑

Plywood and screw nails for windows/ doors (if necessary)

❑

Clothing - rain gear, life vests, sturdy shoes, galoshes/boots and a whistle

❑ ❑ ❑ ❑ ❑ ❑ ❑

‘C’ type fire extinguisher for electrical fires

❑ ❑ ❑ ❑

Tarpaulin for roof

❑ ❑ ❑ ❑

Aluminium foil, plastic freezer bags

❑

Hand sanitiser (such as Germ X) and baby wipes (for personal hygiene)

❑ ❑ ❑ ❑ ❑

Ice chest and ice

Oil and petrol for generator (optional) Portable gas cooker and refills Charcoal and lighter fluid Flashlight, candles, lantern and oil Matches/lighter in watertight bag Battery operated radio, fan and extra batteries

❑

First aid kit, sunscreen and hygiene supplies

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Medication - make sure your prescription is full and you have an adequate supply at all times during hurricane season

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Mosquito coils, citronella candles and/or spray

❑ ❑ ❑

Rope/strong twine, duct/packing tape Shut off wrench and pliers Plastic sheeting to cover furniture

Surgical and yard gloves (for clean up) Paper towel, toilet paper and napkins Disposable plates, plastic glasses, plastic cutlery and several plastic bags

Can opener/knife (e.g. Swiss army) Clorox wipes (for cleaning cutlery) Chlorine bleach (sterilising water) and Dettol (disinfecting hands and feet)

Broom, mop, bucket and rubbish bags Pet food and litter box Baby supplies: nappies, wipes, food Books, magazines and games

www. c a y m a n r e s i d e n t . c o m

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Earthquakes & Tsunamis Grand Cayman lies close to the boundary zone of the Caribbean and North American tectonic plates, which are seismically active. The strongest recorded earthquake in the Cayman Islands occurred in January 2020 and measured 7.7 magnitude. Its epicentre was 67 miles from Cayman Brac and 154 miles from Grand Cayman. Although there were reports of multiple sinkholes and some reports of 1-2ft waves, no major structural damage occurred. Over 20 aftershocks were felt with the strongest tremor measuring 6.1. In the case of an earthquake, duck, cover and hold: get under a solid piece of furniture or reinforced doorway. Be sure to cover your head to protect yourself from falling objects. If you are in a strong, elevated building, away from the coast, stay inside, unless there are clear signs of structural damage. If outdoors, move to an open space away from objects that are likely to fall, such as glass, electrical cables, trees and light poles, and crouch down and cover your head until the shaking stops. If you are in a vehicle, pull over to the side of the road in an open area. After the shaking stops, proceed carefully, being aware of the potential for splits in the road and sinkholes Tsunamis are most often triggered by underwater earthquakes, with waves spreading outwards rapidly from the site. Out at sea (in deep water), these waves typically measure only a few inches in height and may travel at speeds of 400mph, but when the tsunami reaches shallow water, the wave slows and its height increases. Although tsunamis triggered by earthquakes can occur in Cayman, the probability is believed to be very low. Cayman’s underwater landscape, with steep drop offs close to shore and very little continental shelf, may well reduce the risk of dangerous tsunamis. However, there is a significant area of shallow water in the

North Sound that could allow for wave run up. After the earthquake in January 2020, a tsunami warning was briefly issued and residents were advised to stay away from the coast. However, within an hour, HMCI announced the tsunami ‘All Clear’. If a very long and strong earthquake is felt, there may be very little warning time if a tsunami threatens, so residents should not wait for an official warning and take action immediately. If you feel a very strong earthquake, you should head inland and get to an elevated area. For those living close to the sea, ensure you are familiar with the nearest multi-storey building or location of nearby higher ground. If you are at the coast and notice the water receding, move away immediately and, if possible, towards high ground. Waves may strike at intervals anywhere between 15 minutes to an hour. Cayman has not experienced a destructive tsunami in its entire recorded history, so the likelihood of one occurring is very low, and strong destructive earthquake events are also incredibly infrequent.

Things to Do

❑

Design a family plan for which shelter and route is the best to suit your needs

❑

Turn freezer and fridge to the coldest setting. If power goes out, food and ice will last longer

❑

Fill cars with gasoline/charge if electric and move them to higher ground

Freeze water

❑

❑ ❑

Withdraw cash from bank. ATMs won’t work without power

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Bring in everything from outside, i.e. bird feeder, hose, barbecue, chairs, potted plants

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Consider blocking toilets with old towels, so they do not back up

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Secure boat and remove all equipment, i.e. battery, CD player, life jackets, etc.

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Wedge sliding doors to prevent them lifting from tracks and reinforce garage door

❑ ❑

Make arrangements for the safety of your pets

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Keep swimming pool full, to around 12 inches from the top

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Turn off propane tanks

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Have empty gallon bottles to fill with water for bathing and flushing purposes

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Make sure you have old towels, shirts, etc. to line doors and windows for water

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Have raincoats/ponchos handy as it might rain for several days after the hurricane

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Make sure you have the phone numbers of family and friends and that they have yours

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❑ D I SA S T E R P R E PA R E D N E S S

Flags

(2–3 days before the disaster)

Move furniture and belongings away from windows and doors and elevate off floor level Put silicone or foam around outside doors and also fill sandbags sufficient to protect against flood water damage on ground floors Pick up rugs from the floor, and remove drapes from windows and store in plastic bags

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Buy buckets and sheets of plastic to protect furniture and wood floors from ceiling leaks

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Pack irreplaceable and precious items into large plastic bags or Rubbermaid containers/ tubs and seal them with tape

❑ ❑

Do laundry; it may be a long time before you can do it again, then fill the machine with water Clean tubs/baths and fill them with water

Charge cell phones and have a cell phone charger that plugs into your car’s USB port or car lighter.

HURRICANE ALERT Hurricane threat more than 36 hours away.

H U R R I C A N E WAT C H Hurricane threat 24 to 36 hours away.

Secure TV antennae Check supply of emergency food Close cistern openings and disconnect downspouts

H U R R I C A N E WA R N I N G Hurricane conditions expected within 24 hours.

ALL CLEAR The storm has passed, use caution.

Hurricane Scale

Important Documents & Records

Store in a portable, watertight container, scan or back up to an external hard drive

The Saffir-Simpson Hurricane Scale is a 1-5 rating based on the hurricane’s present intensity.

❑

the coast from a hurricane landfall. Wind speed is the determining factor in the scale, as storm surge values are highly dependent on the slope of the continental shelf and the shape of the

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Photographs of home contents and vehicles for insurance purposes

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Digital back up of photos and a video of your property and valuable items

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Inventory of household (itemised)

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Bank accounts and credit card information

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Insurance policies, wills, contracts and deeds of your home

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This is used to give an estimate of the potential property damage and flooding expected along

Passports, birth certificates, driver’s licences and pets’ documents

CAYMANRESIDENT 2022

coastline in the landfall region. These speeds are one minute averages and not maximum gusts!

Wind Speeds

Storm Surge

(mph)

(kmph) (km/hr)

(feet) (feet)

CATEGORY 1

74-95

119-153

4-5

CATEGORY 2

96-110

154-177

6-8

CATEGORY 3

111-129

178-208

9-12

CATEGORY 4

130-156

209-251

13-18

CATEGORY 5

>157

>252

>18

an app that residents can sign up for to receive emergency alerts for significantthreat events. The third phase includes a wider range of solutions, including the establishment of a cell broadcast system that will permit alert messages to be sent directly to mobile phones. The NENS will eventually include a broad range of alert mechanisms, however it is encouraged to plan ahead. For advice and up-to-date information of threats and warnings, follow the HMCI Facebook page (Caymanhazard) or Twitter Account (@CINEOC).

Leaving the Island Have a plan and funds in place in the event that you decide to leave the Island before a disaster. Pay close attention to flight availability – some airlines increase the number of flights during evacuation periods, but flights still fill up quickly. Island Air (Tel: (345) 949 5252) can provide evacuation services. If you require assistance with passports or travel documents, talk to your local Honorary Consul in advance.

Medical Assistance Every district has a shelter that is specifically designated as an Emergency Medical Centre (EMC). If you have an existing medical condition, this may be the best place to seek shelter because there are medical personnel on hand. During high winds or flooding, however, ambulances will not respond until it is safe, which could potentially be more than 24 hours later. Make sure that your health insurance is up-to-date, so that you are covered in the case of a medical emergency.

Aftermath of a Disaster Stay safe in the aftermath of a storm by following these helpful tips: > Always assume that powerlines are live and never touch low hanging lines. > Only turn on your main breaker once you are sure that every secondary breaker is switched off. > Open windows and doors to ventilate your house and dry flooded or damp areas to mitigate damage from mould. > Boil any water before consuming. > Make sure you do not turn your water back on until advised that water services have been restored in your area. Once you turn on the water, inspect your home for damaged pipes. > Be especially careful of pests, such as scorpions, which disperse during storms. > Always check for gas leakages before striking a match. > Don’t use the telephone unless it is an emergency to save battery life and keep lines open. > Avoid walking in settled water as there may be bacteria in it.

Children & the Elderly Young children and the elderly are vulnerable during a storm and, without support, can suffer great emotional distress. If you have an elderly friend or relative, consider offering your home as a safehaven. If they are in a nursing home, be sure to confirm their emergency plans. If accompanied by an elderly person, keep in mind that they may take daily medication. Pets There are only two pet-friendly shelters on-Island. John Gray can accommodate 30 dogs or 60 cats and Clifton Hunter can accommodate 15 dogs or 25 cats. Space is allocated on a first-come, first-serve basis. Refer to our Pets chapter for details.

Useful Websites Cayman National Hurricane Committee www.caymanprepared.gov.ky Cayman Islands Government www.gov.ky US National Hurricane Center www.nhc.noaa.gov

Food & Water Supplies You should purchase 5-7 days supply of non-perishable items before hurricane season starts. Visit www.caymanresident. com for a list of essential items.

Caribbean Hurricane Network www.stormcarib.com Weather Underground www.wunderground.com

www. c a y m a n r e s i d e n t . c o m

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Property Protection It is prudent to begin assessing your home before hurricane season starts by ensuring that trees are gently pruned, especially if they are close to power lines, water pipes and near the roof of your house. Never attempt to cut branches close to power lines yourself; call CUC (Tel: (345) 949 5200) and they will send a team to evaluate your property and trim any potential hazards. Additionally, ask your gardener or strata maintenance to remove coconuts as they can become dangerous missiles in high winds, and can put both you and your home at risk. Install hurricane shutters on windows and glass doors to protect your home or business. Options vary considerably, including maximum security screens (Crimsafe), impact windows and doors, hurricane shutters (accordion, panel, roller, colonial, Bahama) or electric roller doors/windows. If you already have shutters installed, check that they can still open and are not damaged. Cayman’s building code regulations ensure that modern buildings are strong enough to withstand a certain degree of quaking, so the main hazards are unsecured appliances, objects and structures that could fall and cause injury, downed power lines and damaged water and sewerage systems. As a preventative measure, HMCI recommends bolting down appliances and bookshelves and placing heavy objects on lower shelves.

Insurance Examine the insurance on your home and/ or business to ensure that the full value of the building(s) and contents are protected. Document the contents and take photographs of furnishing and valuables in advance. Keep these on a digital memory stick or backup drive. If you sustain damage, these photographs will support your insurance claim. See the Settling In chapter for a list of providers.

Shopping Photos courtesy of Rebecca Davidson and Kirk Freeport

An overview of shopping in Cayman. Here you will find information on where to buy clothing, beauty products, home decor, sports equipment and much more.

SHOPPING

On-Island Shopping - Antiques & Art Galleries - Art Supplies - Beauty Products - Bicycles - Books & Stationery - Building Supplies - Buying in Bulk - Cameras & Photographic Equipment - Clothing (Adults & Children) - Computers & IT Services - Dive Equipment - Electronic Equipment - Fireworks - Furniture Stores - Hardware - Homewares, Accessories & Lighting - Hurricane Supplies - Jewellery, Watches & Repairs - Maternity Clothing - Musical Instruments - Party Supplies & Rentals - Plants, Flowers & Garden Centres - School Uniforms - Shoes - Sports Clothing & Equipment - Sunglasses - Thrift Shops - Toys - Underwear Online Shopping

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rand Cayman offers a wide range of goods and services from high-end items, to surprising bargains and everything in between. It is quickly becoming one of the Caribbean’s shopping meccas, and not just for the duty-free items. Artwork, books, toys, cameras, jewellery, household accessories and furniture, are just the beginning of what our shops have to offer. For high-end clothing or accessories, fashion lovers no longer have to travel abroad as there are stores offering a wide selection of upscale items, especially in the swim and resort wear ranges. Fashionistas who prefer a bargain should not be disheartened, as recently more shops have opened that offer great choices at relatively low prices. Seasonal sales, such as Black Friday and Camana Bay’s Sidewalk Sales also happen on-Island, so make sure to keep an eye out! There are a number of shopping centres in Grand Cayman, each offering an extensive variety of options to choose from. In the central George Town area, many of the stores are aimed at tourists, specifically those coming off the cruise ships. Shops and shopping centres in this area, such as Bayshore Mall and Island Plaza, sell jewellery, artwork, souvenirs and beauty products. Along the Seven Mile Beach strip, you will mainly find clothing stores, especially those selling swim and resort wear, salons, and a few stores selling books and stationery. The majority of the furniture stores are located within or near the Industrial Park, and the major homeware stores are located in the vicinity of Eastern Avenue. Camana Bay is full of shops, from clothing and books to kitchen supplies. In Savannah, the Countryside Shopping Centre houses a Foster’s supermarket, an A. L. Thompson’s hardware

store, and other shops. New shopping plaza developments include The Grove, located on West Bay Road, and Harbour Walk – both of which will feature a variety of retail stores, restaurants and cafés.

The Cayman Islands National Museum is located

Guy Harvey Gallery and Shoppe sells original

in the heart of George Town and celebrates the

paintings, giclées and limited edition paper,

unique natural and cultural heritage of Cayman.

canvas and aluminium art by Guy Harvey. 49

The Museum Shop offers a wide selection of

South Church Street, George Town. Tel: (345)

locally made products and souvenirs, and is the

943 4891 or visit www.guyharvey.com.

official distributors of the Cayman Island flag.

Antiques & Collectables

Open Monday-Friday 9am-5pm and Saturday

National Gallery of the Cayman Islands (NGCI)

Artifacts Ltd. is a treasure trove of antique

10am-2pm. Tel: (345) 949 8368. SE E AD PAG E 420

is located on the Esterley Tibbetts Highway

maps, prints, silver, coins, jewellery, shipwreck

and is the permanent home of the national

treasures and china, as well as unique modern

Cayman Nature Store aims to provide eco-

art collection. They host a wide variety of

handmade glass and ceramics. Cayside Galleries,

friendly products that help in preserving the

exhibitions throughout the year, and their

Seafarers Way. Tel: (345) 949 2442 or (345) 916

Islands’ environment. They have a selection of

facility includes an art studio, an on-site café

8435 or visit www.artifacts.com.ky.

apparel, plastic-free items and art from local

and gallery shop with locally made gift items

artisans. Located in Dart Park, South Sound.

and prints of works from the national collection.

Open Monday-Friday 9am-5pm. Select items

The National Gallery is open Monday-Saturday

from the National Trust are available on their

10am-5pm. Entry is free. Tel: (345) 945 8111.

Art Galleries & Locally Made Items Art galleries in Cayman showcase the high quality works of local artists and crafts people. Featured work includes original paintings, Caymanite jewellery, handwoven thatch products, Cayman sea salt, soap products, artisanal jams, hot sauces and sculptures.

Facebook page store. Tel: (345) 749 1121 or visit www.nationaltrust.org.ky.

Pure Art features Cayman’s best-known and beloved painters, sculptors, artisans and

Goodness offers a selection of handmade and

craftspeople with original paintings, art prints

sustainable gifts and essentials, from both

and handcrafted gifts in their Caymanian-

exclusive local and international small business

style cottage on South Church Street. Open Monday-Saturday 9am-5pm. Tel: (345) 949

5pm. Located at 31 Shedden Road. Tel: (345)

9133 or visit www.pureart.ky. Facebook: Pure

local artists can paint, create, and make art.

917 4444 or visit www.goodnessky.com.

Art Gallery & Gifts.

SHOPPING

creatives. Open Monday to Saturday 10amArt Nest is a welcoming creative studio where Located at Elizabethan Square, 80 Shedden Road. Visit www.artnestcayman.com. Awardart Gallery sells contemporary 2D

(345)949-7415

and 3D artwork at regular pop up art shows. Email: art@avrilward.com or visit www.

WWW.CATHYCHURCH.COM CATHY@CATHYCHURCH.COM

avrilward.com/awardart-gallery. Cathy

Church’s

award-winning,

signature

collection, available at affordable prices, is worth the trip to Cathy Church’s Underwater Photo Centre Gallery on South Church Street at Sunset House Hotel. Tel: (345) 949 7415 or www. cathychurch. com.

SE E AD T H I S PAG E, 391 & 453

Cayman Craft Market is located on the corner of

CAYMAN’S LARGEST FRAMING AND PRINTING SHOP • Professional custom framing, lots of styles in stock • 100s of ready-made frames up to poster size • Archival canvas, 5 fine art papers, water colour to metallic

AT SUNSET HOUSE HOTEL

South Church Street 1 mile south of George Town

• • • •

Accurate colour management Perfect mat cutting for any design Quick turn-around Superb digital restoration and copying • Excellent quality control

SELF-SERVICE HIGH-SPEED PRINTING KIOSKS

Boilers Road and South Church Street in George Town. The market brings together visitors and local artisans who create unique Caymanian art, jewellery, craft souvenirs and recycled treasures made from unique materials as well as locally made sauces, jams and jellies. Find items made from leather, thatch, wood, shells,

ENJOY FREE EXPERT HELP DESIGNING YOUR PROJECT

Caymanite, and Black Coral, and experience local artisans making crafts from local materials. Open Monday-Friday 8.30am-3pm.

www.cathychurch.com

Cayman Islands (345)949-7415

lin@cathychurch.com

US Direct

(607)330-3504

www. c a y m a n r e s i d e n t . c o m

197

Sandon Feat Gallery features paintings by local

3 Girls & A Kiln is an art collective focusing on

Da Vinci Centre for Wellness & Alternative

artist, CEWhitney, as well as a unique variety of

fun design and local, Island-inspired ceramics

Therapies

local handicrafts - all in the friendly atmosphere

and upcycled art. They offer a wide selection of

Sells Chrysalis anti-ageing skincare products.

of a real Cayman cottage. Located at 109 North

monthly art classes for all ages. Market Street,

Located at Park Place Plaza on West Bay

Church Street (next to Da Fish Shack), George

Camana Bay. They are open Monday-Saturday

Road. Tel: (345) 943 2002, email: info@

Town.

10am-6pm. Check out their Facebook, Etsy

davinciwellnesscentre.com or visit www.

page or visit www.3girlsandakiln.com.

davinciwellnesscentre.com.

SE E AD PAG E 417

SE E AD PAG E S 327, 329 & 332

destination for all of your local and Cuban Fine

Art Supplies

Eclipze Hair Design & Day Spa

Art, large format digital printing, scanning and

Book Nook

Sells Goldwell, TIGI – Catwalk, Bed Head, B for

quality custom framing needs. Supporting the

Home to an array of toys, books and arts

Men, TIGI Cosmetics, Peter Thomas Roth, June

most popular Caymanian and Cuban Artists;

and crafts materials, particularly suitable for

Jacobs Spa Collection, Aromafloria-Smelling

they carry and display the largest selection

children. Galleria Plaza, West Bay Road. Tel:

beads and Muscle Soak, Gehwol, OPI, Bella, Niko

in Cayman and have the finest options of

(345) 945 4686.

Hair Care and Mineral Makeup, Wet brushes,

Open

Tuesday-Saturday,

9.30am-

4.30pm. Tel: (345) 949 7263. Kennedy Gallery is Cayman’s best known

materials for both printing and framing. West

SHOPPING

Olivia Garden brushes and more. Camana Bay.

Shore Centre, West Bay Road. Tel: (345) 949

Kirk Office

Tel: (345) 945 1188 or (345) 916 7274 or email:

8077 or email: kgallery@candw.ky or www.

Carries an extensive selection of acrylic,

eclipze@eclipze.ky.

kennedygallerycayman.com.

watercolour and oil paints, as well as washable

SE E AD T H I S PAG E

children’s paints. Their range of art supplies

Focus Hair & Beauty

includes a variety of brushes, canvases,

Sells Guinot, Redken and L’Oréal. Marquee

The Wreck View Art Gallery carries local

drawing pencils, felt swatches, glue and glitter.

Plaza, Lawrence Boulevard. Tel: (345) 943

crafts, paintings, sculptures and inexpensive

67 North Sound Road, George Town. Tel: (345)

6287.

jewellery. Located in East End, opposite Tukka

623 5475. www.kirkoffice.ky. SE E AD PAG E 78

Restaurant. Tel: (345) 928 6662.

Hibiscus Spa at The Westin Resort & Spa Office Supply

Offers Hibiscus Spa gift certificates, wellness

Offers a large selection of arts and crafts,

gifts, bath and body products, Kerstin Florian,

school and office supplies. Marquee Plaza, 36

Intraceuticals HydraFacial and Pure Fiji skin

Lawrence Blvd. Tel: (345) 946 1200 or email:

care products. Tel: (345) 914 2009 or (345) 914

info@officesupply.ky.

2010, email: hibiscusspa@westin-cayman. com or visit www.westingrandcayman.com.

Beauty Products There is a vast selection of well-known beauty products that can be purchased onIsland, and most salons will sell the brands they use in store.

La Parfumerie Shop for the latest products in makeup, skin care, fragrance, men’s products and more in dedicated Kirk Freeport stores and boutiques. Stocking over 450 different products from

Beyond Basics Medical Day Spa

the world’s top brands such as Bare Minerals,

They sell Obagi, Image Skincare, Gold Cosmetics,

Benefit, Chanel, Christian Dior, Clarins,

SkinMedica, Poo Pourri and Revivogen. Located

Guerlain, Lancôme, L’Oréal Paris, La Prairie,

on the 3rd Floor of the Tomlinson Building,

Sisley Paris, Shiseido, Black Up, L’Occitane,

George Town. Tel: (345) 945 2737 or email:

Creed, Yves Saint Laurent and more! For a full

info@beyondbasics.ky.

list of locations in George Town and Seven Mile Beach, visit www.kirkfreeport.com or

Body Works

call (345) 949 7477.

They sell Eminence Organics, Aura Cacia,

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CAYMANRESIDENT 2022

Kneipp, Deep Steep, Gaiam Yoga and Fitness

Le Visage

Products, Gehwol Foot Products, and OPI. Also,

Sells Elemis, Cane + Austin, Androit Beauty,

Soi candles, books, aromatherapy diffusers and

FaceTory, Sara Happ and much more. The

much more. Queen’s Court Plaza, West Bay

Paseo, Camana Bay. Tel: (345) 946 2332 or

Road. Tel: (345) 945 6485.

email: sharron@levisageboutique.com.

FOR ALL YOUR

Beauty Essentia

VISIT PENHA DUTY FREE, VICTORIA'S SECRET AND MAC COSMETICS Penha offers a luxurious shopping experience for those who enjoy the finest products in cosmetics, skin care and fragrances.

VICTORIA’S SECRET

Shop for top international and exclusive brands such as Chanel, Dior, Estée Lauder and Lancôme. Our experienced Beauty Advisors will be happy to assist. Explore your creativity with make-up at MAC Cosmetics and visit Victoria's Secret for every woman's ultimate must-haves.

MAC COSMETICS #40 Royal Plaza, Unit A - C Cardinal Ave George Town, Grand Cayman (+1345) 949 6513

Opening hours: Monday – Saturday 09:00 - 18:00

SHOP ONLINE IN THE COMFORT OF YOUR HOME AT

WWW.PENHADUTYFREE.COM

MAC Cosmetics

lipsticks and other products. Also offers

Sells MAC cosmetics beauty products and

complimentary makeup consultations. Tel:

skin care. 40 Royal Plaza, Cardinall Avenue,

(345) 926 5075 or email: luxurycoutureky@

George Town. Tel: (345) 949 6513 ext. 5202.

gmail.com. SE E AD PAG E 389

Madison One Salon

Spa Esprit Hair Design & Day Spa

Avenue in George Town. Cayman Mobile Bike Repairs (Tel: (345) 525 2020 or (345) 936 8385, email: info@caymanbikerepairs. com) is also an authorised dealer for Felt and Bianchi.

Truss

Sells Olaplex, KMS, Goldwell, OPI and more. The

Books & Stationery

Professional. Park Place, 25 Earth Close, SMB

Strand Shopping Centre, West Bay Road. Tel:

Atlantic Kids

(off West Bay Road). Tel: (345) 325 0371.

(345) 945 4334.

More than just a clothing and toy store, ‘AK’

Sells

Living

Proof,

Olaplex

and

offers a unique selection of books for children,

SHOPPING

Paige & Co.

Styles Hair Salon & Spa

as well as other educational items to help

Sells a full range of TIGI Bed Head products.

Sells Matrix, Biolage, Biosilk, Brazillian Blowout,

children learn to read, count and improve their

Pasadora Place, Smith Road, George Town. Tel:

Chi, Lanza, Tec Italy, Paul Mitchell, Redken,

analytical skills. ‘AK’ also carries an assortment

(345) 949 6912.

Sebastian, Sexy, TIGI Bed Head products for

of back to school items including Jansport

men and women. West Shore Centre (Pink

backpacks. They are open Monday-Saturday

Penha Perfume & Cosmetics

Plaza), West Bay Road. Tel: (345) 949 8809.

from

Selling major cosmetics and skin care such

Facebook: Styles Beauty Salon and Spa.

Godfrey Nixon Way. Tel: (345) 949 2296 or visit

as Estée Lauder, Clinique, Kiehl’s, Biotherm,

SE E AD PAG E 213

www.atlanticak.com. SE E AD OP P OSI T E PAG E

Chanel, Dior, Hermès and all other major

Uniko Eco Salon

The Book Loft

fragrances. 40 Royal Plaza, Cardinall Avenue,

Uniko Eco Salon by Davines is the only eco-

The

George Town. Tel: (345) 949 6513 ext. 5102.

friendly salon in Cayman. They sell a variety

charity book shop, The Book Loft, is run by

SE E AD PAG E 199

of environmentally friendly elements and

volunteers and sells used and new adult and

products. They also have a programme allowing

kids’ books. The store only sells books in good

Tips ‘N’ Toes

clients to save money and reduce waste by

condition. They also sell DVDs (CI$2 each),

Sells Dermalogica, Gelish, OPI, Young Nails,

refilling their old containers. Harbour Centre,

gifts, stationery, greeting cards and paper, as

and Versa Pro Spray Tanning. Bayshore Mall,

5 West Bay Road. Tel: (345) 769 5400. www.

well as both adult and kids games, computer

George Town. Tel: (345) 943 8637.

unikosalon.com.

games and puzzles. The Loft is open Monday

Rock Gorgeous Hair Salon

Vanity Salon

and Saturday 9.30am-4.30pm. All money

Sells GHD (flat iron and blow-dryers), Oribe,

Sells a full range of Aveda products. Midtown

raised is for the animals. Tel: (345) 946 8053

Unite, Olaplex, Smith & Cult Nail Polish, tape-

Plaza, George Town. Tel: (345) 949 7929.

or email: info@caymanislandshumanesociety.

9.30am-6.30pm.

Paddington

Place,

Lancôme, Bath and Body Works, Tom Ford, Cayman

Islands

Humane

Society’s

12.30pm-4pm, Tuesday-Friday 9.30am-4pm

in extensions, Zuriel hair taming system, Hair Jewellery, and more. Tel: (345) 925 4231.

com. WOW Spa Sells Jane Iredale skincare makeup, Repechage

Book Nook

La Prairie Spa, The Ritz-Carlton

skincare products as well as CIRCADIA

They have a very good selection of adult,

Sells products inspired by the beauty of Swiss

products. Smith Road Plaza, 60 Smith Road,

teen and children’s books, travel guides,

landscapes. Indulge in elevated skincare by

Suites 5&6. Tel: (345) 945 6969 or email: info@

cookbooks, notecards, candles and more.

La Prairie with over 90 years of Swiss cellular

wowspa.ky.

Open Monday-Saturday 10am-6pm. Located

science. They stock products from the Skin Caviar collection to Platinum Rare, featuring creations that embody the essence of the luxury brand. Luxury Couture Beauty An online beauty retailer run by experienced makeup artist, Kadian. Stocks vegan, paraben free, fragrance free and cruelty free products from Dose of Colors, Laura Mercier, LORAC Cosmetics and more. Choose from a wide range of foundations, powders, eyeshadows, 200

CAYMANRESIDENT 2022

in Galleria Plaza, West Bay Road. Tel: (345) 945

Bicycles There is a wealth of bicycles and bicycle accessories available for both adults and children on-Island. The main supplier is Uncle Bill’s Home Improvement (Tel: (345) 949 7601). They also sell a wide variety of bike-related products including, accessories, lights and repair kits. Kirk Home Centre (Tel: (345) 949 2521) also sells a good selection of Huffy bicycles. Both can be found on Eastern

4686. Next Chapter Next Chapter (formerly Books & Books) is the Island’s leading retailer of books, toys and gifts for all ages. The shop also holds frequent events including author signings and readings, kids’ story and craft time. A free gift-wrapping service is also available. They are open Monday-Saturday from 10am-6pm and on Sundays from 10am-4pm (hours are extended

to 9pm in December). The Paseo, Camana Bay.

photo printing service and provide an amazing

Tel: (345) 640 2665. www.nextchapter.ky.

framing service with the largest on-Island framing studio. Located at Sunset House

The Christian Enlightenment Centre

Hotel, South Church Street, GT. Tel: (345) 949

They carry Christian books, Bibles, Devotionals,

7415. www.cathychurch.com.

home décor gift items, greeting cards, journals

SE E AD PAG E S 197, 391 & 453

WWW.ATLANTICAK.COM

and more. Open Monday-Saturday 9am-6pm. Located on 185 Elgin Avenue, George Town. Tel: (345) 945 1252.

Building Supplies There are a handful of replete building supply companies in Cayman. The major building suppliers are A. L. Thompson’s, Cox Lumber and Kirk Home Centre. For indepth information, please see the Building a Home chapter.

New Stock

Atlantic Kids

EVERY WEEK GET 20% OFF

Specialises in children’s clothing, accessories and toys from infants to teens. It is Cayman’s

Scan Me

authorised retailer for Carter’s, OshKosh, 949 2296

Skechers and Stride Rite, alongside many

PADDINGTON PLACE

other top children’s brands such as Guess,

MONDAY- SATURDAY 9:30- 6:30

Habitual, XRay Jeans & BYER. ‘AK’ also sells

SHOPPING

Buying In Bulk If you are looking to buy bulk items like nappies, cleaning supplies, toilet paper, non-perishable food and soft drinks, Cayman has a good selection of wholesale stores. Priced Right and Cost-U-Less both sell an array of different household items.

Children’s Clothing The beauty of buying kid’s clothes locally is that the stock suits the climate! You will be pleased with the selection, variety and prices available in Cayman. Some adult stores, such as Funky Monkey, also stock a good selection of kids clothing. The boutiques at The Ritz-Carlton and The Westin, as well as Divers Supply and Divers World carry good options for kids.

backpacks for all ages including a wide Cost-U-Less

selection from Jansport. They are located at

Governors Square, 51 Lime Tree Bay Avenue.

Paddington Place, Godfrey Nixon Way. Tel:

Open Mon-Sat 8am-9pm. Tel: (345) 745 5377.

(345) 949 2296 or visit www.atlanticak.com. SE E AD T H I S PAG E

WWW.ATLANTICAK.COM

Priced Right Two stores: both the Airport Centre and Republix

Bedside Manor

Plaza are open Mon-Sat 7am-9pm and closed on

This well-known store sells a variety of baby

Sundays. Tel: (345) 815 1070 or (345) 949 3214.

clothes for various ages including coveralls, footie and gown sets, sleeping bags and

Mise en Place

more. Also stocks accessories including bibs,

Offers a cash and carry service. Tel: (345) 623

swaddles, muslin burp cloths, socks and mittens,

2433. Visit www.catering.ky/wholesale/.

beanies and hats. Located on Market Street, Camana Bay. Tel: (345) 947 2711 or visit www.

Cameras & Photographic Equipment In some cases, cameras and camera equipment may be cheaper on-Island than in the US or Europe as they are duty-free.

bedsidemanor.ky. SE E AD PAG E 395 Kids Karma Closet @ATLANTICCAYMAN

Sells pre-loved children’s and maternity wear. A consignment store specialising in clothing

Cathy Church’s Photo Centre

from newborn to 16+, shoes, accessories, toys

Cathy Church’s sells a wide range of digital

and carriers. Buckingham Square, West Bay

cameras including Nikon, Olympus, GoPro,

Road. Tel: (345) 947 7330.

NEW ARRIVALS

Instax, Fujifilm, underwater systems and more. With the camera purchase, you also get 20

Little Angels

free 4x6” prints from the convenient self-

Sells a great selection of UV sun protection

service print kiosks. They also offer a custom

apparel and swimwear, trendy casual clothing

Scan Me

EVERY WEEK

www. c a y m a n r e s i d e n t . c o m

201

and Cayman branded items for kids. Across

Carey’s Karma Closet

J. Michael

from the cinema, Camana Bay, Tel: (345) 946

A women’s designer consignment store that

Offers a large collection of clothing, shoes,

2645. Visit www.littleangelscayman.com.

sells designer clothing and accessories at

accessories, cosmetics and more for women,

40-70% off of the retail price. Expect to find

men and kids. Located at The Strand Shopping

Adult Clothing & Accessories

brands such as Louis Vuitton, BCBG, Gucci,

Centre, West Bay Road. Tel: (345) 946 5310 or

Activ Angels

Jimmy Choo and DVF. Buckingham Square, 720

visit www.jmichael.ky.

Grand Cayman’s largest selection of yoga,

West Bay Road. Tel: (345) 947 4945 or email:

active, performance wear, athleisure, sportluxe

info@careyskarmacloset.com. Open Tuesday-

NKY, NKY Collections & POLO by NKY

clothing for men and women. Market Street,

Saturday 11am-5pm.

Offers a large selection of top brands. Find

Camana Bay (opposite CrossFit Cayman). Tel: (345) 946 26453 or visit www.activangels.com.

luxurious men’s and women’s fashion and De Sunglass Man

accessories.

The leading sunglass store on Island with a

personal shopping services are also available.

Professional

tailoring

and

Allee Designer Fashion Boutique

broad range of duty-free sunglass brands

Visit www.caymanfashiongroup.com.

A women’s designer fashion and shoe boutique.

to suit every lifestyle, from Chanel, Bulgari,

Allee provides quality and elegant clothing

Prada and Gucci to Coach, Maui Jim, Oakley

Off The Peg

for all occasions at affordable prices. Galleria

and Ray-Ban. They also sell fashion watches

Women’s

boutique

offering

Plaza, West Bay Road off Seven Mile Beach. Tel:

and accessories. Located at Jasmine Court, The

affordable

clothing

(sizes

(345) 946 6464 or visit www.facebook.com/

Paseo, Camana Bay. Tel: (345) 640 5339 or visit

fashion jewellery and handbags. Check out

alleedesignerboutique.

www.desunglassmancayman.com.

their location on Facebook and Instagram @

stylish

2-22),

and

unique

SHOPPING

offthepegcayman, or shop online at www. Atlantic

Fifth on Seven

Offers a variety of well-known brands at

Features designer resort wear, swim and

affordable prices. In the men’s department you

beachwear

will find designers such as Original Penguin, Ben

Caribbean Plaza, West Bay Road. Visit www.

The retail location of Red Sail Sports in Camana

Sherman as well as dress shirts and ties from

caymanfashiongroup.com.

Bay, Red’s Emporium sells affordable fashion

for

offthepegcayman.com. Tel: (345) 946 5050. both

men

and

women.

Michael Kors and Van Heusen. The women and

Red’s Emporium

for work and play as well as unique gifts and

junior departments carry Coco + Carmen, Ruby

Forever Summer

accessories for both men and women. The

Rd, Democracy, A.BYER, My Michelle, YMI Jeans

Offers a variety of stylish, fun, affordable

Crescent, Camana Bay. Tel: (345) 640 9849 or

and many more popular brands. They have

women’s fashion and accessories for teens and

visit www.redsailcayman.com.

an extensive collection of lingerie including

adults. The Paseo, Camana Bay. Tel: (345) 949

Maidenform and Bali. In the shoe department,

4142 or visit www.foreversummer.com.

you will find Madden Girl, Esprit and Rampage.

Riviera Riviera is a lifestyle boutique offering feminine

Atlantic is the authorised dealer of Skechers

Funky Monkey

and effortless resort wear. Brought to you by

for the whole family. Atlantic also has an

A hip apparel and fun wear boutique for sporty,

the team behind Sand Angels, Riviera offers

excellent selection of accessories and unique

yogy, beachy and party-inspired needs.

curated collections that include breathable,

gifts. Paddington Place, Godfrey Nixon Way. Tel:

They provide trendy fashion selections and

quick-drying apparel ideal for beach days and

(345) 949 2296 or visit www.atlanticak.com.

accessories for the whole family. Featuring

travel along with luxurious fabrics for those

SE E AD PAG E 201

brands such as Ocean Drive, Elan, River + Sky,

special occasions. The Paseo, Camana Bay. Tel:

Volcom, Johnnie-O, Banana Moon and more.

(345) 926 6435.

Bliss Living & Yoga

Governors Square, West Bay Road. Tel: (345)

Sells yoga books, mats and high quality athletic

943 8659 or www.funkymonkeycayman.com.

wear, including Lululemon Athletica. Marquee Plaza, Lawrence Blvd. Tel: (345) 949 9642.

Sand Angels Sells a great selection of world-class swimwear,

Guy Harvey Gallery & Shoppe

resort wear and accessories including bikini

They sell Guy Harvey merchandise including

separates, full-figure and bra-sized swimwear.

Blue Wave - Waterman Cayman

men’s, women’s and kids’ apparel. They also

The Paseo, Camana Bay. Tel: (345) 945 7263 or

A lifestyle wear and surf shop that carries

offer a wide range of accessories, home décor

visit www.sandangels.com.

Billabong, Roxy, Amuse Society and more. Also

and unique souvenirs. Located at 49 South

stocks kitesurfing equipment. Located at 10

Church Street, George Town. Tel: (345) 943

Silhouette

Shedden Road, George Town. Tel: (345) 949

4891 or visit www.guyharvey.com.

Sells lingerie, underwear, loungewear and

8166. Galleria Plaza, West Bay Road. Tel: (345)

pyjamas for both men and women. They also

769 7873.

offer a bra fitting service. The Paseo, Camana

202

CAYMANRESIDENT 2022

Bay. Tel: (345) 943 5223 or email: info@

The Bump to Baby

services. They also offer quality digital printing

silhouette.ky.

Sells a variety of beautiful clothes for newborns

services and quality prints at quick turnaround

to toddlers including onesies, shorts, t-shirts

times. 49 Hospital Road, George Town. Tel:

SOLES Shoe Salon

and dresses that are perfect for the Cayman

(345) 949 8642 or visit www.grouppbs.com.

SOLES Shoe Salon is a shoe destination

weather. Brands include Feather Baby, Colored

connecting men and women with the latest

Organics, WeeFarers and more. The Strand

Cayman MAC Store

styles in designer footwear and accessories

Shopping Centre, West Bay Road, Tel: (345) 938

Cayman’s

such as leather handbags, wallets and travel

6498 or visit www.thebumptobaby.com.

service provider, has a full range of Macs, iPads,

Apple

authorised

reseller

and

iPods, iPhones, Apple TV, Beats products,

cases from a wide range of luxury brands. The Paseo, Camana Bay. Tel: (345) 746 8173 or visit

Vertu

headphones, accessories and more. One Nexus

caymanfashiongroup.com.

An affordable fashion and shoe boutique for

Way, Camana Bay. Tel: (345) 943 4763 or see

women. Three locations: Flagship by Vertu -

www.caymanmacstore.ky.

Sweet Pea Boutique

Camana Bay, Caribbean Plaza, SMB and 40

Sells pyjamas, dresses, loungewear, shoes,

Cardinall Avenue, George Town. Tel: (345) 945

Kirk Office

accessories and more for women. They also

1253.

As an authorised retailer of HP and Lenovo, Kirk Office has an excellent selection of laptops,

have an online shopping service. Tel: (345) 923 5947 or visit www.sweetpea.ky. Sportista Sportista is the go-to spot for Cayman’s serious athletes. With a variety of brand-name

Computers & IT Services Expect to pay a little more for computers in Cayman. If you import a computer, you will have to pay 22% duty on the shipping, insurance and cost of the equipment.

tablets, printers, monitors and accessories in their interactive showroom. They also offer networking, storage and memory components

plus a variety of cables, adapters and accessories. Tel: (345) 623 5475 or visit www. kirkoffice.ky. SE E AD PAG E 78

athletic wear and accessories, the familyCayman Business Machines Ltd/PBS Group

to stay active. Heliconia Court, Camana Bay.

Cayman Business Machines/PBS provides

Office Supply Ltd.

Tel: (345) 926 1122 or visit sportista.shop.

laptops for business and home use as well as IT

Sells a large selection of gaming laptops,

www. c a y m a n r e s i d e n t . c o m

203

SHOPPING

owned business aims to serve those who like

personal and business laptops and computers

Shedden Road and 42 Hirst Road, Savannah.

in the Cayman Islands, including Acer, HP, Dell,

Tel: (345) 949 0998.

Asus, Lenovo and Toshiba. Also specialising in monitors of all sizes. They stock a large

Hi-Tech Electronics

selection of Sharp and HP Printers and back-

Sells TVs and home theatre equipment. 34

to-school supplies. They have a full IT support

Howard Street, off Godfrey Nixon Way. Tel: (345)

and service centre that offers in-house or

945 3950. Email: info@hitechelectronics.ky.

off-site repairs. Marquee Plaza, 36 Lawrence Boulevard. Tel: (345) 946 1200, email: info@ officesupply.ky.

Curtains, Draperies & Blinds See the Home Improvements chapter. Dive Equipment Divers Supply Offers a full range of SCUBA diving and

SHOPPING

Flooring, Tiles & Carpets See the Home Improvements chapter. Fireworks During December there are many places selling fireworks, however, throughout the year, you can get them from Fireworks Ltd. by Massive which is Grand Cayman’s largest fireworks retailer.

snorkelling equipment plus tank and gear rentals. Also available is swimwear, beach

Fireworks Ltd. by Massive

apparel, sunglasses and sandals. Open every

Open all year around, they offer a wide range

day including Sundays and Public Holidays,

of fireworks such as rockets, roman candles,

8am–9pm. West Shore Centre, West Bay

sparklers, cakes, fountains and large ‘show

Road. Tel: (345) 949 7621 or visit www.

in a box’ displays. They offer online shopping

diverssupply.ky.

and free Island-wide delivery on orders over CI$250. Tel: (345) 949 7990 or visit www.

Divers World

fireworkslimited.com.

Seven Mile Shops, West Bay Road Tel: (345) 949 8128.

Electronic Equipment & Home Automation Bang & Olufsen Cayman’s exclusive dealer for Bang & Olufsen offering an extensive range of products such as BeoLab speakers, BeoVision televisions, BeoPlay headphones and portables. The Paseo, Camana Bay. Tel: (345) 623 8080. Creative Tech Creative Tech is Cayman’s authorised dealer for Bose, Sonos, Paradigm, Samsung, Marantz, Martin Logan, URC and other leading AV brands. Offering a wide range of home theatre systems, flat screen TVs, headphones and speakers. Bay Town Plaza, Shop #6, West Bay Road. Tel: (345) 946 8324 or email: info@creativetechltd.com. Funky Tangs Sells TVs, home theatre equipment and audio/ video accessories. They also offer a full line of musical instruments and car stereos. 220 204

CAYMANRESIDENT 2022

Furniture Stores There are a number of furniture stores onIsland with a variety of options. IDG ( SE E AD I N SI DE F RON T COVE R ) is an award-winning interior design firm offering hassle free shopping at competitive prices, great quality and same day delivery. IDG has over 65 vendors to choose from and is the exclusive local vendor for many brands. Living.ky ( SE E AD PAG E S 12, 231 & 253) is another furniture and interior design company dedicated to helping you live stylishly and comfortably, with a range of indoor and outdoor furniture to choose from. They also offer complimentary interior design services as part of their custom furniture packages. Other dedicated furniture stores like Ashley Furniture, Marksons Furniture, Sticks & Stones, Tomlinson Furniture and Design Studio all sell a very good selection. Home centres like A. L. Thompson’s, Cox Lumber and Uncle Bill’s sell a small selection of relatively inexpensive indoor furniture.

Children and baby furniture can be bought from Bedside Manor in Camana Bay, The Bump to Baby in The Strand on West Bay Road, Tomlinson Furniture Gallery and Baby Express at 68 Mary Street in George Town. Pre-loved/second-hand baby and children’s furniture can be bought through the EcayTrade website and at Kids Karma Closet. Cayman also has extremely skilled furniture designers who can build almost anything from scratch, such as wine cellars, book shelves, entertainment centres, stair cases, closets and beds etc. Custom cabinets and cupboards for your kitchen and bathroom can be purchased from Pooley Cabinets (Tel: (345) 947 6780 or (345) 947 3779). John Bird of Martlet Design also builds custom design furniture (Tel: (345) 916 7583). If you’re moving to Cayman, the best course of action is to first decide whether you will be renting or buying a house. Most rentals come fully furnished, as do previously owned houses and condos. Newly built houses and condos come unfurnished. Many people buy new furniture locally, or take advantage of the booming second hand market on the EcayTrade website and other local Facebook pages. If you decide to buy your own home, you can choose to import your personal items (furniture, paintings, accessories, etc). If you have been here longer than the six-month duty-free window, then you can write to the head of Cayman Customs explaining that you have now bought a property and would like to import your used personal items from back home, and request that the items be brought in dutyfree (see the Preparing to Move chapter for more information). As long as the request to import your belongings is genuine, it is unlikely you will be denied. This would be subject to any condition that the Collector may see fit to impose. Provide all the receipts so you can prove the items are over six months old, but please note, the items must be used – if the items are new and have never been used, then you will likely be charged duty.

Ashley Furniture HomeStore

tables, storage and shelving, entertainment

including

Stylise and add some pizzazz to any space

units, chairs, sofas, sectionals, ottomans and

bedroom furniture, accessories, area rugs,

with affordable home furniture. They stock

more. Also stocks outdoor furniture such as

tables, and more. Located in George Town. Tel:

living room, dining, bedroom, and outdoor

hanging benches and swivel chairs. Located

(345) 949 6233 or visit www.marksons.ky.

furniture, as well as mattresses and gorgeous

in Pasadora Place, Smith Road. Tel: (345) 233

SE E AD PAG E 236

home accessories to personalise your space.

8700 or visit www.living.ky.

They also offer free delivery and assembly.

SE E AD PAG E S 12, 231 & 253

Visit their showroom at 360 Dorcy Dr,

sectionals,

dining

room

sets,

Sticks & Stones An eclectic collection of fine indoor and

George Town. Tel: (345) 943 2323, email:

Marksons Furniture

outdoor furniture and accessories. Open

ashleyfurniturehomestorecayman@gmail.com

They provide space planning and interior

Monday-Saturday 10am-5pm. 114 Kingbird

or visit www.ashley.ky. SE E AD PAG E 235

design services. Their showroom has a huge

Drive, Industrial Park. Tel: (345) 947 8663 or

selection of indoor and outdoor furniture,

email: info@sticksandstones.ky.

BrandSource Home Gallery 209 Dorcy Drive, Industrial Park. Tel: (345) 623 5000 or visit www.brandsourcecayman.com. Design Studio An interior design firm and furniture retail shop.

Their showroom features a wide variety of furniture and accessories for the home. Market Street, Camana Bay. Tel: (345) 945 4977, email info@designstudio.ky, visit www.designstudio. ky and check out their online shop at www. designstudiointeriors.shop.

SHOPPING

SE E AD PAG E 233

HÜIS Cayman Offers

direct-to-door

delivery

Island

homemakers for a variety of furniture items in the living room, kitchen, dining room and more. 350 Shedden Road, GT. Tel: (345) 949 3749. Interior Design Group (IDG) IDG combines award-winning interior design services with a brick-and-mortar storefront and online shop, making its expertise and elegance available to everyone. The IDG Shoppe carries a unique and wide-ranging selection of products, including furniture, soft furnishings, rugs, lighting, home decor, home fragrance, tabletop accessories, and so much more. Visit IDG at 7 Mile Shops, Tel: (345) 745

Excellent prices on the name brands you trust

4315 or email shop@idgcayman.com. SE E AD I N SI DE F RON T COVE R

Living.ky Contemporary furniture and design store selling the following brands: Surya, EQ3, Four

Tel 949-5383 • 526-2337

Hands, Sugarboo & Co, Essentials for Living,

9 Walkers Road, Tomlinson Bldg. GT

Moe’s, BDI, Ethnicraft, Selamat, Brafab and

info@tomlinsonfurniture.ky • www.tomlinsonfurniture.ky

more. Stocks various items including coffee

www. c a y m a n r e s i d e n t . c o m

205

Homewares, Accessories, Lighting, Linens & Bed Sizes Whether you’re renting or purchasing a house, most tend to come fitted with a washer, dryer, fridge, microwave, dishwasher and stove. If you are renting, properties are usually equipped with some kitchen utensils, such as plates, cutlery, and pots. Linens and towels are less frequently provided; however, a great selection of good quality beach towels can be found at Priced Right on Airport Road and Valu-Med Pharmacy on Walkers Road. Accessories can also make your house really feel like home. All the home centres and many furniture stores carry an interesting range of accessories, such as pillows, lamps, throws, linens and ornaments. Lamps with 110/115 volts and a two-pin electrical plug work here. Refer to the Settling In chapter, Utilities section for more information on electrical plugs and outlets. Bed sizes in Cayman are all US sizes. This means that a twin or single bed is 38” x 74”, a full bed is 54” x 80”, a queen is 60” x 80” and a king is 84” x 80”. Most mattress brands sold on Island have pillow tops, so deep fitted sheets are a must.

Anna Hislop Home

A. L. Thompson’s

Bon Vivant Kitchen Studio

Sells home fashions, indoor and outdoor lighting

Offers kitchen design services, speciality

fixtures and ceiling fans, countertop appliances,

culinary

cookware, bakeware, tableware, gadgets and

variety of kitchenware: blenders, juicers

window treatments. Major home appliance

and accessories. Brands include Bosch,

A. L. Thompson’s, Cox Lumber, Kirk Home

brands include Whirlpool, KitchenAid, Miele,

Thermador, Smeg, Liebherr and Le Creuset

Centre and Uncle Bill’s

Sub-Zero and Wolf. 189 North Sound Road. Tel:

cookware. They also have a busy schedule

(345) 949 8622 or visit www.althompson.com.

of interactive cooking classes for all levels

S E E AD PA G E S 203, 239, 241 & 243

of ability. Market Street, Camana Bay. Tel:

Tomlinson Furniture & The Mattress Gallery stocks all major brand mattresses such as Serta, Sealy, Tempur and Beautyrest. They offer solid wood bedroom sets, sofa sets, dining sets, home office, bunk beds and more. Brands carried include: Coaster Furniture, Furniture of America, Modway, Classic Home, Ashley Furniture, Serta Upholstery, Palliser and more. They also sell nursery and children’s furniture including cribs, crib mattresses, toddler beds and more. Home décor accessories including rugs, mirrors, paintings, lamps, candle warmers and diffusers from brands such as Uttermost and IMAX, Three Hands and UMA are always on hand. Free Island-wide delivery is offered on any purchase. Tomlinson Building, 9 Walkers Road, George Town. Tel: (345) 949 5383, email:

SHOPPING

info@tomlinsonfurniture.ky or visit www. tomlinsonfurniture.ky. SE E AD PAG E 205

Second-Hand Furniture The second-hand furniture and accessories market is flourishing, and you will be pleasantly surprised by the quality of the goods found for such reasonable prices. Second-hand furniture can be found on www.ecaytrade.com and Cayman Consignment. Second-hand household items, books, clothing and more can be found at the Red Cross Thrift Shop and the Good Deeds Thrift Shop. See the Thrift Shop section in this chapter. Hardware carry a large selection

of hardware.

Sells an array of indoor and outdoor home accessories such as rugs, bookcases and shelving, kitchen and dining decor and more. Eucalyptus Building, 4 Printer Way, George Town. Tel: (345) 949 5556. Ashley Furniture HomeStore Enjoy a new start with a great selection of stylish, affordable home furniture. Living room, dining, bedroom, and outdoor furniture are available as well as mattresses and gorgeous home accessories to personalise your space. They also offer free delivery and assembly. Visit their showroom at 360 Dorcy Dr, George Town. Tel: (345) 943 2323, email: ashleyfurniturehomestorecayman@gmail. com or visit www.ashley.ky.

SE E AD PAG E 235

Bedside Manor This lovely boutique sells luxury linens, down pillows, weighted blankets, duvets, baby products, home accessories, such as throws and cushions, a quirky choice of gifts and women’s jewellery and luxury accessories. Market Street, Camana Bay. Tel: (345) 947 2711 or visit bedsidemanor.ky. SE E AD PAG E 395

appliances,

cabinets

and

(345) 623 2665, email: info@bonvivant.ky or visit bonvivant.ky. SE E AD T H I S PAG E & PAG E 248 BrandSource Home Gallery Offers a selection of Tempur-Pedic and Sealy

mattresses

along

with

furniture

including tables, lamps, rugs, mirrors and bed accessories. Offers a full range of European kitchenware, cookware, cooking utensils and gadgets for the wine enthusiast. 209 Dorcy Drive, Industrial Park. Tel: (345) 623 5000.

206

CAYMANRESIDENT 2022

Cariloha

Kirk Home Centre

Marksons Furniture

Everything in store is made from Bamboo

Sells an extensive variety of all homeware

With one of Cayman’s biggest showrooms,

which

and

products, from linens and home decor to

over two floors, Marksons has a large selection

hypoallergenic. Their products range from

environmentally-friendly

paint, lighting and much more. 257 Eastern

of homeware, furnishings, mattresses, pillows

bed linens and plush throw blankets to

Avenue, George Town. Tel: (345) 949 2521.

and comforters as well as accessories, artwork,

fitness attire, sleep wear and bath towels.

candles and more. Marksons specialises in the

Kirk Freeport Plaza, Cardinall Avenue, George

The Mattress Experts

design, installation and servicing of window

Town. Visit www.kirkfreeport.com/stores/

Sells a wide variety of mattresses, linens,

treatments. Located in George Town. Tel:

cariloha. Tel: (345) 949 7477 ext. 1115.

pillows, headboards, bed frames and more. They

(345) 949 6233 or visit www.marksons.ky.

also stock adjustable beds and mattresses,

SE E AD PAG E 236

Design Studio

such as split heads and split mattresses, as well

A full service interior design firm and

as bedding, linen, throw pillows and more made

Rugs Oriental

showroom featuring furnishings and home

from the finest organic materials. Located at

Stocks a tasteful and eclectic collection of

décor. Market Street, Camana Bay. Tel: (345)

494 Shedden Road, George Town, Tel: (345)

authentic hand-knotted, oriental rugs directly

945 4977, email: info@designstudio.ky, visit

947 1708 or visit www.mattressexperts.ky.

sourced from major weaving countries. They

www.designstudio.ky and check out their

SE E AD T H I S PAG E

have a large selection of quality handmade

online shop at www.designstudiointeriors. shop. SE E AD PAG E 233

carpets in varying sizes, colours and styles. They also sell gorgeous accessories including

Contemporary furniture and design store

cushion

HÜIS Cayman

selling a variety of homeware products and

vintage textiles, mosaic lamps, jewellery,

Sells an array of homewares and accessories,

accessories, including throw pillows, mirrors,

Turkish towels, robes and scarves. Galleria

from desk clocks, decorative trays and dishes

art pieces, light fixtures, rugs, office decor and

Plaza, West Bay Road. Tel: (345) 943 7847 or

to paintings and much more. They also offer

more. Located in Pasadora Place, Smith Road.

email: rugsoriental@candw.ky or visit www.

interior design services. 350 Shedden Road,

Tel: (345) 233 8700 or visit www.living.ky.

rugsoriental.ky. SE E AD PAG E 238

George Town. Tel: (345) 949 3749.

SE E AD PAG E S 12, 231 & 253

covers,

furniture

upholstered

CAYMAN’S LARGEST BEDDING STORE & MUCH MORE!

*Teddy bear not included

www.MattressExperts.ky

NOW EXPERIENCE OUR SELECTION OF

ORGANIC BEDDING & TOWELS

Call 345.947.1708

Mon-Fri 9am - 6pm / Sat 9am - 5pm 494 Shedden Road, Grand Cayman

www. c a y m a n r e s i d e n t . c o m

207

SHOPPING

Living.ky

Uncle Bill’s

leather goods, fragrances, and other creative

Carries a great selection of inexpensive home

collections. Bayshore Mall, South Church

accessories and housewares for both indoor

Street. Tel: (345) 815 7471.

and outdoor living from a range of brands. 343 Eastern Avenue, GT. Tel: (345) 949 7601.

Island Jewellers/Island Companies With six locations in Grand Cayman, Island

SHOPPING

Hurricane Supplies Stock up on supplies well before the season starts and the threat of a hurricane appears. Visit bulk suppliers like Priced Right and Cost-U-Less for deals on items like drinking water, batteries and canned goods (see the Buying in Bulk section in this chapter). Other items such as torches, tarpaulins and generators can be sourced at home centres such as A. L. Thompson’s ( SE E AD PAG E 239) , Kirk Home Centre or Uncle Bill’s. For hurricane shutters, Hydes & Sons has an on-Island factory which makes top-of-the-line hurricane shutters. See our Disaster Preparedness chapter for more information. Jewellery, Watches & Repairs Most jewellery stores on-Island carry a broad selection of high-end watches including brands such as Cartier, Rolex and Tag Heuer. Cayman is also a great place to buy jewellery as it can be cheaper than Europe or the US; you can enjoy savings of up to 30% on items like watches, gems and most precious metals. For jewellery and watch repairs, Kirk Freeport and Island Companies offer in-house repair services.

Jewellers specialises in an array of fine jewellery, diamonds and watches. Browse timepieces by Ulysse Nardin, Hermès and Tissot or select jewellery from the collections of Hearts on Fire, Tacori, John Hardy and more.

motherhood. Bedside Manor (Tel: (345) 947 2711) also stocks comfortable women’s pyjamas and sometimes maternity clothing ( SE E AD PAG E 395) . Atlantic, Silhouette and The Baby Shoppe all sell a good selection of maternity bras. Bliss Living Yoga sells Lululemon Athletica which is very comfortable and durable and can be worn throughout pregnancy. Funky Monkey also has a good selection of comfortable clothing.

The Island Plaza (345) 949 7098/946 2333; The Paseo, Camana Bay (345) 640 5337; Kimpton Seafire Resort + Spa (345) 746 4112; The Ritz Carlton (345) 640 3475; The Airport (345) 945 1029, www.islandjewellers.com. Kirk Freeport The official Rolex dealer of the Cayman Islands

Musical Instruments You can import musical instruments dutyfree. Guitars are readily available on Island and come in all sizes. However, there is a limited variety of other instruments for sale in Cayman. For music lessons refer to our Activities for Kids & Teens chapter.

and home to a vast variety of the world’s leading brands including Cartier, Breitling, TAG

Funky Tangs

Heuer, Patek Philippe, Omega, David Yurman,

Carries guitars, keyboards and drums and can

Mikimoto, Marco Bicego, Roberto Coin, Hearts

order in violins. They have two locations: 220

On Fire, Chopard and many more. For a full list

Shedden Road and 42 Hirst Road, Savannah,

of locations in George Town and Seven Mile

Tel: (345) 943 0998.

Beach, visit www.kirkfreeport.com or call (345) 949 7477. SE E AD OU TSI DE BACK COVE R

Myles Music Store Sells a selection of instruments including

PANDORA

pianos, recorders, guitars, drums, keyboards,

Take advantage of tax-free savings at

music books, accessories, plus audio and

PANDORA. They specialise in charm bracelets

recording equipment. Barnett Building, 24

and jewellery in sterling silver and 14k gold.

Huldah Avenue, George Town. Tel: (345) 949

Located in Camana Bay, Seven Mile Beach. Call

1753 or email: mylesmusic@candw.ky.

(345) 640 5337 or visit www.islandjewellers. com/pandora.

Balaclava Jewellers

The Music Box Sells guitars, violins, drums, keyboards and

Offers stunning and unique jewellery pieces

Rocky’s Diamond Gallery

ukuleles. They will also order in any instrument

that are rarely found elsewhere. Choose

They sell an impressive range of jewellery,

you need. Market Street, Camana Bay. Tel:

from a selection of contemporary and classic

from GIA certified diamonds to tanzanite, as

(345) 938 3838.

jewellery or work with Balaclava to design

well as rubies and emeralds. They sell an array

a piece unique to you. Located in Governors

of rings, pendants, earrings and bracelets and

Square, West Bay Road. Tel: (345) 945 5788 or

can custom design jewellery. They are highly

visit www.balaclava-jewellers.com.

ranked on TripAdvisor. Located at 28 North Church Street, George Town. Email: sales@

Cartier Boutique

rockysdiamonds.com, Tel: (345) 946 7851 or

The boutique carries a stunning range of

visit www.rockysdiamonds.com.

Musical Instrument/Piano Tuning Typically, acoustic pianos require a service every 6-12 months. If your acoustic piano is in need of tuning, regulation or repair, the companies below offer professional piano tuning services.

signature jewellery collections including Love, Panthère de Cartier, Juste un Clou, Santos, and Trinity de Cartier, as well as iconic Cartier timepieces including Santos de Cartier, Tank, and Panthère, and a variety of accessories, 208

CAYMANRESIDENT 2022

Maternity Clothing The Bump to Baby (Tel: (345) 938 6498) stocks a variety of fashionable maternity and nursing apparel for all stages of

Blue Water Piano Tuning, regulation and repair of all acoustic pianos. Installation of dehumidifier systems in acoustic pianos and repairs to electronic

keyboard

instruments

depending

availability of parts (mainly Yamaha and Roland). A member of the Master Piano Technicians of America. Tel: (345) 925 4535, email: pianotunacayman@gmail.com or visit

623 2044), Massive Equipment Rental (Tel: (345) 949 7990) or Party Source (Tel: (345) 947 2789 or (345) 916 2789). Partybooth Cayman has photo booth rentals suitable for every event (Tel: (345) 926 4100).

www.bluewaterproductions.ky.

Building,

Huldah

Carries a large variety of plants, shrubs, trees, fruit trees, seeds, live herbs, terracotta pots and Mexican Talavera flower pots, home and garden accessories, and garden furniture in both of their garden centres. Their expansive

Myles Music Store Barnett

Vigoro Nursery & Landscaping

Avenue,

George Town. Tel: (345) 949 1753. Email: mylesmusic@candw.ky.

Office Supplies See Running the Business chapter.

Plants, Flowers & Garden Centres Throughout the year, florists and grocery stores have a variety of pre-cut flowers and pre-made arrangements. Plants, trees and potting soil can be also be found at the Island’s plant nurseries, the Botanic Park and at the Department of Agriculture in Lower Valley.

Agricola Drive location is open MondayFriday 8am-6pm, Saturday 7.30am-6pm and Sunday 11am-5pm. Their two locations are: 324 Walkers Road, Tel: (345) 949 4270 and 96 Agricola Drive in Lower Valley, Tel: (345) 945 5236, email: tom.balon@vigoro.ky or craig. stewart@vigoro.ky, visit www.vigoro.ky or find them on Instagram (@vigoro_cayman) or Facebook (@VigoroCayman).

Paint Dedicated paint supply stores are listed below. However, many of the home centres also carry paint and painting supplies.

Cayman Growers A plant nursery, as well as a sod/grass and tree farm located in East End. Spread over 30 acres, they have approximately 10,000 trees at any one time. They have a wide variety of

ACE

palm, shade and fruit trees including mango,

Carries top brands such as Clark & Kensington

avocado and the Barbados cherry. Tel: (345)

and Magnolia Home. 11 Ashgo Street, off

323 0722 or visit www.caymangrowers.ky.

Godfrey Nixon Way. Tel: (345) 949 4223. They carry a wide variety of plants, shrubs,

They specialise in Benjamin Moore and their

trees and orchids. 384 Crewe Road, George

own branded paint. 96 Portland Road, Industrial

Town. Tel: (345) 945 1701.

Park. Tel: (345) 949 2920. Growing Beauty

Party Supplies & Rentals With every occasion, there is a cause for celebration. Regardless of the size of your event, there are several party supply stores and services available. It’s Your Party (Tel: (345) 946 4453) is located in Bodden Place on Shedden Road, Party Source (Tel: (345) 947 2789 or (345) 916 2789) is in Paddington Place on Godfrey Nixon Way and PartyVille (Tel: (345) 943 8455) in Plaza Venezia on North Sound Road. They all sell party supplies, fancy dress costumes and balloons, as well as offer bouncy castle and water slide rentals. Some also offer face painting. Shilpa offers face painting, henna tattoos and balloon twisting. To book, call (345) 927 1763 or email: tshilpa74@gmail.com. For larger party supplies like tents, tables, chairs and more, try AI Rentals (Tel: (345) 946 4935), Celebrations Ltd. (Tel: (345)

The owner, Michelle Green, has a great deal of knowledge about Cayman’s native plants and can provide valuable advice when planning your garden. Located at 12D Lawrence Blvd, off West Bay Road (next to the Harquail Theatre).

Uniforms Cayman

Tel: (345) 927 2487 or (345) 925 3857 or email:

Sells uniforms for most government schools

growingbeauty_nursery@aol.com.

such as Savannah Primary School and John Gray High School. Located at 62 Hospital Road

Power Flower

Plaza, George Town. Tel: (345) 949 5784.

Power Flower’s huge variety of ceramic pots and healthy, locally grown plants adds the

Becky’s Closet/Uniforms and More

finishing touches to any property or event

Sells uniforms for most government primary

space. Visit their nursery where a passionate

schools as well as for Triple C and Wesleyan

team of specialists can help you make the

Christian Academy. They also sell navy

most of your home space and at the same time

and khaki pants, skirts, shorts and skorts.

create a welcoming and tranquil ambiance. 31

Located at 90 Godfrey Nixon Way, between

Orchard Lane, Off Crewe Road, George Town.

A.L. Thompson’s and The Auto Spa. Call

Tel: (345) 949 2256 (Office) or (345) 321 0308

or WhatsApp (345) 939 0007, or email:

(Nursery), email: office@powerflower.ky or

beckyscloset345@gmail.com.

visit www.powerflower.ky. SE E AD PAG E 244

www. c a y m a n r e s i d e n t . c o m

209

SHOPPING

Every Bloomin’ Thing (EBT) Cayman Coating Industries

School Uniforms While most preschools do not have a school uniform, all primary and high schools in Cayman require uniforms. Most uniforms for private primary and high schools may be bought directly from the schools, however uniforms for Cayman International School and some items for Cayman Prep School must be purchased from Lands’ End (www.landsend.com). Government primary and secondary school uniforms can be purchased directly from the schools, Uniforms Cayman or Becky’s Closet. Clifton Hunter High School uniforms are only available at their uniform shop located at the school. Contact the school directly.

Shoes As well as the shoe stores listed below, Blue Wave sells OluKai sandals and shoes, Harbour House Marina sells Crocs and Sand Angels in Camana Bay sells Melissa sandals.

The Ritz-Carlton Golf Club The Ritz-Carlton, Grand Cayman features a variety of shopping outlets selling pro equipment and apparel at the golf shop and tennis shop. For wellness and fitness products and apparel, visit Silver Retail located across La Prairie Spa. Grab all your pool and beach

Thrift Shops

Atlantic Kids

must-haves from the pool kiosk located next

The Claws-It Thrift Shop

Carries quality children’s shoes such as Stride

to the Ocean Tower swimming pool. Tel: (345)

Located in Plaza Venezia, next to China

Rite, Skechers, French Toast and Juicy Couture

943 9000.

Village, the shop sells gently used clothes,

including uniform school shoes. Located at

shoes, jewellery, handbags, school bags,

Paddington Place, Godfrey Nixon Way. Tel:

Sport ‘N’ Zone

housewares and computers at bargain prices.

(345) 949 2296 or visit www.atlanticak.com.

Sells branded clothing and footwear including

Every dollar spent goes towards the dogs and

SE E AD PAG E 201

Nike, Reebok, Adidas and more. Hospital Road

cats at the shelter and helps find loving homes

Plaza, Hospital Road. Tel: (345) 945 6453.

for them. Open Tuesday-Saturday, 9am-

Le Classique Shoes & Leather Emporium

2.30pm. Tel: (345) 945 5596 or visit www.

Offers a large selection of leather shoes for

Sportista

men and women, plus handbags. The Strand

Sells activewear, footwear and accessories

Shopping Centre, West Bay Road. Tel: (345)

and much more on their online store. Tel: (345)

“New To You” Bargain Shop by NCVO

949 7121.

926 1122, email: hello@sportista.co or visit

Located at NCVO on 90 Anthony Drive, this

www.sportista.shop.

thrift shop is open Tuesdays-Saturdays.

No. 1 Shoe Shop

SHOPPING

in Seven Mile Shops (Tel: (345) 943 1515) also sells designer sunglasses. Midrange sunglasses are available at the dive shops and cheaper sunglasses can be found in Foster’s, Kirk Market and Cost-U-Less.

caymanislandshumanesociety.com.

Donations are welcomed year-round and the

They carry many different brands of children’s,

Sports Supply

DropBox is located in the parking lot. All funds

men’s and women’s shoes, as well as sports

Offers clothing for football, yoga, tennis and

raised help aid the NCVO programmes. Visit

shoes. In-store shoe and luggage repair

general fitness. Brands include Nike, Adidas,

their Facebook page for weekly updates: www.

available. Hospital Road Plaza, 62 Hospital

Asics, Champion and Under Armour. Galleria

facebook.com/NewToYouShopByNCVO or tel:

Road, George Town. Tel: (345) 949 5595.

Plaza, West Bay Road. Tel: (345) 949 7884 or

(345) 949 2124.

visit www.sportssupply.ky. SOLES Shoe Salon

PAWS Thrift Shop

They sell men’s and women’s designer

Waterman Cayman

This thrift shop accepts all donations and sells

footwear, as well as popular brands and all

Sells equipment and clothing for watersports

a variety of items from books and toys to

the latest styles. SOLES also sells designer

such as paddle boarding, surfing and kite

furniture and kitchen appliances. Every dollar

handbags, wallets and travel cases. The Paseo,

surfing. Galleria Plaza, West Bay Road. Tel:

spent goes towards assisting the animals

Camana Bay. Tel: (345) 746 8173 or visit www.

(345) 769 7873.

in the eastern districts with food, shelter

caymanfashiongroup.com.

and medicine. Visit their Facebook page for

Sports Clothing & Equipment Tennis gear can be purchased at the RitzCarlton tennis shop at The Courts Tennis Center. For yoga clothes and mats, shop at Bliss, Cayman Yoga Club or Activ Angels. Below is a list of places where you can also buy sports clothing and other sorts of equipment you may need. North Sound Golf Club Sells golf apparel for men and women including brands such as Travis Matthew, Adidas and more. Tel: (345) 947 4653 or visit www. northsoundclub.com.

210

CAYMANRESIDENT 2022

Sunglasses Optique in Queens Court Plaza (Tel: (345) 949 3937) is an optical boutique store offering new and exclusive brands ( SE E AD PAG E 318) . De Sunglass Man in Camana Bay (Tel: (345) 640 5339) stocks a wide range of brands including Maui Jim, Oakley, Ray-Ban and more. VisionWear in Camana Bay (Tel: (345) 943 5151) stocks brands such as MODO, Michael Kors, Valentino, Tom Ford and more. Optical Outlook in Anderson Square, George Town and Jacques Scott Plaza, West Bay (Tel: (345) 746 2020) sells designer brands such as Maui Jim, Oakley, Ray-Ban and other prescription sunglasses. Caribbean Optical

updated opening hours. All donations are welcomed. 553 Plaza Odessa, next to Cox Lumber (BT). Tel: (345) 916 3957, email: caymanpaws@gmail.com or visit www. facebook.com/PAWSThriftShop. Red Cross Thrift Shop Open for the public to donate and buy new and used items, such as clothing, shoes, furniture and appliances. The funds generated are used to help support those vulnerable in the community. Shop hours: Tuesday 9am-2pm, Thursday 9am-2pm and Saturday 8am-1pm. 34 Huldah Avenue, George Town. Tel: (345) 949 7467 or email: shop@redcross.org.ky.

The Red Collection (tRc)

offer a bra fitting service. The Paseo, Camana

office. Order from one, or multiple vendors and

tRc is the Cayman Islands Red Cross’ Thrift

Bay. Tel: (345) 943 5223 or email: info@

with consolidated services, you get to choose

Shop designer boutique. They sell vintage

silhouette.ky.

when and how your shipments arrive whether

designer apparel, higher-end furniture and also

they include one item or 100. Whether you’re

some brand new items for sale at competitive

Victoria’s Secret Beauty & Accessories

buying gadgets, furniture, kitchenware, a new

prices. Open Saturdays 10am-1pm. 34 Huldah

Sells VS panties, sportswear and sleep wear.

TV, or even a car from Japan, CICA can assist

Avenue, George Town. Tel: (345) 949 7467 or

40 Royal Plaza, Cardinall Ave, George Town. Tel:

you with bring them to the Cayman Islands

email: shop@redcross.org.ky.

(345) 949 6513 ext. 5302.

from any forwarder in any country. Contact

Toys Places to buy children’s toys include Atlantic Kids, Bedside Manor, Next Chapter and Book Nook. Priced Right

and Costalso carry a variety of toys and sometimes inexpensive gems. U-Less

Atlantic Kids Carries a great selection of fun, award-winning toys for boys and girls of all ages at affordable prices. Expect to find toys you’d see in toy stores in the US and the UK. A great place to shop for birthdays, with gift registries available. Paddington Place, Godfrey Nixon Way. Tel: (345) 949 2296 or visit www.atlanticak.com.

Book Nook Sells a great selection of toys, Lego, puzzles, board games, electronic toys and lots of books.

While the prices of some goods are more expensive than in the US, there is often a very valid reason for this. Every item sold in Cayman has to be imported either by air or sea; then, Customs charge duty on (most) items at 20% (to retailers) or 22% (to the general public). This duty is calculated based on the value of the goods, the shipping costs, as well as the insurance charged. The items are then displayed in stores that pay higher electricity bills than the US and some also have to pay work permit fees. Also note that many online retailers may not ship to Cayman. It is a good idea to consider using a freight forwarder who will provide you with an address in the US, and will then forward the package to Cayman.

Kids love the very talkative resident parrot.

CICA to set up an account and start shopping. SE E AD PAG E 95

CICA Miami Office / Deluxe Freight 11401 NW 107th Street, Miami, Fl 33178 Phone: 1 (305) 513 0156 or (345) 949 2350 Email: sales@deluxefreight.com EZShip Cayman Ltd. 90B Godfrey Nixon Way, George Town

Tel: (345) 640 0900 Email: info@ezshipcayman.ky www.ezshipcayman.ky A reliable and efficient package forwarding service for shopping online. Also provides a customs clearance and brokerage service. SE E AD PAG E 218

SHOPPING

SE E AD PAG E 201

ONLINE SHOPPING

Mail Boxes Etc. Market Street, Camana Bay Tel: (345) 745 1400 Email: info@mbe.ky or visit www.mbe.ky

Located in the Galleria Plaza, West Bay Road.

Aeropost

Offers mail forwarding, packing, and shipping

Tel: (345) 945 4686.

1 Aeropost Way, Miami, FL 33206

and a US address service - useful for imports

Tel: (345) 949 6778 (Erick - Cayman)

and online shopping.

Underwear

Tel: (954) 260 9620 (Dino Nassi - Miami)

Atlantic

www.aeropost.com

NCI Services Ltd.

For women, you will find Bali and Maidenform.

They offer an all-inclusive marketplace for

Tel: (345) 943 4624 or email: info@nci.ky

online shopping plus a freight forwarding

and their four for CI$12 panties might be the

service to Grand Cayman. Items are collected

best deal on the Island. Bra fitting is available

from 529 Shedden Road, George Town (next to

from trained associates. Atlantic Kids carries

NAPA Auto Parts).

a full line of underwear and socks for boys and girls, including first bras for tweens. They

Cayman Islands Customs Agency (CICA)

also carry sleepwear for all ages at extremely

Tel: (345) 949 2350

affordable

Email: cica@cicustomsagency.ky

prices.

Paddington

Place,

Godfrey Nixon Way, just off the Butterfield

CICA is a customs broker with more than 25

roundabout. Tel: (345) 949 2296. Visit www.

years of experience in logistics, clearance, and

atlanticak.com. SE E AD PAG E 201

the handling of all types of imported goods. Online shopping with CICA is easy with twice

Silhouette

weekly consolidated shipments, expedited

Sells lingerie, underwear, loungewear, pyjamas

air services, small package services, customs

and more for both men and women. They also

clearance, and delivery right to your home or

Please keep in mind that some items cannot be imported into the Cayman Islands due to certain laws. For example, all items that depict the cannabis plant are prohibited from entering the Island, as well as obscene writings and drawings, pellet guns and catapults, gambling instruments, certain vehicles and more. See the Preparing to Move chapter for other considerations and companies that offer freight forwarding.

THE

These bra and panty sets make for great gifts

Tell them you saw it in the

www. c a y m a n r e s i d e n t . c o m

211

Living In Cayman

Photos courtesy of Rebecca Davidson

A list of professional services to make Island life easier, including babysitters, beauty salons, dry cleaners, postal services and more.

L I V I N G I N C AY M A N

- Babysitters & Nannies - Bicycle Repairs - Car Wash - Day Spas, Hair & Beauty Providers - Dry Cleaning, Laundry & Tailors - Event Planners & Party Rentals - Florists - Key Cutting/Locksmiths - Local Media/Radio Stations - Notary Public - Personal Concierge Services - Photographers - Photo Processing Studios - Postal Services - Courier Services - Printing & Copying - Purchasing Overseas - Storage Units & Warehouse Space

212 213 213 213 214 214 215 215 215 216 217 217 217 217 218 218 219 219

have staff trained in CPR and first aid. For a good babysitting service you can expect to pay between CI$12-CI$14 per hour (extra for more than one child). Hourly, daily or weekly rates can be negotiated for cleaning, as well as childcare. Although babysitters can be found by word-of-mouth, below we have listed some reputable companies. More information on hiring a fulltime domestic helper or nanny can be found in the Running Your Home chapter and in our sister publication, Cayman Parent (www. caymanparent.com). AAA Caregivers Tel: (345) 916 5925 Email: aaacaregivers@candw.ky or www.aaacaregivers.ky They are a home care service agency whose staff are trained in first aid/ CPR, housekeeping, childcare and safety. Staff members are assigned

iving in Cayman is made easy thanks to the abundance of highly-skilled professionals who offer exceptional services. From internationally-trained hairdressers and photographers to hard working beauticians and reliable event planners, this chapter contains all the information needed for taking care of yourself and your family. For home related services like air conditioning technicians, house cleaners and plumbers, see the Running Your Home chapter; for information on pets, see the Pets chapter.

based on the suitability to your family’s needs. The cost of the service is dependent on the amount of cleaning and childcare to be done and whether it is part-time or full-time. If you require a full-time domestic helper or caregiver, they can source, interview and train a trustworthy and hardworking employee for you for a finder’s fee. You can then employ the individual on your own terms. Their rates are competitive. Best Home Care Agency Tel: (345) 947 2297 or (345) 926 2297

Babysitters & Nannies A reputable babysitting company should be licensed, insured and 212

CAYMANRESIDENT 2022

Best Home Care Agency offers professional childcare and babysitting services as well as housekeeping services.

Bicycle Repairs

Tel: (345) 943 2002

including a grand soaking tub, traditional

Cayman Mobile Bike Repairs

Email: info@davinciwellnesscentre.com

Turkish Hammam, steam room and relaxation

Tel: (345) 936 8385 or (345) 525 2020

Book: www.davinciwellnesscentre.com

space. Services include: massage therapy,

A mobile bike repair company that also

Services include: Chiropractic, Physiotherapy,

body treatments, facials, manicures, pedicures,

sells bicycles, Shimano and Garmin bicycle

Cellular Therapy, Sleep Evaluation, Women’s

steam, and full hair and makeup for bridal

computers, shoes, jerseys, shorts and helmets.

Health, Men’s Health, Candela Laser, Laser

parties.

Hair

Removal,

Laser

Skin

Tightening,

Uncle Bill’s Home Improvement Centre

Laser Skin Treatments, Body Contouring,

La Prairie Spa, The Ritz-Carlton, Grand Cayman

343 Eastern Ave, George Town

Acupuncture, Chinese Medicine, Aesthetic

West Bay Road, Seven Mile Beach

Tel: (345) 949 7601

Medicine, Botox/Juvéderm, Carboxy Therapy,

Tel: (345) 815 6900

Mesotherapy, Sclerotherapy, Reflexology,

An exclusive luxury spa providing a full range

Massage therapy, Reiki, Naturopathy, Guided

of services that include signature facials,

Meditation, HydraFacials, Microdermabrasion,

massages and body treatments featuring La

Chemical peels, IVF support/infertility, and

Prairie Spa’s world-renowned techniques and

smoking cessation. SE E AD PAG E S 327. 329 & 332

products. Arrive early to relax in the serene

Car Wash Cayman’s only automated car wash, The Auto Spa (Tel: (345) 943 1946) is located off Godfrey Nixon Way. Refer to the Transportation chapter to learn more.

lounge or unwind in the whirlpool, sauna Eclipze Hair Design & Day Spa

and steam room. Treatments range from 45

Cleaning Services

10 Market Street, Camana Bay

minutes to a full day of services.

K&A Janitorial Services

Tel: (345) 945 1188

Tel: (345) 326 3379

Luxury Couture Beauty

www.kandajanitorialservices.com

Get Nailed & More

Tel: (345) 926 5075

K&A Janitorial Services provides residential

Caribbean Plaza, West Bay Road

Email: luxurycoutureky@gmail.com

and commercial cleaning including carpet,

Tel: (345) 943 3836

An online beauty retailer that sells makeup

See the Running Your Home chapter for more cleaning service providers.

products and services, run by experienced Halo Hair Studio

makeup artist, Kadian. Offers complimentary

72 North Church Street, George Town

makeup consultations to help you select the

Tel: (345) 623 5437

best products and colours for your skin type. Kadian also provides makeup lessons, eyelash

Day Spas, Hair & Beauty Providers Whether you’re looking to get massages, manicures, pedicures, facials, haircuts or other beauty treatments, Cayman has a great selection of service providers. It is customary to leave a tip of 10% or more.

Hibiscus Spa at the Westin Resort & Spa

and brow tinting services. SE E AD PAG E 389

Seven Mile Beach, West Bay Road Tel: (345) 914 2009 or (345) 945 3800

Madison One Salon

Treatments include facials, massage therapies,

Park Place, 25 Earth Close, Off West Bay Road

nail services, waxing, and more.

Tel: (345) 325 0371 Sue Tyrrell specialises in colour work.

The Spa at Seafire (Kimpton) Beyond Basics Medical Day Spa

60 Tanager Way, off West Bay Road, SMB

Rock Gorgeous Hair

3rd Floor, Tomlinson Building, GT

Tel: (345) 746 4040

1st Floor, Coconut Plaza, West Bay Road

Tel: (345) 945 2737

A 8,500sq ft spa with seven treatment rooms,

Tel: (345) 925 4231

Offers

Laser

Rejuvenation, threading

hair

removal,

HydraFacials,

and

more.

Laser

Skin

microneedling,

They

also

sell

cosmeceuticals. Body Works Queens Court Plaza, West Bay Road Tel: (345) 945 6485 Offers massages, facials, waxing and nails.

HAIR

SALON & SPA

(345) 949-8809 S

Da Vinci Centre for Wellness and Alternative Therapies Park Place, West Bay Road

Cutting • Perming • Colouring • Highlights • Braiding • Relaxer • Acrylic Nails • Manicures Massage • Pedicures • Waxing • Facials • Eyelash & Eyebrow Tinting • Keratin Treatments

www. c a y m a n r e s i d e n t . c o m

213

L I V I N G I N C AY M A N

upholstery, windows, tile and grout cleaning.

Specialising in colour work, event hair and

Uniko Eco Salon

Classy Tailoring

make-up, bridal services, hair extensions and

Harbour Centre, 5 West Bay Road

Nevlaw Building, Shedden Road

more.

Tel: (345) 769 5400

Tel: (345) 946 9283 or (345) 924 6917

www.unikosalon.com Scalp Aesthetics

Massimo Crigna’s new sustainable hair salon is

Fluff ‘N’ Fold

130 Keturah Street, Walkers Road

Cayman’s only eco-friendly salon. It features

65 Market Street, Camana Bay

Tel: (345) 917 6262 or (345) 949 2944

environmentally

Tel: (345) 943 5833

Spa Esprit Hair Design & Day Spa

friendly

elements

and

products. Services include: cuts, hair Botox,

Cayman’s only certified eco-friendly dry

colour and styling.

cleaning and laundry service provider. Free

The Strand Shopping Plaza, West Bay Road

pick-up and delivery is available within the

Tel: (345) 945 4334

Utopia Salon

George Town and Seven Mile Beach areas.

Caribbean Plaza, West Bay Road Studio 54 West

Tel: (345) 749 8876

Island Cleaners

Tel: (345) 943 3722

43 Vibert Bodden Drive, George Town

Offering treatments for men and women

Vintage

Tel: (345) 949 5391

including hair services and manicures; also

Unit 8, 7 Mile Shops, West Bay Road

Email: islandcleaners@candw.ky

sells hair care products.

Tel: (345) 947 1897

www.islandcleaners.ky www.facebook.com/IslandCleaners

Styles Hair Salon & Spa

VanitySalon

Island Cleaners offers a full laundry and dry

West Shore Centre, West Bay Road

Unit 1, Midtown Plaza, George Town

cleaning service for clothing and household

Tel: (345) 949 8809

Tel: (345) 949 7929

items such as duvets, bed linen, comforters

L I V I N G I N C AY M A N

Facebook: Styles Beauty Salon and Spa

and more. You can visit their shop or take

Services include: unisex hair cutting, colouring

WOW Spa

advantage of their free pick-up and delivery

and treatments, highlights, lowlights, tinting,

Smith Road Plaza, Suites 5&6, Smith Road,

service to your home or office. They also offer

waxing, full body treatments, massages, spray

Tel: (345) 936 6969

an alteration service, from replacing buttons to

tanning, acrylic nails, manicures and pedicures.

Offering

They also offer a variety of Keratin treatments.

massages, body wraps, spray tans, makeup

SE E AD PAG E 213

and all-natural skin care products.

Tips ‘N’ Toes

Dry Cleaning, Laundry Services & Tailors There are several dry cleaners on-Island that are fully equipped to deal with shirts, trousers, bedspreads, sofa slipcovers, rugs and more. In addition to several tailoring stores, many of the dry cleaners also offer alteration and repair services.

waxing,

nail

services,

facials,

re-sizing garments. SE E AD T H I S PAG E Puritan Cleaners Four locations: two in George Town, one in

Bayshore Mall, South Church Street, GT Tel: (345) 943 8637 Facials,

massages,

nail

services,

body

treatments, microneedling and microblading. Touch of Thai Park Place, West Bay Road Tel: (345) 949 8989 or (345) 938 6189

CAYMANRESIDENT 2022

Main Branch Tel: (345) 949 7104 Super Stitch Suite #39, Pasadora Place, Smith Road Tel: (345) 949 2833 Offers fabrics, arts, crafts and sewing supplies, as well as a tailoring and dress making service within the store.

43 Vibert Bodden Drive

214

West Bay and one in Savannah.

Event Planners & Party Rentals Most of the big hotels and larger restaurants on Grand Cayman such as Caribbean Club (Tel: (345) 623 4500) and Cracked Conch (Tel: (345) 945 5217) offer event planning as part of their packages. For wedding planners, see the Getting Married chapter. For catering, see the Food & Drink chapter. For party stores, see the Shopping chapter. For event planning services and equipment rental, contact the following:

AI Rentals

and keys. Their experienced locksmiths can

HOT 104.1 FM

17 Lancaster Crescent, Industrial Park

also assist with any of your home and business

Playing a mix of reggae, dancehall, reggaeton,

Tel: (345) 946 4935 or www.ai-rentals.com

requirements, including key cutting and safe

soca and gospel. Featuring artists such as Bob

maintenance services. SE E AD PAG E S

Marley, Machel Montano, Movado, Bunji Garlin,

183 & 192

Every Last Detail

Beanie Man and Popcaan. SE E AD PAG E 216

Tel: (345) 321 8227 Offers event planning services for all events. Massive Equipment Rental & Sales Tel: (345) 949 7990

Laundromats Laundromats are a convenient solution if you do not have a washer and dryer or if you need to wash bulky items. They are usually open daily.

www.massivegroup.com

ICCI 101.1 FM A college radio station whose mandate is to train future broadcasting professionals. Island FM 98.9

Massive offers a huge selection of inventory

C.A.R.T.S. Laundry

Broadcasting the sound of the Caribbean with

including: Audio/visual/lighting, tables, chairs,

Barnes Centre, Walkers Road, George Town

a variety of calypso, soca and reggae.

tableware,

Tel: (345) 949 0361

cooling

instruments,

games,

glassware, food service items, special effects,

KISS 106.1 FM

staging, dance floors, tents and more. Delivery

Fluff ‘N’ Fold Laundry Services

Playing adult contemporary from the 70s to

and collection from any location on-Island.

65 Market Street, Camana Bay

today. Kiss 106.1 has Cayman’s best variety

Tel: (345) 943 5833

of music with tracks that are sure to appeal to

Florists

everyone. SE E AD PAG E 216 Island Cleaners

Building C, Kingbird Warehouse Park

43 Vibert Bodden Drive, George Town

Praise 87.9 FM

Tel: (345) 623 2044

Tel: (345) 949 5391

Christian

Flower arrangements of freshly cut flowers for

Island Cleaners offer a Wash and Fold service

Conference of Seventh-Day Adventists.

every occasion.

by the pound. They will sort, clean, dry and

radio

station.

Owned

the

neatly fold your laundry for only CI$1.50 per

Radio Cayman 89.9 FM

Every Bloomin’ Thing (EBT)

pound. They also do a Commercial service, full

A Government-owned station featuring local

384 Crewe Road, George Town

dry cleaning and offer free pickup and delivery.

and international news (BBC), talk-shows and

Tel: (345) 945 1701

SE E AD OP P OSI T E PAG E

music. Available in the Sister Islands on 93.9

www.ebt.com.ky

FM. They host the morning show ‘Business

A full-service floral shop, landscaping company,

Super Suds Laundromat

garden centre, gift shop and tea room.

553 Odessa Plaza, Bodden Town Tel: (345) 916 4719

Trisha’s Roses

LOCAL MEDIA

266 North Church Street, Waterfront Tel: (345) 949 2423 or (345) 949 7315

Local Radio Stations

They create arrangements for all occasions.

Big Fish 95.5 FM

Key Cutting/Locksmiths Most home centres offer a key cutting service; however, the following two companies have dedicated locksmiths:

Rooster 101.9 FM Plays country music and hosts a very popular political morning talk show called ‘Cayman Crosstalk’. Also available in the Sister Islands.

Contemporary Christian music with teaching

Spin 94.9 FM

segments.

Plays a range of music from the top 40 to dance, and hip-hop to rock.

Breeze 105.3 FM Playing pop, Latin, reggae, religious and

Star 92.7 FM

country. Available in Cayman Brac on 93.9 FM.

Playing pop, rap, rock, hip-hop, trance, electro

Choice Professional Locksmiths Tel: (345) 928 6659

Buzz’ on Tuesday and Thursday.

house and country. CAYROCK 96.5 FM Playing classic rock and new rock. Featuring

107.9 FM Weather

The Security Centre Limited

artists such as U2, Led Zeppelin, Green Day,

Features a recording (updated hourly) of the

Cayman Technology Centre, 115 Printer Way

Guns N’ Roses, Red Hot Chili Peppers, Rolling

temperature, rain probability, humidity, wave

Tel: (345) 949 0004

Stones and The Who. SE E AD PAG E 216

heights and tides.

www.security.ky

GOLD 94.9

X107.1 FM

Home to one of Cayman’s largest supply of locks

Playing the best of the 80s and 90s.

Playing the international Top 40 hits. Featuring

Email: info@security.ky

www. c a y m a n r e s i d e n t . c o m

215

L I V I N G I N C AY M A N

Celebrations Ltd.

artists such as Billie Eilish, Lady Gaga, Ariana Grande, The Weeknd and more. SE E AD T H I S PAG E Z99.9 FM Plays the latest pop hits. They also have a very popular morning show called ‘On Air’.

Local News - Online & Print There are several online news services in the Cayman Islands, as well as two newspapers. The Cayman Compass ( SE E AD PAG E S 45 & 77) is published weekly on Fridays (cover price

CI$1) and includes news, issues, business, living, travel, health, community and sport sections. Copies are available from outlets around the Islands, including gas stations and supermarkets. Their website, www. caymancompass.com, is updated with breaking news, developing stories and also live-streamed debates. They also showcase up-to-date employment listings for the Cayman Islands, as they appear in the print version of the newspaper. Subscription to the website is $9.99 per month.

The Caymanian Times is another weekly newspaper that is available on Wednesdays and Fridays at outlets around the Island for 50¢, with the accompanying website www. caymaniantimes.ky. Cayman News Service (CNS) is a free, online-only news service at www.caymannewsservice.com that covers breaking stories and local interest articles. Loop Cayman, at www.loopcayman.com is an online-only service which provides local and regional news. Cayman Marl Road, www.caymanmarlroad. com, covers local news and stories and has a very active Facebook page. Local Television Stations Currently, there are two free television stations in Cayman: Trinity Broadcast Network (channel 21 over-the-air and 41 on Logic) and the Seventh Day Adventist Network (channel 30 over-the-air and Logic channel 42). Other television stations include the Cayman Islands Government Television, CIGTV, (C3 channel 3 and Logic channel 23), Cayman Life TV (Logic channel 33) and Discover Cayman (Logic channel 27 and C3 channel 2) which provides information for visitors and locals on activities, events and dining out in the Cayman Islands. CIGTV also has a YouTube channel by the same name where they stream important news briefs and government press conferences. Currently, this channel is used for announcements, as well as live press conferences to update the public on local developments, such as the reopening of the Island.

L I V I N G I N C AY M A N

Notary Public For the purpose of a work permit or bank account application, or any other instance where you must verify your identity, you will need a Cayman Islands Notary Public to certify that the document is an authentic and correct copy of the original. You can find a list of all licensed notaries on the Judicial website: www.judicial.ky/generalpublic/notaries-public. The standard charge is CI$30 per stamp. Alternatively, call either Baysyde Biz on (345) 917 5756 or Joy Basdeo MBE, JP on (345) 949 9933. 216

CAYMANRESIDENT 2022

Personal Concierge Services

She is most known for her high energy and

KRW Personal Services

ability to put children and parents at ease in front

Tel: (345) 917 8885

of her camera.

(345) 945 2046) is the only photo studio that still develops film. They will also scan your old negatives onto CDs for you.

administrative assistance such as completing

Deep Blue Images/Julie Corsetti

Cathy Church’s Photo Centre & Gallery

application forms, writing cover letters and more.

Tel: (345) 916 0016

Sunset House Hotel, South Church Street, GT

Services provided include grocery shopping,

Email: info@deepblueimages.com

Tel: (345) 949 7415

Mosaic Cayman

Specialises in wedding, family, children, events

www.cathychurch.com

George Town, Grand Cayman

and underwater photography.

Offers printing on canvas, photo and art papers,

Tel: (345) 928 7940

up to 58” by any length. They offer professional

Email: relocation@mosaicsolutions.ky

Guy Waller Photography

retouching, canvas stretching, framing, accurate

www.mosaiccayman.com

Tel: (345) 321 3336

art reproduction and self-service printing kiosks.

Provides customised, full service relocation

Email: guy@pinkpalmstudio.com

SE E AD PAG E S 197, 391 & 453

packages for individuals and families.

www.guywaller.com

SE E AD PAG E 93

Bespoke

wedding

and

family

portrait

POSTAL SERVICES IN THE CAYMAN ISLANDS

photographer capturing memories and joyful My Personal Concierge Services

moments.

Berthaze Court, 95 Godfrey Nixon Way, GT Tel: (345) 928 7723 or (345) 947 8565

Lisa Reid Photography/Blank Canvas Ltd.

Offers a range of personal and corporate

Tel: (345) 916 2239

concierge services.

Email: lisa@lisareidphotography.com www.lisareidphotography.com A talented and experienced photographer

Cayman Photographers by Cathy Church’s

who specialises in taking photos of families,

Photo Centre

children, couples as well as for birthday parties

Sunset House Hotel, South Church Street, GT

and events.

Tel: (345) 949 7415 Email: lin@cathychurch.com

Pictures by Shankar

www.linfronda.com

Tel: (345) 925 1777

Cathy Church and a staff of dedicated

Email: info@picturesbyshankar.com

photographers can video or photograph

www.picturesbyshankar.com

every occasion from weddings to underwater

An experienced photographer who specialises

birthdays to corporate projects. They also have

in taking photos of weddings, families, portraits

Cayman’s largest picture framing studio.

and more.

SE E AD PAG E S 197, 391 & 453

Rebecca Davidson Photography Creations Unlimited

Tel: (345) 916 1654

Email: lucy@creations.ky or info@creations.ky

Email: wedding@rebeccadavidson.com

A team of talented photographers with over 20

www.rebeccadavidson.com

years’ experience in capturing stunning images

A talented photographer with 25 years’

from family shoots to weddings. They also sell

experience in capturing stunning images.

canvas prints and much more.

Rebecca has the expertise and the enthusiasm to capture memories that you will treasure

Daria Keenan

forever. Specialising in weddings, Rebecca’s

Tel: (345) 925 6695

fun style puts everyone at ease, allowing her

www.dariakeenan.com

to capture love and laughter in the most natural

An award winning family and newborn

way. SE E AD PAG E S 390 & 399

photographer, photographing families in Grand Cayman since 2014. With every shoot, she aims to capture genuine expressions and joyful moments all during the beautiful sunset hour.

Photo Processing Studios As far as we know, Rainbow Photo in Elizabethan Square, Shedden Road (Tel:

Postage Costs Overseas Mail: Airmail is zoned according to its destination and charged by weight. A postage calculator is available on the website: www.caymanpost.gov.ky. > US, Canada and Central America: CI$0.75 per half ounce.

www. c a y m a n r e s i d e n t . c o m

217

L I V I N G I N C AY M A N

Photographers

Postal services in Cayman are fast and efficient with the turnaround time for local mail, usually being 24 hours. There is no postal mail delivery, so alternatively PO Boxes are used. There are 16 post offices and numerous blue mailboxes located throughout the Islands. The largest post office branches are the Airport (APO), General Post Office downtown (GPO) and Seven Mile Beach (SMB), but there are also post offices in Savannah, Bodden Town, North Side, East End, Hell and West Bay. The GPO is open from 8.15am-5pm Monday-Friday, and all other post offices are open from 8.30am-5pm MondayFriday, except for the APO, which is open from 7.15am-6.30pm Monday-Friday until further notice. For more information, email cipscustomercare@gov.ky. Some offices are open on Saturdays from 9am-12.30pm (including the APO), except for the post offices in Hell, Bodden Town, North Side and East End, which are closed on weekends. International mail services have been impacted by COVID-19 restrictions, but this should improve as airline transportation links resume worldwide.

L I V I N G I N C AY M A N

> UK and South America: CI$0.80 per

Private Mailbox Services

A reliable and efficient package forwarding

half ounce. > Asia, South Africa and Australia: CI$1 per half ounce. There is also a ‘printed matter only’ rate available for overseas mail. Mail is dispatched daily, but must be in the mailbox by 3pm. The Post Office also offers an Express Mail Service (EMS) which delivers packages to over 140 countries. Call (345) 949 6777 for more information. All incoming parcels are subject to duty and you will receive a notice in your mailbox when a parcel has arrived. If you prefer, you can request that the notice be sent to you by email by sending the tracking number and invoice to parcelpost@gov.ky. The CIPS normally delivers trackable items to street addresses for an additional fee. However, due to complications of COVID-19, this service has been temporarily suspended and all mail is being delivered to the addressee’s post office box. For more information, visit www.caymanpost.gov.ky. An example of the correct way to address mail or a parcel to Cayman is listed below. It is a requirement that a PO Box number and a postal code is always used on a letter mailed to the Cayman Islands, unless coming by courier. Do not write George Town on the envelope, as there are dozens of ‘George Towns’ and ‘Georgetowns’ around the world. Address as follows:

Mail Boxes Etc.

service for shopping online. Provides you with

Market Street, Camana Bay

a US address to receive packages and have

Tel: (345) 745 1400

them forwarded to the Cayman Islands. Also

Email: info@mbe.ky or www.mbe.ky

provides a customs clearance and brokerage

Services include: Virtual mailboxes to view and

service. Their prices are also very affordable,

manage your postal mail with a mobile app or

with rates starting at just CI$16 per package.

Physical mailboxes with key-access located

SE E AD T H I S PAG E

EZShip Cayman Ltd.

posters. They are also the only company on

Mr. Cayman Resident

90B Godfrey Nixon Way, GT

Island that does foil and embossing.

PO Box 31403

Tel: (345) 640 0900

SE E AD PAG E S 45 & 77

Grand Cayman KY1-1206

Email: info@ezshipcayman.ky

CAYMAN ISLANDS

www.ezshipcayman.ky

in-store, (both with a local Cayman street address). Also offered are mail forwarding,

DHL International (Cayman) Ltd.

packing, and shipping and a US address service

131 Warehouse Centre, Maclendon Drive, GT

- useful for imports and online shopping.

Tel: (345) 949 8575

They also offer passport photos and printing,

Provides next-day delivery service by air.

copying binding, and laminating services.

Online booking and tracking available.

They are an authorised shipping centre for DHL, FedEx and UPS, and also offer full postal

FedEx Express

services. Open from Monday-Friday 9am-

Tel: (345) 949 5911

6pm and Saturday from 9am-5pm. UPS (United Parcel Service)

Courier Services International courier services to and from the Island are also very reliable. A CI$2 government tax is charged on all packages leaving via courier. When packages arrive, a CI$5 package tax and a CI$5 warehouse fee are applied. Some couriers may also charge a CI$8 clearance fee.

Tel: (345) 749 8771

Printing & Copying Cayman Business Machines, PBS Group 49 Hospital Road, George Town Tel: (345) 949 8642 Compass Media 319 Shedden Road, George Town

Express Mail Service (EMS)

Tel: (345) 949 5111

Tel: (345) 945 6777

www.caymancompass.com

A cost effective way to ship parcels through

Email: printshop@compassmedia.ky

the local post office.

Their Print Shop produces promotional materials, from flyers to calendars and

Mail Boxes Etc. Market Street, Camana Bay Tel: (345) 745 1400

prices start at just $16 per package up to 1 cubic ft. add'l $5 per cubic ft.

1. sign up for FREE 2. shop & ship to our Miami address 3. we ship to Cayman 4. pay, collect, enjoy www.ezshipcayman.ky 218

CAYMANRESIDENT 2022

@ezShipCayman

345.640.0900

Email: info@mbe.ky or www.mbe.ky A one-stop shop for printing services, including digital colour and black and white copies, binding, laminating, etc. They print business cards, brochures, flyers, invitations, plus more. They also do passport photos, are an authorised shipping centre for DHL, FedEx and UPS and rent out physical and virtual mailboxes.

Purchasing Overseas All residents and visitors must declare anything new they are bringing in if they exceed the CI$500 goods allowance, or the alcohol and tobacco quotas. Unfortunately, a lot of online retailers do not ship to Cayman, and if they do, shipping costs will be high. Most banks on-Island allow you to add an additional billing address to your card, which lets you shop at online retailers that do not accept Cayman addresses. Contact any of the companies listed below for their rates. They can provide you with an address in the US to forward the package to Cayman.

climate-controlled units are also very secure,

specialising in property and warehouse

with state-of-the-art security. Prices start at

management services. Completed projects

CI$70 a month. SE E AD T H I S PAG E

include

Centennial

Towers,

Countryside

Shopping Village, Kingbird I & II, Barcadere I Heritage Holdings Ltd.

& II and Universal Warehouse Parks, with the

Barcadere, Kingbird and Universal

brand new Blue Lagoon Warehouse being

Warehouse Parks

completed in 2022. Their Warehouses are

Tel: (345) 936 3343

well managed, have 24-hour surveillance, and

Email: sales@heritageholdings.ky

are available in a wide range of sizes. Contact

www.warehousespace.ky

them for pricing and opportunities on rental

Heritage Holdings Ltd. is one of Cayman’s

and sales opportunities for these prime new

leading

warehouse spaces in Grand Cayman.

commercial

developers,

also

CICA Tel: (345) 949 2350 EZShip Cayman Ltd. Tel: (345) 640 0900

Mail Boxes Etc. Tel: (345) 745 1400 Miracle Brokers Tel: (345) 949 5989 Seaboard Marine Tel: (345) 949 4977 Sta-Mar Enterprises Tel: (345) 949 2399

No. 1 Shoe Shop

L I V I N G I N C AY M A N

Shoe Repair

Internal and Traditional Drive-up storage available. Island’s best solution for short and long term storage!

Tel: (345) 949 5595

Storage Units & Warehouse Space The companies listed below have multiple fully-managed warehouses. Box Buddies Tel: (345) 526 2697 Email: info@boxbuddies.ky Mini Warehouse 2 Ltd. 246A Industrial Park, George Town PO Box 11637 APO Grand Cayman, KY1-1009 Tel: (345) 949 7750 Email:miniwarehouse2info@candw.ky www.miniwarehouse2.ky Mini Warehouse 2 Ltd. has over 30 years of experience serving people and businesses of the Cayman Islands, helping keep their belongings safe. Their three locations (one in Industrial Park and two opposite the Strand Shopping Centre on West Bay Road) offer short-term and long-term storage options with climate and non-climate-controlled units (in sizes from 5’ x 5’ to 10’ x 20’). Their

www. c a y m a n r e s i d e n t . c o m

219

Being

Green

Photos courtesy of Design Cayman, Guy Waller and Julie Corsetti

Ways to live a greener lifestyle at home and at work, including how to recycle and what’s happening with Cayman’s waste management.

BEING GREEN

Being Green in Cayman

221

Waste Management in Cayman - The Landfill Site & Project ReGen

2 21 221

Sustainable Eating

222

At Work 224

220

At Home - Reduce, Reuse, Recycle & Refuse - Recycling

224 224 224

Recycling Locations

225

When Building

226

Powering your Home - Solar Power & Solar Power Storage - Home Energy Storage - Solar Farms & Geothermal Systems

226 228 228 229

Swimming Pools

229

Get Involved in the Green Community

229

CAYMANRESIDENT 2022

ver the past few years, Cayman residents have begun to express a real concern towards our environment. We have seen Caymanians make a significant shift towards thinking in more eco-friendly ways, where sustainability and environmental vulnerability now takes precedence over convenience and efficiency that creates endless amounts of waste. This new change of heart may have been due to hidden environmental damages now becoming visible to everyone, such as the height of ‘Mount Trashmore’. Perhaps it is this frustration towards failed recycling strategies, overdevelopment, unfulfilled sustainability promises, ignorance around the value of mangroves, the lack of climate change awareness and more, that has led locals and residents alike to feel a sense of environmental urgency in 2022. The Global Conservation Collective In July 2021, a group of global conservationists, The Conservation Collective (CC), turned their attention towards environmental protection of the Cayman Islands. Founder, Ben Goldsmith, acknowledged that only 3% of donated funds from local organisations are directly given to environmental causes in Cayman. The CC is currently seeking methods of raising funds from individuals and businesses who have a dedicated interest in improving and overhauling the state of Cayman’s environment in a positive way. They have offered to help coordinate the creation of new, local foundations to raise funds, particularly for protection and conservation efforts, such as preserving the mangroves. They’re aiming for $100,000 worth of ‘donor commitments’ by early 2022, with 12 funds currently in their network that donate towards

what they deem ‘effective’ grassroots environmental initiatives. We hope their intervention empowers and strengthens the environmental strategies already present in our local community, so that they can have a much greater impact.

Another ever-present problem is the issue of littering. Residents are reminded that under the Cayman Islands Litter Act (1982), anyone caught littering is subject to a CI$500 fine or six months imprisonment. We encourage all residents to take part in community clean-ups. If you have a dog, take a plastic bag with you and pick up rubbish when you walk them. Alternatively, get involved with Plastic Free Cayman and their monthly beach clean-ups, which are well publicised and show just how much plastic and other rubbish washes up on Cayman's beaches. If you are looking for more information on how to limit the waste you produce and further your knowledge on Cayman's environmental state, the student organisation Protect Our Future draws attention to such issues in a comprehensive way. Visit www.protectourfuture-eco.com to get involved in making a change in Cayman's ecosystem.

WASTE MANAGEMENT IN CAYMAN

Present & Future of the Landfill Site As aforementioned, one of the most pressing environmental issues for the community is the George Town landfill site, a government facility that manages the waste residents and businesses on the Islands produce. The 90ft mound can be seen from offshore and is visible to locals, residents and visitors every day. It is evidence of the waste-legacy of many generations. The proposed plan to tackle Cayman’s ever-growing landfill site is to create a comprehensive Integrated Solid Waste Management System (ISWMS) as a public-private partnership. It will include a new landfill that will be properly lined,

and all incinerated waste will be disposed of correctly in the small, controlled site. Government is hoping that this will be a final successful attempt at 'fixing the dump', which has been promised for decades. Operations will be split between the Department of Environmental Health (DEH) and a private consortium of companies, led by DART Enterprises. Together they will take over responsibility for the treatment of all waste management at a new site adjacent to the George Town landfill for the next 25 years. Once completed, the project will not only turn the George Town landfill site into a remediated green space, it will also see the construction of a new waste management facility located in a 34 acre area immediately south-west of the landfill, which will manage all recyclable and non-recyclable waste for Grand Cayman, Cayman Brac and Little Cayman. Project ReGen As of March 2021, work on the Integrated Solid Waste Management System (ISWMS, rebranded as ‘Project ReGen’) began. ReGen is projected to take three and a half years to complete. Works on the new ISWMS will be constructed between 20222024. The ReGen project hopes to create a long-term, sustainable waste management solution with improved recycling, including the repurposing of materials that aren't recycled into electricity, and the promotion of movement up the 'waste hierarchy'. At an expected cost of just over CI$200 million, subsidised by DART, it is expected that nine newly created integrated facilities will have the capacity to divert up to 95% of waste from the landfill, in alignment to the National Solid Waste Management Strategy (2016). The electricity generated will be sold to the Caribbean Utilities Company (CUC), and it is estimated that this will contribute approximately 7.6 megawatts (MW) to the local grid. This translates to approximately 8% of the country’s electricity needs. At the facility’s recycling area there will be bays to collect and bale various recyclables, such as

www. c a y m a n r e s i d e n t . c o m

221

BEING GREEN

E-Waste & Landfill Fires The George Town landfill, what is happening with it and the problem of littering has again dominated conversations in 2021. Another concern surrounding the landfill, in addition to worries about the size of it, are the frequent fires caused by issues such as the improper disposal of electronic waste, also known as ‘e-waste’. E-waste are technological materials such as mobile phones, wires and batteries, that are built in obsolescent ways, meaning they cannot often be properly recycled. In January 2021, a fire broke out at the George Town landfill due to an old cell phone battery catching fire. Although thankfully this was a small surface fire, workers will have to remain vigilant to prevent more serious fires in the future. See page 225 for more information on how to properly dispose of electronics.

Being Green in Cayman Cayman is already benefitting from the environmental awareness and legislation from other countries, as larger producers take responsibility for making their products more sustainable. Concern among locals for environmental protection has also grown exponentially; over 83% of those who took part in Amplify Cayman's 2021 environmental impact survey expressed concerns that pollution in Cayman, especially in the natural environment, is not being treated by officials with the utmost importance. Yet, this change of heart, as well as the production of sustainable products, remains crucial to slowing the increasing flow of rubbish to the landfill. Whether you own or are renting a home, making environmentally-friendly choices will help preserve our beautiful Island. The Government is making efforts to shred used tyres, recycle materials and bale scrap metals so that these objects do not take up valuable space in the landfill, whilst also trying to educate both schools and the general public on the importance of home waste reduction. Nevertheless, these changes rely on the participation of Cayman’s population, and people are urged to make the attitude and lifestyle changes required in order to reduce waste, and its environmental impact.

number 1 and 2 plastics. The facility will also provide composting areas on all three Islands for horticulture/yard waste, and there will be a reuse centre where people can deposit functional (but unwanted) goods and furniture. There is also an educational aspect to the project: a significant amount of work needs to be done to educate the public so that current habits are changed, and more environmentally-friendly recycling practices are encouraged across the three Islands. Until then, the landfill will continue to expand laterally after the height capacity has been reached, with hopes of closing following the design, construction and commissioning of a fully up-and-running sustainable waste management system.

BEING GREEN

SUSTAINABLE EATING

A significant factor of sustainable living includes making the right choices when it comes to food. In Cayman, much of our food is imported, and a considerable amount of energy, fuel and water is used in the entire process of growing, distributing, storing and cooking our food. Although choosing local produce is a great way to offset this energy from being used, in Cayman we do not always have the option to do that. Consciously eliminating food waste, however, can have the same desired effect of indirectly slowing down global warming and deforestation. Saving food also saves money, and by reducing the amount of food that you throw away, you are also reducing packaging waste that will end up in the landfill. There are several ways to reduce food waste:

> Check your pantry and fridge before you do your grocery shopping so you know what food you already have. > Meal prepping is a great way to eliminate waste. > Learn how to store your food properly as this can help it stay fresh for longer. > If you can’t use it right now, freeze it for later!

222

CAYMANRESIDENT 2022

Choose Local While it is unlikely that Cayman will ever stop relying on imported food, the local agribusiness is flourishing. A wide variety of fresh produce can be bought at the Hamlin Stephenson Market at the Cricket Grounds next to the cricket pitch in George Town (Monday–Saturdays from 7.30am–6pm) and from the Camana Bay Farmers Market on Wednesdays. During high season the market, located on the Paseo, offers farm produce and locally created artisanal goods and runs from 10am until 7pm. In summer, the town’s harvest market is located under the solar array across from Jessie’s Juice Bar, offers farm-fresh goods from 10am to 4pm. Also, Cayman Farm & Garden (Patrick Panton) sells a variety of fresh fruit, leafy greens, vegetables, fresh chicken, eggs and seafood from his farm in Bodden Town. He is always at the Farmer's Market on Saturdays but he also has a thriving business doing home deliveries. He can also be found at the Camana Bay Farmers Market. Email: patrick.caymanfarmandgarden@gmail. com and ask to be put on his mailing list, then when you are ready to order you email him on orders.caymanfarmandgarden@ gmail.com. You can also call him on (345) 526 4231 or visit www.facebook. com/caymanfarmandgarden for more information. Bluff Farms, located in Cayman Brac, provides the finest pedigree goat breeds, raised outdoors in the most ideal environment on the Bluff. Their lean and fresh meat is readily available to purchase at an affordable price at the farm in Cayman Brac and in Grand Cayman, for delivery/in-store pick up at 209 Cannon Place. Email: sales@blufffarms.com or call (345) 926 3665. Refer to the Food & Drink chapter for more information on locally produced goods. Grow Your Own Following the success of the green iguana cull, gardens Island-wide are flourishing as they are no longer losing flowers and foliage to these pests. There is a whole range of fruit and vegetables you can grow including tomatoes, leafy greens, herbs,

eggplants, melons, bananas, mangoes and much more. The ideal growing season is November–April when it’s cooler and drier, however, you will need to water the plants regularly and look out for pests. You can pick up seeds or baby plants from any of the local nurseries, plus soil, organic pesticides and gardening tools. See the Shopping chapter for a list of garden centres. Shopping Green When grocery shopping, make sure to buy the products with the least packaging, choose glass or other alternatives to plastic, and take canvas bags instead of paying 5¢ for a plastic bag. Alternatively, shop at Hurley’s where they have ditched single-use plastic bags altogether after discovering they were distributing 800,000 a year. They now offer reusable, recyclable and biodegradable paper bags in their place. Most of the supermarkets sell organic food and some, like Kirk Market and Foster’s sell a wide selection of both locally grown and imported organic produce, as well as organic meats, frozen food, gluten-free and luxury food. On the drink-front, Flowers Bottled Water ( S E E AD PA G E 140) produces delicious, filtered, chlorine-free water that they sell in large 5-gallon bottles which you can buy in most petrol stations or have delivered directly to your home or office. You can further reduce your plastic pollution by installing a Koola bottle-less water cooler. It acts like a mini water purification plant, connecting to your building’s water supply and filtering out chlorine, lead, phosphates and bacteria. For those who like to drink beer, White Tip Lager is a joint venture with the Department of Environment and the Guy Harvey Ocean Foundation with a portion of the profits being donated to shark conservation work in Cayman’s waters. Another local brewery, 19-81 Brewing Co., produces three quality craft beers as well as other limited-edition beers produced in collaboration with local farmers. For more information see the Local and Specialty Beer section in our Food & Drink chapter.

Composting Composting – the natural biodegradation of organic materials – is a good way to recycle your leftover food and food scraps. Compost is primarily used as a fertiliser in soil, and can be useful to farmers, landscapers and nurseries. If you enjoy home gardening, making your own compost will certainly save you money on mulch and potting soil and it is a relatively easy activity to manage. Composting systems, typically described as ‘bins’, come in a variety of different sizes, but you can also make your own. A.L. Thompson’s ( S E E AD PA G E S 203, 239, 241 & 243) usually has composting bins in stock.

BEING GREEN

AT WORK

For the most part, work environments sit empty at night, so it is a waste of both energy and money if things are left on. Take these steps to ensure that your work environment is greener: turn off lights and air conditioning, and shut down computers before you leave at night. Set computers to energy-saving mode and don’t use screensavers – rather switch off your monitor. Eliminate unnecessary power use or ‘phantom power’ – the term used to describe the way devices use and waste electricity when they are not on – by unplugging electronics when not in use. Whilst at work, only print when necessary and print on both sides of the page when possible. Send e-cards for birthdays and special events rather than printing invitations. Collect office newspapers and take them to the Humane Society or One Dog At A Time. Stock the break room or office kitchen with reusable dishes and silverware and buy coffee, sugar and other consumables in bulk to avoid extra packaging. Cartridge Smart (Tel: (345) 323 4313), a subsidiary of JUNK Cayman, will recycle and refill any printer cartridges, from small personal printers to large professional copiers. E-Waste Cayman Islands Ltd. Electronic Recycling (Tel: (345) 916 6764 or (345) 325 5033) collects most old electronic equipment and recycles it in an environmentally-friendly way.Customers 224

CAYMANRESIDENT 2022

can schedule an appointment to collect electronic waste on their website, www.ewaste.ky. They also offer a free pick-up service for most old electronic equipment. Kirk Office ( S E E AD PA G E 78) (Tel: (345) 623 5475) sells an array of FSC certified paper and recycled products in addition to a range of Energy Star certified electronics. They also accept your used batteries, ink and toner cartridges for recycling. Kirk Office also accepts old computers, printers and photocopiers for recycling. Encourage your employers to install JUNK (Tel: (345) 325 5865) 'Recycling Made Easy' recycling bins at your office. JUNK will assist you to install a programme that is tailor-made for every workplace, large or small. If your office has regular suppliers, check for sustainability. AT HOME

Whether you own or are renting a home, making environmentally-friendly choices will help preserve our beautiful Island. Reduce, Reuse, Recycle & Refuse The George Town landfill on Grand Cayman, known to some residents as 'Mount Trashmore', has started to undergo restoration and remediation as of this year. It is estimated that 2,000 tons of solid waste is added to the landfill each week. With each resident in Cayman adding around 2,775lbs of waste to the landfill each year, it is essential that we all strive to reduce, recycle, refuse, and reuse our waste. All the major supermarkets on the Island now sell reusable woven shopping bags and charge 5¢ per plastic bag. They still offer plastic produce bags in the fruit and vegetable aisles and these are ending up in the landfill by the thousands. Refuse Styrofoam – it cannot be recycled and is one of the biggest culprits of ocean pollution. Say no to single-use plastics, such as shopping bags, plastic produce bags, plastic straws, utensils, and disposable coffee cups. Buy mesh produce bags for fruit and vegetable purchases, reusable coffee cups and glass or stainless steel straws. Reusable straws

are available at Bon Vivant, Jessie’s Juice Bar, Foster’s and Kirk Home Centre. Reducing the amount of waste we personally generate ultimately reduces the amount of waste we send to the landfill. Recycling Recycling benefits the environment in a number of different ways. It reduces the amount of waste that is sent to landfills and conserves natural resources (such as water, timber and minerals). There are currently eight recycling depots across Grand Cayman; five of which are located at the Island’s major supermarkets. In 2021, Grand Harbour decided to close its recycling depot; however the DEH have now opened a depot at the BarCam Service Station in Red Bay, to serve the residents of the Prospect area. After recyclables are placed in the multi-coloured bins at any of the eight depots across the island it is then taken to the DEH recycling centre at the George Town landfill. Once the recycling has been separated and baled it then goes on a transatlantic trek to its final destination in Florida, where it is distributed to various waste processing facilities. Remember to wash items before depositing as contents can contaminate the entire recycling bin. Labels and caps must also be removed from bottles as often these cannot be recycled. It is essential that no additional waste items are disposed of in recycling bins as they contaminate the recyclables and could cause them to be landfilled. Residents can recycle the following items at each of these locations: a) paper and cardboard, b) clean metal food cans (steel and aluminium), c) glass bottles and glass containers and; d) PET/ PETE and HDPE plastics (Numbers 1 and 2). Be sure to check the bottom of containers for codes such as PET, PETE and HDPE or the 1 and 2 symbols. Read the signs at each depot and follow the instructions carefully. Remember to separate your waste at the source. Make sure everything has been rinsed out and is clean, and don’t put plastic wrappers, plastic bags and cling wrap in with the

homes in Cayman have. Foster’s and Kirk Market lead the market in supplying safe cleaning products.

RECYCLING LOCATIONS: ALUMINIUM CANS GLASS CONTAINERS

Top Tips for Being Green Small choices can make a difference, so here are some ways you can reduce your impact on the environment:

> > > > > > > > > > > >

PLASTIC (NO. 1 AND 2) MIXED PAPER & CARDBOARD

❑ ❑ ❑ ❑ ❑ ❑ ❑ ❑ ❑

Purchase reusable bags to take with you to the grocery store Purchase food and cleaning items in bulk Buy glass food containers and reuse them Invest in high-quality, long-lasting products Take your own reusable containers when you get takeaway food Use your own reusable cups for your daily coffee or smoothie Avoid disposable cutlery Avoid toiletries that contain microbeads

www.deh.gov.ky The DEH oversees all of the Islands recycling. Other services that DEH provide include management of food hygiene and safety, district sanitation and rodent control, engineering and developmental control, solid and hazardous wastes including waste collection, recycling and disposal and public education and promotion

> > >

programmes. S EE AD PA G E 223

Cleaning Products Environmentally friendly cleaning products are becoming more common in Cayman’s stores. These green products clean just as well as their harsh chemicalladen counterparts, but are made entirely out of natural ingredients which are nontoxic, free of phosphates, fillers, fragrance, chlorine, dyes and NPE. They are not tested on animals, nor do they contain animal additives. Another added benefit of these green products is that they are far better for the septic tank systems that most

> >

Swap to non-plastic alternatives e.g. a bamboo toothbrush or a moon cup

> > > >

Government Administration Building North Side Civic Centre, North Side George Dixon Public Park, East End BarCam Service Station, Prospect All five district parks

❑

Small household batteries: place in the blue tubes at Foster’s, Cost-U-Less, some public businesses and condos

❑

Rechargeable batteries (computer, camera and cell phone batteries): drop off at Funky Tangs or BrandSource for shipment to the US for recycling

Avoid products with palm oil Drink Flowers Bottled Water or tap water,

the chlorine from tap water

ELECTRONIC WASTE

Be mindful of water usage and install a ‘low

machine when you have a full load

Deliver to the DEH landfill public dropoff, call Recycling Services (Tel: (345) 547 6654), JUNK Removal and Recycling (Tel: (345) 325 5865) or E-Waste Cayman Islands Ltd. (Tel: (345) 916 6764) for stripping and

Set the A/C thermostat at the highest

recycling in the US

❑

flow’ shower head to save water Use a drying rack or clothesline to dry clothes, rather than a dryer Only use the dishwasher and washing

temperature you feel comfortable with

BOOKS & OLD CLOTHING

Conserve energy by turning off lights, fans

❑

and electronic equipment when not in use Use rechargeable batteries Recycle newspapers and towels by taking them to the Humane Society and donate

Some public and private schools

Lead acid car batteries: Drop off at the DEH Landfill, garages or retailers

Filter’ from www.ionfaucet.com to remove

Kirk Market

❑

bottles. Consider installing a ‘City Water Tel: (345) 949 6696

All Foster’s locations

BATTERIES

Choose eco-friendly cleaning products

which is perfectly safe, and use refillable

Department of Environmental Health (DEH)

Camana Bay Recycling Centre

Drop off at the Humane Society, One Dog at a Time, the Red Cross, the New To You Bargain Shop or BLESSED

VEGETABLE & YARD WASTE

magazines to the hospital

❑

Recycle old printers and laptops by donating them to schools or charities

Drop off at DEH landfill (they will mulch it) or start your own compost

VEHICLE TYRES & OIL

Return clothes hangers to dry cleaners

Drop off at DEH landfill

Take second-hand clothes to the Humane

❑

Society, One Dog At A Time or the Red Cross

Residents can also deposit recyclable items at the 24-hour drop-off site located at the front of the George Town landfill. There is no fee for this service and assistance is provided during regular business hours.

