MAKING A GREAT FIRST IMPRESSION
Take care of your finances like an adult 1. Figure out your new budget
2. Consider taking up insurance
3. Live within your means
Calculate your monthly expenditure and set aside some funds to cover these. That doesn’t mean that the remainder of your finances goes into your next shopping bonanza, though! Instead, start building your savings in case a rainy day comes by. You’ll be glad for it once it does.
Look through your current health insurance plan if you have one, and ask yourself if you need a more comprehensive one. If you do, conduct thorough research into which plan suits you best, and take steps to buying your new plan. Alternatively, you can consider long-term investments.
Although the struggle is real, what with common flash sales on shopping platforms, strive to not spend more than you earn! If you don’t build your discipline now, it may be harder to control your spending habits in the future.
Thrive! As long as you continue to stick to your budget and build your emergency funds while maintaining relevant insurance plans, chances are that you’re on track to being a successful, responsible adult. At the end of the day, the goal is to make the most of your salary so you don’t need to depend on your parents or anyone else financially.
Maintain a healthy lifestyle 1. Find a diet that works for you
2. Stay active
If you’re working from home, instead of getting food delivered every other day, consider cooking. If you’re back in the office, you can bring homecooked food instead. A side benefit is that it tends to be easier on the wallet too!
This is especially important if your role is deskbound. Find a way to stay active and exercise on a regular basis. If you dislike the very thought of jogging with a mask on, settle for a brisk walk. If you don’t want to go out, you can work out in the comfort of your living room instead with some Zumba classes over Zoom.
3. Keep your friends and family close
As you undergo this life-changing transition, you’ll need your loved ones’ support and encouragement. Make the effort to spend time with them. If they have more experience than you in the area of adulting, don’t be afraid to ask them for advice, too.
Thrive! Being a working adult doesn’t end at the workplace. If you’re not taking care of your health, finances and mental well-being, it’ll be harder for you to be an excellent employee. Take some time to plan your schedule so you can fit in a fulfilling life outside of your 9-to-5, so once it’s time for work, you feel energised and happy to give your all. That’s when you know you’ve cracked the adulting code!
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