FOREWORD
JAVIER RAVENTÓS ACADEMIC & INNOVATION DIRECTOR JMR COMUNICACIONES The Fintech ecosystem, we can say that it has several verticals: Digital Credit, Digital Payments, Business Finance, PFM & Wealthtech, Regtech, Crypto & Blockchain, Insurtech, Crowdfunding and Neobanks. In Colombia our ecosystem every day has more companies that belong to one of these verticals, generating employment, helping entrepreneurs, government and people, through their services, products and technologies. In this second issue of Fintech Companies in Colombia. Your challenges and achievements; we will find fascinating articles, written by professionals with great experience, both in the private sector and in the public sector. Each one from their perspective shares very valuable information, very interesting points of view and analysis of the current situation in our country. These great professionals include: Santiago Botero, Erick Rincón, Germán Jaramillo, Andrés Albán, Hernando Rubio, Juan Esteban Saldarriaga, Alexandra Mendoza, Freddy Castro, Andrea Giraldo, Enrique Candanoza, Juan Pablo García, Felipe Lega, Alejandro Beltrán, Camila Salamanca and Nuno Lopes Alves. The Fintech ecosystem in Colombia, even in times as difficult as the current one, we see
6 | FINTECH COMPANIES IN COLOMBIA ΙΙ
very interesting figures and an upward trend in the creation of new ventures and strengthening of those already present. We see how large investment funds are betting on the talent, work, dedication, effort and technological developments of the different companies of the ecosystem in our country; considered the third in the region. We will also learn about the valuable work that different companies have been developing, in different verticals of the ecosystem, their passion, effort, dedication, vision. Finsocial, which never stops surprising me, we will get to know its different companies around it, which are beginning to succeed under the same innovation ecosystem and the valuable social contributions that they have been developing through its foundation. ecollect that with its technology is effectively solving the correct identification of the different means of payment of the companies through its platform. Payválida, one of the first payment gateways to implement cash payment, which has allowed greater financial inclusion for the population. Superpagos, with more than 100 million transactions / year and more than 20 million users using its transactional ecosystem, helping digitized financial inclusion. Kuenta, with a methodology