Share rides, use public transportation, walk or cycle when possible Compost where possible

www. c a y m a n r e s i d e n t . c o m

225

BEING GREEN

Numbers 1 and 2 plastics. Recyclables in Cayman Brac and Little Cayman are safely stored at their respective landfills until arrangements are made for shipping to Grand Cayman for further processing. As mentioned previously you can also get JUNK to help make your recycling easier. From as little as CI$50 per month, Junk collects recyclables – numbers 1 and 2 plastics, cardboard, glass, aluminium and tin cans – every week, from your home or office. Junk also does single event recycling and offer stackable bins, mainly for residential and small business use and larger bins that are used externally for larger recycling needs. Contact JUNK on (345) 925 4374, email: info@junk.ky, Operations (345) 325 5865 or manager@junk.ky. If you have old electronic equipment, such as computers, keyboards, and cables, E-Waste Cayman Islands Ltd. (Tel: (345) 916 6764) will collect them and recycle it. Fees to collect electronic waste range from USD$45 to USD$175, depending on the nature of collection.

Being a Green Family In order for your kids to value the importance of recycling, you must lead by example. The more fired-up you are about recycling, the more interested they will likely be about participating. Kids should feel recycling is an exciting way to help protect the Earth! If you plan on making recycling a regular chore for your kids, incentivise it by rewarding them with fun activities such as trips to the beach or park. Take some time when you visit the beach to pick up some trash and help keep Cayman looking beautiful.

certification programme for homes – is available, thanks to local company GreenTech Group. If you are thinking about designing and building a green home, consider the following steps:

www.flowersgroup.com

1) Find a design-builder who has proven

components and custom shapes and signs.

experience with green homes in Cayman; 2) Use key building products like Insulated Concrete Forms (ICF) such as Fox Blocks which are manufactured here locally, Spray Foam Insulation, low VOCs materials and finishes, Impact/Insulated windows, Watersense rated plumbing and Energy Star rated appliances; 3) Own your own energy. With the growing

BEING GREEN

Household Appliances The most environmentally friendly fuel source available in the Cayman Islands is propane. Home Gas (all three Islands) and Clean Gas (Grand Cayman only) are the two providers available. Both offer installation, service and delivery, whether residential or commercial. They work with their customers throughout the whole process of designing, installing and maintaining a propane system. Both companies can also offer propane and product guidance for any and all indoor and outside appliances.

demand for alternative energy sources, utilise

solar

energy

your

home

from companies like GreenTech Solar. Alternatively, try a geothermal cooling system.

Companies

GeoCayman

can help you cool your home much more efficiently than traditional air conditioning systems – saving you substantial energy and money. See page 229 for more information.

Please also refer to the Building a Home chapter for more information. Design (Cayman) Limited 125 Owen Roberts Drive, Breezy Castle

Dry Cleaning When you need dry cleaning done on Grand Cayman, Island Cleaners (Tel: (345) 949 5391) and Puritan Cleaners (Tel: (345) 949 7104) are both eco-friendly companies that use environmentally safe dry cleaning products, recycle hangers and offers a same day service, if needed. Fluff ‘N’ Fold (Tel: (345) 943 5833) in Camana Bay also uses energy-efficient equipment, non-toxic chemicals and recycling programmes to reduce their impact on the environment.

Tel: (345) 949 2800 Email: info@design-cayman.ky www.design-cayman.ky At Design (Cayman) Limited, their team knows: 'The Art of Building', a focus that enables clients to feel deeply understood, leading to projects that deliver beyond expectations and to truly bring satisfaction and joy. Serving Cayman for 14 years as leaders in innovative and green design and building, Design Cayman services Management,

Development

and

Master

Additions and Architect Led, Design, Manage

Innovative geothermal and solar technologies are now available in Cayman and are being integrated into residential and commercial properties. In addition, Cayman is one of the countries outside of the USA where LEED – a green building 226

CAYMANRESIDENT 2022

Flowers Group supplies state-of-the-art, locally

manufactured

building

products

including Insulated Concrete Forms (ICF), foam flat sheets, steel stud and tracks, architectural S EE AD PA G E 255

POWERING YOUR HOME

Fossil fuel costs to power our homes will only continue to rise as supplies dwindle worldwide. Electricity is already costly in the Cayman Islands, and as small Caribbean countries don’t have the bargaining power of larger countries, they will be the hardest hit as oil reserves become more limited. Cayman’s goal of obtaining 25% of its power from renewable resources by 2025 has raised discussion for alternative ways of doing this. Wind turbines measuring 300ft have been considered but face problems with height restrictions of 250ft anywhere within a 10 mile radius of the airport. There are also concerns that their height would interfere with Cayman’s Doppler radar station. While solar power remains a trusted option for renewable energy, with rising fuel prices and increasing air conditioning costs, interest in geothermal energy cooling systems is also on the rise. Other renewable energy sources proposed include the use of Ocean Thermal Energy Conversion Technology (OTEC). However, concerns surrounding the ocean thermal energy plant (such as it was not yet commercially proven or financially feasible) led to a halt in the project progressing.

include: Architecture, Interior Design, Project Planning, Virtual Design, Renovations and

WHEN BUILDING

The Flowers Foam Products division of the

and Build). S EE AD PA G E 252 Flowers Group 184 Seymour Road, Industrial Park Tel: (345) 623 0000 Email: customerservice@flowersgroup.com

Solar Power Significant improvements are being made in the solar energy industry every year and Cayman is the perfect location to harness the power of the sun. Solar energy can be harvested in two ways: solar photovoltaic (PV), which converts sunlight into electricity and solar thermal, which heats water. The initial costs of purchasing these

systems are significant and currently the Government does not offer subsidies as an incentive. But an encouraging point to note however, is that renewable energy equipment such as solar panels are in fact duty-free for residential homeowners. Affordable Solar (Tel: (345) 546 6686) provides a wide range of services and sells energy storage systems, off-grid solar systems and solutions. Solar Power Storage Although Cayman enjoys over 300 days of sunshine, you will need to consider an alternative source of power should there be no sun. One such option is the Tesla Powerwall battery. These rechargeable lithium-ion batteries are wall mounted and can be stored either outside your home or inside your garage. Tesla Powerwall batteries can help provide financial savings by charging and storing energy. They also assure power in the event of a power outage, instead of having to use a generator.

BEING GREEN

Looking to save up to 60% in your cooling costs and reduce your hot water bill? Make the switch to geothermal.

Solar Grid-Tie Systems CUC has multiple renewable energy programmes. The Consumer-Owned Renewable Energy (CORE) Programme was created to purchase electricity produced via renewable energy from approved customer applicants. The Distributed Energy Resource (DER) Programme is also a programme where CUC purchases energy produced by consumer-owned renewable energy systems, the major differences being that: > CUC only purchases whatever energy is not utilised by the consumer (excess energy); and > this programme is not 'subsidised' by CORE consumers; the CORE Programme allows CORE-customers to receive 'credit' when they sell excess electricity to CUC, which is then re-exported back into the grid for them to benefit. This credit may vary based on CUC's avoided costs, such as for fuel, oil and lubricants. If such avoided costs fall, so will CORE credit amounts per kilowatt hour exported to

Geothermal systems only use the islands’ naturally cooled ground water and a small amount of electricity to generate A/C for your home, drastically reducing your non-renewable energy consumption.

Naturally Cool

Chris Creighton (345) 526 1832 Ccreighton@geocayman.ky www.geocayman.ky 228

CAYMANRESIDENT 2022

the grid. If prices rise, CORE consumers should expect higher credits per kilowatt hour exported to the grid. All consumer owned renewable energy programmes are dependent upon available capacity. The electricity regulator, The Utility Regulation and Competition Office (OfReg), is responsible for approving any additional capacity for all renewable programmes in the Cayman Islands. Currently, the electricity grid capacity that was allocated to the CORE Programme has been oversubscribed. OfReg states that it is currently consulting on allocating more capacity to enable the grid to accommodate more customerowned distributed generation systems. This additional capacity will be made available pending the implementation of CUC's previously approved 20 megawatt (MW) Battery Energy Storage System (BESS). For more information, visit www.cuc-cayman.com/customer-service/ renewable-energy. Home Energy Storage Systems Intelligent technology can be used to power your home if you need to be off the grid. These compact systems can be easily adaptable to your individual needs. Affordable Solar Tel: (345) 546 6686 Email: info@affordablesolar.ky www.affordablesolar.ky

Solar Farms The 5MW Solar Farm is the first commercial solar project in the Cayman Islands. It was completed and commissioned in June 2017 and is located on a 20-acre site in Bodden Town, Grand Cayman. The farm comprises 21,690 polycrystalline photovoltaic (solar) modules, each with a DC-rated capacity of 305 watts. The facility is connected to CUC’s Bodden Town Substation and provides energy to power approximately 800 homes with clean, renewable solar energy. Additional solar farms and possibly wind

Tel: (345) 949 8324 Email: info@greentechsolar.ky

GeoCayman One Capital Place, Shedden Road Tel: (345) 526 1832 Email: ccreighton@geocayman.ky www.geocayman.ky GeoCayman provides energy-efficient, lowcost Geothermal cooling solutions for both commercial and residential properties in the Cayman Islands. Visit their website to learn how you can see a reduction of up to 50% in your cooling and maintenance costs by swapping to a geothermal system. S EE AD OP P OSI T E PAG E SWIMMING POOLS

As a pool owner, there are several steps you can take to help keep your energy bills down:

> Cover it up

A pool cover will reduce heat

www.greentechsolar.ky

loss, water evaporation and chemical

GreenTech provides solar panels and storage

consumption by up to 70%. It also helps

solutions, installed by their professional team.

keep your pool clean.

Visit their website to get a quote for solar

> Think about the pump A pool filter pump

product installation and learn more about the

is the second largest consumer of energy

services that they offer.

in a home behind your A/C. If you install a two-speed, variable speed or solar

Geothermal Cooling Systems Unlike common central air conditioning systems that distribute cool air into your home through heated gas and refrigerants, geothermal cooling systems are known to have lower operational costs and last up to 10 years longer than conventional A/C. Geothermal cooling systems work by removing heat from your home and/ or workplace building, which is then transferred to your water pipe systems buried beneath your house or in the yard. The result of this is a cooling, ‘air conditioning’ type effect as a process of

powered pump, it will pay for itself very quickly with energy savings.

> Environmentally

friendly

products

Consider using a chlorine generator, which turns ordinary salt into chlorine and is kinder to the environment and your skin. Use LED lights for lighting, as they use far less energy than incandescent bulbs.

To find out more about swimming pools and how to maintain them, contact Oasis Pool & Spa (Tel: (345) 945 7665 or visit www.oasis.ky) or Pool Patrol (Tel: (345) 949 8543 or visit www.poolpatrol.ky).

GET INVOLVED IN THE GREEN COMMUNITY

For more information related to cleanup days and other green events, make sure you download the What's On Cayman app from the Apple or Google Play stores. Plastic Free Cayman The Plastic Free Cayman movement continues to grow. This not-for-profit NGO has caught the community’s attention and people are now more than ready to refuse single-use plastic bags, plastic straws, and take reusable water bottles, cups and containers with them to refill and use. Visit www.plasticfreecayman. com or email plasticfreecayman@gmail. com to learn more about the movement and ways to get involved. Earth Day Cleanup An annual event in Cayman, the Earth Day Cleanup, draws hundreds of volunteers to collect litter and debris from Cayman’s roadsides and beaches. Visit www. caymanchamber.ky to find out when the 2022 event will take place. The National Trust The National Trust for the Cayman Islands has been protecting the future of Cayman’s heritage and environment since 1987. The Trust is a not-for-profit NGO created to preserve the history and biodiversity of the Cayman Islands. The Trust runs environmental, historic and educational programmes including the Mission House, Blue Iguana Conservation, guided nature walks of the Mastic Trail and volunteer projects. Being a member allows you access to voting privileges at general meetings. Other perks include priority booking on local tours, discounts on local Trust events, and much more. For more information contact membership@nationaltrust.org. ky or visit www.nationaltrust.org.ky/getinvolved/become-a-member/.

THE

GreenTech Solar

removing heat from the circulated air, transferring that heat back to your water systems in the ground, and then returning the newly cooled air back into your home. In 2013, the NCB Group launched GeoCayman as an exclusive dealer of GeoComfort Geothermal systems. If you are looking to save on cooling costs by swapping to an energy-efficient system with a longer lifespan, GeoCayman can help.

Tell them you saw it in the

www. c a y m a n r e s i d e n t . c o m

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BEING GREEN

farms in the Cayman Islands would lessen our dependency on fossil fuels and decrease the $153 million we spend on importing diesel fuel each year. CUC’s Integrated Resource Plan (IRP), approved in early 2019, calls for new technologies to be introduced, including significant amounts of solar and wind power and the procurement of natural gases. Other technologies considered include the conversion of existing generating units to operate as dual fuel engines, the deployment of appropriate amounts of energy storage, and the integration of a municipal solid waste-toenergy plant. The IRP dovetails with the National Energy Policy (NEP) and will give shape to the energy generation plans for Grand Cayman over the next 30 years. However, both the IRP and NEP call for a significant increase in renewable energy projects over the next 10 years. If you are interested in swapping to renewable energy sources or installing solar panels in your home, the following company can help:

Home Improvements

H O M E I M P R OV E M E N T S

Home Improvements - Make A Return On Your Investment

230 230

Before You Begin

232

Construction Management

234

Interior Designers

234

Indoor Improvements - Kitchens - Bathrooms - Colours & Accessories - Doors & Windows - Curtains, Draperies & Blinds - Flooring, Tile & Carpet - Home Automation & Electronics - Painting & Roofing Contractors

238 238 238 240 240 241 241 242 243

Outdoor Living & Gardens - Landscapers - Garden Trends

244 244 244

Swimming Pools - Pool Safety For Kids

245 245

Four key questions to ask yourself before renovating: 1.

Is the project a good investment?

2. How will the project impact your home’s appraised value? 3. How long do you plan to be in your home? 4. How strong is the resale market in your neighbourhood?

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CAYMANRESIDENT 2022

Photos courtesy of Living.ky

Home renovation tips, suggestions for interior designers, kitchen, bathroom, flooring, doors, windows, swimming pool installers and more.

HOME IMPROVEMENTS

Improving the exterior and interior of your home on a regular basis is essential for maintaining its well-being over time and can also add value if you plan on selling it in the future. Alternatively, renovating a home can simply be about your desire to stay in step with modern aesthetics. Whether it is a simple, do-it-yourself project or a full-scale renovation, the Island’s impressive selection of professional craftspeople, contractors and homeware stores can help bring your vision to reality. Make a Return on Your Investment The kitchen and bathroom(s) are two rooms you must examine carefully when you first look at a home. These rooms are usually the costliest to remodel, but they are far more likely to pay for themselves if you ever choose to sell your house. You can typically recover up to 80% of your investment when you spend your money on an upgrade to your kitchen or bathroom. However, not all remodelling projects yield a return. Swimming pools, for instance, come with an expensive installation fee and on-going maintenance costs that can quickly add up. In a warm climate like Cayman, pools can increase your home’s resale value – but only marginally and you likely won’t make a return on overall investment. Remember that a home improvement project need not be costly, as this does not always equate to value added. Often it is the minor upgrades that are not only the most effective in improving the appearance of your home but producing greater dividends in the long run. Instead of overhauling your entire kitchen, you could repaint the walls, change the backsplash and upgrade a few appliances to give

LIVING.KY FURNISHING DREAMS LIVING.KY’S DESIGN EXPERTS ARE READY TO HELP YOU ENVISION AND CREATE A WONDERFUL SPACE WITH OUR COMPLIMENTARY INTERIOR DESIGN SERVICES. AS PART OF OUR CUSTOM FURNITURE PACKAGES, OUR INTERIOR DESIGNERS DEVELOP DIGITAL FLOOR PLANS AND PRODUCT VISUALIZATIONS TO BRING YOUR VISION TO LIFE. WE PRESENT PACKAGE OPTIONS AT VARYING PRICEPOINTS, HELPING YOU TO TRANSFORM YOUR HOME WITH A PROFESSIONAL, PERSONAL TOUCH. ON DELIVERY DAY, ENJOY THE EASE OF

FREE DELIVERY AND INSTALLATION SO YOUR SPACE IS READY FOR LIVING. • • •

H O M E I M P R OV E M E N T S

24 PASADORA PLACE, SMITH ROAD GEORGE TOWN, GRAND CAYMAN WWW.LIVING.KY (345) 233-8700

www. c a y m a n r e s i d e n t . c o m

231

the room a fresh new look. When considering what the result of your home improvement project will look like, give strong consideration to how long you intend to be in your home. If it is not going to be for the long-term, it may be wise to avoid spending a great deal of money on trendy or unusual design schemes.

BEFORE YOU BEGIN

Create Your Vision - Do your research and

draw on many sources for inspiration. Use traditional interior design magazines and TV shows, or websites such as Pinterest and Houzz, which are home to thousands of interior design ideas, interior designers, and trades people who will often showcase their portfolios. You can also create vision boards; a great tool if you’re working with an interior designer, as they help you to understand each other’s vision. When improving a room, you need to think about the space as a whole, rather than focusing on individual items you

H O M E I M P R OV E M E N T S

like. You may like a light fixture you saw on holiday, the blinds you saw in a magazine or be nostalgic for granny’s old side table, but you must ensure that whatever you do is harmonised with existing design elements in your home. Have a Plan - A common mistake made by homeowners is to walk blindly into projects without doing some strategic thinking beforehand, particularly about how you plan to pay for the remodel, new furniture or fixtures. First and foremost, you must have an appropriate plan of action, which should include either a written scope of the proposed project or, for more complex projects, a set of drawings that include a detailed construction schedule, providing a clear visual representation of the works required and the estimated time and money needed to complete them. Get it in Writing - Proceeding on home updates without having an adequate written agreement in place with your contractor or project manager leaves

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CAYMANRESIDENT 2022

both the scope and the quality of the work open for interpretation by them and/or the subcontractor(s). This is a guaranteed recipe for disappointment and even disaster! In addition, all of the participating parties need to have a clear and comprehensive understanding of precisely what is going to be involved. Decide what will add the most value for the dollars spent (as it is possible to cut costs without necessarily having to cut corners), determine what order the updates should take place in, and finally assume the worst-case scenario for how much the final cost might turn out to be. Manage Your Costs - The more detailed the information is about what you desire, the more accurate your cost projections will be. However, it is still important that you have a healthy margin of overage in place for any potential cost overruns or unexpected expenses. One easy way to keep your project in check is to banish the words ‘while you’re at it’ from your vocabulary during the course of the project. It is an all-too-common mistake that can act as a slippery slope to budgetary woes. Stick to your original plan and avoid any unnecessary impulse additions! Trends vs. Timelessness - As Cayman is a transient place, consider how long you plan on living in your current home. If it is five years or less, think about styles that will help increase your resale value rather than a personalised style that may put buyers off. Or simply go for cosmetic enhancements rather than large structural projects. If it is 10 years or more, consider adopting a classic style or design that won’t date. You should also always think about longterm personal changes, such as whether you’ll be having children, and how that fits with your design aesthetic. Older houses and condominiums in Cayman reflect the various architectural and interior design styles that were popular at the time of construction. Design styles have evolved dramatically through

Island Living . Island Style www.designstudio.ky

@realestate.and.lifestyle @designstudiointeriors

CAYMAN ISLANDS

TURKS AND CAICOS ISLANDS

Camana Bay

Regent Village

www.designstudio.ky info@designstudio.ky

INTERIOR DESIGN . FURNISHINGS . OUTDOOR HOME DECOR . UPHOLSTERY . LIGHTING . RUGS . ACCESSORIES

H O M E I M P R OV E M E N T S

the years and today’s homeowner wants a chic, elegant, open-house plan full of natural light and space. Remodelling a dated residence can easily bring that vision to life. Finding ways to assess a renovation and maximise the property’s true potential via creative and affordable options is where the value of the right contractor’s knowledge and experience can really come into play. Separate and distinct rooms continue to be replaced by open-concept rooms, combining kitchens and family rooms as a shared social space with plenty of room to do everything from homework to entertaining. Simplification of design, by way of cleaner lines and more natural and timeless elements, such as wood and stone, as well as the modern reflective elements of steel and glass, have also become popular incorporations into the contemporary remodelling scheme. Be Green - Green living has made its way firmly into home construction as

consumers continue to become more aware of the long-term savings and other positive implications associated with an energy efficient approach. Logical additions to current green Caribbean design and retrofit remodelling schemes incorporate energy-efficient low emittance windows, smart glass (also known as electrochromic glass), cool roofs that reflect the sunlight away, solar energy generation, LED lighting, rainwater harvesting tanks and cisterns, greywater systems, tankless water heaters, permeable pavers, drought-tolerant and native plants, no or low-mow grasses and use of reclaimed wood for remodelling and new building. Learn more by chatting to one of the experts listed in the Being Green chapter. CONSTRUCTION MANAGEMENT

If your renovation project requires any structural, framing, demolition or remodelling work, then you may want

PASSIONATE ABOUT DESIGN

Over 30 years experience of providing quality cabinetry, design and installation. 345 947 6780 l pooleycabinets.com l 17 Marina Drive, Prospect

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CAYMANRESIDENT 2022

to consider employing a construction manager. An experienced construction manager will be able to offer advice on how to improve the layout of a room or home and make the most of a space. They will also be able to advise on the best materials for your project in terms of both sustainability and on-going maintenance to ensure that the renovation lasts and retains its value. For a complete list of construction management companies, see the Building in Cayman chapter. INTERIOR DESIGNERS

Hiring an interior designer doesn’t have to be an expensive luxury. More often than not, a good interior designer will save you money in the long run, especially if you’re new to decorating and renovating. Just some of the benefits of hiring an interior designer are: > Training and Experience − A designer can take the reins on the project, will foresee problems and ensure everything is done on time, on budget and as per your vision. Even if you can’t hire a designer for the whole project, consider having a consultation with one. > Creativity − While you may think you know your likes and dislikes, an educated, skilled designer knows what questions to ask and what to look for in a client’s life story to glean details about personal tastes that can be used to create your dream. > Established relationships − Designers have close working relationships with subcontractors on-Island. They’ll know who is right for your project and who will offer the best value for your money. > Importing Furniture − They can coordinate deliveries and budget accurately for shipping, duty and other miscellaneous costs so there are no surprises. Also a designer will know which vendors are the most reliable. > Space Planning − A designer can help choose correctly proportioned furniture for your space. This is particularly important when ordering furniture from overseas that cannot be easily

scan this code to view in stock catalog with scan this code to view WhatsApp chat in stock catalog with WhatsApp chat

returned. Some architectural firms also have in-house interior designers, as do several construction companies.

Email: info@designstudio.ky

Interior Design Group (IDG)

www.designstudio.ky and

7 Mile Shops, 215 West Bay Road, SMB

www.designstudiointeriors.shop

Tel: (345) 745 4305

Design Studio is an award-winning interior

Email: design@idgcayman.com

design firm with locations in both Turks

www.idgcayman.com

A Squared Designs

and Caicos and in the Cayman Islands. Their

IDG is a full-service interior design firm that

Tel: (786) 501 8808

scope of services include residential and

handles each project aspect from beginning to

Email: design@asquareddesignstudio.com

commercial design with retail showrooms

end using a customised approach to planning all

www.asquared.ky SE E AD PAG E 2

offering furnishings and accessories, as well as

elements – from interior layouts, kitchen and

resources for custom orders from a wide array

bathroom designs, to finish selections, molding

of international suppliers. SE E AD PAG E 233

and trim details, lighting, and furnishings. IDG

Chalmers Gibbs Architects Tel: (345) 949 2727

H O M E I M P R OV E M E N T S

will create a beautiful, functional space for

Email: lara.adams@chalmersgibbs.ky

Diamond Interiors

your home or business that reflects your style,

www.chalmersgibbs.ky

Tel: (345) 321 8138

whether through a complete build, renovation,

As a part of a multidisciplinary architectural

Email: info@diamondinteriorsky.com

or stylish additions. SE E AD I N SI DE F RON T COVE R

practice, their team of interior specialists

Diamond Interiors offers residential interior

provide services in corporate, hospitality,

design services. They are focused on providing

Living.ky

institutional,

custom

their clients the ease of making their home

Pasadora Place, Smith Road, George Town

residential design, both in new build and

more than what they have imagined. They

Tel: (345) 233 8700

renovation projects. SE E AD PAG E 256

offer an array of services that will meet your

Email: sales@living.ky

commercial

and

home design needs, including Space Planning,

www.living.ky

Design Studio

Home Décor, Furniture, Purveyor, New Builds,

Living.ky offers a complimentary interior

Unit 18A, 48 Market Street, Camana Bay

Renovations, Concept Planning and. Home

design service as part of their custom furniture

Tel: (345) 945 4977

Staging. SE E AD PAG E 254

packages. Their team of on-site design experts will develop digital floor plans and product visualisations to help you create your ideal space. SE E AD PAG E S 12, 231 & 253 MJM Design Studio 62 Forum Lane, Camana Bay Tel: (345) 743 4656 Email: info@mjmdesignstudio.com www.mjmdesignstudio.com For MJM Design Studio creating INSPIRING & functional spaces to live, work, play and grow in is the essence of architecture and design. The firm’s timeless, elegant designs are influenced by fundamental design principles which adapt to simple and clean modern ideals. SE E AD PAG E 254

Trio Architecture Tel: (345) 525 0777 Email: mike@trioarchitects.com www.trioarchitects.com Services include: architecture, interior design, engineering,

schematic

and

conceptual

design, construction administration, and more. SE E AD PAG E 251

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CAYMANRESIDENT 2022

EDIE’S LIVE LIFE BEAUTIFULLY

64 Eastern Ave, George Town, Cayman Islands

+1 345-949-6348

info@edies.ky

edies.ky

INDOOR IMPROVEMENTS

H O M E I M P R OV E M E N T S

Kitchens Kitchens are an important feature of the home. A property with an old, dated kitchen is usually harder to sell and may even decrease the property’s overall value. Even if you do not plan on selling your home, modern kitchens are more functional than old-fashioned ones. As the kitchen is often the heart of the home, the trend of a ‘social kitchen’, characterised by an open plan space and generally a large kitchen island, is set to continue. If a complete remodel isn’t in your budget, consider improvements such as a new countertop or replacing the tiling or backsplash for an easier and less costly facelift. A neutral colour palette continues to be the colour of choice for contemporary kitchens. They can brighten up the room, make it appear larger, and will also suit most people’s taste should you decide to sell. If you find neutrals a bit flat, then you can always add splashes of colour

with accessories such as brightly coloured dishware or colourful light fixtures. The options for counter surfaces have greatly increased in recent years. Marble, concrete, quartz, stainless steel and even wood countertops can create a stunning effect. Clean and classic ‘subway tile’ or mirrored and metallic finishes are popular options for backsplashes. Using green products such as reclaimed wood, recycled glass and handmade products is very popular and kinder to the environment when compared to some mass-produced products. See the Bathroom & Kitchen Improvements section in this chapter for providers of kitchen products. It’s also worth considering a custom-made kitchen as there are some wonderfully talented craftsmen in Cayman. See the Cabinets & Custom Millwork section below. Cabinets & Custom Millwork Martlet Design Ltd. 56 Merrendale Drive, George Town Tel: (345) 916 7583 Email: john@martletdesign.com

passionate team with years of construction, manufacturing and importing experience. Signature Cabinets is the Italian pride of the company, focused on renovation, development, Italian craftsmanship, superior quality, and customisation. SE E AD PAG E 232

Bathrooms Although functional in purpose, bathrooms also hold a lot of potential for creative design. Concrete sinks, rain showers, walk-in showers, wall-mounted toilets and faucets, and freestanding baths are all en vogue and can be designed to reflect your home’s personal aesthetic as well as needs. Innovative, built-in storage can also free up space and allow for an uncluttered look. Bringing elements of the outdoors into the bathroom is a big trend, with wood and stone proving the most popular, along with using a colour palette of neutrals and earthy tones. Accessories such as new mirrors, lighting, and even smaller ornamental changes like knobs and handles, can really transform a space and be a less costly alternative to a structural remodel.

Martlet Design specialises in crafting beautiful TRADITIONAL & CONTEMPORARY RUGS • ACCESSORIES & HOME FURNISHINGS

Bathroom & Kitchen Improvements The following companies can provide you with hardware and appliances for both your bathroom and your kitchen.

bespoke furniture and cabinets. Pooley Cabinets Design Studio 17 Marina Drive, Prospect Tel: (345) 947 6780 Email: info@pooleycabinets.com

A. L. Thompson’s

www.pooleycabinets.com

189 North Sound Road, George Town

Pooley Cabinets has provided quality cabinetry

Tel: (345) 949 8622

to clients in Cayman for over 30 years. Whether

Email: info@althompson.com

you are building your dream home or renovating

www.althompson.com

your existing kitchen, Pooley Cabinets delivers

A. L. Thompson’s houses a large bath and

a high standard of design and installation in both

kitchen gallery. They stock a wide selection of

traditional and ultra-contemporary settings.

fixtures, fittings and appliances, with brands

They offer innovative products, professional

that include Kohler, Delta, Brizo, Decolav,

design, expert installation and exceptional

Kallista,

service. SE E AD PAG E 234

KitchenAid, Avanti, Sub-Zero and Wolf.

Rubinet,

Dornbracht,

Whirlpool,

SEE AD OPPOSITE PAGE & PAGE 203, 241 & 243

Signature Cabinets GALLERIA PLAZA • 345. 943. 7847 RUGSORIENTAL@CANDW.KY WWW.RUGSORIENTAL.KY RUGSORIENTAL

RUGSORIENTAL.CAYMAN

Unit #1, 5 Paddington Place

Encompass Ltd

Tel: (345) 929 5655

The Strand, West Bay Road

Email: info@bmdteam.com

Tel: (345) 938 0850

www.bmdteam.com

Email: tkline@encompasscayman.com or

The 238

CAYMANRESIDENT 2022

BMD

Group

was

founded

ekline@encompasscayman.com

www.encompasscayman.com Renovation services include: Complete home makeovers, outdoor living improvements, residential

additions,

roof

replacements,

pop against. DP Economy Services Ltd. offers expert advice and painting services. Refer to the Paint section in the Shopping chapter for a list of retailers.

structural repairs and commercial space buildouts. SE E AD PAG E 250

delivery and assembly. Stop by their styled showroom for an idea of how each piece can fit in your home. SE E AD PAG E 235

Tel: (345) 321 7562 Pasadora Place, Smith Road, George Town Tel: (345) 233 8700 Email: sales@living.ky www.living.ky Bring your bathroom and kitchen spaces to life with Living.ky’s wide range of cabinets. Shop by brand and room. Services include: home makeovers, specialised interior design services and more. SE E AD PAG E 12, 231 & 253

H O M E I M P R OV E M E N T S

to personalise your space. They also offer free

DP Economy Services Ltd.

Living.ky

as mattresses and gorgeous home accessories

Colours Choosing the right paint colour for a room can really transform its look. Use your wall colour to anchor trendy changeable pieces in your room. Pantone’s 2021 colour of the year ‘Ultimate Grey’ offers a neutral backdrop that brighter accessories will

Accessories Accessories are the icing on the home design cake. A rug, the perfect lamp, throw cushions and wall décor are the finishing touches that pull together existing design elements while injecting some personality into a space. > Pops of Colour are a low maintenance way to liven up a room. If you’re not ready to commit with a coat of paint, consider introducing your colour of choice with easy-to-change finishes, such as drawer handles, rugs and curtains. > Retro Accents add charm and character to modern spaces. Bespoke vintage decor can be sourced online, or for a more budget-friendly option, try browsing local consignment shops for unique hand-me-down pieces. > Playing with Textures is a great way to elevate soft furnishings and introduce a few stand-out pieces in your home. Look for fabric textures such as crisp and clean linen throw pillows, and contrast that with more rugged rattan and macramé finishes. Ashley Furniture has a great selection of home furniture and decor to suit a variety of budgets. Refer to the Furniture section in the Shopping chapter for a full list of retailers that sell furniture and accessories on-Island.

Doors & Windows Doors and windows are a big upfront investment; however, making the right choice can save you a lot of money in the long run. We recommend opting for the best windows you can afford, ideally tinted, to help keep the cool air in and the hot sun out. Good quality windows and doors also have the added benefits of keeping ambient noise out, especially if you live near a main road or close to the airport, whilst also providing increased security. You will need to think about hurricane season, and whether shutters are necessary for your home. The following list of home centres and door and window suppliers can advise on certain brands and styles. A. L. Thompson’s Tel: (345) 949 8622 Email: info@althompson.com www.althompson.com A. L. Thompson’s specialises in PGT windows and doors. SEE AD OPPOSITE PAGE & 203, 239, 243 HAVEN (The Security Centre) Cayman Technology Centre, 115 Printers Way Tel: (345) 949 0004 Email: haven@security.ky www.security.ky The Security Centre has launched a new state of the art home automation division! Control your blinds, windows, doors, sound systems, thermostat, TV, alarms and monitoring from a single touch of a button. HAVEN also provides

Ashley Furniture

modern, robust hurricane impact windows,

360 Dorcy Drive, George Town

doors, and gating for new and existing

Tel: (345) 943 2323

builds. Contact them today to get a quote on

ashleyfurniturehomestorecayman@gmail.com

customizing your home for safer, smarter and

www.ashley.ky

more energy efficient living! SE E AD PAG E 242

Enjoy a new start with a great selection of

240

CAYMANRESIDENT 2022

stylish, affordable home furniture from Ashley

Kirk Home Centre

Furniture HomeStore. They stock living room,

Tel: (345) 949 2521

dining, bedroom, and outdoor furniture, as well

Exclusive carrier for SIW and CWS windows.

Marksons Furniture

Tel: (345) 949 6348

Tel: (345) 949 6233

Email: info@edies.ky

Email: arwashburn@marksons.ky

www.edies.ky

www.marksons.ky

Edie’s supplies custom-made blinds and

Marksons offers a wide selection of window

shutters, as well as draperies and curtains,

treatments that can accommodate your needs

which are made-to-order in their professional

with a touch of style. Browse through their

drapery workroom, where they also offer

collection of finishes and discover interesting

upholstery services. Contact them today to

fabrics, shades, shutters, sliding panels, blinds

schedule your consultation. SE E AD PAG E 237

Flooring, Tile & Carpets Although re-flooring your home can be an expensive endeavour, the right flooring sets the design tone of your entire home and can guarantee a higher return on your investment when it comes time to sell. Some flooring trends include:

commercial

and more. SE E AD PAG E 236

Curtains, Draperies & Blinds Window treatments add flair and functionality to a space. Although they often take a backseat to other interior design changes, choosing the right window ‘fashion’ complements the overall style of a room. Design consistency aside, they also provide privacy and keep your home cool during Cayman’s hot summer months. Below are two well recommended companies:

property

developer

the

opportunity to have unusually large panels Tomlinson Furniture

of porcelain tiles, ranging from 3ft wide

9 Walkers Road, George Town

to 11ft tall and 5.6mm thick (with sizes in

Tel: (345) 945 5383

between). It gives the interior and exterior of

Email: info@tomlinsonfurniture.ky

a property a very different look and feel.

Tomlinson

Furniture

offers

affordable

Wood Look Porcelain is here to stay, and

custom window treatments for residential

the industry somehow manages to make

and commercial needs, ranging from indoor

tile look more like authentic wood year after

plantation shutters to rollershades, blackouts,

year.

wood blinds and more. They do free at home

Luxury Vinyl Plank is a popular option due

consultations to take measurements and

to its durability and green credentials. These

ensure the perfect selection. They also do the

planks give the appearance of real wood

installation. Each of their window treatment

without the bother of maintaining it. It’s

installations come with a 10-year warranty!

a great option for children’s rooms as it is

SEE AD PAGE 205

easy to clean, gentler underfoot than tile and

64 Eastern Avenue, George Town

some options are even waterproof.

www. c a y m a n r e s i d e n t . c o m

241

H O M E I M P R OV E M E N T S

Edie’s

COVERLAM allows the residential and

Paver Style Flooring has become a top

Tel: (345) 926 8404

They have something for everyone – even

choice for outdoor living spaces. Large,

Email: info@sshcayman.com

custom orders, to make sure you get that

sturdy slabs of porcelain can be laid directly

www.sshcayman.ky

perfect rug or accessory for your home.

on compacted sand or installed on concrete

SSH Cayman Ltd. provides a range of floor

SE E AD PAG E 238

to create a wonderfully uniform look.

and wall coverings for your renovation, new development,

Consider the potential for flooding during hurricane season and whether your flooring choice is susceptible to water damage. The following companies sell and install a wide variety of flooring options:

commercial

and

residential

Tomlinson Furniture

needs. Their tiles come direct from the

Tel: (345) 949 5383

manufacturer in Spain. SE E AD PAG E 240

General Maintenance & Repairs Stafford Surfaces

Cayman Property Maintenance/Bill Perigo

Tel: (345) 943 2722

Tel: (345) 327 0582 Email: maintenancemancayman@gmail.com

H O M E I M P R OV E M E N T S

Edie’s

Rugs Oriental

Bill Perigo, also known as The Fixologist, owns

64 Eastern Avenue, George Town

25 Galleria Plaza, West Bay Road

and runs CPM. He is a like-able, honest, reliable

Tel: (345) 949 6348

Tel: (345) 943 7847

and affordable handyman who always returns

Email: info@edies.ky

Email: rugsoriental@candw.ky

phone calls and emails and shows up on time,

www.edies.ky

www.rugsoriental.ky

every time.

A well-established family operation, Edie’s

Cayman Island’s premium supplier of unique

offers an exceptional range of flooring

hand-woven Oriental rugs offering a huge

products: porcelain, granite and marble tiles,

range of traditional and contemporary

COVERLAM, mosaics, luxury vinyl and carpets

designs. They also sell gorgeous hand-

are all available. SE E AD PAG E 237

crafted accessories and home furnishings sourced on their annual buying trips including

SSH Cayman

cushion

covers,

upholstered

furniture,

18 McField Lane, George Town

mosaic lamps, Turkish towels and robes.

Home Automation & Electronics Home automation systems have come a long way. You can now turn your home into a smart home with the capability to link all your audio-visual devices, control air conditioning, secure the house and adjust lighting via your smartphone or tablet. The following companies have a great reputation for home automation devices and installation: Audiophile Tel: (345) 746 4434 Creative Tech Tel: (345) 946 8324

Home Security Systems & Monitoring Although Cayman is one of the safest islands in the Caribbean, a home security system, which monitors the smoke detectors and whether any doors or windows have been opened, is helpful for peace of mind. Nowadays, wireless security systems, which are reliable, convenient to operate, easily upgraded, and portable, are preferred over hardwired technology that require drilling through walls and floors. See the Running Your Home chapter for more details.

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Roofing Whether you are building from scratch or replacing the roof on your existing home, there are a few key factors to consider. Style matters, but equally important is product cost, material weight and installation requirements. We recommend the following roofing company.

well regarded for not sagging or slipping and creates a complete seal, keeping heat and moisture out of buildings. It also has been proven to help keep roofs attached in the event of a hurricane.

properties safe with round the clock protection.

Tryden Roofing

They are Five Diamond Central Station certified

Tel: (345) 324 2813

by the Central Station Alarm Association.

Email: trydencayman@gmail.com

SE E AD PAG E 182

www.trydenroofing.ky

Storage & Organising Solutions Basic wire racking for shelves can be bought from any home centre on-Island. For custom built shelving, contact either Custom Closets on (345) 526 6774 or Storage Solutions on (345) 525 2647.

Island Electronics 90 Godfrey Nixon Way, GT. Tel: (345) 949 8255 Email: info@ielgroup.com www.ielgroup.com. Island Electronics (Security & Monitoring) Ltd., established in 1986 provides dependable, quality security and monitoring services. Over 1,200

Cayman Islands Spray Foam Tel: (345) 326 6767

clients in Cayman have trusted IEL to keep their

Since 2015, Tryden Roofing has been providing The Security Centre Limited

quality roofing services, led by the knowledge

Cayman Technology Centre, 115 Printers Way.

and experience of Michael Rance and Oneko

Tel: (345) 949 0004

Burton. Services for commercial and residential

Email: info@security.ky

properties include: Standing Seam Roofing, Roof

www.security.ky

Designs and Water Proofing for a variety of

The Security Centre is the largest security

surfaces. SE E AD PAG E 257

provider in Cayman, offering the most secure in-house solutions for integrated alarm and locksmith services, access control, tracking devices, guarding, privacy and hurricane protection, and home automation services, for over 30 years. It is the only certified company in Cayman for mobile patrolling and intervention services. The Security Centre - dedicated to protecting your world! SE E AD PAG E 183

Painting Contractors Below is a reputable option for painting companies and contractors. DP Economy Services Ltd. 325 Owen Roberts Drive, George Town Tel: (345) 321 7562 Email: dpeconomyservices@gmail.com www.dpeconomyservices.com Be it a full apartment, home renovation or just a kitchen or bathroom remodelling stint, DP Economy Services can address your renovation needs in the fastest possible time without sacrificing on quality of delivery or workmanship.

They

provide

Remodelling,

Renovation, Plumbing, Electrical, Carpentry and General Repairs & Maintenance services at competitive pricing. SEE AD PAGE 260

www. c a y m a n r e s i d e n t . c o m

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monitoring systems, CCTV’s, keyholding and

Spray Foam Insulation Spray foam insulation is a popular alternative to traditional fibreglass insulation in the Cayman Islands. It is

Upholstery Services If you have a piece of furniture in your Cayman home that fits well and has a sound frame but is a bit worn – consider having it reupholstered. It’s also cheaper than buying a brand-new piece. We recommend the following company for your upholstery needs:

Tel: (345) 233 8700

64 Eastern Avenue, George Town

Email: sales@living.ky

Tel: (345) 949 6348

www.living.ky

Email: info@edies.ky

Living.ky stocks a wide range of outdoor

www.edies.ky

accessories and furniture. Browse through

Cayman Growers

Complete upholstery services for sofas, chairs,

brands and items online or in-store and curate

Tel: (345) 323 0722

headboards and more, in addition to decorative

your ideal space with the help of one of their

Email: caymangrowers@candw.ky

accessories like custom throw pillows and

on-site design experts and complimentary

A complete landscape company and plant

bedding. They also stock and special-order

interior design services.

nursery, as well as a 30-acre sod/grass and

fabrics. SE E AD PAG E 237

SE E AD PAG E 12, 231 & 253

tree farm located in East End. They have a wide variety of palm, shade and fruit trees including

OUTDOOR LIVING & GARDENS

H O M E I M P R OV E M E N T S

garden maintenance. It is worth noting that the cost of irrigating gardens, especially manicured lawns, can be very expensive.

Edie’s

A well-designed outdoor space can add to the marketability of your property in Cayman. Some questions to consider before you begin the process of sprucing up your outdoor space include: > Do you need an entertainment area? > Would you prefer serene and manicured gardens or a more natural area that children and pets can enjoy? > How much time/money are you willing to spend on maintenance each month? > How long will you live in the house, and will it be worth the financial outlay? Equipped with answers, seek out a contractor and landscape gardener who can help bring your vision to life. Outdoor Living Areas Outdoor features and amenities such as kitchens, decking, hot tubs and even fire pits can really elevate your outdoor living experience. The following companies can help source what you are looking for: Living.ky Pasadora Place, Smith Road, George Town

The Outdoors

mango, avocado and the Barbados cherry. Their

A. L. Thompson’s, 189 North Sound Road

landscaping services include design, installation,

Tel: (345) 949 8622

irrigation and lighting. SE E AD PAG E 188

www.althompson.com A major department of A. L. Thompson’s, the

Every Bloomin’ Thing (EBT)

30,000-square foot ‘Outdoors’ carries one

Tel: (345) 945 1701

of the widest selections of outdoor goods in Cayman. They sell sheds, decking, pots,

Paradise Landscaping

lawn ornaments, patio furniture, camping

Tel: (345) 547 1530

equipment, outdoor grills, smokers and a whole lot more. SEE AD PAGES 203, 239, 241 & 243

Power Flower 31 Orchard Lane, Off Crewe Road, George Town

Landscape Gardeners An experienced landscape gardener will be able to approach each garden on an individual basis to create a detailed design that suits your individual wants. If you are new to landscaping then there’s the danger that you could purchase a lot of plants and accessories that don’t work together, let alone survive in the Cayman sun! A landscape gardener will understand which plants work best with your property’s terrain and conditions. They will also know what plants are the most durable, which shrubs or trees can provide good shade and increase your privacy, plus advise on long term

Tel: (Office) (345) 949 2256 or (345) 321 0308 Email: office@powerflower.ky www.powerflower.ky Specialising in the fine art of balance in landscape design, Power Flower considers your needs, style and budget when designing your ideal garden. Through careful planning and execution, their professional landscape design and installation staff work hard to ensure a client’s space delivers exactly what they want. SE E AD T H I S PAG E Vigoro Nursery & Landscaping > 96 Agricola Drive, Lower Valley > 324 Walkers Road, George Town Tel: (345) 949 4270 or (345) 945 5236 Email: tom.balon@vigoro.ky or craig.stewart@vigoro.ky or www.vigoro.ky Instagram: @vigoro_cayman or Facebook @ VigoroCayman Vigoro has been providing landscaping services in Cayman for 50 years. Their services include all areas of gardening and landscaping, including design, maintenance, construction, irrigation, stone/hardscape,

water

features,

misters,

lighting and artificial lawns.

Garden Trends Native Plants and Trees 244

CAYMANRESIDENT 2022

– Local garden

SWIMMING POOLS

A swimming pool provides a year-round source of recreation. It is worth noting that a pool will cost approximately CI$200 a month to maintain, and adds significantly to your electricity bill and potentially your water bill. For tips on how to run an energy-efficient pool, refer to the Being Green chapter. Swimming Pool Trends Depending on your budget there are several types of pool features to consider: > Zero entries create a beach style entry into the pool. The entryway slopes into the pool as if you’re walking into the sea. The shallow area is a great spot to let supervised children play. > Plunge pools are perfect for a smaller outdoor space and a swim jet can allow you to swim laps against a current. > Perimeter overflow pools are an evolution of the infinity pool where the water constantly flows over the edge of the pool. The water runs into a hidden catch basin and is then re-circulated into the pool.

Pool Safety Tips for Kids Having a pool on your property comes with serious responsibility. While pool-related tragedies are rare in Cayman, a few have occurred. Every homeowner with a pool should follow these basic safety tips: > Always supervise children when they are in or near a pool, and always ensure that those in a supervisory role are good swimmers! > Make sure everyone in your family learns to swim, including nannies and caregivers. > Secure your pool with barriers. > Install and use a lockable safety cover. > Install pool and gate alarms to alert you when children go near the water. > Keep life vests and an emergency flotation device near the pool. > Everyone in the family should learn how to perform CPR and do basic water rescue training. The Red Cross offers certification programmes. > Keep your pool clean and maintain proper chemical levels to minimise the risk of ear infections and rashes. The following companies in Cayman can

install and maintain your swimming pool: Oasis Pool & Spa Tel: (345) 945 7665 Email: sales@oasis.ky www.oasis.ky Oasis Pool & Spa provides comprehensive outdoor living construction service. From design to completion, they are with you every step of the way to create your dream pool, patio, cabana and outdoor kitchen. Oasis can also renovate your existing pool and patio. SE E AD PAG E 190

Pool Patrol Tel: (345) 949 8543 Email: pools@poolpatrol.ky www.poolpatrol.ky Pool Patrol offers you services every step of the way, from pool design and DEH submissions to the final pool and spa construction. They can build your pool from scratch or renovate an existing pool, bringing it back to its former glory. SEE AD THIS PAGE & PAGE 189

DESIGN SERVICE SUPPLY

We Specialise in: • Full retail store with Cayman’s largest inventory of pool/spa & backyard products • Fully trained and certified staff • Pool and spa service & repairs - commercial and residential • Consultation, design, construction and renovation services Tel: 949-8543

Pools@Poolpatrol.ky

www.poolpatrol.ky

www. c a y m a n r e s i d e n t . c o m

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H O M E I M P R OV E M E N T S

centres stock a wide assortment of native and non-native species of plants and trees. There is a huge variety of bright and beautiful options including Tabebuia, Geiger, Neem and Cassias trees. Edible Gardens – Produce gardens can be a bit tricky to establish and maintain, but the wait is well worth it. Locally grown tomatoes are delicious, as are salad leaves and herbs. If you have the space, consider planting fruit trees − they’re great for providing shade too! Vertical Gardens – These ‘living walls’ add a personal touch to patios and balconies. However, they are an expensive addition. Artificial Turf – Many homeowners are turning to artificial turf for a lowmaintenance landscaping solution. Not only can you guarantee your lawn always looks great, but once you get past the initial high cost of installation, it’s a great money saving move. For a list of garden centres please refer to the Shopping chapter.

Cayman Building in

How to build a home in Cayman, environmentally friendly options, suggestions on selecting a team, architects, land surveyors, general contractors and structural engineers.

B U I L D I N G I N C AY M A N

Photos courtesy of Design Cayman

BUILDING IN CAYMAN

246

Building in Cayman - Dream, Investment, or Both - Selecting a Site - Cost Planning

246 248 248 248

Building Options - Design/Build - Construction Management - Design/Bid/Build - Selecting Your Team - Interior Design - Building Greener - Blocks & Insulated Concrete Forms - Roofing

250 250 250 252 252 254 255 256 256

Building Professionals - Architects - Construction Management - General Contractors - Land Surveyors - Quantity Surveyors - Structural Engineers

257 257 259 260 261 261 262

CAYMANRESIDENT 2022

An inevitable truth about building is that you will encounter hurdles along the way. From pulling together a team and securing the correct permits, to dealing with unexpected costs and even construction delays – there’s never a dull day! As well as the usual obstacles, those looking to build a home or commercial property during the past year also had to cope with raw material delays and a dramatic escalation in pricing, as supply chains globally were impacted by the COVID-19 pandemic. For certain materials, such as cement, supplies were selling out before ships carrying them had even arrived on port. In a bid to reduce shortages and project delays within the local construction industry, Cuba, Colombia and Panama were added to the list of authorised countries for cement importation under the Customs and Border Control (Prohibited Goods) Order. While the cost of US lumber finally fell in June 2021, it is likely to take many months for the price cut to influence the Cayman market, so higher prices are still expected into 2022. The easiest way to ensure you make smart choices, especially in the current climate, is by equipping yourself with professional insight prior to getting started. This will help better manage your expectations and reduce stress and associated costs. Read on for a round-up of the best building and design professionals in the industry as well as things to keep in mind when building in Cayman.

Where can I find an architect?

INSTITUTE OF CAYMAN ISLANDS ARCHITECTS www.icia.ky

info@icia.ky

Dream, Investment or Both Long before any ground is broken, a feasibility study should be carried out to calculate all costs (including mortgage interest) against the possible return of a project. The information gleaned from this report allows you to measure your ‘dream’ against the total investment. Moving forward without taking this step can result in some costly missteps that could otherwise be easily avoided. Consulting one of Cayman’s reputable professionals will help you consider all of your project’s relevant factors – and ultimately save you time and money!

B U I L D I N G I N C AY M A N

Selecting a Site Beyond the obvious location factors of convenience to work, schools and shopping, do some research on the area – find out if any nearby road improvements are proposed or the potential incompatibility of approved neighbouring land uses. A quick online check of the zoning map on the Central Planning Authority website will allow you to see land uses proposed

for an area and the specific zoning of the parcel you are considering. Although you should be able to obtain this information from your realtor, surveyor or architect, a little due diligence may reveal a lot. This is particularly important for commercial properties since proposals for a parcel requiring rezoning may take years to plan and to obtain the required approvals. Geotechnical Testing Many older subdivisions built on reclaimed land have marl fill placed over original peat material to bring up the elevation. This peat layer may be a mixture of sand, rocks and organic solids unsuitable for supporting the weight of a building. The replacement of this material with engineered fill or the design of pile foundations to penetrate down to a solid bearing material will add large costs to a building, which must be considered. An engineer can drill or dig test holes for a modest fee to allow some cost planning for foundations. Often, the engineer’s local knowledge will be

sufficient to predict general soil conditions. In cases where problematic soil conditions are expected, this might be a prudent condition of a land sale. What Do You Want? Think carefully about the layout and configuration of your house or building, and how this will work for your personal needs and objectives. Draw inspiration from online floor plans and design resources such as Pinterest or Houzz. Save any photos that inspire you and use these images to illustrate the home or office that suits your lifestyle or professional requirements. An inventory of rooms and spaces will also help determine the approximate size of the property that meets your needs. Remember, however, that looking at building plans online does not make you an expert and many house plans found online are generally suited to North America or Europe and may not be appropriate to Cayman. Construction techniques and building codes, weather patterns and climate on-Island can be very different to those found elsewhere. Those minimalist architectural wonders that you have fallen in love with may cost a fortune when translated into the Cayman context. Cost Planning All too often rough area construction costs ($ per sq ft) are used for budgeting in place of realistic assessments of probable development costs. Fooling yourself that a building will cost $x/sq ft multiplied by an approximate area is usually a recipe for disappointment or frustration later in the process. A quantity surveyor may provide you with a detailed breakdown of actual costs to expect, such as: Soft Costs — Building permits (planning permission, infrastructure fees, etc.), stamp duty, licences, professional fees (architect, engineer, surveyor), legal fees and utility connection deposits must be carefully factored into your overall costs. For commercial property promotion, marketing and financing costs must also be considered. For rental properties, initial period vacancy rates are estimated

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Building excellence from concept to completion VIRTUE

Patrick’s Island, South Sound, & Canal Point. Our Virtue Construction serves all three islands, from clear focus on customer satisfaction is the key to Residential to Commercial Builds, Renovations, & CONSTRUCTION LTD CONSTRUCTION LTD the strong level of repeat business. Please call for a Property Strata Maintenance, with managed projects complimentary consultation in The Yacht Club, Grand Harbour, Crystal Harbour,

VIRTUE

George Town, Grand Cayman 345-926-0094 virtueconstruction@outlook.com www.virtueconstruction.ky

VIRTUE CONSTRUCTION

in order to predict the cost of holding unleased space. Hard Costs — Land, construction costs, including normal contractor costs (overhead, profit and supervision), landscaping, major appliances and site furnishings. Typically, a contingency fee (between 5%-10%) is included in estimates to account for the unexpected, which include owner changes, site conditions or material cost increases. Making a realistic cost plan can provide a useful indication of the cash flow requirements during the process, which will be of interest to potential lenders, and can allow you to calculate carrying costs or requirements for interim financing.

B U I L D I N G I N C AY M A N

Scheduling The length of time required to complete the full cycle of planning, financing, design, commissioning of a building and construction often comes as a surprise to ‘proto’ developers. A period of up to several years may be required for a large residence

or commercial property once all the factors have been considered. When projects are geared towards completion for a specific date, planning can become critical – a homeowner entertaining visitors from abroad, a store owner aiming for a holiday retail season, or a company gearing their move-in date around an annual business cycle all need to plan for the unexpected or even the unthinkable. Delays in obtaining statutory approvals, order time for materials or equipment, adverse weather conditions, and design revisions must be considered for a well-planned project. Good Design – Value Added? A DIY homeowner downloading a set of plans from the internet or trying to design their property themselves may save thousands on architect’s fees but can end up increasing construction costs due to delays, cost overruns or approval issues, than if they had just hired a professional to draft an accurate, detailed set of construction

documents. Professional fees (architecture, interior design, engineering, survey), which can quickly constitute 10%-15% of the overall construction budget, will inevitably be value added to the building. However, unlike commodities, it is sometimes difficult to assess the worth. BUILDING OPTIONS

There are several general models of how construction contracts can be structured, and depending on the circumstances, one may be recommended over another. Design/Build A general contractor, with in-house or subcontracted design expertise (designbuilder), can often offer a streamlined package, which is attractive to busy people not wanting hands-on involvement in the process beyond initial design and material selection. This ‘one-stop’ approach to a contract is typically a fixed price attached to a material specification and set of design documents. The main advantages of this approach are: (1) convenience (2) guarantee of final cost and (3) minimum risk for the owner. Some disadvantages may be: (1) loss of some flexibility during the process (2) the added cost of the convenience factor and (3) no independent control of quality. Construction Management In this scenario, a ‘construction manager’ (typically a quantity surveyor) will offer a fixed cost to manage the entire process either from the outset or based on a set of construction documents and specifications prepared independently. The construction manager is functioning in the role of general contractor yet employed by the owner. The advantages of this form of contract are typically: (1) flexibility during construction (2) market competition in sub-trade contracts and (3) cost control flexibility. Some disadvantages of this approach are: (1) risk for sub-trades is assumed by the owner (rather than the construction manager) and (2) loss of market competition in contractor cost (fixed fee for supervision).

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You know our work. Now you know the team behind it. You know our work. Now you know the team behind it.

1.345.525.0777 1.345.525.0777 TrioArchitects.com TrioArchitects.com mike@trioarchitects.com

mike@trioarchitects.com

Through Architecture, Interior Design, and Engineering, Through Architecture, Interiorour Design, and Engineering, we continue to transform clients’ dreams into we continue to transform our clients’ dreams into reality with exceptional service across the Cayman reality with exceptional service across the Cayman Islands and South Florida Islands and South Florida

GRAND CAYMAN - CAYMAN ISLES BEACH, BEACH,FLORIDA FLORIDA - USA GRAND CAYMAN - CAYMANISLANDS ISLANDS •• SUNNY SUNNY ISLES - USA

This is typically an excellent strategy where a project needs to be rushed (or ‘fast-tracked’ in industry jargon) and there is insufficient time to prepare detailed, coordinated documents for a bid. Another good reason might be if there is likely to be a lot of changes during the design-construction process. Since the construction manager works for the owner on a fixed management fee, they are typically not profiting from changes in the work or work sequence.

B U I L D I N G I N C AY M A N

Design/Bid/Build This is the traditional method of procurement where an owner works with an architectural designer and related professionals to produce detailed drawings and specifications, often with cost reports. General contractors are invited to offer competitive tenders based on a detailed estimate of the documents within a fixed tender period. This approach has the primary advantage of cost competitiveness and a detailed set of documents will be the best guarantee of maintaining cost control

during the process. Some disadvantages of this approach may be: (1) significant time is required for detailed document preparation and the tender period and (2) document errors or revisions to the contract resulting in some loss of cost control since changes can be costly. The Design-Build project has the overwhelming advantage of convenience. By contrast, the traditional Design-BidBuild and Construction Management approaches have the advantage of the competitive marketplace with multiple contractor estimates (and the possibility of cost-saving). The traditional/construction manager contracts may allow a high degree of control since design and construction stages will involve an independent professional hired directly by the owner. Selecting Your Team Before making any decisions about a direction for your particular project, talk to professionals knowledgeable in

the construction industry in Cayman. Architects, builders and quantity surveyors will usually be willing to share their experience with no obligation. Each method described previously has its devotees and detractors and it is ultimately up to the owner to decide which of the various methods will be a good fit. Seeking professional help from someone with a detailed working knowledge of these procurement options, and how they work in the Cayman Islands, can help you make an informed choice. Do not simply copy what someone else has done. It is important that you choose an approach after weighing all the pros and cons. While each approach may have a very different risk profile to you (after all some people like to base-jump, while others would rather take a nice stroll along the beach), it is very important that you own this decision fully. Whatever approach you choose, it will be the people you select to work with and manage the process, who will be the key players in developing and managing a

WE KNOW THE ART OF BUILDING

Stop by our offices for a complimentary coffee and consultation with an architect.

To learn more about Design Cayman Ltd. please visit: www.design-cayman.ky or contact Brian Macdonald at: 345.916.0930 252

CAYMANRESIDENT 2022

FREE DELIVERY AND INSTALLATION SO YOUR SPACE IS READY FOR LIVING. • • •

B U I L D I N G I N C AY M A N

24 PASADORA PLACE, SMITH ROAD GEORGE TOWN, GRAND CAYMAN WWW.LIVING.KY (345) 233-8700

www. c a y m a n r e s i d e n t . c o m

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BOUTIQUE ARCHITECTURE + DESIGN STUDIO DESIGNING PLACES THAT INSPIRE

B U I L D I N G I N C AY M A N

INFO@MJMDESIGNSTUDIO.COM

345-743-4656

MJM_DESIGN_STUDIO

successful project. Consider the following when choosing your design and build professionals: integrity and reputation should always be the main ingredients when selecting people, so look at current, recent and past jobs, talk to past customers and check their payment and litigation history. Choose design professionals who are adaptable and have a team spirit. Ask your contractor, construction manager and architect to provide a checklist and procedures for administering, inspecting and testing the various stages of your project. It is strongly recommended that you meet everyone who will be a part of making your project a success. Make sure you establish a good working relationship and feel comfortable with all the people who are involved. Enquire about their current workload – can they handle your job and give you the attention and support you desire? Can you communicate with this individual or team openly? It is important that you do your homework, take your time and make sure that all of the design professionals you intend to engage carry professional indemnity insurance. Only agree to terms after you are absolutely sure you have the ‘dream’ team that truly has your best interests at heart! While there are many components to consider carefully, some being significantly challenging and time consuming, building your own home is an exciting project and for many people, it is a dream come true; so you should endeavour to have some fun too! Interior Design in the Building Process Consider hiring an experienced interior designer to review your plans with your architect before they go to the builders. A qualified designer can look at architectural plans and work out whether the space and dimensions allowed will work or raise potential problems and limitations for functionality. They will look at the plans, room by room, and work out their function, including ease of access, amount of light, acoustics, seating and places to store or set things down. They

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specialises in custom cabinetry design and installation. Their in-house designer can provide expert advice on kitchen design. Designing a Security System To have an electronic security system that is well integrated into the design of your new home, a plan should be drafted at the conceptual stages. You, your architect and an experienced security professional should work closely together to identify your needs and see what technology will be suitable to achieve your goals. Refer to page 243 for companies that can assist. Building Greener Those looking to build more consciously will be pleased to discover the many environmentally responsible construction practices that are widely embraced on Island. Green construction in Cayman is recognised by the Governor’s Award for Design and Construction Excellence in Sustainability and the Environment. The

idea of the award is to foster and maintain innovation, sustainability and excellence in the Cayman Islands’ construction industry. Some ways in which that is being upheld include: using recycled building materials and timber, tapping into alternative energy and waste-water systems and employing more eco-friendly home automation. Other green tips for building include, ensuring that your property is orientated to make effective use of the prevailing wind and windows are positioned so as to avoid filling the house with the heat of the afternoon sun in a nod to traditional Caribbean architecture. Reduce energy consumption by insulating the exterior walls and roof of your home and make use of the Island’s year-round sunshine with solar power panels and energy units. LEED certification is also available on-Island to give you an idea of how environmentally-friendly your home or property is. For more information on building green, refer to the Being Green chapter.

FLOWERS FOAM PRODUCTS 623-0000 A Division of The Flowers Group

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Architectural Shapes

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• Flexibility of shapes • Custom look • Manufactured locally to speciﬁcation • Easy installation,cost effective • Columns Pediment • Arches • Bases & Caps

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Architectural Shapes

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(for pre-existing concrete walls) • Insulation qualities • Sound transmission qualities • Lower energy costs

Custom Foam Signs • Ideal for entryways • Manufactured locally to any speciﬁcation Custom Foam Signs

Steel Studs • Steel Studs and tracks in a variety of lengths and gouges to speciﬁcations

Cay Deck • Foam Insulation Flooring Systems • Insulation for ﬂoors decks and roofs

Steel Studs

Cay Deck

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Available at Flowers Block Factory

184 Seymour Drive

off North Sound Rd

Industrial Park • A member of the Flowers Group

www. c a y m a n r e s i d e n t . c o m

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will also consider how the space will be used, whether it will be for work, leisure or entertainment, and their goal will be to create a unified whole. For more information on Interior Designers, refer to the Home Improvements chapter on page 234. For your kitchen, finding a designer who specialises in creating functional, beautiful spaces is essential. In today’s modern homes, kitchens are now the focal point; they are usually free-flowing spaces that are well integrated into the rest of a home, and also the primary place for entertaining. If you want a kitchen that is well-designed and suited to your lifestyle, then we recommend the following two companies, which have a proven track record and lots of examples of beautiful kitchens they have designed: Bon Vivant (Tel: (345) 623 2665 or visit www.bonvivant.ky) which is the luxury kitchenware and design store in Camana Bay and also Pooley Cabinets ( SE E AD PAG E 234) (Tel: (345) 947 6780 or visit www.pooleycabinets.com) which

CHALMERS GIBBS A R C H I T E CT U R E | PL A N N IN G | IN TER IOR D ESIGN

Insulated Concrete Forms If you want to insulate yourself from the ambient sounds of the outside world, Insulated Concrete Forms (ICF) may be the right option. ICFs are forms used to hold fresh concrete in place permanently. Not only are ICFs excellent for protecting the structural integrity of your home during severe weather, it also provides highly effective insulation to keep the heat out. Flowers Group 184 Seymour Road, Industrial Park Tel: (345) 623 0000 Email: customerservice@flowersgroup.com www.flowersgroup.com The Flowers Foam Products division of the Flowers Group supplies state-of-the-art, locally manufactured building products including Insulated Concrete Forms (ICF), foam flat sheets, steel stud and tracks, architectural components and custom shapes and signs.

SE E AD PAG E 255

Concrete Blocks & Pavers Flowers Group 184 Seymour Road, Industrial Park

B U I L D I N G I N C AY M A N

Tel: (345) 623 0000 Email: customerservice@flowersgroup.com www.flowersgroup.com Established by pioneer Clarence L. Flowers, the Flowers Block division of the Flowers Group specialises in the manufacturing and delivery of concrete products including building blocks, grass and keystone blocks, multi-colour rectangular pavers and cobblestone pavers. SE E AD PAG E 255

Driveway & Paving Flowers Group Tel: (345) 623 0000 www.flowersgroup.com Part of the Flowers Group, Flowers Block provides a wide selection of pavers, including cobblestones in numerous colours and sizes. SE E AD PAG E 255

Island Paving Tel: (345) 949 8294

Roofing The old adage that you should always have a good roof over your head is essential wisdom in a country that receives heavy downpours during the region’s rainy season and also suffers from the occasional hurricane. A good roof will help to keep you dry, and if constructed accordingly, can also keep your house cool. Do not be fooled by going for the cheapest roofer. Ask for a detailed quote and count exactly how many stainless steel pins they will use to hold the roof in place, and if it is half the number of the other company with a more expensive quote, then you have your

y 7

256

CAYMANRESIDENT 2022

answer: your roof may well be flying off during a major hurricane. We recommend the following roofing contractors: Hydes & Sons Ltd. Tel: (345) 949 7062

Established

BUILDING PROFESSIONALS

since

1966,

Chalmers

Gibbs

Architects offers professional architecture,

Architects The following is a list of Cayman Islands architectural firms. Many of these firms also have experienced project managers and interior designers on staff.

Precision Roofing

planning and interior design services. Building design

experience

includes

residential,

commercial, retail, industrial, hotel resort and institutional projects. Other specialised services include 3D modelling, brochure graphics, feasibility studies and space planning.

BDCL Architects

Tel: (345) 916 7823

SE E AD OP P OSI T E PAG E

Tel: (345) 925 4909 Tryden Roofing

Email: dmcgrath@bdcl.ky or www.bdcl.ky

Design (Cayman) Limited

Tel: (345) 324 2813

An architecture, interior design and project

Tel: (345) 949 2800

Email: trydencayman@gmail.com

management firm based in Grand Cayman. The

Brian Macdonald, RIBA: Chartered Architect,

www.trydenroofing.ky

managing director, Donal McGrath RIBA, has

Tel: (345) 916 0930

Since 2015, Tryden Roofing has been providing

over 30 years of professional experience in

Email: info@design-cayman.ky

quality roofing services, led by the knowledge

the Cayman Islands. The primary focus of the

www.design-cayman.ky

and experience of Michael Rance and Oneko

practice is to create high-quality, aesthetically

At Design (Cayman) Limited, their team knows:

Burton. Services for commercial and residential

pleasing and environmentally responsible

“The Art of Building”, a focus that enables clients

properties include: Standing Seam Roofing,

architecture that responds to the client’s

to feel deeply understood, leading to projects

Roof Designs and Water Proofing for a variety

functional requirements and budget.

that deliver beyond expectations, to truly

of surfaces. SE E AD T H I S PAG E

bring satisfaction and joy. Serving Cayman for fourteen years, leaders in innovative and green

Watler’s Metal Products

Tel: (345) 949 2727

design and building, Design Cayman services

Tel: (345) 949 1699

Email: info@chalmersgibbs.ky

include: Architecture, Interior Design, Project

www.chalmersgibbs.ky

Management,

Development

and

Master

Tryden Roofing has been providing the Cayman Islands with quality service since 2015. Notable projects include: Fosters (Camana Bay), The Grove & Camana Bay Condos.

TRYDEN

Roofing and Waterproofing

We are the only manufacturer certified company to provide full coverage warranties for several waterproofing systems, Pools, Bridges, Commercial and residential driveways, Indoor/ Basement Garages, Balconies and much more. From Standing Seam Roofing to Roof Designs for Commercial and Residential properties.

t: 324 2813 e: trydencayman@gmail.com w: trydenroofing.ky

www. c a y m a n r e s i d e n t . c o m

257

B U I L D I N G I N C AY M A N

Chalmers Gibbs Architects

Planning, Virtual Design, Renovations and

through international and local media and

Trio Architecture

Additions and Architect Led, Design, Manage

publications. His firm’s services include:

Tel: (345) 525 0777

and Build). SE E AD PAG E 252

architecture,

Email: mike@trioarchitects.com

imagineering,

engineering,

interior design, master planning, landscape

www.trioarchitects.com

DDL Studio Ltd.

design,

Mike Stroh created Trio Architecture in 2006

Tel: (345) 943 3622

administration and project management.

to offer the highest level of architectural,

Email: info@ddlstudio.com

SE E AD T H I S PAG E

interior design, and engineering services

feasibility

studies,

construction

www.ddlstudio.com

B U I L D I N G I N C AY M A N

to the Caribbean and South Florida. Their

Services include: Architecture, Interior Design,

MJM Design Studio

professional expertise covers commercial,

Project

Tel: (345) 743 4656

hospitality and residential projects. Services

Quantity Surveying, Valuations/Appraisals and

Email: info@mjmdesignstudio.com

include:

Feasibility Studies. SE E AD OP P OSI T E PAG E

www.mjmdesignstudio.com

engineering,

Management,

Claims

Consulting,

architecture, schematic

interior and

design,

conceptual

MJM Design Studio is an architectural firm

design, construction administration, and

Frederick + McRae Ltd.

based in the Cayman Islands, founded in

more. SE E AD PAG E 251

Tel: (345) 926 8049 or (345) 926 3601

2001 by Michael & Joelle Meghoo. MJM Design Studio has successfully provided

Tropical Architectural Group

John Doak Architecture

architectural and development consulting

Tel: (345) 947 5849

Tel: (345) 946 3625

services to the residential and commercial

Email: doak@johndoak.com

market. With combined skill in architecture,

www.johndoak.com

master planning and strategic consulting,

With over 40 years in the Cayman Islands and

they are involved in a variety of projects.

across the Caribbean, John Doak’s renowned

SE E AD PAG E 254

design-build

services

for

residential,

resort and commercial projects have been

OBM International

recognised by international awards and

Tel: (345) 949 8115

258

CAYMANRESIDENT 2022

Institute of Cayman Islands Architects (ICIA) The role of the ICIA is to be an advocate for good architecture in the Cayman Islands. Its members are dedicated to high standards of professionalism, integrity and competence, and as such pride themselves on delivering

projects to a high standard, consistently within budget and with the aim of creating and maintaining property values through great design. The institute ensures its members are highly competent in their professional arenas through local and international educational programmes, sharing technology trends, methodologies, and experiences. The ICIA works with the Government, developers and the public to share ideas and help with strategic planning for major projects and developments in Cayman. The Institute will also help to educate Caymanians about the many paths within the profession and to ensure its members maintain and advance their knowledge of the art and science of architecture. ICIA aims to become a centre for architectural excellence in the Cayman Islands. For more information visit www.icia. ky. Current ICIA members are listed below:

Lyle Rodney Frederick B ARCH (HONS), AIA, ICIA

Tim Peck RIBA, LEED AP, ISHC, ICIA

Frederick + McRae Ltd.

OBM International

Tel: (345) 926 3601

Tel: (345) 949 8115

www.frederickmcrae.com

www.obmi.com

Brian Macdonald ARB, RIBA, RIAS, ICIA

William Steward M.E. Des (Arch), MRAIC, ICIA

Design (Cayman) Limited

Chalmers Gibbs Architects

Tel: (345) 916 0930

Tel: (345) 949 2727

www.design-cayman.ky SE E AD PAG E 252

www.chalmersgibbs.ky SE E AD PAG E 256

Donal McGrath RIBA, ICIA

Construction Management

BDCL Architects (Building Design

BCQS International

Consultants Ltd.)

Tel: (345) 949 8644

John Doak, ARB, RIAS, RIBA, ICIA

Mariska Peel, MA, SACAP, ICIA

John Doak Architecture

Design (Cayman) Limited

Tel: (345) 946 3625

Tel: (345) 949 2800

Cornerstone Group

www.johndoak.com SE E AD OP P OSI T E PAG E

www.design-cayman.ky SE E AD PAG E 252

Tel: (345) 938 1009

Tel: (345) 925 4909 www.bdcl.ky

Build Cayman Limited Tel: (345) 925 8517

Cindy O’Hara MRAIC, LEED AP, ICIA

Email: info@buildcayman.ky or

Design (Cayman) Limited

sales@buildcayman.ky

Tel: (345) 916 1356

www.buildcayman.ky

www.design-cayman.ky SE E AD PAG E 252

General contracting, construction management,

property and project management, design-build turn key services.

www. c a y m a n r e s i d e n t . c o m

B U I L D I N G I N C AY M A N

259

Encompass Ltd. Tel: (345) 938 0850 Email: ekline@encompasscayman.com www.encompasscayman.com Encompass Cayman provides project management services for a more hands on construction process, and a more integrated role in the fiscal aspects of the project. SE E AD PAG E 250 Virtue Construction 68 Mary Street, George Town Tel: (345) 926 0094 Email: virtueconstruction@outlook.com. www.virtueconstruction.ky Virtue Construction Ltd. has over 25 years of experience in the construction industry, bringing a broad scope of services and skills, proven efficient management practices, and unmatched

sophistication to the table. Services include LEED, multi-family builds, condominiums, commercial builds, and public infrastructure. SE E AD PAG E 249

B U I L D I N G I N C AY M A N

General Contractors www.dpeconomyservices.com

dpeconomyservices@gmail.com

Get Social With Us!

AMB Construction Tel: (345) 525 4632 Email: info@ambltd.org www.ambconstructioncayman.com AMB Construction is service driven, specialising in residential and commercial builds, fit-outs, renovations relationships

and

repairs.

with

With

building

excellent

professionals,

developers, architects, subcontractors and suppliers that help expedite key responsibilities. AMB ensures that the client’s quality project begins and finishes on schedule with an efficient transition to facility opening and operation. SE E AD OP P OSI T E PAG E

DP Economy Services Ltd. 325 Owen Roberts Drive, George Town

Our Services: Residential Commercial Marine Hardscaping Decorative Concrete Renovations Office Fitouts Home Inspection

Tel: (345) 321 7562 Email: dpeconomyservices@gmail.com www.dpeconomyservices.com Be it a full apartment, home renovation or just a kitchen or bathroom remodelling stint, DP Economy Services Ltd can address your renovation needs in the fastest possible time

CONSTRUCTION 260

CAYMANRESIDENT 2022

1.345.5263428 robson@robson.construction www.robson.construction

without sacrificing on quality of delivery or workmanship.

They

provide

Remodelling,

Renovation, Plumbing, Electrical, Carpentry and General Repairs & Maintenance services at

competitive pricing. SEE AD PAGE 260

company owned by Greg Abernethy, who

BCQS International

brings over 25 years of experience to his clients.

Tel: (345) 949 8644

Encompass Ltd.

Specialising in legal boundary re-establishments,

The Strand, West Bay Road

subdivisions,

Tel: (345) 938 0850

incorporations, Abernethy & Associates use the

A1 Plaza Venezia, North Sound Road

Email: ekline@encompasscayman.com

latest GPS technology and are fully equipped to

Tel: (345) 623 2772

www.encompasscayman.com

perform civil engineering and building set outs.

Email: info@charterland.ky

Encompass Ltd. specialises in creating

SE E AD PAG E 262

www.charterland.ky

combinations

and

strata

Charterland

homes that are inspirational, providing

Professional

comprehensive

WestPoint Inspections

surveying and cost consulting, valuations and

Tel: (345) 936 2454

appraisals, feasibility studies, commercial,

Renovation/Remodel

and Custom Design/Build services. Their experienced team of professionals have in-depth

residential and strata property management and insurance loss adjusting.

luxury homes and resorts enabling them

Blue Point Consultants

DDL Studio Ltd.

to execute extraordinary Residential and

Tel: (345) 525 0706

Tel: (345) 943 3622

Commercial builds. SE E AD PAG E 250

Email: info@bluepointproperty.com

Email: info@ddlstudio.com

www.bluepointproperty.com

www.ddlstudio.com

Robson Construction

RICS registered valuer offering property

DDL Studio Ltd. is fully regulated and recognised

Tel: (345) 526 3428

valuations, development appraisals, feasibility

by the Royal Institution of Chartered Surveyors

Email: robson@robson.construction

studies, acquisitions and disposals, consulting

(RICS) as a provider of valuation and appraisal

www.robson.construction

on landlord and tenant issues, property

services. Their experienced qualified staff

Construction

searches, reinstatement cost for insurance

strive to achieve defined deadlines with

specialises in new residential construction,

purposes and loss adjusting. Specialising in

professional and accurate results, providing

large

hotels and resorts. SE E AD PAG E 173

valuation services for all types of commercial,

development

Robson

construction,

light

commercial and industrial construction. They provide quality work in a timely manner and work directly with an established network of local building and design professionals. SE E AD OP P OSI T E PAG E

COMMERCIAL | RESIDENTIAL | BUILDER | RENOVATOR

SSH Cayman Ltd. 18 McField Lane, George Town Tel: (345) 926 8404 Email: info@sshcayman.com www.sshcayman.ky SSH Cayman Ltd. provides construction materials for all renovation, new development, commercial

and

residential

needs.

The

materials they offer include tiles, mosaics, windows, doors, railings, shower glass, glass, bathrooms, vanities, techwood and awnings. They deliver products direct from the supplier to your project. SE E AD PAG E 240

Land Surveyors Abernethy & Associates Ltd. 96 Mary Street, George Town Tel: (345) 947 1582 Email: info@survey.ky or www.survey.ky

LIFESTYLE | QUALITY | INNOVATION 148 David Foster Drive, Barcadere Warehouse Park Building C-Unit 202 P.O Box 30909 KY1-1204 Grand Cayman, Cayman Islands. T: 345 525 4632 / 34 | W: ambconstructioncayman.com | E: info@ambltd.org Visit us on Facebook

Abernethy & Associates Ltd. is a land surveying

www. c a y m a n r e s i d e n t . c o m

261

B U I L D I N G I N C AY M A N

1995,

multi-faceted

Quantity

Quantity Surveyors & Project Managers

and

include:

skillsets surrounding the construction of

Founded

knowledge

services

residential and specialised properties as well as

dispute resolution. SE E AD T H I S PAG E & PAG E 173

quantity surveying and project management. SE E AD PAG E 259

JEC Property Consultants Ltd. Tel: (345) 945 5930 Email: contact@jec.ky or www.jec.ky Services: Development advice, development feasibility studies and appraisals, construction cost estimating, construction and project management, quantity

surveying

and

construction

cost

management, construction contract advice and

Structural Engineers Structural engineers work as part of a team alongside architects, builders and other engineers to ensure buildings work well in practice, i.e. are strong enough to support the weight of forces against them, such as people, equipment, gravity and weather. Structural engineers are also concerned with the safety of a building, relying on building codes and material standards to

ensure public safety and prevent structural failure. Instances like the 2021 collapse of the Champlain Towers South complex in Miami, Florida, remind us of the importance of reinforcing compliance with building codes and regulations during design, construction and the subsequent life of a building. The following list of companies have skilled structural engineers on staff who can assist with your building and design needs. AMR Consulting Tel: (345) 949 2716 APEC Consulting Engineers Tel: (345) 949 5858

Bringing a higher level of service to our clients Reliable, Accurate & Efficient with over 20 years experience Boundary re-establishments | Subdivisions Combinations | Strata Surveys | Topographical surveys

B U I L D I N G I N C AY M A N

CALL FOR A FREE ESTIMATE: 345.947.1582 M: 345.925.2816 • info@survey.ky • www.survey.ky

Reed Consulting Engineers Tel: (345) 623 2444 Trio Architecture Tel: (345) 525 0777 Email: mike@trioarchitects.com www.trioarchitects.com Mike Stroh created Trio Architecture in 2006 to offer the highest level of architectural,

Valuation Management Advisory

THE CAYMAN ISLANDS TRUSTED PROPERTY PROFESSIONALS FOR OVER 35 YEARS

interior design, and engineering services to the Caribbean and South Florida. Their professional expertise covers commercial, hospitality and residential projects. Services

Property & Facilities Management Project & Construction Management Development Consulting Insurance Services Dispute Resolution Quantity Surveying Property Valuations

include:

architecture,

engineering,

schematic

interior and

design,

conceptual

design, construction administration, and more. SE E AD PAG E 251 WestPoint Inspections Tel: (345) 936 2454 Email: info@westpoint-inspections.com www.westpoint-inspections.com They

provide

comprehensive

home

inspections, including full examinations of homes, which include structural integrity,

THE

exterior and site, all interior components, appliances and mechanical, electrical and plumbing systems. SE E AD PAG E 171

96 Mary Street, George Town Grand Cayman, Cayman Islands

262

CAYMANRESIDENT 2022

jec.ky 945-5930 contact@jec.ky

Tell them you saw it in the

Transportation

ayman’s roads have undergone many changes recently and it seems there is no end in sight. With hopes of alleviating the Island’s rush-hour traffic congestion, many road developments have taken place: the expansion of the Linford Pierson Highway; the extension of Elgin Avenue and Crewe Road realignment. Although this has significantly improved traffic, it has pushed the bottleneck elsewhere, meaning new road developments are perpetually underway. Over the next two years, the National Roads Authority will continue working on five main projects:

Godfrey Nixon Way will be extended to connect Eastern Avenue and the main George Town area.

Grand Harbour widening and improvement: additional lanes will be added in each direction from the CUC roundabout by Kings Sports Centre to the Auto Spa roundabout.

Airport Connector Road: the new roundabout by Cayman International School will be linked to Sparky’s Drive in the Industrial Park. Eventually, the road will link to the Owen Roberts International Airport.

East-West Arterial widening: a 0.6 mile long stretch of the highway will be widened to four lanes from the Doctors Hospital roundabout to Poindexter Road.

East-West Arterial Road expansion: this highway will be extended from Savannah to Lookout Gardens pending an Environmental

Rules of the Road - Roundabouts - School Buses & School Zones - Children & Car Seats

264 264 265 265

Legal Requirements - Driving Licences - Licensing your Vehicle - Car Insurance

266 266 268 269

Rental Cars

270

Leasing a Vehicle

270

Importing a Vehicle - Shipping Costs & Details - Duty Costs of Importing a Car

270 271 272

Buying a New Car - New Car Dealers

272 273

Buying a Used Car - Used Car Dealers

273 273

Hybrid & Electric Cars

274

Car Maintenance & Repair - Tyres & Batteries - Roadside Assistance - Car Cleaning - Disposing of a Vehicle

274 275 275 276 276

Alternative Transportation - Motorcycles & Scooters - Bicycles - Public Transport

276 276 277 277

Drinking & Driving

265

Cell Phones, Texting & Driving

266

T R A N S P O R TAT I O N

Photos courtesy of Rebecca Davidson and Julie Corsetti

Everything you need to know about the rules of the road, licences, insurance, buying, renting or importing a car, maintenance and alternative forms of transportation.

Impact Assessment (EIA).

www. c a y m a n r e s i d e n t . c o m

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T R A N S P O R TAT I O N

There is debate as to whether these changes will have a lasting effect on reducing traffic congestion or if widening the roads is more of a temporary solution. According to Government records in December 2020, there were 67,167 cars on Cayman’s roads and 54,463 drivers licences registered with the DVDL. To tackle unlicensed vehicles, the Government has announced plans to install several fixed scanners along Cayman’s road network, the first of which was mounted along South Sound Road and the Camana Bay tunnel. The scanners will read details from the vehicle’s electronic number plate, and the information collected will determine the status of the licence, registration, and insurance. Eventually, these machines may even be able to issue electronic tickets, but for now their purpose is to collect information for the police and traffic department, and crack down on traffic and licensing violations. It is unsurprising that owning and driving your own car is the most convenient, comfortable and speedy mode of transport in the Cayman Islands. Temperature, precarious driving and the lack of sidewalks or adequate bike paths rule out the options of walking or cycling for most people. The local bus network is intermittent and does not cover all areas. In addition, waiting in the hot sunshine to then sit on a crowded minibus with little, or no air conditioning, is not everyone’s idea of the ideal daily commute. There are some major bonuses that Cayman car travel retains: little traffic (outside of rush-hour), free parking in most locations and virtually no traffic wardens! If you are a couple or have a family, then the discussion will arise as to whether you need one car or two. Depending on which district of the Island you live and work, you may need two cars, unless you are prepared to be entirely beholden to the person that has the car. 264

CAYMANRESIDENT 2022

of an accident involving injury to a person/

RULES OF THE ROAD

There are over 135 different nationalities represented in Cayman, which means there are drivers from all around the world where traffic laws can be quite different. It is therefore crucial that drivers know the rules of Cayman’s roads.

animal/vehicle, you must exchange names, addresses, DOB, registration numbers and your insurance details. Or report the accident to the police within 24 hours

Tinted car windows: Front windows can be tinted but must allow a minimum of 35% light transmission through. Rear windows can be made darker to a maximum of 15%.

Visit www.dvdl.gov.ky for more information. Here’s what you need to know:

> > >

four-way stop first after making a full stop,

Roundabouts Roundabouts have proven so popular as a means of controlling traffic flow that there are now over two dozen located around Grand Cayman, including a couple of three-lane roundabouts. If you are unfamiliar with how roundabouts work and want to avoid an accident, then please learn these rules:

proceeds first

1) Always travel around a roundabout in

We drive on the left-hand side of the road Seatbelts must be worn by all passengers Turning left on a red light, only after a full stop, is allowed and is legal

Using a mobile phone (unless hands-free) while driving is illegal

We have a few four-way stops. These work on the basis of whoever gets to the

> > >

The speed limit on the Island varies between

a clockwise direction. Never turn right

25mph-50mph. Speeding tickets are freely

onto a roundabout or you will turn into the

dispersed to people who go over the limit

oncoming, one-way traffic!

The speed limit for school zones is 15mph

2) All traffic approaching a roundabout must

when a) amber lights are flashing or b) road

yield to the traffic that is already on it that is

markings or signs are posted

coming from your right. All vehicles already

All drivers must give way to pedestrians on

on the roundabout have right of way and

pedestrian crossings

> > > >

Headlights must be fitted to dip left. Those

you must wait for space to get onto it. 3) Use your indicators when approaching or

importing cars from the US take note

exiting a roundabout. When turning left,

The use of fog lights is not allowed

stay in the left lane. When going straight

You cannot overtake if there is a solid single

across or turning right, you should indicate

or double white (or yellow) line in the centre

right as you approach the roundabout and

of the road

then as you near your exit, indicate left.

Accidents: The law requires that in the event

Make sure not to overtake while on the roundabout. If a car is to your right and they

want to turn left, they have the right of way and you may be in their blind spot. 4) When using mini single-lane roundabouts, merge left when space is available and keep left of the painted circle until you reach your exit. All other cars must yield to the vehicle on the roundabout. 5) When using multi-lane roundabouts, keep in the left-hand lane if taking the first or second exit. Keep in the right-hand lane if

a bus that is letting children off, stop at least 20ft away and wait until the bus has pulled away before you continue driving. You should also pay attention to the 15mph speed limits in designated school zones to ensure the safety of youngsters. At certain times of the day, warning lights flash outside the schools, indicating to drivers that they need to reduce their speed to 15mph.

taking a subsequent exit and maintain your position in the centre lane until the exit prior to the one you will be taking. When moving from the centre lane to the outer lane prior to exiting, check your mirrors to ensure someone is not overtaking you on the outside. Use your indicators! See diagram on previous page for guidance. 6) When driving on a three-lane roundabout for the first time it is important to use caution. Know your intended exit as you approach and ensure you are in

Children & Car Seats The Cayman Islands Traffic Seat Belts Regulations 2012 states that any child travelling in a motor vehicle must wear a seatbelt or, for those under two, be seated in a car seat attached by a seatbelt. It also states that a rear facing child’s car seat must not be fitted in a seat with a front airbag. Children’s car seats can be purchased from Baby Express. EcayTrade also has second hand options.

the correct lane. When driving on this lane if taking the first exit and indicate

Drinking and Driving Although the drinking and driving

left, b) Keep in the middle lane if driving straight ahead and follow the lane

THREE LANE ROUNDABOUTS HOW TO USE THEM

marked with a straight-through arrow. Indicate left just before you exit, c) If taking a subsequent exit, use the righthand lane and indicate right, switching to your left indicator just before reaching

TO TURN LEFT

your exit. When moving from the inner

TO TURN RIGHT

DRIVE STRAIGHT AHEAD

lane to outer lane prior to exiting, check your mirrors to ensure that no one is overtaking you on the outside.

Using the Centre Turning Lane The turning lane in the centre of some roads is designed to help drivers turn without holding up other drivers. The lane should never be used for overtaking. School Buses & School Zones Under the Traffic Act, when a school bus has its lights flashing and has stopped to allow children to get on or off, drivers are not permitted to pass the bus. This applies to vehicles approaching the bus from the opposite lane, as well as those behind the bus. If you approach

To turn left, you always approach in the left hand lane and indicate left.

To drive straight ahead get in one of the lanes marked with a straight arrow.

If turning right you must use the right hand lane and indicate accordingly.

THREE-LANE ROUNDABOUT REMINDERS • • •

Know your exit Pick your lane and pay attention to lane arrows and signs Always use your indicators and check your mirrors 370 N Sound Rd, George Town

+1 345-946-7780

nra@nra.ky

www. c a y m a n r e s i d e n t . c o m

265

T R A N S P O R TAT I O N

roundabout: a) Keep in the left-hand

rules in Cayman are strict, it continues to be the leading cause of fatalities and serious collisions on Cayman’s roads. In an attempt to combat this issue, in May 2021 the RCIPS launched Operation Quaker – a task force set out to catch and hold accountable Cayman’s most reckless drivers. In the month of June 2021, around 38 people were arrested on suspicion of driving under the influence (DUI), 175 tickets were issued, mainly for speeding, and police responded to roughly 58 collisions. These figures reflect incidents that took place only on the weekends, as this is when many of the tragic road accidents have occurred, and therefore when an increased police presence on the roads was deemed necessary. For more information and updates on the operation visit www. rcips.ky. Drivers in Cayman should be reminded that the legal blood-alcohol limit for the Cayman Islands is 0.100% (100mg of alcohol in 100ml of blood).

If you are caught either driving or sitting in the drivers seat of a car, and you are over the legal limit, you will be fined CI$1,000 or imprisoned for six months and you will lose your driving licence for a year. Having a DUI conviction can also affect your ability to obtain a work permit in the Cayman Islands. Cell Phones, Texting & Driving A CI$150 fine is automatically issued to anyone seen driving while talking

T R A N S P O R TAT I O N

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CAYMANRESIDENT 2022

on a mobile phone unless it is handsfree or mounted. In section 78 of the Traffic Act (2011) it states: “in order to use your cellular device while driving it must be “hands free” with no more than one action of pressing a button to accept and end a call.” You are also able to legally use your phone while driving if you are calling 911 to report an emergency and it is impractical to pull over your vehicle.

LEGAL REQUIREMENTS

DRIVING LICENCES Theory & Driving Tests for NonLicence Holders For those who don’t have a full driving licence, the path is fairly routine, but the process is quite slow. First, you have to apply at one of the Department of Vehicle & Drivers’ Licensing (DVDL) offices for an appointment for a theory test of driving knowledge. You have 40 minutes to answer 40 multiple choice questions (on a touch screen computer) of which you must get 80% correct. The test costs CI$25 and if there is space available you can take the test at the time of booking. Take your passport on all visits to the DVDL test centre for proof of identification. In the Cayman Islands you have to be 17 years old and a day to be qualified to apply for a licence. To learn all you need to know to pass the written test, the DVDL recommends that you review their official Road Code booklet which can be found on their website, as well as parts of the Traffic Act 2011 and all of the Traffic Regulations 2012. Their website, www.dvdl.gov. ky, has a wealth of information on it, including links to all the traffic laws. Alternatively, there is a very detailed and well informed driving instruction book called ‘Drive Safely in Cayman’ by Graham Walker, who started teaching driving in Cayman in 1992. He has retired from teaching on the road but still updates his book every other year. It costs CI$20 at local booksellers. Having passed the theory test, you can then obtain a learner’s licence for CI$60, which is valid for six months, and allows you to drive whilst accompanied by someone with a full Cayman licence (who has been qualified for two years). An ‘L’ plate must be visible on the front and back of the vehicle. Also make sure that your car insurance policy covers a learner driver; most will require that the learner is put on the insurance. Four weeks after obtaining the

provisional licence, the practical road test can be taken for a fee of CI$50. Note that it cannot be taken earlier than the four weeks or later than six months after obtaining the provisional licence. You can book an appointment for the practical road test in advance after passing the written test. After successfully passing the practical test, a full, unrestricted licence will be given. Note that there is no difference in a driving licence for automatic or standard shift (manual) cars. You can take your test in either type of car and then drive whatever you like. A full driver’s licence will be issued when both exams are passed. For Groups 0-3 there will be a fee of CI$75 for three years or $125 for five years. For group 4+ it is $120 for three years, $200 for five years or $400 for ten years.

Converting an Existing Licence According to the Traffic (Amendment) Act (2018) if you have a full, valid domestic driving licence from a Convention country – a country within either the Geneva, Vienna or Paris Convention on Road Traffic Agreement (see www.dvdl. gov.ky for a full list of applicable countries) – you may drive on it for a period not exceeding six months. You must then take (and pass) the written theory test before your licence can be converted to a Cayman driver’s licence. However, if

to drive in Cayman for up to six months before having to pass the written theory test to be issued with a Cayman driver’s licence. If you wait longer than six months, you will also have to pass the practical road test.

Have a full, valid domestic driver’s licence not from Convention country. You can drive for one month in Cayman, but only a motor car, a truck not exceeding 8,500lbs, or a motorcycle under 125cc. To legally drive thereafter, you must obtain a Cayman driving licence by passing both the written theory and the practical road tests.

Have a full Cayman driving licence. Cayman driving licences are only valid for either three, five or 10 years. You will need to get your licence renewed promptly or you are effectively driving without a licence and therefore driving illegally. If caught driving without a valid licence, you will be suspended for a year.

You must have your driving licence and a copy of your car insurance with you at all times when driving. Brand new drivers licences can be obtained for three or five years and cost between CI$75 and CI$200, depending on the category of vehicle. For those needing their Cayman licence renewed the cost is CI$75 for three years or CI$125 for five years for Groups 0-3 or CI$120 for three years or CI$200 for five years for Groups 4. If you are a visitor (i.e. not a resident and you don’t have a work permit):

You can drive in Cayman provided you have a valid driver’s licence and insurance coverage.

Visitors who have a full, valid driver’s licence from a convention country can drive for six months in Cayman.

Visitors who have a full, valid driver’s licence

If you are a legal resident, then you can drive on Cayman’s roads if you:

not from a convention country can drive

Have an International Driver’s permit. As

they only drive a motor car, a truck not

long as it is valid, you are exempted from

exceeding 8,500lbs, or a motorcycle under

the requirement to hold a Cayman driver’s

125cc. (Section 29A Traffic Act 2021)

licence and can, therefore, drive legally on it.

Have a full, valid domestic driver’s licence from a convention country. You will be able

for one month in Cayman provided that

It should also be noted that if you lend your car or truck to a visitor, you must ensure they have a valid driving licence,

www. c a y m a n r e s i d e n t . c o m

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T R A N S P O R TAT I O N

Driving Instructors Brand new drivers to Cayman’s roads should organise driving lessons with the following instructors who have been approved by the Department of Vehicle & Driver’s Licensing: The Real Thing Driving School - Burmon Scott Tel: (345) 927 1698. His wife, Cherry Marie Scott, gives a 2-hour theory lesson and pre-test on the driving rules, Tel: (345) 928 8284. Martin’s School of Motoring Tel: (345) 923 7218. Clifton Dennis Tel: (345) 927 4911. For lessons in riding a motor bike, call CIMRA Motor Cycle Riders - Keith Keller Tel: (345) 945 7433.

you fail to complete this transfer during those six months, then you will have to take both tests (theory and practical) in order to get a local driver’s licence. This basically means that people from all the major European countries, most major English speaking countries (including Canada, the USA and South Africa), and a handful of Caribbean countries, are entitled to obtain a Cayman driving licence after they have passed the written theory test. You then have the option of getting a driver’s licence that is valid for three, five, or ten years. If you currently have a learner’s permit or are enroled in the Graduated Driver’s Licensing Program from another country, then you will have to schedule to take both the written theory and practical road tests in Cayman. If you have an International Driving permit, you can legally drive on it for as long as it is valid. However, you cannot convert an International Driving permit to a Cayman driver’s licence. If you have a full, valid driving licence from a country that is not a Convention country, then under section 29 of Traffic Act (2021 Revision) you are allowed to drive for six months, provided that you drive a motor car, a truck not exceeding 8,500lbs, or a motorcycle under 125cc. After one month you are required to pass both the written theory and practical road tests. However, you do not need to hold a learner’s licence in order to sit the practical road test as you already have driving experience. If you are caught driving without a valid licence, then there is an automatic CI$4,000 fine or imprisonment for up to 12 months. See below for a full recap:

otherwise they will be deemed to be driving illegally and this could invalidate your insurance. Having said all of this, you need to be very clear on what your insurance company requires before covering you. Some policies have very strict age limitations; some will not insure people until they are nearer the age of 21, 23 or even 25 years of age. Additionally, most insurance companies will not insure new drivers to drive an SUV until they have had a licence for one year.

T R A N S P O R TAT I O N

Obtaining a Driving Record A driving record can be obtained from the DVDL which outlines the driver’s licence history in Cayman. The document costs CI$75 and takes approximately three working days to be processed. Obtain this before leaving the Island if you are intending to drive overseas in places such as Canada where you will not be issued, or reissued, a Canadian driver’s licence without it. DVDL Offices The Department of Vehicle and Drivers’ Licensing (DVDL) is authorised to inspect and test vehicles, register motor vehicles and maintain the register, issue licences in respect of motor vehicles and drivers, and conduct driving tests. The Department of Vehicle & Drivers’ driving Licensing (DVDL) has three locations in Grand Cayman:

990 Crewe Road, Red Bay, Tel: (345) 945 8344, Email: dvdl.helpdesk@gov.ky or Web: www.dvdl.gov.ky. Open: Monday-Friday 8.30am-4pm

9 Reverend Blackman Road, West Bay (Across from the West Bay Police Station) Tel: (345) 949 7231, Email: dvdl.helpdesk@ gov.ky or Web: www.dvdl.gov.ky. Open: Tuesday-Friday

10am-6pm,

Saturday

9am-4pm

Breakers, Frank Sound (across Sea View Road from the South Coast Bar and Grill) Tel: (345) 244 5528, Email: dvdl.helpdesk@ gov.ky or Web: www.dvdl.gov.ky. Open: Tuesday-Friday

268

10am-6pm,

Saturday

CAYMANRESIDENT 2022

9am-4pm The Department of Vehicle & Drivers’ Licensing (DVDL) in Cayman Brac and Little Cayman:

Cayman

Brac

District

Administration

Building. Tel: (345) 948 2222. Open: Monday-Friday 8.30am-4pm

Little

Cayman

District

Administration

Building, Tel: (345) 948 1051. Open: Every other Thursday 9am-2.30pm

LICENSING YOUR VEHICLE Your vehicle will need to be inspected and licensed by the DVDL. Avoid doing this on rainy days, as they will not inspect the cars if it is raining, or at the beginning and end of the month as they get very busy. You can have your car inspected and its registration renewed for up to 30 days before the expiry date. You can also renew your vehicle and driving licence online, just follow the tab on the DVDL website. No more waiting in line! You will still have to get your car inspected, but that process is usually quite quick and once they confirm your car has passed, the information will be recorded in their computer system. The law does not require you to have a Cayman licence to register a car in your name, but if you are registering it in the name of a company, you must have a certificate of good standing from the Registrar of Companies, located on the ground floor of the Government Administration Building. The minimum cost for one year’s inspection and licensing for a regular four-seater car or SUV up to 2500cc is CI$215 (CI$180 registration, CI$35 inspection). Any vehicle that exceeds 2500cc costs CI$235. A Hummer costs between CI$535 and CI$1,035 per year. A truck up to 8500 lbs costs $400 per year ($40 for inspection). Disabled vehicles have no annual licensing fee unless you own two, in which case you must pay standard fees for the second vehicle. Scooters, trucks and taxis have different prices for both inspection and licensing. Vehicle inspections are offered at the

Crewe Road and Breakers locations, but not at the West Bay location. You can also have your vehicle inspected at various automotive repair shops and many people will combine an annual car service with the car inspection process. You can find a list of approved private garages on the DVDL website. The garage will issue you with a Certificate of Roadworthiness, which you then take to the Vehicle & Licensing Department when you go to renew the licence on your car. Depending on the age of the vehicle, it can be inspected and licensed for one, three or five years. For five years, the vehicle must be brand new and not previously licensed in any country. Vehicles licensed for three years must not be older than ten years from the date of manufacture. The purchase of licence plates is CI$75 per set. Personalised plates can also be purchased for CI$400 per set (replacements cost CI$30). With the new electronic licence plates, you are required to place the coupon at the top centre of the windshield, directly below the rear-view mirror. This makes it easily accessible for scanning by law enforcement. However, if you still have old plates, place the coupon within six inches of the edge on the left side or driver side, with the time period facing outside of the car. Disabled Parking Badge To obtain a disabled parking badge, you can collect a form from the DVDL or download a PDF version from the DVDL website and have a licensed physician fill out the relevant portions, stating whether it needs to be temporary or permanent. Your application will then be reviewed and if approved, you can purchase a tag for $5 or you can choose to pay a fee of CI$75 for a licence plate. Visitors may use their international disabled parking badge for the duration of the trip to legally park in the designated spots.

CAR INSURANCE You can transfer ownership of a car from one owner to another without car insurance, but you cannot license the vehicle without insurance. The average cost of third-party cover for a mid-sized car not exceeding 2.5 litres (2500 cc) is likely to be in the region of CI$450 to CI$650 per year, depending on whether it is a convertible or a sports car (which are more expensive). Comprehensive insurance on a nearly-new but second

hand CI$16,000 car would be in the region of CI$850 per year (with a no claims discount factored in). Insurance on a new CI$32,000 BMW 3 series would cost over CI$1,000 per year (with all discounts factored in). If you bring a letter from your existing insurance company stating that you have had no claims in the last year or more, you may be eligible for a discount. Also, be aware that banks insist on comprehensive policies covering cars they are financing and some insurance companies will not sell comprehensive insurance on vehicles over ten years old. Insurance rates vary considerably, so shop around. CG BritCay (SE E AD PAG E 147) and Island Heritage (SE E AD T H I S PAG E AN D PAG E S 148 & 167) both advertise a broad spectrum of policies and benefits. For example, Island Heritage offers discounts for vehicles kept in enclosed garages overnight and secured with anti-theft devices. Note: third-party insurance is available on-Island, but it does not cover 199124_PRINT-IslandHeritage-Ad-RPage fire, theft or collision. It is a good idea

to ask if the comprehensive policy covers hurricane or flood damage (also known as ‘acts of God’) as some companies do not. Also check your policy, as many will automatically only cover drivers aged 25 to 65 who have had a licence for 12 months or more. Insurance rates for teenagers who have recently passed their driving test are extremely high as they are seen as inexperienced drivers. You may find it easier for someone under the age of 23 to find car insurance on a four-door second hand car than a highend sports car. If you are caught driving without insurance, the police take it very seriously and you will be subject to a fine of CI$2,000, imprisonment for 12 months, plus the loss of your licence for 12 months or more. If you lend your car to someone knowing that the car is not insured, then they, plus you, as the owner of the vehicle, will be fined and lose your licence for 12 months. The law requires that you must 8/13/21 2:52:11 PM carry your car insurance documents in

Love your ride Protect it with comprehensive motor coverage and receive new car replacement, no claims bonus protection and so much more.

Home • Motor • Yacht • Commercial • Pension To get your quote, call +1 345 949 7280 or visit islandheritageinsurance.com Island Heritage Insurance Company, Ltd. is part of the BF&M Limited group of companies

www. c a y m a n r e s i d e n t . c o m

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T R A N S P O R TAT I O N

MOTORCYCLE & SCOOTER LICENCES There are three groups of motorcycle licences: Group 0 (mopeds/ motor scooters), Group 1 (up to 125cc) and Group 1A (over 125cc). You must be at least 19 years of age to drive a motorcycle with an engine over 125cc. If you have a bike licence from abroad that explicitly states that you are entitled to ride a bike over 125cc, then it may be possible to obtain a Full Group 1A licence by taking a theory test and paying a CI$75 fee. However, this largely depends on which country your licence has been issued from and is not guaranteed. If you already have a Group 2, 3 or 4 Cayman driver’s licence, then you can easily obtain a Learner’s Group 1 bike licence without having to take a written test. Having obtained it, you should book a practical road test. With a Provisional Group 1 licence, you are only allowed to carry a passenger who is the holder of a Full Group 1 licence. If you don’t have a qualifying licence, then you need to pass both a written and practical test. Once you’ve obtained a Full Group 1 licence, you must wait one year before you can qualify for a Provisional Group 1A and after you have been tested again, you will be able to ride unlimited displacement motorbikes. However, if you are over the age of 19 and can prove you have a Group 1 licence, then you can skip the 12-month wait time. Cayman Custom Cycles (Tel: (345) 945 7433) offers this course, along with the Group 1 motorcycle training courses.

your car at all times and present it to police whenever asked. For car insurance providers please refer to the Settling In chapter.

T R A N S P O R TAT I O N

Swift Auto Leasing

At the Airport (GT)

Tel: (345) 927 5727

Tel: (345) 949 2468

Email: info@swiftautoleasing.com

Email: avisgcm@candw.ky

www.swiftautoleasing.com Swift Auto Leasing offers flexible and

RENTAL CARS

Avis

Cayman has many top international rental car companies, as well as reputable local ones. Rates are higher in winter (from mid-December) but lower in the summer (from mid-April) and are comparable to those in the US. Vehicle options include everything from compacts to SUVs and convertibles. Most rental car companies offer resident rates. To rent a car drivers must have a credit/debit card in order to make the reservation, be over the age of 21 years and have a valid driving permit. Those renting under the age of 25, depending on the rental company, may not be subject to full coverage, may be charged more or may not be allowed to rent a car at all.

Budget Rent-a-Car

economical vehicle leasing options to meet

At the Airport

the needs of new residents in the Cayman

Tel: (345) 949 5605

Islands. Their vehicle selection is reliable, fuel efficient and convenient to drive. The

Economy Car Rental

lease

offering

includes

24/7

roadside

At the Airport

support, insurance, vehicle licensing and all

Tel: (345) 949 9550

maintenance. A security deposit is required upon signing, along with the prepayment of

Hertz

the first month’s lease. The minimum lease

250 Owen Roberts Drive, near the airport

term is three months at a rate of CI$500 per

Tel: (345) 943 4378

month. Lower rates are available with longer lease terms. SE E AD T H I S PAG E

National Car Rental At the Airport

Tony’s Toys Automotive Centre

Tel: (345) 945 7368

91 Sherwood Drive, Industrial Park Tel: (345) 946 8697

Payless Cayman

Email: info@tonystoys.net

257 Owen Roberts Drive, near the airport

www.tonystoys.net

Tel: (345) 743 1270

Tony’s Toys offers long and short-term

Advance Car Rentals

leasing options for both part-time and

113 Owen Roberts Drive, near the airport

ZÜN

full-time residents. Choose from a variety

Tel: (345) 945 9191

10 Market Street, Camana Bay

of sizes, makes and models, including

Tel: (345) 943 2834

Toyota, Mercedes, BMW and Honda. From

Alamo Rent-a-Car

Email: info@zuncar.ky

compact to SUV, luxury to practical, there

At the Airport

Rental and car sharing business. Drop zones

is something to fit every customer’s needs.

Tel: (345) 945 7368

can be found at Camana Bay, the Kimpton and

Leasing rates start from CI$600 per month

Regatta office park.

and all contracts include insurance, vehicle

Apex Car Rentals

LEASING A VEHICLE

At the Airport

For residents looking to live here for only one to five years, leasing may be a better option. The following companies offer car leasing:

Tel: (345) 623 4808 Email: apex@abcayman.com

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CAYMANRESIDENT 2022

maintenance,

roadside

assistance

and

unlimited mileage. SE E AD PAG E 272 & 275 IMPORTING A VEHICLE

If you would like to import a car to the Cayman Islands, a brief summary of the process is as follows: you’ll need to get the car to the Port of Miami or Tampa, book the car on the next ship sailing to Cayman and clear US Customs. Note that if you are importing a vehicle from Japan it will come through the port in Jamaica and then to Cayman. In the meantime contact the shipping company/agent and take all your paperwork to Customs to pay duty (0% 42% depending on the type and value of your car), plus a one-time fee for future car disposal (see the Environmental Disposal Fee section on page 276). Following that,

head to the Port Authority to pay the Port handling fees. You can then collect your car immediately once it arrives. You can hire a customs broker to help you with this process, as it can be fairly complicated and time consuming. For more information go to www.customs.gov.ky. Keep in mind that the Island is hot, so a light coloured car with good air conditioning will be much cooler and also easier to sell in due course. Cars with manual transmission do not sell quickly in Cayman since most students learn to drive automatic cars and have no clue how to drive a manual transmission car.

with. Three shipping companies ship to Grand Cayman: Hyde Shipping Corporation 3740 W 104th Street, Suite 1, Hialeah, FL 33018 US Tel: (305) 913 4933 Cayman Tel: (345) 947 4933 www.hydeshipping.com SE E AD PAG E 99 Seaboard Marine Cayman 1630 Port Boulevard, Miami FL 33132 US Tel: (305) 530 5757 Cannon Place, Industrial Park, Grand Cayman Tel: (345) 949 4977 www.seaboardmarine.com/grand-cayman SE E AD PAG E 97

Tropical Shipping 500 Martin Luther Jr. Blvd., Riviera Beach, FL 33404 US Tel: (305) 805 7678 Cayman Tel: (345) 949 8044

Clearing Your Car Through Cayman Customs Once your car has landed at the port in Cayman, the shipping company will notify you. You can use a customs broker to clear your car through Cayman Customs, and they will handle the following steps on your behalf. However, if you are doing the customs clearance yourself, the next steps are:

If you are not yet registered with Customs, first you will need to pre-register on the

Clearing Your Car Through US Customs It is the owner’s responsibility to clear their car through US Customs or to appoint a customs broker to do so. The following customs brokers, based in Miami, can help:

Customs Online System (COLS) website (www.customs.gov.ky)

and

there

you

will need to complete the form and upload the supporting PDF documents. Once you submit the request they will either approve the registration or they will let you know, via email, if other documents are required.

Barrett Trade Services, LLC

If approved, you will be given a COLS

8381 NW 68th Street, Miami, FL 33166

trader identification number (TIN) and login information.

US Tel: (305) 477 1512 or Fax: (305) 477 1238 Email: abarrett@barretttradeservices.com

Deluxe Freight Inc.

Collect paperwork from the shipping company and pay shippers. Log in to the COLS website and follow

DLX-GCM 11401 NW 107th Street, Suite 100,

the process to declare your shipment.

Miami, FL 33178, USA

Supporting PDF documents needed will

Tel: (305) 513 0156

include bill of lading, title of the vehicle

Email: sales@deluxefreight.com

and the official invoice/valuation. Before

(Cayman Broker): Cayman Islands Customs

submitting, you will have the choice to

Agency - 39 Ashgo Street, GT.

review and confirm the information.

Tel: (345) 949 2350

Confirming the declaration will constitute

Email: cica@cicustomsagency.ky

as your electronic signature which will be

www.deluxefreight.com

legally binding. This process is subject to change as Cayman Customs is continually upgrading the system.

Crowley (Cayman) 10205 NW 108 Avenue, Suite 1, Miami, FL 33178

Once approved, Customs will send you

US Tel: (786) 204 5133

an email. Then you will have to go to the

Cayman Tel: (345) 949 5989

Customs Office on Owen Roberts Drive,

Email: clicustomerservice@crowley.com

Tel: (345) 949 4579, pay the duty for your

www. c a y m a n r e s i d e n t . c o m

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T R A N S P O R TAT I O N

Shipping Costs & Details The average cost for shipping a midsized vehicle (approximately 500 cubic ft or less) with either Seaboard Marine or Thompson Shipping is US$2,000 (without insurance). They do recommend you add insurance. Please contact them for a quotation. US Customs Law states that the Vehicle Title for used cars must be stamped by US Customs for a 72-hour clearing period (excluding the day of delivery, shipping and weekends) prior to the shipping date. Please note that unless you’re buying your vehicle straight from the manufacturer, it is considered ‘used’ under US Customs Law. US dealerships will often gift a full tank of fuel with purchases, however, be aware that the vehicle will not be allowed to leave the US with more than a quarter tank. As this fuel limit can vary between shipping companies, it is best to ensure that your tank is empty. No personal effects may be placed inside the vehicle when shipping. We recommend you use a broker to assist you when shipping a car to Cayman. They will help you gather together the documents, such as the car title, letter of intent, power of attorney and bill of lading. All vehicles must be delivered to the Port (or consolidator’s bonded warehouse) before US Customs clearance. Which port you take your car to will depend on the shipping company you choose to ship

These companies can also assist you with the transfer of a vehicle from the dealership to the port and help with cargo insurance. They will then send all the paperwork associated with the transaction via courier, so that you can collect them in Cayman. When exporting a vehicle from the US, an ‘Export Power of Attorney’ from the shipper needs to be notarised by a US Notary.

vehicle and the environmental fee.

Obtain car insurance (you will need proof of insurance on the vehicle before picking it up from the Port).

You’ll then need to go to the Port Authority Warehouse on Portland Road in Industrial Park where you will present the Customs clearance documents. A fee will be charged depending on the weight of your vehicle.

> >

You will then be able to pick up your vehicle. Go to the Department of Vehicle and Driver’s Licensing (DVDL) and follow the inspection and licensing process. They will also need to see the vehicle’s certificate of title.

T R A N S P O R TAT I O N

Note: costs depend on the type of vehicle being licensed. Also be aware that, as per the Cayman Islands’ Traffic Act, it is an offence to keep a vehicle in the Cayman Islands without it being registered with the DVDL. See the Licensing Your Vehicle section for more.

Duty Costs Of Importing A Car Since the Cayman Islands does not have direct taxation, the Cayman Islands Government charges import duty on all vehicles being imported into the Islands as a way of raising revenue. The percentage charged depends on the value and type of the car. The import duty is calculated on what is known as CIF value. Which is the Cost of the car plus the Insurance premium for its journey by ship, plus the sea Freight charges. Below is a list of import duties based on CIF value: CIF up to CI$20,000 = 29.5% CIF up to CI$25,000 = 32% CIF up to CI$30,000 = 37% CIF from CI$30,000 and up = 42% Duty Costs Of Importing An Electric or Hybrid Car See the list below for import duties on electric and hybrid cars for personal use based on CIF value.

Electric Vehicles:

CIF up to CI$29,999 = 0% CIF up to CI$60,999 = 5% CIF up to CI$99,999 = 10% CIF from CI$100,000 = 15% Hybrid vehicles:

CIF up to CI$29,999 = 10% CIF up to CI$60,999 = 12% CIF up to CI$99,999 = 15% CIF from CI$100,000 = 17% Environmental Disposal Fee An Environmental Disposal fee is added to cover the cost of disposing of a vehicle in years to come. If a vehicle is valued at CI$12,000 (CIF) or less when it is imported then an environmental disposal fee of CI$1,000 plus a waste handling fee of CI$250 will be charged in addition to duty of 29.5%. Exporting A Car From Cayman To ship a car off the Island, the process is as follows: go to the shipping company and either get a letter or dock receipt from them as proof of a vehicle being shipped off-Island. Then go to the DVDL and terminate registration of the vehicle, surrender the log book, coupon and licence plates. You will then need to go to Customs and then fill out a vehicle export form. They will review your entry and either approve or deny it. If approved, take this form over to Customs and they will then process the document. You can then arrange the shipping of the vehicle with a freight forwarder or one of the shipping companies. BUYING A NEW CAR

Unlike some other islands, there are no size restrictions on cars in Cayman (except Hummers, which cannot be wider than 6.7ft). Almost every make of car is available to purchase and you can own as many cars as you want. There are dealers who sell new cars at competitive prices. For example, a new 2021 Suzuki Ignis GLX is listed at US$25,488 and a 2022 Chevrolet Onix at US$22,440. For SUVs, which 272

CAYMANRESIDENT 2022

account for 80% of the car sales in the Cayman Islands, a 2021 Hyundai Venue GLS is listed at US$29,512; a 2021 Honda CR-V EX at US$40,122; a 2022 Chevrolet Tracker at US$28,600; a 2021 Toyota FJ Cruiser at US$71,708; a 2020 KIA Sportage at US$30,243 and an Island favourite, the new 4-door hard top Jeep Wrangler JL at CI$45,900. Ask what the cost of the vehicle includes, such as inspection, licensing, maintenance and warranty.

Honda, Chrysler, Dodge, Jeep, Ram, MercedesBenz, Mitsubishi & Suzuki Car City Ltd. 151 Industrial Way, Industrial Park Tel: (345) 949 0440 Email: sales@carcitycayman.com Hyundai & SSangYong Prestige Motors 125 Owen Roberts Drive, George Town Tel: (345) 949 7550 Land Rover, Jaguar, Renault, Subaru, & Changan

New Car Dealers The following makes of car are sold by the authorised dealers listed below. Most dealerships do not carry a large inventory of parts but they can order them. Please note that there are no authorised dealers on the Island for Acura, Alfa Romeo, Buick, Citroen, Peugeot or Porsche.

Trac Automotive 181 Dorcy Drive, George Town Tel: (345) 945 3876 Email: sales@tracautomotive.ky

than someone found on www.ecaytrade. com, as there is usually very little difference in the price and the dealer has to maintain a good reputation. When buying a used car, be sure to verify that you are dealing with the official owner of the vehicle, otherwise you will encounter difficulties when transferring ownership. To do this, check the car’s logbook. The cost of a reliable used car will depend on the make, model and size, but for CI$8,000 you should be getting a pretty reliable car. A few of the rental agencies such as Avis and Budget sell their fleet of American and Japanese models every year and you can usually pick up a good car at a great price. You can also check out www.ecaytrade.com for second-hand vehicles.

Mercedes-Benz Mercedes-Benz (Car City) 131 Industrial Way, Industrial Park Tel: (345) 949 0440

Audi

Used Car Dealers The following is a list of some wellknown car dealers that regularly carry a good stock of used cars:

Volkswagen

10 Market Street, Camana Bay

Arch Automotive

Advance Automotive

Tel: (345) 943 2834

15 Portland Road, Industrial Park

113 Owen Roberts Dr, George Town

Email: archauto@archauto.ky

Tel: (345) 949 8221

Tel: (345) 945 9191

T R A N S P O R TAT I O N

Audi Cayman Islands (Arch Automotive)

Email: archauto@archauto.ky BMW, Mini & Kia

Avis

G.T. Automotive

Tony’s Toys Automotive Centre

Avis Sales Lot, Industrial Park

52 Godfrey Nixon Way, George Town

91 Sherwood Drive, Industrial Park

Tel: (345) 949 2468

Tel: (345) 945 3415

Tel: (345) 946 8697

Email: avisgcm@candw.ky

Email: c.gunby@gtauto.ky or

Email: sales@tonystoys.net

p.smith@gtauto.ky

www.tonystoys.net

Budget Car Sales

www.bmw.com.ky or www.gtauto.ky

An independent car dealer operating in the

Tel: (345) 949 5605

G.T. Automotive provides their customers with

Cayman Islands for over 20 years, Tony’s Toys

www.budgetcayman.com

reliable and stylish vehicles at affordable prices.

offers a wide range of new vehicles in various

SE E AD PAG E 266

sizes, makes and models. The company can

CARS Ltd. (Campbell’s Auto)

also source any vehicle not in stock and

117 North Sound Road, George Town

Chevrolet

offers reasonable financing options to suit

Tel: (345) 949 7135

Advance Automotive

any budget with approval within 72-hours

113 Owen Roberts Drive, George Town

(terms and conditions apply). The Centre also

Car City Ltd.

Tel: (345) 945 9191

services and repairs American, Japanese and

151 Industrial Way, Industrial Park, GT

European vehicles. SE E AD PAG E 272 & 275

Tel: (345) 949 0440

Ford & Toyota Vampt Motors 368 Walkers Road, George Town Tel: (345) 949 2245 Email: sales@vamptmotors.com SE E AD PAG E 276

BUYING A USED CAR

There are many reputable used car dealers on the Island that will usually guarantee the car for a period of three months, as well as sell parts for their cars and service them. It is recommended to buy from a dealer, rather

Email: sales@carcitycayman.com Distinct Imports 98 Walkers Road, George Town Tel: (345) 949 6199 or (345) 929 6199 Email: sales@distinctimports.net

www. c a y m a n r e s i d e n t . c o m

273

Tony’s Toys Automotive Centre

HYBRID & ELECTRIC CARS

91 Sherwood Drive, Industrial Park Tel: (345) 946 8697 Email: customercare@tonystoys.net www.tonystoys.net An independent car dealer operating in the Cayman Islands for over 20 years, Tony’s Toys offers a wide range of pre-owned vehicles in various sizes, makes and models. Special orders are also available along with financing options to suit any budget and approval within 72 hours (terms and conditions apply). The Centre also services and repairs American, Japanese and European vehicles. SE E AD PAG E S 272 & 275 Vampt Motors 368 Walkers Road, George Town

Tel: (345) 949 2245 Email: service@vamptmotors.com

CAR MAINTENANCE & REPAIR

www.vamptmotors.com Vampt Motors sells second hand Toyota and Ford cars that were previously bought from

T R A N S P O R TAT I O N

them.

FREE ELECTRIC CAR CHARGING STATIONS

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❑ ❑ ❑

The Kimpton Seafire Resort (SMB)

❑ ❑ ❑ ❑ ❑ ❑ ❑ ❑ ❑ ❑ ❑ ❑

Sunshine Suites Resort (SMB)

Governors Square (WB) The Westin Grand Cayman Beach Resort & Spa (SMB)

Comfort Inn Suites (SMB) Camana Bay A.L. Thompson’s Home Store (GT) The Department of Immigration (GT) Foster’s (Airport Location) Foster’s (Camana Bay) The Crighton Building (GT) Grand Harbour (RB) Lornas Rubis Gas Station (BT) Wyndham Reef Resort (EE) Kaibo Restaurant Beach Bar and Marina (RP)

CAYMANRESIDENT 2022

Electric vehicles are a common sight on Cayman’s roads and can be imported duty free as long as they are for personal use and valued up to CI$29,999. In addition, hybrid vehicles, for personal use, valued under CI$29,000, have a duty of 10% – substantially less that the average rate of 22% to 42% for regular gas and diesel powered vehicles. Electric vehicles can, on average, be driven for 200 miles on a single charge (assuming a 66kWh battery capacity and three miles/ kWh performance). This would, on the basis of the 1st January 2021 residential CUC rates, lead to an estimated cost of CI$14 per full charge.

The combination of the sun’s rays and Cayman’s salty air can be hard on your car, but fortunately road conditions in Cayman are much better than other Islands in the Caribbean. However, driving in Cayman is similar to city driving where you are stopping and starting constantly and that causes the most wear on your engine, suspension, brakes, battery and tyres. We recommend checking your tyre pressure and fluid levels monthly. Probably the worst thing that your car will face is the silent invisible rust maker, the salty air! If you plan on living on or near the water, your car will rust faster than normal if not taken care of. Getting your car undercarriage coated with a rust-proofing agent is also a very good idea. It costs roughly CI$250 (or CI$450 if you want the entire car done) and one coating properly maintained will indefinitely protect your car. Washing your car on a regular basis will also extend the life of your car. The sun can also damage your car. You can help prevent damage by waxing it at least once every six months and a simple sunshade for your windshield will keep your car interior cooler and protect the dashboard from cracking. You may also want to invest in window tinting, but

make sure you follow current regulations regarding the percentage of tinting you are allowed to use. The following is a guideline on car maintenance and average costs, though the maintenance schedules vary by manufacturer and costs may increase if new parts are required:

Every six months or 5,000 miles/7,500km a mid-service is recommended. This should cover almost all points on the car, as well as check your air conditioning filters, rotate the tyres and top up all of you car’s vital fluids (roughly CI$150).

full

service

for

your

vehicle

recommended every two years, it includes all the above plus spark plugs, providing a complete check of your car. This service costs roughly about CI$400.

It’s important to have your car serviced regularly to keep it running smoothly. As a separate note, remember that in a hot climate like Cayman, the plastic interior in your car, such as dashboard and ducts, will heat up during the day and may release benzene, which is a known carcinogen, into your car. Remember to open the windows and allow your air conditioning to run for a moment, clearing the air before you close up the car and start driving. The following are reliable car maintenance shops and dealerships: Advance Automotive 113 Owen Roberts Drive, George Town Tel: (345) 945 9191 www.advancechevrolet.com Arch Automotive & Goodyear Tyres 15 Portland Road, George Town Tel: (345) 949 8221 Authorised service centre for most makes and models of Audi and Volkswagen. Automotive Art 480 Shedden Road, George Town Tel: (345) 949 7102 Email: service@autoart.ky CARS Ltd. (Campbell’s Auto) 117 North Sound Road, George Town

Tel: (345) 949 7135 Car City 151 Industrial Way, Industrial Park Tel: (345) 949 0440 Email: sales@carcitycayman.com G.T. Automotive 52 Godfrey Nixon Way, George Town Tel: (345) 945 3415 Email: c.gunby@gtauto.ky;

condition when they are checked at your annual car inspection. They also stipulate that you cannot alternate brands of tyres as this could cause your car to drive erratically. Batteries generally have a life span of four to five years; depending on the weather conditions, vehicle type and driving habits. The following reliable tyre and battery shops offer new tyre sales and repairs, as well as battery tests and installation. For used tyres try Larry’s on Shedden Road.

