How Your Health Insurance Company Helps You Stay Well By Jarett Bies, Avera Health
W
hen it comes to staying healthy, resources are everywhere. Ones you can trust might be closer than you think.
“Health plan members expect more than just affordable premiums and benefits coverage. Our members are very savvy and they’re looking at factors beyond deductibles and copays,” said Jordan Anderson, vice president of sales with Avera Health Plans and DAKOTACARE. “Costs are a consideration, true. But people are looking at how their insurance company can help them achieve well-being goals. It’s an expectation – and one that can provide both the health plan and the member with benefits.” People who review their health plan benefits and seek out
incentives and value-added aspects within their coverage plans are often healthier. Companies providing that coverage receive the advantages that come with members in good health. In many cases, education, reminders and customer service support can help anyone stay ahead of the game in terms of health. “We see preventive, no-cost services, which are required under the Affordable Care Act, as one of the keys to stopping what we call the ‘smoldering ember’ effect in a person’s health,” said Anderson. “A smoldering ember, if not noticed, can lead to a roaring fire. Preventive screenings, checkups and immunizations can stamp out those potential health issues before they grow unchecked and lead to substantial problems.”