FULL SERVICE

GARAGE

p.smith@gtauto.ky or s.gunby@gtauto.ky Arch Automotive & Goodyear Tyres

Offers a fully equipped service department with

15 Portland Road, George Town

qualified automotive technicians for BMW, Mini

Tel: (345) 949 8221

and Kia. Each service comes with a complimentary

Authorised dealer for Goodyear Tyres and a

exterior body wash. SE E AD PAG E 266

large selection of all tyre brands.

Mercedes-Benz (Car City)

Automotive Art

131 Industrial Way, Industrial Park

480 Shedden Road, George Town

Tel: (345) 949 0440

Tel: (345) 949 7102

www.carcity.ky

Email: service@autoart.ky

Superior Auto

Tony’s Toys Automotive Centre

14 Sherwood Drive, George Town

91 Sherwood Drive, Industrial Park

Tel: (345) 949 9570

Tel: (345) 946 8697 or (345) 623 8669

Email: info@superiorautocayman.com

Email: parts@tonystoys.net

MERCEDD BMW MINIS AUDI VOLVO RANGE ROVER

www.tonystoys.net Tony’s Toys Automotive Centre

Tony’s Toys stocks a wide variety of batteries,

91 Sherwood Drive, Industrial Park

vehicle parts and accessories at affordable

Tel: (345) 946 8697

prices. With over 2,000 tyres in inventory

Email: service@tonystoys.net

customers can choose from the top names in

www.tonystoys.net

tyre brands. Special orders are also available.

Tony’s Toys is a full-service automotive garage

SE E AD T H I S PAG E & PAG E 272

and collision body shop with highly trained technicians who can diagnose, service and repair

Vampt Motors

European, Japanese and American vehicles.

368 Walkers Road, George Town

Headlight restoration, brake rotor cutting,

Tel: (345) 949 2245

corrosion-free rustproofing treatments and

Email: service@vamptmotors.com

vehicle window tinting can also be taken care of

www.vamptmotors.com

at Tony’s Toys. SE E AD T H I S PAG E & PAG E 272

SE E AD PAG E 276

Vampt Motors

Roadside Assistance Cayman does not have any dedicated roadside assistance providers such as the AA in the UK or the AAA in the US. However, some insurance providers will offer assistance as part of their coverage. Services often include battery jumpstarts, flat tyre change and towing. ICWI offers their customers 24-hour roadside assistance

368 Walkers Road, George Town Tel: (345) 949 2245 Email: service@vamptmotors.com SE E AD PAG E 276

Tyres & Batteries Cayman Islands Government regulations state that your tyres must be in good

T R A N S P O R TAT I O N

www.bmw.com.ky or www.gtauto.ky

#91 Sherwood Dr., Industrial Park

623-8669 / 946-8697 GET SOCIAL WITH US:

www. c a y m a n r e s i d e n t . c o m

275

automatically if they are comprehensively insured.

T R A N S P O R TAT I O N

Car Cleaning The Auto Spa, on Godfrey Nixon Way, has recently installed new equipment for easy and efficient car washing. (Tel: (345) 943 1946). Detail Pros (www. detailpros.ky) is a reputable mobile vehicle detailing company. They charge CI$25 for a sedan and CI$35 for an SUV. Other options include Supa Shine (www. supashineautodetailing.com) and A & G Mobile Car Care (www.angmobilecarcare. com). You will also hear of numerous mobile car cleaners by word of mouth. Ask around about their reputation before reaching out to them. Disposing of a Vehicle Before taking your vehicle to the George Town Landfill, you must terminate its licence at the DVDL. Fill out an ‘Application for Suspension/ Termination of Vehicle Licence’ form and present it to the DVDL along with photo ID and the vehicle’s registration certificate. There is a CI$25 termination fee and you will have to pay any additional back-duty if accrued. You will then be required to surrender your registration plates, log book and coupon to the DVDL. Although, if you are terminating your vehicle prior to the expiration date of your coupon you may get a refund. Once this process has been completed, the vehicle cannot be driven on the road. The Department of Environmental

Health charges a CI$75 fee to remove a derelict vehicle from private property and dispose of it, otherwise have it towed and dropped off at the George Town Landfill at any point during its opening hours (7am-4pm Monday-Friday). You must be the registered owner of the vehicle to terminate it. In exceptional circumstances, another person can terminate the vehicle if the registered owner has given written authorisation in a sworn affidavit in the presence of a Licensing Officer, a Justice of the Peace or a Notary Public. Transfer of Ownership In the unfortunate event that you are responsible for dealing with the vehicle of a person who has passed away, the following may be useful. Once a person is deceased, a death certificate or a notarized copy must be produced. If the spouse is seeking the transfer, then an original or notarized copy of the marriage certificate is required as well. If the person dies intestate (without a will), then a notarised letter or sworn Affidavit must be produced stating that there are no other interested parties, including a spouse or any children who would otherwise be entitled to the property. If there is a will with multiple trustees/ administrators, then a letter stating that there is no objection to the transfer of ownership must be signed by all with a witness. Note that the notary public must be the same across all documents requiring notarisation. For further guidance with this process, visit www.dvdl.gov.ky.

ALTERNATIVE TRANSPORTATION

Most people do not walk in Cayman, due to the heat and rain but partly also because roads have little or no footpath. Riding a bicycle is becoming more popular as cycle lanes are introduced. Motorcycles There are roughly 400 motorcycles licensed for Cayman’s roads and their popularity is growing. To drive a motorbike over 125cc, you have to wait 12 months after getting your licence, then take a practical road test. This type of motorcycle also requires that the motorist be at least 19 years of age. Those holding a Learner’s Licence cannot carry a passenger and helmets must be worn at all times. Automotive Art 480 Shedden Road, George Town Tel: (345) 949 7102 Email: marketing@automotiveart.com www.automotiveart.com Cayman Custom Cycles 4 Dorcy Place, Dorcy Drive, Industrial Park Tel: (345) 945 7433 They run motorcycle and scooter riding instruction courses for Group 1 and Group 1A licensing plus tours of the Island on Harleys. They service and repair all makes and models of motorcycle, offer roadside assistance and they do custom paint jobs and powder coatings. Center Lane Motors 170 Seymour Road (Dump Road) Industrial Park Tel: (345) 929 7172 www.centrelanemotors.ky They sell a wide range of American, Chinese, Korean and Italian made scooters, on/off road trails, cruisers amd sport bikes.

Scooter Rentals Scooters can be rented for approximately US$50 per day which includes insurance, free delivery and pick-up. On the Sister Islands, bicycles and scooters are a great way to explore. 276

CAYMANRESIDENT 2022

135 North Church Street, George Town Tel: (345) 949 1013 Scooters can be rented for a daily rate of US$50 (US$45 plus CI$5 for insurance). They have a minimum age of 23 in order to ride. Scooten! Scooters! Little Cayman (across from the airport) Tel: (345) 916 4971 www.scootenscooters.com They rent single Yamaha 50cc scooters for US$35 for three hours and US$50 for eight hours, with special weekly and monthly rates available. The rental cost includes a free tank of gas, helmet and free delivery and pick-up.

Public Transport – Buses Cayman has a reasonably good public bus system. There are 11 bus routes and eight different coloured circles on the front and rear with a route number in the middle and ‘Public Bus’ written along the side. Be sure to check if the bus is en route to your destination before getting in. All routes run to and from the bus depot in George Town, where there is a Public Transport Inspector from 6am-7pm MondaySaturday (except for public holidays) to supervise all bus operations. There are a few designated bus stops on the Island, but the best way to catch a bus is to simply wave one down from the side of the road. If you hear a bus beeping at you, it is the driver checking to see if you need to be picked up. Most buses carry between 14-29 passengers. The average fare is CI$2 per journey or CI$3.50 if you take a long trip such as George Town to East End or North Side. Anywhere beyond Hutland Road, such as Rum Point and Cayman Kai, will cost CI$8. The best routes for buses are on the main roads around retail areas and non-residential areas. There are also regular scheduled buses that run along South Church Street, South Sound Road, Walkers Road, Fairbanks Road, Industrial Park and Owen Roberts Drive.

To view the bus route map visit www. caymanresident.com/live/transportation/ public-buses. The Public Transport Board of the Cayman Islands has formulated a strategic plan that includes long-term, mid-term and short-term objectives for the Public Transport Unit (PTU). A set of goals have been established towards a better and more reliable public transportation system. These goals include: integrating existing infrastructure with advanced technology, ensuring there is professional leadership and adequate staffing, promoting/ inspiring the use of the bus system and making the route information easily accessible. Public Transport – Taxis Taxis are also another option but they are more expensive than buses. You will find plenty of taxis at the airport, in George Town and parked at many of the major resorts along Seven Mile Beach. A reliable taxi firm is A.A. Transportation Service, Tel: (345) 926 8294. The Cayman Islands Government has created an app with a digital fare calculator, CI:GO. The aim is to ensure consistent and transparent pricing for taxi fares by setting standard prices for routes. The app allows passengers to plug in their route, the number of passengers and see what the fare should cost in both US and Caymanian dollars. It also allows users to input how many pieces of luggage a visitor has. There is a sliding scale of price increases for journeys of five passengers or more. The CI:GO app is available for free in the Google Play Store and the Apple App Store. New to the Cayman market is Flex, an Uber-style app from local entrepreneurs Alex Cowan and Rachel Smyth. The app allows users to share rides, use GPS to track their journey and make sure they are travelling the best possible route. Visit www.flex.ky for more information.

Tell them you saw it in the

www. c a y m a n r e s i d e n t . c o m

277

T R A N S P O R TAT I O N

Bicycles Some people do ride bicycles to work or even use an electric bike. Bicycles and electronic bicycles are duty-free, making them a more attractive option. That said, there are very few designated cycle lanes on-Island (though the Esterley Tibbetts Highway does have cycle lanes from West Bay to the Britannia roundabout). In an effort to improve awareness and road safety, the National Roads Authority (SEE AD PAGE 265) has painted new symbols on some of the roads on Grand Cayman to indicate where the road is shared between bicyclists and motor vehicles. You will find the markings located on South Church Street by Paradise Restaurant and North Church Street by Delworth’s Esso. The shared lane markings, or sharrows, are either white or green symbols with two chevrons and a bike. As cycling is not as common as it is in, say the UK, drivers do not give cyclists due care and attention. In addition, Cayman does not have specific laws, such as minimum passing distances, to protect cyclists like other countries do. It cannot be stressed enough how vigilant cyclists need to be on Cayman roads. Bicycles are considered vehicles, therefore cycling into facing oncoming traffic is illegal. Uncle Bill’s and Kirk Home Centre sell a good selection of bicycles, cycle helmets and bicycle equipment including lights. You may also want to register your bicycle

with the police department. They will record your bicycle’s serial number and place a marking on it that is only visible under a UV light. Another option for exploring by bicycle is bike sharing and rental. Cycle Cayman (www.cyclecayman.com) has eight stations: three in Camana Bay, one at Regatta Business Park, one in Cricket Square, one at the Government Administration Building, one at Dart Park and one at the Cayman Craft Market in George Town. Download the app, chose a plan, by the hour or by the month, and off you go. Paddle Wheel (www.paddlewheel. ky) offers bike rentals with half day, full day, three day and weekly rates. They also offer tours as well as bicycle maintenance and repair services.

THE

Cayman Auto Rentals

Boating Photos courtesy of Rebecca Davidson and Kathleen Spencer

Everything from where to boat, safety considerations, navigating the waters, boat security, boat maintenance and repairs, marinas, boat trips, sailing charters and marine rules and regulations.

B OAT I N G

278

Protecting the Marine Environment

278

Where to Boat in Cayman

280

Safety Considerations - Rules of Boating - Boat Training - Navigation/Boating at Night - VHF Radio/Boat Security - Protecting Your Boat in a Hurricane - Boat Insurance

281 281 281 281 281 282 282

Buying & Maintaining a Boat - Boat Licensing Fees

282 284

Marinas & Fueling Stations

284

Getting Out on the Water - Boat Leasing Club - Boat Rentals - Tours & Private Boat Charters

286 286 286 286

Fishing - Fishing Trips & Tournaments - Light Tackle Game Fishing

287 287 287

Marine Rules & Regulations

288

CAYMANRESIDENT 2022

he Cayman Islands is an idyllic location for boaters, fishermen, snorkelers, divers and naturalists. The Islands are globally renowned for their beautiful, warm, blue and crystal clear water, therefore a magazine about Cayman would not be complete without a chapter dedicated to the joy of being out on the water. PROTECTING THE MARINE ENVIRONMENT

Acting responsibly on the water is essential for preserving the wellbeing and unspoiled beauty of Cayman’s seas. Cayman has many laws that help keep marine life, society, and the environment safe, as well as many ways you can help protect the marine environment. Coral reefs are essential to the health of Cayman’s marine ecosystems. These colonies of fragile marine creatures are easily damaged by boat anchors, hulls, human contact and even contemporary sunscreen. Recent studies suggest that most sunscreens contain damaging chemicals (oxybenzone and octinoxate) which, even in small doses, can stunt coral growth, cause coral bleaching and affect marine creatures like shrimp and clams. Instead, use rash guards and reef-friendly sunscreen when you are in the water and avoid spray sunscreens that produce excess chemicals. Take extra precautions when operating and anchoring a vessel, snorkelling or diving and ensure that your children and visitors know not to touch or break off the coral. Report any marine conservation offences, as well as injured, dead or accidental hooking of turtles to the Department of

your full service marine center

BOATS • MOTORS • TRAILERS • PARTS • ACCESSORIES • ELECTRONICS SALES • SERVICE • REPAIRS • HAUL OUT • STORAGE • BROKERAGE AUTHORIZED SALES, SERVICE & WARRANTY FOR:

PADDLEBOARDS SAILBOATS & KAYAKS SERVING THE CAYMAN ISLANDS

FOR OVER

110 TON TRAVEL LIFT CAPACITY Located at The Barcadere Marina 606 North Sound Road, George Town.

Tel: 949-4186

35 YEARS

info@scottsmarinecayman.com www.scottsmarinecayman.com

Environment (DoE) on (345) 949 8469. See below for a list of numbers that may be useful while on the water and in the case of an emergency. Plastics that end up as ocean debris contribute to habitat destruction and kill tens of thousands of marine animals each year. To reduce the impact of plastics on Cayman’s marine ecosystem, we encourage you to reduce your usage, recycle all of the rubbish you can, and pick up garbage you find on the shore or at sea. See the Being Green chapter for recycling locations for glass, plastic, and other waste. WHERE TO BOAT

B OAT I N G

SEVEN MILE BEACH (SMB) Seven Mile Beach is typically the calmest side of the Island but does occasionally get battered by Nor’westers in the winter months and tropical storms in the summer months. Navigation is easy here because there are no barrier reefs in this area, however, the only boat ramps on SMB are at the Lobster Pot dock and at the beginning of North West Point Road in West Bay. Boaters will often anchor off of beach bars and restaurants such as those at the Westin, Ritz-Carlton and Kimpton Seafire hotels. You can also take your boat around from the North Sound and South Sound to Seven Mile Beach, but you need to be familiar with the channels through the reef in the North Sound, have a suitable and well-maintained boat and be prepared for a slightly rougher trip outside of the reef until you get to calmer waters off Seven Mile Beach.

Important Phone Numbers Flying Dutchman

(345) 329 7723

(Call if your boat has broken down/is sinking/has sunk)

Cayman Port Authority

(345) 949 2055

Marine Enforcement /DoE

(345) 649 7710

Cayman Brac/DoE

(345) 948 0331

Little Cayman/DoE

(345) 948 0100

(Report offences such as poaching to the Chief Officer)

Joint Marine Police Unit

(345) 649 7710

US Coast Guard (RCC Miami) (305) 415 6800 VHF Radio Channels (Police/DoE/Port Security)

CAYMANRESIDENT 2022

280

Currently there are no gas stations where members of the public can dock and refuel along the west side of the Island. If you are considering regularly keeping your boat in the water overnight, it is mandatory to seek authorisation from the Department of Environment (DoE) to install a mooring. Unfortunately, even with a mooring, your vessel (and engine) is vulnerable to theft. Nor’westers can occasionally make the sea very rough, and if you are not conscious of the weather conditions, your vessel could easily be damaged. Even though a number of commercial and personal vessels anchor regularly off SMB (and George Town) overnight, it is not advisable. It is possible that a propeller from another vessel could accidentally cut the anchor line and, if the anchor drags, the wind will take the boat offshore. Snorkelers and divers in this area should be flying the divers down flag; however, when travelling close to shore, always be cautious. Do not exceed five knots within 600ft from the coast and do not anchor in marked boat channels, coral, diving or swimming areas. Note that beach front properties and hotels, with designated swim areas cannot be entered by any vessel. THE NORTH SOUND There are several launching ramps that provide access in this area and most boat owners keep their boats docked in the North Sound. The Sound is enclosed by a barrier reef and has a network of canals that provide excellent protection from the weather in all but the most extreme conditions (such as a hurricane). Theft is uncommon and a canal generally offers access to fresh water as well as fuel stations. The North Sound also offers excellent shallow snorkelling areas, such as Coral Gardens and the world-renowned Stingray City. North Wall diving is very good as well, but sea conditions can be rough. Beachside bars and restaurants at Rum Point and Kaibo, as well as boat hangouts at Starfish Point and the Mini Sandbar are popular stops for the boating crowd. Also popular is Morgan’s Harbour where

Calypso Grill and Tukka West, Restaurant & Bar are located right on the water, although docking space is limited and the onshore breeze can make docking a challenge, so be careful. Just to the north of Morgan’s Harbour is an area called Barkers that offers miles of undeveloped white sand beaches and some good light tackle fishing for bonefish. Navigate carefully; it is easy to strike a coral head and damage your propeller and the coral. Watch out for kite surfers too. At the Cayman Islands Yacht Club, boaters can enjoy two more fantastic restaurants, Morgan’s Seafood Restaurant and bàcaro. Both restaurants are popular with boaters and there is ample docking space. You can also take your boat into George Town Yacht Club (GTYC) or Camana Bay. At GTYC, you can enjoy lunch or dinner while the children play in the pool. Camana Bay is suitable for large and small boats, has a well-marked entry and free sheltered docking with access to lots of restaurants and bars. The North Sound is great for fishing and catching conch and lobster, but abide by the Marine Parks Act. Violations can result in serious fines, confiscation of your boat or even a prison term. Although partially enclosed by a barrier reef, the Sound can get choppy. If your boat is under 22ft long, you (and your guests) are very likely to get wet from sea spray on an average day. The Central Mangrove Wetland is on the east side and is a protected Environmental Zone. All in-water activity, fishing and anchoring are completely prohibited, but boats can access the area provided they do not exceed five knots. People enjoy kayaking around the canal systems and also in English Bay, located east of Kaibo, as it is a great nature experience. The Cayman Islands Sailing Club is located on the south-western side of the North Sound and you will often see dinghies sailing out from the club. Larger sail boats venture into the Sound, but the access through the reef is fairly shallow, so no boats with drafts greater than 10ft can enter. Watch out for areas that have shallow coral heads, such as The Blower’s,

BOAT TRAINING Boat training is a form of vocational training that helps beginners learn the ropes and can help boost employability, give companies formal safety qualifications and even lower boat insurance. See the Vocational Training & Adult Education section in the Education chapter for a list of companies that provide boat training.

BOATING AT NIGHT Darkness distorts perceptions. Therefore, at night, winds seem stronger, waves bigger and it is difficult to tell if a light is 600ft or two miles away. Out on the North Sound, it is impossible to see water depth or coral heads, especially on a moonless night. At night, safe boating involves more common sense. Ensure your navigation lights are working (so other boats can see you!) and

SOUTH, EAST & NORTH COASTS On the south, east and north coasts, there are areas where you can find undeveloped beaches, great fishing and pristine diving and snorkelling. The first few times you venture out, you may want to accompany a local guide as it is easy for your propeller to hit a coral head if you don’t know where you are going. It is very likely that if you are out on the water, you will be approached by a vessel operated by Marine Parks or Marine Police officers. Have fun, but be aware that penalties for breaking the rules on the water are very serious. Before boating, it is worth reading the Marine Parks Rules and Regulations, as well as the Port Authority laws. SAFETY CONSIDERATIONS

carry a powerful torch, at least a million candle power, so you will be able to pick out channel markers from 300ft away. Use your GPS if you have one. Although many channels have lights, be aware that markers can drift and if one marker light is not working, it is easy to mistake a working middle marker for a defunct outer marker. VHF RADIO If you are out of cell range in an emergency, use a VHF radio to call Port Security on channel 16. Tell them your boat name, position/coordinates and nature of the problem and they will help. Although channel 16 is the emergency channel, it can carry routine calls to establish communication. Once contact has been made, the conversation must be switched to another working channel. Mayday calls on channel 16 are for life threatening emergencies only. Boat owners should acquaint themselves with VHF etiquette in the case of an emergency. In order to have a VHF on board, the boat must have a Maritime ICT Licence and the operator must have the appropriate Maritime Radio Operators’ Certificate for the type of equipment on the vessel. In Cayman, the legal framework for VHF’s is a nightmare as few boats have a licence and virtually no operators have the required certificate. Visit www.ofreg. ky/ict/ship-radio for more information. BOAT SECURITY Although a relatively rare occurrence, there have been incidences of boats being stolen. Store expensive equipment indoors since the theft of valuable fishing, diving and boating equipment/ gear has become more frequent and you are advised to take extra precaution when securing your boat at night. More common is the theft of small engines, movable outboards and electronics. If you see any suspicious activity, please report it to the police immediately and provide a full description, including serial numbers, of anything that has been stolen.

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RULES OF BOATING Throughout the years, boating rules and conventions have evolved and are now codified in the Regulations for the Prevention of Collisions at Sea. In all circumstances where a collision is possible, these rules determine which vessel has right of way and which must take avoiding action. The basic rules are that all boats approaching each other pass port to port (left to left) i.e. opposite to driving in Cayman. Power boats must always give way to sail boats and boats that are overtaking must keep clear of other boats. These are just the two basic rules, make sure to read up on more complex situations.

NAVIGATION A GPS or a chart plotter is highly recommended, however, basic navigational knowledge is helpful. Get to know landmarks on the horizon, such as the airport, the dump, The Ritz-Carlton, Kimpton Seafire, Harbour House Marina and more. Fixed or hand-held GPS units can be purchased from either Harbour House Marina, Kirk Marine or Scotts Marine. Whenever you are on your boat, insert any navigational aids as marks on your GPS. These can be channel markers for your canal, floating metal mooring buoys in the Sound or the Main Channel markers. This can help if you are in a situation with no visibility or out at night and discover a channel marker light is out. The world is divided into two regions for navigation markers. Cayman is in Region B, which uses the convention that red port marks are on the left when exiting a channel. Remember this by using the mnemonic “Red Right Returning”. This is the opposite system to the UK and Europe. If a vessel is approaching from your port side, you will see a green light and have right of way. A vessel on your starboard side will show you its red light, so you have to give way. The most dangerous situation is if you see both a red and a green light, as this means you are looking at a head on collision. Make a distinct course change to starboard so the other vessel knows you are taking avoiding action. Remember: “If two lights you see ahead, turn to starboard, show your red”. This information is very crucial when boating at night.

Fisherman’s Rock, Barkers, the Standards and Four-Way Reef; these areas have claimed many propellers and some boats.

There are devices on the marine market that can help protect your boat. Speak to a marine professional for more information, however, here are a couple of options: Installing a lock, mounted directly to the steering wheel of your boat will help discourage theft of your boat. Boat Locks:

Includes wireless sensors which monitor intrusion, high water, shore power loss, low batteries and more. Should any of the wireless sensors be triggered, it will call the designated parties and relay a personalised prerecorded voice message of the event. The system also allows the owner to call the boat to receive the system status, but also manage operations like switching on lights or battery charging circuits remotely. Marine Magellan:

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Sat-Trak GPS Tracking: Suitable

for boats, wave runners and jet skis, Sat-Trak devices allow you to monitor the location of your asset online, track activity and recover from theft. Devices include real-time tracking and reports, map and satellite views, and location notifications by text or an email alert when the craft leaves the dock. Satellite tracking will aid the police in the recovery of your boat by tracking its last known location and direction of travel. Spot Trace: Allows you to track your assets

using satellite technology. Once motion is detected you will instantly receive a text or email and it will allow you to follow them on the map from your phone or computer. This is popular for smaller boats. You can get security advice and products for your boat from the following companies:

Scotts Marine

Tel: (345) 949 8699

Tel: (345) 949 4186

Email: property_ky@cgcoralisle.com

www.scottsmarinecayman.com

www.cgcoralisle.com

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Offers insurance for leisure and other small boats. Receive US$500,000 third party liability

The Security Centre Limited

at no additional cost. Optional cover for trailer,

Tel: (345) 949 0004 or Email: info@security.ky

punt, and personal effects. SE E AD PAG E 147

SE E AD PAG E S 183, 195 & 242

Pensum Services

PROTECTING YOUR BOAT IN A HURRICANE There are several precautions you can take to protect your boat against a hurricane. Store boats and trailers ashore, if possible, for a better chance of survival. If not, tie it together with other boats and do not put it parallel to the shore as waves can capsize it. Remove the Bimini top or any items on deck that could become projectile objects during strong winds. Unstrapping masts on sail boats is also strongly advised. Remember to take everything, including all paperwork, insurance records and electronics, off the boat. Make an inventory (including serial numbers) with photographic or video evidence, of items left on board. For more information on how to secure your boat before and during a storm, visit www. caymanresident.com. BOAT INSURANCE Boat insurance is not compulsory in Cayman, however obtaining it can offer peace of mind. If you have obtained a loan from your bank to purchase your boat then they will most likely require you to have insurance. The following companies provide boat insurance. Please also refer to the Settling In chapter for a list of other insurance providers. Bogle Insurance Brokers Ltd. 34 & 35 Pasadora Place, Smith Road, GT Tel: (345) 949 0579 or (345) 623 0579 Email: service@bogleins.com marine insurance. SE E AD PAG E 145

Tel: (345) 947 1307 CG BritCay

www.harbourhousemarina.com

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Tel: (345) 923 6655 Email: insurance@pensum.pro www.pensum.pro Pensum’s marine insurance covers a wide variety of yachts, runabouts and other pleasure crafts, as well as charter and work boats. Typical marine insurance covers hull, machinery, protection and indemnity. Pensum has 15 years of experience in international

maritime

insurance

and

provides a professional service that is fast, friendly and efficient. Island Heritage Insurance Tel: (345) 949 7280 Email: customercare@islandheritage.com.ky www.islandheritageinsurance.com Their yacht insurance covers third party liability and protection for boat owners from risks such as fire, theft, sinking, weather damage and collision. SE E AD PAG E S 148, 167 & 269

Offers comprehensive and standard liability Harbour House Marina

Unit A7, Cayman Business Park, GT

BUYING & MAINTAINING A BOAT

Once you have decided on the type of boat, the next thing to decide is whether you want a new or used boat. Several brokers specialise in used boat sales and they can also help with the process of buying a new one, whether in Cayman or overseas. Brokers can help determine what you need in a boat and scour the market with you as your ally. New vessels may not be trouble-free, but if you purchase from a local dealer, you have the benefit of onIsland warranty service. There are several new boat dealers in Cayman, so pricing is competitive, but the sales staff are also very knowledgeable, and know a lot about the nature of the market and our waters.

BOAT DEALERS, MAINTENANCE & OUTBOARD ENGINES

Paddleboards and Sea-Doo. They always

Automotive Art & Yamaha Power Sports

watercraft. Their parts department has a large

480 Shedden Road, George Town

inventory of trailer parts, engine parts, and

Tel: (345) 949 7102

boat repair and maintenance supplies.

have a full inventory of Sea-Doo personal

SE E AD PAG E 284

procedures you can do. This will reduce the chance of corrosion on your engines, Bimini tops, snaps and other metal parts. It is recommended that you do the following:

Flush your outboard motors, preferably using products such as Salt Terminator,

Avalon Marine Tel: (345) 945 5103 or Cell: (345) 516 7708

MooreMarine Services

each and every time you take out the

Email: rafe@avalonmarine.ky

Tel: (345) 949 6672

boat.

Mobile and fixed location boat maintenance,

Email: info@mooremarineservices.ky

Give your boat a soapy wash using a premium marine non-phosphate and non-

repair and full management services for all vessels and watercrafts. Mechanical, engine,

Pro Yacht

toxic “boat wash.” This will ensure that

plumbing, electrical, electronics and cosmetics

Tel: (345) 945 4676 or Email: info@proyacht.ky

you are getting rid of any contaminants

and captain services. Haul launch and storage

Emergency Tel: (345) 516 4676

from the sea, while keeping all your waxes

for boats and trailers. Brokerage for new

Sells Robalo, Jupiter Marine, Viking Yachts,

on and the environment safe. Never use a

and used boats both local and international.

Valhalla Boatworks, Cummins, and Kawasaki.

household detergent on your boat!

Extensive experience working in the local and

Wax your boat using a premium marine

US market to find, survey, purchase and deliver

Scotts Marine

wax once every 6-12 months. This will

boats to Cayman. SE E AD PAG E 281

The Barcadere Marina, George Town

revive the look of the boat considerably

Tel: (345) 949 4186

and protect the boat from salt and sun.

Boating Made Easy

Email: info@scottsmarinecayman.com

The wax can be applied by hand, but it’s

256 North Church Street, George Town

www.scottsmarinecayman.com

easier with a good dual action polisher to

Tel: (345) 749 7555

Located at Barcadere Marina on North Sound

get the job done quickly.

Road, Scotts Marine is a full service marine

floors; marine aluminium cleaner for the

Tel: (345) 943 2005

haul-out capacity and a 15,000sq ft showroom,

aluminium top; and premium marine vinyl

Email: service@cpsm.ky

chandlery and service centre. They are Cayman’s

cleaner and protector for all vinyl.

well as being authorised dealers for Yamaha,

Tel: (345) 916 0660

Volvo Penta and Yanmar engines; providing

Email: mike@compassmarine.ky

manufacturer-backed warranty and a factory trained and certified service team. They are also

Harbour House Marina (HHM)

exclusive dealers for Tiara yachts, Scout, Pursuit,

Marina Drive, Prospect

Cobalt, and Bayliner boats, as well as Hobie

Tel: (345) 947 1307

sailboats, kayaks and SUPs. In addition, they offer

Email: info@harbourhousemarina.com

a full line of marine batteries, parts, accessories,

HHM is a full service marine facility and Boston

electronics, safety equipment, fishing supplies,

Whaler dealership. They also sell Sea Ray,

apparel and more. SE E AD PAG E 279

Release Boats and Honda Marine. HHM is the only authorised applicator of Sea Hawk

Superior Auto

antifouling paints in the Cayman Islands.

14 Sherwood Drive, George Town Tel: (345) 949 9570 or (345) 525 9570

Kirk Marine

Email: sa@candw.ky

Eastern Ave, George Town Tel: (345) 946 3575 www.kirkmarine.ky Kirk Marine has one of Grand Cayman’s most well-stocked fishing tackle, boating, and marine stores and carries all the major brands. They have a full-service boatyard and are authorised distributors for Johnson, YOLO

MAINTAINING A BOAT If you buy a boat, bear in mind that salt and sun mixed together is the perfect cocktail for rust and aging! Taking a few minutes to hose down the boat with fresh water after a trip out on the sea is probably one of the easiest maintenance

All washing, waxing, polishing and compounding can be applied on all painted or gel-coated, fibreglass or urethane surfaces including the engines and engine covers, interior floors and gunnels, to keep them all shining like new. Invest in good covers for your boat and engine to prolong their life. Blocking out the sun is by far the best solution to keeping everything pristine. Use only marine products, including brushes, for scrubbing and make certain that all products used don’t endanger aquatic life or degrade our waters. Marine cleaning products can be picked up at Harbour House Marina, Kirk Marine and Scotts Marine. These companies will also clean your boat if you would prefer not to do this yourself. If you keep your boat in the water fulltime/permanently, you will need the hull to be coated in anti-fouling paint. This process will need to be repeated annually to protect your boat from barnacles and

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centre, featuring a boat yard with a 110 tonne

only authorised Mercury Marine dealer, as

Use a non-slip floor cleaner for your boat

Cayman Power Sports & Marine

Compass Marine

algae. If left uncoated, marine growth will cause a drastic reduction in the performance of your vessel as well as risking long term damage to the hull itself and engine(s). It is recommended that anti-fouling is carried out by a professional dealer who can haul your boat out and trained staff will apply it. Anti-fouling is extremely caustic and is carcinogenic so should be applied using the proper cover ups to include full respirator mask and gloves. Engine service should be undertaken regularly and in conjunction with the warranty (this would normally be carried out at the same time as anti-fouling). Fluid levels should be checked regularly along with the batteries. Repairing Boat Upholstery AllMarine Upholstery Tel: (345) 945 7767 or (345) 321 2424 Email: admin@allmarineupholstery.com Specialises in remaking, refitting, repairing and

Tel: (345) 947 1307 Email: info@harbourhousemarina.com Suppliers of custom-fitted boat covers, boat seats, cushions and bolsters, boat enclosures, Bimini tops and marine carpet.

Boat Storage Many of the major marinas provide boat storage, alternatively contact Boating Made Easy on (345) 749 7555. BOAT LICENSING FEES The Government imposes an annual fee on vessels in Cayman which is collected by the Port Authority. It is the duty of a boat owner to complete a licensing form and let the Port Authority know of any changes. Licensing fees are charged yearly. Boats under 21ft are free, 21-30ft CI$200, 31-40ft CI$1,000, 41-50ft CI$2,000, 51-60ft CI$3,000, 61-70ft CI$4,000, 71-80ft CI$5,000, 81-90ft CI$6,000, 91-100ft CI$7,000 and all boats over 100ft CI$10,000. Jet skis for private and

B OAT I N G

restoring marine upholstery.

Harbour House Marina

commercial use are free. Commercial boats also need to be licensed but the process is a little more complicated. Note that there is no licensing fee so long as a valid business licence is submitted with the application. To download a form, visit www.caymanport.com/forms/. You can also register your boat and its name. Cayman offers various vessel registration options; visit www.cishipping.com for more information. MARINAS & MARINE FUELLING STATIONS

MARINAS The Cayman Islands are a British Territory and, as such, are a highly regulated jurisdiction with entry to the Islands controlled exclusively by C.I. Immigration and H.M. Customs. The official port of entry for Grand Cayman is the main port on the west coast of George Town. Without exception, once arriving within 12 miles of the Islands, all vessels wishing to clear into Cayman waters must notify C.I. Port Security via VHF 16 for instructions on

GET HOOKED ON THE

FISH PRO Get closer to the action and experience fishing like never before.

VISIT KIRK MARINE TO LEARN MORE ABOUT THE FISH PRO. 454 Commercial Center, Eastern Ave, George Town

TELEPHONE: (345) 946-3575

AUTHORISED DEALER FOR

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kirkmarine.ky/sea-doo

how to proceed. They are open MondayFriday 8.30am-4pm and Saturdays 8.30am-12.30pm; an extra fee is applied when you enter out of these times. It is entirely up to Port Security to direct you to your clearing-in point as determined by Customs and Immigration, and failure to notify the authorities of your arrival in Cayman waters or to comply with Port Security instructions can result in fines and penalties for the vessel. You must have a passport valid beyond the date of stay to enter. However, with advance notice, and timely receipt of relevant documentation, it is also possible to request Customs and Immigration clearance for visiting vessels at the Barcadere Marina, in George Town.

Award Winning Environmentally Friendly Marina

Showroom, Chandlery Haul-out & Boat Yard

The Barcadere Marina The Barcadere is a world class, award-winning

marina located in George Town, right next to the Owen Roberts International Airport. It features direct access to the North Sound and other local attractions such as the world famous Stingray City and diving on the North Wall. The marina maximum of 8ft draft, with individually metered water and power. There are luxury washrooms, free wireless internet and nightly security, all in

Open Hours | Mon to Sat 8am - 5pm

a safe and secure environment. Their dockside fuel station, Scotts Landing, features premium ValvTect marine fuel and offers a complimentary

• Featuring boats from Tiara, Pursuit, Cobalt, Bayliner Trophy and Scout • Now featuring Hobie Stand Up Paddleboards, Kayaks and Sailboats • Dealers for Mercury Marine, Yamaha, Yanmar and Volvo Penta motors • Boat yard with 100 ton Marine Travel Lift • Service center and chandlery • favorite brands

B O A T II N B OAT NGG

offers berthing for boats and yachts up to a

• Grand Cayman’s only true full service marina facility • Located in George Town, right next to Owen Roberts International Airport • Accommodating vessels up to 100' long and 8' max draft • Metered power and water at every slip and free WiFi • Luxury washrooms with showers and lockers • Safe, secure and well lit, with nightly security and CCTV

Fuel Station & Convenience Store

Yacht Club, Restaurant, Bar & Clubhouse

• Valvetect marine fuel specially formulated for marine engines • Land side and dock side fuelling • Delivery available right to your boat or generator • Complimentary dock side sewage pump-out • Ice, bait, snacks and refreshments

• Local and International cuisine with an emphasis on fresh seafood • Casual waterfront and poolside dining • Fresh catch every day • Arrive by land or sea, lots of parking for cars and boats • Private Clubhouse for parties and events, contact us for rates

Open Hours Mon to Sun, 7am to 7pm

Open Hours: Mon to Fri, 11am to 9pm kitchen closes, Sat & Sun, 8:30am to 9pm kitchen closes.

sewage pump-out service to their customers. Also located onsite is Scotts Marine, the Island’s exclusive Mercury Marine dealer, which features a full service boatyard with a 110 tonne marine travel lift and a 15,000sqft sales and service centre representing all of the top marine brands. The Barcadere Marina is also home to George Town Yacht Club, a casual waterfront bar and restaurant, with your choice of inside, poolside or dockside dining. The food is delicious, well priced, and it is a recipient of TripAdvisor’s Certificate of Excellence. Visit www.gtyachtclub.com. You can contact Barcadere on (345) 949 3743 or visit www.barcadere.com. SE E AD PAG E 287 The Cayman Islands Yacht Club and Marina This marina can be found in Governor’s Creek on the West side of Grand Cayman. It can cater

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for up to 166 boats of varying sizes (30ft to 140ft long with a draft of 6.6ft). There is a fuel depot for both boats and vehicles, wet slips, individual pump-out systems, as well as power and water on each slip and a whip panel, which allows onboard refilling of dive tanks – a great convenience to commercial dive operators. There are two restaurants on site as well as a fully stocked convenience and liquor store, bar and chandlery. The facility offers 24hour property management and enhanced security services with individual dock key card access and patrols. To contact them for more information or to rent a dock call (345) 747 2492 or visit www.ciyachtclub.ky. Harbour House Marina (HHM)

HHM offers canal dockage with direct access to the North Sound and free showers, wifi, electricity and water. Full dockside maintenance services are offered as well as boat storage with 24hr security. Tel: (345) 947 1307 or email: service@harbourhousemarina.com.

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Kaibo Marina Open to boaters using the Kaibo Restaurant & Bar is a 26-berth Poralu Marina floating dock. Its environmentally-friendly design allows sunlight through to the water below so that marine life can flourish. Offering electricity and water hook-up and locked-gate walkways, the 26 boat slips are available for short term, overnight and long term rental. Visit www. kaibo.ky to make a dock booking.

MARINE FUELLING STATIONS On the North Sound there are three marine fuelling stations – Scotts Landing at the Barcadere Marina, the Cayman Islands Yacht Club on Governor’s Creek, and Harbour House Marina on the south side of the Sound. All three sell gasoline and diesel. No ethanol gasoline is sold at marinas in Cayman and the only land based location is at Refuel (Tel: (345) 745 3835) at 126 Maclendon Drive, Industrial Park in George Town. Please note that Cayman Islands Law states that all fuel stations must display their fuel prices (within sight of the fuel dispensers) in CI dollars and imperial 286

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gallons. However, most marine and mobile fuel providers dispense fuel in US gallons, which is almost exactly 20% less per volume than imperial gallons. Make sure that you are being charged appropriately. The diesel now being sold in Cayman is ultra-low sulphur diesel. However, it is worth checking which marine fuel stations add a lubricity booster to their fuel to help prevent deposits accumulating in fuel injector pumps. Scotts Landing, located at the Barcadere Marina, is the Island’s exclusive dealer for ValvTect Marine fuel, which is specially formulated to ensure the best performance from your boat or watercraft, but is also ideal for use in generators, and will improve the performance of vehicles and other equipment. They are open 7am-7pm, seven days a week, and feature dockside and landside fuel dispensers for your convenience. They guarantee to provide only ultra low sulphur diesel and premium 93 octane gasoline. The Valvtect additive causes fuel to burn cleaner, reducing harmful exhaust emissions, cleans your motors fuel system and combustion chambers, and is proven to increase performance and fuel economy by up to 7% in independent testing. It also increases the stability of the fuel and contains extra water dispersants and corrosion guard technology. The diesel additive boosts cetane level the lubricity, making it more suitable for EU spec diesel engines using the lower cetane US spec diesel available on island. Scotts Landing also offers a full service, dockside sewage tank pump-out service for boats. GETTING OUT ON THE WATER

BOAT LEASING CLUB For those who think they might only be in Cayman for a couple years but still want to get out on the water, or for those who don’t want the associated costs of maintaining a boat, joining a boat club may be a good solution. The Leisure Boat Club is a boutique service offering an exclusive boating lifestyle to its members without the

hassles of ownership. Tel: (345) 949 6672 or email: info@leisureboat.ky. BOAT RENTALS For those who want to get out on the water, visit the Sandbar and the stingrays, snorkel the Coral Gardens, take a sunset cruise or explore the North Sound, there are a few great options suggested over the next couple of pages. You can also find more information, including times and prices by visiting www.explorecayman. com. If you want to rent a sailing dinghy, Laser or Pico, then a great option is to call the Cayman Islands Sailing Club on (345) 947 7913 or email: booking@sailing.ky. TOURS & PRIVATE BOAT CHARTERS Numerous companies offer North Sound boat and snorkelling trips. Half-day trips usually include stops at the Sandbar and the Coral Gardens to snorkel. Full-day trips include all the stops mentioned above but also include conch hunting (when in season), and a delicious local seafood lunch either cooked and served on board the boat or on the beach at Cayman Kai. Sadly, since Cayman’s borders closed in 2020 to international travel, some boat operators have ceased operations. For the latest information on tours and private boat charters that are still operating, give them a call or visit www.explorecayman. com. The following is a list of tour operators: Crazy Crab (Tel: (345) 927 2722) provides private boat charters to Stingray City and other areas of the North Sound. Tours Cayman (Tel: (345) 916 5478) does half-day snorkelling, Stingray City trips and Cayman Turtle Centre visits for groups. Frank’s Watersports (Tel: (345) 925 2783) runs half and full-day snorkel lunch outings and Stingray City trips. All-Aboard Charters (Tel: (345) 922 2177) will take you to Stingray City, Starfish Point, snorkelling and bioluminescence. Captain Marvin’s (Tel: (345) 945 6975) offers daily half-day and full-day lunch snorkel trips. Charter Cayman (Tel: (345)

SAILING Sailing Charters If you would prefer a sailing boat tour, Surfside Charters (Tel: (345) 516 7873) offers luxury, private and custom charters. Trips can also include snorkelling, tubing and fishing. Neil Galway of Sail Cayman (Tel: (345) 916 4333 or email: neil@sailcayman. com) is RYA Yacht Master Certified. Sail Cayman offers exclusive private sailing and powerboat charters for full or halfday charters. Point Blue Sailing (Tel: (345) 925 7772 or www.pointbluesailing.ky) offers full or half-day snorkelling trips, with lunch and dinner options also available. Red Sail Sports (Tel: (345) 623 5965) boasts a fleet of five 65’ luxury sailing catamarans. They also offer snorkelling trips along Seven Mile Beach. Ask about their resident discounts.

Evening Sailing Evening sailing trips in Cayman are a pretty special experience and luckily there are a number of options available. Sail Cayman (Tel: (345) 916 4333) offers sunset sails seven days a week. Sail with Friends (Tel: (345) 548 8060) offers private trips on their 38ft catamaran. Their sunset tours are particularly special. Red Sail Sports (Tel: (345) 623 5965) offers several evening sailing options on one of their 65ft catamarans. Cruise the coastline on their popular Sunset Sail or dine onboard their Dinner Sail with food served fresh off the barbeque. Sailing & Yacht Clubs If you are a keen sailor, you will want to join the Cayman Islands Sailing Club (Tel: (345) 947 7913). Sailing lessons for adults and children are available throughout the year. Training rotations for kids and adult lessons are offered on their Hartley fleet and other dinghy fleets, as well as J22 lessons for the more advanced sailors who are interested in racing. There are also opportunities for those with their own larger sailboats, as the cruiser fleet arranges periodic races, rallies to the Sister Islands and Cuba, full moon sails and get together ‘sailaways’. The Sailing Club has a scenic clubhouse overlooking the North Sound and often hosts parties and socials. Various types of sailing boats can be rented by the hour, half or full-day and members get a discount. Email: admin@sailing.ky or coach@sailing.ky for information about their skipper course, learn-to-sail camps, school lessons, sponsorship and their sailing schedule. Visit www.sailing.ky for more information and rates. SE E AD PAG E 415 Another option is the George Town Yacht Club (GTYC) based at the Barcadere Marina at the end of North Sound Road in George Town. The GTYC includes a club house with a restaurant and bar, changing rooms with showers and lockers and a recreational pool for families and kids. Anyone can dock their boat right up to the restaurant and bar, which offers a casual ‘back porch’ dining experience. This family-friendly

facility provides a full roster of events and activities, regularly attracting the larger public on weekends, and also serves as a popular private party venue. For more information email: info@barcadere.com or call (345) 949 3743. FISHING

Fishing Trips & Tournaments Numerous companies also offer deep sea fishing trips, including Slackem Charters (Tel: (345) 326 4765) or Oh Boy Charters (Tel: (345) 949 6341), which offers deep sea or reef fishing. Other options include Captain Alfonso of White Rose Charters (Tel: (345) 929 8825) who offers bone, tarpon, reef and drift fishing. Finally, Captain Marvin’s (Tel: (345) 945 6975) will take you out fishing for marlin, wahoo, tuna and more. The cost for a chartered fishing vessel can run from US$700 (halfday) to US$2,000 (full-day). Cayman’s annual fishing tournaments are hugely popular and greatly anticipated by residents and visitors alike. The Cayman Islands Angling Club, in conjunction with the Barcadere and other major sponsors put on numerous tournaments during the year, including the annual Cayman Islands International Fishing Tournament, held every year in April or May. Visit www. fishcayman.com for more information. Light Tackle Game Fishing Bonefish, tarpon and permit can be caught in all three islands, but Little Cayman is renowned for inshore gamefish and there are some spectacular fishing opportunities for those who are into the sport. Bonefish can be found on the ‘flats’; these are inshore waters that are typically shallow and covered in turtle grass. In many areas of Little Cayman you can find these flats right along the edge of the coastline. Bonefish are usually less than 12 pounds and they are known as the ‘grey ghost’ or ‘phantom’ fish. Pound for pound, bonefish are one of the fastest and strongest of all the salt water fish species. They are considered to be among the world’s premier gamefish and are highly sought after by anglers.

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916 0230) and Cayman Luxury Charters (Tel: (345) 938 2525) specialise in private boat charters. Alternatively, Six Senses Cayman Adventures (Tel: (345) 938 3303) offers a five hour, six stop eco-tour. Oh Boy Charters (Tel: (345) 949 6341 or (345) 926 0898) offers half and full-day fishing and/or snorkelling charters, as well as sunset dinner cruises. White Sand Watersports (Tel: (345) 938 7263) offers a daily sunrise Stingray City trip and North Sound tours. Y-Knot Charters (Tel: (345) 926 2224) offers half day and full day private, fishing and dive charters. Cayman Turtle Divers (Tel: (345) 938 0184) offers half and full-day, customisable dive and snorkel charters. Cayman Ferries (Tel: (345) 325 7777) runs a ferry service from Camana Bay to Rum Point and Kaibo and back. The 30-seat ferry leaves Camana Bay every 2-3 hours. Tickets must be booked using the ‘Cayman Ferries Passenger’ mobile app available on iOS and Android. For something different, Action Watersports (Tel: (345) 548 3147) and The Sweet Spot (Tel: (345) 925 8129) offer jet ski Stingray City tours or you can rent a jet ski by the hour.

B OAT I N G

On the south side of Little Cayman, there is an inland pond that got its name ‘Tarpon Lake’ because it is packed with tarpon, otherwise known as ‘Silver King’. These particular fish (in Tarpon Lake) never seem to grow above 15 pounds, but they can be taken on the fly rod and with spinning tackle. To access the fish in the lake, you will need a guide or a small boat because you need to row around; the bottom of the lake is not suitable for wading because the mud is deep, and the perimeter of the lake is a dense thicket of red mangrove. Early in the morning is the best time to go. If you get there shortly after sunrise, it is possible you may witness what is known as the ‘tarpon frenzy’: basically the Gambusia minnows (a small bait fish) get pinned against the edge of the pond by a large number of the tarpon, and the minnows are unable to shelter in the roots of the mangroves because hundreds of herons and egrets are waiting on the banks. The birds crowd the edge of the mangroves and strike at any minnows within reach. It is an awesome spectacle with a constant roar of tarpon hitting the surface as they gorge themselves on the bait fish. During this frenzy it is almost impossible to avoid catching a fish if you present the fly or lure anywhere even close to the action. Fishing Restrictions Anyone can fish from the shore or from a boat in deep water but there are very strict rules on the size of fish you can catch and there are some fish you must immediately release if you catch one by mistake. Following these rules are extremely important. The rules are as follows: Jewfish (goliath grouper), tilefish (whities), filefish (pipers) and angelfish, including Grey, French and Queen angels (old monks) are protected and not allowed to be taken them from Cayman waters at any time. Of the fish that you can catch, there is an 8” minimum size on all other species except goggle eyes, sprats (herrings, anchovies), silversides, anchovies and fries (including loggerhead and fine fry). However, there 288

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are different rules on Nassau groupers: There is a 16’’ minimum catch size throughout all of the Cayman Islands, year round, and no Nassau groupers can be caught using a speargun. Nassau Grouper cannot be taken from 1st December to 30th April. Outside of that time there is a catch limit of five (5) per person or five per boat per day, whichever is less. No one may take Nassau grouper from a Designated Grouper Spawning Area and no fishing (by line or speargun) can be done within a mile radius of a Designated Spawning Area. The same applies to fish pots. If you see any fishing taking place in or around a Grouper Spawning Area, please call 911 immediately and a police boat will be sent out to investigate. Designated Grouper Spawning Areas In accordance with DoE regulations, the designated areas are: Coxswain Bank and South West Point in Grand Cayman; East and West End of Cayman Brac and Little Cayman and the Twelve Mile Bank. We discourage you from catching or eating grouper as they have been over fished and the population has been severely depleted. Licences For Fish Pots & Spearguns Fish pots and spearguns must be licensed by the National Conservation Council and only Caymanians over the age of 18 may be granted a licence. Spearfishing or laying a fish pot trap within a one mile radius of a designated conservation area, or from 1st November-31st March is prohibited. When entering the Cayman Islands, you must declare all spearguns. Email: doe@gov.ky or visit www.doe.ky for information. Lionfish Hunts & Culling Licences Lionfish are an invasive species and a significant threat to our marine ecosystem. Lionfish consume the majority of small fish on a reef within a relatively small amount of time, and have no natural predators in the Caribbean Sea. Lionfish are extremely venomous; divers, snorkelers and fishermen can obtain training and a

licence from the DoE to cull them. Do not attempt to catch one without proper training. For more information, contact the DoE on (345) 949 8469, email: doe@gov.ky or visit www.doe.ky/marine/ lionfish-invasive. See the Diving chapter for details. MARINE RULES & REGULATIONS

You are obliged to familiarise yourself with the applicable boating, marine and environmental laws when using Cayman’s waters. These include catch and size limits, open and closed seasons and restrictions in each protected area. Breaches of the law are treated as serious offences and anyone committing an offence against the National Conservation Act and its regulations is liable to a fine, imprisonment, or both. Call (345) 949 8469 to report any offences. The Department of Environment (DoE) has recently launched an app called ‘CaymanDoE’, which has up to date information and maps on Cayman’s Marine Parks and National Conservation laws and regulations. You can also visit www.doe.ky to download the marine parks map and for more information on Cayman’s marine and environmental laws. Boating and navigational laws can be found on the Port Authority’s website (www.caymanport.com). Lobster, Conch & Other Catch Limits Lobster season is closed from 1st March30th November. Catch limits, per day, in open season are three per person or six per boat (two or more people), whichever is less. Lobster tails must be a minimum size of six inches and only spiny lobster (P. argus) can be taken. Conch season is closed from 1st May-31st October. Catch limits, per day, are five per person or 10 per boat (two or more people), whichever is less. Lobster and conch may never be taken from a marine protected area. Whelk season is closed 1st May-31st October and the catch limit is two-anda-half gallons in the shell or two-and-ahalf pounds of processed whelks. Nassau

Marine Park Regulations & Anchoring Cayman’s Marine Parks were put in place in 1985. Due to environmental stressors, such as declining fish populations, reef degradation, climate change, rapid population growth and development, Marine Parks are extremely important for Cayman’s fish population to remain sustainable. In 2021, the Marine Parks in the Cayman Islands expanded to 48% on Grand Cayman, 43% on Cayman Brac and 57% on Little Cayman. You cannot take any marine life, whether alive or dead, within a Marine Park Zone. Line fishing from shore is permitted, as is line fishing at depths of 80ft or more. Taking fry and sprat with a fry or cast net is allowed. Note: fish traps, spear guns, pole spears and other nets are totally prohibited. No anchoring is permitted; only the use of fixed mooring is allowed. The exception to this is: boats of 60ft or less may anchor in sand, so long as no grappling hook is used and neither the anchor nor the rope or chain will impact coral. Anchoring is also permitted in designated port anchorage

areas – contact Port Security on VHF channel 16. In Bloody Bay, Little Cayman, restrictions have been placed on the use of the Marine Park; no commercial operations may use it without a licence. Visit www.doe. ky for details. Replenishment Zone Regulations In Replenishment Zones, line fishing and anchoring are permitted, as long as you do not damage coral. Boats must not impact coral in any way. Taking conch or lobster, and using spear guns, pole spears, fish traps and nets are prohibited. Environmental Zone Regulations Restrictions in the Environmental Zone are strictly enforced and there are no exceptions. The rules are: no marine life, whether alive or dead, can be taken; no inwater activities are permitted; the public may only access at speeds of five mph or less; and there is no anchoring of any boat. Please note that line fishing, fish traps, nets and spear guns are strictly prohibited.

rafe@avalonmarine.ky www.yachtworld.com/avalon

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grouper closed season is 1st December30th April. During the open season the catch limit is five per person or five per boat per day, and only fish between 16 inches and 24 inches (inclusive) may be taken. No one may spear Nassau grouper. All of the above rules also apply to the purchase of lobster, conch, whelk or grouper caught in Cayman waters. Echinoderms (starfish, sea eggs, urchins, sea cucumbers, sand dollars etc.) and elasmobranchs (sharks, stingrays, and other rays) may not be taken from Cayman waters at any time. No one may disturb, harass or harm turtles. Furthermore, no one may take turtles in Cayman without a licence. Possession of turtle eggs is prohibited. No one may use food to attract any shark in Cayman waters. For a list of protected fish go to www.doe.ky. Taking any marine life (alive or dead) while scuba diving is prohibited. Do not wear gloves while diving or snorkelling. Damaging coral in any manner is illegal.

Health & Wellness

H E A LT H & W E L L N E S S

Medical Specialties 306 - Anaesthesiology & Pain Management 307 - Cardiology 307 - Cosmetic Medicine & Surgery 307 - Dental Care/Orthodontics 309 - Dermatology 312 - Endocrinology/Diabetes 313 - Fertility Treatment 313 - Gastroenterology/In-Home Nursing Care 314 - Internal Medicine/Infectious Disease 314 - Neurology & Neurosurgery 316 - Obstetrics & Gynaecology 316 - Oncology 317 - Ophthalmology 318 - Orthopaedics & Sports Medicine 318 - Otorhinolaryngology (ENT) 320 - Paediatrics 321 - Pathology 322 - Physical Medicine & Rehabilitation 322 - Psychotherapy & Counselling 322 - Pulmonology/ Radiology 326 - Stem Cell Treatments 326 - Surgery/Rheumatology 327 Alternative Medicine & Medical Care 328 - Acupuncture & Alternative Medicine 328 - Audiology 329 - Chiropractic 329 - Homeopathy/Hyperbaric Oxygen Therapy 330 - Hypnotherapy 330 - Massage Therapy 330 - Medical Cannabis 330 - Nutritionists/Dieticians 331 - Occupational Therapy (OT) 331 - Optometry 331 - Physiotherapy 332 - Spas (Medical) 333 - Speech & Language Therapy (SLT) 334 Medical Supplies & Equipment 335 Pharmacies 335 290

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Photos courtesy of Doctors Hospital, Ocean Med, Rebecca Davidson and Kathleen Spencer

Medical Tourism & Technological Advancements 290 National Vaccination Programme 292 Health Insurance 292 National Statistics 297 Local Hospitals 297 District Health Centres 298 Overseas Treatment Facilities 301 Diagnostic Imaging 302 Medical Care (General & Family) 303

ealthcare (regulations, facilities and practitioners) in the Cayman Islands took centre stage in 2021 with the continuing trials and tribulations of the ongoing Coronavirus (COVID-19) pandemic. Fortunately, with over 200 registered healthcare facilities (including pharmacies, laboratories, physician practices and therapy clinics), over 500 registered practitioners, and numerous private specialists, all stakeholders in the field came together in an unprecedented manner to help execute a plan that would keep our community safe and prevent the public healthcare system from being overwhelmed. Their hard work led to a sweeping success, and Cayman remained one of the only countries with zero cases of on-Island transmission since the pandemic began. Following the reopening of Cayman’s borders, it is expected that there will be further positive cases appearing; community spread may continue for quite some time. However, with our high vaccination rates, well-equipped healthcare system and attention towards public safety, Caymanian society is progressing comfortably and optimistically in ‘the new normal’. Medical Tourism & Technological Advancements 2021 saw continued innovation and major developments for the health and wellness community across the public and private sectors. In the public sphere, the Health Services Authority (HSA) expanded their range of services by opening a new specialist clinic at Smith Road Centre (150 Smith Road),

Here for health. Here for you. At Doctors Hospital, we go beyond traditional medicine to bring you tailored wellness programs that empower you to take control of your health. Visit us today to start your journey to a happier, healthier you.

• • • • • •

Biometric screenings Disease prevention & management Health coaching Health risk assessments Health screenings Nutrition

• • • • •

Pain management

•

And more...

Smoking cessation Stress management Vaccine clinics Weight management

Discover the difference your care deserves.

Learn more at doctorshospitalcayman.com

H E A LT H & W E L L N E S S

which focuses on complementary and alternative approaches to medicine (CAM), including a chiropractic service, neurology, neurosurgery and more. This is a beneficial introduction to Cayman’s medical field, and refers back to old holistic and naturopathic approaches to medicine in which so many generational-Caymanians were very reliant on. The HSA are also hoping to be more inclusive by incorporating braille throughout the facility, to make it more accessible to those with vision impairments. They’ve also outfitted their waiting room with ergonomic seating designed for seniors, ensuring patients feel comfortable in a nurturing, aestheticallypleasing environment. Furthermore, at the Cayman Islands Hospital, HSA are prioritising a reduction in their energy consumption and carbon footprint by spending approximately $2 million on green investments. By installing energy-efficient thermal windows, a solar photovoltaic system, four advanced chillers, LED lighting and a hospital recycling programme, it is predicted that such initiatives will provide greater sustainability in the public health sector, whilst also benefitting the patient experience at the HSA. In the private sector, we are seeing a similar interest in healthcare facilities wanting to prioritise inclusivity and accessibility for all patients across the Cayman Islands. For instance, Health City Cayman Islands (HCCI) located in East End expanded their services and opened their new satellite medical care centre in Camana Bay. This operates as both a general practice clinic and a specialist clinic, offering more targeted medical services including orthopaedics, medical oncology and cardiology. They now hope to extend their services further by building another 50+ bed, CI$100 million hospital at the edge of Camana Bay, specialising in neo-natal care and cancer treatment. The project is expected to take two years to complete – a 70,000 sq ft site removing the need for the trek 292

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to East End in emergency circumstances – something Dr Binoy Chattuparambil (Clinical Director of HCCI) has said has caused tragic casualties in the past. Additionally, in April 2021, HCCI also opened their Cayman Brac clinic in Stake Bay. Furthermore, plans have been announced for a $350 million medical tourism hospital: Aster Cayman Medcity. This will initially include a 150-bed hospital in West Bay, which will offer telemedicine services, and eventually expand to provide 500 beds and an infusion therapy facility. Such initiatives will provide more jobs for residents in the healthcare field; local developer Gene Thompson predicts nearly 2,000 positions will need filling, both directly and indirectly, and Caymanians would be given precedence with construction roles. Another interesting development was the opening of Total Health in Grand Pavilion – a full service, advanced, primary care hospital offering fully comprehensive healthcare. The 5,500sq ft facility also has an on-site Laboratory and Imaging team, allowing for early detection of diseases and timely intervention. By offering a plethora of personalised, preventive, and accessible care, we hope such multi-service facilities further educate and empower others on the benefits of a healthy lifestyle, however, this always depends on one’s ability to access such services and/or benefits. The National Vaccination Programme The official roll-out of Pfizer/BioNTech SARS-CoV-2 vaccines started with a ‘Priority-Grouping System’, which allowed healthcare workers and first responders, those over the age of 70 and other frontline staff to receive the vaccine. As more jabs became available and repatriation flights from the UK continued, Cayman was in an incredibly fortunate position, receiving almost 20,000 doses. As of June 2021, the Pfizer vaccine was approved for children aged 12+; various locations therefore soon became vaccine clinics, open to all aged 12 and over. Visit www.exploregov.ky for

more information on current vaccination schedules and locations. The National Vaccination programme did not come without its scepticism, though. Many were, and still are, apprehensive about the long-term side effects of the vaccine. Although it (Pfizer) has been scientifically proven to be effective in lowering the risks of asymptomatic transmission and the contraction of COVID-19, the Cayman Islands Government (CIG) announced an unfortunately slowing rate in vaccination uptake in April 2021. This was worrying for officials, as such a failure to meet expected vaccination levels stunted the possibility of proceeding with a phased border reopening plan. To incentivise more of the population to get their first dose before June 9th 2021, the CIG launched ‘The Vaccination Challenge’ as the vaccines at the time were set to expire on 30th June 2021. The consensus among the CIG, Public Health and the Chief Medical Officer, Dr John Lee, was that the Cayman Islands must reach a threshold of at least 80% of the population vaccinated (based on a figure of 71,106 people) before entering Phase 4 of the PACT Government’s ‘Phased Border Reopening Plan’ (announced on 8th July 2021). Phase 4 was planning to allow a limited number of tourists to enter the island from 14th October 2021. However, following the report of several positive cases in September 2021 (which may have been due to on-Island transmission or otherwise) the PACT Government have announced that they will ‘pause’ proceeding to Phase 4 until early 2022. Nonetheless, at the time of publication, the Government are still attempting to encourage more locals to receive their second jabs, to help us reach Premier Wayne Panton’s goal of vaccinating a large majority of the population. HEALTH INSURANCE

Given the broad variety of services available, Cayman can provide quality care for most medical situations. However, healthcare and medications are costly, so it is essential that you either have a health insurance policy that covers travel

employment, regardless of the type or length of their work permits. This requirement extends to any unemployed dependent spouse and child(ren) living on-Island. The same applies to the self-employed, those in a partnership and those with permanent residency without the right to work. Legally, an employer only has to pay half of the single premium, based upon the lowest-costing plan made available to the staff, and the employee pays the other 50%. Given that premiums can change year to year, always do your research, and negotiate with your employer that they pay more than the minimum contribution level; particularly in relation to the cost of your dependants, (for which you might have to pay 100%) and any premium differentials for upgraded benefit packages. Insurance can be purchased by residents on an individual or family basis, or you could be enroled on group coverage via your employer. Employer groups, especially those with over 10 employees, will have a greater variety of plan options

to choose from. Individuals and employers may work directly with these various insurance companies or secure the services of an independent broker to evaluate their insurance options. The insurance companies pay the brokers for the assistance they deliver so most brokers’ services are at no cost to the client. Some brokers may be agents of a particular insurance company, or may only acquire quotes from just one or a very limited number of insurers, so you may wish to query which insurers they work with before choosing. For the basic SHIC plan, the insurance companies will ask for 12 months of medical history plus details on any current conditions or medication. For upgraded policies, the applications may require a more extensive medical history, thus it is a good idea to bring copies of your medical records with you (and those of your dependants). This will also help your new or existing Cayman doctors to provide you with their best care. If you have chronic medical conditions or immediate surgical needs, expect that these could be

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if you are visiting, or health insurance coverage if you are a resident. With local life expectancy continuing to climb, child vaccination rates hovering over 90% (except for COVID-19), and 94% of the population covered by health insurance, the partnership of public, private and nonprofit entities in the field of healthcare continues to be of benefit to all groups within the community. To learn more about community groups that support and advocate for high quality patient-care, take a look at the listings in the Community Life chapter. Health insurance is a type of insurance coverage that covers the cost of an insured individual’s medical and surgical expenses. In Cayman, this is categorised into one of two types: private or public. Every resident in Cayman is required, by law, to have at minimum health insurance which covers basic medical expenses. Employers are mandated to provide a Standard Health Insurance Contract (SHIC) plan for all their workers from their very first day of

H E A LT H & W E L L N E S S

restricted to the minimum benefit levels on your coverage. We recommend that people coming from overseas with medical issues should request that their proposed employer seek a pre-approval of their insurance as part of their decision-making process to ensure they are able to obtain the coverage levels they need. Once you have been with a Cayman insurer for 12 or more months with no more than a three-month break in coverage, and even if you have developed problems in the meantime, the next insurer cannot add new restrictions to a similar level of coverage. The only exceptions are cases of non-disclosure on the application form or if you are seeking a large upgrade in your coverage. Since pre-existing conditions may be restricted, be sure to check before cancelling your insurance at home, as you could potentially get global coverage on your existing health insurance to cover you in Cayman. However, you are still required by law to have a minimum SHIC plan from a local provider so make sure you coordinate

the benefits between the two health plans. Plans vary from the basic SHIC to very comprehensive major medical world-class plans. The Cayman Islands Monetary Authority and the Health Insurance Commission license and regulate the health insurance companies together. The SHIC plan is the primary Governmentregulated contract and covers about a quarter of Cayman’s residents. However, most employers offer higher than mandated coverage and all other health insurance plans are based around the Health Insurance Acts & Regulations, including the outline of the basic SHIC benefits. In 2013 these were increased and now cover at minimum up to CI$100,000 major medical per annum with a CI$1,000,000 lifetime maximum for each person. This includes hospital, surgical, chemotherapy and radiation services along with emergency care. All SHIC plans have limited local outpatient benefits and any overseas care is usually restricted to the kind of major care unavailable in Cayman. The more comprehensive plans offer wider

Helping you manage the costs, people risks, and complexities of employee benefits. Our benefits professionals service clients in more than 150 countries. Deeply knowledgeable about local markets, we help clients create a healthy and engaged workforce, optimize cost and manage risk, and simplify and enable program delivery. Laverne Jackson +1 345 936 5715 laverne.jackson@marsh.com

Beth Henry +1 345 525 5751 beth.henry@marsh.com

marsh.com

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access to overseas services, larger per annum and lifetime allowances (e.g. CI$500,000, CI$1,000,000 and CI$2,000,000 or higher could be available within a calendar year), fuller prescription coverage, more outpatient services and options for dental, optical and/or life insurance benefits. The cost of insurance plans will vary with age, gender, benefits and employer size. For example, a basic SHIC plan without dental and vision currently costs in the vicinity of CI$167 per month per employee, whereas a medical plan with enhanced outpatient benefits typically runs 20-30% higher than SHIC. More comprehensive benefits, including doctor and specialist visits, extra preventative care, dental, vision and prescription coverage can cost up to CI$500-$900 per month, per individual, and about CI$450-$850 without dental and vision. The premium rates are roughly doubled for a couple, and about tripled for a family rate. As a general rule, adding one dependant is about twice the single monthly costs, and adding two or more dependents is usually in the range of three times the employee-only monthly premiums. The high cost of our health insurance has been known to discourage people from retiring here. Keep in mind that under some group plans, the amount available per annum may reduce at the typical ‘retirement age’ and most employers in Cayman do not extend health insurance benefits to retirees. Most medical and some dental practitioners accept local insurance ‘on assignment’ provided that the insurance company guarantees payment and the deductible, if applicable, has been met. This means that the doctor or dentist will claim work done directly from the insurance company on your behalf. Anything not paid by your insurance company is your responsibility. If any employer or individual wishes to obtain additional coverage above what is given by the company with which they are employed, or the Government, they are able to do so, but, beware that the Health Insurance Commission cannot regulate the rates charged. All medical payments by insurers are based on the Standard Health Insurance

extends to any local providers. It is possible that insurance companies have already set up a relationship with local providers, which can save you out-of-pocket costs. However, it is not mandatory for medical facilities to accept overseas insurance. Residents who will have relatives visiting are recommended to inquire about their visitors’ insurance too. If your visitors’ insurance will not cover them whilst in Cayman, they should be encouraged to seek a travel policy to protect them. For more information on health insurance for kids, turn to the Health chapter of the 2022 edition of Cayman Parent magazine.

must be obtained through an approved insurance provider. This includes the Government-owned CINICO, as well as: Aetna 2nd Floor, North Building, Caribbean Plaza Tel: (345) 623 8621 Email: McCallisterA@aetna.com. Offers high quality health insurance plans for your home and travel needs. BAF Insurance Company (Cayman) Ltd. Dot Com Centre, Dorcy Drive, Industrial Park Tel: (345) 949 5089 caymancustomerservice@mybafsolutions.com Provides affordable health insurance plans

Health Insurance Providers The Health Insurance Act (2013), Health Insurance Regulations (2013) and Insurance Act (2010) provide a framework for monitoring the Cayman Islands’ health insurance industry. Approximately 94% of Cayman’s population is covered by health insurance, which is mandatory for all residents, and

designed to meet the needs of a wide crosssection of residents of the Cayman Islands. CG BritCay Ltd. BritCay House, 236 Eastern Avenue, GT Tel: (345) 949 8699 Email: medical_ky@cgcoralisle.com www.cgcoralisle.com CG BritCay Ltd. is a member of Coralisle Group

“Opening Doors to Wellness For Our Members” Government-owned INSURANCE COMPANY which provides HEALTH INSURANCE COVERAGE to residents of the Cayman Islands

PRODUCTS

CINICO currently offers health insurance products in the following categories:

Civil Servants & Pensioners

Health care coverage available to Civil and Public Servants and their dependents.

Seafarers & Veterans

This plan provides health insurance coverage to qualified Seafarers, Veterans and their dependents, and is administered on behalf of the Ministry of Finance.

Standard Health Insurance Contract (S.H.I.C.) Plan

SERVICES

Medical Case Management & Claims Units

There is no doubt that with this level of in-house expertise, as well as exceptional customer service, CINICO’s members enjoy the invaluable benefits of a sense of security and peace of mind.

Cayman Centre, 1st Floor, Airport Road | P.O. Box 10112, Grand Cayman KY1-1001 Tel: 345-949-8101 | Fax: 345-949-8226 | www.cinico.ky

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Fee (SHIF) schedule, which can be found at www.dhrs.gov.ky. (Look for the ‘Standard Health Insurance Fees’ on the Health Insurance Commission page). Medical providers are not required to charge within the SHIF fees, and balances above the SHIF fees are the patient’s responsibility. For large medical services, it is not unreasonable to ask for a written quote, which is called a ‘predetermination of benefits’ or ‘preapproval for medical necessity’. If a retiree or visitor to Cayman requires medical assistance on the Island they will usually pay upfront for services, keep all receipts and submit a claim once they return to their home country. The receipts will usually need to be fully itemised with diagnosis information and include international disease codes. As a visitor you should request that a claim form be completed using Cayman’s standard claim form. It is advised that you call your insurance provider before travelling to Cayman to verify how your benefits will work here. You may also wish to check if your insurance network

Ltd. and is the number one provider of group

(SHIC plan) to all residents of the Cayman

Team of specialists in all lines of personal and

major medical health insurance coverage in the

Islands, as either an individual, couple, or family.

corporate insurance, including group health, life

Cayman Islands. SE E AD PAG E 147

SE E AD PAG E S 143 & 295

and disability. SE E AD PAG E S 142 & 293

Cayman First Insurance Company

Pan-American Life Insurance Company of the

Cayman Insurance Centre (Insurance Brokers)

> 17 Vibert Bodden Drive, Cayman First Centre,

Cayman Islands

Cayman Business Park, Unit A3, 10 Huldah Ave

George Town

Unit 221, Cannon Place, North Sound Road

Tel: (345) 949 4657

> Countryside Shopping Village, Savannah

Tel: (345) 949 8304

Email: info@cic.com.ky or health@cic.com.ky

Tel: (345) 949 7028

www.palig.com/cayman

www.cic.com.ky

Email: askus@caymanfirst.com

A member of the Pan-American Life Insurance

Corporate and Individual health insurance

www.caymanfirst.com

Group, it serves the employee benefits needs

coverage. Celebrating over 45 years.

Cayman First is an industry-leading Health and

of local and multinational companies.

SE E AD PAG E 144

Health Insurance Brokers The advantage of working through an insurance broker is that they understand the health insurance market and can often compare costs, terms, and coverage options. This is a great way to find a plan that is perfectly suited to your needs.

Bogle Insurance Brokers Ltd.

Cayman Brac: Tel: (345) 948 8101

Aon Risk Solutions (Cayman) Ltd.

F.I.S. Insurance Brokers Ltd.

www.cinico.ky

18 Forum Lane, 2nd Floor, Camana Bay

Paramount Building, Shedden Road, GT

The Government-owned insurance company

Tel: (345) 945 1266 or (345) 914 8945

Tel: (345) 945 5616 or (345) 623 5616

offers the Standard Health Insurance Contract

www.aoncayman.com

Email: info@fiscayman.com

Property & Casualty insurer, delivering bestin-class products and services that respond to the changing needs of individuals, households and businesses. SE E AD PAG E 146

Cayman

Islands

National

Insurance

Company (CINICO) Cayman Centre, 1st Floor, Airport Rd, GT

Unit 34 & 35 Pasadora Place Tel: (345) 949 0579 or (345) 623 0579 Email: service@bogleins.com Caymanian owned and operated, with a wealth of knowledge locally and internationally. SE E AD PAG E 145

H E A LT H & W E L L N E S S

Grand Cayman: Tel: (345) 949 8101

They offer individual health insurance plans for three insurance companies: CG BritCay, Cayman First and Vanguard Risk Solutions. Marsh Management Services Cayman Ltd. Governors Square, 23 Lime Tree Bay Avenue Main Tel: (345) 949 7988 Email: caymanoffice@marsh.com www.marsh.com Marsh provides clients with a single source for risk management services. Their experienced team of professionals can assist by developing a comprehensive employee benefits programme, including group medical and ancillary plans. SE E AD PAG E 294

Vanguard Risk Solutions 3rd Floor, Cayman Financial Centre, 36A Dr Roy’s Drive, George Town Tel: (345) 949 5836 Email: info@vrscayman.com www.vrscayman.com A leading insurance broker in the Cayman Islands for over 35 years providing a wide selection of comprehensive health plans for both individuals and companies. SE E AD T H I S PAG E 296

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NATIONAL STATISTICS & INSIGHTS

for every 1,000 people residing in the Cayman Islands. See below for details about all the local hospitals and their facilities.

LOCAL HOSPITALS

Cayman Islands Hospital

Grand Cayman has three fully equipped hospitals: Cayman Islands Hospital, Doctors Hospital, and Health City Cayman Islands. Cayman Brac is home to Faith Hospital. Incredibly, there are Cayman 4.5 Resident PR.pdf 1 and 03/09/2021 1:19:08 pm approximately doctors, 6.3 nurses

95 Hospital Road, George Town Tel: (345) 949 8600/Fax: (345) 949 2998 Email: info@hsa.ky www.hsa.ky The Cayman Islands Hospital is a 124-bed, twostorey hospital, encompassing 139,066sq ft in

H E A LT H & W E L L N E S S

Healthcare practitioners on-Island provide public and private healthcare services to three distinct demographics: Caymanians, Expatriates and Medical Tourists. With nearly 4.5 Doctors and 6.3 nurses for every 1,000 people in Cayman, those seeking medical services can almost always find the quality expertise that they need. Services fall into one of three subcategories: Pre-Acute Care (Public Health Services, Primary Care, Pharmacy Services, Laboratory Services, Diagnostic Imaging Services), Acute Care (Urgent Care, Accident or Emergency Care, Inpatient General Hospitals, Medical Tourism), and Post-Acute Care (Home Care, Mental Health and Substance Abuse Facilities, Long-Term Care and Nursing Homes, Palliative and Hospice Care). Although onIsland care is available across these areas, residents may go to Florida for speciality assessments or treatments upon referral. Unfortunately for adolescents in Cayman, there has been a continuous mental health decline. According to a 2018 survey administered by the National Drug Council (NDC) and the Alex Panton Foundation, Cayman’s greatest health concerns exist among those aged 13-18. The NDC reported that 13% of adolescents in Cayman had attempted suicide far before the COVID-19 pandemic even began. Another survey in 2020 reported that approximately 78% of Cayman’s teens believed practitioners on-Island do not provide adequate mental health support. To help combat this, groups such as the Youth Ambassadors Programme (YAP) have formed, so that teens can share their experiences and work towards recovery as a community. Additionally, mental health professionals in Cayman are encouraging parents to be more observant of their teens’ anxieties, especially during the ongoing pandemic. On a positive note, however, The Compendium of Statistics (2021) reported that Cayman has an average life expectancy of 82.3, where males are expected to live

for approximately 80 years, and females 85 years. This ranks the Cayman Islands in 14th place among some of the highest life expectancy rates in the world.

You matter to us.

CMY

Cayman Islands Health Services Authority (HSA), the country’s premier healthcare provider, offers the most comprehensive range of inpatient, outpatient and public health services at 9 locations on all three islands, including the 127-bed hospital in Grand Cayman and 18-bed hospital in Cayman Brac. • 24 hour Accident & Emergency • Acute Care • Blood Bank • Cardiology • Complementary & Alternative Medicine • Dentistry & Eye Clinics • Diving & Hyperbaric Medicine • Emergency Medical Services • Executive Medicals

• General Practice & Family Medicine • General Surgery • Haemodialysis • Immunizations • Maternity & Neonatal Intensive Care Unit • Mental Health • Obstetrics/Gynaecology • Oncology & Haematology • Orthopaedics

• Paediatrics • Pain Management • Pharmacy & Online Refills • Physiotherapy, Occupational Therapy & Speech Therapy • Public Health • Radiology & Laboratory • Sports Medicine • Women’s Health

Visit www.hsa.ky for a full list of specialty services. Little Cayman Clinic

West Bay Health Centre

North Side Health Centre

Faith Hospital Cayman Brac

Bay Town House Cayman Islands Hospital & General Practice Clinic

Smith Road Medical Centre

Bodden Town Health Centre

East End Health Centre

95 Hospital Road, Grand Cayman (345) 949-8600 | info@hsa.ky | hsa.ky

www. c a y m a n r e s i d e n t . c o m

297

the heart of George Town. As the principal health

exceptional, private healthcare to help patients

highly skilled physicians and surgeons, who

care facility in the country it offers a wide range

optimise health, prevent disease, and slow the

have more hours of medical experience than

of services including accident and emergency,

biological ageing process. SE E AD PAG E 291

most of their US and Caribbean colleagues.

ambulance services, a general practice clinic, full maternity services, haemodialysis, a full

Faith Hospital, Cayman Brac

Joint Commission International seal of approval,

service outpatient pharmacy, a pathology

215 Dennis Foster Road, Cayman Brac

which is awarded to hospitals operating at the

laboratory fully accredited by the prestigious

Tel: (345) 948 2243/Fax: (345) 948 2460

highest standards.

Joint Commission International (JCI) and a

Email: info@hsa.ky

In addition to its main hospital campus at East

number of diagnostic and specialist services.

Faith Hospital in Cayman Brac is an 18-bed

End, Health City also operates a clinic in Cayman

Diagnostic services include: Mammography,

community hospital serving the residents

Brac to serve the people of the Sister Islands,

Radiology, Paediatrics, Operating Theatres,

of Cayman Brac and Little Cayman with

as well as Camana Bay. The Camana Bay clinic

Physiotherapy,

Laboratory

primary, secondary and emergency care. As

is open seven days and extended hours and the

Services, a DNA Forensic Unit and other

part of the Cayman Islands Health Services

current range of services include cardiology,

facilities that can be expected in a modern

Authority, Faith Hospital provides services in

neurology, pulmonology, urology, gynaecology,

healthcare setting.

the fields of general medicine, surgery, dialysis,

gastroenterology,

anaesthesia, physiotherapy, dental, obstetrics

medical oncology. The clinic is equipped with

Gynaecology & Obstetrics, Paediatrics, Internal

and gynaecology. Emergency Medical Services

electrocardiogram and echocardiogram testing

Medicine,

provides pre-hospital care and transport. Faith

abilities, and we can take blood samples for all

Public

services

include:

Dermatology,

Health,

Cardiology,

H E A LT H & W E L L N E S S

Pharmacy,

Surgery,

Specialist

Health City has also received the prestigious

Anaesthesiology,

Orthopaedics,

Psychology,

Hospital also has a pharmacy on-site for those

laboratory investigations for diagnostics.

Psychiatry,

in need of medication. Specialist physicians

Services

Neurology,

Radiology,

Complementary

Chiropractic, Nose

medicine

Gastroenterology,

Rheumatology,

Ear,

internal

Alternative

Nephrology, and

Reconstructive

include:

Adult

and

Paediatric

from the Cayman Islands Hospital visit regularly

Cardiology; Cardiac Electrophysiology; Adult

(CAM),

to deliver additional services such as paediatric

& Paediatric Cardio Thoracic and Vascular

Ophthalmology,

care, orthopaedics, mental health, urology,

Surgery, Orthopaedic Surgery (Knee/Hip/

Throat,

Periodontology,

internal medicine, ophthalmology, dermatology

Shoulder

Surgery,

Faciomaxillary

and nutrition. Faith Hospital’s laboratory is also

and

fully accredited by the prestigious international

(Arthroscopies);

Joint Commission International (JCI).

and Sleep Medicine; Medical Oncology and

SE E AD PAG E 297

Chemotherapy; Bariatric Surgery (Weight

Surgery and Urology. SE E AD PAG E 297 Doctors Hospital 16 Middle Road, off Walkers Road, GT

replacements),

Spinal

Surgery;

Neurosurgery

Sports

Neurology;

Medicine

Pulmonology

Loss Management); Medical and Surgical

Tel: (345) 949 6066/Fax: (345) 945 1695

Health City Cayman Islands

Gastroenterology;

Care Centre: (345) 325 9000 (ext. 1)

1283 Sea View Road, East End

Biliary Surgery; Colorectal Surgery; Urology;

www.doctorshospitalcayman.com

Tel: (345) 640 4040 or (345) 945 4040

Gynaecology;

As the leading private, locally-owned health

Emergency: (345) 526 2108

Endocrinology;

care provider in the heart of George Town,

Email: info@healthcity.ky

Imaging and Radiology; Physiotherapy and

Grand Cayman, Doctors Hospital (DH) is guided

www.healthcitycaymanislands.com

Rehabilitation; Psychiatry; Executive Health

by evidence-based clinical pathways and the

Health City Cayman Islands is a state-of-

Check-ups; Nutrition Counselling.

highest international medical standards and

the-art tertiary care hospital located in East

SE E AD I N SI DE BACK COVE R

practices. They are committed to delivering

End, Grand Cayman. The hospital, founded by

implementing cost-efficient processes and sustainable buildings, along with a bundled pricing model which provides patients with an upfront flat-rate fee for every procedure and associated services. Health City Cayman Islands services adult and

www.thechildrensclinic.ky Tel: (345) 949 2970 • Email: drgoffice@candw.ky

298

CAYMANRESIDENT 2022

child patients both locally and abroad, providing

Services;

District Health Centres are operated by the Health Services Authority to provide General Practice, Child Health, Primary Healthcare and Pharmacy Services in various regions of the Island. Dressing services and nutrition services are offered at all of the clinics, and by appointment only. The same applies for the nutrition clinic. For adult, child and/ or travel vaccinations, visit the Cayman Islands Hospital.

business model ensures costs are kept low by

Medicals School/College • Work Permit • Life Insurance

Laboratory

Paediatric

committed to delivering world-class healthcare

to healing and recovery. The innovative

General Paediatrics • Neonatology Well Child Checks • Immunisations Dive Medicine • General Practice

Anaesthesiology;

DISTRICT HEALTH CENTRES

a tranquil tropical environment conducive

Dr. Gordon Smith Dr. Segomotso Madisa

Pancreatic

renowned heart surgeon, Dr Devi Shetty, is that is accessible and affordable for all, offering

Windward Centre, 93 Smith Road George Town, Grand Cayman

Hepatic,

Total Health is a Comprehensive Healthcare Facility backed by state-of-the-art Technology! At Total Health, we aim to change the perception of Primary Healthcare in the Cayman Islands by providing comprehensive and personalised care, driven by advanced technology and experienced medical specialists, all under one roof! Our mission is to understand the Healthcare needs of each individual better and to promote a simple idea that everyone deserves 'Healthy Living'.

Medical Consultation & Treatment Health Checks Work Permit Medicals Onsite Laboratory Imaging Dental Physiotherapy Pharmacy Nutritional Management

Walk-in or book an appointment today! Address: The Grand Pavilion, West Bay Road, Seven Mile Beach +1 (345) 333-2222

appointments@totalhealth.ky

www.totalhealth.ky

Bodden Town Health Centre

Thursday 9am-12pm. A pharmacist is available

Practice Clinic on the Cayman Islands Hospital

The Bodden Town Health Centre, located at 445A

Monday & Thursday 8.30am-4pm. Children’s

compound offer walk-in medical services from

Bodden Town Road, is fully staffed by Registered

vaccines are provided, by appointment only. To

7.30am-8PM Monday to Friday and Saturday

Nurses who are available Monday and Thursday

make an appointment, please contact (345) 947

8.30am-12pm. Services are aimed at patients

8.30am-8pm; Tuesday, Wednesday and Friday

7440 or (345) 926 2812.

with urgent illnesses such as persistent cough,

8.30am-4pm

and

Saturday

8.30am-12pm.

earache and flu-like symptoms and minor injuries

Physicians are available by appointment on

George Town Health Centre

including mild sprains and cuts. They also offer

Monday and Thursday 5pm-8pm; Wednesday

The George Town Health Centre, located at 95

immigration and government medicals.

and Friday 9am-12pm. Children’s vaccines are

Hospital Road, is fully staffed by registered nurses

provided, by appointment only. Dental clinics are

and General Practice physicians who are trained

North Side Health Centre

available by appointment for adults on Monday

to deal with urgent medical situations. Services

The North Side Health Centre, located at 1148

and Tuesday 8.30am-4pm and for children

provided include diagnosis, investigation and

North Side Road, is a convenient option if you

Thursday and Friday 9.30am-4pm. The dental

treatment of non-life-threatening illnesses;

have a medical concern while at Rum Point or

hygienist is also available Wednesday 8.30am-

management of chronic medical conditions such

Kaibo with your family. The centre is fully staffed

3pm. A pharmacist is available Monday and

as diabetes, hypertension, asthma and muscle

by registered nurses who are available Monday-

Thursday 1.30pm-8pm; Wednesday and Friday

and joint problems; routine checkups including

Friday 8.30am-4pm and Saturday 8.30am-

8.30am-4pm. To make an appointment, please

medicals and Well Woman exams and dressing

12pm. Physicians are available by appointment

contact the centre at (345) 947 2299.

clinic. Opening hours are Monday-Friday 8am–

on Tuesday 9am-12pm & Friday 9am-12pm and

4pm and Saturday 1pm–4pm appointments

2pm-4pm. Children’s vaccines are provided,

East End Health Centre

only. A Pharmacist is available Monday-Friday

by appointment only. A pharmacist is available

The East End Health Centre, located at 2367 Sea

9.30am–6pm. To make an appointment, please

Tuesday & Friday 8.30am-4pm. An ambulance

View Road, is fully staffed by Registered Nurses

contact the centre at (345) 244 8001/8002.

service is stationed at the clinic 24 hours for

H E A LT H & W E L L N E S S

who are available Monday-Friday 8.30am-4pm

emergencies and at-home patients. To make an

and Saturday 8.30am-12pm. Physicians are

Acute Care Clinic

appointment, please contact (345) 947 9525 or

available by appointment, Monday 1pm-4pm and

The Acute Care Clinic, located in the General

(345) 916 2824. West Bay Health Centre The West Bay Health Centre, located on Reverend Blackman Road, is fully staffed by registered nurses who are available Monday, Tuesday, Thursday and Friday 8.30am–4pm; Wednesday 8.30am–8pm and Saturday 8.30am–12pm. Physicians are available by appointment on Monday, Tuesday and Friday 8.30am-4pm, Wednesday from 2pm–8pm and Thursday

Laboratory Analysis Laboratory Services • Haematology Biochemistry • Microbiology Cytology & Serology • Histopathology Paternity Testing BloodHIV/VDRL for Work Permit done in 30 minutes 21 Eclipse Dr.•Rankin Plaza • Eastern Avenue

Tel: 345 943 8150 Fax: 345 943 8151 phoenixhealthservices@gmail.com

9am–12pm. Children’s vaccines are provided, by appointment only. A dentist is available on Wednesday, Thursday and Friday 8.30am-4pm. The dental hygienist is also available on Monday and Tuesday 8.30am-3pm. A pharmacist is available Monday, Tuesday, Thursday and Friday 8.30am-5pm and Wednesdays 1.30pm-8pm. To make an appointment, please contact (345) 949 3439. Little Cayman Clinic The Little Cayman Clinic, located on Spot Bay Road, provides primary and emergency care to residents and visitors of Little Cayman, with a resident registered nurse and weekly visiting physicians from Faith Hospital. Patients requiring

300

CAYMANRESIDENT 2022

secondary care are transferred to Faith Hospital

Baptist Health International (a part of Baptist

or the Cayman Islands Hospital. The centre is

Health South Florida)

open Monday, Wednesday and Friday 9am-

Cayman Islands Office

1pm, Tuesday and Thursday 1pm-5pm and has a

Smith Road Centre, Suite 5

dedicated ambulance available for emergencies

150 Smith Road, George Town

24 hours. A physician from Faith Hospital visits

Tel: (345) 749 3304

on a Wednesday and is available during the hours

www.baptisthealth.ky

of 9am-12.30pm and 1.30pm-3pm. For more

BHI Cayman offers PET and diagnostic CT

information, call (345) 948 0072 or (345) 916

imaging. SE E AD T H I S PAG E

HIV testing, DNA tests and others), urinalysis, CT scans, MRIs, x-rays, bone density, digital mammography, echocardiograms, stress tests and thallium scans. All three hospitals on-Island house medical laboratories. In addition to the hospital-based laboratories, there are also stand-alone and clinic-based private medical laboratories in Grand Cayman.

Miami Cancer Institute (a part of Baptist Health

Phoenix Health Services

South Florida)

21 Eclipse Drive, Rankin’s Plaza

Patient Support Services

off Eastern Avenue, George Town

Tel: 1 (786) 596 2373

Tel: (345) 943 8150/Fax: (345) 943 8151

miamicancerinstitute.com

Email: phoenixhealthservicesltd@gmail.com

SE E AD T H I S PAG E

www.phoenixhealthservices.weebly.com

5395 (outside office hours), email: info@hsa.ky or fax (345) 948 2283. OVERSEAS TREATMENT FACILITIES

Services include: blood work for immigration LABORATORIES

Medical laboratories provide testing on clinical specimens to obtain information about the health of a patient to diagnose, treat, and prevent disease. Cayman has the latest equipment and fully qualified doctors as well as technicians who perform blood analysis (glucose, cholesterol and

within half an hour, urine drug screening, microbiology and a full range of laboratory

diagnostic tests from cytology to paternity testing, done both in-house, as well as send outs, working in conjunction with many overseas facilities. Overseas referrals are accepted. Open Monday-Friday 8.30am-5pm and Saturday 9am-2pm. SE E AD OP P OSI T E PAG E

Knowing is better. Don’t delay your care.

At Miami Cancer Institute, we know that your peace of mind is important, now more than ever. That’s why we’re observing all protocols to ensure a safe environment for patients and medical staff, including Covid-19 screening, testing, contact tracing and infection control. Don’t delay regular screenings and appointments, which can be critical for early detection. Don’t delay care. Better cancer care is here.

Learn more at MiamiCancerInstitute.com 786-596-2373 | International@BaptistHealth.net

Better. For You.

www. c a y m a n r e s i d e n t . c o m

301

H E A LT H & W E L L N E S S

Patients may be referred to overseas hospitals for treatments that are unavailable or not performed on-Island. Premature babies, those visiting specialists or having complicated surgery, as well as injured in a bad accident, are often airlifted to Florida for treatment. Check with your insurance company about in-network services abroad or for pre-approval of treatment, otherwise you may be required to pay the full amount upfront. Two overseas hospitals currently have offices in Grand Cayman:

CAYMAN CLINIC

Cayman Health Laboratory

Total Health

Grand Harbour Medical Suites, Red Bay

Melanie Feik BSc Biotechnology

Tel: (345) 946 4715 or (345) 326 1643

Irshad Cuddapah BLT MLT

Email: caymanhealth@hotmail.com

The Grand Pavilion, 802 West Bay Road

A full service laboratory for doctors and

Tel: (345) 333 2222 (ext. 104)

patients on the Island for more than a decade.

Email: lab@totalhealth.ky www.totalhealth.ky SE E AD PAG E 299

Cayman Islands Forensic Science Laboratory

DIAGNOSTIC IMAGING

Cayman Islands Hospital 95 Hospital Road, George Town Tel: (345) 949 8600/Fax: (345) 949 2998

GENERAL PRACTICE MEDICINE including Child Health, Women’s Health Contraception / Sexual Health

Email: info@hsa.ky www.hsa.ky An established multifunctional, state of the

MEDICALS Work Permit, Executive, School & Taxi

art laboratory, operated by the HSA in Grand Cayman. It offers expertise in several areas,

AUTHORIZED CIVIL AVIATION EXAMINER

including forensic biology and DNA testing,

DIVE MEDICALS and Injuries including Hyperbaric Medicine

DNA databasing services, DNA paternity testing, forensic toxicology testing, forensic

URGENT CARE Minor Surgeries & Injuries including IV Treatment

drug analysis, pathology, PCR testing and forensic criminalistics testing in selected areas. SE E AD PAG E 297

H E A LT H & W E L L N E S S

SPORTS MEDICINE Medical Botox for Migraines, Viscosupplementation, Ultrasound Guided Injections, Platelet Rich Plasma, and Overuse Injuries

3T MRI Cayman Islands Hospital

WALK-INS ACCEPTED WE SPEAK FRENCH / FARSI, AFRIKAANS & TAGALOG

Cayman Islands Pathology Laboratory

95 Hospital Road, George Town

Dr Shravana Jyoti MBBS MD (Pathology)

Tel: (345) 949 3888/Fax: (345) 943 3888

Dr Kimone Fraser MBBS DM (Pathology)

Email: mri@3tcayman.com

95 Hospital Road, George Town

www.3tcayman.com SE E AD OP P OSI T E PAG E

The Pathology Laboratory of the HSA is the de-

FAMILY MEDICINE

facto national laboratory and serves much of

Doctors Hospital Imaging

Dr. Virginia Hobday MBE MB. BS, MRCGP Dr. Denise Osterloh MB. ChB Dr. Fiona Robertson MB. BS, MRCGP Dr. Heidi Fahy MB. BS, DRCOG MRCGP

the population of the Cayman Islands. It is the

16 Middle Road, off Walkers Road, GT

only medical laboratory in the Cayman Islands

Tel: (345) 914 6439 or (345) 949 6066

to be accredited by the Joint Commission

www.doctorshospitalcayman.com

GENERAL & GASTROINTESTINAL SURGERY/CONSULTATIONS

International (JCI). Requests are received at

SE E AD PAG E 291

SPORTS MEDICINE

tests every year from Grand Cayman, Cayman

Doctors Express

Dr. Melissa Mascaro MD CAQSM

Brac and Little Cayman and the services include

81 Godfrey Nixon Way, George Town

clinical chemistry, haematology, microbiology,

Tel: (345) 745 6000

Nina Baxa RDMS

blood banking, serology, cytopathology and

Email: info@doctorsexpress.ky

LAB SERVICES

histopathology. SE E AD PAG E 297

Open 7 days a week, 9am-9pm.

HSA for approximately 500,000 laboratory

ULTRASOUND

SE E AD PAG E S 307 & 330

IDEAL PROTEIN WEIGHT LOSS PROGRAMME

Doctors Express

439 CREWE ROAD, GEORGE TOWN 949 7400 / 623 7400 MON - FRI 8:00am - 5:30pm SAT 9:00 - 1:00pm

CAYMANRESIDENT 2022

81 Godfrey Nixon Way, George Town

The Medical Specialists

Tel: (345) 745 6000

West Shore Centre, 508B West Bay Road

Email: info@doctorsexpress.ky

Tel: (345) 943 6800

Full service lab with possible same-day results.

www.caymanclinic.ky cayman.clinic@gmail.com nurse@caymanclinic.ky

302

Diagnostic imaging refers to a variety of non-invasive methods of generating detailed images of the internal anatomic structures and organs of the body to assess the functioning of the inner organs and structure of the patient’s body, and to identify and monitor diseases or injuries. The technology used in the Cayman Islands includes ultrasound, magnetic resonance imaging, computerised tomography scans, and traditional x-ray or other tests.

Open 7 days a week, 9am-9pm.

Total Health

SE E AD PAG E S 307 & 330

Saumajeet Roy DMRT BRIT MRT - Radiographer The Grand Pavilion, 802 West Bay Road

MedLab

Tel: (345) 333 2222 (ext. 104)

10 Smith Road Plaza, Smith Road

Email: appointments@totalhealth.ky

Tel: (345) 949 7331

www.totalhealth.ky SE E AD PAG E 299

MEDICAL CARE (GENERAL & FAMILY)

Cayman is unique as there is no need to formally select and register with a particular doctor on arrival. When you need to see a doctor, you can arrange a visit directly, and usually be seen relatively quickly. Dr Alvaro Armiñán MD

Dr Philip Buys MB BCh M Prax Med BSc (Hons)

Dr Ngozi (Grace) Onah-Ezema MD, MPH

(Aerospace Med) DOH

Dr Lorna Jackson DM Fam Med.

Doctors Hospital

Dr Paul Williams MD DM Fam Med., ACC

16 Middle Road, off Walkers Road, GT

95 Hospital Road, George Town

Tel: (345) 949 6066

Tel: (345) 244 7520/7683

Email: Philip.buys@doctorshospitalcayman.

www.hsa.ky

com or Philip.w.buys@gmail.com

HSA’s General Practice Clinics provide a

www.doctorshospitalcayman.com

range of general family health services and

SE E AD PAG E 291

offers a variety of up-to-date diagnostic and

Celimar Central Clinic, Governors Square

treatment services in a friendly environment.

23 Lime Tree Bay Avenue, West Bay Road

Cayman Islands Hospital/General Clinic

The clinics are staffed with physicians who are

Tel: (345) 323 6364 /Fax: (345) 945 1300

Dr Gerard Christian MBBS

trained to deal with emergency situations, as

Services include general family medicine,

Dr Ricardo Clarke MD

well as minor cuts and less urgent ailments

yearly check-ups, child health, men’s and

Dr Obinna Eleweanya MD, ACC

such as the common cold. Appointments

women’s health, allergy testing, and more.

Dr Moses Gallow MBBS

for routine care and follow-up visits can be

Dr Anna Matthews BSc, MBBS, MPH

pre-booked. Services provided: Diagnosis,

Dr Mercedes Barredo MD

Dr Courtney Maylor MD, ACC

investigation and treatment of non-life-

Suite 1, Pasadora Place, Smith Road

Dr Fiona Robertson MBBS, MRCGP

threatening

Tel: (345) 949 6040

Dr Wilmoth Shillingford MBBS, MRC, ACC

chronic medical conditions such as Diabetes,

Dr Joy Wallace-Grant MBBS

Hypertension, Asthma and muscle and joint

Dr Dirk Belfonte MBBS MRCP (UK) DCH

Dr Orrett Thane MBBS

problems, Routine checkups including Medicals

43 Walkers Rd, George Town

Dr Glaister Bell MBBS, DM Fam Med.

and Well Woman Exams, Dressing Clinic.

Tel: (345) 326 5741

Dr Eryka Simmons BSc Med Sc, MBBS, MSc CD

SE E AD PAG E 297

Email: docsoncall@outlook.com

Dr Karlo Sedano-Barredo MRCGP

illnesses,

Management

H E A LT H & W E L L N E S S

Dr Imilla Sedano-Barredo MRCGP

The Patient-Friendly MRI Experience 3T MRI provides the most advanced MRI scanning in the Cayman Islands, utilizing cutting-edge technology and equipment in a space specifically designed for patient comfort. Our team of Radiologists and Technologists have an astounding amount of experience that rivals any clinic in the world. With the Quality, Experience & Convenience of 3T MRI, there is no need to leave the island for your MRI scan.

Located within the Cayman Islands Hospital E-mail: mri@3Tcayman.com Phone: (345) 949-3888 Monday – Friday 8am – 5pm

Highlights: + The only MRI unit specifically designed for patient comfort + Providing the largest patient opening of any scanner in the Cayman Islands + Highest quality images for more precise diagnosis + Results are available same day for urgent cases and within 24 hours for all cases Details: + Referrals accepted by all local physicians + Accepting all local insurance providers including CINICO

3Tcayman.com

www. c a y m a n r e s i d e n t . c o m

303

Cayman Islands Health Services Authority -

in-house

Specialist Clinic

specialist. Walk-ins welcome.

ultrasounds;

sports

medicine

SE E AD PAG E 302

Smith Road Centre (3rd floor), George Town

Queens Court, West Bay Road Tel: (345) 949 5600 /Fax: (345) 949 5601 www.sevenmileclinic.ky

Tel: (345) 244 7750 or (345) 244 7751

Dr Else Christoffersen MB BCh LRCP SI MSc

SE E AD OP P OSI T E PAG E

Dermatology Cayman Clinic Medical Centre

Cayman Doctors Ltd.

Dr Samantha Digby BMBS, DCH, DRCOG,

Dr Virginia Hobday MBE MBBS MRCGP M PHIL

Tel: (345) 943 6363

MRCGP

Dr Denise Osterloh MB ChB

H E A LT H & W E L L N E S S

The Family Practice

Dr Fiona Robertson MBBS DRCOG MRCGP

Dr Louis A. Cona MD

Smith Road Plaza, Smith Road, George Town

Dr Heidi Fahy MBBS DRCOG MRCGP

The Strand Medical Centre

Tel: (345) 945 6077 /Fax: (345) 949 0531

Dr Melissa Mascaro MD CAQSM

The Strand Shopping Centre, off West Bay Road

www.familypractice.ky

Nina Baxa RDMS

Tel: (345) 945 7077

Dr Digby has over 20 years experience

439 Crewe Road, George Town

Email: thestrandmedicalcentre@candw.ky

and practices primary care for all ages,

Tel: (345) 949 7400 or (345) 623 7400

www.caymandoctor.ky

specialising in women’s health, screenings,

Email: cayman.clinic@gmail.com

Languages: English, Italian, French, German,

chronic disease management, and insurance

www.caymanclinic.ky

Afrikaans, and Spanish. Services: General

and work permit physicals. SE E AD T H I S PAG E

Other Languages: French, Tagalog, Farsi

practice, minor surgery, child health, men’s

and Afrikaans. Services: Family medicine

and women’s health, musculo-skeletal injuries,

Doctors Express

including women and child’s health; IUD’s and

allergies/tests, medically supervised weight

81 Godfrey Nixon Way, George Town

contraceptive implants; school, executive and

reduction programme, insurance and work

Tel: (345) 745 6000

insurance medicals; work permits; certified

permit physicals and sports injuries.

Open 7 days a week, 9am-9pm.

aviation examiner for Canada and Cayman;

SE E AD PAG E 308

Email: info@doctorsexpress.ky

dive medicals and dive-related injuries; urgent

Doctors Express cares for all of your family’s

care and minor surgeries; PRP & trigger point

Dr Sarah Cuff, MB ChB MRCGP

needs – from coughs, colds, fever and flu, to

injections; Viscosupplementation; lab services;

Seven Mile Medical Clinic

serious injuries such as broken bones, cuts that need stitches and burns. Open 7 days a week, including most Public Holidays, Doctors

Tel: (345) 945-2881 • Fax: (345) 949-4341

Express is both convenient and quick. With in-house x-ray, pharmacy, and lab, all of your

International Medical Group

healthcare needs are under one roof. SE E AD PAG E S 307 & 330

Dr Sidney Ebanks MBBS (General Physician) Doctors Hospital 16 Middle Road, off Walkers Road, GT

Family Practice, Preventative Medicine • Annual Physicals A multi-disciplinary medical practice oﬀering professional & personalized care in modern & comfortable surroundings

FAMILY PRACTICE

DIABETIC & NUTRITIONAL CONSELLING SERVICES

DR. JOHN ADDLESON

BRANDI PROPAS MHSc. R.D

M.B.Ch.B Dip. Mid. COG

Oﬃce Hours: Mon-Fri 8:30am - 4:30pm, Sat 8:30am - Noon www.intmedicalgroup.com • email: info@intmedicalgroup.com 30 Pasadora Place, Smith Road • P.O.Box 30073 Grand Cayman KY1-1201 304

CAYMANRESIDENT 2022

Tel: (345) 949 6066 sidney.ebanks@doctorshospitalcayman.com SE E AD PAG E 291

DR. SAMANTHA DIGBY BMBS, DCH, DRCOG, MRCGP

General Practitioner

Email: samdigby@familypractice.ky www.familypractice.ky/dr-samantha-digby Open Monday – Friday: 8am – 5pm The Family Practice, 60 Smith Road Plaza, Smith Road, George Town Tel: (345) 945 6077

Dr Beatriz Esteban Benavides MD

Dr Michelle Mon Desir BSc MBBS

Dr Francisco Martinez

Seven Mile Medical Clinic

Oasis Medical Group Cayman Ltd.

Integra Healthcare Ltd, Grand Pavilion

Queens Court, West Bay Road

Unit 101, Centennial Towers, West Bay

Tel: (345) 745 7450

Tel: (345) 949 5600 /Fax: (345) 949 5601

Tel: (345) 943 6066 /Fax: (345) 943 6067

Email: francisco.martinez@integra.ky

www.sevenmileclinic.ky SE E AD T H I S PAG E

Email: info@omgcayman.com

www.integra.ky

www.omgcayman.com

Integra Healthcare provides a comprehensive

Health City at Camana Bay

At Oasis Medical Group, the focus is always on

approach to family medicine based out of state

9 Forum Lane, Camana Bay

the patients. Affiliated with Doctors Hospital

of the art facilities in Grand Pavilion. Francisco

Tel: (345) 640 4040

and Cayman Medical Imaging, their caring,

has a Master in Assessment Medicine and

Email: info@healthcity.ky

professional and skilled staff will always put

extensive experience in both family health and

www.healthcity.ky

you at ease. Services include annual wellness

urgent/emergency care.

Health City opened up its new satellite

checks, women’s health, adult and paediatric

SE E AD PAG E S 306, 320, 321 & 397

medical care centre in Camana Bay, which

medicine, chronic disease management and

operates as both a general practice clinic and

weight management consultations.

offers specialised medical services including:

Ocean Med - Women’s Only Healthcare Bayshore Mall, Level 2, South Church Street, GT

cardiology, neurology, pulmonology, urology,

Dr Sandeep Mahendra Hunasaghatta

Tel: (345) 946 2326

gynaecology,

gastroenterology,

internal/

Email: info@oceanmed.ky

Health City Cayman Islands

www.oceanmed.ky

April 2021, it also opened its Cayman Brac

1283 Sea View Road, East End

Ocean Med is strategically designed to create

clinic in Stake Bay. Health City hopes to also

Tel: (345) 640 4040

an environment of comfort, privacy and

extend its East End hospital by building Health

Emergency: (345) 526 2108

confidentiality for each patient throughout

City Camana Bay, a hospital in Camana Bay

Email: info@healthcity.ky

the facility. Their services include gynaecology

specialising in neonatal care and oncology care,

www.healthcitycaymanislands.com

and antenatal care, as well as medical imaging

along with emergency facilities.

SE E AD I N SI DE BACK COVE R

and diagnostics including mammography, ultrasound, and biopsy. SE E AD PAG E 316

SE E AD I N SI DE BACK COVE R

International Medical Group Dr John Addleson MB ChB Dip Mid COG Suite 30, Pasadora Place, Smith Road Tel: (345) 945 2881 /Fax: (345) 949 4341 Email: draddleson@intmedicalgroup.com www.intmedicalgroup.net Languages: English and Afrikaans. Services include general and family practice, annual physicals, minor surgery, immigration medicals, hormone testing and treatment,

Committed to professional, personalised, compassionate, and holistic care.

allergy testing, chelation therapy, Botox, dermal fillers and more.

SE E AD OP P OSI T E PAG E

Dr Tameka Irons BSc, MBBS, Dip. Fam. Med. (General Physician) Doctors Hospital 16 Middle Road, off Walkers Road, GT Tel: (345) 949 6066 Tameka.Irons@doctorshospitalcayman.com SE E AD PAG E 291

Dr Victor Look Loy MBBS Unit 4, 2nd Floor, Windward Centre 93 Smith Road, George Town Tel: (345) 949 7535

General Practitioners Dr. Sook Yin, MBE Cert. Hon. MB ChB BAO Dr. Sarah Cuff, MRCGP MB ChB Dr. Beatriz Esteban, MD Dr. Thomas Quin, MRCGP MB ChB DFSRH Cardiac & Vascular Medicine Dr. Ofer Sagiv, MD F.A.C.C. R.P.V.I Dr. Nyali E. Taylor, MD MPH RPVI

Home Visits Lab Services Walk-ins Welcome Insurance Accepted Notary Public Services Ideal Protein Diet

Plastic & Reconstructive Surgery Dr. Eduardo Barroso, MD PA Registered Dietician & Diabetes Educator Kristen Lomas, RD CCDE Gastroenterology Dr. Dmitry Finkelberg, MD

+1 345-949-5600

admin@sevenmileclinic.ky www.sevenmileclinic.ky

Neurology Dr. Babu Subramaniam, MD

Mon – Fri 8:30am – 5:30pm Sat 9am – 12:30pm | Queen’s Court, 175 West Bay Road

www. c a y m a n r e s i d e n t . c o m

305

H E A LT H & W E L L N E S S

MBBS MD FICM, Consultant Physician

general medicine and medical ontology. In

Dr Ruthlyn Pomares MBBS

Royale Medical and Wellness Center

Dr Tarun Sheshagiri MBBS DNB FNB -

Premier Medical Care, Unit 14A, Rankin’s Plaza

36 Bay Town Plaza, West Bay Road

Consultant Physician and Intensivist

Tel: (345) 945 2273

Tel: (345) 769 6230

Health City Cayman Islands

Email: info@royalemedical.ky

1283 Sea View Road, East End

Dr Thomas Quin, MB ChB DFSRH MRCGP

Tel: (345) 640 4040

Seven Mile Medical Clinic

Savannah Medical Clinic

Email: info@healthcity.ky

Queens Court, West Bay Road

Countryside Shopping Village, Savannah

SE E AD I N SI DE BACK COVE R

Tel: (345) 949 5600/Fax: (345) 949 5601

Tel: (345) 749 6066/Fax: (345) 945 2798

Email: admin@sevenmileclinic.ky

Total Health

www.sevenmileclinic.ky SE E AD PAG E 305

The Grand Pavilion, 802 West Bay Road

MRCGP DRCOG

Tel: (345) 333 2222

Dr Charles H. Reid MA(Oxford) BM BCh

The Children’s Clinic & Family Practice

Email: info@totalhealth.ky

The Brac Clinic, Tibbetts Square

93 Smith Road, George Town

www.totalhealth.ky

West End, Cayman Brac

Tel: (345) 949 2970

Conveniently located at The Grand Pavilion,

Tel/Fax: (345) 948 1777

General Practice, Paediatrics, Diving Medicine.

Seven Mile Beach. Total Health has been

Email: clinic@bracmed.com

Second Language: French.

conceived as a one-stop destination for patients

The Children’s Clinic & Family Practice is

seeking comprehensive healthcare under one

Dr Andrew Robinson MBBS (General Physician)

dedicated to providing high quality preventive

roof. Services include Medical Consultation &

Doctors Hospital

and acute care for infants, children and adults.

Treatment, Diabetology, Dental, Physiotherapy,

16 Middle Road, off Walkers Road, GT

They provide neonatal newborn services, well

On-site Laboratory, Imaging, Health Checks,

Tel: (345) 949 6066

baby check-ups, immunisations, sick child

Work Permit Medicals, Nutritional Management

andrew.robinson@doctorshospitalcayman.com

visits and much more. Consultations are by

and Pharmacy services. SE E AD PAG E 299

SE E AD PAG E 291

appointment, but walk-in emergencies are also

H E A LT H & W E L L N E S S

Dr Gordon Smith MB ChB MRCP (UK)

catered for. SE E AD PAG E S 298 & 398

Dr Kenia Warden MD Suite 27, Pasadora Place, Smith Road Tel: (345) 945 9260

Women’s, Children’s & Family Medicine “as it should be” Care delivered with Excellence, Integrity, Commitment & Passion, by tertiary trained, highly qualified specialists FAMILY HEALTH & MEDICINE Dr Francisco Martinez MD Masters GP

Dr Sook Yin MBE Cert.Hon (CAY) MB ChB BAO Seven Mile Medical Clinic Queens Court, West Bay Road Tel: (345) 949 5600/Fax: (345) 949 5601 Email: admin@sevenmileclinic.ky www.sevenmileclinic.ky SE E AD PAG E 305 MEDICAL SPECIALTIES

Accident & Emergency Medicine

PEDIATRIC & NEWBORN (NEONATAL) CARE Dr Sara Watkin MB ChB, FRCPCH MD Dr Jasmina Marinova MRCPCH MD Dr Sarah Newton MB ChB, FRACP (paeds) DCH

Dr Elizabeth McLaughlin MBBS MSc DM Clinical Head of Accident and Emergency Cayman Islands Hospital 95 Hospital Road, George Town

DERMATOLOGY & SKIN CANCER SCREENING Dr Alison Duncan MBBS FRCP MSc Dr Davide Altamura MD Masters

Tel: (345) 949 8600 / Emergency: 911 The A&E Unit provides 24-hour coverage

OBSTETRICS, GYNAECOLOGY & FERTILITY Dr Lisa Joels MB ChB, MD, FRCOG, FHEA Dr Madhavi Manoharan MBBS, MD, MRCOG, DFFP

for persons who need urgent medical care. It is staffed with specially trained physicians and registered nurses at all times. Other specialists such as surgeons, gynaecologist, paediatricians and radiologists are available

Clean, modern facilities, ample parking, complimentary refreshments and live online appointment booking.

T: +1 (345) 745 7450 E: team@integra.ky W: www.integra.ky

“on call” after normal working hours if needed. The unit has nine beds for observations; three Located in Grand Pavilion

of these beds allows for the provision of immediate attention and intensive cardiac care

306

CAYMANRESIDENT 2022

to persons presenting with chest-pains. Each

Cayman Islands Health Services Authority -

Dr Cleon Davis

of these beds is equipped with specialised

Specialist Clinic

The Family Practice

cardiac equipment and supplies. The unit also

150 Smith Road, Smith Road Centre (3rd floor),

Smith Road Plaza, Smith Road, George Town

encompasses a room for paediatric patients,

George Town

Tel: (345) 945 6077/Fax: (345) 949 0531

a room for infectious cases, a trauma room, a

Tel: (345) 244 7750 or (345) 244 7751

Dr Davis provides anaesthesia services for

room for carrying out minor procedures and a

a wide variety of surgical disciplines. His

quiet room for persons suffering emotional/

Dr Lorrise Williamson MBBS DM

area of expertise include sedation, regional

mental trauma. SE E AD PAG E 297

Faith Hospital

anesthesia,

spinal,

215 Dennis Foster Road, Cayman Brac

anaesthesia.

Tel: (345) 948 2243 /Fax: (345) 948 2460

analgesia for patients in labour.

Email: info@hsa.ky SE E AD PAG E 297

SE E AD PAG E 327

Dr Delano Barrett MBBS DM

Dr Dhruva Kumar Krishnan MBBS DNB FCA

Dr Johannes Wejbora

Dr Carl Brown MBBS DM

Dr Smita L.A. Almeida MBBS MD

Doctors Hospital

Dr Karina Davis-Irons MBBS DM

Dr Susan Paul MBBS DA DNB

16 Middle Road, off Walkers Road

Dr Rachel Gooden MD DM

Dr Sanjay Saha MBBS MD

Tel: (345) 949 6066 SE E AD PAG E 291

Dr Delroy Jefferson MBBS DA DM

Health City Cayman Islands

Dr Takeyce Palmer MBBS DM

1283 Sea View Road, East End

New Horizon Cayman

Dr Gerald Smith MBBS FRCA

Tel: (345) 640 4040

West Shore Center, 508 West Bay Road

Dr Anthony Williams MBBS DM

Email: info@healthcity.ky

Tel: (345) 943 5800/Fax: (345) 943 6801

Dr Judith Nicholls MBBS DM (Pain Specialist)

SE E AD I N SI DE BACK COVE R

Anaesthesiology & Pain Management

epidural also

and

general

provides

epidural

Cayman Islands Hospital

Cardiology

95 Hospital Road, George Town Dr Judith Nicholls

Dr Ravi K. Ganga Amancharla MD FACC

SE E AD PAG E 297

Pain Clinic, The Merren Dental Centre

Dr Binoy Chattuparambil MBBS MS MCh

Tel: (345) 244 7583

(CVTS)

H E A LT H & W E L L N E S S

Tel: (345) 949 8600/Fax: (345) 949 2998

From coughs, colds, fevers or flu - to bad burns and cuts that need stitches

Healthcare for the whole family Open 7 days/week 9 AM - 9 PM On-Site Lab On-Site X-ray On-Site Pharmacy 81 Godfrey Nixon Way GT | (345) 745-6000 | info@doctorsexpress.ky | www.doctorsexpress.ky

www. c a y m a n r e s i d e n t . c o m

307

Dr Raghu Prasad MBBS MD DNB, Senior

Tel: (345) 949 5600/Fax: (345) 949 5601

Dr Louis A. Cona MD

Consultant Interventional Paediatric

Email: admin@sevenmileclinic.ky

The Strand Medical Centre

Cardiologist

www.sevenmileclinic.ky SE E AD PAG E 305

The Strand Shopping Centre, West Bay Road

Health City Cayman Islands

Tel: (345) 945 7077/Fax: (345) 945 3153

1283 Sea View Road, East End Tel: (345) 640 4040 or (345) 526 2108 Email: info@healthcity.ky SE E AD I N SI DE BACK COVE R

Dr Krzysztof Kukula, MD PhD (Interventional

Cosmetic Medicine & Surgery In addition to traditional cosmetic surgery, non-invasive routine treatments such as Botox, chemical peels, dermal fillers and Plasma Rich Therapy also fall under this category.

Cardiologist)

Email: thestrandmedicalcentre@candw.ky www.caymandoctor.ky SE E AD T H I S PAG E Dr Marc J. Kayem MD FRCSC Pensum Regenerative Medicine Tel: (345) 949 8676 Cayman Cell: (345) 939 4505

Doctors Hospital

Dr Ciro Adamo MD PhD EBOPRAS

Email: Health@Pensum.pro

16 Middle Road, off Walkers Road, GT

Tel: (345) 949 6040

www.pensummed.pro SE E AD PAG E 326

Dr Eduardo Barroso MD FACS

Dr Carmen Martinez BSc PT MD

Seven Mile Medical Clinic

Cayman Rehab Services

Dr Joanna Kregiel MD PhD

Queens Court, 175 West Bay Road

Unit 10, Eucalyptus Building, Shedden Road

Cayman Islands Hospital

Tel: (345) 949 5600/Fax: (345) 949 5601

Tel: (345) 943 7974 or Cell: (345) 926 3099

95 Hospital Road, George Town

www.sevenmileclinic.ky SE E AD PAG E 305

Email: caymanrehab@gmail.com

Tel: (345) 949 6066 SE E AD PAG E 291

Tel: (345) 949 8600/Fax: (345) 949 2998

www.caymanrehabservices.com Beyond Basics Medical Day Spa

Languages: Spanish and English

3rd Floor, Tomlinson Building

Services include: Therapeutic Botox (for

Dr Ofer Sagiv, MD F.A.C.C. RPVI

Corner of Walkers and Hospital Road, GT

migraines, spasticity), Physiotherapy, Dermal

Seven Mile Medical Clinic

Tel: (345) 945 2737

Filler, Anti-Ageing Medicine, Aesthetics, Skin

Queens Court, West Bay Road

Email: info@beyondbasics.ky

Care. SE E AD PAG E 333

H E A LT H & W E L L N E S S

SE E AD PAG E 297

308

CAYMANRESIDENT 2022

Dr Krista Flesher DDS

Dr George David DMD UK & IRELAND 2004

Dr Michael Leon DMD Cert Endodontics

Faith Hospital

Dr Harold Phidllips DDS

215 Dennis Foster Road, Cayman Brac

Dr Rachael Windhaber BSc BDS

Tel: (345) 948 2618

95 Hospital Road, George Town

Email: info@hsa.ky SE E AD PAG E 297

Tel: (345) 949 2554 The Cayman Islands Hospital opening hours

The Dental Centre

are Mon-Fri 7.30am-4pm. For emergency

Dr Keelin Fox BA B.Den.Sc MFDS(RCSI)

dental services, please visit our clinic between

(MClinDent) Orthodontics and Dentofacial

8am-10am from Monday-Friday only.

Orthopaedics

Services include: Fillings, Cleaning, Root Canal,

Dr Jennifer Mountjoy BDS NUI MSc Imp Dent.

Bridge, Crown and Implants. SE E AD PAG E 297

2nd Floor, Fidelity Financial Centre Tel: (345) 943 7000

7 Dental

Email: thedentalcentre1@gmail.com

Dr Scott McFarlane BDS MSc FICOI DICOI

www.thedentalcentrecayman.com

Dr Sean A. Childers BSC DMD MSc FRCD(C)

Comprehensive and state-of-the-art dental

Dr Janish Grewal BDS MDCH

treatment. SE E AD PAG E 311

Dr Kate Horgan BDS, NUI

Dr James Moses DDS, MS

Dr Florence Enescot

Dr Claudio Tocchio DDS, MS

DMD (France) DDS (Canada)

Dr Ryan Soden BDS, DDs, MSc

The Strand Dental Clinic, The Strand Shopping

Marquee Place, West Bay Road

Centre, Off West Bay Road

Tel: (345) 943 7400

Tel/Fax: (345) 949 3367 Email: florence.enescot@gmail.com Languages: English and French (Residency

Dr Mauritz Crouse BChD (WCU) Pasadora Family Dental Centre 94 Smith Road, Pasadora Place, George Town Tel: (345) 943 2222 WhatsApp: (345) 936 3222 Email: info@pfdc.ky www.pasadorafamilydental.ky Languages: English, Spanish, German, French, Greek, Afrikaans, Tagalog. General Dentistry for children and adults, root canal and gum (perio) treatments, cosmetic restorations, mouth guards, teeth whitening at clinic (laser and home kits available), advanced 3D imaging, Cranex 3D Cone Beam digital x-rays, safe sedation options, orthodontics, oral surgery, dental implants. SE E AD PAG E 312

Dr. Talia Davidson, DDS Dr. Ximena Hernandez, DDS Carrie Rimando RDH Sooze Rothwell RDHT Peeta Sandhu RDH

Cayman Islands Hospital - Merren Dental Clinic Dr Naude Dreyer DMD

(345) 324 9500 or (345) 749-9500 | 3249500@gmail.com www.myislanddentist.com | Governors Square (under the clock tower)

Dr Lyle Bridgeman DDS Dr David Dewson Dr Magdel Kruger Dr Andrea Campbell-Maitland DDS AEGD Dr Pratish Munasur

Services Complete dental care for adults and children • Digital X-rays • Full mouth makeovers Cosmetic and restorative dentistry • Intra oral camera for decay detection • Invisalign Nitrous oxide sedation • Teeth cleaning • Cosmetic whitening • Root canal treatment Periodontal cleaning • Extractions • Botox

Dr Lavanya Pernapati

www. c a y m a n r e s i d e n t . c o m

309

H E A LT H & W E L L N E S S

Dental Care There are a wide selection of dentists practising in the Cayman Islands. It is also important to remember that the cost difference between Government dentists and private dentists can vary considerably, however, there is often a waiting list at the hospital. Some work can be done at the walk-in clinics, such as extractions and dentures. However, health insurance plans don’t always cover dentistry, and the coverage can vary. Orthodontics are not always covered, but if your plan does provide for it, a lifetime maximum is often stipulated. Pain management treatment combined with orthodontics is available onIsland. At the time of publication, there are 12 dental centres in the Cayman Islands employing over 160 registered practitioners (including nurses, assistants and hygienists) providing preventative care, corrective treatments, orthodontics overseas and dental surgery.

done at the Montreal Children’s Hospital)

tooth-coloured fillings, bridges, Invisalign

and placing implants for over 30 years. Dr Bob

Family and cosmetic dentistry, root canal

orthodontics, therapeutic and cosmetic Botox

has a gentle, caring nature and a courteous

treatments, crowns and bridges, veneers and

treatment. SE E AD PAG E 309

chair side manner. Their dental hygienists

Lumineers, DenMat certified, teeth whitening

are Sonia Persaud, Sandra Fullerton, Julia

and gum treatments, emergencies accepted.

Cayman Dental Services

Hydes, Erin Luco, Carrie Rimando and Danielle

Amalgam-free dental practice.

Dr Howard Ironstone BSc Phm DDS FAGD FICD

Chartier. SE E AD T H I S PAG E

SE E AD T H I S PAG E

Dr Thomas Lerikos BSc DDS Dr Imogen Bexfield BChD

Dr Al Latif DDS (Lond.) MSc in Conservative

My Island Dentist

Dr Charlecia Moore, BSc DDS

Dentistry (Lond.)

Dr Talia Davidson DDS

Dr Suki Murbay, BDS MSc

Smile Dental Clinic, 10 Alexander Place

Dr Ximena Hernandez DDS

Dr Michael H Morgan, DDS MS

Dorcy Drive, Industrial Park, George Town

Sooze Rothwell RDHT

Dr Jose Barros, DDS

Tel: (345) 949 7303/Fax: (345) 949 9583

Peeta Sandhu RDH

18 Forum Lane, Camana Bay

Email: info@smiledental.ky

Governors Square, West Bay Road

Tel: (345) 945 4447

www.smiledental.ky

Tel: (345) 749 9500/WhatsApp: (345) 324 9500 Email: 3249500@gmail.com www.myislanddentist.com

H E A LT H & W E L L N E S S

Dr Al Latif studied at The Royal London School Dr Boban Kostich DDS MFGDPRCS (UK)

of Medicine & Dentistry and qualified in 2001,

Smile Dental Clinic, 10 Alexander Place

he then went on to complete a Master’s Degree

providing

Dorcy Drive, Industrial Park, George Town

in Conservative Dentistry and specialises in

restorative and cosmetic dentistry services to

Tel: (345) 949 7303/Fax: (345) 949 9583

cosmetic and restorative dentistry. Treating

individuals and families in Grand Cayman. Their

Email: info@smiledental.ky

adults and children, he provides a wide range

services include oral exams and cleanings,

www.smiledental.ky

of services from fillings, crowns, bridges and

digital x-rays, nitrous oxide sedation, root

Other Languages: Serbian, Afrikaans

veneers to oral surgery and implants. With

canals, sports’ guard fittings, extractions,

Treating adults and children, providing a wide

over 20 years of expertise, patients receive

treatment for TMJ/grinding, cosmetic bonding,

range of services from cosmetic dentistry,

gentle and informed care in a down to earth

dental crowns, veneers, cosmetic whitening,

crowns, bridges and veneers to oral surgery

environment. SE E AD T H I S PAG E

full-service

dental

practice

Dr. Jan Frank Pultr LT (Sweden) BDS (UK)

Dr. Florence Enescot

ORTHODONTICS

DMD (France) DDS (Canada)

Our Orthodontists

Damon (braces) and Invisalign options are available

Dr. Geoffrey Newton, BSc, DDs, MSc Dr. Pourang Rahimi, DDS, MSD, FRDC(c)

(345) 946.7303

Book your complimentary consultation today!

#12 Alexander Place, Dorcy Dr. www.islandorthodontics.ky

Most insurance plans accepted Payment plans available

• General Dentistry • Braces • Root Canal Treatment • Crowns and Bridges • Esthetic Dentistry Lumineers, Veneers • Surgical removal of Wisdom teeth • Teeth Whitening • Amalgam-free Practice

The Strand Shopping Centre Tel/Fax: (345) 949 3367 Email: jpultr@yahoo.com florence.enescot@gmail.com (Accept all major Dental Insurances)

Dr. Bob Kostich, D.D.S.,

Dr. Al Latif

M.F.G.D.P.R.C.S. (UK)

BDS (Lond) MSc Conservative Dentistry (Lond)

#10 Alexander Place, PO Box 10116 Grand Cayman, KY1-1001, Cayman Islands

310

CAYMANRESIDENT 2022

www.smiledental.ky | info@smiledental.ky

Dr Scott McFarlane BDS MSc FICOI DICOI

Island Smile Orthodontics

Masters in Aesthetic Dentistry (NYU)

Dr Geoffrey Newton BSc DDS MSc

7 Dental

Dr Pourang Rahimi DDS MSD FRCD(C)

Marquee Place, West Bay Road

Unit 12, Alexander Place, Dorcy Drive

Tel: (345) 943 7400

Tel: (345) 946 7303/Fax: (345) 949 9583

THE DENTAL CENTRE

Email: islandsmile@live.com

CAYMAN

Dr Jan Frank Pultr LT (Sweden) BDS (UK)

Other Languages: French and Persian

The Strand Dental Clinic

www.islandorthodontics.ky

The Strand Shopping Centre, Off West Bay Road

Island Smile Orthodontics have been treating

Tel/Fax: (345) 949 3367

children, teens and adults for over 20 years.

Email: jpultr@yahoo.com

Treatments include Damon Braces, Invisalign,

Languages: English, Swedish, Czech, German

clear braces and various fixed and removable

Family

braces,

appliances. They create beautiful smiles with

Invisalign certified. Root canal treatments,

the highest quality of orthodontic care in a

crowns, bridges and veneers, aesthetic

professional and friendly environment.

dentistry, surgical removal of wisdom teeth,

SE E AD OP P OSI T E PAG E

and

cosmetic

dentistry,

Comprehensive Dental Care Dr Stephen Blackledge Dr Keelin Fox Dr Jennifer Mountjoy

teeth whitening, gum treatments. Amalgamfree dental practice. Emergencies accepted.

Pasadora Family Dental Centre

SE E AD PAG E OP P OSI T E PAG E

94 Smith Road, Pasadora Place, George Town

Tel: (345) 943 2222 WhatsApp: (345) 936 3222

Ocean Dental

Email: info@pfdc.ky

Suite 17, Grand Harbour Shoppes

www.pasadorafamilydental.ky

Tel: (345) 949 7623

Languages: English, German and Greek

Crowns, Bridges, Veneers ‘White’ Fillings, Wisdom Teeth Extraction, Root Canal, Orthodontics, Dental Implants, Teeth Whitening, ‘Botox’, Facial Fillers & Skin Rejuvenation

SE E AD PAG E 312

Dr Adam Stang DDS Dr Wolfe’s Dental Centre

7 Dental

135 Andrew Drive, Snug Harbour

Marquee Place, West Bay Road

Tel: (345) 945 4388

Tel: (345) 943 7400

Email: info@wolfedental.ky

Email: appointments@smbdentalclinic.ky

(345) 943 7000 / (345) 943 7001

www.wolfesdental.ky SE E AD PAG E 312

www.thedentalcentrecayman.com

Paediatric Dental Specialists Dr Wilbert Veit DMD FAGD FAES FICOI

Dr Sean A. Childers BSC DMD MSc FRCD(C)

Dr Wolfe’s Dental Centre

Dr James Moses DDS MS

135 Andrew Drive, Snug Harbour

7 Dental

Tel: (345) 945 4388

Marquee Place, West Bay Road

Email: info@wolfedental.ky

Tel: (345) 943 7400

thedentalcentre1@gmail.com

www.wolfedental.ky SE E AD PAG E 312

Children’s Dentistry Dr Sandhya Tripathi BDS

Dr Kris Togias DMD PC Board Certified

Total Health

Othodontist (USA)

The Grand Pavilion, 802 West Bay Road

Dr Aikaterini Fysikoudi DDS HSPD (HonM)

Tel: (345) 333 2222

Pasadora Family Dental Centre

Email: appointments@totalhealth.ky

94 Smith Road, Pasadora Place, George Town

www.totalhealth.ky SE E AD PAG E 299

Tel: (345) 943 2222/WhatsApp: (345) 936 3222 Email: info@pfdc.ky

Orthodontics

www.pasadorafamilydental.ky

Cayman Orthodontics

Languages: English, German and Greek

18 Forum Lane, Camana Bay

Paediatric

and

Tel: (345) 949 5090

Invisalign

for

www.caymanorthodontics.com

preventative

and

orthodontic adults special

treatments,

and care

teenagers, services,

www. c a y m a n r e s i d e n t . c o m

311

H E A LT H & W E L L N E S S

Dr Sharn Mentz BChD (Pretoria)

Dental Implants, Cosmetics and Dental Oral Surgery

crowns, bridges and veneers to oral surgery

fixed appliances, advanced 3D imaging, Cranex 3D Cone Beam digital x-rays, safe sedation

Dr Georgios Batgidis DDS FIADFE (USA) FAAID

has a gentle, caring nature and a courteous

options. SE E AD PAG E 312

Pasadora Family Dental Centre

chair side manner. Their dental hygienists

orthodontic treatments with removable and

94 Smith Road, Pasadora Place, GT

are Sonia Persaud, Sandra Fullerton, Julia

Dr Boban Kostich DDS MFGDPRCS (UK)

Tel: (345) 943 2222/WhatsApp: (345) 936 3222

Hydes, Erin Luco, Carrie Rimando and Danielle

Smile Dental Clinic

Email: info@pfdc.ky

Chartier. SE E AD PAG E 310

10 Alexander Place, George Town

www.pasadorafamilydental.ky

Tel: (345) 949 7303

Languages: English, Spanish and Greek.

Vladimir Tomascik – Denturist

Email: info@smiledental.ky

General Dentistry for children and adults, root

Denture Studio

www.smiledental.ky SE E AD PAG E 310

canal and gum (perio) treatments, cosmetic

Park Place, 25 Earth Close, SMB

restorations, mouth guards, teeth whitening at

Tel: (345) 929 6455

Dr Wolfe’s Dental Care

clinic (laser and home kits available), advanced

Email: caymandentures@gmail.com

135 Andrew Drive, Snug Harbour

3D imaging, Cranex 3D Cone Beam digital

Tel: (345) 945 4388

x-rays, safe sedation options. SE E AD T H I S PAG E

Email: info@wolfedental.ky

H E A LT H & W E L L N E S S

and placing implants for over 30 years. Dr Bob

Dermatology Dr Andrea Clare-Lyn Shue

www.wolfedental.ky

Dr Boban Kostich DDS MFGDPRCS (UK)

Cayman Islands Hospital

A team dedicated to preserving and restoring

Smile Dental Clinic, 10 Alexander Place

95 Hospital Road, George Town

the health and beauty of our patients’ smiles, Dr

Dorcy Drive, Industrial Park, George Town

Tel: (345) 949 8600/Fax: (345) 949 2998

Wolfe’s offers trusted and gentle medical care

Tel: (345) 949 7303/Fax: (345) 949 9583

Email: info@hsa.ky

of infants, children and adolescents, whatever

Other Languages: Serbian, Afrikaans

www.hsa.ky

their oral health needs might be. Expertly and

Email: info@smiledental.ky

SE E AD PAG E 297

respectfully serving your dental care needs is

www.smiledental.ky

their focused mission. SE E AD T H I S PAG E

Treating adults and children, providing a wide

Dr Wayne Porter MD FAAD

range of services from cosmetic dentistry,

282 Crewe Road, George Town Tel/Fax: (345) 946 9020

Pasadora Family Dental Centre Pasadora Place | Smith Road

Tel: 943 2222 | WhatsApp: 936 3222 Email: info@pfdc.ky | Web: www.pasadorafamilydental.ky

Cosmetic

Pediatric

General Orthodontic Treatments (Braces) for All Ages

• Private Consulting and Treatment Rooms • Oral Surgery & Perio Treatments • Calming Relaxed Atmosphere • Advanced Digital Imaging (Cone Beam 3D) • All Major Insurance Accepted • Laser Treatments • Implantology • Special Care & Hygiene Services • Sedation • TMD Therapy • Executive Hours Available

Email: Drportercayman@gmail.com www.drwayneportercayman.com Second language: Spanish Acne treatments, skin cancers detection and treatment, Botox and more. derma — Dr Rebeca De Miguel MD PhD The Grove, 1358 West Bay Road Tel: (345) 233 1152 www.derma.ky Second language: Spanish Dr De Miguel has her PhD in Psoriasis, with extensive knowledge and experience in her postgraduate training of oncological dermatology (skin cancer). As this is her main

• • • • • • • • •

interest, she has tremendous experience in

General restorative cosmetic dentistry Dental implant and bridgework Crowns and veneers Evaluation and treatment of gum diseases and root canals Pediatric dental care (O.R Privileges) Wisdom tooth removal/nitrous sedation Safe sedation option with state-of-the-art monitoring for children and adults Invisalign treatment Botox treatment

Most Insurance Plans Accepted

the prevention, diagnosis and treatment of skin cancer. She has her Master’s degree in alopecia (hair loss) with experience in different surgeries and treatments for a number of different alopecia issues. Her work also includes a number of cosmetic procedures

Dr. Adam Stang DDS Dr. Wilbert Veit, Jr. DMD FAGD, FAES, FICOI

such as Botox, fillers, microneedling, plasma

www.wolfedental.ky | info@wolfedental.ky | 135 Andrew Drive, Snug Harbour

312

CAYMANRESIDENT 2022

(345) 945-4388

(PRP), and laser. SE E AD OP P OSI T E PAG E

Dr Alison Duncan MBBS FRCP MSc Specialist Dermatologist Integra Healthcare Ltd, Grand Pavilion Tel: (345) 745 7450 Email: alison.duncan@integra.ky www.integra.ky Integra Healthcare’s team of experienced

such diseases using inhibition/suppression testing. In some cases, treatment may include surgery. The most common types of endocrine diseases include diabetes, hypothyroidism, osteoporosis and metabolic syndrome. The below clinic can help with such issues:

dermatologists provides a comprehensive

Dr Joseph Davis Cayman Fertility Centre Heron Place, 1283 Seaview Road, East End Tel: (345) 233 0770 www.caymanivf.com Cayman Fertility Centre offers the only IVF treatment on-Island. They are committed to providing high-quality medical care with an

paediatric and adult dermatology service.

Dr Diane Hislop-Chestnut BSc (Hons) MB BChir

established, success-proven, internationally

Besides her 12 years consult-level experience

Palm Road Medical Ltd.

trained medical team.

in general dermatology, Alison also has special

Chestnut Centre, 8 Palm Road, off Smith Road

interests in paediatric problems, in skin cancer

Tel: (345) 946 7256

Dr Sarath de Alwis FRCS FRCOG MRCP FFSRH

and vulval dermatology.

Email: reception@diabetescayman.com

(UK) FACOG MRCS LRCP (Eng), LRCS (Edin) LRCP (Edin) LRCP&S (Glas) MAACS

SE E AD PAG E S 306, 320, 321 & 397

Dr Davide Altamura MD Masters Specialist Dermatologist Integra Healthcare Ltd, Grand Pavilion Tel: (345) 745 7450 Email: davide.altamura@integra.ky www.integra.ky Integra Healthcare’s team of experienced paediatric and adult dermatology service. With 11 years as a UK consultant dermatologist,

Doctors Hospital 16 Middle Road, off Walkers Road, GT Tel: (345) 945 6066 or (345) 914 6520 Sarath.DeAlwis@doctorshospitalcayman.com

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Dr Diana Van Der Borden MBBS MD BSCCP Dr David Stone MD, BSc Dr Laura Hole MBBS, BSc, MRCOG Ocean Med - Women’s Only Healthcare Bayshore Mall, Level 2, South Church Street, GT

Davide has a particular interest in skin cancer screening, detection and management, with extensive publications. SE E AD PAG E S 306, 320, 321 & 397

Endocrinology/Diabetes Endocrinologists are most often considered as specialists of internal medicine or paediatrics. They focus on the endocrine system (a messenger process of glands and feedback loops of hormones) and its related disease. Through hormonal analyses, they identify, diagnose and treat

Email: islandobgyn@icloud.com

www. c a y m a n r e s i d e n t . c o m

313

H E A LT H & W E L L N E S S

dermatologists provides a comprehensive

Fertility Treatment If you are having trouble conceiving, there are plenty of options on Island. Most OB/ GYNs will all be able to undertake initial testing and subsequent treatment that may be required, such as ovarian stimulation and IUI. At the time of publication, the only licensed and certified practice offering IVF treatment on-Island is the Cayman Fertility Centre.

Tel: (345) 946 2326

Dr Trevor L. Seaton MBBS FRCP (C) FACG

Internal Medicine/ Infectious Disease

Email: info@oceanmed.ky

Island Medical Specialists

Cayman Islands Hospital

www.oceanmed.ky SE E AD PAG E 316

Unit C, Hospital Road Plaza, George Town

Dr Dominic Caudeiron MBBS

Tel: (345) 946 9770 or (345) 922 4318

Dr Courtney Cummings MD DM

Email: gastromeds@gmail.com

Dr Karen Galloway-Blake MD DM

Dr Rommel El-Madany MB BCh, FRCS (GYN) (Edin), HDGO (Dublin) DM, MD RCSI/IPA (Dublin), RCOG/RCR (London) Island Medical (OB/GYN) Office 9 Smith Road Plaza, Smith Road, George Town Tel: (345) 946 2496 Urgent After Hours: (345) 926 2911 Email: islandobgyn@icloud.com SE E AD PAG E S 313 & 393

H E A LT H & W E L L N E S S

Gastroenterology Gastroenterologists are focused on investigating, diagnosing, treating and preventing all gastrointestinal and hepatological (liver, gallbladder, biliary tree and pancreas) diseases. There are several gastroenterologists on-Island, some of which are listed below:

Dr Johanna Kregiel MD PhDDr

In-Home Nursing Care With an ageing population and an increasing number of people choosing to retire in the Cayman Islands, the demand for in-home nurses continues to grow. Such nurses provide home-based care for patients, typically in the form of follow-up treatments post-discharge from a hospital or long-term, nursing care at home for adults with a chronic illness, injury, or disability.

Shawn Gutierrez MD Dr Nelson Iheonunekwu MBBS DM PG Cert (Nephrology) Dr Maeve Ulet-Ivey Dr Candice Price Dr Raymonde Rohan-Moving Dr Nikki Thompson-Girish (Cayman Brac) 95 Hospital Road, George Town Tel: (345) 949 8600/Fax: (345) 949 2998 info@hsa.ky www.hsa.ky SE E AD PAG E 297

Caring Hands Cayman 171 Elgin Avenue, Cricket Square

Cayman Islands Health Services Authority -

Tel: (345) 943 1177

Specialist Clinic

Email: support@caringhandscayman.com

150 Smith Road, Smith Road Centre (3rd floor),

www.caringhandscayman.com

George Town

Dr Dmitry Finkelberg, MD

With a local Physician on board serving as

Tel: (345) 244 7750 or (345) 244 7751

Seven Mile Medical Clinic

an In House Medical Advisor and a clinical

Queens Court, West Bay Road

team of Registered Nurses, individualised

Dr Stephen J. Pickering MB ChB FRCP (UK)

Tel: (345) 949 5600/Fax: (345) 949 5601

care plans are prepared using best practices

Grand Harbour Medical

Email: admin@sevenmileclinic.ky

to deliver quality healthcare that promotes

Grand Harbour Medical Suites, Red Bay

www.sevenmileclinic.ky SE E AD PAG E 305

the best outcome for adults and paediatric

Tel: (345) 949 4309/Fax: (345) 949 7543

clients. The Home health care nursing

Email: drstephen@themedicalclinic.com

Dr Trevor M. Murphy BSc MBBS DM FACG

services include but are not limited to:

Island Medical Specialists

medication

Unit C, Hospital Road Plaza, George Town

dementia, respite care, infusion therapy,

Suite 13H, Grand Harbour Shops, Red Bay

Tel: (345) 946 9770 or (345) 922 4318

wound care and medical escort service.

Tel: (345) 949 9412/Fax: (345) 943 9412

Email: gastromeds@gmail.com

Caring Hands Cayman is dedicated to

management,

elderly

care,

Dr Joseph L. Barefoot MD ABIM

enhancing the quality of life, dignity and

Dr Bella Beraha MD

independence of the elderly, or those

Helix Healthcare, 4 Middle Road,

needing nursing care in their own home.

Off Walkers Road, George Town Tel: (345) 749 4444

Cayman Hand Centre Dr. Hesham Sida FRCS Edin, MSc Orth, BMSc, MBBCh Consultant Orthopaedic Trauma, Sports & Hand Surgeon

Email: info@helix.ky www.helix.ky Dr Komal Lawrence MD FACP Helix Healthcare, 4 Middle Road Off Walkers Road, George Town Tel: (345) 749 4444

Office:(345) 946-2500 • Emergencies:(345) 939 2500 Email: office@caymanhandcentre.com• www.caymanhandsurgeon.com GRAND PAVILION (MAIN ENTRANCE) WEST BAY ROAD 314

CAYMANRESIDENT 2022

Email: info@helix.ky www.helix.ky

“Within 3 hours of surgery, I was up and standing. This surgery allowed me to get my life back.” Dr. Hetzel, Gastroenterologist Age at surgery: 61

See how our groundbreaking non-fusion spinal surgery can change the way you move.

caymanspine.com

Breakthrough Medical Device

BalancedBack is the first total joint replacement for the lumbar spine. The BalancedBack Total Joint Replacement is undergoing clinical trial in the Cayman Islands in compliance with section 9 of the 2018 Health Practice Regulations. Lumbar total joint replacement is not suitable for all patients and may have risks. Information is not intended as a substitute for medical professional help or advice. Patient experiences may differ from the samples provided and statements made are not to be interpreted as a guarantee. Image depicts a visual representation of the active patient post-surgery.

Neurology, Neurosurgery & Pain Management Cayman has a number of neurologists and/or neurosurgeons specialising in the treatment of disorders of the nervous system. Such disorders include strokes, epilepsy, blocked arteries, chronic back pain, neuromuscular disorders and movement disorders. See this page for a list of those who can help with neurological issues:

Cayman Islands Health Services Authority -

spine, performs spinal surgery and peripheral

Specialist Clinic

nerve surgery (carpal tunnel surgery).

150 Smith Road, Smith Road Centre (3rd floor), George Town

Dr Romnesh de Souza MBBS MD DNB,

Tel: (345) 244 7750 or (345) 244 7751

Consultant Interventional Neurologist Dr Vivek Philip MBBS MD DNB, Consultant

Dr James Akinwunmi MBBS FRCS (SN)

Neurologist

Cayman Neurosurgeons International Group

Health City Cayman Islands

Tel: (345) 769 8370

1283 Sea View Road, East End

A UK-trained specialist who has previously

Tel: (345) 640 4040

run an NHS and Harley Street (London)

SE E AD I N SI DE BACK COVE R

practice. Sees conditions of the brain and Lowell D. Stanley Jr. MD FAANS Cayman Brain & Spine Neurosurgery Unit 32, The Strand Shopping Centre, SMB Tel: (345) 949 4582/Fax: (345) 949 8805 Email: info@caymanbrainandspine.com www.caymanbrainandspine.com

Full-time Board Certified, American Board

H E A LT H & W E L L N E S S

A WOMEN'S FOCUSED HEALTHCARE FACILITY

Neurological

Surgery,

and

American

Board Pain Medicine neurosurgeon, offering consultation and treatment of diseases of the brain and spine, as well as pain management. Office hours by appointment.

Dr. Diana Van Der Borden

Dr. David Stone

Dr. Laura Hole

OB/GYN (MBBS, MD, BSCCP)

OB/GYN (MD, BSC)

OceanMed is not your typical clinical experience. With stunning ocean front views, a blend of the most advanced technology with comfort and relaxation, and staff that will make you feel at ease, OceanMed will ensure you have a seamless and comfortable experience throughout your healthcare journey. OB/GYN SERVICES: + General gynecological care

DIAGNOSTIC SERVICES: + Ultrasounds: gynecology, elective 3D/4D and diagnostic pregnancy, abdominal, soft tissue, thyroid, breast, extremity, and vascular scans + Mammograms

+ Pregnancy & postpartum + Contraception

+ Evaluation & treatments for urinary incontinence, pelvic and uterine prolapse, and infertility + Menstrual conditions

+ Breast biopsies and aspirations

Obstetrics & Gynaecology Once pregnant, one of the first and most important decisions one has to make is selecting an OB/GYN. In Cayman, you may choose either a private specialist doctor or register at the Women’s Health Centre at the Cayman Islands Hospital for antenatal care. The Cayman Islands Hospital (HSA) and Doctors Hospital (DH) have maternity wards where babies can be delivered. For more information on healthcare for babies and children, see the OB/GYN listings or the Having A Baby chapter. The following are some experts available in Cayman: Cayman Islands Hospital Dr Gilbertha Alexander MBBS DM MRCOG Dr Elaine Ebanks MBBS DM

+ Menopause management + Cancer screening & diagnostic testing ~ 1-345-946-2326 ~ info@oceanmed.ky ~ oceanmed.ky Bayshore Mall, Level 2, South Church Street, George Town

Dr Gillian Evans-Belfonte MBBS MRCOG Dr Rhonda Reeves MBBS DM FRCOG Dr Davina McCoy BSc MBBS [Registrar] Dr Karina Palmer-Forde BSc MD [Well Women’s Clinic] Dr Peter Sipos MD PhD (Med) MsC (Health

316

CAYMANRESIDENT 2022

Economics) MRCOG CCT (UK)

Dr George Meggs MB BS DM FRCOG FACOG

healthcare facility offering medical imaging,

95 Hospital Road, George Town

Smith Road Plaza, 69 Smith Road

diagnostics,

Tel: (345) 949 8600

Tel: (345) 949 8969

Their physicians specialise in obstetrics,

SE E AD PAG E 297

Does obstetrics up to 28 weeks gestation.

breast and gynecological health. Ocean

Dr Pooja Monteiro MBBS DNB

Dr Lisa Joels MB ChB MD FRCOG FHEA

an environment of comfort, privacy and

Health City Cayman Islands

Specialist Obstetrician & Gynaecologist

confidentiality for each patient throughout

1283 Sea View Road, East End

Integra Healthcare Ltd, Grand Pavilion

the facility. Their services include gynecology

Tel: (345) 640 4040 SE E AD I N SI DE BACK COVE R

Tel: (345) 745 7450

and antenatal care, as well as medical imaging

Email: lisa.joels@integra.ky

and diagnostics including mammography,

Dr Venkamma Bonigi MBBS DGO

www.integra.ky

ultrasound, and biopsy. SE E AD OP P OSI T E PAG E

Faith Hospital, Cayman Brac

Integra Healthcare has an all-female OBGYN

Tel: (345) 948 2243

team, covering obstetrics, gynaecology, child

Dr Rajnish Kumar MD PG Cert. Diabetology PGD

and adolescent gynaecology and fertility.

Anaesthesiology MBBS

Dr Edward Caudeiron MD

Lisa brings 19 years tertiary UK consultant

Total Health

33 Pasadora Place, Smith Road

experience and particular interests in holistic

The Grand Pavilion, 802 West Bay Road

Tel: (345) 949 9090 or Cell: (345) 916 0157

care, fertility problems, adolescent issues and

Tel: (345) 333 2222

minimally invasive techniques.

Email: appointments@totalhealth.ky

SE E AD PAG E S 306, 320, 321 & 397

www.totalhealth.ky

LRCP (Edin) LRCP&S (Glas) MAACS

Dr Madhavi Manoharan MBBS MD MRCOG DFFP

Oncology

Doctors Hospital

Specialist Obstetrician & Gynaecologist

Dr Vineetha Binoy MBBS MD DM

16 Middle Road, off Walkers Road, GT

Integra Healthcare Ltd, Grand Pavilion

Health City Cayman Islands

Tel: (345) 945 6066 or (345) 914 6520

Tel: (345) 745 7450

1283 Sea View Road, East End

Sarath.DeAlwis@doctorshospitalcayman.com

Email: madhavi.manoharan@integra.ky

Tel: (345) 640 4040 SE E AD I N SI DE BACK COVE R

SE E AD PAG E 291

www.integra.ky

and

wellness

services.

Med is strategically designed to create

Dr Sarath de Alwis FRCS FRCOG MRCP FFSRH

SE E AD PAG E 299

(UK) FACOG MRCS LRCP (Eng), LRCS (Edin)

Cayman Islands Cancer Society (CICS)

team, covering obstetrics, gynaecology, child &

114 Maple Road, George Town

(Edin) HDGO (Dublin) DM, MD RCSI/IPA

adolescent gynaecology and fertility. Madhavi

Tel: (345) 949 7618

(Dublin), Diploma of Advanced Obstetrics

brings a decade of tertiary consultant-level

Email: info@cics.ky or www.cics.ky

Ultrasound RCOG/RCR (London)

experience and specific interests in early

Facebook: www.facebook.com/CICSCayman

Island Medical (OB/GYN) Office

pregnancy scanning, high-risk pregnancies

Instagram: @c.i.c.s

9 Smith Road Plaza, Smith Road, George Town

and fetal medicine.

The CI Cancer Society, located in front of the

Tel: (345) 94-OBGYN or (345) 946 2496

SE E AD PAG E S 306, 320, 321 & 397

Cayman Islands Hospital, provides assistance

Urgent After Hours: (345) 926 2911

to people with cancer in a variety of ways

Email: islandobgyn@icloud.com Consultant/Specialist

Doctors Hospital

equipment, and financial support for those

16 Middle Road, off Walkers Road, GT

that qualify. CICS also provides education

surgery including: advanced laparoscopic

Tel:

surgery and minimal invasive surgery for

zwierzchowski@doctorshospitalcayman.com

and makes charity vouchers available when

heavy

SE E AD PAG E 291

needed. CICS donated the Chemotherapy

periods,

endometriosis,

sterilisation

and

high

risk

including counselling, peer support, hospital

pregnancy, infertility, traditional and advanced

incontinence,

OB/GYN:

Dr Zbigniew Zweirzchowski

urinary

(345)

949

6066

Email:

Zbigniew.

prolapse,

and awareness events for the community

Unit at GT Hospital for the benefit of the

advanced equipment including: 4D, 3D and

Dr Diana Van Der Borden MBBS MD BSCCP

colored ultrasound, electronic urodynamics,

Dr David Stone MD, BSc

digital colposcope and LEEP procedures.

Dr Laura Hole MBBS, BSc, MRCOG

Dr Basil Armonis MD PhD, Consultant Medical

One-stop cancer screen, foetal anomaly scan;

Ocean Med - Women’s Only Healthcare

Oncologist

Nuchal translucency and amniocentesis tests;

Bayshore Mall, Level 2, South Church Street, GT

Doctors Hospital

packages for pregnancy care and delivery.

Tel: (345) 946 2326

16 Middle Road, off Walkers Road, GT

SE E AD PAG E S 313 & 393

Email: info@oceanmed.ky

Tel: (345) 949 6066

www.oceanmed.ky

Basil.Armonis@doctorshospitalcayman.com

Ocean

Med

women’s

focused

Cayman community.

SE E AD PAG E 291

www. c a y m a n r e s i d e n t . c o m

317

H E A LT H & W E L L N E S S

Integra Healthcare has an all-female OBGYN Dr Rommel El-Madany MB BCh FRCS (GYN)

Dwight

Lowe

MBBS

(Clinical

General ophthalmology; eye surgery; full

Haematology)

diabetic eye care; lasers; glaucoma; kids

Consultant Haematologist – Oncologist

assessments; all eye emergencies. Most

Doctors Hospital

insurance policies accepted on assignment.

16 Middle Road, off Walkers Road, GT

SE E ADS T H I S PAG E ( CL I N IC ) & PAG E 331 ( SHOP )

Tel: (345) 949 6066 Dwight.Lowe@doctorshospitalcayman.com

Lions Eye Clinic (HSA)

SE E AD PAG E 291

Dr Richard Corkin MBChB FCS (Ophth)SA, MRCOphth (UK)

Cayman Islands Hospital (Chemotherapy Unit)

Dr Ermanno Scerrati BSc, MBBS, MECS (UK)

Dr Lundie Richards

Cayman Islands Hospital

42 Pines Drive

95 Hospital Road, George Town

Email: oncology2@hsa.ky or info@hsa.ky

Tel: (345) 949 8600/Fax: (345) 949 2998

Tel: (345) 244 2872 or (345) 244 2771

The Lions Eye Clinic offers a comprehensive

SE E AD PAG E 297

range of general ophthalmic services from laser services and ocular ultrasound to local

H E A LT H & W E L L N E S S

Dr Theodore Turnquest MD

and general anaesthetic procedures such

31 Pasadora Place, Smith Road, George Town

as cataract surgery, glaucoma surgery and

Tel: (345) 936 0779/Bahamas: (242) 325 6284

pterygium surgery. SE E AD PAG E 297

Perseus Cayman Ltd.

Dr Maeve O’Doherty MBBCh MRCPI MRCSI

Smith Road Centre, 150 Smith Road, GT

107 Claude Hill Road, off Smith Road, GT

Tel: (345) 949 2451

Tel: (345) 946 4944/Fax: (345) 945 1597

Email: pauline.nichol@perseuspci.com

Emergency: (345) 916 6264

www.perseuspci.com

www.drmaeveodoherty.com Email: mod@drfoleyeyeclinic.com

Ophthalmology Ophthalmologists provide medical and/ or surgical treatment of eye diseases, give diabetic eye care and perform cataract surgery. Cayman is lucky to have a number of eye care experts to assist with simple and complex needs.

Dr Maeve O’Doherty is an Ophthalmologist and Oculoplastic surgeon specialising in general ophthalmology including all types of upper and lower eyelid surgery such as eyelid lifts and eyelid bag excision, cataract surgery, pterygium (surfer’s eye), age-related macular degeneration, diabetic-related eye disease, nonsurgical rejuvenation such as Botox and

Dr Eugene Foley FRCS MB BCh BAO NUI

fillers, and paediatrics.

107 Claude Hill Road, off Smith Road, GT

SE E ADS T H I S PAG E ( CL I N IC ) & PAG E 331 ( SHOP )

Tel: (345) 946 4944 or (345) 916 6264 Email: info@drfoleyeyeclinic.com

Optique 8 Queens Court Plaza, West Bay Road

Bringing fashion and function

OPHTHALMOLOGY

together with eyewear for

Dr. Eugene Foley F.R C.S D.O

the whole family.

107 Claudhill Road, off Smith Road (formerly Melrose Lane) George Town Tel: 946 4944 Fax: 945 1597 Emergency: 916 6264

info@optique.ky (345) 949-EYES (3937) (345) 325-7945

General Ophthalmology Eye Surgery | Lasers Full Diabetic Eye Care | Glaucoma Children Assessments All Eye Emergencies

8 Queens Court Plaza West Bay Road, George Town

Most Insurance Accepted on Assignment

318

CAYMANRESIDENT 2022

Tel: (345) 949 EYES (3937) Email: info@optique.ky www.optique.ky Optical Boutique offering new and exclusive brands. SE E AD T H I S PAG E

Orthopaedics & Sports Medicine Cayman Hand Centre Dr Hesham Sida FRCS MSc Orth BMSc MBBCh Grand Pavilion (Main Entrance), West Bay Road Tel: (345) 946 2500 Emergency: (345) 939 2500 Email: office@caymanhandcentre.com

Cayman Orthopaedic Group

World Class Orthopaedic Care Our goal is to provide the highest quality of orthopaedic care for the individual needs of our patients. Our experienced physicians are recognised internationally as leading experts in the treatment of the musculoskeletal system.

Unit 1, Smith Road Plaza, 60 Smith Road, George Town (345) 945 8380 Monday–Friday, 8am–5pm www.cog.ky

Services Include: • • • • • • • •

All inside ACL Reconstruction Cartilage Reconstruction Joint Preservation & Osteotomy Pioneering Ligament Surgery Platelet Rich Plasma Therapy Realignment of Cartilage and Ligament Rotator Cuff Reconstruction Minimally Invasive Knee and Hip Replacement Surgery

www.caymanhandsurgeon.com

and Plastic surgeons. Providing surgical

www.caymanclinic.ky

With over 25 years of experience and operating

and regenerative care for shoulders, knees

Dr Mascaro provides preventative measures

privileges at both Doctors Hospital and HSA,

and hips; sports medicine, sports injuries,

and management of injuries to both elite and

Dr Sida specialises in hand and wrist surgery

arthroscopic surgery; shoulder, elbow, hip,

recreational athletes.

ranging from carpal tunnel release, fractures,

knee and ankle joint replacement surgery;

SE E AD PAG E 302

dislocations to tendon repairs, arthrodesis,

paediatric orthopaedic surgery; foot and ankle

arthroplasty, nerve repairs, vascularised bone

surgery; plastic and reconstructive surgery.

Harmonic Health Consultants

grafts, trapeziectomies, microvascular AND

SE E AD PAG E 319

Unit 5, West Shore Center, 508 West Bay Road

reimplantation surgery. He also specialises in

H E A LT H & W E L L N E S S

Tel: (345) 943 5900/Fax: (345) 943 6801

sports medicine and wrist, elbow, knee and

Dr Matthias F. Herzig MD PhD

ankle arthroscopic surgery and medicolegal

Consultant Orthopaedic, Trauma and

Dr Alwin S.A. Almeida MBBS MS

reports. SE E AD PAG E 314

Reconstructive Surgery

Dr Niranjan Nagaraja MBBS DNB D.Ortho

Doctors Hospital

Health City Cayman Islands

Cayman Islands Hospital

16 Middle Road, off Walkers Road, GT

1283 Sea View Road, East End

Dr Kadiyala Sekhar MBBS MS

Tel: (345) 914 6512 or Cell: (345) 924 0041

Tel: (345) 640 4040 or (345) 526 2108

Dr Pekko Kuusela MD (Orthopaedics and

Other: (345) 949 6066

Email: info@healthcity.ky

Traumatology)

Matthias.Herzig@doctorshospitalcayman.

SE E AD I N SI DE BACK COVE R

Dr Allan Larsen MD PhD (Orthopaedics and

com or dr.m.herzig@gmail.com

Traumatology)

Languages: English, French and German

Regenexx Cayman

95 Hospital Road, George Town

Board Certified, UK Specialist registration.

Unit 5, West Shore Center, 508 West Bay Road

Tel: (345) 949 8600 or Email: info@hsa.ky

Orthopaedic Surgery, all Musculo-Skeletal

Tel: (345) 943 5900 or (345) 936 1001

www.hsa.ky SE E AD PAG E 297

Trauma and Sports Injuries; experienced in keyhole surgery for shoulder, knee and

Will Of Wellness

Cayman Orthopaedic Group

ankle, including meniscus, cartilage and

The Belmont, Suite 2, Belmont Close

Professor Adrian Wilson MBBS BSc (Hons)

ligament reconstruction; hip and knee joint

Crewe Road, George Town

FRCS, FRCS (Tr & Orth)

replacement, foot and ankle surgery including

Tel: (345) 926 2428

Mr Raghbir Khakha FRCS (Tr & Orth) MBBS MSc

bunion surgery, fracture treatment, other

Email: wowcayman3@gmail.com

Mr Ali Noorani MBBS BSc (Hons) MRCS FRCS

upper and lower limb problems, carpal tunnel

(Trauma & Orth)

surgery, conservative back pain treatment,

Dr Kristian Kley

nerve blocks and facet joint infiltration,

Dr Frank Smith MB ChB FRCSC

physiotherapy, Medico-Legal Reports. All

Dr Anne Dancey FRCS(Plast) MBChB(Hons)

diagnostic facilities on site.

MMedSci(Hons) MCh(PASP)

SE E AD PAG E 291

Unit 1, Smith Road Plaza, Smith Road Tel: (345) 945 8380/Fax: (345) 945 8405

Dr Melissa Mascaro MD CAQSM

Email: info@cog.ky or www.cog.ky

Cayman Clinic, 439 Crewe Road, George Town

Canadian

and

British

trained

University

Professors and Sub-specialist Orthopaedic

Tel: (345) 949 7400/Fax: (345) 949 9045 Email: cayman.clinic@gmail.com

PROFESSIONAL EAR, NOSE AND THROAT CARE Dr. Ulrich Ecke, MD Otolaryngology, Head and Neck Surgery, Allergology Dr. Nadine Yammine, MD MSc FRCS(C) Otolaryngology, Head and Neck Surgery, Laryngology Dr. Fionnuala Keane, MBChB MRCGP DRCOG DCH PG Diploma ENT Hearing & Balance • Neck, Throat & Thyroid • Nasal & Sinus Snoring & Sleep Apnea • Voice & Swallowing

Otorhinolaryngology (ENT) Ear, Nose and Throat (ENT) specialists diagnose, treat and manage diseases of the ears, nose, sinuses, larynx (voice box), mouth, and throat, as well as structures of the neck and face. They are often uniquely trained in medicine and surgery, so they do not have to refer patients elsewhere or overseas for relevant treatments. Some ENT specialists on-Island include, but are not limited to:

Paediatric & Newborn Care “as it should be”

Comprehensive paediatric & neonatal care from preterm to 18 years of age, by a tertiary trained specialist team. Dr Sara Watkin MB ChB, FRCPCH MD Dr Jasmina Marinova MRCPCH MD Dr Sarah Newton MB ChB, FRACP (paeds) DCH

Pasadora Place – Unit 4, 94 Smith Road, George Town, Grand Cayman +1 (345) 745-ECKE (3253) info@entincayman.com

320

www.entincayman.com

CAYMANRESIDENT 2022

@entincayman

+1 (345) 745 7450

www.integra.ky

ENT in Cayman

Dr Zanele Balang MBBS, DM Paediatrics

Dr Ramon Lacanilao MD FAAP (Paediatrician)

Dr Ulrich Ecke MD ENT

Doctors Hospital

Doctors Hospital, 16 Middle Road, GT

Dr Fionnuala Keane MBChB DCH DRCOG

16 Middle Road, off Walkers Road, GT

Tel: (345) 949 6066

PGDiPENT

Tel: (345) 949 6066

ramon.lacanilao@doctorshospitalcayman.com

Pasadora Place, 94 Smith Road, GT

zanele.balang@doctorshospitalcayman.com

SE E AD PAG E 291

Tel: (345) 745 3253

SE E AD PAG E 291

Email: info@entincayman.com

Dr Segomotso Madisa

www.entincayman.com

Cayman Islands Hospital

MBBS, DM, Pediatrics (UWI), FAAP

ENT in Cayman Ltd. provides complete

Dr Marilyn McIntyre MBChB DRCOG FRCM

The Children’s Clinic & Family Practice,

diagnosis and treatment of ear, nose, and

Dr Earl Robinson MD FAAP

Windward Centre

throat conditions: acute and chronic hearing

(American Board of Paediatrics)

93 Smith Road, George Town

loss and balance problems, sinus inflammation,

Dr Linden Swan MB BS (Guyana) DM (UWI)

Tel: (345) 949 2970

diseases of the mouth, sleep apnea, head and

Dr Chela Lamsee -Ebanks MBBS DM

Email: drgoffice@candw.ky

neck and voice box disorders for adults and

95 Hospital Road, George Town

www.thechildrensclinic.ky

children of all ages.

Tel: (345) 949 8600/Fax: (345) 949 2998

Second Language: Setswana

Email: info@hsa.ky

SE E AD PAG E S 298 & 398

SE E AD OP P OSI T E PAG E & 328

Dr Frank Glatz MD FABO FAAOHNS FAAOA

www.hsa.ky

Cayman E.N.T. Associates

SE E AD PAG E 297

Dr Jasmina Marinova MRCPCH MD

Unit 2, Alexander Place, Dorcy Drive, GT

Specialist Paediatrician, with an interest in Cayman Islands Health Services Authority -

Neonatal Medicine

Email: drbob@candw.ky

Specialist Clinic

Integra Healthcare Ltd, Grand Pavilion, SMB

150 Smith Road, Smith Road Centre (3rd floor),

Tel: (345) 745 7450

Dr Gyanendra Jha MBBS MSc ENT

George Town

Email: jasmina.marinova@integra.ky

Dr Myrton Smith

Tel: (345) 244 7750 or 244 7751

www.integra.ky

Cayman Islands Hospital

Integra Healthcare provides a team of three

95 Hospital Road, George Town Tel: (345) 949 8600/Fax: (345) 949 2998 SE E AD PAG E 297

Cayman Islands Health Services Authority Specialist Clinic 150 Smith Road, Smith Road Centre (3rd floor), George Town Tel: (345) 244 7750 or 244 7751

Paediatrics Paediatricians specialise in concerns of physical, mental and social health of children from birth to young adulthood (neonatal through to 18 years of age). The field encompasses a broad spectrum of health services that include everything from preventative healthcare to the treatment of chronic or acute diseases. Paediatricians also handle environmental, social and biological development concerns. Dr Cecily Abraham MBBS DCH DM Unit 7, Alexander Place, Dorcy Drive Tel: (345) 945 7050

Dermatology “as it should be”

A full spectrum adult and paediatric dermatology service, passionately delivered by two masters-qualified specialist dermatologists with a combined consultant-level experience approaching 25 years in UK and elsewhere. DERMATOLOGY SERVICES

SKIN CANCER DETECTION

• • • • • • • • •

We are privileged to have two dermatologists with a special interest in skin cancer, backed up by the latest generation, AIsupported system for mole-mapping and skin cancer detection.

Skin cancer detection & management Biopsies & excisions Cryotherapy, electrosurgery & botox Acne, rosacea & skin pigmentation Eczema, psoriasis & inflammatory conditions Warts, verrucae, tags, cysts, scars & keloids Genital/ vulval skin conditions Autoimmune skin conditions & treatments Sweat, hair, nail & allergic skin conditions

SPECIALIST DERMATOLOGISTS Dr Alison Duncan MBBS FRCP MSc Dr Davide Altamura MD Masters

Clean, modern facilities, ample parking, complimentary refreshments and live online appointment booking.

T: +1 (345) 745 7450 E: team@integra.ky W: www.integra.ky

Located in Grand Pavilion

www. c a y m a n r e s i d e n t . c o m

321

H E A LT H & W E L L N E S S

Tel: (345) 945 3822

tertiary-trained

93 Smith Road, George Town

1283 Sea View Road, East End

specialists providing a comprehensive service.

paediatric

Tel: (345) 949 2970

Tel: (345) 640 4040

Jasmina provides a comprehensive holistic

Email: drgoffice@candw.ky

Email: info@healthcity.ky

paediatric service to infants of all ages, as well

www.thechildrensclinic.ky

SE E AD I N SI DE BACK COVE R

as attending deliveries and providing newborn

Second Language: French

care. SE E AD PAG E S 306, 320, 321 & 397

SE E AD PAG E S 298 & 398

Dr Sarah Newton MBChB FRACP (paeds) DCH

Dr Sara Watkin MBChB MRCP (paeds) FRCPCH

Dr Caroline Quartly MD FRCPC FAANEM BSc

Specialist General Paediatrician & Newborn

MD – Specialist Paediatrician & Neonatologist

PT Grad Dip Manlp. Ther (Aus) Dip Manlp. Ther

Care

Integra Healthcare Ltd, Grand Pavilion

(Aus)

Integra Healthcare Ltd, Grand Pavilion

Tel: (345) 745 7450

Dr Russell O’Connor MD FRCPC

Tel: (345) 745 7450

Email: sara.watkin@integra.ky

Cayman Doctors Ltd., Unit 9

Email: sarah.newton@integra.ky

www.integra.ky

West Shore Centre 508 West Bay Road, SMB

www.integra.ky

Integra Healthcare provides a team of three

Tel: (345) 945 5747/Fax: (345) 943 6364

Integra Healthcare provides a team of three

tertiary-trained

www.cayman-doctors.com

tertiary-trained

newborn

specialists providing a comprehensive service.

Group of muscle, bone and exercise experts.

specialists providing a comprehensive service.

Sara is lead for neonatal care, having had 25

They specialise in nerve testing and EMG,

Besides her general paediatrics and newborn

years’ experience as a consultant in the UK

sports injuries and complex musculoskeletal

care, Sarah has a particular interest in growth

focussing on the sickest and most preterm

and neurological assessments. Dr O’Connor,

and development, as well complex diagnostics

infants. SE E AD PAG E S 306, 320, 321 & 397

who runs a monthly consultive practice at

paediatric

and

newborn

Physical Medicine & Rehabilitation, Electromyography

paediatric

and

newborn

H E A LT H & W E L L N E S S

and care. SE E AD PAG E S 306, 320, 321 & 397

Cayman Doctors Ltd., is a physiatrist with

Paediatric Cardiologist

sub-specialty training in electrodiagnostic

Dr Gordon Smith MB ChB MRCP (UK) MRCGP

Dr Aritra Mukherji MBBS MD FNB, Paediatric

medicine, sport and exercise medicine. He

DRCOG

Cardiologist

provides comprehensive treatment plans

The Children’s Clinic, Windward Centre

Health City Cayman Islands

for patients with complex neuromuscular

1283 Sea View Road, East End

conditions,

Tel: (345) 640 4040 or (345) 526 2108

interpreting

Email: info@healthcity.ky

and muscle) studies for peripheral nerve

SE E AD I N SI DE BACK COVE R

disorders (carpal tunnel), radiculopathies

out

electrophysiologic

and

(nerve

Paediatric ENT ENT in Cayman Dr Ulrich Ecke MD ENT Dr Fionnuala Keane MBChB DCH DRCOG

Dr. Sangeeta Awasthi, MD Board Certiﬁed Consultant Psychiatrist

PGDipENT Niamh Kilcoyne Audiologist MSc

Podiatry & Orthotics Podiatrists diagnose and treat conditions of the foot, ankle, and structures of the leg. Currently there is only one podiatrist in Cayman:

Pasadora Place , 94 Smith Road, GT

Xenia Sotiriou, B.A, M. Ed, Adv. Dip, Phd Therapist

Tel: (345) 745 3253

Heather Lockhart, PCC-ICF Certiﬁed Life Coach Charmaine Elias, NCPT Registered Psychiatric Technician

Mr Ray Anthony DPodM FCPodS MChS

Email: info@entincayman.com

Helix Healthcare, 4 Middle Road, George Town

www.entincayman.com

Tel: (345) 749 4444

SE E AD PAG E S 320 & 328

Pathology Dr Shravana Jyoti MBBS (India) MD (JIPMER)

• Psychiatry • Life Coaching • Forensic & Legal Evaluations • Counselling/Psychotherapy • Serving Children, Adolescents, Adults and Seniors

Dr Kimone Fraser MBBS DM Cayman Islands Hospital 95 Hospital Road, George Town Tel: (345) 949 8600 SE E AD PAG E 297

Hospital Road Plaza, George Town Tel: (345)746-0066 • Fax: (345)746-0071 Email: info@bhac.ky www.bhac.ky • www.theclarityhub.com CAYMANRESIDENT 2022

carrying

(nerve root problems) and myopathies.

Dr. Marc Lockhart, MD Board Certiﬁed Consultant Psychiatrist Dr. Susanne Neita, M.B., B.S., D.M. Consultant Psychiatrist

322

involving

Jyoti

Jadiyappagoudar,

Pathologist Health City Cayman Islands

Consultant

Psychology, Psychotherapy, Psychiatry & Counselling Psychiatry and psychology are overlapping professions, where practitioners of both are mental health professionals. Their area of expertise is the mind – and the way it affects behaviour and well-being. They often work together to prevent, diagnose, and treat mental illness. However, it is important to understand the difference:

Dedicated to providing psychological, mental health and developmental support for every age The Wellness Centre is a licensed health facility, with a team of clinical specialists who provide a wide range of comprehensive psychological, mental health, behavioural interventions and corporate wellness services to individuals, families and organizations.

Psychological Services • Clinical & Educational Assessments • Specialized Diagnostic Services • Reflective Supervision | Clinical Supervision • Marriage & Family Therapy • Individual Therapy (child & adult) • Child & Parenting Services • Play Therapy | Filial Therapy • Maternal Wellness & Infant Mental Health

Smith Road Centre, 3rd Floor Smith Road, George Town (345) 949 9355 info@wellnesscentre.ky www.wellnesscentre.ky

Developmental Support Services • Autism & ADHD Community Experts • Developmental Screening & Assessment • Early Start Denver Model (ESDM) • ABA Therapy | MyWayTM • Play2Grow: an enrichment early childhood programme • The Growing BrainTM Training • Parent / Caregiver Training & Support • Social Skills: PEERSTM • Vocational & Independent Living Skills • Disability Employment Support • Disability Policy Consultation

Mental Health Needs we support • Anxiety Disorders • Depression | Mood Disorders • Behavioural Disorders • Grief & Loss • Trauma • Suicide & Self-Harm • Infant Mental Health (PostNatal & Attachment) • Eating Disorders & Addiction

a psychiatrist is a medical doctor who specialises in preventing, diagnosing, and treating mental illness whereas a psychologist has a doctoral degree in psychology, which is the study of the mind and behaviours. Cayman has a number of both, who along with counsellors, provide mental health support for the community.

associates specialising in psychiatry, forensic

and programmes focusing on domestic and

and legal evaluations, counselling, and life

sexual abuse through the provision of safe,

coaching. SE E AD PAG E 322

temporary shelter for women and their children, community education and assistance to all

Cayman Islands Hospital

victims of abuse. All services are confidential.

Dr Omotayo Bernard (Psychiatry)

The Cayman Islands Crisis Centre carries

Dr Stenette Davis (Psychiatry)

out its mission by providing safe shelter for

Dr Toni-Ann Heron ,MBBS DM (Psychiatry)

abused women and their children, a 24/7 crisis

Sophia Chandler, BSc MSc (Child Psychology)

line, toll free crisis line, teen and young adults

Aspire Therapeutic Services

Antonia Hawkins, BSc MSc PhD (Psychology)

afterschool programme for at-risk youth,

Unit A13, Crown Square, Eastern Avenue

Dr Arline McGil,l MB BS DM (Psychiatry)

a walk-in centre for all victims of domestic

Tel: (345) 743 6700

Clement von Kirchenheim, PhD (Psychology)

violence and ongoing supports and services for

Dr Marc Lockhart, MD (Psychiatry)

the Cayman Islands community. ‘Kids Helpline’

Dr Marc Lockhart, MD

150 Smith Road, Smith Road Centre, GT

is a free helpline service for children and young

Dr Susanne Neita , M.B., B.S., D.M. (Psychiatry)

Tel: (345) 949 8600/Fax: (345) 949 2998

adults up to the age of 18. It is a private service

Xenia Sotiriou, B.A, M. Ed, Adv. Dip, PhD

SE E AD PAG E 297

which will safeguard and protect the rights of

Dr Sangeeta Srivastava Awasthi, MD Unit B, Hospital Road Plaza, George Town

2409 Bodden Town, Breakers

Tel: (345) 746 0066/Fax: (345) 746 0071

Tel: (345) 947 9992

Jazzmine Cheriton-Francis

Email: info@bhac.ky or visit www.bhac.ky

Email: counselling.services@gov.ky or visit

Chatterbox

Second language: Spanish

www.dcs.gov.ky/chrc

Bermuda House, 36c, Dr Roy’s Drive, GT

Board

Certified

Consultant

Psychiatrists

CHRC

offers

intensive

residential

Wednesdays and Fridays from 3pm- 6pm.

Tel: (345) 949 7065

specialising in the treatment of children,

substance abuse treatment programme for

Email: jazz@chatterboxcayman.com

adolescents, adults and seniors. Additional

individuals struggling with substance abuse/

www.chatterboxcayman.com

addiction, and co-occurring disorders. A social

Offering

detoxification programme is available in the

counselling for children, adolescents and

Withdrawal Management Unit.

adults, including adults 18+ for conditions such

family

support

services

and

as generalised anxiety, OCD, Trichotillomania, R

OPTIMISM SEVERA PER

HON CE O EN

H E A LT H & W E L L N E S S

Caribbean Haven Residential Centre (CHRC)

EXCEL L CE N

a child. This service is available on Mondays,

Behavioral Health Associates Cayman

Hope Academy Clinical Services

Individual / Family / Couples Counseling Parenting Assistance & Support In-home Interventions School Observations & Interventions

eating disorders and more. Services also

Chestnut Centre, Suite 3, 8 Palm Rd, GT

include: behaviour management for 2-18 year

Pasadora Place, Unit 15, Smith Rd, GT

olds, conflict resolution, one-to-one sessions

Tel: (345) 947 5477

and couples therapy. Jazzmine is also a qualified

Email: info@caymanaba.com

Social Worker and can provide Achieving Best

www.caymanaba.com

Evidence interviews with children or witnesses;

A multi-disciplinary practice that offers ABA

also composes assessments for the Family

therapy to significantly improve the quality of

Courts. SE E AD PAG E 363

life for children with Autism. Offers individual

Psychiatric Services Speech & Language Therapy

and family counselling, Early Intervention,

Employee Assistance Programme (EAP)

psycho-educational

Tel: (345) 949 9559

and

psychological

Psychoeducational Assessments

assessments, behavioural consultations and

Email: eapci@icloud.com

Neuropsychological Assessments

more. SE E AD OP P OSI T E PAG E

www.eapcayman.com Individual

We are able to work with most insurance companies. For a FREE, confidential consultation contact Pauline VanderGrinten at pauline@mentalhealthci.com

www.hopecayman.com

office@hopecayman.com

CAYMANRESIDENT 2022

and

couples

counselling

for

Cayman Islands Crisis Centre (CICC)

member company employees. EAP helps with

Grand Cayman KY1-1004

personal challenges that may be affecting job

Tel: (345) 949 0366

performance and physical health.

24-hour Crisis Line: (345) 943 2422

1(345) 769 4673 Grand Harbour Shops, Units 1-8

324

Cayman ABA

Kids Helpline: (345) 649 KIDS (5437)

Hope Academy (Clinical Services)

Toll Free: 1 (800) 534 2422

Pauline VanderGrinten MHC LPC NCC BC-TMH

Email: info@cicc.ky or visit www.cicc.ky

Tonia Egleston – Counselor

A charitable organisation that provides services

Roy Gould – Counselor

Dr Liezel Anguelova, PhD

services for those interested in making changes

Dr Morgan Panora – Paediatric

Jason Jones, M.Ed., LCT, CCC

and improving their lives. Concerns addressed

Neuropsychologist

Suite 130, Windward 1, Regatta Office Park

cover: substance use, stress, general coping,

Dr Jill Kelderman Walsh – Paediatric

Tel: (345) 745 6463

depression, anxiety, trauma, and relationship/

Neuropsychologist

Email: info@oncourse.ky

family issues. Services include: individual,

Dr Kai Morgan-Campbell – Clinical Psychologist

www.oncourse.ky

couples, family and group therapy, addiction

Dr Charles Motsinger – Psychiatrist

OnCourse Cayman is a Private Mental Health

treatment, and a Driving Under the Influence

Grand Harbour, 1053 Crewe Road, Red Bay

Clinic offering comprehensive Psychological

(DUI) Programme.

Tel: (345) 769 4673

Services. Dedicated to serving the Caymanian

Email: pauline@mentalhealthci.com or office@

community, their services include therapy

Dr Diwakar Sharma MBBS MD, Consultant

hopecayman.com

for

Psychiatrist

Hope Academy (Clinical Services) offers a

PTSD, substance abuse, ADHD, personality

Health City Cayman Islands

wide range of services from consultation,

disorders,

1283 Sea View Road, East End

assessment,

treatment.

development and more. They also offer

Tel: (345) 640 4040

Their clinicians are committed to providing a

psychological assessments, group therapy,

Emergencies: (345) 526 2108

comprehensive, treatment team approach

corporate workshops and Equine-Assisted

Email: info@healthcity.ky

within a supportive, nurturing and healing

Psychotherapy with horses.

SE E AD I N SI DE BACK COVE R

exceptional and effective services by utilising

The Counselling Centre

The Family Resource Centre (FRC) (Department

effective, well-researched evidence-based

Apollo House West (2nd floor), 87 Mary Street

of Counseling Services)

treatment. Services include: Mental Health

Tel: (345) 949 8789

Apollo House West, 87 Mary Street, GT

Therapy for individuals, couples, families

www.dcs.gov.ky/tcc/

Tel: (345) 949 0006

of all ages, Speech & Language Therapy,

The Counselling Centre (TCC) on Grand Cayman

www.dcs.gov.ky/frc

In-home family and parenting assistance,

and the Sister Islands Counselling Centre (SICC)

The FRC provides services and programmes

Group Therapy, School Observations &

on Cayman Brac, provide outpatient counselling

aimed at developing healthy family relationships

education,

and

anxiety

disorders,

grief/loss,

mood personal

disorders, growth/

environment. They provide high quality

Interventions, School-based ABA, Psychoeducational

Testing,

Assessments,

Neuropsychological

Psychiatric

services/

Medication Management, Free Consultations. SE E AD OP P OSI T E PAG E ( CL I N IC ) & 356 ( SCHO OL )

Infinite Mindcare Tel: (345) 926 0882 www.infinitemindcare.com KidsAbility Dr Laurence Van Hanswijck de Jonge, PhD 8 Midtown Plaza, George Town.

Where children learn to thrive in this world, and parents learn that they are not alone.

Tel: (345) 943 5437 Email: info@kidsability.ky www.kidsability.ky Paediatric developmental occupational

therapy

clinic

neuropsychology therapy,

offering services,

speech-language

therapy, a feeding clinic, AAC clinic, literacy clinic, handwriting remediation, social skills groups, and parent, teacher and allied health workshops and telehealth services. OnCourse Cayman Dr Alexandra Bodden PsyD MA MS ClinPharm

Services:

Why Cayman ABA?

• Psychological Assessment • Psycho-Educational Assessment • Individual Counseling • Family Counseling • Early Intervention (ABA, ESDM) • Behavioral Consultation • Groups (social skills, emotional regulation, and more!) • Parent Training • Tutoring • Alternative Education Program

• We’re internationally accredited as a Behavioural Health Centre of Excellence • We’re multi-disciplinary • We’re family oriented • Our clinicians are locally and internationally licensed practitioners • We are committed to a holistic approach

345-947-5477 info@caymanaba.com www.caymanaba.com

Chestnut Centre and Pasadora Place, Smith Road, George Town

www. c a y m a n r e s i d e n t . c o m

325

H E A LT H & W E L L N E S S

Carla Mueller – Counselor

Pulmonology Pulmonologists specialise in diseases related to the respiratory tract; a practice also known as ‘respirology’.

including: parenting programmes to support

The Wellness Centre

families and strengthen parenting capacity,

Smith Road Centre, 3rd Floor, 150 Smith Road

young parent services, parent coaching to help

Tel: (345) 949 9355

address individualised parenting concerns and

WhatsApp: (345) 925 8246

accomplish family goals, and various parenting

Email: info@wellnesscentre.ky

workshops/information sessions. FRC leads

www.wellnesscentre.ky

Dr Archita Joshi Bhatt MBBS MD IDCCM

several international public awareness campaigns

A licensed private provider of comprehensive

Health City Cayman Islands

that include Honouring Women Month, Teen

psychological, behavioural and mental health

1283 Sea View Road, East End

Pregnancy Prevention, Anti Bullying-Stood Up

counselling, as well as corporate wellness

Tel: (345) 640 4040

and International Men’s Day. “Legal Befrienders”

programmes. Offers a range of clinical services

Emergencies: (345) 526 2108

for families, individuals, couples and more.

Email: info@healthcity.ky

also offer free legal advice as a walk-in clinic on Pensum-CaymanResident-PR.pdf Tuesdays from 5pm-6.30pm.

24/08/2021 2:29 SE E AD PAG E 323PM

SE E AD I N SI DE BACK COVE R

Radiology Radiology is concerned with radiation for the diagnosis and treatment of disease. This involves ionising radiation (x-rays) and non-ionising radiation, such as ultrasounds.

Dr Sharath Babu Ananda Murthy MBBS DNB Health City Cayman Islands 1283 Sea View Road, East End

H E A LT H & W E L L N E S S

Tel: (345) 640 4040 Email: info@healthcity.ky

Cellular Repair For: Orthopedics Auto-immune Diseases Diseases Of Aging Cosmetics Wellness

Stem cells have the ability to renew themselves and become many other types of cells. They are a natural repair and regeneration system that allows us to recover from injury and disease.

CMY

While we can treat any condition responsive to procedures that use your own cells, a great deal of our work involves treating orthopaedic conditions so as to alleviate pain and, in many cases, avoid major surgery.

Please call us to learn more which therapy is best suited for you.

13 Belmont Close, Crewe Road +1 (345) 949 8676 (Clinic) +1 (345) 939 4505 (Cell) Health@Pensum.pro www.PensumMed.pro

The most extensive procedure for orthopaedic issues will use stem cells from fat, bone marrow and platelet rich plasma from the blood. It will take approximately three hours to extract the cells, prepare and reinject them into the patient. Once the stem cells are injected into the joint or tissue, they will start to release various growth factors that will begin the healing process. You should start to see an improvement at about six weeks.

SE E AD I N SI DE BACK COVE R

Alessandro

Lemos

–

Interventional

Consultant Radiologist Dr Stephen Blake BSc, MD, DM (Rad) Dr Jaamal Brown MBBS Pg Cert. DM(Radiology) FRCR(UK) Cayman Islands Hospital 95 Hospital Road, George Town Tel: (345) 949 8600/Fax: (345) 949 2998 SE E AD PAG E 297

Dr Yaron Rado (Board Certified Radiologist) Doctors Hospital, 16 Middle Road off Walkers Road Tel: (345) 949 6066

SE E AD PAG E 291

Stem Cell Treatments Stem cell medicine is a pioneering field concerned with regrowing, repairing and replacing damaged cells, organs and tissues through personalised treatments. DVC Stem Dr Louis Cona MD The Da Vinci Centre, Park Place, WB Road Tel: (345) 382 7836/Fax: (345) 382 7836

326

CAYMANRESIDENT 2022

Email: info@dvcstem.com www.dvcstem.com At DVC Stem, they use stem cell therapy to improve health and comfort at every stage of life. They follow the highest standard, respecting safety and innovation in the delivery and evolution of regenerative and

Surgery/Rheumatology Rheumatologists are internists with special skills and training in the complex diagnosis and treatment of arthritis and rheumatic illnesses. They treat patients with pain and disorders of the joints, muscles, tendons, bones and other connective tissues.

protective medicine. Contact them to find out

including mastectomy, lumpectomy, abnormal mammogram, cyst and breast feeding issues. Hand surgery for acute trauma, fractures, tendon and nerve injury, carpal tunnel, trigger finger ganglions and cysts. General Surgery: laparoscopic gallbladder surgery, laparoscopic appendectomy, hernia repair, proctology. SE E AD I N SI DE BACK COVE R

how stem cells can improve your quality of life.

Dr Christopher Bromley MB ChB FRCS Edin

SE E AD PAG E T H I S PAG E, 308, 327, 329 & 332

FRCS Eng (General Surgeon)

Cayman Islands Hospital

Doctors Hospital

Dr Shomari Blake MD

Pensum Regenerative Medicine Ltd.

16 Middle Road, off Walkers Road

Dr Ajit Sowinski

Dr Joseph Purita MD (Orthopedic Surgeon)

Tel: (345) 949 6066

Dr Kimon Bonadie MBBS DM TH&PS

Dr Frank Smith MD (Orthopedic Surgeon)

Email: Christopher.Bromley@

Dr Omar Felix MBBS, DM (General Surgery)

Dr John Harlock MD (Vascular Surgeon)

doctorshospitalcayman.com

SE E AD PAG E 291

Dr Marc Kayem MD (ENT / Cosmetic Surgeon)

Dr Ajit Mathew MBBS FRCS Dr Santiago De Solo (Rheumatologist)

13 Belmont Close, Crewe Road

Dr Binoy Chattuparambil MBBS MS MCh

95 Hospital Road, George Town

Tel: (345) 949 8676 or Cell: (345) 939 4505

(CVTS), Senior Consultant in Cardiovascular

Tel: (345) 949 8600 SE E AD PAG E 297

Email: health@pensum.pro

and Thoracic Surgery

www.pensummed.pro

Dr Deepak Varma, MBBS MS MCh, Senior

The Surgery

Pensum specialises in stem cell use for

Consultant, Gastrointestinal & Bariatric Surgery

Tel: (345) 946 5938

orthopaedics, facial rejuvenation and anti-

Health City Cayman Islands

Email: thesurgeryky@gmail.com

aging. They treat a wide variety of conditions

1283 Sea View Road, East End

including

Tel: (345) 640 4040

Dr Darley Solomon MD MBA (General Surgeon)

arthritis of the knee joint, hip joint, hip and

Emergencies: (345) 526 2108

Doctors Hospital

wrist, ACL tendon sprain/tear, Achilles tear,

Email: info@healthcity.ky

16 Middle Road, off Walkers Road

tennis/golfer’s elbow, rotator cuff tears, and

SE E AD I N SI DE BACK COVE R

Tel: (345) 949 6066

and

rheumatoid

SE E AD PAG E 291

SE E AD OP P OSI T E PAG E

Dr Tanja Ebanks MD FMH (Switzerland)

Dr Alfred Choy (General Surgeon)

Regenexx Cayman

Doctors Hospital

Unit 5, West Shore Center, 508 West Bay Road

16 Middle Road, off Walkers Road

Tel: (345) 943 5900 or (345) 936 1001

Tel: (345) 949 6066

SE E AD PAG E 291

Email: tanja.ebanks@gmail.com Will Of Wellness (WOW)

www.caymansurgery.ky

Faith Hospital

The Belmont, Suite 2, Belmont Close

Languages: English, German, Spanish, French.

Dr Srirangan Velusamy MBBS MS FRCS

Crewe Road, George Town

Treatment of varicose and spider veins:

215 Dennis Foster Road, Cayman Brac

Tel: (345) 926 2428

laser, sclerotherapy and minimally invasive

Tel: (345) 948 2243

Email: wowcayman3@gmail.com

surgery. Breast surgery: cancer management

www.hsa.ky SE E AD PAG E 297

Dr. Cleon Davis MB,BS, DM (Anaesthesia)

Anaesthetist

Email: cdavis@familypractice.ky www.familypractice.ky Open Monday - Friday, 8am - 5pm The Family Practice, 60 Smith Road Plaza, Smith Road, George Town Tel: (345) 945 6077

www. c a y m a n r e s i d e n t . c o m

327

H E A LT H & W E L L N E S S

more.

osteoarthritis

Urology Dr Brian Backman MD FRCS (C) Urology REVIVCayman

Cayman Hearing Center

Tel: (345) 946 3324 Dr Rafal Krupiniewicz FEBU (Consultant) Cayman Islands Hospital 95 Hospital Road, George Town Tel: (345) 949 8600 SE E AD PAG E 297 Cayman Islands Health Services Authority Specialist Clinic 150 Smith Road, Smith Road Centre (3rd floor), George Town Tel: (345) 244 7750 or 244 7751 Dr Paras Singhal MBBS MS MCh, Urologist and Kidney Transplant Surgeon

H E A LT H & W E L L N E S S

Health City Cayman Islands

The only full service audiology

1283 Sea View Road, East End

practice in the Cayman Islands

Emergencies: (345) 526 2108

Tel: (345) 640 4040 Email: info@healthcity.ky SE E AD I N SI DE BACK COVE R

Cayman Hearing Center aims to provide patients with affordable state-of-the-art technology and hearing health care. Cayman Hearing Center specializes in hearing testing and aural rehabilitation.

Products & Services

ALTERNATIVE MEDICINE & MEDICAL CARE

Repairs of all makes of hearing instruments Hearing protection devices

Acupuncture & Alternative Medicine

Hearing instrument selection and fittings

Cayman Physiotherapy

Full tinnitus evaluations

At two convenient locations:

Various individualised treatment options

> Suite 26 Pasadora Place, Smith Road & > West Shore Center, West Bay Road Tel: (345) 949 8828/Fax: (345) 946 0595 Email: physio@candw.ky www.caymanphysiotherapy.com SE E AD PAG E S 333 & 441

(345) 946 9174 | info@caymanhearingcenter.com www.caymanhearingcenter.com | Unit #10, 94 Smith Rd

Da Vinci Centre for Wellness and Alternative Therapies Park Place, off West Bay Road, SMB

CENTRE FOR HEARING AND BALANCE DISORDERS Dr. Ulrich Ecke, MD Dr. Fionnuala Keane, MBChB MRCGP DRCOG DCH Niamh Kilcoyne Audiologist MSc Matt McCulty, Audiologist MS, CCC-A We’re committed to the personalized, one-on-one care of our patients. We ensure that every patient receives an accurate diagnosis, while also taking the time to explore all available treatment options, tailoring our approach to achieve the best possible result. Pasadora Place – Unit 37, 94 Smith Road, George Town, Grand Cayman +1 (345) 745-ECKE (3253) info@entincayman.com

328

www.entincayman.com

CAYMANRESIDENT 2022

@entincayman

Tel: (345) 943 2002/Fax: (345) 943 1002 www.davinciwellnesscentre.com SE E AD OP P OSI T E PAG E, 327 & 332

Dr Irka Ebanks 150 Smith Road, Smith Road Centre (3rd Floor), George Town Tel: (345) 244 7750 or 244 7751 Synergy Chiropractic & Physiotherapy Ltd. Dr Jennifer Doull, R.Ac, TCMD, FABORM (Acupuncturist, Doctor of Traditional Chinese

Medicine & Fellow with the American Board of

236 Eastern Avenue

DVC Chiropractic

Oriental Reproductive Medicine)

Email: info@caymanspine.com

Park Place, off West Bay Road

Ms. Andrea Janovics, R.Ac. (Acupuncturist)

www.caymanspine.com

Tel: (345) 943 2002/Fax: (345) 943 1002

Marquee Plaza, 36 Lawrence Blvd.

CaymanSpine’s innovative approach delivers

Email: info@davinciwellnesscentre.com

Tel: (345) 943 8200 SE E AD PAG E 332

integrated care that focuses on the restoration

www.davinciwellnesscentre.com

and preservation of motion of all levels of the

Based in the belief that the body has a

Audiology

spine as an alternative to spinal fusion. They

powerful self-healing ability, practitioners

Dr Annette Stephenson AuD

are committed to conserving natural motion

aim to normalise the relationship between

Cayman Hearing Center

through a range of treatment options – from

structure (primarily the spine) and function,

Suite 10, Pasadora Place, Smith Road

conservative care to minimally invasive spine

assisting the body as it heals, with the goal of

Tel: (345) 946 9174 or (345) 925 5836

(MIS) surgery and total joint replacements.

correcting alignment problems and ease pain.

Email: info@caymanhearingcenter.com

SE E AD PAG E 315

SE E AD PAG E 327

www.caymanhearingcenter.com Established in 2007, Cayman Hearing Center is the only full-service audiology practice in the Cayman Islands. They are a family-owned, private practice which aims to provide patients with affordable, state-of-the-art technology

and hearing healthcare. They also provide comprehensive hearing evaluations to all ages, including newborn hearing screenings. SE E AD OP P OSI T E PAG E

H E A LT H & W E L L N E S S

Niamh Kilcoyne Audiologist MSc ENT in Cayman Pasadora Place, 94 Smith Road, GT Tel: (345) 745 3253 Email: info@entincayman.com www.entincayman.com ENT in Cayman provides full range of hearing and balance diagnostics as well as aural rehabilitation. SE E AD PAG E S 320 & 328

Chiropractic Align 45 Market Street, Unit 3A, Camana Bay Tel: (345) 640 5050 Back To Health Dr Jennifer Royer Thompson DC Dr Ivan Ronaldo DC Tel: (345) 947 7400 CaymanSpine Scott Hodges DO Craig Humphreys MD Marcella Madera MD Nathan Schatzman MD Marcus James RN-FA Don Duff FNP-C DC NovoClinic Cayman Ltd., BritCay House,

www. c a y m a n r e s i d e n t . c o m

329

Dr Gregory Lippitt BSc DC CAFCI

Hyperbaric Oxygen Therapy

Cayman Physiotherapy

Unit 209, West Shore Center (Pink Plaza)

Dr Vinton Douglas MD DM MBA

Now at two convenient locations:

Tel: (345) 943 4357

Dr Denise Osterloh

> Suite 26 Pasadora Place, Smith Road &

Dr Fiona Robertson

> Westshore Center, West Bay Road

Cayman Islands Health Services Authority -

Dr Sean Teeling

Tel: 345 949 8828

Specialist Clinic

Cayman Islands Hospital

Email: physio@candw.ky

Dr Robert Bouliane BSC DC

95 Hospital Road, George Town

www.caymanphysiotherapy.com

150 Smith Road, Smith Road Centre (3rd floor),

Tel: (345) 949 2989

SE E AD PAG E S 333 & 441

George Town

SE E AD PAG E 297

Tel: (345) 244 7750 or 244 7751

Da Vinci Centre for Wellness and Alternative Will Of Wellness (WOW)

Therapies

Synergy Chiropractic & Physiotherapy Ltd.

The Belmont, Suite 2, Belmont Close

Park Place, off West Bay Road

Dr Eddie Fernandes, DC (Chiropractor)

Tel: (345) 926 2428

Tel: (345) 943 2002/Fax: (345) 943 1002

Dr Patricia Farrell, DC (Chiropractor)

Email: wowcayman3@gmail.com

Email: info@davinciwellnesscentre.com

Dr Jennifer Doull, R.Ac, TCMD, FABORM

H E A LT H & W E L L N E S S

www.davinciwellnesscentre.com

(Acupuncturist, Doctor of Traditional Chinese

Hypnotherapy

Medicine & Fellow with the American Board of

Da Vinci Centre for Wellness

Oriental Reproductive Medicine)

and Alternative Therapies

Ms. Christine Cleaver, RMT (Massage

Ms. Andrea Janovics, R.Ac. (Acupuncturist)

Park Place, West Bay Road

Therapist)

Ms. Clare Miller, PT, MSc. (Physiotherapist)

Tel: (345) 943 2002/Fax: (345) 943 1002

Synergy Chiropractic & Physiotherapy

Ms. Jennifer Hilldrup, PT (Physiotherapist)

Email: info@davinciwellnesscentre.com

The Marquee Plaza, 36 Lawrence Blvd

Ms. Lauren Williams, PT (Physiotherapist/

www.davinciwellnesscentre.com

Tel: (345) 943 8200

Paediatric)

SE E AD PAG E 327. 329 & 332

Email: info@synergychirophysio.com

Ms. Christine Cleaver, RMT (Massage Therapist)

SE E AD PAG E 327. 329 & 332

www.synergychirophysio.com

Marquee Plaza, 36 Lawrence Blvd.

Dr Clement Von Kirchenheim PhD

Tel: (345) 943 8200

Cayman Islands Hospital, Mental Health

info@synergychirophysio.com

95 Hospital Road, George Town

Medical Cannabis

www.synergychirophysio.com

Tel: (345) 949 8600 SE E AD PAG E 297

Doctors Express

Cayman’s leading Chiropractic, Physiotherapy,

SE E AD PAG E 332

81 Godfrey Nixon Way, George Town

Acupuncture, Traditional Chinese Medicine &

Massage Therapy

Tel: (345) 745 6000

Massage Therapy Facility. Your specialists in

Align

Email: info@doctorsexpress.ky

Wellness, Rehab, Fitness, Pregnancy, Fertility,

45 Market Street, Unit 3A, Camana Bay

Open 7 days a week, 9am-9pm.

Infants and Children. SE E AD PAG E 332

Tel: (345) 640 5050

SE E AD T H I S PAG E

Homeopathy

Joseph Pereira RMT

Cayman Islands Hospital

Zenitha Varghese BHMS HD (Canada)

Back to Health

Dr Delroy Jefferson MBBS DA DM DBA

Suite 31, Pasadora Place, Smith Road

World Gym, Snooze Lane, West Bay Road

Dr Judith Nicholls

Tel: (345) 949 3352 or (345) 927 2654

Tel: (345) 946 2225

95 Hospital Road, George Town Tel: (345) 949 8600 SE E AD PAG E 297

VAPORISABLE MEDICAL CANNABIS Available by prescription only

Doctors Hospital

PHARMACY No Appointments Necessary

(345) 745 6000

Open 7 Days a Week 9am - 9pm 81 Godfrey Nixon Way George Town

info@doctorsexpress.ky

330

CAYMANRESIDENT 2022

16 Middle Road, off Walkers Road Tel: (345) 949 6066 SE E AD PAG E 291

Nutritionists/Dieticians Andrea Hill BCHN, MS 171 Elgin Avenue, Cricket Square (located inside ENERGY Essential Fitness) Tel: (345) 938 4246 Email: andreahill.nutrition@gmail.com

Cayman Nutrition

Julise de Wet — Paediatric Occupational

Email: info@kidsability.ky

Chad Collins RD

Therapist

www.kidsability.ky

Jessica Watterworth RD – Paediatrics

Cayman Islands Hospital

Paediatric

Specialty

95 Hospital Road, George Town

developmental

Tel: (345) 525 2019 or (345) 547 1528

Tel: (345) 244 2730

occupational

Email: caymannutrition@gmail.com

Email: julise.dewet@hsa.ky

therapy, a feeding clinic, AAC clinic, literacy

www.hsa.ky SE E AD PAG E 297

clinic, handwriting remediation, social skills

Kristen Lomas RD MBA

therapy

clinic

neuropsychology therapy,

offering services,

speech-language

groups, and parent, teacher and allied health

Seven Mile Medical Clinic, Queens Court Plaza,

Cayman Theraplay Ltd.

West Bay Road. Tel: (345) 949 5600

Dr Mona Kazemi, OTD

admin@sevenmileclinic.ky SE E AD PAG E 305

Ms. Megan Bense, MSc OT

Cayman Islands Health Services Authority -

Ms. Rachel Lawrence, MSc OT

Specialist Clinic

Brandi Propas MHSC, RD, CCDE

Ms. Danielle Longden, BSc OT

150 Smith Road, Smith Road Centre (3rd floor),

International Medical Group, Suite 30, Pasadora

Ms. Leslie-Ann Daley, BSc OT

George Town

Place, Smith Road

Ms. Emma Ralph, BSc OT

Tel: (345) 244 7750 or (345) 244 7751

Tel: (345) 945 2881

#9 Plaza Venezia, North Sound Road, GT

Email: bpropas@intmedicalgroup.com

Tel: (345) 749 7529

Optometry

www.intmedicalgroup.net

www.caymantheraplay.com

Dr Foley’s Eye Clinic – Optical Shop

SE E AD PAG E 304

Email: info@caymantheraplay.com

Dr Eugene Foley FRCS MB BCh BAO NUI

Provides

workshops and telehealth services.

speech-language

therapy

and

Dr Maeve O’Doherty MBBCh MRCPI MRCSI

occupational therapy for infants, toddlers,

107 Claude Hill Road, off Smith Road, GT

95 Hospital Road, George Town

children and teens; and parent and play

Tel: (345) 946 4169 or (345) 946 4944

Simone Sheehan RD –Tel: (345) 244 2655

programmes to support caregivers in bolstering

Email: drfoleyoptical@yahoo.com

Email: simone.sheehan@hsa.ky

their babies’ development. Speciality therapy

Optical shop that sells stylish, affordable

Tamara Riley – Tel: (345) 244 2663

programmes

eyewear. Run by esteemed ophthalmologist

Email: tamara.riley@hsa.ky

feeding, social skills development, and sensory

Dr Eugene Foley.

integration and sensory processing for motor

SE E ADS PAG E 318 ( CL I N IC ) & T H I S PAG E ( SHOP )

SE E AD PAG E 297

and

interventions

emotional

include

Total Health

interventions

regulation.

The Grand Pavilion, 802 West Bay Road

Multiple state-of-the-art sensory gyms and

Caribbean Optical

Tel: (345) 333 2222

individualised therapy rooms allow them to

Tel: (345) 943 1515

Email: appointments@totalhealth.ky

provide the most custom-tailored therapeutic

Email: info@cariboptical.com

www.totalhealth.ky SE E AD PAG E 299

support for your child. SE E AD PAG E 334 & 362

Occupational Therapy (OT) Occupational Therapists help both children and adults who have physical, mental, sensory or cognitive problems. Occupational Therapy (OT) can often help them regain independence in all areas of their lives and also helps combat barriers that affect a person’s emotional, social, and physical needs.

KidsAbility

Louise Cagney Bsc Hons DipTp (IP)

JoAnna Poyssick, OT

Dr Mellisa Hudell BA OD

Alice Crosbie, OT

> Caymanian Village, North Sound Way, GT

8 Midtown Plaza, George Town

> Market Place, Cayman Brac

Tel: (345) 943 5437

> Jacques Scott Plaza, West Bay Rd, WB

Optical Outlook

DR. FOLEY’S EYE CLINIC An Integrated Eye Care Practice

Laurika de Waal — Senior Occupational Therapist Cayman Islands Hospital 95 Hospital Road, George Town Tel: (345) 244 2733 www.hsa.ky SE E AD PAG E 297

Stylish and Affordable - A New Concept in Eye Wear Prescription Glasses and Contact Lenses Comprehensive Eye Exams • Contact Lens Examinations Ophthalmologist/Eye Surgeon on Staff Phone: (345) 946 4169/946 4944 Emergency: 916 6264 Fax: 945 1597 Email: info@drfoleyeyeclinic.com

www. c a y m a n r e s i d e n t . c o m

331

H E A LT H & W E L L N E S S

Cayman Islands Hospital

Tel: (345) 746 2020

Tropical Optical

Back To Health

Email: info@opticaloutlook.ky

Natalie DaSilva BSc OD

Jessica Webb RPT

Serving the Cayman Islands community since

Joanna Soutter BSc MCOptom

Lily Scarrow RPT

1989, Optical Outlook remains a trusted provider

Galleria Plaza, West Bay Road

Nathan Green RPT

for all your eyecare needs. Their trusted,

Tel: (345) 945 7588

Cayman Clinic, 439 Crewe Road, George Town

experienced Optometrists can give you a

Email: tropicop@candw.ky

BritCay House, Eastern Ave, George Town

comprehensive eye exam and provide you with

Quality eye care, contact lens fittings and a full

Tel: (345) 947 7400 or (345) 947 2225

high quality eyewear at reasonable prices.

service dispensary. Monday-Friday 9am-5pm and Saturday 9am-3.30pm.

Optique

Camille Marshall-Morris

8 Queens Court Plaza

VisionWear Cayman

Stephanie Ming Yorke MPH

West Bay Road, George Town

Tel: (345) 943 5153

Chelsea Tennant, MSc Physiotherapy

Tel: (345) 949 EYES (3937)

Email: info@visionwearcayman.com

Sinead Grace MSc

Email: info@optique.ky

Karen Ryan

www.optique.ky

Physiotherapy

Samantha Hardwick, BSc

Opening hours: Monday-Friday 9.30am-6pm,

Align

Chickandarvin Chellaswamy Santha, RPT

Saturday 9.30am-5pm

45 Market Street, Unit 3A, Camana Bay

Christy Mariya Thressa, RPT, CLT

Kash Fatania and his team offer the absolute

Tel: (345) 640 5050

Janine Rose MSc

best in technology and fashion to ensure

95 Hospital Road, George Town

your vision is the best it can be, be it through

A Step Ahead Physiotherapy

eyeglasses, sunglasses, or contact lenses.

23 Lime Tree Bay Avenue, West Bay Road

SE E AD PAG E 318

Tel: (345) 745 2727

Cayman Rehab Services

Email: info@astepaheadphysio.com

Unit 10, Eucalyptus Building, Shedden Road

www.astepaheadphysio.com

Tel/Fax: (345) 943 7974 or Cell: (345) 926 3099

H E A LT H & W E L L N E S S

Georgia Kirby, BSc PT

Tel: (345) 244 2730 SE E AD PAG E 297

Email: caymanrehab@gmail.com www.caymanrehabservices.com

LIVE LIFE, BETTER.

Serving Cayman’s community for over 15 years with quality care from an expert team. SE E AD OP P OSI T E PAG E

Your Premier Wellness facility for Chiropractic, Physiotherapy, Acupuncture, Traditional Chinese Medicine and Massage Therapy.

Cayman Physiotherapy Lindsay Bridgeman BSc MCSP RPT Sara Windsor BSc PT RPT Lindsey MacFee MSc MCSP RPT Angela Deeney BSc MCSP RPT Bethany Cook BSc MCSP RPT

info@synergychirophysio.com • www.synergychirophysio.com • (345) 943 8200 The Marquee Plaza • 36 Lawrence Blvd

Dwain McGuinness BSc MISCP RPT Guy Waller BSc MCSP RPT Jenna-Lee Kourie BSc RPT/Pilates Instructor Caitriona O’Malley BSc RPT/Pilates Instructor Nicola McCabe B.Sc., MCSP, RPT Janelle Henry B.Sc MCPS RPT/Pilates

Bring your body back to life.

DA VINCI PHYSIOTHERAPY Integrated therapy alongside a

team of friendly, licensed, professionals.

Instructor Per Undeim B.Sc MCSP RPT Kasia Iglinski CPAM RMT (Massage Therapist) Annie Laux LAc MAOM CPAM RA (Acupuncture) Julia Baker Dip Ac OMBAcC (Acupuncture) Jean Meehan CPAM RMT (Massage Therapist) Lizzie Knight B.Sc. (Hons) (Occupational

(345) 943-2002 332

www.davinciwellnesscentre.com

CAYMANRESIDENT 2022

Therapy) > Suite 26 Pasadora Place, Smith Road &

> West Shore Center, West Bay Road

Email: info@rvcrehab.ky

Tel: (345) 949 8828/Fax: (345) 946 0595

www.rvcrehab.ky

Email: physio@candw.ky www.caymanphysiotherapy.com

Synergy Chiropractic & Physiotherapy Ltd.

Sports injury rehab, joint mobilisation for

Dr Eddie Fernandes, DC (Chiropractor)

back and neck injuries, acupuncture, massage

Dr Patricia Farrell, DC (Chiropractor)

therapy, advanced knee rehab, individual

Dr Jennifer Doull, R.Ac, TCMD, FABORM

and group classes for core strengthening,

(Acupuncturist, Doctor of Traditional Chinese

aquatic therapy, pilates, home and office visits,

Medicine & Fellow with the American Board of

women’s health, ergonomic assessments,

Oriental Reproductive Medicine)

sports

Ms. Andrea Janovics, R.Ac (Acupuncturist)

and

therapeutic

occupational therapy.

massage

and

SE E AD PAG E S 333 & 441

Physiotherapy | Acupuncture | Anti-Aging Medicine Aesthetics | Skincare

Ms. Clare Miller, PT, MSc. (Physiotherapist) Ms. Jennifer Hilldrup, PT (Physiotherapist)

DVC Physiotherapy

Ms. Lauren Williams, PT (Physiotherapist/

Park Place, off West Bay Road

Paediatric)

Tel: (345) 943 2002/Fax: (345) 943 1002

Ms.

Email: info@davinciwellnesscentre.com

Therapist)

www.davinciwellnesscentre.com

Marquee Plaza, 36 Lawrence Blvd

Practitioners

focus

identifying

and

Christine

Cleaver,

RMT

(Massage

Services include: Physiotherapy Acupuncture Massage Aesthetic and Skincare Treatments Door to Door Personal Service

Tel: (345) 943 8200 Email: info@synergychirophysio.com

potential within the spheres of promotion,

www.synergychirophysio.com

prevention,

and

Providing exceptional healthcare to infants,

rehabilitation. This encompasses physical,

children, adults and seniors. Cayman’s leading

psychological, emotional and social wellbeing.

Chiropractic,

Specialised treatments are available for

Traditional Chinese Medicine & Massage

orthopaedic and sports related injuries,

Therapy Facility. Your specialists in Wellness,

women’s health, chronic pain management

Rehab, Fitness, Pregnancy, Fertility, Infants

and corporate wellness. SE E AD OP P OSI T E PAG E

and Children, LIVE LIFE BETTER.

Physiotherapy,

H E A LT H & W E L L N E S S

maximising quality of life and movement treatment/intervention

Staffed by gifted medical professionals, we have been a staple in Grand Cayman’s fitness and wellness community for more than 15 years. Cayman Rehab Services offers quality care from an in-house medical doctor, and comprehensive rehabilitation specialists.

Acupuncture,

SE E AD PAG E 332

Elevation Health & Physiotherapy Elzke Hoehler PT, OMT & Certified Pelvic

Sumit Kimothi BPT MSc Clinical Physiotherapy

Health Therapist

Total Health

2nd Floor, Fidelity Financial Centre, 1 Gecko Link

The Grand Pavilion, 802 West Bay Road

Tel: (345) 623 6663

Tel: (345) 333 2222

Email: info@ehphysio.ky

Email: appointments@totalhealth.ky

www.ehphysio.ky

www.totalhealth.ky SE E AD PAG E 299

Elzke

specialised

pelvic

health

physiotherapist and clinical Pilates instructor

Will Of Wellness (WOW)

Combining

Crewe Road, Belmont Close, GT

her

extensive

training

and

experience in musculoskeletal conditions and

Tel: (345) 926 2428

her post-graduate pelvic health certification,

Email: wowcayman3@gmail.com

she

offers

effective,

evidence-based

treatments and clinical rehabilitation. RVC Rehab Services Uma Lenin BPT CKTP (Dr Alt MED) Samuel Foster, BSc PT Jacqui Tomlinson-Smith PT, LCCE, CD (DONA), LC 3rd Floor Tomlinson Building, 9 Walkers Road Tel: (345) 949 6024/Fax: (345) 946 7868

Spas (Medical) Medical spas are a spa-like facility that offers selective and often appearanceimproving procedures under the care and direction of a trained physician, and a team of nurses and aestheticians. Treatments may include facials, dermal fillers, anti-ageing treatments and more. Medical spas seek to combine some

Westshore Centre, West Bay Road 26 Pasadora Place, Smith Road, George Town PO Box 31014, KY1-1205 Grand Cayman Phone: 345.949.8828 Email: physio@candw.ky www.caymanphysiotherapy.com Appointments available Mon-Fri 7.30am - 7.00pm Sat 8.00am - 3.00pm Direct Billing Available to all Local Insurance Companies

www. c a y m a n r e s i d e n t . c o m

333

medical procedures normally performed in a doctor’s office with the experience of a day spa.

Pensum Regenerative Medicine

Cayman Islands Hospital (HSA) — Specialist

Dr Joseph Purita MD (Orthopedic Surgeon)

Clinic

Dr Frank Smith MD (Orthopedic Surgeon)

150 Smith Road, Smith Road Centre (3rd floor),

Dr John Harlock MD (Vascular Surgeon)

George Town

Beyond Basics Medical Day Spa

Dr Marc Kayem MD (ENT / Cosmetic Surgeon)

Tel: (345) 244 7750 or (345) 244 7751

3rd Floor, Tomlinson Building, GT

13 Belmont Close, Crewe Road

9 Walkers Road (at 4 way stop)

Tel: (345) 949 8676 or Cell: (345) 939 4505

Raven Williams MSc MRCSLT

Tel: (345) 945 2737 or (345) 916 7546

Email: health@pensum.pro

Faith Gealy MS CCC-SLP

Email: info@beyondbasics.ky

www.pensummed.pro

Cayman Islands Hospital

www.beyondbasics.ky

Pensum specialises in anti-aging stem cell

95 Hospital Road, George Town

treatments for a natural method in reversing

Tel: (345) 244 2733 or www.hsa.ky

Cayman Rehab Services

the effects of aging. The stem cells, found in

SE E AD PAG E 297

Unit 10, Eucalyptus Building, Shedden Road

different parts of the body, replace old and

Tel/Fax: (345) 943 7974

damaged cells with new and active ones,

Alexa Goldblum BA Speech & Hearing Therapy

Cell: (345) 926 3099

replenishing the tissues and organs.

Chatterbox

Email: caymanrehab@gmail.com

SE E AD PAG E 326

Bermuda House, 36c, Dr Roy’s Drive, GT

www.caymanrehabservices.com REVIV Cayman

Email: alexa@chatterboxcayman.com

years with quality care from an expert team.

Grand Pavilion Commercial Centre

www.chatterboxcayman.com

Treatments include aesthetics and anti-aging,

802 West Bay Road, SMB

Alexa specialises in speech and language

acupuncture, botox, non-surgical face lifts,

Tel: (345) 743 5600

therapy for the adult population of Cayman.

aromatherapy and more. SE E AD PAG E 333

Email: cayman@revivme.com

She has experience working with patients

gb.revivme.com/clinics/grand-cayman/

with aphasia, dysarthria, apraxia, dementia,

H E A LT H & W E L L N E S S

Tel: (345) 949 7065

Serving Cayman’s community for over 15

Traumatic Brain Injury, Right Hemisphere Da Vinci Centre for Wellness and Alternative

Disorder, hearing impairment and cognitive

Therapies

impairments etc. SE E AD PAG E 363

Park Place, off West Bay Road, SMB Tel: (345) 943 2002/Fax: (345) 943 1002

Roz Griffiths BSc CertMRCSLT

Email: info@davinciwellnesscentre.com

Chatterbox

www.davinciwellnesscentre.com

Bermuda House, 36c, Dr Roy’s Drive, GT

Services include: Chiropractic, Physiotherapy,

Tel: (345) 949 7065 or (345) 926 1693

Cellular Therapy, Sleep Evaluation, Women’s

Email: chatterbox@candw.ky

Health, Men’s Health, Candela Laser, Laser

www.chatterboxcayman.com

hair removal, Laser skin tightening, Laser skin

Offers assessment, diagnosis and therapy

treatments, Body Contouring, Acupuncture,

programmes for children and adults with

Chinese Medicine, Aesthetic Medicine, Botox

speech, language and literacy difficulties,

/Juvederm, Carboxy Therapy, Mesotherapy,

Autism Spectrum Disorders and learning

Sclerotherapy, massage therapy, reflexology,

disabilities. Chatterbox provides speech and

Reiki,

language

naturopathy,

guided

meditation,

therapy,

occupational

therapy,

HydraFacials, microdermabrasion, chemical

massage therapy, counselling, Hanen parent

peels, IVF support/infertility, and smoking

workshops, an Early Years Programme for

cessation. SE E AD PAG E 327. 329 & 332

children with communication and learning challenges, Tummy Time for babies and much

Speech & Language Therapy (SLT) Speech and Language Therapy is the assessment and treatment of communication problems and speech disorders. It is often performed by SpeechLanguage Pathologists (SLPs), which are also referred to as speech or language therapists. 334

CAYMANRESIDENT 2022

more. SE E AD PAG E 363 Harmony Scott M.Sc. CertMRCSLT/Dip. Chatterbox Bermuda House, 36c, Dr Roy’s Drive, GT Tel: (345) 949 7065 or (345) 926 1693 Email: harmony@chatterboxcayman.com www.chatterboxcayman.com

Harmony offers speech and language therapy

RVC Rehab Services

for children and adults and is also a qualified

Tomlinson Building, 9 Walkers Road and

massage therapist offering a variety of

Tel: (345) 949 6024 or (345) 925 6024

massages and baby massage workshops for

Products include Kinesio Tape, Biofreeze,

parents. SE E AD PAG E 363

TheraBand Exercise Wellness & Training Products.

Cayman Theraplay Ltd.

insurance details with the pharmacies and if your insurance plan covers prescriptions, then you may pay only the co-pay amount. Consider buying generic brand medications, as they can often be substantially cheaper.

Ms. Hannah-Marie Fobian, BSc SLP

BlueWater Medical Supplies

Ms. Julia Miller, BSc SLP

78 Hospital Road #4, GT

Be Well Pharmacy

#9 Plaza Venezia, North Sound Road, GT

Tel: (345) 233 2583

West Shore Center, 508 West Bay Road, SMB

Tel: (345) 749 7529

Email: contact@bluewater.ky

Tel: (345) 949 2323 After Hours: (345) 927 0489

SE E AD OP P OSI T E PAG E & 362

JDW Medical Solutions

Email: rx@bewellpharmacycayman.com

KidsAbility

19 Walkers Road, GT

Open: Mon-Fri 8.30am-6.30pm, Sat 9am-

Cynthia Rowe, SLP

Tel: (345) 947 8000 or (345) 926 6066

3pm, Sun 10am-2pm. They also offer free

Nora Knifj, SLP

Email: info@jdwmedicalsolutions.com

delivery.

8 Midtown Plaza, George Town. PHARMACIES

Tel: (345) 943 5437 Email: info@kidsability.ky www.kidsability.ky Paediatric

therapy

developmental

therapy,

offering services,

speech-language

therapy, a feeding clinic, AAC clinic, literacy clinic, handwriting remediation, social skills

Pharmacies are well-stocked, open reasonably convenient hours and have informed pharmacists, who not only dispense medications, but will review medicines and provide additional drug advice. Several on-Island pharmacies have multiple branches. Register your

Queens Court Plaza, West Bay Road Tel: (345) 943 2273 Email: carepharmacy1@gmail.com Open: Monday-Friday 9am-7pm, Saturday 9am-3pm, closed Sunday and Public Holidays.

groups, and parent, teacher and allied health workshops and telehealth services. Claire Leadbeater MSc Cert MRCSLT Hope Academy, Grand Harbour Shoppes Tel: (345) 769 4673 or Cell: (345) 929 5122 SE E AD PAG E S 324 ( CL I N IC ) & 356 ( SCHO OL )

MEDICAL SUPPLIES & EQUIPMENT

Valu-Med Pharmacy At two locations: > Photo Pharm Centre, Walkers Road Tel: (345) 949 0442/Fax: (345) 949 0443 Email: sales-wr@valrx.com or rx-wr@valrx.com > Evron Plaza, Bodden Town Tel: (345) 946 5511/Fax: (345) 945 5709 Email: sales-bt@valrx.com or rx-bt@valrx.com Products and services from prescription drugs to electronics, cosmetics, and baby accessories. Cayman Medical Supplies

Your Health. Your Life. Your Pharmacy.

•

Prescription and Non-Prescription Drugs Vitamins and Herbal Supplements Blood Glucose and Blood Pressure Monitors Blood Pressure Checks We do Special Orders Personal Pill Packs

•

6 Windward Centre, 93 Smith Road, GT Tel: (345) 949 6211 Email: pharmacist@caymanmedicalsupplies.ky

TELEPHONE: 949–7022 EXT.164

ORDER PRESCRIPTION REFILLS:

MON – SAT: 8am – 9pm • SUN: CLOSED • HOLIDAYS: 10am – 6pm

pharmacy@kirkmarket.ky

www. c a y m a n r e s i d e n t . c o m

335

H E A LT H & W E L L N E S S

occupational

clinic

neuropsychology

Care Pharmacy

H E A LT H & W E L L N E S S

Health Services Authority Pharmacies

Open: 8.30am – 5pm Monday, Tuesday,

or (345) 916 9555 (Sister Islands)

> Cayman Islands Hospital Pharmacy

Thursday & Friday, 1.30pm – 8pm Wednesday.

95 Hospital Road, George Town

Closed Saturday & Sunday.

Open: 9.30am-6pm Monday to Friday.

Tel: (345) 244 2715/16

> Bodden Town Clinic Pharmacy

SE E AD PAG E 297

Open: 8am – 9pm Monday to Friday, 8am–6pm

445A Bodden Town Road, Bodden Town

Saturday, Sunday & Public Holidays.

Tel: (345) 947 2299

Cayman Pharmacy Group (CPG)

The Cayman Islands Hospital Pharmacy is

Open: 1.30pm – 8pm Monday and Thursday,

Cayman Pharmacy Group provides you with

conveniently located at the front entrance

8.30am-4pm Wednesday and Friday, No

more than just prescriptions – they strive to

atrium of the Cayman Islands Hospital.

Pharmacist on Tuesdays. Closed Saturday &

make your health our concern. They recognise

As the largest pharmacy in Cayman, the

Sunday.

the complexities of pharmaceuticals and

HSA pharmacy offers a wide selection of

> East End Clinic Pharmacy

the need to personalise your care. That is

medications for hospital patients, government

2367 Sea View Road, East End

why CPG offers personalised one-on-one

employees and prescriptions from your

Tel: (345) 947 7440

counseling. Their Pharmacists are available

private physician. With seven pharmacy

Open: 8.30am – 4pm, Monday & Thursday.

to assist with questions that you may have

locations across Grand Cayman and Cayman

Closed Tuesday, Wednesday, Friday, Saturday,

about your health and the medications

Brac, we can provide services close to home

and Sunday.

you have been prescribed. With West Bay

for all residents of Cayman. For the online

> North Side Pharmacy

Pharmacy, Savannah Pharmacy, and Doctors

refills service visit www.hsa.ky.

1148 North Side Road, North Side

Hospital Pharmacy, The Cayman Pharmacy

> Faith Hospital in Cayman Brac

Tel: (345) 947 9525

Group has three locations accessible to

215 Dennis Foster Road, Cayman Brac

Open: Tuesday and Friday 8.30am-4pm.

anyone, including:

Tel: (345) 948 2243

Closed

Open: 8.30am-5pm Monday to Friday.

Saturday and Sunday.

16 Middle Road, off Walkers Road, GT

> West Bay Clinic Pharmacy

> George Town General Practice Clinic

Tel: (345) 916 6440

Reverend Blackman Road, West Bay

Pharmacy

Email: refillsprorx@caymanpharmacy.com

Tel: (345) 949 3439

WhatsApp: (345) 925 6534 (Grand Cayman)

Committed to serving your health and

Monday,

Wednesday,

LET US FILL YOUR PRESCRIPTION WHILE YOU SHOP! Vitamins & Supplements • Follow Ups Blood Pressure Checks • Blood Glucose Testing Prescriptions to Little Cayman & Cayman Brac Locations at Foster’s Airport and Camana Bay Supermarkets. Fill Your Prescription Via Whatsapp Airport: 926-7485 | Camana Bay: 926-7486 fosterspharmacy.ky | @fosterscayman

336

CAYMANRESIDENT 2022

Thursday,

> Doctors Hospital

pharmaceutical

HealthCare Pharmacy - Grand Harbour

ask the Pharmacists questions about their

Monday-Friday 8am-9pm Saturday, Sunday

product

needs.

Open:

The Shoppes at Grand Harbour

medication via email. SE E AD PAG E 335

& Public Holidays 9am-6pm.

1053 Crewe Rd, George Town

> Savannah Pharmacy & Gifts

Tel: (345) 947 8900/Fax: (345) 947 8901

Quality Pharmacy

Countryside Shopping Village, Savannah

Email: health05@candw.ky

Serendipity Building, 78 Hospital Road

Tel: (345) 946 3336

www.healthcarepharmacy.ky

Tel: (345) 946 6266/Fax: (345) 946 6466

Email: savannah@caymanpharmacy.com

Open: Monday-Saturday 8am-10pm, Sunday

Opening Hours: Monday-Friday 8.30am-

Open: Monday-Saturday 9am-8pm, Sunday

and Public Holidays 10am-6pm.

5.30pm. Saturday 8.30am-12.30pm, closed on

and Public Holidays 10am-6pm.

SE E AD T H I S PAG E

Sunday and Public Holidays.

106 Centennial Towers, West Bay

HealthCare Pharmacy - Governors Square

Valu-Med Pharmacy Bodden Town

Tel: (345) 945 0777

Seven Mile Beach

Anton Bodden Drive, Bodden Town

Email: westbay@caymanpharmacy.com

Tel: (345) 949 8900 /Fax: (345) 949 8903

Tel: (345) 946 5511/Fax: (345) 945 5709

Open: Monday-Saturday 9am-8pm, Sunday

WhatsApp: (345) 329 7313

Email: sales-bt@valrx.com

and Public Holidays 11am-6pm.

Email: rx@healthcarepharmacy.ky

Prescriptions: rx-bt@valrx.com

www.healthcarepharmacy.ky

Open:

Doctors Express

Open: Monday-Saturday 9am-6pm, closed on

Sunday and Holidays 10am-5pm.

81 Godfrey Nixon Way, George Town

Sundays and Public Holidays. Refill and transfer

Tel: (345) 745 6000

your prescriptions online by simply visiting

Valu-Med Pharmacy Walkers Road

On-site pharmacy with ability to fulfil most

their website. They stock Cayman’s largest

Photo Pharm Centre, Walkers Road

prescriptions. Open: 9am-9pm 7 Days per

selection of greeting cards, Hallmark gifts and

Tel: (345) 949 0442/Fax: (345) 949 0443

week, and most Public Holidays.

gift wrap and all major beauty brands. Ask their

Email: sales-wr@valrx.com

SE E AD PAG E S 307 & 330

knowledgeable staff for their extensive skin

Prescriptions: rx-wr@valrx.com

care solutions or follow them on Facebook.

Open: Monday-Saturday 8am-10pm, Sunday

SE E AD T H I S PAG E

and holidays 10am-5pm.

friendly service and is conveniently located

Kirk Pharmacy

Total Health - Pharmacy

inside the supermarket, so you can pick up

Kirk Market, Eastern Avenue

The Grand Pavilion, 802 West Bay Road

your prescription while you shop. Accepted

Tel: (345) 949 7022 (ext. 164)

Tel: (345) 333 4444

Insurance: Aetna, BAF, CG BritCay, Cayman

Email: pharmacy@ksl.ky or

Email: pharmacy@totalhealth.ky

First, Vanguard Risk Solutions and CayMed.

kirkpharmacy@kirkmarket.ky (online refills)

www.totalhealth.ky SE E AD PAG E 299

Customers can also order refills via WhatsApp;

Open: Monday-Saturday 8am-9pm, Public

prescriptions can be shipped to Little Cayman

Holidays 8am-9pm and closed on Sunday.

and Cayman Brac. SE E AD OP P OSI T E PAG E

Kirk

> West Bay Pharmacy & Gifts

8.30am-9pm,

Foster’s Pharmacy offers professional and

Pharmacy

offers

convenience

Windward Pharmacy and

Unit 1, Windward Centre, 93 Smith Road, GT

friendly expert pharmacists whose priority is

Tel: (345) 949 4081

> Foster’s Pharmacy at the Airport Centre

the health and well-being of every customer.

Email: windward@candw.ky

63 Dorcy Drive, George Town

Prescription refills can be ordered online at

Open: Monday-Friday 8am-5.30pm and

Tel: (345) 815 4051/WhatsApp: (345) 926 7485

www.pharmacy.ky and customers can also

Saturday 8am-1pm.

Open: Monday-Saturday 7am-10pm, and Public Holidays 9am-6pm. Closed Sunday, Good Friday, Christmas and New Year’s Day. SE E AD OP P OSI T E PAG E

> Foster’s Pharmacy at Camana Bay

PRESCRIPTION REFILLS AND TRANSFERS

TWO CONVENIENT LOCATIONS

prescriptions.patient aids.vitamins.supplements.greeting.cards.cosmetics.baby.beach.snacks

Solaris Avenue , Camana Bay

https://www.facebook.com/HealthCareRx/

Tel: (345) 815 4061 /WhatsApp: (345) 926 7486

www.healthcarepharmacy.ky

Open: Monday-Saturday 7am-10pm, Public

WhatsApp prescription refills and transfers to 329 7313

Holidays 9am-6pm. Closed Sunday, Good Friday, Christmas and New Year’s Day. SE E AD OP P OSI T E PAG E

GRAND HARBOUR 947 8900 Mon-Sat: 8am-10pm Sun & Public Holidays: 10am-6pm health05@candw.ky

GOVERNOR's SQUARE 949 8900 Mon-Sat: 9am-6pm rx@healthcarepharmacy.ky

www. c a y m a n r e s i d e n t . c o m

337

H E A LT H & W E L L N E S S

Foster’s Pharmacy

Monday-Saturday

Education

E D U C AT I O N

Overview of the Education System - Caymanian Children/Expat Children - Reserving a Place - Enrolment Age & Requirements - Switching Schools - Scholarships for Secondary School

338 339 339 340 340 341

Government Education - Primary Schools - High Schools & Further Education

342 342 343

Private Education - Nurseries & Preschools - Primary & High Schools

345 345 350

Overseas Education

356

Learning Support & Resources

362

Tutoring

363

Home Schooling General Guidelines

364

Colleges & Tertiary Education

365

Scholarships for Tertiary Education

365

Vocational Training 368 Further Adult Education

371

Adult Recreational Classes 338

CAYMANRESIDENT 2022

372

Photos courtesy of Rebecca Davidson, Little Trotters, Cayman Prep & Highschool

Furthering your own or your child’s education, information about Cayman’s Government and private preschools, primary schools and high schools, overseas boarding schools, colleges and universities, learning support and tutoring, vocational training and adult recreational classes.

he Cayman Islands have excellent schools all the way from preschool through to high school and university, and although a few new schools have opened over the past few years, there is still a shortage of available spaces in the top preschools and primary schools. Parents are strongly advised to put their child's name down prior to birth at their chosen preschool, and within days of birth at their chosen primary school. Do not forget subsequent children! However, if the school is heavily over subscribed for the year that your child is due to start, then they will usually advise you to also put your child's name down at a second school. The HOW THE GRADE SYSTEM WORKS Age

Government & Private British Schools

Private American Schools in Cayman

In the Cayman Islands compulsory education must start by 5 years of age.

4-5

Kindergarten

Pre-K3

5-6

Year 1

Pre-K4

6-7

Year 2

Grade 1

7-8

Year 3

Grade 2

8-9

Year 4

Grade 3

9-10

Year 5

Grade 4

10-11

Year 6

Grade 5

11-12

Year 7

Grade 6

12-13

Year 8

Grade 7

13-14

Year 9

Grade 8

14-15

Year 10

Grade 9

15-16

Year 11

Grade 10

16-17

Year 12 (Lower Sixth)

Grade 11

17-18

Year 13 (Upper Sixth)

Grade 12

School Statistics According to the 2020 Education Data Report, there are 1,565 children enroled in the 43 preschools, and a total of 8,045 children enroled in the 27 private and Government schools spread across the three Islands with 766 teachers teaching these students. In primary and secondary education there are 3,409 students in private schools, 2,352 in Government primary schools, 2,284 in Government secondary schools and 120 students enroled in the Lighthouse School, the country’s school

for intellectual disabilities, with 18 teachers teaching them. Approximately 150 children are home schooled. Caymanian Children Caymanian students have the option to go to a Government school (it is decided by catchment area) or a private school. If a Caymanian chooses to send their child to a Government primary or high school then the Government has an obligation to educate that child from the age of five to 17. All three Government high schools end at Year 11 (age 16), but because the Government mandates that education is compulsory to Year 12 (or the age of 17), all children who go through the Government school system will officially be enroled in the Cayman Islands Further Education Centre (CIFEC) for Year 12 where they can take CXCs, GCSEs or a BTEC work experience programme. However, if your child wants to go to a private school (overseas or in Cayman) so that they can get sufficient external exams (SATs, A Levels, APs or BTECs) to get into an overseas university, then their move must be approved by the Director of Education Services and they will be given what is called 'Dual Entry'. Without this designation, their previous time at a Government high school will not apply to their graduation criteria. Expat Children It is the Cayman Islands Government’s stance that expatriates employed in the private sector who qualify to have their dependants on-Island with them (i.e. earn over CI$3,500 per month and have two dependants on their permit), should educate their children in private schools. If the Government employs an expatriate, then the employee has the option of sending their children to a Government school, if there is space. However, most Government schools are at capacity and the Lighthouse school is completely full. Expats are advised to work out carefully what their budget plus buffer would be, and whether they can realistically afford to school their children in Cayman. Sending your child to a private school and then asking the Department of Education if

your child can move to a Government school because you cannot afford the school fees is not an option. If you find you cannot afford to educate your child at your chosen private school then the only options are to choose a less expensive private school, ask the school for financial assistance, home school your child, or have your children leave the Island. If they are between the ages of five and 17, they cannot live in Cayman and not be in full time education. If an expat cannot find a suitable place for their child in a private school, and home schooling is not a viable option, then ask the Department of Education if there is space in a Government school for your child. They will try and find a space for your child if it is possible. However, no expat child can join a Government primary school in the Reception/Kindergarten year, when they are four years of age, the earliest they can start is Year 1 when they are five. Adding a Child to a Work Permit If you are an expatriate on a work permit, the process is as follows: 1) apply to your chosen school; 2) get confirmation from the school by letter that your child has been accepted "pending Immigration approval"; 3) take this letter to the Department of WORC (formerly Immigration) along with your work permit application; 4) take a copy of the letter verifying that your child has been added as a dependant to your work permit to the school prior to attendance. Reserving a Place at a School If you would like to send your child to a Government school, you will need to fill in an official 'Student Registration Form' available online from the Department of Education Services' (DES) website. See further in this chapter for more information. If you would like to send your child to a private school, visit the school's website as early as possible after the birth of your child and apply online. The usual process is as follows: fill in the application form online, the admissions officer will then write back asking for a copy of your child's birth certificate and a deposit, and then closer to

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339

E D U C AT I O N

last two years of high school are also at maximum capacity as there are only 105 places available for children wanting to do A Levels, with many students from Government high schools also competing for these places. The problem of space extends to Government schools, which can only be attended by Caymanians, those with Permanent Residency, and the children of Cayman Islands Government workers. Thankfully, the Education Council has recognised this problem and has recently approved a batch of new schools including: Clever Fish which is located on Walkers Road and is unique in that they only take a total of 25 students. They offer the UK National Curriculum for Years 7–11 (ages 11–16 approx.) and have very small class sizes. All the teachers are UK trained. Also following the British National Curriculum is Footsteps School which is a new primary school located on Eastern Avenue in George Town. They also have small class sizes and they are the official partner school of the National Trust. Island Montessori offers Years 1 to 4 and they follow the British National Curriculum. They have no shortage of beautiful gardens and lush outdoor space. Cayman Learning Centre & School in Pasadora Place also follows the British National Curriculum and their primary focus is on supporting students with learning difficulties. These new schools come on the back of Cayman International School’s massive expansion which has added close to 500 new school places.

E D U C AT I O N

the entry date they will ask for a photo and your child's immunisation record. You will then be on the school's waiting list. It is worth noting that although school waiting lists are notoriously long, Cayman is a transient place and parents often put their child's name down on two different schools, so places do often come available with patience and time. Schools will place your child on their waiting list on a first come, first serve basis, starting in September and finishing in the summer. Therefore, those born from September to February definitely have an advantage of gaining a place at their first-choice school. Please note that siblings, children of alumni, and members of the affiliated church (if it is a faith‐based school) are usually given priority at private schools, so even if your child is on a waiting list, enrolment is not guaranteed. Do not overlook enroling your subsequent children. Enrolment Age & Requirements In the Cayman Islands, it is compulsory for all children aged five to 17 years to attend school or be home schooled. However, the reality is that the vast majority of children enter primary school at the age of four and do not leave until they are 18. For preschool, your child can usually start at age two, or sometimes as young as 18 months. A handful of schools will take infants at six weeks, if they have a dedicated nursery room, but at this age the adult/child ratio of 1:3 makes it either very expensive, or the staff are paid painfully little. For primary school, the starting age is almost universally four, across the Cayman Islands, other than for expat children who are entering the Government school system who are not allowed to start until they are five and ready to enter Year 1. If children are going into the British school system (Cayman Prep, Footsteps, Island Montessori and St. Ignatius) they will enter Kindergarten at aged four. If they are starting at a school following the American system (Cayman International School, First Baptist Christian School, Grace Christian Academy and Triple C) then your child will start in Pre–K3 at the 340

CAYMANRESIDENT 2022

age of four. If they are Caymanian and they are going to a Government primary school then they will start in Reception at the age of four. Please be aware that a few of the private schools now have Pre–K2 years (St. Ignatius Catholic School, Cayman International School and Grace Christian Academy), which means that their students can start at two or three years old and will automatically move up to Kindergarten/ Pre–K3, leaving less space for incoming students. If you intend to send your child to one of the major private primary schools, make sure to register them early, and then accept the offered place in Kindergarten/ Pre–K3 when your child is four. Deferring the place to Year 1 is never advised as it reduces your changes of getting your child into the school down to almost zero. Most private schools in Cayman will only test your child for placement if they are entering after Kindergarten/Pre–K3. If your child is transferring from another school, they will likely need official school records from the previous school(s). If transferring at the high school level, an up-to-date medical record, that includes vaccination details, is also required. Health Screenings All students entering Government or private schools in the Cayman Islands for the first time are required by law to have a health screening. The Education Department mandates that these screenings must be completed before the new school year begins in September. The screening includes a growth and development assessment, screening for vision and hearing, a dental assessment, the administration of necessary immunisations and obtaining a student’s personal medical history. Public Health Department staff will conduct the screenings, which are free to all students. Appointments can be made at the school the child will be attending. Parents and guardians need to accompany their children and they should also bring the child’s immunisation record. Vaccines will be offered to children whose immunisations are not up-to-date. Parents may have their child’s health screenings done

by a private doctor, as long as that doctor completes the forms provided by the Public Health Department. The completed forms should be handed in at the John Gray High School Medical Centre (Nurse’s Office) from 4th July to 16th August, between 8.30am and 4.30pm. Once the record has been received, the child will be issued with a health screening certificate, which they must then take with them to school in September. For those attending schools in Cayman Brac or Little Cayman, appointments can be arranged through Public Health Nurse Kedine Hyde at Faith Hospital on (345) 244 7643 or (345) 948 2243. School Fees Caymanian students do not pay school fees to attend Government schools. In the instance that a non-Caymanian student is given a place at a public school, then the school fees are CI$750 per year for primary school, CI$900 per year for middle school and CI$1,200 per year for high school. The fees for private schools vary widely from school to school. See the listings further on in this chapter. Free School Meals In July 2021, the PACT Government announced that they would be providing three, free meals (breakfast, lunch and dinner) a day for a majority of public-school students, including the Lighthouse School. To implement this, the Department of Education Services have developed a set of ‘food standards’, which must be complied with by all vendors. Education Minister Juliana O’Connor-Connolly expects that free meals will also be provided to high school students in 2022, depending on what the budget's allocations will allow. Switching Schools Many Caymanian students leave the public school system and go to a private school either at the beginning of high school (Year 7), at the beginning of Year 9 (a year before GCSEs start) or at the beginning of Year 12 (for the start of A Levels). Many parents in Cayman also send their children

forwarded to the new school. As well as a standard report on the child’s performance and behaviour, this form clearly states whether financial commitments have been met. It is an essential component of the acceptance process for students transferring within the private school system. Local School Consultants Dorm & Day

Based in Grand Cayman, Dorm & Day offer a schools placement advisory service for education in Cayman and overseas. Tel: (345) 925 4610 or email: admin@ dormandday.ky. For more information please see page 359. SCECTTS Education Consultancy Services

Errol Levy, who worked at the Department of Education for 30+ years, offers educational advice on Government schooling from primary school to university. Tel: (345) 326 2159 or email: scectts@gmail.com. Scholarships for Secondary School The Department of Education, through the Scholarship Secretariat, give financial assistance to Caymanian students when they are in Years 12 and 13. A Level Students

If your child gets the required grades, is accepted to an A Level course, comes from a Government high school, and has successfully enroled as a ‘Dual Entry Student’, then they automatically get CI$12,500 towards tuition fees for the first year of the two year A Level course, and then up to CI$7,000 for the second year of the course. Parents need to be prepared to pay for all incidentals including PTA fees, uniforms and AS and A Level exam fees. To qualify for financial assistance towards the fees, students need to have achieved a minimum of 5 IGCSE/GCSE/CXC passes at grade C or higher and have passed English and Maths. To qualify for funding in the second year of the course, students must achieve a minimum of C, C, C in their AS Level exams at the end of the first

year of their A Level course. Any money received from the Scholarship Secretariat is paid directly to the school and cannot be used for uniforms or any other incidentals. An additional contribution is also made towards books. Caymanian students who have been at a private school all the way through their secondary schooling, and who have been accepted into an A Level programme (having achieved the minimum education requirements), can also apply for assistance with the fees for their course. On making a successful application to the Scholarship Secretariat, these students can get financial assistance of up to CI$7,000 for each of the two years of their A Level course. Please note that since September 2018, means testing has become a part of the local scholarship application. Check the scholarship information page on www. education.gov.ky for further details.

Associate’s Degree Students

If a Caymanian Government high school student chooses to finish their secondary education doing an Associate’s Degree at UCCI or ICCI then they can apply for the fees to be paid. However, all students who have not achieved either an A or B grade in English and Maths are mandated to take remedial Maths and English at college level, as well as college skill classes and career classes. The Associate's Degree takes about 2.5 years at UCCI (with 68 credits), 18 months at ICCI (which is a quarter-term institution) and you will graduate with an Associate’s Degree worth 90 college credits. BTEC Diploma Students

The Government high schools in Cayman offer BTEC Level 1 and 2 courses, and CIFEC offers BTEC Level 1 and 2 courses as well as the first year (only) of the BTEC Level 3 Extended Diploma. For students to complete their Level 3 diploma, which is considered the equivalent of taking 3 A Levels, they will need to go to England to take the second year. To qualify for an overseas undergraduate scholarship, students taking the BTEC Level 3 Extended

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to boarding school and we have been told that equal numbers of children leave for the start of years 6, 7, 8 and 9 – the final push being the year before children start GCSEs. When these pupils leave, places in private schools in Cayman are freed up. Places at Cayman's two private schools which do A Levels (Cayman Prep and High School and St. Ignatius) are few and highly sought after. CPHS has 65 places available in Year 12 and St. Ignatius has 40 places. Every single student, regardless of whether they are existing students at the school or new students, must apply for a place on the A Level programme and must pass the prerequisites required for entry. This is usually a minimum number of IGCSE/ GCSE/CXC all with A to C pass rates, and students are usually expected to get an A or a B grade in the GCSE subjects which they have chosen to do at A Level. However, it should be noted that two CXC subjects which are offered at Government high schools, Early Childhood Studies and Electronic Document Preparation and Management (EDPM), are not considered 'access courses' and do not apply to your five subject pass requirement. Also, students and their parents need to be aware that a pass (grade A–C) in English and Maths is a non-negotiable requirement. If you think your child may be struggling in these two subjects try and do everything you can to get them through those courses, including organising some tutoring. If you do want to enter your child into either of these private schools, you must apply by January of the year of entry and definitely no later than March. This then gives the family time to apply to the Scholarship Secretariat for a scholarship for your Caymanian child. The Scholarship Secretariat's deadline for applications is 30th April annually. Quite a few students also switch between the private schools, but before a switch can take place, and in addition to the normal paperwork (assessments) etc., there is a transfer form, designed and managed by the Private Schools Association (PSA), that must be completed by the current school and

Diploma will need to finish the two year course with a minimum grade of triple merit (MMM). CIFEC currently offers two BTEC Level 3 Extended Diplomas in a) Creative Media Film & TV and b) Business. However, these are only offered to Certificate level (equivalent to AS Levels), since you can only attend CIFEC for one year, and to reach Diploma level you would have had to complete a two year course. AP, CAPE and IB Students

E D U C AT I O N

Although two-year funding was previously only offered for A Level and BTEC Level 3 Extended Diploma students in their second year, as of Fall 2021/22, this funding now extends to first-year students in the International Baccalaureate (IB), the Advanced Placement (AP) programme and the Caribbean Advanced Proficiency Examination (CAPE). Scholarship funding is therefore now available to Caymanian students who are going into their first and/or second year of studying AP, CAPE and IB. For far more information, visit the Scholarships section of the Cayman Resident website or the Department of Education's Scholarships website: www. education.gov.ky.

Literacy Programmes & Support The independent, not-for-profit organisation, Literacy Is For Everyone (LIFE) (SEE AD PAGE 436) , works alongside government, local schools, and educators to advocate for quality education for all, and to provide LIFE-changing resources and volunteer power to positively impact and significantly improve literacy levels. LIFE is the largest donor of books into the public school system with 44,000 books donated, and counting. Their programmes include Paired Reading, where specially trained volunteers read with struggling readers for 30 minutes each week; Partners in Print, which offers parents and caregivers tips and tricks to support literacy within the home; Education for Everyone, a collaborative initiative providing laptops to close the digital divide; and Thrive By Five, LIFE’s latest early childhood literacy programme, targeting the development of foundational literacy skills in the 0–5 age group. To donate or volunteer, email: volunteer@life. org.ky. For further information on any of LIFE’s transformative programmes, call (345) 925 2740, visit www.life.org.ky, or find them on Facebook and Instagram. GOVERNMENT EDUCATION

Office of Education Standards Individual school reports, published on the Office of Education Standards’ website (www.oes.gov.ky) provide detailed, impartial and transparent assessments of the performance of schools, teachers and students in the Cayman Islands. These reports are available for all to read and are a useful tool for parents to inform themselves of how their children’s schools perform compared to others, or aid them in deciding which school is best for their child. All schools are now inspected once every two years, as opposed to once every four years, as previously mandated by the Education Act (2016). Please note that you will find more information about Education options on- and off-Island in the Cayman Parent magazine, available at supermarkets or online at www.caymanparent.com. 342

CAYMANRESIDENT 2022

Students enroling in Government primary and high schools must register with the Department of Education Services (at 130 Thomas Russell Way, George Town, Grand Cayman), or the Cayman Brac Teacher’s Centre, in the months between the end of the Easter holidays and before the end of the school year (in early July). You will need to complete an application form, upload a copy of the child’s birth certificate, immunisation card, and documentation showing the child’s residency category (i.e. a passport or status letter). Parents must also supply two forms of proof of their street address by presenting a utility bill and lease or a notarised letter from a landlord if renting. Catchment areas determine which school your child will attend. Priority for entry into a Government school goes first to Caymanians/Status holders, then to dependants of Caymanians,

thirdly to dependants of Cayman Islands Government employees, then to permanent residents and lastly to all others where space is available. Class sizes are capped at 24 students per class for Reception and Year 1, and at 28 students in other years. GOVERNMENT PRIMARY SCHOOLS All eight of Grand Cayman's Government primary schools and both primary schools in Cayman Brac have a Kindergarten/ Reception year. Therefore, Caymanian children who are four by August 31st can start in Reception/Kindergarten (the same as the private schools) and stay in the primary school system until the end of Year 6 (aged 10, turning 11). Expat children who have been given permission to attend a government school cannot start in Reception at the age of four; they have to wait until they are five years of age and can then start in Year 1. This is because compulsory education does not start in the Cayman Islands until age 5. At the end of Year 6, students take Key Stage II exams which assesses and levels them for movement to secondary school. The high school then uses the first term to assess each child for academic streaming. See www. des.edu.ky for more information on the schools listed below: Creek Infant & Spot Bay Primary School (Brac) Tel: (345) 948 0226 Creek Infant School, which is located on 28 Student Drive in Cayman Brac, covers Reception to Year 3. Spot Bay Primary School, which is located on 170 Spot Bay Road, Cayman Brac covers Years 4, 5 and 6. The school is located on two different sites but are managed and run by the same team. Catchment Area: All areas East of Faith Hospital to the Eastern end of Cayman Brac. Inspection Grade: Satisfactory, OES 2019 East End Primary School 17 Sea View Road, East End Tel: (345) 947 7428 Catchment Area: Area to the east of the Frank Sound junction, and all of East End to Colliers. Inspection Grade: Satisfactory, OES 2020

Edna M. Moyle Primary School

Tel: (345) 947 6333

907 North Side Road, North Side

Catchment Area: Area on the south side of

Tel: (345) 947 9516

Memorial Avenue, along Walkers Road to Maple

Catchment Area: All of Frank Sound up to Old

Road and south side of Smith Road, both sides of

Man Bay (west) and to Cayman Kai.

Crewe Road bordered by Owen Roberts Drive to

Inspection Grade: Satisfactory, OES 2020

the North, and South Sound to the South Sound

John Gray serve Years 7–11 for students aged 11–16, while Layman Scott Snr. serves Years 7–12, for students aged 11–17. In addition, Clifton Hunter and John Gray students complete a mandatory Year 12 offsite.

Boarder on the east side of Victory Avenue. George Town Primary School

Inspection Grade: Satisfactory, OES 2020

168 School Road, George Town Tel: (345) 949 2689

Sir John A. Cumber Primary School

Catchment Area: Area south of Government

44 Fountain Road, West Bay

House up to Memorial Avenue. North along

Tel: (345) 949 3314

Walkers Road to Maple Road, and east along

Catchment Area: Area north of Government

Smith Road up to the Crewe Road airport

House up to Cobalt Coast and including all of

junction. Plus the area that is north of Airport

West Bay.

Road, through the Junction in Industrial Park,

Note: Sir John Cumber Primary offers the IB

and all areas north and east past the airport up

system from Kindergarten to Year 6.

to North Sound.

Inspection Grade: Satisfactory, OES 2020

Inspection Grade: Satisfactory, OES 2020 West End Primary School (Brac) 10 East West End Road, Cayman Brac

Primary School)

Tel: (345) 948 1425

1659 Shamrock Road, Savannah

Catchment Area: West end of Cayman Brac, up

Tel: (345) 947 1344

to Faith Hospital on the north side of the Island,

Catchment Area: Area on the east side of

and correspondingly across the Island to the

Spotts-Newlands Road to Beach Bay Road, and

south coast.

including the greater Pedro area.

Inspection Grade: Satisfactory, OES 2021

Note: Joanna Clarke offers the IB system from Kindergarten to Year 6.

Theoline L. McCoy Primary School (was Bodden

Inspection Grade: Weak, OES 2019

Town Primary School) 6 Condor Road, Bodden Town

Little Cayman Education Service

Tel: (345) 947 2288

Tel: (345) 948 1052

Catchment Area: Area to the east of Beach Bay

Catchment Area: All of Little Cayman.

Road, continuing up to Breakers and including

Inspection Grade: Satisfactory, OES 2020

Northward. Inspection Grade: Satisfactory, OES 2020

Prospect Primary School 169 Poindexter Road, Prospect Tel: (345) 947 8889 Catchment Area: All areas from Prospect Drive

See www.caymanresident.com for a map of the catchment areas for Cayman's Government schools.

eastward, to the west side of Spotts-Newlands Road and the west side of Chime Street on the Bypass/East/West Arterial (including all of Prospect Park, Patrick’s Island, Ocean Club, Cascades Drive etc.). Note: Prospect Primary offers the IB system from Kindergarten to Year 6. Inspection Grade: Satisfactory, OES 2020 Red Bay Primary School 271 Shamrock Road, Red Bay

GOVERNMENT HIGH SCHOOLS & FURTHER EDUCATION High School Options There are three Government high schools in the Cayman Islands: two in Grand Cayman (Clifton Hunter High School in Frank Sound and John Gray High School on Academy Way in George Town), and one in Cayman Brac (the Layman E. Scott Snr. High School). Clifton Hunter and

www. c a y m a n r e s i d e n t . c o m

343

E D U C AT I O N

Joanna Clarke Primary School (was Savannah

Curriculum Students follow the Cayman Islands National Curriculum up to Year 9. In Year 10, students begin their preparation for internationally accredited external examinations by following the relevant syllabi. All students complete a two year programme of classes (Years 10 and 11) in the core subjects of English, Maths, Science, Physical Education and Life Skills and have the option of taking three additional subjects of their choice. Students then take exams set either by a UK exam board (GCSE), the Caribbean Examinations Council (CXC), the Caribbean Advanced Proficiency Exam (CAPE) or they can take the USA Advanced Placement (AP) level exams at the end of Year 11. All students are then automatically enrolled in the compulsory Year 12 (one academic year) programme at the Cayman Islands Further Education Centre (CIFEC), where they can take an array of business and technology courses (BTEC), get involved in work experience and internships, or retake CXC and GCSE exams to improve their grade standing. There is also the option for students to enrol in a Dual Entry programme such as A Levels at St. Ignatius or Cayman Prep and High School, an approved accredited school overseas (this option at the student’s expense), or attend the University College of the Cayman Islands and work on an Associate's Degree. After completing their Year 12 programme, students graduate from their respective secondary schools at the compulsory school leaving age of 17. Students who do not have the minimum five external passes (at CSEC or GCSE) after graduating from high school, may have the opportunity to be admitted to UCCI’s Pre-College Matriculation programme, where they can obtain transferable college credits. This programme allows students to take foundation level courses in Maths,

English and college skills in order to prepare students to transition into an Associate's Degree programme. Exam Fees It is worth noting that whilst all education is free for Caymanians (at Government schools), parents are still liable to pay for exam entry fees. This means that they have to pay for every CXC, GCSE or BTEC course (British and Technology Education Council) that is taken. Fees are approximately CI$25 per subject for CXCs, CI$50 per GCSE and between CI$110 and CI$250 per BTEC Vocational Qualification, depending on the subject and the level.

E D U C AT I O N

Graduation Rules & Exams To graduate with a High School Diploma, all students leaving a Government high school must attain one of four academic levels (Level 2 with High Honours, Level 2 with Honours, Level 2 Diploma, Level 1 Diploma – the highest being Level 2 with

High Honours). In addition, during their last three years (Years 10–12) they must have at least a 90% or more attendance record, have less than 14 days of suspension and have completed 10 hours of community service. For exams, a minimum of five passes at CXC or GCSE, including Maths and English, are considered necessary for entry to the A Level programme at either St. Ignatius or Cayman Prep. However, both of these schools do not count Early Childhood Studies and Electronic Document Preparation and Management (EDPM) as access courses. Further requirements include a minimum grade pass at A*–C or 1–3 are essential if applying for a Government scholarship. For those in the US system, a 2.75 GPA is considered necessary for entry to a university course, but a 3.0 GPA is necessary to qualify for a Cayman Islands Government university scholarship. For those who go on to Level 3 (International Baccalaureate or Advanced Placements, A Levels or an Associate's degree at UCCI) after leaving high school,

the passing of this level indicates suitability for pursuing tertiary education. Government High Schools All three Government high schools follow the Cayman Islands National Curriculum from Years 7–9 and do CXCs or GCSE from Years 10–11. Even though they do not have a Year 12, that year must be spent in full-time education. Clifton Hunter High School 311 Frank Sound Road, Frank Sound Tel: (345) 949 9488 or (345) 947 7353 Catchment Area: All areas on the east side of Spotts-Newlands Road, and on the east side of Chime Street, the Bypass or the East/West Arterial. Inspection Grade: Satisfactory, OES 2021 John Gray High School 73 Academy Way, George Town Tel: (345) 949 9444 Catchment Area: All areas on the west side of Spotts-Newlands Road, and on the west side of Chime Street, the Bypass or the East/West Arterial. Inspection Grade: Good, OES 2021 Layman E. Scott Sr. High School (Brac) 941 A Dennis Foster Road, Cayman Brac Tel: (345) 948 2226 Catchment Area: All areas of Cayman Brac and Little Cayman. Inspection Grade: Good, OES 2021

FURTHER EDUCATION CI Further Education Centre (CIFEC) 515 Walkers Road, George Town Director: Mr. Pedro Lazzari Tel: (345) 949 3285 Email: plazzari@cifec.edu.ky Ages: 16-18 Curriculum: CIFEC offers BTEC and City and Guilds vocational courses at Levels 1–3, which are the equivalent of GCSE (level 2) and AS Levels (level 3), offering an effective bridge to university or the world of work. Each TVET programme includes an internship with an employer. One hundred and eight employers work with CIFEC and many students find 344

CAYMANRESIDENT 2022

that their employment is extended after the internship has finished. CIFEC also runs a construction apprenticeship in collaboration with PWD and a Water Sports apprenticeship.

preschools are inspected regularly by the Office of Education Standards and their reports are very revealing as to what these schools are doing to raise their standards.

Students are given the opportunity to re-sit Level 2 Maths, English and Science if they did not earn a level 2 pass in High School. TVET courses on offer include ICT, Beauty Therapy, Hospitality, Health & Social Care, Art, Creative Media, Workskills, Business, Construction, Vocational Studies Sport and (IMI) Motor Vehicle course. Check schools.edu.ky/CIFEC for more information. PRIVATE EDUCATION

Ministry of Education’s Early Childhood Care and Education Unit conduct

regular support visits to all Early Childhood Care and Education (ECCE) Centres (preschools). One of the reasons for the visits is to ensure that ECCE centres are creating a culture of child learning and development and not just one of “babysitting”. By doing this, they are ensuring that children are better prepared socially and academically for their entry into primary school at the age of four. Standards that early childhood centres must adhere to not only include health and safety regulations, but also how the staff interact with the children and ensure that the children are being properly stimulated and exposed to age appropriate activities. Practitioners are also supported to identify children who might have developmental delays or difficulties and then how to help the child so that they will be better prepared for primary school and life beyond. All

Island Montessori Dedicated to nurturing Dedicated nurturing Dedicated toto nurturing children children aged 1265 years, children aged aged 6 months to

our classrooms and programmes months to 9toyears, our months 5 years,

E D U C AT I O N

PRESCHOOLS & PRE-PRIMARY Improving Standards in Preschools Scientists agree that when it comes to a child's development, the first five years are the most important. This is when a child becomes the person they are going to be. It is when they learn appropriate behaviour, boundaries, empathy and many other important social skills that will remain with them for life. Therefore it is essential that you choose your child's preschool very carefully as there are a lot of options in Cayman and some are definitely doing a better job than others. With this in mind, the

Early Childhood Assistance Programme (ECAP) Funding To ensure that all Caymanian children who turn three years old before 1st September 2021 have the opportunity to benefit from pre-primary learning opportunities, the Ministry of Education offers funding to assist in the cost of access to early childhood care and education (ECCE) for qualifying young Caymanian children. To apply for funding, download the application form from http://www.education.gov.ky/ portal/pls/portal/docs/1/13054562.PDF or collect forms from the Government Administration Building, the Department of Education Services or early childhood centres across Grand Cayman. Forms can also be requested via email at ecap@ gov.ky. Parents are encouraged to submit completed application forms along with a copy of the child’s birth certificate, proof of the child’s Caymanian Status, a copy of the parents’ valid Governmentissued photo identification, and proof of income directly to the Early Childhood Care and Education (ECCE) Unit located on the 2nd Floor of the Government Administration Building or via email to ecap@gov.ky. Applications for the Early Childhood Assistance Programme (ECAP) are means-tested. Depending on your overall household income and the number of dependents you are supporting, you can expect to receive the maximum of CI$500 per month per child or the basic funding amount of CI$305 per month per child. For more information, email: ecap@gov.ky or call (345) 244 3155.

are carefully prepared and guided by classrooms are carefully

our classrooms and prepared and guided programmes are by

experienced, qualified Montessori teachers. Our school includes approximately

experienced, qualified

carefully prepared andand an 4,000 sq ft of indoor space

teachers, offering both gardens, expansive of natural guided1.5 byacres experienced, outdoor learning a Preschool andenvironments Primary and

qualified Monstessori severalOur play school areas. programme. teachers. Our school features an expansive includes approximately 1.5 acre garden with 4,000 sq ft of indoor shade trees, Contact us fornature more trails information space and an expansive to explore and areas +1 (345)of945-5814 1.5 acres natural for play, learning and islandmontessori.org gardens, outdoor sports. learning environments

Nurseries & Preschools Most of the schools featured in this section accept children from newborn to five years of age, offering full-day programmes and half-day options. Children will traditionally begin Kindergarten (UK system), Pre–K3 (US system) or Reception (the Government

and several play areas. Contact us for more information

+1 (345) 525-3222 Contact us for more information islandmontessori.org +1 (345) 945-5814 islandmontessori.org www. c a y m a n r e s i d e n t . c o m

345

E D U C AT I O N

system) at their chosen primary school, in the year in which they turn four. If you intend to send your child to one of Cayman's private primary schools and you are offered a place in their Kindergarten or Pre–K3 class (i.e. the reception year), you are strongly advised to take it. Keeping your child back in preschool so that they miss this first year at primary school has significant consequences: a) firstly, your child will be assessed by the primary school before they are offered a place in Year 1 to see if they are up to par with the school's expectations for a five year old (many fail this test and are not accepted); b) children at primary school start learning to read in earnest in Kindergarten and those who have not started in their preschool may fall behind in Year 1; c) your child's new classmates may have already made firm friends among the students; d) adjusting to 'big school' and its lack of freedom (to play and choose what you want to work on) can be challenging for some children, and they will have missed the transition with other

children in the same boat; e) on average, only five places become available in Year 1 at the top private primary schools, which means that the chances of your child being offered a place are slim at best. If your child's preschool covers such things as the correct pencil grip, the phonetic sounds of the alphabet and how to write numbers from one to ten, then this is a bonus and will definitely help your child transition to reading and writing. The top preschools do teach these things, while placing great emphasis on learning through play, exceptional manners and appropriate social interaction, which is why they are all full and very hard to get into. In this section we list the vast majority of Cayman's preschools. For a more extensive list, visit the Education page of our website or pick up a copy of the Cayman Parent magazine.

Ages: 12 months–4 years Hours: 7am–6pm Monthly Fees: Full-day CI$650 (lunch and breakfast included) Inspection Grade: Satisfactory, 2019 Bloom Learning Centre Unit 11, Seven Mile Shops, West Bay Road Tel: (345) 746 4444 Email: info@bloom.ky Ages: 6 weeks–5 years Hours: 7.30am–5.30pm Monthly Fees: From CI$950 per month Cayman Academy Accepts children from 2 years, 9 months to 18 years. See listing information on page 351. Cayman International School – Early Childhood 95 Minerva Drive, Camana Bay Tel: (345) 945 4664

Achievement Centre (The)

Email: cis@cis.ky

295 Shamrock Road, Red Bay

Website: www.caymaninternationalschool.org

Tel: (345) 947 5050

Annual Fees (2021–22):

Email: achieve4u@hotmail.com

Nursery: 5 days/week (half day): CI$12,070 Nursery: 5 days/week (full day): CI$14,260 Pre–K3: CI$14,260 Pre–K4: CI$14,260 Inspection Grade: Good, OES 2020 Overview: CIS' new state of the art Early Childhood Division consists of nursery, Pre– K3 and Pre–K4 classrooms, a library, teaching kitchen and a dedicated music and movement room. Each classroom faces onto a teaching

St. Ignatius Catholic School Early Years Foundation Stage

Catering exclusively to 3-5 year olds Dedicated Teacher and Teacher’s Assistant per class

terrace that leads into a beautiful outdoor playground designed to encourage student enquiry and exploration. For more information on CIS, see page 351. SEE AD PAGES 344 & 352 Discovery Kids Preschool Sigma Building, 93 Hospital Road, George Town Tel: (345) 946 5437 Email: dkids.ky@gmail.com Ages: 6 weeks–4 years Hours: 7.30am–5.30pm Fees: Part-time CI$550 (5 half days), full-time CI$725 (5 full days)

345.949.9250 | general@st-ignatius.com

www.st-ignatius.com

St. Ignatius Catholic School is committed to safeguarding and protecting the welfare of children

346

CAYMANRESIDENT 2022

Inspection Grade: Satisfactory, OES 2021 First Baptist Christian School Accepts children from 2 years to 14 years. See

listing on page 354. SE E AD T H I S PAG E

using the very best Montessori practices

Email: littletrotters@candw.ky

blended with the UK Early Years Framework.

Website: www.littletrotters.ky

Grace Christian Academy

In this manner the preschool provides a

Ages: 18 months–5 years

Accepts children from 3 years to 18 years.

fantastic platform as students transition to

Hours: 7.30am–5.30pm

See listing on page 354.

Reception. All classes are underpinned by

Annual Fees: Half-day CI$950 (7.30am–

a belief that children should be active, and

12.30pm), full-day CI$1,145

Island Montessori

outdoor learning is blended into each day. The

Inspection Grade: Excellent, OES 2021

491 Crewe Road, George Town

Primary programme follows the UK National

Facilities: Over the bridge passing the pond

Tel: (345) 525 3222

Curriculum and offers classes from Reception

with four resident ducks, and nestled within

Email: info@islandmontessori.org

to Year 4, incorporating creative approaches to

a farmyard setting, vegetable patch and

Website: www.islandmontessori.org

bring out the best in every child, while ensuring

butterfly garden sits Little Trotters school

Ages: 12 months–9 years (Nursery–Year 4)

the highest learning standards are consistently

house where play, laughter, use of imagination

Hours: 7.30am–5pm

delivered. Led by an outstanding team of highly

and endless opportunities for social interaction

Monthly Fees: From CI$975

qualified, engaged teachers, the school also

are abound. Little Trotters provides a nature-

Inspection Grade: Good, OES 2019

incorporates the use of specialist subject and

based education, where emphasis is placed on

Overview: Island Montessori provides quality

SEN teachers to support children of all abilities.

traditional values, kindness and responsibility.

learning at both the Preschool and Primary

The school's bright and spacious classrooms

Academically strong, children are prepared for

level in a beautiful, spacious setting designed

are complemented by an expansive 1.5-acre

primary school, and integral to the curriculum

to nurture the individual potential of each

garden featuring a variety of outdoor learning,

is Maths, Literacy (via the Jolly Phonics

child. The school offers the best learning

sports and play areas and nature trails to safely

approach) and Spanish, which are taught age

experience for children whose families value

explore. SEE AD PAGE 345

appropriately. SE E AD PAG E 350

Little Trotters Farm & Nursery School

Montessori By The Sea

the philosophy of encouraging independence, inquisitiveness and a love of active learning. The preschool programme is open to children aged

Tel: (345) 949 4080

Accepts children from 21 months to 12 years See listing on page 355.

E D U C AT I O N

12 months–4 years and works with children

39 Columbus Close, off Walkers Road, GT

We are a supportive, encouraging, diverse school community who demonstrate respect for self, others, and God. We accept children from 2-14 years, offering Preschool to Grade 7, and Grade 8 in 2022-2023. The learning experience addresses multiple domains of learning-cognitive, affective, behavioural and spiritual. Learning also encourages growth and development towards complexity in these domains. Emphasis is placed on social aspects of learning so interdependence and engagement in community is valued and practised. Learning is integrative where hands-on learning, problem solving, and innovation are used as opportunities for students to see their education and life as an experienced, integrated whole.

FIRST BAPTIST CHRISTIAN SCHOOL Preschool-8th Grade Educational Excellence Centred on Jesus Christ

• • • • • • • •

ACSI member school Renaissance Learning partner school American Curriculum 2:1 iPad ratio, 1:1 student laptops in middle school Good range of clubs and activities Data driven school Broad and balanced curriculum Coding & Robotics classes in Technology

www.fbcs.edu.ky l 345.945.7906

www. c a y m a n r e s i d e n t . c o m

347

Montessori del Sol

School Description: Established in 1988, they

11 Hinds Way, off Walkers Road, George Town

offer an authentic programme encompassing

Tel: (345) 949 3222

the Montessori philosophy and curriculum for

Email: office@montessoridelsol.com

children ages 18 months to 6 years old. The

Ages: 18 months–6 years

team believes in a whole-hearted, holistic

Application Fee: CI$200

Montessori approach where they provide

Annual Administrative & Supplies Fee: CI$300

a happy, safe and stimulating environment

Hours: 7.30am–5pm

where children are able to explore, thrive and

After Care: 3pm–5pm for CI$15 per day

develop a love for learning. Their goal is to assist

Monthly Fees: Toddlers CI$1,050–CI$1,195,

in the development of the individual child and to

Casa CI$1,020–CI$1,125

support and nurture their social, emotional and

Camps are offered throughout the summer and

academic journeys. SE E AD T H I S PAG E

also during other school holidays.

RiteStart Preschool

School Description: Located in the heart of

1548 Shamrock Road, Savannah

South Sound, Montessori del Sol provides an

Tel: (345) 945 3432

authentic Montessori programme offering a

Email: ritestartcayman@hotmail.com

holistic approach to education where children

Ages: 3 months–4 years

are given lessons in Practical Life, Sensorial,

Hours: 7am–6pm

Language, Maths and Culture which meets

Monthly Fees: Nursery (3 months–22 months)

their individual and developmental needs.

CI$700, 22 months to 4 years CI$600

In the Casa classrooms the teaching is in

Inspection Grade: Satisfactory, OES 2021

bilingual Spanish. The dedicated, highly trained

Opening in 1998 as the E D U C AT I O N

Inspection Grade: Good, OES 2019

and experienced team are committed to the

St. George’s Anglican Preschool

very first Montessori

principles of Montessori, making sure that

64 Courts Road, Off Eastern Avenue, GT

School on island,

every child’s potential is nurtured while the

Tel: (345) 945 0441

school cultivates kindness, independence

Email: stgeorgespreschool123@gmail.com

and

Ages: 2 years–4.5 years

Montessori School of Cayman remains a beautifully inclusive school, with a goal to

creativity.

holistic Montessori approach. They offer

unique

outdoor

environment boasts an abundance of shade

Hours: 7.30am–5.30pm Monday–Friday

trees where the children freely explore and

Fees: Monthly CI$500

play, while bright, spacious, well-prepared

Inspection Grade: Satisfactory, OES 2021

classrooms

deliver a whole-hearted,

Their

are

equipped

with

full

complement of materials according to the

St. Ignatius Catholic School/Early Years Centre

standards set out by Association Montessori

599 Walkers Road, George Town

Internationale. SE E AD OP P OSI T E PAG E

Tel: (345) 949 9250

a happy, safe and

Email: general@st–ignatius.com

stimulating prepared environment where children are able to explore and thrive, therefore developing a love of learning.

(345) 949 0202 info@caymanmontessori.com www.caymanmontessori.com 519 South Church St, George Town

348

CAYMANRESIDENT 2022

Montessori School of Cayman

Website: www.st–ignatius.com

519 South Church Street, George Town

Established: 1971

Tel: (345) 949 0202

Vice Principal Primary: Mr. James Hickey

Email: info@caymanmontessori.com

Vice Principal Secondary: Mr. Peter Embleton

Ages: 18 months–6 years

Office Hours: 8am–4pm

Hours: 7.45am–12.30pm (half-days) or 7.45am

Academic calendar: September–June

–3.15pm (full-days)

Ages: 3–5 years

Sessional Enrolment: 3 and 5 day options

Application Fee: CI$100

available for Toddlers only (ages 18 months to

Nursery–Year 6 Fees: Annual: CI$9,915; Per

3 years); Casa Enrolment (ages 3–6) is full time

Term: CI$3,473 (3 terms); Monthly: CI$1,085

only: 5 half-days or 5 full-days

(10 months)

Monthly Fees: Toddler CI$800–CI$1,120 (part-

Inspection Grade: Satisfactory, OES 2020

time or full-time) and Casa CI$1,025–CI$1,075

Student Population: 76

(half days or full days)

Curriculum: UK National Curriculum

Inspection Grade: Good, OES 2019

Average Class Size: 16 (for 3 year olds) and

22 (for 4 year olds) with one teacher and one

Sister Janice Early Learning Centre

Ages: 1–5 years

teacher's assistant per class. There are four

41 Desmond Drive, George Town

Monthly Fees: CI$1,195–CI$1,400 (full time)

classrooms on-site.

Tel: (345) 949 2524

Inspection Grade: Good, OES 2020

Facilities: Dedicated Early Years building and

Email: sisterjanicepreschool@yahoo.com

Description: 'Reggio Emilia' inspired with select

playground on the St. Ignatius campus, a canteen,

Ages: 3 months–4 years

elements of Montessori and High Scope.

music room, computer room and library.

Student population: 50

Extracurricular Activities: There are after-

Hours: 7am–5pm (although a grace period can

Tiny Tots Academy

school clubs and an after-school care

be given, pick-up must be by 5.30pm)

109 Hinds Way, off Walkers Road, GT

programme until 5.30pm.

Monthly Fees: CI$525 (five full-days) includes

Tel: (345) 623 8687

SEE AD PAGE 346

breakfast and lunch and parents are asked to

Email: tinytotsacademy.ky@gmail.com

provide snacks and fruit daily.

Ages: 6 weeks–5 years

Shining Stars Childhood Care &

Inspection Grade: Satisfactory, OES 2020

Hours: 7.30am –5.30pm

Education Centre

Description: Sister Janice’s promotes the whole

Monthly Fees: 5 Full-days (ages 6 weeks-18

17 Pasadora Place, Pines Road, Off Smith Road

growth of the child through hands-on learning

months) CI$775; 5 Full-days (19 months-5

(near the George Town Hospital)

and experiencing. Each child is cherished and

years) CI$725; Part-time rates vary from

Tel: (345) 943 7077 or (345) 936 7077

encouraged to develop their social, physical,

CI$525 to CI$625 per month, depending on age

Email: shiningstarscayman@gmail.com

and emotional development. The school

and number of days.

Website: www.shiningstarscayman.com

promotes the well-being of the child within a

Inspection Grade: Satisfactory, OES 2021

Ages: 6 weeks–5 years (separate nursery and

Christian-centred atmosphere.

Treasure Garden Preschool

child care facility)

19 Elroy Arch Road, off Smith Road, GT

Hours: Monday–Friday 7am–5.30pm

Sprogs Garden Playschool

Registration fee: CI$100

832 Walkers Road, George Town

Annual Facility Fee: CI$100

Tel: (345) 746 7529

Monthly Fees: 2–5 years olds: CI$650 if paid

Email: info@sprogs.ky

annually, termly CI$700 pmth, monthly it is

Website: www.sprogsgardenplayschool.com

Tel: (345) 943 6230 Email: treasuregardenpreschool@hotmail.com Website: www.treasuregardenpreschool.com

E D U C AT I O N

Academic Calendar: Year-round

CI$725. 1 year olds CI$795 (full–time), CI$695 (part–time), Nursery (6 weeks to 12 months) is CI$895 full time or CI$820 part time. Inspection Grade: Satisfactory, OES 2020 Meals: Meals and snacks are included in the tuition. Meals are chef-prepared daily and include fresh fruit, whole foods and organic vegetables. School Description: A bright, open and spacious school with thematically decorated classrooms located near downtown George Town and safely tucked away from a busy street. Children enjoy playing in the large fenced play area with shade trees, sand box and age-appropriate play equipment. Staff are loving, well qualified, professional and nurturing and there is a qualified nurse on staff. The school values the children’s academic progress and teaches both phonics and numeracy to age appropriate levels. Children leave the school with the ability to read and decode words. However, the children are given a good balance between learning and play time. A closed circuit camera system allows parents to monitor their child's progress throughout the day. SE E AD T H I S PAG E

Nursery: 6 weeks and up Childcare: Ages 1- 5 years Hours: Mon - Fri: 7am - 5.30pm Location: 17 Pasadora Place, Near GT Hospital

shiningstarscayman@gmail.com www.shiningstarscayman.com

www. c a y m a n r e s i d e n t . c o m

349

Ages: 18 months-5 years

Website: www.villagemontessori.ky

in a creative, educational environment and

Hours: 7.30am–5.30pm

Ages: 18 months–12 years

foster a life-long love of learning. Utilising

Monthly Fees: Full–day rate (7.30am–5.30pm)

Hours: 7.45am–3.15pm

the Montessori method, the dedicated and

CI$850, half-day rate (7.30am–12.30pm or

Application Fee: $250

experienced team at Village Montessori work to

12.30pm–5.30pm) CI$700

Annual Capital Fee: CI$500

Inspection Grade: Satisfactory, OES 2020

Toddler

Description: They offer a nurturing environment

months-3

where your child will learn, engage and prepare

(7.45am–11.45am) CI$1,085 and Lunch Bunch

Geography

for the world around them. Each child receives

(7.45am–1pm) CI$1,145, Full day (7.45am–

classrooms with all the necessary materials to

3pm) CI$1,275

foster those skills. SE E AD OP P OSI T E PAG E

developmentally

appropriate

learning

Programme years)

give each child the chance to grow as a lifetime

Monthly Montessori

Fees:

(18

learner, incorporating practical life skills,

Mornings

Reading, Language, Mathematics, Science,

experience while engaging in a playing-to-

Casa Programme Monthly Fees: (3 years–6

learn curriculum while applying the Cayman

years) Montessori Mornings (7.45am-12.15pm)

Islands Early Years Curriculum Framework.

CI$1,050,

The aspiration is that each child will develop a

CI$1095, Full-day (7.45am–2.45pm) CI$1,115

positive outlook towards school and acquire a

Inspection Grade: Good, OES 2019

life-long love for learning.

Lower/Upper

Lunch

Bunch

(7.45am–1.15pm)

Elementary

Programme

Monthly Fees: (6 years–12 years) Full-day

Triple C School

(7.45am–3pm) CI$1,125

Accepts children from 3 years to 18 years. See

After School Care: CI$250 pmth (3pm-5.30pm)

listing on page 356.

School Description: Located in Camana Bay,

E D U C AT I O N

along the Seven Mile Beach corridor, Village Village Montessori

Montessori strives to foster a strong sense

94 Solaris Avenue, Camana Bay

of community and respect for self, others and

Tel: (345) 640 7827

the environment. They aim to provide children

Email: info@villagemontessori.ky

with an opportunity to develop independence

• Ages 18 months – 5 years • Hours 7.30am – 5.30pm • Rated ‘Excellent’ in all categories – 2021 Schools Inspections

and

Culture,

while

providing

PRIMARY & HIGH SCHOOLS Cayman has a very good selection of excellent private primary and high schools, most following either the British or American curriculum and two following the Montessori system. In all cases the main student intake is for Kindergarten (British) and Pre–K3 (US) when the children are four, turning five during the school year. In most cases the students can then remain in their chosen school up to Year 13 (UK system) and Year 12 (US system) but some primary schools end at age 11 and your child will have to move to

dance, Their place to speak out, to move freely, make choices, bake, create, s, manner observe others, respect ss, quietne find ips, sing, to make friendsh to duty, nce experie to ible, respons be to play, to tions, imagina stretch their learn the wonders of our world, to be with nature, to love nature, to be young, to be....children.

+1 (345) 949-4080

We cherish childho od

littletrotters@candw.ky

www.littletrotters.ky

39 Columbus Close, Off Walkers Road, George Town, Grand Cayman, Cayman Islands 350

CAYMANRESIDENT 2022

a senior school. Schools following the UK system take GCSEs and A Levels and the US system offers either the IB programme or prepares students to take the Scholastic Aptitude Test (SAT) and attain a US High School Diploma. Calvary Baptist Christian Academy

277 Prospect Point Road Tel: (345) 947 0684 Email: mbts@mbts.ky

191 Walkers Road, George Town Tel: (345) 946 5834 Email: info@cbca.edu.ky Ages: 5 years–18 years Student Population: 702 Hours: Monday–Friday 8am–3pm Annual Tuition Fees: CI$6,750 (7th–12th grade) CI$6,250 (3rd–6th grade) CI$5,950 (K5–2nd grade) Inspection Grade: Weak, OES 2021 Average Class Size: 10 Curriculum: American, Abeka Curriculum

Montessori By The Sea offers an enriched, internationally recognized Montessori curriculum that emphasizes inquiry-based study and cross-curricular integration, complemented by specialized instruction in Spanish, ICT, Physical Education, the Arts and Music.

www.mbts.ky

Cayman Academy 211 Walkers Road, George Town Tel: (345) 640 2630 or (345) 926 7190

E D U C AT I O N

Email: school.office@cayman.academy Ages: 2 years 9 months–18 years Student Population: 313 Hours:

Monday–Thursday

8.30am–3.10pm

and Friday 8.30am–12.10pm Annual

Fees:

Pre–K–Year

CI$5,843;

Years 7–9: CI$7,410–CI$8,788; Years 10–12: CI$9,073–CI$9,168 Inspection Grade: Good, OES 2020 Average Class Size: 20–25 Curriculum: Cayman Islands Curriculum, CSEC (Caribbean Secondary Examinations Council) Cayman International School (CIS) 95 Minerva Drive, Camana Bay Tel: (345) 945 4664 Email: cis@cis.ky Website: www.caymaninternationalschool.org Director: Mr. Jim Urquhart Academic Calendar: August–June Office Hours: 7.30am–4.30pm Ages: 2 years–18 years Student Population: 860 (approximate) Application Fee: CI$350 Annual Fees (2021–22): Nursery: 5 days/week (half day): CI$12,070 Nursery: 5 days/week (full day): CI$14,260

www. c a y m a n r e s i d e n t . c o m

351

Pre–K3: CI$14,260 Pre–K4: CI$14,260 Kindergarten – Grade 2: CI$17,100 Grades 3–5: CI$19,720 Grades 6–8: CI$22,130 Grades 9–12: CI$23,540 Inspection Grade: Good, OES 2020 Note: 2% discount applied for one-installment payment plan, 5% surcharge applied for teninstallment payment plan. There is a 10% discount for the second child and 15% for the third and subsequent children. Meals: Hot lunches CI$6 daily Average Class Size: 15 School Description: CIS is a private, college preparatory, non-sectarian, co-educational school that provides strong academic and extensive extracurricular programmes. The

13-acre campus located in Camana Bay includes early childhood, elementary, middle and high school divisions. Students represent 35 nationalities and the majority of students are dual passport holders. CIS has a strong sense of community where children learn, play

E D U C AT I O N

and support each other in a modern, safe and student-centered environment. Curriculum:

American.

Diploma,

Certificates, USA High School Diploma Facilities: CIS just completed a major expansion project, adding a new state of the art Early Childhood Centre and a cutting-edge High School building (opened in January 2021) with a double gymnasium, library, common area and performing arts spaces. The current purposebuilt campus features a 61,000+sq ft facility. It consists of a library, STEAM Lab, computer/ video production lab, two science labs, two music rooms, two art rooms, two student support centres, 42 classrooms, an amphitheater and an administration building. In addition, the school has a full sized, artificial turf soccer pitch with a FIFA 2-Star rating, a swimming pool, two tennis courts and two basketball courts. Extracurricular Activities: Students are offered a wide variety of extra-curricular activities, from a well-developed sports programme (including

international

tournaments)

National Honor Society, Student Leadership, Model United Nations, Global Issues Network, Debate, Robotics and Destination Imagination. SE E AD T H I S PAG E & PAG E 344

352

CAYMANRESIDENT 2022

Cayman Learning Centre & School (CLC&S)

Note: Fees can be paid annually, per term (3x

Curriculum: UK National Curriculum leading

7 Pasadora Place, Smith Rd, George Town

per year) or monthly (10x per year), special

to IGCSE, GCSE, AS and A Levels (Cambridge

Tel: (345) 943 7323

rates apply.

International and Welsh examination boards).

Email: info@caymanlearning.com

Annual Resource Fee (KG–Y6): CI$150 and

Facilities: Multi-purpose halls, specialist IT and

Website: www.caymanlearning.com

(Y7–9) CI$300

science labs, art and music rooms, drama studio,

Ages: 7 years–14 years

Annual PTA Fee: CI$75

sports field, research libraries, basketball/

Hours: 7.55am–3pm

Inspection Grade: Good, OES 2021

netball courts and sixth form facilities, plus

Application Fee: CI$300

Student Population Primary School: 522

mature trees and shady play areas.

Annual School Fees: CI$20,500–$21,300

Student Population High School: 486

Extracurricular Activities: Duke of Edinburgh

Inspection Grade: Weak, OES 2020

Meals: Daily hot and cold lunches CI$5.50–

Award, Model United Nations, annual music

School Description: CLC&S is a new boutique

CI$7.00 per day (MEP is 6.50 pd, FFT is 7.00 pd)

production, music bands and choirs, debating,

school currently supporting only 21 students

After School Care: Provided daily for Primary

robotics, wide range of after-school clubs and

in Years 4 through 9 (American Grades 3–8)

School Students to 5.30pm. CI$10 for the first

activities, sports include rugby, cricket, football

allowing for optimum individual attention.

hour, CI$16 per afternoon session, maximum

(girls and boys), netball, table tennis, field

Students

CI$260 per month.

hockey, volleyball, badminton, fitness, sailing

Curriculum through hands-on 'real life' inquiry.

Maximum class size: 25 (24 in KG) with all

and diving. SE E AD T H I S PAG E

This project-based learning approach allows

infant classes (KG to Year 2) staffed by a

students to gain in-depth knowledge and

qualified teacher and a Learning Assistant. All

Clever Fish

consolidate skills by investigating and responding

Junior year classes (Year 3 to 6) are also staffed

Windjammer Building, Walkers Road, GT

to authentic, engaging, and complex challenges.

by a qualified teacher with Learning Assistant

Tel: (345) 516 4623

CLC&S also offers bespoke programming for

per year group (3 class entry in all year groups).

Email: nic@cleverfishcayman.com

students struggling with the learning process.

Specialist Teachers: The Primary School has

Ages: 11 years–16 approx (Years 7–11)

Based on the application of neuroscience, the

specialist teachers for PE, ICT, Music, Spanish,

Curriculum: UK National Curriculum leading to

world-renowned Arrowsmith Program helps

French and Support for Learning in Literacy

IGCSEs and A Levels

students strengthen weak underlying cognitive

and Mathematics.

Class sizes: Between 2 and 8 (per subject)

learn

comprehensive

British

difficulties ultimately making the learning

Cayman Prep & High School

process easier. Learning support includes individualised evidence-based literacy and math interventions aimed at closing skill gaps ensuring a solid foundation. SE E AD OP P OSI T E PAG E

Students’ behaviour is EXEMPLARY.

Cayman Prep & High School (CPHS) Primary School Site: 242 Smith Road, GT

Leadership across the school, and links with parents and the community is EXCELLENT.

High School Site: 559 Walkers Road, GT Established: 1949 School Director: Ms. Debra McLaughlin

Students’ knowledge and understanding is EXCELLENT.

Primary School Principal: Robin Davies Tel: (345) 949 5932 Email: psoffice@cayprep.edu.ky

(Oﬃce of Education Standards Report, May 2021)

High School Principal: Mr. Karl Murphy Tel: (345) 949 9115 Email: hsoffice@cayprep.edu.ky Website: www.cayprep.edu.ky Academic Calendar: September–June Ages: 4–18 years Registration Fee: CI$750 Annual Fees: Kindergarten–Year 6: CI$11,075

www.cayprep.edu.ky High School: 949-9115 Primary School: 949-5932

Years 7–9: CI$12,020 Years 10–11: CI$12,730 Years 12–13: CI$14,055

www. c a y m a n r e s i d e n t . c o m

353

E D U C AT I O N

functions responsible for a range of learning

E D U C AT I O N

Monthly fees: CI$1,500 for 10 months (Sept –

Ages: 2 years–14 years (KG–Grade 7; Grade 8

Now also offering Year 7!

June)

will be offered in 2022–2023)

Additional Details: After school tutoring is

Description: Clever Fish offers full time

Application Fee: CI$150

available in all areas of the curriculum along

schooling to children in Years 7–11 who are

Annual Fees: Preschool: CI$8,050;

with after school care and a comprehensive

bright, articulate and benefit from a small,

Kindergarten–Grade 6: CI$9,350; Grade 7

holiday camp programme. SE E AD T H I S PAG E

individualised school which can challenge and

CI$10,700

support each child. They follow the British

Sibling Discount: Sibling's fees are CI$7,650 for

Grace Christian Academy

National curriculum and prepare children for

Preschool and CI$8,590 for KG–Grade 6.

21 Crescent Close, off Boltins Ave, West Bay

common entrance or IGCSEs. They can only

Inspection Grade: Satisfactory, OES 2021

Tel: (345) 945 0899

accept a total of 25 students so spaces are

School Hours: 8am–2.45pm (children can be

Email: officeadmin@gca.ky

quickly snapped up. All the teachers are subject

dropped off from 7.30am)

Website: gracechristianacademycayman.org

specialists and have a proven track record of

After-School Care (3pm–5.30pm): CI$190 per

Principal: Mrs. Bernice Scott

success at IGCSE and A Level. Clever Fish also

month full-time and CI$150 part-time.

Academic Calendar: August–June

runs a very popular afternoon enrichment

Meals: Hot lunches CI$6 daily through the Jump

Application Fee: CI$200

programme and they offer camps during the

Start Cafe & Catering programme

Ages: 3 years–18 years

holidays.

Student Population: 180

Annual Fees: Preschool Half-Day: CI$5,512

Average Class Size: 15–22 and Preschool 10–12

Preschool Full-Day: CI$9,531

First Baptist Christian School (FBCS)

Curriculum:

for

Grades K–5: CI$10,346

920 Crewe Road, Red Bay

Preschool (CIEYF), Holistic child development,

Grades 6–8: CI$11,350

Tel: (345) 945 7906

STEEM Education, American Curriculum using

Grades 9–12: CI$11,475

Email: fbcs@fbcs.edu.ky

State Standards and evaluated using Terra Nova

Grade 12 AP Programming – Enquire

Website: www.fbcs.edu.ky

Standardized tests, Specialised instruction in

Inspection Grade: Satisfactory, OES 2018

Principal: Mrs. Janet Durksen

Spanish, Music, Technology, Coding & Robotics,

Curriculum: Christian-based education. Grades

Academic Calendar: September–June

Physical Education, & Life Skills.

6–12: US curriculum. Advanced Placement (AP)

Office Hours: 7.30am–3.30pm

Facilities: Gym, computer lab, 2:1 iPads, library,

classes are also offered. Students take SATs in

music room, large sports field

Grade 11 and Grade 12.

Early

Extracurricular

Years

Framework

Activities:

Sports

clubs,

cooking, drama, reading, soccer, spelling, track,

Hope Academy

basketball, STEM learning. SE E AD PAG E 347

Units 1–8 Grand Harbour Shoppes, Red Bay Tel: (345) 769 4673

• UK National Curriculum with a nature-learning focus • Cayman's ﬁrst accredited beach school • Small class sizes • Non-denominational • Convenient George Town location • Competitive fees • Tutoring and camps also oﬀered • Graded 'good' overall by OES December 2020 with 'excellent' gradings for curriculum, behaviour and links with the community

Please contact management@footsteps.ky for more information www.footsteps.ky

354

CAYMANRESIDENT 2022

Footsteps School

Email: office@hopecayman.com

210 Eastern Avenue, George Town

Website: www.hopecayman.com

Tel: (345) 746 3635

Head of School: Dr Samantha Tibbetts

Email: management@footsteps.ky

Academic Calendar: August–June

Website: www.footsteps.ky

Ages: 5 years–18 years

School Directors: Emma Kendall & Bryony Platt

Application Fee: CI$150

Ages: 4 years–12 years

Annual School Fees: Kindergarten–Grade 12:

Class Sizes: 16

CI$14,700 (Fees for additional programmes

Annual Fees: CI$13,000 paid over 10 months

vary; Sibling discount provided)

Inspection Grade: Good, OES 2020

Annual Book Fees: CI$450 per student

School Hours: 8.30am–3.10pm

Tutoring Fees: CI$50/hour session

Curriculum: Footsteps offers the UK National

Inspection Grade: Good, OES 2020

Curriculum for children from Reception to Year

Meals: Hot lunches CI$6 daily

7. Cayman's first and only accredited beach

Student Population: 120–130

school on Island, Footsteps integrates outdoor

Maximum Class Size: 12–15

learning into their curriculum, taking advantage

Curriculum: Hope Academy offers an American

of Cayman’s natural beauty and landscape

curriculum

whilst encouraging exploration, investigation

creativity, discovery, and imagination within

and independence.

a small learning environment. Online courses

Description: Footsteps is a non-denominational

are also available for middle and high school

private primary school for children aged 4–11.

students. The inclusive classrooms and flexible

that

fosters

learning

through

methodology cater to each students’ individual

made annually (which reflects a 2% discount),

Office Hours: 8am–4pm

needs. Everything is geared towards helping each

semi-annually (which reflects a 1% discount) or

Academic Calendar: September–June

child reach their full potential. This starts in early

monthly.

Ages: 3–18 years

Elementary and encourages a love of learning

Inspection Grade: Excellent, OES 2021

Application Fee: CI$100

while building early literacy skills. It continues

Tours: School tours available monthly. Please

Fees: Nursery–Year 6: Annual: CI$9,915

through High School, where it encourages

phone for an appointment.

independence and responsibility, while preparing

Teacher–Student Ratio: Toddler: 1:5; Casa: 1:10;

Monthly: CI$1,085 (10 months)

for college. Please note an academic screening is

Elementary: 1:15.

Years 7–11: Annual: CI$11,470

usually required upon enrolment. Hope Academy

Curriculum: Follows the Montessori philosophy,

Per Term: CI$4,085 (3 terms)

is not affiliated with any religious organisation

while aligning with UK standards.

Monthly: CI$1,264 (10 months)

or church. SE E AD PAG E 356

Extracurricular Activities: After-school clubs

(includes technology fee)

which vary on a term-by-term basis.

Years 12–13: Annual: CI$13,410

Per Term: CI$3,473 (3 terms)

Island Montessori

Services: Daily after-school care available for

Per Term: CI$4,777 (3 terms)

491 Crewe Road, George Town

Casa and Elementary students 3.15pm–5pm

Monthly: CI$1,476 (10 months)

Tel: (345) 525 3222

CI$25 daily; CI$400 monthly. S E E A D PAG E 351

(includes technology fee, but does not

Email: info@islandmontessori.org

include text books)

Website: www.islandmontessori.org

St. Ignatius Catholic School (SICS)

Fees can be paid monthly, per term or annually.

Ages: 4–9 years (Reception–Year 4)

599 Walkers Road, George Town

Inspection Grade: Satisfactory, OES 2020

Annual Fee: CI$10,925

Tel: (345) 949 9250

Sibling Discount: A third child receives a 25%

Inspection Grade: Good, OES 2019

Email: general@st–ignatius.com

discount on fees.

Curriculum: English National Curriculum format

Website: www.st–ignatius.com

Student Population: 690

aligned to the Cayman Education Curriculum

Established: 1971

Average Class Size: 24

Overview: See page 347 for a detailed overview

Parish Administrator: Father Naveen D'Souza

Meals: Hot lunches CI$5–CI$6 daily

of Island Montessori and their primary school

Vice Principal Primary: Mr. James Hickey

Curriculum:

programme. SE E AD PAG E 345

Vice Principal Secondary: Mr. Peter Embleton

and GCSE); AS and A Levels – Cambridge

British

Curriculum

(IGCSE

277 Prospect Point Road, Prospect Tel: (345) 947 0684 Email: kourtni@mbts.ky Website: www.mbts.ky Academic Calendar: September–June Ages: 21 months–12 years (Toddlers–Grade 6) Hours: 8am–3.15pm (depends on age) Student Population: Approximately 140 Application Fee: CI$250 Annual Fees: (once per year) CI$700 Annual Fees: Toddler (21 months–3 years): 8am–3pm 5 full-days per week CI$11,685, 8am–12noon 5 half-days: CI$10,492 Casa/Pre–K – Kindergarten (3–6 years): Fulldays/week 8am–3pm CI$11,397; half-days (3–4 years 9 months): 8am–12noon CI$10,296 Elementary–Lower/Grades 1–3 (6–9 years) and Upper/Grades 4–6 (9–12 years): 8am– 3.15pm CI$11,694 Sibling Discounts: 5% for the second child and 10% for the third and subsequent children. Mixed Ages: There are mixed ages in each of the programmes. Payment Options: Tuition payments may be www. c a y m a n r e s i d e n t . c o m

355

E D U C AT I O N

Montessori By The Sea (MBTS)

International Examinations (CIE) and Welsh

KG–Grade 3: CI$7,887

Joint Education Committee (WJEC).

Grades 4–6: CI$8,202

Facilities: Four science labs, music wing

Grades 7–8: CI$8,677

(including

Grades 9–10: CI$10,252

sound–proof

practice

rooms),

learning support, canteen with full kitchen, art

Grade 11: CI$10,410

room, school hall, modern classrooms, sports

Grade 12: CI$10,568

OVERSEAS EDUCATION

field, basketball and netball courts, laptop

Inspection Grade: Satisfactory, OES 2020

programme for Years 7–13 and a Sports Hall.

Curriculum: American. Children work towards

Extracurricular Activities: After-school clubs,

an American high school diploma in College

art, drama, music, sailing, tennis, diving, cricket,

Preparatory,

rugby, soccer, Cub Scouts, Brownies, cooking

accredited by the Association of Christian

clubs, annual music production, house activities.

Schools International (ACSI) and the Southern

After-school care available 2.30pm–5.30pm

Association of Colleges and Schools (SACS);

daily. SE E AD PAG E S 346 & 355

Advance Placement Exams taken and in Grade

Business

Liberal

Arts,

12 the SATs or ACTs. Triple C School (CCC) 84 Walkers Road, George Town

Email: triplec@triplecschool.org

Tel: (345) 949 2620 or (345) 949 7041

Website: www.triplecschool.org

Email: truthfys@candw.ky

Application fee: CI$100

Ages: 4 years–11 years

Capital fee: CI$300 per child

Hours: Monday–Thursday 8.30am–3pm and

Annual Fees: Preschool–full-day: CI$7,413,

Friday 8.30am–12.30pm

half-day: CI$5,560

Monthly Fees: KG–Grade 6: CI$450 per month

Pre-Kindergarten: CI$7,413

Inspection Grade: Weak, OES 2021

Why Choose Boarding School? There are many reasons for choosing the boarding school path, from the standards of teachers, to the friends and connections that are made. The following are all factors to consider when deciding if boarding school is right for you and your child.

Village Montessori

1. First Rate Education

94 Solaris Avenue, Camana Bay

The reputation of leading schools in the UK, USA and Canada is not just a label of prestige from the past; the academic, sporting and social success of these schools is in the present and the future. Academic excellence, their successes in international exams and their students winning places at Ivy League and Russell Group universities speaks for themselves.

Curriculum: American

Tel: (345) 640 7827 Email: info@villagemontessori.ky Website: www.villagemontessori.ky Ages: 18 months–12 years

C EN

S EV E R A PER

E HO N O

For a full listing please see page 350. O PTIM ISM

EX C EL L

E D U C AT I O N

Truth For Youth School

Tel: (345) 949 6022

74 Fairbanks Road, George Town

Hope Academy

Wesleyan Christian Academy 150 North West Point Road, West Bay Tel: (345) 949 1121

“Working Together To Be The Best” • KG- Grade 12 with American Curriculum

Email: principal@wcacayman.com

2. All-Round Education

Ages: 3 years 9 months–18 years

Boarding schools are concerned with much more than academic prowess; pupils exceeding their potential in the classroom is paramount, of course, but the ability to be involved in whichever sporting, creative or intellectual pursuit that stimulates a child, is of huge importance too. All these things are on the student’s doorstep; schools are extremely busy places where children are seldom bored or lonely and, rather charmingly, it is still seen to be cool to do something rather than nothing.

Hours: Monday–Thursday 8am–3pm and Friday

• Small class sizes

8am–1pm

• Online programs available

Annual Fees: Pre K–Grade 8: CI$5,700, Grades

• Sports & other extracurricular options offered

9–12: CI$6,200 inclusive of book fee. Lunch and

• Additional learning programs for students needing extra support.

other fees not included. Inspection Grade: Weak, OES 2021

1 (345) 769 4673

Curriculum: American. Cayman Islands National

office@hopecayman.com

Stanford 10 Achievement tests and Grades 11–

Curriculum Grades 1–6; Grades 1–11 do the

www.hopecayman.com

12 do the SAT and ACT tests.

Grand Harbour Shops, Units 1-8

356

CAYMANRESIDENT 2022

Although Cayman has excellent schools, many parents will look to broaden their children’s horizons by sending them to overseas boarding schools. Over the years the image of boarding schools has changed immeasurably; the transformation from the hardship and coldness of Dickens’ Dotheboys Hall to the spellbinding excitement of Hogwarts has been both evolutionary and revolutionary. However, the changes in perception and the reality are not works of fiction; boarding schools in Britain and North America are flourishing and should be a real consideration for families thinking about the future schooling of their children.

A PL ACE OF I N NOVAT ION A SE AT OF LE ARN ING A HOM E AWAY F ROM HOM E

Se t d e e p i n t h e ro l l i n g h i l l s of t h e E n g l i s h co u nt r ys i d e , Ma lve r n Co l l e ge i s con s i d e re d on e of t h e g re a t E n g l i s h In d e p e n d e nt Sc h o o l s ; o u r h i s tor y s t re tc h i n g b a c k to 1 8 6 5 , w it h o u r fo c u s a lways on t h e f ut u re . Wit h a con s i d e re d b a l a n ce of a c a d e m i c fo c u s , s up e r c u r r i c u l a r a n d ex t r a - c u r r i c u l a r m o t iva t i on , e ts tdi e e r ofor l l i nl g i lon ls o h dc oau r yesni d a l vneew r n Ci d o lelaesg.e Ou i s rc opnup s i di lesr el d we Si n l eappians st hi on i feh-l g f l tehaer nEinnggl ias n nnot p nee,s M s to e ave n e to o f texce h e glr,eeam t Ebnr a gc l iisnhg I tnhdee pcehnadl leenntge S cshaon od l s ;o o i nogdbear cnk l itfe o 1b8r6i n 5 ,g s . re ao dy puprorhtius tnoitr iye sst rt ehtacthm with our focus always on the future.

Tra n s for m t h e i r worl d .

Wi t h a c o n s i d e r e d b a l a n c e o f a c a d e m i c f o c u s , s u p e r c u r r i c u l a r a n d e x t r a - c u r r i c u l a r m o t i v a t i o n , we instil a passion for life-long learning and an openness to new ideas. Our pupils leave ready to excel, embracing the challenges and opportunities that modern life brings. Tr a n s f o r m t h e i r w o r l d .

Prep Schools: The Downs Malvern thedownsmalvern.org.uk Prep Schools:

The Down s Malvern Abberley Hall thedownsmalvern.org.uk abberleyhall.co.uk Abberley Hall abberleyhall.co.uk

Co - e d u c a t i on a l b o a rd i n g a n d d ay s c h o o l a ge 1 3 -1 8 Co-educational boarding m a lve r n co l l e ge . org . u k and day school age 13-18

a d m i s s i on s @ m a lve r n co l l e ge . org . u k malverncollege.org.uk admissions@malverncollege.org.uk

3. Support

Success is achieved through sound teaching and individual care and attention. Staff at boarding schools are with their students 24 hours a day and are there to ensure that every child is happy and performing well at all times, addressing problems swiftly. Boarding schools are well-equipped and qualified to support most learning requirements and a wide range of schools offer specialist additional support for learning and emotional needs. 4. Facilities

Boarding schools have some outstanding facilities and offer beautiful spaces in which youngsters can grow and develop. Academic and sporting facilities can be state-of-the-art, and boarding houses are often not far off a reasonable hotel.

E D U C AT I O N

5. Friends

Whilst boarding school pupils can no longer rely on the ‘old school tie’ to garner success in later life, a boarding education exposes youngsters to a huge array of people – some of whom will become lifelong friends. They will probably know these people better than they know anyone else in their lives. The ability to live and work with such a huge number of people is what gives boarding school students the confidence and maturity to excel in their future worlds. Exposure to the wider world and internationalism also helps prepare students for the world of business. 6. Finance

Boarding school fees can seem eyewateringly expensive – fees can be as high as GBP£32,000 or US$59,000 a year. However, boarding schools are working increasingly hard to ensure that they are not ‘elitist’ and seek to attract the students who will most benefit from all the school has to offer. It is always worth asking about bursary and scholarship assistance. How to Choose the Right School Cayman has no boarding schools, so choosing an international boarding school 358

CAYMANRESIDENT 2022

is difficult, as visiting overseas schools is a huge task. Make a list of your child’s needs and wants and then choose to visit schools that tick those boxes. For example, if your child is massively into one sport but not keen on another, then find a school which plays that sport. For example, in the UK a boarding school is usually a football school or a rugby school. They are invariably not both unless it is a prep school. If you live fulltime in Cayman then you probably want to choose a full-boarding school and not a weekly boarding school. Many schools are moving towards weekly boarding so be sure to check this out. Also, does your child need any educational support? If so, check out schools who can help with that. Finally, any school very near London will probably have a lot of London-based students and may empty at the weekends. If you would prefer to avoid this, then choose a school which is more than an hour away from London. Time & Preparation

Boarding schools can be very competitive and many schools fill their places several years in advance of entry. Therefore, give yourself plenty of time to choose the right school. In addition to allowing time to visit schools (a typical tour starts at 10am and takes 3-4 hours), you should allow time for your child to be prepared for the entrance exams* and for the transition to boarding school. Parents often underestimate how much time should be given to these steps, but at least two to three years in advance is the best time to begin the process. The most important thing to remember is to involve your child in the process from the very beginning, as this will allow them to become comfortable with the prospect of going away to a boarding school. *Since COVID-19, some schools have become 'Test Optional Schools' and you can request not to do the entry test. Speak with an educational consultant who can advise on which schools now offer this option.

General Age of Entry to Boarding Schools

American schools are typically set up to accept boarders from Grade 8 (aged 13–14 or Year 9 in the British system) but there are some which will accept boarders from Grade 6. In Canada, most schools accept students for boarding in Grade 9 (one year later than the US system). In the UK, your child can board from the age of 8 (Year 4) but the majority of students from Cayman usually either start boarding at the end of primary school (i.e. they finish Year 6 in Cayman and then leave) or they wait and go straight to a senior school in the UK when they are 13 (for the start of Year 9). Timeline & Tests for Entry

For a full breakdown on how early to start your research and what tests UK, Canadian and US schools require children to take for entry, see our Cayman Resident website or the Cayman Parent magazine. Understanding Your Child’s Needs

It is vital to find the school where your child will thrive and be happy. Friends and acquaintances may offer school suggestions based on their own children’s success (or otherwise!) but, just because this school was right for their children, is no guarantee that it will be right for yours. Choose a school based on your child’s specific talents, interests and needs, even if this is wildly different to that chosen by others. Unless your child is happy and comfortable at their new school, they won’t perform well in the classroom. Make sure that the school offers the qualifications (IB, GCSE, A Level, SATs or vocational courses) best suited to your child and their intended higher education and career path. Get Help - Educational Consultants There are people who can advise you about UK or North American private schools, and it is worth seeking guidance – this is, after all, one of the most important decisions you will make for your child. However, it is important to choose a consultant who really knows the full range of British or North American independent schools and the complicated admission procedures involved. Remember

to ask them about things that you cannot find out from reading a school’s prospectus: whether the school is warm and welcoming and the students are known for being kind; what the pastoral care is like; does it run a house system, and if so what are the benefits; does it empty at weekends; does it have a reputation for having a drug problem; does it cater well to students who require learning support; will your child flourish academically there or drift to the bottom third of the academic group. The details of two school consultants who specifically work with Cayman families can be found below.

School Fairs Two school fairs usually take place in Grand Cayman each year offering parents the opportunity to meet representatives from various overseas boarding schools, however, due to COVID restrictions, it is unknown as to whether they will be held in 2022. Here are the details for future reference: British Schools Fair Cayman Islands

Usually held during the first weekend of November at the Marriott hotel from 2pm–6pm. The school representatives are happy to conduct school interviews or have

a private meeting with you when they are here. For information on which schools usually visit, see www.bvs-education.co.uk/ british-schools fairs. Caribbean School Fair

Usually comprises the top 40 US and Canadian boarding schools and is held on a Sunday in the middle of November from 4pm to 6pm at the Marriott. For more information email: info@bediwalker.com. Boarding School Options Numerous boarding schools visit Grand Cayman during one of the school fairs, so it is worth attending them. Often the Headmaster/Mistress of each school will visit and it is a great way to get a feel for what the school has to offer. They are more than happy to answer your questions and show you photos. They also conduct school entrance interviews while they are onIsland. Here we list a few overseas boarding schools that are very popular with Cayman families:

YOUR BOARDING SCHOOL EXPERTS IN CAYMAN

BvS Education/Niall Browne

BvS gives impartial insider advice based on many years of experience of teaching in leading British independent schools, taking pride in having a thorough knowledge of a wide range of UK based schools and the admissions processes for them. They offer a bespoke service which is centred on finding the right school for your child. They also now offer advice for entry to Canadian schools. Niall Browne visits Cayman when he can (COVID-19 allowing) to meet Island

(345) 936 3676 | (345) 925 4610 | (345) 949 8268 admin@dormandday.ky | www.dormandday.ky • Informed advice with on campus research. • Successful boarding school matches in USA, Canada and UK.

• Arrangements for school visits and interviews. • Expertise in financial aid and scholarships.

Personalised service for every family.

www. c a y m a n r e s i d e n t . c o m

359

E D U C AT I O N

is based in Grand Cayman and offers a schools placement advisory service for education in Cayman and overseas. Owned and run by Amanda Roberts, every year they visit a diverse range of boarding schools in the USA, Canada and the UK, including schools for children with learning differences, using that first-hand personal knowledge to find the right fit for your child and help you to make an informed choice of school. They guide you throughout the admissions process which includes reviewing transcripts, preparing shortlists, helping with applications and financial aid forms, finding scholarships for talented athletes and high academic achievers, scheduling and preparing for tests and interviews, arranging boarding school visits and communicating with schools from application to arrival. Tel: (345) 936 3676 or (345) 925 4610, email: admin@dormandday.ky or visit www. dormandday.ky. SE E AD T H I S PAG E Dorm & Day

families but he also conducts WhatsApp and Zoom calls with interested parents. BvS also conducts the UK Independent Schools’ Entry Test (UKiset) in Cayman – an invaluable tool in helping overseas parents to select the right schools based on their children’s academic ability. Email: niall@bvseducation.com, call: 44(0)28 9532 0374 or visit www.bvs-education.com.

E D U C AT I O N

Clongowes Wood College

sports and arts.

Malvern College

Clongowes Wood College SJ, Clane,

School Overview: Having won the Tatler

College Road, Malvern,

Co Kildare, Ireland

School Awards 'Prep School of the Year 2020',

Worcestershire, WR14 3DF, UK

Tel: +353(0)45 838 258

Cottesmore is a popular choice among expats

Tel: +44 (0)1684 581 515

Email: admissions@clongowes.net

due to its proximity to London and airports,

Email: admissions@malverncollege.org.uk

Website: www.clongowes.net

whilst retaining the charm of West Sussex

Website: www.malverncollege.org.uk

Headmaster: Mr Chris Lumb

countryside living. The school is co-ed, and the

Headmaster: Mr. Keith Metcalfe

Academic Calendar: Late August–May

ethos is grounded in Christian principles, and

Academic Calendar: September – July

Age Group: 12–18 years old

students are encouraged far beyond the reach

Age Group: 13–18 years old

Annual Fees: €20,800 per annum (2021–

of just education, with sporting competitions,

Annual Fees: Day: £8,851 per term

2022) Sibling discount available.

charitable fundraising, and extra-curricular

Boarding: £13,250 per term

Curriculum:

activities.

Curriculum: Their academic programme is

programme is broad and balanced, spanning

Facilities: Purpose-build Art, DT & IT facilities,

broad and rightly challenging; they offer

across 6 years, with state exams at Junior

indoor swimming pool, a classroom block,

GCSEs, International GCSEs, A levels and the

Certificate (3rd year) and Leaving Certificate

and

International Baccalaureate.

at 6th year, with a Transition Year at 4th Year.

opportunities for sports and recreation, and

School Overview: Set deep in the rolling

School Overview: Ireland’s leading 7-day

are available to all students.

hills of the English countryside, Malvern

The

teaching

and

learning

extensive

grounds

which

provide

boarding school, catering to 450 boys from

College is considered one of the great English

12 years old and up. A Catholic school in the

Felsted School

Independent Schools, their history stretching

Jesuit tradition offering a broad academic

Felsted, Dunmow, North Essex CM6 3JL

back to 1865, with their focus always on the

programme as well as a diverse co-curricular

Tel: +44 (0)1371 22605

future. With a considered balance of academic

programme, and nourishing and supportive

Email: intadmissions@felsted.org

focus, super curricular and extracurricular

pastoral care. Clongowes is set in 550 acres,

Website: www.felsted.org

motivation, they instil a passion for life-long

just 40 minutes from Dublin airport.

Headmaster: Mr Chris Townsend

learning and an openness to new ideas. Their

Facilities:

Academic Calendar: September—July

pupils leave ready to excel, embracing the

Clongowes has rugby and soccer pitches,

Age Group: 4–18 years old

challenges and opportunities that modern life

a golf course, athletics track, cricket pitch,

Full Boarding: £8,875–£13,055 per term

brings.

tennis courts, indoor and outdoor basketball

Curriculum: Broad, creative curriculum and

Facilities: Malvern College is set in 250 acres.

courts, sports hall, gym and a 25m indoor

GCSEs, A Levels and IB Diploma.

It has 11 Boarding Houses, a newly refurbished

swimming pool. Music practice rooms, science

School Overview: Shortlisted for TES ‘Boarding

theatre complex, a sports centre, dedicated

and computer labs, a library, and co-operative

School of the Year’ and ‘Sports School of the

science building, a music school, playing fields,

learning spaces are also available.

Year’, Felsted has become a popular choice for

cricket pitches and tennis, squash and rackets

Extra-Curricular Activities: A wide variety of

overseas families who appreciate the school’s

courts. Malvern College became an All-

activities are offered including orchestra, 3

focus on student well being and safety. They

Steinway School in 2021 after taking delivery

choirs, traditional Irish music group, debating,

are located in a countryside campus within

of 30 professional-grade pianos.

drama, art, and sports including rugby, soccer,

an hour of London and Cambridge. Felsted

Extra-Curricular Activities: The super and

GAA,

cricket,

welcome students from all over the world to

co-curricular programmes promote all-round

basketball, tennis etc. A full competitive fixture

appreciate a leading British boarding school

personal development and allow pupils to

list for all sports is available.

education, with full boarding from the age of 9.

shape their own education. Co-curricular

Facilities: A perfect blend of historic buildings

activities are divided into three categories:

Cottesmore School

and purpose built facilities on a stunning 90

Creative, Action and Service, while the super

Buchan Hill, Pease Pottage, West Sussex, UK

acre village campus, including a dedicated

curriculum is pupil led. SE E AD PAG E 357

Tel: +44(0)1293 520648

wellbeing centre, music, art, design technology

Email: admissions@cottesmoreschool.com

and drama studios, plus swimming pool, grass,

Sedbergh School

Website: www.cottesmoreschool.com

hard and astro tennis courts, two hockey

Station Road, Sedbergh, Cumbria, LA10 5HG

Headmaster: Mr. Tom Rogerson

astros and numerous cricket and rugby

Tel: +44 (0) 1539 871 826

Academic Calendar: September–July

pitches. Over 50 fun and stimulating clubs to

Email: admissions@sedberghschool.org

Age Group: 4–13 Years old

choose from including Model United Nations,

Website: www.sedberghschool.org

Annual Fees: £9,550 per term

Combined Cadet Force and Duke of Edinburgh

Headmaster: Will Newman

Curriculum: There are 21 different curriculum

Scheme.

Senior Headmaster: Dan Harrison

golf,

Alongside

athletics,

accommodation,

swimming,

subjects taught, with strength among the 360

CAYMANRESIDENT 2022

Academic Calendar: September–July

Age Group: 3–18 Years old

Curriculum: Individually prepare students

on-site Infirmary with quarantine rooms,

Annual Fees: £7,074 – £11,618 per term

for lifelong learning and connection to core

Science and Culinary Laboratory Building,

values. They oﬀer academic recovery, dual

Gymnasium, Fitness Centre, soccer field,

enrolment with a local college/technical

tennis courts, and outdoor pool on their 77-

in an inspiring and well-equipped learning

school, and a targeted learning path for each

acre campus.

environment. This experience is then further

student.

Boarding Facilities: Two students per room

enhanced by lectures in and out of school,

Specialty Curriculum: Intensive Reading and

maximum. Boys’ dormitories oﬀer privacy

visits, field trips, conferences and workshops

Math and Personal Communication Skills,

walls in each room, privacy stalls in the

and first-class careers advice.

electives in technology and the arts.

shower room, open-air seating, and direct

School Overview: Founded in 1525, Sedbergh

School Overview: The Vanguard School is

access to an outdoor basketball court. The

School is a diverse co-educational boarding

an independent, co-educational, boarding

female dormitories oﬀer comfortable home-

school set in the beautiful countryside

and day school for students who celebrate

style living with private bathrooms, open-air

between the Yorkshire Dales and Lake District.

diversity in learning, culture, and skills.

seating, and scenic views.

This

pupils

Since 1966, they have educated students

Meals: Hot and cold, vegetarian, tree nut-free,

can enjoy school life in a safe and dynamic

in an environment that celebrates their

gluten-free, lactose-free, and other allergens

environment. Sedbergh is among the top 10%

strengths and supports them in overcoming

Sports: They oﬀer basketball, tennis, swim,

of schools in the country for value added and

individual challenges. They specialise in

cross country, track & field, weightlifting,

while academic study is central for every pupil;

helping students who experience ADD,

archery, and golf.

the experiences of a Sedberghian are never

ADHD, dyslexia, dysgraphia, dyscalculia and

Amenities:

confined to the classroom.

High Functioning Autism (Asperger’s), excel

fitness centre, equine therapy, intramural/

Facilities: Sedbergh Senior School pupils

to their fullest potential based on their Core

competitive sports, targeted life skills groups,

have access to a huge range of excellent

Values Leadership system.

culinary lab, lake access for canoeing/

facilities including a new £3 million sports

Facilities:

classrooms,

fishing, auditorium, team building, sensory

centre, Astroturf, rifle range, playing fields,

Student Centre, Performing Arts Centre,

room, therapeutic coordination, and active

indoor swimming pool, music centre, design

Dining Hall, Male and Female Dormitories,

engagement Student Centre. SE E AD T H I S PAG E

Their

magnificent

curriculum

location

means

Newly

renovated

Swimming

pool,

gymnasium,

and technology centre and a chapel, all of which are set in a stunning rich natural environment. On their own campus, the Prep School pupils have access to an outstanding STEM centre, equestrian centre, playing fields, indoor swimming pool and much more. Both

THE VANGUARD SCHOOL LAKE WALES, FLORIDA

schools also have access to unlimited outdoor activities, from mountain biking and highperformance sailing to fell running and open water swimming on the nearby lakes.

Celebrating Spectrums of Diversity through Learning

The Vanguard School (USA) 22000 U.S. Highway 27 Lake Wales, Florida 33859, USA Tel: 1 (863) 676 6091 Email: susi.vacek@vanguardschool.org or admissions@vanguardschool.org Website: www.vanguardschool.org Head of School: Mr. L. Shannon Graves Academic Calendar: August–June Grades: 6th–12th International Students Annual Fees 2021–22 7-day Boarding: US$50,500 5-day Boarding: US$44,500 Student Population: 120 students

Co-ed Boarding / Day School for Grades 6-12 www.vanguardschool.org admissions@vanguardschool.org

Average Class Size: 6–10 students

www. c a y m a n r e s i d e n t . c o m

361

E D U C AT I O N

offers

opportunities for broad academic study

Curriculum:

LEARNING SUPPORT & RESOURCES

E D U C AT I O N

For children requiring more intensive tuition, there are a number of schooling options along with home–grown support groups and private tutoring. Cayman ABA (SEE AD PAGE 325) offers intensive behavioural intervention for children with autism and specific learning needs. Call (345) 947 5477 for more information. Chatterbox offers therapy and educational programmes for children and adults. They currently provide speech and language therapy, occupational therapy, massage therapy, counselling, an Early Years Programme (ages 2–5 years), Tummy Time for babies and support for children and adults with autism. They work with children and adults who have language or learning disorders, intellectual disabilities, motor disorders, anxiety disorders, autism, ADHD and high ability learners. They provide communication skills, baby massage workshops and quality, inclusive programmes for all. Call (345) 949 7065

or (345) 926 1693, email: chatterbox@ candw.ky or visit www.chatterboxcayman. com. (SEE AD PAGE 363) Clever Fish specialises in educating children from ages 11 to 16 who would benefit from a smaller, individualised learning environment. They only accept a total of 25 children in the school. Call Nicola Sowerby on Tel: (345) 516 4623 or email: nic@cleverfishcayman. com. They are located in the Windjammer Building on Walkers Road, George Town. In addition to a regular education curriculum, Hope Academy offers other programmes and services to facilitate an inclusive learning environment. They are also a registered healthcare facility and offer Speech and Language therapy, Behaviour therapy, school-based ABA therapy and Neuropsychological and Psycho-educational evaluations. These services are also available for those not attending Hope Academy. Tel: (345) 769 4673, email: office@hopecayman.com or see www.hopecayman.com. SEE AD PAGES 324 (CLINIC) & 356 (SCHOOL)

is a multidisciplinary therapy clinic that offers Psycho-educational and Neuropsychological Assessments, Clinical Psychology Services, SpeechLanguage Therapy, Occupational Therapy, Physiotherapy, Feeding Therapy, Literacy Services and Workshops for parents, educators and allied health professionals. Tel: (345) 943 5437 or email: info@ kidsability.ky. Cayman Theraplay Ltd. ( SE E AD PAG E T H I S PAG E & 334) in Plaza Venezia provides speech-language therapy and occupational therapy for infants, toddlers, children and teens; and parent and play programmes to support caregivers in bolstering their babies' development. Speciality therapy programmes and interventions include feeding, social skills development, and sensory integration and sensory processing for motor interventions and emotional regulation. Multiple stateof-the-art sensory gyms and individualised therapy rooms allow us to provide the most custom-tailored therapeutic support for your child. Call (345) 749 7529 or email: info@caymantheraplay. KidsAbility

362

CAYMANRESIDENT 2022

com. Transformations Ltd. has a range of psychological and physical services for both children and adults. Services are provided by qualified professionals and include: educational assessments and consultations, therapy and interventions. Tel: (345) 324 1298 or email: admin@ transformationscayman.com. The

Health

Services

Authority

—

located at Smith Road Centre, George Town (3rd floor) offers occupational therapy for both adults and children, including customised treatment programmes, performance skills assessments and guidance for family members and caregivers. They also offer speech and language therapy for those with autism spectrum disorders, motor speech disorders, nonverbal or limited verbal communications use and more. Tel: (345) 244 7750 or (345) 244 7751 or visit www.hsa.ky. The Wellness Centre is a licensed health facility providing children and their families with confidential and professional psychological, behavioural and mental health services. Call (345) 949 9355 or email: info@wellnesscentre.ky. (SEE AD PAGE 323) Inclusion Cayman is a non-profit organisation supporting and promoting the inclusive lives of individuals with disabilities and their families. They work with families, schools, communitybased providers and other stakeholders to further accessible inclusion in The Cayman Islands. Unit 6–8 Corporate Plaza, 81 Godfrey Nixon Way, George Town. Tel: (345) 321 2957, Email: info@inclusioncayman.ky or visit www. inclusioncayman.ky. The Lighthouse School provides intensive therapy and intervention for children with moderate to severe intellectual disabilities, or for children with complex or multiple challenges to their learning. Specifically it caters for children ages 5–17 who have autism spectrum disorder (ASD), moderate learning difficulties (MLD), severe learning difficulties (SLD) or profound disabilities and/or multiple disabilities (PMLD). The current enrolment is 120 students. Specialist Clinic

to children, adolescents and adults with disabilities, using music to address physical, emotional, cognitive and social challenges, and facilitate developmental skills. All services are provided by board-certified music therapists. Call (345) 928 5307 or email: info@musictherapy.ky. Cowboy Town Stables in Lower Valley offers adaptive riding, assisted activities, learning and general and therapeutic horsemanship. Their PATH certified instructors specialise in teaching developing riders as well as those with physical, mental, social and emotional disabilities or disorders. Tel: (345) 916 8571 or email: shanna@cowboytownstables.com. SOCI is a registered non-profit sports organisation that offers year-round sports training and competition for children and adults eight years and older who are intellectually disabled. Please contact them for volunteering, coaching and partnership opportunities, or if you have a child or adult who wants to join. Tel: (345) 946 7624 or email: soci@candw.ky. TUTORING

Cayman has plenty of options when it comes to tutoring, although the teaching standards do vary. To help you navigate through this, here are some insider expertise from qualified teachers: parents seeking specialised services, such as reading intervention for a child with dyslexia, should be receiving the support from a qualified individual as it is critical that the teacher knows how to teach the child. So, if your child is dyslexic, then finding a

tutor who is trained in either the Wilson Program or the Orton-Gillingham dyslexia instructional approach is essential. Asking if they have a certificate of qualifications proving they can teach either might also be a good idea. If you are looking to have your child tutored for their GCSE or A Level exams, find a teacher who has experience teaching the current curriculum your child should be learning for that specific subject. Make sure they have specific experience getting children through those exams and have not just taught the subject up to an earlier grade. If you are looking for a Maths tutor consider that children in the US system learn Maths in a very different way to those in the UK system. In the US system students learn Maths in themed branches (algebra, geometry, advanced algebra, trigonometry and then calculus) but in the UK system students learn a broad cross-section of the whole subject of Maths and then build on it each year. Enquire as to what experience the tutor has with the curriculum, and if they don’t seem to have enough knowledge of it then find one that does. Although a teaching assistant can help a child who needs extra guidance, and teach children at primary school, you would do well to find a qualified teacher for your child’s external exam tutoring. Expect on average to pay CI$55 an hour for one-on-one tutoring. Below is a list of the tutoring companies who are registered and licensed by the Education Council. Cayman Learning Centre & School in Pasadora Place, Smith Road (SEE AD PAGE 352) offers evidence-based tutoring Speech & Language Therapy Occupational Therapy Counselling Dietician Early Years Programme (2 – 5 years) Giggles and Wiggles - Baby Wellness Programme Teletherapy Training Workshops (Parents & Professionals) Women’s Oncology Services Ground Floor, Bermuda House 36C Dr Roy’s Drive, GT

949 7065

926 1693

chatterboxcayman.com

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If you feel your child would benefit from this school, you must contact Mr. Elroy Bryan at the Department of Education Services (DES) (Tel: (345) 945 1199) or email: elroy.bryan@gov.ky. All children attending the Lighthouse School need to be recommended for entry by the DES Placement Panel following an appropriate application through Mr. Elroy Bryan. Any application must be accompanied with the specialist assessments and documentation detailed on the application form which can be obtained from the Department of Education. Those coming from overseas need to be aware that even if their child meets the criterion for placement, placement is on a space available basis and the school has been at its maximum capacity for some time now. The Government also operates the Early Intervention Programme (EIP) for both Caymanian and expatriate children from birth to school-age who might experience various developmental delays. They offer occupational therapy, speech and language therapy, programmes for the visually impaired and hearing impaired, counselling, educational psychology, and E.I.P. Teacher Services. More information can be obtained by contacting the early intervention coordinator on eip@cayman. edu.ky or tel: (345) 926 1413. For adults (aged 18 to 45) with disabilities, there is the Sunrise Adult Training Centre (Tel: (345) 949 3330 or email the Director at kimberly. voaden@gov.ky). The primary functions of the facility are to provide vocational training and therapeutic programmes for adults with disabilities. The Centre works to increase their clients' function and independence, and to promote full inclusion within the larger Caymanian community. These goals are achieved through life-skills training, functional academics, occupational therapy, supported workshops in crafts and agriculture, recreational and fitness programmes, plus in-centre vocational training, coupled with community-based internships and supported employment opportunities. Cayman Music Therapy offers services

E D U C AT I O N

programmes and the world renowned Arrowsmith programme aimed to get to the root of learning difficulties, ultimately making the learning process easier. Tutoring programmes focus on literacy and numeracy skills including reading, writing, spelling and comprehension. For students with reading and spelling difficulties due to dyslexia, their highly trained and experienced teachers offer evidence-based reading intervention. In Maths, there is a focus on students obtaining proficient calculation abilities and the ability to conceptually understand Maths over memorisation. For students diagnosed with disabilities, they offer programming based in neuroscience to get to the root cause of the intellectual disability and strengthen student’s learning ability. Finally, they also offer a full time school programme. For more information or to request an assessment, call (345) 943 7323 or email info@caymanlearning.com. See their full listing on page 353. Clever Fish offers a very popular afterschool term-time academic and enrichment programme catering to students from Year 4 to Year 11. They also provide tutoring services particularly for Common Entrance and IGCSEs. Contact Nicola Sowerby on email: nic@cleverfishcayman.com or call (345) 516 4623. They are located on the ground floor of the Windjammer Building on Walkers Road. Footsteps School Ltd.

support, extension work for gifted and talented children, exam preparation and homework help. They have a large tutoring centre within their school on Eastern Avenue and a team of fully qualified and experienced teachers. Email: management@footsteps.ky or call (345) 746 3635. High Achievement Academy (HAA) (SEE AD THIS PAGE) offers educational and professional tutoring, for all ages and abilities (5+), by tutors who are highly qualified and experienced teachers from countries such as the UK, US and Canada. They provide individual and small group sessions tailored for specific objectives. Programmes range from exam preparation (CXC, GCSE, A Levels and SATs), homework help, study skills, English as a Foreign Language and workplace training. Daytime, evening and weekend sessions are available six days a week and on holidays. HAA also welcomes the traveling student who requires provisional study while visiting Grand Cayman. Contact for a consultation. Windjammer Building, Walkers Road. Tel: (345) 746 5555 or email: info@haacayman.com. Finally, Vinnette Glidden, offers the I Read For Life programme which helps struggling readers gain self-confidence, improve comprehension and read faster. Contact (345) 947 1497 or email: admin@ ireadforlife.ky for more information.

( SE E AD PAG E 354)

offer individual support in all subject areas for early years, primary and secondary children. They also offer home school

HOME SCHOOLING GENERAL GUIDELINES

Children in the Cayman Islands can be homeschooled with prior approval from the

Department of Education Services (DES). In the

2021–22 school year, around 150 children were home schooled. Like any educational programme, there is an application process and certain requirements to be met, which are discussed below. For a more detailed article on home schooling in Cayman see the Cayman Resident website. Home schooling may be a suitable option in cases where:

A child is waitlisted but has not yet been offered a place in a private school

A child has learning difficulties that schools may not have the resources to deal with

The cost of private schooling is prohibitive for low income families and/or those with multiple children

Families travel frequently and wish to be able to take their children with them

A child has been a victim of bullying at school

The DES assess individual requests for home schooling on a case-by-case basis as they know there are some exceptional circumstances. They also now expect all applications for home schooling to be made online. See their Registration for Home Schooling page (https://schools. edu.ky/Pages/SchoolRegistration.aspx), where you will find the forms and submit your supporting documentation. If you need to visit Nicki Samuels at the DES, then their address is 130 Thomas Russell Avenue, George Town, which is just off the Cayman National Bank roundabout. Amongst other things you will be required to create an Individualised Home School Plan (IHSP) which must include:

> > >

The child’s name, age and grade level Location and address of the home school A list of the syllabi, curriculum materials, textbooks, or plan of instruction to be used

PERSONALISED AREAS OF FOCUS

MODERN

EXPERIENCED

DEDICATED

CARING

in the core subjects

covered on which days and at what time,

including any outside activities or online classes

COURSES OFFERED GCSE, A-Level, KS 1-3, CXC, SAT and IB

OPEN DAY, EVENING, WEEKENDS & SUMMER E: info@haacayman.com | T: 746-5555 | W: www.haacayman.com A: Windjammer Plaza, 461 Walkers Road, George Town

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CAYMANRESIDENT 2022

A timetable which shows the subjects

The dates for submission of semi-annual reports

Names and qualifications of individuals

providing instruction

A statement confirming the child will be

meeting

compulsory

educational

requirements of the Education Act 2016 (Regulations)

Qualifications for Home Schoolers Depending on the age of the child, the parent or tutor providing instruction must hold the following qualifications:

Primary – the parent(s)/tutor must have at least a high school diploma.

Secondary – the parent/tutor should have a minimum of a Bachelor’s degree from an accredited institution. This is a recommendation and is not mandated.

The Department of Education strongly recommends that an accredited programme for home schooling be used. If you go to the www.homeschool.com

Teaching Requirements The DES requires that the school day be at least five hours long, excluding recess and lunch, and that there be at least 185 days of instruction in the school year. The curriculum must include the areas of reading, writing, mathematics, sciences and social studies, and must be an accredited programme. Parents/tutors must maintain a record of attendance and submit semiannual reports on the students’ progress to the Department of Education. If there are any changes to the programme, the DES must be advised in writing. The DES will conduct at least two site visits, one scheduled and one impromptu each year, and where necessary will liaise with the Education Quality Assessment Unit (EQAU) for assessment and reporting. More information on home schooling in Cayman and other useful resources for home schoolers and their parents can be found in our sister publication, the Cayman Parent magazine. COLLEGES & TERTIARY EDUCATION

Tertiary education in Cayman began with the establishment of the International College of the Cayman Islands in 1970 (ICCI), followed by the Community College in 1976, and the Truman Bodden Law School in 1982. In 2004, the Community College’s status changed to that of a University College (now called UCCI). UCCI offers international accreditation for a variety of different courses, ranging from hospitality studies to technological and computer training. They also have international partnerships with other universities, so students can enjoy various options to study abroad and locals can select internship opportunities. Nonetheless, the educational programmes now on offer

have opened up opportunities in a wide variety of industries including finance, tourism, education, nursing, medical, veterinary, legal services, engineering and computer sciences. Many institutions such as those previously mentioned, as well as St. Matthews School of Medicine, the School of Veterinary Medicine and Innovative Management and Professional Training (IMPT), now run internationally accredited courses or degrees that are not only training our local population, but also those from the entire Caribbean region. Most of them offer courses that are far more affordable than going overseas to study, and scholarships are available through the Government and private companies who both help qualifying Caymanian students who need assistance with fees. Scholarships for Tertiary Education The Cayman Islands Government offer scholarships to all Caymanian students who qualify to pursue either a local or an overseas tertiary education course. Students can apply to the Scholarship Secretariat for an overseas scholarship between 15th November and 31st January annually, and a local scholarship between 1st March and 30th April. No late applications are accepted. Students need to apply to a university prior to their scholarship application. The qualifying criteria for a scholarship varies depending on whether you are aiming to take a Technical and Vocational course (TVET), a Bachelor’s degree, a Master’s or a PhD. Incidentally, you must be 18 within the first academic year of study, but there is no upper age limit on applying for a scholarship. The Education Council introduced means testing in September 2018 as a way of prioritising students whose parents or legal guardians have a combined income of less than CI$400,000 per year. However, if the student is above the threshold but there are "special" circumstances then they may ask the Education Council to consider their application.

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E D U C AT I O N

The above must be submitted along with a cover letter explaining the reasons for the home schooling request to the Director of the Department of Education Services at 130 Thomas Russell Avenue, PO Box 910, Grand Cayman KY1-1103. The application period normally ends between June–August, depending on the circumstances that academic year. Be sure to check with the DES when the deadline is to make sure your application is received on time. For parents wishing to apply after the start of the school year (end of August), written notice must be provided within 14 days of arrival to the Island. Once a family or child is a resident, the child must be registered with a school. The Director of the Department of Education Services will inform parents if their application has been approved within 10 days of receipt. If approved, a home schooling certificate is issued, valid until the end of the school year (30th June). This must be renewed prior to expiration each year if the parent wishes to continue home schooling. A home school cannot serve more than five students. There is now a very useful website for the Cayman Homeschoolers Group where you can find additional information and organise meetups with other home schooled students. See https://homeschoolcayman.ky.

website, you will find lots of suggestions. Alternatively, look into the UK-based home schooling group Wolsey Hall, Oxford, or you could try K12 or Abeka. Accredited programmes such as K12 have online teachers who can help.

E D U C AT I O N

The qualifying criteria for a local or overseas scholarship can be quite complicated and vary according to which type of degree or course you choose to take. One important thing to consider is that a student who is awarded a scholarship must sign a legal document committing them to a) successfully completing their proposed studies and b) then working in the Cayman Islands for a specific period of time after their studies finish. If the student fails to meet either of these two requirements they will have to repay all the scholarship funds that they have received. Local overseas undergraduate scholarships used to provide up to CI$20,000 per annum for students, with intent of covering costs of tuition, plane tickets, food, stationery, accommodation and other necessities. Now, as of Fall 2021/22, current and new undergraduate students can expect an increase in their funding of up to CI$30,000 per annum. Students pursuing a degree in education or classroom teaching are also eligible for the Education Teaching Scholarship, where they can receive up to CI$35,000 in annual funds. Cayman Scholar Award: Taking effect in the Fall 2021/22 academic year, The Cayman Islands Ministry of Education (MoE) will provide full tuition to the most outstanding male and female Caymanian students. Two individuals will be eligible to receive a scholarship of up to CI$100,000 per annum. Such funds were increased to cover larger costs of students attending more elite or Ivy League universities. The Community Engagement Programme

As of June 2021, UCCI now offers their Community Engagement Programme where students can receive up to CI$2,500 per year in financial aid to support tuition, books, fees and other needs. To be eligible for the scholarship, you must: demonstrate potential for civic service leadership in the Cayman Islands, be a first-generation college student, be a Cayman resident for at least one year, and be a new student in your first year of study (CEP):

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CAYMANRESIDENT 2022

at UCCI. To learn more about how to apply and eligible Associate and Bachelor programmes, visit www.ucci.edu.ky/cep. Undergraduate Degree Scholarships: To be considered for an overseas scholarship to study a Bachelor’s degree programme you must have passed your AP, IB, A Levels, BTEC, SATs or Associate’s Degree to a certain criteria set out in the Scholarship Secretariat’s application form. For example, if you took the IB you will have to have taken and passed the full IB diploma and achieved a high school GPA of 3.25. A Level and CAPE students need to have passed three A Levels each with a minimum grade of C, or CAPE Unit 2. If you took an Associate’s Degree or Associate level studies then you must have a cumulative GPA of 3.00 or higher. BTEC Level 3 students must have an Extended Diploma with a minimum MMM grade average. If you took APs, please refer to the scholarship section of the Ministry of Education website as the point system and requirements have recently changed. Finally, the Education Council may award an overseas scholarship to students who do not have advanced standing (IB, A Levels, CAPE, AP) if they meet one of the following two criteria: 1) Seven GCSE/CXC passes at A or B grade, including Mathematics and English, or 2) a combined cumulative High School GPA of 3.25 or higher or an SAT score of 1500 on the old SAT, 1100 on the new SAT or an ACT score of 22. Undergraduate Funding & Subsequent Years:

To maintain their scholarship, students must achieve a 2.75 GPA or a 2:2 in the first year of study, and a 3.00 GPA or a 2:1 in your subsequent years. The Secretariat requires you to do at least 12 credits per term/semester in your first year and then 15 credits per term in the subsequent years. Overall, a Bachelor’s degree should take 120 credits to complete. Each year you should be doing a minimum of 30 credits for a four year course, and 40 credits for a three year course. The Secretariat’s annual audit of your scholarship will measure this, and your funding will stop if you are taking

less than the credit requirements. Funding comes in twice a year and is based on your declared expenses. Qualifying students can get funding of up to CI$20,000 per year for a maximum of four years, unless they are reading Medicine and then that can be extended to six years and beyond if the student is specialising in a chosen field and needs to take internships. Once per degree, and based on budgetary considerations, students can apply for mandatory summer funding; this is capped at CI$4,000 and is dependent on specific guidelines having been met. Tracking Expenses:

Undergraduate

Scholarship

Each semester students must go through a detailed submission process for their scholarship funds to be continued, and in the process they must submit a detailed grade and transcript record, along with receipts of how the money they received was spent. All the paperwork will then be reviewed in great detail and the Scholarship Secretariat, who are more like forensic financial accountants, will study how you have spent the money they gave you and whether you qualify to receive any money for the next semester. In addition to the Ministry of Education’s scholarships, students can also apply for a private sector scholarship as long as both scholarships do not exceed the students total costs. Although the process of getting a scholarship may seem overwhelming, the Secretariat must have a way of measuring student’s performance. They also require the students to go through a costing procedure. Each student must fill in a spreadsheet which automatically tables their expenses and identifies the different costs which they should be thinking about (tuition, room and board, food, dorm supplies, school supplies, books, utilities, transportation at university, flights home, etc.). For more information on the application process see www.education.gov.ky or pick up a copy of our sister publication: Cayman Parent.

UNIVERSITIES & COLLEGES

Medical students complete five semesters

Honours Degree (full-time): CI$6,000 plus

International College of the Cayman Islands

(three semesters per year) of basic science

annual University of Liverpool registration

595 Hirst Road, Newlands

and pre–clinical studies in Grand Cayman, and

fee of £1,600 (approx.); LL.B Honours Degree

Tel: (345) 947 1100

are then transferred to do clinical rotations at

(part-time): CI$1,500 per subject, plus annual

Email: admissions@icci.edu.ky

teaching hospitals in the US, Canada or UK to

University of Liverpool registration fee £800

Website: www.icci.edu.ky

complete their medical degree programme.

(approx.) (2 subjects); LL.M (part-time):

Overview: Founded in 1970, ICCI is the

CI$6,000 plus annual University of Liverpool

birthplace of higher education in the

School of Veterinary Medicine

registration fee £800 (approx.).

Cayman Islands. The college has awarded

Regatta Office Park, Leeward 4, West Bay

Annual Fees for Non-Caymanian Students:

certificates, Associate's, Bachelor’s and

Road

LL.B Honours Degree (full-time): CI$14,000

Master's degrees. It has been recognised

Tel: (345) 745 3199

plus annual University of Liverpool registration

by the CI Ministry of Education since 2002

Email: admissions@stmatthews.edu

fee of £1,600 (approx.); LL.B (part-time):

and is accredited by the International

Fees: Basic Sciences US$19,950/semester,

CI$3,500 per subject, plus pro-rated annual

Assembly for Collegiate Business Education

Clinical Sciences US$24,350/semester and

University of Liverpool registration fee £800

(IACBE) in the USA and the Accreditation

various miscellaneous fees apply. Veterinary

(approx.) (2 subjects). LL.M (part-time):

Service for International Schools, Colleges

students

CI$8,000 plus annual University of Liverpool

and Universities (ASIC) in the UK. The

(three semesters per year) of basic science

registration fee £800 (approx.).

ICCI focuses on career readiness and

instruction in Grand Cayman and a year

2022/23 Academic Calendar: 20th September

enhancement and personal development of

of clinical instruction at an affiliated US or

2021 (new students) to June 3rd 2022 (over

the student.

Canadian veterinary school.

two 15 week semesters).

Courses Offered: ICCI offers Associate's and Bachelor's degrees in Business with concentrations Accounting,

Finance,

Information

Banking, Systems

Tourism Management, Human and Social Services, Office Administration and Liberal Studies. Online, face-to-face and hybrid formats are offered. Courses start the end of September, January, April and July. Organisational Leadership and other new

seven

UCCI offers an industry-driven, internationally accredited hospitality and tourism studies programme to meet existing and future needs of the Cayman Islands tourism industry. The Truman Bodden Law School (TBLS) 2nd & 3rd floors, Monaco Towers

Email: mitchell.davies@gov.ky

163 Pedro Castle Road, Savannah Tel: (345) 946 2422

its 38th year, TBLS is an affiliated institution

Email: SHS@ucci.edu.ky

Northwestern Caribbean Baptist Theological Cayman Islands Baptist Church

Bachelor & Professional Programmes: Now in

Tel: (345) 623 8224

54 Edward Street, George Town

of the University of Liverpool (UK), and it currently offers the following programmes: i) the Bachelor of Laws (Honours) Degree (LL.B) of the University of Liverpool, which is offered over three years (full-time) or five/six years (part-time); ii) LL.M in International Finance of the University of Liverpool, which is offered over two years (part time). The programme has also been offered on a full-time basis

Tel: (345) 945 0077

since September 2019; iii) the Postgraduate Professional Practice Course (PPC) (full-time),

Website: www.lawschool.gov.ky Annual Fees for Caymanians/Legal Residents of 10+ years: PPC (all students): CI$9,900 plus annual registration fee of CI$1,000; LL.B

to eligible students, under the oversight of the Cayman Islands Legal Advisory Council and Oxford Brookes University. After successful completion of the PPC’s Qualifying Examination,

Email: info@ncbts.edu.ky For more information on the seminary and what it has to offer please contact Dr Randy Von Kanel. St. Matthew’s University School of Medicine Regatta Office Park, Leeward 3, West Bay Road Tel: (345) 945 3199 Email: admissions@stmatthews.edu Fees: Basic Sciences: US$19,950/semester, Clinical Sciences: US$24,350/semester Various miscellaneous fees apply per semester.

Please note that all fees are subject to change.

School of Hospitality Studies

programmes are in the pipeline.

Seminary

semesters

Truman Bodden Law School of the Cayman Islands

Offering the LL.B (full & part-time) and LL.M (full & part-time) awarded by the University of Liverpool, and the PPC, leading to the Diploma in Legal Practice awarded by Oxford Brookes University. founded in 1982

To contact us, email: Kady.Daley@gov.ky for application forms or visit our website.

www.caymanlawschool.ky (345) 945-0077

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E D U C AT I O N

Management, and Broadcasting, Hotel and

complete

which is awarded by Oxford Brookes University, students must complete 18 months of articles of clerkship. After completion of articles, the qualification as Attorney-at-Law of the Cayman Islands is earned. All TBLS degree programmes are awarded by the University of Liverpool, England. The law degree is recognised by the Joint Academic Quality and Standards Committee of England and Wales, as a Qualifying Law Degree, which ensures that all TBLS LL.B students are eligible to pursue postgraduate professional qualifications in the UK. The LL.B degree is also recognised by the Legal Advisory Council of the Cayman Islands as a Cayman Qualifying Law Degree. All TBLS classes are taught in small groups, enhancing the teaching and learning experience.

Applications:

Application

forms

can

collected from TBLS or received by emailing mitchell.davies@gov.ky and lovisa.vernonhamilton@gov.ky. Application forms can also be downloaded from the TBLS website: www. lawschool.gov.ky. The deadline for the receipt

E D U C AT I O N

of applications is July. SE E AD PAG E 367

(UCCI), Grand Cayman Campus:

Brac Campus: Avistar Building, West End, CB

course. Both have been developed using the standards of the National Institute for Automotive Service Excellence (ASE). The trainees that complete the courses have the opportunity to become ASE Entry-Level certified. For more information see www. inspirecaymantraining.com. UCCI also offers a 9–month programme that takes you to Level II and III. Students can then take a certification exam with the Institute of Motor Industry. is a not-for-profit programme that teaches Caymanian students the fundamentals of auto

beauty school located in Smith Road Plaza,

Website: www.ucci.edu.ky

George Town. CAA is the first CIDESCO

Facebook/Instagram: OfficialUCCI Programmes Offered: Associate, Bachelor's and Master’s degrees; Certificate programmes; programmes;

Continuing Education, TVET and IT courses; Customised Workforce Training and Business Solutions. The University also offers the PreCollege and Year-12 dual entry programmes. Please contact UCCI directly for costs, dates

and

educational requirements.

Cayman (UWI)

offer world-renowned CIDESCO diploma and certificate courses. It is open to anyone over the age of 17 who is interested in pursuing a career in beauty therapy. They currently offer the full Beauty Therapy course, which takes 12 months to complete. For those who are already trained as a beauty therapist, and who have three years’ experience, they offer a three month post-graduate course. In addition, they Facial Aesthetics that take six months each to complete. Newly added is the Beauty and Spa Management Course, which is a full-time,

Tel: (345) 946 8322 or (345) 925 8042

online course and takes about three months

Email: cayman@open.uwi.edu

to complete. Alternatively, newcomers to the

Website: www.open.uwi.edu

CAYMANRESIDENT 2022

accredited beauty school in the Caribbean to

offer certifications in both Body Therapy and

University of the West Indies (Open Campus)

368

Automotive-Maintenance and Light Repair

Cayman Career Academy (CCA) is a spa and

Email: admissions@ucci.edu.ky

start

courses: an Introduction to Automotive and

Beauty Technician Courses

Tel: (345) 623 0540

deadlines,

Inspire Cayman Training offers two automotive

sa@candw.ky for more information.

Tel: (345) 623 8224

application

Auto Repair & Maintenance

repair. Call Denise on (345) 949 9570 or email

168 Olympic Way, off Walkers Road, GT

Development

Traditional tertiary education is not suited to every student, and so thankfully there are a wide range of vocational and trade training options in Cayman. There are also a number of workshops and short courses available for adults wanting to improve their professional skills and employability.

The Superior Auto Training Program (SATP)

University College of the Cayman Islands

Professional

VOCATIONAL TRAINING

profession can do a modular certificate course

that takes only three months and will qualify them as facialists. Students receive theoretical and practical training, obtain expertise and a CIDESCO diploma as well as certificates that will ensure they stand out to employers, not only locally but internationally. In Fall 2021, they began offering other new diploma and certificate courses. Day, evening and online class options and scholarships are available. Payment plans are also available. For more information see www.caymancareeracademy. ky or call (345) 936 2228.

Boat Training Aside from helping beginners learn the ropes, boat training can help boost employability, give companies formal safety qualifications and even lower boat insurance. For private/ non-commercial boat owners, training courses can often significantly lower your insurance costs – make sure to ask your insurer about discounted rates. Go Pro Diving offers two boat training certifications that are administered by an agency called MTCI (Maritime Training & Certification International). This agency is recognised by Malta and is compliant with the Caribbean Small Commercial Vessel Code. They offer the Level I Small Power Boat Operations course which is intended for new and seasoned recreational boaters wanting a licence. They also offer the Level II commercial boating licence which trains and certifies people for carrying passengers, taking night passages, and travelling a further distance off shore. For more information, call Ash McKnight on (345) 925 9092 or visit www.goprocayman.com. The Cayman Islands Sailing Club (CISC) now offers an International Bareboat Skipper Course (IYT). The course teaches you to skipper a boat internationally with friends and family, allowing you to charter a vessel of up to 78' ft long 20 miles offshore, subject to certain conditions (including moderate wind and sea waves). Minimum participation for the course is five people and you must be aged 16 and older to participate. Theory classes are taught by Al Munro – qualified IYT instructor and examiner – on Mondays–Thursdays 5.30pm–9.30pm, and you are entitled to three practical sessions on the weekends. To book your space, call Denise at (345) 947 7913 or email: dcouch@sailing.ky.

Pro Yacht is an International Yacht Training

technologies involved, upgrade existing

Dive Instructor Training

Worldwide (IYT) authorised training and

levels of competence and develop an

If you are looking to make scuba diving your

instructor school offering certified courses

awareness of building regulations and

career, then you will have to become a PADI

for all levels of boaters ranging from Personal

specifications.

Dive Master before you can take the PADI Dive

Watercraft and VHF Communications to the

c) Project Management: This is a one(classroom-based)

Instructor training course. Go Pro Diving offers

most popular course, Small Powerboat and RIB

semester

course

all levels of dive training up to Master Scuba

Master. The Small Powerboat and RIB Master is

intended for people employed in the

Diver Trainer (MSDT) and they regularly work

a two day certified course covering the basics

construction industry. It aims to expose

with the Fire Department, UCCI and CIFEC.

of boat handling, operations and safety perfect

participants to the managerial aspects of

For more information call Ash McKnight on

for families and children 16 and older. Classes

the construction industry and is designed to

(345) 925 9092 or visit their website: www.

are limited to 3 students for more personal

give an introduction to the Project Delivery

goprocayman.com. Red Sail Sports offers

instruction. Contact them on info@proyacht.ky

System.

many PADI dive certification courses from

or call (345) 945 4676 to book a course. Other

the Open Water upwards and a DOE Lion Fish

powerboat courses can be taken at Cayman

Coding & Computer Technicians

Powerboat School on (345) 916 4731.

Cayman Code Academy utilises the proven

Red Sail Sports is also credited as an International

Yacht

Training

school

Culling speciality.

curriculum of Code Fellows, an internationally

Hospitality & Culinary

recognised coding school to offer full-time

UCCI offers various City & Guild certification

remote classes with the help of Cayman

courses, including short one semester courses.

redsailcayman.com for more information.

Enterprise City. Access classes virtually, and

Their Basic Cake Baking & Decorating course

interact in real-time with the instructional

teaches students how to bake and decorate

Building/Construction

team. The programme is available to those

specialty themed cakes. Their Advanced Cake

UCCI offers various courses which will help

with little or no experience in the world of

Baking & Decoration course introduces working

those get a job in the construction industry:

programming, and it allows those with some

with rolled fondant, royal icing, cake boards and

a) Building Maintenance: this programme

level of programming experience to advance

other advanced techniques. They also have

is run in conjunction with Dart. Part I is

in their field. For more information, visit

Competency-Based Training Programmes that

devoted to Electrical Service Maintenance,

the Cayman Code Academy website www

take approximately 12-18 months to complete,

Part II to Plumbing Service Maintenance

caymancodeacademy.com or email: info@

and emphasis is placed on personal and

and Part III to AC System Maintenance. This

caymancodeacademy.com.

professional development for the workplace.

programme is primarily aimed at Building

UCCI offers a one-year full time Computer

Learn more about their Hospitality, Food and

Maintenance Personnel who are responsible

Technician Certificate that introduces students

Beverage, Food Preparation and Front Office

for the monitoring and maintenance of

to the fundamentals of computer hardware

programme(s) by visiting www.ucci.edu.ky.

services in commercial and public buildings.

and software, mobile devices, security and

It is intended to provide a solid foundation in

networking concepts, and the responsibility

Occupational Safety & Health

Building Systems Maintenance and Control

of an IT professional. The latest curriculum

Risk Consultancy Cayman Ltd. (RCC) offers

for plumbing, electrical, air-conditioning

includes mobile devices, Linux, as well as

a 30–hour OSHA (Occupational Safety &

and security systems. Note: a course

expanded

information

Microsoft

Health) training programme in rigging and

in Safe Working Practice is mandatory

Windows

operating

security,

lifting procedures for crane operations, fall

prior to commencing the programme.

networking and troubleshooting.

about systems,

protection training, scaffold building, forklift

This is conducted by an OSHA-authorised

operator training, hazardous material handling,

Craft Skills

fire warden training and PHTLS training (pre-

The NCCER Core Curriculum Introductory

hospital trauma life support). They also offer a

to Craft Skills encompasses 72 hours of

full risk management consultancy service for

programme runs over three semesters

employability

handling,

the construction industry. Call Julius Jacky on

(classroom and workshop-based) and

rigging, power tools, hand tools, construction

(345) 326 1007 or email: julius.jacky@rcs.ky for

although it is designed for practitioners

maths and construction site safety. The

more information.

in the construction sector (who require

course costs CI$2,500 and can be done

theoretical skills upgrading), it is also

through

suitable for those wishing to gain insight

www.inspirecaymantraining.com

into the many facets of construction work.

information.

Instructor

conjunction

with

the

Department of Labour and Pensions.

b) Fundamentals

Construction:

This

skills,

Inspire

material

Cayman

Training. for

See

Personal Trainer Certification Courses

Fitness Connection located in South Sound, runs ongoing ISCA programmes in kick boxing,

The objectives are to instil sound working

personal training and Mat Pilates, AEA (Aquatic

practices, develop an appreciation for the

Fitness Instructor Certification), as well as SAI

www. c a y m a n r e s i d e n t . c o m

369

E D U C AT I O N

and

they offer a variety of courses. Email: info@

swimming instructor training courses. The

qualifications of possible new hires. Trainees

week Prep Course. They then take exams set by

instructor/owner, Laura Ribbins, has been an

must achieve a passing score of 70% or greater

the ICC. All four of the above courses involve an

international training specialist for over 30

on the module test and performance profile to

official apprenticeship as supervised experience.

years. Call Laura on (345) 949 8485 or email:

earn a certification. For more information see

Community Vocational Training Centre offer

fitness@fitness.ky for more information. For

www.inspirecaymantraining.com.

a course on how to do electrical wiring. The

many years Bliss Living Yoga (Tel: (345) 949

UCCI offers multiple technical and vocational

course is free, open to students aged 17+ and

9642) has offered the Yoga Alliance RYT200

courses that include working in the field with

there are no entry requirements. The course is

Registered Yoga Teacher course. The next is

employers who offer the practical side of the

held in the evening from 6pm–8pm. Call Allan

slated for 2022.

training. The courses include:

Moore on (345) 917 7320.

a) Air Conditioning & Refrigeration: this one year

E D U C AT I O N

Plumbing/Electrical/Electrical Technology Courses

course prepares students to take the Level III City

Police Service

& Guild exam. They will then be prepped for the

The RCIPS gives preference to applicants

Inspire Cayman Training (ICT) is offering NCCER

international licence.

who are Caymanian, married to a Caymanian,

and ASE certified courses in craft professions

b) Plumbing: this course prepares students to

and persons with Caymanian Residence with

(Carpentry, Plumbing, HVAC, Electrical and

take the Level I, II and III City & Guild exams. They

the Right to Work (RERC) when selecting

Construction

will then be prepped for the international licence.

applicants who are eligible to join as Police

with Caribbean Utilities Company (CUC), ICT

c) Electrical Installation: students can take Level

(Recruit) Constables. Over the years, based

strives to help Caymanians get on the road to

II and III exams in Cayman and then they are

on the needs and exigencies of the service,

employment by training them in skills that are

prepared for the ICC (International Code Council)

the criteria may be adjusted to allow persons

useful in the field. Courses are taught at Grade

International Residence Code Exam.

who have been living in the Cayman Islands for

8 standard. ICT provides portable credentials to

d) Electro-Technology: this course prepares

over four years to apply. On these occasions,

all trainees. These credentials are tracked

students to work in the electronics and power

the slots have been filled with as many

through NCCER’s registry system that allows

generation fields. UCCI offers Level I which takes

applicants who are Caymanian as possible,

organisations to track the qualifications of

six months to complete, Levels II and III which

after which, consideration is given to those

their craft professionals and/or check the

both take nine months, and then there is a 15-

married to a Caymanian, people with PR and

Craft

Labourer).

Partnering

finally to those who have lived in the Cayman Islands for four continuous years or more. All applicants must be between the ages of 18–40 years, have a minimum of a High School Diploma and three CXC or equivalent passes which must include both Mathematics and English, have a clean police record and possess a driver’s licence of Group 2 or higher. Applicants are required to take a written test, a computer proficiency test and a physical test – a 5.4 bleep test. Applicants must also go through an interview stage in the application process and must also pass a medical examination and a police background check. After completing this process, applicants will be invited to join a training programme of 16 to 17 weeks. At the completion of the training, a requirement for graduation is to pass a final written exam. Once completed, the officers are placed on a two-year probation and their progress is monitored during that time. The RCIPS is comprised of various units such as the Traffic and Roads Policing Unit, the Community Policing Unit, the Firearm Response Unit, the K-9 Unit, various units within Criminal Investigations Department 370

CAYMANRESIDENT 2022

and much more. During their probation period,

by some of Cayman's major employers. This

scholarship. Members and non-members are

officers will have the opportunity to interact

employment preparedness course is geared

welcome. Email: training@cimpa.ky.

with the various units and explore areas that

towards Caymanians and designed to enhance

they have a natural inclination for. Upon the

workplace readiness skills and increase the

CISHRP

recommendation of their line managers, the

employability of its participants, developing

Every year, the Cayman Islands Society of

officer may apply to a specialist unit, should

skills through training seminars, therapeutic

Human Resources Professionals (CISHRP)

they wish to do so. For more information, visit

intervention, community service and work

offers a certificate in HR Management

the RCIPS website at www.rcips.ky or email:

experience. All applicants will be required to

course which includes modules on Cayman's

RCIPSRecruitment@rcips.ky.

immigration, pension and labour laws, health

to the Jobs Cayman portal, connecting job

insurance rules and the Essentials of HR

Fire Service

seekers

opportunities

Management. Exams are scheduled twice a

Firefighting is an extremely physical career

and the Training and Development Unit, to

year. See www.cishrp.ky or email: info@cishrp.

path. To join the Cayman Islands Fire Service

access training, internship and apprenticeship

ky for more information.

you must be over 18 years of age, be able

opportunities. To apply for a place on the

to regularly lift 20–30lbs, and occasionally

course, contact the WORC on (345) 244 4052,

Chamber's Training Centre

lift up to 165lbs in a Fireman Carry (across

visit

The Chamber of Commerce Training Centre

the shoulders). All officers have to complete

WORC.training@gov.ky.

with

employment

www.passport2success.ky

email:

offers a comprehensive range of two-hour,

a Trainee Firefighter course which is a

four-hour, one-day and two-day courses on Ready2Work is a Government programme for

topics in the following categories: Legal Assist;

Division (structure/motor vehicle fires etc.)

Caymanian job seekers who are unemployed,

Ken Blanchard Leadership Series; Workplace

and the Aerodrome Division (aircraft fires,

underemployed or simply seeking a career

Essentials; Made For You; Small Biz Boot Camp.

land and sea search and rescue, etc.), which

change, and high school or recent university

The Centre has also begun to offer select

gives you an internationally recognised

graduates. The programme delivers structured

courses virtually. Go online or call the Chamber

certification in Aeronautical Firefighting. They

training, individual and group guidance and

to find out more. Governors Square, West

also offer internships which are a great way

other support mechanisms to mitigate the

Bay Road. Tel: (345) 949 8090 or visit www.

to get involved with the service early on. For

barriers to accessing gainful employment.

caymanchamber.ky.

more information, visit www.cifs.gov.ky or

Ready2Work partners with private sector

call (345) 949 2276.

employers seeking to connect with local talent

CPD Courses for Accountants

interested in gainful employment. Private

Every year, the Cayman Islands Institute of

Prison Service

sector businesses can access a subsidy, which

Professional Accountants' (CIIPA) training

To join Her Majesty’s Cayman Islands Prison

provides funding to assist with the costs of

committee develops a calendar of training to

Service (HMCIPS) the requirements are as

participating in the programme. For more

meet the diverse needs of their membership

follows: you must be 18 or over, have three

information call (345) 244 4048 or email:

and to support their professional development.

high school pass grades (including Maths

Ready2Work@gov.ky.

As a full member of IFAC, CIIPA is committed to

and English), and a clear criminal record.

The Department of Tourism, in conjunction

ensuring their members are able to meet the

The recruitment process involves three

with the team at Ready2Work, ran a seven week

International Education Standards which are

stages: first, a written exam, then a fitness

Back2Work programme over the summer of

set by the International Accounting Education

assessment and finally an in-person interview.

2020 to try and get displaced tourism workers

Standards Board (IAESB). Visit www.ciipa.ky/

If successful, you will begin a 9–11 week

retooled and back to work. They registered all

Live-Training for details or email: admin@ciipa.

training course comprised of classroom work

of them on the Jobs Cayman website and gave

ky for specific requests.

and field based training that will lead to a six

them active guidance on how to reenter the

SEE AD OPPOSITE PAGE & PAGE 66

month probationary contract followed by an

workforce.

open contract (for Caymanians) and a two-

FURTHER ADULT EDUCATION

year contract (for non-Caymanians). Tel: (345) 640 3000 or email: prisoncareers@gov.ky.

CIMPA Cayman

NTCI Youth Stewardship Programme The National Trust for the Cayman Islands offers a unique programme where teens

Islands

Marketing

Professionals

can learn about Cayman's environment and

WORC Support

Association

professional

historical sites with an aim of becoming future

Passport2Success

development courses on a variety of topics

custodians of these sites. The course runs

The programme began in 2010 as an initiative

including public speaking, SEO optimisation,

for six weeks and participants will come out

offered through Workforce Opportunities and

event

management,

of it with a tour guide certification as well as

Residency Cayman (WORC) and is supported

and analytics. They also offer a university

a wealth of knowledge about the Cayman

(CIMPA)

planning,

runs

budget

www. c a y m a n r e s i d e n t . c o m

371

E D U C AT I O N

comprehensive course in both the Domestic

Islands. The course is available to Caymanians

www.artnestcayman.com for a full schedule

careers. Email: info@nova.ky or call (345) 949

aged 18–30 years old. Tel: (345) 749 1121 or

of monthly events. Three times a year, Mike

1345. Each of Cayman's Public Libraries offer

visit www.nationaltrust.org.ky.

Nelson from Clever Fish offers a six week

basic to advanced online computer courses. For

jewellery making class. The classes are held

more information about course options, fees and

once a week and you learn all the fundamentals

dates please contact the George Town Library

of working with silver and making different

at (345) 949 5159 or email: georgetown@

pieces of jewellery that you then get to keep.

caymanlibraries.gov.ky.

ADULT RECREATIONAL CLASSES

Courses in areas such as office and creative skills are frequently offered. Check out the Visual Arts Society on Facebook (www. facebook.com/visualartcayman) and www.nationalgallery.org.ky to see what creative events and activities are going on. Refer to the Food & Drink chapter for cooking classes, Activities for Adults, Sports & Fitness and Activities for Kids chapters for other extracurricular courses.

It is very sociable, especially as most people bring a bottle of wine, and it's a great way to

Cooking Courses

meet people. Email: nic@cleverfishcayman.

Cooking classes are very popular in Grand

com and ask to be put on the list for the next

Cayman. For more information see the

scheduled class.

Food and Drink chapter or check out the

Kara Julian Art also hosts art classes at her studio. For more information, call (345) 925

E D U C AT I O N

caymangoodtaste.com.

6840 or visit www.karajulianart.com. The Visual Arts Society (VAS) is an active

Art Classes

Cayman Good Taste website at www.

Darkness To Light Training Courses

non-profit promoting “Art for Everyone”,

Darkness to Light (D2L) Stewards of Children

workshops

including artists and those who appreciate and

is a child sexual abuse prevention programme

throughout the year for all age groups and skill

support art. VAS runs workshops throughout

for adults aimed at empowering individuals

levels based on their temporary exhibitions

the year based on community interest and

and communities to prevent child sexual

series. Workshops for adults cover a wide

cover a wide variety of art-related topics from

abuse. Stewards of Children is an evidence-

variety of art-related topics from ceramics to

figure drawing, abstract art, photography,

based programme that informs and teaches

photography, abstract painting, assemblage

jewellery making, batik, ceramics etc. VAS has

adults on how to protect the children in their

and more. To view the current programme of

a strong expertise in pottery and ceramics

care and community. The CIRC, working in

events and for a list of workshops, visit www.

(the studio is equipped with potters wheels, a

partnership with numerous agencies, offers

nationalgallery.org.ky. Cathy Church's offers

kiln, tools, glazes and clay can be purchased)

these courses free of cost to the community.

private photography lessons for underwater

and they offer workshops along with an open

Pre-registration is required. Email: vrm@

and above water for all levels of interest, plus

studio for adults. On occasion, they offer

redcross.org.ky for schedule and information

Lightroom and Photoshop. (Tel: (345) 949

workshops to artists on how to present their

on signing up.

7415 or visit www.cathychurch.com). 3 Girls &

artwork, market themselves, use social media

A Kiln (SEE

The

National

Gallery

runs

offers a wide selection

to benefit your art sales and how to prepare for

Diving Courses

of adult evening art classes two to three

an exhibit. VAS has a prominent presence at

Diving certification courses for adults are

nights a week plus afternoon classes at the

the Wednesday Farmers and Artisans Market

widely available in Cayman and many offer

weekends. Classes include glazing, string art,

located in Camana Bay. Email: vascayman@

residents' rates. Once you are an Open Water

sign making on wood planks, fluid art and more,

gmail.com

certified diver, other courses available include

plus they often have interesting guest artists

visualartcayman.

AD PAGE 417)

see

www.facebook.com/

to change things up. They also host bi-weekly

Advanced Diver, Nitrox and even Trimix courses. You can talk to Wall to Wall Diving

classes for families/ children and on different

Computer Classes

(Tel: (345) 916 6408), Divetech (Tel: (345) 946

festive holidays you can make glazed pumpkins

Computer and software courses in Microsoft

5658) or Sunset Divers (Tel: (345) 946 6789).

or glazed Christmas trees which then light

Word, Excel, QuickBooks, Photoshop, InDesign,

See the Diving chapter for more information.

up. You can see their monthly schedule on

FrontPage and web design are all available. See

www.3girlsandakiln.com or you can call them

earlier in this chapter for information on ICCI

Drama & Storytelling Workshops

on (345) 640 9990. Art Nest offer a wide

and UCCI. Depending on what you are looking

The Cayman Drama Society offers regular

variety of weekly classes for both adults and

for, you can try Esolutions Computer Training

acting classes for adults and children

children. Their adult classes are sociable and

(Tel: (345) 943 3765 or www.esolutions.ky) or

covering

fun and include wine and snacks while doing a

CompuCay (Tel: (345) 327 5587 or email: sales@

performance

painting, pottery, photography or embroidery.

compucay.ky). CompuCay runs IT bootcamps

and improvisation. They also host summer

Their children's classes are held on Sundays

at their office at #1 Commerce House, Dr Roy's

camps,

and they also offer camps in the school

Drive. Nova offers a range of online courses

throughout the year and weekly acting

holidays. Elizabethan Square, 80 Shedden

covering Microsoft Office, presentation skills

classes open to all. The society occasionally

Road, George Town. Tel: (345) 927 2258 or visit

and other business related courses to help

teaches stage management, directing and

372

CAYMANRESIDENT 2022

actors

training,

skills,

voice

confidence

performance

work, building

opportunities

technical theatre. Their highly respected

CPR Respiratory Cayman/Melissa Shaw is a

Activities chapters for information on music

educational programme is run by a full-time

certified instructor for both the American Heart

lessons. For piano tuning and repair services,

education officer. For more information

Association and the American Safety & Health

contact Blue Water Piano on (345) 925 4535 or

see their Facebook page: www.facebook.

Institute. She offers the following courses: ASHI

email: pianotunacayman@gmail.com.

com/caymanacting. They are located at The

Advanced Cardiac Life Support, ASHI Basic Life

Prospect Playhouse, 223B Shamrock Road,

Support, ASHI Pediatric Advanced Life Support,

Leadership Development

Red Bay. For more information visit www.

ASHI Basic and Advanced First Aid, ASHI Child/

The YMCA’s Counsellor-In-Training (CIT)

cds.ky and click on the training tab.

Babysitting Safety and Pediatrics. For more

programme provides teens with leadership

information or to schedule one of these CPR

training and first-hand experience working

HIV, AIDS, Gender & Sexuality Training

courses please email: melissashawky@gmail.

with children in a day camp setting. This

The Caribbean has the second-highest rate of

com or call (345) 926 0219.

programme is offered to teens aged 13–17

Mike Nelson of Cayman Sea Elements

years and runs during the summer and school

in the region and around the world have been

offers the full Emergency First Responder

holiday breaks. As a CIT, participants will

working in the area of HIV and AIDS education for

(EFR) certification course either at Clever

inspire campers to explore, find new talents

over twenty years. The Cayman Islands Red Cross

Fish, schools, offices, churches or at home.

and try new activities, while developing their

offers a basic information course on HIV and

The certification is valid for two years. The

leadership skills and confidence at the same

AIDS, as well as courses on gender and sexuality,

course covers practical and theoretical

time. The programme is offered free of charge

healthy sexuality and sexualisation, and stigma

adult, child and infant CPR, AED and First Aid

and requires an application and interview

and discrimination. Courses are offered regularly,

including administering EPI pens. A Water

process. For more information, visit www.

and groups and other organisations can also

Safety course for caregivers and parents is

ymcacayman.ky.

request special presentations/workshops free

also offered. For more information tel: (345)

of cost. Courses are offered virtually and

936 8687 or email: caymansea@gmail.com.

Water Rescue Courses

in person (depending on demand). Email:

Many dive operators also offer the EFR course

Fitness Connection also teaches ASHI CPR /

deputy@redcross.org.ky for more information.

as this is a PADI training requirement for more

AED courses as well as SAI Safety Training

advanced dive certifications.

Aquatic Rescue Courses and Starguard Life

First Aid & Basic Life Support

LifeLine is a non-profit organisation focused

Guard training. Tel: (345) 949 8485, email:

There are various training providers for First Aid,

primarily on creating and maintaining a national

fitness@fitness.ky or visit www.fitness.ky. The

CPR/AED and aquatic emergencies. The names

AED (Automated External Defibrillator) database

Cayman Islands Red Cross offers a basic water

and content of these courses vary according to

that, with Government's support, will permit 911

rescue certification where you will learn how to

the accrediting body and syllabus, but for the

operators to identify the closest AED in the case

rescue victims from pools and open bodies of

most part the course content is very similar and

of a cardiac emergency and also automatically

water and participants are taught how to react

aims to arm participants with the knowledge

contact first responders linked to a particular

in these situations. See www.redcross.org.ky

and skills to be able to respond to a medical

AED. For further information on how you can

to book a course or for more information.

emergency. Certifications are usually valid for

contribute to LifeLine’s work in improving the

two years after which one must do a refresher.

cardiac arrest survival rates in our community,

Wine Courses

Some will teach kids as young as nine, others

please visit their website www.lifeline.ky.

Wineschool3 offer wine, spirit and cocktail

prefer them to be at least 15.

bartending

courses,

and

provide

Music Lessons

internationally recognised certification by the

the American Red Cross (ARC) syllabus and

There are multiple ways for children and adults

Wine and Spirit Education Trust and a bartending

certification in the following courses: Infant/

to learn to play a musical instrument, whether

accreditation by Shaker Bar School. The courses,

Child/Adult First Aid, CPR and AED; Lifeguarding

through school or with a private music tutor.

some in partnership with the NWDA, equip

and Basic Water Rescue. All certifications are

Twice a year, before COVID-19, examiners

students with an in-depth understanding of the

valid for two years. Contact the First Aid Training

from Trinity College London would fly to

industry. Courses vary in duration and attract

Manager on Tel: (345) 925 0715, email: firstaid@

Cayman to offer exams to students who have

students from restaurants and hotels, as well

redcross.org.ky or visit www.redcross.org.ky for

been preparing according to the Trinity music

as members of the general public. Visit www.

further information about training opportunities,

syllabus. At the moment this is on hold, but

wineschool3.com to see upcoming course dates

course prices and dates.

will resume when people are allowed to travel

and discover amazing wine and spirit tastings.

The Cayman Islands Red Cross offers

Fitness

Connection

teaches

American

freely again. Musical instruments are duty-free

Cayman Wine School also offers premium

Safety & Health Institute (ASHI) CPR/AED

and prices of instruments are reasonable. See

learning courses with professional, experienced

courses. For more information tel: (345) 949

the Shopping chapter for where you to buy

educators. For more information visit www.

8485 or email: fitness@fitness.ky.

musical instruments and the Adult and Children's

caymanwineschool.com.

www. c a y m a n r e s i d e n t . c o m

373

E D U C AT I O N

HIV prevalence in the world. Red Cross Societies

Food FOOD & DRINK

Cayman’s Culinary Scene

374

Places to Eat - New Openings - Cafés, Bakeries & Bistros - Vegetarian & Vegan Food - Kosher Food - Waterfront Dining - Dining on a Budget - Food Delivery Service - Food Trucks

376 376 376 376 377 377 378 378 378

Bar & Club Scene - The Bar Scene - The Club Scene - Cigar Bars - Mixology - Live Music Scene

378 378 379 379 379 380

Supermarkets - Supermarkets - Farmers Markets - Buying Fresh Fish - Goods Produced Locally - Gourmet Food - Buying in Bulk

380 380 380 381 381 381 382

Beer & Wine - Local & Specialty Beer - Liquor Stores & Wine Merchants - Duty on Alcohol

382 382 382 383

Culinary Things to Do - Weekly Culinary Events - Annual Culinary Events - Cooking Classes - Full Moon Celebrations - Sunday Brunch - Wine Tasting & Dinners

383 383 383 384 384 384 384

Catering

384

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CAYMANRESIDENT 2022

Photos courtesy of Rebecca Davidson

& Drink

OVERVIEW OF CAYMAN’S CULINARY SCENE

2021 continued to be a challenging year for Cayman’s food and beverage industry. Ongoing border closures because of the COVID-19 pandemic, meant that local restaurants, who previously served Cayman’s stayover tourists, have been wholly reliant on Cayman’s estimated 71,000 residents. While most restaurants have been able to stay afloat over the past 19 months, restaurant and bar owners have eagerly looked towards the return of commercial tourism, which was initially slated for October 2021. However, following a local outbreak of COVID-19 in September 2021, the PACT Government made the swift decision to delay the border reopening until an unconfirmed date in 2022. In an open letter to Government, tourism leaders condemned the decision, warning that the loss of tourism during what has historically been the Island’s high season will impact chances of recovery for the industry in 2022. As such, support from the community has been more important than ever. Thankfully, residents have continued to enthusiastically patronise their favourite bars and restaurants and certain initiatives, such as innovative foodie nights, and special themed menus, have helped shine a spotlight on all Cayman’s dining scene still has to offer. Fortunately, not all was lost to the pandemic over the past year. Restaurant Month and Cayman Cocktail Week both took place to great success during the month of October – and there were even a

WE HAVE EVERYTHING YOU NEED TO CREATE THE PERFECT DISH. With an array of fresh, quality groceries from around the world, creating the perfect dish has never felt better. Foster’s Supermarkets, conveniently located across the Island.

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handful of exciting new restaurant and bar openings in 2021! At the time of print, restaurants are grappling over what the next steps are. We hope 2022 offers more clarity, and a reopening plan that effectively supports the needs of Cayman’s restaurant industry. PLACES TO EAT

FOOD & DRINK

For a complete list of Cayman’s bars and restaurants, visit www.caymangoodtaste. com or download the recently launched Cayman Good Taste app, available for iOS and Android. Browse by cuisine type, area, price and more using the comprehensive search capability. You can also find promotions and foodie events. Follow them on Facebook (www.facebook. com/caymangoodtaste) and Instagram (@caymangoodtaste) for regular updates and giveaways. Pick up a copy of Cayman Good Taste magazine from most hotels and grocery stores for your guide on the go. New Openings Despite the economic impact COVID-19 has had on the hospitality industry, bars and restaurants showed in 2021 that where there’s a will there’s a way. Camana Bay continues to be its very own culinary destination. After running a successful pickup and delivery-only food service in much of 2020, Tomfoodery Kitchen & Bar opened a bricks-and-mortar location just off the Paseo in 2021. Adjacent to their existing restaurant, the Agua Restaurant owners launched a new cocktail venture, aptly called Next Door. Also new to the Crescent is the Union Grill & Bar, a trendy and upmarket restaurant and cocktail lounge. The Seven Mile Beach strip was introduced to Woto, a melting pot of fresh fish cuisine at the Westin Beach Resort; Lloyd’s Smokehouse and Grill, a traditional Texas-style smokehouse; Cuba Libre, an authentic Cuban restaurant and lounge; Seven Mile Greens, a fast-casual salad, sandwich and soup shop; Ms Piper’s Kitchen + Garden, an inspired bar and restaurant; Door No.4, a cool cocktail bar in the new Grove development, and Arepa 345, Cayman’s first dedicated Venezuelan food truck. Further 376

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north, Tukka West moved into Morgan’s Harbour, and Le Petit Bar opened in Jacques Scott Plaza, and offers artisan charcuterie, wines and spirits. In George Town is Cayman Technology Centre’s Vine and Tap, a dedicated retail and bar space great for events, and a second Starbucks location in Monaco Towers. There was buzz around the new offerings expected at Harbour Walk, however, at the time of going to print, nothing has been confirmed. Cafés, Bakeries & Bistros The Island is home to several fantastic cafés, where diners can seek out tasty breakfasts and lunches, as well as freshly baked bread, cakes, and pastries. Café del Sol, with locations at Marquee Plaza, SMB, and Country Corner in Savannah, has served coffee and an assortment of baked goods and sandwiches to Cayman for 20+ years. Other established coffee houses include Paperman’s Coffeehouse which has three locations: the Strand Shopping Centre, Windjammer Plaza and Midtown Plaza; and Jessie’s Juice Bar and Café in Camana Bay. You can visit The Pantry at Seafire, located just off the lobby of the chic Kimpton Seafire Resort + Spa, for freshly baked pastries, sandwiches, fresh salads and local fruit smoothies, pressed juices and steaming hot espresso. Icoa Café in Seven Mile Shops on West Bay Road is famous for their tasty cakes and a wide range of lunch options. The Brasserie Market in Cricket Square serves sandwiches and salads, along with soups, hot lunches, pastries, etc. Their daily specials are posted on their Facebook page. In George Town, you can find Water & the Elephant, a specialty coffee bar and café located in the Cayman Technology Centre; Coffee Point Cayman, a lively spot for the breakfast and lunch crowd with daily changing specials; South West Collective, with a great all-day food menu that includes salads and freshly prepared savoury pies, delicious espressos and fresh pressed juices; and Bluestone Lane Café, a brunch and lunch destination in central George Town with hot and cold caffeinated beverages. Petit Paris, a French

bakery in Camana Bay, offers an array of baked goods, lunch items like soups, salads and sandwiches on freshly baked baguettes, sweet treats imported from France and more. Pane & Pasta offers sandwiches and lunch options to go; Carnivore serves delistyle sandwiches, meats, sides and salads for lunch – while you are there, pick up your meat cuts for a quick dinner at home! West Indies Wine Company now offers a full sandwich and salad menu for a graband-go bistro-style lunch, and Starbucks offers high-quality coffees from around the world, a selection of teas and a range of sweet treats and sandwiches. Gelato & Co. and Häagen-Dazs offer frozen treats for the enjoyment of every age, whether it’s a gelato cake, scoop or a baked good or a HaagenDazs sundae, banana split or cone or cup by the scoop, there’s a flavour for everyone. Over in North Side, Kaibo Beach Espresso coffee shop is open for breakfast from 8am daily. Sample their freshly roasted Colombian coffee and straight-out-of-theoven pastries. Their warm, flaky croissants attract a large crowd daily and go fast. They also offer hot breakfast paninis, bagels and gluten-free muffins and brownies. Vegetarian & Vegan Food There are several great options on the Island for vegetarians and vegans. Bread & Chocolate, located on the corner of Edward Street and Dr Roy’s Drive in George Town, offers health-conscious yet hearty all-day vegan breakfast, lunch and dinner options. Don’t miss their housemade pepper sauce! Island Naturals Café in Coconut Plaza, off West Bay Road, is a popular lunchtime and early dinner spot seven days a week. They cater to healthy appetites, offering delicious, daily specials with gluten-free and vegan options. VIVO at the Lighthouse Point Resort on NW Point Road in West Bay offers delicious, plant-based food with lots of gluten-free options. Agua Restaurant has a ‘healthy lunch’ section on their lunch menu that includes vegan salads and gluten-free substitutes. Jessie’s Juice Bar and Café in Camana Bay is a popular juice bar offering raw, cold-pressed juices as well

as health foods that are fresh, local, organic and natural. South West Collective in George Town, has a very similar menu with fresh options. Britta Bush, a well-known, natural food vegan chef, owns Saucha (sow-tcha), which produces plant-based, organic and fermented foods, including krauts, kimchi, kombucha and artisan sourdough bread. Available on Bento app and at Artisan Markets and Food Festivals. The Brasserie Market, located off Elgin Avenue, has a wide selection of home-grown produce and many vegan lunch options. You will also find that most menus on the Island feature vegetarian and dairy-free options. Tillie’s, Yoshi Sushi, Thai Orchid, China Village and even fast casual spots like Singhs Roti Shop, and Al La Kebab have very inclusive menus for dietary substitutions.

Waterfront Dining Cayman has an enviable number of places to eat while overlooking the water. In the South Sound area, there is Grand Old House (Tel: (345) 949 9333), which offers classic and international dishes in an old-world setting, and is a great space for hosting large events, and Sunset House (Tel: (345) 949 7111) a laid back tiki bar serving casual food and great cocktails. Divers can even check out Sunset House’s very own ‘house reef ’ before enjoying a meal on the veranda. On the George Town waterfront is Casanova Ristorante (Tel: (345) 949 7633), a lively and familyfriendly, authentic Italian restaurant that specialises in housemade pasta and pizza.

Kimpton Seafire Resort, offers coastal Mediterranean cuisine. Coccoloba, also at the Kimpton, serves a mix of local and Mexican cuisine. LUCA (Tel: (345) 623 4550), another upscale restaurant on the beach, serves contemporary Italian food. Camana Bay has a variety of waterfront restaurants including: Mizu Asian Bistro + Bar, a stylish Asian-inspired restaurant and bar, Pani Indian Kitchen, authentic Indian cuisine, KARoo, cocktails and tapas; The Waterfront Urban Diner, American classics for an affordable price; The Brooklyn Pizza + Pasta, flavour-packed Italian and American cuisine in an edgy, urban and industrialchic setting along the waterfront; Union Grill & Bar, a new, chic steakhouse and seafood restaurant on the Crescent, and Agua, a popular waterfront restaurant featuring the best Italian cuisine with a Peruvian twist. West Bay has an excellent choice of upmarket restaurants. Morgan’s is located at the Cayman Islands Yacht Club and has a wonderful seafood menu and a lovely breeze. Also in the Yacht Club is bàcaro (Tel: (345)

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Kosher Food The Cayman Islands has a small, vibrant Jewish community and a variety of kosher food products can be sourced in Grand Cayman. Foster’s (SEE AD PAGE 375) , Hurley’s and Kirk Market have a good selection. For kosher wines, try The Tasting Room in Caribbean Plaza and Blackbeard’s liquor stores. The organisation Chabad Cayman hosts regular Shabbat dinners that are open to anyone. Visit www. chabadcaymanislands.com for more information.

(Tel: (345) 949 3080) is a very popular bar and restaurant with an expansive oceanfront deck that specialises in serving fresh, locally sourced fare. Da Fish Shack (Tel: (345) 947 8126), serves fresh local fish. The Lobster Pot (Tel: (345) 949 2736) is a popular seafood restaurant with a waterfront deck. George Town Yacht Club (Tel: (345) 947 4892) is located at the Barcadere Marina and has a great seafood and bar food menu. Kids will love the swimming pool! The Seven Mile Beach area has an array of great restaurants with waterfront views: The Ritz-Carlton, Grand Cayman (Tel: (345) 815 6912) Tel: (345) 815 6912) features six premier bars and restaurants including: Blue by Eric Ripert, AAA Five Diamond Restaurant; Seven, an upscale steakhouse serving Niman Ranch cuts; Bar Jack, a casual beach bar; Taikun, an authentic Japanese restaurant; Andiamo, where Italian cuisine meets a casual Caribbean ambiance, and Silver Palm Lounge, a refined bar and lounge. Ave (Tel: (345) 746 4111), located at the Cayman Cabana

FOOD & DRINK

749 4800), an authentic Italian ‘tapas-style’ restaurant and wine bar. Cracked Conch and Macabuca, both offer stunning views and excellent alfresco dining. Visit Cracked Conch for white tablecloth service and a trendy bar setting. Their signature conch dishes are legendary. Macabuca offers a more laidback bar with casual food and great cocktails. Calypso Grill (Tel: (345) 949 3948) is located in Morgan’s Harbour and offers panoramic views of the North Sound with a lovely, cool breeze. Right next door is Tukka West, for a taste of Australian and Caribbean cuisine with a view. In Bodden Town, there is South Coast Bar & Grill where diners can enjoy tasty local fare right on the beach. Upstairs at Kaibo overlooks the beach and serves upscale cuisine on the seaview veranda. Try the awarded Chefs Tasting Menu and Rare Rum Bar. A water taxi is available upon request and can also take you to the acclaimed Rum Point Club & Restaurant (Tel: (345) 947 9412), home of the Mudslide, beach BBQs and sumptuous seafood dishes. Take a walk after your meal on one of the Island’s longest docks. Dining On A Budget Dining out in Cayman doesn’t have to break the bank. The Island’s impressive roster of restaurants includes many budgetfriendly options, such as: Al La Kebab, Burger Shack, Chicken! Chicken!, China Village, Cimboco, Di Kit-Chin, Eats Café, Gino’s Pizzeria, Latin Taste, Pico, Singh’s Roti Shop, The Sunshine Grill, and Wok N’ Roll or try any of the Island’s fast-food restaurants. Discover promotional deals at www. caymangoodtaste.com. Dog-Friendly Restaurants Most venues with outdoor areas will be happy to accommodate your dog; however, it is a good idea to call ahead to be sure. Some places that are openly dog-friendly include Coccoloba, The Fish Bowl, Gelato & Co., Häagen-Dazs, KARoo, Macabuca and Salty’s. Keep your dogs on a leash and seated under your table.

Food Delivery Service Many local restaurants offer their own delivery services. By ordering directly with the restaurant, you ensure the restaurant isn’t losing any commission to third-party delivery services. Visit the ‘Restaurants that Deliver’ page on www.caymangoodtaste. com for more delivery details. Let’s Eat and Bento allow users to order from a selection of Cayman’s most popular restaurants and track their food delivery in real time using their Apple and Android-friendly apps. Bento also launched ‘Booze by Bento’ in September 2021, and now offers alcohol delivery within its food app. Fine Dine-In (Tel: (345) 623 3463) and Island Grub (Tel: (345) 923 7974), which have each served the Island for a number of years, will deliver food and wine to your door from over 20 restaurants.

BAR & CLUB SCENE IN CAYMAN

The Bar Scene Cayman’s bar scene is lively and dynamic! For a full list, visit the ‘Bars’ section on www.caymangoodtaste.com. The most popular ones are as follows: All Stars Sports Bar (SMB) is a great place to play pool and beer pong. Food is available. Backroom (SMB) offers a setting reminiscent of the prohibition years with great cocktails. The Bird (SMB) is a hugely popular bar and restaurant known for its great vibes, late nights and delicious chicken sandwiches. Cayman Cabana (GT) supports local farmers with their fresh farm-to-table fare. They have a large bar area and outdoor deck. Coccoloba Bar & Grill at the Kimpton Seafire (SMB) is part street taco joint, part beach hut offering expertly mixed margaritas and icy cocktails.

Food Trucks Al La Kebab has two food trucks, however Al La Kevroom was temporarily off the road as of September 2021. The operating food truck is parked at the entrance to Selkirk Drive in Red Bay. Also on the same lot is Good Mood Food Co. which serves a variety of tasty and indulgent sandwiches and burgers daily. Burger Shack’s food truck is parked in front of Country & Western Bar seven days a week. Casa 43 offers tacos and Mexican street food from its truck outside the Cayman Islands Brewery on Shamrock Road. The Swanky Stop offers freshly harvested local and seasonal produce and smoothies and is always parked at the Market at the Cricket Grounds six days a week. Arepa 345, located in the Regatta Business Park parking lot, opened in 2021 and offers a variety of Venezuelan arepas and fillings.

Craft F&B Co. (SMB) is a popular gastro-pub with a large list of craft beers on tap. Kaibo Beach Restaurant (North Side) offers a fun and tasty menu as well as signature cocktails and their famous Mudslide. KARoo (CB) is a popular after-work venue, offering cocktails, tapas and a daily happy hour. Legendz (SMB) is a popular sports bar with lots of comfortable seating and big screens. The Lodge (SMB) is a fun, friendly and ecoconscious bar with weekly live music and karaoke events. Lone Star (SMB) is a bustling, Texas-style bar, great for live music and TexMex food. Macabuca (WB) is a great spot to watch the sunset and divers can jump into the water right in front of the bar for a night dive. My Bar at Sunset House (GT) is a relaxed oceanfront bar just south of George Town. It’s the perfect place to watch the sunset and planes arriving to Island.

Tipping Minimum wage for workers earning gratuities is CI$4.50 an hour so tipping is an important part of a server’s income. Most restaurants include gratuities on the bill, however, it is good to check, as it is customary to leave a tip of around 15%.

Next Door (CB) is a cocktail bar from the restaurateurs behind Agua. As the name would imply, it is located next door to Agua on the Crescent. The recently opened hangout offers a menu of cocktails inspired by Cayman bush medicine. The Ritz-Carlton, Grand Cayman (SMB) offers a vibrant yet refined nightlife; Silver Palm

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Lounge boasts an exquisite cocktail menu, with a resident DJ every Friday and Saturday evening. Taikun, Grand Cayman’s gourmet sushi restaurant, offers delectable Japanese cuisine and the Island’s largest sake selection. Sandbar (GT) is a fun waterfront daquiri bar and grill that has live music weekly. Tillie’s (SMB) is a chic beach bar and great for happy hours. Union Grill & Bar (CB) is Camana Bay’s newest bar and restaurant, located on the water on the Crescent, offering an artisanal cocktail menu. West Indies Wine Company (CB) offers wines and beer on tap and Prosecco, spirits and light bites from its menu. The Wharf (GT) is a premier waterfront restaurant that is known for its Tuesday Salsa Nights and the Boogie Nights Old School Dance Party each last Friday of the month.

The Club Scene Grand Cayman is a small island, so there are only a handful of clubs. Many bars adopt a nightclub feel later in the evening.

Lillies (SMB) is a busy late night lounge and nightclub with a younger clientele, located above The Lodge in the Strand Shopping Centre. The Lodge (SMB) is a late night bar located below Lillies nightclub which hosts a weekly array of fun themed nights and live music. Seven Mile Lounge (SMB) is a late night lounge with live music, booth

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seating and cocktails.

Cayman observes a day of rest on Sunday, so bars and restaurants stop serving alcohol at midnight on Saturday and there is no live music permitted on Sundays. Dine-in beverages continue with Sunday morning brunch openings across the Island and select retail locations now sell alcohol on Sundays during limited hours. Note:

Cigar Bars For the perfect casual cigar scene and a wonderful range of quality cigars, visit Club Havana in Caribbean Plaza. They have a large nonsmoking section, bar area, admirable humidor selection and an in-house torcedor. Backroom in Regency Court boasts an expansive cocktail list and Cuban cigar selection and Stogies Cigar Bar across from the George Town waterfront, offers a selection of spirits and cigars. Mixology The art of mixing the perfect cocktail is highly regarded on-Island. Luckily, bars and restaurants rise to the occasion, creating wonderful, innovative concoctions. We even have a whole week dedicated to the art of the cocktail every October for Cayman Cocktail Week. See Culinary Events in this chapter for more information. Try Anchor & Den for their gin-centric, apothecaryinspired cocktails and chilled ‘lounge’ vibe, bàcaro for their handcrafted cocktails and delectable small plates, Ave at the Kimpton Seafire for cocktails infused with local exotic fruits and a long wine list, and The Ritz-Carlton’s Bar Jack for the creamiest Piña Coladas

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and first-class sunset views over Seven Mile Beach. Live Music Scene Cayman has a dynamic and diverse music scene. Some great spots for live music include: bàcaro, Coccoloba, Grand Old House, Kaibo, The Lodge, Sandbar, Silver Palm Lounge, Tortuga Beach Bar, The Wharf and the Wyndham Reef Resort. Download the ‘What’s On Cayman’ app for more details.

Catching ‘The Game’ Cayman is home to sports fans from across the world and local bars and restaurants do their best to accommodate them. Salty’s, KARoo, Fidel Murphy’s, Legendz, Lone Star, Pirate’s Den (PDs) Pub and Coconut Joes all boast plentiful big screens, tasty food, drink specials and good service.

variety of specialty, organic and dietary-

between George Town and Seven Mile Beach

specific products available at an inclusive

on Eastern Avenue, and is open Monday

range of price points. Foster’s is also the

to Saturday 6.30am-9.30pm. Visit www.

exclusive distributor of Waitrose products

kirkmarket.ky. Kirk Market offers a wider

from the U.K. and at Christmas time, they

selection of gourmet, natural, organic, gluten-

stock seasonal favourites which get snapped

free, and more special dietary foods than any

up quickly! While all Foster’s stores maintain

other grocery store on-Island. In addition to

a similar format, their largest Camana Bay

these specialty categories, you will also find

location provides the widest variety of

an extensive offering of well-known grocery

organic and specialty products as well as

brands. Kirk Market’s produce department

prepared meals for lunch and dinner. Foster’s

features a diverse range of quality fruit and

Go!, their digital shopping platform launched

vegetables from both local and international

in 2020, allows customers to shop and pay

farms. You will also find a full-service butcher

for their favourites online, from any device,

counter, a bakery, a gourmet deli that features

and either pick up their order in-store or have

a chef-inspired Mediterranean bar, and a

it delivered. Visit https://fostersgo.com/ for

delicious hot bar and salad bar. Their in-house

more information and to download the app

florist can create floral arrangements for any

from the Apple and GooglePlay stores.

occasion or event. Kirk Market is also home to

SE E AD PAG E 375

Kirk Pharmacy, which can be reached by calling (345) 949 7180. SE E AD PAG E 15

FOOD & DRINK

Bay Market Café (Tel: (345) 945 3663) is SUPERMARKETS

a ‘Whole Foods’ style café located inside

Cayman’s grocery stores, in terms of brand range, are very comparable to large North American grocery stores. They carry most major US and Canadian brands, as well as USDA-certified meats, UK brands such as Waitrose, lots of fresh fish, meats and a variety of fresh vegetables and fruit. All of the supermarkets carry organic products; however, fresh organic fruit and vegetables from the US have to travel far to get here, unlike locally grown produce. The supermarkets sell very good meat, but the freshness of certain cuts of fish can vary between different stores. Ask when the fish came in and which is the freshest.

Foster’s Camana Bay supermarket, featuring

Supermarkets

Hurley’s Supermarket (Tel: (345) 947 8488)

Foster’s (Tel: (345) 945 3663) has five

at Grand Harbour Shoppes in Red Bay is open

Camana Bay Farmers & Artisans Market

locations: Airport Centre, Camana Bay,

Monday to Saturday 6am-9pm, and sells a

Discover all things grown in Cayman at the

Republix Plaza, Countryside Shopping Village

large assortment of organic produce, well-

weekly Camana Bay Farmers & Artisans

and a Foster’s Express opposite Moritt’s

known local and international brands, a variety

Market. Local farmers from around the island

Tortuga Club in East End. All locations are

of freshly made cold options and hot meals

gather to offer fresh produce and local farmed

open Monday to Saturday 6.30am-10pm,

from their Fresh Kitchen. Hurley’s offers

goods alongside artisans providing handcrafted

except Foster’s Express in East End, which

catering services and specialty cake orders.

speciality goods and gifts. You will find various

is open Monday to Saturday 7am-7pm. All

They launched online shopping for either

vegetables, fruits and even eggs for purchase.

locations are open from 9am-6pm on public

pickup or delivery through their App, available

It all takes place on Wednesdays in October

holidays and closed on Sundays. Foster’s

on the Apple App store, or at www.hurleys.ky.

through April from 10am -7pm. Summers often

a coffee and juice bar, all-day breakfast, light fare, gourmet salads and sandwiches, Asianinspired wok and sushi, a grill bar, soup and salad bar, and hot and cold buffet-style options from the Caribbean and around the world. Choose from their large cheese section and enjoy pastries, cakes and breads baked fresh daily. Indoor and outside seating is available to patrons. Customers can skip the line, and order the food they love from Bay Market Café by visiting www. baymarket.ky. Orders are available for pick up same day. Delivery is available for a small fee within Camana Bay only.

is well known for their fresh produce, meat and fish, locally produced goods, and wide 380

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International Groceries The Oriental Market located opposite Anderson Square in George Town is great for finding international ingredients. They stock a wide range of dry and canned Pan-Asian goods from China to Thailand. Open Monday-Saturday 9am-5pm and Sundays 10am-12pm. Tel: (345) 949 1109. Find their second location in Pasadora Place. Open on Monday-Saturday from 1pm-8pm. Tel: (345) 947 6000. Farmers’ Markets You can purchase an abundance of fresh, homegrown (and mostly organic) produce from the Island’s local farmers’ markets. Get there early to take full advantage.

see the return of the Local Harvest Market, Kirk Market (Tel: (345) 949 7022) is located

where farmers come out for reduced hours

(10am-4pm) to sell their fresh produce and

‘heavy’ cakes made from cassava or corn.

farm goods. Market at the Cricket Grounds This vibrant and lively market is open Monday to Saturday from 7.30am-6pm. Located on Huldah Avenue next to the cricket pitch in George Town, we recommend you get there before 8am on Saturdays. You can buy fresh local produce, fresh-caught fish, meats and eggs, as well as sample traditional Caymanian cuisine. Purchase unique souvenirs and gifts, handmade crafts and artwork, traditional straw work, preserves, sauces, seasonings, natural beauty products and jewellery made with shells or the precious Caymanite stone.

Local Flavours If you are new to the Island and have not sampled an authentic Caymanian dish, such as conch stew or a fresh fish fry, stop by one of Cayman’s favourite local spots: Amelia’s Kitchen (George Town), Grape Tree Café (Bodden Town), Heritage Kitchen (West Bay), Kurt’s Korner (North Side) and Vivine’s Kitchen (East End). Be sure to top off your meal with one of Cayman’s sweet

Street Food Jamaican Jerk, the internationally renowned street food, is big in the Cayman Islands! Try Mango Tree (George Town), Peppers Bar & Grill (SMB), Di Kit-Chin (Prospect) or Rankin’s Jerk Pit (Bodden Town) to name a few of the more well-known spots; however, there are plenty more jerk vendors off the beaten track and you can often find jerk on the menu at local restaurants. Gourmet Food Carnivore Premium Meats Carnivore is the first chophouse of its kind in the Cayman Islands. They offer hand-crafted and premium products sourced from sustainable

ranchers and local farmers. Call (345) 640 6328 or visit www.carnivore.ky. Foster’s - Camana Bay The Foster’s location at Camana Bay (Tel: (345) 945 3663) offers the brand’s widest selection of

New App for 2022 Foodie info at your fingertips

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Buying Fresh Fish Cayman’s fishermen do a great trade and on almost any day of the week, you can buy fresh fish on the waterfront in downtown George Town next to Cayman Cabana, although the future of their location has faced challenges. Fishermen anchor their boats offshore, set up tables on the beach and display their fresh catch. Charging approximately CI$4.50 per pound, they sell the fish on the bone, but they will fillet it for you. You can also try the Market at the Cricket Grounds next to the cricket pitch on Huldah Avenue in George Town for fresh fish brought in several days a week by local vendors. The supermarkets sell the types of fresh fish you cannot get from local fishermen, such as salmon (wild and farm-raised), cod, catfish, sole, swordfish, haddock and trout. Do not buy local grouper as it is critically endangered. A better choice is the similarly white flaky lionfish, which is invasive.

Goods Produced Locally Tortuga Rum Company (Tel: (345) 623 7701) manufactures delicious rum cakes that you can watch them make. Cayman Spirits Co. (Tel: (345) 943 4786) produces locally distilled Seven Fathoms Rum, matured seven fathoms in Cayman waters! Call for a tour of the 5,000 sq ft facility or email: tours@rum.ky. Cayman Sea Salt sells their locally produced sea salt in most supermarkets, gift shops and at the Pure Art Gallery. Email: caymanseasalt@candw. ky. Their sister company, Cayman Cookie Company, produces gourmet artisanal cookies with a hint of Cayman sea salt. Find them at most supermarkets. Cayman Islands Brewery (Tel: (345) 947 6699) produces twelve locally brewed beers which people can sample at the factory in Prospect. Kombucha tea is brewed on Island at Jessie’s Juice Bar and by Elizabeth Chisholm who can deliver a range of flavours, including decaf varieties. Email: kombuchabyelizabeth@gmail.com. Saucha (Tel: (345) 926 0508), makes kombucha that is available at major grocery stores and health-minded restaurants. Also a producer of artisan sourdough and a variety of ferments. For over 30 years, Cayman Honey (Tel: (345) 947 1255) has been produced by bees owned by Sybil and Otto Watler and is well known as a local delicacy. They operate out of a house in Savannah and are very welcoming to visitors who would like to sample and buy their honey. They also sell it in the local grocery stores. Cayman Islands Sauce Company (Tel: (345) 516 2467) produces a hot sauce from the extremely hot scotch bonnet pepper. Carol Hay of Cayman Pepper Patch makes Gourmet Pepper Jelly that can be bought at supermarkets and select gift shops on Grand Cayman and at Mary Lou’s liquor shop in Cayman Brac. From April to October, Hank Ebanks can be found on the roadside outside the Mango Tree restaurant selling live white land crabs. Tomfoodery Kitchen’s locally made and bottled line of ‘Fiyah’ hot sauces are very popular. They

can be purchased direct from the restaurant in Camana Bay.

organic and specialty products on-Island. In the

a bulk section in store where customers can

‘luxury’ range, they sell a variety of jams, olives,

purchase flour, snacks, nuts, coffees and more

sauces, spices, exotic fruit and vegetables (all

in bulk and package free.

organic), as well as an impressive assortment of cheeses! They even sell fresh, organic dog food.

Reflections Food 4 Less has two locations:

SEE AD PAGE 375

MacLendon Drive (Tel: (345) 949 3797) open 24/7 and on Godfrey Nixon Way (Tel: (345)

Kirk Market

947 3663), opens Monday-Saturday from

In addition to well-known grocery items,

7am-7pm. They both sell drinks, frozen food,

Kirk Market (Tel: (345) 949 7022) carries an

and canned and dry goods.

excellent selection of fine gourmet foods from around the world. They also feature fresh local

BEER & WINE

produce and an impressive selection of natural,

Local & Specialty Beer You can find most of your favourite American and international beers at Cayman’s bars and restaurants, as well as some craft varieties. For a good selection of draught Irish beers on tap, head to Fidel Murphy’s Irish Pub & Restaurant. There are also a few home-grown breweries on-Island that produce their own locally crafted beers. Cayman Islands Brewery Ltd. (Tel: (345) 947 6699) produces 12 beers year round and creates some seasonal beers too. They offer tours of the brewery during the week from 11am. There is also a tap room on site, so you can sit and enjoy the beers whilst watching the brewers hard at work through the windows into the filtration room. You can even stay for happy hour over the weekend, as they now have a full bar available. They recycle all their spent grain and donate it to local farmers. At present they have a 50% return rate for their glass bottles, which are reused. Investment into a new aluminium bailer has allowed them to reduce the amount they are contributing to the landfill. The brewery is aiming to become carbon neutral by 2025. 19-81 Craft Brewery (Tel: (345) 945 0440) is devoted to creating premium quality craft beers – starting with the introduction of their three signature handcrafted beers: Island Session, the Cayman Blonde, and their Tropical IPA. 19-81 beers are available on tap at several local bars and restaurants and can be bought in cans at Jacques Scott. You can visit them at their dedicated tap room on

organic and gluten-free products. Visit www. kirkmarket.ky. SE E AD PAG E 15 The Tasting Room

Sells Italian olive oil, balsamic vinegar and honey. On request, they will prepare gourmet picnics and gift baskets filled with wine and amazingly delicious food. They also host monthly supper clubs. Located in the Caribbean

FOOD & DRINK

Plaza on West Bay Road. Tel: (345) 322 4925.

Buying In Bulk Buying in bulk can be very beneficial. It saves both time and money and is more environmentally friendly. The following stores also carry a wide variety of canned and dry goods (great for stocking up on emergency supplies during hurricane season), frozen meats and seafood, a limited selection of fresh produce, and a selection of children’s toys, home and office supplies, ice-chests, personal care products, televisions, and other electronics. Cost-U-Less (Tel: (345) 745 5377) is located in Governors Square off West Bay Road and is open Monday to Saturday, 8am-9pm. Priced Right (Tel: (345) 815 1070) offers warehouse shopping without a membership. Their wide selection allows you to find everything you need for your home and family. Priced Right is located in the Airport Centre and is open Monday to Saturday, 7am-9pm. There is also a Priced Right store located adjacent to the West Bay Foster’s store (Republix Plaza), open

6.30am-10pm,

Monday-Saturday.

Foster’s at Camana Bay, their affiliate, also has 382

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Dorcy Drive. KARoo (Tel: (345) 946 6633) has an excellent selection of international beers and is a popular ‘watering hole’. Draft beers include Hoegaarden, Guinness, Magners Cider and Stella Artois. The bottled beers include an ever-changing list of products from North America, Europe and the popular local beers from Caybrew. Craft Food & Beverage Co. (Tel: (345) 640 0004) boasts the largest selection of craft beers on-Island. The beer menu features over 10 beers on tap, ranging between local and international selections. Liquor Stores & Wine Merchants Blackbeard’s liquor stores have eight locations, with most of them open until 10pm. Blackbeard’s flagship store in Camana Bay houses a 1,000 sq ft wine room. Tel: (345) 949 4444. Jacques Scott has seven high-end wine and liquor stores across the Island. The flagship store on Shedden Road stocks the widest range of beers, wine and spirits on-Island and to suit all budgets. They also offer free delivery to your home or office anywhere on Grand Cayman. Call (345) 949 0277 or visit www. jacquesscottonline.com. SE E AD PAG E 379 Tortuga Fine Wines and Spirits is family owned and operated since 1984, with at several liquor store locations, including a store in the Owen Roberts Airport. They sell their world famous rum cake and other Tortuga products. (Tel: (345) 623 7701). Vino Veritas has no retail outlets, but operates from their climate-controlled cellar. They hand-pick wine from small vineyards worldwide and sell it by the case (mixed cases are fine), often at less than CI$20 a bottle. They also have a large selection of French wines. When ordering wine from them, call and chat with Iain, their wine expert, who will recommend a mix of wines that fit your taste and budget. He will then deliver them to you at any address in Grand Cayman. Call (345) 526 8466 or email: info@vino.ky. SE E AD OP P OSI T E PAG E

West Indies Wine Company is a tasting room featuring 80+ wines and select beers on tap. You can also buy direct from their bottle shop. Call (345) 640 9492 or visit www.wiwc.ky.

Duty On Alcohol Liquor carries a heavy duty in Cayman. This is reflected in liquor store prices and the cost of drinks at bars and restaurants. Duty on hard liquors such as rum starts at CI$11.85 per litre. Duty on wine is CI$3.60 per litre; champagne is CI$10.80 per litre; sparkling wine is CI$7.80 per litre; overproof liquors are CI$15.98 per litre; liqueurs are CI$13.50 per litre; and duty on beer is CI$1.95 per litre. CULINARY THINGS TO DO

Food and drink related events happen often in Cayman. Stay on top of the latest culinary happenings with the Events Calendar on www.caymangoodtaste.com or the new ‘Cayman Good Taste’ app. Download the ‘What’s On Cayman’ app for Cayman’s most comprehensive source of what’s going on in the Cayman Islands. Weekly Culinary Events The Flavour Tour (Camana Bay) Tel: (345) 640 9492 Available for private group bookings only, delight your taste buds and Camana Bay. The Flavour Tour is a guided dining adventure through a few of Camana Bay’s restaurants, featuring local ingredients presented in the restaurants’ signature styles. Start the evening at West Indies Wine Company for a taste of one of the shop’s 80 wines followed by stops at three Camana Bay restaurants. End at Gelato & Co. for a scoop of any of the shop’s many gelato flavours or sorbettos. To book, email

Interesting wines from around the world Wines for everyday drinking and special occasions

FOOD & DRINK

try something new at the farm-to-table Flavour Tour experience in

Great wines No retail outlets Cellar Prices

Free delivery island-wide Other services include shipping and Customs clearance of private collections to Cayman and storage in our climate controlled cellar.

flavourtour@camanabay.com.

Annual Culinary Events Cayman Cocktail Week Cayman Cocktail Week is a celebration of all things sip-worthy in the Cayman Islands. On the last week of every October, enjoy a collection of almost-daily fun and interactive events focused on the art of the cocktail. For more information, visit www.caymancocktailweek.com. Cayman Cookout The Caribbean’s most-respected culinary event, hosted by Chef Eric Ripert, features a roster of world-famous chefs, sommeliers and mixologists at The Ritz-Carlton in Grand Cayman. Events include culinary demonstrations, tastings and dinners. The next iteration is scheduled for January 2023. Visit www.caymancookout.com. Cayman Restaurant Month Every October foodies get to enjoy dining-out at some of the Island’s best restaurants for the best-possible prices. Participating restaurants create delicious 2-course and 3-course lunch and dinner menus starting

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at just CI$10 for lunch and CI$25 for dinner, served every day for the entire month. There are also many chances to win great foodie giveaways with Cayman Good Taste’s daily giveaway contests on their Facebook and Instagram pages. For more information, visit www.caymangoodtaste.com. Taste of Cayman Food & Drink Festival Foodies gather in the thousands to experience classic local cuisine and new, refreshing tastes from further afield. In addition to delicious culinary offerings, festival-goers can enjoy

started the full moon celebration scene. On the Friday closest to the full moon you can enjoy a nine-dish sharing feast on a torch-lit beach with lanterns, a fire pit and a DJ. Cayman Ferries operates from Camana Bay to Kaibo for CI$20 per person. The Cracked Conch & Macabuca on North West Point Road in West Bay have an outstanding oceanfront location, with a large deck that is great for full moon dining and Tillie’s on Seven Mile Beach hosts a monthly full-moon party on their roof-top space.

live music, chef demonstrations and fireworks.

FOOD & DRINK

their Dim Sum or Tukka for their buffetstyle brunch. Wine Tasting & Dinners Restaurants often host wine dinners in Cayman with prix-fixe menus. See the Cayman Good Taste events calendar for details of upcoming events. The two companies listed below offer social and educational wine classes and tastings. The Tasting Room Caribbean Plaza, West Bay Road, SMB Tel: (345) 322 4925

The much anticipated return is scheduled for

Food & Wine Societies

Offers fantastic wine and food tasting evenings

Saturday, 29th January 2022. Visit www.

International Wine & Food Society (IWFS)

by reservation only.

tasteofcayman.org.

Cayman’s branch of the IWFS was first chartered in 1987 and they now have over

Wine, Spirits and Mixology Courses

100 members. They host a number of

Unit 3, Paddington Place, Godfrey Nixon Way

events throughout the year, including wine

Email: info@wineschool3.com

tastings, dinners with special menus at local

Wineschool 3 offers a range of wine and spirits

restaurants and cooking demonstrations.

tasting classes, suitable for small groups and

Bon Vivant Kitchen Studio

They also have a members-only wine

large corporate gatherings of up to 100+.

Tel: (345) 623 2665

inventory. Membership is by invitation from

Email: info@bonvivant.ky

another member only. Visit www.iwfs.

www.bonvivant.ky

org/americas/cayman-islands or see the

Bon Vivant’s lively cooking classes focus

Society’s Facebook page.

Cooking Classes Cooking classes are a great opportunity to meet other foodies.

on quick, healthy and delicious dishes that

CATERING

Cayman’s caterers are equipped with years of experience and impressively varied portfolios.

everyone can enjoy. Classes are themed and

Slow Food South Sound

you can enjoy your creation with two glasses

Cayman’s

of wine paired with your meal. They also offer

culinary group promotes the use of local and

Tel: (345) 945 2433

private classes for a minimum party size of 14.

sustainable food, the preservation of local

Email: info@foodforthought.ky

Kids classes are also available.

food cultures and the enjoyment of dining in

Catering services for corporate events,

SEE AD PAGES 206 & 248

a convivial setting. Email: slowfoodcayman@

weddings and private parties. Customise

gmail.com for information.

your catering services or choose from a

chapter

this

international

Saucha

variety of packages for the right fit.

Tel: (345) 926 0508 Email: britta@sauchaliving.com Offers private and group cooking lessons across the Island, with a focus on vegan food using local ingredients. The National Trust for the Cayman Islands Offers traditional cooking classes of local Caymanian food. Visit www.nationaltrust.org. ky/events for a schedule of cooking classes or contact historic@nationaltrust.org.ky for more information.

Full Moon Celebrations Kaibo’s ‘Luna del Mar’ dining experience 384

Food For Thought

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Sunday Brunch in Cayman Restaurants are buzzing on Sundays between the hours of 11am-3pm. They offer an impressive feast of fresh seafood, breakfast favourites, amazing desserts and unlimited bubbles. Generally reservations are a must. Popular choices include: LUCA, Anchor & Den at the Marriott Beach Resort, Seven at The RitzCarlton, Ave at the Kimpton Seafire, Tillie’s at Palm Heights, and Blue Cilantro. Agua and Ristorante Pappagallo’s both offer a family-style brunch. For a casual vibe with more affordable prices, try the BBQ Brunch at KARoo, China Village for

Mise en Place Tel: (345) 623 2433 Email: info@catering.ky Premiere events catering company offering fully-custom or packaged catering options for weddings, private events and corporate functions, as well as private chef services. Rent-A-Chef Tel: (345) 516 1959 Email: remy@rentachefcayman.com Suitable for parties of 4 or more Rent-AChef offers private catering services for small groups.

Getting

Married

ayman offers a superb location with picturesque views, pristine beaches, wonderful weather, great venues and plenty of professionals to help you organise your big day. Getting married in Cayman is also an easy process, allowing you to completely concentrate on enjoying your magical day on one of the most romantic destinations on the planet. With Cayman’s borders expected for reopening in 2022, weddings in Cayman should be back in a big way! There are two very different processes for getting married in the Cayman Islands, depending on whether you are a resident or a visitor to the Island. Residents must have their Banns of Marriage published by a Civil Registrar or Marriage Officer, also known as a wedding celebrant, for seven full days before the marriage can take place. This is to give anyone who might object to the marriage the opportunity to make their objection known, in writing, to your wedding celebrant. Most of the 90 marriage officers in the Cayman Islands are Ministers of Religion and can be contacted through their churches. Visitors must be married under the authority of the Governor’s Special Marriage Licence, which can be arranged as soon as you arrive on-Island and costs CI$200. Most people select a wedding celebrant (a Civil Registrar/Marriage Officer) before they arrive so that the wedding celebrant can assess all documents and see that they are in order. Doing this in advance will save you disappointment and ensure you have the correct documents to obtain your Special Marriage Licence. For more information on visitors marrying in Cayman, see the ‘Getting Married’ section of

Marrying in Cayman - Civil Partnerships - Required Documents & Fees - Planning Your Wedding - Wedding Dresses - Engagement Rings & Bridal Gifts - Duty on Wedding Gifts - Wedding Catering & Cakes - Wedding Celebrants & Planners - Wedding Locations - Wedding Flowers - Wedding Hair & Makeup - Wedding Music & Entertainment - Dance Classes & Bachelorette Parties - Wedding Photographers - Wedding Stationery & Invitations - Wedding Transportation

385 386 386 387 387 387 388 388 388 388 389 389 390 390 390 391 391

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GETTING MARRIED

Photos courtesy of Rebecca Davidson

The legal process for getting married in Cayman, as well as required documents, fees, wedding locations, photographers, what to do once you are married and more.

the Cayman Resident website: www.caymanresident.com. If one party to the marriage is a resident and the other party is a visitor, then the couple must be married by Banns. The resident party can apply for the Banns to be published before the visiting party arrives. Banns of Marriage are valid for three months from the date of publication. Note the minimum age to get married in the Cayman Islands is 16; however, anyone under 18 must have the written consent from

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their parent or guardian. Weddings must take place between the hours of 6am and 8pm. Also, according to liquor licensing laws, if you get married on a Sunday (on liquor-licensed premises), then no live music can be played. For more information on marrying in Cayman, see the Cayman Islands Government’s website at www.gov. ky. If you would like to get married on either Cayman Brac or Little Cayman, then visit www.itsyourstoexplore.com/wedding for more information.

GETTING MARRIED

Civil Partnerships In September 2020, civil partnerships officially became legal in the Cayman Islands. This applies both to new civil unions between same-sex couples, heterosexual couples and pre-existing unions. The process of arranging a civil union is similar to that for a marriage but with a few additional steps. The main area that could cause delays is the fact that it is possible

for someone to object to the union taking place (called a caveat) and any objections must be adjudicated by the Grand Court. For this reason it is advised that couples start the application 4-6 weeks in advance of the ceremony date. There are three ways that a couple can apply for a civil partnership to be formalised. (1) They can apply to the Registrar, at the Government Administration Building. (2) They can enlist the help of Civil Registrars such as Simply Weddings Cayman. ( SE E AD T H I S PAG E ) (3) They can employ a civil partnership officer. The names and addresses for civil partnership officers can be obtained from the General Registry or from the government website www.gov.ky. Once you have decided your preferred route to apply for civil partnership, you will be asked to provide a copy of your passport and immigration status and then sign a statutory declaration attesting to the fact that their application meets the requirements of the Civil Partnership Act 2020. When your officiant has completed

Required Documents & Fees for Marriage Residents:

Proof of Identity – a Cayman Islands Voter’s Registration Card or passport

Proof of marital status (legal divorce decree

death

certificate,

Fees:

> >

CI$15 - Marriage Certificate (RMC) CI$200 - Special Marriage Licence

Note: Fees to wedding celebrants for a Notice of Banns, objection and witnessing or solemnising a marriage may vary.

the due diligence on the application, including publishing the Notice of Intention to have a civil union, either the Registrar or the Civil Registrar, depending on who is dealing with your request, will

Joy Basdeo MBE, JP. Let me be your Marriage Officer or Civil Partnership Celebrant! I have over 25 years experience as a Civil Registrar. Simply Weddings-Grand Cayman offers: Beach Weddings ♥ Registry Office Weddings ♥ Historic Sites Weddings ♥ Hotel & Condo Weddings ♥ Civil Unions ♥ Wedding Blessings ♥ Vow Renewals simplyweddingscayman.com (345)949-9933 502-233-4521 mywedding@candw.ky Simple, Elegant and Personalised Ceremonies

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applicable)

not entering into a marriage of convenience. A marriage of convenience is where the two parties enter into the marriage for the sole purpose of obtaining immigration rights as a spouse of a Caymanian. This is illegal in the Cayman Islands, as in most countries. Most marriage celebrants will charge a fee for the documentation, booking, preliminary interview, publishing the Banns, conducting the ceremony and filing your marriage with the appropriate government office. The average cost of this is CI$300 and some of this is nonrefundable. Ministers of Religion may or may not charge a fee if you are a member of their congregation and they may have other requirements according to the requirements of the church. All documents, including the Notice of Marriage, must be received and be in order before the wedding can take place. The Department of Counselling Services (Tel: (345) 949 8789) offers pre-marital counselling and marriage counselling for couples. All services are provided

free of charge by the Cayman Islands Government and performed by qualified professionals. Wedding Dresses Unfortunately, there is not a wide variety of traditional wedding dresses sold in the Cayman Islands. Therefore, your options are to purchase a dress while overseas and bring it in yourself or buy it online and have it imported. When bringing it in yourself, if your dress exceeds the CI$500 allowance given to each returning resident when re-entering the Island, you will need to pay duty on the balance of the dress. If importing it, you will need to pay customs duty (22%) on the value of the dress. Note that the duty does not apply to non-residents temporarily bringing in a dress to get married in Cayman. Wedding Bands, Engagement Rings & Bridal Gifts When shopping for engagement rings,

MARRYING IN CAYMAN

Planning Your Wedding Most residents get married on Saturdays, which means you should book early to secure the date with your wedding celebrant. You will have to have a preliminary interview with your wedding celebrant and complete a form called a ‘Notice of Marriage/Banns’, which is valid for three months. When you attend the interview, you will need to take your passports and proof of your immigration status (e.g. work permit, residency certificate, etc.), if applicable. If you have been previously married, you will also need your original divorce decree or spouse’s death certificate. If the decree or certificate is in a language other than English, you will need an English translation certified by a Notary Public. If a visitor is marrying a Caymanian, your wedding celebrant is required to ask you certain questions to make sure you are

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issue a Certificate indicating that all due diligence has been done, no caveats have been received, or if received, they have been resolved and the union may proceed on the date and time specified. If you are using a civil partnership officer, then that individual must obtain the Certificate through either the Registrar or a Civil Registrar. For visitors wishing to form a civil partnership in the Cayman Islands, visit www.caymanresident.com/live/gettingmarried for information on additional steps that must be undertaken. Same-sex couples who are already married or in a recognised civil partnership outside the Cayman Islands can apply to have their relationship registered here. They must provide to the Registrar, or a Civil Registrar, a certified copy of the relevant document, a statutory declaration, proof of identity, and the required fee. Once the marriage or civil partnership has been registered, the couple will receive a certificate to that effect. Contact the General Registry or a Civil Registrar for further guidance.

GETTING MARRIED

you will find every gemstone and style on display – from dazzling diamonds in every imaginable cut and size, to alternatives such as Cayman’s local Caymanite, a semiprecious stone of the dolostone family. Shopping for bridal gifts is also easy in Cayman, as there is a huge array of jewellery set with crystals, pearls or fashion jewellery. For the groomsmen and male family members, Cayman has a good selection of stores selling Cuban cigars, men’s jewellery, cufflinks and watches, as well as fine wines and spirits. With six locations across the Island, Island Jewellers (Tel: (345) 640 5200) specialises in diamonds, wedding bands and wedding party gifts. Island Jewellers can help you put together gifts for the whole wedding party before your arrival and have them gift wrapped and delivered to your hotel. Kirk Freeport (SEE AD OUTSIDE BACK COVER) has been a premier retailer of duty free jewellery, watches, fragrances, leather, crystal and china, and accessories in the Cayman Islands since 1972. For weddings, birthdays and many other special moments in life, their network of over 22 stores across Grand Cayman makes it easy to shop for unique and beautiful gifts. For a full list of locations in George Town and Seven Mile Beach, visit www.kirkfreeport. com or call (345) 949 7477. Magnum Jewelers (Tel: (345) 946 4130) offers a wide range of fine jewellery, including rings, bracelets and necklaces. They also stock Jaeger-LeCoultre and Frederique Constant watches. They are located on Cardinall Avenue in George Town. Duty on Wedding Gifts Wedding guests coming to Cayman with gifts for the bride and groom are legally required to declare the gifts and pay the relevant duty costs. The duty applies to most gifts, except for books, cameras, crystal glassware, tableware and kitchenware (made of porcelain or china). Wedding Catering & Cakes Most hotel resorts on-Island offer special 388

CAYMANRESIDENT 2022

in-house catering for wedding events at their resort locations; however, Mise en Place (Tel: (345) 623 2433) provides an extensive range of gourmet catering options. The Cake Studio (Tel: (345) 926 4944) is a bespoke cake shop specialising in couture and custom cake designs. The studio offers a bake-to-order service for weddings, baby showers, birthdays or any other special occasion. They create custom recipes and cake designs and have even been featured in Cake Central magazine. Cake prices start at CI$100. Visit www.thecakestudiocayman.com or their Facebook page for inspiration. Kirk Market’s bakery also make excellent cakes for a reasonable price. Wedding Celebrants & Planners Coordinating your dream wedding in Cayman from a distance, or on-Island, can be a breeze with the assistance of one of Cayman’s local wedding planners. Simply Weddings can orchestrate every detail for visitors or cruise ship weddings. They also plan romantic wedding vow renewals. Elopements are welcome, and no lead time is necessary once the documents are in order. Call (345) 949 9933, email: mywedding@candw.ky or visit www. simplyweddingscayman.com. (SEE AD PAGE 386) Celebrations Ltd. (Tel: (345) 623 2044) can organise anything from a simple beach wedding to an elaborate wedding weekend. Wedding Locations Many brides-to-be dream of marrying on the world-famous Seven Mile Beach, which is consistently voted in the ‘Top 10 Beaches in the World’ for romantic weddings. There are many other options however, including lush, tropical gardens and other unique Caymanian locations. The National Gallery of the Cayman Islands (Tel: (345) 945 8111 or email: events@ nationalgallery.org.ky) offers a variety of areas, including the sculpture garden. This contemporary cultural institution has a lot to offer: stunning architecture, gorgeous sculpture gardens and galleries highlighting work by Cayman’s most-

recognisable artists. Pedro St. James (SEE AD PAGE 387) is an 18th century historic site in the Cayman Islands. Spanning seven acres of tropical landscaped gardens, with stunning panoramic ocean views, this is a picture-perfect wedding venue. The three-story Great House, known also as ‘Pedro Castle’, is typical of a late 1700s plantation-style home in the Caribbean, and provides a fabulous backdrop for picturesque wedding photographs. The property can accommodate a variety of wedding celebrations, from intimate gatherings to large groups of 800 or more guests. For more information, call (345) 947 3329, email: info@pedrostjames.ky or visit www.pedrostjames.ky. Boasting 65 acres of tropical gardens and nature reserve, the Queen Elizabeth II Botanic Park (SEE AD PAGE 387) is a magical setting for a wedding celebration. Manicured lawns can host as many as 100 people, or a more intimate affair can be held in one of the park’s lush alcoves. Facilities at the Park include full access to the air-conditioned conference room at the Visitor’s Centre and golf carts to transport guests and the bridal party around the park. Park opening hours are 9am-5.30pm daily (last admission at 4.30pm), but evening weddings can be booked from 5pm until midnight. For more information call (345) 947 9462, email: info@botanicpark.ky or visit www. botanic-park.ky/events/weddings. Camana Bay features its own private island, perfect for an intimate wedding celebration, complete with a wooden promenade deck over the water for a proper nuptial aisle. For more information email: events@ camanabay.com. The Cayman Turtle Centre offers a unique setting to say ‘I do’. Whether you’re looking for an intimate wedding or an elaborate affair, the Turtle Centre offers a perfectly distinctive ceremony and reception location in a beautiful natural setting with unique photo opportunities. They also offer full-service catering and a full bar. Call (345) 949 3894 or email: events@turtle.ky. Caribbean Club located in the heart of Seven Mile Beach is the perfect back drop for a gorgeous wedding

cellar, a Rare Rum Bar, plus access to some of the finest chefs and bartenders in the Cayman Islands. For more information visit www.kaibo.ky/wedding. The Wharf Restaurant is also a spectacular site for a beach wedding of up to 300 people. For more information visit www.wharf.ky. Sunset Bay on Old Prospect Point Road is a 300-person venue hidden in the grounds of a quaint colonial-style estate. It features a beautiful garden set right on the water. Email: sales@catering.ky for information. Smith Cove, also known as Smith Barcadere, is a beautiful public beach that is a popular wedding location but you will need to contact a wedding planner to arrange a ceremony here. Another option is to rent a villa on the beach. Contact Cayman Villas at reservations@caymanvillas.com for a list of stunning private villas that are available to rent, with several beach front options. Their professional, local staff will assist you with all accommodations, to provide you with the best location for your special day, and they will put you in touch with the best restaurants/caterers, floral shops, photographers and more, to ensure you create the perfect Caribbean wedding. You can find them at www.caymanvillas.com. For the true naturalist, with plans for a beach or ‘scuba diving underwater wedding ceremony’ surrounded by the true beauty of Cayman contact Cathy Church’s Photo Centre (Tel: (345) 949 7415 or 1 (607) 330 3504, or visit www.linfronda.com). (SEE AD PAGES 197, 391 & 453) Another wonderful location is Dart Park (Tel: (345) 946 8250). If you would rather opt for a more traditional affair, Grand Cayman boasts over 200 churches for religious ceremonies. Refer to the Community Life chapter for a list of churches.

your wedding and might help to keep costs under control. Good choices for wedding flowers include: Celebrations Ltd. (Tel: (345) 623 2044) and Kirk Market (Tel: (345) 949 7022) who can create truly stunning arrangements, bouquets and centrepieces for your event or every day needs. Every Bloomin’ Thing (Tel: (345) 945 1701) and Trisha’s Roses (Tel: (345) 949 2423) also create wonderful wedding arrangements. Wedding Hair & Makeup Every bride wants to look their best on their wedding day. If you are looking for an experienced makeup artist that will have you looking stunning for your big day, contact Luxury Couture Beauty. Run by talented makeup artist Kadian, she will help you achieve the perfect makeup look for your wedding that will go with any aesthetic. Luxury Couture Beauty also sells make up products and offers makeup lessons, eyelash tinting and brow tinting. Call (345) 926 5075 for a free consultation or email: luxurycoutureky@gmail.com.

Beauty by Kadian

With over 10 years of experience styling Caribbean weddings, Kadian will help you achieve a flawless bridal look using only the best high-quality vegan & hypo-allergenic makeup products

Wedding Flowers There are fabulous floral ideas to select from when designing your wedding bouquets and arrangements. When planning your event, it is best to remember that most flowers will have to be flown in for the event, which can become costly. A floral theme based on local varieties offers a uniquely ‘Cayman’ feel to

LUXURY COUTURE Beauty

For a free consultation, call (345) 926 5075 or email luxurycoutureky@gmail.com @beautybykadian

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GETTING MARRIED

celebration, whether it be a barefoot beach ceremony or a large traditional wedding. Offering luxurious accommodation and with LUCA restaurant for the reception, the private setting of Caribbean Club makes this one of the best locations in the Caribbean. Visit www.caribclub.com for more information. The Ritz-Carlton Grand Cayman specialises in personalised, high-end wedding celebrations. Choose to exchange your vows in the wedding pavilion on the Great Lawn surrounded by tropical blooms or the magical setting of Seven Mile Beach as the sun sets over the Caribbean Sea. You then have the choice of five different venues on-site for the reception, with the ballroom being able to host up to 500 guests. Their experienced wedding planners will ensure your day runs smoothly whether it’s just the two of you or include 100s of your family and friends. For more information, call (345) 943 9000 or visit www.ritzcarlton. com/grandcayman. The Kimpton Seafire Resort + Spa is an AAA Five Diamond resort in Grand Cayman offering beach front destination weddings, landscaped garden receptions and ballroom space for indoor events. The beautifully designed ballroom is complemented by an extensive lawn surrounded by botanical beauty. For a casual affair, say ‘I do’ on the beach and spend your wedding night in the top-floor Presidential Suite with panoramic views across SMB. Choose between the contemporary beachfront, four-bedroom private bungalow, perfect for intimate gatherings of up to 50 guests or the Beach Deck, which is a private alfresco space suitable for larger parties. Visit www.seafireresortandspa.com. Kaibo (email: mywedding@kaibo.ky), located in the nature reserve of Cayman’s Rum Point, is one of the most popular locations in the Cayman Islands for weddings because of its private white sand beach, clear water, easy access by boat and friendly staff devoted to making your wedding a deeply personal celebration. Choose to host your wedding on the secluded, palm-fronded beach or in the plantation-style house, upstairs. Both offer award winning menus from a beach buffet to a 3-course menu, a boutique wine

GETTING MARRIED

Wedding Music & Entertainment One of many ways to express your personal style during the ceremony and celebrations on your wedding day is your choice of music and entertainment. Whether you are looking for a live band to keep everyone on their feet all night or something more refined, there are options for all tastes and budgets. Popular choices include the Cayman Music School, which specialises in beautiful music for weddings and memorable occasions. Small instrumental ensembles, solo singers and musicians can be arranged for your entertainment needs. Classical and jazz are popular musical styles for weddings. For more information, call (345) 938 3838, email: info@caymanmusicschool.com or visit www.caymanmusicschool.com. Local band Bona Fide is a popular wedding band with an extensive repertoire to keep your friends and family entertained. They are also open to learning new songs. Visit www.bonafidecayman.com for more information and to make a booking.

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Wedding Dance Classes & Bachelor/ Bachelorette Parties If you’re worried about the first dance then take some private lessons at Quinntessential Movement (www.qmovement.dance) or Centre Pointe Dance Studio (www. centrepointedancestudio.com) to increase your confidence on the dancefloor, or even wow your guests with a special choregraphed dance. Good options for bachelor or bachelorette parties include boat parties (see the Boating chapter for more information), spa days or dinner at one of the Island’s luxury hotels such as the Ritz-Carlton Grand Cayman, Kimpton Seafire, Marriott Beach Resort or the Westin Beach Resort. To rent a house or condo for a staycation on the beach, contact Cayman Villas for information. Private rum tours are available at Cayman Spirits Company, or a special creative class at the 3 Girls & A Kiln pottery shop in Camana Bay can be set up for fun and creative afternoon.

Wedding Photographers & Videographers Meeting the right photographer is as important as finding the perfect wedding dress. No keepsake from your wedding day will be treasured as much as your photographs. Below is a list of the top wedding photographers and videographers in Grand Cayman. Rebecca from Rebecca Davidson Photography is an expert in capturing wedding images. The Cayman Islands has been her home for most of her life and photographing families, children, commercial images and weddings, as she has done for the last 20 years, is her passion. She is professional, knowledgeable and will capture you perfectly producing stunning images. Her work is featured in over 10 internationally sold publications and she offers a range of photography packages to suit all. Her style is relaxed, fun and creative. Follow her on Instagram (@rebeccadavidsonphotography) to see her latest images. Call (345) 916 1654, email: wedding@rebeccadavidson.com or visit www.rebeccadavidson.com. (SEE AD THIS PAGE & PAGE 399) Cathy Church’s Photo Centre (Tel: (345) 949 7415 or 1 (607) 330 3504 or visit www.cathychurch.com) offers professional photographers, such as Lin Fronda (www. linfronda.com), who provides wedding, event and group photography to meet your style requests from funky to elegant. Email: lin@cathychurch.com for quotes on everything from a family beach portrait to a multi-day wedding extravaganza. For underwater events, including weddings and baby photos, choose awardwinning Cathy Church to personally take your special photos. (Email: cathy@ cathychurch.com). Cathy Church’s also offers excellent photo printing services and will provide you with a beautiful print package from luxurious framed canvas to inexpensive 4” x 6” prints. (SEE AD THIS PAGE & PAGES 197 & 453) Pictures By Shankar (Tel: (345) 925 1777, email: info@picturesbyshankar. com) has developed its reputation on the foundational premise that photography is all encompassing, not just imagery. It is their experience that is offered and the

European Union citizens (except the United Kingdom and Ireland) may need to have their RMC apostilled (or authenticated). This does not apply to citizens of the United States, Canada or the Commonwealth. Persons from Asia, South and Central America should check with their Embassy or Civil Registrar/ Marriage Officer, as to whether an apostille is required for their country. You will need to produce your Registered Marriage Certificate when you return home to get a new passport and a driver’s licence in your married name, get your marital status changed on health and social security documents and for a myriad of other reasons. If you were to get divorced at a later date, then your Registered Marriage Certificate would also be required. It is an important document, so you should make sure you obtain it and keep it safe.

Tell them you saw it in the

Wedding Transportation There are plenty of options for ferrying you and your guests to and from your wedding. Cayman Airways offers travel packages for wedding parties and honeymoons. Email: weddings@caymanairways.net. Island Air (Tel: (345) 949 5252) offers a complete service for private and chartered aircraft including a ground handling and refuelling service. Webster’s Tours Ltd. (Tel: (345) 945 1433) offers airport transfers, on-Island transfers, and tours. Finally, Cayman Luxury Excursions offers private transportation services in their Mercedes minivan. Call (345) 326 2018 or email: info@cayluxe.com for more information. ONCE YOU ARE MARRIED

Immediately after you are pronounced husband and wife, you and your spouse, along with your Civil Registrar/Marriage Officer and two witnesses (aged 18 or older), must sign three certified copies of the Marriage Register. One copy, called the Certified Copy of Marriage Register, is

GETTING MARRIED

Wedding Stationery & Invitations When the time arrives to send out invitations, Studio Two Sixteen (Tel: (345) 938 8363 or email: hello@ studiotwosixteen.com) can create personalised invitations, as well as announcement cards, thank you cards, signage and party favours.

yours to keep for your records. Your Civil Registrar/Marriage Officer is required by law to keep one copy in their Marriage Book. The third copy must be filed by your Civil Registrar/Marriage Officer with the Registrar of Marriages at the General Registry, located on the first floor of the Government Administration Building. It is your responsibility to obtain the Registered Marriage Certificate (RMC) of your marriage from the General Registry, unless you have arranged with your wedding celebrant to obtain this and forward it to you. This document is your legal Marriage Certificate and should be secured with your other important documents. The cost of the RMC is CI$15. Ensure everything on the marriage registry is correct; changes to errors on the document costs CI$40. The RMC will have the details of your marriage, a watermark of the Coat of Arms of the Cayman Islands and the raised seal of the Registrar General on the front and the words ‘secure copy’ on the reverse.

THE

moments they capture. Their exclusive experience provides an insight into clients lives for generations to come. Deep Blue Images/Julie Corsetti (Tel: (345) 916 0016, email: info@deepblueimages. com or visit www.deepblueimages.com) captures the romance, emotion and beauty of every occasion. Her team offers a creative and passionate style, making sure the photographs will be treasured for years. Guy Waller Photography specialises in bespoke wedding and family portrait photography capturing memories and joyful moments. Tel: (345) 321 3336, email: guy@pinkpalmstudio.com or visit www.guywaller.com.

PHOTOGRAPHY FOR ALL OCCASIONS BY CATHY CHURCH’S PHOTO CENTRE www.cathychurch.com

Cayman Islands (345)949-7415

lin@cathychurch.com

US Direct

(607)330-3504

www. c a y m a n r e s i d e n t . c o m

391

Having a

Baby

OB/GYNs, midwives, paediatricians and paediatric dentists, costs of having a baby, maternity wards, where to find support groups, maternity and baby clothes and how to make your baby a legal resident in Cayman.

H AV I N G A B A BY

Preparing To Have A Baby 392 - The General Environment 392 - Obstetricians/Gynaecologists 393 - Hospitals 394 - COVID-19 & Changes to Maternity Wards 394 - Costs of Having a Baby On-Island 394 - Private OB/GYNs and Midwife Births 395 - Fertility Treatments 395 - Childbirth Preparation Classes & Doulas 396 - Safety At Home 396 - Massage for Pregnancy 396 - Prenatal Exercise Classes 396 - Maternity Clothes & Bras 396 - Maternity Leave 396 - Domestic Help, Nannies & Babysitters 397 After Having A Baby - Paediatricians - Postnatal Care & Lactation Consultants - Breast Pumps - Baby Formula & Food - Immunisations - Dental Care - Family Photographs - Baby & Toddler Activities & Groups - Baby & Toddler Clothes - Baby & Toddler Equipment - Passports & Immigration 392

CAYMANRESIDENT 2022

397 397 398 398 398 398 399 399 400 400 400 401

Photos courtesy of Daria Keenan

PREPARING TO HAVE A BABY

The General Environment Anyone who has had a baby in Cayman will tell you it is a great place to be pregnant, owing to the first-rate prenatal medical care available. Maternity care is administered by two of Cayman’s three state-of-the-art hospitals, and the care they provide is second to none. Cayman’s OB/GYNs and midwives are all highly qualified and experienced, giving couples peace of mind when it comes to the welfare of expectant mums. During the COVID-19 pandemic, OB/GYNs, midwives, nurses and other healthcare professionals went above and beyond to keep mothers-to-be and newborns safe, and ensure a positive birthing experience. Several of the safety procedures implemented have been maintained and you can find out more about these on page 394. After the child is born, new parents can also feel safe in the knowledge that their child will receive excellent medical care from world-class paediatricians. Cayman upholds the same rigorous well-child checks and vaccine schedule for children as in the UK, USA, Canada and other developed countries. For more comprehensive information on having a baby in the Cayman Islands, check out the Pregnancy chapter of our sister publication, Cayman Parent magazine.

Obstetricians/Gynaecologists When you become pregnant, the first thing to do is to choose either a private specialist doctor (OB/GYN) or register at the Women’s Health Centre at the Cayman Islands Hospital for antenatal care. The following are obstetricians in Cayman:

Open Monday-Friday 9am-4pm (closes early

Dr Rachelle Shirley BMedSci MBBS DM (OG)

on Wednesday). Closed weekends and public

FACOG

holidays. No online consultations.

Royale Medical & Wellness Center

Consultant/specialist

OB/GYN:

high

risk

pregnancy, infertility, traditional and advanced surgery

including:

advanced

Bay Town Plaza, 36 West Bay Road Tel: (345) 769 6230 or www.royalemedical.ky

laparoscopic

surgery and minimal invasive surgery for heavy

Dr Diana Van Der Borden MBBS MD BSCCP

periods, endometriosis, urinary incontinence,

OceanMed, Bayshore Mall, Level 2

Cayman Islands Hospital

sterilisation and prolapse. Advanced equipment

South Church Street, George Town

Dr Gilbertha Alexander MBBS DM MRCOG

including: 4D, 3D and coloured ultrasound;

Tel: (345) 946 2326

Dr Elaine Ebanks MBBS DM

electronic urodynamics; digital colposcope

www.oceanmed.ky

Dr Gillian Evans-Belfonte MBBS MRCOG

and LEEP procedures. One-stop cancer

Dr Rhonda Reeves MBBS DM FRCOG

screen; anomaly scan; nuchal translucency and

Dr David Stone BSc MD FACOG

Dr Davina McCoy BSc MBBS [Registrar]

amniocentesis tests; packages for pregnancy

OceanMed, Bayshore Mall, Level 2

Dr Karina Palmer-Forde BSC MD [Well

care and delivery. SE E AD PAG E 313 & T H I S PAG E

South Church Street, George Town

Women’s Clinic]

Tel: (345) 946 2326

Dr Peter Sipos MD PhD (Med) MsC (Health

Dr Lisa Joels MBChB FRCOG FHEA MD

www.oceanmed.ky

Economy) MRCOG CCT (UK)

Specialist Obstetrician & Gynaecologist

Dr Stone serves many women throughout

95 Hospital Road, George Town

Integra Healthcare Ltd, Grand Pavilion

their pregnancy and with woman’s health

Tel: (345) 949 8600

Tel: (345) 745 7450

issues including urogynecology such as urine

Email: lisa.joels@integra.ky

incontinence, minimally invasive surgery and

Dr Venkamma Bonigi MBBS DGO

www.integra.ky

advanced

Faith Hospital, Cayman Brac

Integra Healthcare has an all-female OBGYN

uterine bleeding, chronic pelvic pain, uterine

Tel: (345) 948 2243

team, covering obstetrics, gynaecology, child

fibroids, endometriosis, vaginal prolapse, and

and adolescent gynaecology and fertility.

infertility. SE E AD PAG E 316

laparoscopy,

treating

Lisa brings 19 years tertiary UK consultant

33 Pasadora Place, Smith Road

experience and particular interests in holistic

Dr Laura Hole MBBS, BSc, MRCOG

Tel: (345) 949 9090

care, fertility problems, adolescent issues and

OceanMed, Bayshore Mall, Level 2

minimally invasive techniques.

South Church Street, George Town

SE E AD PAG E S 306, 320, 321 & 397

Tel: (345) 946 2326

Dr Sarath De Alwis FRCS FRCOG MRCP FFSRH (UK) MRCS LRCP (UK)

abnormal

www.oceanmed.ky SE E AD PAG E 316

Doctors Hospital

Dr Madhavi Manoharan MBBS MD MRCOG DFFP

16 Middle Road, off Walkers Road, GT

Specialist Obstetrician & Gynaecologist

Dr Zbigniew Zwierzchowski

Tel: (345) 945 6066

Integra Healthcare Ltd, Grand Pavilion

Doctors Hospital, 16 Middle Road, off Walkers

sarath.dealwis@doctorshospitalcayman.com

Tel: (345) 745 7450

Road, George Town

Email: madhavi.manoharan@integra.ky

Tel: (345) 949 6066

Dr Howard Deosaran BSc MD DM FACOG LLB

www.integra.ky

Email: zbigniew.zwierzchowski@

(Hons)

Integra Healthcare has an all-female OB/GYN

doctorshospitalcayman.com

Centre for Women, Family and Child Health

team, covering obstetrics, gynaecology, child &

Caribbean Plaza, Seven Mile Beach

adolescent gynaecology and fertility. Madhavi

Tel: (345) 943 4666

brings a decade of tertiary consultant-level experience and specific interests in early

Dr Rommel El-Madany

pregnancy scanning, high-risk pregnancies

MB BCh FRCS (GYN) (Edin), HDGO (Dublin) DM

and fetal medicine. SEE AD PAGES 306, 320, 321 & 397

MD RCSI/IPA (Dublin) Diploma of Advanced Obstetrics Ultrasound RCOG/RCR (London)

Dr Barry Richter MBChB, MMed, FRCS(C)

Island Medical (OB/GYN) Office

NovoClinic, BritCay House

9 Smith Road Plaza, Smith Road

236 Eastern Avenue, George Town

Tel: (345) 946 2496

Tel: (345) 746 6082

Urgent After Hours: (345) 926 2911

Email: clinic@novocayman.com

Email: islandobgyn@icloud.com

www. barryrichtergyn.com

Email: islandobgyn@icloud.com

www. c a y m a n r e s i d e n t . c o m

393

H AV I N G A B A BY

Dr Edward Caudeiron MD

H AV I N G A B A BY

Hospitals In the Cayman Islands, all babies are born in a hospital. Home and water births are not currently offered. There are two maternity wards in Grand Cayman and one in Cayman Brac. If you have a private OB/GYN, then you should discuss which hospital they practice at. It’s also recommended that you tour your chosen hospital beforehand to familiarise yourself with the space, staff and amenities. The Cayman Islands Hospital offers five double and three single rooms, providing a total of 13 beds, plus three labour/delivery rooms. It also offers the only Neonatal Intensive Care Unit (NICU) on the Island. The standard of care is excellent. Doctors Hospital offers two private delivery suites. Most high-risk pregnancies can be managed on-Island and the NICU at the Cayman Islands Hospital provides excellent care for premature babies from 28 weeks. In emergencies, they can also care for babies born even earlier. In some cases, the decision may be taken to transfer the mum-to-be or the newborn baby overseas, whether by air ambulance or by commercial flight, and almost always to the USA. Therefore, remember to have all of your documents in order, including your passport and visa, and please note that a newborn will need an emergency passport to travel. Organising all of these documents in a rush could be very complicated. See the Passports & Immigration section in this chapter for details on how to obtain a passport for your child. Cayman Islands Hospital (CIH) 95 Hospital Road, George Town Maternity Unit Tel: (345) 244 2842/2841 www.hsa.ky The Maternity Unit offers facilities for both low risk and high-risk mothers and babies. These services are comprised of antepartum care (before birth), labour and delivery, post-partum (after-birth) and neonatal care; including normal births, twin births, breech, vacuum, forceps and caesarean section deliveries. The Maternity Unit, located on the ground floor of the Cayman Islands Hospital offers five double 394

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and three single rooms plus three labour/ delivery rooms. All rooms have ensuite bathroom facilities. The Neonatal Intensive Care Unit (NICU) is well equipped to care for up to six newborns who may be premature or may need special observation or intensive care. SE E AD PAG E 297 Doctors Hospital (DH) 16 Middle Road, George Town Tel: (345) 949 6066 www.doctorshospitalcayman.com The only private maternity suites in the

different families.

All mothers-to-be will be tested and have their result prior to arrival at the hospital for planned caesarean sections and inductions. Women who arrive in labour will be tested on arrival. Due to the changing nature of the pandemic, the information provided in this article is subject to change. Visit www.hsa.ky or call the Maternity Unit on (345) 244 2841/ (345) 244 2842 to ensure you have the latest information. COVID-19 Testing Patients & Staff:

Cayman Islands with OB/GYN physicians, nursing staff and midwives providing a comprehensive approach to maternity care in a safe environment. After birth, the room is converted into a quiet, cosy, and nurturing space for families to recover. Support partners are always welcome to stay the night with mom and baby at Doctors Hospital. SE E AD PAG E 291

COVID-19 Changes to the Maternity Wards in the Cayman Islands The COVID-19 pandemic changed all of our lives and the way Cayman’s hospitals functioned to keep patients, staff and the community safe. > Masks: Visitors to the HSA and its Maternity Ward must wear masks at all times. The mother is required to wear a mask as much as possible, however, will not be asked to wear one during labour. > Birthing Partners: During active labour, birthing partners are permitted to be with the mother. This includes overnight. There are no overnight visitors allowed outside of these circumstances at HSA. Overnight visitors are allowed at Doctors Hospital. > Visitors & Siblings: Visits are limited to one designated visitor or birthing partner per day. No siblings or visitors under the age of 18 are permitted. > NICU (Neonatal Intensive Care Unit): Due to the vulnerability of these babies, the HSA’s safety measures now allow only one set of parents in the NICU at designated times. This is to ensure effective social distancing between

Costs of Having a Baby On-Island Having a baby in Cayman is expensive and there is no free healthcare. There are two options for having a baby on-Island: you can either choose between having your baby delivered by a midwife at the Cayman Islands Hospital in George Town and the hospital’s obstetrician being called only if it is deemed necessary, or you can choose to have a private obstetrician who will then follow you through your pregnancy and be with you through your labour and the delivery of your baby. Once you have decided which route you would prefer, be sure to call your insurance provider and discuss the fees in relation to your insurance coverage. You will want to ask about your prenatal care, the cost of the delivery and the immediate care of your newborn baby. The amount of coverage will depend on your insurance plan; it may be anything from 100% to nothing at all. If you are pregnant upon arriving in Cayman, your pregnancy may be considered a ‘pre-existing condition’ and may not be covered by your new insurance policy. Some insurance plans require a 10-month waiting period before they will cover your pregnancy and some have a limit on prenatal care, e.g., CI$500 at 100%. You should also find out about adding your new baby to your insurance policy from the moment of the birth. For a full breakdown of costs and more information on insurance, pick up our sister publication Cayman Parent magazine.

Bedside Manor.pdf

8/13/21

It is also possible to opt for a midwife delivery through the Women’s Health Clinic at the Cayman Islands Hospital. With this route, the expectant mother receives expert care through a team of 16 midwives who will manage the prenatal care and deliver the baby. The midwives are highly qualified and trained to deliver babies - parents-to-be from the UK will be familiar with this system of care through the NHS. The department also has five OB/GYNs, four of which are female, on call 24 hours a day should there be any problems. The hospital has ultrasound equipment in the Radiology department where ultrasounds are performed at weeks 18 and 20. There are also portable ultrasound machines in the Women’s Health Department and in the Maternity Ward. Choosing midwife care is a more cost-effective option for having a baby in Cayman and both mum and baby can still expect to receive fantastic world-class care. Midwife Births:

1:50 PM

Fertility Treatment If you are having trouble conceiving then there are plenty of options on-Island to help you. The timings for when to see a fertility specialist depend largely on your age and how long you’ve been trying to conceive naturally. It is generally recommended that you see someone right away if you’re under 35 and have been trying to conceive for 12 months or more; you’re between 35 and 40 and have been trying to conceive for six months or more; you’re 40 or over, or you already know you have fertility issues. If you fall into any of these categories then contact OB/GYNs, Dr Lisa Joels, Dr Stone, Dr Alwis, Dr El-Madany or Dr Davis at the Cayman Fertility Centre. They will all be able to undertake initial testing and subsequent treatment that may be required, such as ovarian stimulation and IUI. At this time only the Cayman Fertility Centre (www. caymanivf.com) offers IVF treatment onIsland. For more information on fertility options, pick up a copy of our sister publication, Cayman Parent.

CMY

MA R KE T ST R E E T, C A MA N A BAY

@ Be d s i d eMa n o r

Fo r all yo ur stylish baby needs! »

www. c a y m a n r e s i d e n t . c o m

395

H AV I N G A B A BY

Private OB/GYNs & Midwife Births Private OB/GYNs: All Obstetricians in Cayman are highly qualified and come from all over the world, including America, Canada, the UK, the Caribbean and beyond. They all have ultrasound equipment in their clinics and provide world-class care that you would expect to receive in any developed country. If you have decided to receive private care, then as soon as you think you may be pregnant (or even better, when you decide you are going to start trying), you should book an appointment with an OB/GYN. If you are pregnant, you will probably have your first scan at around six weeks. If your medical history is such that it may affect your pregnancy, it is important to have a consultation before conceiving. The doctor you choose will guide you through your entire pregnancy and deliver your baby with the help of a team of highly trained midwives. See the page 393 for a full list of doctors.

H AV I N G A B A BY

Childbirth Preparation Classes & Doula Services The Health Services Authority (HSA) offers a free, eight-week educational series called ‘Parent Craft’. Classes are held on Monday evenings, 5.30pm-7.30pm at the Women’s Health Centre located at the Cayman Islands Hospital. There is no charge or need to register in advance. Led by experts in the relevant fields, topics include, among others: Nutrition for Pregnancy, Labour & Delivery, Knowing your Baby, Breast Feeding, Infant CPR, Alternative methods of delivery and immediate postnatal care, Postnatal care at home, safety, immunization & family planning, Relaxation in pregnancy and Motor development in the first 12 months. You will also be taken on a tour of the maternity ward so you can familiarise yourself with the facilities. If you miss any classes, you may make them up during a subsequent eight-week course cycle. Please call (345) 244 2649 or (345) 244 7627 for more information. Doctors Hospital offers free Antenatal Classes that are an hour long and run for three-consecutive weeks. Topics include what to expect when you’re pregnant, pregnancy complications, health and nutrition, the four stages of labour and recovery, choosing a paediatrician, breastfeeding, mental health and newborn care. You will also be offered a tour of the maternity ward. The classes are held at the Camana Bay location. Tel: (345) 949 6066. RVC Rehab Services (Tel: (345) 949 6024) offers courses, both group and private, in the Lamaze method of childbirth. This is the most common type of birth class and approaches childbirth as a natural and healthy process. They neither support nor discourage the use of medicine or medical interventions during labour and delivery. Instead, they inform mums-to be about their options so that they can make decisions about their own birth plan. The course consists of six two-hour sessions with a maximum of 12 couples and is often a great way to meet other parents-to-be at a similar stage of pregnancy. The course 396

CAYMANRESIDENT 2022

covers topics such as comfort measures for coping in labour, breathing and relaxation techniques, birth plans, coping with challenges during labour, breastfeeding and infant care. Private classes and refresher childbirth classes, doula and lactation services are also available. Ariel Grace is a registered Doula and pre and post-natal Pilates instructor at Align Wellness Studio. Ariel teaches child birth education and pre-natal Pilates classes to inform, and prepare new parents for childbirth and recovery. As a birth doula, Ariel offers compassionate and non-judgmental, one-on-one individual physical, emotional, and educational support sessions for mums throughout pregnancy and childbirth. Safety At Home Before bringing your baby home, it’s a good idea to do a safety appraisal. Toilet and cupboard locks, stair gates, bath grip mats, corner protectors and electrical socket plugs are all easy and affordable ways to make your home safer. You will find a good selection of baby-proofing equipment at A.L. Thompson’s, Kirk Home and Baby Express. You should also consider fencing (and perhaps an alarm system) if you have a pool. Contact Oasis Pool & Spa (345) 945 7665 or Pool Patrol (345) 949 8543. Fitness Connection (Tel: 345) 949 8485 offers pool safety and swimming lessons for little ones from three months of age. They also teach nannies how to swim and offer CPR, First Aid, AED, Lifeguard and SAI STAR certifications to put safety first in your home. (SEE AD PAGE 443) Check your garden for noxious plants that might pose a threat if ingested by young children. Additionally, citronella oil, is commonly used as a mosquito deterrent in lamps and Tiki torches, poses a danger when ingested or inhaled. Make sure that any such bottles and torches are stored out of reach. If you find your baby with part of a plant, or if you suspect a household product may have been ingested, even if your baby is awake and alert, it is prudent to call the Center for Disease Control and Prevention Poison Helpline

(USA) (Tel:

1 (800) 222 1222) to check if the substance is potentially dangerous or take your child to the emergency unit of the Cayman Islands Hospital. Massage for Pregnancy Make sure you get full approval from your doctor before you engage in any type of massage therapy. There are many options on-Island such as La Prairie Spa at The RitzCarlton or The Spa at Seafire at the Kimpton Seafire Resort + Spa, Touch of Thai (Tel: (345) 949 8989), Tips n’ Toes (Tel: (345) 943 8637), Beyond Basics Medical Day Spa (Tel: (345) 945 2737) and Da Vinci Centre (Tel: (345) 943 2002). Prenatal Exercise Classes Pre and post-natal circuit classes are offered by Carla at 345 Personal Training (Tel: (345) 926 2117 or email: 345personaltraining@ gmail.com) Kula Kids Cayman (www. kulakidsyogacayman.com) offers weekly prenatal yoga classes and workshops. Ariel Grace at Align Wellness Studio (www.align. ky) and Energy Essential Fitness (www. energycayman.com) both offer pre and post-natal Pilates classes. Prenatal exercise classes are a great way to meet other expecting mums! Maternity Clothes & Bras The Bump to Baby sells upscale and stylish maternity clothing from brands such as Séraphine. They also stock nursing bras, belly bands, diaper bags and pregnancy pillows. Located in The Strand, Tel: (345) 938 6498 or visit www.thebumptobaby. com. Atlantic, Silhouette and The Baby Shoppe also sell a good selection of maternity bras. Funky Monkey offers a wide range of comfortable clothing. Maternity Leave The Labour Relations Act (2015) provides for a minimum maternity leave allowance of 14 calendar weeks in any 12-month period. However, this is only available as an entitlement where the mother concerned has already completed a full year of employment with her employer. Where an employee

www.aaacaregivers.ky

Email: jasmina.marinova@integra.ky

AAA Caregivers is a housekeeping, childcare

www.integra.ky

and elderly care agency, whose staff are

Integra Healthcare provides a team of three

experienced

tertiary-trained

housekeepers/nannies

and

newborn

trained in First Aid/CPR, basic childcare and

specialists providing a comprehensive service.

elderly care, fire safety and food handling.

Jasmina provides a comprehensive holistic

Staff are assigned to families based on

paediatric service to infants of all ages, as well

suitability and family needs. They can also

as attending deliveries and providing newborn

assist in finding a suitable nanny for a finder’s

care. SE E AD PAG E S 306, 320, 321 & 397

fee. They will perform all the necessary background checks and provide training.

Dr Aritra Mukherji, MBBS MD FNB

Alternatively, the agency can hold the work

Paediatric Cardiologist

permit for a set monthly fee.

Health City Cayman Islands, 1283 Sea View

AFTER HAVING A BABY

Road, East End Tel: (345) 640 4040

Paediatricians

Emergencies: (345) 526 2108

Dr Cecily Abraham MBBS DCH DM

Email: info@healthcity.ky

Unit 7, Alexander Place, Dorcy Drive

www.healthcitycaymanislands.com

Tel: (345) 945 7050 Dr Segomotso Madisa MBBS, MD (UWI) Dr Zanele Balang MD, MBBS

The Children’s Clinic and Family Practice

Doctors Hospital

Windward Centre , 93 Smith Road, GT

16 Middle Road, off Walkers Road.

Tel: (345) 949 2970

Tel: (345) 949 6066

Email: drgoffice@candw.ky

zanele.balang@doctorshospitalcayman.com

www.thechildrensclinic.ky

Dr Christine Chen

Obstetrics & Newborn Care

Centre for Women, Family and Child Health Caribbean Plaza, Seven Mile Beach. Tel: (345) 943 4666

“as it should be”

www.forhealth.ky

Domestic Help, Nannies, Childcare & Babysitters Close to the end of your pregnancy, or once the baby has arrived, you may need some help with the work load at home. Be aware that many people seeking domestic help positions arrive in Cayman untrained. It is not advisable to seek domestic help through newspaper advertisements or EcayTrade. Before hiring anyone, make sure you obtain recent employment references. For more detailed information and guidance on hiring a nanny or caregiver, pick up our sister publication Cayman Parent magazine.

paediatric

H AV I N G A B A BY

has not completed 12 months, the Law prescribes that any maternity leave may be pro-rated. You should enquire with your employer what their policy is regarding maternity leave, as some employers can be more flexible than others. There is nothing in the Law that prevents an employer from providing maternity benefits in excess of the minimums prescribed. Currently an employer is legally required to offer 20 working days leave on full pay, 20 working days leave on half pay and 30 working days on no pay. For practical purposes, this is treated by many businesses as the equivalent of six weeks at full pay, and eight weeks at no pay. Maternity leave may generally be taken in whatever portions requested by the employee, but six weeks of it must be taken after the birth of a child. At present there is no provision in the Law for paternity leave; however, some companies will allow a new father anything from a few days to two weeks off. Cayman Islands Law also provides for adoption leave. A female employee who adopts a child under the age of three, is entitled to adoption leave of nine calendar weeks, of which 15 working days are on full pay. Paternity leave for fathers who adopt is five days paid leave at the employer’s discretion.

All female integrated team of tertiary trained specialists, covering obstetrics, fetal medicine & neonatal care, giving you peace of mind & great back-up.

Dr Ramon Lacanilao MD FAAP Doctors Hospital 16 Middle Road, off Walkers Road Tel: (345) 949 6066 ramon.lacanilao@doctorshospitalcayman.com

OBSTETRICS, GYNAECOLOGY & FERTILITY CARE

Dr Lisa Joels MB ChB, MD, FRCOG, FHEA Dr Madhavi Manoharan MBBS, MD, MRCOG, DFFP

Dr Chela Lamsee-Ebanks MBBS DM Dr Marilyn McIntyre MBChB DRCOG FRCM

PEDIATRIC & NEWBORN (NEONATAL) CARE

Dr Earl Robinson MD FAAP Dr Linden Swan MBBS DM

Dr Sara Watkin MB ChB, FRCPCH MD Dr Jasmina Marinova MRCPCH MD Dr Sarah Newton MB ChB, FRACP (paeds) DCH

Cayman Islands Hospital 95 Hospital Road, George Town Tel: (345) 949 8600

Dedicated, new women’s health suite that’s holistically designed and comprehensively equipped.

Dr Jasmina Marinova MRCPCH MD Specialist Paediatrician, with an interest in

AAA Caregivers Agency

Neonatal Medicine

Tel: (345) 916 5925 or (345) 323 1765

Integra Healthcare Ltd, Grand Pavilion

Email: aaacaregivers@candw.ky

Tel: (345) 745 7450

+1 (345) 745 7450

www.integra.ky

www. c a y m a n r e s i d e n t . c o m

397

Second Language: SeTswana

www.thechildrensclinic.ky

SE E AD T H I S PAG E & 298

Second Language: French This family practice is situated within walking

Dr Sarah Newton MBChB FRACP (paeds) DCH

distance of the Cayman Islands Hospital and

Specialist General Paediatrician & Newborn

a short drive to Doctors Hospital. The clinic

Care

provides neonatal newborn services, well baby

Integra Healthcare Ltd, Grand Pavilion

check-ups, immunisations and sick child visits.

Tel: (345) 745 7450

Consultations are by appointment, but walk-in

Email: sarah.newton@integra.ky

emergencies are also catered for.

www.integra.ky

SE E AD T H I S PAG E & 298

Integra Healthcare provides a team of three tertiary-trained

H AV I N G A B A BY

paediatric

and

newborn

Dr Sara Watkin MBChB MRCP (paeds)

specialists providing a comprehensive service.

FRCPCH MD

Besides her general paediatrics and newborn

Specialist Paediatrician & Neonatologist

care, Dr Sarah has a particular interest in

Integra Healthcare Ltd, Grand Pavilion

growth and development, as well complex

Tel: (345) 745 7450

diagnostics and care. SEE AD PAGES 306, 320, 321 & 397

Email: sara.watkin@integra.ky www.integra.ky

Dr Gordon Smith MB ChB MRCP (UK) MRCGP

Integra Healthcare provides a team of three

DRCOG

tertiary-trained

The Children’s Clinic and Family Practice

specialists providing a comprehensive service.

Windward Centre , 93 Smith Road, GT

Dr Sara is lead for neonatal care, having had

Tel: (345) 949 2970

25 years’ experience as consultant in the UK

Email: drgoffice@candw.ky

focused on the sickest and most preterm

paediatric

and

newborn

infants. SE E AD PAG E S 306, 320, 321 & 397

Postnatal Care & Lactation Consultants Qualified, postnatal experts are on hand to help alleviate any concerns and help with breastfeeding and general baby care. RVC Rehab Services (Tel: (345) 949 6024) offers lactation services to help mothers get off on the right foot with breastfeeding. They offer hospital visits as well as in home visits and work with the mother to address practical issues and help set realistic expectations for your baby and yourself. The Children’s Clinic and Family Practice (Tel: (345) 949 2970) provides advice on lactation and newborn care. Nurse Sandria Foster offers appointments to assist with breastfeeding technique and general concerns at the clinic, at home or at the hospital. The

Windward Centre, 93 Smith Road George Town, Grand Cayman

Dr. Gordon Smith Dr. Segomotso Madisa General Paediatrics Neonatology Well Child Checks Immunisations Dive Medicine General Practice

Cayman Islands Breastfeeding Support Group

is a volunteer group that meets at least once a month to offer free support and education in breastfeeding to current and existing mothers. The volunteers visit new mothers in hospital and at home to offer

Medicals

School/College • Work Permit • Life Insurance

www.thechildrensclinic.ky

Tel : (345) 949 2970 398

•

Email: drgoffice@candw.ky

CAYMANRESIDENT 2022

free breastfeeding advice and support. They will rent hospital-grade Medela pumps in emergency situations, and provide breast pumps for mums returning to work. The group sells the Medela breast pumps, see the prices in the section below. Visit www.facebook.com/cibreastfeeding or email: cibreastfeeding@gmail.com for more details. The midwives at the Women’s Health Centre offer free post-natal care and home visits for HSA patients. Tel: (345) 244 2649 / 2710 / 2732. They can provide general and breastfeeding support after the birth of your child. These services are also offered at the following health centres onIsland: Bodden Town Health Centre, available Monday and Thursday 8.30am-8pm; Tuesday, Wednesday and Friday 8.30am4pm and Saturday 8.30am-12pm. Tel: (345) 947 2299. East End Health Centre, available Monday-Friday 8.30am-4pm and Saturday 8.30am-12pm. Tel: (345) 947 7440. West Bay Health Centre, available on Mondays, Tuesdays, Thursdays and Fridays 8.30am-4pm; Wednesdays 8.30am-8pm and Saturdays 8.30am-12pm. Tel: (345) 949 3439. North Side Health Centre available Monday-Friday 8.30am-4pm; Saturday 8.30am-12pm. Tel: (345) 947 9525. Breast Pumps The

Cayman

Islands

Breastfeeding

Group (www.facebook.com/ cibreastfeeding) sells the Medela Double Pumping Breast Pump for CI$190 and the Medela Manual Breast Pump for CI$25. Cayman Medical Supplies (Tel: (345) 949 6211) also sells reasonably priced Medela breast pumps and spare parts. Baby Express (Tel: (345) 640 2397) also stocks a range of breast pumps. Support

Baby Formula & Food Refer to the Cayman Parent website (www. caymanparent.com) for information on where to find a variety of baby formula and baby food options on-Island. Immunisations Immunisations are carried out by GP clinics, the Public Health Clinic of the

Dr Kris Togias DMD PC Board Certified Orthodontist (USA) Dr Aikaterini Fysikoudi DDS HSPD (HonM) Pasadora Family Dental Centre 94 Smith Road, Pasadora Place, George Town Tel: (345) 943 2222 WhatsApp: (345) 936 3222 Email: info@pfdc.ky www.pasadorafamilydental.ky Languages: English, German and Greek Paediatric and orthodontic treatments, Invisalign for adults and teenagers, preventative and special care services, orthodontic treatments with removable and fixed appliances, advanced 3D imaging, Cranex 3D Cone Beam digital X-rays, safe sedation options. SE E AD PAG E 312 Dr Sean A. Childers BSC DMD MSc FRCD(C) Dr James Moses DDS, MS 7 Dental Marquee Place, West Bay Road Tel: (345) 943 7400 Email: hello@7dental.ky A family and cosmetic dentist who is also a Board Certified Specialist in Paediatric

is an award-winning family and newborn photographer, photographing families in Grand Cayman since 2014. She is known for her high energy and ability to put children and parents at ease in front of her camera. Daria is an extremely popular newborn and family photographer so we recommend booking as far in advance as possible. Tel: (345) 925 6695 or visit www. dariakeenan.com. Deep Blue Images/Julie Corsetti and her team take pride in capturing and preserving precious family memories including belly bump pictures, newborns and family portraits. Tel: (345) 916 0016, email: info@deepblueimages.com or visit www.deepblueimages.com. With over 25 years of experience, Rebecca Davidson ( SE E PAG E 390 & T H I S PAG E ) is an expert in capturing stunning maternity, newborn and family photography. As a mum of four she has the ability to persuade even the most spirted child to cooperate! Rebecca offers a mobile service, bringing her ‘sleepy newborn’ session to the comfort of your own home. She supplies beautiful handmade outfits, Keenan

Dentistry. His comprehensive dental care from infancy through to early adulthood focuses on the prevention, early detection and treatment of dental diseases. His practice offers safe sedation techniques with state-of-the-art monitoring, wisdom tooth removal, and a general anaesthesia option. Dr Wolfe’s Dental Care 135 Andrew Drive, Snug Harbour Tel: (345) 945 4388 Email: info@wolfedental.ky

Dental Care Introduce your baby to your family dentist as early as possible. A ‘dental home’ should be established by the child’s first birthday and regular check-ups undertaken every six months. See the Health & Wellness chapter for information on dental care.

www.wolfedental.ky A team dedicated to preserving and restoring the health and beauty of their patients’ smiles, Dr Wolfe’s offers trusted and gentle medical care of infants, children and adolescents, whatever their oral health needs might be. Their mission is to provide expert dental care with the highest respect for patients. SE E AD PAG E 312

Dr Boban Kostich DDS MFGDPRCS (UK) Smile Dental Clinic, 10 Alexander Place George Town Tel: (345) 949 7303 Email: info@smiledental.ky www.smiledental.ky

Family Photographs There are a number of photographers who can take beautiful family pictures, from pregnancy shots, newborn photography and studio and location family shoots. Daria

www. c a y m a n r e s i d e n t . c o m

399

H AV I N G A B A BY

Cayman Islands Hospital, the District Health Centres or private paediatricians. Should you choose to use the Public Health Clinic (Tel: (345) 244 2648) you should make your appointment in advance. The Health Services Authority recommends that children are routinely immunised against the following: hepatitis B, rotavirus, tuberculosis (BCG), diphtheria, tetanus and pertussis (DTaP), Haemophilus influenzae type B, polio, pneumococcal (for serious infections including pneumonia and meningitis), measles, mumps and rubella (MMR), chickenpox (varicella) and the two types of HPV that cause cervical cancer and genital warts. Yearly influenza shots are also recommended. Children should be immunised at six weeks, two months, four months, six months, nine months, 12 months, 15 months, 3-6 years, 11-12 years (girls) and 14-16 years old. Immunisations are free at Public Health but prices vary between private facilities. Schools will request to see your child’s immunisation record and require a Health Screening Report filled out by a local doctor before enrolment. As of summer 2021, children age 12 and over may receive the Pfizer/BioNTech vaccine. While COVID-19 vaccination is encouraged to help protect Cayman’s citizens, it is not mandatory or required by schools at the time of going to print. For more information and the Cayman immunisations schedule, please see our sister publication, Cayman Parent magazine.

wraps and props, making the whole process so easy. Rebecca is extremely popular so we recommend booking well in advance. Visit www.rebeccadavidson.com. Lisa Reid specialises in family photography and loves capturing candid moments between families. With two boys of her own she is a pro at working with babies and kids and getting them to cooperate! Tel: (345) 916 2239 or visit www.lisareidphotography.com.

H AV I N G A B A BY

Baby & Toddler Activities & Groups There is a wide selection of playgroups for mothers and babies. The South Sound Community Centre Playgroup is very popular and is open to babies a few days old to around five years old, with adult accompaniment. At the time of going to print, their usual venue at South Sound Community Centre was being used as a COVID-19 testing centre, so the group has temporarily moved to the Cayman Islands Baptist Church on Pedro Castle Road. They meet every Monday between 9.30am-11am except Public Holidays. The cost is CI$8 per family, per session and includes light refreshments. Tel: (345) 943 6556, email: southsoundplaygroup@gmail.com or visit www.southsoundplaygroup. Motions Unlimited (www.motionsunlimited.com) offers a Toddler Play Day on Wednesdays and Thursdays for ages 5 and under 10.30am-12pm, Fridays for ages 6 and under 2.30pm-4pm and Saturdays ages five and under 8.45am-10.15am. The cost is CI$15 per child or CI$25 for two siblings. You must register and pay in advance on the Motions website. Another popular option for young children is Yoga Sprouts, led by Ms Sarah, which offers excellent yoga classes for parents, babies and toddlers. Visit www. yogasproutscayman.com to put your child’s name on the waiting list. Chatterbox ( SE E AD PAG E 363) offers Giggles & Wiggles: Baby Wellness Groups from babies age three to seven months and eight to twelve months. These inclusive mom-and-baby groups are hosted as a series focusing on brain-body development and bonding. 400

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Each week includes activities to connect, learn and play, structured around different topics. They also offer Play Coaching which helps educate new parents on floor time play strategies, child-lead play, play for bonding and choosing toys appropriate to the development of the child. For more information visit www. chatterboxcayman.com. Kula Kids Cayman (www.kulakidsyogacayman.com) offers Mummy and Baby Yoga from newborn to 24 months and Mummy and Toddler Yoga from 18 months-36 months. The Music Studio (www.musicstudiocayman. com) offers weekly music and movement classes for 0-4 year olds. ‘Musical Footsteps’ is an engaging programme of classes focused on bonding and learning through music, movement and sensory play. 3 Girls & A Kiln (www.facebook. com/3girlsandakiln) host extremely popular bi-weekly Toddler Art Days.

clothes up to the age of 3. Brands include Pehr, Magnetic Baby, Aden & Anais, Little Unicorn plus more. SE E AD PAG E 395 The Bump to Baby The Strand Shopping Centre, West Bay Road Tel: (345) 938 6498. www.thebumptobaby.com Sells a variety of beautiful clothes for newborns to toddlers including onesies, shorts, t-shirts and dresses that are perfect for the Cayman weather. Brands include Feather Baby, Colored Organics, Copper Pearl and more.

Baby & Toddler Equipment You can get most things you will need for your nursery in Cayman’s baby stores. There is also an active second-hand market, keep an eye on EcayTrade.com and the Hope of Cayman Buy & Sell Facebook page. Baby Express 68 Mary Street George Town

Baby & Toddler Clothes You will find a good selection of baby, toddler and children’s clothes on-Island from recognisable brands. You can also find very good quality second-hand children’s clothes at Kids Karma Closet in Buckingham Square, West Bay Road, (Tel: (345) 947 7330), and on the Hope of Cayman Buy and Sell Facebook page.

customerservice@babyexpress.ky www.babyexpress.ky Sells an excellent range high-quality brands including Fisher-Price, Little Tikes, Infantino, Hape, Baby Brezza, BabyBjörn and Dr. Brown’s. Shop for baby and children’s clothes, shoes, toys, strollers, breast pumps, cots, car seats, pregnancy pillows and accessories. Bedside Manor

Atlantic Kids

Market Street, Camana Bay

Paddington Place, Godfrey Nixon Way

Tel: (345) 947 2711

Tel: (345) 943 2296

www.bedsidemanor.ky

www.atlanticak.com

A high end boutique offering a good range of

Atlantic Kids carries an incredible selection of

newborn equipment including cots, playmats,

baby, toddler, children’s and tweens clothing

soft toys, swaddles, mobiles and more. Brands

and shoes including brands such as OshKosh,

include Oeuf, Halo Skip Hop and Jellycat.

Carter’s, Stride Rite and Skechers. The store

SE E AD PAG E 395

has a great variety of educational, eco-friendly and fun toys as well as school-level reading and

The Bump to Baby

subject books. Prices are comparable to the US.

The Strand Shopping Centre, West Bay Road

Gift registries available. SE E AD PAG E 201

Tel: (345) 938 6498. www.thebumptobaby.com

Bedside Manor

This boutique offers a wide range of baby and

Market Street, Camana Bay

toddler equipment including bottles, cots,

Tel: (345) 947 2711

bedding, bottles, nappy bags and much more.

www.bedsidemanor.ky

Brands include Copper Pearl, DockATot®,

A high-end boutique selling newborn and baby

Nanobebe and more.

Welcome Baby – Tomlinson Furniture Ltd. 9 Walkers Rd, Tomlinson Building, GT Tel: (345) 949 5383 www.tomlinsonfurniture.ky/shop-nurseryfurniture.html A great selection of baby and child equipment including nursery furniture (cribs, toddler beds, gliders, dressers, play tables, crib and toddler mattresses), crib sheets, pregnancy and breastfeeding pillows. Visit their showroom to browse all their products and follow them on Facebook for the latest arrivals.

Physical Therapies The birth process can sometimes be a traumatic event for a baby, so parents often have their newborn examined by a chiropractor. Synergy Chiropractic & Physiotherapy (www.synergychirophysio. com) specialises in paediatric care. Passports & Immigration

The parents will be given a copy of this and the original is sent by the hospital to the Registrar of Births. The next step requires one of the parents, if married, or both parents, if you are not married, to go to the Registrar of Births at the Government Administration Building on Elgin Avenue (Tel: (345) 946 7922) with the Live Birth Notification Form, your marriage certificate (if married) and your passports. Residents of Cayman Brac and Little Cayman can register their children at the District Commissioner’s Office on Cayman Brac or in Grand Cayman. By law, you must do this within three months of birth. There is no charge to register your child; however, a copy of your child’s birth certificate from the Registrar of Births will cost CI$10. Get a few copies as you will need them for everything from registering your child at a school, to proving to WORC that you really do need a domestic helper! For extra copies after registration see www. ciregistry.gov.ky.

Registering the Birth of Your Child

Registering a Dependant

Children born on the Island to expats are not automatically entitled to citizenship, unless one or both of their parents are either Caymanian or have been granted status or Permanent Residency. If you are on a work permit, your baby must be added as a dependant on your work permit. You can find the AMD2 ‘Dependant Information Form Checklist’ (aka the R15) on www. immigration.gov.ky and it outlines the things you need to gather and submit. Once approved, you will get a dependant stamp in your child’s passport from the Department of WORC. Remember to get each new passport re-stamped as airlines need to see an up-to-date stamp. For more information call WORC on (345) 949 8344.

All New CaymanParent.com Cayman’s Best Online Resource for Parenting Search: • • • • • • • • •

Things to do Schools Camps Medical professionals Top parenting tips Kids events Recipes Book recommendations and much more …!

www. c a y m a n r e s i d e n t . c o m

401

H AV I N G A B A BY

After you give birth to your child the hospital Getting a Passport & Visas for your Child will issue a Live Birth Notification Form. Once you have a birth certificate you can

complete an application for a passport. Parents are encouraged to apply straight away for a passport and any necessary visas. In the case of an emergency, you will all need one. Refer to the Immigration chapter for more information.

Photos courtesy of Rebecca Davidson, Clare-Louise McGrath, Deborah Roberts and Tracey Rose from Cayman Riding School

Pets

An overview on all things pets in the Cayman Islands, including the importing process, how to take care of your furry companions and the rules for responsible pet ownership.

PETS

26 Importing Pets into Cayman - Regulations - Pets Entering from UK & USA - Pets Entering from Jamaica - Importing Captive Birds - Restrictions - Animals on Airlines & Travel Advice - Pet Relocation Services

402 402 403 403 403 403 403 404

Pet Passports

404

Veterinarians

404

Advice for Pet Owners - Adopting a Pet - Pet Insurance - Spay & Neuter - Looking After Your Pet - Rules for Responsible Pet Ownership - Hurricanes & Pets - Dog Trainers - Kennels & Pet Sitting - Pet Grooming & Pampering

405 405 405 405 406 406 407 407 407 408

Lost & Injured Pets & Wildlife - Animal Abuse

408 408

Important Numbers Department of Agriculture Humane Society (Emergency) Wildlife Rescuers (IVS) 402

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947 3090 326 1461 949 0787

aking care of your pets is not always an easy task, and there are a lot of things to take into consideration. When owning a pet, you must always keep on top of their health, hygiene and happiness, and this can only be done if you know who to contact. This chapter outlines the process to import pets, as well as useful advice for pet owners, including the rules for responsible pet ownership, on-Island veterinary clinics, pet sitters and groomers. IMPORTING PETS INTO CAYMAN

Regulations The process for importing animals into Cayman is a lengthy one and we advise starting as soon as possible. All pets entering the Cayman Islands must have an import permit issued by the Cayman Islands Department of Agriculture (DOA). Application forms are available from the DOA (Tel: (345) 947 3090, email: ci.agriculturevs@gov.ky or web: www.doa.gov.ky) at 181 Lottery Road, Lower Valley in Grand Cayman or from their website. The Cayman Islands is rabies-free, and to keep this deadly disease out, no import exceptions will be made by the Government. An application can be submitted up to six months in advance of travel and a copy of the requirements should be provided to the Accredited Veterinarian who will be assisting with the importation process. At the time of publication, requirements in order to obtain an Import Permit included, but were not limited to:

> >

Completing an application form (up to six months prior to travel); Having your pet fitted with a microchip that is ISO compliant and

provide proof of the date of implant;

Being up-to-date on routine vaccinations and rabies vaccinations;

> >

Having a rabies titre (blood) test performed; Having tick and tapeworm treatments performed;

Gaining an Official Veterinary Health Certificate within 14 days of travel;

Submitting payment of CI$50 (US$61) to process your application.

Pets Entering from the UK or the US Pets leaving the UK to enter the Cayman Islands must meet all the DOA requirements. Pets leaving the UK by plane must travel as cargo or checked baggage unless flying on a private charter or as an assistance animal. UK residents will need to apply to DEFRA (Department of Environment,

Cayman Canine Training Services 407)

(SE E AD PAG E

, Must Love Dogs, Pack Pet and Go or Love

Your Dog.

All pets leaving the US must also meet all DOA requirements. Airline carriers have their own regulations and routes for pet travel, so please check with your airline or contact a local pet travel broker. Pets Entering from Jamaica Pets entering Cayman from Jamaica must have received a combination vaccine against Distemper, Hepatitis, Adenovirus, Parvovirus and Leptospirosis, at a minimum of 12 weeks of age after the microchip was inserted. Cats must have received a combination vaccine against Feline Enteritis and Calici virus at a minimum of 12 weeks of age. Your pet must then be tested for rabies and receive a tick and tapeworm treatment. Following this, your pet must be examined and issued with an Official Veterinary Health Certificate. Once issued with the certificate, you must submit it with a completed application form for an Import Permit and a nonrefundable application fee to the DOA. Importing Captive Birds All captive cage birds (e.g. parrots, budgerigars, lovebirds, finches and toucans) must also be accompanied by an Import Permit issued by the DOA. Restrictions In accordance with the Animals Act (2015 Revision), no animal of any description may be directly imported into the Cayman Islands from any country in Asia, Africa or Central and South America.

Certain breeds of dogs or crosses of such breeds are prohibited from entering the Cayman Islands. These breeds include, but are not limited to: ‘Pit Bull’ Terrier, Dogo Argentino, Fila Brazileiro, Japanese Tosa, and any breed of dog or crossbreed of dog whose breeding lineage was for the primary purpose of dog fighting. Please contact the DOA for a full list of banned breeds. Animals on Airlines Some airlines do not allow your animals in the passenger cabin and over the summer months, many airlines will not take pets due to the high heat in the hold. You are required to take the most direct route possible and preferably an evening or morning flight. You should avoid countries that are not deemed rabies-free to help make the whole process easier. Cayman Airways (Tel: (345) 949 8200) accepts domestic dogs, cats and birds. The maximum weight allowed, including the container is 99lbs. They charge US$100 each way to all international destinations for a small pet travelling in the cabin, and US$125 international and US$50 domestic, each way for larger pets travelling in the hold as checked baggage. On British Airways (www.britishairways.com), the cost varies depending on the size of the animal. They no longer take pet bookings directly from the public and insist all bookings are made by specialist pet relocation agents. They recommend IAG Cargo, which has decades of experience. Visit the travel assistance page on the British Airways website for more information. Travel Instructions & Advice All animals, no matter what size, must travel in a leak-proof, International Air Transport Association-specification carrier that allows the animal to move around unhindered. All requisite entry documentation should be affixed to the carrier, and it is advised that you maintain extra copies of all of your paperwork and carry it on your flight with you. Be prepared, as airport security agents will most likely request to look at your pet (outside of its carrier) and search

www. c a y m a n r e s i d e n t . c o m

403

PETS

For animals being imported from countries that have rabies, there is at least a two-month wait from when they are rabies titre tested (and gain a successful result) before they can travel. For countries that are rabies-free, the requirements are less stringent and much quicker. We advise that you follow the DOA’s directions exactly as requested, and that you keep in touch with them throughout the process. Alternatively, the services of a local broker can be used. The DOA can provide a list of pet travel brokers. There is no leeway in dates or exceptions made if you have forgotten to do something. All animals and paperwork will be inspected upon arrival and an inability to meet all requirements can lead to the animal being put down, or returned to the country of origin, all at the expense of the owner. There are no pet detention or quarantine facilities in the Cayman Islands. At the time of publication, all pets arriving on Island must complete a required quarantine period as it relates to COVID-19. If your pet is quarantining at a Government facility, then the duration of quarantine is 48 hours and two baths must be administered prior to release. If your pet receives approval to quarantine with you at a private facility, then your pet’s quarantine will be for the duration of your quarantine.

Food & Rural Affairs) for an Official Health Certificate. Visit www.gov. uk/take-petabroad. A registered UK shipper such as Animal Couriers (www. animalcouriers.com) or Pet Air (www. petairuk.com) must be used to deliver your pet to the aircraft and can answer any questions and assist with all the logistics including DEFRA, airline booking, travel crates, liaising with DOA and/or a Cayman Islands pet travel broker such as

Visit www.iata.org for information on international pet travel – enter ‘Pets’ into the search box. On arrival in Cayman, you will need to go to the ‘Goods to Declare’ counter and submit your paperwork for the animal. They will ask you to take the animal out of its carrier to inspect and check its microchip. All dogs staying in the Cayman Islands for longer than 30 days must be licensed with the DOA.

the Department of Agriculture (DOA) on (345) 947 3090 or ci.agriculturevs@gov.ky. VETERINARIANS

Cayman Animal Hospital 394 Crewe Road, George Town Tel: (345) 946 8387 24 Hour Emergency Care: (345) 916 7387 Email: info@caymananimalhospital.ky www.caymananimalhospital.ky This highly regarded practice is dedicated

Pet Relocation Services For importing or exporting logistics contact Cayman Canine Training Services ( SE E AD PAG E 407) , Must Love Dogs, Pack Pet and Go, or Love Your Dog. Veterinarians may also provide guidance and they issue Export Health Certificates. PET PASSPORTS

If your pet was born or has resided in Cayman for six months or more, it may be eligible for a pet passport. A passport is a useful document to have if you and your pet travel. For more details, contact

to providing exceptional care and disease prevention for Cayman’s pets. Fully equipped state-of-the art hospital. Fear Free Certified. With 20+ years Island experience, veterinarians Dr Lana Watler, Dr Linda Goodman, Dr Rachel Stading and their compassionate team provide superb medical care with a personalized touch. Cayman Animal Hospital offers clients 24/7 emergency care, preventive medicine, vaccinations,

routine/advanced

dentals,

pain management, critical care and surgical services, specialist consults, house calls, health certificates and complimentary pet import advice. Full laboratory, digital and dental radiography, laser, ultrasound, ECG,

PETS

its container and bedding. Sedating your pet is not advised, as this can stop them from being able to regulate their body temperature. No food should be put in their cages, only a water container, which the airline will check prior to departure and at any transit point. It is also best to use an absorbable type of lining for the carrier. You should familiarise your animal with the carrier before it travels so they associate it with a positive and comforting experience. Certain airlines allow small dogs and cats in the aircraft cabin, but most airlines transport them as special cargo or checked baggage in a temperature-controlled and ventilated hold. If your pet is allowed in the cabin, it is best to check in as late as possible. If it is going in the hold, check in early so that it can go to the baggage area and be put somewhere quiet to relax. To prepare your pet, the USDA recommends that your pet be offered food and water four hours before you check in. It’s advisable to take your dog for a walk before leaving for the airport and again before check in.

Celebrating 20+ Years

cryotherapy,

needle-less

acupuncture,

endoscopy, full pharmacy/prescription diets and more. The premium service, level of care and expertise at Cayman Animal Hospital are exceptional for our small Island. SE E AD T H I S PAG E

APPOINTMENTS:

946-VETS (8387)

EMERGENCY:

916-PETS (7387)

Caring for Pets & the People who Love them

Cayman Mobile Vets Tel: (345) 324 9050 A mobile veterinary service offering yearly check-ups,

dental

assessments,

puppy

vaccinations, exit permits and more.

Comprehensive Full-Service Hospital Wellness, Dental, Medical & Surgical

Island Veterinary Services (IVS)

24/7 Emergency & House Calls

95 Printer Way (off CNB roundabout), GT

CBD Therapy & Cryotherapy

Tel: (345) 949 0787

Laser Therapy

Emergency: (345) 916 2459

Travel and Health certificates

Email: islandvetservices@hotmail.com www.islandvetservices.ky A full-service veterinary hospital run by Dr Brenda Bush and her highly experienced veterinarians and animal healthcare team. They

394 Crewe Road, George Town

info@caymananimalhospital.ky | www.caymananimalhospital.ky 404

CAYMANRESIDENT 2022

have been providing quality and compassionate care to the Islands’ pets since 1994. Their purpose-built veterinary hospital is equipped

with advanced diagnostic equipment, high resolution digital x-ray, blood analysers and ultrasound. They provide complete veterinary wellness care, vaccinations, dental, critical and surgical care, as well as performing a wide range of procedures from routine spays and neuters, to more advanced soft tissue and orthopaedic surgery. SE E AD PAG E 406

either to care for sick or injured animals, dogs that are suffering from kennel stress or cats/kittens that need some extra care. The shelter is always open to volunteers who can either walk the dogs in the vicinity of the shelter or take them to the beach for a fun outing. They also appreciate donations such as dog or cat food, toys, sheets, towels, and of course monetary donations. Cayman Animal Rescue Enthusiasts (C.A.R.E.)

Unit 2, Midtown Plaza, George Town

is another animal rescue organisation and they too have a number of dogs and cats for adoption. Visit www.caymancare.ky. One Dog at a Time (ODAAT) organises the rescue and rehoming of animals locally, as well as transporting dogs to rescue partners in Miami, Tampa and Toronto. They are always looking for donors, adopters and people to accompany dogs on flights. PAWS Cayman (Email: caymanpaws@gmail.com) works to alleviate the suffering of animals in need, particularly in the eastern districts. They also have dogs and cats available for adoption. Smaller animals like hamsters, rabbits, birds and fish, can be found at Animal House (Tel: (345) 943 7387 or (345) 945 7387).

Tel: (345) 640 5838 After Hours: (345) 525 5838 Email: info@kmanvets.com www.kmanvets.com Under the care of Royal College certified surgeon, Dr Colin Manson, this fully-equipped hospital has the latest in veterinary technology. Kman Vets offers outstanding professionalism, knowledge and expertise, aiming to provide a lifetime of support. From annual and bi-annual wellness examinations, vaccinations, acupuncture, laser, endoscopy and pet travel advice, to managing more challenging and complex

surgical

and

medical

concerns.

These qualified and experienced veterinary professionals are committed to providing their

PETS

Kman Vets

“Where Compassion Meets Excellence”

clients with a carefully assessed and accurate diagnosis, a thorough understanding of the best treatment options available, together with empathy and guidance to make the best choices for your pet’s healthcare. Both mobile

At Kman Vets we offer

Pet Insurance Unfortunately, there are no pet insurance policies available on-Island. All pet care has to be paid for by the owner.

outstanding professionalism, knowledge and expertise, always compassionate and caring for both you and your pet.

and hospital-based services are offered, allowing flexibility of care and management of our four legged friends. SE E AD T H I S PAG E ADVICE FOR PET OWNERS

Adopting a Pet The first place to look for a pet in Cayman is the Cayman Islands Humane Society (Tel: (345) 949 1461, email: info@ caymanislandshumanesociety.com or visit www.caymanislandshumanesociety. com) on North Sound Road. They have a large variety of dogs, cats, puppies and kittens that need loving homes. They are also happy for you to foster a dog or cat, whether for a sleepover or a long weekend, and they will lend you a pet carrier, blankets, food and toys. The shelter is always in desperate need of foster parents,

Spay & Neuter Spaying (female) and neutering (male) pets is strongly advised. The primary reason is to keep the animal population under control by reducing the number of stray, unwanted and unhomed animals in Cayman. In addition, spaying and neutering will improve your pet’s health, increase life expectancy, and improve behaviour. Sterilising reduces your pet’s urge to spray for male cats, and to roam – which decreases the risk of it running away, getting injured in fights and contracting diseases. If you adopt a pet from the Humane Society, C.A.R.E., One Dog At a Time or PAWS Cayman, they will cover the cost of spaying or neutering and all inoculations. If you acquire a pet from elsewhere, but need

Wellness Exams Vaccinations Digital Radiography, Ultrasound & Endoscopy Extensive in-house laboratory RCVS Certified Surgeon Acupuncture & Laser Pet Travel advice Hospital based & Mobile Afterhours - 525 5838

640•5838 info@kmanvets.com www.kmanvets.com facebook.com/kmanvets @kmanvets Unit 2, Midtown Plaza, Elgin Ave, GT

www. c a y m a n r e s i d e n t . c o m

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financial assistance, the Humane Society or C.A.R.E. may assist, otherwise it can be done privately at any Veterinary Practice for a very reasonable cost. There is also a charity organisation called Feline Friends, which operates a ‘Trap Neuter Return’ programme for homeless cats. The organisation will humanely trap the cats, take them to the veterinarian where they will be spayed or neutered, de-wormed and ear-notched (indicating that they have been sterilised). The cats will then be released again at the same location. This is a proven method of controlling the population of homeless cats while ensuring they receive a better quality of life. If you notice a colony of homeless cats near you, please email felinefriendscayman@gmail. com and they will come out to assist. Donations to help their cause are always welcome.

PETS

Looking After Your Pet Heartworm disease, a deadly condition, is endemic in Cayman. It is caused by a blood

parasite that is transmitted by mosquito bites and infects both dogs and cats. Thus, all dogs and cats should be on a monthly heartworm preventative treatment. Ticks and fleas can also be a major problem for your pet. Both pests can be controlled in dogs with NexGuard, a chewable monthly tablet containing an ectoparasiticide which kills fleas and ticks when they bite your pet. An alternative product for dogs and cats is monthly topical Frontline Plus which kills adult ticks, fleas, flea eggs and larvae. Stronghold/Revolution is also available and is convenient for outdoor cats as it also prevents Heartworm disease. Regular inspections to ensure your pets are tick-free are essential. Animals easily pick up ticks and fleas outside and bring them back into the home where these pests can reproduce. If your home becomes infested with fleas or ticks, you may need to perform one or two thorough pest control treatments. This treatment should only be performed by a professional pest control company. You should also treat the garden and kennels.

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CAYMANRESIDENT 2022

...

Refer to the Pest Control section in the Running Your Home chapter for details. Feline Leukaemia (FeLV) and Feline Immunodeficiency Virus (FIV) are viral conditions that spread from cat to cat. FeLV can be vaccinated against, however FIV cannot. Reduce the risk of FIV by spaying/neutering them, or better yet, keeping them indoors. Dogs should be vaccinated against Distemper, Parvovirus, Parainfluenza, Hepatitis and Leptospirosis. Dogs attending a daycare must also be vaccinated against Kennel Cough. Salt water can be toxic if your dog drinks a large quantity of it and can result in hypernatremia (an elevated sodium level). Prevent this by carrying a bottle of fresh water during beach walks. If you see signs of salt poisoning: vomiting, diarrhoea, incoordination, severe depression and/or seizures, take your dog to a veterinarian. After swimming, rinse salt water and chlorine off. If you take your dog on a boat, put a flotation device on them. Avoid letting dogs swim in swampy and canal water as they risk contracting Pythiosis – a rare but often deadly disease. Heatstroke can occur fast if you leave your pet in the car. Avoid long walks during the middle of the day, have breaks during walks and always have fresh water on hand. Be aware that the asphalt gets extremely hot and sensitive paw pads can burn. Symptoms of heatstroke include heavy panting, vomiting and breathing difficulties. If you suspect your dog has heatstroke, take the animal to a vet immediately as it could be fatal. Insect stings are common here. Curious dogs can be stung by scorpions, bees and other insects. If you notice any swelling around your dog’s face, or other parts of its body, take it to a veterinarian as soon as possible.

t L il B r u

Rules for Responsible Pet Ownership Failure to keep a dog on a lead in a public place is an offence and liable, on summary conviction, to a fine of CI$500 and three months in prison. A dog should only be off of a lead if they are confined to the owner’s

property. If a dog is dangerously out of control in a public place or is responsible for injuring any person or domestic animal, you will be liable for the cost of the damages or injuries, a fine of CI$4,000 and six months imprisonment. People in charge of a dog in a public place are also responsible for cleaning up after their animal. Failure to remove the faeces is an offence and you will be liable to a CI$2,000 fine. By law, a person shall not keep a dog over the age of four months unless they hold a dog license specific to that dog. These can be obtained from the DOA at 181 Lottery Road in Lower Valley. Visit www.caymanresident. com for more information.

care. The dogs are walked on the beach daily and have the run of her house and garden. During school holidays she gets booked up months in advance so book with her as soon as you have your dates. Cay 9 Resort & Spa 73 MacLendon Drive, George Town Tel: (345) 769 3647 Cayman Pet Paradise 46 Ranch Road, Savannah Tel: (345) 947 1334

Dog Trainers

Email: caymanpetparadise@gmail.com

Cayman Canine Training Services

www.caymanpetparadise.com

Kenneth Morgan

A full-service kennel with 40+ open air kennels,

94 Tuscany Drive, Savannah

nine of which are oversized to accommodate

Tel: (345) 916 2075

multiple dogs from the same family and eight

Email: dogtrainer@candw.ky

double kennels. There is a cattery with 13 large

www.dogtrainer.ky

kennels. Expect to pay about CI$25-CI$30

One-on-one or group behavioural and

per night for dogs and CI$20 for cats. Day care

obedience training (group sessions for six

services for dogs is offered for CI$15, where

weeks, two lessons per week, for CI$360; or

dogs are exercised and allowed supervised

private one hour sessions for CI$75 at your

socialising with other dogs. All animal’s

home, or CI$75 to bring your dog for the day

vaccinations must be up-to-date, including

to his home for specialised training and social

PETS

Hurricanes & Pets It is important to make preparations for your pets before hurricane season. During a hurricane, public pet-friendly shelters are setup at John Gray High School and Clifton Hunter High School. Space allocation is on a first-come, first-serve basis, so it is important to have a backup plan for yourself and your pet. Remember, if it is not safe for you, it is not safe for your pet. Never leave pets outside. You can alternatively call one of the kennels or pet sitters. You could also ask at your workplace to see if they allow pets. Before the storm hits, make sure your pet has a current ID tag, microchip, and that you have the following in airtight plastic bags: current photos for identification (in case you are separated), medical record copies, medications and food. A pet carrier or crate should be outfitted with newspapers, blankets, cat litter, a water bowl or water dripping device, a favourite toy and have proper identification affixed to the outside of the crate. Stock up on at least a month’s worth of food, water, pet supplies and medication. If you are leaving the Island with your pet, you will need to obtain a travel health certificate from your veterinarian, which can be issued in one day. Your veterinarian will require the following documents for a health certificate: your address, your destination address, vaccine history, rabies

vaccine certificates and copies of your pet’s rabies titre blood tests. If you leave the Island with your pet without their current rabies travel paperwork, you will be subjected to the Government’s import requirements when returning. After obtaining your completed health certificate, hand-deliver it to the DOA to have your exit permit issued. Your pet cannot travel on a veterinary health certificate alone. If your home is a safe refuge during a storm, consider fostering an animal in need.

play); beginners and advanced training; dog walking/sitting while at work or vacation; vet visits; beach training; how to care for your dog. Kenneth also offers advice on how to understand dog’s body language, barks and behaviour, and he is particularly good at solving difficult problems. Additionally, Kenneth offers a service whereby he will make sure your pet is looked after, either on a visitation or live-in basis while you are on vacation. CI$30 per day for day care play and CI$40 for overnight boarding. You can find Cayman Canine Training Services on Facebook. SE E AD T H I S PAG E Individual and group training In-home consultation Boarding Doggy day care Pet relocation

Kennels & Pet Sitting Best Friends Bed & Biscuit Play & Stay Pet Care/Liz Walker 89 Phelan Close, off South Church Street, GT

Kenneth Morgan

Tel: (345) 925 6719 Email: ewalker@candw.ky

(345) 916-2075 dogtrainer@candw.ky Website dogtrainer.ky Facebook dogtrainercayman Mobile Email

Takes small dogs (maximum of 25lbs) for overnight boarding and day care. Dogs must be on a flea and tick programme. Liz charges

A well trained canine is a pleasure to be around

CI$35 for overnight boarding or CI$15 for day

www. c a y m a n r e s i d e n t . c o m

407

kennel cough. They also have the Island’s only pet crematorium. All dogs should be given Heartguard medication monthly and all cats and dogs should be treated for ticks and fleas with a monthly top spot type treatment. Cayman Pet Paradise stocks Fiproguard Plus, a generic version of Frontline Plus that is just as effective and much less expensive. SE E AD T H I S PAG E

Just Like Home Dogsitters Tel: (345) 938 2587 Email: jo@justlikehomecayman.net

(Tel: (345) 746 7222) offers full grooming services including dental, gland hygiene, nail trimming and more. Cayman Pet Paradise (Tel: (345) 947 1334) provides a full grooming service including trimming, bathing, blow drying and more. Cay 9 Resort and Spa (Tel: (345) 769 3647) also offer grooming services. Petopia Resort & Spa (Tel: (345) 926 1990) provides bathing and grooming for dogs and cats. You can also contact Melanie Hulse (Tel: (345) 916 7268 or email: melhulse@gmail.com) who works out of Island Veterinary Services.

and grooming.

Petopia Resort & Spa Tel: (345) 926 1990 A full-service animal care facility dedicated to providing quality care for your pets.

PETS

Pet Grooming & Pampering You can drop your dog or cat off with the following companies: Must Love Dogs

Cayman Islands Humane Society 153 North Sound Road, George Town Tel: (345) 949 1461 Emergency: (345) 326 1461 Email: cihsshelter@candw.ky www.caymanislandshumanesociety.com

Just Like Home offers homely doggy daycare facilities and other services including bathing

(Tel: (345) 949 0787) who will nurse it back to health. They appreciate donations for this service. They don’t, however, arrange pick-ups. All charities and veterinarians will email members and post messages on their social media pages to help find lost pets. Island Veterinary Services

Pet-Friendly Staycations One of the most difficult parts of planning a staycation is figuring out who is going to take care of your pets. The Kimpton Seafire Resort + Spa, and The Grand Cayman Marriott Beach Resort on Seven Mile Beach both offer pet-friendly accommodations. The Cottages in East End, are also pet-friendly, cosy and relaxing.

Open 365 days of the year, Monday, Tuesday and

Friday

11am-5pm,

Wednesday

and

Thursday 11am-1pm, Saturday 9am-4pm and on Sunday from 9am-12pm for dog walking. Department of Agriculture (DOA) 181 Lottery Road, Lower Valley, Bodden Town Tel: (345) 947 3090 The best thing to do is to go to the DOA and look for your animal. Visiting hours: Monday–Friday

The Kimpton Seafire Resort +Spa

12pm–1pm and 3.30pm–4.30pm. If animals are

60 Tanager Way, Seven Mile Beach

not claimed within seven days, they will either

Tel: (345) 746 0000

be put up for adoption or sadly be put to sleep.

www.seafireresortandspa.com C.A.R.E. - Cayman Animal Rescue Enthusiasts The Grand Cayman Marriott Beach Resort

Tel: (345) 938 2273 or www.caymancare.ky

389 West Bay Road, Seven Mile Beach

Committed to a no-kill community.

Tel: (345) 949 0088 www.marriottgrandcaymanbeachhouse.com

Tel: (345) 917 8284 or www.odaat.ky

Boarding kennels for dogs, cats and family pets Doggie Daycare

The Cottages

Email: onedogatatimeky@gmail.com

Austin Connolly Rd, Queen’s Highway, East End

Rescues unwanted dogs from the streets and

Tel: (345) 916 4894

the DOA pound when at risk of euthanasia.

Doggie Grooming

Email: stay@thecottagescayman.com

Fiproguard Plus Flea & Tick Control Now Available

their own private view of the ocean.

A bed and breakfast offering 10 cottages with

LOST & INJURED PETS & WILDLIFE

Lost pets are usually picked up by either the Humane Society, C.A.R.E., One Dog At A Time or the Department of Agriculture, so they should be your first point of contact. Canine Friends (Tel: (345) 925 3990 or email: info@caninefriends.ky) rescues dogs from dangerous situations and places them with a good foster home. If you find an injured stray animal, you can take it to

OPEN: 7am-5:30 Mon - Fri • 7am-12pm Sat Closed Sunday & Holidays

Pet Cremation Services

Call: 947-1334 or 926-2264 46 Ranch Rd, Savannah

www.caymanpetparadise.com caymanpetparadise@gmail.com 408

CAYMANRESIDENT 2022

One Dog At A Time (ODAAT)

Animal Abuse In Cayman, abuse of animals is a crime and serious penalties apply if prosecuted. The Government employs Animal Welfare Officers who will investigate animal cruelty, apprehend an individual and prosecute. If you are aware that animal abuse has occurred, report it to the DOA (Tel: (345) 947 3090), the Police (Tel: (345) 949 4222), or email: reportanimalcruelty@gov.ky. If you wish to remain anonymous, call the Humane Society (Tel: (345) 949 1461) or email: info@caymanislandshumanesociety.com.

Activities for Adults

rom cultural events and trips to water activities and art classes, adults on-Island have a huge variety of activities available to them. For more details on tour prices, times and promotions, pick up a copy of Explore Cayman, the definitive guide for exploring Cayman, visit www.explorecayman.com, or download the free iPhone or iPad app. Also, for Cayman’s most up-to-date events guide, download the new What’s On Cayman app. EXPLORING CAYMAN’S ATTRACTIONS

Pedro St. James (Pedro Castle) The Great House at Pedro St. James, also known as ‘Pedro Castle’, is the oldest known stone structure in the Cayman Islands. It was built using slave labour in 1780 as the great house for mariner and plantation owner William Eden. Set over seven acres, the site encompasses a three-storey, early 18th-century home with its accompanying outbuildings, palm-lined walkways, a manicured great lawn and spectacular views of the sea. This is one of the most beautiful locations in Grand Cayman, where a 3D multi-sensory theatre and visitor’s centre helps place the site into historical perspective. Perhaps best known as the “Birthplace of Democracy in the Cayman Islands”, the house was the venue for an 1831 meeting where the decision was made to form the first elected parliament. In 1835, the proclamation ending slavery in the British Empire was read from the steps of Pedro St. James. This national historic site plays a pivotal role in keeping the Caymanian culture

Exploring Cayman’s Attractions - Pedro St. James (Pedro Castle) - Queen Elizabeth II Botanic Park - Stingray City & The Sandbar - Cayman Turtle Centre - Beaches - Blue Iguana Conservation - Helicopter & Motorcycle Rides

409 409 410 410 410 411 411 411

Cultural Activities - Cayman Islands National Museum - The Mission House

412 412 412

Cultural & Educational Programmes - Drama Society - National Gallery - The National Trust - Cinema - Music - Talks

412 412 412 413 413 413 414

Cultural Events - Pirates Week Festival - Batabano - Gimistory - Red Sky at Night

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Watersports & Excursions - Jetovator Rides - Kayaking - Paddleboarding - Surfing - Waverunner Trips & Windsurfing

414 414 414 416 416 416

Other Fun Activities - Art, Painting, Pottery & More - Land & Nature Tours

416 416 417

www. c a y m a n r e s i d e n t . c o m

AC T I V I T I E S F O R A D U LT S

Photos courtesy of Cayman Pirates Week and Rebecca Davidson

Information on exploring the Island, its beaches, cultural activities, art classes, entertainment and watersports, as well as everything you need to know about activities to suit your interests and hobbies.

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AC T I V I T I E S F O R A D U LT S

and heritage alive. Also on site, you can find a playground, an old stamp collection room and gift shop. The Outpost Bar and Grill offers drink specials at its Sea Sessions Happy Hour every Friday beginning at 5pm. Located in Savannah, Pedro St. James is just a 20-minute drive from George Town and is open daily from 8.30am to 5pm (last movie showing at 4pm), except on Good Friday and Christmas Day. Resident rates are available at CI$5 for adults and guided tours are CI$10 with free entry for seniors 65+ and children 5 and under. There is no admission for Sea Sessions Happy Hour. A valid ID is required for resident rates. For more information, email: info@ pedrostjames.ky, call (345) 947 3329 or visit www.pedrostjames.ky. SE E AD PAG E 387 Queen Elizabeth II Botanic Park This 65-acre site is made up of seven themed gardens, woodland trails, a lake and wetlands, a nursery, and a visitor’s centre. It is home to the endangered Blue Iguana Conservation facility, the rare Ghost Orchid, the Banana Orchid (Cayman’s national flower), the Cayman Parrot (Cayman’s national bird), various native and endemic butterflies and much more. You can explore the Heritage Garden and learn how Caymanians lived in days of old; take a stroll through the Colour Garden, Woodland Trail, the Xerophytic Garden or the Orchid Boardwalk, the soon to be complete Children’s Garden, or just relax and picnic by the lake – a favourite place for birdwatching. Located on Frank Sound Road in North Side, the Botanic

Park is approximately a 40-minute drive from George Town. They also offer a golf cart, which is available for the elderly and disabled, but must be prearranged by emailing manager@botanic-park.ky. The Park is open daily from 9am-5.30pm (last admission at 4.30pm). Resident rates are available at CI$5 for adults, guided tours are CI$10 with free entry for seniors 65+ and children 5 and under. A valid ID is required for resident rates. For more information, call (345) 947 9462 or visit www.botanic-park.ky. Hell Geological Site Located in West Bay, Hell is a unique geological wonder of rugged blackened limestone. The jagged formations are a result of millions of years of evolution and due to acid rain and consumption of rock by carbonate-loving organisms. This erosion has left an eerie and desolate looking landscape, earning the location its name. Stop by the Hell Post Office to mail a postcard with a Hell postmark to prove you have been to Hell and back! Although it is a unique experience, guests usually only spend about 10 minutes there, unless they are fascinated with geology. Entry is free. Gift shops and restrooms are available during the opening hours of 8.30am-4pm. Cayman Craft Market Located on the corner of Boilers Road and South Church Street in George Town, the Cayman Craft Market brings together visitors and local artisans who create and display unique Caymanian art, jewellery,

Plan Your Adventure Today! Caribbean Aviary

Turtle Twister Waterslide

Smiley’s Crocodile Cove

345-949-3894 410

Turtle Lagoon

www.turtle.ky

CAYMANRESIDENT 2022

craft souvenirs and recycled treasures made from unique materials, as well as locally made sauces, jams and jellies. Find items made from leather, thatch, wood, shells, Caymanite and Black Coral, and experience local artisans at work making crafts from local materials. Open MondayFriday, 8.30am-3pm. Stingray City & The Sandbar If you are interested in diving and seeing the gorgeous coral reefs while swimming with the rays in 20ft deep water, Stingray City is the best place to visit. This natural attraction has become very popular and has been covered by National Geographic, as well as many other international magazines. For an up-close-and-personal encounter where you can walk in waist-deep water with the stingrays, you may want to choose The Sandbar. The rays are completely safe, nearly four feet in diameter and will brush against you with their soft underbellies looking for squid, their favourite food, which you may feed them by hand. Do not lift them from the water, step on them, or torment them. Note that wearing flippers is not wise, as you may disturb or anger the rays. When tourism is in full swing, The Sandbar is usually quite busy as it is extremely popular. However, if you are going with a boat operator, they will usually find a good spot to anchor and a staff member may help you hold a stingray. Just to the left, past Rum Point Club and off of Sand Point Road, is the Mini Sandbar. This is a popular stop either for a boat trip, or if you’re exploring by car, for a shallow swim. Refer to the Boating chapter or visit www. explorecayman.com for tour operators. Cayman Turtle Centre Since 1968, Cayman Turtle Centre has released more than 34,000 captive bred and raised sea turtles back into the sea to help replenish Cayman’s wild population. The Centre, which is dedicated to the conservation and education of the green sea turtle, is home to turtles of all ages, from six-ounce hatchlings to 500lb adult breeding turtles. During your visit to the

Centre, you can learn about the turtles in the exhibits, the breeding and rearing process, touch and snorkel with the turtles and reef fish, swim in the freshwater pool and visit hatchlings during the nesting season. You will also be exposed to local and regional wildlife, such as flora along the nature trail, the Cayman Parrots in the Caribbean Aviary, sharks in the Predator Reef and their rescued crocodile, Smiley. SE E AD OP P OSI T E PAG E & PAG E 422

Blue Iguana Conservation Grand Cayman’s famed ‘Blue Dragons’ are found at the Blue Iguana Conservation facility located at the Queen Elizabeth II Botanic Park. Once numbering in the tens of thousands, by 2001, there were thought to be fewer than 25 Blue Iguanas left in the wild. The endangered Blue Iguana is only found here in Grand Cayman. During the 45-minute tour at the Botanic Park, your guide will walk you through the facility for a behind-the-scenes look where you will meet Peter, their most famous Blue, enjoy amazing photo opportunities, and learn from their expert wardens about how Blue Iguana Conservation has brought these endangered species back from the brink of extinction. Ticket prices include entry to the park and a guided tour by their expert wardens. Proceeds from Blue Iguana tours directly benefit the Blue Iguana Conservation programme. After your tour, you can visit the National Trust Nature

Store, located at Dart Park, to browse their selection of National Trust and Blue Iguana Conservation merchandise. For more information or to book a school, corporate or private customised guided tour, call (345) 749 1121 or email: tours@ nationaltrust.org.ky. Collier’s Nature Reserve & Trail The reserve boasts 190-acres of Blue Iguana territory. The easy walking trail allows visitors to observe the iguanas and other animals in their natural habitat, as well as many different species of Cayman’s fauna, fungi and lichens. It is located a mile inland from the coastal East End Road, Austin Conolly Drive. For more information, call (345) 749 1121. Guided Bicycle Rides Eco Rides run a cycling tour around the Eastern District. Call (345) 922 0754 or email: ecoridescayman@gmail.com for more information. Helicopter Rides A fantastic way to explore the Island is a 15-minute (US$155pp) or 40 minute (US$370pp) tour with Cayman Islands Helicopters (resident rates). Their Sunset Dinner Flight is perfect for special occasions; land for dinner at The RitzCarlton (US$950 for up to six people) or Camana Bay followed by a limousine ride home. Water enthusiasts will enjoy their ‘1 day 3 Islands’ dive package. Helicopter to Cayman Brac to dive the M/V Captain Keith Tibbetts, then helicopter on to Little Cayman to dive Bloody Bay Wall, followed by lunch at Southern Cross Club. Helicopter back to Grand Cayman to dive the USS Kittiwake before finally watching the sunset at the Lobster Pot, with wine and cheese. Call (345) 943 4354, or visit www.caymanislandshelicopters.com. Motorcycle Tours Call Cayman Custom Cycles at (345) 945 7433 for a guided tour around the Island, including lunch, or for an afternoon getaway. You must have a Group 1A

www. c a y m a n r e s i d e n t . c o m

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Beaches There are a number of wonderful beaches on Grand Cayman. The most popular is Seven Mile Beach, which runs the length of the western side of the Island just north of George Town. Two popular spots along this span are Governor’s Beach, adjacent to the Governor’s House (next door to the Westin) and Public Beach, which has cabanas providing shade, public restrooms and a children’s play area. Farther north, there is Cemetery Beach, which is shaded by a number of large sea grape and casuarina trees and has great snorkelling spots only a five-minute swim offshore. Starfish Point, just beyond Kaibo in North Side, is a nice, quiet spot for a picnic or paddle. It is shaded by casuarina trees, has a wide shallow area close to the shore and large starfish can often be found just a few feet off the shore. Do not hold the starfish above the water as they need to remain in the water to survive. Rum Point, located left of Starfish Point, has shallow water, a restaurant, a bar, plenty of sun loungers, hammocks, and is a popular boat hangout. Spotts Public Beach, located off of Shamrock Road, is a good place to spot turtles in the early morning and late afternoon when they come in to feed, plus to the far right of the beach there are wonderful rock pools. Please note that there is a very strong current at this beach and swimming out to the reef is very dangerous and risky. Do not swim out to the cut in the reef. Just beyond the Grand Old House restaurant is Smith’s Barcadere (also known

as Smith’s Cove). This is a small public beach with lots of shade, picnic benches, great snorkelling and a lovely place to watch the sunset. It also has fresh water showers and restroom facilities. Many districts also have public beaches, including West Bay, Bodden Town, East End and North Side. There are no private beaches in Cayman; all beaches are public (up to the high-water mark). If you want to put your towel on a beach in front of a hotel or condominium complex, you are more than welcome to do so, as long as you stay near the high-water mark and do not use their sun loungers. There are some establishments which are open to the public. Examples include Tillie’s on Seven Mile Beach, Kaibo and Rum Point (Tel: (345) 947 9412) in North Side and the Wyndham Reef Resort in East End, all of which have beach bars and tables on the beach, where you can sit and watch the children play in the sea just a few feet away. They are also available for private functions. Please note that there are no nudist beaches in the Cayman Islands and topless sunbathing is illegal.

motorcycle license. If you do not have a licence, then staff can take you on the back of their bike.

AC T I V I T I E S F O R A D U LT S

Mastic Reserve & Trail The Mastic Reserve protects 834 acres of lowland semi-deciduous forest, wetlands and core habitat for many of the Island’s unique animals, birds and plants. The area is traversed by the historic Mastic Trail, which is a wilderness path meandering through a variety of natural habitats. Some of Cayman’s rarest trees can be seen here including mahogany, ironwood and West Indian cedar, as well as wild orchids and medicinal plants. Geological features such as sink holes, jagged limestone bedrock and splits can also be seen along the trail. The National Trust hosts guided three-hour nature walks with a trained and experienced naturalist. Be sure to wear sturdy shoes, a hat, and sunscreen and bring water and mosquito repellent. Booking and prepayment is required for a minimum of six participants. The trail is open 365 days per year and self-guided tours can be accessed free of charge. For self-guided tours we suggest purchasing their Mastic Trail Adventure Guide for CI$4 available at the National Trust office, located at Dart Park. For more information or to book a school, corporate or private customised guided tour, call (345) 749 1121 or email: tours@nationaltrust.org.ky. CULTURAL ACTIVITIES

MUSEUMS Cayman Islands National Museum The Cayman Islands National Museum is located in Cayman’s oldest public building, the Old Courts building in George Town. Permanent exhibits showcase Cayman’s art and traditions, cultural and natural history, including boats, furniture, textiles, paintings and ceramics. Many of the Museum’s exhibits are interactive and include a simulated submarine showing marine species and habitats, a 3D bathymetric map of our ocean floor and Cayman’s location in the Caribbean, two life-like talking animatronic figures and 412

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an audiovisual presentation on Cayman’s history, environment and people. There are changing galleries that feature information on a variety of cultural history, natural history and local art-related topics. Open Monday-Friday 9am-5pm, Saturday 10am2pm and select public holidays. Admission is CI$6.40 for adults, CI$4.80 for seniors and CI$2.40 for children. Members and local students are admitted free. Residents can also visit for free on the first Saturday of every month. Call (345) 949 8368, or visit www.museum.ky for more information. SE E AD PAG E 420

The Mission House This site is known to have been utilised in the 1700s by early settlers, due to its abundant waterfowl and supply of fresh water. Located at 63 Gun Square in Bodden Town, it rose to prominence in the 1800s when it became known as the Mission House to early missionaries, teachers and families who contributed to establishing the Presbyterian ministry and school in Bodden Town. The tour takes you through all the rooms where you will see many of the genuine artefacts of glass, ceramic and more. Opening hours are Fridays and Saturdays from 10am-2pm. Tours cost CI$10 for adults and CI$4 for children. Call (345) 749 1123 or email: projects@nationaltrust.org.ky. CULTURAL & EDUCATIONAL PROGRAMMES & EXHIBITIONS Cayman Drama Society The Cayman Drama Society has regular classes and workshops for adults interested in acting and directing. Productions also have many opportunities for people to get involved, with a new production underway every few months from comedy and high drama to musicals. Dedicated members devote their time, talent and energy to ensure every production provides firstclass entertainment. The classes for actors to train and hone their skills include an annual beginner’s course and weekly classes for those wanting a challenge as well as a summer course that can be anything

from directing skills to performance skills. They also teach script-writing, stage management, light and sound, set design and construction. There are many opportunities throughout the year such as costume, make-up, sound, lighting, bar and front-of-house. Visit www.cds.ky to become a member or join a class. Cayman National Cultural Foundation (CNCF) CNCF is a non-profit organisation dedicated to facilitating and preserving Caymanian cultural arts by organising cultural festivals, staging and assisting others with shows at the FJ Harquail Cultural Centre, and engaging in artistic development, youth arts and special projects. Among the many events CNCF organises throughout the year is the annual festival, Cayfest (Cayman Islands National Festival of the Arts). The Festival showcases Cayman’s cultural diversity and artistic talent, and features the National Arts and Culture Awards, a Dress For Culture Day, Heritage Days and the Red Sky at Night Festival. Other festivals under the CNCF umbrella are the International Storytelling Festival of the Cayman Islands (Gimistory) and the Pirates Week National Festival. CNCF also offers the ‘Mind’s Eye’ tour of the South Sound home of the late Ms. Lassie Bush, Cayman’s acclaimed intuitive artist. Theatrical productions are also staged throughout the year. Call (345) 949 5477 or visit artscayman.org. The National Gallery of the Cayman Islands (NGCI) Located along the Esterley Tibbetts Highway, the National Gallery and Education Centre’s 9,000sq ft home is a dynamic nonprofit arts organisation. NGCI facilitates a wide variety of local and international exhibitions throughout the year and is home to the national art collection. The gallery hosts a range of engaging events and art happenings throughout the year including lectures, workshops, and special events for members. Annual events include the Big Art Auction (October), the Fundraising Costume Gala (November)

and a festive Member’s Christmas Party and Artisans Fair (December). The NGCI also runs an active volunteer programme and welcomes new members. Admission is free to the public; however, donations are always welcome. Visit www.nationalgallery. org.ky for more information.

at Camana Bay is a state of-the-art, six-screen, 900-seat cinema showing the latest US and international releases. The theatres also feature dedicated seating areas and facilities for wheelchair users. You can also watch a movie in their VIP Auditorium theatres which features reserved reclining seats, Dolby Atmos Surround Sound, and an ultra-highresolution screen for CI$21.50 for adults or CI$18 for kids. The cinema hosts monthly ‘Culture at the Cinema’ events, screening performances of London’s National Theatre and Bolshoi Ballet as well as ‘Kids Club’ features held every Saturday (lower volume and brighter lights) and monthly ‘Classics @ the Cinema’ events, showing classic movies on the big screen. Visit www.camanabay. com/things-to-do-grand-cayman/movies/ for the schedule of events and to purchase tickets online. Note that the weekends are often busier than during the week as most movies come out on Fridays. Camana Bay Cinema

Music For a variety of instrumental lessons, contact Cayman Music School in Camana Bay. The Music School provides group and private lessons in a variety of string and woodwind instruments including guitar, piano, flute, drums, violin, saxophone, ukulele, bass, and tuition in singing, music theory, drama and recording. They also boast a music shop and a recording studio. Visit www.caymanmusicschool. com. Established in 2001, Musicians Ltd. is the leading provider of music and performing arts in the Cayman Islands. Instrumental lessons are offered on piano, guitar, ukulele, violin, cello, flute, clarinet, saxophone, trumpet, trombone, drums and composition. Individual and paired lessons are available at their dedicated studio, as well as a number of schools on Island. Performing Arts Group Classes are also available with several major performing opportunities throughout the year, including a full annual production. For more information

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The National Trust The National Trust for the Cayman Islands offers monthly activities that teach you a great deal about the Cayman Islands. Programmes include adult lectures based on local historical and environmental topics, as well as guided tours of the Mastic Trail, Blue Iguana Conservation, and Mission House. The National Trust also offers privately guided nature walking tours, bird watching, and traditional cooking classes. Opening hours are Monday-Friday 9am-5pm. For more information visit their Visitor’s Centre in the South Sound Dart Family Park, call (345) 749 1121, visit www.nationaltrust.org.ky or email: tours@ nationaltrust.org.ky.

Cinema

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visit www.musicians.ky or call (345) 525 6787. To register contact office@ musicians.ky. Earl La Pierre teaches adult steel pan classes on Monday evenings at UCCI from 6pm-8pm. He also has a performing band, known as Pandemix, where newcomers are welcomed. Practices are on Tuesdays and Thursdays from 6pm-8pm at UCCI. Call (345) 526 5059 or (345) 916 5676 to learn more. For private lessons in singing, piano and music tutoring, contact Nicole Bodden at her studio in the Barnett Building, off the CNB roundabout. Tel: (345) 917 3753. JukeBox offers a mobile music service providing lessons for guitar, piano and singing as well as early years/mummyand-me classes. For more information on schedules and events, visit www.jukebox. ky, call (345) 321 5126 or email: info@ jukebox.ky. Throughout the week, various restaurants and bars host live music by local talent. Check out the ‘Nightlife’ section on the Explore Cayman website (www.explorecayman.com) for lists of different restaurants that offer live music on each night of the week. Cayman National Choir & Orchestra Choir practice is held on Mondays at 7.30pm-9pm in the Bay Harbour Centre on West Bay Road and orchestra practice is held on Wednesdays 7.30pm-9pm in the same location. Email Sue Horrocks or Jonathan Taylor at caymanchoirandorchestra@gmail. com. Talks Next Chapter’s Infinite Mindcare Talk Series takes place on the third Saturday of every month at 9am. Each month’s topic is different, covering subjects like the importance of sleep, maintaining friendships and keeping a healthy mindset on social media. The talks are hosted by professional psychotherapists from Infinite Mindcare and a different book is recommended each month. For more information on dates and location, call (345) 926 0882, (345) 640 2665, or visit www.facebook.com/infinitemindcare. 414

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CULTURAL EVENTS Pirates Week Festival The Pirates Week Festival is one of the biggest cultural events in the Cayman Islands. An annual spectacle that takes place in November, 30+ activities are hosted over three weekends across all three islands, starting with Cayman Brac, then moving to Grand Cayman and finishing with Little Cayman. The highlight of the Festival is the Landing Pageant and Float Parade, which takes place in George Town. Thousands of people line the streets to watch a mock take-over of the Island by a band of fighting pirates, who come ashore by pirate ship. A parade, street dance and fireworks display also take place. Other features of the festival include an abundance of music, culture and delicious local food. For more information on the festival or how to get involved, visit www.piratesweekfestival. com or contact the Pirates Week Office at (345) 949 5859 or (345) 949 5078 or email: events@piratesweekfestival.com. Batabano Cayman’s Carnival, Batabano, is usually held after Easter every year. It is a major highlight on the Island’s entertainment calendar. It is said the word ‘batabano’ refers to the tracks left in the sand by sea turtles as they crawl onto the beach to nest. Batabano is a multi-day event that includes a Carnival Ball, soca song competition, street parade, street dance, a beach fête and Soca music, dancing and pageantry. It celebrates the Caribbean’s diverse African and religious roots, as well as reflecting the Island’s rich heritage. Thousands of locals and visitors flock to the streets! Sign up to get involved in Batabano 2022, which is set to take place April 30th-May 8th. For more information, visit the Batabano website at www.caymancarnival.com. SE E AD PAG E 434 Gimistory Gimistory is an International Storytelling Festival that features guest storytellers from all over the world. It’s held over a ten-day period at the end of November through early December each year. The festival

travels to different beaches and parks in all districts on all three Islands, and during the day the storytellers visit the local schools to make special presentations. Visit www. artscayman.org/gimistory/. Red Sky at Night Red Sky At Night, a multi-cultural arts fair, celebrates all things arts and culture. The event features a variety of entertainment such as live dance, music, drama performances and poetry readings, as well as displays of visual arts, crafts and films. From steel pan, fiddles and drums to DJs, dance troupe performances, storytelling and theatre, there is no shortage of entertainment. There are also dozens of artisan booths selling locally made art, crafts, jewellery, clothes and accessories as well as food vendors selling traditional Caymanian food and delicacies from around the world. Contact the Cayman National Cultural Foundation on (345) 949 5477 for more information and to volunteer. WATERSPORTS & EXCURSIONS

Boating, diving and fishing are all very popular in Cayman. For more information on these activities, see the Boating chapter. Jetovator Rides A Jetovator propels a rider up into the air much like a Jetpack does; however, the Jetovator is incredibly easy to operate and just about anybody can be trained to operate it safely in 20 minutes. The Jetovator can attain forward speeds of 25mph, dive underwater for brief durations and allows riders to cruise in comfort for as long as they want. Contact White Sand Water Sports in East End. Tel: (345) 916 7263 or (345) 938 7263. Kayaking and Bioluminescent Tours One of nature’s best-kept secrets is a rare bioluminescent phenomenon found only in a dozen places worldwide. Cayman Kayaks offers magical bioluminescence tours by kayak and electric catamaran from Rum Point to the bioluminescent

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AC T I V I T I E S F O R A D U LT S

bay which is suitable for all skill levels and only a 10-minute paddle. Tours are 1.5-2 hours long and they include the guided tour to and from the bay. Call (345) 926 4467, email: reservations@caymankayaks. com or visit www.caymankayaks.com. Cayman Sea Elements also offer tours of the bioluminescent bay where you can snorkel and swim, plus mangrove kayak tours where you will encounter a myriad of wildlife while learning about Cayman’s unique mangrove habitats. Tours take approximately two hours and leave from the Cayman Islands Yacht Club. Call (345) 936 8687 or email: caymansea@ gmail.com. White Sand Water Sports (Tel: (345) 916 7263 or (345) 938 7263) has kayaks for rent from the Wyndham Reef Resort in East End and they can deliver kayaks Island-wide. They also run a bioluminescence kayak tour to Bio Bay with clear bottom kayaks. Kayaks can also be rented from Red Sail Sports. Call (345) 623 5965 for details. Kiteboarding offers private two-hour lessons on Barker’s Beach. Visit www. kitesurfcayman.com. White Sand Water Sports (Tel: (345) 916 7263) is not currently offering kite lessons, but rentals are still available. Kitesurf Cayman

Paddleboarding Paddleboards can be rented from Cayman Stand Up Paddle Co. Ltd. (Tel: (345) 938 4787) and delivered to your home, and condo. Free delivery in and around Seven Mile Beach is also offered. White Sand Water Sports (Tel: (345) 916 7263) in East End rent paddleboards for US$65 a day (minimum) or US$235 per week, with a 10% discount available to residents. They also deliver Island-wide. Paddleboards can also be rented from The Sweet Spot (Tel: (345) 925 8129) at Kaibo. Bliss Living Yoga (Tel: (345) 949 9642) offers paddleboard yoga on Tuesday evenings.

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Sailing The Cayman Islands Sailing Club offers a range

of sailing lessons for adults with little or no sailing experience and those looking to further develop their skills. Each of them are 8 hour coached courses that are usually scheduled over two weekends (two 4-hour sessions on consecutive Saturdays or Sundays). Private lessons are also available. For more information visit www.sailing.ky, email: admin@sailing.ky or call (345) 947 7913. SE E AD PAG E 415 Snorkelling Snorkelling is a great way to discover the underwater world. Ocean Frontiers (Tel: (345) 947 7500) or White Sand Water Sports (Tel: (345) 916 7263) specialises in small group snorkelling excursions in East End. Tours can be taken on jet skis, their speed boat, or on the Hobie Getaway Catamaran. Frank’s Watersports (Tel: (345) 945 5491) offers 3.5-hour snorkelling tours to Stingray City. Refer to www.explorecayman.com for more information. Snorkel Equipment can be rented from Red Sail Sports. Call (345) 623 5965 for details. Surfing Good swells are generated off of Seven Mile Beach from December to March, when Nor’westers blow through. From June to November, the best surf is usually found at the South Sound Community Centre and Mariners Cove in Spotts. However, beginners would be well advised to avoid these locations as the coral and sea urchins can prove hazardous. Areas with a safe sandy bottom and easy access to/from the sea is ideal. Surfboards can be purchased at Divers World in 7 Mile Shops. Waverunner Trips You can rent a jet ski from half an hour, up to a full day from Action Watersports (Tel: (345) 548 3147). They also offer two hour guided jet ski tours to Stingray City and Rum Point, incorporating some snorkelling. Residents get a 5% discount off regular rates. White Sand Water Sports also offer jet ski tours in East End. Choose

from a 45 minute Jet Ski Adventure Tour along the coast or a Jet Ski Snorkel Safari where you’ll discover Cayman above and below the water. Tel: (345) 916 7263 or (345) 938 7263. Aqua Watersports offers a range of water-based activities including exciting Jet Ski Stingray City tours (either a 2 stop or 4 stop). They also offer a luxury Cranchi 43ft Charter boat for half day, full day or sunset cruising. Red Sail Sports rent out jet skis, SUPs and a variety of water sports equipment. They also offer a Waverunner Snorkel Safari and Banana Boat, Wakeboard and Waterski Charters. Call (345) 949 8745 or (345) 623 5965. Windsurfing The prevailing winds make the beaches off East End perfect for windsurfing. If you are interested in windsurfing, you can rent with Tortuga Divers (Tel: (345) 947 2097) at Morritts’ Tortuga Club. They cater to all windsurfing levels with boards to suit beginners, intermediate and advanced windsurfers. Residents can receive up to 50% off. White Sand Water Sports, which is located on the beach at the Wyndham Reef Resort, also offers windsurfing lessons, equipment rental and packages. Call (345) 916 7263 or email: alan@ whitesandwatersports.com. OTHER FUN ACTIVITIES

Classes in Art, Painting, Photography, Pottery & More The Visual Arts Society (VAS) has a strong expertise in pottery and ceramics (the studio is equipped with potters wheels, a kiln, tools, glazes and clay can be purchased) and they offer workshops along with an open studio for adults. Email: vascayman@ gmail.com or see www.facebook.com/ visualartcayman. 3 Girls & a Kiln (SEE AD OPPOSITE PAGE) is an art collective made up of three artists who make local art and other fun designs. They make a variety of different pieces from magnets, cheese stakes and dishes, to wine corks, tags and pennants. They also offer a wide selection of monthly art classes for all ages; their ‘Make & Take’ Wood Class is

National Gallery of the Cayman Islands

offers very exclusive Island tours and private transportation services in her beautiful Mercedes minivan. Call her on (345) 326 2018 or email: info@cayluxe.com for more information. Locked Inn Cayman is the first live escape room in the Caribbean. There are currently two themed room to choose from, each with their own set of codes and riddles to decipher, clues to unpack and puzzles to solve. The aim is for the group to use problem-solving and teamwork to figure their way out of the room within 45 minutes. The location at Parcel 110 is a flexible space for you to host parties and events for a variety of occasions as well. For more information or to book a slot, call (345) 525 8820 or visit www. lockedinncayman.com. Locked Inn

Tell them you saw it in the

Indoor Golf is Cayman’s largest fullyequipped indoor golf facility. They offer two HD golf simulators and 400sq ft of putting green, as well as golf lessons for adults and children. Call (345) 917 2444 or visit www.caymangolflab.com. Cayman Golf Lab

Laser Tag Strike Zone House of Fun, located in Cannon

Place, is Cayman’s first laser tag arena and is great for hosting corporate events, staff parties and more. Games are run every 15 minutes with up to a maximum of 22 players per game. Visit www. strikezonelasertag.com or call (345) 623 4040 to book an event.

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runs exhibition-supportive evening and weekend workshops and lectures for all ages and skill levels. NGCI hosts several Open Call exhibition opportunities during the year, as well as Artisan Fairs. Visit www.nationalgallery.org.ky for more information. Take part in their Art and Wellness initiative, a free programme of wellness classes and workshops including meditation, yoga, nutrition and mindfulness. For more detailed event information, visit nationalgallery. org.ky/whats-on or contact education@ nationalgallery.org.ky or (345) 945 8111. Art Nest hosts a variety of online painting workshops and events. Email: events@artnestcayman.com for more information. Cathy Church’s (Tel: (345) 949 7415) offers daily private above and underwater photography courses in the classroom and on shore dives for the underwater photographer. They also rent and sell a full range of underwater cameras that come with a free mini lesson.

Land & Nature Tours Reagan’s Honey offers beekeeping tours of the apiary and surrounding woodland. Tours cost US$65 for 1.5 hours. They include beehive inspection and your own sample jar of honey straight from the hive to take home. Cayman Safari Adventures runs a safari tour using customised Land Rovers. You will experience genuine Caymanian hospitality and learn about the unique past of the Cayman Islands. Call (345) 925 3002 for information. Renowned Cayman naturalist, Ann Stafford, offers guided cultural and historic tours where you will learn about culturally significant plants, places, creatures and more. Tours are tailored to suit the guests and may include the Botanic Park, the Colliers Wilderness Reserve Trail or the Mastic Reserve and Trail. Note that guests provide the transportation. Contact CaymANNature Tours on (345) 925 2760, email: caymannature@candw.ky or visit www.facebook.com/CaymANNature for details. You can also call Nan Erb with Cayman Luxury Excursions (CLE), who

THE

especially popular. Other classes include clay decorating and glazing. For more information, visit www.3girlsandakiln. com, call (345) 640 9990, or visit them at their Camana Bay location from 10am-6pm, Monday-Friday. The

Local Handmade Ceramics & Gifts Check our website 3 girlsandakiln.com for events! Open from 10am - 6pm | Monday - Saturday Email: 3girlsandakiln@gmail.com Facebook, Instagram & TikTok @3girlsandakiln

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Photos courtesy of Rebecca Davidson, Tracey Rose from Cayman Riding School, Caroline Deegan Photography and Kathleen Spencer

Activities for Kids & Teens

Everything to keep your kids active and entertained while making new friends! We have provided details on everything from playgrounds and parks to sporting events, cultural activities, playgroups, summer camps and indoor and outdoor activities.

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Family Outings

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Indoor & Outdoor Facilities

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Sports 422 - Baseball, Beach Volleyball & Boxing 423 - Cricket, Dance & Diving 423 - Football/Soccer 424 - Fountain Play, Golf & Gymnastics 424 - Hockey 424 - Horseback Riding 424 - Martial Arts, Rugby & Sailing 425 - Swimming 426 Cultural Activities - Afternoon Tea, Arts & Crafts - Cadets Corps - Celebrating Birthdays - Cinemas & Outdoor Movies - Cultural Workshops - Live Theatre for Kids & Teens - Playgroups - Public Libraries - Leadership Development & Girl Guides

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Summer Camps

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o matter where you live, it can be a real challenge to find ways to keep your kids and teens entertained and occupied. Despite its small size, Cayman’s tight-knit community offers a growing amount of different, age-appropriate activities for the youngsters of Cayman. From sporting activities to various cultural and educational programmes, this chapter outlines a wide variety of highly recommended activities and attractions that the whole family can enjoy. Additionally, when looking to book activities for your kids, check out the Explore Cayman magazine and website (www. explorecayman.com), as well as the Cayman Parent magazine and the new Things to Do section on the Cayman Parent website (www.caymanparent.com). Also, for Cayman most up-to-date guide for family and children’s events, download the new What’s On Cayman app. FAMILY OUTINGS

Although Cayman is fairly small, the welcoming community and idyllic weather encourages an active lifestyle. One of our all-time favourite outings is a North Sound boat trip with one of the local Caymanian charter boat companies: Charter Boat Headquarters (Tel: (345) 945 4340), Frank’s Watersports (Tel: (345) 925 2783) or Tours Cayman (Tel: (345) 916 5478). By organising trips with one of these local operators, you will have access to a wealth of

are almost endless. For children and their parents, the Cayman Islands National Museum ( SE E AD PAG E 420) offers a fascinating look into the natural and cultural history of the Cayman Islands. Cayman Turtle Centre ( SE E AD PAG E S 410 & 422) in West Bay also offers unique opportunities for educational and interactive animal-based activities. Visitors can enjoy bird, shark, turtle and crocodile feeding, a nature trail, snorkelling with turtles, the popular waterfalls and Turtle Twister waterslide. Once you have had your fill of wildlife, you could wander across the road for lunch at the Cracked Conch or Macabuca Tiki Bar. Another worthwhile thing to do is a trip to the Queen Elizabeth II Botanic Park, which is an engaging outing for the whole family. You could also stop in at the Mission House in Bodden Town (visits by appointment only) and Pedro St. James in Savannah for a historical trip back in time. For something a bit different, contact ATV Cayman for Cayman’s only off-road tour of Barker’s Beach and other neat spots in the area. They require a CI$64 deposit for 2 Riders and CI$128 for 4-6 Riders. Email: vincent@atvcayman.com or WhatsApp (345) 922 0366 to book a ride. Bring the family to the National Gallery and enjoy a range of activities including scavenger hunts, worksheets, and guided tours based on the current exhibition schedule and the national collection. Guided tours can be booked in advance by emailing: info@ nationalgallery.org.ky. Admission is free. In Camana Bay, you can take a walk, get a coffee, ride a bike and explore its beautifully landscaped areas. Young children will love playing in the fountains (bring a towel!) and climbing the Observation Tower for a great panoramic view. Next Chapter has a wonderful children’s room full of books, puzzles and toys, and there is always a good selection of movies at the cinema, as well as a great choice of restaurants for lunch. PLAYGROUNDS & PARKS

Davinoff’s Concrete Sculpture Garden (North Side) Sculptor and owner, David Quasius, has been annually adding hand-sculpted

concrete animals to his Concrete Sculpture Garden in North Side for 20 years. Recent additions include a giant octopus, scorpion, snorkellers and a reef shark. The garden is a great spot to take photos and kids will love climbing over the sculptures. It is also a popular geocaching site. The sculpture garden is free to access and is open every day. It is located on the highway between Old Man Bay and the Queen’s Monument. Visit www.davinoff.com for more information. Mastic Reserve & Trail (North Side) This is an educational trail and is great for older kids and teens. Refer to the Activities for Adults chapter for more information. Queen Elizabeth II Botanic Park The Queen Elizabeth II Botanic Park is a wonderful area in Frank Sound for nature walks, birdwatching, and for viewing the endangered Grand Cayman Blue Iguana in its natural habitat. There are over 65 acres of tropical flora and fauna, seven themed gardens, and much more. Guided tours are on Tuesdays and Thursdays at 2pm. Large Blue Iguanas lounge on the grass while butterflies, birds and agoutis dart between the array of native and exotic plants and trees. Take your little ones to visit their new kids park. For more information, see the Activities for Adults chapter. The following parks have cabanas that can be reserved, free of charge, for parties and events by calling the Recreation, Parks and Cemeteries Unit on (345) 946 8250. Airport Park (George Town) Kids and parents alike will get a kick out of watching aeroplanes from this front row vantage point that is adjacent to the Owen Roberts International Airport runway. This large park is full of see-saws, slides, rock mazes and big boulders to climb. There are restroom facilities and cabanas to provide shade. To reserve a cabana, contact (345) 949 2547.

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Island knowledge and can customise your excursion to suit your family. Tour stops can include Stingray City, the Sandbar, Coral Gardens, Barrier Reef and Kaibo. Not only will your tour be tailored to you, but you will also get to experience true Caymanian hospitality and meet some ‘Islanders’. If you have little thrill-seekers in the family, you may enjoy a trip to Stingray City and then continue on to Rum Point by Jet Ski. Action Watersports (Tel: (345) 548 3147) offers two-hour tours on twoman Sea-Doo watercrafts for US$110 per person. On a rough day, take your children to see the Blow Holes in East End and enjoy the exciting explosion of water when it passes quickly through underwater caverns and high into the air. Be careful on the iron shore and don’t forget to wear proper shoes and a swim suit, as you can easily get wet if you stand close enough. Another sea-based activity that is fun for the whole family is a bioluminescence mangrove tour by kayak or electric catamaran offered by Cayman Kayaks twice nightly from Rum Point. They also offer a morning kayak tour through the Cayman Wetlands. For more information, call (345) 926 4467, email reservations@caymankayaks.com or visit www.caymankayaks.com. Cayman Sea Elements offers boat tours through the mangroves to find birds, starfish, jellyfish, anemones and iguanas. This tour is suitable for children of all ages. Call (345) 936 8687 or email caymansea@gmail.com. Refer to our Boating chapter for a list of other tour providers. For more fun, you could take a banana boat ride with Red Sail Sports (Tel: (345) 623 5965). Kids particularly love to ride with a group of their friends! Finally, you could take the entire family for a swim with the dolphins at Dolphin Discovery (Tel: (345) 769 7946). Make sure to ask about resident discounts. For an amazing aerial experience of Cayman that covers the Island from North Sound and Stingray City, to East End and Seven Mile Beach, take a helicopter tour with Cayman Islands Helicopters. Call (345) 943 4354 to book. Land-based activities for the whole family

Public Beach (West Bay Road, SMB) Along with being one of the most beautiful stretches of Seven Mile Beach, Public Beach has cabanas, restroom facilities, freshwater showers and a children’s playgrounds. Scholars Park (West Bay) As a popular site for children’s parties, this landscaped park is located down Stadium Drive and features a variety of play equipment set in a huge sandpit. Along with shady cabanas and barbecue pits, there are also restroom facilities and sizeable grassy areas.

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Dart Family Park (South Sound) A gift from the Dart Foundation to the Cayman Islands, this seafront oasis is located on South Church Street. Set amidst shady, landscaped gardens are slides, climbing frames, an amphitheatre, gazebos and restroom facilities. The park is open daily from sunrise to sunset, and also houses the offices of the National Trust of the Cayman Islands, which provide information and displays in relation to Cayman’s flora and fauna. Harold McCoy Sr. (Bodden Town) Located in Gun Square, next to the historic Mission House, this park has a large playground. A caboose and small Caymanian-style house make it a fascinating cultural experience for both adults and children. Jerald Smith Park (North Side) Located on Hutland Road, these landscaped

gardens provide a welcoming playground for the North Side community. Captain George Dixon Park (East End) Just off of Seaview Road, this community park has all the standard park amenities including slides, swings, climbing frames and barbeque facilities. INDOOR FACILITIES

The Arts & Recreation Centre (ARC) Located next to Camana Bay, this indoor facility can be rented outside of school hours for sporting events. To make a booking request or enquiry, call (345) 640 2878 or email: cbsc@camanabay.com. Camp Seafire Located at the Kimpton Seafire Resort + Spa, Camp Seafire is the perfect fun-filled, flexible childcare choice for kids aged 3-12 years old. Designed to accommodate school holidays, bank holidays, brunch babysitting and more. Camp Seafire offers hourly, half-day, full-day and weekly childcare. Their camps offer creative themes, water sport activities, arts and crafts, as well as games and bespoke events. Note that children need to be potty trained to attend Camp. Call (345) 746 0000 or email: campseafire@seafireresortandspa. com. Cayman Islands National Museum The Cayman Islands National Museum houses Cayman’s National Collection as

Remember yesterday today.

(345) 949-8368

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well as artefacts, including boats, furniture, textiles, paintings and ceramics, and is an interesting look into Cayman’s traditions, culture and natural history. Many of the Museum’s exhibits are interactive and innovative, and will be fascinating to children. An exciting addition to the National Museum is another animatronic figure of a Caymanian civil servant, lawyer, and politician: Miss Annie Huldah Bodden. For more information, visit www. museum.ky or call (345) 949 8368. SE E AD PAG E 420

King’s Sports Centre (KSC) A 36,000sq ft facility on Crewe Road in George Town offering a variety of sporting, recreational and relaxing activities for the local community. Activities and facilities include an indoor youth roller hockey rink, five-a-side football, a bowling alley, a rock-climbing wall, karate lessons, squash courts, aerobics classes, steam rooms and much more. KSC also holds children’s birthday parties and children’s rollerskating afternoons every week. Call (345) 946 5464 or email: kings@candw.ky. They also run a summer camp where children participate in sports activities, arts and crafts and learn debate skills. Refer to the Cayman Parent website (www.caymanparent.com) for more information. SE E AD PAG E 442 Laser Tag Laser tag is an exciting recreational shooting sport that is perfect for anyone looking to have a fun and exhilarating outing with family or friends. Strike Zone House of Fun, located in Cannon Place, is Cayman’s first laser tag arena and is great for the entire family (ages six and up). It is the perfect activity for rainy days, birthday parties and corporate events. Call (345) 623 4040 or visit www.strikezonelasertag.com for more information. Lil’ Monkeys Indoor Playground & Café Located on Shedden Road, Lil’ Monkeys Indoor Playground & Café houses an indoor playground designed for children aged 6

months to 10 years with arcade games such as “Pacman & Galaga” and “Fast & Furious Drift Race” for the older ones. Adults can sit back at their cafe where they sell drinks and snacks. They also offer birthday party packages. Children must wear socks once inside the play area, so don’t forget to bring a pair. Tel: (345) 929 5737 or (345) 916 4830 or visit their website (www. lilmonkeyscayman.com) to find their opening hours.

OUTDOOR FACILITIES

Jean-Michel Cousteau’s Ambassadors of the Environment Learn from Cousteau-trained naturalists about Grand Cayman’s natural wonders with ecoadventure activities offered to adults, children and business groups through Jean-Michel Cousteau’s Ambassadors of the Environment programme at The Ritz-Carlton, Grand Cayman. Activities include everything from shipwreck snorkelling and mangrove kayak explorations to photography, arts

Black Pearl Skate Park Located behind Grand Harbour Shopping Centre in Red Bay, this skate park is the largest in North America and the second largest in the world. It has 62,000sq ft of beginner, intermediate and expert flow, as well as street courses. The park is operated by the Cayman Islands Skateboard Association (CISA). It is open SundayThursday, 3pm-7pm, and Friday-Saturday, 3pm-9pm. Membership fees range from CI$45 per month to CI$300 for the year. The resident daily rate is CI$7 and the visitor rate is CI$10. Equipment available for rent includes: skateboards, scooters, helmets and elbow and knee pads. They do not offer BMX bikes for rental at the moment. The Park also includes three half basketball courts and rents out basketballs, table tennis tables, foosball tables and board games. The Park is also available to host birthday parties. Contact Michael Myles on (345) 939 1301, email: skate@ blackpearl.ky, or visit www.blackpearl.ky. Blue Iguana Safari See the Activities for Adults chapter for information. Cayman Parrot Sanctuary A friendly, interactive and educational experience. The Cayman Parrot Sanctuary on Austin Conolly Drive, East End, features a variety of Cayman’s native animals. These include Cayman Parrots, parakeets, agoutis, guinea pigs and rabbits, a racer snake, peacocks and an iguana. Currently, their open days are not fixed. However, they do update their Facebook page regularly, so be sure to check before heading up there. The hours are 10am-5pm. Admission for adults is CI$10 and CI$7 for children 15 years and under with free admission for children 2 years and under.

Cayman Turtle Centre Located in West Bay, Cayman Turtle Centre offers guests a variety of unique experiences. Learn about and observe sea turtles up close, swim or snorkel with yearling green sea turtles and other colourful marine life, experience hand-feeding birds in the Caribbean Aviary, watch the Predator Reef Feeding Frenzy, or join Smiley’s Croc Encounter on specific weekdays. Eat lunch at the restaurant overlooking the lagoon where the resident peacock family hang out, and then swim in the Island’s largest pool with its two waterfalls, underwater viewing panel and Turtle Twister water slide. The resident rate for adults is CI$15 and CI$10 for children 12 years and under with free admission for children 2 years and under. For more information and opening hours, call (345) 949 3894, email: info@turtle.ky or visit www.turtle.ky. SE E AD PAG E S 410 & 422 Camana Bay is a delightful place to take a stroll with your children. It offers wide shady avenues, landscaped courtyards with water features, fountains for children to play in and benches to sit on. Climb the Observation Tower, one of the tallest buildings on Grand Cayman at 75 ft (lifts are also available), for panoramic views of the Island. The book store, Next Chapter, also has a great kids section filled with plenty of books and toys to choose from. Camana Bay’s Town Centre

Dolphin Encounters Currently, there is one dolphin marine park operating in Cayman. Dolphin Discovery (Tel: (345) 769 7946) is located adjacent to the Cayman Turtle Centre in West Bay. They offer three different programmes and special rates for residents starting at CI$85 for adults and CI$75 for kids under 12 years old. At Dolphin Discovery, guests can enjoy a free dolphin presentation every Saturday and Sunday at 12.30pm. Nautilus: The Undersea Tour and Allura Catamaran Enjoy a tour of the beautiful underwater

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Motions Unlimited Located on Sparky’s Drive in the Industrial Park, Motions Unlimited is a state-of-theart facility with gymnastics equipment for children and teens, along with a party room and snack bar. They have a full weekly schedule of classes for children from 18 months of age and up. Their Toddler Play Day sessions on Wednesday, Thursday, Friday and Saturdays are extremely popular and are a great way to meet other parents while your children run about and let off steam. The sessions are run on Wednesdays and Thursdays 10.30am-12pm, Fridays 2.30pm-4pm (ages 6 and under), and Saturdays 8.45am-10.15am. These cost CI$15 per child and CI$25 for two siblings. During Halloween, they host ‘Super Spooky Saturday’ and during Easter, they have a ‘Spring Fling’ both from 6pm-9pm for kids over 4 years old. Prior registration is necessary. For class schedules, call (345) 749 8365, email: info@motionsunlimited. com or visit www.motionsunlimited.com for more information.

and crafts and science experiments. The activities are fun for all and also offered as after-school activities, along with summer and fall camps. For more information, contact (345) 815 6120 or email: caymanambassadors@ritzcarlton.com.

world with Nautilus: The Undersea Tour and Allura Catamaran. This semi-submerged air-conditioned observatory offers an exciting and educational experience with a marine expert sharing the history of the shipwrecks, the Cali and the Balboa. At Cheeseburger Reef, enjoy the colourful coral while their divers feed the fish outside your window. For more information on how to book a tour, visit their Facebook page www.facebook.com/nautiluscayman, email: miranda@nautilus.ky or call (345) 945 1355. The Humane Society

bookstore (Book Loft) and a thrift shop (Claws-It). Call (345) 949 1461 or visit www.caymanislandshumanesociety.com for more information on how you can help. Paddleboarding If your kids are keen on learning how to paddleboard, join the Salty Squad. They offer private and group lessons afterschool and on weekends, as well as different camps and birthday party packages. They specialise in helping kids build ocean confidence while having fun on snorkeling adventures. Visit www.facebook.com/imsalty345 or call (345) 928 2770 for more information.

The Cayman Islands Humane Society is located

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at 153 North Sound Road, next to A. L. Thompson’s at the Butterfield roundabout. Local families are encouraged to consider adopting a dog from them as an alternative to shipping in a dog from overseas or buying from a breeder. Volunteers are also always needed for dog walking, pet grooming, and dog and cat socialising. They operate an excellent second-hand

Pedro St. James (Savannah) This 18th century Great House, known by locals as ‘Pedro Castle’, is a great place for all ages to learn about the early history of Cayman. With a multi-sensory movie theatre, a variety of 18th-century artefacts, and a rich history to learn about, this experience truly is a “step back in time” that will stimulate any child’s imagination.

Ask for the Nature and History Trail Hunt for children or the history quiz if you really want to test your little ones. With a playground, lots of green space, activities and the Outpost Bar and Grill serving tasty bites, your children are guaranteed to have a fun time at Pedro St. James! It is also a great place to hold kids parties. Located in Savannah, Pedro St. James is just a 20-minute drive from George Town, and is open daily from 8.30am-5pm. Resident rates are: CI$5 for adults, seniors 65+ are free and children five and under are free. A valid ID is required for resident rates. For more information call (345) 947 3329 or email: info@pedrostjames.ky. SPORTS

There is a diverse range of sports offerings on-Island, whether your child wants to be a hardcore athlete, or simply part of a team. Athletics Cayman has a vibrant athletics community with events held throughout the year. The Cayman Islands Athletics Association (CIAA),

the governing body for athletics in the Cayman Islands encourages participation in athletics at all levels throughout the Island regardless of age, gender or race. The Associations offers programmes focused on promoting, developing, and enhancing athletics. Training sessions are held daily in the afternoon at the Truman Bodden Sports Complex (TBSC). For more information, email: ciaageneralsecretary@ gmail.com. The 345 Athletics Club has a great middle-distance team and are looking to add more runners and field event athletes to the programme. All ages and abilities are welcome. To join the club, email: media@athletics.com. Ballet See the Dance section in this chapter. Baseball/Softball Located on the corner of Aspiration Drive and Fairbanks Road, the Cayman Islands Little League Field of Dreams is the largest facility of its kind in the Caribbean with 422

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four floodlit artificial turf fields on a 15acre complex. Programmes and divisions are operated by the YMCA and available for children from 4-17 years of age. If you are looking for a safe environment emphasising teamwork, good sportsmanship and learning the art of competition visit www. littleleague.ky. Volunteers are always needed for the recreational league teams for coaches, assistants, umpires and canteen helpers. For more information call (345) 916 5643 or email: info@littleleague.ky.

Beach Volleyball The Cayman Islands Volleyball Federation (CIVF) has made significant strides in promoting volleyball in Grand Cayman. CIVF has hosted the annual NORCECA Beach Volleyball Circuit on Seven Mile Beach for the past ten years, which welcomes over 30 teams from North America, Central America and the Caribbean. The youth development programmes include school leagues and tournaments, summer camps, and clinics with international and local instructors. For more information on current programmes, please email: youthvolley@civf.ky, visit www.civf.ky or www.facebook.com/caymanisvolleyball or Instagram @civfyouthvb. Boxing In collaboration with the YMCA, The Cayman Islands Boxing Association runs an extended afterschool amateur boxing programme for children ages 7 and up

Cricket Cricket is a very popular sport in the Caribbean. Coach Connor runs an ongoing cricket programme on Thursday nights for U10 (5.30pm-6.30pm) and U14 (6.30pm7.30pm). The cost is CI$15 per session. Matches are held on Sundays. Sessions are held in the Kings Sports Centre. Call Coach Connor on (345) 922 3080 or email: connor.patterson001@gmail.com. Cayman Cricket organises competitions for primary and secondary schools (May to June) and summer camps in July. Cricket practice for all under-15s is held Saturday mornings during the school year. For more information, call (345) 945 6447 or email: secretary@caymancricket.ky. CrossFit CrossFit Cayman has

been working with PE teachers and sports groups to incorporate CrossFit (constantly varied, highintensity, functional movement) into their programmes. They also offer teen classes for ages 12-16 which run on Mondays and Fridays from 3.45 pm to 4.30pm and kids classes for ages 8 -11 which run on Tuesdays from 3.30pm-4.15pm. The cost is CI$15 per drop-in class or CI$125 for 10 classes. They are located in Camana Bay. For information email: tarasa@ crossfitcayman.com. School of Fitness, in the Cayman Technology Centre, also runs a Kids CrossFit camp on Saturdays at 12pm. Dance Dance is offered in many local studios. Centre Pointe Home of the Performing

teaches classes from 9 months old through to adults in their studios at Alissta Towers on North Sound Road. Classes Arts

include jazz, tap, freestyle, Irish, musical theatre and hip-hop, Acrobatic Dance and CPDS’s very own Pre-school dance program Wiggle Giggle Dance With Us & Zumbini! The Centre Pointe Performance School provides a comprehensive musical theatre training programme that offers private song presentation classes and drama specific classes. External examinations are an integral part of the training at Centre Pointe; students take International Dance Acclaim Performance Awards in Ballet and Tap and London Academy of Music and Dramatic Art examinations in Acting, Shakespeare, Verse and Prose and Musical Theatre. Email: centrepointedance@gmail. com or tel: (345) 926 5889 or (345) 926 9603. KRI Performing Arts School, run by Kirk Rowe at 98 Shedden Road, has classes for kids, juniors, teens and adults. Dances include salsa, jazz, modern, hiphop, contemporary, belly-dancing, AfroCaribbean and reggae. Contact Kirk on (345) 924 4089. The Radiance Dance Studio, located in Countryside Shopping Village, offers a variety of dance classes for children from the ages of 3-16 years old. Dancers are taught a fusion of Modern Contemporary, Lyrical, Latin, Afro-Caribbean, Hip Hop, Ballet Foundation, Jazz and more. For further information email: info@radiance. ky or call (345) 916 0146 or visit www. radiance.ky. Bailamos Dance Studio, located in Barnett Building on 24 Huldah Avenue, offers a range of dance classes for all ages. Call (345) 917 7832 for more information. Diving Local dive centres offer a Junior Open Water Diver certification as early as 10 years old. At Red Sail Sports children aged 5-7 years may join their SASY (Supplied Air Snorkelling for Youth) programme which is for snorkelling only, but participants wear buoyancy jackets and regulators so they can feel what it might be like to use dive gear. Children aged 8-9 years can participate in the Bubblemaker Course. This is an opportunity to try real Scuba Diving in a pool. Resident discounts are available. Call (345) 623 5965 for more information.

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Basketball The Cayman Islands Basketball Association programme participates in international competitions and currently has four leagues: under-12, under-14, under-16 and under-19, separated by gender. They also host a Basketball Academy on Saturday mornings during the school period for three age groups: ages 7-9 years, ages 10-12 years and ages 13-16 years old. For more information, call Coach Voot O’Garoo on (345) 916 5083, email: info@ caymanbasketball.com, or visit www. caymanbasketball.com.

and all sizes at the D. Dalmain Ebanks boxing gym at the Truman Bodden Sports Complex. On weekdays at 3.30pm-5pm, kids can use the facilities while being coached. The coaches keep kids active in training the fundamentals of boxing whilst maintaining their fitness and discipline. Email: info@cibaky.com or visit www. cibaky.com for more information.

Divetech offers

SCUBA diving activities for kids aged 5-9 and certifications for kids aged 10 years and up. For more information call (345) 946 5658, email: info@divetech. com or visit www.divetech.com. For more information on all-things diving, make sure to see our Diving chapter. Football/Soccer Academy Sports Club runs

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a junior football programme for boys and girls under 8 years old on Mondays and Thursdays at 3.30pm-4.30pm from SeptemberDecember and January-April. The club also has under-11, under-13, under-15 and under-18 teams. They are located at the Academy Sports Club, Outpost Street, George Town. Call (345) 936 0100, email: admin@academysportsclub.ky or visit www.academysportsclub.ky for more information. The Cayman Islands Football Association (CIFA) youth season runs from September to May. Teams are friendly and welcoming to new players. Leagues include under-8, under-10, under-12, under-14, under-16 and under-18. For further information, contact the CIFA office on (345) 749 5775 or email: secretariat@cifa. ky. Sunset Football Club provides football for all ages. Coaching sessions for 4-10 year old boys are held on Sunday mornings 8am-10.30am and Saturday mornings for girls aged 4-10 from 8.30am-9.30am both at the Camana Bay Sports Complex. There is also midweek training for boys and girls Under 8’s to Under 18’s as well as men’s and women’s teams. Contact either Paul Macey on (345) 525 0822 or email: pmacey@usarisk.ky or Gareth Thacker at garethjthacker@gmail.com. For any of the girls programmes please contact Gisela Gamba at gisela.gamba@gmail.com. Excel Sports Management is a leading youth football development programme on Island. Their EUFA qualified coaches hold after-school coaching sessions designed to increase individual players’ confidence and skill. In addition, they also offer camps, overseas tours and trial opportunities for players identified as ‘talented’. For more information, visit www.esmcayman.ky or

call (345) 925 4347. Established in 2017, Total Soccer programmes are inspired by the Dutch Football Vision and their goal is to help children become skilled and creative decision makers on the field. For more information on the programmes offered and how to sign up, email: info@ totalsoccercayman.com or visit www. totalsoccercayman.com.

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Flag Football Flag football is gaining popularity on the Island and follows the basic rules of American or Canadian football. The Cayman Islands Flag Football Association (CIFFA) runs a popular Youth Flag Football League for boys and girls aged 7-17. During the season, which runs from March-May, games are played every Saturday on the Camana Bay sports field. For more information, email: ciffa345@gmail.com. Fountain Play Camana Bay has two wonderful fountains that children love: one for toddlers that is shaded, quite gentle and can be found next to the Camana Bay Cinema. The other one is on The Crescent and has powerful and exciting jets that come to life in a big way every ten minutes. Every Tuesday and Saturday, an Imagination Playground is set up in the big fountain which basically consists of dozens of giant foam blocks (of varying shapes and sizes) which children love to build into boats, houses and anything they can imagine. Starfish Cay Water Park, located on the resort side of The Ritz-Carlton, Grand Cayman, is home to winding waterslides, fountains and a giant water bucket. All children under ten years of age must be accompanied by an adult and supervised at all times. Starfish Cay is open to residents with the purchase of a day pass from Ambassadors of the Environment located at the resort. Private birthday party bookings are also available. For more information, call (345) 815 6120. Golf The North Sound Golf Club offers year-round junior camps and after-school programmes

for junior golfers aged 6-16 years. For the more advanced junior golfer, there are private lessons with PGA professionals. Visit www.northsoundclub.com or call (345) 947 4653. Cayman Golf Lab is Cayman’s largest indoor golf facility with two large golf simulators and a 400sq ft putting green. They offer afterschool and weekend junior golf classes, as well as, private session for golfers of all ages. Call (345) 917 2444, email brad@caymangolflab.com or visit www.caymangolflab.com. Gymnastics The Cayman Islands is a member of the International Gymnastics Federation, the international governing body for gymnastics. This allows for local gymnasts to represent Cayman at international events. Motions Unlimited has experienced coaches and state-of-the-art gymnastics equipment for children including a trampoline, zip line and a 40 ft long tumble track. See the Having a Baby chapter for details on Open Gym and Toddler Play Days. For information call (345) 749 8365 or email: info@motionsunlimited.com. Quinntessential Movement (Tel: (345) 745 8973 offers kids and youth recreational gymnastics and aerial classes that are fun and unique. Classes help with strength, balance, coordination, focus and control. Hockey (Inline Roller Hockey) King’s Sports Centre offers a diverse hockey programme for children ages 6-14 years old. Kids are taught to skate with fun skating drills and games. They are also given free time to skate around with new friends. Kids should have their own roller blades, helmets, and other protective equipment such as elbow and knee pads. King’s often has new and used skates for sale. Skating camps are also held during school holidays. For information, call (345) 946 5464 or email:kings@candw.ky. SEE AD PAGE 442 Horseback Riding Traditional English-style riding, vaulting, and grooming lessons are available for children (and adults) at the Cayman Riding

Kiteboarding The popularity of kiteboarding among adults and teens has grown rapidly on the Island. Children must be 10 years of age or older. For more information on private and group lessons, contact Kitesurf Cayman on (345) 916 5483. Martial Arts The Purple Dragon School of Martial Arts (PDSMA)

is located on the 2nd Floor of the

Reliable Industries Building, 313 Compass Drive. They offer afternoon and weekend classes for children ages four and older, as well as for adults. Purple Dragon teaches the martial arts system called Don Jitsu Ryu and offers a free introductory lesson. They also offer an adult Fitness Kickboxing class. Call (345) 946 1241 for more information. Cayman Associated Schools of Karate (CASK)

works out of the King’s Sports Centre in Red Bay and offer youth (ages 4-12 years old), co-ed adult and women-only classes, in traditional wado style karate, as well as a Tai Chi programme. For more information or a free trial, call (345) 925 3367 or visit www.caskcayman.com. Netball

Roller & Inline Skating Old-fashioned roller skating is great fun and can be done alongside inline skaters at King’s Sports Centre every weekend. Family skating is on Saturdays from 4.30pm-7pm for CI$8, and Teen Jam Skate nights also run on Saturdays from 7pm-10pm for CI$10. On Sundays, skating from 1pm4pm costs CI$8 if you don’t have your own skates, but is reduced to CI$5 if you do bring your own. Make sure you don’t forget your socks! For more information, call (345) 946 5464. Refer to the Hockey section for details on the inline roller hockey league for kids. You can also take a look at the Hockey sections (field, roller and ball) in the Sports & Fitness chapter.

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Turtle Netters sessions for children ages 4-10

years are held every Saturday morning 8am9am and for ages by the Truman Bodden Sports Complex. New members are always welcome. Email: caymannetball@yahoo. com. Pickleball If you are looking for a fun activity to entertain kids and teens, check out the Pickleball Tournament at Grand Cayman’s only pickleball courts. The Pickleball Tournament takes place once a month at The Courts at the Ritz Carlton, Grand Cayman. Tournaments are from 3.30pm6.30pm. At least two players per team are required, and a total of four teams are needed to participate in the tournament. Paddles and balls are provided free of cost. Call (345) 323 0049 or email: grandcaymantennis@ritzcarlton.com for more information. Parkour Parkour is a training discipline using movement that developed from military obstacle course training. Motions Unlimited offers this programme to experienced participants aged eight years and older on Mondays from 6pm-7pm and new participants are welcome on Wednesdays from 6pm-7pm. Registration is required to join. Visit www.motionsunlimited.com.

Rugby in South Sound holds the Maples Group Junior Rugby Community Programme for girls and boys ages 3-16 years old on Saturdays 8am-12pm from October-May. National age/grade academies for U10, U12, U14 and U16 are held on Monday-Thursday 3.30pm4.30pm from October to June. For information about these or U19 training sessions, contact Caroline Deegan at caroline.deegan@caymanrugby.com, call (345) 525 6743 or visit www.caymanrugby. com. SE E AD PAG E 445 The Rugby Club

Sailing runs various sailing training programmes for kids aged six and up. Programmes run after school from 3.30pm-5.30pm, and at weekends during the school term. The club also hosts popular all-day camps during school holidays with exciting ‘sailing away’ days. Their training boats range from the Pico and Optimist to the Hartley range. If you are interested in membership, visit “Join Us” at www.sailing.ky, email: admin@ sailing.ky or visit the Cayman Islands Sailing Club and the National Sailing Centre Facebook page. SE E AD PAG E 415 The Cayman Islands Sailing Club

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is a registered overseas centre with the British Pony Club. Located in Savannah, Newlands CRS offers English riding lessons with BHS/FEI qualified instructors in Showjumping, Dressage Vaulting and cross country. Facilities offer Boarding, two full size arenas inc. a GGT jumping arena. Furry Friends Club and Pony Rides available every Saturday morning with a miniature children’s farm for birthday parties. Call (345) 926 7669 or email: caymanridingschool@gmail. com. The Equestrian Center (Tel: (345) 516 1751 or email: info@equestriancenter. ky) located just off the Linford Pierson Highway, is a registered overseas centre with the UK Pony Club and members are able to start from 4 years old. They offer riding and vaulting lessons and advanced instruction in dressage and show jumping, as well as a “Pony Park” every Saturday morning from 9am-10.30am in the upper field where children can have pony rides for CI$5 and also meet the goats, the miniature donkey and horse. Cowboy Town Stables in Lower Valley offers general horsemanship and riding along with therapeutic horsemanship and adaptive riding programmes. Their PATH certified instructors specialise in teaching developing riders as well as those with physical, mental, social and emotional disabilities/disorders. Call (345) 916 8571 or email: shanna@ cowboytownstables.com. Spirit of the West (Tel: (345) 916 6488) offers organised private and group horseback beach rides along Barkers Beach, as well as longer “ride and swim” expeditions. Resident rates are available. School

Snorkelling Cayman is popular for its beautiful underwater scenery. Refer to the Diving chapter for the best snorkelling spots. Leisure Activities with Additional Supports Football4All is a free football programme for children with special needs. It is sponsored in partnership by The Wellness Centre and Academy Sports Club and takes place at Academy Field, Outpost Street. To register or for more information, contact Shannon Seymour at sseymour@wellnesscentre.ky. Squash The Squash Club has a thriving junior section

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28 from beginners to top team players. Junior coaching is available (for kids from the age of 5 and up) as well as adult lessons at beginner, intermediate and advanced levels. Call (345) 526 5052, email: info@ squash.ky, and refer to the Sports & Fitness chapter for more details.

Swimming The Cayman Islands Aquatic Sports Association (CIASA) is dedicated to the promotion and development of aquatic sports in Cayman. Membership of CIASA connects you to an active aquatic community and opportunities to get participate in a variety of aquatic activities and camps. Visit the website to find a list of registered clubs and swim schools www.ciasa.ky or email ciasaboard@gmail.com for more information. Laura Ribbins and the Fitness Connection team are celebrating 30+ years of being a swim school in Grand Cayman. They offer a wide variety of programmes for all ages and abilities with both on-site and mobile instruction. Private lessons, group classes, intensive ‘Learn to Swim’ programmes and synchronised swimming classes are available. For more information call (345) 949 8485, email: fitness@fitness. ky or visit www.fitness.ky. Sky Blue Aquatics offer swimming lessons from infant to adult at the Lions Aquatic Centre or in the comfort and convenience of your pool. Whether it be a house, hotel or condo, they 426

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come to you. Their certified instructors specialise in customising lessons and focus heavily on water safety. Private, semiprivate and small group lessons provide a great learning environment. Call (345) 916 0054 or email: info@skyblueaquatics.com. The Camana Bay Aquatic Club (CBAC) is a yearround competitive swim club, offering high quality professional coaching and technique instruction for swimmers 5-18 years old of all abilities and commitment levels. CBAC also offers a children’s swim school with classes starting at 18 months of age up to 10 years old, as well as a synchronised swimming programme for ages 6-17 years old and twice-weekly masters swimming sessions for adults of all abilities. For more information, email: info@cbac.ky or visit www.camanabayaquaticclub.com. Stingray Swim Club is a competitive swimming team for ages six and up. They meet at the Lions Aquatic Centre, which houses a 25M pool situated on Olympic Way near UCCI in George Town. The club’s swimming programmes are developed and delivered by the club’s Head Coach David Pursley. For more information email: stingrayheadcoach@gmail.com or visit www.caymanswimming.com. Thrive Fit (Tel: (345) 938 1113) offers mobile swimming, yoga and fitness classes for children aged 6 months and upwards and movement classes for preschool aged children. They teach water safety, skill development and stroke improvement. Junior Lifeguard Certification are also available. Caymanite Synchro (a division of Camana Bay Aquatic Club) is Cayman’s first competitive synchronized swimming team and is open to all confident swimmers age five and up. Water shows, skill badges, local and international competition are all a part of this fast-growing programme. For information or to schedule an introductory session, email: info@cbac.ky or call (345) 325 7905. Tennis has a number of membership options and professionals who provide lessons for The Cayman Islands Tennis Club (CITC)

all ages. CITC offers an after-school programme from September-June and Junior Tennis Camps over the school breaks. For information call (345) 949 9464 or email: juniors@tennis.ky. For regular updates visit www.facebook.com/ caymanislandstennisclub. Cayman Tennis Academy offers lessons to kids aged 3-14 at their courts located at 1960 West Bay Road. They offer lessons every weekday afternoon from 2.30pm. Their courses run for the duration of the school term and cost between CI$20 and CI$25 per class, depending on the child’s age. They also offer private lessons to older children and adults. Tennis camps are held during school midterms, Easter, Christmas and summer holidays. Email: caymantennisacademy@ gmail.com or call (345) 547 6257 for more information. You can also check their Facebook page and website for regular updates on classes. At The RitzCarlton, Grand Cayman, professionally coached, private or semi-private lessons are offered by The Courts Tennis Centre. Programmes include after-school ‘Tiger Tennis’, including Tigers (three-yearolds), Super Shots (ages 4-6-year-olds) and High and Elite Performance (ages 6-16 year-olds). For more information about The Courts, call (345) 323 0049 or email: grandcaymantennis@ritzcarlton. com. Cayman Sports provides coaching services for those willing to learn. For more information call ex-Wimbledon coach Warren Urquhart on (345) 926 2776 or visit www.caymansports.net. Mica Koll with Cayman Performance Tennis teaches private and group tennis lessons for all ages. Call (345) 927 8690, email: micabeach@gmail. com. Ten-Pin Bowling (Red Bay) Cayman’s only ten-pin bowling alley at King’s Sports Centre on Crewe Road has four bowling lanes (accommodating up to 24 bowlers in total) as well as a lounge and bar area. Lanes can be reserved for parties and birthday packages are available. For more information, call (345) 946 2695 or email: kingpinbowling@candw.ky.

Triathlons The Cayman Islands Triathlon Association

organises a number of events throughout the year, including the ‘Try-This-Tri’ Triathlon, the ‘Stroke and Stride’ race series and the popular Cayman Islands Triathlon every November. Visit www.triathlon.ky for more information on upcoming events.

CULTURAL ACTIVITIES FOR KIDS IN CAYMAN

Throughout the year, there are many activities for children that celebrate local traditions, such as Pirates Week and Junior Batabano. Visit the Activities for Adults chapter and the comprehensive events calendar at www.explorecayman.com/ event-calendar for more details. Also, visit www.caymanparent.com for information on other kid-friendly events. Afternoon Tea Every Bloomin’ Thing has a charming English

tearoom where they offer traditional cream tea and freshly made scones, quiche, soups and tea sandwiches. Open seven days a week. Reservations are recommended. Call (345) 945 1701 or email: info@ebt.com.ky. Anchor & Den, located at the Grand Cayman Marriott Beach Resort, offers an Alice in Wonderland inspired Mad Tea Party every Saturday afternoon for groups of 10 or more. Enjoy decadent cakes and special ‘drink me’ potions. Silver Palm Lounge hosts

Arts & Crafts The National Gallery for the Cayman Islands

has an extensive education schedule offering a wealth of community programmes such as ‘Family Fun Days’, which take place roughly once per quarter, special events, and free exhibition guides created for families to enjoy quality time together. In addition, they offer a weekly afterschool programme, ‘Walkers Art Club,’ for all ages from pre-schoolers to teens. Summer programmes for families are also offered. Pre-registration may be required for special events. Email: education@ nationalgallery.org.ky or visit the What’s On section at www.nationalgallery.org. ky for a complete programme of events. Art’y Parties offers art parties, face painting, waterproof airbrush body painting, homeschool and after-school art clubs, school holiday art camps, private art classes and Saturday group art classes. Located at 6 Devon Road, Prospect. Call (345) 928 0284, email: artypartiescayman@yahoo. com or visit www.artypartiescayman. com for more information. 3 Girls & A Kiln offers a kids drop in studio every other Saturday between 11am-2pm, with no need to book. Price for adults is $10 and $8 for kids, plus the amount for your chosen piece (anywhere between $12-$40). They also offer camps during the school holidays. Visit www.3girlsandakiln.com

for dates, times and more information. SE E AD PAG E 417 Shilpa offers step-by-step acrylic painting classes, decorative candle making classes and paper parasol painting classes for children. Tel: (345) 927 1763 or email: tshilpa74@gmail.com. Cadet Corps Cadets learn life skills, develop morals and high standards of conduct through fun, adventurous, challenging, educational, and military-style activities. The programme offers a wide range of activities including drills, field craft, adventure, navigation, first aid, music and water-based activities for ages 12-18 years. For more information contact (345) 946 9810, email: cadetcorps@gov. ky, visit www.cicadetcorps.ky or Facebook: www.facebook.com/caymanislands. cadetcorps or Instagram: @caymancadet.

(NGCI)

Cooking Classes Bon Vivant sometimes run after-school and weekend classes designed to inspire budding young chefs (aged 4-12 years). They’ll learn basic cooking skills and create delicious and nutritious dishes. For more information, call (345) 623 2665, email: info@bonvivant.ky or visit www. bonvivant.ky. SE E AD PAG E S 206 & 248 Celebrating Birthdays Parties are usually held at home, on the beach, or at an activity-based venue such as Motions Unlimited who host parties on Saturdays from September-July. The National Gallery offers exciting birthday party opportunities for children of all ages. Parties at the gallery feature creative hands-on art activities and include the use of the gallery’s gardens and art studio, tables and chairs, catering, party favours, a gallery tour and teacher led activities. Art parties can be booked by emailing: events@nationalgallery.org.ky. Camp Seafire at the Kimpton Seafire Resort + Spa features enough space to accommodate all party needs from waterslides and bouncy castles to face painting and more. There is also an on-site pastry chef that can design the ultimate

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Yoga & Relaxation Yoga Sprouts specialises exclusively in yoga classes for children, toddlers and babies. These interactive and well-planned classes are extremely popular. Birthday parties and special events such as Girls’ Nights Out are also available. For more information visit www.yogasproutscayman.com or call Sarah on (345) 326 9876. Kula Kids Yoga (Tel: (345) 916 3007) offers prenatal, baby, toddler, children and teen yoga classes. The Pilates Studio, located in Governors Square, offers teen Pilates classes, Pilates HIIT classes and Pilates Barre and private/ partner training. Email: info@pilates.ky or visit www.pilates.ky.

a traditional British afternoon tea with a delightful array of scrumptious pastries, tiny sandwiches and tea. Reservations are required for this iconic Ritz-Carlton tradition. Easter and Christmas feature whimsical afternoon tea services: Easter Bunny Tea and Gingerbread Man Tea, both of which are extremely popular with children. Please call (345) 815 6912 for reservations. Pedro St. James, located in Savannah, offers a High Tea Tour which includes a selection of teas, sandwiches and pastries. This guided tour also consists of a 3D documentary in the multi-sensory theatre. For bookings call (345) 947 3329, email: info@pedrostjames.ky or visit www. pedrostjames.ky.

AC T I V I T I E S F O R K I D S

birthday cake. Call (345) 746 0000, or email: campseafire@seafireresortandspa. com for more information. Kings Sports Centre has birthday packages for skating parties, bowling parties and a combination of skating and bowling parties. A full description of each birthday package can be found at www.kingssportcentre.com/ birthday-packages. For more information email: kings@candw.ky or call (345) 946 5464. There are also a number of companies who provide services in arts and crafts, face painting, magicians and bouncy castles. See the Party Supplies & Rentals section in the Shopping chapter for more information. For catering, see the Food & Drink chapter. Also, most of the cafés on the Island can provide a party menu. For special cakes, contact The Cake Studio (Tel: (345) 926 4944) or Scratch Gourmet Desserts (Tel: (345) 923 0081). They can both create a cake to match your party’s chosen theme. Cinema & Outdoor Movies Camana Bay Cinema (Tel: (345) 640 3456) is the only movie theatre in the Cayman Islands and includes standard seating, as well as VIP auditoriums featuring reclining armchairs. Every Saturday, Camana Bay Cinema has Kids Club which features a well-known children’s movie for only CI$5. Every Tuesday, catch Classic Movies at the cinema, and each month watch theatre and ballet performances with Culture at the cinema. During the summer months, families can come together and enjoy Camana Bay’s popular summer series of Moonlight & Movies in Gardenia Court. Only movies that are rated PG-13 and under are shown. Take a picnic or dine beforehand in one of Camana Bay’s restaurants. Movie showings are held every Tuesday at 7pm, and special screenings are held over Christmas, Halloween and Valentine’s Day. In addition, The Ritz-Carlton, Grand Cayman features Movies Under the Stars at Andiamo Restaurant. Make it a family night with Andiamo’s homemade pasta, pizza, gelato and other Italian favourites, served al fresco, overlooking the resort’s winding 428

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waterways. For reservations and the movie schedule, call (345) 815 6912. Cultural Workshops The Mission House hosts traditional craft and cultural classes and workshops. For more information visit www.facebook. com/missionhousecayman. The Cayman National Cultural Foundation (CNCF) has developed an online resource called Creative Kids which helps users learn about Cayman’s heritage and its modern-day culture through entertaining activities. The cultural activity packs are designed to be fun and educational for students of any age, and educators, students and parents alike can adapt the materials to the relevant age group. Visit www.artscayman.org/creativekids. The Cayman National Cultural Foundation (CNCF) also offers the ‘Mind’s Eye’ tour of the South Sound home of the late Miss Lassie Bush, Cayman’s acclaimed intuitive artist. During the tour, students will learn valuable lessons about what inspired the artist and her work, traditional Caymanian architecture, Caymanian shipbuilding in the community, and pivotal moments in Cayman Islands’ history. Mind’s Eye tours are by appointment only. For more information, call (345) 949 5477, email: vfoster@artscayman.org or visit www. artscayman.org. Live Theatre for Kids & Teens Budding young actors, actresses and theatre lovers are welcome to further develop their acting skills in weekly acting classes at the Cayman Drama Society (CDS). They offer regular weekly classes for ages 5-16 years where they cover acting training, voice work, performance skills and improvisation along with script studies and performances. They have something for everyone and even run summer camps ending with a performance on the Playhouse Stage. With four to six productions per year, there is also scope for young would-be thespians to also get involved in productions both backstage and on-stage. For more information, email: kirsty@cds.ky or visit www.cds.ky. Centre Pointe Home of the Performing Arts produces

theatre and dance shows involving students of the school. They also provide after-school themed workshops, technique intensives, half term camps and birthday parties. Tel: (345) 323 7960 or (345) 926 9603 or visit www.centrepointedancestudio. com. Musicians Ltd. provides performing arts group classes with several major performing opportunities throughout the year, including a full annual production. For more information, email: office@ musicians.ky or call (345) 525 6787. Locked Inn Popular amongst teens, and with a kid’s room available on request, Locked Inn is fun for the whole family. They are located at Parcel 110 on the third floor of Royal Plaza. Currently, there are two themed rooms each with their own set of puzzles and try to find your way out within 45 minutes. Locked Inn has birthday party options for groups of all sizes, and also curates scavenger hunts or mystery quests for children at the venue of your choice! For further information, call (345) 525 8820 or visit www.lockedinncayman. com. Music in Camana Bay offers a variety of instrumental lessons in guitar, piano, flute, drums, violin, saxophone, ukulele and bass, as well as lessons in singing, music theory and recording. They also offer a Rock School programme, a Jazz programme, band and drama classes. For younger children (aged 1-5 years), there is a special Music Time session and music camps are held over school breaks. Other facilities include a music shop, The Music Box, instrument repair and a recording studio. Visit www. caymanmusicschool.com, email: info@ caymanmusicschool.com or call (345) 938 3838. Musicians Ltd. is the leading provider of music and performing arts in the Cayman Islands. Instrumental lessons are offered on piano, guitar, ukulele, violin, cello, flute, clarinet, saxophone, trumpet, trombone, drums Cayman Music School

throughout the year. Children from a few days old to five years are welcome so long as they are accompanied by an adult. The cost is CI$8 per family which includes access to numerous toys, a craft activity and light refreshments. Please note that while the South Sound Community Centre is being used as a COVID-19 Testing Facility, the location is the Cayman Islands Baptist Church Children Centre on Pedro Castle Road, but you should check by calling (345) 943 6556, email: southsoundplaygroup@gmail.com or visiting www.southsoundplaygroup.ky. Public Libraries Cayman’s public libraries (CIPLS) boast a fully-accessible book collection for both adults and children, as well as a comprehensive e-book collection. Children who are confident readers can take part in their annual Summer Reading Programme. Visit www.cipl.gov. ky or the CIPLS Facebook page for more information on such programmes and events. Library cards are free for children (up to the age of 17), and CI$5 a year for adults. Below are the public libraries in the Cayman Islands:

George Town Library: 68 Edward Street, George Town. Tel: (345) 949 5159

Emily Redley Powery Memorial Library and Learning Centre: 182 Reverend Blackman

Playgroups A number of playgroups for toddlers and teenagers meet on a weekly basis. The

Road, West Bay. Tel: (345) 949 7659

Bodden Town Library: 69 Bodden Town Road, Bodden Town. Tel: (345) 947 0966

Girl Guides Association Girlguiding Cayman Islands gives girls (five years and up) and women a space where they can be themselves, have fun, build friendships, gain valuable life skills and make a positive difference to the community. Sections include: Rainbows, Brownies, Guides and Rangers. Members enjoy a variety of annual events including camps, sleepovers, leadership days and pack holidays. Visit www.facebook. com/girlguidingcaymanislands or www. girlguiding.ky or email: ggcimarketing@ gmail.com for more information.

North Side Library: 891 North Side Road,

SUMMER CAMPS

North Side. Tel: (345) 947 9362

East End Library: 2739 Sea View Road, East End. Tel: (345) 947 7729

Cayman Brac Library: 263B Stake Bay Road, Cayman Brac. Tel: (345) 948 0472

For more information, grab a copy of our Cayman Parent magazine. Leadership Development

South Sound Community Centre Playgroup

The

is a volunteer-based organisation which provides a much-needed service for parents. They meet from 9.30am11.30am every Monday morning

programme provides teens with leadership training and first-hand experience working with children in a day camp setting. The programme is offered to teens aged 13-

YMCA’s

Counsellor-In-Training

(CIT)

There is a huge selection of summer camps available across the Island to choose from. Check out the very detailed summer camp pages on the Cayman Parent website (www.caymanparent.com) for a comprehensive list of over 90 different camps. Many of these camps get fully booked up before the end of June, so make sure that you plan ahead!

THE

The National Trust This conservation-focused non-profit organisation offers programmes for kids on topics such as coral reefs, Blue Iguanas, traditional Caymanian homes and much more. For further information, call (345) 749 1121, email: education@nationaltrust. org.ky or refer to our Activities for Adults chapter.

17 years and runs during the summer and school holiday breaks. As a CIT, participants will inspire campers to explore, find new talents and try new activities, while developing their leadership skills and confidence at the same time. It is free of charge and requires an application and interview process. Call (345) 926 9622, or visit www.ymcacayman.ky for more information. Scouts associations are non-formal educational programmes that encourage the holistic development of boys mainly through enjoyable, outdoor activities. From the Beaver-Scout programme (6-8 years) to the Scouts (11-19 years), boys will enjoy developing vital skills and earning badges. Groups meet weekly. Call (345) 949 1515, visit www.scouts. org.ky, or visit the Scout Headquarters on 34 Middle Road, George Town.

Tell them you saw it in the

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and composition. Individual and paired lessons are available at their dedicated studio, as well as a number of schools on island. For more information, visit www. musicians.ky or call (345) 525 6787. To register contact office@musicians.ky. The Cayman Youth Choir is open for ages 4-19 years old, is free to join and without audition. The three differing age groups meet at John Gray High School on Mondays at times between 3.30-5.45pm For more information, email Naomi Allnutt at caymanyouthchoir@gmail. com or visit their Facebook page. Nicole Bodden teaches singing, piano and music tutoring at her studio in the Barnett Building. Call (345) 917 3753 for more information. JukeBox offers a mobile music service providing lessons on guitar, piano, singing and a variety of group sessions. Visit www.jukebox.ky, call (345) 321 5126 or email: info@jukebox.ky. The Music Studio offers private lessons in piano, singing, saxophone and clarinet, as well as interactive group classes called Musical Footsteps, for children aged 0-4 years old. Call (345) 547 3101, email: kazia@thestudiocayman.com or visit www.thestudiocayman.com. Myles Music Store (Tel: (345) 949 1753) also teaches classes in drums, piano, guitar, sax/ trumpet, violin, ukulele and voice.

Community Photos courtesy of Kathleen Spencer, Guy Waller, Rebecca Davidson, Julie Corsetti and LIFE Cayman

Life

Discover ways to get involved in the community, including information on social clubs, service clubs, counselling and support groups, and voluntary and religious organisations.

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Clubs & Organisations - Social Clubs - Service Clubs - Counselling & Support Services - Voluntary Organisations

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Religious Services

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hough Cayman Islands life is simple and laid-back, it is also packed with the amenities you need to enjoy your leisure time. Every year, we are seeing more and more additions to our active social community. This chapter lists the variety of service and social clubs available on-Island, as well as the voluntary organisations that could always use an extra hand. While our community is small, there is a wide range of nationalities and you will always find a place and a group where you feel comfortable, welcome, and at ease.

own-pottery studio. They welcome creatives and people of all skill levels. Astronomical Society Contact: Tiyen Miller (President) Email: cayman.astronomy@yahoo.com www.cias.space They host free star gazing events once a month at various sites around Cayman as part of their goal to promote astronomy to the public. Better Read than Dead Contact: Philip and Emé Paschalides Email: paschal@candw.ky A friendly group of theatre lovers who read plays at each other’s homes over wine and dinner, and occasionally stage public readings. Cayman Islands Bridge Club Email: caymanbridgeclub@gmail.com www.bridgewebs.com/caymanislands They have classes for beginners and intermediate players. Visitors

CLUBS & ORGANISATIONS

are always welcome and they are happy to assist in finding partners, if

Social Clubs

needed. Check out their website for information about Duplicate Bridge

Art Nest Creative Studio

sessions and social games.

Elizabethan Square, 80 Shedden Road Email: events@artnestcayman.com

Bookends Book Club

www.artnestcayman.com

Tel: (345) 927 2359

Art Nest is a community studio that aims to stimulate creativity in Cayman

The Bookends Book Club meet on the first Wednesday of the month at

by offering various art education classes, art supplies and a paint-your-

6.30pm at Next Chapter in Camana Bay.

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Cayman Cryptocurrency

entertaining the Cayman Islands for more than

www.facebook.com/caymanchessclub

www.meetup.com/George-Town-Open-

40 years. No auditions are required. All you

Meets every Saturday 11am-12pm at the

Source-Meetup

need to join is commitment, enthusiasm and a

George Town Library and every Tuesday

Meet bi-weekly at various times and locations.

willingness to be challenged. They meet every

5pm-8pm at the West Indies Wine Company in

They discuss investing, all things Bitcoin-related

Monday at 7.30pm at Bay Harbour Centre, West

Camana Bay. All levels are welcome, including

and focus on teaching people about the latest

Bay Road.

beginners who will be taught the basics.

Cayman National Cultural Foundation (CNCF)

Code Cayman

Cayman Creative Gardening Club Cayman Plant

17 Harquail Drive, F.J. Harquail Cultural Centre

Email: info@codecayman.com

Community

Tel: (345) 949 5477

An opportunity for gardeners to come together

www.artscayman.org

supporting

and exchange tips and ideas about their passion.

CNCF’s mission is to stimulate, facilitate and

technology community and empowering those

They host buy and sell events as well as flower

preserve cultural and artistic expression of

passionate about technology to become leaders

shows and garden tutorials. Join their Facebook

Caymanian performing, visual and literary

in the digital economy. Various programmes are

group to get up-to-date information on the club

arts. The Foundation’s programming covers all

held throughout the year.

and the activities offered.

artistic disciplines: theatre, dance, music, visual,

block chain and crypto technology.

non-profit

organisation

and

dedicated

encouraging

active

literary and traditional arts. Popular events and

Eloquent Speakers Toastmasters Club

Cayman Drama Society (CDS)

offerings include: the annual Rundown comedy

Email: kimberleyconolly@gmail.com or

Prospect Playhouse, Shamrock Rd, Red Bay

revue, the Cayman Islands National Festival of

eloquentspeakers5002049@gmail.com

Email: training@cds.ky or www.cds.ky

Arts (Cayfest), the International Storytelling

www.eloquentspeakers.toastmastersclubs.org

The Cayman Drama Society is a vibrant

Festival of the Cayman Islands (Gimistory),

They meet every second and fourth Tuesday of

community filled with enthusiastic members.

the Pirates Week National Festival, multiple

the month from 6.30pm-7.45pm at Savannah

They are committed to offering quality live

workshops designed to develop the talents

United Church Board Room, 17 Astral Way.

productions to help educate, enrich, and

of artists and preserve Caymanian arts, and

entertain, while fostering creative expression.

activities for children and teenagers.

Eminent Orators Toastmasters Club www.2291768.toastmastersclubs.org

per year and has a 130-seat theatre, the

Cayman National Orchestra

The mission of this group is to provide a

Prospect Playhouse. CDS is always looking for

Musical Director: Jonathan Taylor

supportive environment in which members can

enthusiastic thespians, directors, producers,

caymanchoirandorchestra@gmail.com

develop better communication and leadership

stage managers, lighting and sound technicians,

www.facebook.com/caymannationalorch

techniques. Meets every second and fourth

backstage crew, front-of-house teams and

The Cayman National Orchestra has a wide

Monday of the month, 6pm-7.30pm at the

new friends. New members of all ages are

musical repertoire and consists of more than

Cayman Academy Canteen.

always welcome. They also offer regular

30 musicians. The orchestra meets every

classes, workshops and summer camps.

Wednesday at Bay Harbour Centre, West Bay

Girl Power Ltd.

Road 7.30pm-9pm. Visit their Facebook page to

Email: girlpowercayman@gmail.com

find vacancies for your instrument.

A registered non-profit organisation dedicated

Cayman Islands Model Flying Association Contact: Andre Archer

mentoring,

inspiring,

nurturing

and

Tel: (345) 916 3838

Cayman Islands Seafarers’ Association

empowering young women (aged 13-25) with

www.facebook.com/andymac345

11 Victory Avenue, Prospect

lifelong skills and values to succeed in today’s

A club dedicated to promoting the flying and

Tel: (345) 947 7378

competitive society. Training includes health

operation of model plane aviation in Cayman.

Email: seafarers@candw.ky

and wellness, interview skills, public speaking,

The association welcomes members of all

www.caymanseafarers.ky

female empowerment and more.

skill levels, ages and interests from fixed wing

Monthly general meetings are held every third

aircrafts to helicopters, from electric-powered

week on Tuesdays at 7.30pm with social events

Guardians Alive

to internal combustion models.

quarterly at 7pm. The aim is to keep Cayman’s

Tel: (345) 325 6658

seafaring heritage alive and provide tribute to

Email: guardiansalive1@gmail.com

older seamen.

www.guardiansalive345.com

Cayman National Choir Executive and Musical Director: Sue Horrocks

This is a non-profit organisation of seasoned

Email: caymanchoirandorchestra@gmail.com

Chess Club

and veteran athletes whose aim is to help

www.caymanchoirandorchestra.com

Email: hello@caymanchessclub.com

beginner or intermediate athletes learn tips to

www.caymanchessclub.com

train safely, recover better and remain active

The

Cayman

National

Choir

has

been

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CDS hosts an average of four to six productions

all year round through their run, walk and beach

Visit www.digitalcayman.com for further

IWIRC Aim Higher Mentoring

wellness sessions.

information.

Tel: (345) 949 8444 or (345) 749 4013

The Garden Club of Grand Cayman

Visual Arts Society of Grand Cayman (VAS)

tammy.fu@ky.ey.com

Tel: (345) 916 1683

Watler House Studio, Pedro St. James

IWIRC Aim Higher is an exciting mentoring

www.caymangardenclub.com

Email: info@visualartcayman.com

programme with the aim of helping 15/16 year

Meets on the first Thursday of the month from

www.visualartcayman.com

old students at John Gray High School with

September to June. Monthly meetings consist

VAS members receive priority for space to

school and life. The programme runs from

of short business meetings with programmes

sell their arts and crafts at art markets and

September to May each year. During term

on gardening-related topics and tours of local

community events. They will also benefit from

time, mentors meet with the students one

gardens and farms. Become a member for

discounted rates on workshops, supplies and

lunchtime a week, in order to help them set

CI$25 a year.

use of the studio at Pedro St. James. Members

and achieve their goals. The initiative is always

Email: pamella.mitchell@kobrekim.ky or

are kept informed of other art-related events

on the lookout for new mentors and offers a

International Ladies Club (ILC)

happening within the community and invites to

training course to teach volunteers how to use

Email: ilcgrandcayman@gmail.com

opening receptions.

study skills, knowledge and active listening

www.internationalladiesclubcayman.ky

CO M M U N I T Y L I F E

techniques, to support the students. Volunteers

The ILC is open to women 18 years or older,

Service Clubs

must complete the Darkness to Light Child

of any nationality. The purpose is to provide

100 Men That Give A Damn!

Protection training course.

an opportunity for socialising. The club hosts

Email: info@100men.ky

regular events from September-June.

www.100men.ky

Kiwanis Club of Grand Cayman

A group of 100+ men each give CI$100 directly

Email: info@kiwanis.ky

International Wine & Food Society

to one of three charities, four times a year. Each

www.kiwanis.ky

Contact: Shelley White

quarter, members attend a one-hour meeting

The Club actively promotes the well-being of

Email: events@iwfs.ky

where three charities present their causes.

children in the community. Their largest project

Wine-themed functions are held approximately

Members vote to determine which charity will

is the ‘Buy A Kid Breakfast’ programme, which

once every six weeks, except during the

receive the total CI$10,000+.

provides breakfast to children at eight local

summer. New members are sponsored by existing members.

primary schools. Kiwanis also sponsors and aids 100 Women Who Care

five Key Clubs in local high schools and a Circle

www.100women.ky

K group at UCCI and the popular festive annual

Cayman Islands Orchid Society

A group of 100+ women that meet four times a

family fun day ‘Santa Landing’. Their mobile

Email: orchidsociety.cayman@gmail.com

year and give back to the community by each

reading programme runs each week at George

www.facebook/caymanislandsorchidsociety

giving CI$100 to a chosen charity.

Town Primary School. Annual fundraisers

A non-profit organisation committed to the

include KiwaniBike and Breakfast for Dinner.

conservation, protection, growth, rescue and

Business & Professional Women’s (BPW) Club

For information on club meetings and projects

care for Cayman’s native orchids. Meetings

of Grand Cayman

visit their website or contact President Jessica

are held monthly at 3pm and are announced on

www.facebook.com/bpwgrandcayman

Kozaily at (345) 916 6404.

their Facebook page.

www.bpw-international.org An influential network of business and

Lions Club of Grand Cayman

Scotiabank Pioneer Toastmasters Club

professional women from 96 countries with

www.facebook.com/LionsClubGrandCayman

Email: francoise.minzett@scotiawealth.com

consultative status at the United Nations

Projects include sight preservation, PACCE

Meets every other Wednesday at 12.30pm, 2nd

Economic and Social Council (ECOSOC) and

(Prostate and Colon Cancer Event), The Delano

Floor, 18 Forum Lane, Camana Bay.

participatory status with the Council of Europe.

Hislop Memorial Run/Walk, Spelling Bee,

The root of BPW’s advocacy is embedded in the

Community Food Pantry and more.

Tech Talks

work with the United Nations. BPW lobbied for

Email: innovate@caymanenterprisecity.com

the formation of the Commission on the Status

Lions Club of Tropical Gardens

A live series of technology focused discussions

of Women (CSW) and has supported many

President: Lion Maxine Bravo

which aim to foster a vibrant digital ecosystem

women’s issues. Visit their Facebook page for

Tel: (345) 939 1118

in the Cayman Islands. “Tech Talks” by Cayman

meeting times and locations. They run regular

Email: presidentlctg@gmail.com

Tech City in partnership with Digital Cayman

social events, fundraisers and community

www.lionscluboftropicalgardens.com

take place online and in person every month.

events.

Meetings take place on the first and third

Be in the know by joining Digital Cayman. 432

CAYMANRESIDENT 2022

Tuesdays of each month at 6.30pm and are

held at Mike Simmons Den (across from

-30. Rotaract Blue’s weekly meetings are held

www.facebook.com/AlexPantonFoundation

Mango Tree). During the Breast Cancer

at 6pm on Wednesdays.

The APF is a not-for-profit organisation that

Awareness month of October, the club

aims to improve the mental health of children

provides mammogram vouchers in addition to

Rotary Club of Grand Cayman

and adolescents in the Cayman Islands through

educational programmes to spread awareness.

www.rotary.ky

advocacy, awareness and support. Throughout

The Club supports local and international

the year they host various support groups,

The Lustic Life Book Club

community projects in the spirit of ‘Service

educational programmes, and events.

www.lusticlife.com/bookclub

above Self’. They meet every Thursday at

Meets monthly on the last Thursday of every

12.30pm at various locations including Grand

Alzheimer’s & Dementia Association

month at West Indies Wine Company to discuss

Old House and the Westin hotel. Meeting

of the Cayman Islands (ADACI)

their book of the month. The book can always

locations are subject to change, so visit their

Tel: (345) 924 4170

be purchased at Next Chapter, and a 20%

website beforehand.

Email: info@adacayman.com

discount is offered if the book club is mentioned.

ADACI aims to create awareness of the Rotary Club of Cayman Brac

different forms of dementia with a focus on

Optimist Club

Meets the second and fourth Tuesday of the

Alzheimer’s. They source and facilitate training

Tel: (345) 928 8098

month at 6.45pm at The Cayman Brac Beach

for medical professionals and first responders,

Email: optimistcayman@yahoo.com

Resort conference room, West End.

counsel people with Alzheimer’s and educate

www.optimistcayman.com The

Optimist

Club

aims

caregivers and family members about the to

improve

Rotary Central Cayman Islands

stages of Alzheimer’s and how to properly care

opportunities for children in Cayman. The club

www.rotarycentral.ky

for Alzheimer’s patients. They also provide

hosts the Optimist Oratorical Contest and

President: Mrs. Corleen Goodman-Hoptroff

one-off financial assistance to patients.

the Kids Speak Out (where children speak on

Meets at Saltwater Grill, Galleria Plaza,

a given subject and win scholarship funds),

West Bay Road on Tuesdays at 7.30pm.

Bethesda Counselling Centre 68 Mary Street, George Town

Respect for Law and various projects aimed at

Rotary Sunrise

Tel: (345) 946 6575

providing opportunities for youth. In 2021, the

www.rotarysunrise.ky

Email: bethesda@candw.ky

club ventured on an entrepreneurial mindset

Email: rcgcsunrise@gmail.com

www.bethesdacounselling.ky

contest where young people were invited

Meets at George Town Yacht Club, on

Individual and group counselling/therapy; also

to pitch a business idea that they would like

Wednesdays at 6.45am for a 7am sharp start.

online counselling offered for all issue types.

Constitution Hall (previously named the Town

Counselling & Support Services

Cayman Connection

Hall) at 6pm on the first and third Tuesdays of

Al-Anon

Email: hello@caymanconnection.org

every month.

Tel: (345) 928 8843

www.caymanconnection.org

Email: caymanalanon@gmail.com

An organisation for Caymanians and those

Plastic Free Cayman

www.caymanalanon.com

affiliated with the Cayman Islands who are

www.plasticfreecayman.com

A support group that provides strength,

now working, studying, or living overseas.

An organisation that arranges regular clean-ups

understanding and hope for friends and families

Supported by the Cayman Islands Government

in the hopes of reducing plastic pollution. They

affected by someone’s problem drinking.

and

focus on educating and making the public aware

Meetings are confidential and each member’s

Connection assists and connects Caymanians

of the harmful effects that plastic pollution has

personal anonymity is protected. Meetings are

overseas by providing weekly virtual support

on Cayman and the world. Join the fight against

held on Tuesdays and Thursdays at 8pm.

calls, networking opportunities, events with

to receive funding for. The club meets at the

plastic pollution by taking their 345 Pledge and

private

sector

sponsors,

Cayman

special guest speakers and advice and guidance

help work towards a Plastic Free Cayman. See

Alcoholics Anonymous

their Instagram page @plastic_free_cayman to

Tel: (345) 926 9044

find out about upcoming clean-ups.

Email: caymanaa@yahoo.com

Cayman Heart Fund (CHF)

www.caymanaa.org

Tel: (345) 916 6324

Rotaract Blue

Meetings are held at least once a day. Check the

Email: info@caymanheartfund.com

Email: rotaractblue@gmail.com

website for times and locations.

www.caymanheartfund.ky

www.rotaractblue.org

about living overseas.

A non-profit, non-governmental organisation

Rotaract Blue is a non-profit organization that

Alex Panton Foundation (APF)

dedicated to improving cardiovascular health

caters to young adults between the ages of 18

Email: info@alexpantonfoundation.ky

for all in the Cayman Islands through educating

www. c a y m a n r e s i d e n t . c o m

433

CO M M U N I T Y L I F E

Essay Contest, The Internet Safety Seminar,

the public, influencing policy, and supporting

Children and Youth Programme (CAYP)

The Department of Counselling Services

access to high quality care through various

Tel: (345) 949 0366 ext.6

87 Mary Street, West Apollo House, GT

programmes and initiatives. Please contact

Email: info@cicc.ky

Tel: (345) 949 8789

them if you are interested in assisting with their

CAYP offers intervention and prevention services

Email: FOI.DCS@gov.ky

goals, volunteering or learning more about their

for children who accompany their mothers to

events.

the Safe Shelter as a result of domestic abuse or

Estella’s Place

sexual assault, and increases public education on

Tel: (345) 949 0366 ext.1

the effects of domestic violence on children.

Email: info@cicc.ky

Cayman Islands Crisis Centre (CICC) Tel: (345) 949 0366

A walk-in centre available by appointment

24-hour Crisis Line: (345) 943 2422

Colours Cayman

to survivors (women, men and children) of

Toll Free: 1 (800) 534 2422

Tel: (345) 324 3779

domestic violence. Services include supportive

Kids Helpline: (345) 649 5437

Email: hello@colours.ky

listening, risk assessment, safety planning,

Email: info@cicc.ky or www.cicc.ky A

CO M M U N I T Y L I F E

charitable

organisation

focused

Colours

Cayman

local

non-profit

parenting education, advocacy and referrals.

organisation that aims to foster a safe and

combatting domestic and sexual abuse through

comfortable social environment for the lesbian,

Homeschooling Support Group

education and assistance to all victims of

gay, bisexual, transgender, queer, intersex and

Find

abuse. All services are confidential and include

asexual (LGBTQIA+) community by building a

Homeschoolers. This group gives home-

temporary shelter, a 24-hour toll free crisis line,

network of local businesses and public venues

schooled families the opportunity to network

teen and young adults afterschool programme

free of discrimination or harassment towards

with other families, ask questions and exchange

for at-risk youth aged 14-21 (TAYA Lounge),

anyone on the basis of their sexual orientation

ideas. Note: The Department of Education

a walk-in centre for all victims of domestic

or gender identity. They advocate for LGBTQIA+

wants to remind everyone that families must be

violence, free Kids Helpline for children

rights and promote the inclusion and equality of

registered to home-school their children in the

and young adults up to age 18 and ongoing

LGBTQIA+ persons in the Cayman Islands and

Cayman Islands. See our Education chapter for

supports and services for the Cayman Islands

throughout the Caribbean.

more information on home schooling.

them

Facebook:

Cayman

community. Inclusion Cayman 81 Godfrey Nixon Way, Corporate Plaza, Units 6-8 Tel: (345) 321 2957 Email: info@inclusioncayman.ky www.inclusioncayman.ky This non-profit organisation supports individuals and families across the Cayman Islands in order to promote and defend the rights and interests of people with disabilities. The organisation is managed and staffed by persons who advocate to deconstruct the barriers that people with disabilities and their families face throughout the community. Facebook: InclusionCayman, Instagram @inclusioncayman. Kids Helpline Tel: (345) 649 5437 or Email: info@cicc.ky A free helpline service for children and young adults up to the age of 18. Available on Mondays, Wednesdays and Fridays from 3pm-6pm. Light After Loss Tel: (345) 546 9559 Email: hello@lightafterloss.org www.lightafterloss.org The Light After Loss organisation aims to 434

CAYMANRESIDENT 2022

support the mental wellness of mothers after

Email: joy.merren@hsa.ky

Big Brother Big Sisters of the Cayman Islands

the loss of a baby through miscarriage, stillbirth

The group meets in the Cayman Islands

(BBBS Cayman) is part of an international youth

or early infant death. Through their unique

Hospital Women's Health waiting room to

mentoring programme which serves boys and

approach, they cultivate communities of healing

discuss various aspects of this disease.

girls ages 7-16 years old. Each child, known

connection. They provide financial resources

as a Little, is matched with an adult mentor,

to help ensure that every mother receives the

Teens and Young Adults Lounge (TAYA)

known as a Big brother or a Big sister. The Little

physical and emotional care that is needed after

Tel: (345) 949 0366 ext.6 or Email: taya@cicc.ky

and their Big meet regularly, with professional

the loss of a baby.

The TAYA Lounge is a safe space for at-risk

support provided by BBBS staff. Bigs act as a

teens and young adults between the ages of 14

friend and role model for their Little, helping

Cayman LGBTQ Foundation

and 21 years old. The TAYA Lounge’s mission is

them to achieve their best potential. New

Tel: (345) 547 7144 / (345) 526 1001

to empower at-risk youth from underprivileged

members are always welcome.

www.clgbtqf.com

backgrounds

The

LGBTQ

Foundation

work

through

providing

basic

towards

needs, guidance and opportunities so they

Breast Cancer Foundation

creating and maintaining a safe, inclusive, and

can transition successfully into productive

Unit 19 Grand Harbour, Shamrock Road, GT

equitable culture for the LGBTQ+ community

adulthood and tap into their growth potential.

Tel: (345) 923 1135 or

of the Cayman Islands. They are committed

TAYA’s

(345) 936 1135 or (345) 938 1135

to building a safe and culturally sensitive

their

environment between our three islands.

peer groups, and families in a manner that is

www.breastcancerfoundation.ky

productive and constructive.

Created to support breast cancer patients

approach

engages

community,

schools,

youth

within

organisations,

MS Foundation of the Cayman Islands

Sports Clubs See the Sports & Fitness and Activities for Kids & Teens chapters for more information.

Tel: (345) 323 0656 www.facebook.com/msfcayman organisation

for

multiple

help for those suffering both emotionally and/or financially. They offer an awareness programme aiming to save lives through early detection by teaching you how to be proactive

sclerosis patients in Grand Cayman. Created

Voluntary Organisations

about your health, and a Wellness Initiative

to spread awareness of the disease, but also

Cayman’s ARK - Acts of Random Kindness

programme which aims to help such patients

to provide emotional and financial support to

Email: taranielson@arkcayman.com

get through treatments with advice and

MS patients and their families. They greatly

www.arkcayman.com

support. Volunteers help with fundraising, care

appreciate both volunteers and donations.

Tel: (345) 323 0719

giving, administrative support and spreading

Cayman’s ARK is a registered non-profit,

awareness.

Narcotics Anonymous (NA)

grassroots, charitable foundation founded in

Tel: (345) 929 6262

2006. ARK’s aim is to improve the standard of

Cayman AIDS Foundation

NA aims to provide an environment in which

living for disadvantaged families in Cayman.

Tel: (345) 946 3029

addicts can help one another to stop using

Programmes include CASA, which renovates

Email: info@caf.ky or www.caf.ky

drugs and find a new way to live.

homes in deplorable condition; Feed Cayman,

The Cayman AIDS Foundation is a community-

which provides families with food at home

based organisation which provides education

The New Self-Help Community Foundation

and school; Re-Connect, which keeps families

on the danger of, helps prevent the spread of,

CEO: James Ramoon

connected to power, water and temporary

and gives support and guidance to all people

Tel: (345) 927 4777 or (345) 927 7273

housing and MER (Mentor Educate Reinforce),

affected by HIV & AIDS and STIs.

Email: tnshcommunityfoundation@candw.ky

an intensive academic remediation tutoring

Created to inspire young people to take

programme, focused on empowering students

CARE - Cayman Animal Rescue Enthusiasts

responsibility for their future by implementing

with learning difficulties from underprivileged

Tel: (345) 938 CARE (2273)

high-impact programmes which emphasise

homes. The Crisis Initiative provides immediate

Email: info@caymancare.ky

strong social, cultural, and educational values.

relief for uninsured families in a crisis due to

www.caymancare.ky

They aim to promote positive self-esteem,

a life threatening or medical emergency or

A charitable company which promotes spaying

foster economic development, and positively

unexpected disaster.

and neutering as a humane solution to the

transform the lives of children, their families, and their communities.

overpopulation problem that currently exists in Big Brothers Big Sisters of the Cayman Islands

the community. Volunteers are always needed

Tel: (345) 326 0610 or (345) 326 7967

to assist with door-to-door campaigning, clinic

The Sickle Cell Support Group

Email: info@bbbs.ky

transportation, fundraising and community dog

Tel: (345) 244 2630

www.bbbs.ky

washes. Donations are welcome.

www. c a y m a n r e s i d e n t . c o m

435

CO M M U N I T Y L I F E

non-profit

and their families, the organisation provides

Alexander Place, Dorcy Drive

Email: info@bcfcayman.com

Cayman Islands Cancer Society (CICS)

Cayman Islands Red Cross (CIRC)

to help people reach their God-given potential

114 Maple Road (near Cayman Islands Hospital)

34 Huldah Ave, Opposite the Cricket Pitch, GT

by putting Christian principles into practice.

Tel: (345) 949 7618

Tel: (345) 949 6785

Students take part in a variety of activities such

Email: info@cics.ky or www.cics.ky

Email: director@redcross.org.ky

as sports, homework and games, cadets, and

CICS provides a variety of services, including

www.redcross.org.ky

even art and digital media. For more information,

a hospital equipment rental programme,

The four main programmes of the CIRC are:

visit www.ymcacayman.ky/easp.

counselling, art therapy and a free educational

Disaster Management, First Aid & Aquatics,

outreach programme. They offer a Charity

Child Protection, Sexual Education and the

Feed Our Future

Voucher Programme which provides patients

Thrift Shop (See the Shopping Chapter for

Tel: (345) 916 0923

who qualify with free pap smear tests and

more information). The CIRC works directly to

Email: info@feedourfuturecayman.org

men with PSA blood tests (for prostate),

empower communities through the training

www.feedourfuturecayman.org

mouth and throat cancer screening. Financial

of Community Emergency Response Teams.

Through their school meal programme, Feed

assistance is provided to qualified patients.

The headquarters location also serves as a

our Future seeks to find nutritionally-balanced

CICS receives no Government funding and

hurricane shelter and is usually the first to open

school meals for children in need. The primary

relies solely on donations and help from its

when there is a threat to Grand Cayman.

goal to help nourish at-risk school-age children

community volunteers. Office hours are Monday-Friday 9am-4pm.

CO M M U N I T Y L I F E

by providing regular and dependable access to Central Caribbean Marine Institute (CCMI)

healthy meals so that they can lead healthy and

North Coast Road, Little Cayman

productive lives. Feed Our Future’s programmes

CI Crisis Centre Volunteer Programme

Tel: (345) 948 1094

also include a summer outreach programme

Tel: (345) 949 0366 ext.3

Email: info@reefresearch.org

and wellness and life skills workshops focused

Email: volunteer@cicc.ky

www.reefresearch.org

on healthy cooking and shopping on a budget.

Volunteers provide support for many of the

CCMI was founded in 1998 to protect the future

programmes and services offered by the

of coral reefs through research, conservation,

Jasmine

crisis centre such as our Emergency Shelter

and education. CCMI researchers have provided

31 Jasmine Blossom Way, West Bay Road

and TAYA programme, as well as support for

20 years of baseline data on both coral reefs

Tel: (345) 945 7447

fundraising, running errands and helping at the

and fish, published over 100 scientific papers

Email: info@jasmine.ky

warehouse.

and supported 18 MS and PhD researchers to

www.jasmine.ky

become leaders in their field.

Jasmine is the only non-profit organisation

Cayman Islands Humane Society

dedicated to providing free dignified medical

153 North Sound Road, George Town

Extended After School Programme (EASP)

and emotional compassionate care to anyone

Tel: (345) 949 1461

John Gray (JGHS) Tel: (345) 925 9261

in the Cayman Islands with a life-limiting or

Email: info@caymanislandshumanesociety.com

Clifton Hunter (CHHS) Tel: (345) 922 2448

end of life illness. Their team of healthcare

www.caymanislandshumanesociety.com

Layman E. Scott LSHS Tel: (345) 922 2449

professionals specialise in treating pain and

Volunteers are always needed to work in four

Email: easp@ymcacayman.ky

managing symptoms. They liaise with the

areas: the bookstore, thrift shop, animal shelter

The Extended Afterschool Programme is

patient’s own doctor to enhance quality of

or in fundraising. They operate an excellent

conducted by the YMCA of the Cayman Islands.

life for the patient and their loved ones. They

second-hand book store (Book Loft) and thrift

The programme takes place from 3pm-6pm

also offer a range of supportive services from

shop (Claws-It). Donations are always needed.

daily during the academic year. Their mission is

art therapy, therapeutic massage, a lunch club, counselling and bereavement support.

@LIFECayman

Literacy is empowerment!

Jasmine costs more than CI$2,000 per day to operate and is 90% funded by fundraising events and donations. LifeLine Tel: (345) 547 8070 Email: info@lifeline.ky www.lifeline.ky LifeLine is a non-profit organisation focused primarily on creating and maintaining a national AED database that, with Government's support, will permit 911 operators to identify

436

CAYMANRESIDENT 2022

the closest AED in the case of a cardiac

dedicated to the care, education and well–being

rescue partners in Miami, Tampa and Toronto.

emergency and also automatically contact

of children and families in need of support. The

They welcome volunteers, donations and

First Responders linked to a particular AED.

NCVO runs several children’s programmes

sponsorship for individual dogs.

For more information, visit their website.

across the Island including Miss Nadine's Preschool, Jack and Jill Nursery and the Nadine

Pink Ladies Volunteer Corps (PLVC)

Literacy is For Everyone (LIFE)

Andreas Residential Foster Home. The NCVO

Tel: (345) 925 5021

Tel: (345) 328 3120

also runs a thrift store located on Anthony

Email: pinkladiescayman@gmail.com

Email: volunteer@life.org.ky

Drive (GT) which accepts donations of clothing,

The PLVC has been supporting the youth

www.life.org.ky

household items, children’s items and furniture.

and elderly for over 40 years. It is a service

Registered non-profit, Literacy Is For Everyone

organisation whose members volunteer in National Gallery of the Cayman Islands (NGCI)

various roles within the community. Their

in Cayman and ensuring access to quality

Esterley Tibbetts Highway, near Camana Bay

Craft Group meets on Tuesday mornings

education for all. It is the largest donor of books

Tel: (345) 945 8111

at the South Sound Dart Park. Their major

to the public school system with over 44,000

Email: info@nationalgallery.org.ky

fundraising event, the Christmas Bazaar,

books donated, and counting. LIFE offers a

www.nationalgallery.org.ky

traditionally opens the holiday season and

range of literacy intervention programmes in

NGCI hosts a variety of exhibitions annually

features a delicious tea, market stalls, crafts,

all government schools, such as its signature

featuring local and international artists’ work as

plant sales, entertainment and children’s

Paired

well as numerous community exhibitions. The

activities. Funds raised by the PLVC benefit

and

main facility is a 9,000sq ft space with three

community projects. There are many ways to

educational Family Engagement workshops.

exhibition galleries, plus an art library, lecture

be involved with the PLVC.

Its new Early Childhood programme promotes

theatre, walking labyrinth, sculpture gardens,

the development of foundational literacy skills.

cafe and gift shop. The Gallery also houses

Prospect Red Bay Community Group

To donate new or gently-used children’s books,

the permanent art collection, which traces the

Email: PRBC345@gmail.com

email: books@life.org.ky or become a LIFE

Island’s art history through the work of over

www.facebook.com/PRBC345

volunteer by emailing: volunteer@life.org.ky.

100 artists. The NGCI runs a series of outreach

The Prospect Red Bay Community Group

SE E AD OP P OSI T E PAG E

programmes, children & adult classes, special

meets on the first Monday of the month at

events for members and fundraising projects.

7pm in the Seafarer’s Hall on Victory Avenue,

Volunteers and members are welcome.

Prospect. All residents of Prospect and Red

Reading

volunteers

with

programme struggling

matching

readers,

Meals on Wheels Tel: (345) 769 1974 or (345) 546 8886

Bay are welcome to attend. There is always

Email: info@mealsonwheels.ky

National Trust of the Cayman Islands

a lively discussion on what is happening in

www.mealsonwheels.ky

558A South Church Street (Dart Family Park)

the community in regard to policing, garbage

www.pledgeasenior.com

Tel: (345) 749 1121

collection, litter, landscaping etc. They have a

Meals on Wheels (MOW) provides daily, hot,

Email: membership@nationaltrust.org.ky

very active WhatsApp group which you can

nutritious meals & hearty soups to seniors,

www.nationaltrust.org.ky

ask to join if you reside in the area. They also

homebound and disabled persons throughout

The National Trust owns and protects more

hold many neighbourhood events, including

Grand Cayman. Meals are provided free of cost

than 3,000 acres of nature reserves, as well as

an annual Christmas Party that draws over

to the clients, and delivered to their homes 52

owning, leasing or managing various historic

400 neighbours.

weeks per year. This service supplies them

properties on the three Islands. They offer

with the assistance needed to retain their

monthly activities that teach a great deal about

Volunteering to Support Prison Rehabilitation

independence in their own homes for as long as

the Cayman Islands.

Tel: (345) 640 3000

possible. Meals are prepared in four community

Volunteers assist in the provision of prison-

kitchens and delivered to over 300 persons

One Dog at a Time (ODAAT)

based programmes and supporting the

each day in all five districts.

Tel: (345) 917 8284

prisoners’ integration back into society.

Email: info@ODAAT.ky or www.odaat.ky NCVO Children's Services

A charity created to rescue and rehouse

YMCA of the Cayman Islands

Tel: (345) 949 2124

dogs and puppies. They raise funds for dogs

Tel: (345) 926 9622

Email: ncvo@ncvo.org.ky (donations, volunteer,

they pull from the pound (where they are

www.ymcacayman.ky

fundraisers, events & programmes)

likely to be euthanised), provide the required

YMCA is a charitable, cause-driven, non-

www.ncvo.org.ky

treatments, house and feed them. ODAAT

profit organisation that aims to help people

www.facebook.com/NCVOCaymanIslands

aim to find permanent homes for dogs and,

reach their God-given potential by putting

NCVO is a registered non-profit organisation

when necessary, pay for them to be flown to

Christian principles into practice in ways that

www. c a y m a n r e s i d e n t . c o m

437

CO M M U N I T Y L I F E

(LIFE), is dedicated to raising literacy levels

build healthy spirit, mind and body for all. With

Tel: (345) 916 2957

a focus on character development and value-

Sunday Programme/Service 10am. They offer

building, the YMCA is developing the potential

a casual and contemporary style of worship.

of youth across the Cayman Islands through day camps, after-school activities, sports

Baptist Churches

leagues and teen leadership programmes.

Cayman Islands Baptist Church

RELIGIOUS SERVICES

The Cayman Islands is a multicultural country with almost every denomination and faith-based community represented. The following are just some of the services held weekly.

163 Pedro Castle Road, Savannah Tel: (345) 946 2422 or www.cibaptist.ky Sunday Worship Services: 9am and 11am (including children’s programmes for Birth Year 6). Life Groups meet weekly at various times and locations; contact the church office to find one in your area. Wednesday Bible Study: 7pm (available via Zoom). Friday Night

Anglican Church

programmes for preschoolers, children, and

St. Alban’s Church of England

youth groups: 7-9pm. Sunday Night “J.A.M”

461 Shedden Road, George Town

(Year 7-12): 6.30-8pm. Iglesia Bautista Islas

Tel: (345) 949 2757

Caiman: 6pm (Domingo), Estudio Biblico: 6pm

www.churchofenglandcayman.org

(Jueves).

CO M M U N I T Y L I F E

Sunday Services: Matins/Morning Prayer 9.30am; Church School for Adults 9am; Sunday

First Baptist Church of Grand Cayman

First Baptist Church is a spiritual family, united in the love of Jesus. We exist to help people grow in the grace, knowledge and love of Jesus Christ, who sacrificed himself on the cross to purchase forgiveness of sins and eternal life for everyone who believes in Him. People from over 30 nations worship with us, and we invite you to join us too!

School 9.30am; Wednesday Bible Study 6pm.

920 Crewe Road (Opposite the Lion’s Centre)

For weekday services and activities see the

Pastoral Staff: Dr Steve Brady, Pastor Kyle

website calendar. All services are taken from

McLean and Pastor Dave Jorge

the Church of England’s Book of Common

Tel: (345) 949 0692

Prayer (1662).

Email: fbc@fbc.org.ky or www.fbc.org.ky

We meet on:

First Baptist Church is a diverse, multicultural

Sunday: 9:15 am Sunday School (All ages) 10:30 am Worship Gathering

Third Sunday of every month: Spanish Worship Service (Sanctuary) 6:30 pm

Friday: Kids Choir Ages 6-12 (Gym) 6:30 pm Ignite Youth Group Ages 13-17 (Music Suite) 7:00 pm

St. George’s Anglican Church

atmosphere with over 350 members and 30

64 Courts Road, George Town

nationalities. The church meets on Sundays

Tel: (345) 949 5583

at 10.30am every week. Throughout the year

Email: stgeorgescaymanislands@gmail.com

their weekly programmes change, but often

www.stgeorgescayman.org.ky

include: Sunday School for all ages at 9.15am;

Sunday Eucharist 7am and 9am; Sunday School

Spanish Worship Service every third Sunday of

9am; Wednesday Eucharist 10am. Call for

each month at 6.30pm and every Friday night

details on other services.

the Kids Choir and Ignite Youth Group meet at

that

offers

welcoming

Assemblies of God

website or Facebook page for more information

First Assembly of God

on other services and activities. SEE AD THIS PAGE

195 Old Crewe Road, George Town

Find out more about our church at our website www.fbc.org.ky. Give us a call at 345.949.0692 or email: fbc@fbc.org.ky. We’re located at 920 Crewe Road, across from the Lion’s Center. P.O.Box 10175, Grand Cayman KY1-1002.

Tel: (345) 945 2182

Catholic Churches

Email: fagod@candw.ky

St. Ignatius Catholic Church 597 Walkers Road, George Town

Come join us as we worship the Lord Jesus! CAYMANRESIDENT 2022

congregation

6.30 and 7pm respectively. Visit the church

Thursday: Spanish Bible Study (Lounge) 6:30 pm

438

Anglican (Episcopal)

West Bay Assembly of God

Tel: (345) 949 6797

100 Finch Drive (off Birch Tree Hill Rd), West Bay

Email: ignatius@candw.ky

Tel: (345) 916 3748

www.ignatius.ky

www.facebook.com/WBAssemblyofGodGC

Weekday Masses: Monday-Friday 7am; Friday

Sunday Services: 10.30am and 7.30pm.

6pm; Public Holidays 8.30am Weekend Masses: Saturday 6pm and Sunday

Cayman International Assembly

8am, 11.30 and 6pm; Sunday School 10.15am;

Meeting place: Camana Bay Cinema

Confessions Saturday 5pm-5.45pm; Prayer

Meeting on Wednesdays at 6pm. Eucharistic

Moravian

Sunday Services 10am at the Harquail

Adoration 6am-9pm daily in the Divine Mercy

Covenant Moravia Church

Theatre, with the opportunity to socialise

Adoration Chapel.

6 Devon Road, off Marina Drive, Prospect

afterwards with complimentary pastries

Tel: (345) 947 7935

and coffee. Nursery Care and a Children’s

Sunday services: 11am, Sunday school: 10am.

Sunday School are also available as well as a

Christ the Redeemer Catholic Church

weekly youth group meeting. They also hold

Reverend Blackman Road, West Bay Tel: (345) 949 6797

Muslim Services

a monthly Women’s Gathering called Flourish

Sunday Mass: 9.45am.

Islamic Society Cayman Islands

(September-June).

Unit C3, Cayman Business Park, GT Stella Maris Catholic Church

Tel: (345) 329 2079

Pentecostal

Alta Vista Drive, Cayman Brac

Email: isci@candw.ky or www.isci.org.ky

All Nations United Pentecostal Church

Tel: (345) 925 6215 or (345) 948 0551

The Muslim community of Cayman is very

Tel: (345) 949 9533

Sunday Mass: 6pm.

diverse, offering a place of worship for

Email: upc@candw.ky

Caymanians and expats from all over the globe.

www.allnationscayman.org

Jewish Services

The Mosque is open to all Muslims and non-

Wednesday Fasting 11am; Thursday Bible Study

Chabad Cayman Jewish Community Centre

Muslims and offers weekly Islamic schooling for

7.30pm; Sunday School 9am; Sunday Divine

7 Mile Shops, 215B West Bay Road

kids and adults. Prayers are held five times daily.

Worship 11am and Evangelistic Service 7.30pm.

Email: info@jewishcayman.com or

Non-Denominational

Presbyterian & Congregational

rabbi@jewishcayman.com

Agape Family Worship Centre

Elmslie Memorial United Church

www.chabadcaymanislands.com

50 Fairbanks Road, George Town

108A Seafarer's Way, George Town.

The Chabad Cayman Jewish Community Centre

Tel: (345) 949 2539

Tel: (345) 949 7923

provides a wide variety of Jewish educational,

Email: agape@candw.ky

Email: elmslieunitedchurch@gmail.com

religious and social services, including Youth

www.agapecayman.ky

www.elmslieunitedchurch.ky

Education,

Tel: (345) 516 4474

Sunday services 10am; Sunday School 11am;

Sunday services: 10.30am. Elmslie also has a

Wednesday service 7.30pm; Saturday morning

smaller affiliated congregation: South Sound

Jewish Life Cycle events.

prayer meeting 6.30am and Friday youth group

United Church, South Sound. Service on

(G4C) at 7.30pm.

Sunday is at 9am.

Tel: (345) 948 0518 or (345) 325 3474

Church of God Chapel Frank Sound

William Pouchie Memorial United Church

Email: seadreamsvilla@gmail.com

1275 Frank Sound Road, North Side

815 North Side Road, North Side

Friday evening Shabbat Services. Call for

Tel: (345) 947 3691

Tel: (345) 938 2239

information regarding weekly services and

Email: franksoundcog@gmail.com

Email: wpmucns@gmail.com

community events.

www.franksoundcog.org

Sunday service: 9am.

Adult

Education,

Temple Beth Shalom, Cayman Brac

Sunday service 10.30am. Various services

Lutheran

for children age 3-13 run at the same time.

Seventh-Day Adventist

Safe Harbour Lutheran Church

Wednesday night prayer and Bible study

Cayman Islands Conference of Seventh-Day

205 Andrew Drive, Snug Harbour

7.30pm. Youth group Friday 8pm.

Adventists Tel: (345) 640 2647

Tel: (345) 926 5491 or (345) 949 1835 Church of God Chapel George Town

www.caymanadventist.org

www.safeharbourlc.com

22 Academy Way, George Town

Saturday Sabbath School service 9.15am,

Sunday service 10am at the South Sound

Tel: (345) 949 9393

Divine Service 11am, Bible Class 4pm (may

Community Centre, South Church Street.

Email: cogcgt@candw.ky

vary), Adventist Youth Program (AY) 5pm

www. churchofgodchapel-gt.org

(may vary); Sunday evening service 7.30pm.

Methodist

All ages Sunday School 9.30am. Sunday

Wednesday evening service at 7.30pm. There

Wesleyan Holiness Church

service and Children’s Church 10.30am. Online

are churches located across Grand Cayman,

150 North West Point Road, West Bay

bible study Thursday 7.30pm.

Cayman Brac and Little Cayman.

THE

Email: pastor@safeharbourlc.com

Tel: (345) 949 1121 Sunday services: 9.45am, 11am and 6pm;

Sunrise Community Church

Mid-week service on Wednesday 7.30pm and a

Tel: (345) 926 7473

youth meeting on Fridays at 7.30pm.

Email: paola@sunrise.ky or www.sunrise.ky

Tell them you saw it in the

www. c a y m a n r e s i d e n t . c o m

439

CO M M U N I T Y L I F E

Synagogue

Services, Shabbat and Holiday celebrations, and

Sports

& Fitness

Photos courtesy of Caroline Deegan, Rebecca Davidson and Kathleen Spencer

Details on the extensive amount of sporting activities available on-Island, such as basketball, dance, golf, tennis, football and swimming, as well as gyms, sports competitions and more.

SPORTS & FITNESS

Sports Activities 441 - Basketball 441 - Boot Camps 441 - Bowling/Boxing 441 - Cricket/Crossfit & Cycling 441 - Darts/Dance 441 - Football/Soccer 442 - Golf Courses 442 - Gyms & Fitness 442 - Hockey - Field & Roller 443 - Horseback Riding 444 - Hunting & Martial Arts 444 - Netball 444 - Personal Fitness Trainers 444 - Pilates/Barre 445 - Pole Fitness 445 - Rock Climbing 445 - Rugby 445 - Running 445 - Shooting 446 - Softball 446 - Special Needs 446 - Spinning 446 - Squash 446 - Swimming 446 - Tennis 447 - Triathlons 447 - Ultimate Frisbee 447 - Volleyball & Beach Volleyball 447 - Yoga/Wellness & Stretch Classes 447

440

CAYMANRESIDENT 2022

he opportunities to get involved in sporting activities have grown significantly over the years in the Cayman Islands. Since the first competitive sporting event took place in 1935, the Olympic Committee was formed, sports tourism was introduced and Caymanian athletes have represented the Islands in a number of different International sporting competitions. Today, there are a diverse range of sports offerings and roughly 30 sporting associations on-Island. Despite setbacks over the past year, 2021 brought a lot of excitement to the Cayman Islands sporting community, locally and on the world stage. In July 2021, five Caymanian athletes represented the Cayman Islands at the Olympic Games in Tokyo. Brett Fraser and Jillian Crooks competed in swimming, Kemar Hyman and Shalysa Wray in athletics and Reagan Rutty was the first to represent the Cayman Islands at the Olympic Games in gymnastics. Around the same time, the National Senior Women’s football team competed and won the 2021 Turks and Caicos Women’s Football Festival. On-Island, Cayman’s famous openwater sea swim, The Flowers Sea Swim, celebrated its 29th year in June and the Walkers Marathon took place on 5th December 2021. Whether you are a hardcore athlete, or would just like to be part of a team, sporting opportunities and competitions take place allyear-round in Cayman. Keep an eye on the Events Calendar on www.explorecayman.com for details about yearly sporting events.

SPORTS ACTIVITIES

Basketball The Cayman Islands Basketball Association

programme participates in international competitions and currently has five leagues: under-12, under-14, under-16, under-19 and senior leagues separated by gender. They also host a Basketball Academy on Saturday mornings during the school period for three age groups: 7-9 years, 10-12 years and 13-16 years old. For more information, call Coach Voot O’Garoo on (345) 916 5083, email: info@caymanbasketball.com, or visit www. caymanbasketball.com. King’s Sports Centre has two indoor basketball courts that can be rented for practice. Call (345) 946 5464 for details. SE E AD PAG E 442 Boot Camps

Bowling King Pin Bowling at

the King’s Sports Centre on Crewe Road has a four lane bowling alley, a waiting lounge and a bar. It’s an ideal venue for parties or corporate events as it comfortably accommodates up to 24 bowlers with four lanes (six people per lane). Booking in advance is recommended. For more information, call (345) 946 2695 or email: kingpinbowling@candw.ky. Boxing For casual boxing, visit the D. Dalmain Ebanks boxing gym at the Truman Bodden Sports Complex. The Cayman Islands Boxing Association offers recreational and amateur

Camana Bay Sports Complex The Camana Bay Sports Complex facilities include: tennis courts, basketball courts, a FIFA two-star rated football pitch and an eight-lane 25m swimming pool. For booking any of the sports facilities, email: cbsc@camanabay.com or call (345) 640 2878. Cricket The official cricket league, Cayman Cricket, offers coaching sessions on Saturdays (December-June), and an afterschool club (March-June). For more information, email: info@caymancricket. ky, sdo@caymancricket.com, or visit www. caymancricket.ky. If you don’t have your own equipment, cricket gear can be bought at Sports Supply in Galleria Plaza on West Bay Road, or certain clubs can provide kits and equipment.

7827, email: president@caymancycling.ky or info@caymancycling.ky. Darts The Cayman Islands Darts Association (CIDA) holds a yearly league where teams compete at various venues such as All Stars Sports Bar & Grill (previously Attic) and Fidel Murphy’s. They also hold monthly tournaments and select national players to compete at the Caribbean Darts Championships every other year. Ask them about their new corporate league for businesses to enjoy a fun staff night out. Email: caymandartsassociation@gmail.com for more information. Dance Centre Pointe Home of the Performing Arts

offers classes in all dance genres for both children and adults. Their studio is located at 107-109 Alissta Towers, North Sound Road. Tel: (345) 926 5889 or (345) 926 9603, email: centrepointedance@gmail. com or visit www.centrepointedancestudio.

CrossFit CrossFit aims to increase strength, endurance, flexibility and coordination. Three gyms that offer CrossFit are: CrossFit Cayman (Tel: (345) 929 8450), 7 Mile Strength & Fitness (Tel: (345) 925 1456) and World Gym (Tel: (345) 949 5132).

Clinical Pilates and Exercise Classes Cayman Physiotherapy offers in person and virtual pilates classes, whether 1:1, 2:1 or in a group setting. All classes are given under the instruction of a Registered Physiotherapist who has a further postgraduate qualification in Clinical Pilates. The clinic also offers Classes in Group and Individual Core Strengthening, Water Therapy, Seniors Exercise and Lower Limb Rehabilitation.

Cycling Cayman’s flat topography and warm climate makes it a perfect place for recreational and competitive cycling. The Cayman Islands Cycling Association (CICA) is a dynamic and active organisation. They meet at Hurley’s Supermarket car park in Grand Harbour every Sunday for a 7am departure. The group ride is made up of a mixture of serious cyclists, triathletes and beginners. For a long ride (50-100 miles), join Mr. Orrett and Mr. Eddie’s Day Breakers Cycling Group, who depart from Savannah at 5am on Sunday mornings. Contact (345) 938

Classes are held at Cayman Physiotherapy Ltd at Pasadora Place, Westshore (WS) or at your home or place of work. We also have packages of 5 and 10 private lessons available in order to offer our clients great value and further improved outcomes. Westshore Centre, West Bay Road 26 Pasadora Place, Smith Road, George Town Phone: 345.949.8828 Email: physio@candw.ky www.caymanphysiotherapy.com Appointments available Mon-Fri 7.30am - 7.00pm Sat 8.00am - 3.00pm Direct Billing Available to all Local Insurance Companies

www. c a y m a n r e s i d e n t . c o m

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SPORTS & FITNESS

runs boot camps, small group training programmes, nutritional coaching and motivational tools. For more details, call (345) 325 8696 or email: bodyshaperscayman@gmail.com. There is a free boot camp called Camana Bay Boot Camp that offers a high intensity workout. They meet at 6pm every Tuesday at the corner of the Cayman International School (CIS), close to the gymnasium and indoor basketball court. Email: jacogsmit@ gmail.com or call (345) 927 1377 for more information. Body Shapers Fitness Studio

boxing, calisthenics, circuit training and general strength and conditioning programmes. On weekdays, classes are scheduled at 6am, 12pm and 5.30pm and on Saturdays at 8am. Email: info@cibaky. com or visit www.cibaky.com.

Galleria Plaza, offers pole and aerial fitness, chair dance, Ballet Beats, stretch and dance fitness classes. Wedding dances, private or small group sessions and bachelorette parties are also available. Tel: (345) 745 8973, email: info@qmovement. dance or visit www.qmovement.dance. Grand Old House offers free salsa lessons on Tuesday nights at 9.30pm. Bailamos Dance Studio, located in the Barnett Building on 24 Huldah Avenue, offers a range of dance classes for all ages. Call (345) 917 7832.

Football/Soccer

Fencing

The Cayman Islands Football Association (CIFA)

The Cayman Islands Fencing Federation (CIFF) is

premier leagues run from September to June, with games on Friday, Saturday and Sunday nights at local stadiums. Teams are welcoming to all new players. For further information, Tel: (345) 749 5775 or email: secretariat@cifa.ky.

com.

Located

Quinntessential Movement

SPORTS & FITNESS

recognised as the official Olympic Fencing Team of the Cayman Islands. Brought to Cayman in 2019 by interested residents, the CIFF is prepared to engage the community, and trains budding students or active adults throughout the week. Visit www.fencing.ky for more information or to sign up.

The Cayman Islands Flag Football Association (CIFFA) hosts various leagues of competition

throughout the year. Games are played on Friday Nights at the Ed Bush Stadium in West Bay. Additionally, the association runs a Development League which runs in conjunction with the Summer Premier League on Monday nights at the Timothy McField Football Field (The Annex), and specialises in helping new faces learn Flag Football. Email: ciffa345@gmail.com for more information.

The Cayman Islands Gaelic Football Club (CIGFC) is

one of the most popular clubs on the Island. The sport is easily learned with the club running introductory training sessions for new players. The club welcomes players of all skill levels. There are six women’s and eight men’s teams. Games are played at the Camana Bay Sports Complex and the season runs from January through June. Email: info@caymangaelic.com for more information.

on tournaments, golf developments, and member benefits including insurance coverage on golf course liability issues and handicaps. The North Sound Golf Club is Cayman’s only 18-hole Championship golf course. The par-71, 6,605 yard course has a rating of 73.1 and slope of 139. The Club is open to the public with daily, twilight and resident rates. You can take advantage of their full-service driving range, have a lesson with a PGA professional or just relax at the open-air bar. Tel: (345) 947 4653 or visit www.northsoundclub.com. The Ritz-Carlton Golf Club is set amid Grand Cayman’s lush scenery and was designed by Greg Norman. It features a 9-hole golf course designed to make its 470-yard-hole play feel like 600 yards winding through the saltwater canals of the North Sound. Named the World’s Best 9-Hole Golf Course by the World Golf Awards, the course is open to all golfers and several membership options are available. For more information, Tel: (345) 815 6500. Gyms & Fitness All gyms on-Island provide the usual weight training areas and fitness machines, along with certified instructors. Each gym offers a variety of fitness classes. Anytime Fitness 82 Market Street, Camana Bay Tel: (345) 946 4748

The Cayman Islands Sunday Football League

comprises eight football teams who play each other three times for a total of 21 league games throughout the season. The teams also compete in a knock-out competition, the Cayman Physiotherapy Cup, with the final being played in mid-May. The League is always on the lookout for new players, but there is a transfer deadline of 31st January each year. Visit www.leaguewebsite.com/cisfl for more details or email: cisfl@hotmail.com.

AgileFit 125 Barcadere Warehouse Park, George Town www.agilefit.ky Balance Cayman Caribbean Plaza, West Bay Road, SMB Tel: (345) 326 8111 Body Shapers Fitness Studio Cayman Business Park Unit C5 (across from the CNB roundabout) Tel: (345) 325 8696

Golf Courses The Cayman Islands Golf Association is a great resource to find out about golfing in Cayman. Visit www.ciga.ky for information 442

CAYMANRESIDENT 2022

CrossFit Gyms Refer to the CrossFit section in this chapter.

ENERGY Essential Fitness

group fitness classes including: High Altitude

171 Elgin Avenue, Cricket Square, George Town

Power, Body Sculpt and Toning, Legs, Butt

Tel: (345) 946 6006

and Thighs, Reggae Aerobics, Mixed Aerobics, and Freestyle Tae Boxing. The full annual

Evolution Fitness Cayman

schedule is posted on their website. They

Cayman Technology Centre, George Town

also offer one-on-one training with their

Tel: (345) 938 3348

internationally qualified personal trainers. Open Monday-Thursday 5am-10pm, Friday

Fitness Connection

5am-9pm, Saturday and Sunday 8am-5pm

A family fitness and aquatic facility that offers

and public holidays 8am-4pm. Email: kings@

over 50 adult fitness classes every month,

candw.ky, Tel: (345) 946 5464 or visit www.

including water aerobics and aquatic boot camp,

kingssportscentre.com. SE E AD PAG E 442

Pilates fusion, yoga, Tabata circuit training and specialty boot camps, as well as personalised

Revolutions Indoor Cycling

training sessions. Pebbles Way, South Sound.

Barnett Building, 24 Huldah Avenue, GT

Tel: (345) 949 8485, visit www.fitness.ky or

Tel: (345) 516 2453

email: fitness@fitness.ky. SE E AD T H I S PAG E RYDE Cayman F45 Studio

The Crescent, Camana Bay

The Strand, West Bay Road

Tel: (345) 746 7933

Tel: (345) 925 1733

www.rydecayman.com

They run 45 minute circuit-based strength and cardio classes.

School of Fitness

FNSports

Tel: (345) 916 0171

68 Mary Street, George Town

www.schooloffitnesscayman.com

SPORTS & FITNESS

115 Printer Way, George Town

Tel: (345) 929 4555 Universal Fitness Lagree

Countryside Shopping Village, Savannah

7 Mile Shops, West Bay Road

Tel: (345) 947 5464

Tel: (345) 927 3832 World Gym Fitness Centre Life Extension Sports & Fitness

Behind Queens Court, Snooze Lane, SMB

Park Place, West Bay Road

Tel: (345) 949 5132

Tel: (345) 949 3753 www.lifeextensioncayman.com

Hockey - Field meets for mixed games on Wednesdays from 6pm-7pm at the TE McField Annex field and Saturdays from 6pm-7pm at the Camana Bay sports complex. Everyone is welcome regardless of age, gender or ability. Bring a white shirt and a coloured shirt, along with your stick and protective equipment. Spare sticks are usually available from other players. The cost is CI$6 per game. Email: Charles Jackson at cnjackson@outlook.com or Tel: (345) 925 0042, or Simon Barwick at simon@bbandp.com. Visit www. caymanhockey.com. The Cayman Hockey Club

The Pilates Studio A spacious boutique studio located in Governors Square. Services include group mat work, reformer/tower/chair, Pilates Barre, stretch and teen classes, as well as private/partner Pilates/fitness training, TPI golf conditioning, pre/post-natal and HIIT Pilates classes. Email: info@pilates.ky or visit www.pilates.ky. Powerhouse Gym Located within King’s Sports Centre on Crewe Road, the gym offers a wide variety of weights, cardio and strength-training equipment, steam rooms, plus a variety of

www. c a y m a n r e s i d e n t . c o m

443

Hockey - Roller & Ball King’s Sports Centre offers several hockey leagues and programmes. Men’s roller hockey league plays on Tuesday nights. There are four competitive teams that play in the league and battle for the King’s Cherry Cup. The men’s ball hockey league plays on Thursday nights with drop-in on Sundays. Like the roller hockey, this is a highly competitive four-team league. There is a national ball hockey team which participates in the World Cup every two years and the Caribbean Cup is hosted every year at King’s Sports Centre with four to five international teams competing. For more information, email: kings@candw.ky or call (345) 946 5464. SE E AD PAG E 442

SPORTS & FITNESS

d30nalCayman sI namIslands yaC

Horseback Riding Spirit of the West (Tel: (345) 916 6488) and Coral Stone Stables (Tel: (345) 916 4799) offer organised private and group horseback beach rides along Barkers Beach. Resident rates are available. The Equestrian

Sunday 4th December 2022 5:00am

Full & Half Marathon 4-Person Relay Kids Fun Run

WWW.CAYMANISLANDSMARATHON.COM 444

CAYMANRESIDENT 2022

Martial Arts There are a variety of martial arts schools on the Island. Purple Dragon School of Martial Arts, on the 2nd floor of the Reliable Industries Building, 313 Compass Drive, runs adult classes in Don Jitsu Ryu, fitness kickboxing and Strike self-defence classes. Each program allows one free trial class, call to schedule your free trial. Office number: (345) 946 1241 and Dojo Cell: (345) 916 1416. For lessons in Taekwondo go to the Cayman Islands Taekwondo Academy (Tel: (345) 749 5348 or (345) 328 5006) located in Crown Square, Eastern Avenue. They provide classes for adults and children. CASK Karate & Tai Chi is taught at King’s Sports Centre on Crewe Road. They offer Wado Karate classes and a Tai Chi programme. For more information visit www.caskcayman.com or call (345) 925 3367.

Center Riding School & Boarding Stables

Netball

offers English riding lessons for beginners through advanced (five years and up) with FEI qualified instructors, training dressage, show jumping and vaulting. They also offer boarding/livery with tailored feeding and training schedules for your horse. Tel: (345) 516 1751 or email: equestriancentercayman@gmail.com. Cowboy Town Stables (Tel: (345) 916 8571) offer general horsemanship and riding, along with therapeutic horsemanship and adaptive riding programmes for adults and children. Cayman Riding School offers show jumping, dressage, vaulting and cross-country lessons for adults and children. Tel: (345) 926 7669 or email: caymanridingschool@gmail.com.

The Cayman Islands Netball Association (CINA)

Hunting Marine life in Cayman is heavily protected and there are strict rules in place on protected species and hunting seasons. For more information on hunting marine life, see our Boating chapter. Some species of wildlife and endangered plants are protected under the National Conservation

@caymanmarathon

Act (2013). Visit www.doe.ky for a full list.

holds matches on Thursdays and Saturdays at the Truman Bodden Sports Complex. Leagues include: Senior Women’s League, Fast 5 Co-ed League, Goodwill League and the Mixed League. New players over 16 are always welcome to join any of the established clubs, or make up their own squad. They also have an under-16’s academy on Mondays after school and the ‘Turtle Netters’ league for children ages 5-10 who play on Saturday mornings. Email: caymannetball@yahoo.com or visit www.caymannetball.com. Personal Fitness Trainers There are a few options if you would like a more tailored fitness session in your location of choice. Some also offer nutrition and lifestyle coaching. Laura Ribbins and her team of highly-qualified and experienced trainers at Fitness Connection specialise in rehab, sports conditioning, weight loss and more. For more information, call (345) 949 8485, email: fitness@fitness.ky or visit www.fitness.ky. (SE E AD PAG E 443)

is a remote trainer and lifestyle coach. She trains clients in fitness and plant-based nutrition. She also specialises in swimming, from the basics to open water. Call (345) 326 8552 or visit www.aliciaproud.com. The Pilates Studio, located in Governors Square, offers private/ partner fitness Pilates, group Pilates/fitness classes, therapeutic exercise/post rehab with Pilates and HIIT Pilates classes. Email: info@pilates.ky or visit www.pilates. ky. King’s Sports Centre offers one-on-one training with their internationally qualified personal trainers. Email: kings@candw.ky or call (345) 946 5464. SE E AD PAG E 442 Alicia Proud-Rabess

Pilates/Barre ENERGY Essential Fitness is

Pickleball If you are looking for an active social activity, check out the pickleball tournament at Grand Cayman’s only pickleball courts. The pickleball tournament takes place once a month at The Courts Tennis Centre at the Ritz-Carlton, Grand Cayman. Tournaments

Pole Fitness offers pole and aerial fitness, chair dance, Ballet Beats, stretch and dance fitness classes. Wedding dances, private or small group sessions and bachelorette parties are also available. Located in Galleria Plaza. Tel: (345) 745 8973, email: info@qmovement.dance or visit www.qmovement.dance. Quinntessential Movement

Rock Climbing & Rappelling Challenge yourself on the King’s Sports Centre indoor and outdoor rock-climbing wall. It is suitable for both kids and adults. Bungee jumping is also available. To book, call (345) 946 5464. ( SE E AD PAG E 442) Rock Iguana Ltd. in Cayman Brac caters to all skill levels from beginner to advanced climbers. No experience is required. Join one of their half day tours with rock climbing and rappelling or take a day trip from Grand Cayman for an ‘Epic Full Day Adventure Tour’ – one of their most popular tours, which includes rappelling, hiking, caving and rock-climbing while exploring the most beautiful spots in Cayman Brac. Call (345) 936 2722, email: info@climb.ky or visit www.climb.ky for details.

from June-September. For information call Caroline Deegan on (345) 525 6743, email: caroline.deegan@caymanrugby.com or visit www.caymanrugby.com. SE E AD T H I S PAG E

Running The Cayman Islands Marathon is held annually on the first Sunday in December. The event consists of a full marathon, half marathon, four-person relay and Kids Fun Run. It is extremely popular with both local and visiting runners alike. It’s also a Boston Marathon Qualifier. For more information on how to register, email: info@caymanislandsmarathon.com or visit www.caymanislandsmarathon.com. ( SE E AD PAG E 444) If you want to join a running club, the Hash House Harriers meet on Monday evenings, at changing locations, at 6pm. For schedules and information visit www.caymanhash.com. The Wednesday Night Running Club meets outside World Gym at 6pm every week. For more information, email Nicola or Tony at

Rugby

Keep up with everything going on in Cayman Islands Rugby by checking us out online!

The Cayman Islands Rugby Football Union has

its own pitch and clubhouse on South Sound Road. There are leagues for veterans, men, women and junior rugby players. Most games are played on the weekends between September and June. Men’s and women’s training sessions are held twice a week, with a full-time coach available to coordinate and coach players/teams. The Mixed Touch Rugby League is held

www.caymanrugby.com Find us on Facebook!

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a fully-equipped Pilates studio. Call (345) 946 6006 for more information. Jenna-Lee Kourie and Caitriona O’Malley are CPAM-registered physiotherapist/clinical Pilates instructors at Cayman Physiotherapy and teach private and group classes. (SE E AD PAG E 333 & 441) They also have pre-natal and post-natal Pilates classes. Call (345) 949 8828, email: jenna-lee@caymanphysio.com or caitriona@caymanphysio.com. Sue Merren also offers private Pilates, strength training, and nutrition coaching at Balance Cayman. Call (345) 326 8111 or visit www. balancecayman.com. The Pilates Studio is a spacious and fully-equipped inclusive studio housing Balanced Body equipment. They offer a variety of group mat work and equipment-based Pilates classes, such as reformer/tower and chair classes at affordable and competitive prices. Other classes offered include private/partner training, golf conditioning, therapeutic exercise, pre/post-natal and Pilates Barre and Pilates HIIT classes. Email: info@ pilates.ky or visit www.pilates.ky.

are held on Thursdays from 3.30pm to 6.30pm. At least two players per team are required, and a total of four teams are needed to participate in the tournament. The Courts also hold corporate team events, private family outings and private rentals. For more information about The Courts Tennis Center, call (345) 323 0049 or email: grandcaymantennis@ritzcarlton. com.

wednesdaynightrunningclub@gmail.com or find them on Facebook. Sailing Refer to the Boating chapter. Shooting

a week. Leagues are organised and managed by the YMCA and are available for beginners through to experienced players. To join, or to add an entire team, call the Cayman Islands Little League on (345) 916 5643, email: info@littleleague.ky or visit www.littleleague.ky.

The Cayman Islands Sport Shooting Association

located near Owen Roberts International Airport, offers skeet, trap, pistol and rifle sport shooting. Preparations are currently underway to develop a new facility in East End which, when completed, will be able to host international events. All members undergo safety training and are taught correct firearms handling procedures. Visit www.cissa.ky for more information. (CISSA),

SPORTS & FITNESS

Softball Co-ed adult slow-pitch leagues play at the Field of Dreams complex on the corner of Fairbanks Road and Aspiration Drive. They have two seasons: a spring season (January to June) and a fall season (September to December). Teams generally play one game

June 11th, 2022 SE VE N MILE BE AC H

Spinning RYDE Cayman is

located on the Crescent in Camana Bay. This boutique indoor cycling studio, offers a full calendar of classes seven days a week starting at 6am and ending at 6.45pm most days. Create an account, buy a package and book a bike online at www. rydecayman.com. Spinning classes are held at Revolutions, located in the Barnett Building on Huldah Avenue (next to the Red Cross). They offer early morning and evening classes Monday-Saturday. They also offer spin bike rental with delivery and pickup along with online classes that are recorded in their studio. Call (345) 516 2453 or visit www.revolutionscayman. com to view their online classes. World Gym (Tel: (345) 949 5132) also offers hour-long spinning classes. Special Needs Sports Training Special Olympics Cayman Islands (SOCI) offers

year-round sports training and competitions for adults and children eight years and older who are intellectually disabled. Contact (345) 946 7624, visit www.facebook.com/ specialolympicscaymanislands or email: soci@candw.ky.

O N E MILE SE A S WI M

Squash

WIN $100K IN CASH & RANDOM PRIZES

features seven courts and has coaches who can help fine-tune your game. They offer adult lessons and beginner programs as well as programs for intermediate and advanced adult players. Members can book online and have access to the courts 24 hours a day, 365 days a year. Call (345) 526 5052 or email: info@squash.ky. There are also two squash courts at King’s Sports Centre. Open Monday-Thursday 5am-10pm, Friday 5am-9pm, Saturdays and Sundays 8am-5pm. For more information email: The South Sound Squash Club

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CAYMANRESIDENT 2022

kings@candw.ky, or call (Tel: (345) 946 5464) ( SE E AD PAG E 442). You need to book well in advance. The Cayman Islands National Squash Association promotes the game at junior, national and international levels for players of all ages. Visit www.cinsa.ky. Swimming If you enjoy recreational swimming, the waters off of Seven Mile Beach are your best bet, but there are also pools at almost all condominium complexes, as well as the Lions Pool (Tel: (345) 949 8105) and the Camana Bay Pool (Tel: (345) 640 2878). Call to check availability, prices, and make bookings. One of Cayman’s biggest sporting events is the annual Flowers One Mile Sea Swim. ( SE E AD T H I S PAG E ) Known as the world’s richest swim, over 1,000 competitors compete to win over CI$100,000 in cash and random prizes! The Flowers Sea Swim offers flawless course conditions along Cayman’s beautiful Seven Mile Beach, and entry fees are donated to charity. The 2022 Flowers Sea Swim will be held on the 11th of June. Visit www.flowersseaswim.com for more information. Fitness Connection (Tel: (345) 949 8485) also offers swimming lessons for all ages and abilities. They are a SAI (Starfish Aquatics Institute) training centre, specialising in training triathletes as well as non-swimmers. Their water fitness classes are great for a total body workout, utilising a combination of exercises and training methods perfect for pre-natal and post-natal exercise. For more information email: fitness@fitness.ky or visit www. fitness.ky. ( SE E AD PAG E 443) Sky Blue Aquatics offers private, semi-private and small group swimming lessons for adults. Lessons can be held in your hotel, condo and private pool or even in the sea. Lessons are available for beginners up to those looking to improve their technique or prepare for an event. Call (345) 916 0054 or email: info@ skyblueaquatics.com. The Camana Bay Aquatic Club (CBAC) runs an adult ‘Masters’ training group with a focus on learning good technique and increasing aerobic conditioning and strength. The sessions take place at the Camana Bay Aquatic

Centre. Check www.cbac.ky for prices and the updated schedule. Email: cbac@ camanabay.com for more information. Thrive Fit offers yoga, swimming, and fitness classes Island-wide with private, small group and corporate sessions. First Aid/ CPR/AED & Lifeguard certifications are available as well. Call (345) 938 1113, or email: info@thrivefitcayman.com or visit www.thrivefitcayman.com. Cayman Islands Aquatic Sports Association (CIASA) is a notfor-profit association dedicated to the promotion and development of aquatic sports in Cayman. This includes learning to swim, pool, open water, artistic and water polo, aqua aerobics as well as masters swimming and synchro. Membership with CIASA links you to an active aquatic community. For more information, visit www.ciasa.ky for a calendar of events and a list of registered clubs and swim schools or email: ciasaboard@gmail.com.

Tennis The Cayman Islands Tennis Club (CITC) is located off Anne Bonny Crescent in South Sound. The club offers private and semi-private lessons, group lessons, cardio sessions, ball machine rentals and more. CITC has five professional coaches and nine hard floodlit courts. They also offer open tournaments and social events. Tel: (345) 949 9464 or visit www.tennis.ky. Cayman Tennis Academy offers a mobile service that caters to players of every skill set and will schedule class times to suit you. Adult cardio tennis lessons are also held three times per week. Call (345) 547 6257 or email: caymantennisacademy@ gmail.com for more information. The Courts Tennis Center, located at The RitzCarlton Grand Cayman, is a premier tennis

Triathlons If you find the challenge of an individual swim, cycle or run is not enough, you can always try your hand at a Duathlon or Triathlon. The Cayman Islands Triathlon Association (CITA) organises well-attended events throughout the year and hosts free practice sessions. CITA offers Duathlons and Triathlons of various distances, as well as the ‘Try-This-Tri’ for kids and the ‘Stroke and Stride’ series every August. The Mercuryman Triathlon is held yearly and offers a half Iron distance, international distance and aquabike option. Email: info@ triathlon.ky, visit www.triathlon.ky or www. mercurymantri.com for more information. Ultimate Frisbee play pickup games every Wednesday 7pm at the Annex Sports field in George Town. Visit website www. caymanultimate.com or their Facebook group (Cayman Islands Ultimate) for updated game schedules. Cayman Islands Ultimate

Volleyball & Beach Volleyball The Cayman Islands Volleyball Federation (CIVF)

has made significant strides in promoting volleyball in Grand Cayman. CIVF has hosted the annual NORCECA Beach Volleyball Circuit on Seven Mile Beach for the past ten years, which welcomes over 30 teams from North America, Central America and the Caribbean. The youth

development programmes include school leagues, summer camps, and clinics with local and international instructors. For more information on current programmes, email: youthvolley@civf.ky, visit www.civf. ky or social media sites: www.facebook. com/caymanisvolleyball, or Instagram: @civfyouthvb. Yoga, Wellness & Stretch Classes There is a very active yoga community in Grand Cayman with a number of yoga centres. Located in The Marquee Plaza, Bliss Living and Yoga offers classes daily. They also have a large store offering athletic wear and accessories from Lululemon Athletica. Visit www.blissyogacayman.com. Cayman Yoga Club (Tel: (345) 769 4511) offers classes in their studio in West Shore Centre, West Bay Road. Body Works in Queen’s Court Plaza on West Bay Road offers traditional Hatha yoga, prenatal yoga and meditation/ mindfulness classes for all levels of students. Call (345) 945 6485 or visit www. bodyworkscayman.com. Flow Therapeutic Movement has a studio off of Crewe Road. They provide a unique exercise system based on Yamuna Body Rolling, Melt Method, Aerial Yoga, Energy Work and Massage Therapy. They also offer Corporate and Healing retreats. Call (345) 916 6061 or email: info@flow.ky. Vital Cayman in Grand Harbour houses a Spinbar as well as a Yogaden for yogis to come together and enjoy group yoga classes. Find updates to their services on their Instagram page: @ vitalcayman. Saucha offers wellness retreats including a Little Cayman Yoga retreat in 2022. Email: britta@sauchaliving.com or call (345) 926 0508. Thrive Fit offers yoga, swimming, and fitness classes Island-wide with private, small group and corporate sessions. First Aid/CPR/AED & Lifeguard certifications Call (345) 938 1113, or email: info@thrivefitcayman.com or visit www. thrivefitcayman.com. Rock Iguana Ltd. (Tel: (345) 936 2722) offers yoga, meditation and mandala painting classes at the Yogi Wall in Cayman Brac – a peaceful outdoor studio surrounded by nature. Group and private classes available.

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SPORTS & FITNESS

Table Tennis Association Available for both youth and adults of all skill sets, the Cayman Islands Table Tennis Association offers training, competition and recreational table tennis. They meet at the CIFEC hall three times a week. Call Donovan Nelson at (345) 917 5904 for more information.

facility with professional coaches featuring three red clay courts, two hard courts and two pickleball courts. Pro instructors offer private instruction and clinics in addition to the popular Cardio Tennis fitness programme (which operates on a drop-in basis). Seasonal corporate tennis leagues, Bubbles Doubles and kids camps are also offered throughout the year. For more information and reservations, please call The Ritz-Carlton on (345) 323 0049 or email: grandcaymantennis@ritzcarlton. com. Mica Koll with Cayman Performance Tennis teaches private and group tennis lessons for all ages. Tel: (345) 927 8690 or email: micabeach@gmail.com.

Diving

Cayman is one of the top dive destinations in the world. This chapter provides you with information on dive and snorkel sites, local dive operators, responsible diving practices and more.

DIVING

Wreck Diving - USS Kittiwake - Cali - Balboa - Oro Verde - Carrie Lee - Doc Polson - Keith Tibbetts, Cayman Brac

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Snorkelling Sites 449 Diving Areas 450 Dive 365 450 Lionfish 450 Coral Nurseries 450 Respecting the Reef 451 No Diving Overlay Zones 451

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Learning to Dive - Adult Open Water Courses - Dive Courses for Kids & Teens - Certified Divers - Dive Trips

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Advanced Diving - Advanced Diving Courses - Technical Diving

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Free Diving

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Local Dive Operators - Underwater Photography Lessons

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Photos courtesy of Cathy Church

he Cayman Islands are world-renowned for their incredible underwater scenery, particularly the beautiful coral reefs and array of colourful fish. Located in the western Caribbean, just 480 miles south of Miami, Cayman is perfect for scuba diving and snorkelling, boasting some of the Caribbean’s best excursions. With virtually no currents and outstanding underwater visibility, Cayman has amazing wall dives, coral reefs and wrecks for you to explore and discover. If you are ‘dive-curious’, there are a wealth of things to do in, under, or on the water at every skill level. A variety of dive operators can teach you how to dive, improve your skills, and have an amazing underwater experience. With water temperatures ranging from 26-28°C (78-82°F) all year round, it is always a good time to get in the water and discover the seas. Cayman is hyperaware of the importance of coral reefs to our three Islands, our waters, the marine ecosystem, and the dive industry. To protect and replenish Cayman's fish population, the Department of Environment (DoE) has expanded Cayman's marine parks to 48% of Cayman's waters. In 2021, to measure the impact of ‘Quiet Oceans’ on the resident fish population and analyse the effect that minimal human behaviour has had on marine life, CCMI studied seven snorkel/ dive sites around the Cayman Islands. The results revealed an increase in fish density, biomass and a bigger range of fish sizes. There was also an increase in species richness around the reefs in George Town and an increase in predators. The 'Quiet Oceans'

Cayman Islands and, as more marine life inhabit these sites, the better they get. It’s fair to say that the following dive sites should be at the top of any diver’s list.

reefs, the wreckage of this 375ft freighter is home to a large variety of fish and coral. It lies approximately 150ft off the west coast of the Island at a depth of 25ft-40ft. You can explore the ship’s stern section and swim over

The USS Kittiwake In October 2017, this 251ft,

the three-bladed propellers. The wreck is a

2,200 tonne, decommissioned military ship was

popular night dive and is situated around the

toppled on its side by the winds of Hurricane

cruise ship docking area, therefore, it is not

Nate. The hull of the ex-USS Kittiwake is

accessible when cruise ships are in port and

perfectly intact, but its port rail is now burrowed

it is recommended you use a dive company or

in the sand instead of standing upright. While

boat. As the proposed new cruise ship dock is

divers and tourism officials were anxious that

no longer being built, enjoy this wreck as much

this world-renowned dive site, the winner of the

as you’d like! It may just become your favourite

TripAdvisor Certificate of Excellence, seemed

site. (Note: You need permission from the

ruined, there was a silver-lining. For many

harbour master to dive the Balboa)

experienced Kittiwake divers, it was like a new dive site altogether! For the less experienced

Oro Verde This 131ft steel cargo vessel is popular

divers, it might be a little more daunting due

among wreck divers. It can be found 40ft-50ft

to the lack of light coming through, but the

below the surface and approximately 150ft

darkened areas have attracted new breeds of

off Seven Mile Beach, so it is not suitable for a

sea life to the site.

shore dive. The amount of marine life available

The ship rests in 64ft of water off the

for viewing is spectacular considering how

northern end of Seven Mile Beach and is a great

shallow the wreck is. Unfortunately, the ship

dive site. Go with a guided tour and keep an

has collapsed somewhat due to the elements,

open mind. The Kittiwake is situated in a marine

but the animals that make it their home are the

park which is protected under Cayman Law

Snorkelling Sites

and this means that nothing can be touched or removed. Wearing gloves and fishing at this site (other than lionfish culling) is prohibited. There

George Town Conveniently located, here

is an entry fee to snorkel or dive the site and

you will find a mass of coral heads, caves

all vessels, commercial or private, are required

and abundant fish life.

to be licensed through the Cayman Islands Tourism Association (CITA). If you would like to

North Sound Here you will find the world

dive or snorkel the Kittiwake, you must go with

famous Sandbar and Stingray City, where

a licenced operator. Contact CITA (Tel: (345)

you can feed and interact with stingrays

949 8522) for a list of licenced operators to

in only 3ft of water. The Coral Gardens are

plan your trip. Due to boat and jet ski traffic, it is

nearby, where you will find corals and fish.

not advisable to swim to the Kittiwake from the

Both sites are only accessible by boat.

shore. The fees are CI$8 per day to dive and CI$4 per day to snorkel. You can also get an annual

Seven Mile Beach The main snorkelling

pass for CI$25 or a lifetime pass for CI$200. The

area here can be found at the north end

cost to license your private boat is CI$50 a year.

of Seven Mile Beach at Cemetery Reef, which is about 300ft offshore, but often

Cali Less than 150ft offshore from George

in less than 10ft of water.

Town and 15-20ft deep, the wreck of the Cali is an easily accessible and enjoyable dive for

WRECK DIVING Wreck diving is becoming increasingly popular as it provides a dramatic diving experience. There are a number of spectacular wrecks situated around the

West Bay Down the road from the

beginners. The 220ft steel schooner, which

Cayman Turtle Centre is Lighthouse Point

rests in pieces on the sea floor, is only a one-

and Cobalt Coast Dive Resort, which are

minute swim from the shore.

great sites to find elusive sea turtles.

Balboa Situated among small surrounding

www. c a y m a n r e s i d e n t . c o m

DIVING

project indicates that for healthy reef systems, implementing breaks and limiting human interaction could be used as a crucial management practice. Sadly, many dive sites in Grand Cayman have been affected by the spread of the deadly Stony Coral Tissue Loss Disease (SCTLD). Researchers from the US Geological Survey have found evidence that SCTLD is caused by a breakdown in the symbiotic relationship between corals and Zooxanthellae algae. This discovery is a big step towards finding future treatments for this disease. Given the rapid spread of SCTLD in the Cayman Islands, the DoE wants to remind the public to disinfect all snorkel and dive gear before and after each shore dive and boat trip by soaking them in disinfectant solution (with 1% bleach) for 10 minutes. According to a 2021 United Nations report, marine heatwaves are expected to become more common as the planet warms. This can be devastating to Cayman’s coral reefs and lead to coral bleaching, loss of marine life and loss of ‘reef services’ such as flood protection. On a more positive note, this year's annual PADI Women's Dive Day invited divers to accumulate 639 hours of dive time on the day in honour of the 2.3 million people diagnosed with breast cancer in 2020. The event raised over CI$10,000 and attracted more than 130 participants locally as well as support and donations from the dive community overseas. The annual PADI Women’s Dive Day occurs on the third Saturday of July and raises money for the Cayman Islands Breast Cancer Foundation. In addition, Cayman is still actively promoting its lionfish culling programme by encouraging divers and dive operators to safely remove as many lionfish from Cayman waters as possible.

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centrepiece of this wreck. Such as, the massive

past Cemetery Reef, lies the Doc Polson wreck.

jewfish that has come to be known as George,

Though the 100ft cable layer sank back in 1982,

the moray eel named Kermit, and Puff the

it is still 80% intact and is populated with diverse

barracuda.

marine life, making it one of the most popular dive sites in Cayman. It is recommended to use a

Carrie Lee For those who are Trimix certified,

boat to get to the site, as there is some boating

the Carrie Lee is recommended as a more

traffic around the area.

challenging and technical dive. The 185ft freighter is completely intact and rests at a

Keith Tibbetts, Cayman Brac This 330ft Russian

depth of 180ft-260ft off the south west coast.

Brigadier Type II Frigate was sunk in 1996

The wreck is teeming with marine life and

and is home to thousands of fish, turtles and

provides a great diving experience. However,

grunts. Lying about 600ft off shore and 56ft

divers should take caution against the currents

underwater, it is the only Russian warship in the

that surround this wreck and monitor their air.

Western Hemisphere available for scuba diving. In 2004, a storm broke the ship in two and its

Doc Polson 450ft off Seven Mile Beach, just

the amidships has become a debris field, it is

Diving Areas

bow now sits at a 45-degree angle. Although still a popular dive site. The drop off to the wall is only 100ft away from the wreck and extends

East End Dramatic coral and wall diving.

down thousands of feet giving divers the option

Reef sharks, nurse sharks and even

of exploring the wall as well.

hammerheads can occasionally be seen.

Dive 365 Dive 365 is an exciting programme that has developed over 360+ separate dive sites around the Cayman Islands, giving divers a unique dive site for every day of the year and more! As well as enabling divers to explore the magnificent underwater world, the programme also allows sites to be rested. The diversity of sites offers dive options for all skill levels. Divers can explore over 230 dive sites in Grand Cayman (not including the yacht moorings) and roughly 134 in the Sister Islands (including the Cayman Brac yacht mooring). For more information call CITA on (345) 949 8522. Additionally, www.idivecayman.com provides HD footage and diver reviews of each site in Grand Cayman, making it a helpful resource when deciding on a particular site.

George Town Coral, caves and tunnels at

DIVING

Eden Rock and a mermaid at Sunset House, just south of George Town. Look out for the tarpon! North Wall Most dive sites on ‘The Wall’ are only accessible by boat. See incredible coral wall formations, sheer walls and occasionally eagle rays, nurse sharks, moray eels and all sorts of other underwater wonders. Inside the reef is the world famous Stingray City, where you can interact with stingrays in 12ft of water. West Bay Great shore dives from Cracked Conch, Lighthouse Point and Cobalt Coast. You can access ‘The Wall’ via boat trips or underwater scooters, or the mini wall from the shore. The wreck of the Kittiwake is found on the northern end of the West side.

Lionfish Native to the Indo-Pacific region, it’s believed that an aquarium owner released only eight captive lionfish off the coast of Florida in 1985. While lionfish are strikingly beautiful creatures with their distinctive stripes and spines, they are also an eco-disaster to the Caribbean and its dive industry. They are voracious

Seven Mile Beach Walls and shallow dives of 35ft-60ft, all accessible by boat. Sister Islands Fabulous unspoiled diving for all levels of ability, from shallow reefs and deep walls to the Keith Tibbetts Wreck.

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predators that devour small, juvenile fish and crustaceans in large quantities, as well as competing with native species for space and more food. This, coupled with the fact that they can reach reproductive maturity at less than one-year old, and lay 30,000 eggs every four days, makes them a major problem for Cayman waters. Since they are not native to Caribbean waters, they have no known predators, which means their population will only multiply. The Cayman community is doing its bit by culling the lionfish in order to combat their growing population and save the dive industry. However, be aware that lionfish are extremely venomous. Do not attempt to catch one without proper Department of Environment (DoE) training and a licence. Divers, snorkelers, and fishermen can obtain licences from the DoE to remove lionfish from the sea. The DoE and a couple of dive operators (Ambassador Divers, Divetech, Red Sail Sports and Ocean Frontiers) run a 90-minute licensing course that is open to everyone. For more information, call the DoE on (345) 949 8469, email: doe@gov.ky or visit www.doe. ky/marine/lionfish-invasive. Lionfish are delicious and completely safe to eat. As a white fish, they are mild and flaky when cooked. If you don’t want to catch them yourself, they appear on the menu at Tukka and Eagle Rays Bar & Grill in East End and Guy Harvey’s in George Town. This is one reef fish we can eat with a clean conscience! Coral Nurseries Normally all coral in Cayman is completely protected and should never be touched! However, in 2016, four dive operators in Grand Cayman (Cayman Eco Divers, Divetech, Ocean Frontiers and Sunset House), plus the Brac SCUBA Shack and CCMI on Little Cayman, have obtained permits from the Department of Environment and have been growing staghorn coral in small nurseries. This work has begun to lead to clippings from these nursery corals being planted back out on the reef. Over time they will grow and

begin to reproduce more coral themselves, but only if the conditions on Cayman’s reefs stay healthy for corals. However, this labour intensive programme is only effective for a few types of coral. The best thing we can all do for Cayman’s reefs is not to hurt them in the first place. Locally, when boating, do not anchor in coral; when diving or snorkelling, be careful never to touch the reef and when fishing, obey the Marine Park rules, since a healthy fish population is important for a healthy coral reef. Perhaps the biggest threats to coral reefs are overfishing, pollution and climate change, therefore efforts to become sustainable are also important. Anything that individuals or businesses can do to reduce their environmental impact will help Cayman’s coral reefs along with the rest of the planet.

Whether done intentionally or by mistake, touching the coral can cause permanent damage. Never take pieces of coral as souvenirs. Keep control over your buoyancy so you don’t accidentally touch the reef. Remain aware of your fins and other diving equipment – make sure nothing is hanging loose which could brush against the reef. Never touch the coral

reef-friendly sunscreens Recent studies suggest that most contemporary sunscreens, particularly spray sunscreen, contain damaging chemicals (oxybenzone and octinoxate) which is toxic to coral and even in tiny doses can stunt coral growth, cause coral bleaching and affect marine creatures like shrimp and clams. Instead, use rash guards and reef-friendly sunscreen, which contains only mineral UV-blocking ingredients such as titanium dioxide and Use

No Diving Overlay Zones Currently, there are seven no diving overlay zones in Grand Cayman and one on each Sister Island that restricts SCUBA diving without permission. Visit www.doe.ky/ marine/marine-parks for details. LEARNING TO DIVE

Learning to dive is essential for many new arrivals to the Island. Popular training agencies for diver education and certification are PADI, NAUI, SDI, TDI, IANTD, and SSI, offered by a variety of dive operators in Cayman. Prior to committing to a full certification programme, many people try a Discover Scuba Couse and Dive first (formally known as a Resort Course). This ‘minicourse’ consists of a short theory session where you’ll learn the simple do’s and don’ts of diving, get an introduction to the equipment and learn some very basic skills. You will first start in a swimming pool or shallow confined open water to become acclimatised to being underwater before finally taking a shallow ocean dive with your instructor. This programme normally takes three to four hours and is a great way to see if diving is for you. While the Discover Scuba Dive is a fantastic introduction, it does have its limitations. You are limited to a shallow depth (40ft max) and you can only dive with the dive instructor or the shop you completed the course with or another dive centre referred by the instructor. If you want to go further, the next step is the Open Water Certification course. Adult Open Water Courses The open water courses are often completed in as little as three days and is the licence you need to dive. Many people choose the e-learning route which allows you to do the class work at home, and then the remainder of the course only takes two days. This option gets you in the ocean

quicker and out of the classroom on your days off. Completion of this training is the minimum qualification required to rent equipment, go on excursions and basically get you in and out of the water safely. Many dive operators on the Island offer flexible learning options designed to suit your schedule. Dive Courses for Kids & Teens The open water course is also offered to those aged 10 and up, and children under 15 are able to become certified as Junior Open Water divers. Options also exist for you to be taught at home in your own pool. For little ones, there are lots of educational and fun scuba/snorkel activities available. Programmes include SASY (from age five), Rangers or Seals (from age eight), Junior Open Water Diver (from age ten) and of course, guided diving excursions to the shallow reefs, Stingray City and the Kittiwake. Programmes range from pool sessions to ocean adventures, with kids learning about marine life, fish identification, coral reefs, underwater photography or even cruising on an underwater scooter. The following companies offer dive programmes for children ages five and up: Divetech, Wall to Wall Diving, Seahorse Diving School and Eden Rock Diving Center. In 2021, Divetech began beta testing a new PADI Junior Divemaster Programme for ages 15-17. This course involves portions of full divemaster training, with some modifications for younger divers and gives them the opportunity to undertake work experience, gain exposure to the industry and gain practical experience and knowledge. Credit from this programme can be applied towards the full divemaster credentials for up to 36 months after completing the course. Candidates for this course must have an advanced Open Water and Rescue Diver certification, completed first aid/CPR training within the past 24 months and a minimum of 20 logged dives. Certified Divers Shore diving is a very popular weekend

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DIVING

Respecting the Reef As the Islands’ greatest natural resource, home to nearly all of our gorgeous fish, and our protection in the case of any natural disaster, it is essential that coral reefs are preserved and treated with respect. Divers can responsibly explore the spectacular reefs by following these small steps:

oxide, when you are in the water. Reeffriendly sunscreens can be purchased from Foster’s, Kirk Market and Le Visage.

pursuit. Don Fosters, Divetech, Eden Rock Diving Center and Sunset House are some of the oldest dive resorts on the Island and all boast great shore diving. As a certified diver you can also go on boat excursions. For many, the main reason to dive in Cayman is to explore the beautiful walls and drop-offs. You will soon have your own favourite sites and your conversations will turn to North West Point, Tarpon Alley, Great House Wall, Orange Canyon and coral covered passages, where you’ll see eagle rays, horseeyed jacks and hawksbill turtles.

DIVING

Dive Trips Before long, you will be taking two-tank (two dive locations) trips to explore the renowned beauty of the West Wall, which runs parallel to Seven Mile Beach, the breath-taking North Wall, and East End, where the scenery is some of the most dramatic. Generally, dive boats will leave early and get you home for lunch, however there are afternoon trips as well. The first dive is usually one of the wall dives. Experienced divers will have the opportunity to explore with a guide or their dive buddy. The best thing about guided dives is that the instructors know where they are going and will show you the best a particular site has to offer, as well as the critters. After a short surface interval, you will be on a second dive on one of Cayman’s shallow reefs or wrecks. By exploring the nooks and crannies, you see a host of amazing creatures including lobsters, eels, soft coral, sea anemones and more. In shallower waters, the colours will amaze you and are more vibrant due to the increased level of light. Sunset House provides great shore diving and boat dives, as does Divetech. Divetech’s mini-wall is a must see, as is the sunken 13ft sculpture of Guardian of the Reef which is half warrior and half seahorse. You should also head out to visit Ocean Frontiers in East End to experience dramatic wall dives and caverns. Finally, Eden Rock Diving Center offers easy access to Eden Rock and Devil’s Grotto. Once you have caught the 452

CAYMANRESIDENT 2022

dive bug, head over to the Sister Islands, known as the diving gem of the Caribbean, for a few days of diving some of Cayman’s pristine dive sites – just a 30 minute flight away. You will not be disappointed with Bloody Bay Wall in Little Cayman, with its beautiful drop-offs, corals and marine life. Finally, Cayman Brac is famous for the Wreck of MV Captain Keith Tibbetts, an interesting and very popular dive site. ADVANCED DIVING Advanced Diving Courses After completing your open water certification, you may want to complete further courses to build on your experience. The Advanced course introduces you to deep diving, navigation diving, plus three other specialty dives in areas that interest you. The very little classroom study required for the course can also be done online, with the remainder of the course completed in the water. Various other advanced courses include: underwater photography/videography, search and recovery, stingray interaction, reef awareness, wreck diving, scooters, buoyancy, technical applications and the popular Enriched Air (Nitrox) course. Technical Diving Technical dives are conducted beyond the 130ft depth limit for recreational diving, they require a decompression stop and occur beyond the light zone or in an overhead environment. This type of advanced, extended-range diving requires a commitment to safe, responsible, selfdisciplined diving. If you are truly adventurous, you can learn to use Rebreathers (devices originally designed by the military that emit no bubbles or noise), mixed gases or certain techniques for extended-range diving. Rebreather diving (Closed Circuit Rebreathers/CCR) allows you to massively extend your dive time. You could spend three hours at 100ft and, as there are no bubbles, you’ll get up closer to the marine life. Nitrox, Advanced Nitrox, Normoxic Trimix, Trimix and Advanced Trimix

courses enable divers to safely explore greater depths. This allows divers to dive to the same depths as normal scuba divers, but for a longer bottom time. It also provides an extra margin of safety as it reduces the amount of nitrogen being absorbed by your body. A Nitrox course usually costs CI$150 and one-tank of Nitrox will only cost about CI$10 more than a regular tank of air. If you like diving within 100ft-150ft, Advanced Nitrox enables you to stay safely at these depths for about 45 minutes instead of the usual 10-20 minutes. Normoxic/Non-Hypoxic Training takes divers to the 200ft range, reducing oxygen content to about 18% and adding helium to buffer the effects of narcosis. For those wishing to go deeper (330ft+), Advanced Trimix, Expedition and Rebreather courses, and try-dives are offered by Divetech. You may even wish to turn your passion for diving into a career by becoming a Divemaster. Divemaster training develops your skills to a professional level. You’ll work alongside full-time instructors and you get paid too! FREE DIVING Free diving is a form of underwater diving that relies on a diver’s breath instead of breathing apparatus. Being without equipment allows you to interact with marine life while strengthening your lungs and toning your muscles. Currently, free diving courses are only offered at Divetech (Tel: (345) 946 5658) and Ambassador Divers (Tel: (345) 916 1064). These courses vary from half-day experiences to a full certification course. Divetech's Experience Programme is designed for snorkelers who would like to increase their capabilities in the water. Ambassador Divers offers a PFI 20m/66ft class. Both courses include basic classroom lessons, followed by shallow water/pool skills and then open water free diving. For those wanting to pursue free diving more seriously, there is the PADI Free Diver (two days), PADI Advanced Free

Diver (two days), and the SSI Free Diving Certification. Level One teaches you the proper knowledge to participate in free diving depths of 60ft, as well as develop the skills necessary to train your body to be more efficient with breath-holding, respiration and muscle flexibility. Level Two will teach you the skills to participate in free diving to depths of 98ft. It will also teach you dynamic free diving to 180ft and a static breath-hold for two and a half minutes.

Ocean Frontiers Ltd. 344 Austin Conolly Drive, East End Tel: (345) 640 7500 www.oceanfrontiers.com A PADI five star dive centre offering all levels of courses from try-dives to instructor. Their East End two-tank, Wall and Reef boat dives as well as their signature dive trips, UV glow night dives, three tank safari and Kittiwake Wreck dive are

wanting to capture it in photographs. The Island offers an opportunity to learn all types of underwater photography, videography and digital image and video editing. Private and semi-private classes are available. Serious dive-certified photographers also have the option of completing their PADI Digital Photography and PADI Videography certifications.

extremely popular. They have a great on-site restaurant and hotel. They also offer a five-day

Cathy Church’s Underwater Photo Centre

Summer Marine Camp. The camp is suitable for

Sunset House, South Church Street Tel: (345) 949 7415 or www.cathychurch.com

are geared into two age groups, ages 8-11

Cathy Church’s offers individual or small group

Ambassador Divers

and ages 12 years and over. This program is

underwater photography lessons for all levels

Palm Heights Resort, Seven Mile Beach

designed and run by a qualified marine biologist,

and cameras. You can choose to learn with

Tel: (345) 916 1064

and supervised by experienced dive masters

either Cathy or a staff member, the date and

www.ambassadordivers.com

who are trained and certified in CPR/First Aid

time, the duration and whether you want to

A small dive operator, with a PADI five star IDC

and Rescue. Participants must be able to swim,

include a dive from shore. They also offer a free

rating. They’ll introduce you to their favourite

be comfortable in the ocean, and have their own

mini-lesson with underwater camera rental and

sites including wrecks, reefs and spectacular

dive mask and snorkel. All other equipment will

a set-up lesson with purchase. SE E AD T H I S PAG E

wall dives. They’ll also visit dive sites suitable for

be provided.

AN D PAG E S 197 & 391

families and new divers, as well more thrilling sites for the experienced diver.

THE

snorkelers and scuba divers, and participants

LOCAL DIVE OPERATORS

Tell them you saw it in the

Sunset Divers at Sunset House Hotel 390 South Church Street, South Sound Tel: (345) 946 6789

North Church St, George Town

Email: diveshop@sunsethouse.com

Tel: (345) 916 1293

Offers discounted resident courses, equipment

Email: info@deepbluediverscayman.com

rental, shore and boat diving.

Cayman Diving

Seahorse Diving School

North Church St, George Town

Tel: (345) 328 2778

Tel: (345) 916 8487

Fulvio and Sonia teach various diving courses

PADI Courses, two-tank diving, and snorkelling.

for children and teenagers.

Divetech

Tortuga Divers

Lighthouse Point, West Bay

2289 Queen's Highway, East End

Tel: (345) 946 5658

Tel: (345) 947 2097

www.divetech.com

Offers two-tank morning dives and one-tank

Offers daily two-tank boat trips, shore diving,

afternoon dives.

DIVING

Deep Blue Divers

T H E P H OTO E X P E RTS I N C AY M A N S I N C E 1 9 7 8

RENTALS

SALES

GALLERY

LEARN UNDERWATER PHOTOGRAPHY

from Cathy and our talented staﬀ at the worlds largest underwater photo school

night diving, trips to the USS Kittiwake and Stingray City.

Wall to Wall Diving Lobster Pot Dive Center, 245 N Church St, GT

Eden Rock Diving Centre

Tel: (345) 916 6408

124 South Church Street, George Town

Offers PADI courses and dive trips on their two

Tel: (345) 949 7243

large, custom–built 36ft and 32ft boats. They

Eden Rock offers fantastic shore diving and

take a maximum of eight divers per boat.

CAMERA & VIDEO RENTALS

Try underwater photography by rennng! All rentals come with a FREE mini lesson All sales include a free setup class

snorkelling just a short swim from the shore. Explore a maze of caves and tunnels just a few feet below the surface. Equipment rental/sales and instruction available.

AT SUNSET HOUSE HOTEL

South Church Street 1 mile south of George Town

Underwater Photography Lessons Given the incredible beauty of Cayman’s underwater world, many find themselves

(3455 94997415

www.cathychurch.com cathy@cathychurch.com

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Travel Photos courtesy of Guy Waller, Jane Moon and Julian Dalton

An overview on ideal destinations for weekend getaways or multi-day breaks. Destinations include the Sister Islands, Cuba, Jamaica, Florida, other Caribbean Islands and places in the United States.

T R AV E L

Local Weekend Destinations 455 - Grand Cayman 455 - The Sister Islands 456 - Cayman Brac 456 - Little Cayman 456

454

Off-Island Destinations - Caribbean - Central America - United States of America

458 458 459 459

Travel Assistance & Airlines - Travel Agents & Airlines - Travel Insurance

459 459 459

CAYMANRESIDENT 2022

he Cayman Island’s Government has unveiled a five-phase reopening plan for Cayman’s borders which will allow for less restricted movement in and out of the Island to select locations on chartered repatriation and some commercial flights. While transition through the phases remains dependent on the local and international COVID-19 climate, the plan put forward target dates for a return of tourism and general easing of restrictions. For more information, visit www.caymanresident.com or www.exploregov.ky. Despite the projected border reopening schedule, it remains unclear when the Government will open the borders to commercial travel. Similarly, countries around the world are all responding to the pandemic with their own travel and border restrictions and may restrict travel, both inbound and/or outbound, without any advance notice. Repatriation flights are regularly announced by the CI Government. Cayman Airways, our national carrier, has also confirmed flights to Miami, Jamaica and Honduras for repatriation purposes. British Airways also provides airbridge flights to and from Cayman and the UK. The hope is that eventually the destinations that were once easily accessible from Cayman’s Owen Robert’s International Airport, such as Cuba and New York, will once again become part of the Island’s flight schedule. However, until then, locals and residents have been taking advantage of the incredible holiday destination right on their doorsteps. Staycations have grown in popularity and there are a variety of options available across Grand Cayman and the Sister Islands which appeal to all budgets and tastes and allow you to

fully enjoy everything the Cayman Islands’ diverse, local culture has to offer. LOCAL WEEKEND DESTINATIONS

GRAND CAYMAN While Cayman’s borders remain closed indefinitely, take advantage of the option to enjoy a relaxing getaway on-Island. Avoid the expense of airfares and quarantine rentals by staying at one of the local resorts or by renting a private beach house. Now is the best time to truly appreciate the traditional serenity of vacationing in Cayman.

need for your vacation experience, including

food and drinks on the beach!

A/C, WiFi access, SMART TV and local phone. Kimpton Seafire Resort + Spa Encompass Luxury Rentals

60 Tanager Way, Off West Bay Road, SMB

Tel: (345) 326 4562

Tel: (345) 746 0000

Email: tkline@encompasscayman.com

www.seafireresortandspa.com The Kimpton Seafire Resort + Spa is a

Grand Cayman Villas & Condos

contemporary paradise elevated 24ft above

Tel: (345) 946 9524

sea level which features panoramic ocean

Email: reservations@grandcaymanvillas.net

views, a three part infinity pool, a full-service

Offers over 75 villas and 150 condos, plus a

spa and three restaurants.

concierge service called Silver Thatch Guest Services located on Frank Sound Road.

Wyndham Reef Resort 2221 Queens Highway, East End

Staycation - Condo & Villa Rentals For a comprehensive guide to staycations in the Cayman Islands, visit the Cayman Resident website (www.caymanresident. com) for our staycations search tool. Browse through 90+ featured properties and deals, including beachfront villas, private condos and even hotels and resorts. The following rental agents can also help you secure staycation accommodation.

Ocean Paradise

Tel: (345) 640 3100

1234 Rum Point Road, North Side

A family-friendly resort located on the beach

Tel: (345) 924 9249 or (345) 925 3101

and a popular staycation spot for residents. Dip

Offers five luxury homes on the beach.

into the crystal clear waters, one of the multiple pools available or relax in the spa. Guests

The Cottages

can also enjoy tennis, eat at one of their two

Tel: (345) 916 4894

restaurants or the café.

Email: stay@thecottagescayman.com

Staycation - Hotels A weekend at one of Grand Cayman’s hotels can feel like a luxury getaway. The Marriott Beach Resort, The Ritz-Carlton, Kimpton Seafire Resort + Spa and The Westin all offer regular resident discounts throughout the year. During Cayman’s border closure, the majority of hotels on-Island slashed their rates even further to attract locals. As tourism suffers worldwide, supporting Cayman’s own leisure industry wherever possible is highly encouraged and very important. Caribbean Club 871 West Bay Road, Seven Mile Beach Tel: (345) 623 4500 Email: reservations@caribclub.com

Cayman Villas

www.caribclub.com

Tel: (345) 945 4144 or www.caymanvillas.com

The location, in the heart of the famous

Email: reservations@caymanvillas.com

Seven Mile Beach, speaks for itself. Caribbean

Cayman Villas has over 90 beachfront condos,

Club offers suites and villas for 2-10 people

cottages and private villas in the picturesque

ranging from one bedroom to 4-bedroom

Cayman Islands! They offer a selection of

homes. Daily cleaning and a beach attendant,

beachfront condos and private villas for short

providing towels, and umbrellas are part of the

term vacation rentals as well as full concierge

relaxing, luxury hotel atmosphere. Their onsite

services to help you plan. All villas and condos

restaurant LUCA serves lunch and dinner, and

are fully equipped with everything that you

also delivers room service as well as delicious

Pet-Friendly Staycations If you are concerned about arrangements for your pets whilst you are planning a staycation, why not bring your pet with you? Turn to our Pets chapter for some petfriendly staycation options. Sights & Activities Grand Cayman is teeming with activities that allow you to enjoy all of the natural beauty the Island has to offer. The worldfamous Stingray City is an absolute mustdo for any resident or visitor to Cayman and is often described as the experience of a lifetime. Stingray City is home to several friendly Southern Stingrays that you can touch and swim with. To book a tour and make a day of it out on the water, turn to our Boating chapter. Cayman also has a thriving diving community, see our Diving chapter for more details. Cayman’s largest land-based attraction, Cayman Turtle Centre (Tel: (345) 949 3894), hosts more than 500,000 visitors each year. See turtles’ new hatchlings (when in season) right up to turtles weighing more than 500lb. Then head to the touch tanks and wading pool for a more personal experience. ( SE E AD PAG E S 410 & 422) Take a trip through history at Pedro

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Where To Stay Depending on whether you have a single weekend or an entire week to wind down, you do not always have to go overseas to get the relaxing, vacation-esque experience that you are looking for. Luckily, Cayman lends itself to being one of the most popular tourist destinations in the world, since there are so many opportunities to enjoy its pristine beaches, food and activities. Accommodation options suit all budgets and preferences, from lower-budget accommodation through Airbnb and local resort deals, to more luxury ‘staycays’ at private villas and five-star hotels.

St. James Castle, Tel: (345) 947 3329. It was

the venue for not only the decision in 1831 to form the Cayman Island’s first elected parliament but also the announcement in 1835 that slavery had ended in the British Empire. SE E AD PAG E 387 Visit the Queen Elizabeth II Botanic Park (Tel: (345) 947 9462), Cayman’s only botanical garden, opened by Queen Elizabeth II herself in 1994, and home to an incredible variety of local flora, fauna and wildlife. Or the Island’s oldest surviving public structure: The Cayman Islands National Museum, Tel: (345) 949 8368. For more information on activities and things to do in Cayman, flip to our Activities for Adults chapter.

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32 THE SISTER ISLANDS

If peace and tranquillity are what you desire, then look no further than Cayman Brac and Little Cayman. Affectionately known as the Sister Islands, Cayman Brac and Little Cayman are known for their own unique identities offering an experience very different from that of Grand Cayman. There is no ferry service between the Islands, so you’ll have to travel by air or a private boat charter. For accommodation, car rental or additional information on the Sister Islands, visit www.explorecayman. com or www.itsyourstoexplore.com.

Monday-Friday; however they do not provide transportation. Contact (345) 948 2222 for details and bookings. Small group diving can be arranged through the Brac Scuba Shack, Tel: (345) 925 3215 or email: info@bracscubashack.com. If you need a rest after all that activity, then The Beach Spa offers a range of spa treatments and can come to your hotel or home. Call (345) 925 2772 or email: info@bracbeachspa.com. Rock Iguana Ltd. is the first rock climbing and adventure tourism company in the Cayman Islands. They offer rock climbing and rappelling tours suitable for all levels of skill. Call (345) 936 2722 or email: info@ climb.ky. Where To Stay There are a variety of places to stay, most offering special room and diving rates for residents. Brac Caribbean Beach Village www.braccaribbean.ky Offers two-bedroom oceanfront condos. Carib Sands Beach Resort www.caribsands.com Carib Sands offers one, two and threebedroom condos. Cayman Brac Beach Resort

CAYMAN BRAC The Brac, which is Gaelic for bluff, is known for its charm, friendliness and its dramatic scenery. A haven for a multitude of bird species, Cayman Brac has a parrot reserve created by the National Trust of the Cayman Islands. It also boasts the Cayman Islands’ oldest museum and the highest elevation of the three Islands at 152ft high.

www.caymanbracbeachresort.com Located on the beachfront, the resort caters largely to divers but has special non-diver rates for residents generally available within 30 days

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CAYMANRESIDENT 2022

LITTLE CAYMAN Little Cayman is the smallest and least developed of the three Islands. A nature lover’s dream, the Island consists of 10 square miles of unspoiled surroundings, including more than a dozen secluded beaches, numerous lagoons and tropical forests strewn with orchids. Today, the Island is most commonly known in the diving community as the “Mecca of the Caribbean”. Bloody Bay Marine Park draws the majority of visitors to the Island and most of the resorts have their own dive centres. Visitors also come to enjoy the privacy as well as the quiet and timeless beauty of the Island’s unspoiled natural splendour. Venture to the remote Point of Sand for a private swim or snorkel and row out to the tiny, deserted Owen Island to enjoy nature in its most pristine form. Rent a scooter, which some Little Cayman experts say is the best way to see the Island’s charm and ride out to the quaint Island-style drink stand on the eastern end.

of your desired stay. Their restaurant is open

Ocean front condos with bluff to sea views.

Sights & Activities From bird watching, bicycling, beach picnics and sun bathing to exploring, diving, fishing and observing the enormous Sister Island rock iguanas, there are a lot of things to do on such a small island. To unwind, contact The Little Cayman Spa at Little Cayman Beach Resort on (345) 948 1033 for spa treatments and a wide range of spa offerings.

How To Get Around Every resort offers free bicycles which can be used whenever you want, however, it

How To Get Around To hire a car, contact Little Cayman Car Rentals at (345) 948 1000. For scooter

Tuesday, Thursday, and Saturday evenings. Le Soleil D’Or www.lesoleildor.com Offers beautiful beach cottages with farm-to-

Sights & Activities Explore the Cayman Brac Museum, the Cayman Brac Heritage House, the parrot reserve, the wreck of the Captain Keith Tibbetts, the caves and the bluff or go fishing or bicycling. For a more in-depth expedition, free guided tours of the Island are offered by the District Administration with trained local guides. Tours are available

is quite nice to spend a day or two really exploring. Options for car hire include: B&S Motor Ventures (Tel: (345) 948 1646), C.B. Rent-A-Car (Tel: (345) 948 2424) or Four D’s (Tel: (345) 948 1599). For car rentals, you need to be 25 years or older and have a valid driver’s licence. Scooters can be rented from Electra Mobility Scooters (www.electra.ky). For scooter rentals, you need to be 17 years or older.

table room service. Kings Point www.kingspointcayman.com

rental, call Scooten! Scooters! at (345) 916 4971 or visit www.scootenscooters. com. Scooten! Scooters! are only open November through June. You need to have a valid driver’s licence and be 22 years or older to rent a vehicle or 18 years or older to rent a scooter. Where To Stay Cayman Villas www.caymanvillas.com Cayman Villas offers a selection of beachfront condos and private villas for short term vacation rentals. Many of the villas come with great amenities, and some include bicycles and/or kayaks and paddleboards.

Little Cayman Beach Resort www.littlecayman.com With 12 ocean front rooms and 28 pool view rooms, the Little Cayman Beach Resort can host both diving enthusiasts and non-divers. Paradise Villas

T R AV E L

Tel: (345) 948 0001 Email: reservations@paradisevillas.com 12 ocean front villas near the airstrip, Hungry Iguana restaurant on site, and diving offered with Conch Club Divers. Pirates Point Resort Tel: (345) 948 1010 Email: info@piratespointresort.com All-inclusive dive resort with an award winning restaurant. Over 30 years excelling in great service. Dive in small, guided groups with unlimited bottom times. Southern Cross Club Tel: (345) 948 1099 www.southerncrossclub.com 14 beachfront cottages. The resident rate includes three meals a day, airport transfers, gratuity, diving and use of the resort’s facilities and kayaks, paddleboards and bikes. OFF-ISLAND DESTINATIONS

Until off-Island travel resumes, it is difficult to say what international travel will look like. Globally, many countries have their own travel and border restrictions in place 458

CAYMANRESIDENT 2022

controlling inbound and outbound travel. A progress assessment will be carried out in January 2022 and pending the local and global COVID-19 climate, there will be a further relaxing of restrictions – no PCR testing and quarantine requirements – and a reopening to cruise tourism. However, this is also dependent on the percentage of the population that has been fully vaccinated. A target ratio of 80% may be necessary to achieve herd immunity. In September of 2021, it was announced that phase four of the Cayman Islands border reopening plan would be delayed until early 2022. For an indefinite period, all returning travellers, despite vaccination status, must still request permission to travel inbound via TravelCayman. All travellers must provide a negative upper-airway PCR test taken 72-hours prearrival; and, if unvaccinated, quarantine for a minimum of 14 days, either at home or at a government-led facility, and will only be released upon receiving a negative PCR COVID-19 test result. GPS tracking is required for all travellers quarantining, therefore all travellers who are quarantining at home or in a non-government facility will be equipped with track-and-trace Geofencing monitoring technology. Please keep in mind that you are not allowed to have any visitors whilst in quarantine. Anyone found to be breaching these conditions may be subject to a fine and imprisonment. Also note that unvaccinated children (over the age of 5) returning from international travel are required to take a PCR test before returning to school. As of July 2021, Government sponsored quarantine is only available to persons who have travelled for essential purposes. Nonessential travellers will have to fund their own isolation accommodation period. The following destinations are now open for travellers, however please note that connecting flights from Cayman may be required. To stay up to date with the latest information on Cayman’s borders, please check www.exploregov.ky or www.caymanresident.com. We always recommend arranging trips through a local

travel agent as they will have the most reliable and up-to-date information and can help with planning. CARIBBEAN Havana, Cuba Havana has been preserved as a 1960s time capsule with American classic cars and Spanish-style architecture. Music and dance are a big part of Cuban culture. Cuba is also famous for their art, prestigious opera and school of ballet. Old Havana is fascinating with its historic buildings, museums, churches and Plaza Vieja, which was once the site of executions, processions, bullfights and fiestas. Handmade art can be found at the famous art market, Centro Cultural Almacenes de San Jose. Other sites to explore include: El Morro, Museo Nacional de Bellas Artes de Cuba and the Catedral de San Cristobal de la Habana. Hiring a guide to take you around Havana is a great idea to get in-depth knowledge of the city. Visit www.cubacareotours.com. Cuba has plenty of top quality restaurants such as Café del Oriente and privately run restaurants, known as Paladars. Other great spots include La Guarida and Café Laurent. Popular drinking establishments include famed author Ernest Hemingway’s favourite haunts, La Bodeguita del Medio and El Floridita. If you fancy some entertainment, book a cabaret show at the Tropicana or take in a flamenco show at Meson de la Flotta. Jamaica Jamaica: the land of lush rainforests, Red Stripe, reggae and reefs. To the west lies the town of Negril, famed for its diving and snorkelling sites, shallow bays and aquamarine waters. On the north coast, all-inclusive resorts, with British-colonial architecture, line the beaches of Montego Bay. Montego Bay’s vibrant nightlife appeals to those looking to socialise, while its tranquil waters, great diving scenery and serene resort– lined beaches attract those seeking to unwind. There is also a variety of Jamaican handicrafts and artwork at the open-air

craft market on Harbour Street. Sights and activities include the Rose Hall Estate, horse riding, river rafting, zipline canopy tours, golf and Dunn’s River Falls. On the south east, in Kingston, Jamaica’s capital, sits the Blue Mountains. This UNESCO World Heritage Site is often covered in mist, giving them a bluish colour which is how they got their name. The highest peak is 2,256m and you can take the seven-mile hike to the summit. These mountains offer spectacular views and hiking trails and are home to many plants, birds and the famous Blue Mountain Coffee Plantation. We recommend staying at the Strawberry Hill Luxury Resort (www. strawberryhillhotel.com). Perched 3,100 feet on a mountain top, the property features 13 Georgian-styled rooms and cottages.

Costa Rica This small country is a nature and adventure lover’s paradise with mountains, volcanoes, waterfalls, rainforests and winding rivers. Visit the most picturesque waterfall in Costa Rica, the Llanos de Cortés, or white water rafting in the Turrialba area. Hardcore surfers also flock to the Pacific coast for great waves.

TRAVEL ASSISTANCE

TRAVEL AGENTS & AIRLINES Cayman Airways Corporate Office: (345) 949 8200 Reservations: (345) 949 2311 www.caymanairways.com

Miami, Florida There is lots to do in Miami! Fantastic designer clothing can be found at Bal Harbour, Merrick Park, Lincoln Road Mall or Aventura Mall – all are about 30 minutes from downtown Miami. Dolphin Mall and Sawgrass Mills, about an hour drive from Miami, are great for bargain shopping. Don’t miss out on the walking tours of MiMo (Miami Modern) or the Art Deco architecture. For the little ones, visit Crandon Beach Park, Jungle Island, the Miami Children’s Museum, or the Miami Seaquarium. For an off-the-beaten-track adventure, visit the Everglades and the Alligator Farm.

Cayman Travel Services Ltd.

New York New York is a great option for a quick getaway with a different atmosphere. Popular attractions include Times Square, Central Park, the Statue of Liberty, Coney Island and the Empire State Building.

insurance that covers the individual trip as

New Orleans, Louisiana Known for its energetic nightlife, vibrant live music scene, and amazing creole cuisine, New Orleans is perfect for everyone – from avid history lovers and Ghost busters to music lovers and revellers. Popular attractions include the Mississippi river, Carousel Gardens Amusement Park and The French quarter – Bourbon Street, St. Louis Cathedral, LaLaurie Mansion and Café Du Monde to name a few.

203 Alissta Towers, North Sound Road, GT

Chicago, Illinois Visit the windy city of Chicago. Chicago is famous for their hot dogs, deep dish pizza, jazz music, amazing architecture and skyline. Top sights include: the Cloud Gate sculpture (The Bean), the Crown Fountain, the Navy Pier and Millennium Park.

international travel medical insurance products.

Tel: (345) 949 5400 www.caymantravel.ky Specialises in corporate and leisure travel. Travel Pros Tel: (345) 949 8182 Email: info@travelproscayman.com Offers corporate, individual and group bookings, cruises, visa applications, tours and car rentals.

TRAVEL INSURANCE CG BritCay BritCay House, 236 Eastern Avenue, GT Tel: (345) 949 8699 Email: property_ky@cgcoralisle.com CG

BritCay

offers

cost-effective

travel

well as convenient annual policies. CG BritCay delivers both professional and personalised services to protect your livelihood and lifestyle. SE E AD PAG E 147

Caribbean Alliance Insurance Tel: (345) 949 9744 Email: aleisha.lalor@caribbeanalliance.com www.caribbeanalliance.com Travel policy plans include medical expenses, personal accident and lost baggage. Other products include: Home, Contents, Motor, Liability, Business and Marine. SE E AD PAG E 144 Cayman Travel Services Ltd. Tel: (345) 949 5400 They

offer

comprehensive

range

Travel Pros Tel: (345) 949 8182 Email: info@travelproscayman.com Their travel insurance policies cover medical costs, emergency evacuation and more.

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T R AV E L

CENTRAL AMERICA Honduras Known as the centrepiece of Central America, Honduras is a vibrant country with clear turquoise waters, beautiful beaches, lush jungles and breathtaking mountains. Tour the ancient Mayan ruins of Copan, a UNESCO world heritage site, and enjoy scuba diving, white water rafting, zip lining, bird watching and mountain treks. Accommodation options range from boutique hotels to eco-lodgings and yoga retreats. The Bay Islands are also incredible. Utila is renowned for year-round sightings of Whale Sharks and Roatán is well known for its pristine beaches, world-class dive sites and rich marine life.

USA Orlando, Florida Orlando is known as the capital of theme parks around the world featuring SeaWorld, Epcot, and Universal Studios. There are also numerous waterparks. Accommodation is spacious and affordable.

2022 Index 1503 Property Group 161, 177 3 Girls & A Kiln 198, 372, 416, 417, 427 3T MRI Cayman 302, 303

INDEX

A & E (Accident and Emergency) 306 A. L. Thompson’s 182, 203, 206, 238, 239, 240, 241, 243, 244 AAA Caregivers 212, 397 Abernethy & Associates 261, 262 Accounting & auditing firms 69-70 Acumen Group 90 Advanced diving 452 Advertising agencies 75 Affinity Recruitment Ltd 85, 90, 113 Agricultural Show 34 Air cargo 96 Air conditioning 172, 180 Air conditioning cleaning 181 Aircraft registration 46 Alcohol 98, 219, 383 Alternative medicine 328 Aluminium recycling 185-186, 224 AMB Construction Ltd 260, 261 Animal abuse 408 Antenatal care 316-317, 393 Antiques 197 Aon Risk Solutions 142, 144, 293, 296 Appleby 71, 168, 170 Appliance repair 182 Architects 257-259 Art classes 372, 416, 427 Art galleries 197-198 Art supplies 198 Ashley Furniture 205, 206, 233, 240 Asset management 47-50 Athletics 422 Atlantic Kids & Atlantic 200, 201, 210, 211, 396, 400 Avalon Marine 283, 289 Avata Property Services Ltd 171, 174 Azure Realty 163, 175

B aby & Toddler equipment 400 Babysitters & nannies 212, 397

C adet corps 427 Cafés 376

Baker Tilly 69 Bakeries 376 Balboa (Wreck of) 449 Ballet 423, 441-442 Banana boat rides 416, 419 Banking - Business 38, 74-75 Banking - Personal 130-132 Banns of Marriage 385-386 Baptist Health International 301 Baraud 78, 79, 90, 113 Baraud Development 7, 175 Barcadere Marina 285, 287 Bars 378-379 Basketball 421, 423, 441 Bat Removal/Conservation 189 Batabano Carnival 34, 414, 434 Bay Market Cafe 380 Baysyde Biz 78, 216 BCQS - Rentals 179 BCQS International 261, 172, 259 BDCL Architects 257, 259 Beauty products 198-200 Beauty salons 213-214 Bedell Cristin 40, 71, 107, 113, 120, 170 Bedside Manor 201, 204, 206, 208, 395, 400 Beer 382 Behavioral Health Associates 322, 324 Berman Fisher 74, 76 Bicycle repairs 213 Bicycles 200, 277, 411 Birds (Importing captive) 403 Bistros 376 Bitcoin/Cryptocurrency 42, 56, 431 Blacktower Financial Management Ltd 48, 58 Blocks & insulated concrete forms 226, 255, 256 460

CAYMANRESIDENT 2022

Blue Point Consultants 92, 172, 173, 261 Blue Water Piano 208, 373 Boarding schools 356-361 Boat fuel 285-286 Boat insurance and licensing fees 283 Boat maintenance 283-285 Boat rentals and leasing 286 Boat security 282 Boat tours 286, 418 Boating - Areas 280-281 Boating - Buying a boat 283 Boating rules 289 Boats and hurricanes 282 Bodden Funeral Services 129 Boddens 71, 170 Bogle Insurance 145 Bon Vivant 182, 206, 248, 384, 427 Bonfires 34 Book clubs 430, 433 Bookkeeping services 76 Books & stationery 200 Boot camps 441 Botanic Park 165, 387, 388, 410, 419 Bould Consulting 172 Bowling 420, 426, 441 Breast pumps 398 Briat Insurance 74, 76, 145 Bridal gifts 387-388 Brokerage Services 50 Brunch 384 Building a green home 226 Building a home 246-262 Building options 250-257 Building professionals 257-262 Building supplies 201 Bump To Baby (The) 203, 208, 396, 400 Business - Establishing 60-67 Business hours 35 Butterfield Bank 48, 61, 131, 132 Buying a new car 272-273 Buying a used car 273-274 Buying in bulk 382

Cali (Wreck of) 449 Camana Bay 158-160 Cameras & photographic equipment 201 Campbells Attorneys 70, 72, 170 Camping 34 Captive insurance 44 Car cleaning/wash 276 Car dealers (New & Used) 272-273 Car insurance 269 Car maintenance 274-275 Cardiology 307-308 Carers - elderly 124 Carey Olsen 48, 51, 70, 72 Caribbean Alliance Insurance 144, 146, 459 Caribbean Club 77, 214, 388, 455 Caring Hands 124, 314 Carrie Lee (Wreck of) 450 Catboat Regattas 33 Catering 384 Cathy Church’s Photo Centre 197, 201, 217, 372, 390, 391, 417, 453 Cayman ABA 324, 325, 362 Cayman Airways 96, 391, 403, 459 Cayman Animal Hospital 404 Cayman Brac 456 Cayman Brain & Spine 316 Cayman Canine Training 407 Cayman Clinic 302, 304, 320 Cayman Doctors 322 Cayman Family Law 120, 126 Cayman Fertility Centre 313, 395 Cayman Finance 46 Cayman First 145, 146, 296

Cayman Growers 188, 209, 244 Cayman Hand Centre 314, 318 Cayman Hearing Center 328, 329 Cayman Insurance Centre 144, 146, 296 Cayman International School 344, 346, 351, 352 Cayman Islands Brewery 381, 382 Cayman Islands Customs Agency (CICA) 95, 96, 211 Cayman Islands Department of Tourism (DOT) 457 Cayman Islands Health Services 297 Cayman Islands Hospital (HSA) 297, 394, 396 Cayman Islands Institute of Professional Accountants (CIIPA) 66, 69, 370, 371 Cayman Islands Marathon 444, 445 Cayman Islands National Museum 197, 412, 420 Cayman Islands Sailing Club 287, 368, 415, 416, 425 Cayman Islands Stock Exchange (CSX) 46 Cayman Learning Centre 352, 353, 363 Cayman Management Ltd 70, 74, 75 Cayman National Bank 48, 57, 132, 133 Cayman Orthopaedic Group 318, 319, 320 Cayman Pet Paradise 407, 408 Cayman Physiotherapy Ltd 328, 330, 332, 333, 441 Cayman Prep & High School 353 Cayman Registrar of Companies 62 Cayman Rehab Services 308, 332, 333, 334 Cayman Rugby Club 425, 445 Cayman Spine 315, 329 Cayman Theraplay Ltd 331, 334, 335, 362 Cayman Trench 31 Cayman Turtle Centre 388, 410, 421, 422, 455 Caymanian culture 33-35 Caymanian passports 114 Caymanian Status 111 Caymanite 31-32 Cell phones 134-136, 266 Cemeteries 128-129 Centre Island Properties Ltd 178, 179 Century 21 - Amber Yates 162, 175 CG BritCay 76, 145, 147, 269, 283, 295, 459 Chalmers Gibbs Architects Ltd 236, 256, 257 Charterland 172, 174, 261 Chatterbox 324, 334, 362, 363, 400 Childbirth classes 396 Children and car seats 265 Children’s Clinic & Family Practice 298, 398, 306, 321 Children’s dentistry 311-312 Chiropractors 329-330 Christmas 35 Christopher Columbus 29 Churches 438-439 CI Monetary Authority (CIMA) 38 CIBC FirstCaribbean International Bank 48, 54, 132 Cigar bars 379 Cinema 413 CINICO 143, 145, 295, 296 CIREBA 154 Civil partnerships 386-387 Climate 35 Clongowes Wood College 360 Clothes (adults) 98, 202-203 Clothes (children) 201 CML Recruitment 90, 113 Coldwell Banker 151, 176 Collas Crill 70, 72, 126, 169, 170 Collateralised Loan Obligations 41 Colleges 365-368 Commercial office space 79-81 Community life 430-439 Compass Media 45, 76, 77, 216, 218 Complete Clean 79, 80, 185, 186 Computers & IT services 77-78, 203 Conch 289 Conference facilities 77 Conferences - Business 46 Construction management 250, 259 Contractors 260 Cooking classes 384, 427 Copyright protection 64 Coral nurseries 450 Coralisle Pension Services Ltd 149 CORE Energy Programme 228-229 Coronavirus/COVID-19 28, 29, 394 Corporate services 70-71

Cosmetic medicine 308 Cost of living 94 Costa Rica 459 CostWatch 185 Counselling 322-326 Courier services 218 Craft Market 197, 410 Cremation 129 Cricket 423, 441 Crighton Properties 128, 159, 176 Crossfit 423, 441 Cryptocurrency 42, 56, 431 Cuba 458 CUC 90, 138-139, 185, 228, 370 Culinary events 383-384 Cultural activities 412-414 Cultural workshops 428-429 Currency 46 Customs & traditions 33-34 Cycling 411, 441

D a Vinci Centre (The) 213, 327, 328, 329, 330, 332, 334

Ear, Nose, Throat (ENT) 320

F amily matters 116 Family photographs 399

Family Practice (The) 304, 306, 307, 327, 398 Farmers Markets 380 Felsted School 360 FG Services Limited 68, 70 Financial history 37 Financial technology 42 Finding a job 87 Firearms/Weapons 99 Fireworks 204 First aid 373 First Baptist Christian School 346, 347, 354 First Baptist Church 438 FirstCaribbean Bank (CIBC) 48, 54, 132 Fishing 288 Fitness Connection 369, 396, 426, 443, 444, 446 Flag football 424, 442 Flooring 241-242 Flora & fauna 32 Florida 459 Florists 215 Flowers Block 226, 255, 256 Flowers Bottled Water 140, 142, 222 Flowers Foam Products 226, 255, 256 Flowers Sea Swim 446 Fly tipping 190 Folk singing 34 Food & wine societies 384 Food delivery service 377 Food trucks 378 Football/Soccer 424, 426 Footsteps School 354, 364 Foreshore Corporate Services 70, 71 Foster’s - Pharmacy 336, 337 Foster’s 88, 375, 380, 381 Foundation Companies 64 FrancisGrey Attorneys 72, 73, 120 Freight consolidating & forwarders 95, 96, 211 Fresh fish (buying) 381 Full moon celebrations 384 Full Work Permit 101 Funeral homes 129 Funerals 129 Furniture 204, 206

G arden maintenance 188 Gardens 244

Gas 139 General contractors 260 General practitioners 303-306

GeoCayman 228, 229 Geology 31 George Town landfill 185, 221, 224, 276 George Town Yacht Club 280, 288, 377 Geothermal 226, 229 Girl Guides Association 429 Glass recycling 225 Golf 210, 417, 424, 442 Gourmet food 381 Government schools 342-345 Green - At home 224 Green - At work 224 Green - Building 226 Green - Cleaning products 225 Green - Community projects 229 Green - Eating and drinking 222 Grocery stores 222, 379 GT Automotive (KIA dealership) 266, 273, 275 Guardian of the Reef 452 Guns 99 Gymnastics 424 Gyms 442-443 Gynaecology & obstetrics 316, 393

H air salons 213 Hampson and Company 119, 120, 126

Harbour House Marina 283, 285 Hardware 206 Haven (c/o Security Centre) 240, 242 Health & wellness 290-337 Health Care Pharmacy 337 Health City 21, 292, 298 Health insurance 75, 93, 122, 142, 144-147 Health Services Authority 297, 394, 396 Helicopter rides 411 Hell Geological Site 410 Heritage Holdings 81, 176, 219 Hew’s Cleaning Services 79, 186 High Achievement Academy 364 High schools 343-344, 350-356 Highbury Consulting 90 History and culture test 108 History of the Cayman Islands 29-31 Hockey 424, 425, 443, 444 Home automation 204, 242-243 Home Gas 139, 140, 226 Home improvements 230-245 Home inspections & site surveys 173-174 Home schooling 364 Home security 182, 242-243 Homewares 206-208 Honduras 459 Hope Academy 324, 335, 354, 356, 362 Horseback riding 424, 444 Hospitals - Local 297-298 Hospitals - Overseas 301 HSM 65, 70, 72, 103, 113, 125, 126, 170 Hurricane supplies 193, 208 Hurricanes and pets 407 Hyde Shipping 96, 97, 99, 271 Hyperbaric oxygen therapy 330

INDEX

Dance 423, 441-442 Dart Family Park 420 Dart Real Estate Ltd 158, 160, 179 Davenport Development 2, 154 Daylight savings 35, 92 DDL Studio Ltd 172, 258, 259, 261 Dental Centre (The) 309, 311 Dentists 306-312 Department of Commerce & Investment 66 Dept. of Education Services 339, 342, 364-365 Department of Environmental Health 128, 190, 225 Dependants 86, 103-104, 339 derma Ltd 312, 313 Design (Cayman) Ltd 226, 252, 257 Design Studio 205, 207, 233, 236 Diabetes 313 Dialling codes 136 Diamond Interiors Ltd 236, 254 Diamond Properties 176, 177 Diesel 140, 286 Digicel 83, 135, 137 Dining on a budget 378 District health centres 298-301 Dive ‘365’ 450 Dive equipment 204 Dive operators 453 Divers Supply 204 Diving - Technical 452 Diving 448-453 Divorce 93, 104, 110, 117-119 DMS Broadcasting 216 Doc Polson (Wreck of) 450 Doctors 305-306 Doctors Express 304, 307, 330 Doctors Express Pharmacy 337 Doctors Hospital (The) 290, 298, 394 Dog sitting 407-408 Dog trainers 407 Dog-friendly restaurants 378 Dolphins 421 Domestic abuse 119-120 Domestic help & agencies 187, 212, 397 Domicile 115 Doors & windows 240 Dorm & Day 341, 359 Doulas 396 DP Economy Services Ltd 182, 185, 240, 243, 260 Dr. Foley’s Eye Clinic 318, 331 Dr. James Akinwunmi’s Clinic 316 Dr. O’Doherty’s Clinic 318, 331 Dr. Rommel El Madany’s Clinic 313, 314, 393 Dr. Wolfe’s Dental Centre 311, 312, 399 Drinking & driving 265 Driving licences 266 Driving tests 266 Dry cleaners 214 Duty costs - Importing a car 272 Duty on imports 97-98 Duty on wedding gifts 388

Earth Day Clean Up 229 Easter 34 Edie’s 237, 241, 242, 244 Education - Professional 368 - 371 Education 338-373 Education Connection (Hope Academy) 324, 335, 354, 356, 362 EFG Bank AG, Cayman Branch 48, 49 EisnerAmper 69 Elections 31 Electric car charging stations 274 Electric cars 272, 274 Electricians 182 Electricity 88, 185, 226 Electronic equipment 204 Elevation Health & Physiotherapy 333 Employee entitlements 75 Employee entitlements 75 Encompass Ltd 238, 250, 260, 261 Endocrinology 313 Energy storage systems 228-229 Engagement rings 387 Engel & Völkers 11, 176 ENT (otorhinolaryngology) 320 ENT in Cayman 320, 321, 328, 329 Environmental disposal fee (cars) 272 Evening sailing trips 287 Event planners 214-215 Excess baggage 96 Exporting a car 272 ezShip Cayman 211, 218

IImmigration mmigration 84-86, 100-115, 401 consultants 113

Immunisations 340, 398-399 Import duty 97 Importing a vehicle 270-272 Importing food 98 Importing pets 402-404 Independent directors 41, 73 Inheritance tax 127 Inspire Cayman Training 368, 369, 370 Institute of Cayman Islands Architects 247, 258 Insurance - Car 144-147, 269 Insurance - Contents 144 Insurance - Health 75, 122-123, 292-295 Insurance - Home 143 Insurance - Life 123, 147 Insurance Co of the West Indies (ICWI) 141, 146 Insurance providers 144-147, 295-296 Integra Healthcare 305, 306, 313, 317, 320, 321, 322, 393, 397, 398 Integrated Solid Waste Management System 221

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2022 Index Intellectual property 64, 67 Interior Design Group inside front cover, 205, 236 Interior designers 234-236 International College of the Cayman Islands 367 International Financial Planning (IFP) 48, 56 International groceries 380 International Medical Group 304, 305, 331 International packers & movers 95-96 International Realty Group Ltd (IRG) 81, 176 Internet providers/services 136 Invenio Global Search 89, 90 InvestCayman 54, 63 Investing in Cayman 47-59 Investment funds 38 Island Cleaners 214 Island Electronics Ltd 182, 183, 243 Island Heritage Insurance 146, 149, 167, 269, 283 Island Montessori 345, 347, 355 Island Smile Orthodontics 310, 311 Island Veterinary Services 404, 406 IT services 77-78, 203

Live music 380 Living expenses 94 Living.ky 12, 205, 207, 231, 236, 240, 244, 253 Local media 215-216 Local produce 222, 381 Loeb Smith 41, 72 Logic 83, 134, 136, 137, 216 LOM Offshore Financial Services 48, 53 Luxury Couture Beauty 200, 213, 389

M ail Boxes Etc 96, 211, 218 Malvern College 357, 360

Mangrove kayak tours 414, 421 Maples 72 Marinas 285-286 Marine Park regulations 289 Maritime Authority (MACI) 46 Marksons Furniture 205, 207, 236, 241 Marriage 385-391 Marsh Management Services 146, 294, 296 Martial arts 425, 444 Mastic Trail 412 Maternity clothes 208, 396 Maternity leave 396 Mattress Experts 207 Mattress Gallery 205, 206 McGrath Tonner Attorneys 69, 72, 113, 120, 170 McGrath Tonner Corporate Services 70 Mediation 117-120 Medical cannabis 330 Medical spas 333 Medical specialists 306-328 Medicals for immigration 102 Miami 459 Michael Webster - Life Insurance 123, 147, 166 Midwife births 395 Mini Warehouse 2 Ltd 219 Miracle Brokers 96, 219 Mission House 412 MJM Design Studio 236, 254, 258 Mobile phones 134-135 Money transfer services 132 Montego Bay, Jamaica 458 Montessori by the Sea 351, 355 Montessori del Sol 348, 349 Montessori School of Cayman 348 Moore & Moore Investments 23, 48 Mortgages 170 Mosaic Solutions 92, 93, 217 Mosquitoes 32, 183 Motorcycle licences 269 Motorcycle tours 411 Motorcycles 276 Moving to Cayman 91-99 Musical instruments 208, 373 My Island Dentist 309, 310

JJamaica acques Scott 379, 383 458

Jasmine 124, 127, 436 JBS Property Group 156, 176 JEC Property Consultants 172, 173, 174, 262 Jetovator 414 Jewellery 208, 387 John Doak Architecture 258, 259 JUNK 224, 225

INDEX

K ayaking 414 Keith Tibbetts (Wreck of) 450

Kennedy Gallery 198 Kennels 407-408 Key cutting/locksmiths 215 KidsAbility 325, 331, 335, 362 Kindergarten 340, 342-343, 345-356 King Pin bowling 441 King’s Sports Centre 420, 424, 426, 441, 442 Kirk Freeport 208, 388, outside back cover Kirk ISS 78 Kirk Marine 283, 284 Kirk Market 15, 380, 382 Kirk Office 76, 78, 198, 203 Kirk Pharmacy 335, 337 Kitchens 238 Kiteboarding 416, 425 Kittiwake (The) 449 Kman Vets 405 Knighthead Annuity 59 Kosher food 377 Kristina King - ERA 160, 177

L andfill site 221 Landscaping 244

N annies 187, 212, 397 National Gallery 197, 412, 427, 437

Language therapy 334, 362-363 Laser tag 417, 420 Laundry services 214 Law school 365, 367 Learning support 362 Learning support and resources 362, 363 Leasing - Commercial property 80-81 Leasing a vehicle 270 Legal services & law firms 71-73 Legal system 31 Letter of Wishes 126 Liberty Wealth 48 Libraries 429 LIFE (Literacy is For Everyone) 342, 436, 437 Lighting 206-207 Limited liability company (LLC) 63 Linens 206-207 Lionfish 289, 450 Liquor stores 382 Little Cayman 456 Little Trotters 347, 350 462

CAYMANRESIDENT 2022

National Roads Authority (NRA) 263, 265 National symbols 34 National Trust 229, 371, 384, 413, 437 Native plants & trees 32, 209, 244 Naturalisation 109, 111 NAUI 451 Navigation (marine) 281-282 Netball 425, 444 Neurology, Neurosurgery 316 New car dealers 273 New York 459 Nightclubs 379 NORCECA 423, 447 North Sound Golf Club 210, 424, 442 Notary Public 78, 216 Nova 90 Nursery schools 345-350

Oasis Medical Group 305 »

Oasis Pool & Spa 189, 190, 245 Obstetricians, Gynaecology 316, 317, 393, 395 Ocean Med 305, 316, 317 Office Supply 77, 78, 198, 203 Ogier 71, 73 Omni Cayman 76, 115 OnCourse Cayman 325 Ophthalmology 318 Optical Outlook 331 Optique 318, 332 Optometry 331-332 Organic food 222, 381 Orlando 459 Oro Verde (Wreck of) 449 Orthodontics 311 Otis Air 181, 182 Outdoor living 244 Outdoors - ALT (The) 243, 244 Overseas education 356-361 Overseas Territory 31, 37 Overseas treatment facilities 301

P addleboarding 416, 422 PADI 369, 451

Paediatric dentistry 311 Paediatricians 321-322 Painting & general maintenance 185 Palliative care 124 Palmyra Developments 59, 154 Parrots 421 Partnerships - Business 40, 62 Party rentals 214 Party supplies 209 Pasadora Family Dental Centre 309, 312, 399 Passports (Baby) 401 Passports (Pets) 404 Passports 114-115 Paternity leave 397 Pathology 302, 322 Paving and driveways 256 PearsonWise 79, 113 Pedro St. James Castle 387, 388, 409, 422 Penha Duty-Free 199, 200 Pensions 55-56, 147-149 Pensum Regenerative Medicine 326, 327, 334 Pensum Services 146, 283 Permanent Residency 106-112 Permission to Continue Working (PCW) 109 Pest control 183-185 Pestkil Ltd 184 Pet grooming & pampering 408 Pet insurance 405 Pet passports 404 Pet relocation services 404 Pet sitting 407-408 Pet-friendly staycations 408 Petrol 140 Pets - Adopting 405-406 Pets - Lost or injured 408 Pets - Ticks & fleas 406 Pets & hurricanes 407 Pharmacies 335-337 Phoenix Health Services 300, 301 Phoenix Legal 73, 121, 127 Photo processing 217 Photographers 217, 390, 399 Physiotherapy 332-333 Pictures By Shankar 217, 390 Pilates 445 Pilates Studio (The) 443, 445 Pirates 29 Pirates Week Festival 35, 414 Plants & garden centres 188-189, 209, 244-245 Plastic Free Cayman 229, 433 Playgrounds 419-420 Playgroups 400, 429 Plumbers 88, 185 Podiatry 322 Pole fitness 445 Political system 31 Pool maintenance 198 Pool Patrol 189, 190, 245

Pooley Cabinets Design Studio 234, 238 Poor Relief payments 124 Population 32 Post nuptial agreements 116 Postal services 217-218 Postnatal support 398 Power Flower 189, 209, 244 Powerhouse Gym 442,443 Precious metals 56 Prenatal classes 396 Prenuptial agreements 117 Preschool 345-350 Priced Right 201, 208, 382 Primary schools 342-343, 350-356 Printing & copying 218 Private schools 345-356 Professional training 368-373 Project managers (construction) 261 Propane gas 139-140, 226 Property Cayman 177 Property management services 174 Property market overview 150-156 Property pitfalls to avoid 172 Property valuations 171-172 Provenance Properties 153, 177 Psychology 322-326 Public holidays 33 Public transport 277 Purchasing overseas 219

Q uayside Surveyors 172 Queen Elizabeth II Botanic Park 388, 410, 419 R adio stations (local) 215 RBC Dominion Securities 50, 55

S agicor Life 123, 127, 148 Sailing 287-288, 415-416

Sailing charters 287 Savannah Pharmacy 337 School buses 265 Schools - Government 342-344 Schools 339-361 Scooters 268, 276, 456, 458 Scotts Marine 279, 282, 283 Seaboard Marine 97, 271 Security - Boat 282

T ailors 214 Taxation 38

Telephone services 134-136 Television 137-138 Television stations (local) 216 Temporary accommodation 179 Temporary Work Permit 86, 104 Tennis 426, 447 Tessa Hydes Property Management 174, 175, 177, 179 Theatre 428, 431 Thrift shops 210 Time zones 92

Tipping 378 Tips on being green 225 Tony’s Toys 270, 273, 275 Total Health 299, 302, 306, 311, 317, 331, 333, 337 Toys 211 Trade and Business Licensing 68 Tradeview Markets 50 Translation services 79 Travel 454-459 Travel agents 459 Travel insurance 459 Travers Thorp Alberga 71, 73, 117, 121, 127 Trees - Planting 188 Triathlons 427, 447 Trio Architecture 236, 251, 258, 262 Truman Bodden Law School (The) 367 Tryden Roofing 243, 257 TSC Financial Services 50, 52 Turtles & turtling 34 Tutoring 363-364

U niversity College of the Cayman Islands 366, 368 Ultimate frisbee 447 Ultrasound 302 Underwater photography lessons 453 Underwater wedding 389 Underwear 211 Uniko Eco Salon 200, 214 Universities 367-368 Upholstery cleaning 186, 243 US taxation 115 US/American citizens 114, 115 Used car dealers 273 Utilities 138-142

V ampt Motors 273, 274, 275, 276 Vanguard Risk Solutions 141, 147, 296

Vanguard School (The) 361 Vegetarian & vegan food 376 Vehicle licensing 268 Veterinarians 404-405 VHF radio 282 Vigoro Nursery 189, 209, 244 Village Montessori 350, 351 Vino Veritas 382, 383 Virtue Construction Ltd 247, 249, 260 Visas 67, 104, 105, 113, 401 Volleyball 423, 447 Voluntary organisations 435-438

INDEX

RE/MAX - Kass Coleman 155, 176 readyspaces 67, 81 Realtors - Renting 178-179 Realtors - Sales 175-177 Rebecca Davidson Photography 217, 390, 399 Recruitment agencies 90 Recycling 185, 224-225 Recycling batteries 225 Recycling locations 225 Red Cross 210, 373, 436 Regus 81, 82 Reinsurance 44 Reliable Industries 186, 187 Religious services 438-439 Relocation services 92 REM Services 175, 179 Rent costs 177-178 Rent costs 178 Rental cars 270 Renting a property 177 Residential areas 156-168 Retirement homes 124 Rhulens 81, 177 Ritch Realty 164, 179 Ritz-Carlton Golf Course (The) 442 Roadside assistance 275 Robson Construction 260, 261 Rock Gorgeous Hair 200, 213 Rocky’s Diamond Gallery 208 Roller & Inline skating 424, 425 Roofing 243, 256-257 Roundabouts 264 Rugby 425, 445 Rugs Oriental 207, 238, 242 Running 445

Security - Home 182, 242-243 Security Centre (The) 78, 183, 192, 215, 243, 282 Sedbergh School 360 Seminary 367 Service clubs 432 Seven Mile Medical 304, 305, 306, 308, 314, 331 Sewage treatment 190 Shining Stars Education Centre 349 Ship registration 46 Shipping by air 96 Shipping by sea 97 Shoes & shoe repair 210, 219 Shooting 446 Signature Cabinets 232, 238 Simply Weddings 386, 388 Sinclairs 73, 78 Sinclairs Corporate Services 71 Sister Islands 456-458 Sister Janice’s Early Learning Center 349 Site surveys 173 Smile Dental Clinic 310, 312, 399 Smith Development Ltd. 24, 154 Snorkelling 286, 416 Social clubs 430-437 Softball 422, 446 Solar power 226, 228-229 Sole trader 62 Sotheby’s International Realty 157, 175 Spas 213, 333 Spaying & neutering pets 405 Special Economic Zone 66, 105 Spinning 446 Sports & fitness 440-447 Sports clothing and equipment 210 Sports medicine 318-320 Sports Supply 210 Spray foam insulation 243 Squash 426, 446 SSH Cayman 240, 242, 261 St. Ignatius - Early Years Centre 346, 348 St. Ignatius Catholic Church 438 St. Ignatius Catholic School 355 Sta-Mar Enterprises 96 Stationery 200, 391 Staycations 408, 455 Stem cell treatments 326-327 SteppingStones 87, 90 Stingray City 410 Storm surge 192 Strand Dental Clinic (The) 309, 310, 311 Strand Medical Centre (The) 304, 308 Strata titles 171 Strategic Wealth Preservation 57 Street food 381 Structural engineers 262 Student visas 105 Styles Beauty Salon 200, 213, 214 Summer camps 429 Sunglasses 210 Supermarkets 380 Support services/groups 433-435 Surfing 416 Surveyors - Land & Quantity 261 Sustainable eating 222 Swift Auto Leasing 270 Swimming 426, 446 Swimming pools & safety 229, 245, 396 Synergy Chiropractic and Physiotherapy 330, 332, 333

W alkers (Cayman) 39, 66, 73 Warehouse space 219

Waste Management 221 Watches, jewellery & repair 208 Water Authority 141 Waterfront dining 377 Waystone 43, 71, 74 Wealth management 47-50 Web design 75 Wedding bands 387 Wedding dresses 387 Wedding organisers 388 Wedding services 385-387 Weights & measures 93 Wellness Centre (The) 323, 326 West Bay Pharmacy 336 WestPoint Inspections 171, 174, 262 Wildlife - Injured 408 Wills & probate 120, 124 Window treatments 241 Windsurfing 416 Wine 99, 382 Wine tasting & dinners 384 Women’s health 316-317, 393-397 Work permits 75, 84-86, 101-105 Wreck diving 449 Wreck of the Ten Sail 30, 37

X-ray 302 Yoga 427, 447 »

www. c a y m a n r e s i d e n t . c o m

463

2022 Last Look

People who find the Cayman Resident magazine and website really useful.

Harriet Martin

I moved to Cayman from London in April 2021 to join the busy and growing Private Capital & Trusts team at Walkers, where I assist with the establishment and structuring of private/family offices and the relocation of UHNWs to Cayman. I had not visited Cayman before I moved here and didn’t really know anyone on the Island personally so I had a lot of questions in relation to all aspects of establishing myself here, including finding a property and a car etc. I was extremely relieved to find that Cayman Resident had a wealth of information available online, and I still find myself referring to the magazine I picked up when I arrived. I have found Cayman Resident to be an invaluable resource during the lead up to my arrival and my first few months on the Island, and have no hesitation in recommending it to anyone in a similar position. Harriet is an Associate in the Private Capital and Trusts group at Walkers.

John Le Cuirot

I moved to Grand Cayman earlier this year, to join the growing team at The Security Centre. This wasn’t my first time being here in Grand Cayman, I visited back in 1985 when I was in the Royal Navy, and Seven Mile Beach area was still totally underdeveloped! My wife Karen and I first lived here in the beautiful Cayman Islands back in 2003, and I wish we had the Cayman Resident back then to help us with our move! The online version is so useful. For us this year, being able to research and plan our move whilst on the other side of the world during the COVID-19 lockdown, was much appreciated. On arrival our rental apartment had the hard copy available, and this became our go-to source of information, which I would thoroughly recommend to travellers, visitors, and new residents alike. John Le Cuirot is the Director of Sales and Marketing at The Security Centre.

Christyna Bouliane L A S T LO O K

My husband and I met working here in Cayman just over 10 years ago. We left Island to start our family and to no surprise decided to come back in Fall of 2020. I remembered Cayman Resident from when we were here previously and looked it up online. Let me just say it did not disappoint! It was a fantastic guide for us as we planned our move back, which by the way is a whole new game with kids and pets this time round. Everything we needed to know, all in one place. Christyna Bouliane is an Operations Supervisor at Baraud Development Ltd.

Laura Oseland

I arrived on Island in June 2021 during the COVID-19 pandemic and the Cayman Resident was my one-stop shop for everything I needed to know about life on the Island from the work permit process to obtaining a driving licence. The Cayman Resident is an invaluable source of information and I don’t know whether I would have settled into the Cayman Islands way of life so quickly without it and my friendly, helpful colleagues at Collas Crill. Making such a significant career move, it was comforting to know that the gorgeous photos of the Island on the Cayman Resident website live up to reality and that the financial services sector is thriving here in the Cayman Islands. The Cayman Resident is on my book shelf and will be my go-to source of information regarding my exploration of the Cayman Islands. Thank you for providing such comprehensive information that’s easily digestible. Laura Oseland is an Associate in the Corporate, Finance and Funds team at Collas Crill.

Bryce Doran

I made the exciting move to the Cayman Islands in November 2020 in the midst of the COVID-19 pandemic. Prior to making the move I knew very little about actually living on the Island and was aware I would face the many difficulties of travelling in the pandemic. Cayman Resident provided me with comprehensive information both prior to my departure and on my arrival to the Island, including the various COVID-19 travel and quarantine requirements, basic living, health and wellbeing, real estate and leisure activities. In my experience, if you need to know anything Cayman, Cayman Resident has the answer. Bryce Doran is a Senior Accountant at Grant Thornton Specialist Services.

Najet Byrne

We moved to the Cayman Islands at the end of August 2020. After many years spent teaching in a boarding school in the UK, I thought that it would be great to teach abroad and discover a new culture. Being originally from the Alps in France, I had no idea what to expect as I didn’t know much about living in the Cayman Islands. It is during our quarantine in a hotel that I discovered the Cayman Resident which put my mind at ease as it had all the contacts and information I needed. I spend my quarantine reading the Cayman Resident meticulously and I have to say that even now after a year, it is my go-to site whenever I need to find quick information. Najet Byrne is Head of Languages at Cayman Prep & High School

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CAYMANRESIDENT 2022

Cayman Resident 2022

Articles inside

LAST LOOK

Sister Islands

INDEX

Staycations

32 TRAVEL

Local Dive Operators

Wreck Diving

Tennis & Yoga

Swimming

Gyms & Fitness

Cricket, Crossfit & Cycling

30 SPORTS & FITNESS

Religious Services

Voluntary Organisations

Sports

Cultural Activities

Playgrounds & Parks

Veterinarians

After Having a Baby

Cultural Activities

Watersports & Excursions

Costs of Having a Baby On-Island

Obstetricians/Gynaecologists

25 HAVING A BABY

Wedding Locations

Planning Your Wedding

24 GETTING MARRIED

Places to Eat

Culinary Things to Do

Supermarkets

23 FOOD & DRINK

Vocational Training

Universities & Colleges

Scholarships

Private Education

Government Education

Medical Specialties

Pharmacies

Alternative Medicine

Local Hospitals

Medical Care (General & Family

Health Insurance

21 HEALTH & WELLNESS

Fishing

Where to Boat

Buying & Maintaining a Boat

Driving Licences

Buying a Used Car

Electric Cars

Leasing a Vehicle

19 TRANSPORTATION

Building Professionals

Building Options

18 BUILDING IN CAYMAN

17 HOME IMPROVEMENTS

Outdoor Living & Gardens

Swimming Pools

Indoor Improvements

Recycling in Cayman

Waste Management in Cayman

Postal Services

Local Media - Radio, Print, TV

Toys

Day Spas, Hair & Beauty Salons

Clothing

14 SHOPPING

Earthquakes & Tsunamis

Overview of Residential Areas

Renting a Property

Beauty Products

Pensions

11 FINDING A HOME

Insurance

Utilities: Petrol, Diesel & Water

Utilities: Gas -Household

Utilities: Electricity

End-of-Life in Cayman

Telephone & Internet